Home > Preston State Bank > Income and Expense
Preston State Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 3,651 |
| Total interest expense | $434,000 | 4,293 |
| Net interest income | $5,255,000 | 3,534 |
| Provision for loan and lease losses | $-500,000 | 6,253 |
| Total noninterest income | $317,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $74,000 | 5,334 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $243,000 | 4,295 |
| Total noninterest expense | $4,580,000 | 3,512 |
| Salaries and employee benefits | $2,688,000 | 3,317 |
| Premises and equipment expense | $520,000 | 3,539 |
| Additional noninterest expense | $1,372,000 | 3,748 |
| Pre-tax net operating income | $1,492,000 | 3,494 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $221,000 | 2,873 |
| Income before extraordinary items | $1,270,000 | 3,521 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,270,000 | 3,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,270,000 | 3,523 |
| Net charge-offs | $-581,000 | 6,399 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 698 |
| Net operating income | $1,270,850 | 3,473 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 3,700 |
| Total interest expense | $325,000 | 4,355 |
| Net interest income | $3,911,000 | 3,576 |
| Provision for loan and lease losses | $-500,000 | 6,380 |
| Total noninterest income | $187,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $53,000 | 5,460 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $134,000 | 4,707 |
| Total noninterest expense | $3,355,000 | 3,579 |
| Salaries and employee benefits | $1,908,000 | 3,451 |
| Premises and equipment expense | $391,000 | 3,580 |
| Additional noninterest expense | $1,056,000 | 3,712 |
| Pre-tax net operating income | $1,243,000 | 3,368 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $101,000 | 3,275 |
| Income before extraordinary items | $1,142,000 | 3,245 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,142,000 | 3,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,142,000 | 3,246 |
| Net charge-offs | $-530,000 | 6,479 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 658 |
| Net operating income | $1,142,000 | 3,209 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 3,634 |
| Total interest expense | $215,000 | 4,421 |
| Net interest income | $2,690,000 | 3,510 |
| Provision for loan and lease losses | $-500,000 | 6,502 |
| Total noninterest income | $77,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $42,000 | 5,484 |
| Total noninterest expense | $2,297,000 | 3,533 |
| Salaries and employee benefits | $1,278,000 | 3,458 |
| Premises and equipment expense | $257,000 | 3,654 |
| Additional noninterest expense | $762,000 | 3,540 |
| Pre-tax net operating income | $970,000 | 3,020 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $956,000 | 2,730 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $956,000 | 2,735 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $956,000 | 2,735 |
| Net charge-offs | $-577,000 | 6,574 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 623 |
| Net operating income | $956,000 | 2,684 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 3,484 |
| Total interest expense | $106,000 | 4,511 |
| Net interest income | $1,458,000 | 3,348 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $30,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $1,097,000 | 3,672 |
| Salaries and employee benefits | $630,000 | 3,527 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $335,000 | 3,857 |
| Pre-tax net operating income | $391,000 | 3,326 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $391,000 | 3,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 3,048 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $391,000 | 3,048 |
| Net charge-offs | $-37,000 | 6,219 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 598 |
| Net operating income | $391,000 | 3,005 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 3,725 |
| Total interest expense | $520,000 | 4,374 |
| Net interest income | $5,226,000 | 3,602 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $297,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $73,000 | 5,616 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $224,000 | 4,465 |
| Total noninterest expense | $4,404,000 | 3,691 |
| Salaries and employee benefits | $2,603,000 | 3,447 |
| Premises and equipment expense | $566,000 | 3,451 |
| Additional noninterest expense | $1,235,000 | 4,130 |
| Pre-tax net operating income | $1,119,000 | 3,901 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $40,000 | 3,853 |
| Income before extraordinary items | $1,079,000 | 3,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,079,000 | 3,754 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,079,000 | 3,754 |
| Net charge-offs | $-199,000 | 6,627 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 650 |
| Net operating income | $1,079,000 | 3,707 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 3,762 |
| Total interest expense | $402,000 | 4,407 |
| Net interest income | $3,925,000 | 3,612 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $152,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $55,000 | 5,681 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $97,000 | 5,206 |
| Total noninterest expense | $3,256,000 | 3,751 |
| Salaries and employee benefits | $1,884,000 | 3,547 |
| Premises and equipment expense | $432,000 | 3,437 |
| Additional noninterest expense | $940,000 | 4,086 |
| Pre-tax net operating income | $821,000 | 4,020 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $20,000 | 4,099 |
| Income before extraordinary items | $801,000 | 3,814 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $801,000 | 3,817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $801,000 | 3,817 |
| Net charge-offs | $-161,000 | 6,685 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 616 |
| Net operating income | $801,000 | 3,744 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 3,960 |
| Total interest expense | $267,000 | 4,468 |
| Net interest income | $2,390,000 | 3,824 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $81,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $50,000 | 5,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 5,848 |
| Total noninterest expense | $2,173,000 | 3,760 |
| Salaries and employee benefits | $1,221,000 | 3,635 |
| Premises and equipment expense | $284,000 | 3,493 |
| Additional noninterest expense | $668,000 | 3,948 |
| Pre-tax net operating income | $298,000 | 4,870 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $298,000 | 4,759 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $298,000 | 4,762 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $298,000 | 4,763 |
| Net charge-offs | $-100,000 | 6,687 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 582 |
| Net operating income | $298,000 | 4,645 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 4,124 |
| Total interest expense | $134,000 | 4,553 |
| Net interest income | $1,129,000 | 3,995 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $38,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $1,061,000 | 3,852 |
| Salaries and employee benefits | $618,000 | 3,641 |
| Premises and equipment expense | $143,000 | 3,500 |
| Additional noninterest expense | $300,000 | 4,222 |
| Pre-tax net operating income | $106,000 | 5,256 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $106,000 | 5,176 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $106,000 | 5,178 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $106,000 | 5,178 |
| Net charge-offs | $-58,000 | 6,743 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 543 |
| Net operating income | $106,000 | 5,077 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 4,235 |
| Total interest expense | $615,000 | 4,701 |
| Net interest income | $4,529,000 | 4,081 |
| Provision for loan and lease losses | $-800,000 | 7,012 |
| Total noninterest income | $189,000 | 5,761 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $91,000 | 5,571 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $98,000 | 5,370 |
| Total noninterest expense | $5,011,000 | 3,459 |
| Salaries and employee benefits | $2,349,000 | 3,720 |
| Premises and equipment expense | $643,000 | 3,221 |
| Additional noninterest expense | $2,019,000 | 3,073 |
| Pre-tax net operating income | $507,000 | 4,903 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $507,000 | 4,917 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $507,000 | 4,917 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $507,000 | 4,918 |
| Net charge-offs | $-1,189,000 | 7,072 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 751 |
| Net operating income | $507,000 | 4,729 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 4,286 |
| Total interest expense | $492,000 | 4,680 |
| Net interest income | $3,403,000 | 4,126 |
| Provision for loan and lease losses | $-600,000 | 7,118 |
| Total noninterest income | $153,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $68,000 | 5,652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $85,000 | 5,296 |
| Total noninterest expense | $3,757,000 | 3,485 |
| Salaries and employee benefits | $1,704,000 | 3,818 |
| Premises and equipment expense | $502,000 | 3,159 |
| Additional noninterest expense | $1,551,000 | 3,026 |
| Pre-tax net operating income | $399,000 | 4,994 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $399,000 | 4,985 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $399,000 | 4,986 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $399,000 | 4,986 |
| Net charge-offs | $-952,000 | 7,163 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 754 |
| Net operating income | $399,000 | 4,805 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 4,307 |
| Total interest expense | $348,000 | 4,649 |
| Net interest income | $2,261,000 | 4,148 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $95,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $46,000 | 5,648 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,470 |
| Total noninterest expense | $2,408,000 | 3,610 |
| Salaries and employee benefits | $1,158,000 | 3,792 |
| Premises and equipment expense | $349,000 | 3,060 |
| Additional noninterest expense | $901,000 | 3,382 |
| Pre-tax net operating income | $-52,000 | 6,449 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-52,000 | 6,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-52,000 | 6,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-52,000 | 6,577 |
| Net charge-offs | $-125,000 | 7,113 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 737 |
| Net operating income | $-52,000 | 6,466 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,379 |
| Total interest expense | $189,000 | 4,572 |
| Net interest income | $1,101,000 | 4,261 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $63,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 5,029 |
| Total noninterest expense | $1,163,000 | 3,715 |
| Salaries and employee benefits | $584,000 | 3,801 |
| Premises and equipment expense | $183,000 | 2,991 |
| Additional noninterest expense | $396,000 | 3,657 |
| Pre-tax net operating income | $1,000 | 6,415 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,000 | 6,515 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,000 | 6,516 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,000 | 6,515 |
| Net charge-offs | $-37,000 | 7,019 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 673 |
| Net operating income | $1,000 | 6,406 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 4,036 |
| Total interest expense | $1,131,000 | 4,110 |
| Net interest income | $4,911,000 | 3,960 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $288,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $104,000 | 5,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $184,000 | 4,576 |
| Total noninterest expense | $5,463,000 | 3,299 |
| Salaries and employee benefits | $2,244,000 | 3,859 |
| Premises and equipment expense | $840,000 | 2,807 |
| Additional noninterest expense | $2,379,000 | 2,695 |
| Pre-tax net operating income | $-384,000 | 6,345 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $6,000 | 4,407 |
| Income before extraordinary items | $-390,000 | 6,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-390,000 | 6,434 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-390,000 | 6,433 |
| Net charge-offs | $997,000 | 2,362 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 903 |
| Net operating income | $-390,000 | 6,386 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 4,200 |
| Total interest expense | $920,000 | 4,040 |
| Net interest income | $3,467,000 | 4,145 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $169,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $80,000 | 5,461 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $89,000 | 5,217 |
| Total noninterest expense | $3,944,000 | 3,406 |
| Salaries and employee benefits | $1,693,000 | 3,850 |
| Premises and equipment expense | $503,000 | 3,333 |
| Additional noninterest expense | $1,748,000 | 2,745 |
| Pre-tax net operating income | $-308,000 | 6,479 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-308,000 | 6,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-308,000 | 6,584 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-308,000 | 6,584 |
| Net charge-offs | $661,000 | 2,353 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 811 |
| Net operating income | $-308,000 | 6,531 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 4,210 |
| Total interest expense | $639,000 | 4,037 |
| Net interest income | $2,295,000 | 4,188 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $129,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $56,000 | 5,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 5,024 |
| Total noninterest expense | $2,419,000 | 3,666 |
| Salaries and employee benefits | $1,119,000 | 3,903 |
| Premises and equipment expense | $335,000 | 3,371 |
| Additional noninterest expense | $965,000 | 3,294 |
| Pre-tax net operating income | $5,000 | 6,166 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $5,000 | 6,283 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 6,283 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,000 | 6,283 |
| Net charge-offs | $87,000 | 3,977 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $5,000 | 6,200 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,189 |
| Total interest expense | $342,000 | 3,974 |
| Net interest income | $1,145,000 | 4,186 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $91,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,293 |
| Total noninterest expense | $1,141,000 | 3,833 |
| Salaries and employee benefits | $517,000 | 4,136 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $453,000 | 3,428 |
| Pre-tax net operating income | $95,000 | 5,201 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $95,000 | 5,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $95,000 | 5,079 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $95,000 | 5,081 |
| Net charge-offs | $-74,000 | 7,406 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $95,000 | 5,022 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 3,611 |
| Total interest expense | $2,122,000 | 3,414 |
| Net interest income | $5,706,000 | 3,609 |
| Provision for loan and lease losses | $1,200,000 | 2,771 |
| Total noninterest income | $1,471,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 5,304 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,356,000 | 1,800 |
| Total noninterest expense | $5,602,000 | 3,288 |
| Salaries and employee benefits | $2,690,000 | 3,406 |
| Premises and equipment expense | $769,000 | 3,065 |
| Additional noninterest expense | $2,143,000 | 3,065 |
| Pre-tax net operating income | $375,000 | 4,685 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $374,000 | 4,694 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 4,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $374,000 | 4,695 |
| Net charge-offs | $3,761,000 | 1,269 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,003 |
| Net operating income | $375,000 | 4,549 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,081,000 | 3,579 |
| Total interest expense | $1,733,000 | 3,307 |
| Net interest income | $4,348,000 | 3,602 |
| Provision for loan and lease losses | $500,000 | 3,526 |
| Total noninterest income | $219,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $87,000 | 5,364 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $132,000 | 4,847 |
| Total noninterest expense | $4,001,000 | 3,416 |
| Salaries and employee benefits | $1,985,000 | 3,460 |
| Premises and equipment expense | $589,000 | 3,071 |
| Additional noninterest expense | $1,427,000 | 3,367 |
| Pre-tax net operating income | $66,000 | 5,747 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $66,000 | 5,877 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $66,000 | 5,879 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $66,000 | 5,879 |
| Net charge-offs | $2,543,000 | 1,293 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 894 |
| Net operating income | $66,000 | 5,732 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,443 |
| Total interest expense | $1,217,000 | 3,268 |
| Net interest income | $3,108,000 | 3,435 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $160,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $59,000 | 5,365 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 4,633 |
| Total noninterest expense | $2,751,000 | 3,337 |
| Salaries and employee benefits | $1,340,000 | 3,451 |
| Premises and equipment expense | $385,000 | 3,150 |
| Additional noninterest expense | $1,026,000 | 3,126 |
| Pre-tax net operating income | $17,000 | 5,982 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $17,000 | 6,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $17,000 | 6,095 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $17,000 | 6,094 |
| Net charge-offs | $853,000 | 1,879 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 832 |
| Net operating income | $17,000 | 6,001 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 3,235 |
| Total interest expense | $610,000 | 3,393 |
| Net interest income | $1,755,000 | 3,122 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $1,504,000 | 3,140 |
| Salaries and employee benefits | $675,000 | 3,486 |
| Premises and equipment expense | $186,000 | 3,314 |
| Additional noninterest expense | $643,000 | 2,550 |
| Pre-tax net operating income | $12,000 | 6,119 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $12,000 | 6,226 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 6,228 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $12,000 | 6,228 |
| Net charge-offs | $847,000 | 1,162 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 775 |
| Net operating income | $12,000 | 6,116 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 3,290 |
| Total interest expense | $3,501,000 | 3,057 |
| Net interest income | $6,259,000 | 3,345 |
| Provision for loan and lease losses | $5,961,000 | 1,248 |
| Total noninterest income | $-229,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $94,000 | 5,834 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-323,000 | 7,743 |
| Total noninterest expense | $5,381,000 | 3,465 |
| Salaries and employee benefits | $2,626,000 | 3,559 |
| Premises and equipment expense | $618,000 | 3,799 |
| Additional noninterest expense | $2,137,000 | 3,150 |
| Pre-tax net operating income | $-5,312,000 | 7,204 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-941,000 | 7,258 |
| Income before extraordinary items | $-4,371,000 | 7,201 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,371,000 | 7,200 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,371,000 | 7,200 |
| Net charge-offs | $2,916,000 | 1,633 |
| Cash dividends | $70,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,092 |
| Net operating income | $-4,371,000 | 7,208 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,356,000 | 3,331 |
| Total interest expense | $2,710,000 | 3,094 |
| Net interest income | $4,646,000 | 3,378 |
| Provision for loan and lease losses | $4,027,000 | 1,221 |
| Total noninterest income | $30,000 | 7,606 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $69,000 | 5,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-39,000 | 7,741 |
| Total noninterest expense | $3,504,000 | 3,904 |
| Salaries and employee benefits | $1,959,000 | 3,604 |
| Premises and equipment expense | $366,000 | 4,497 |
| Additional noninterest expense | $1,179,000 | 3,915 |
| Pre-tax net operating income | $-2,855,000 | 7,255 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,855,000 | 7,356 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,855,000 | 7,356 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,855,000 | 7,356 |
| Net charge-offs | $1,458,000 | 1,802 |
| Cash dividends | $70,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,855,000 | 7,343 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,453 |
| Total interest expense | $1,898,000 | 3,087 |
| Net interest income | $2,819,000 | 3,634 |
| Provision for loan and lease losses | $1,847,000 | 1,470 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-13,000 | 7,841 |
| Total noninterest expense | $2,220,000 | 4,068 |
| Salaries and employee benefits | $1,273,000 | 3,719 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $756,000 | 4,034 |
| Pre-tax net operating income | $-1,215,000 | 7,124 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $33,000 | 3,427 |
| Income before extraordinary items | $-1,248,000 | 7,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,248,000 | 7,253 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,248,000 | 7,253 |
| Net charge-offs | $639,000 | 2,073 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,248,000 | 7,249 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 3,510 |
| Total interest expense | $1,045,000 | 2,950 |
| Net interest income | $1,305,000 | 3,822 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $1,104,000 | 4,017 |
| Salaries and employee benefits | $699,000 | 3,466 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $334,000 | 4,085 |
| Pre-tax net operating income | $179,000 | 4,219 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $59,000 | 2,750 |
| Income before extraordinary items | $120,000 | 4,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 4,688 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $120,000 | 4,687 |
| Net charge-offs | $128,000 | 2,597 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $120,000 | 4,521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,680,000 | 3,623 |
| Total interest expense | $4,323,000 | 3,312 |
| Net interest income | $5,357,000 | 3,765 |
| Provision for loan and lease losses | $516,000 | 3,755 |
| Total noninterest income | $180,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 6,172 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $98,000 | 5,952 |
| Total noninterest expense | $4,475,000 | 3,898 |
| Salaries and employee benefits | $2,680,000 | 3,570 |
| Premises and equipment expense | $301,000 | 5,789 |
| Additional noninterest expense | $1,494,000 | 3,625 |
| Pre-tax net operating income | $546,000 | 4,738 |
| Securities gains (losses) | $62,000 | 1,458 |
| Applicable income taxes | $250,000 | 2,599 |
| Income before extraordinary items | $358,000 | 4,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $358,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,667 |
| Cash dividends | $230,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 1,145 |
| Net operating income | $318,320 | 5,185 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 3,646 |
| Total interest expense | $3,326,000 | 3,365 |
| Net interest income | $4,024,000 | 3,788 |
| Provision for loan and lease losses | $426,000 | 2,978 |
| Total noninterest income | $139,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $63,000 | 6,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 6,026 |
| Total noninterest expense | $2,922,000 | 4,308 |
| Salaries and employee benefits | $1,949,000 | 3,693 |
| Premises and equipment expense | $227,000 | 5,781 |
| Additional noninterest expense | $746,000 | 4,758 |
| Pre-tax net operating income | $815,000 | 4,077 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $300,000 | 2,454 |
| Income before extraordinary items | $516,000 | 4,388 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $516,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $515,360 | 4,534 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 3,561 |
| Total interest expense | $2,454,000 | 3,237 |
| Net interest income | $2,709,000 | 3,766 |
| Provision for loan and lease losses | $346,000 | 2,341 |
| Total noninterest income | $93,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $41,000 | 6,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $1,910,000 | 4,385 |
| Salaries and employee benefits | $1,276,000 | 3,785 |
| Premises and equipment expense | $150,000 | 5,831 |
| Additional noninterest expense | $484,000 | 4,838 |
| Pre-tax net operating income | $546,000 | 4,218 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $171,000 | 2,866 |
| Income before extraordinary items | $376,000 | 4,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $375,310 | 4,538 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 3,476 |
| Total interest expense | $1,395,000 | 3,072 |
| Net interest income | $1,347,000 | 3,769 |
| Provision for loan and lease losses | $346,000 | 1,264 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $925,000 | 4,484 |
| Salaries and employee benefits | $635,000 | 3,799 |
| Premises and equipment expense | $76,000 | 5,856 |
| Additional noninterest expense | $214,000 | 5,170 |
| Pre-tax net operating income | $122,000 | 5,747 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $72,000 | 6,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $72,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $90,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $72,000 | 6,150 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,118,000 | 3,501 |
| Total interest expense | $5,272,000 | 3,336 |
| Net interest income | $5,846,000 | 3,570 |
| Provision for loan and lease losses | $436,000 | 2,559 |
| Total noninterest income | $108,000 | 7,481 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $54,000 | 6,687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $54,000 | 7,021 |
| Total noninterest expense | $3,688,000 | 4,361 |
| Salaries and employee benefits | $2,478,000 | 3,747 |
| Premises and equipment expense | $270,000 | 6,036 |
| Additional noninterest expense | $940,000 | 4,835 |
| Pre-tax net operating income | $1,830,000 | 3,519 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $711,000 | 2,278 |
| Income before extraordinary items | $1,118,000 | 4,068 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,118,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,115 |
| Cash dividends | $272,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,118,640 | 4,066 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 3,545 |
| Total interest expense | $3,842,000 | 3,407 |
| Net interest income | $4,363,000 | 3,597 |
| Provision for loan and lease losses | $282,000 | 2,400 |
| Total noninterest income | $81,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $2,857,000 | 4,232 |
| Salaries and employee benefits | $1,993,000 | 3,552 |
| Premises and equipment expense | $203,000 | 6,034 |
| Additional noninterest expense | $661,000 | 4,969 |
| Pre-tax net operating income | $1,305,000 | 3,772 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $471,000 | 2,605 |
| Income before extraordinary items | $834,000 | 4,264 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $834,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $177,000 | 4,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $834,000 | 4,251 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 3,682 |
| Total interest expense | $2,390,000 | 3,579 |
| Net interest income | $2,824,000 | 3,697 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $54,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $28,000 | 7,057 |
| Total noninterest expense | $1,909,000 | 4,255 |
| Salaries and employee benefits | $1,302,000 | 3,634 |
| Premises and equipment expense | $136,000 | 6,064 |
| Additional noninterest expense | $471,000 | 4,768 |
| Pre-tax net operating income | $831,000 | 3,930 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $284,000 | 2,800 |
| Income before extraordinary items | $547,000 | 4,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $547,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,180 |
| Cash dividends | $80,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $547,000 | 4,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 3,838 |
| Total interest expense | $1,088,000 | 3,787 |
| Net interest income | $1,357,000 | 3,804 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $31,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $920,000 | 4,381 |
| Salaries and employee benefits | $640,000 | 3,705 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $443,000 | 3,785 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $141,000 | 2,811 |
| Income before extraordinary items | $302,000 | 4,153 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $302,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $302,000 | 4,133 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 4,126 |
| Total interest expense | $3,312,000 | 4,062 |
| Net interest income | $4,909,000 | 4,058 |
| Provision for loan and lease losses | $488,000 | 1,946 |
| Total noninterest income | $103,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $17,000 | 7,315 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $2,892,000 | 5,003 |
| Salaries and employee benefits | $2,039,000 | 4,202 |
| Premises and equipment expense | $222,000 | 6,490 |
| Additional noninterest expense | $631,000 | 5,917 |
| Pre-tax net operating income | $1,632,000 | 4,113 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $178,000 | 4,420 |
| Income before extraordinary items | $1,454,000 | 3,840 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,454,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,454,000 | 3,820 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 4,286 |
| Total interest expense | $2,237,000 | 4,246 |
| Net interest income | $3,522,000 | 4,232 |
| Provision for loan and lease losses | $338,000 | 1,955 |
| Total noninterest income | $78,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $13,000 | 7,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $2,065,000 | 5,161 |
| Salaries and employee benefits | $1,440,000 | 4,379 |
| Premises and equipment expense | $162,000 | 6,583 |
| Additional noninterest expense | $463,000 | 5,987 |
| Pre-tax net operating income | $1,197,000 | 4,307 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $1,168,000 | 3,809 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,168,000 | 3,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,168,000 | 3,788 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 4,457 |
| Total interest expense | $1,329,000 | 4,420 |
| Net interest income | $2,240,000 | 4,384 |
| Provision for loan and lease losses | $260,000 | 1,707 |
| Total noninterest income | $48,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $1,354,000 | 5,228 |
| Salaries and employee benefits | $945,000 | 4,448 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $306,000 | 6,022 |
| Pre-tax net operating income | $674,000 | 4,719 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-245,000 | 8,704 |
| Income before extraordinary items | $919,000 | 3,405 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $919,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $919,000 | 3,395 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 4,722 |
| Total interest expense | $540,000 | 4,900 |
| Net interest income | $1,052,000 | 4,565 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $653,000 | 5,342 |
| Salaries and employee benefits | $464,000 | 4,523 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $143,000 | 6,200 |
| Pre-tax net operating income | $271,000 | 5,200 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $271,000 | 4,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 4,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $271,000 | 4,646 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 5,834 |
| Total interest expense | $1,206,000 | 5,795 |
| Net interest income | $2,788,000 | 5,735 |
| Provision for loan and lease losses | $343,000 | 2,563 |
| Total noninterest income | $84,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $17,000 | 7,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $2,196,000 | 5,785 |
| Salaries and employee benefits | $1,512,000 | 5,019 |
| Premises and equipment expense | $177,000 | 6,977 |
| Additional noninterest expense | $507,000 | 6,530 |
| Pre-tax net operating income | $333,000 | 7,281 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $333,000 | 7,040 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $333,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $333,000 | 7,023 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 6,206 |
| Total interest expense | $744,000 | 6,197 |
| Net interest income | $1,850,000 | 6,111 |
| Provision for loan and lease losses | $275,000 | 2,345 |
| Total noninterest income | $65,000 | 8,122 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,474,000 | 6,136 |
| Salaries and employee benefits | $1,001,000 | 5,416 |
| Premises and equipment expense | $134,000 | 6,949 |
| Additional noninterest expense | $339,000 | 6,805 |
| Pre-tax net operating income | $166,000 | 7,766 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $166,000 | 7,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $166,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $166,000 | 7,596 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 6,608 |
| Total interest expense | $375,000 | 6,749 |
| Net interest income | $1,103,000 | 6,410 |
| Provision for loan and lease losses | $149,000 | 2,730 |
| Total noninterest income | $49,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $946,000 | 6,258 |
| Salaries and employee benefits | $637,000 | 5,548 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $219,000 | 6,879 |
| Pre-tax net operating income | $57,000 | 8,096 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $57,000 | 8,058 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $57,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $57,000 | 8,024 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 7,000 |
| Total interest expense | $138,000 | 7,318 |
| Net interest income | $489,000 | 6,769 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $427,000 | 6,591 |
| Salaries and employee benefits | $286,000 | 5,942 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $39,000 | 8,034 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $39,000 | 7,945 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $39,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $39,000 | 7,918 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 8,263 |
| Total interest expense | $206,000 | 8,447 |
| Net interest income | $941,000 | 8,108 |
| Provision for loan and lease losses | $353,000 | 2,617 |
| Total noninterest income | $59,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $39,000 | 7,447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $1,633,000 | 6,648 |
| Salaries and employee benefits | $1,096,000 | 5,982 |
| Premises and equipment expense | $175,000 | 7,036 |
| Additional noninterest expense | $362,000 | 7,340 |
| Pre-tax net operating income | $-986,000 | 8,799 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-986,000 | 8,835 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-986,000 | 8,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-986,000 | 8,812 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 8,548 |
| Total interest expense | $111,000 | 8,668 |
| Net interest income | $550,000 | 8,434 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $42,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $31,000 | 7,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $1,230,000 | 6,602 |
| Salaries and employee benefits | $823,000 | 5,923 |
| Premises and equipment expense | $137,000 | 6,933 |
| Additional noninterest expense | $270,000 | 7,330 |
| Pre-tax net operating income | $-873,000 | 8,876 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-873,000 | 8,909 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-873,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-873,000 | 8,889 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,772 |
| Total interest expense | $56,000 | 8,831 |
| Net interest income | $272,000 | 8,712 |
| Provision for loan and lease losses | $159,000 | 2,620 |
| Total noninterest income | $23,000 | 8,724 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $803,000 | 6,701 |
| Salaries and employee benefits | $534,000 | 6,060 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $179,000 | 7,384 |
| Pre-tax net operating income | $-667,000 | 8,950 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-667,000 | 8,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-667,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-667,000 | 8,952 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $108,000 | 8,970 |
| Total interest expense | $17,000 | 8,965 |
| Net interest income | $91,000 | 8,920 |
| Provision for loan and lease losses | $76,000 | 2,538 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $392,000 | 6,815 |
| Salaries and employee benefits | $267,000 | 6,118 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $-369,000 | 8,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-369,000 | 9,022 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-369,000 | 9,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-369,000 | 9,000 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,000 | 9,168 |
| Total interest expense | $0 | 9,164 |
| Net interest income | $23,000 | 9,155 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $598,000 | 8,663 |
| Salaries and employee benefits | $422,000 | 8,334 |
| Premises and equipment expense | $24,000 | 9,049 |
| Additional noninterest expense | $152,000 | 8,750 |
| Pre-tax net operating income | $-579,000 | 8,854 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-579,000 | 8,931 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-579,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 85 |
| Net operating income | $-579,000 | 8,875 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.