Home > Providence Bank & Trust > Income and Expense

Providence Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,568,000675
Total interest expense$21,926,000737
Net interest income$51,642,000654
Provision for loan and lease losses$600,0001,141
Total noninterest income$6,707,000981
Gross Fiduciary activities income$619,000570
Service charges on deposit accounts$1,804,000617
Trading account gains and feesNANA
Additional Noninterest Income$4,284,000972
Total noninterest expense$35,020,000774
Salaries and employee benefits$22,010,000689
Premises and equipment expense$3,586,000732
Additional noninterest expense$4,284,000972
Pre-tax net operating income$22,729,000615
Securities gains (losses)$0988
Applicable income taxes$5,930,000482
Income before extraordinary items$16,799,000668
Extraordinary gains, net$054
Net income$16,799,000678
Minority interest net income$088
Net income of bank and minority interests.$16,799,000671
Net charge-offs$1,424,000441
Cash dividends$13,000,000408
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,799,000678
2023-09-30 (YTD Data)Rank
Total interest income$54,427,000678
Total interest expense$15,208,000739
Net interest income$39,219,000653
Provision for loan and lease losses$450,0001,058
Total noninterest income$4,932,0001,008
Gross Fiduciary activities income$466,000564
Service charges on deposit accounts$1,351,000613
Trading account gains and feesNANA
Additional Noninterest Income$3,115,0001,010
Total noninterest expense$26,723,000771
Salaries and employee benefits$16,714,000687
Premises and equipment expense$2,789,000720
Additional noninterest expense$3,115,0001,010
Pre-tax net operating income$16,978,000641
Securities gains (losses)$0849
Applicable income taxes$4,486,000495
Income before extraordinary items$12,492,000693
Extraordinary gains, net$052
Net income$12,492,000697
Minority interest net income$081
Net income of bank and minority interests.$12,492,000693
Net charge-offs$1,396,000350
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,492,000706
2023-06-30 (YTD Data)Rank
Total interest income$35,475,000670
Total interest expense$9,257,000723
Net interest income$26,218,000655
Provision for loan and lease losses$300,0001,014
Total noninterest income$3,270,000959
Gross Fiduciary activities income$250,000590
Service charges on deposit accounts$900,000605
Trading account gains and feesNANA
Additional Noninterest Income$2,120,000929
Total noninterest expense$17,948,000750
Salaries and employee benefits$11,180,000673
Premises and equipment expense$1,685,000771
Additional noninterest expense$2,120,000928
Pre-tax net operating income$11,240,000635
Securities gains (losses)$0938
Applicable income taxes$2,966,000503
Income before extraordinary items$8,274,000700
Extraordinary gains, net$051
Net income$8,274,000712
Minority interest net income$081
Net income of bank and minority interests.$8,274,000700
Net charge-offs$65,0001,080
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,274,000703
2023-03-31 (YTD Data)Rank
Total interest income$17,739,000663
Total interest expense$4,101,000717
Net interest income$13,638,000644
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,620,000959
Gross Fiduciary activities income$115,000620
Service charges on deposit accounts$403,000684
Trading account gains and feesNANA
Additional Noninterest Income$1,102,000899
Total noninterest expense$9,009,000758
Salaries and employee benefits$5,566,000698
Premises and equipment expense$888,000768
Additional noninterest expense$1,102,000899
Pre-tax net operating income$6,099,000619
Securities gains (losses)$0950
Applicable income taxes$1,611,000491
Income before extraordinary items$4,488,000672
Extraordinary gains, net$04
Net income$4,488,000671
Minority interest net income$048
Net income of bank and minority interests.$4,488,000671
Net charge-offs$-49,0004,438
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,488,000684
2022-12-31 (YTD Data)Rank
Total interest income$59,784,000649
Total interest expense$5,253,000759
Net interest income$54,531,000627
Provision for loan and lease losses$984,000834
Total noninterest income$7,047,000953
Gross Fiduciary activities income$521,000611
Service charges on deposit accounts$1,461,000760
Trading account gains and feesNANA
Additional Noninterest Income$5,065,000904
Total noninterest expense$42,013,000639
Salaries and employee benefits$24,188,000627
Premises and equipment expense$6,277,000453
Additional noninterest expense$5,065,000904
Pre-tax net operating income$18,581,000802
Securities gains (losses)$-156,0004,037
Applicable income taxes$4,028,000687
Income before extraordinary items$14,397,000822
Extraordinary gains, net$05
Net income$14,397,000823
Minority interest net income$063
Net income of bank and minority interests.$14,397,000823
Net charge-offs$-308,0004,520
Cash dividends$11,500,000424
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,520,240833
2022-09-30 (YTD Data)Rank
Total interest income$43,001,000638
Total interest expense$2,459,000847
Net interest income$40,542,000623
Provision for loan and lease losses$738,000767
Total noninterest income$5,521,000950
Gross Fiduciary activities income$352,000621
Service charges on deposit accounts$1,054,000786
Trading account gains and feesNANA
Additional Noninterest Income$4,115,000869
Total noninterest expense$33,609,000599
Salaries and employee benefits$18,897,000608
Premises and equipment expense$5,630,000378
Additional noninterest expense$4,115,000869
Pre-tax net operating income$11,716,000911
Securities gains (losses)$0740
Applicable income taxes$2,525,000784
Income before extraordinary items$9,191,000957
Extraordinary gains, net$04
Net income$9,191,000956
Minority interest net income$057
Net income of bank and minority interests.$9,191,000957
Net charge-offs$-299,0004,559
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,191,000973
2022-06-30 (YTD Data)Rank
Total interest income$26,366,000654
Total interest expense$1,108,0001,039
Net interest income$25,258,000637
Provision for loan and lease losses$492,000705
Total noninterest income$3,993,000885
Gross Fiduciary activities income$236,000584
Service charges on deposit accounts$656,000822
Trading account gains and feesNANA
Additional Noninterest Income$3,101,000805
Total noninterest expense$24,691,000539
Salaries and employee benefits$13,487,000560
Premises and equipment expense$4,723,000304
Additional noninterest expense$6,481,000616
Pre-tax net operating income$4,068,0001,401
Securities gains (losses)$0687
Applicable income taxes$488,0001,501
Income before extraordinary items$3,580,0001,331
Extraordinary gains, net$04
Net income$3,580,0001,330
Minority interest net income$060
Net income of bank and minority interests.$3,580,0001,331
Net charge-offs$-264,0004,608
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,580,0001,363
2022-03-31 (YTD Data)Rank
Total interest income$12,263,000679
Total interest expense$425,0001,260
Net interest income$11,838,000654
Provision for loan and lease losses$246,000589
Total noninterest income$2,344,000802
Gross Fiduciary activities income$110,000594
Service charges on deposit accounts$310,000846
Trading account gains and feesNANA
Additional Noninterest Income$1,924,000710
Total noninterest expense$8,185,000776
Salaries and employee benefits$4,905,000751
Premises and equipment expense$906,000718
Additional noninterest expense$2,374,000796
Pre-tax net operating income$5,751,000617
Securities gains (losses)$0623
Applicable income taxes$1,526,000494
Income before extraordinary items$4,225,000669
Extraordinary gains, net$04
Net income$4,225,000669
Minority interest net income$050
Net income of bank and minority interests.$4,225,000669
Net charge-offs$11,0001,153
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,225,000674
2021-12-31 (YTD Data)Rank
Total interest income$54,412,000628
Total interest expense$1,792,0001,441
Net interest income$52,620,000599
Provision for loan and lease losses$1,224,000482
Total noninterest income$7,908,000987
Gross Fiduciary activities income$469,000581
Service charges on deposit accounts$1,145,000874
Trading account gains and feesNANA
Additional Noninterest Income$6,294,000917
Total noninterest expense$32,166,000792
Salaries and employee benefits$19,314,000758
Premises and equipment expense$3,506,000748
Additional noninterest expense$9,346,000828
Pre-tax net operating income$27,138,000593
Securities gains (losses)$02,062
Applicable income taxes$7,237,000489
Income before extraordinary items$19,901,000646
Extraordinary gains, net$010
Net income$19,901,000647
Minority interest net income$074
Net income of bank and minority interests.$19,901,000647
Net charge-offs$-234,0004,583
Cash dividends$16,200,000338
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,901,000638
2021-09-30 (YTD Data)Rank
Total interest income$41,475,000630
Total interest expense$1,353,0001,524
Net interest income$40,122,000597
Provision for loan and lease losses$918,000486
Total noninterest income$6,174,000983
Gross Fiduciary activities income$352,000576
Service charges on deposit accounts$831,000895
Trading account gains and feesNANA
Additional Noninterest Income$4,991,000907
Total noninterest expense$24,027,000803
Salaries and employee benefits$14,500,000763
Premises and equipment expense$2,641,000757
