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Post Oak Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$22,772,0001,501
Total interest expense$7,746,0002,018
Net interest income$15,026,0001,197
Provision for loan and lease losses$-336,00011,874
Total noninterest income$1,815,0001,983
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,072,0001,247
Trading account gains and fees$0522
Additional Noninterest Income$743,0002,211
Total noninterest expense$11,482,0001,252
Salaries and employee benefits$6,391,0001,077
Premises and equipment expense$554,0003,443
Additional noninterest expense$4,537,0001,208
Pre-tax net operating income$5,695,0001,344
Securities gains (losses)$-118,00011,555
Applicable income taxes$418,0004,795
Income before extraordinary items$5,159,0001,039
Extraordinary gains, net$065
Net income$5,159,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,502,000686
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$1,098,000284
Net operating income$5,268,740999
1994-12-31 (YTD Data)Rank
Total interest income$18,102,0001,700
Total interest expense$5,356,0002,311
Net interest income$12,746,0001,410
Provision for loan and lease losses$225,0002,816
Total noninterest income$1,454,0002,354
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$918,0001,476
Trading account gains and fees$0475
Additional Noninterest Income$536,0002,826
Total noninterest expense$8,728,0001,685
Salaries and employee benefits$4,683,0001,441
Premises and equipment expense$528,0003,626
Additional noninterest expense$3,517,0001,584
Pre-tax net operating income$5,247,0001,399
Securities gains (losses)$15,0001,966
Applicable income taxes$-260,00012,420
Income before extraordinary items$5,522,000937
Extraordinary gains, net$0249
Net income$5,522,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,328,00012,583
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,507,000941
1993-12-31 (YTD Data)Rank
Total interest income$14,261,0002,183
Total interest expense$4,422,0002,895
Net interest income$9,839,0001,826
Provision for loan and lease losses$620,0001,802
Total noninterest income$1,567,0002,364
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$875,0001,560
Trading account gains and fees$0532
Additional Noninterest Income$692,0002,623
Total noninterest expense$7,357,0001,998
Salaries and employee benefits$4,314,0001,565
Premises and equipment expense$442,0004,326
Additional noninterest expense$2,601,0002,146
Pre-tax net operating income$3,429,0001,986
Securities gains (losses)$-29,00012,991
Applicable income taxes$-26,00012,839
Income before extraordinary items$3,426,0001,481
Extraordinary gains, net$1,100,000212
Net income$4,526,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,392,000910
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$2,453,000316
Net operating income$3,455,0001,385
1992-12-31 (YTD Data)Rank
Total interest income$13,569,0002,608
Total interest expense$5,534,0003,005
Net interest income$8,035,0002,267
Provision for loan and lease losses$4,009,000679
Total noninterest income$1,721,0002,150
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$791,0001,706
Trading account gains and fees$0504
Additional Noninterest Income$930,0002,110
Total noninterest expense$13,276,0001,199
Salaries and employee benefits$5,648,0001,185
Premises and equipment expense$581,0003,472
Additional noninterest expense$7,047,0001,008
Pre-tax net operating income$-7,529,00013,842
Securities gains (losses)$08,369
Applicable income taxes$4,00012,540
Income before extraordinary items$-7,533,00013,834
Extraordinary gains, net$01,422
Net income$-7,533,00013,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,604,0001,143
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$10,247,00087
Net operating income$-7,533,00013,815

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.