Home > Prior Lake State Bank > Income and Expense
Prior Lake State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 5,158 |
| Total interest expense | $146,000 | 5,595 |
| Net interest income | $2,028,000 | 5,061 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $240,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $113,000 | 4,433 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $127,000 | 4,779 |
| Total noninterest expense | $1,205,000 | 5,631 |
| Salaries and employee benefits | $653,000 | 5,605 |
| Premises and equipment expense | $142,000 | 5,480 |
| Additional noninterest expense | $410,000 | 5,557 |
| Pre-tax net operating income | $1,063,000 | 3,655 |
| Securities gains (losses) | $-135,000 | 6,466 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $928,000 | 3,630 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $928,000 | 3,631 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $928,000 | 3,632 |
| Net charge-offs | $-27,000 | 5,867 |
| Cash dividends | $12,822,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,063,000 | 3,335 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $501,000 | 6,360 |
| Total interest expense | $35,000 | 6,364 |
| Net interest income | $466,000 | 6,338 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $71,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $44,000 | 5,447 |
| Total noninterest expense | $323,000 | 6,473 |
| Salaries and employee benefits | $182,000 | 6,443 |
| Premises and equipment expense | $24,000 | 6,484 |
| Additional noninterest expense | $117,000 | 6,398 |
| Pre-tax net operating income | $214,000 | 5,263 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $214,000 | 5,149 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $214,000 | 5,150 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $12,822,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $214,000 | 5,101 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 3,441 |
| Total interest expense | $121,000 | 4,237 |
| Net interest income | $1,475,000 | 3,318 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $179,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $75,000 | 3,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $104,000 | 3,507 |
| Total noninterest expense | $776,000 | 4,495 |
| Salaries and employee benefits | $490,000 | 4,098 |
| Premises and equipment expense | $85,000 | 4,593 |
| Additional noninterest expense | $201,000 | 4,991 |
| Pre-tax net operating income | $878,000 | 1,958 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $878,000 | 1,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $878,000 | 1,676 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $878,000 | 1,675 |
| Net charge-offs | $-36,000 | 6,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $878,000 | 1,636 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 3,427 |
| Total interest expense | $508,000 | 4,427 |
| Net interest income | $6,037,000 | 3,265 |
| Provision for loan and lease losses | $-500,000 | 6,582 |
| Total noninterest income | $528,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $385,000 | 2,896 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 4,995 |
| Total noninterest expense | $3,412,000 | 4,319 |
| Salaries and employee benefits | $2,195,000 | 3,875 |
| Premises and equipment expense | $398,000 | 4,232 |
| Additional noninterest expense | $819,000 | 5,023 |
| Pre-tax net operating income | $3,653,000 | 1,842 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,653,000 | 1,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,653,000 | 1,627 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,653,000 | 1,628 |
| Net charge-offs | $-29,000 | 6,331 |
| Cash dividends | $2,350,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,653,000 | 1,584 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 3,454 |
| Total interest expense | $386,000 | 4,484 |
| Net interest income | $4,513,000 | 3,284 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $632,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $296,000 | 2,853 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,581 |
| Total noninterest expense | $2,373,000 | 4,501 |
| Salaries and employee benefits | $1,566,000 | 3,991 |
| Premises and equipment expense | $268,000 | 4,511 |
| Additional noninterest expense | $539,000 | 5,297 |
| Pre-tax net operating income | $2,772,000 | 1,873 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,772,000 | 1,619 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,772,000 | 1,622 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,772,000 | 1,623 |
| Net charge-offs | $-26,000 | 6,328 |
| Cash dividends | $1,900,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,772,000 | 1,577 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 3,482 |
| Total interest expense | $260,000 | 4,538 |
| Net interest income | $2,983,000 | 3,300 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $516,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $319,000 | 3,119 |
| Total noninterest expense | $1,709,000 | 4,356 |
| Salaries and employee benefits | $1,053,000 | 4,000 |
| Premises and equipment expense | $204,000 | 4,225 |
| Additional noninterest expense | $452,000 | 4,840 |
| Pre-tax net operating income | $1,790,000 | 1,898 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,790,000 | 1,674 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,790,000 | 1,678 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,790,000 | 1,679 |
| Net charge-offs | $-9,000 | 6,120 |
| Cash dividends | $1,600,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,790,000 | 1,603 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 3,532 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $1,469,000 | 3,351 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $262,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $166,000 | 3,036 |
| Total noninterest expense | $878,000 | 4,316 |
| Salaries and employee benefits | $532,000 | 4,005 |
| Premises and equipment expense | $73,000 | 4,984 |
| Additional noninterest expense | $273,000 | 4,441 |
| Pre-tax net operating income | $853,000 | 1,948 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $853,000 | 1,687 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $853,000 | 1,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $853,000 | 1,689 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $853,000 | 1,632 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,513 |
| Total interest expense | $660,000 | 4,543 |
| Net interest income | $6,111,000 | 3,327 |
| Provision for loan and lease losses | $400,000 | 3,016 |
| Total noninterest income | $950,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $402,000 | 2,921 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $548,000 | 3,224 |
| Total noninterest expense | $3,428,000 | 4,431 |
| Salaries and employee benefits | $2,051,000 | 4,074 |
| Premises and equipment expense | $419,000 | 4,215 |
| Additional noninterest expense | $958,000 | 4,894 |
| Pre-tax net operating income | $3,233,000 | 1,962 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,233,000 | 1,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,233,000 | 1,735 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,233,000 | 1,734 |
| Net charge-offs | $-181,000 | 6,993 |
| Cash dividends | $1,970,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,233,000 | 1,646 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 3,561 |
| Total interest expense | $513,000 | 4,591 |
| Net interest income | $4,615,000 | 3,370 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $658,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $299,000 | 2,974 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $359,000 | 3,423 |
| Total noninterest expense | $2,548,000 | 4,468 |
| Salaries and employee benefits | $1,567,000 | 4,042 |
| Premises and equipment expense | $254,000 | 4,756 |
| Additional noninterest expense | $727,000 | 4,905 |
| Pre-tax net operating income | $2,325,000 | 2,102 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,325,000 | 1,851 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,325,000 | 1,850 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,325,000 | 1,852 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $1,490,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,325,000 | 1,749 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 3,569 |
| Total interest expense | $354,000 | 4,620 |
| Net interest income | $3,087,000 | 3,364 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $332,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $196,000 | 2,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,217 |
| Total noninterest expense | $1,671,000 | 4,532 |
| Salaries and employee benefits | $1,048,000 | 4,056 |
| Premises and equipment expense | $144,000 | 5,134 |
| Additional noninterest expense | $479,000 | 4,976 |
| Pre-tax net operating income | $1,498,000 | 2,140 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,498,000 | 1,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,498,000 | 1,889 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,498,000 | 1,890 |
| Net charge-offs | $-80,000 | 7,057 |
| Cash dividends | $1,300,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,498,000 | 1,799 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 3,584 |
| Total interest expense | $192,000 | 4,540 |
| Net interest income | $1,545,000 | 3,376 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $198,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $100,000 | 2,929 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,740 |
| Total noninterest expense | $925,000 | 4,302 |
| Salaries and employee benefits | $523,000 | 4,092 |
| Premises and equipment expense | $73,000 | 5,148 |
| Additional noninterest expense | $329,000 | 4,157 |
| Pre-tax net operating income | $718,000 | 2,232 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $718,000 | 1,973 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $718,000 | 1,974 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $718,000 | 1,975 |
| Net charge-offs | $-58,000 | 7,091 |
| Cash dividends | $900,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $718,000 | 1,867 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 3,628 |
| Total interest expense | $802,000 | 4,914 |
| Net interest income | $6,329,000 | 3,328 |
| Provision for loan and lease losses | $925,000 | 2,529 |
| Total noninterest income | $1,050,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $459,000 | 2,754 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $591,000 | 2,877 |
| Total noninterest expense | $3,594,000 | 4,426 |
| Salaries and employee benefits | $2,133,000 | 3,997 |
| Premises and equipment expense | $211,000 | 5,909 |
| Additional noninterest expense | $1,250,000 | 4,336 |
| Pre-tax net operating income | $2,860,000 | 1,925 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,860,000 | 1,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,860,000 | 1,677 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,860,000 | 1,677 |
| Net charge-offs | $799,000 | 2,634 |
| Cash dividends | $1,194,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,860,000 | 1,602 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 3,656 |
| Total interest expense | $644,000 | 4,872 |
| Net interest income | $4,743,000 | 3,348 |
| Provision for loan and lease losses | $825,000 | 2,227 |
| Total noninterest income | $813,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $349,000 | 2,734 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $464,000 | 2,813 |
| Total noninterest expense | $2,672,000 | 4,454 |
| Salaries and employee benefits | $1,548,000 | 4,095 |
| Premises and equipment expense | $152,000 | 6,024 |
| Additional noninterest expense | $972,000 | 4,249 |
| Pre-tax net operating income | $2,059,000 | 2,040 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,059,000 | 1,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,059,000 | 1,795 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,059,000 | 1,795 |
| Net charge-offs | $316,000 | 3,186 |
| Cash dividends | $954,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,059,000 | 1,716 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 3,667 |
| Total interest expense | $445,000 | 4,904 |
| Net interest income | $3,169,000 | 3,347 |
| Provision for loan and lease losses | $525,000 | 2,246 |
| Total noninterest income | $457,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $226,000 | 2,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 3,270 |
| Total noninterest expense | $1,814,000 | 4,439 |
| Salaries and employee benefits | $1,037,000 | 4,106 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $679,000 | 4,197 |
| Pre-tax net operating income | $1,287,000 | 2,113 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,287,000 | 1,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,287,000 | 1,841 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,287,000 | 1,841 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $762,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,287,000 | 1,773 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 3,653 |
| Total interest expense | $231,000 | 4,933 |
| Net interest income | $1,594,000 | 3,317 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $109,000 | 2,804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 3,793 |
| Total noninterest expense | $840,000 | 4,663 |
| Salaries and employee benefits | $536,000 | 4,041 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $255,000 | 4,962 |
| Pre-tax net operating income | $724,000 | 1,925 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $724,000 | 1,623 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $724,000 | 1,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $724,000 | 1,623 |
| Net charge-offs | $17,000 | 4,138 |
| Cash dividends | $270,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $724,000 | 1,575 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,922,000 | 3,581 |
| Total interest expense | $1,262,000 | 4,685 |
| Net interest income | $6,660,000 | 3,207 |
| Provision for loan and lease losses | $1,890,000 | 2,150 |
| Total noninterest income | $997,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $492,000 | 2,672 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $505,000 | 3,178 |
| Total noninterest expense | $3,693,000 | 4,441 |
| Salaries and employee benefits | $2,026,000 | 4,190 |
| Premises and equipment expense | $304,000 | 5,377 |
| Additional noninterest expense | $1,363,000 | 4,259 |
| Pre-tax net operating income | $2,074,000 | 2,173 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,074,000 | 1,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,074,000 | 1,962 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,074,000 | 1,963 |
| Net charge-offs | $2,889,000 | 1,497 |
| Cash dividends | $1,880,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,074,000 | 1,888 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 3,614 |
| Total interest expense | $991,000 | 4,715 |
| Net interest income | $5,019,000 | 3,232 |
| Provision for loan and lease losses | $1,080,000 | 2,412 |
| Total noninterest income | $744,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $371,000 | 3,217 |
| Total noninterest expense | $2,957,000 | 4,282 |
| Salaries and employee benefits | $1,532,000 | 4,213 |
| Premises and equipment expense | $303,000 | 4,812 |
| Additional noninterest expense | $1,122,000 | 3,990 |
| Pre-tax net operating income | $1,726,000 | 2,132 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,726,000 | 1,911 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,726,000 | 1,912 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,726,000 | 1,913 |
| Net charge-offs | $1,875,000 | 1,564 |
| Cash dividends | $1,880,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,726,000 | 1,811 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 3,656 |
| Total interest expense | $703,000 | 4,678 |
| Net interest income | $3,287,000 | 3,278 |
| Provision for loan and lease losses | $705,000 | 2,354 |
| Total noninterest income | $480,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $252,000 | 2,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $228,000 | 3,286 |
| Total noninterest expense | $1,943,000 | 4,323 |
| Salaries and employee benefits | $1,037,000 | 4,192 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $700,000 | 4,166 |
| Pre-tax net operating income | $1,119,000 | 2,166 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,119,000 | 1,919 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,119,000 | 1,919 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,119,000 | 1,919 |
| Net charge-offs | $1,382,000 | 1,440 |
| Cash dividends | $1,880,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,119,000 | 1,830 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 3,714 |
| Total interest expense | $374,000 | 4,647 |
| Net interest income | $1,624,000 | 3,334 |
| Provision for loan and lease losses | $330,000 | 2,276 |
| Total noninterest income | $233,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $124,000 | 2,730 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $109,000 | 3,348 |
| Total noninterest expense | $879,000 | 4,656 |
| Salaries and employee benefits | $508,000 | 4,301 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $259,000 | 5,012 |
| Pre-tax net operating income | $648,000 | 1,971 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $648,000 | 1,694 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $648,000 | 1,695 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $648,000 | 1,696 |
| Net charge-offs | $770,000 | 1,244 |
| Cash dividends | $1,700,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $648,000 | 1,623 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 3,485 |
| Total interest expense | $1,885,000 | 4,624 |
| Net interest income | $7,181,000 | 3,001 |
| Provision for loan and lease losses | $1,230,000 | 3,178 |
| Total noninterest income | $1,151,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $611,000 | 2,508 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $540,000 | 3,077 |
| Total noninterest expense | $3,840,000 | 4,453 |
| Salaries and employee benefits | $2,111,000 | 4,191 |
| Premises and equipment expense | $451,000 | 4,671 |
| Additional noninterest expense | $1,278,000 | 4,554 |
| Pre-tax net operating income | $3,262,000 | 1,238 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,262,000 | 1,035 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,262,000 | 1,031 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,262,000 | 1,034 |
| Net charge-offs | $1,217,000 | 2,635 |
| Cash dividends | $2,490,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,262,000 | 1,033 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 3,480 |
| Total interest expense | $1,484,000 | 4,632 |
| Net interest income | $5,448,000 | 2,963 |
| Provision for loan and lease losses | $900,000 | 2,931 |
| Total noninterest income | $892,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $462,000 | 2,513 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $430,000 | 3,054 |
| Total noninterest expense | $3,072,000 | 4,288 |
| Salaries and employee benefits | $1,815,000 | 3,826 |
| Premises and equipment expense | $354,000 | 4,577 |
| Additional noninterest expense | $903,000 | 4,716 |
| Pre-tax net operating income | $2,368,000 | 1,361 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,368,000 | 1,145 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,368,000 | 1,143 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,368,000 | 1,145 |
| Net charge-offs | $465,000 | 3,141 |
| Cash dividends | $2,490,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,368,000 | 1,127 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 3,463 |
| Total interest expense | $1,048,000 | 4,595 |
| Net interest income | $3,654,000 | 2,940 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $618,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $300,000 | 2,538 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $318,000 | 2,902 |
| Total noninterest expense | $2,098,000 | 4,248 |
| Salaries and employee benefits | $1,194,000 | 3,917 |
| Premises and equipment expense | $216,000 | 4,872 |
| Additional noninterest expense | $688,000 | 4,316 |
| Pre-tax net operating income | $1,574,000 | 1,456 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,574,000 | 1,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,574,000 | 1,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,574,000 | 1,194 |
| Net charge-offs | $52,000 | 4,869 |
| Cash dividends | $2,160,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,574,000 | 1,164 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,465 |
| Total interest expense | $550,000 | 4,576 |
| Net interest income | $1,831,000 | 2,935 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $295,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $144,000 | 3,030 |
| Total noninterest expense | $995,000 | 4,318 |
| Salaries and employee benefits | $602,000 | 3,908 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $296,000 | 4,453 |
| Pre-tax net operating income | $831,000 | 1,542 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $831,000 | 1,323 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $831,000 | 1,324 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $831,000 | 1,325 |
| Net charge-offs | $-21,000 | 8,005 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $831,000 | 1,250 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,470,000 | 3,413 |
| Total interest expense | $2,940,000 | 4,310 |
| Net interest income | $7,530,000 | 2,861 |
| Provision for loan and lease losses | $1,415,000 | 2,227 |
| Total noninterest income | $1,076,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $656,000 | 2,474 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $420,000 | 3,500 |
| Total noninterest expense | $3,839,000 | 4,372 |
| Salaries and employee benefits | $2,441,000 | 3,837 |
| Premises and equipment expense | $424,000 | 4,930 |
| Additional noninterest expense | $974,000 | 4,898 |
| Pre-tax net operating income | $3,352,000 | 1,627 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,352,000 | 1,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,352,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,012,000 | 1,950 |
| Cash dividends | $3,425,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,352,000 | 1,323 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,997,000 | 3,423 |
| Total interest expense | $2,345,000 | 4,261 |
| Net interest income | $5,652,000 | 2,883 |
| Provision for loan and lease losses | $815,000 | 2,074 |
| Total noninterest income | $793,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $483,000 | 2,525 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 3,635 |
| Total noninterest expense | $2,925,000 | 4,303 |
| Salaries and employee benefits | $1,859,000 | 3,827 |
| Premises and equipment expense | $354,000 | 4,627 |
| Additional noninterest expense | $712,000 | 4,904 |
| Pre-tax net operating income | $2,705,000 | 1,807 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,705,000 | 1,370 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,705,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,887 |
| Cash dividends | $3,075,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,705,000 | 1,440 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 3,422 |
| Total interest expense | $1,631,000 | 4,272 |
| Net interest income | $3,801,000 | 2,834 |
| Provision for loan and lease losses | $215,000 | 3,032 |
| Total noninterest income | $535,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $323,000 | 2,489 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $2,061,000 | 4,148 |
| Salaries and employee benefits | $1,352,000 | 3,611 |
| Premises and equipment expense | $241,000 | 4,612 |
| Additional noninterest expense | $468,000 | 4,942 |
| Pre-tax net operating income | $2,060,000 | 1,652 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,060,000 | 1,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,060,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $3,075,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,060,000 | 1,310 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 3,452 |
| Total interest expense | $868,000 | 4,288 |
| Net interest income | $1,901,000 | 2,830 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $253,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $1,041,000 | 4,122 |
| Salaries and employee benefits | $683,000 | 3,615 |
| Premises and equipment expense | $134,000 | 4,326 |
| Additional noninterest expense | $224,000 | 5,020 |
| Pre-tax net operating income | $1,113,000 | 1,621 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,113,000 | 1,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,113,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $2,025,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,113,000 | 1,317 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,193,000 | 3,243 |
| Total interest expense | $3,795,000 | 4,144 |
| Net interest income | $8,398,000 | 2,608 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $902,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $538,000 | 2,891 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $364,000 | 3,914 |
| Total noninterest expense | $4,068,000 | 4,071 |
| Salaries and employee benefits | $2,684,000 | 3,527 |
| Premises and equipment expense | $423,000 | 4,853 |
| Additional noninterest expense | $961,000 | 4,774 |
| Pre-tax net operating income | $5,022,000 | 1,633 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,022,000 | 1,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,022,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $3,900,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,022,000 | 1,264 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,240,000 | 3,220 |
| Total interest expense | $2,715,000 | 4,273 |
| Net interest income | $6,525,000 | 2,548 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $681,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $395,000 | 2,922 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $286,000 | 3,826 |
| Total noninterest expense | $3,385,000 | 3,730 |
| Salaries and employee benefits | $2,180,000 | 3,298 |
| Premises and equipment expense | $361,000 | 4,455 |
| Additional noninterest expense | $844,000 | 4,216 |
| Pre-tax net operating income | $3,686,000 | 1,785 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,686,000 | 1,386 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,686,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $3,900,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,686,000 | 1,374 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 3,242 |
| Total interest expense | $1,812,000 | 4,267 |
| Net interest income | $4,308,000 | 2,594 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $442,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $259,000 | 2,959 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $183,000 | 3,949 |
| Total noninterest expense | $2,149,000 | 3,909 |
| Salaries and employee benefits | $1,427,000 | 3,375 |
| Premises and equipment expense | $237,000 | 4,530 |
| Additional noninterest expense | $485,000 | 4,670 |
| Pre-tax net operating income | $2,511,000 | 1,811 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,511,000 | 1,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,511,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $3,300,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,511,000 | 1,387 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 3,265 |
| Total interest expense | $883,000 | 4,324 |
| Net interest income | $2,140,000 | 2,606 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $216,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $1,079,000 | 3,895 |
| Salaries and employee benefits | $730,000 | 3,338 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $228,000 | 4,829 |
| Pre-tax net operating income | $1,232,000 | 1,824 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,232,000 | 1,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,232,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $2,100,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,232,000 | 1,405 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,718,000 | 3,163 |
| Total interest expense | $2,678,000 | 4,620 |
| Net interest income | $9,040,000 | 2,501 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $968,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $521,000 | 2,972 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $447,000 | 3,548 |
| Total noninterest expense | $4,206,000 | 3,840 |
| Salaries and employee benefits | $2,788,000 | 3,330 |
| Premises and equipment expense | $488,000 | 4,343 |
| Additional noninterest expense | $930,000 | 4,753 |
| Pre-tax net operating income | $5,622,000 | 1,716 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,622,000 | 1,290 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,622,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $3,420,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,622,000 | 1,273 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 3,206 |
| Total interest expense | $1,834,000 | 4,804 |
| Net interest income | $6,727,000 | 2,552 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $726,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $394,000 | 2,977 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 3,545 |
| Total noninterest expense | $3,158,000 | 3,826 |
| Salaries and employee benefits | $2,101,000 | 3,310 |
| Premises and equipment expense | $358,000 | 4,405 |
| Additional noninterest expense | $699,000 | 4,707 |
| Pre-tax net operating income | $4,160,000 | 1,781 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,160,000 | 1,367 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,160,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $3,420,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,160,000 | 1,348 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 3,212 |
| Total interest expense | $1,148,000 | 4,855 |
| Net interest income | $4,466,000 | 2,559 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $482,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 2,993 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 3,528 |
| Total noninterest expense | $2,046,000 | 3,949 |
| Salaries and employee benefits | $1,357,000 | 3,407 |
| Premises and equipment expense | $234,000 | 4,456 |
| Additional noninterest expense | $455,000 | 4,785 |
| Pre-tax net operating income | $2,812,000 | 1,756 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,812,000 | 1,340 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,812,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $2,880,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,812,000 | 1,323 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 3,213 |
| Total interest expense | $549,000 | 4,847 |
| Net interest income | $2,188,000 | 2,587 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $238,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $127,000 | 2,956 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $1,012,000 | 3,991 |
| Salaries and employee benefits | $674,000 | 3,438 |
| Premises and equipment expense | $110,000 | 4,666 |
| Additional noninterest expense | $228,000 | 4,757 |
| Pre-tax net operating income | $1,369,000 | 1,769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,369,000 | 1,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,369,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,650,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,369,000 | 1,320 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,290,000 | 3,340 |
| Total interest expense | $1,622,000 | 5,035 |
| Net interest income | $7,668,000 | 2,806 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,024,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $573,000 | 2,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $451,000 | 3,552 |
| Total noninterest expense | $3,934,000 | 3,911 |
| Salaries and employee benefits | $2,482,000 | 3,512 |
| Premises and equipment expense | $612,000 | 3,596 |