Additional noninterest expense$6,886,000831
Pre-tax net operating income$21,351,000591
Securities gains (losses)$02,015
Applicable income taxes$5,724,000481
Income before extraordinary items$15,627,000634
Extraordinary gains, net$08
Net income$15,627,000634
Minority interest net income$069
Net income of bank and minority interests.$15,627,000634
Net charge-offs$-141,0004,558
Cash dividends$14,700,000287
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,627,000628
2021-06-30 (YTD Data)Rank
Total interest income$29,515,000589
Total interest expense$909,0001,573
Net interest income$28,606,000557
Provision for loan and lease losses$612,000490
Total noninterest income$4,511,000915
Gross Fiduciary activities income$245,000574
Service charges on deposit accounts$530,000900
Trading account gains and feesNANA
Additional Noninterest Income$3,736,000839
Total noninterest expense$16,134,000794
Salaries and employee benefits$9,681,000763
Premises and equipment expense$1,757,000762
Additional noninterest expense$4,696,000816
Pre-tax net operating income$16,371,000522
Securities gains (losses)$01,818
Applicable income taxes$4,405,000436
Income before extraordinary items$11,966,000580
Extraordinary gains, net$06
Net income$11,966,000579
Minority interest net income$067
Net income of bank and minority interests.$11,966,000580
Net charge-offs$-146,0004,685
Cash dividends$14,700,000212
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,966,000566
2021-03-31 (YTD Data)Rank
Total interest income$17,122,000507
Total interest expense$466,0001,602
Net interest income$16,656,000476
Provision for loan and lease losses$306,000545
Total noninterest income$2,233,000926
Gross Fiduciary activities income$120,000580
Service charges on deposit accounts$264,000876
Trading account gains and feesNANA
Additional Noninterest Income$1,849,000851
Total noninterest expense$8,221,000771
Salaries and employee benefits$4,894,000746
Premises and equipment expense$894,000765
Additional noninterest expense$2,433,000766
Pre-tax net operating income$10,362,000447
Securities gains (losses)$01,392
Applicable income taxes$2,803,000375
Income before extraordinary items$7,559,000491
Extraordinary gains, net$03
Net income$7,559,000491
Minority interest net income$055
Net income of bank and minority interests.$7,559,000491
Net charge-offs$-155,0004,839
Cash dividends$14,700,000122
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,559,000479
2020-12-31 (YTD Data)Rank
Total interest income$47,937,000708
Total interest expense$3,777,0001,233
Net interest income$44,160,000664
Provision for loan and lease losses$4,310,000637
Total noninterest income$8,708,000876
Gross Fiduciary activities income$449,000587
Service charges on deposit accounts$1,175,000820
Trading account gains and feesNANA
Additional Noninterest Income$7,084,000807
Total noninterest expense$30,908,000791
Salaries and employee benefits$18,759,000756
Premises and equipment expense$3,610,000720
Additional noninterest expense$8,539,000840
Pre-tax net operating income$17,650,000657
Securities gains (losses)$02,675
Applicable income taxes$4,595,000524
Income before extraordinary items$13,055,000757
Extraordinary gains, net$04
Net income$13,055,000757
Minority interest net income$072
Net income of bank and minority interests.$13,055,000757
Net charge-offs$-596,0004,964
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,055,000723
2020-09-30 (YTD Data)Rank
Total interest income$35,918,000710
Total interest expense$3,195,0001,167
Net interest income$32,723,000663
Provision for loan and lease losses$2,628,000756
Total noninterest income$6,315,000872
Gross Fiduciary activities income$334,000582
Service charges on deposit accounts$895,000804
Trading account gains and feesNANA
Additional Noninterest Income$5,086,000802
Total noninterest expense$23,135,000785
Salaries and employee benefits$13,998,000748
Premises and equipment expense$2,680,000718
Additional noninterest expense$6,457,000813
Pre-tax net operating income$13,275,000628
Securities gains (losses)$02,494
Applicable income taxes$3,535,000480
Income before extraordinary items$9,740,000728
Extraordinary gains, net$04
Net income$9,740,000728
Minority interest net income$065
Net income of bank and minority interests.$9,740,000728
Net charge-offs$-192,0004,908
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,740,000699
2020-06-30 (YTD Data)Rank
Total interest income$25,398,000672
Total interest expense$2,371,0001,146
Net interest income$23,027,000629
Provision for loan and lease losses$1,662,000801
Total noninterest income$3,869,000880
Gross Fiduciary activities income$195,000602
Service charges on deposit accounts$625,000784
Trading account gains and feesNANA
Additional Noninterest Income$3,049,000804
Total noninterest expense$15,518,000783
Salaries and employee benefits$9,372,000744
Premises and equipment expense$1,861,000691
Additional noninterest expense$4,285,000815
Pre-tax net operating income$9,716,000526
Securities gains (losses)$02,249
Applicable income taxes$2,596,000404
Income before extraordinary items$7,120,000610
Extraordinary gains, net$04
Net income$7,120,000610
Minority interest net income$065
Net income of bank and minority interests.$7,120,000610
Net charge-offs$-215,0004,979
Cash dividends$7,500,000326
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,120,000576
2020-03-31 (YTD Data)Rank
Total interest income$11,519,000731
Total interest expense$1,399,0001,078
Net interest income$10,120,000686
Provision for loan and lease losses$306,0001,160
Total noninterest income$1,707,000899
Gross Fiduciary activities income$76,000633
Service charges on deposit accounts$372,000789
Trading account gains and feesNANA
Additional Noninterest Income$1,259,000830
Total noninterest expense$7,736,000778
Salaries and employee benefits$4,658,000751
Premises and equipment expense$991,000648
Additional noninterest expense$2,087,000825
Pre-tax net operating income$3,785,000597
Securities gains (losses)$01,705
Applicable income taxes$1,002,000463
Income before extraordinary items$2,783,000702
Extraordinary gains, net$04
Net income$2,783,000702
Minority interest net income$056
Net income of bank and minority interests.$2,783,000702
Net charge-offs$-61,0004,901
Cash dividends$7,500,000235
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,783,000679
2019-12-31 (YTD Data)Rank
Total interest income$52,192,000657
Total interest expense$6,570,000985
Net interest income$45,622,000617
Provision for loan and lease losses$1,289,000746
Total noninterest income$30,220,000318
Gross Fiduciary activities income$405,000600
Service charges on deposit accounts$2,279,000552
Trading account gains and feesNANA
Additional Noninterest Income$27,536,000259
Total noninterest expense$39,924,000586
Salaries and employee benefits$21,353,000617
Premises and equipment expense$4,584,000561
Additional noninterest expense$13,987,000516
Pre-tax net operating income$34,629,000401
Securities gains (losses)$02,379
Applicable income taxes$2,908,000709
Income before extraordinary items$31,721,000371
Extraordinary gains, net$011
Net income$31,721,000372
Minority interest net income$076
Net income of bank and minority interests.$31,721,000372
Net charge-offs$-1,167,0005,154
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$31,721,000364
2019-09-30 (YTD Data)Rank
Total interest income$39,680,000649
Total interest expense$4,997,000981
Net interest income$34,683,000608
Provision for loan and lease losses$953,000704
Total noninterest income$27,730,000290
Gross Fiduciary activities income$287,000612
Service charges on deposit accounts$1,113,000811
Trading account gains and fees$0129
Additional Noninterest Income$26,330,000214
Total noninterest expense$33,663,000516
Salaries and employee benefits$16,700,000594
Premises and equipment expense$4,190,000474
Additional noninterest expense$12,773,000431
Pre-tax net operating income$27,797,000388
Securities gains (losses)$02,167
Applicable income taxes$1,332,0001,015
Income before extraordinary items$26,465,000350
Extraordinary gains, net$011
Net income$26,465,000351
Minority interest net income$072
Net income of bank and minority interests.$26,465,000351
Net charge-offs$-1,664,0005,241
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$26,465,000345
2019-06-30 (YTD Data)Rank
Total interest income$25,016,000693
Total interest expense$3,308,000971
Net interest income$21,708,000639
Provision for loan and lease losses$617,000707
Total noninterest income$22,127,000250
Gross Fiduciary activities income$183,000616
Service charges on deposit accounts$730,000818
Trading account gains and fees$0131
Additional Noninterest Income$21,214,000186
Total noninterest expense$24,223,000478
Salaries and employee benefits$11,332,000583
Premises and equipment expense$3,228,000420
Additional noninterest expense$9,663,000395
Pre-tax net operating income$18,995,000373
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$18,995,000329
Extraordinary gains, net$011
Net income$18,995,000331
Minority interest net income$069
Net income of bank and minority interests.$18,995,000331
Net charge-offs$-1,623,0005,291
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,995,000321
2019-03-31 (YTD Data)Rank
Total interest income$12,087,000712
Total interest expense$1,573,000981
Net interest income$10,514,000656
Provision for loan and lease losses$281,000741
Total noninterest income$20,602,000156
Gross Fiduciary activities income$76,000654
Service charges on deposit accounts$332,000871
Trading account gains and fees$0126
Additional Noninterest Income$20,194,000116
Total noninterest expense$15,144,000390
Salaries and employee benefits$6,316,000501
Premises and equipment expense$2,251,000326
Additional noninterest expense$6,577,000314
Pre-tax net operating income$15,691,000263
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$15,691,000226
Extraordinary gains, net$05
Net income$15,691,000226
Minority interest net income$052
Net income of bank and minority interests.$15,691,000226
Net charge-offs$-1,294,0005,350
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$15,691,000219
2018-12-31 (YTD Data)Rank
Total interest income$26,735,0001,110
Total interest expense$4,042,0001,121
Net interest income$22,693,0001,120
Provision for loan and lease losses$940,000935
Total noninterest income$5,245,0001,060
Gross Fiduciary activities income$392,000626
Service charges on deposit accounts$628,0001,682
Trading account gains and fees$0126
Additional Noninterest Income$4,225,000884
Total noninterest expense$19,046,0001,104
Salaries and employee benefits$12,192,000993
Premises and equipment expense$2,277,0001,064
Additional noninterest expense$4,577,0001,340
Pre-tax net operating income$7,952,0001,224
Securities gains (losses)$01,125
Applicable income taxes$1,689,000974
Income before extraordinary items$6,263,0001,314
Extraordinary gains, net$06
Net income$6,263,0001,313
Minority interest net income$072
Net income of bank and minority interests.$6,263,0001,313
Net charge-offs$139,0001,914
Cash dividends$100,0003,805
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,263,0001,305
2018-09-30 (YTD Data)Rank
Total interest income$19,404,0001,131
Total interest expense$2,774,0001,152
Net interest income$16,630,0001,132
Provision for loan and lease losses$784,000790
Total noninterest income$3,779,0001,096
Gross Fiduciary activities income$275,000629
Service charges on deposit accounts$475,0001,681
Trading account gains and fees$0138
Additional Noninterest Income$3,029,000920
Total noninterest expense$14,077,0001,116
Salaries and employee benefits$9,077,0001,008
Premises and equipment expense$1,754,0001,027
Additional noninterest expense$3,246,0001,415
Pre-tax net operating income$5,548,0001,308
Securities gains (losses)$01,118
Applicable income taxes$1,109,0001,083
Income before extraordinary items$4,439,0001,374
Extraordinary gains, net$05
Net income$4,439,0001,373
Minority interest net income$066
Net income of bank and minority interests.$4,439,0001,373
Net charge-offs$89,0001,812
Cash dividends$100,0003,352
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,439,0001,358
2018-06-30 (YTD Data)Rank
Total interest income$12,464,0001,156
Total interest expense$1,600,0001,234
Net interest income$10,864,0001,146
Provision for loan and lease losses$628,000669
Total noninterest income$2,498,0001,097
Gross Fiduciary activities income$176,000637
Service charges on deposit accounts$313,0001,681
Trading account gains and fees$0130
Additional Noninterest Income$2,009,000935
Total noninterest expense$9,295,0001,124
Salaries and employee benefits$6,027,0001,012
Premises and equipment expense$1,140,0001,051
Additional noninterest expense$2,128,0001,431
Pre-tax net operating income$3,439,0001,360
Securities gains (losses)$0961
Applicable income taxes$699,0001,122
Income before extraordinary items$2,740,0001,440
Extraordinary gains, net$06
Net income$2,740,0001,439
Minority interest net income$065
Net income of bank and minority interests.$2,740,0001,439
Net charge-offs$91,0001,375
Cash dividends$100,0003,167
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,740,0001,430
2018-03-31 (YTD Data)Rank
Total interest income$6,053,0001,181
Total interest expense$680,0001,341
Net interest income$5,373,0001,155
Provision for loan and lease losses$156,0001,085
Total noninterest income$1,286,0001,073
Gross Fiduciary activities income$81,000648
Service charges on deposit accounts$147,0001,781
Trading account gains and fees$0123
Additional Noninterest Income$1,058,000897
Total noninterest expense$4,628,0001,134
Salaries and employee benefits$3,031,0001,022
Premises and equipment expense$566,0001,068
Additional noninterest expense$1,031,0001,466
Pre-tax net operating income$1,875,0001,251
Securities gains (losses)$0735
Applicable income taxes$468,000911
Income before extraordinary items$1,407,0001,394
Extraordinary gains, net$07
Net income$1,407,0001,394
Minority interest net income$052
Net income of bank and minority interests.$1,407,0001,394
Net charge-offs$55,0001,143
Cash dividends$100,0002,316
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,407,0001,384
2017-12-31 (YTD Data)Rank
Total interest income$22,595,0001,221
Total interest expense$1,712,0001,730
Net interest income$20,883,0001,167
Provision for loan and lease losses$606,0001,268
Total noninterest income$4,009,0001,280
Gross Fiduciary activities income$314,000658
Service charges on deposit accounts$487,0002,065
Trading account gains and fees$0151
Additional Noninterest Income$3,208,0001,109
Total noninterest expense$17,792,0001,164
Salaries and employee benefits$11,441,0001,045
Premises and equipment expense$2,300,0001,030
Additional noninterest expense$4,051,0001,504
Pre-tax net operating income$6,494,0001,387
Securities gains (losses)$183,000422
Applicable income taxes$2,713,0001,037
Income before extraordinary items$3,964,0001,619
Extraordinary gains, net$09
Net income$3,964,0001,619
Minority interest net income$076
Net income of bank and minority interests.$3,964,0001,619
Net charge-offs$-104,0005,300
Cash dividends$100,0003,887
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,846,8801,639
2017-09-30 (YTD Data)Rank
Total interest income$16,811,0001,227
Total interest expense$1,235,0001,770
Net interest income$15,576,0001,175
Provision for loan and lease losses$454,0001,223
Total noninterest income$2,973,0001,308
Gross Fiduciary activities income$204,000681
Service charges on deposit accounts$363,0002,094
Trading account gains and fees$0145
Additional Noninterest Income$2,406,0001,124
Total noninterest expense$13,473,0001,160
Salaries and employee benefits$8,579,0001,048
Premises and equipment expense$1,724,0001,042
Additional noninterest expense$3,170,0001,440
Pre-tax net operating income$4,622,0001,450
Securities gains (losses)$130,000488
Applicable income taxes$1,629,0001,051
Income before extraordinary items$3,123,0001,678
Extraordinary gains, net$09
Net income$3,123,0001,679
Minority interest net income$071
Net income of bank and minority interests.$3,123,0001,679
Net charge-offs$-97,0005,338
Cash dividends$100,0003,397
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,037,2001,701
2017-06-30 (YTD Data)Rank
Total interest income$10,930,0001,247
Total interest expense$794,0001,778
Net interest income$10,136,0001,201
Provision for loan and lease losses$303,0001,173
Total noninterest income$1,928,0001,335
Gross Fiduciary activities income$121,000702
Service charges on deposit accounts$227,0002,190
Trading account gains and fees$0139
Additional Noninterest Income$1,580,0001,146
Total noninterest expense$8,849,0001,177
Salaries and employee benefits$5,673,0001,057
Premises and equipment expense$1,104,0001,076
Additional noninterest expense$2,072,0001,466
Pre-tax net operating income$2,912,0001,499
Securities gains (losses)$130,000363
Applicable income taxes$1,032,0001,083
Income before extraordinary items$2,010,0001,699
Extraordinary gains, net$011
Net income$2,010,0001,698
Minority interest net income$071
Net income of bank and minority interests.$2,010,0001,699
Net charge-offs$-93,0005,424
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,924,2001,737
2017-03-31 (YTD Data)Rank
Total interest income$5,330,0001,261
Total interest expense$390,0001,786
Net interest income$4,940,0001,215
Provision for loan and lease losses$152,0001,104
Total noninterest income$759,0001,577
Gross Fiduciary activities income$50,000732
Service charges on deposit accounts$114,0002,189
Trading account gains and fees$0142
Additional Noninterest Income$595,0001,375
Total noninterest expense$4,315,0001,210
Salaries and employee benefits$2,836,0001,067
Premises and equipment expense$513,0001,169
Additional noninterest expense$966,0001,556
Pre-tax net operating income$1,232,0001,690
Securities gains (losses)$01,153
Applicable income taxes$401,0001,239
Income before extraordinary items$831,0001,922
Extraordinary gains, net$08
Net income$831,0001,922
Minority interest net income$055
Net income of bank and minority interests.$831,0001,922
Net charge-offs$-90,0005,594
Cash dividends$100,0002,363
Sale, conversion, retirement of capital stock, net$0632
Net operating income$831,0001,905
2016-12-31 (YTD Data)Rank
Total interest income$22,021,0001,195
Total interest expense$1,525,0001,779
Net interest income$20,496,0001,144
Provision for loan and lease losses$04,332
Total noninterest income$3,305,0001,541
Gross Fiduciary activities income$219,000728
Service charges on deposit accounts$433,0002,332
Trading account gains and fees$0170
Additional Noninterest Income$2,653,0001,313
Total noninterest expense$15,842,0001,266
Salaries and employee benefits$9,810,0001,169
Premises and equipment expense$2,162,0001,099
Additional noninterest expense$3,870,0001,575
Pre-tax net operating income$7,959,0001,104
Securities gains (losses)$329,000615
Applicable income taxes$2,940,000794
Income before extraordinary items$5,348,0001,311
Extraordinary gains, net$05
Net income$5,348,0001,310
Minority interest net income$082
Net income of bank and minority interests.$5,348,0001,310
Net charge-offs$-116,0005,557
Cash dividends$400,0003,199
Sale, conversion, retirement of capital stock, net$70,000540
Net operating income$5,134,1501,323
2016-09-30 (YTD Data)Rank
Total interest income$16,343,0001,210
Total interest expense$1,134,0001,791
Net interest income$15,209,0001,157
Provision for loan and lease losses$04,186
Total noninterest income$2,243,0001,647
Gross Fiduciary activities income$158,000722
Service charges on deposit accounts$318,0002,366
Trading account gains and fees$0169
Additional Noninterest Income$1,767,0001,425
Total noninterest expense$11,526,0001,302
Salaries and employee benefits$7,196,0001,196
Premises and equipment expense$1,442,0001,230
Additional noninterest expense$2,888,0001,593
Pre-tax net operating income$5,926,0001,130
Securities gains (losses)$353,000541
Applicable income taxes$2,237,000807
Income before extraordinary items$4,042,0001,324
Extraordinary gains, net$05
Net income$4,042,0001,324
Minority interest net income$071
Net income of bank and minority interests.$4,042,0001,324
Net charge-offs$-191,0005,717
Cash dividends$400,0002,621
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,816,0801,346
2016-06-30 (YTD Data)Rank
Total interest income$11,041,0001,194
Total interest expense$744,0001,824
Net interest income$10,297,0001,139
Provision for loan and lease losses$04,017
Total noninterest income$1,406,0001,697
Gross Fiduciary activities income$110,000727
Service charges on deposit accounts$198,0002,459
Trading account gains and fees$0157
Additional Noninterest Income$1,098,0001,455
Total noninterest expense$7,585,0001,318
Salaries and employee benefits$4,695,0001,216
Premises and equipment expense$951,0001,244
Additional noninterest expense$1,939,0001,577
Pre-tax net operating income$4,118,0001,082
Securities gains (losses)$130,000806
Applicable income taxes$1,517,000792
Income before extraordinary items$2,731,0001,304
Extraordinary gains, net$016
Net income$2,731,0001,304
Minority interest net income$071
Net income of bank and minority interests.$2,731,0001,305
Net charge-offs$-187,0005,848
Cash dividends$400,0002,211
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,647,8001,295
2016-03-31 (YTD Data)Rank
Total interest income$5,749,0001,149
Total interest expense$371,0001,828
Net interest income$5,378,0001,102
Provision for loan and lease losses$03,656
Total noninterest income$658,0001,738
Gross Fiduciary activities income$65,000707
Service charges on deposit accounts$91,0002,573
Trading account gains and fees$0142
Additional Noninterest Income$502,0001,503
Total noninterest expense$3,827,0001,315
Salaries and employee benefits$2,351,0001,223
Premises and equipment expense$459,0001,271
Additional noninterest expense$1,017,0001,496
Pre-tax net operating income$2,209,000995
Securities gains (losses)$130,000415
Applicable income taxes$842,000712
Income before extraordinary items$1,497,0001,185
Extraordinary gains, net$012
Net income$1,497,0001,186
Minority interest net income$062
Net income of bank and minority interests.$1,497,0001,186
Net charge-offs$-177,0005,972
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,413,8001,209
2015-12-31 (YTD Data)Rank
Total interest income$21,174,0001,208
Total interest expense$1,506,0001,772
Net interest income$19,668,0001,159
Provision for loan and lease losses$600,0001,174
Total noninterest income$2,908,0001,638
Gross Fiduciary activities income$212,000751
Service charges on deposit accounts$380,0002,597
Trading account gains and fees$0159
Additional Noninterest Income$2,316,0001,365
Total noninterest expense$14,261,0001,373
Salaries and employee benefits$8,567,0001,277
Premises and equipment expense$1,859,0001,260
Additional noninterest expense$3,835,0001,590
Pre-tax net operating income$7,715,0001,105
Securities gains (losses)$175,000816
Applicable income taxes$2,868,000777
Income before extraordinary items$5,022,0001,351
Extraordinary gains, net$023
Net income$5,022,0001,351
Minority interest net income$081
Net income of bank and minority interests.$5,022,0001,351
Net charge-offs$183,0002,065
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$344,000364
Net operating income$4,910,0001,352
2015-09-30 (YTD Data)Rank
Total interest income$15,955,0001,205
Total interest expense$1,130,0001,785
Net interest income$14,825,0001,157
Provision for loan and lease losses$450,0001,115
Total noninterest income$2,239,0001,622
Gross Fiduciary activities income$156,000749
Service charges on deposit accounts$291,0002,579
Trading account gains and fees$0153
Additional Noninterest Income$1,792,0001,354
Total noninterest expense$10,606,0001,380
Salaries and employee benefits$6,320,0001,303
Premises and equipment expense$1,392,0001,288
Additional noninterest expense$2,894,0001,566
Pre-tax net operating income$6,008,0001,088
Securities gains (losses)$175,000715
Applicable income taxes$2,258,000761
Income before extraordinary items$3,925,0001,323
Extraordinary gains, net$021
Net income$3,925,0001,323
Minority interest net income$078
Net income of bank and minority interests.$3,925,0001,323
Net charge-offs$137,0001,881
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$344,000293
Net operating income$3,813,0001,316
2015-06-30 (YTD Data)Rank
Total interest income$10,142,0001,264
Total interest expense$754,0001,786
Net interest income$9,388,0001,211
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,520,0001,608
Gross Fiduciary activities income$97,000766
Service charges on deposit accounts$185,0002,646
Trading account gains and fees$0157
Additional Noninterest Income$1,238,0001,344
Total noninterest expense$7,127,0001,384
Salaries and employee benefits$4,267,0001,295
Premises and equipment expense$971,0001,231
Additional noninterest expense$1,889,0001,617
Pre-tax net operating income$3,481,0001,211
Securities gains (losses)$144,000666
Applicable income taxes$1,300,000849
Income before extraordinary items$2,325,0001,440
Extraordinary gains, net$022
Net income$2,325,0001,440
Minority interest net income$075
Net income of bank and minority interests.$2,325,0001,441
Net charge-offs$147,0001,387
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$344,000239
Net operating income$2,232,8401,442
2015-03-31 (YTD Data)Rank
Total interest income$5,068,0001,252
Total interest expense$380,0001,789
Net interest income$4,688,0001,203
Provision for loan and lease losses$150,0001,060
Total noninterest income$857,0001,435
Gross Fiduciary activities income$51,000769
Service charges on deposit accounts$91,0002,654
Trading account gains and fees$0152
Additional Noninterest Income$715,0001,177
Total noninterest expense$3,530,0001,384
Salaries and employee benefits$2,093,0001,322
Premises and equipment expense$504,0001,196
Additional noninterest expense$933,0001,615
Pre-tax net operating income$1,865,0001,120
Securities gains (losses)$02,027
Applicable income taxes$670,000829
Income before extraordinary items$1,195,0001,382
Extraordinary gains, net$013
Net income$1,195,0001,384
Minority interest net income$064
Net income of bank and minority interests.$1,195,0001,384
Net charge-offs$103,0001,099
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,195,0001,336
2014-12-31 (YTD Data)Rank
Total interest income$18,300,0001,386
Total interest expense$1,565,0001,825
Net interest income$16,735,0001,336
Provision for loan and lease losses$591,0001,308
Total noninterest income$6,314,000931
Gross Fiduciary activities income$193,000778
Service charges on deposit accounts$368,0002,835
Trading account gains and fees$0180
Additional Noninterest Income$5,753,000690
Total noninterest expense$13,355,0001,431
Salaries and employee benefits$7,982,0001,322
Premises and equipment expense$1,680,0001,414
Additional noninterest expense$3,693,0001,678
Pre-tax net operating income$9,103,000913
Securities gains (losses)$234,000738
Applicable income taxes$3,437,000650
Income before extraordinary items$5,900,0001,122
Extraordinary gains, net$017
Net income$5,900,0001,121
Minority interest net income$084
Net income of bank and minority interests.$5,900,0001,122
Net charge-offs$606,0001,291
Cash dividends$469,0002,933
Sale, conversion, retirement of capital stock, net$975,000216
Net operating income$5,750,2401,116
2014-09-30 (YTD Data)Rank
Total interest income$13,350,0001,427
Total interest expense$1,164,0001,870
Net interest income$12,186,0001,372
Provision for loan and lease losses$110,0002,695
Total noninterest income$4,528,000948
Gross Fiduciary activities income$136,000781
Service charges on deposit accounts$277,0002,863
Trading account gains and fees$0174
Additional Noninterest Income$4,115,000707
Total noninterest expense$9,954,0001,446
Salaries and employee benefits$6,040,0001,315
Premises and equipment expense$1,331,0001,346
Additional noninterest expense$2,583,0001,785
Pre-tax net operating income$6,650,000953
Securities gains (losses)$155,000757
Applicable income taxes$2,498,000671
Income before extraordinary items$4,307,0001,154
Extraordinary gains, net$015
Net income$4,307,0001,152
Minority interest net income$081
Net income of bank and minority interests.$4,307,0001,153
Net charge-offs$539,0001,087
Cash dividends$369,0002,549
Sale, conversion, retirement of capital stock, net$975,000146
Net operating income$4,207,8001,154
2014-06-30 (YTD Data)Rank
Total interest income$8,501,0001,474
Total interest expense$761,0001,913
Net interest income$7,740,0001,431
Provision for loan and lease losses$110,0002,256
Total noninterest income$1,019,0002,068
Gross Fiduciary activities income$90,000791
Service charges on deposit accounts$172,0002,979
Trading account gains and fees$0172
Additional Noninterest Income$757,0001,764
Total noninterest expense$6,189,0001,541
Salaries and employee benefits$3,752,0001,402
Premises and equipment expense$875,0001,368
Additional noninterest expense$1,562,0001,958
Pre-tax net operating income$2,460,0001,524
Securities gains (losses)$82,000904
Applicable income taxes$862,0001,078
Income before extraordinary items$1,680,0001,791
Extraordinary gains, net$020
Net income$1,680,0001,794
Minority interest net income$080
Net income of bank and minority interests.$1,680,0001,793
Net charge-offs$530,000831
Cash dividends$369,0002,121
Sale, conversion, retirement of capital stock, net$741,000125
Net operating income$1,625,8801,805
2014-03-31 (YTD Data)Rank
Total interest income$4,220,0001,484
Total interest expense$383,0001,941
Net interest income$3,837,0001,437
Provision for loan and lease losses$110,0001,510
Total noninterest income$494,0002,061
Gross Fiduciary activities income$48,000785
Service charges on deposit accounts$81,0003,056
Trading account gains and fees$0147
Additional Noninterest Income$365,0001,775
Total noninterest expense$3,163,0001,518
Salaries and employee benefits$1,936,0001,381
Premises and equipment expense$473,0001,301
Additional noninterest expense$754,0002,001
Pre-tax net operating income$1,058,0001,689
Securities gains (losses)$1,0001,605
Applicable income taxes$345,0001,211
Income before extraordinary items$714,0001,971
Extraordinary gains, net$016
Net income$714,0001,974
Minority interest net income$066
Net income of bank and minority interests.$714,0001,974
Net charge-offs$-7,0005,595
Cash dividends$369,0001,285
Sale, conversion, retirement of capital stock, net$67,000313
Net operating income$713,3301,932
2013-12-31 (YTD Data)Rank
Total interest income$16,906,0001,488
Total interest expense$1,607,0002,033
Net interest income$15,299,0001,411
Provision for loan and lease losses$1,210,000940
Total noninterest income$2,447,0001,870
Gross Fiduciary activities income$264,000725
Service charges on deposit accounts$354,0003,067
Trading account gains and fees$0184
Additional Noninterest Income$1,829,0001,626
Total noninterest expense$12,070,0001,599
Salaries and employee benefits$6,904,0001,504
Premises and equipment expense$2,022,0001,182
Additional noninterest expense$3,144,0002,001
Pre-tax net operating income$4,466,0001,565
Securities gains (losses)$271,000739
Applicable income taxes$1,629,0001,060
Income before extraordinary items$3,108,0001,848
Extraordinary gains, net$029
Net income$3,108,0001,851
Minority interest net income$090
Net income of bank and minority interests.$3,108,0001,851
Net charge-offs$310,0002,543
Cash dividends$316,0003,235
Sale, conversion, retirement of capital stock, net$48,000668
Net operating income$2,929,1401,897
2013-09-30 (YTD Data)Rank
Total interest income$12,568,0001,507
Total interest expense$1,207,0002,093
Net interest income$11,361,0001,427
Provision for loan and lease losses$880,000984
Total noninterest income$1,902,0001,857
Gross Fiduciary activities income$183,000734
Service charges on deposit accounts$274,0003,029
Trading account gains and fees$0180
Additional Noninterest Income$1,445,0001,599
Total noninterest expense$9,389,0001,543
Salaries and employee benefits$5,341,0001,469
Premises and equipment expense$1,540,0001,174
Additional noninterest expense$2,508,0001,885
Pre-tax net operating income$2,994,0001,749
Securities gains (losses)$213,000787
Applicable income taxes$1,091,0001,174
Income before extraordinary items$2,116,0002,033
Extraordinary gains, net$025
Net income$2,116,0002,040
Minority interest net income$084
Net income of bank and minority interests.$2,116,0002,039
Net charge-offs$241,0002,356
Cash dividends$316,0002,557
Sale, conversion, retirement of capital stock, net$26,000680
Net operating income$1,975,4202,091
2013-06-30 (YTD Data)Rank
Total interest income$8,434,0001,488
Total interest expense$798,0002,139
Net interest income$7,636,0001,405
Provision for loan and lease losses$550,0001,076
Total noninterest income$1,290,0001,868
Gross Fiduciary activities income$102,000773
Service charges on deposit accounts$178,0003,042
Trading account gains and fees$0157
Additional Noninterest Income$1,010,0001,568
Total noninterest expense$6,277,0001,542
Salaries and employee benefits$3,514,0001,481
Premises and equipment expense$1,137,0001,052
Additional noninterest expense$1,626,0001,924
Pre-tax net operating income$2,099,0001,653
Securities gains (losses)$213,000714
Applicable income taxes$799,0001,105
Income before extraordinary items$1,513,0001,912
Extraordinary gains, net$022
Net income$1,513,0001,919
Minority interest net income$082
Net income of bank and minority interests.$1,513,0001,918
Net charge-offs$124,0002,544
Cash dividends$316,0002,129
Sale, conversion, retirement of capital stock, net$18,000640
Net operating income$1,374,5501,992
2013-03-31 (YTD Data)Rank
Total interest income$4,384,0001,458
Total interest expense$393,0002,234
Net interest income$3,991,0001,349
Provision for loan and lease losses$220,0001,281
Total noninterest income$682,0001,767
Gross Fiduciary activities income$40,000818
Service charges on deposit accounts$86,0003,095
Trading account gains and fees$0148
Additional Noninterest Income$556,0001,458
Total noninterest expense$2,982,0001,627
Salaries and employee benefits$1,722,0001,531
Premises and equipment expense$453,0001,342
Additional noninterest expense$807,0001,942
Pre-tax net operating income$1,471,0001,237
Securities gains (losses)$1,0001,864
Applicable income taxes$527,000872
Income before extraordinary items$945,0001,562
Extraordinary gains, net$010
Net income$945,0001,565
Minority interest net income$076
Net income of bank and minority interests.$945,0001,564
Net charge-offs$-1,0005,189
Cash dividends$316,0001,294
Sale, conversion, retirement of capital stock, net$7,000626
Net operating income$944,3601,508
2012-12-31 (YTD Data)Rank
Total interest income$16,621,0001,600
Total interest expense$2,074,0002,076
Net interest income$14,547,0001,506
Provision for loan and lease losses$1,967,0001,080
Total noninterest income$3,356,0001,518
Gross Fiduciary activities income$160,000822
Service charges on deposit accounts$331,0003,302
Trading account gains and fees$0166
Additional Noninterest Income$2,865,0001,196
Total noninterest expense$10,537,0001,829
Salaries and employee benefits$6,055,0001,666
Premises and equipment expense$1,482,0001,593
Additional noninterest expense$3,000,0002,166
Pre-tax net operating income$5,399,0001,284
Securities gains (losses)$13,0003,311
Applicable income taxes$1,925,000910
Income before extraordinary items$3,487,0001,639
Extraordinary gains, net$029
Net income$3,487,0001,640
Minority interest net income$093
Net income of bank and minority interests.$3,487,0001,640
Net charge-offs$909,0001,927
Cash dividends$263,0003,407
Sale, conversion, retirement of capital stock, net$27,000801
Net operating income$3,478,6801,554
2012-09-30 (YTD Data)Rank
Total interest income$12,563,0001,623
Total interest expense$1,635,0002,067
Net interest income$10,928,0001,519
Provision for loan and lease losses$1,260,0001,226
Total noninterest income$2,478,0001,531
Gross Fiduciary activities income$122,000811
Service charges on deposit accounts$244,0003,374
Trading account gains and fees$0157
Additional Noninterest Income$2,112,0001,220
Total noninterest expense$7,889,0001,822
Salaries and employee benefits$4,529,0001,661
Premises and equipment expense$1,074,0001,652
Additional noninterest expense$2,286,0002,130
Pre-tax net operating income$4,257,0001,262
Securities gains (losses)$13,0003,045
Applicable income taxes$1,533,000893
Income before extraordinary items$2,737,0001,606
Extraordinary gains, net$020
Net income$2,737,0001,607
Minority interest net income$086
Net income of bank and minority interests.$2,737,0001,607
Net charge-offs$836,0001,626
Cash dividends$263,0002,676
Sale, conversion, retirement of capital stock, net$19,000770
Net operating income$2,728,6801,527
2012-06-30 (YTD Data)Rank
Total interest income$8,506,0001,612
Total interest expense$1,147,0002,045
Net interest income$7,359,0001,519
Provision for loan and lease losses$840,0001,254
Total noninterest income$1,323,0001,783
Gross Fiduciary activities income$59,000864
Service charges on deposit accounts$156,0003,432
Trading account gains and fees$0153
Additional Noninterest Income$1,108,0001,418
Total noninterest expense$5,166,0001,854
Salaries and employee benefits$2,959,0001,702
Premises and equipment expense$720,0001,655
Additional noninterest expense$1,487,0002,178
Pre-tax net operating income$2,676,0001,321
Securities gains (losses)$13,0002,658
Applicable income taxes$963,000919
Income before extraordinary items$1,726,0001,690
Extraordinary gains, net$019
Net income$1,726,0001,689
Minority interest net income$084
Net income of bank and minority interests.$1,726,0001,690
Net charge-offs$663,0001,507
Cash dividends$263,0002,280
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$1,717,6801,608
2012-03-31 (YTD Data)Rank
Total interest income$4,366,0001,581
Total interest expense$598,0002,038
Net interest income$3,768,0001,475
Provision for loan and lease losses$420,0001,221
Total noninterest income$619,0001,869
Gross Fiduciary activities income$26,000887
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$520,0001,465
Total noninterest expense$2,390,0002,003
Salaries and employee benefits$1,435,0001,748
Premises and equipment expense$363,0001,642
Additional noninterest expense$592,0002,690
Pre-tax net operating income$1,577,0001,111
Securities gains (losses)$02,210
Applicable income taxes$576,000784
Income before extraordinary items$1,001,0001,459
Extraordinary gains, net$019
Net income$1,001,0001,459
Minority interest net income$078
Net income of bank and minority interests.$1,001,0001,460
Net charge-offs$491,0001,111
Cash dividends$263,0001,372
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$1,001,0001,378
2011-12-31 (YTD Data)Rank
Total interest income$15,995,0001,761
Total interest expense$2,914,0002,017
Net interest income$13,081,0001,708
Provision for loan and lease losses$1,763,0001,712
Total noninterest income$1,633,0002,318
Gross Fiduciary activities income$92,000850
Service charges on deposit accounts$254,0003,927
Trading account gains and fees$0146
Additional Noninterest Income$1,287,0001,815
Total noninterest expense$9,567,0001,996
Salaries and employee benefits$5,130,0001,900
Premises and equipment expense$1,448,0001,709
Additional noninterest expense$2,989,0002,210
Pre-tax net operating income$3,384,0001,648
Securities gains (losses)$533,000761
Applicable income taxes$1,399,0001,046
Income before extraordinary items$2,518,0001,867
Extraordinary gains, net$029
Net income$2,518,0001,868
Minority interest net income$096
Net income of bank and minority interests.$2,518,0001,868
Net charge-offs$1,126,0002,221
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$28,000903
Net operating income$2,176,8802,029
2011-09-30 (YTD Data)Rank
Total interest income$11,772,0001,818
Total interest expense$2,263,0002,032
Net interest income$9,509,0001,776
Provision for loan and lease losses$1,535,0001,494
Total noninterest income$1,192,0002,339
Gross Fiduciary activities income$72,000833
Service charges on deposit accounts$182,0004,038
Trading account gains and fees$0145
Additional Noninterest Income$938,0001,838
Total noninterest expense$7,240,0001,982
Salaries and employee benefits$3,847,0001,903
Premises and equipment expense$1,052,0001,785
Additional noninterest expense$2,341,0002,137
Pre-tax net operating income$1,926,0002,137
Securities gains (losses)$470,000676
Applicable income taxes$843,0001,241
Income before extraordinary items$1,553,0002,246
Extraordinary gains, net$021
Net income$1,553,0002,246
Minority interest net income$087
Net income of bank and minority interests.$1,553,0002,247
Net charge-offs$1,126,0001,783
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$34,000775
Net operating income$1,247,5002,555
2011-06-30 (YTD Data)Rank
Total interest income$7,764,0001,848
Total interest expense$1,536,0002,067
Net interest income$6,228,0001,795
Provision for loan and lease losses$940,0001,549
Total noninterest income$583,0002,847
Gross Fiduciary activities income$34,000888
Service charges on deposit accounts$113,0004,156
Trading account gains and fees$0153
Additional Noninterest Income$436,0002,308
Total noninterest expense$4,728,0002,047
Salaries and employee benefits$2,536,0001,923
Premises and equipment expense$707,0001,789
Additional noninterest expense$1,485,0002,260
Pre-tax net operating income$1,143,0002,317
Securities gains (losses)$02,914
Applicable income taxes$395,0001,537
Income before extraordinary items$748,0002,790
Extraordinary gains, net$015
Net income$748,0002,791
Minority interest net income$089
Net income of bank and minority interests.$748,0002,791
Net charge-offs$1,126,0001,373
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$26,000699
Net operating income$748,0002,706
2011-03-31 (YTD Data)Rank
Total interest income$3,801,0001,890
Total interest expense$742,0002,199
Net interest income$3,059,0001,818
Provision for loan and lease losses$520,0001,392
Total noninterest income$291,0002,882
Gross Fiduciary activities income$13,000926
Service charges on deposit accounts$54,0004,208
Trading account gains and fees$0158
Additional Noninterest Income$224,0002,317
Total noninterest expense$2,297,0002,105
Salaries and employee benefits$1,246,0001,966
Premises and equipment expense$339,0001,902
Additional noninterest expense$712,0002,330
Pre-tax net operating income$533,0002,448
Securities gains (losses)$01,772
Applicable income taxes$183,0001,594
Income before extraordinary items$350,0002,933
Extraordinary gains, net$09
Net income$350,0002,932
Minority interest net income$086
Net income of bank and minority interests.$350,0002,933
Net charge-offs$74,0003,022
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$18,000571
Net operating income$350,0002,880
2010-12-31 (YTD Data)Rank
Total interest income$13,682,0002,211
Total interest expense$3,074,0002,559
Net interest income$10,608,0002,057
Provision for loan and lease losses$1,690,0002,300
Total noninterest income$1,023,0003,190
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$260,0003,929
Trading account gains and fees$0175
Additional Noninterest Income$763,0002,558
Total noninterest expense$8,153,0002,373
Salaries and employee benefits$4,389,0002,204
Premises and equipment expense$1,135,0002,227
Additional noninterest expense$2,629,0002,566
Pre-tax net operating income$1,788,0002,440
Securities gains (losses)$03,793
Applicable income taxes$-636,0007,219
Income before extraordinary items$2,424,0001,700
Extraordinary gains, net$029
Net income$2,424,0001,700
Minority interest net income$0111
Net income of bank and minority interests.$2,424,0001,702
Net charge-offs$498,0003,662
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$6,305,000119
Net operating income$2,424,0001,636
2010-09-30 (YTD Data)Rank
Total interest income$10,154,0002,275
Total interest expense$2,328,0002,624
Net interest income$7,826,0002,112
Provision for loan and lease losses$1,110,0002,374
Total noninterest income$849,0003,029
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$197,0003,984
Trading account gains and fees$0165
Additional Noninterest Income$652,0002,372
Total noninterest expense$5,998,0002,416
Salaries and employee benefits$3,285,0002,212
Premises and equipment expense$795,0002,398
Additional noninterest expense$1,918,0002,572
Pre-tax net operating income$1,567,0002,292
Securities gains (losses)$03,651
Applicable income taxes$-759,0007,450
Income before extraordinary items$2,326,0001,430
Extraordinary gains, net$023
Net income$2,326,0001,433
Minority interest net income$0110
Net income of bank and minority interests.$2,326,0001,433
Net charge-offs$391,0003,394
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$49,000827
Net operating income$2,326,0001,375
2010-06-30 (YTD Data)Rank
Total interest income$6,669,0002,337
Total interest expense$1,554,0002,706
Net interest income$5,115,0002,162
Provision for loan and lease losses$750,0002,275
Total noninterest income$422,0003,540
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$137,0003,875
Trading account gains and fees$0152
Additional Noninterest Income$285,0002,922
Total noninterest expense$3,706,0002,612
Salaries and employee benefits$2,109,0002,307
Premises and equipment expense$501,0002,536
Additional noninterest expense$1,096,0002,958
Pre-tax net operating income$1,081,0002,227
Securities gains (losses)$03,184
Applicable income taxes$-768,0007,567
Income before extraordinary items$1,849,0001,206
Extraordinary gains, net$019
Net income$1,849,0001,207
Minority interest net income$0105
Net income of bank and minority interests.$1,849,0001,207
Net charge-offs$374,0002,790
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$43,000709
Net operating income$1,849,0001,161
2010-03-31 (YTD Data)Rank
Total interest income$3,345,0002,378
Total interest expense$788,0002,783
Net interest income$2,557,0002,177
Provision for loan and lease losses$360,0002,187
Total noninterest income$237,0003,306
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$68,0003,894
Trading account gains and fees$0175
Additional Noninterest Income$169,0002,649
Total noninterest expense$1,817,0002,676
Salaries and employee benefits$1,043,0002,366
Premises and equipment expense$257,0002,530
Additional noninterest expense$517,0003,079
Pre-tax net operating income$617,0002,059
Securities gains (losses)$02,284
Applicable income taxes$11,0003,764
Income before extraordinary items$606,0001,816
Extraordinary gains, net$016
Net income$606,0001,815
Minority interest net income$091
Net income of bank and minority interests.$606,0001,817
Net charge-offs$94,0003,163
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$24,000623
Net operating income$606,0001,735
2009-12-31 (YTD Data)Rank
Total interest income$13,117,0002,531
Total interest expense$4,580,0002,445
Net interest income$8,537,0002,542
Provision for loan and lease losses$2,545,0002,157
Total noninterest income$939,0003,467
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$305,0003,846
Trading account gains and fees$0211
Additional Noninterest Income$634,0002,818
Total noninterest expense$6,849,0002,849
Salaries and employee benefits$3,599,0002,715
Premises and equipment expense$1,136,0002,323
Additional noninterest expense$2,114,0003,177
Pre-tax net operating income$82,0005,142
Securities gains (losses)$266,0001,331
Applicable income taxes$16,0003,750
Income before extraordinary items$332,0004,372
Extraordinary gains, net$034
Net income$332,0004,373
Minority interest net income$0115
Net income of bank and minority interests.$332,0004,374
Net charge-offs$2,049,0002,004
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$102,000885
Net operating income$79,3005,176
2009-09-30 (YTD Data)Rank
Total interest income$9,745,0002,599
Total interest expense$3,593,0002,451
Net interest income$6,152,0002,670
Provision for loan and lease losses$1,270,0002,453
Total noninterest income$695,0003,549
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$231,0003,847
Trading account gains and fees$0212
Additional Noninterest Income$464,0002,937
Total noninterest expense$5,490,0002,693
Salaries and employee benefits$3,023,0002,467
Premises and equipment expense$910,0002,220
Additional noninterest expense$1,557,0003,189
Pre-tax net operating income$87,0005,337
Securities gains (losses)$206,0001,271
Applicable income taxes$12,0003,988
Income before extraordinary items$281,0004,507
Extraordinary gains, net$027
Net income$281,0004,506
Minority interest net income$0118
Net income of bank and minority interests.$281,0004,508
Net charge-offs$1,207,0001,996
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$75,000833
Net operating income$83,2405,339
2009-06-30 (YTD Data)Rank
Total interest income$6,443,0002,643
Total interest expense$2,436,0002,508
Net interest income$4,007,0002,716
Provision for loan and lease losses$610,0002,671
Total noninterest income$512,0003,372
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$155,0003,812
Trading account gains and fees$0193
Additional Noninterest Income$357,0002,716
Total noninterest expense$3,679,0002,709
Salaries and employee benefits$2,011,0002,499
Premises and equipment expense$624,0002,191
Additional noninterest expense$1,044,0003,185
Pre-tax net operating income$230,0004,476
Securities gains (losses)$3,0002,873
Applicable income taxes$04,657
Income before extraordinary items$233,0004,353
Extraordinary gains, net$021
Net income$233,0004,352
Minority interest net income$0112
Net income of bank and minority interests.$233,0004,352
Net charge-offs$-22,0008,014
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$50,000807
Net operating income$230,0004,255
2009-03-31 (YTD Data)Rank
Total interest income$3,150,0002,727
Total interest expense$1,218,0002,593
Net interest income$1,932,0002,793
Provision for loan and lease losses$300,0002,285
Total noninterest income$272,0003,198
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$83,0003,630
Trading account gains and fees$0171
Additional Noninterest Income$189,0002,598
Total noninterest expense$1,763,0002,728
Salaries and employee benefits$1,008,0002,530
Premises and equipment expense$316,0002,205
Additional noninterest expense$439,0003,335
Pre-tax net operating income$141,0004,593
Securities gains (losses)$3,0002,164
Applicable income taxes$04,835
Income before extraordinary items$144,0004,422
Extraordinary gains, net$015
Net income$144,0004,425
Minority interest net income$0102
Net income of bank and minority interests.$144,0004,425
Net charge-offs$-5,0007,701
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$25,000697
Net operating income$141,0004,285
2008-12-31 (YTD Data)Rank
Total interest income$11,785,0003,091
Total interest expense$4,801,0003,068
Net interest income$6,984,0003,059
Provision for loan and lease losses$893,0002,884
Total noninterest income$572,0004,575
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$274,0004,171
Trading account gains and fees$0154
Additional Noninterest Income$298,0004,113
Total noninterest expense$6,550,0002,840
Salaries and employee benefits$3,809,0002,621
Premises and equipment expense$1,145,0002,342
Additional noninterest expense$1,596,0003,464
Pre-tax net operating income$113,0005,982
Securities gains (losses)$134,000934
Applicable income taxes$04,979
Income before extraordinary items$247,0005,308
Extraordinary gains, net$039
Net income$247,0005,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,0003,156
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$97,000984
Net operating income$113,0005,965
2008-09-30 (YTD Data)Rank
Total interest income$8,627,0003,212
Total interest expense$3,606,0003,171
Net interest income$5,021,0003,207
Provision for loan and lease losses$482,0002,778
Total noninterest income$416,0004,732
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$192,0004,337
Trading account gains and fees$0148
Additional Noninterest Income$224,0004,211
Total noninterest expense$4,935,0002,807
Salaries and employee benefits$2,884,0002,630
Premises and equipment expense$859,0002,346
Additional noninterest expense$1,192,0003,408
Pre-tax net operating income$20,0006,680
Securities gains (losses)$122,000845
Applicable income taxes$05,372
Income before extraordinary items$142,0005,976
Extraordinary gains, net$031
Net income$142,0005,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$75,000862
Net operating income$20,0006,701
2008-06-30 (YTD Data)Rank
Total interest income$5,660,0003,310
Total interest expense$2,452,0003,239
Net interest income$3,208,0003,312
Provision for loan and lease losses$272,0002,698
Total noninterest income$266,0004,860
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$126,0004,374
Trading account gains and fees$0149
Additional Noninterest Income$140,0004,423
Total noninterest expense$3,252,0002,837
Salaries and employee benefits$1,909,0002,676
Premises and equipment expense$575,0002,355
Additional noninterest expense$768,0003,461
Pre-tax net operating income$-50,0007,090
Securities gains (losses)$122,000836
Applicable income taxes$05,627
Income before extraordinary items$72,0006,537
Extraordinary gains, net$021
Net income$72,0006,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$53,000758
Net operating income$-50,0007,123
2008-03-31 (YTD Data)Rank
Total interest income$2,818,0003,404
Total interest expense$1,303,0003,244
Net interest income$1,515,0003,460
Provision for loan and lease losses$130,0002,351
Total noninterest income$131,0004,906
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$62,0004,381
Trading account gains and fees$0158
Additional Noninterest Income$69,0004,449
Total noninterest expense$1,611,0002,868
Salaries and employee benefits$962,0002,670
Premises and equipment expense$283,0002,383
Additional noninterest expense$366,0003,543
Pre-tax net operating income$-95,0007,545
Securities gains (losses)$122,000631
Applicable income taxes$05,622
Income before extraordinary items$27,0006,919
Extraordinary gains, net$015
Net income$27,0006,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$32,000576
Net operating income$-95,0007,592
2007-12-31 (YTD Data)Rank
Total interest income$9,821,0003,809
Total interest expense$4,799,0003,564
Net interest income$5,022,0003,991
Provision for loan and lease losses$504,0002,311
Total noninterest income$433,0005,330
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$168,0005,227
Trading account gains and fees$0178
Additional Noninterest Income$265,0004,467
Total noninterest expense$5,361,0003,265
Salaries and employee benefits$3,135,0003,110
Premises and equipment expense$896,0002,811
Additional noninterest expense$1,330,0003,773
Pre-tax net operating income$-410,0007,762
Securities gains (losses)$4,0001,644
Applicable income taxes$06,070
Income before extraordinary items$-406,0007,839
Extraordinary gains, net$039
Net income$-406,0007,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$10,064,000181
Net operating income$-410,0007,823
2007-09-30 (YTD Data)Rank
Total interest income$6,998,0003,966
Total interest expense$3,473,0003,660
Net interest income$3,525,0004,200
Provision for loan and lease losses$415,0001,807
Total noninterest income$319,0005,417
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0005,331
Trading account gains and fees$0184
Additional Noninterest Income$199,0004,493
Total noninterest expense$3,875,0003,329
Salaries and employee benefits$2,204,0003,263
Premises and equipment expense$719,0002,654
Additional noninterest expense$952,0003,854
Pre-tax net operating income$-446,0008,047
Securities gains (losses)$1,0001,492
Applicable income taxes$06,220
Income before extraordinary items$-445,0008,111
Extraordinary gains, net$033
Net income$-445,0008,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,010,000134
Net operating income$-446,0008,097
2007-06-30 (YTD Data)Rank
Total interest income$4,338,0004,176
Total interest expense$2,195,0003,772
Net interest income$2,143,0004,489
Provision for loan and lease losses$361,0001,331
Total noninterest income$213,0005,443
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$72,0005,542
Trading account gains and fees$0168
Additional Noninterest Income$141,0004,441
Total noninterest expense$2,415,0003,542
Salaries and employee benefits$1,331,0003,571
Premises and equipment expense$481,0002,669
Additional noninterest expense$603,0003,999
Pre-tax net operating income$-420,0008,246
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-420,0008,283
Extraordinary gains, net$029
Net income$-420,0008,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$10,010,00096
Net operating income$-420,0008,274
2007-03-31 (YTD Data)Rank
Total interest income$2,044,0004,337
Total interest expense$1,066,0003,835
Net interest income$978,0004,742
Provision for loan and lease losses$178,0001,281
Total noninterest income$103,0005,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$33,0005,642
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$1,126,0003,756
Salaries and employee benefits$610,0003,847
Premises and equipment expense$239,0002,694
Additional noninterest expense$277,0004,204
Pre-tax net operating income$-223,0008,326
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-223,0008,353
Extraordinary gains, net$022
Net income$-223,0008,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$7,000,00061
Net operating income$-223,0008,343
2006-12-31 (YTD Data)Rank
Total interest income$5,980,0005,031
Total interest expense$2,810,0004,487
Net interest income$3,170,0005,352
Provision for loan and lease losses$439,0002,123
Total noninterest income$263,0006,441
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$88,0006,312
Trading account gains and fees$0130
Additional Noninterest Income$175,0005,346
Total noninterest expense$3,964,0004,028
Salaries and employee benefits$2,218,0003,955
Premises and equipment expense$856,0002,838
Additional noninterest expense$890,0004,896
Pre-tax net operating income$-970,0008,411
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-970,0008,450
Extraordinary gains, net$051
Net income$-970,0008,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-970,0008,438
2006-09-30 (YTD Data)Rank
Total interest income$4,101,0005,299
Total interest expense$1,855,0004,764
Net interest income$2,246,0005,579
Provision for loan and lease losses$254,0002,431
Total noninterest income$177,0006,682
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$56,0006,588
Trading account gains and fees$0126
Additional Noninterest Income$121,0005,510
Total noninterest expense$2,885,0004,088
Salaries and employee benefits$1,636,0003,990
Premises and equipment expense$585,0003,075
Additional noninterest expense$664,0004,892
Pre-tax net operating income$-716,0008,513
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-716,0008,542
Extraordinary gains, net$045
Net income$-716,0008,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-716,0008,537
2006-06-30 (YTD Data)Rank
Total interest income$2,502,0005,528
Total interest expense$1,072,0005,043
Net interest income$1,430,0005,744
Provision for loan and lease losses$137,0002,799
Total noninterest income$103,0006,936
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,0006,823
Trading account gains and fees$0126
Additional Noninterest Income$72,0005,737
Total noninterest expense$1,808,0004,286
Salaries and employee benefits$1,052,0004,116
Premises and equipment expense$351,0003,323
Additional noninterest expense$405,0005,164
Pre-tax net operating income$-412,0008,528
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-412,0008,550
Extraordinary gains, net$039
Net income$-412,0008,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-412,0008,548
2006-03-31 (YTD Data)Rank
Total interest income$1,144,0005,728
Total interest expense$474,0005,264
Net interest income$670,0005,934
Provision for loan and lease losses$38,0003,609
Total noninterest income$49,0006,973
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,0007,044
Trading account gains and fees$0115
Additional Noninterest Income$37,0005,687
Total noninterest expense$898,0004,327
Salaries and employee benefits$527,0004,139
Premises and equipment expense$173,0003,378
Additional noninterest expense$198,0005,204
Pre-tax net operating income$-217,0008,563
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-217,0008,582
Extraordinary gains, net$021
Net income$-217,0008,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-217,0008,573
2005-12-31 (YTD Data)Rank
Total interest income$2,573,0006,954
Total interest expense$854,0006,639
Net interest income$1,719,0007,010
Provision for loan and lease losses$510,0001,871
Total noninterest income$114,0007,803
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$32,0007,331
Trading account gains and fees$0138
Additional Noninterest Income$82,0006,710
Total noninterest expense$2,673,0005,152
Salaries and employee benefits$1,506,0005,033
Premises and equipment expense$450,0004,489
Additional noninterest expense$717,0005,512
Pre-tax net operating income$-1,350,0008,701
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,350,0008,724
Extraordinary gains, net$046
Net income$-1,350,0008,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-1,350,0008,707
2005-09-30 (YTD Data)Rank
Total interest income$1,617,0007,312
Total interest expense$500,0007,072
Net interest income$1,117,0007,351
Provision for loan and lease losses$370,0001,832
Total noninterest income$67,0008,085
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0007,408
Trading account gains and fees$0126
Additional Noninterest Income$45,0007,190
Total noninterest expense$1,886,0005,328
Salaries and employee benefits$1,064,0005,216
Premises and equipment expense$287,0004,989
Additional noninterest expense$535,0005,506
Pre-tax net operating income$-1,072,0008,731
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,072,0008,756
Extraordinary gains, net$035
Net income$-1,072,0008,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-1,072,0008,737
2005-06-30 (YTD Data)Rank
Total interest income$899,0007,654
Total interest expense$250,0007,522
Net interest income$649,0007,621
Provision for loan and lease losses$280,0001,629
Total noninterest income$40,0008,185
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$12,0007,482
Trading account gains and fees$0116
Additional Noninterest Income$28,0007,271
Total noninterest expense$1,101,0005,743
Salaries and employee benefits$633,0005,575
Premises and equipment expense$144,0005,822
Additional noninterest expense$324,0005,772
Pre-tax net operating income$-692,0008,729
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-692,0008,756
Extraordinary gains, net$030
Net income$-692,0008,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-692,0008,733
2005-03-31 (YTD Data)Rank
Total interest income$358,0008,041
Total interest expense$97,0007,881
Net interest income$261,0008,011
Provision for loan and lease losses$130,0001,632
Total noninterest income$20,0008,219
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$3,0007,690
Trading account gains and fees$0115
Additional Noninterest Income$17,0007,096
Total noninterest expense$488,0006,200
Salaries and employee benefits$290,0005,894
Premises and equipment expense$59,0006,380
Additional noninterest expense$139,0006,259
Pre-tax net operating income$-337,0008,798
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-337,0008,817
Extraordinary gains, net$024
Net income$-337,0008,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-337,0008,799
2004-12-31 (YTD Data)Rank
Total interest income$259,0008,868
Total interest expense$48,0008,839
Net interest income$211,0008,860
Provision for loan and lease losses$220,0003,536
Total noninterest income$2,0008,892
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,0007,877
Trading account gains and fees$0138
Additional Noninterest Income$1,0008,793
Total noninterest expense$1,230,0007,393
Salaries and employee benefits$275,0008,657
Premises and equipment expense$87,0008,124
Additional noninterest expense$868,0004,821
Pre-tax net operating income$-1,237,0008,831
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,237,0008,855
Extraordinary gains, net$034
Net income$-1,237,0008,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$15,000,00051
Net operating income$-1,237,0008,834
2004-09-30 (YTD Data)Rank
Total interest income$41,0008,992
Total interest expense$1,0008,998
Net interest income$40,0008,983
Provision for loan and lease losses$38,0005,777
Total noninterest income$08,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$744,0007,805
Salaries and employee benefits$28,0008,991
Premises and equipment expense$32,0008,709
Additional noninterest expense$684,0004,614
Pre-tax net operating income$-742,0008,839
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-742,0008,882
Extraordinary gains, net$026
Net income$-742,0008,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$15,000,00042
Net operating income$-742,0008,862

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.