Home > PremierBank & Trust > Loan Charge- Offs and Recoveries
PremierBank & Trust, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,068,000 | 951 |
| Loans secured by real estate, total | $27,000 | 2,705 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $27,000 | 2,705 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $27,000 | 1,978 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $209,000 | 1,382 |
| Loans to individuals | $657,000 | 703 |
| Credit card loan charge offs | $82,000 | 731 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $575,000 | 593 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $175,000 | 99 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $444,000 | 728 |
| Loans secured by real estate, total | $145,000 | 558 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $145,000 | 558 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $145,000 | 261 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $65,000 | 1,406 |
| Loans to individuals | $232,000 | 532 |
| Credit card loan recoveries | $35,000 | 437 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $197,000 | 476 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $2,000 | 243 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $624,000 | 1,121 |
| Loans secured by real estate, total | $-118,000 | 10,720 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-118,000 | 10,741 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-118,000 | 10,865 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $144,000 | 1,376 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $425,000 | 767 |
| Credit card loan net charge offs | $47,000 | 932 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $378,000 | 653 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $173,000 | 70 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $716,000 | 1,408 |
| Loans secured by real estate, total | $21,000 | 3,102 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $21,000 | 3,102 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 2,262 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $163,000 | 1,714 |
| Loans to individuals | $528,000 | 846 |
| Credit card loan charge offs | $82,000 | 780 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $446,000 | 744 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $4,000 | 288 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $733,000 | 601 |
| Loans secured by real estate, total | $5,000 | 3,256 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $5,000 | 3,256 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,215 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $395,000 | 364 |
| Loans to individuals | $332,000 | 508 |
| Credit card loan recoveries | $22,000 | 592 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $310,000 | 418 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $1,000 | 312 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Loans secured by real estate, total | $16,000 | 2,740 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $16,000 | 2,739 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 2,129 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-232,000 | 11,317 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $196,000 | 1,311 |
| Credit card loan net charge offs | $60,000 | 842 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $136,000 | 1,349 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $3,000 | 248 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $628,000 | 1,506 |
| Loans secured by real estate, total | $5,000 | 4,684 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $5,000 | 4,682 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 4,028 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,048 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $24,000 | 4,708 |
| Loans to individuals | $599,000 | 728 |
| Credit card loan charge offs | $89,000 | 750 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $510,000 | 612 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $681,000 | 627 |
| Loans secured by real estate, total | $259,000 | 476 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $259,000 | 475 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,552 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $255,000 | 288 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $80,000 | 1,372 |
| Loans to individuals | $342,000 | 491 |
| Credit card loan recoveries | $38,000 | 494 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $304,000 | 425 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-53,000 | 11,488 |
| Loans secured by real estate, total | $-254,000 | 11,861 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-254,000 | 11,891 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,449 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-252,000 | 11,865 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-56,000 | 11,358 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $257,000 | 992 |
| Credit card loan net charge offs | $51,000 | 847 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $206,000 | 897 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $432,000 | 2,018 |
| Loans secured by real estate, total | $45,000 | 2,874 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $45,000 | 2,874 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $42,000 | 1,881 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,414 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 178 |
| Commercial and industrial loans | $16,000 | 5,491 |
| Loans to individuals | $370,000 | 888 |
| Credit card loan charge offs | $66,000 | 824 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $304,000 | 786 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $615,000 | 748 |
| Loans secured by real estate, total | $185,000 | 648 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $185,000 | 647 |
| Construction and land development | $22,000 | 404 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $27,000 | 1,129 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $136,000 | 458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $151,000 | 971 |
| Loans to individuals | $279,000 | 564 |
| Credit card loan recoveries | $33,000 | 552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $246,000 | 492 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-183,000 | 12,393 |
| Loans secured by real estate, total | $-140,000 | 12,403 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-140,000 | 12,441 |
| Construction and land development | $-22,000 | 12,373 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $15,000 | 2,480 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-133,000 | 12,434 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 125 |
| Commercial and industrial loans | $-135,000 | 12,231 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $91,000 | 1,716 |
| Credit card loan net charge offs | $33,000 | 998 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $58,000 | 1,930 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,146,000 | 847 |
| Loans secured by real estate, total | $698,000 | 854 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $698,000 | 852 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $346,000 | 636 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $352,000 | 693 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $803,000 | 680 |
| Loans to individuals | $565,000 | 744 |
| Credit card loan charge offs | $94,000 | 773 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $471,000 | 618 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $80,000 | 189 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,337,000 | 466 |
| Loans secured by real estate, total | $520,000 | 349 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $520,000 | 349 |
| Construction and land development | $94,000 | 240 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $96,000 | 437 |
| Secured by multifamily residential properties | $182,000 | 85 |
| Secured by nonfarm nonresidential properties | $148,000 | 435 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $428,000 | 445 |
| Loans to individuals | $346,000 | 521 |
| Credit card loan recoveries | $16,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $330,000 | 437 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $43,000 | 149 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $809,000 | 1,318 |
| Loans secured by real estate, total | $178,000 | 1,564 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $178,000 | 1,562 |
| Construction and land development | $-94,000 | 13,187 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $250,000 | 680 |
| Secured by multifamily residential properties | $-182,000 | 13,260 |
| Secured by nonfarm nonresidential properties | $204,000 | 804 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $375,000 | 946 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $219,000 | 1,057 |
| Credit card loan net charge offs | $78,000 | 758 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $141,000 | 1,093 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $37,000 | 187 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,850,000 | 884 |
| Loans secured by real estate, total | $881,000 | 928 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $881,000 | 928 |
| Construction and land development | $352,000 | 478 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $18,000 | 4,018 |
| Secured by multifamily residential properties | $311,000 | 278 |
| Secured by nonfarm nonresidential properties | $200,000 | 1,213 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $969,000 | 800 |
| Loans to individuals | $999,000 | 654 |
| Credit card loan charge offs | $128,000 | 766 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $871,000 | 530 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,000 | 377 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,166,000 | 493 |
| Loans secured by real estate, total | $444,000 | 334 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $444,000 | 334 |
| Construction and land development | $24,000 | 482 |
| Secured by farmland | $135,000 | 19 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 2,377 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $277,000 | 242 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $155,000 | 1,075 |
| Loans to individuals | $567,000 | 419 |
| Credit card loan recoveries | $12,000 | 941 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $555,000 | 320 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,684,000 | 1,091 |
| Loans secured by real estate, total | $437,000 | 1,269 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $437,000 | 1,269 |
| Construction and land development | $328,000 | 465 |
| Secured by farmland | $-135,000 | 11,971 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 4,202 |
| Secured by multifamily residential properties | $311,000 | 264 |
| Secured by nonfarm nonresidential properties | $-77,000 | 13,840 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $814,000 | 787 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $432,000 | 884 |
| Credit card loan net charge offs | $116,000 | 737 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $316,000 | 785 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $1,000 | 318 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.