| Additional noninterest expense | $840,000 | 4,997 |
| Pre-tax net operating income | $4,578,000 | 1,997 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,578,000 | 1,533 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,578,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,316 |
| Cash dividends | $2,340,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,578,000 | 1,514 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 3,396 |
| Total interest expense | $1,141,000 | 5,072 |
| Net interest income | $5,530,000 | 2,891 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $792,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $430,000 | 2,751 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $362,000 | 3,462 |
| Total noninterest expense | $2,885,000 | 3,946 |
| Salaries and employee benefits | $1,825,000 | 3,529 |
| Premises and equipment expense | $439,000 | 3,718 |
| Additional noninterest expense | $621,000 | 5,000 |
| Pre-tax net operating income | $3,302,000 | 2,068 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,302,000 | 1,595 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,302,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,136 |
| Cash dividends | $2,340,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,302,000 | 1,564 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 3,514 |
| Total interest expense | $725,000 | 5,039 |
| Net interest income | $3,436,000 | 3,042 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $523,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $289,000 | 2,690 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $234,000 | 3,479 |
| Total noninterest expense | $1,920,000 | 3,946 |
| Salaries and employee benefits | $1,204,000 | 3,547 |
| Premises and equipment expense | $317,000 | 3,461 |
| Additional noninterest expense | $399,000 | 5,097 |
| Pre-tax net operating income | $1,949,000 | 2,233 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,949,000 | 1,754 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,949,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $1,980,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,949,000 | 1,722 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 3,633 |
| Total interest expense | $327,000 | 5,249 |
| Net interest income | $1,652,000 | 3,134 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $256,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $144,000 | 2,653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $972,000 | 3,924 |
| Salaries and employee benefits | $610,000 | 3,518 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $891,000 | 2,375 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $891,000 | 1,906 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $891,000 | 1,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $1,260,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $891,000 | 1,868 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 3,688 |
| Total interest expense | $911,000 | 5,915 |
| Net interest income | $6,401,000 | 3,118 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,215,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $630,000 | 2,599 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $585,000 | 3,030 |
| Total noninterest expense | $3,846,000 | 3,879 |
| Salaries and employee benefits | $2,283,000 | 3,594 |
| Premises and equipment expense | $580,000 | 3,630 |
| Additional noninterest expense | $983,000 | 4,410 |
| Pre-tax net operating income | $3,590,000 | 2,232 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,590,000 | 1,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,590,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $2,340,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,590,000 | 1,723 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 3,760 |
| Total interest expense | $647,000 | 6,049 |
| Net interest income | $4,635,000 | 3,207 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $930,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $484,000 | 2,571 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $446,000 | 2,997 |
| Total noninterest expense | $2,916,000 | 3,802 |
| Salaries and employee benefits | $1,758,000 | 3,500 |
| Premises and equipment expense | $427,000 | 3,699 |
| Additional noninterest expense | $731,000 | 4,372 |
| Pre-tax net operating income | $2,514,000 | 2,378 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,514,000 | 1,896 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,514,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $2,340,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,514,000 | 1,847 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 3,817 |
| Total interest expense | $429,000 | 6,086 |
| Net interest income | $3,026,000 | 3,254 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $609,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $314,000 | 2,619 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $295,000 | 3,015 |
| Total noninterest expense | $1,899,000 | 3,906 |
| Salaries and employee benefits | $1,174,000 | 3,519 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $418,000 | 4,914 |
| Pre-tax net operating income | $1,646,000 | 2,394 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,646,000 | 1,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,646,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $1,980,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,646,000 | 1,860 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 3,790 |
| Total interest expense | $216,000 | 6,137 |
| Net interest income | $1,528,000 | 3,209 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $274,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 2,765 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $130,000 | 3,191 |
| Total noninterest expense | $935,000 | 3,971 |
| Salaries and employee benefits | $581,000 | 3,575 |
| Premises and equipment expense | $155,000 | 3,497 |
| Additional noninterest expense | $199,000 | 5,092 |
| Pre-tax net operating income | $822,000 | 2,371 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $822,000 | 1,903 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $822,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $1,260,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $822,000 | 1,812 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 3,819 |
| Total interest expense | $1,005,000 | 6,111 |
| Net interest income | $6,010,000 | 3,184 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,513,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $638,000 | 2,566 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $875,000 | 2,586 |
| Total noninterest expense | $3,962,000 | 3,742 |
| Salaries and employee benefits | $2,367,000 | 3,417 |
| Premises and equipment expense | $606,000 | 3,486 |
| Additional noninterest expense | $989,000 | 4,316 |
| Pre-tax net operating income | $3,381,000 | 2,276 |
| Securities gains (losses) | $-17,000 | 8,841 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,364,000 | 1,844 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,364,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $2,340,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,381,000 | 1,753 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 3,856 |
| Total interest expense | $774,000 | 6,166 |
| Net interest income | $4,504,000 | 3,197 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $1,194,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $486,000 | 2,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $708,000 | 2,536 |
| Total noninterest expense | $2,879,000 | 3,821 |
| Salaries and employee benefits | $1,838,000 | 3,322 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $718,000 | 4,397 |
| Pre-tax net operating income | $2,684,000 | 2,240 |
| Securities gains (losses) | $-17,000 | 8,995 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,667,000 | 1,812 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,667,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $2,340,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,684,000 | 1,703 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 3,886 |
| Total interest expense | $544,000 | 6,130 |
| Net interest income | $2,970,000 | 3,219 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $817,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $334,000 | 2,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $483,000 | 2,492 |
| Total noninterest expense | $1,839,000 | 3,928 |
| Salaries and employee benefits | $1,210,000 | 3,345 |
| Premises and equipment expense | $198,000 | 4,733 |
| Additional noninterest expense | $431,000 | 4,742 |
| Pre-tax net operating income | $1,858,000 | 2,169 |
| Securities gains (losses) | $-17,000 | 9,095 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,841,000 | 1,758 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,841,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $1,980,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,858,000 | 1,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 3,843 |
| Total interest expense | $275,000 | 6,200 |
| Net interest income | $1,512,000 | 3,152 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $402,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $164,000 | 2,409 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 2,432 |
| Total noninterest expense | $918,000 | 3,937 |
| Salaries and employee benefits | $618,000 | 3,276 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $951,000 | 2,132 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $951,000 | 1,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $951,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $1,260,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $951,000 | 1,580 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 3,954 |
| Total interest expense | $1,272,000 | 6,251 |
| Net interest income | $5,933,000 | 3,168 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $1,588,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $640,000 | 2,448 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $948,000 | 2,260 |
| Total noninterest expense | $3,678,000 | 3,790 |
| Salaries and employee benefits | $2,358,000 | 3,278 |
| Premises and equipment expense | $370,000 | 4,916 |
| Additional noninterest expense | $950,000 | 4,354 |
| Pre-tax net operating income | $3,573,000 | 2,173 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $3,571,000 | 1,673 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,571,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,632 |
| Cash dividends | $2,310,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,573,000 | 1,622 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 4,011 |
| Total interest expense | $2,456,000 | 5,454 |
| Net interest income | $5,576,000 | 3,136 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $1,238,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $506,000 | 2,817 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $732,000 | 2,514 |
| Total noninterest expense | $3,403,000 | 3,918 |
| Salaries and employee benefits | $1,981,000 | 3,625 |
| Premises and equipment expense | $402,000 | 4,592 |
| Additional noninterest expense | $1,020,000 | 4,006 |
| Pre-tax net operating income | $3,291,000 | 2,081 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $3,285,000 | 1,612 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,285,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $2,062,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,285,000 | 1,545 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 3,909 |
| Total interest expense | $2,659,000 | 5,348 |
| Net interest income | $5,918,000 | 2,986 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,058,000 | 3,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,763 |
| Total noninterest expense | $3,375,000 | 3,841 |
| Salaries and employee benefits | $2,056,000 | 3,383 |
| Premises and equipment expense | $397,000 | 4,532 |
| Additional noninterest expense | $922,000 | 4,263 |
| Pre-tax net operating income | $3,481,000 | 2,094 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $375,000 | 4,132 |
| Income before extraordinary items | $3,106,000 | 1,687 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,106,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $2,070,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,106,000 | 1,681 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,652,000 | 4,094 |
| Total interest expense | $2,195,000 | 5,656 |
| Net interest income | $5,457,000 | 3,176 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,195,000 | 2,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $536,000 | 2,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 2,471 |
| Total noninterest expense | $3,206,000 | 3,994 |
| Salaries and employee benefits | $1,967,000 | 3,495 |
| Premises and equipment expense | $379,000 | 4,705 |
| Additional noninterest expense | $860,000 | 4,541 |
| Pre-tax net operating income | $3,326,000 | 2,201 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $390,000 | 4,240 |
| Income before extraordinary items | $2,942,000 | 1,806 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,942,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $2,340,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,936,720 | 1,777 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 4,347 |
| Total interest expense | $2,164,000 | 5,896 |
| Net interest income | $4,946,000 | 3,432 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $978,000 | 3,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 3,006 |
| Total noninterest expense | $2,972,000 | 4,151 |
| Salaries and employee benefits | $1,764,000 | 3,731 |
| Premises and equipment expense | $441,000 | 4,092 |
| Additional noninterest expense | $767,000 | 4,815 |
| Pre-tax net operating income | $2,832,000 | 2,504 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $214,000 | 6,034 |
| Income before extraordinary items | $2,618,000 | 2,002 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,618,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $540,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,618,000 | 1,925 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 4,661 |
| Total interest expense | $2,026,000 | 6,216 |
| Net interest income | $4,674,000 | 3,705 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $867,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,384 |
| Total noninterest expense | $2,588,000 | 4,653 |
| Salaries and employee benefits | $1,609,000 | 3,999 |
| Premises and equipment expense | $320,000 | 5,231 |
| Additional noninterest expense | $659,000 | 5,459 |
| Pre-tax net operating income | $2,833,000 | 2,614 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $570,000 | 3,832 |
| Income before extraordinary items | $2,263,000 | 2,318 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,263,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $1,958,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,263,000 | 2,260 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 5,092 |
| Total interest expense | $1,892,000 | 6,640 |
| Net interest income | $4,251,000 | 4,086 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $832,000 | 3,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,647 |
| Total noninterest expense | $2,627,000 | 4,815 |
| Salaries and employee benefits | $1,696,000 | 3,863 |
| Premises and equipment expense | $379,000 | 4,733 |
| Additional noninterest expense | $552,000 | 6,665 |
| Pre-tax net operating income | $2,336,000 | 2,985 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $968,000 | 2,424 |
| Income before extraordinary items | $1,368,000 | 3,477 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,368,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $1,365,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,368,000 | 3,426 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 5,473 |
| Total interest expense | $1,742,000 | 7,037 |
| Net interest income | $3,909,000 | 4,399 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $819,000 | 3,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 3,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,489 |
| Total noninterest expense | $2,493,000 | 5,007 |
| Salaries and employee benefits | $1,567,000 | 4,127 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $562,000 | 6,766 |
| Pre-tax net operating income | $2,115,000 | 3,318 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $800,000 | 2,874 |
| Income before extraordinary items | $1,315,000 | 3,642 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,315,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $664,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,315,000 | 3,621 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 5,654 |
| Total interest expense | $1,329,000 | 7,461 |
| Net interest income | $3,693,000 | 4,708 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $818,000 | 3,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,238 |
| Total noninterest expense | $2,293,000 | 5,558 |
| Salaries and employee benefits | $1,363,000 | 4,682 |
| Premises and equipment expense | $294,000 | 5,808 |
| Additional noninterest expense | $636,000 | 6,764 |
| Pre-tax net operating income | $2,098,000 | 3,291 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $681,000 | 3,154 |
| Income before extraordinary items | $1,395,000 | 3,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,395,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,982 |
| Cash dividends | $530,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,409,740 | 3,376 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 6,240 |
| Total interest expense | $1,332,000 | 7,768 |
| Net interest income | $3,230,000 | 5,309 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $808,000 | 3,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,660 |
| Total noninterest expense | $2,216,000 | 5,834 |
| Salaries and employee benefits | $1,252,000 | 5,040 |
| Premises and equipment expense | $282,000 | 6,153 |
| Additional noninterest expense | $682,000 | 6,691 |
| Pre-tax net operating income | $1,682,000 | 3,916 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $622,000 | 3,484 |
| Income before extraordinary items | $1,060,000 | 4,460 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,060,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $465,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,060,000 | 4,229 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 6,598 |
| Total interest expense | $1,771,000 | 7,704 |
| Net interest income | $3,002,000 | 5,708 |
| Provision for loan and lease losses | $112,000 | 6,979 |
| Total noninterest income | $689,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,417 |
| Total noninterest expense | $2,053,000 | 6,238 |
| Salaries and employee benefits | $1,180,000 | 5,248 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $573,000 | 7,750 |
| Pre-tax net operating income | $1,526,000 | 3,987 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $595,000 | 3,456 |
| Income before extraordinary items | $931,000 | 4,803 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $931,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $417,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $931,000 | 4,480 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.