Home > Premier Bank Minnesota > Income and Expense

Premier Bank Minnesota, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,464,0001,419
Total interest expense$8,022,0001,494
Net interest income$21,442,0001,357
Provision for loan and lease losses$236,0001,897
Total noninterest income$2,679,0001,744
Gross Fiduciary activities income$0981
Service charges on deposit accounts$514,0001,619
Trading account gains and feesNANA
Additional Noninterest Income$2,165,0001,552
Total noninterest expense$14,633,0001,562
Salaries and employee benefits$7,601,0001,669
Premises and equipment expense$1,566,0001,486
Additional noninterest expense$2,165,0001,552
Pre-tax net operating income$9,252,0001,230
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$9,252,0001,075
Extraordinary gains, net$054
Net income$9,252,0001,087
Minority interest net income$088
Net income of bank and minority interests.$9,252,0001,078
Net charge-offs$-70,0004,257
Cash dividends$3,536,0001,043
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,252,0001,099
2023-09-30 (YTD Data)Rank
Total interest income$21,347,0001,428
Total interest expense$5,372,0001,508
Net interest income$15,975,0001,367
Provision for loan and lease losses$03,085
Total noninterest income$1,989,0001,740
Gross Fiduciary activities income$0950
Service charges on deposit accounts$397,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$1,592,0001,557
Total noninterest expense$10,819,0001,567
Salaries and employee benefits$5,633,0001,681
Premises and equipment expense$1,208,0001,447
Additional noninterest expense$1,592,0001,557
Pre-tax net operating income$7,145,0001,257
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,145,0001,100
Extraordinary gains, net$052
Net income$7,145,0001,105
Minority interest net income$081
Net income of bank and minority interests.$7,145,0001,100
Net charge-offs$-59,0004,248
Cash dividends$2,422,0001,038
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,145,0001,120
2023-06-30 (YTD Data)Rank
Total interest income$13,834,0001,424
Total interest expense$3,245,0001,490
Net interest income$10,589,0001,397
Provision for loan and lease losses$02,940
Total noninterest income$1,339,0001,667
Gross Fiduciary activities income$0931
Service charges on deposit accounts$269,0001,555
Trading account gains and feesNANA
Additional Noninterest Income$1,070,0001,473
Total noninterest expense$7,176,0001,554
Salaries and employee benefits$3,828,0001,654
Premises and equipment expense$818,0001,427
Additional noninterest expense$1,070,0001,471
Pre-tax net operating income$4,752,0001,252
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,752,0001,100
Extraordinary gains, net$051
Net income$4,752,0001,113
Minority interest net income$081
Net income of bank and minority interests.$4,752,0001,100
Net charge-offs$-60,0004,365
Cash dividends$1,441,0001,128
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,752,0001,108
2023-03-31 (YTD Data)Rank
Total interest income$6,739,0001,434
Total interest expense$1,446,0001,462
Net interest income$5,293,0001,397
Provision for loan and lease losses$02,612
Total noninterest income$454,0002,065
Gross Fiduciary activities income$0913
Service charges on deposit accounts$137,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$317,0001,952
Total noninterest expense$3,322,0001,686
Salaries and employee benefits$1,798,0001,755
Premises and equipment expense$420,0001,432
Additional noninterest expense$317,0001,952
Pre-tax net operating income$2,425,0001,261
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,425,0001,101
Extraordinary gains, net$04
Net income$2,425,0001,100
Minority interest net income$048
Net income of bank and minority interests.$2,425,0001,100
Net charge-offs$1,0001,904
Cash dividends$15,0002,303
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,425,0001,118
2022-12-31 (YTD Data)Rank
Total interest income$24,664,0001,322
Total interest expense$1,557,0001,871
Net interest income$23,107,0001,281
Provision for loan and lease losses$1,069,000778
Total noninterest income$2,342,0001,890
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$586,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$1,756,0001,752
Total noninterest expense$14,455,0001,536
Salaries and employee benefits$7,221,0001,706
Premises and equipment expense$1,451,0001,569
Additional noninterest expense$1,756,0001,752
Pre-tax net operating income$9,925,0001,286
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$9,925,0001,112
Extraordinary gains, net$05
Net income$9,925,0001,111
Minority interest net income$063
Net income of bank and minority interests.$9,925,0001,112
Net charge-offs$194,000937
Cash dividends$4,443,000857
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,925,0001,137
2022-09-30 (YTD Data)Rank
Total interest income$9,857,0002,086
Total interest expense$300,0003,296
Net interest income$9,557,0001,997
Provision for loan and lease losses$503,000958
Total noninterest income$1,086,0002,393
Gross Fiduciary activities income$0968
Service charges on deposit accounts$287,0002,012
Trading account gains and feesNANA
Additional Noninterest Income$799,0002,306
Total noninterest expense$6,064,0002,281
Salaries and employee benefits$3,040,0002,473
Premises and equipment expense$627,0002,262
Additional noninterest expense$799,0002,306
Pre-tax net operating income$4,076,0001,914
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,076,0001,696
Extraordinary gains, net$04
Net income$4,076,0001,694
Minority interest net income$057
Net income of bank and minority interests.$4,076,0001,695
Net charge-offs$194,000698
Cash dividends$1,458,0001,384
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,076,0001,737
2022-06-30 (YTD Data)Rank
Total interest income$6,257,0002,120
Total interest expense$179,0003,339
Net interest income$6,078,0002,030
Provision for loan and lease losses$314,000894
Total noninterest income$732,0002,386
Gross Fiduciary activities income$0925
Service charges on deposit accounts$186,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$546,0002,299
Total noninterest expense$4,060,0002,261
Salaries and employee benefits$2,026,0002,477
Premises and equipment expense$411,0002,291
Additional noninterest expense$1,623,0001,878
Pre-tax net operating income$2,436,0001,951
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,436,0001,749
Extraordinary gains, net$04
Net income$2,436,0001,749
Minority interest net income$060
Net income of bank and minority interests.$2,436,0001,749
Net charge-offs$188,000553
Cash dividends$1,006,0001,323
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,436,0001,781
2022-03-31 (YTD Data)Rank
Total interest income$3,126,0002,080
Total interest expense$96,0003,231
Net interest income$3,030,0001,980
Provision for loan and lease losses$220,000628
Total noninterest income$310,0002,556
Gross Fiduciary activities income$0892
Service charges on deposit accounts$89,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$221,0002,467
Total noninterest expense$2,056,0002,234
Salaries and employee benefits$1,019,0002,474
Premises and equipment expense$214,0002,253
Additional noninterest expense$823,0001,829
Pre-tax net operating income$1,064,0002,030
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,064,0001,847
Extraordinary gains, net$04
Net income$1,064,0001,846
Minority interest net income$050
Net income of bank and minority interests.$1,064,0001,847
Net charge-offs$187,000374
Cash dividends$345,0001,423
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,064,0001,867
2021-12-31 (YTD Data)Rank
Total interest income$12,581,0002,122
Total interest expense$578,0002,963
Net interest income$12,003,0002,022
Provision for loan and lease losses$214,0001,688
Total noninterest income$1,793,0002,351
Gross Fiduciary activities income$0994
Service charges on deposit accounts$309,0002,160
Trading account gains and feesNANA
Additional Noninterest Income$1,484,0002,223
Total noninterest expense$7,397,0002,395
Salaries and employee benefits$3,843,0002,562
Premises and equipment expense$770,0002,375
Additional noninterest expense$2,784,0002,085
Pre-tax net operating income$6,185,0001,788
Securities gains (losses)$02,062
Applicable income taxes$486,0002,117
Income before extraordinary items$5,699,0001,721
Extraordinary gains, net$010
Net income$5,699,0001,721
Minority interest net income$074
Net income of bank and minority interests.$5,699,0001,722
Net charge-offs$45,0001,707
Cash dividends$1,641,0001,720
Sale, conversion, retirement of capital stock, net$-3,704,0004,825
Net operating income$5,699,0001,690
2021-09-30 (YTD Data)Rank
Total interest income$9,391,0002,173
Total interest expense$466,0002,953
Net interest income$8,925,0002,060
Provision for loan and lease losses$64,0002,237
Total noninterest income$1,451,0002,305
Gross Fiduciary activities income$0957
Service charges on deposit accounts$218,0002,228
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0002,157
Total noninterest expense$5,451,0002,432
Salaries and employee benefits$2,883,0002,569
Premises and equipment expense$506,0002,592
Additional noninterest expense$2,062,0002,115
Pre-tax net operating income$4,861,0001,804
Securities gains (losses)$02,015
Applicable income taxes$427,0002,077
Income before extraordinary items$4,434,0001,747
Extraordinary gains, net$08
Net income$4,434,0001,745
Minority interest net income$069
Net income of bank and minority interests.$4,434,0001,747
Net charge-offs$-1,0003,099
Cash dividends$1,276,0001,527
Sale, conversion, retirement of capital stock, net$-634,0004,880
Net operating income$4,434,0001,718
2021-06-30 (YTD Data)Rank
Total interest income$6,462,0002,111
Total interest expense$327,0002,957
Net interest income$6,135,0002,019
Provision for loan and lease losses$59,0002,095
Total noninterest income$663,0002,675
Gross Fiduciary activities income$0951
Service charges on deposit accounts$131,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,571
Total noninterest expense$3,595,0002,445
Salaries and employee benefits$1,949,0002,549
Premises and equipment expense$300,0002,747
Additional noninterest expense$1,346,0002,116
Pre-tax net operating income$3,144,0001,820
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,144,0001,661
Extraordinary gains, net$06
Net income$3,144,0001,661
Minority interest net income$067
Net income of bank and minority interests.$3,144,0001,661
Net charge-offs$21,0001,478
Cash dividends$1,220,0001,213
Sale, conversion, retirement of capital stock, net$-634,0004,926
Net operating income$3,144,0001,628
2021-03-31 (YTD Data)Rank
Total interest income$3,398,0002,022
Total interest expense$172,0002,975
Net interest income$3,226,0001,923
Provision for loan and lease losses$40,0001,881
Total noninterest income$314,0002,754
Gross Fiduciary activities income$0922
Service charges on deposit accounts$63,0002,347
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,622
Total noninterest expense$1,711,0002,503
Salaries and employee benefits$891,0002,679
Premises and equipment expense$153,0002,740
Additional noninterest expense$667,0002,095
Pre-tax net operating income$1,789,0001,659
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,789,0001,515
Extraordinary gains, net$03
Net income$1,789,0001,515
Minority interest net income$055
Net income of bank and minority interests.$1,789,0001,515
Net charge-offs$22,0001,105
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-634,0004,962
Net operating income$1,789,0001,480
2020-12-31 (YTD Data)Rank
Total interest income$12,515,0002,164
Total interest expense$1,268,0002,613
Net interest income$11,247,0002,059
Provision for loan and lease losses$1,383,0001,308
Total noninterest income$1,788,0002,243
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$299,0002,238
Trading account gains and feesNANA
Additional Noninterest Income$1,489,0002,084
Total noninterest expense$6,835,0002,498
Salaries and employee benefits$3,399,0002,734
Premises and equipment expense$653,0002,636
Additional noninterest expense$2,783,0002,048
Pre-tax net operating income$4,817,0001,831
Securities gains (losses)$-1,0004,658
Applicable income taxes$03,697
Income before extraordinary items$4,816,0001,674
Extraordinary gains, net$04
Net income$4,816,0001,674
Minority interest net income$072
Net income of bank and minority interests.$4,816,0001,674
Net charge-offs$551,000914
Cash dividends$2,062,0001,481
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,817,0001,636
2020-09-30 (YTD Data)Rank
Total interest income$9,618,0002,141
Total interest expense$1,059,0002,556
Net interest income$8,559,0002,034
Provision for loan and lease losses$1,316,0001,157
Total noninterest income$1,200,0002,317
Gross Fiduciary activities income$0981
Service charges on deposit accounts$229,0002,219
Trading account gains and feesNANA
Additional Noninterest Income$971,0002,178
Total noninterest expense$5,033,0002,502
Salaries and employee benefits$2,467,0002,778
Premises and equipment expense$486,0002,635
Additional noninterest expense$2,080,0002,018
Pre-tax net operating income$3,410,0001,884
Securities gains (losses)$-1,0004,639
Applicable income taxes$03,696
Income before extraordinary items$3,409,0001,741
Extraordinary gains, net$04
Net income$3,409,0001,741
Minority interest net income$065
Net income of bank and minority interests.$3,409,0001,741
Net charge-offs$587,000682
Cash dividends$1,478,0001,367
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,410,0001,690
2020-06-30 (YTD Data)Rank
Total interest income$6,767,0002,072
Total interest expense$760,0002,561
Net interest income$6,007,0001,955
Provision for loan and lease losses$496,0001,620
Total noninterest income$808,0002,245
Gross Fiduciary activities income$0970
Service charges on deposit accounts$160,0002,180
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,098
Total noninterest expense$3,429,0002,480
Salaries and employee benefits$1,699,0002,729
Premises and equipment expense$314,0002,681
Additional noninterest expense$1,416,0001,978
Pre-tax net operating income$2,890,0001,503
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,890,0001,343
Extraordinary gains, net$04
Net income$2,890,0001,343
Minority interest net income$065
Net income of bank and minority interests.$2,890,0001,343
Net charge-offs$238,000920
Cash dividends$1,283,0001,106
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,890,0001,309
2020-03-31 (YTD Data)Rank
Total interest income$2,987,0002,280
Total interest expense$415,0002,570
Net interest income$2,572,0002,176
Provision for loan and lease losses$42,0002,695
Total noninterest income$366,0002,279
Gross Fiduciary activities income$0941
Service charges on deposit accounts$105,0002,072
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,148
Total noninterest expense$1,760,0002,453
Salaries and employee benefits$855,0002,730
Premises and equipment expense$181,0002,487
Additional noninterest expense$724,0001,979
Pre-tax net operating income$1,136,0001,656
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,136,0001,493
Extraordinary gains, net$04
Net income$1,136,0001,491
Minority interest net income$056
Net income of bank and minority interests.$1,136,0001,493
Net charge-offs$-4,0004,126
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,136,0001,471
2019-12-31 (YTD Data)Rank
Total interest income$11,913,0002,299
Total interest expense$1,630,0002,644
Net interest income$10,283,0002,186
Provision for loan and lease losses$517,0001,448
Total noninterest income$1,852,0002,047
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$465,0002,022
Trading account gains and feesNANA
Additional Noninterest Income$1,387,0001,885
Total noninterest expense$6,921,0002,469
Salaries and employee benefits$3,296,0002,766
Premises and equipment expense$649,0002,663
Additional noninterest expense$2,976,0001,937
Pre-tax net operating income$4,697,0001,840
Securities gains (losses)$83,0001,032
Applicable income taxes$03,859
Income before extraordinary items$4,780,0001,657
Extraordinary gains, net$011
Net income$4,780,0001,659
Minority interest net income$076
Net income of bank and minority interests.$4,780,0001,659
Net charge-offs$994,000667
Cash dividends$2,187,0001,496
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,697,0001,644
2019-09-30 (YTD Data)Rank
Total interest income$8,833,0002,348
Total interest expense$1,187,0002,702
Net interest income$7,646,0002,239
Provision for loan and lease losses$100,0002,579
Total noninterest income$628,0003,067
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$354,0002,003
Trading account gains and feesNANA
Additional Noninterest Income$274,0003,390
Total noninterest expense$5,090,0002,512
Salaries and employee benefits$2,443,0002,795
Premises and equipment expense$489,0002,686
Additional noninterest expense$2,158,0001,998
Pre-tax net operating income$3,084,0002,076
Securities gains (losses)$83,000870
Applicable income taxes$03,902
Income before extraordinary items$3,167,0001,865
Extraordinary gains, net$011
Net income$3,167,0001,864
Minority interest net income$072
Net income of bank and minority interests.$3,167,0001,866
Net charge-offs$364,000918
Cash dividends$2,113,0001,143
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,084,0001,865
2019-06-30 (YTD Data)Rank
Total interest income$5,783,0002,374
Total interest expense$752,0002,757
Net interest income$5,031,0002,268
Provision for loan and lease losses$62,0002,550
Total noninterest income$235,0003,761
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$227,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$8,0005,066
Total noninterest expense$3,370,0002,540
Salaries and employee benefits$1,614,0002,829
Premises and equipment expense$328,0002,670
Additional noninterest expense$1,428,0002,032
Pre-tax net operating income$1,834,0002,205
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,834,0002,042
Extraordinary gains, net$011
Net income$1,834,0002,040
Minority interest net income$069
Net income of bank and minority interests.$1,834,0002,042
Net charge-offs$28,0002,198
Cash dividends$1,525,0001,087
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,834,0002,023
2019-03-31 (YTD Data)Rank
Total interest income$2,793,0002,429
Total interest expense$342,0002,850
Net interest income$2,451,0002,313
Provision for loan and lease losses$25,0002,614
Total noninterest income$-293,0005,349
Gross Fiduciary activities income$0972
Service charges on deposit accounts$113,0002,027
Trading account gains and feesNANA
Additional Noninterest Income$-406,0005,358
Total noninterest expense$1,606,0002,640
Salaries and employee benefits$745,0002,997
Premises and equipment expense$172,0002,613
Additional noninterest expense$689,0002,062
Pre-tax net operating income$527,0003,001
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$527,0002,831
Extraordinary gains, net$05
Net income$527,0002,831
Minority interest net income$052
Net income of bank and minority interests.$527,0002,830
Net charge-offs$27,0001,553
Cash dividends$611,0001,160
Sale, conversion, retirement of capital stock, net$0529
Net operating income$527,0002,814
2018-12-31 (YTD Data)Rank
Total interest income$9,730,0002,571
Total interest expense$650,0003,557
Net interest income$9,080,0002,433
Provision for loan and lease losses$04,082
Total noninterest income$1,524,0002,318
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$412,0002,259
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0002,127
Total noninterest expense$6,367,0002,617
Salaries and employee benefits$2,998,0002,965
Premises and equipment expense$664,0002,662
Additional noninterest expense$2,705,0002,093
Pre-tax net operating income$4,237,0002,026
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,237,0001,830
Extraordinary gains, net$06
Net income$4,237,0001,829
Minority interest net income$072
Net income of bank and minority interests.$4,237,0001,829
Net charge-offs$18,0003,150
Cash dividends$1,418,0001,817
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,237,0001,821
2018-09-30 (YTD Data)Rank
Total interest income$6,911,0002,665
Total interest expense$375,0003,888
Net interest income$6,536,0002,512
Provision for loan and lease losses$03,948
Total noninterest income$1,072,0002,404
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$298,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$774,0002,224
Total noninterest expense$4,720,0002,647
Salaries and employee benefits$2,220,0002,999
Premises and equipment expense$497,0002,684
Additional noninterest expense$2,003,0002,117
Pre-tax net operating income$2,888,0002,182
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,888,0001,963
Extraordinary gains, net$05
Net income$2,888,0001,960
Minority interest net income$066
Net income of bank and minority interests.$2,888,0001,962
Net charge-offs$5,0003,200
Cash dividends$1,418,0001,360
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,888,0001,954
2018-06-30 (YTD Data)Rank
Total interest income$4,401,0002,740
Total interest expense$215,0004,031
Net interest income$4,186,0002,575
Provision for loan and lease losses$03,782
Total noninterest income$652,0002,540
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$186,0002,407
Trading account gains and feesNANA
Additional Noninterest Income$466,0002,331
Total noninterest expense$3,125,0002,680
Salaries and employee benefits$1,478,0003,021
Premises and equipment expense$323,0002,744
Additional noninterest expense$1,324,0002,143
Pre-tax net operating income$1,713,0002,324
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,713,0002,110
Extraordinary gains, net$06
Net income$1,713,0002,107
Minority interest net income$065
Net income of bank and minority interests.$1,713,0002,109
Net charge-offs$5,0002,834
Cash dividends$968,0001,359
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,713,0002,100
2018-03-31 (YTD Data)Rank
Total interest income$2,095,0002,839
Total interest expense$97,0004,156
Net interest income$1,998,0002,661
Provision for loan and lease losses$03,508
Total noninterest income$265,0002,785
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$93,0002,413
Trading account gains and feesNANA
Additional Noninterest Income$172,0002,664
Total noninterest expense$1,467,0002,823
Salaries and employee benefits$720,0003,079
Premises and equipment expense$155,0002,852
Additional noninterest expense$592,0002,301
Pre-tax net operating income$796,0002,394
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$796,0002,177
Extraordinary gains, net$07
Net income$796,0002,176
Minority interest net income$052
Net income of bank and minority interests.$796,0002,177
Net charge-offs$1,0002,559
Cash dividends$250,0001,729
Sale, conversion, retirement of capital stock, net$0580
Net operating income$796,0002,162
2017-12-31 (YTD Data)Rank
Total interest income$8,227,0002,816
Total interest expense$370,0004,097
Net interest income$7,857,0002,673
Provision for loan and lease losses$04,227
Total noninterest income$1,576,0002,334
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$383,0002,444
Trading account gains and feesNANA
Additional Noninterest Income$1,193,0002,074
Total noninterest expense$5,889,0002,799
Salaries and employee benefits$2,960,0003,016
Premises and equipment expense$586,0002,965
Additional noninterest expense$2,343,0002,358
Pre-tax net operating income$3,544,0002,225
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,544,0001,787
Extraordinary gains, net$09
Net income$3,544,0001,788
Minority interest net income$076
Net income of bank and minority interests.$3,544,0001,788
Net charge-offs$-182,0005,419
Cash dividends$2,014,0001,408
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,544,0001,764
2017-09-30 (YTD Data)Rank
Total interest income$6,106,0002,846
Total interest expense$285,0004,083
Net interest income$5,821,0002,715
Provision for loan and lease losses$04,088
Total noninterest income$1,112,0002,434
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$286,0002,467
Trading account gains and feesNANA
Additional Noninterest Income$826,0002,206
Total noninterest expense$4,352,0002,852
Salaries and employee benefits$2,227,0003,028
Premises and equipment expense$429,0003,042
Additional noninterest expense$1,696,0002,438
Pre-tax net operating income$2,581,0002,317
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,581,0001,984
Extraordinary gains, net$09
Net income$2,581,0001,983
Minority interest net income$071
Net income of bank and minority interests.$2,581,0001,984
Net charge-offs$-265,0005,549
Cash dividends$1,522,0001,283
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,581,0001,956
2017-06-30 (YTD Data)Rank
Total interest income$3,991,0002,874
Total interest expense$195,0004,041
Net interest income$3,796,0002,742
Provision for loan and lease losses$03,871
Total noninterest income$783,0002,385
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$191,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,126
Total noninterest expense$2,911,0002,869
Salaries and employee benefits$1,503,0003,015
Premises and equipment expense$267,0003,167
Additional noninterest expense$1,141,0002,430
Pre-tax net operating income$1,668,0002,311
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,668,0001,981
Extraordinary gains, net$011
Net income$1,668,0001,981
Minority interest net income$071
Net income of bank and minority interests.$1,668,0001,981
Net charge-offs$-263,0005,637
Cash dividends$1,105,0001,213
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,668,0001,957
2017-03-31 (YTD Data)Rank
Total interest income$1,949,0002,916
Total interest expense$98,0004,037
Net interest income$1,851,0002,789
Provision for loan and lease losses$03,537
Total noninterest income$322,0002,625
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$94,0002,488
Trading account gains and feesNANA
Additional Noninterest Income$228,0002,412
Total noninterest expense$1,456,0002,888
Salaries and employee benefits$735,0003,103
Premises and equipment expense$153,0002,954
Additional noninterest expense$568,0002,417
Pre-tax net operating income$717,0002,496
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$717,0002,158
Extraordinary gains, net$08
Net income$717,0002,159
Minority interest net income$055
Net income of bank and minority interests.$717,0002,159
Net charge-offs$-13,0005,099
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$717,0002,127
2016-12-31 (YTD Data)Rank
Total interest income$7,895,0002,876
Total interest expense$406,0003,997
Net interest income$7,489,0002,754
Provision for loan and lease losses$04,332
Total noninterest income$1,725,0002,303
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$387,0002,527
Trading account gains and fees$0170
Additional Noninterest Income$1,338,0002,041
Total noninterest expense$5,809,0002,906
Salaries and employee benefits$2,792,0003,177
Premises and equipment expense$669,0002,828
Additional noninterest expense$2,348,0002,433
Pre-tax net operating income$3,405,0002,167
Securities gains (losses)$89,0001,420
Applicable income taxes$04,278
Income before extraordinary items$3,494,0001,843
Extraordinary gains, net$05
Net income$3,494,0001,842
Minority interest net income$082
Net income of bank and minority interests.$3,494,0001,842
Net charge-offs$-428,0005,771
Cash dividends$1,964,0001,450
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,405,0001,847
2016-09-30 (YTD Data)Rank
Total interest income$5,878,0002,897
Total interest expense$301,0004,045
Net interest income$5,577,0002,763
Provision for loan and lease losses$04,186
Total noninterest income$1,041,0002,589
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$287,0002,543
Trading account gains and fees$0169
Additional Noninterest Income$754,0002,392
Total noninterest expense$4,399,0002,890
Salaries and employee benefits$2,143,0003,119
Premises and equipment expense$485,0002,890
Additional noninterest expense$1,771,0002,423
Pre-tax net operating income$2,219,0002,451
Securities gains (losses)$89,0001,338
Applicable income taxes$04,325
Income before extraordinary items$2,308,0002,095
Extraordinary gains, net$05
Net income$2,308,0002,094
Minority interest net income$071
Net income of bank and minority interests.$2,308,0002,095
Net charge-offs$-311,0005,799
Cash dividends$1,360,0001,375
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,219,0002,103
2016-06-30 (YTD Data)Rank
Total interest income$3,922,0002,904
Total interest expense$203,0004,042
Net interest income$3,719,0002,776
Provision for loan and lease losses$04,017
Total noninterest income$638,0002,675
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$181,0002,608
Trading account gains and fees$0157
Additional Noninterest Income$457,0002,492
Total noninterest expense$2,899,0002,928
Salaries and employee benefits$1,432,0003,136
Premises and equipment expense$308,0002,987
Additional noninterest expense$1,159,0002,466
Pre-tax net operating income$1,458,0002,448
Securities gains (losses)$89,0001,037
Applicable income taxes$04,338
Income before extraordinary items$1,547,0002,071
Extraordinary gains, net$016
Net income$1,547,0002,071
Minority interest net income$071
Net income of bank and minority interests.$1,547,0002,071
Net charge-offs$-298,0005,915
Cash dividends$905,0001,404
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,458,0002,118
2016-03-31 (YTD Data)Rank
Total interest income$1,876,0003,002
Total interest expense$104,0004,029
Net interest income$1,772,0002,879
Provision for loan and lease losses$03,656
Total noninterest income$467,0002,162
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$91,0002,573
Trading account gains and fees$0142
Additional Noninterest Income$376,0001,825
Total noninterest expense$1,406,0003,002
Salaries and employee benefits$683,0003,265
Premises and equipment expense$164,0002,899
Additional noninterest expense$559,0002,537
Pre-tax net operating income$833,0002,203
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$833,0001,919
Extraordinary gains, net$012
Net income$833,0001,919
Minority interest net income$062
Net income of bank and minority interests.$833,0001,919
Net charge-offs$-99,0005,879
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$833,0001,869
2015-12-31 (YTD Data)Rank
Total interest income$7,296,0003,020
Total interest expense$399,0004,143
Net interest income$6,897,0002,889
Provision for loan and lease losses$04,380
Total noninterest income$1,492,0002,486
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$367,0002,684
Trading account gains and fees$0159
Additional Noninterest Income$1,125,0002,226
Total noninterest expense$5,690,0002,975
Salaries and employee benefits$2,718,0003,226
Premises and equipment expense$754,0002,673
Additional noninterest expense$2,218,0002,568
Pre-tax net operating income$2,699,0002,499
Securities gains (losses)$271,000601
Applicable income taxes$04,402
Income before extraordinary items$2,970,0002,077
Extraordinary gains, net$023
Net income$2,970,0002,078
Minority interest net income$081
Net income of bank and minority interests.$2,970,0002,079
Net charge-offs$-1,0004,850
Cash dividends$1,530,0001,622
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,699,0002,166
2015-09-30 (YTD Data)Rank
Total interest income$5,407,0003,067
Total interest expense$294,0004,236
Net interest income$5,113,0002,933
Provision for loan and lease losses$04,232
Total noninterest income$1,179,0002,449
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$269,0002,733
Trading account gains and fees$0153
Additional Noninterest Income$910,0002,145
Total noninterest expense$4,181,0003,036
Salaries and employee benefits$1,986,0003,296
Premises and equipment expense$534,0002,842
Additional noninterest expense$1,661,0002,582
Pre-tax net operating income$2,111,0002,468
Securities gains (losses)$271,000515
Applicable income taxes$04,489
Income before extraordinary items$2,382,0001,966
Extraordinary gains, net$021
Net income$2,382,0001,968
Minority interest net income$078
Net income of bank and minority interests.$2,382,0001,968
Net charge-offs$8,0003,710
Cash dividends$1,255,0001,366
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,111,0002,125
2015-06-30 (YTD Data)Rank
Total interest income$3,550,0003,106
Total interest expense$195,0004,291
Net interest income$3,355,0002,975
Provision for loan and lease losses$04,069
Total noninterest income$767,0002,482
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$171,0002,786
Trading account gains and fees$0157
Additional Noninterest Income$596,0002,195
Total noninterest expense$2,817,0003,027
Salaries and employee benefits$1,337,0003,297
Premises and equipment expense$368,0002,776
Additional noninterest expense$1,112,0002,586
Pre-tax net operating income$1,305,0002,580
Securities gains (losses)$271,000414
Applicable income taxes$04,497
Income before extraordinary items$1,576,0001,961
Extraordinary gains, net$022
Net income$1,576,0001,963
Minority interest net income$075
Net income of bank and minority interests.$1,576,0001,963
Net charge-offs$27,0002,754
Cash dividends$895,0001,353
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,305,0002,236
2015-03-31 (YTD Data)Rank
Total interest income$1,760,0003,138
Total interest expense$102,0004,254
Net interest income$1,658,0002,999
Provision for loan and lease losses$03,703
Total noninterest income$336,0002,636
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$84,0002,800
Trading account gains and fees$0152
Additional Noninterest Income$252,0002,339
Total noninterest expense$1,422,0003,016
Salaries and employee benefits$655,0003,385
Premises and equipment expense$222,0002,442
Additional noninterest expense$545,0002,621
Pre-tax net operating income$572,0002,783
Securities gains (losses)$271,000283
Applicable income taxes$04,400
Income before extraordinary items$843,0001,852
Extraordinary gains, net$013
Net income$843,0001,855
Minority interest net income$064
Net income of bank and minority interests.$843,0001,854
Net charge-offs$-19,0005,660
Cash dividends$195,0001,896
Sale, conversion, retirement of capital stock, net$0697
Net operating income$572,0002,409
2014-12-31 (YTD Data)Rank
Total interest income$6,988,0003,183
Total interest expense$473,0004,128
Net interest income$6,515,0003,052
Provision for loan and lease losses$04,603
Total noninterest income$1,541,0002,464
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$411,0002,635
Trading account gains and fees$0180
Additional Noninterest Income$1,130,0002,160
Total noninterest expense$5,617,0003,066
Salaries and employee benefits$2,638,0003,372
Premises and equipment expense$849,0002,548
Additional noninterest expense$2,130,0002,743
Pre-tax net operating income$2,439,0002,631
Securities gains (losses)$8,0002,740
Applicable income taxes$04,531
Income before extraordinary items$2,447,0002,343
Extraordinary gains, net$017
Net income$2,447,0002,343
Minority interest net income$084
Net income of bank and minority interests.$2,447,0002,343
Net charge-offs$17,0004,378
Cash dividends$1,050,0001,979
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,439,0002,301
2014-09-30 (YTD Data)Rank
Total interest income$5,176,0003,240
Total interest expense$361,0004,151
Net interest income$4,815,0003,107
Provision for loan and lease losses$04,401
Total noninterest income$1,135,0002,522
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$307,0002,670
Trading account gains and fees$0174
Additional Noninterest Income$828,0002,210
Total noninterest expense$4,115,0003,129
Salaries and employee benefits$1,932,0003,430
Premises and equipment expense$632,0002,583
Additional noninterest expense$1,551,0002,809
Pre-tax net operating income$1,835,0002,670
Securities gains (losses)$7,0002,468
Applicable income taxes$04,583
Income before extraordinary items$1,842,0002,366
Extraordinary gains, net$015
Net income$1,842,0002,367
Minority interest net income$081
Net income of bank and minority interests.$1,842,0002,366
Net charge-offs$1,0004,590
Cash dividends$1,050,0001,468
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,835,0002,316
2014-06-30 (YTD Data)Rank
Total interest income$3,383,0003,297
Total interest expense$244,0004,168
Net interest income$3,139,0003,160
Provision for loan and lease losses$04,196
Total noninterest income$1,198,0001,846
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$211,0002,585
Trading account gains and fees$0172
Additional Noninterest Income$987,0001,461
Total noninterest expense$2,712,0003,162
Salaries and employee benefits$1,288,0003,443
Premises and equipment expense$428,0002,581
Additional noninterest expense$996,0002,900
Pre-tax net operating income$1,625,0002,143
Securities gains (losses)$7,0002,068
Applicable income taxes$04,568
Income before extraordinary items$1,632,0001,849
Extraordinary gains, net$020
Net income$1,632,0001,853
Minority interest net income$080
Net income of bank and minority interests.$1,632,0001,852
Net charge-offs$69,0002,518
Cash dividends$765,0001,412
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,625,0001,806
2014-03-31 (YTD Data)Rank
Total interest income$1,592,0003,452
Total interest expense$125,0004,167
Net interest income$1,467,0003,330
Provision for loan and lease losses$03,817
Total noninterest income$257,0003,020
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$106,0002,552
Trading account gains and fees$0147
Additional Noninterest Income$151,0002,958
Total noninterest expense$1,250,0003,378
Salaries and employee benefits$598,0003,650
Premises and equipment expense$221,0002,558
Additional noninterest expense$431,0003,234
Pre-tax net operating income$474,0003,007
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$474,0002,672
Extraordinary gains, net$016
Net income$474,0002,675
Minority interest net income$066
Net income of bank and minority interests.$474,0002,675
Net charge-offs$70,0001,602
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$474,0002,626
2013-12-31 (YTD Data)Rank
Total interest income$6,634,0003,402
Total interest expense$733,0003,639
Net interest income$5,901,0003,314
Provision for loan and lease losses$-500,0006,582
Total noninterest income$1,527,0002,562
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$488,0002,425
Trading account gains and fees$0184
Additional Noninterest Income$1,039,0002,328
Total noninterest expense$5,311,0003,260
Salaries and employee benefits$2,357,0003,680
Premises and equipment expense$872,0002,532
Additional noninterest expense$2,082,0002,881
Pre-tax net operating income$2,617,0002,390
Securities gains (losses)$49,0001,806
Applicable income taxes$04,631
Income before extraordinary items$2,666,0002,088
Extraordinary gains, net$029
Net income$2,666,0002,093
Minority interest net income$090
Net income of bank and minority interests.$2,666,0002,093
Net charge-offs$205,0002,986
Cash dividends$800,0002,195
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,617,0002,067
2013-09-30 (YTD Data)Rank
Total interest income$4,956,0003,434
Total interest expense$561,0003,680
Net interest income$4,395,0003,353
Provision for loan and lease losses$-500,0006,719
Total noninterest income$1,242,0002,474
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$366,0002,441
Trading account gains and fees$0180
Additional Noninterest Income$876,0002,231
Total noninterest expense$3,948,0003,289
Salaries and employee benefits$1,669,0003,830
Premises and equipment expense$655,0002,553
Additional noninterest expense$1,624,0002,800
Pre-tax net operating income$2,189,0002,271
Securities gains (losses)$49,0001,669
Applicable income taxes$04,713
Income before extraordinary items$2,238,0001,941
Extraordinary gains, net$025
Net income$2,238,0001,948
Minority interest net income$084
Net income of bank and minority interests.$2,238,0001,947
Net charge-offs$202,0002,550
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,189,0001,923
2013-06-30 (YTD Data)Rank
Total interest income$3,325,0003,429
Total interest expense$386,0003,670
Net interest income$2,939,0003,340
Provision for loan and lease losses$-500,0006,812
Total noninterest income$687,0002,799
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$228,0002,545
Trading account gains and fees$0157
Additional Noninterest Income$459,0002,602
Total noninterest expense$2,512,0003,406
Salaries and employee benefits$1,075,0003,948
Premises and equipment expense$441,0002,534
Additional noninterest expense$996,0002,977
Pre-tax net operating income$1,614,0002,078
Securities gains (losses)$49,0001,535
Applicable income taxes$04,679
Income before extraordinary items$1,663,0001,758
Extraordinary gains, net$022
Net income$1,663,0001,763
Minority interest net income$082
Net income of bank and minority interests.$1,663,0001,764
Net charge-offs$265,0001,810
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,614,0001,748
2013-03-31 (YTD Data)Rank
Total interest income$1,671,0003,444
Total interest expense$199,0003,684
Net interest income$1,472,0003,340
Provision for loan and lease losses$04,409
Total noninterest income$299,0003,019
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$113,0002,561
Trading account gains and fees$0148
Additional Noninterest Income$186,0002,881
Total noninterest expense$1,148,0003,669
Salaries and employee benefits$496,0004,177
Premises and equipment expense$242,0002,371
Additional noninterest expense$410,0003,454
Pre-tax net operating income$623,0002,490
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$623,0002,194
Extraordinary gains, net$010
Net income$623,0002,196
Minority interest net income$076
Net income of bank and minority interests.$623,0002,196
Net charge-offs$263,0001,158
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$623,0002,110
2012-12-31 (YTD Data)Rank
Total interest income$6,847,0003,495
Total interest expense$960,0003,711
Net interest income$5,887,0003,416
Provision for loan and lease losses$240,0003,678
Total noninterest income$458,0004,637
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$498,0002,496
Trading account gains and fees$0166
Additional Noninterest Income$-40,0006,667
Total noninterest expense$5,818,0003,110
Salaries and employee benefits$2,041,0004,090
Premises and equipment expense$835,0002,643
Additional noninterest expense$2,942,0002,210
Pre-tax net operating income$287,0005,455
Securities gains (losses)$796,000655
Applicable income taxes$04,751
Income before extraordinary items$1,083,0003,749
Extraordinary gains, net$029
Net income$1,083,0003,750
Minority interest net income$093
Net income of bank and minority interests.$1,083,0003,751
Net charge-offs$1,062,0001,763
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$287,0005,317
2012-09-30 (YTD Data)Rank
Total interest income$5,132,0003,558
Total interest expense$738,0003,770
Net interest income$4,394,0003,478
Provision for loan and lease losses$240,0003,256
Total noninterest income$101,0006,164
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$365,0002,571
Trading account gains and fees$0157
Additional Noninterest Income$-264,0007,010
Total noninterest expense$4,316,0003,147
Salaries and employee benefits$1,406,0004,305
Premises and equipment expense$638,0002,642
Additional noninterest expense$2,272,0002,142
Pre-tax net operating income$-61,0006,374
Securities gains (losses)$637,000625
Applicable income taxes$04,802
Income before extraordinary items$576,0004,443
Extraordinary gains, net$020
Net income$576,0004,442
Minority interest net income$086
Net income of bank and minority interests.$576,0004,441
Net charge-offs$1,192,0001,299
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-61,0006,391
2012-06-30 (YTD Data)Rank
