Home > Popular Bank > Net charge- offs to loans
Popular Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,474 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7651% | 4,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3922% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2149% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2157% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,509 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7596% | 4,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6031% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3999% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4006% | 68 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0602% | 4,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1087% | 4,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0599% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7242% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4265% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4172% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4179% | 102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1115% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2329% | 4,634 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,623 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7855% | 4,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6706% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2923% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2931% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 300 |
| Percentage Net Loans Charged-off:Construction & development | -0.1787% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1837% | 4,619 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2424% | 4,706 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2412% | 4,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9362% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | -41.4013% | 4,726 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9425% | 131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0734% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.2374% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,237 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,668 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2284% | 4,660 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4298% | 4,746 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1048% | 4,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2765% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0621% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | -49.7163% | 4,765 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0693% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0825% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.3530% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 3,800 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2040% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2110% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2360% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9797% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | -72.2892% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9900% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0812% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1341% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.7040% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 4,326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 3,817 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2850% | 4,600 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5191% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1538% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4287% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1209% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | -200.0000% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1409% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 4,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,056 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 4,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0312% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3140% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1785% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1200% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2718% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2062% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | -125.0000% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2268% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0699% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0426% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3576% | 4,737 |
| Percentage Net Loans Charged-off: Home equity loans | -3.0615% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1689% | 4,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3002% | 4,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8258% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | -145.4509% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8534% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0653% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0242% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 4,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0703% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3670% | 4,774 |
| Percentage Net Loans Charged-off: Home equity loans | -3.0803% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1720% | 4,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2799% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3969% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | -128.5714% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4200% | 48 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 3,942 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2874% | 4,776 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6860% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1070% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5411% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | -467.9245% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6121% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0378% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0191% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1946% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4773% | 3,741 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0784% | 4,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5698% | 4,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4235% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | -18.8679% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4265% | 64 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0264% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1551% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2367% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0535% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2359% | 4,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2844% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | -29.1659% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2884% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0539% | 4,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 3,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2213% | 4,862 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8714% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 4,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4363% | 4,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5293% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | -24.4898% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5326% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 4,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0833% | 4,496 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,040 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2582% | 4,916 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0777% | 3,784 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1081% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | -44.4444% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1138% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6827% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.3073% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 4,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0242% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2491% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 4,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.1618% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0172% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | -45.0450% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0284% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4733% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.4102% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0337% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6714% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 4,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4361% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8461% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | -37.7104% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8568% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4833% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2775% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1870% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7978% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0093% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | -55.0433% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0245% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3807% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0568% | 5,042 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1582% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1181% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7657% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4880% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | -186.3014% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5132% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6130% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.6396% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0988% | 5,051 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 4,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2996% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0914% | 5,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5222% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9722% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | -11.6959% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9766% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6055% | 242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 4,987 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1176% | 5,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 4,271 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 4,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4122% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1150% | 5,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4017% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8299% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | -7.0132% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8334% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7676% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0657% | 5,059 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1416% | 5,230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 4,318 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5151% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1302% | 5,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.8942% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9085% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | -22.4076% | 1,047 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9167% | 57 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7208% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0636% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2624% | 5,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 4,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2050% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1626% | 5,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2833% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0830% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6512% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0835% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8173% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0269% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0830% | 5,239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0146% | 4,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5407% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.8511% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9208% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | -9.4488% | 1,111 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9287% | 67 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0441% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0738% | 5,269 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4474% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3108% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9467% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9925% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9489% | 68 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0762% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1083% | 5,400 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1170% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3069% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8612% | 5,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3731% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4423% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3677% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 5,184 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 4,765 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0924% | 5,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6924% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1740% | 5,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6993% | 5,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7667% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6433% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7660% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 5,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1621% | 5,544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0338% | 4,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2371% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7708% | 5,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4351% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 19.4504% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0402% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0375% | 5,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 5,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,671 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1846% | 5,615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0455% | 4,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1516% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1805% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7219% | 5,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4521% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 20.0405% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9103% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0891% | 5,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,756 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2046% | 5,709 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0561% | 4,694 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 5,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2654% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1032% | 5,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3671% | 5,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0689% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3746% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5210% | 215 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 5,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0789% | 5,661 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0192% | 4,685 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0158% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1104% | 5,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3852% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9134% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6050% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2645% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 5,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0412% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1576% | 5,839 |
| Percentage Net Loans Charged-off:Construction & development | -0.2617% | 5,248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3113% | 5,865 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0860% | 4,814 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 5,531 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0146% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3356% | 5,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4793% | 5,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8651% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3814% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1837% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 5,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0830% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2087% | 5,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.3588% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3717% | 5,970 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0800% | 4,847 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0947% | 5,817 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2153% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4692% | 6,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5453% | 5,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5974% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8238% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8593% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0236% | 5,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0830% | 5,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2269% | 6,043 |
| Percentage Net Loans Charged-off:Construction & development | -0.4777% | 5,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2380% | 5,972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0534% | 4,860 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2014% | 6,028 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8938% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8019% | 6,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5190% | 5,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6970% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5344% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9231% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0322% | 5,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3609% | 6,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5738% | 6,226 |
| Percentage Net Loans Charged-off:Construction & development | -1.1242% | 5,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3124% | 6,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0421% | 4,904 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7577% | 6,239 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0812% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8645% | 6,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7835% | 5,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9216% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6084% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1606% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0396% | 5,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1028% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1229% | 164 |
| Percentage Net Loans Charged-off:Construction & development | -5.3464% | 5,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1047% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3430% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0511% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6567% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8707% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0145% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0690% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0935% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6837% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2179% | 5,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3390% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3635% | 125 |
| Percentage Net Loans Charged-off:Construction & development | -3.7611% | 5,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4342% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1538% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3555% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8499% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2070% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7321% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0177% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7404% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6977% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2892% | 5,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7210% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6802% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -10.5230% | 6,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6793% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4593% | 5,187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9091% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3334% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4784% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9605% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5605% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2845% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2486% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4722% | 5,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1901% | 6,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1555% | 6,359 |
| Percentage Net Loans Charged-off:Construction & development | -21.4749% | 6,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9338% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3681% | 5,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0266% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7668% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5022% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5105% | 6,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7032% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4271% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0178% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9090% | 5,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8687% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8521% | 601 |
| Percentage Net Loans Charged-off:Construction & development | -7.8049% | 6,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0294% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5820% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3126% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6801% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8821% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1009% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1426% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7071% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2563% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0314% | 5,640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1543% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0351% | 436 |
| Percentage Net Loans Charged-off:Construction & development | -4.0081% | 6,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1120% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6421% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4813% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8376% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0493% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2679% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0117% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5411% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1234% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0607% | 5,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2731% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1176% | 449 |
| Percentage Net Loans Charged-off:Construction & development | -5.1405% | 6,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2501% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5723% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6700% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0634% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2197% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0235% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8142% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6771% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6383% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0599% | 5,765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3232% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9543% | 543 |
| Percentage Net Loans Charged-off:Construction & development | -6.2524% | 6,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8757% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6629% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6841% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7513% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3313% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1776% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6996% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6726% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9151% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2065% | 5,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9663% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9628% | 345 |
| Percentage Net Loans Charged-off:Construction & development | -0.2277% | 6,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7569% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1492% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8879% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7641% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1430% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5276% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6136% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0811% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9734% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0934% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0900% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 2.0809% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7429% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2915% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0018% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7426% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2799% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9065% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1434% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2759% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3521% | 301 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0341% | 5,994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2732% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1655% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 2.2938% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5537% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5601% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3352% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2344% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4984% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2550% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1368% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6358% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2598% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0072% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4168% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1834% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 7.0965% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3056% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3127% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4108% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3423% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9574% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3993% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5916% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2174% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4321% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1380% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0282% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8380% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 6.8686% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5218% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3349% | 554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4666% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3651% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5837% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8851% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9902% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3450% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1075% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1617% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9633% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6444% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 6.5093% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3188% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5423% | 443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0378% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 7.2196% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0257% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4753% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6176% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7136% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5133% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2297% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9512% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4197% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 6.1440% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0288% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4217% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2509% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4882% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2383% | 7,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5247% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3902% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6261% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2140% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3706% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5063% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8774% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 6.4213% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1181% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0939% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5406% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 8.0849% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | -2.9596% | 7,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8111% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0538% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4551% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7169% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4177% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.5440% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.4346% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 21.0038% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5945% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9158% | 423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 16.0309% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8319% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 18.7711% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1584% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9114% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7184% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8030% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2921% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3025% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 15.0887% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5322% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3861% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.1420% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0544% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 