Home > Portage Community Bank > Net charge- offs to loans
Portage Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 3,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0229% | 4,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 4,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0673% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0593% | 4,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0716% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0791% | 4,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0821% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0597% | 3,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0774% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0607% | 3,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0611% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 3,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0876% | 3,487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 3,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1244% | 3,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1094% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 3,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0212% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0212% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1457% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0392% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0658% | 4,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0725% | 4,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1269% | 4,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1543% | 4,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 3,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 3,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1550% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1168% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1168% | 2,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1965% | 4,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1786% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1786% | 2,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2969% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2806% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2806% | 1,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5705% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5705% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0791% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0897% | 5,084 |
| Percentage Net Loans Charged-off:Construction & development | -3.4074% | 4,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0437% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3311% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3311% | 1,862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1071% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1212% | 5,191 |
| Percentage Net Loans Charged-off:Construction & development | -4.6230% | 5,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0578% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4523% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 4,721 |
| Percentage Net Loans Charged-off:Construction & development | -1.9557% | 5,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7019% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0887% | 4,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1960% | 5,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2608% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1743% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2804% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1411% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 4,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3047% | 5,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3716% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2304% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6561% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6839% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2552% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3715% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7694% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1434% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2482% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5051% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1661% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 4,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2553% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0258% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 3,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1276% | 5,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0346% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1129% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5356% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2879% | 5,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1695% | 5,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0636% | 5,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5413% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3945% | 5,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0623% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,376 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0968% | 5,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8101% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6039% | 5,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1240% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0603% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1946% | 5,278 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6427% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2080% | 5,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2235% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 2,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1550% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 4,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2815% | 1,153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3114% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1150% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.7013% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1877% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 4,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2254% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1905% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4002% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 1.0081% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 5,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3330% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2874% | 1,138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5859% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 1.8845% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 5,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 5,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8158% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1338% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2797% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1896% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.9538% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1911% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0264% | 1,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1738% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9580% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0720% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2957% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0964% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 5,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0941% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0471% | 3,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1973% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.1576% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 4,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 5,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5223% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 3.3498% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 6,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2609% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2787% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2549% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1211% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4813% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1465% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3812% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 6,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3075% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3387% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2967% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8613% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6320% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4873% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1082% | 3,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4353% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2655% | 1,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 6,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3902% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5042% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3502% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9001% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6954% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5763% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1623% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6188% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3961% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1242% | 5,728 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5610% | 1,251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6744% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6734% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 9.1823% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 3,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3930% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 1,688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5269% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7096% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5486% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9629% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4110% | 2,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4274% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5296% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 10.2735% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 2,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1229% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 2,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 2,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6609% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0970% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5092% | 1,974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5863% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7204% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 15.3719% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 2,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5003% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3532% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1942% | 2,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0514% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3232% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 30.6522% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 6,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3384% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1443% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1983% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4075% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2503% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0888% | 2,801 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0407% | 6,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3613% | 2,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2629% | 1,534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4013% | 2,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8614% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2023% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3591% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1691% | 6,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4294% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2359% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0949% | 2,520 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0503% | 6,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3425% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3551% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3374% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9876% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1772% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4547% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2182% | 6,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5240% | 2,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2397% | 3,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.1416% | 2,166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 7,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3416% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5318% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2645% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3404% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1973% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9169% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3136% | 6,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2689% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.2821% | 1,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 6,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3590% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5548% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2796% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4862% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3829% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4310% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6696% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5149% | 2,946 |
| Percentage Net Loans Charged-off:Construction & development | 1.7433% | 2,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1647% | 2,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5014% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5807% | 1,180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4716% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0268% | 2,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5812% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0718% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3490% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3526% | 3,189 |
| Percentage Net Loans Charged-off:Construction & development | 2.3166% | 1,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2278% | 2,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1827% | 3,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2062% | 1,439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1741% | 3,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2190% | 3,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9292% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0368% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2511% | 3,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3741% | 1,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2538% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3224% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2288% | 2,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0165% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6648% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7561% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3200% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3308% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7354% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2602% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5658% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1500% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0664% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1028% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1050% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2933% | 4,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 4,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 1,780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 3,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7142% | 3,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1129% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4408% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 3,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 1,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 3,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6445% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2178% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9188% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3000% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 4,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 3,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0683% | 1,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 2,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7434% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3537% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2631% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 5,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 6,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8400% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0230% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4052% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 5,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 3,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1402% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2402% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5118% | 1,838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 3,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5526% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6882% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8204% | 1,840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 7,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1700% | 1,829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3349% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6382% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5722% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9361% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4611% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2662% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7763% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9797% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1778% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3653% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1707% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3017% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1211% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3380% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5966% | 8,012 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5288% | 1,814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2980% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2591% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7843% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1170% | 7,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5868% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1965% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 6,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3502% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0245% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1903% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9280% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4833% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 3,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1245% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4415% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 5,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 3,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0855% | 5,300 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6563% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 7,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 6,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0437% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9851% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 6,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9820% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1578% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4652% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0591% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7330% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6340% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8375% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1589% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 7,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3741% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6607% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0596% | 7,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3930% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4757% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3913% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 3,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2700% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2428% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8453% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 7,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6620% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9813% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 7,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4610% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2115% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3067% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0864% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 3,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 2,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7089% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3972% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1720% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1984% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2981% | 2,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 5,121 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |