Home > Putnam State Bank > Income and Expense
Putnam State Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 3,883 |
| Total interest expense | $341,000 | 3,208 |
| Net interest income | $1,211,000 | 3,985 |
| Provision for loan and lease losses | $1,966,000 | 356 |
| Total noninterest income | $-603,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $112,000 | 2,689 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-715,000 | 7,284 |
| Total noninterest expense | $1,913,000 | 2,461 |
| Salaries and employee benefits | $607,000 | 3,704 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $1,142,000 | 1,478 |
| Pre-tax net operating income | $-3,271,000 | 7,271 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-3,266,000 | 7,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,266,000 | 7,269 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-3,266,000 | 7,269 |
| Net charge-offs | $1,296,000 | 568 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-3,271,000 | 7,269 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,410,000 | 3,537 |
| Total interest expense | $1,696,000 | 3,132 |
| Net interest income | $5,714,000 | 3,593 |
| Provision for loan and lease losses | $2,098,000 | 1,521 |
| Total noninterest income | $-1,314,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $458,000 | 2,762 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,772,000 | 7,256 |
| Total noninterest expense | $6,476,000 | 2,869 |
| Salaries and employee benefits | $2,276,000 | 3,819 |
| Premises and equipment expense | $820,000 | 2,857 |
| Additional noninterest expense | $3,380,000 | 1,983 |
| Pre-tax net operating income | $-4,174,000 | 7,007 |
| Securities gains (losses) | $482,000 | 810 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,692,000 | 7,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,692,000 | 7,003 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,692,000 | 7,003 |
| Net charge-offs | $3,356,000 | 1,104 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,174,000 | 7,011 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 3,423 |
| Total interest expense | $1,312,000 | 3,173 |
| Net interest income | $4,556,000 | 3,440 |
| Provision for loan and lease losses | $1,000 | 6,380 |
| Total noninterest income | $-893,000 | 7,350 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $351,000 | 2,719 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,244,000 | 7,342 |
| Total noninterest expense | $4,878,000 | 2,856 |
| Salaries and employee benefits | $1,665,000 | 3,892 |
| Premises and equipment expense | $654,000 | 2,741 |
| Additional noninterest expense | $2,559,000 | 1,977 |
| Pre-tax net operating income | $-1,216,000 | 6,852 |
| Securities gains (losses) | $123,000 | 1,600 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,093,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,093,000 | 6,888 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,093,000 | 6,887 |
| Net charge-offs | $3,198,000 | 898 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,216,000 | 6,886 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 3,465 |
| Total interest expense | $896,000 | 3,219 |
| Net interest income | $3,014,000 | 3,464 |
| Provision for loan and lease losses | $1,000 | 6,201 |
| Total noninterest income | $262,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $230,000 | 2,734 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,904 |
| Total noninterest expense | $3,117,000 | 2,997 |
| Salaries and employee benefits | $1,087,000 | 3,975 |
| Premises and equipment expense | $445,000 | 2,694 |
| Additional noninterest expense | $1,585,000 | 2,135 |
| Pre-tax net operating income | $158,000 | 5,357 |
| Securities gains (losses) | $-9,000 | 7,063 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $149,000 | 5,362 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 5,361 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $149,000 | 5,362 |
| Net charge-offs | $2,245,000 | 843 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 3,565 |
| Total interest expense | $452,000 | 3,298 |
| Net interest income | $1,440,000 | 3,586 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $76,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $106,000 | 2,857 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-30,000 | 7,255 |
| Total noninterest expense | $1,578,000 | 2,970 |
| Salaries and employee benefits | $553,000 | 3,949 |
| Premises and equipment expense | $241,000 | 2,560 |
| Additional noninterest expense | $784,000 | 2,147 |
| Pre-tax net operating income | $-63,000 | 6,590 |
| Securities gains (losses) | $-9,000 | 7,160 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-72,000 | 6,647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-72,000 | 6,647 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-72,000 | 6,647 |
| Net charge-offs | $2,100,000 | 527 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-63,000 | 6,607 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 3,491 |
| Total interest expense | $2,914,000 | 2,670 |
| Net interest income | $5,291,000 | 3,804 |
| Provision for loan and lease losses | $2,735,000 | 1,718 |
| Total noninterest income | $-1,007,000 | 7,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $476,000 | 2,730 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,483,000 | 7,539 |
| Total noninterest expense | $7,313,000 | 2,635 |
| Salaries and employee benefits | $2,274,000 | 3,859 |
| Premises and equipment expense | $1,045,000 | 2,390 |
| Additional noninterest expense | $3,994,000 | 1,806 |
| Pre-tax net operating income | $-5,764,000 | 7,165 |
| Securities gains (losses) | $293,000 | 1,284 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,471,000 | 7,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,471,000 | 7,200 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,471,000 | 7,200 |
| Net charge-offs | $3,664,000 | 1,294 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $7,911,000 | 94 |
| Net operating income | $-5,764,000 | 7,202 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 3,482 |
| Total interest expense | $2,372,000 | 2,582 |
| Net interest income | $3,946,000 | 3,873 |
| Provision for loan and lease losses | $3,057,000 | 1,249 |
| Total noninterest income | $-197,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $396,000 | 2,606 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-593,000 | 7,596 |
| Total noninterest expense | $5,172,000 | 2,763 |
| Salaries and employee benefits | $1,714,000 | 3,884 |
| Premises and equipment expense | $787,000 | 2,415 |
| Additional noninterest expense | $2,671,000 | 1,936 |
| Pre-tax net operating income | $-4,480,000 | 7,334 |
| Securities gains (losses) | $177,000 | 1,472 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,303,000 | 7,381 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,303,000 | 7,381 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,303,000 | 7,381 |
| Net charge-offs | $2,980,000 | 1,148 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $7,350,000 | 83 |
| Net operating income | $-4,480,000 | 7,371 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 3,433 |
| Total interest expense | $1,670,000 | 2,558 |
| Net interest income | $2,666,000 | 3,844 |
| Provision for loan and lease losses | $2,157,000 | 1,212 |
| Total noninterest income | $-9,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $271,000 | 2,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-280,000 | 7,639 |
| Total noninterest expense | $3,184,000 | 2,969 |
| Salaries and employee benefits | $1,150,000 | 3,890 |
| Premises and equipment expense | $516,000 | 2,466 |
| Additional noninterest expense | $1,518,000 | 2,236 |
| Pre-tax net operating income | $-2,684,000 | 7,375 |
| Securities gains (losses) | $85,000 | 1,526 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,599,000 | 7,407 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,599,000 | 7,407 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,599,000 | 7,407 |
| Net charge-offs | $1,817,000 | 1,209 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $5,250,000 | 71 |
| Net operating income | $-2,684,000 | 7,408 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 3,445 |
| Total interest expense | $881,000 | 2,544 |
| Net interest income | $1,324,000 | 3,878 |
| Provision for loan and lease losses | $597,000 | 1,654 |
| Total noninterest income | $-154,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $130,000 | 2,631 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-284,000 | 7,831 |
| Total noninterest expense | $1,510,000 | 3,128 |
| Salaries and employee benefits | $581,000 | 3,919 |
| Premises and equipment expense | $268,000 | 2,436 |
| Additional noninterest expense | $661,000 | 2,489 |
| Pre-tax net operating income | $-937,000 | 7,394 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-937,000 | 7,449 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-937,000 | 7,449 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-937,000 | 7,450 |
| Net charge-offs | $1,017,000 | 1,028 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 121 |
| Net operating income | $-937,000 | 7,440 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 3,291 |
| Total interest expense | $4,250,000 | 2,606 |
| Net interest income | $5,503,000 | 3,695 |
| Provision for loan and lease losses | $14,021,000 | 648 |
| Total noninterest income | $-722,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $487,000 | 2,953 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,209,000 | 7,899 |
| Total noninterest expense | $6,396,000 | 3,018 |
| Salaries and employee benefits | $2,386,000 | 3,831 |
| Premises and equipment expense | $1,061,000 | 2,457 |
| Additional noninterest expense | $2,949,000 | 2,381 |
| Pre-tax net operating income | $-15,636,000 | 7,642 |
| Securities gains (losses) | $19,000 | 3,063 |
| Applicable income taxes | $-1,927,000 | 7,506 |
| Income before extraordinary items | $-13,690,000 | 7,650 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,690,000 | 7,648 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,690,000 | 7,649 |
| Net charge-offs | $7,966,000 | 815 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 357 |
| Net operating income | $-13,706,720 | 7,645 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 3,287 |
| Total interest expense | $3,296,000 | 2,640 |
| Net interest income | $4,215,000 | 3,652 |
| Provision for loan and lease losses | $8,200,000 | 737 |
| Total noninterest income | $172,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $351,000 | 3,043 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-179,000 | 7,862 |
| Total noninterest expense | $4,595,000 | 3,136 |