Total interest income$3,415,0003,590
Total interest expense$505,0003,804
Net interest income$2,910,0003,509
Provision for loan and lease losses$190,0003,050
Total noninterest income$-96,0007,101
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$240,0002,573
Trading account gains and fees$0153
Additional Noninterest Income$-336,0007,132
Total noninterest expense$2,876,0003,164
Salaries and employee benefits$939,0004,329
Premises and equipment expense$421,0002,664
Additional noninterest expense$1,516,0002,136
Pre-tax net operating income$-252,0006,664
Securities gains (losses)$373,000725
Applicable income taxes$04,770
Income before extraordinary items$121,0005,823
Extraordinary gains, net$019
Net income$121,0005,822
Minority interest net income$084
Net income of bank and minority interests.$121,0005,822
Net charge-offs$33,0004,339
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-252,0006,683
2012-03-31 (YTD Data)Rank
Total interest income$1,719,0003,613
Total interest expense$265,0003,794
Net interest income$1,454,0003,541
Provision for loan and lease losses$100,0002,838
Total noninterest income$-9,0007,126
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$115,0002,623
Trading account gains and fees$0148
Additional Noninterest Income$-124,0007,173
Total noninterest expense$1,349,0003,339
Salaries and employee benefits$470,0004,363
Premises and equipment expense$211,0002,689
Additional noninterest expense$668,0002,396
Pre-tax net operating income$-4,0006,453
Securities gains (losses)$6,0001,875
Applicable income taxes$04,704
Income before extraordinary items$2,0006,502
Extraordinary gains, net$019
Net income$2,0006,503
Minority interest net income$078
Net income of bank and minority interests.$2,0006,502
Net charge-offs$15,0003,852
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-4,0006,441
2011-12-31 (YTD Data)Rank
Total interest income$7,665,0003,439
Total interest expense$1,735,0003,082
Net interest income$5,930,0003,489
Provision for loan and lease losses$1,850,0001,651
Total noninterest income$1,301,0002,653
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$545,0002,403
Trading account gains and fees$0146
Additional Noninterest Income$756,0002,530
Total noninterest expense$6,308,0002,930
Salaries and employee benefits$1,778,0004,489
Premises and equipment expense$869,0002,721
Additional noninterest expense$3,661,0001,837
Pre-tax net operating income$-927,0006,558
Securities gains (losses)$358,0001,007
Applicable income taxes$04,719
Income before extraordinary items$-569,0006,503
Extraordinary gains, net$029
Net income$-569,0006,505
Minority interest net income$096
Net income of bank and minority interests.$-569,0006,504
Net charge-offs$3,061,0001,181
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-927,0006,592
2011-09-30 (YTD Data)Rank
Total interest income$5,840,0003,438
Total interest expense$1,412,0003,007
Net interest income$4,428,0003,521
Provision for loan and lease losses$1,163,0001,789
Total noninterest income$1,007,0002,611
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$410,0002,410
Trading account gains and fees$0145
Additional Noninterest Income$597,0002,430
Total noninterest expense$4,143,0003,275
Salaries and employee benefits$1,335,0004,480
Premises and equipment expense$658,0002,726
Additional noninterest expense$2,150,0002,300
Pre-tax net operating income$129,0005,701
Securities gains (losses)$358,000802
Applicable income taxes$04,740
Income before extraordinary items$487,0004,360
Extraordinary gains, net$021
Net income$487,0004,362
Minority interest net income$087
Net income of bank and minority interests.$487,0004,362
Net charge-offs$1,699,0001,364
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$129,0005,645
2011-06-30 (YTD Data)Rank
Total interest income$3,952,0003,429
Total interest expense$1,006,0002,943
Net interest income$2,946,0003,527
Provision for loan and lease losses$558,0002,179
Total noninterest income$740,0002,440
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$275,0002,378
Trading account gains and fees$0153
Additional Noninterest Income$465,0002,204
Total noninterest expense$2,840,0003,230
Salaries and employee benefits$899,0004,484
Premises and equipment expense$450,0002,670
Additional noninterest expense$1,491,0002,247
Pre-tax net operating income$288,0004,674
Securities gains (losses)$169,000816
Applicable income taxes$04,697
Income before extraordinary items$457,0003,755
Extraordinary gains, net$015
Net income$457,0003,755
Minority interest net income$089
Net income of bank and minority interests.$457,0003,756
Net charge-offs$823,0001,644
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$288,0004,434
2011-03-31 (YTD Data)Rank
Total interest income$1,948,0003,482
Total interest expense$531,0002,900
Net interest income$1,417,0003,625
Provision for loan and lease losses$48,0004,231
Total noninterest income$325,0002,695
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$135,0002,385
Trading account gains and fees$0158
Additional Noninterest Income$190,0002,541
Total noninterest expense$1,396,0003,297
Salaries and employee benefits$445,0004,536
Premises and equipment expense$165,0003,456
Additional noninterest expense$786,0002,140
Pre-tax net operating income$298,0003,542
Securities gains (losses)$17,0001,151
Applicable income taxes$04,545
Income before extraordinary items$315,0003,126
Extraordinary gains, net$09
Net income$315,0003,123
Minority interest net income$086
Net income of bank and minority interests.$315,0003,126
Net charge-offs$97,0002,770
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$298,0003,194
2010-12-31 (YTD Data)Rank
Total interest income$7,872,0003,597
Total interest expense$2,706,0002,813
Net interest income$5,166,0003,871
Provision for loan and lease losses$5,500,0001,064
Total noninterest income$817,0003,608
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$573,0002,384
Trading account gains and fees$0175
Additional Noninterest Income$244,0004,282
Total noninterest expense$6,051,0003,082
Salaries and employee benefits$1,818,0004,496
Premises and equipment expense$833,0002,897
Additional noninterest expense$3,400,0002,051
Pre-tax net operating income$-5,568,0007,153
Securities gains (losses)$806,000592
Applicable income taxes$04,655
Income before extraordinary items$-4,762,0007,159
Extraordinary gains, net$029
Net income$-4,762,0007,159
Minority interest net income$0111
Net income of bank and minority interests.$-4,762,0007,159
Net charge-offs$4,576,0001,095
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$4,251,000162
Net operating income$-5,568,0007,189
2010-09-30 (YTD Data)Rank
Total interest income$6,014,0003,612
Total interest expense$2,119,0002,837
Net interest income$3,895,0003,910
Provision for loan and lease losses$5,245,000841
Total noninterest income$595,0003,711
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$424,0002,470
Trading account gains and fees$0165
Additional Noninterest Income$171,0004,445
Total noninterest expense$4,713,0002,986
Salaries and employee benefits$1,379,0004,491
Premises and equipment expense$677,0002,738
Additional noninterest expense$2,657,0001,950
Pre-tax net operating income$-5,468,0007,395
Securities gains (losses)$806,000493
Applicable income taxes$04,726
Income before extraordinary items$-4,662,0007,400
Extraordinary gains, net$023
Net income$-4,662,0007,400
Minority interest net income$0110
Net income of bank and minority interests.$-4,662,0007,400
Net charge-offs$4,220,000884
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$4,251,000124
Net operating income$-5,468,0007,422
2010-06-30 (YTD Data)Rank
Total interest income$4,043,0003,624
Total interest expense$1,453,0002,861
Net interest income$2,590,0003,923
Provision for loan and lease losses$3,790,000792
Total noninterest income$438,0003,469
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$279,0002,503
Trading account gains and fees$0152
Additional Noninterest Income$159,0003,885
Total noninterest expense$3,204,0002,948
Salaries and employee benefits$934,0004,477
Premises and equipment expense$461,0002,700
Additional noninterest expense$1,809,0001,916
Pre-tax net operating income$-3,966,0007,488
Securities gains (losses)$628,000391
Applicable income taxes$04,691
Income before extraordinary items$-3,338,0007,472
Extraordinary gains, net$019
Net income$-3,338,0007,472
Minority interest net income$0105
Net income of bank and minority interests.$-3,338,0007,472
Net charge-offs$3,374,000745
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,251,00086
Net operating income$-3,966,0007,517
2010-03-31 (YTD Data)Rank
Total interest income$2,196,0003,463
Total interest expense$741,0002,937
Net interest income$1,455,0003,640
Provision for loan and lease losses$640,0001,557
Total noninterest income$152,0004,247
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$136,0002,530
Trading account gains and fees$0175
Additional Noninterest Income$16,0006,197
Total noninterest expense$1,674,0002,863
Salaries and employee benefits$500,0004,358
Premises and equipment expense$269,0002,427
Additional noninterest expense$905,0001,888
Pre-tax net operating income$-707,0007,301
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-707,0007,374
Extraordinary gains, net$016
Net income$-707,0007,374
Minority interest net income$091
Net income of bank and minority interests.$-707,0007,375
Net charge-offs$215,0002,350
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-707,0007,354
2009-12-31 (YTD Data)Rank
Total interest income$9,039,0003,502
Total interest expense$3,890,0002,798
Net interest income$5,149,0003,867
Provision for loan and lease losses$2,308,0002,291
Total noninterest income$1,101,0003,158
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$630,0002,451
Trading account gains and fees$0211
Additional Noninterest Income$471,0003,310
Total noninterest expense$6,119,0003,129
Salaries and employee benefits$2,076,0004,237
Premises and equipment expense$1,003,0002,569
Additional noninterest expense$3,040,0002,317
Pre-tax net operating income$-2,177,0006,680
Securities gains (losses)$301,0001,239
Applicable income taxes$04,388
Income before extraordinary items$-1,876,0006,711
Extraordinary gains, net$034
Net income$-1,876,0006,710
Minority interest net income$0115
Net income of bank and minority interests.$-1,876,0006,710
Net charge-offs$2,265,0001,887
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,177,0006,796
2009-09-30 (YTD Data)Rank
Total interest income$6,744,0003,566
Total interest expense$3,100,0002,778
Net interest income$3,644,0004,027
Provision for loan and lease losses$1,709,0002,081
Total noninterest income$796,0003,270
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$476,0002,458
Trading account gains and fees$0212
Additional Noninterest Income$320,0003,518
Total noninterest expense$4,639,0003,111
Salaries and employee benefits$1,499,0004,388
Premises and equipment expense$774,0002,539
Additional noninterest expense$2,366,0002,204
Pre-tax net operating income$-1,908,0007,015
Securities gains (losses)$301,000994
Applicable income taxes$04,592
Income before extraordinary items$-1,607,0007,034
Extraordinary gains, net$027
Net income$-1,607,0007,033
Minority interest net income$0118
Net income of bank and minority interests.$-1,607,0007,034
Net charge-offs$1,819,0001,588
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,908,0007,138
2009-06-30 (YTD Data)Rank
Total interest income$4,512,0003,581
Total interest expense$2,162,0002,780
Net interest income$2,350,0004,088
Provision for loan and lease losses$906,0002,184
Total noninterest income$527,0003,292
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$315,0002,445
Trading account gains and fees$0193
Additional Noninterest Income$212,0003,569
Total noninterest expense$2,941,0003,268
Salaries and employee benefits$995,0004,452
Premises and equipment expense$521,0002,552
Additional noninterest expense$1,425,0002,449
Pre-tax net operating income$-970,0007,008
Securities gains (losses)$113,0001,407
Applicable income taxes$04,657
Income before extraordinary items$-857,0007,064
Extraordinary gains, net$021
Net income$-857,0007,063
Minority interest net income$0112
Net income of bank and minority interests.$-857,0007,063
Net charge-offs$434,0002,502
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-970,0007,129
2009-03-31 (YTD Data)Rank
Total interest income$2,261,0003,608
Total interest expense$1,119,0002,792
Net interest income$1,142,0004,161
Provision for loan and lease losses$481,0001,809
Total noninterest income$248,0003,399
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$150,0002,472
Trading account gains and fees$0171
Additional Noninterest Income$98,0003,686
Total noninterest expense$1,410,0003,303
Salaries and employee benefits$499,0004,463
Premises and equipment expense$272,0002,499
Additional noninterest expense$639,0002,425
Pre-tax net operating income$-501,0007,325
Securities gains (losses)$113,000942
Applicable income taxes$04,835
Income before extraordinary items$-388,0007,324
Extraordinary gains, net$015
Net income$-388,0007,325
Minority interest net income$0102
Net income of bank and minority interests.$-388,0007,325
Net charge-offs$69,0003,245
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-501,0007,418
2008-12-31 (YTD Data)Rank
Total interest income$10,685,0003,356
Total interest expense$5,002,0002,966
Net interest income$5,683,0003,614
Provision for loan and lease losses$1,751,0001,962
Total noninterest income$1,124,0003,174
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$614,0002,609
Trading account gains and fees$0154
Additional Noninterest Income$510,0003,142
Total noninterest expense$5,760,0003,200
Salaries and employee benefits$2,410,0003,881
Premises and equipment expense$1,082,0002,447
Additional noninterest expense$2,268,0002,540
Pre-tax net operating income$-704,0006,881
Securities gains (losses)$171,000786
Applicable income taxes$04,979
Income before extraordinary items$-533,0006,728
Extraordinary gains, net$039
Net income$-533,0006,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0002,763
Cash dividends$444,0003,550
Sale, conversion, retirement of capital stock, net$2,000,000324
Net operating income$-704,0006,957
2008-09-30 (YTD Data)Rank
Total interest income$8,207,0003,353
Total interest expense$3,849,0003,001
Net interest income$4,358,0003,580
Provision for loan and lease losses$1,404,0001,491
Total noninterest income$877,0003,156
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$453,0002,650
Trading account gains and fees$0148
Additional Noninterest Income$424,0003,089
Total noninterest expense$4,417,0003,110
Salaries and employee benefits$1,847,0003,845
Premises and equipment expense$817,0002,445
Additional noninterest expense$1,753,0002,419
Pre-tax net operating income$-586,0007,315
Securities gains (losses)$172,000684
Applicable income taxes$05,372
Income before extraordinary items$-414,0007,120
Extraordinary gains, net$031
Net income$-414,0007,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0002,159
Cash dividends$396,0003,067
Sale, conversion, retirement of capital stock, net$2,000,000227
Net operating income$-586,0007,384
2008-06-30 (YTD Data)Rank
Total interest income$5,541,0003,373
Total interest expense$2,642,0003,035
Net interest income$2,899,0003,584
Provision for loan and lease losses$987,0001,241
Total noninterest income$491,0003,549
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$291,0002,704
Trading account gains and fees$0149
Additional Noninterest Income$200,0003,761
Total noninterest expense$2,891,0003,167
Salaries and employee benefits$1,255,0003,828
Premises and equipment expense$558,0002,397
Additional noninterest expense$1,078,0002,568
Pre-tax net operating income$-488,0007,593
Securities gains (losses)$172,000684
Applicable income taxes$05,627
Income before extraordinary items$-316,0007,533
Extraordinary gains, net$021
Net income$-316,0007,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,472
Cash dividends$396,0002,601
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-488,0007,657
2008-03-31 (YTD Data)Rank
Total interest income$2,934,0003,289
Total interest expense$1,375,0003,112
Net interest income$1,559,0003,391
Provision for loan and lease losses$261,0001,542
Total noninterest income$268,0003,365
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$142,0002,735
Trading account gains and fees$0158
Additional Noninterest Income$126,0003,352
Total noninterest expense$1,497,0003,070
Salaries and employee benefits$736,0003,411
Premises and equipment expense$247,0002,685
Additional noninterest expense$514,0002,659
Pre-tax net operating income$69,0006,372
Securities gains (losses)$171,000499
Applicable income taxes$05,622
Income before extraordinary items$240,0004,280
Extraordinary gains, net$015
Net income$240,0004,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$396,0001,635
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$69,0006,193
2007-12-31 (YTD Data)Rank
Total interest income$14,028,0002,857
Total interest expense$6,426,0002,843
Net interest income$7,602,0002,869
Provision for loan and lease losses$990,0001,432
Total noninterest income$1,235,0003,081
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$662,0002,480
Trading account gains and fees$0178
Additional Noninterest Income$573,0003,083
Total noninterest expense$5,977,0002,973
Salaries and employee benefits$2,959,0003,259
Premises and equipment expense$1,016,0002,538
Additional noninterest expense$2,002,0002,675
Pre-tax net operating income$1,870,0003,458
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,870,0002,971
Extraordinary gains, net$039
Net income$1,870,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0001,373
Cash dividends$1,134,0002,435
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,870,0002,964
2007-09-30 (YTD Data)Rank
Total interest income$10,816,0002,786
Total interest expense$4,932,0002,772
Net interest income$5,884,0002,784
Provision for loan and lease losses$473,0001,646
Total noninterest income$916,0003,096
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$486,0002,495
Trading account gains and fees$0184
Additional Noninterest Income$430,0003,077
Total noninterest expense$4,693,0002,829
Salaries and employee benefits$2,378,0003,057
Premises and equipment expense$778,0002,475
Additional noninterest expense$1,537,0002,556
Pre-tax net operating income$1,634,0003,281
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,634,0002,805
Extraordinary gains, net$033
Net income$1,634,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$1,175,0001,800
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,634,0002,784
2007-06-30 (YTD Data)Rank
Total interest income$7,097,0002,834
Total interest expense$3,224,0002,814
Net interest income$3,873,0002,841
Provision for loan and lease losses$308,0001,505
Total noninterest income$489,0003,605
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$314,0002,561
Trading account gains and fees$0168
Additional Noninterest Income$175,0004,046
Total noninterest expense$2,957,0003,003
Salaries and employee benefits$1,593,0003,079
Premises and equipment expense$524,0002,467
Additional noninterest expense$840,0003,067
Pre-tax net operating income$1,097,0003,325
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,097,0002,833
Extraordinary gains, net$029
Net income$1,097,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$920,0001,640
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,097,0002,811
2007-03-31 (YTD Data)Rank
Total interest income$3,599,0002,792
Total interest expense$1,561,0002,879
Net interest income$2,038,0002,712
Provision for loan and lease losses$143,0001,556
Total noninterest income$239,0003,630
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$148,0002,628
Trading account gains and fees$0195
Additional Noninterest Income$91,0003,941
Total noninterest expense$1,609,0002,799
Salaries and employee benefits$805,0003,067
Premises and equipment expense$274,0002,382
Additional noninterest expense$530,0002,479
Pre-tax net operating income$525,0003,406
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$525,0002,906
Extraordinary gains, net$022
Net income$525,0002,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$644,0001,159
Sale, conversion, retirement of capital stock, net$0885
Net operating income$525,0002,891
2006-12-31 (YTD Data)Rank
Total interest income$14,295,0002,655
Total interest expense$5,768,0002,675
Net interest income$8,527,0002,641
Provision for loan and lease losses$401,0002,255
Total noninterest income$1,013,0003,519
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$653,0002,517
Trading account gains and fees$0130
Additional Noninterest Income$360,0003,941
Total noninterest expense$5,734,0002,980
Salaries and employee benefits$2,960,0003,166
Premises and equipment expense$713,0003,296
Additional noninterest expense$2,061,0002,510
Pre-tax net operating income$3,405,0002,532
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,405,0002,061
Extraordinary gains, net$051
Net income$3,405,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$1,949,0001,595
Sale, conversion, retirement of capital stock, net$-280,0008,624
Net operating income$3,405,0002,046
2006-09-30 (YTD Data)Rank
Total interest income$10,583,0002,667
Total interest expense$4,063,0002,738
Net interest income$6,520,0002,619
Provision for loan and lease losses$269,0002,365
Total noninterest income$765,0003,492
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$500,0002,480
Trading account gains and fees$0126
Additional Noninterest Income$265,0003,986
Total noninterest expense$4,178,0003,053
Salaries and employee benefits$2,212,0003,174
Premises and equipment expense$518,0003,373
Additional noninterest expense$1,448,0002,641
Pre-tax net operating income$2,838,0002,427
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,838,0001,929
Extraordinary gains, net$045
Net income$2,838,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,781
Cash dividends$1,666,0001,330
Sale, conversion, retirement of capital stock, net$-280,0008,708
Net operating income$2,838,0001,915
2006-06-30 (YTD Data)Rank
Total interest income$6,849,0002,699
Total interest expense$2,572,0002,746
Net interest income$4,277,0002,655
Provision for loan and lease losses$152,0002,551
Total noninterest income$487,0003,594
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$321,0002,531
Trading account gains and fees$0126
Additional Noninterest Income$166,0004,110
Total noninterest expense$2,739,0003,103
Salaries and employee benefits$1,469,0003,177
Premises and equipment expense$308,0003,693
Additional noninterest expense$962,0002,657
Pre-tax net operating income$1,873,0002,435
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,873,0001,944
Extraordinary gains, net$039
Net income$1,873,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,673
Cash dividends$1,284,0001,187
Sale, conversion, retirement of capital stock, net$-280,0008,744
Net operating income$1,873,0001,930
2006-03-31 (YTD Data)Rank
Total interest income$3,323,0002,718
Total interest expense$1,238,0002,727
Net interest income$2,085,0002,693
Provision for loan and lease losses$75,0002,394
Total noninterest income$230,0003,664
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$158,0002,487
Trading account gains and fees$0115
Additional Noninterest Income$72,0004,366
Total noninterest expense$1,363,0003,134
Salaries and employee benefits$742,0003,181
Premises and equipment expense$154,0003,708
Additional noninterest expense$467,0002,706
Pre-tax net operating income$877,0002,516
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$877,0002,015
Extraordinary gains, net$021
Net income$877,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$839,000872
Sale, conversion, retirement of capital stock, net$-280,0008,766
Net operating income$877,0002,000
2005-12-31 (YTD Data)Rank
Total interest income$11,302,0002,846
Total interest expense$3,485,0002,953
Net interest income$7,817,0002,766
Provision for loan and lease losses$248,0003,190
Total noninterest income$984,0003,605
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$665,0002,441
Trading account gains and fees$0138
Additional Noninterest Income$319,0004,205
Total noninterest expense$5,060,0003,206
Salaries and employee benefits$2,819,0003,139
Premises and equipment expense$524,0004,034
Additional noninterest expense$1,717,0002,890
Pre-tax net operating income$3,493,0002,456
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,493,0001,961
Extraordinary gains, net$046
Net income$3,493,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,820
Cash dividends$1,985,0001,494
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,493,0001,941
2005-09-30 (YTD Data)Rank
Total interest income$8,079,0002,907
Total interest expense$2,335,0003,091
Net interest income$5,744,0002,787
Provision for loan and lease losses$188,0003,061
Total noninterest income$712,0003,696
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$538,0002,299
Trading account gains and fees$0126
Additional Noninterest Income$174,0004,910
Total noninterest expense$3,702,0003,245
Salaries and employee benefits$2,043,0003,220
Premises and equipment expense$383,0004,093
Additional noninterest expense$1,276,0002,875
Pre-tax net operating income$2,566,0002,524
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,566,0002,016
Extraordinary gains, net$035
Net income$2,566,0002,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$1,481,0001,373
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,566,0001,981
2005-06-30 (YTD Data)Rank
Total interest income$5,080,0002,997
Total interest expense$1,407,0003,214
Net interest income$3,673,0002,874
Provision for loan and lease losses$116,0003,158
Total noninterest income$423,0003,918
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$343,0002,347
Trading account gains and fees$0116
Additional Noninterest Income$80,0005,615
Total noninterest expense$2,407,0003,297
Salaries and employee benefits$1,336,0003,247
Premises and equipment expense$249,0004,162
Additional noninterest expense$822,0002,950
Pre-tax net operating income$1,573,0002,656
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,573,0002,144
Extraordinary gains, net$030
Net income$1,573,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,161
Cash dividends$1,051,0001,231
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,573,0002,112
2005-03-31 (YTD Data)Rank
Total interest income$2,441,0003,054
Total interest expense$637,0003,349
Net interest income$1,804,0002,905
Provision for loan and lease losses$53,0003,110
Total noninterest income$228,0003,678
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$165,0002,367
Trading account gains and fees$0115
Additional Noninterest Income$63,0004,679
Total noninterest expense$1,168,0003,386
Salaries and employee benefits$654,0003,305
Premises and equipment expense$130,0004,075
Additional noninterest expense$384,0003,130
Pre-tax net operating income$811,0002,546
Securities gains (losses)$01,685
Applicable income taxes$2,0006,630
Income before extraordinary items$809,0002,057
Extraordinary gains, net$024
Net income$809,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$722,000891
Sale, conversion, retirement of capital stock, net$0491
Net operating income$809,0002,023
2004-12-31 (YTD Data)Rank
Total interest income$8,976,0003,106
Total interest expense$2,068,0003,544
Net interest income$6,908,0002,923
Provision for loan and lease losses$235,0003,414
Total noninterest income$935,0003,708
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$697,0002,371
Trading account gains and fees$0138
Additional Noninterest Income$238,0004,736
Total noninterest expense$4,434,0003,460
Salaries and employee benefits$2,475,0003,377
Premises and equipment expense$503,0004,074
Additional noninterest expense$1,456,0003,199
Pre-tax net operating income$3,174,0002,467
Securities gains (losses)$03,819
Applicable income taxes$1,335,0001,758
Income before extraordinary items$1,839,0003,133
Extraordinary gains, net$034
Net income$1,839,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,767
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,839,0003,072
2004-09-30 (YTD Data)Rank
Total interest income$6,639,0003,122
Total interest expense$1,463,0003,694
Net interest income$5,176,0002,908
Provision for loan and lease losses$180,0003,152
Total noninterest income$695,0003,755
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$512,0002,443
Trading account gains and fees$0134
Additional Noninterest Income$183,0004,683
Total noninterest expense$3,271,0003,480
Salaries and employee benefits$1,804,0003,422
Premises and equipment expense$376,0004,058
Additional noninterest expense$1,091,0003,175
Pre-tax net operating income$2,420,0002,459
Securities gains (losses)$03,710
Applicable income taxes$1,021,0001,744
Income before extraordinary items$1,399,0003,143
Extraordinary gains, net$026
Net income$1,399,0003,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,980
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,399,0003,069
2004-06-30 (YTD Data)Rank
Total interest income$4,407,0003,118
Total interest expense$944,0003,783
Net interest income$3,463,0002,879
Provision for loan and lease losses$116,0003,263
Total noninterest income$438,0003,890
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$304,0002,685
Trading account gains and fees$0130
Additional Noninterest Income$134,0004,528
Total noninterest expense$2,169,0003,515
Salaries and employee benefits$1,211,0003,416
Premises and equipment expense$252,0004,047
Additional noninterest expense$706,0003,283
Pre-tax net operating income$1,616,0002,423
Securities gains (losses)$03,413
Applicable income taxes$670,0001,759
Income before extraordinary items$946,0003,070
Extraordinary gains, net$021
Net income$946,0003,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,300
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$946,0002,986
2004-03-31 (YTD Data)Rank
Total interest income$2,027,0003,366
Total interest expense$455,0003,935
Net interest income$1,572,0003,148
Provision for loan and lease losses$50,0003,283
Total noninterest income$195,0004,119
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$153,0002,629
Trading account gains and fees$0121
Additional Noninterest Income$42,0005,474
Total noninterest expense$1,148,0003,348
Salaries and employee benefits$641,0003,273
Premises and equipment expense$132,0003,942
Additional noninterest expense$375,0003,085
Pre-tax net operating income$569,0003,210
Securities gains (losses)$02,934
Applicable income taxes$218,0002,428
Income before extraordinary items$351,0003,844
Extraordinary gains, net$016
Net income$351,0003,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,426
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$351,0003,729
2003-12-31 (YTD Data)Rank
Total interest income$7,776,0003,520
Total interest expense$1,897,0004,186
Net interest income$5,879,0003,243
Provision for loan and lease losses$373,0002,722
Total noninterest income$1,202,0003,297
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$642,0002,549
Trading account gains and fees$0160
Additional Noninterest Income$560,0003,381
Total noninterest expense$4,273,0003,506
Salaries and employee benefits$2,313,0003,484
Premises and equipment expense$554,0003,750
Additional noninterest expense$1,406,0003,268
Pre-tax net operating income$2,435,0002,949
Securities gains (losses)$41,0002,688
Applicable income taxes$1,157,0001,981
Income before extraordinary items$1,319,0003,873
Extraordinary gains, net$054
Net income$1,319,0003,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,445
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,292,7603,776
2003-09-30 (YTD Data)Rank
Total interest income$5,731,0003,608
Total interest expense$1,439,0004,268
Net interest income$4,292,0003,330
Provision for loan and lease losses$328,0002,354
Total noninterest income$955,0003,233
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$473,0002,604
Trading account gains and fees$0153
Additional Noninterest Income$482,0003,201
Total noninterest expense$3,088,0003,611
Salaries and employee benefits$1,633,0003,642
Premises and equipment expense$422,0003,694
Additional noninterest expense$1,033,0003,303
Pre-tax net operating income$1,831,0003,033
Securities gains (losses)$04,204
Applicable income taxes$868,0002,076
Income before extraordinary items$963,0004,081
Extraordinary gains, net$040
Net income$963,0004,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,480
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$963,0003,907
2003-06-30 (YTD Data)Rank
Total interest income$3,754,0003,680
Total interest expense$969,0004,346
Net interest income$2,785,0003,395
Provision for loan and lease losses$283,0001,939
Total noninterest income$690,0003,044
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$295,0002,688
Trading account gains and fees$0150
Additional Noninterest Income$395,0002,819
Total noninterest expense$2,020,0003,665
Salaries and employee benefits$1,072,0003,689
Premises and equipment expense$283,0003,667
Additional noninterest expense$665,0003,387
Pre-tax net operating income$1,172,0003,135
Securities gains (losses)$03,782
Applicable income taxes$581,0002,099
Income before extraordinary items$591,0004,345
Extraordinary gains, net$030
Net income$591,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,638
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$591,0004,135
2003-03-31 (YTD Data)Rank
Total interest income$1,823,0003,784
Total interest expense$483,0004,444
Net interest income$1,340,0003,491
Provision for loan and lease losses$46,0003,791
Total noninterest income$180,0004,416
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$136,0002,790
Trading account gains and fees$0134
Additional Noninterest Income$44,0005,509
Total noninterest expense$1,014,0003,617
Salaries and employee benefits$542,0003,646
Premises and equipment expense$147,0003,538
Additional noninterest expense$325,0003,403
Pre-tax net operating income$460,0003,696
Securities gains (losses)$02,891
Applicable income taxes$200,0002,698
Income before extraordinary items$260,0004,619
Extraordinary gains, net$021
Net income$260,0004,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$260,0004,406
2002-12-31 (YTD Data)Rank
Total interest income$6,712,0004,194
Total interest expense$1,932,0004,907
Net interest income$4,780,0003,795
Provision for loan and lease losses$261,0003,761
Total noninterest income$648,0004,526
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$561,0002,701
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,718
Total noninterest expense$3,774,0003,718
Salaries and employee benefits$1,970,0003,782
Premises and equipment expense$523,0003,805
Additional noninterest expense$1,281,0003,424
Pre-tax net operating income$1,393,0004,297
Securities gains (losses)$116,0001,608
Applicable income taxes$711,0002,809
Income before extraordinary items$798,0005,222
Extraordinary gains, net$070
Net income$798,0005,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0009,052
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$723,7605,331
2001-12-31 (YTD Data)Rank
Total interest income$6,278,0004,810
Total interest expense$2,822,0004,957
Net interest income$3,456,0004,597
Provision for loan and lease losses$-25,0009,475
Total noninterest income$474,0005,210
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$365,0003,652
Trading account gains and fees$0177
Additional Noninterest Income$109,0006,235
Total noninterest expense$3,370,0003,945
Salaries and employee benefits$1,553,0004,394
Premises and equipment expense$523,0003,738
Additional noninterest expense$1,294,0003,268
Pre-tax net operating income$585,0006,227
Securities gains (losses)$38,0002,612
Applicable income taxes$217,0004,888
Income before extraordinary items$406,0006,544
Extraordinary gains, net$0105
Net income$406,0006,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,628
Cash dividends$235,0004,778
Sale, conversion, retirement of capital stock, net$1,000,000404
Net operating income$381,3006,543
2000-12-31 (YTD Data)Rank
Total interest income$5,874,0005,162
Total interest expense$2,664,0005,340
Net interest income$3,210,0004,914
Provision for loan and lease losses$17,0007,726
Total noninterest income$329,0006,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,399
Trading account gains and feesNANA
Additional Noninterest Income$66,0007,303
Total noninterest expense$2,736,0004,549
Salaries and employee benefits$1,261,0005,005
Premises and equipment expense$441,0004,188
Additional noninterest expense$1,034,0003,889
Pre-tax net operating income$786,0005,918
Securities gains (losses)$01,956
Applicable income taxes$316,0004,482
Income before extraordinary items$470,0006,479
Extraordinary gains, net$038
Net income$470,0006,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$470,0006,498
1999-12-31 (YTD Data)Rank
Total interest income$5,383,0005,318
Total interest expense$2,480,0005,217
Net interest income$2,903,0005,290
Provision for loan and lease losses$589,0001,554
Total noninterest income$330,0006,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0004,702
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,712
Total noninterest expense$2,555,0004,800
Salaries and employee benefits$1,104,0005,474
Premises and equipment expense$439,0004,214
Additional noninterest expense$1,012,0003,990
Pre-tax net operating income$89,0009,113
Securities gains (losses)$03,155
Applicable income taxes$46,0007,701
Income before extraordinary items$43,0009,275
Extraordinary gains, net$035
Net income$43,0009,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,321
Cash dividends$137,0005,766
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$43,0009,243
1998-12-31 (YTD Data)Rank
Total interest income$5,283,0005,462
Total interest expense$2,478,0005,397
Net interest income$2,805,0005,406
Provision for loan and lease losses$81,0005,561
Total noninterest income$281,0006,653
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,113
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,242
Total noninterest expense$2,502,0004,778
Salaries and employee benefits$1,133,0005,288
Premises and equipment expense$363,0004,762
Additional noninterest expense$1,006,0003,943
Pre-tax net operating income$503,0007,346
Securities gains (losses)$04,449
Applicable income taxes$227,0005,868
Income before extraordinary items$276,0008,067
Extraordinary gains, net$032
Net income$276,0008,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,698
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$276,0007,994
1997-12-31 (YTD Data)Rank
Total interest income$4,791,0005,955
Total interest expense$2,253,0005,792
Net interest income$2,538,0005,989
Provision for loan and lease losses$-35,00010,689
Total noninterest income$263,0007,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0005,524
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,536
Total noninterest expense$2,149,0005,379
Salaries and employee benefits$1,019,0005,786
Premises and equipment expense$285,0005,598
Additional noninterest expense$845,0004,538
Pre-tax net operating income$687,0007,026
Securities gains (losses)$03,944
Applicable income taxes$250,0006,261
Income before extraordinary items$437,0007,394
Extraordinary gains, net$044
Net income$437,0007,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$437,0007,344
1996-12-31 (YTD Data)Rank
Total interest income$4,364,0006,512
Total interest expense$2,146,0006,135
Net interest income$2,218,0006,729
Provision for loan and lease losses$09,041
Total noninterest income$271,0007,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0005,711
Trading account gains and feesNANA
Additional Noninterest Income$80,0007,742
Total noninterest expense$2,136,0005,664
Salaries and employee benefits$807,0006,944
Premises and equipment expense$213,0006,804
Additional noninterest expense$1,116,0004,012
Pre-tax net operating income$353,0008,793
Securities gains (losses)$04,148
Applicable income taxes$129,0008,234
Income before extraordinary items$224,0009,070
Extraordinary gains, net$053
Net income$224,0009,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$224,0009,001
1995-12-31 (YTD Data)Rank
Total interest income$4,441,0006,524
Total interest expense$2,198,0006,085
Net interest income$2,243,0006,791
Provision for loan and lease losses$08,958
Total noninterest income$244,0007,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,995
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,706
Total noninterest expense$1,900,0006,226
Salaries and employee benefits$770,0007,265
Premises and equipment expense$208,0007,042
Additional noninterest expense$922,0004,668
Pre-tax net operating income$587,0007,943
Securities gains (losses)$03,831
Applicable income taxes$245,0006,720
Income before extraordinary items$342,0008,553
Extraordinary gains, net$065
Net income$342,0008,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$342,0008,516
1994-12-31 (YTD Data)Rank
Total interest income$3,447,0007,413
Total interest expense$1,517,0006,841
Net interest income$1,930,0007,724
Provision for loan and lease losses$388,0001,865
Total noninterest income$287,0007,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,747
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,643
Total noninterest expense$1,850,0006,566
Salaries and employee benefits$786,0007,287
Premises and equipment expense$217,0007,104
Additional noninterest expense$847,0005,439
Pre-tax net operating income$-21,00012,134
Securities gains (losses)$-129,00011,706
Applicable income taxes$85,0009,683
Income before extraordinary items$-235,00012,243
Extraordinary gains, net$0249
Net income$-235,00012,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$95,0007,051
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-106,00012,179
1993-12-31 (YTD Data)Rank
Total interest income$3,284,0007,866
Total interest expense$1,747,0006,492
Net interest income$1,537,0008,993
Provision for loan and lease losses$31,0008,369
Total noninterest income$205,0009,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0007,694
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,670
Total noninterest expense$1,928,0006,530
Salaries and employee benefits$836,0007,097
Premises and equipment expense$247,0006,746
Additional noninterest expense$845,0005,656
Pre-tax net operating income$-217,00012,706
Securities gains (losses)$578,000807
Applicable income taxes$157,0008,476
Income before extraordinary items$204,00010,600
Extraordinary gains, net$03,149
Net income$204,00010,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-165,92012,646
1992-12-31 (YTD Data)Rank
Total interest income$4,210,0007,231
Total interest expense$2,598,0005,797
Net interest income$1,612,0008,927
Provision for loan and lease losses$47,0009,237
Total noninterest income$219,0009,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0008,135
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,856
Total noninterest expense$2,096,0006,147
Salaries and employee benefits$808,0007,211
Premises and equipment expense$362,0005,215
Additional noninterest expense$926,0005,390
Pre-tax net operating income$-312,00013,179
Securities gains (losses)$842,000740
Applicable income taxes$233,0006,949
Income before extraordinary items$297,0009,372
Extraordinary gains, net$01,422
Net income$297,0009,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-241,88013,100

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.