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PromiseOne Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,326,0001,074
Total interest expense$21,366,000750
Net interest income$20,960,0001,384
Provision for loan and lease losses$290,0001,713
Total noninterest income$5,529,0001,118
Gross Fiduciary activities income$0981
Service charges on deposit accounts$970,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$4,559,000939
Total noninterest expense$13,919,0001,623
Salaries and employee benefits$8,334,0001,546
Premises and equipment expense$2,239,0001,107
Additional noninterest expense$4,559,000939
Pre-tax net operating income$12,280,000994
Securities gains (losses)$-12,0003,398
Applicable income taxes$03,369
Income before extraordinary items$12,268,000852
Extraordinary gains, net$054
Net income$12,268,000864
Minority interest net income$088
Net income of bank and minority interests.$12,268,000855
Net charge-offs$91,0001,548
Cash dividends$6,721,000640
Sale, conversion, retirement of capital stock, net$61,000442
Net operating income$12,280,000862
2023-09-30 (YTD Data)Rank
Total interest income$31,148,0001,071
Total interest expense$15,425,000733
Net interest income$15,723,0001,390
Provision for loan and lease losses$290,0001,383
Total noninterest income$4,279,0001,101
Gross Fiduciary activities income$0950
Service charges on deposit accounts$732,0001,003
Trading account gains and feesNANA
Additional Noninterest Income$3,547,000926
Total noninterest expense$10,315,0001,624
Salaries and employee benefits$6,020,0001,601
Premises and equipment expense$1,696,0001,094
Additional noninterest expense$3,547,000926
Pre-tax net operating income$9,397,0001,021
Securities gains (losses)$-12,0003,519
Applicable income taxes$03,407
Income before extraordinary items$9,385,000872
Extraordinary gains, net$052
Net income$9,385,000876
Minority interest net income$081
Net income of bank and minority interests.$9,385,000872
Net charge-offs$92,0001,204
Cash dividends$5,121,000591
Sale, conversion, retirement of capital stock, net$46,000426
Net operating income$9,397,000884
2023-06-30 (YTD Data)Rank
Total interest income$20,213,0001,063
Total interest expense$9,788,000691
Net interest income$10,425,0001,415
Provision for loan and lease losses$283,0001,101
Total noninterest income$2,966,0001,010
Gross Fiduciary activities income$0931
Service charges on deposit accounts$491,000991
Trading account gains and feesNANA
Additional Noninterest Income$2,475,000839
Total noninterest expense$6,903,0001,609
Salaries and employee benefits$3,972,0001,603
Premises and equipment expense$1,141,0001,077
Additional noninterest expense$2,475,000838
Pre-tax net operating income$6,205,0001,026
Securities gains (losses)$-12,0003,825
Applicable income taxes$03,436
Income before extraordinary items$6,193,000890
Extraordinary gains, net$051
Net income$6,193,000902
Minority interest net income$081
Net income of bank and minority interests.$6,193,000890
Net charge-offs$137,000809
Cash dividends$3,840,000541
Sale, conversion, retirement of capital stock, net$32,000417
Net operating income$6,205,000901
2023-03-31 (YTD Data)Rank
Total interest income$9,760,0001,081
Total interest expense$4,505,000669
Net interest income$5,255,0001,409
Provision for loan and lease losses$185,000925
Total noninterest income$1,393,0001,059
Gross Fiduciary activities income$0913
Service charges on deposit accounts$238,0001,023
Trading account gains and feesNANA
Additional Noninterest Income$1,155,000872
Total noninterest expense$3,446,0001,636
Salaries and employee benefits$2,017,0001,627
Premises and equipment expense$579,0001,091
Additional noninterest expense$1,155,000872
Pre-tax net operating income$3,017,0001,072
Securities gains (losses)$-7,0004,001
Applicable income taxes$03,388
Income before extraordinary items$3,010,000937
Extraordinary gains, net$04
Net income$3,010,000936
Minority interest net income$048
Net income of bank and minority interests.$3,010,000936
Net charge-offs$161,000481
Cash dividends$2,240,000440
Sale, conversion, retirement of capital stock, net$18,000376
Net operating income$3,017,000953
2022-12-31 (YTD Data)Rank
Total interest income$29,225,0001,172
Total interest expense$6,497,000645
Net interest income$22,728,0001,298
Provision for loan and lease losses$531,0001,195
Total noninterest income$5,922,0001,067
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$829,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$5,093,000901
Total noninterest expense$13,872,0001,594
Salaries and employee benefits$8,718,0001,463
Premises and equipment expense$2,086,0001,162
Additional noninterest expense$5,093,000901
Pre-tax net operating income$14,247,000982
Securities gains (losses)$1,000637
Applicable income taxes$03,596
Income before extraordinary items$14,248,000835
Extraordinary gains, net$05
Net income$14,248,000836
Minority interest net income$063
Net income of bank and minority interests.$14,248,000836
Net charge-offs$21,0001,911
Cash dividends$9,653,000494
Sale, conversion, retirement of capital stock, net$37,000513
Net operating income$14,247,000854
2022-09-30 (YTD Data)Rank
Total interest income$20,117,0001,199
Total interest expense$3,122,000713
Net interest income$16,995,0001,275
Provision for loan and lease losses$531,000941
Total noninterest income$4,686,0001,049
Gross Fiduciary activities income$0968
Service charges on deposit accounts$613,0001,194
Trading account gains and feesNANA
Additional Noninterest Income$4,073,000878
Total noninterest expense$9,988,0001,627
Salaries and employee benefits$6,217,0001,530
Premises and equipment expense$1,478,0001,227
Additional noninterest expense$4,073,000878
Pre-tax net operating income$11,162,000957
Securities gains (losses)$1,000675
Applicable income taxes$03,603
Income before extraordinary items$11,163,000808
Extraordinary gains, net$04
Net income$11,163,000808
Minority interest net income$057
Net income of bank and minority interests.$11,163,000808
Net charge-offs$23,0001,551
Cash dividends$7,744,000433
Sale, conversion, retirement of capital stock, net$25,000472
Net operating income$11,162,000821
2022-06-30 (YTD Data)Rank
Total interest income$12,280,0001,246
Total interest expense$1,411,000810
Net interest income$10,869,0001,289
Provision for loan and lease losses$426,000760
Total noninterest income$3,372,000985
Gross Fiduciary activities income$0925
Service charges on deposit accounts$397,0001,202
Trading account gains and feesNANA
Additional Noninterest Income$2,975,000831
Total noninterest expense$6,385,0001,668
Salaries and employee benefits$3,997,0001,574
Premises and equipment expense$919,0001,311
Additional noninterest expense$1,469,0002,041
Pre-tax net operating income$7,430,000899
Securities gains (losses)$1,000612
Applicable income taxes$03,564
Income before extraordinary items$7,431,000765
Extraordinary gains, net$04
Net income$7,431,000765
Minority interest net income$060
Net income of bank and minority interests.$7,431,000765
Net charge-offs$28,0001,199
Cash dividends$5,861,000393
Sale, conversion, retirement of capital stock, net$17,000459
Net operating income$7,430,000782
2022-03-31 (YTD Data)Rank
Total interest income$5,851,0001,258
Total interest expense$627,000875
Net interest income$5,224,0001,296
Provision for loan and lease losses$151,000761
Total noninterest income$1,839,000936
Gross Fiduciary activities income$0892
Service charges on deposit accounts$181,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$1,658,000782
Total noninterest expense$3,222,0001,647
Salaries and employee benefits$2,041,0001,540
Premises and equipment expense$439,0001,356
Additional noninterest expense$742,0002,005
Pre-tax net operating income$3,690,000877
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,690,000746
Extraordinary gains, net$04
Net income$3,690,000746
Minority interest net income$050
Net income of bank and minority interests.$3,690,000746
Net charge-offs$01,838
Cash dividends$3,989,000300
Sale, conversion, retirement of capital stock, net$9,000414
Net operating income$3,690,000751
2021-12-31 (YTD Data)Rank
Total interest income$22,822,0001,320
Total interest expense$3,320,000828
Net interest income$19,502,0001,402
Provision for loan and lease losses$570,000939
Total noninterest income$9,396,000872
Gross Fiduciary activities income$0994
Service charges on deposit accounts$704,0001,242
Trading account gains and feesNANA
Additional Noninterest Income$8,692,000731
Total noninterest expense$11,934,0001,742
Salaries and employee benefits$7,088,0001,700
Premises and equipment expense$1,746,0001,353
Additional noninterest expense$3,100,0001,927
Pre-tax net operating income$16,394,000880
Securities gains (losses)$-175,0004,707
Applicable income taxes$03,710
Income before extraordinary items$16,219,000764
Extraordinary gains, net$010
Net income$16,219,000765
Minority interest net income$074
Net income of bank and minority interests.$16,219,000765
Net charge-offs$503,000635
Cash dividends$7,155,000609
Sale, conversion, retirement of capital stock, net$36,000522
Net operating income$16,394,000741
2021-09-30 (YTD Data)Rank
Total interest income$16,864,0001,373
Total interest expense$2,574,000851
Net interest income$14,290,0001,445
Provision for loan and lease losses$492,000836
Total noninterest income$6,573,000944
Gross Fiduciary activities income$0957
Service charges on deposit accounts$516,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$6,057,000804
Total noninterest expense$8,301,0001,845
Salaries and employee benefits$4,739,0001,862
Premises and equipment expense$1,318,0001,365
Additional noninterest expense$2,244,0001,989
Pre-tax net operating income$12,070,000928
Securities gains (losses)$-175,0004,833
Applicable income taxes$03,719
Income before extraordinary items$11,895,000811
Extraordinary gains, net$08
Net income$11,895,000811
Minority interest net income$069
Net income of bank and minority interests.$11,895,000811
Net charge-offs$236,000729
Cash dividends$5,303,000574
Sale, conversion, retirement of capital stock, net$25,000492
Net operating income$12,070,000779
2021-06-30 (YTD Data)Rank
Total interest income$10,734,0001,417
Total interest expense$1,789,000854
Net interest income$8,945,0001,500
Provision for loan and lease losses$278,000959
Total noninterest income$4,219,000964
Gross Fiduciary activities income$0951
Service charges on deposit accounts$338,0001,246
Trading account gains and feesNANA
Additional Noninterest Income$3,881,000820
Total noninterest expense$5,083,0001,954
Salaries and employee benefits$2,788,0002,017
Premises and equipment expense$881,0001,360
Additional noninterest expense$1,414,0002,055
Pre-tax net operating income$7,803,000939
Securities gains (losses)$-106,0004,863
Applicable income taxes$03,702
Income before extraordinary items$7,697,000825
Extraordinary gains, net$06
Net income$7,697,000825
Minority interest net income$067
Net income of bank and minority interests.$7,697,000825
Net charge-offs$157,000739
Cash dividends$3,475,000559
Sale, conversion, retirement of capital stock, net$16,000474
Net operating income$7,803,000791
2021-03-31 (YTD Data)Rank
Total interest income$5,043,0001,497
Total interest expense$944,000851
Net interest income$4,099,0001,611
Provision for loan and lease losses$122,0001,128
Total noninterest income$1,982,0001,012
Gross Fiduciary activities income$0922
Service charges on deposit accounts$164,0001,270
Trading account gains and feesNANA
Additional Noninterest Income$1,818,000862
Total noninterest expense$2,472,0001,978
Salaries and employee benefits$1,303,0002,108
Premises and equipment expense$455,0001,339
Additional noninterest expense$714,0002,008
Pre-tax net operating income$3,487,0001,029
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,487,000907
Extraordinary gains, net$03
Net income$3,487,000907
Minority interest net income$055
Net income of bank and minority interests.$3,487,000907
Net charge-offs$155,000497
Cash dividends$2,002,000448
Sale, conversion, retirement of capital stock, net$5,000458
Net operating income$3,487,000891
2020-12-31 (YTD Data)Rank
Total interest income$20,659,0001,454
Total interest expense$6,481,000736
Net interest income$14,178,0001,728
Provision for loan and lease losses$1,290,0001,357
Total noninterest income$8,823,000869
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$691,0001,261
Trading account gains and feesNANA
Additional Noninterest Income$8,132,000744
Total noninterest expense$12,811,0001,614
Salaries and employee benefits$7,846,0001,544
Premises and equipment expense$1,833,0001,276
Additional noninterest expense$3,132,0001,852
Pre-tax net operating income$8,900,0001,168
Securities gains (losses)$407,000685
Applicable income taxes$03,697
Income before extraordinary items$9,307,0001,016
Extraordinary gains, net$04
Net income$9,307,0001,017
Minority interest net income$072
Net income of bank and minority interests.$9,307,0001,016
Net charge-offs$390,0001,136
Cash dividends$4,938,000777
Sale, conversion, retirement of capital stock, net$32,000508
Net operating income$8,900,0001,030
2020-09-30 (YTD Data)Rank
Total interest income$15,541,0001,454
Total interest expense$5,210,000739
Net interest income$10,331,0001,766
Provision for loan and lease losses$983,0001,388
Total noninterest income$6,574,000850
Gross Fiduciary activities income$0981
Service charges on deposit accounts$515,0001,263
Trading account gains and feesNANA
Additional Noninterest Income$6,059,000724
Total noninterest expense$9,508,0001,609
Salaries and employee benefits$5,723,0001,560
Premises and equipment expense$1,360,0001,290
Additional noninterest expense$2,425,0001,780
Pre-tax net operating income$6,414,0001,157
Securities gains (losses)$407,000567
Applicable income taxes$03,696
Income before extraordinary items$6,821,000993
Extraordinary gains, net$04
Net income$6,821,000993
Minority interest net income$065
Net income of bank and minority interests.$6,821,000993
Net charge-offs$312,0001,002
Cash dividends$3,485,000744
Sale, conversion, retirement of capital stock, net$28,000475
Net operating income$6,414,0001,023
2020-06-30 (YTD Data)Rank
Total interest income$10,580,0001,447
Total interest expense$3,660,000772
Net interest income$6,920,0001,763
Provision for loan and lease losses$747,0001,286
Total noninterest income$4,445,000798
Gross Fiduciary activities income$0970
Service charges on deposit accounts$342,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$4,103,000660
Total noninterest expense$6,193,0001,636
Salaries and employee benefits$3,908,0001,522
Premises and equipment expense$904,0001,288
Additional noninterest expense$1,381,0002,015
Pre-tax net operating income$4,425,0001,069
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,425,000958
Extraordinary gains, net$04
Net income$4,425,000958
Minority interest net income$065
Net income of bank and minority interests.$4,425,000958
Net charge-offs$299,000811
Cash dividends$1,973,000830
Sale, conversion, retirement of capital stock, net$19,000455
Net operating income$4,425,000928
2020-03-31 (YTD Data)Rank
Total interest income$5,627,0001,360
Total interest expense$1,914,000823
Net interest income$3,713,0001,610
Provision for loan and lease losses$494,000913
Total noninterest income$1,596,000952
Gross Fiduciary activities income$0941
Service charges on deposit accounts$186,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$1,410,000767
Total noninterest expense$3,149,0001,624
Salaries and employee benefits$1,970,0001,521
Premises and equipment expense$442,0001,322
Additional noninterest expense$737,0001,952
Pre-tax net operating income$1,666,0001,220
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,666,0001,089
Extraordinary gains, net$04
Net income$1,666,0001,087
Minority interest net income$056
Net income of bank and minority interests.$1,666,0001,089
Net charge-offs$02,581
Cash dividends$1,973,000530
Sale, conversion, retirement of capital stock, net$9,000440
Net operating income$1,666,0001,069
2019-12-31 (YTD Data)Rank
Total interest income$23,768,0001,308
Total interest expense$7,459,000883
Net interest income$16,309,0001,484
Provision for loan and lease losses$309,0001,924
Total noninterest income$8,397,000783
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$766,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$7,631,000634
Total noninterest expense$13,059,0001,533
Salaries and employee benefits$8,305,0001,410
Premises and equipment expense$1,615,0001,415
Additional noninterest expense$3,139,0001,849
Pre-tax net operating income$11,338,000953
Securities gains (losses)$110,000887
Applicable income taxes$03,859
Income before extraordinary items$11,448,000839
Extraordinary gains, net$011
Net income$11,448,000840
Minority interest net income$076
Net income of bank and minority interests.$11,448,000840
Net charge-offs$210,0001,644
Cash dividends$5,727,000723
Sale, conversion, retirement of capital stock, net$58,000527
Net operating income$11,338,000822
2019-09-30 (YTD Data)Rank
Total interest income$17,865,0001,314
Total interest expense$5,498,000904
Net interest income$12,367,0001,478
Provision for loan and lease losses$113,0002,498
Total noninterest income$6,283,000781
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$576,0001,392
Trading account gains and feesNANA
Additional Noninterest Income$5,707,000635
Total noninterest expense$9,453,0001,579
Salaries and employee benefits$6,082,0001,446
Premises and equipment expense$1,186,0001,452
Additional noninterest expense$2,185,0001,976
Pre-tax net operating income$9,084,000912
Securities gains (losses)$7,0001,751
Applicable income taxes$03,902
Income before extraordinary items$9,091,000806
Extraordinary gains, net$011
Net income$9,091,000807
Minority interest net income$072
Net income of bank and minority interests.$9,091,000807
Net charge-offs$03,455
Cash dividends$4,276,000686
Sale, conversion, retirement of capital stock, net$21,000535
Net operating income$9,084,000787
2019-06-30 (YTD Data)Rank
Total interest income$11,725,0001,328
Total interest expense$3,471,000926
Net interest income$8,254,0001,471
Provision for loan and lease losses$66,0002,510
Total noninterest income$4,314,000755
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$372,0001,413
Trading account gains and feesNANA
Additional Noninterest Income$3,942,000602
Total noninterest expense$6,287,0001,587
Salaries and employee benefits$4,093,0001,432
Premises and equipment expense$768,0001,492
Additional noninterest expense$1,426,0002,036
Pre-tax net operating income$6,215,000872
Securities gains (losses)$1,0001,602
Applicable income taxes$03,901
Income before extraordinary items$6,216,000761
Extraordinary gains, net$011
Net income$6,216,000762
Minority interest net income$069
Net income of bank and minority interests.$6,216,000761
Net charge-offs$03,172
Cash dividends$2,825,000678
Sale, conversion, retirement of capital stock, net$11,000535
Net operating income$6,215,000748
2019-03-31 (YTD Data)Rank
Total interest income$5,742,0001,347
Total interest expense$1,645,000948
Net interest income$4,097,0001,489
Provision for loan and lease losses$3,0003,314
Total noninterest income$1,709,000863
Gross Fiduciary activities income$0972
Service charges on deposit accounts$173,0001,485
Trading account gains and feesNANA
Additional Noninterest Income$1,536,000680
Total noninterest expense$3,021,0001,650
Salaries and employee benefits$2,035,0001,436
Premises and equipment expense$359,0001,595
Additional noninterest expense$627,0002,212
Pre-tax net operating income$2,782,000926
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,782,000825
Extraordinary gains, net$05
Net income$2,782,000825
Minority interest net income$052
Net income of bank and minority interests.$2,782,000824
Net charge-offs$02,740
Cash dividends$1,374,000680
Sale, conversion, retirement of capital stock, net$6,000491
Net operating income$2,782,000809
2018-12-31 (YTD Data)Rank
Total interest income$20,215,0001,440
Total interest expense$4,718,000974
Net interest income$15,497,0001,556
Provision for loan and lease losses$1,345,000694
Total noninterest income$7,897,000812
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$663,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$7,234,000640
Total noninterest expense$12,035,0001,617
Salaries and employee benefits$7,352,0001,527
Premises and equipment expense$1,262,0001,743
Additional noninterest expense$3,421,0001,709
Pre-tax net operating income$10,014,0001,031
Securities gains (losses)$-11,0004,441
Applicable income taxes$03,978
Income before extraordinary items$10,003,000918
Extraordinary gains, net$06
Net income$10,003,000917
Minority interest net income$072
Net income of bank and minority interests.$10,003,000917
Net charge-offs$790,000716
Cash dividends$6,118,000617
Sale, conversion, retirement of capital stock, net$15,000622
Net operating income$10,014,000917
2018-09-30 (YTD Data)Rank
Total interest income$14,439,0001,478
Total interest expense$3,235,000990
Net interest income$11,204,0001,604
Provision for loan and lease losses$1,348,000521
Total noninterest income$5,848,000824
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$503,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$5,345,000650
Total noninterest expense$8,419,0001,719
Salaries and employee benefits$5,414,0001,547
Premises and equipment expense$896,0001,831
Additional noninterest expense$2,109,0002,024
Pre-tax net operating income$7,285,0001,069
Securities gains (losses)$-12,0004,815
Applicable income taxes$04,032
Income before extraordinary items$7,273,000952
Extraordinary gains, net$05
Net income$7,273,000949
Minority interest net income$066
Net income of bank and minority interests.$7,273,000951
Net charge-offs$790,000522
Cash dividends$4,667,000574
Sale, conversion, retirement of capital stock, net$10,000588
Net operating income$7,285,000944
2018-06-30 (YTD Data)Rank
Total interest income$9,167,0001,528
Total interest expense$1,953,0001,027
Net interest income$7,214,0001,655
Provision for loan and lease losses$1,183,000418
Total noninterest income$3,797,000843
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$333,0001,600
Trading account gains and feesNANA
Additional Noninterest Income$3,464,000663
Total noninterest expense$5,518,0001,759
Salaries and employee benefits$3,509,0001,614
Premises and equipment expense$574,0001,883
Additional noninterest expense$1,435,0001,999
Pre-tax net operating income$4,310,0001,152
Securities gains (losses)$-16,0005,070
Applicable income taxes$04,018
Income before extraordinary items$4,294,0001,029
Extraordinary gains, net$06
Net income$4,294,0001,028
Minority interest net income$065
Net income of bank and minority interests.$4,294,0001,028
Net charge-offs$654,000441
Cash dividends$3,216,000543
Sale, conversion, retirement of capital stock, net$5,000595
Net operating income$4,310,0001,019
2018-03-31 (YTD Data)Rank
Total interest income$4,358,0001,587
Total interest expense$873,0001,089
Net interest income$3,485,0001,705
Provision for loan and lease losses$295,000728
Total noninterest income$1,181,0001,138
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$165,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$1,016,000923
Total noninterest expense$2,679,0001,822
Salaries and employee benefits$1,631,0001,733
Premises and equipment expense$264,0002,029
Additional noninterest expense$784,0001,849
Pre-tax net operating income$1,692,0001,356
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,692,0001,196
Extraordinary gains, net$07
Net income$1,692,0001,194
Minority interest net income$052
Net income of bank and minority interests.$1,692,0001,196
Net charge-offs$02,722
Cash dividends$1,829,000459
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,692,0001,187
2017-12-31 (YTD Data)Rank
Total interest income$15,577,0001,695
Total interest expense$3,088,0001,053
Net interest income$12,489,0001,851
Provision for loan and lease losses$241,0002,184
Total noninterest income$9,331,000722
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$520,0001,972
Trading account gains and feesNANA
Additional Noninterest Income$8,811,000560
Total noninterest expense$10,992,0001,741
Salaries and employee benefits$6,801,0001,633
Premises and equipment expense$981,0002,137
Additional noninterest expense$3,210,0001,835
Pre-tax net operating income$10,587,000947
Securities gains (losses)$11,0001,559
Applicable income taxes$04,135
Income before extraordinary items$10,598,000717
Extraordinary gains, net$09
Net income$10,598,000716
Minority interest net income$076
Net income of bank and minority interests.$10,598,000717
Net charge-offs$78,0002,649
Cash dividends$6,239,000547
Sale, conversion, retirement of capital stock, net$102,000486
Net operating income$10,587,000704
2017-09-30 (YTD Data)Rank
Total interest income$11,435,0001,726
Total interest expense$2,240,0001,071
Net interest income$9,195,0001,886
Provision for loan and lease losses$158,0002,255
Total noninterest income$7,417,000699
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$373,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$7,044,000541
Total noninterest expense$8,498,0001,696
Salaries and employee benefits$5,236,0001,596
Premises and equipment expense$721,0002,175
Additional noninterest expense$2,541,0001,751
Pre-tax net operating income$7,956,000969
Securities gains (losses)$11,0001,579
Applicable income taxes$04,172
Income before extraordinary items$7,967,000769
Extraordinary gains, net$09
Net income$7,967,000768
Minority interest net income$071
Net income of bank and minority interests.$7,967,000769
Net charge-offs$39,0002,614
Cash dividends$4,585,000543
Sale, conversion, retirement of capital stock, net$93,000430
Net operating income$7,956,000759
2017-06-30 (YTD Data)Rank
Total interest income$7,372,0001,779
Total interest expense$1,411,0001,106
Net interest income$5,961,0001,914
Provision for loan and lease losses$110,0002,170
Total noninterest income$4,963,000701
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$248,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$4,715,000550
Total noninterest expense$5,844,0001,667
Salaries and employee benefits$3,436,0001,630
Premises and equipment expense$454,0002,269
Additional noninterest expense$1,954,0001,538
Pre-tax net operating income$4,970,0001,002
Securities gains (losses)$11,0001,225
Applicable income taxes$04,189
Income before extraordinary items$4,981,000800
Extraordinary gains, net$011
Net income$4,981,000800
Minority interest net income$071
Net income of bank and minority interests.$4,981,000800
Net charge-offs$39,0002,175
Cash dividends$2,953,000552
Sale, conversion, retirement of capital stock, net$80,000376
Net operating income$4,970,000786
2017-03-31 (YTD Data)Rank
Total interest income$3,580,0001,813
Total interest expense$687,0001,110
Net interest income$2,893,0001,956
Provision for loan and lease losses$24,0002,712
Total noninterest income$2,252,000733
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$122,0002,072
Trading account gains and feesNANA
Additional Noninterest Income$2,130,000559
Total noninterest expense$2,687,0001,806
Salaries and employee benefits$1,678,0001,679
Premises and equipment expense$225,0002,321
Additional noninterest expense$784,0001,870
Pre-tax net operating income$2,434,000996
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,434,000794
Extraordinary gains, net$08
Net income$2,434,000794
Minority interest net income$055
Net income of bank and minority interests.$2,434,000794
Net charge-offs$13,0002,104
Cash dividends$1,591,000493
Sale, conversion, retirement of capital stock, net$53,000315
Net operating income$2,434,000784
2016-12-31 (YTD Data)Rank
Total interest income$12,573,0001,998
Total interest expense$2,381,0001,215
Net interest income$10,192,0002,148
Provision for loan and lease losses$433,0001,618
Total noninterest income$7,724,000837
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$481,0002,145
Trading account gains and fees$0170
Additional Noninterest Income$7,243,000652
Total noninterest expense$9,556,0001,986
Salaries and employee benefits$6,034,0001,781
Premises and equipment expense$942,0002,243
Additional noninterest expense$2,580,0002,240
Pre-tax net operating income$7,927,0001,109
Securities gains (losses)$399,000536
Applicable income taxes$04,278
Income before extraordinary items$8,326,000894
Extraordinary gains, net$05
Net income$8,326,000893
Minority interest net income$082
Net income of bank and minority interests.$8,326,000893
Net charge-offs$55,0003,070
Cash dividends$5,543,000610
Sale, conversion, retirement of capital stock, net$185,000409
Net operating income$7,927,000917
2016-09-30 (YTD Data)Rank
Total interest income$9,186,0002,036
Total interest expense$1,730,0001,256
Net interest income$7,456,0002,197
Provision for loan and lease losses$409,0001,336
Total noninterest income$6,151,000806
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$352,0002,197
Trading account gains and fees$0169
Additional Noninterest Income$5,799,000615
Total noninterest expense$6,976,0002,034
Salaries and employee benefits$4,524,0001,775
Premises and equipment expense$698,0002,257
Additional noninterest expense$1,754,0002,440
Pre-tax net operating income$6,222,0001,085
Securities gains (losses)$399,000493
Applicable income taxes$04,325
Income before extraordinary items$6,621,000846
Extraordinary gains, net$05
Net income$6,621,000846
Minority interest net income$071
Net income of bank and minority interests.$6,621,000846
Net charge-offs$55,0002,517
Cash dividends$4,092,000588
Sale, conversion, retirement of capital stock, net$131,000389
Net operating income$6,222,000865
2016-06-30 (YTD Data)Rank
Total interest income$6,012,0002,080
Total interest expense$1,122,0001,270
Net interest income$4,890,0002,226
Provision for loan and lease losses$311,0001,203
Total noninterest income$4,258,000778
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$226,0002,230
Trading account gains and fees$0157
Additional Noninterest Income$4,032,000592
Total noninterest expense$4,596,0002,064
Salaries and employee benefits$3,031,0001,769
Premises and equipment expense$462,0002,277
Additional noninterest expense$1,103,0002,576
Pre-tax net operating income$4,241,0001,059
Securities gains (losses)$399,000339
Applicable income taxes$04,338
Income before extraordinary items$4,640,000805
Extraordinary gains, net$016
Net income$4,640,000804
Minority interest net income$071
Net income of bank and minority interests.$4,640,000804
Net charge-offs$47,0002,186
Cash dividends$2,644,000622
Sale, conversion, retirement of capital stock, net$88,000379
Net operating income$4,241,000842
2016-03-31 (YTD Data)Rank
Total interest income$2,962,0002,101
Total interest expense$544,0001,302
Net interest income$2,418,0002,244
Provision for loan and lease losses$152,0001,136
Total noninterest income$1,804,000854
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$98,0002,462
Trading account gains and fees$0142
Additional Noninterest Income$1,706,000646
Total noninterest expense$2,219,0002,119
Salaries and employee benefits$1,447,0001,855
Premises and equipment expense$227,0002,314
Additional noninterest expense$545,0002,592
Pre-tax net operating income$1,851,0001,159
Securities gains (losses)$110,000485
Applicable income taxes$04,259
Income before extraordinary items$1,961,000911
Extraordinary gains, net$012
Net income$1,961,000912
Minority interest net income$062
Net income of bank and minority interests.$1,961,000912
Net charge-offs$47,0001,463
Cash dividends$1,210,000632
Sale, conversion, retirement of capital stock, net$45,000348
Net operating income$1,851,000930
2015-12-31 (YTD Data)Rank
Total interest income$9,809,0002,402
Total interest expense$1,801,0001,517
Net interest income$8,008,0002,592
Provision for loan and lease losses$417,0001,548
Total noninterest income$7,302,000861
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$288,0003,110
Trading account gains and fees$0159
Additional Noninterest Income$7,014,000631
Total noninterest expense$7,768,0002,363
Salaries and employee benefits$5,014,0002,050
Premises and equipment expense$973,0002,216
Additional noninterest expense$1,781,0003,031
Pre-tax net operating income$7,125,0001,183
Securities gains (losses)$18,0002,297
Applicable income taxes$04,402
Income before extraordinary items$7,143,000994
Extraordinary gains, net$023
Net income$7,143,000994
Minority interest net income$081
Net income of bank and minority interests.$7,143,000994
Net charge-offs$23,0003,695
Cash dividends$4,589,000714
Sale, conversion, retirement of capital stock, net$255,000393
Net operating income$7,125,000975
2015-09-30 (YTD Data)Rank
Total interest income$7,129,0002,490
Total interest expense$1,305,0001,583
Net interest income$5,824,0002,681
Provision for loan and lease losses$284,0001,566
Total noninterest income$5,875,000833
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$204,0003,228
Trading account gains and fees$0153
Additional Noninterest Income$5,671,000620
Total noninterest expense$5,912,0002,322
Salaries and employee benefits$3,761,0002,061
Premises and equipment expense$835,0002,027
Additional noninterest expense$1,316,0003,082
Pre-tax net operating income$5,503,0001,169
Securities gains (losses)$13,0002,219
Applicable income taxes$04,489
Income before extraordinary items$5,516,000970
Extraordinary gains, net$021
Net income$5,516,000970
Minority interest net income$078
Net income of bank and minority interests.$5,516,000970
Net charge-offs$23,0003,290
Cash dividends$3,263,000665
Sale, conversion, retirement of capital stock, net$211,000351
Net operating income$5,503,000945
2015-06-30 (YTD Data)Rank
Total interest income$4,648,0002,537
Total interest expense$837,0001,648
Net interest income$3,811,0002,718
Provision for loan and lease losses$154,0001,741
Total noninterest income$3,743,000863
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$122,0003,401
Trading account gains and fees$0157
Additional Noninterest Income$3,621,000637
Total noninterest expense$3,921,0002,343
Salaries and employee benefits$2,484,0002,089
Premises and equipment expense$556,0002,035
Additional noninterest expense$881,0003,096
Pre-tax net operating income$3,479,0001,212
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,479,0001,020
Extraordinary gains, net$022
Net income$3,479,0001,020
Minority interest net income$075
Net income of bank and minority interests.$3,479,0001,020
Net charge-offs$23,0002,857
Cash dividends$2,057,000681
Sale, conversion, retirement of capital stock, net$167,000311
Net operating income$3,479,000989
2015-03-31 (YTD Data)Rank
Total interest income$2,248,0002,617
Total interest expense$402,0001,723
Net interest income$1,846,0002,769
Provision for loan and lease losses$66,0001,842
Total noninterest income$1,752,000869
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$54,0003,577
Trading account gains and fees$0152
Additional Noninterest Income$1,698,000638
Total noninterest expense$1,910,0002,405
Salaries and employee benefits$1,201,0002,154
Premises and equipment expense$274,0002,101
Additional noninterest expense$435,0003,108
Pre-tax net operating income$1,622,0001,251
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,622,0001,042
Extraordinary gains, net$013
Net income$1,622,0001,042
Minority interest net income$064
Net income of bank and minority interests.$1,622,0001,043
Net charge-offs$23,0002,046
Cash dividends$1,008,000642
Sale, conversion, retirement of capital stock, net$137,000230
Net operating income$1,622,0001,010
2014-12-31 (YTD Data)Rank
Total interest income$8,350,0002,798
Total interest expense$1,372,0002,039
Net interest income$6,978,0002,896
Provision for loan and lease losses$495,0001,480
Total noninterest income$5,471,0001,030
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$153,0004,362
Trading account gains and fees$0180
Additional Noninterest Income$5,318,000717
Total noninterest expense$6,122,0002,873
Salaries and employee benefits$3,725,0002,651
Premises and equipment expense$918,0002,406
Additional noninterest expense$1,479,0003,578
Pre-tax net operating income$5,832,0001,345
Securities gains (losses)$2,0003,069
Applicable income taxes$04,531
Income before extraordinary items$5,834,0001,133
Extraordinary gains, net$017
Net income$5,834,0001,130
Minority interest net income$084
Net income of bank and minority interests.$5,834,0001,132
Net charge-offs$103,0003,158
Cash dividends$3,875,000760
Sale, conversion, retirement of capital stock, net$420,000328
Net operating income$5,832,0001,102
2014-09-30 (YTD Data)Rank
Total interest income$6,069,0002,895
Total interest expense$989,0002,134
Net interest income$5,080,0002,987
Provision for loan and lease losses$403,0001,369
Total noninterest income$4,006,0001,054
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$100,0004,631
Trading account gains and fees$0174
Additional Noninterest Income$3,906,000727
Total noninterest expense$4,398,0002,973
Salaries and employee benefits$2,674,0002,730
Premises and equipment expense$649,0002,546
Additional noninterest expense$1,075,0003,669
Pre-tax net operating income$4,285,0001,384
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$4,285,0001,163
Extraordinary gains, net$015
Net income$4,285,0001,161
Minority interest net income$081
Net income of bank and minority interests.$4,285,0001,162
Net charge-offs$25,0003,731
Cash dividends$2,832,000705
Sale, conversion, retirement of capital stock, net$400,000263
Net operating income$4,285,0001,138
2014-06-30 (YTD Data)Rank
Total interest income$3,902,0002,969
Total interest expense$628,0002,240
Net interest income$3,274,0003,059
Provision for loan and lease losses$285,0001,345
Total noninterest income$2,537,0001,082
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$50,0005,066
Trading account gains and fees$0172
Additional Noninterest Income$2,487,000737
Total noninterest expense$2,847,0003,054
Salaries and employee benefits$1,723,0002,814
Premises and equipment expense$372,0002,850
Additional noninterest expense$752,0003,575
Pre-tax net operating income$2,679,0001,416
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,679,0001,187
Extraordinary gains, net$020
Net income$2,679,0001,187
Minority interest net income$080
Net income of bank and minority interests.$2,679,0001,188
Net charge-offs$17,0003,484
Cash dividends$1,927,000686
Sale, conversion, retirement of capital stock, net$400,000196
Net operating income$2,679,0001,165
2014-03-31 (YTD Data)Rank
Total interest income$1,852,0003,085
Total interest expense$304,0002,323
Net interest income$1,548,0003,198
Provision for loan and lease losses$32,0002,552
Total noninterest income$1,212,0001,087
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$17,0005,529
Trading account gains and fees$0147
Additional Noninterest Income$1,195,000731
Total noninterest expense$1,436,0003,058
Salaries and employee benefits$862,0002,829
Premises and equipment expense$182,0002,943
Additional noninterest expense$392,0003,454
Pre-tax net operating income$1,292,0001,421
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,292,0001,182
Extraordinary gains, net$016
Net income$1,292,0001,183
Minority interest net income$066
Net income of bank and minority interests.$1,292,0001,183
Net charge-offs$03,660
Cash dividends$1,041,000585
Sale, conversion, retirement of capital stock, net$150,000212
Net operating income$1,292,0001,161
2013-12-31 (YTD Data)Rank
Total interest income$6,740,0003,352
Total interest expense$1,153,0002,645
Net interest income$5,587,0003,434
Provision for loan and lease losses$164,0003,193
Total noninterest income$4,793,0001,168
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$115,0005,042
Trading account gains and fees$0184
Additional Noninterest Income$4,678,000853
Total noninterest expense$5,625,0003,125
Salaries and employee benefits$3,223,0002,960
Premises and equipment expense$725,0002,897
Additional noninterest expense$1,677,0003,379
Pre-tax net operating income$4,591,0001,525
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,591,0001,326
Extraordinary gains, net$029
Net income$4,591,0001,328
Minority interest net income$090
Net income of bank and minority interests.$4,591,0001,329
Net charge-offs$25,0004,748
Cash dividends$2,446,0001,025
Sale, conversion, retirement of capital stock, net$1,190,000195
Net operating income$4,591,0001,301
2013-09-30 (YTD Data)Rank
Total interest income$4,953,0003,437
Total interest expense$857,0002,755
Net interest income$4,096,0003,508
Provision for loan and lease losses$99,0003,396
Total noninterest income$2,900,0001,379
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$74,0005,318
Trading account gains and fees$0180
Additional Noninterest Income$2,826,0001,013
Total noninterest expense$3,928,0003,303
Salaries and employee benefits$2,120,0003,257
Premises and equipment expense$549,0002,910
Additional noninterest expense$1,259,0003,374
Pre-tax net operating income$2,969,0001,758
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,969,0001,522
Extraordinary gains, net$025
Net income$2,969,0001,524
Minority interest net income$084
Net income of bank and minority interests.$2,969,0001,525
Net charge-offs$25,0004,288
Cash dividends$1,782,000966
Sale, conversion, retirement of capital stock, net$325,000274
Net operating income$2,969,0001,477
2013-06-30 (YTD Data)Rank
Total interest income$3,223,0003,494
Total interest expense$566,0002,833
Net interest income$2,657,0003,565
Provision for loan and lease losses$92,0003,021
Total noninterest income$1,883,0001,412
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$51,0005,273
Trading account gains and fees$0157
Additional Noninterest Income$1,832,0001,051
Total noninterest expense$2,593,0003,338
Salaries and employee benefits$1,425,0003,262
Premises and equipment expense$356,0002,954
Additional noninterest expense$812,0003,462
Pre-tax net operating income$1,855,0001,842
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,855,0001,637
Extraordinary gains, net$022
Net income$1,855,0001,639
Minority interest net income$082
Net income of bank and minority interests.$1,855,0001,642
Net charge-offs$04,909
Cash dividends$1,085,0001,017
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,855,0001,565
2013-03-31 (YTD Data)Rank
Total interest income$1,593,0003,545
Total interest expense$282,0002,918
Net interest income$1,311,0003,625
Provision for loan and lease losses$19,0003,641
Total noninterest income$778,0001,601
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$26,0005,216
Trading account gains and fees$0148
Additional Noninterest Income$752,0001,196
Total noninterest expense$1,391,0003,182
Salaries and employee benefits$783,0003,097
Premises and equipment expense$174,0003,031
Additional noninterest expense$434,0003,314
Pre-tax net operating income$679,0002,324
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$679,0002,044
Extraordinary gains, net$010
Net income$679,0002,045
Minority interest net income$076
Net income of bank and minority interests.$679,0002,046
Net charge-offs$04,145
Cash dividends$697,000734
Sale, conversion, retirement of capital stock, net$0789
Net operating income$679,0001,964
2012-12-31 (YTD Data)Rank
Total interest income$6,146,0003,765
Total interest expense$1,208,0003,181
Net interest income$4,938,0003,852
Provision for loan and lease losses$215,0003,845
Total noninterest income$3,143,0001,588
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$127,0005,045
Trading account gains and fees$0166
Additional Noninterest Income$3,016,0001,158
Total noninterest expense$4,943,0003,492
Salaries and employee benefits$2,211,0003,885
Premises and equipment expense$509,0003,777
Additional noninterest expense$2,223,0002,841
Pre-tax net operating income$2,923,0002,134
Securities gains (losses)$71,0002,511
Applicable income taxes$04,751
Income before extraordinary items$2,994,0001,869
Extraordinary gains, net$029
Net income$2,994,0001,867
Minority interest net income$093
Net income of bank and minority interests.$2,994,0001,869
Net charge-offs$05,985
Cash dividends$1,161,0001,776
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,923,0001,800
2012-09-30 (YTD Data)Rank
Total interest income$4,512,0003,896
Total interest expense$915,0003,272
Net interest income$3,597,0003,972
Provision for loan and lease losses$133,0004,067
Total noninterest income$2,018,0001,776
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$97,0005,091
Trading account gains and fees$0157
Additional Noninterest Income$1,921,0001,302
Total noninterest expense$3,181,0003,893
Salaries and employee benefits$1,544,0004,073
Premises and equipment expense$411,0003,657
Additional noninterest expense$1,226,0003,596
Pre-tax net operating income$2,301,0002,117
Securities gains (losses)$24,0002,809
Applicable income taxes$365,0002,268
Income before extraordinary items$1,960,0002,145
Extraordinary gains, net$020
Net income$1,960,0002,146
Minority interest net income$086
Net income of bank and minority interests.$1,960,0002,147
Net charge-offs$05,771
Cash dividends$666,0001,734
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,939,8402,042
2012-06-30 (YTD Data)Rank
Total interest income$2,924,0003,999
Total interest expense$612,0003,361
Net interest income$2,312,0004,084
Provision for loan and lease losses$75,0004,155
Total noninterest income$1,083,0002,053
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$60,0005,240
Trading account gains and fees$0153
Additional Noninterest Income$1,023,0001,494
Total noninterest expense$1,981,0004,105
Salaries and employee benefits$948,0004,310
Premises and equipment expense$257,0003,801
Additional noninterest expense$776,0003,743
Pre-tax net operating income$1,339,0002,324
Securities gains (losses)$03,178
Applicable income taxes$245,0002,261
Income before extraordinary items$1,094,0002,444
Extraordinary gains, net$019
Net income$1,094,0002,444
Minority interest net income$084
Net income of bank and minority interests.$1,094,0002,444
Net charge-offs$05,507
Cash dividends$232,0002,395
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,094,0002,314
2012-03-31 (YTD Data)Rank
Total interest income$1,429,0004,098
Total interest expense$310,0003,445
Net interest income$1,119,0004,210
Provision for loan and lease losses$64,0003,407
Total noninterest income$312,0002,884
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$26,0005,450
Trading account gains and fees$0148
Additional Noninterest Income$286,0002,165
Total noninterest expense$913,0004,331
Salaries and employee benefits$454,0004,445
Premises and equipment expense$125,0003,884
Additional noninterest expense$334,0004,111
Pre-tax net operating income$454,0003,071
Securities gains (losses)$02,210
Applicable income taxes$151,0002,018
Income before extraordinary items$303,0003,636
Extraordinary gains, net$019
Net income$303,0003,639
Minority interest net income$078
Net income of bank and minority interests.$303,0003,639
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$303,0003,469
2011-12-31 (YTD Data)Rank
Total interest income$5,208,0004,461
Total interest expense$1,259,0003,851
Net interest income$3,949,0004,563
Provision for loan and lease losses$285,0004,200
Total noninterest income$2,936,0001,522
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$96,0005,577
Trading account gains and fees$0146
Additional Noninterest Income$2,840,0001,079
Total noninterest expense$3,553,0004,455
Salaries and employee benefits$1,760,0004,521
Premises and equipment expense$518,0003,934
Additional noninterest expense$1,275,0004,282
Pre-tax net operating income$3,047,0001,809
Securities gains (losses)$03,838
Applicable income taxes$1,137,0001,238
Income before extraordinary items$1,910,0002,348
Extraordinary gains, net$029
Net income$1,910,0002,348
Minority interest net income$096
Net income of bank and minority interests.$1,910,0002,349
Net charge-offs$4,0006,264
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$124,000612
Net operating income$1,910,0002,266
2011-09-30 (YTD Data)Rank
Total interest income$3,812,0004,582
Total interest expense$936,0003,982
Net interest income$2,876,0004,681
Provision for loan and lease losses$208,0004,107
Total noninterest income$1,811,0001,735
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$63,0005,779
Trading account gains and fees$0145
Additional Noninterest Income$1,748,0001,224
Total noninterest expense$2,572,0004,535
Salaries and employee benefits$1,301,0004,565
Premises and equipment expense$473,0003,492
Additional noninterest expense$798,0004,787
Pre-tax net operating income$1,907,0002,161
Securities gains (losses)$03,555
Applicable income taxes$270,0002,370
Income before extraordinary items$1,637,0002,165
Extraordinary gains, net$021
Net income$1,637,0002,165
Minority interest net income$087
Net income of bank and minority interests.$1,637,0002,166
Net charge-offs$4,0005,984
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,637,0002,069
2011-06-30 (YTD Data)Rank
Total interest income$2,361,0004,815
Total interest expense$580,0004,265
Net interest income$1,781,0004,902
Provision for loan and lease losses$120,0004,174
Total noninterest income$1,322,0001,622
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$35,0006,003
Trading account gains and fees$0153
Additional Noninterest Income$1,287,0001,133
Total noninterest expense$1,694,0004,614
Salaries and employee benefits$841,0004,685
Premises and equipment expense$301,0003,636
Additional noninterest expense$552,0004,735
Pre-tax net operating income$1,289,0002,110
Securities gains (losses)$02,914
Applicable income taxes$76,0003,070
Income before extraordinary items$1,213,0001,939
Extraordinary gains, net$015
Net income$1,213,0001,939
Minority interest net income$089
Net income of bank and minority interests.$1,213,0001,939
Net charge-offs$4,0005,600
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,213,0001,867
2011-03-31 (YTD Data)Rank
Total interest income$1,103,0005,007
Total interest expense$281,0004,471
Net interest income$822,0005,098
Provision for loan and lease losses$65,0003,888
Total noninterest income$577,0001,805
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$12,0006,371
Trading account gains and fees$0158
Additional Noninterest Income$565,0001,242
Total noninterest expense$796,0004,802
Salaries and employee benefits$419,0004,732
Premises and equipment expense$144,0003,809
Additional noninterest expense$233,0005,179
Pre-tax net operating income$538,0002,426
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$538,0002,122
Extraordinary gains, net$09
Net income$538,0002,121
Minority interest net income$086
Net income of bank and minority interests.$538,0002,122
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$538,0002,073
2010-12-31 (YTD Data)Rank
Total interest income$3,396,0005,784
Total interest expense$1,025,0005,165
Net interest income$2,371,0005,878
Provision for loan and lease losses$296,0004,891
Total noninterest income$668,0004,026
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$22,0006,598
Trading account gains and fees$0175
Additional Noninterest Income$646,0002,809
Total noninterest expense$3,002,0005,018
Salaries and employee benefits$1,614,0004,859
Premises and equipment expense$526,0004,043
Additional noninterest expense$862,0005,446
Pre-tax net operating income$-259,0006,072
Securities gains (losses)$188,0001,635
Applicable income taxes$-12,0006,581
Income before extraordinary items$-59,0006,030
Extraordinary gains, net$029
Net income$-59,0006,030
Minority interest net income$0111
Net income of bank and minority interests.$-59,0006,030
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$182,000642
Net operating income$-215,0406,125
2010-09-30 (YTD Data)Rank
Total interest income$2,474,0005,958
Total interest expense$755,0005,374
Net interest income$1,719,0006,054
Provision for loan and lease losses$183,0004,989
Total noninterest income$519,0003,995
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$13,0006,729
Trading account gains and fees$0165
Additional Noninterest Income$506,0002,737
Total noninterest expense$2,065,0005,284
Salaries and employee benefits$1,176,0004,976
Premises and equipment expense$378,0004,223
Additional noninterest expense$511,0005,996
Pre-tax net operating income$-10,0006,001
Securities gains (losses)$188,0001,420
Applicable income taxes$04,726
Income before extraordinary items$178,0005,392
Extraordinary gains, net$023
Net income$178,0005,394
Minority interest net income$0110
Net income of bank and minority interests.$178,0005,395
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-10,0006,027
2010-06-30 (YTD Data)Rank
Total interest income$1,567,0006,094
Total interest expense$500,0005,477
Net interest income$1,067,0006,232
Provision for loan and lease losses$105,0005,093
Total noninterest income$356,0003,888
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$7,0006,815
Trading account gains and fees$0152
Additional Noninterest Income$349,0002,608
Total noninterest expense$1,216,0005,634
Salaries and employee benefits$724,0005,205
Premises and equipment expense$206,0004,784
Additional noninterest expense$286,0006,366
Pre-tax net operating income$102,0005,497
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$102,0005,527
Extraordinary gains, net$019
Net income$102,0005,530
Minority interest net income$0105
Net income of bank and minority interests.$102,0005,529
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$102,0005,413
2010-03-31 (YTD Data)Rank
Total interest income$701,0006,401
Total interest expense$247,0005,624
Net interest income$454,0006,594
Provision for loan and lease losses$30,0005,300
Total noninterest income$218,0003,471
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,0006,961
Trading account gains and fees$0175
Additional Noninterest Income$216,0002,283
Total noninterest expense$600,0005,739
Salaries and employee benefits$354,0005,325
Premises and equipment expense$95,0005,078
Additional noninterest expense$151,0006,340
Pre-tax net operating income$42,0005,749
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$42,0005,811
Extraordinary gains, net$016
Net income$42,0005,813
Minority interest net income$091
Net income of bank and minority interests.$42,0005,811
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$42,0005,705
2009-12-31 (YTD Data)Rank
Total interest income$1,686,0007,287
Total interest expense$522,0007,084
Net interest income$1,164,0007,275
Provision for loan and lease losses$371,0004,970
Total noninterest income$162,0006,486
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$13,0006,982
Trading account gains and fees$0211
Additional Noninterest Income$149,0005,099
Total noninterest expense$2,163,0006,044
Salaries and employee benefits$1,334,0005,534
Premises and equipment expense$354,0005,301
Additional noninterest expense$475,0006,865
Pre-tax net operating income$-1,208,0006,338
Securities gains (losses)$03,754
Applicable income taxes$-588,0007,100
Income before extraordinary items$-620,0006,147
Extraordinary gains, net$034
Net income$-620,0006,147
Minority interest net income$0115
Net income of bank and minority interests.$-620,0006,147
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-92,0007,938
Net operating income$-620,0006,146
2009-09-30 (YTD Data)Rank
Total interest income$1,019,0007,595
Total interest expense$304,0007,454
Net interest income$715,0007,555
Provision for loan and lease losses$244,0004,893
Total noninterest income$87,0006,975
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$9,0007,047
Trading account gains and fees$0212
Additional Noninterest Income$78,0005,728
Total noninterest expense$1,535,0006,197
Salaries and employee benefits$974,0005,652
Premises and equipment expense$248,0005,486
Additional noninterest expense$313,0007,068
Pre-tax net operating income$-977,0006,641
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-977,0006,735
Extraordinary gains, net$027
Net income$-977,0006,736
Minority interest net income$0118
Net income of bank and minority interests.$-977,0006,736
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-91,0008,041
Net operating income$-977,0006,728
2009-06-30 (YTD Data)Rank
Total interest income$564,0007,804
Total interest expense$127,0007,874
Net interest income$437,0007,687
Provision for loan and lease losses$198,0004,349
Total noninterest income$7,0007,855
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$6,0007,103
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$957,0006,390
Salaries and employee benefits$639,0005,764
Premises and equipment expense$160,0005,602
Additional noninterest expense$158,0007,479
Pre-tax net operating income$-711,0006,822
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-711,0006,952
Extraordinary gains, net$021
Net income$-711,0006,952
Minority interest net income$0112
Net income of bank and minority interests.$-711,0006,952
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-91,0008,148
Net operating income$-711,0006,934
2009-03-31 (YTD Data)Rank
Total interest income$183,0008,073
Total interest expense$30,0008,121
Net interest income$153,0007,967
Provision for loan and lease losses$75,0004,299
Total noninterest income$3,0007,960
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$458,0006,466
Salaries and employee benefits$319,0005,824
Premises and equipment expense$80,0005,652
Additional noninterest expense$59,0007,722
Pre-tax net operating income$-377,0007,170
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-377,0007,305
Extraordinary gains, net$015
Net income$-377,0007,306
Minority interest net income$0102
Net income of bank and minority interests.$-377,0007,306
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-377,0007,266
2008-12-31 (YTD Data)Rank
Total interest income$136,0008,278
Total interest expense$66,0008,218
Net interest income$70,0008,280
Provision for loan and lease losses$07,334
Total noninterest income$08,110
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$1,439,0006,949
Salaries and employee benefits$805,0006,886
Premises and equipment expense$131,0007,317
Additional noninterest expense$503,0006,605
Pre-tax net operating income$-1,369,0007,166
Securities gains (losses)$03,220
Applicable income taxes$-515,0007,512
Income before extraordinary items$-854,0006,925
Extraordinary gains, net$039
Net income$-854,0006,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$25,0001,231
Net operating income$-854,0007,042

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.