| Salaries and employee benefits | $1,820,000 | 3,821 |
| Premises and equipment expense | $796,000 | 2,486 |
| Additional noninterest expense | $1,979,000 | 2,598 |
| Pre-tax net operating income | $-8,408,000 | 7,689 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-3,164,000 | 7,825 |
| Income before extraordinary items | $-5,244,000 | 7,596 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,244,000 | 7,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,244,000 | 7,596 |
| Net charge-offs | $4,041,000 | 970 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 305 |
| Net operating income | $-5,244,000 | 7,611 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,237 |
| Total interest expense | $2,261,000 | 2,680 |
| Net interest income | $2,893,000 | 3,559 |
| Provision for loan and lease losses | $8,200,000 | 522 |
| Total noninterest income | $113,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $221,000 | 3,125 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-108,000 | 7,973 |
| Total noninterest expense | $2,957,000 | 3,258 |
| Salaries and employee benefits | $1,241,000 | 3,791 |
| Premises and equipment expense | $534,000 | 2,500 |
| Additional noninterest expense | $1,182,000 | 2,871 |
| Pre-tax net operating income | $-8,151,000 | 7,872 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,054,000 | 7,975 |
| Income before extraordinary items | $-5,097,000 | 7,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,097,000 | 7,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,097,000 | 7,802 |
| Net charge-offs | $4,028,000 | 679 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 243 |
| Net operating income | $-5,097,000 | 7,815 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 3,247 |
| Total interest expense | $1,173,000 | 2,679 |
| Net interest income | $1,413,000 | 3,619 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $112,000 | 3,053 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $1,477,000 | 3,184 |
| Salaries and employee benefits | $652,000 | 3,681 |
| Premises and equipment expense | $263,000 | 2,576 |
| Additional noninterest expense | $562,000 | 2,714 |
| Pre-tax net operating income | $-841,000 | 7,569 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-302,000 | 7,796 |
| Income before extraordinary items | $-539,000 | 7,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-539,000 | 7,480 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-539,000 | 7,481 |
| Net charge-offs | $119,000 | 2,680 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-539,000 | 7,458 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,298,000 | 3,202 |
| Total interest expense | $5,355,000 | 2,797 |
| Net interest income | $5,943,000 | 3,506 |
| Provision for loan and lease losses | $986,000 | 2,735 |
| Total noninterest income | $412,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $507,000 | 2,978 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-95,000 | 8,127 |
| Total noninterest expense | $5,184,000 | 3,458 |
| Salaries and employee benefits | $2,521,000 | 3,756 |
| Premises and equipment expense | $1,008,000 | 2,608 |
| Additional noninterest expense | $1,655,000 | 3,370 |
| Pre-tax net operating income | $185,000 | 5,795 |
| Securities gains (losses) | $188,000 | 748 |
| Applicable income taxes | $134,000 | 3,163 |
| Income before extraordinary items | $239,000 | 5,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $239,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 2,392 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $118,680 | 5,952 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 3,200 |
| Total interest expense | $4,028,000 | 2,890 |
| Net interest income | $4,644,000 | 3,407 |
| Provision for loan and lease losses | $706,000 | 2,252 |
| Total noninterest income | $280,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $386,000 | 2,973 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-106,000 | 8,269 |
| Total noninterest expense | $4,023,000 | 3,369 |
| Salaries and employee benefits | $1,964,000 | 3,669 |
| Premises and equipment expense | $754,000 | 2,626 |
| Additional noninterest expense | $1,305,000 | 3,139 |
| Pre-tax net operating income | $195,000 | 6,055 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $77,000 | 3,812 |
| Income before extraordinary items | $138,000 | 5,995 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $138,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 2,292 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $125,200 | 6,208 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 3,230 |
| Total interest expense | $2,709,000 | 2,976 |
| Net interest income | $3,085,000 | 3,412 |
| Provision for loan and lease losses | $206,000 | 3,106 |
| Total noninterest income | $265,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $285,000 | 2,745 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-20,000 | 8,344 |
| Total noninterest expense | $2,713,000 | 3,352 |
| Salaries and employee benefits | $1,321,000 | 3,674 |
| Premises and equipment expense | $483,000 | 2,715 |
| Additional noninterest expense | $909,000 | 2,990 |
| Pre-tax net operating income | $431,000 | 4,656 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $162,000 | 2,923 |
| Income before extraordinary items | $289,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,894 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $276,200 | 5,068 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 3,269 |
| Total interest expense | $1,428,000 | 3,014 |
| Net interest income | $1,527,000 | 3,444 |
| Provision for loan and lease losses | $86,000 | 2,973 |
| Total noninterest income | $108,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $129,000 | 2,906 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-21,000 | 8,418 |
| Total noninterest expense | $1,377,000 | 3,308 |
| Salaries and employee benefits | $688,000 | 3,592 |
| Premises and equipment expense | $238,000 | 2,764 |
| Additional noninterest expense | $451,000 | 2,967 |
| Pre-tax net operating income | $172,000 | 5,229 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $62,000 | 3,341 |
| Income before extraordinary items | $110,000 | 5,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $110,000 | 5,613 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,836,000 | 3,324 |
| Total interest expense | $5,216,000 | 3,359 |
| Net interest income | $6,620,000 | 3,244 |
| Provision for loan and lease losses | $410,000 | 2,661 |
| Total noninterest income | $1,027,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $553,000 | 2,839 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $474,000 | 3,410 |
| Total noninterest expense | $4,896,000 | 3,491 |
| Salaries and employee benefits | $2,364,000 | 3,887 |
| Premises and equipment expense | $887,000 | 2,836 |
| Additional noninterest expense | $1,645,000 | 3,164 |
| Pre-tax net operating income | $2,341,000 | 2,967 |
| Securities gains (losses) | $57,000 | 754 |
| Applicable income taxes | $860,000 | 2,052 |
| Income before extraordinary items | $1,538,000 | 3,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,538,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $360,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,501,520 | 3,437 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 3,407 |
| Total interest expense | $3,806,000 | 3,429 |
| Net interest income | $4,835,000 | 3,322 |
| Provision for loan and lease losses | $390,000 | 1,898 |
| Total noninterest income | $884,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $410,000 | 2,847 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $474,000 | 2,943 |
| Total noninterest expense | $3,645,000 | 3,501 |
| Salaries and employee benefits | $1,745,000 | 3,912 |
| Premises and equipment expense | $671,000 | 2,803 |
| Additional noninterest expense | $1,229,000 | 3,121 |
| Pre-tax net operating income | $1,684,000 | 3,225 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $604,000 | 2,276 |
| Income before extraordinary items | $1,080,000 | 3,705 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,080,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,080,000 | 3,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 3,445 |
| Total interest expense | $2,427,000 | 3,538 |
| Net interest income | $3,263,000 | 3,317 |
| Provision for loan and lease losses | $323,000 | 1,456 |
| Total noninterest income | $762,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $288,000 | 2,737 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $474,000 | 2,331 |
| Total noninterest expense | $2,418,000 | 3,537 |
| Salaries and employee benefits | $1,182,000 | 3,894 |
| Premises and equipment expense | $432,000 | 2,907 |
| Additional noninterest expense | $804,000 | 3,181 |
| Pre-tax net operating income | $1,284,000 | 2,971 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $461,000 | 2,183 |
| Income before extraordinary items | $823,000 | 3,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $823,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $823,000 | 3,436 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 3,442 |
| Total interest expense | $1,215,000 | 3,504 |
| Net interest income | $1,620,000 | 3,331 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $161,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $142,000 | 2,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $1,237,000 | 3,481 |
| Salaries and employee benefits | $601,000 | 3,887 |
| Premises and equipment expense | $227,000 | 2,812 |
| Additional noninterest expense | $409,000 | 3,109 |
| Pre-tax net operating income | $484,000 | 3,603 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $174,000 | 2,587 |
| Income before extraordinary items | $310,000 | 4,094 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $310,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $310,000 | 4,071 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,149,000 | 3,530 |
| Total interest expense | $3,403,000 | 3,995 |
| Net interest income | $6,746,000 | 3,209 |
| Provision for loan and lease losses | $388,000 | 2,334 |
| Total noninterest income | $621,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $633,000 | 2,580 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-12,000 | 8,642 |
| Total noninterest expense | $4,686,000 | 3,523 |
| Salaries and employee benefits | $2,102,000 | 4,118 |
| Premises and equipment expense | $861,000 | 2,818 |
| Additional noninterest expense | $1,723,000 | 2,936 |
| Pre-tax net operating income | $2,293,000 | 3,343 |
| Securities gains (losses) | $36,000 | 759 |
| Applicable income taxes | $835,000 | 2,418 |
| Income before extraordinary items | $1,494,000 | 3,789 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,494,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,058 |
| Cash dividends | $775,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,470,960 | 3,794 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,347,000 | 3,605 |
| Total interest expense | $2,298,000 | 4,176 |
| Net interest income | $5,049,000 | 3,237 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $481,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $494,000 | 2,504 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-13,000 | 8,715 |
| Total noninterest expense | $3,396,000 | 3,612 |
| Salaries and employee benefits | $1,480,000 | 4,280 |
| Premises and equipment expense | $636,000 | 2,864 |
| Additional noninterest expense | $1,280,000 | 2,945 |
| Pre-tax net operating income | $1,974,000 | 3,148 |
| Securities gains (losses) | $36,000 | 628 |
| Applicable income taxes | $721,000 | 2,354 |
| Income before extraordinary items | $1,289,000 | 3,566 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,289,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,265,960 | 3,592 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,664 |
| Total interest expense | $1,409,000 | 4,273 |
| Net interest income | $3,296,000 | 3,298 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $341,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $341,000 | 2,405 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $2,246,000 | 3,646 |
| Salaries and employee benefits | $981,000 | 4,329 |
| Premises and equipment expense | $424,000 | 2,852 |
| Additional noninterest expense | $841,000 | 2,992 |
| Pre-tax net operating income | $1,291,000 | 3,195 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $463,000 | 2,422 |
| Income before extraordinary items | $828,000 | 3,662 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $828,000 | 3,655 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 3,781 |
| Total interest expense | $665,000 | 4,304 |
| Net interest income | $1,554,000 | 3,439 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $181,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $181,000 | 2,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $1,119,000 | 3,674 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $211,000 | 2,882 |
| Additional noninterest expense | $417,000 | 3,000 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $203,000 | 2,586 |
| Income before extraordinary items | $363,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $363,000 | 3,915 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 3,927 |
| Total interest expense | $2,143,000 | 4,238 |
| Net interest income | $5,410,000 | 3,731 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $729,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $729,000 | 2,274 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $4,136,000 | 3,765 |
| Salaries and employee benefits | $1,874,000 | 4,332 |
| Premises and equipment expense | $826,000 | 2,816 |
| Additional noninterest expense | $1,436,000 | 3,340 |
| Pre-tax net operating income | $1,853,000 | 3,870 |
| Securities gains (losses) | $30,000 | 1,113 |
| Applicable income taxes | $675,000 | 2,874 |
| Income before extraordinary items | $1,208,000 | 4,334 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,208,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $535,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,188,800 | 4,335 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 3,993 |
| Total interest expense | $1,482,000 | 4,331 |
| Net interest income | $3,973,000 | 3,783 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $562,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $562,000 | 2,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $2,994,000 | 3,839 |
| Salaries and employee benefits | $1,310,000 | 4,546 |
| Premises and equipment expense | $617,000 | 2,806 |
| Additional noninterest expense | $1,067,000 | 3,337 |
| Pre-tax net operating income | $1,421,000 | 3,905 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $510,000 | 2,902 |
| Income before extraordinary items | $911,000 | 4,426 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $911,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $911,000 | 4,387 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 4,056 |
| Total interest expense | $926,000 | 4,365 |
| Net interest income | $2,554,000 | 3,858 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $410,000 | 3,994 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $410,000 | 2,028 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $1,908,000 | 3,962 |
| Salaries and employee benefits | $835,000 | 4,674 |
| Premises and equipment expense | $385,000 | 2,954 |
| Additional noninterest expense | $688,000 | 3,408 |
| Pre-tax net operating income | $966,000 | 3,799 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $366,000 | 2,746 |
| Income before extraordinary items | $600,000 | 4,410 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $600,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $600,000 | 4,356 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 4,165 |
| Total interest expense | $443,000 | 4,376 |
| Net interest income | $1,216,000 | 4,024 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $188,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $925,000 | 4,074 |
| Salaries and employee benefits | $393,000 | 4,903 |
| Premises and equipment expense | $191,000 | 2,991 |
| Additional noninterest expense | $341,000 | 3,442 |
| Pre-tax net operating income | $449,000 | 3,966 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $161,000 | 2,984 |
| Income before extraordinary items | $288,000 | 4,485 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $288,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $288,000 | 4,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 4,276 |
| Total interest expense | $1,546,000 | 4,432 |
| Net interest income | $4,438,000 | 4,161 |
| Provision for loan and lease losses | $560,000 | 1,778 |
| Total noninterest income | $880,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $765,000 | 2,222 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $3,178,000 | 4,475 |
| Salaries and employee benefits | $1,417,000 | 5,134 |
| Premises and equipment expense | $702,000 | 3,123 |
| Additional noninterest expense | $1,059,000 | 4,142 |
| Pre-tax net operating income | $1,580,000 | 4,122 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $567,000 | 3,132 |
| Income before extraordinary items | $1,013,000 | 4,661 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,013,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,353 |
| Cash dividends | $446,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,013,000 | 4,593 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 4,328 |
| Total interest expense | $1,131,000 | 4,461 |
| Net interest income | $3,236,000 | 4,243 |
| Provision for loan and lease losses | $525,000 | 1,396 |
| Total noninterest income | $647,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $591,000 | 2,188 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $2,396,000 | 4,438 |
| Salaries and employee benefits | $1,031,000 | 5,212 |
| Premises and equipment expense | $547,000 | 3,015 |
| Additional noninterest expense | $818,000 | 4,024 |
| Pre-tax net operating income | $962,000 | 4,692 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $345,000 | 3,541 |
| Income before extraordinary items | $617,000 | 5,287 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $617,000 | 5,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 947 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $617,000 | 5,202 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 4,441 |
| Total interest expense | $737,000 | 4,531 |
| Net interest income | $2,082,000 | 4,352 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $425,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $385,000 | 2,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $1,575,000 | 4,505 |
| Salaries and employee benefits | $694,000 | 5,201 |
| Premises and equipment expense | $363,000 | 3,034 |
| Additional noninterest expense | $518,000 | 4,196 |
| Pre-tax net operating income | $902,000 | 3,798 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $323,000 | 2,945 |
| Income before extraordinary items | $579,000 | 4,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $579,000 | 4,253 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 4,530 |
| Total interest expense | $367,000 | 4,573 |
| Net interest income | $1,015,000 | 4,428 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $206,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 2,220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $807,000 | 4,442 |
| Salaries and employee benefits | $363,000 | 5,057 |
| Premises and equipment expense | $183,000 | 3,042 |
| Additional noninterest expense | $261,000 | 4,169 |
| Pre-tax net operating income | $399,000 | 4,098 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $143,000 | 3,179 |
| Income before extraordinary items | $256,000 | 4,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 4,335 |
| Total interest expense | $1,799,000 | 4,352 |
| Net interest income | $4,158,000 | 4,246 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $695,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $625,000 | 2,625 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $3,300,000 | 4,314 |
| Salaries and employee benefits | $1,534,000 | 4,779 |
| Premises and equipment expense | $751,000 | 2,901 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $1,553,000 | 4,037 |
| Securities gains (losses) | $169,000 | 1,452 |
| Applicable income taxes | $618,000 | 3,004 |
| Income before extraordinary items | $1,104,000 | 4,366 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,104,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $446,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 824 |
| Net operating income | $995,840 | 4,496 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 4,357 |
| Total interest expense | $1,401,000 | 4,358 |
| Net interest income | $3,116,000 | 4,265 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $509,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $448,000 | 2,713 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $2,435,000 | 4,353 |
| Salaries and employee benefits | $1,157,000 | 4,754 |
| Premises and equipment expense | $558,000 | 2,928 |
| Additional noninterest expense | $720,000 | 4,386 |
| Pre-tax net operating income | $1,190,000 | 4,099 |
| Securities gains (losses) | $159,000 | 1,377 |
| Applicable income taxes | $484,000 | 3,089 |
| Income before extraordinary items | $865,000 | 4,401 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $865,000 | 4,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $763,240 | 4,550 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 4,372 |
| Total interest expense | $968,000 | 4,349 |
| Net interest income | $2,053,000 | 4,318 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $335,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $287,000 | 2,748 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $1,583,000 | 4,411 |
| Salaries and employee benefits | $764,000 | 4,782 |
| Premises and equipment expense | $374,000 | 2,925 |
| Additional noninterest expense | $445,000 | 4,629 |
| Pre-tax net operating income | $805,000 | 4,036 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $289,000 | 3,310 |
| Income before extraordinary items | $516,000 | 4,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $516,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $516,000 | 4,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 4,289 |
| Total interest expense | $497,000 | 4,357 |
| Net interest income | $1,075,000 | 4,174 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 2,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $779,000 | 4,451 |
| Salaries and employee benefits | $390,000 | 4,693 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $224,000 | 4,575 |
| Pre-tax net operating income | $463,000 | 3,681 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $166,000 | 3,033 |
| Income before extraordinary items | $297,000 | 4,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $297,000 | 4,081 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,506 |
| Total interest expense | $2,404,000 | 4,232 |
| Net interest income | $3,688,000 | 4,592 |
| Provision for loan and lease losses | $175,000 | 4,644 |
| Total noninterest income | $635,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $561,000 | 2,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,996 |
| Total noninterest expense | $3,012,000 | 4,444 |
| Salaries and employee benefits | $1,468,000 | 4,770 |
| Premises and equipment expense | $661,000 | 3,148 |
| Additional noninterest expense | $883,000 | 4,606 |
| Pre-tax net operating income | $1,136,000 | 4,857 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $384,000 | 3,964 |
| Income before extraordinary items | $752,000 | 5,366 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $752,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $267,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 810 |
| Net operating income | $752,000 | 5,225 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,443,000 | 4,709 |
| Total interest expense | $3,432,000 | 4,267 |
| Net interest income | $3,011,000 | 5,059 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $605,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $541,000 | 2,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $2,692,000 | 4,708 |
| Salaries and employee benefits | $1,353,000 | 4,886 |
| Premises and equipment expense | $572,000 | 3,508 |
| Additional noninterest expense | $767,000 | 4,929 |
| Pre-tax net operating income | $834,000 | 5,377 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $302,000 | 4,245 |
| Income before extraordinary items | $532,000 | 5,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $532,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,735 |
| Cash dividends | $221,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 870 |
| Net operating income | $532,000 | 5,809 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 4,760 |
| Total interest expense | $2,823,000 | 5,151 |
| Net interest income | $3,846,000 | 4,314 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $574,000 | 4,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $2,260,000 | 5,229 |
| Salaries and employee benefits | $1,144,000 | 5,410 |
| Premises and equipment expense | $386,000 | 4,623 |
| Additional noninterest expense | $730,000 | 5,032 |
| Pre-tax net operating income | $2,070,000 | 3,240 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $767,000 | 2,589 |
| Income before extraordinary items | $1,303,000 | 3,628 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,303,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $423,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 907 |
| Net operating income | $1,303,000 | 3,616 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 5,173 |
| Total interest expense | $2,463,000 | 5,237 |
| Net interest income | $3,139,000 | 4,997 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $524,000 | 4,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $2,085,000 | 5,531 |
| Salaries and employee benefits | $1,016,000 | 5,820 |
| Premises and equipment expense | $381,000 | 4,692 |
| Additional noninterest expense | $688,000 | 5,302 |
| Pre-tax net operating income | $1,488,000 | 4,116 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $548,000 | 3,437 |
| Income before extraordinary items | $940,000 | 4,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $940,000 | 4,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $422,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 982 |
| Net operating income | $940,000 | 4,577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 5,453 |
| Total interest expense | $2,291,000 | 5,672 |
| Net interest income | $3,004,000 | 5,128 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $461,000 | 5,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $1,960,000 | 5,674 |
| Salaries and employee benefits | $918,000 | 6,127 |
| Premises and equipment expense | $375,000 | 4,654 |
| Additional noninterest expense | $667,000 | 5,349 |
| Pre-tax net operating income | $1,433,000 | 4,332 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $527,000 | 3,713 |
| Income before extraordinary items | $906,000 | 4,802 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $906,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $422,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 976 |
| Net operating income | $906,000 | 4,709 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 6,199 |
| Total interest expense | $1,861,000 | 6,543 |
| Net interest income | $2,668,000 | 5,798 |
| Provision for loan and lease losses | $98,000 | 5,239 |
| Total noninterest income | $433,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,702,000 | 6,284 |
| Salaries and employee benefits | $798,000 | 6,791 |
| Premises and equipment expense | $370,000 | 4,710 |
| Additional noninterest expense | $534,000 | 6,243 |
| Pre-tax net operating income | $1,301,000 | 4,958 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $476,000 | 4,360 |
| Income before extraordinary items | $825,000 | 5,358 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $825,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $396,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 704 |
| Net operating income | $825,000 | 5,303 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 7,426 |
| Total interest expense | $1,480,000 | 7,626 |
| Net interest income | $1,999,000 | 7,149 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $1,390,000 | 7,418 |
| Salaries and employee benefits | $640,000 | 7,896 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $470,000 | 7,300 |
| Pre-tax net operating income | $851,000 | 6,293 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $549,000 | 6,563 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $549,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $311,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $1,850,000 | 310 |
| Net operating income | $549,000 | 6,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 8,127 |
| Total interest expense | $1,142,000 | 8,780 |
| Net interest income | $1,915,000 | 7,493 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $358,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,252,000 | 8,033 |
| Salaries and employee benefits | $544,000 | 8,757 |
| Premises and equipment expense | $271,000 | 6,056 |
| Additional noninterest expense | $437,000 | 7,839 |
| Pre-tax net operating income | $940,000 | 6,238 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $340,000 | 5,560 |
| Income before extraordinary items | $600,000 | 6,613 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $600,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $232,000 | 5,152 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 786 |
| Net operating income | $600,000 | 6,606 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 8,989 |
| Total interest expense | $834,000 | 9,424 |
| Net interest income | $1,617,000 | 8,538 |
| Provision for loan and lease losses | $104,000 | 4,473 |
| Total noninterest income | $277,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,139,000 | 8,840 |
| Salaries and employee benefits | $486,000 | 9,522 |
| Premises and equipment expense | $261,000 | 6,340 |
| Additional noninterest expense | $392,000 | 8,903 |
| Pre-tax net operating income | $651,000 | 7,710 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $433,000 | 7,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $433,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $191,000 | 5,620 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 916 |
| Net operating income | $433,000 | 7,925 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 10,383 |
| Total interest expense | $705,000 | 10,555 |
| Net interest income | $1,198,000 | 10,070 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $264,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,024,000 | 9,628 |
| Salaries and employee benefits | $433,000 | 10,310 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $349,000 | 9,849 |
| Pre-tax net operating income | $359,000 | 9,737 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $359,000 | 8,843 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $359,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $143,000 | 6,223 |
| Sale, conversion, retirement of capital stock, net | $950,000 | 488 |
| Net operating income | $359,000 | 8,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 11,481 |
| Total interest expense | $791,000 | 11,374 |
| Net interest income | $931,000 | 11,381 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $268,000 | 8,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $976,000 | 10,088 |
| Salaries and employee benefits | $404,000 | 10,813 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $337,000 | 10,353 |
| Pre-tax net operating income | $176,000 | 11,290 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $52,000 | 979 |
| Net income | $176,000 | 11,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $124,000 | 11,312 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.