Home > PremierBank & Trust > Income and Expense
PremierBank & Trust, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $43,191,000 | 796 |
| Total interest expense | $16,599,000 | 982 |
| Net interest income | $26,592,000 | 678 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $7,981,000 | 665 |
| Gross Fiduciary activities income | $1,736,000 | 350 |
| Service charges on deposit accounts | $2,874,000 | 461 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,371,000 | 784 |
| Total noninterest expense | $28,150,000 | 539 |
| Salaries and employee benefits | $11,779,000 | 588 |
| Premises and equipment expense | $4,465,000 | 487 |
| Additional noninterest expense | $11,906,000 | 502 |
| Pre-tax net operating income | $6,198,000 | 1,263 |
| Securities gains (losses) | $86,000 | 1,054 |
| Applicable income taxes | $1,282,000 | 1,954 |
| Income before extraordinary items | $5,002,000 | 1,113 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,002,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 1,121 |
| Cash dividends | $4,004,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,933,200 | 1,097 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $42,564,000 | 829 |
| Total interest expense | $16,799,000 | 991 |
| Net interest income | $25,765,000 | 735 |
| Provision for loan and lease losses | $-1,775,000 | 11,421 |
| Total noninterest income | $6,452,000 | 801 |
| Gross Fiduciary activities income | $1,424,000 | 418 |
| Service charges on deposit accounts | $2,939,000 | 474 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,089,000 | 1,124 |
| Total noninterest expense | $25,520,000 | 640 |
| Salaries and employee benefits | $11,155,000 | 633 |
| Premises and equipment expense | $3,257,000 | 688 |
| Additional noninterest expense | $11,108,000 | 618 |
| Pre-tax net operating income | $8,472,000 | 907 |
| Securities gains (losses) | $409,000 | 470 |
| Applicable income taxes | $1,663,000 | 1,452 |
| Income before extraordinary items | $7,218,000 | 760 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,218,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $9,838,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,886,710 | 770 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,772,000 | 915 |
| Total interest expense | $15,795,000 | 1,074 |
| Net interest income | $23,977,000 | 801 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $4,416,000 | 1,040 |
| Gross Fiduciary activities income | $1,360,000 | 462 |
| Service charges on deposit accounts | $1,995,000 | 679 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,061,000 | 1,736 |
| Total noninterest expense | $20,800,000 | 762 |
| Salaries and employee benefits | $9,491,000 | 743 |
| Premises and equipment expense | $2,637,000 | 836 |
| Additional noninterest expense | $8,672,000 | 753 |
| Pre-tax net operating income | $7,413,000 | 1,051 |
| Securities gains (losses) | $284,000 | 535 |
| Applicable income taxes | $1,112,000 | 2,167 |
| Income before extraordinary items | $6,585,000 | 851 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,585,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,488 |
| Cash dividends | $1,340,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,340,760 | 865 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,294,000 | 905 |
| Total interest expense | $11,528,000 | 1,144 |
| Net interest income | $23,766,000 | 802 |
| Provision for loan and lease losses | $208,000 | 2,952 |
| Total noninterest income | $4,019,000 | 1,072 |
| Gross Fiduciary activities income | $1,234,000 | 472 |
| Service charges on deposit accounts | $1,821,000 | 736 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $964,000 | 1,883 |
| Total noninterest expense | $20,801,000 | 778 |
| Salaries and employee benefits | $9,168,000 | 756 |
| Premises and equipment expense | $2,394,000 | 896 |
| Additional noninterest expense | $9,239,000 | 742 |
| Pre-tax net operating income | $6,776,000 | 1,122 |
| Securities gains (losses) | $454,000 | 288 |
| Applicable income taxes | $1,256,000 | 1,816 |
| Income before extraordinary items | $5,974,000 | 876 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,974,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-183,000 | 12,393 |
| Cash dividends | $1,367,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,597,180 | 929 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $34,683,000 | 929 |
| Total interest expense | $12,608,000 | 1,067 |
| Net interest income | $22,075,000 | 853 |
| Provision for loan and lease losses | $820,000 | 1,486 |
| Total noninterest income | $3,845,000 | 1,200 |
| Gross Fiduciary activities income | $1,149,000 | 508 |
| Service charges on deposit accounts | $1,586,000 | 820 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,110,000 | 1,900 |
| Total noninterest expense | $19,216,000 | 876 |
| Salaries and employee benefits | $8,391,000 | 830 |
| Premises and equipment expense | $2,138,000 | 1,021 |
| Additional noninterest expense | $8,687,000 | 840 |
| Pre-tax net operating income | $5,884,000 | 1,176 |
| Securities gains (losses) | $665,000 | 739 |
| Applicable income taxes | $1,100,000 | 2,069 |
| Income before extraordinary items | $5,449,000 | 954 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,449,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 1,318 |
| Cash dividends | $1,250,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,897,050 | 989 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,955,000 | 1,055 |
| Total interest expense | $14,448,000 | 1,216 |
| Net interest income | $20,507,000 | 916 |
| Provision for loan and lease losses | $2,800,000 | 884 |
| Total noninterest income | $3,561,000 | 1,255 |
| Gross Fiduciary activities income | $1,021,000 | 547 |
| Service charges on deposit accounts | $1,573,000 | 832 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $967,000 | 2,056 |
| Total noninterest expense | $16,267,000 | 1,003 |
| Salaries and employee benefits | $7,155,000 | 959 |
| Premises and equipment expense | $1,920,000 | 1,157 |
| Additional noninterest expense | $7,192,000 | 991 |
| Pre-tax net operating income | $5,001,000 | 1,271 |
| Securities gains (losses) | $566,000 | 986 |
| Applicable income taxes | $1,130,000 | 1,878 |
| Income before extraordinary items | $4,437,000 | 1,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,437,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,684,000 | 1,091 |
| Cash dividends | $993,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,984,200 | 1,083 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.