6.4343% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7028% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9901% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6569% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1997% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4302% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5258% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 15.9295% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5190% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2826% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.4492% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 9.3372% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7526% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4523% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5252% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1921% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4459% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8493% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0118% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 16.0716% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8231% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1934% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.3255% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 11.7191% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0801% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6343% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0625% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6807% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5146% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4876% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6752% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 15.0235% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7431% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8817% | 597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.4665% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 18.5867% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1792% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3001% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6656% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 16.0365% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6686% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0262% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3236% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 13.7755% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4917% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7399% | 464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.0267% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 17.4794% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9932% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5100% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8625% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 17.9890% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9585% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7425% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0557% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 12.2339% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3308% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8361% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.8067% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 17.6786% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6351% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1525% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2625% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 18.7111% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7508% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4095% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7412% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 9.9485% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1654% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6007% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.5194% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 15.2073% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1302% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8458% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9087% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 17.8050% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4648% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5424% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6939% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 6.4316% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 2,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5018% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 10.0953% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6663% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8550% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4418% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4347% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5306% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8997% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0779% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 3.6489% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8170% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0835% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1207% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3090% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9930% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0067% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9924% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4930% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6969% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 2.4477% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2361% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 7.6071% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8494% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8339% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9986% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5857% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7663% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2935% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4466% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 1.5858% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8426% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0082% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8622% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8512% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6307% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7920% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3532% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5979% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4401% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 0.3601% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0370% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9172% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5899% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7801% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6620% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6762% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4020% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4989% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2847% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.1215% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0487% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6180% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1355% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5245% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6602% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5119% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4168% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4409% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4469% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1449% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3358% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7146% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3331% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4550% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4440% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1587% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4090% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3931% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2728% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7678% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7167% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2599% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4020% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1805% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2919% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5173% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5775% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5572% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3748% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4431% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5065% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5688% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3731% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2035% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4177% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4079% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5697% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3549% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0859% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4430% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3517% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1467% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3848% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1286% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2368% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3085% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4844% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5887% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5225% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3911% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1558% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1791% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2375% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3134% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4577% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4466% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6793% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 5,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3176% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5238% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4203% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5385% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3694% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0574% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2272% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3034% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4600% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5291% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7118% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7837% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1377% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 6,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2637% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0715% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3180% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7549% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5118% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2612% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5539% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1983% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0809% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 6,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3584% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0381% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4438% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6880% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5405% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1546% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5765% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1372% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 6,320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3934% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0009% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4876% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7631% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4722% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4620% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5860% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2367% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 6,261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4100% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0502% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4938% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8040% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5773% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3137% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6544% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2089% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0850% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2254% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3932% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5530% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3736% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9533% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0822% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5193% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6319% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.1181% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2465% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3412% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4479% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3282% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9456% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9995% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5189% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6257% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0304% | 6,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2289% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4964% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9884% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0708% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8144% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6547% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 8,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1525% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1262% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1555% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0210% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2739% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9683% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7634% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.1944% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0486% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2113% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2419% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2090% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2255% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2278% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4596% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5885% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.2103% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1300% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0889% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5760% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8668% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7788% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8023% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9400% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | 14.6537% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0562% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4472% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5327% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7825% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5737% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2002% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |