Home > Pony Express Bank > Income and Expense

Pony Express Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,958,0001,893
Total interest expense$4,515,0002,144
Net interest income$15,443,0001,764
Provision for loan and lease losses$10,0003,165
Total noninterest income$916,0002,837
Gross Fiduciary activities income$0981
Service charges on deposit accounts$409,0001,871
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,965
Total noninterest expense$7,439,0002,455
Salaries and employee benefits$5,012,0002,195
Premises and equipment expense$316,0003,535
Additional noninterest expense$507,0002,965
Pre-tax net operating income$8,910,0001,280
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,910,0001,115
Extraordinary gains, net$054
Net income$8,910,0001,128
Minority interest net income$088
Net income of bank and minority interests.$8,910,0001,118
Net charge-offs$15,0002,309
Cash dividends$5,300,000775
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,910,0001,136
2023-09-30 (YTD Data)Rank
Total interest income$14,467,0001,906
Total interest expense$3,065,0002,147
Net interest income$11,402,0001,797
Provision for loan and lease losses$03,085
Total noninterest income$690,0002,832
Gross Fiduciary activities income$0950
Service charges on deposit accounts$307,0001,872
Trading account gains and feesNANA
Additional Noninterest Income$383,0002,941
Total noninterest expense$5,465,0002,482
Salaries and employee benefits$3,706,0002,205
Premises and equipment expense$230,0003,572
Additional noninterest expense$383,0002,940
Pre-tax net operating income$6,627,0001,348
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,627,0001,162
Extraordinary gains, net$052
Net income$6,627,0001,169
Minority interest net income$081
Net income of bank and minority interests.$6,627,0001,162
Net charge-offs$7,0002,243
Cash dividends$3,900,000738
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,627,0001,183
2023-06-30 (YTD Data)Rank
Total interest income$9,244,0001,935
Total interest expense$1,690,0002,203
Net interest income$7,554,0001,821
Provision for loan and lease losses$02,940
Total noninterest income$468,0002,774
Gross Fiduciary activities income$0931
Service charges on deposit accounts$202,0001,874
Trading account gains and feesNANA
Additional Noninterest Income$266,0002,865
Total noninterest expense$3,564,0002,501
Salaries and employee benefits$2,433,0002,215
Premises and equipment expense$146,0003,623
Additional noninterest expense$266,0002,859
Pre-tax net operating income$4,458,0001,310
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,458,0001,154
Extraordinary gains, net$051
Net income$4,458,0001,164
Minority interest net income$081
Net income of bank and minority interests.$4,458,0001,154
Net charge-offs$6,0001,974
Cash dividends$2,700,000693
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,458,0001,167
2023-03-31 (YTD Data)Rank
Total interest income$4,345,0001,992
Total interest expense$726,0002,195
Net interest income$3,619,0001,896
Provision for loan and lease losses$02,612
Total noninterest income$242,0002,737
Gross Fiduciary activities income$0913
Service charges on deposit accounts$100,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$142,0002,806
Total noninterest expense$1,831,0002,478
Salaries and employee benefits$1,296,0002,163
Premises and equipment expense$73,0003,688
Additional noninterest expense$142,0002,806
Pre-tax net operating income$2,030,0001,457
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,030,0001,263
Extraordinary gains, net$04
Net income$2,030,0001,263
Minority interest net income$048
Net income of bank and minority interests.$2,030,0001,263
Net charge-offs$2,0001,796
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,030,0001,288
2022-12-31 (YTD Data)Rank
Total interest income$14,238,0002,036
Total interest expense$1,295,0002,095
Net interest income$12,943,0002,001
Provision for loan and lease losses$780,000957
Total noninterest income$923,0002,905
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$433,0001,859
Trading account gains and feesNANA
Additional Noninterest Income$490,0003,069
Total noninterest expense$6,611,0002,606
Salaries and employee benefits$4,298,0002,383
Premises and equipment expense$389,0003,339
Additional noninterest expense$490,0003,069
Pre-tax net operating income$6,475,0001,738
Securities gains (losses)$-311,0004,217
Applicable income taxes$03,596
Income before extraordinary items$6,164,0001,600
Extraordinary gains, net$05
Net income$6,164,0001,598
Minority interest net income$063
Net income of bank and minority interests.$6,164,0001,599
Net charge-offs$13,0002,062
Cash dividends$4,700,000820
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,475,0001,566
2022-09-30 (YTD Data)Rank
Total interest income$10,174,0002,048
Total interest expense$760,0002,101
Net interest income$9,414,0002,024
Provision for loan and lease losses$580,000893
Total noninterest income$702,0002,920
Gross Fiduciary activities income$0968
Service charges on deposit accounts$332,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,098
Total noninterest expense$4,969,0002,590
Salaries and employee benefits$3,324,0002,342
Premises and equipment expense$268,0003,453
Additional noninterest expense$370,0003,098
Pre-tax net operating income$4,567,0001,802
Securities gains (losses)$-79,0004,173
Applicable income taxes$03,603
Income before extraordinary items$4,488,0001,610
Extraordinary gains, net$04
Net income$4,488,0001,609
Minority interest net income$057
Net income of bank and minority interests.$4,488,0001,610
Net charge-offs$13,0001,741
Cash dividends$3,450,000761
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,567,0001,621
2022-06-30 (YTD Data)Rank
Total interest income$6,520,0002,060
Total interest expense$417,0002,198
Net interest income$6,103,0002,021
Provision for loan and lease losses$280,000983
Total noninterest income$457,0002,938
Gross Fiduciary activities income$0925
Service charges on deposit accounts$211,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$246,0003,124
Total noninterest expense$3,261,0002,600
Salaries and employee benefits$2,191,0002,364
Premises and equipment expense$160,0003,612
Additional noninterest expense$910,0002,773
Pre-tax net operating income$3,019,0001,728
Securities gains (losses)$-77,0004,318
Applicable income taxes$03,564
Income before extraordinary items$2,942,0001,539
Extraordinary gains, net$04
Net income$2,942,0001,538
Minority interest net income$060
Net income of bank and minority interests.$2,942,0001,539
Net charge-offs$13,0001,486
Cash dividends$2,200,000778
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,019,0001,555
2022-03-31 (YTD Data)Rank
Total interest income$3,198,0002,042
Total interest expense$167,0002,484
Net interest income$3,031,0001,979
Provision for loan and lease losses$60,0001,235
Total noninterest income$229,0002,893
Gross Fiduciary activities income$0892
Service charges on deposit accounts$102,0001,914
Trading account gains and feesNANA
Additional Noninterest Income$127,0003,041
Total noninterest expense$1,655,0002,587
Salaries and employee benefits$1,166,0002,280
Premises and equipment expense$76,0003,695
Additional noninterest expense$413,0002,911
Pre-tax net operating income$1,545,0001,603
Securities gains (losses)$24,000279
Applicable income taxes$03,450
Income before extraordinary items$1,569,0001,409
Extraordinary gains, net$04
Net income$1,569,0001,409
Minority interest net income$050
Net income of bank and minority interests.$1,569,0001,409
Net charge-offs$-7,0003,791
Cash dividends$1,200,000684
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,545,0001,438
2021-12-31 (YTD Data)Rank
Total interest income$11,784,0002,225
Total interest expense$622,0002,853
Net interest income$11,162,0002,153
Provision for loan and lease losses$03,064
Total noninterest income$872,0003,130
Gross Fiduciary activities income$0994
Service charges on deposit accounts$408,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$464,0003,325
Total noninterest expense$6,080,0002,711
Salaries and employee benefits$3,997,0002,498
Premises and equipment expense$347,0003,545
Additional noninterest expense$1,736,0002,844
Pre-tax net operating income$5,954,0001,832
Securities gains (losses)$-11,0004,379
Applicable income taxes$03,710
Income before extraordinary items$5,943,0001,666
Extraordinary gains, net$010
Net income$5,943,0001,665
Minority interest net income$074
Net income of bank and minority interests.$5,943,0001,666
Net charge-offs$-92,0004,332
Cash dividends$3,375,0001,086
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,954,0001,639
2021-09-30 (YTD Data)Rank
Total interest income$8,767,0002,283
Total interest expense$461,0002,966
Net interest income$8,306,0002,201
Provision for loan and lease losses$02,963
Total noninterest income$640,0003,177
Gross Fiduciary activities income$0957
Service charges on deposit accounts$293,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$347,0003,374
Total noninterest expense$4,499,0002,739
Salaries and employee benefits$3,006,0002,506
Premises and equipment expense$236,0003,719
Additional noninterest expense$1,257,0002,911
Pre-tax net operating income$4,447,0001,920
Securities gains (losses)$-11,0004,566
Applicable income taxes$03,719
Income before extraordinary items$4,436,0001,746
Extraordinary gains, net$08
Net income$4,436,0001,744
Minority interest net income$069
Net income of bank and minority interests.$4,436,0001,746
Net charge-offs$-98,0004,453
Cash dividends$2,125,0001,113
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,447,0001,712
2021-06-30 (YTD Data)Rank
Total interest income$5,395,0002,402
Total interest expense$298,0003,103
Net interest income$5,097,0002,322
Provision for loan and lease losses$02,862
Total noninterest income$425,0003,180
Gross Fiduciary activities income$0951
Service charges on deposit accounts$185,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$240,0003,341
Total noninterest expense$2,922,0002,774
Salaries and employee benefits$2,000,0002,510
Premises and equipment expense$140,0003,860
Additional noninterest expense$782,0003,022
Pre-tax net operating income$2,600,0002,058
Securities gains (losses)$24,0001,123
Applicable income taxes$03,702
Income before extraordinary items$2,624,0001,871
Extraordinary gains, net$06
Net income$2,624,0001,871
Minority interest net income$067
Net income of bank and minority interests.$2,624,0001,871
Net charge-offs$-58,0004,406
Cash dividends$1,750,000954
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,600,0001,852
2021-03-31 (YTD Data)Rank
Total interest income$2,648,0002,419
Total interest expense$132,0003,344
Net interest income$2,516,0002,316
Provision for loan and lease losses$02,741
Total noninterest income$209,0003,176
Gross Fiduciary activities income$0922
Service charges on deposit accounts$85,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,311
Total noninterest expense$1,408,0002,840
Salaries and employee benefits$988,0002,505
Premises and equipment expense$78,0003,758
Additional noninterest expense$342,0003,210
Pre-tax net operating income$1,317,0002,030
Securities gains (losses)$22,000857
Applicable income taxes$03,613
Income before extraordinary items$1,339,0001,851
Extraordinary gains, net$03
Net income$1,339,0001,850
Minority interest net income$055
Net income of bank and minority interests.$1,339,0001,851
Net charge-offs$-15,0004,211
Cash dividends$875,000833
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,317,0001,840
2020-12-31 (YTD Data)Rank
Total interest income$9,107,0002,658
Total interest expense$534,0003,768
Net interest income$8,573,0002,506
Provision for loan and lease losses$1,200,0001,427
Total noninterest income$847,0003,059
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$372,0001,978
Trading account gains and feesNANA
Additional Noninterest Income$475,0003,199
Total noninterest expense$4,855,0003,055
Salaries and employee benefits$3,190,0002,837
Premises and equipment expense$333,0003,677
Additional noninterest expense$1,332,0003,234
Pre-tax net operating income$3,365,0002,290
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$3,365,0002,141
Extraordinary gains, net$04
Net income$3,365,0002,142
Minority interest net income$072
Net income of bank and minority interests.$3,365,0002,142
Net charge-offs$-8,0004,207
Cash dividends$3,200,0001,066
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,365,0002,092
2020-09-30 (YTD Data)Rank
Total interest income$6,582,0002,733
Total interest expense$419,0003,800
Net interest income$6,163,0002,579
Provision for loan and lease losses$920,0001,423
Total noninterest income$630,0003,048
Gross Fiduciary activities income$0981
Service charges on deposit accounts$277,0001,990
Trading account gains and feesNANA
Additional Noninterest Income$353,0003,172
Total noninterest expense$3,436,0003,138
Salaries and employee benefits$2,259,0002,921
Premises and equipment expense$239,0003,757
Additional noninterest expense$938,0003,313
Pre-tax net operating income$2,437,0002,327
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,437,0002,185
Extraordinary gains, net$04
Net income$2,437,0002,184
Minority interest net income$065
Net income of bank and minority interests.$2,437,0002,185
Net charge-offs$20,0002,499
Cash dividends$2,400,000962
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,437,0002,125
2020-06-30 (YTD Data)Rank
Total interest income$4,374,0002,781
Total interest expense$310,0003,773
Net interest income$4,064,0002,610
Provision for loan and lease losses$620,0001,425
Total noninterest income$402,0003,088
Gross Fiduciary activities income$0970
Service charges on deposit accounts$180,0002,041
Trading account gains and feesNANA
Additional Noninterest Income$222,0003,210
Total noninterest expense$2,142,0003,256
Salaries and employee benefits$1,362,0003,073
Premises and equipment expense$153,0003,811
Additional noninterest expense$627,0003,332
Pre-tax net operating income$1,704,0002,229
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,704,0002,056
Extraordinary gains, net$04
Net income$1,704,0002,056
Minority interest net income$065
Net income of bank and minority interests.$1,704,0002,056
Net charge-offs$18,0002,227
Cash dividends$1,600,000940
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,704,0002,014
2020-03-31 (YTD Data)Rank
Total interest income$2,205,0002,770
Total interest expense$182,0003,719
Net interest income$2,023,0002,579
Provision for loan and lease losses$320,0001,144
Total noninterest income$214,0002,930
Gross Fiduciary activities income$0941
Service charges on deposit accounts$99,0002,146
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,025
Total noninterest expense$1,065,0003,300
Salaries and employee benefits$667,0003,136
Premises and equipment expense$74,0003,877
Additional noninterest expense$324,0003,315
Pre-tax net operating income$852,0002,072
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$852,0001,884
Extraordinary gains, net$04
Net income$852,0001,884
Minority interest net income$056
Net income of bank and minority interests.$852,0001,884
Net charge-offs$1,0002,430
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$852,0001,855
2019-12-31 (YTD Data)Rank
Total interest income$9,018,0002,759
Total interest expense$711,0003,785
Net interest income$8,307,0002,552
Provision for loan and lease losses$120,0002,773
Total noninterest income$806,0003,089
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$401,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$405,0003,268
Total noninterest expense$4,800,0003,098
Salaries and employee benefits$3,143,0002,846
Premises and equipment expense$311,0003,845
Additional noninterest expense$1,346,0003,283
Pre-tax net operating income$4,193,0001,980
Securities gains (losses)$-26,0004,942
Applicable income taxes$03,859
Income before extraordinary items$4,167,0001,828
Extraordinary gains, net$011
Net income$4,167,0001,830
Minority interest net income$076
Net income of bank and minority interests.$4,167,0001,830
Net charge-offs$-15,0004,543
Cash dividends$3,200,0001,131
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,193,0001,784
2019-09-30 (YTD Data)Rank
Total interest income$6,762,0002,790
Total interest expense$538,0003,800
Net interest income$6,224,0002,592
Provision for loan and lease losses$90,0002,664
Total noninterest income$598,0003,125
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$295,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,277
Total noninterest expense$3,536,0003,141
Salaries and employee benefits$2,298,0002,902
Premises and equipment expense$228,0003,937
Additional noninterest expense$1,010,0003,309
Pre-tax net operating income$3,196,0002,027
Securities gains (losses)$-26,0005,031
Applicable income taxes$03,902
Income before extraordinary items$3,170,0001,863
Extraordinary gains, net$011
Net income$3,170,0001,862
Minority interest net income$072
Net income of bank and minority interests.$3,170,0001,864
Net charge-offs$-25,0004,663
Cash dividends$2,400,0001,038
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,196,0001,814
2019-06-30 (YTD Data)Rank
Total interest income$4,446,0002,823
Total interest expense$363,0003,776
Net interest income$4,083,0002,623
Provision for loan and lease losses$60,0002,560
Total noninterest income$389,0003,133
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$188,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$201,0003,264
Total noninterest expense$2,361,0003,161
Salaries and employee benefits$1,528,0002,928
Premises and equipment expense$151,0003,964
Additional noninterest expense$682,0003,320
Pre-tax net operating income$2,051,0002,059
Securities gains (losses)$-26,0005,087
Applicable income taxes$03,901
Income before extraordinary items$2,025,0001,896
Extraordinary gains, net$011
Net income$2,025,0001,895
Minority interest net income$069
Net income of bank and minority interests.$2,025,0001,896
Net charge-offs$-42,0004,865
Cash dividends$1,600,0001,040
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,051,0001,839
2019-03-31 (YTD Data)Rank
Total interest income$2,203,0002,853
Total interest expense$175,0003,810
Net interest income$2,028,0002,650
Provision for loan and lease losses$30,0002,400
Total noninterest income$185,0003,135
Gross Fiduciary activities income$0972
Service charges on deposit accounts$94,0002,297
Trading account gains and feesNANA
Additional Noninterest Income$91,0003,340
Total noninterest expense$1,186,0003,170
Salaries and employee benefits$775,0002,919
Premises and equipment expense$82,0003,868
Additional noninterest expense$329,0003,385
Pre-tax net operating income$997,0002,060
Securities gains (losses)$-6,0005,035
Applicable income taxes$03,800
Income before extraordinary items$991,0001,883
Extraordinary gains, net$05
Net income$991,0001,881
Minority interest net income$052
Net income of bank and minority interests.$991,0001,882
Net charge-offs$-32,0004,982
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$997,0001,854
2018-12-31 (YTD Data)Rank
Total interest income$8,082,0002,920
Total interest expense$402,0004,191
Net interest income$7,680,0002,724
Provision for loan and lease losses$04,082
Total noninterest income$752,0003,232
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$380,0002,365
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,437
Total noninterest expense$4,424,0003,292
Salaries and employee benefits$2,929,0003,015
Premises and equipment expense$356,0003,741
Additional noninterest expense$1,139,0003,678
Pre-tax net operating income$4,008,0002,107
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,008,0001,911
Extraordinary gains, net$06
Net income$4,008,0001,909
Minority interest net income$072
Net income of bank and minority interests.$4,008,0001,910
Net charge-offs$-24,0004,718
Cash dividends$2,850,0001,132
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,008,0001,903
2018-09-30 (YTD Data)Rank
Total interest income$5,926,0002,960
Total interest expense$272,0004,288
Net interest income$5,654,0002,768
Provision for loan and lease losses$03,948
Total noninterest income$564,0003,246
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$271,0002,458
Trading account gains and feesNANA
Additional Noninterest Income$293,0003,400
Total noninterest expense$3,220,0003,346
Salaries and employee benefits$2,190,0003,018
Premises and equipment expense$228,0004,041
Additional noninterest expense$802,0003,814
Pre-tax net operating income$2,998,0002,127
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,998,0001,910
Extraordinary gains, net$05
Net income$2,998,0001,908
Minority interest net income$066
Net income of bank and minority interests.$2,998,0001,909
Net charge-offs$-26,0004,745
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,998,0001,903
2018-06-30 (YTD Data)Rank
Total interest income$3,843,0002,998
Total interest expense$177,0004,283
Net interest income$3,666,0002,826
Provision for loan and lease losses$03,782
Total noninterest income$376,0003,261
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$172,0002,526
Trading account gains and feesNANA
Additional Noninterest Income$204,0003,371
Total noninterest expense$2,181,0003,336
Salaries and employee benefits$1,470,0003,032
Premises and equipment expense$147,0004,119
Additional noninterest expense$564,0003,746
Pre-tax net operating income$1,861,0002,196
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,861,0001,985
Extraordinary gains, net$06
Net income$1,861,0001,983
Minority interest net income$065
Net income of bank and minority interests.$1,861,0001,984
Net charge-offs$-20,0004,745
Cash dividends$1,350,0001,047
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,861,0001,974
2018-03-31 (YTD Data)Rank
Total interest income$1,913,0003,012
Total interest expense$88,0004,270
Net interest income$1,825,0002,847
Provision for loan and lease losses$03,508
Total noninterest income$192,0003,233
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$86,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,266
Total noninterest expense$1,096,0003,364
Salaries and employee benefits$744,0003,022
Premises and equipment expense$40,0004,863
Additional noninterest expense$312,0003,574
Pre-tax net operating income$921,0002,150
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$921,0001,956
Extraordinary gains, net$07
Net income$921,0001,955
Minority interest net income$052
Net income of bank and minority interests.$921,0001,956
Net charge-offs$-2,0004,048
Cash dividends$600,0001,040
Sale, conversion, retirement of capital stock, net$0580
Net operating income$921,0001,944
2017-12-31 (YTD Data)Rank
Total interest income$7,209,0003,069
Total interest expense$313,0004,351
Net interest income$6,896,0002,920
Provision for loan and lease losses$200,0002,355
Total noninterest income$664,0003,542
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$381,0002,456
Trading account gains and feesNANA
Additional Noninterest Income$283,0003,855
Total noninterest expense$4,238,0003,451
Salaries and employee benefits$2,696,0003,196
Premises and equipment expense$317,0004,075
Additional noninterest expense$1,225,0003,633
Pre-tax net operating income$3,122,0002,422
Securities gains (losses)$2,0001,996
Applicable income taxes$04,135
Income before extraordinary items$3,124,0001,959
Extraordinary gains, net$09
Net income$3,124,0001,958
Minority interest net income$076
Net income of bank and minority interests.$3,124,0001,959
Net charge-offs$51,0002,950
Cash dividends$2,300,0001,266
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,122,0001,944
2017-09-30 (YTD Data)Rank
Total interest income$5,338,0003,118
Total interest expense$233,0004,381
Net interest income$5,105,0002,966
Provision for loan and lease losses$04,088
Total noninterest income$573,0003,373
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$287,0002,462
Trading account gains and feesNANA
Additional Noninterest Income$286,0003,540
Total noninterest expense$3,157,0003,480
Salaries and employee benefits$2,013,0003,217
Premises and equipment expense$230,0004,166
Additional noninterest expense$914,0003,656
Pre-tax net operating income$2,521,0002,353
Securities gains (losses)$2,0002,024
Applicable income taxes$04,172
Income before extraordinary items$2,523,0002,015
Extraordinary gains, net$09
Net income$2,523,0002,015
Minority interest net income$071
Net income of bank and minority interests.$2,523,0002,015
Net charge-offs$37,0002,639
Cash dividends$1,700,0001,197
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,521,0001,984
2017-06-30 (YTD Data)Rank
Total interest income$3,484,0003,155
Total interest expense$150,0004,426
Net interest income$3,334,0002,996
Provision for loan and lease losses$03,871
Total noninterest income$383,0003,378
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$188,0002,485
Trading account gains and feesNANA
Additional Noninterest Income$195,0003,507
Total noninterest expense$2,120,0003,478
Salaries and employee benefits$1,348,0003,217
Premises and equipment expense$146,0004,250
Additional noninterest expense$626,0003,609
Pre-tax net operating income$1,597,0002,390
Securities gains (losses)$2,0001,641
Applicable income taxes$04,189
Income before extraordinary items$1,599,0002,049
Extraordinary gains, net$011
Net income$1,599,0002,049
Minority interest net income$071
Net income of bank and minority interests.$1,599,0002,049
Net charge-offs$1,0003,381
Cash dividends$1,100,0001,216
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,597,0002,023
2017-03-31 (YTD Data)Rank
Total interest income$1,719,0003,179
Total interest expense$72,0004,493
Net interest income$1,647,0003,016
Provision for loan and lease losses$03,537
Total noninterest income$195,0003,337
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$89,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,383
Total noninterest expense$1,087,0003,444
Salaries and employee benefits$678,0003,241
Premises and equipment expense$71,0004,350
Additional noninterest expense$338,0003,461
Pre-tax net operating income$755,0002,406
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$755,0002,076
Extraordinary gains, net$08
Net income$755,0002,077
Minority interest net income$055
Net income of bank and minority interests.$755,0002,077
Net charge-offs$-3,0004,448
Cash dividends$350,0001,507
Sale, conversion, retirement of capital stock, net$0632
Net operating income$755,0002,050
2016-12-31 (YTD Data)Rank
Total interest income$6,621,0003,230
Total interest expense$288,0004,507
Net interest income$6,333,0003,076
Provision for loan and lease losses$850,0001,044
Total noninterest income$755,0003,469
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$372,0002,584
Trading account gains and fees$0170
Additional Noninterest Income$383,0003,632
Total noninterest expense$4,168,0003,559
Salaries and employee benefits$2,554,0003,363
Premises and equipment expense$303,0004,296
Additional noninterest expense$1,311,0003,623
Pre-tax net operating income$2,070,0002,993
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$2,070,0002,725
Extraordinary gains, net$05
Net income$2,070,0002,722
Minority interest net income$082
Net income of bank and minority interests.$2,070,0002,724
Net charge-offs$736,000837
Cash dividends$2,200,0001,300
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,070,0002,672
2016-09-30 (YTD Data)Rank
Total interest income$4,914,0003,258
Total interest expense$218,0004,541
Net interest income$4,696,0003,111
Provision for loan and lease losses$750,000858
Total noninterest income$591,0003,414
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$279,0002,589
Trading account gains and fees$0169
Additional Noninterest Income$312,0003,523
Total noninterest expense$3,009,0003,656
Salaries and employee benefits$1,918,0003,358
Premises and equipment expense$216,0004,400
Additional noninterest expense$875,0003,910
Pre-tax net operating income$1,528,0003,078
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$1,528,0002,795
Extraordinary gains, net$05
Net income$1,528,0002,795
Minority interest net income$071
Net income of bank and minority interests.$1,528,0002,795
Net charge-offs$604,000686
Cash dividends$1,875,0001,099
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,528,0002,733
2016-06-30 (YTD Data)Rank
Total interest income$3,257,0003,293
Total interest expense$146,0004,569
Net interest income$3,111,0003,138
Provision for loan and lease losses$550,000785
Total noninterest income$392,0003,428
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$181,0002,608
Trading account gains and fees$0157
Additional Noninterest Income$211,0003,519
Total noninterest expense$1,976,0003,705
Salaries and employee benefits$1,288,0003,365
Premises and equipment expense$137,0004,517
Additional noninterest expense$551,0004,062
Pre-tax net operating income$977,0003,111
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$977,0002,846
Extraordinary gains, net$016
Net income$977,0002,844
Minority interest net income$071
Net income of bank and minority interests.$977,0002,845
Net charge-offs$404,000694
Cash dividends$1,250,0001,109
Sale, conversion, retirement of capital stock, net$0705
Net operating income$977,0002,774
2016-03-31 (YTD Data)Rank
Total interest income$1,629,0003,301
Total interest expense$73,0004,588
Net interest income$1,556,0003,150
Provision for loan and lease losses$03,656
Total noninterest income$199,0003,382
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$89,0002,614
Trading account gains and fees$0142
Additional Noninterest Income$110,0003,417
Total noninterest expense$995,0003,724
Salaries and employee benefits$650,0003,354
Premises and equipment expense$67,0004,588
Additional noninterest expense$278,0004,036
Pre-tax net operating income$760,0002,346
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$760,0002,076
Extraordinary gains, net$012
Net income$760,0002,076
Minority interest net income$062
Net income of bank and minority interests.$760,0002,076
Net charge-offs$-4,0004,749
Cash dividends$625,0001,044
Sale, conversion, retirement of capital stock, net$0659
Net operating income$760,0002,027
2015-12-31 (YTD Data)Rank
Total interest income$6,367,0003,327
Total interest expense$309,0004,558
Net interest income$6,058,0003,174
Provision for loan and lease losses$150,0002,613
Total noninterest income$758,0003,515
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$368,0002,679
Trading account gains and fees$0159
Additional Noninterest Income$390,0003,616
Total noninterest expense$4,079,0003,670
Salaries and employee benefits$2,581,0003,339
Premises and equipment expense$421,0003,822
Additional noninterest expense$1,077,0004,152
Pre-tax net operating income$2,587,0002,565
Securities gains (losses)$17,0002,325
Applicable income taxes$04,402
Income before extraordinary items$2,604,0002,267
Extraordinary gains, net$023
Net income$2,604,0002,267
Minority interest net income$081
Net income of bank and minority interests.$2,604,0002,268
Net charge-offs$351,0001,476
Cash dividends$2,345,0001,197
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,587,0002,239
2015-09-30 (YTD Data)Rank
Total interest income$4,769,0003,358
Total interest expense$235,0004,606
Net interest income$4,534,0003,194
Provision for loan and lease losses$50,0003,229
Total noninterest income$542,0003,602
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$271,0002,722
Trading account gains and fees$0153
Additional Noninterest Income$271,0003,759
Total noninterest expense$2,957,0003,780
Salaries and employee benefits$1,913,0003,370
Premises and equipment expense$247,0004,341
Additional noninterest expense$797,0004,190
Pre-tax net operating income$2,069,0002,512
Securities gains (losses)$17,0002,096
Applicable income taxes$04,489
Income before extraordinary items$2,086,0002,191
Extraordinary gains, net$021
Net income$2,086,0002,193
Minority interest net income$078
Net income of bank and minority interests.$2,086,0002,192
Net charge-offs$-95,0005,795
Cash dividends$1,875,0001,050
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,069,0002,164
2015-06-30 (YTD Data)Rank
Total interest income$3,218,0003,339
Total interest expense$158,0004,633
Net interest income$3,060,0003,176
Provision for loan and lease losses$04,069
Total noninterest income$359,0003,620
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$172,0002,778
Trading account gains and fees$0157
Additional Noninterest Income$187,0003,740
Total noninterest expense$1,958,0003,814
Salaries and employee benefits$1,278,0003,398
Premises and equipment expense$164,0004,378
Additional noninterest expense$516,0004,286
Pre-tax net operating income$1,461,0002,380
Securities gains (losses)$3,0002,361
Applicable income taxes$04,497
Income before extraordinary items$1,464,0002,090
Extraordinary gains, net$022
Net income$1,464,0002,092
Minority interest net income$075
Net income of bank and minority interests.$1,464,0002,092
Net charge-offs$-5,0005,028
Cash dividends$1,250,0001,031
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,461,0002,043
2015-03-31 (YTD Data)Rank
Total interest income$1,609,0003,343
Total interest expense$80,0004,669
Net interest income$1,529,0003,181
Provision for loan and lease losses$03,703
Total noninterest income$193,0003,491
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$82,0002,832
Trading account gains and fees$0152
Additional Noninterest Income$111,0003,441
Total noninterest expense$1,009,0003,777
Salaries and employee benefits$650,0003,398
Premises and equipment expense$80,0004,483
Additional noninterest expense$279,0004,127
Pre-tax net operating income$713,0002,389
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$713,0002,106
Extraordinary gains, net$013
Net income$713,0002,107
Minority interest net income$064
Net income of bank and minority interests.$713,0002,107
Net charge-offs$8,0002,565
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$713,0002,038
2014-12-31 (YTD Data)Rank
Total interest income$6,387,0003,384
Total interest expense$338,0004,751
Net interest income$6,049,0003,230
Provision for loan and lease losses$04,603
Total noninterest income$782,0003,522
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$367,0002,846
Trading account gains and fees$0180
Additional Noninterest Income$415,0003,542
Total noninterest expense$3,817,0003,929
Salaries and employee benefits$2,506,0003,471
Premises and equipment expense$353,0004,349
Additional noninterest expense$958,0004,543
Pre-tax net operating income$3,014,0002,273
Securities gains (losses)$34,0001,996
Applicable income taxes$04,531
Income before extraordinary items$3,048,0001,995
Extraordinary gains, net$017
Net income$3,048,0001,994
Minority interest net income$084
Net income of bank and minority interests.$3,048,0001,993
Net charge-offs$89,0003,293
Cash dividends$2,500,0001,074
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,014,0001,974
2014-09-30 (YTD Data)Rank
Total interest income$4,770,0003,419
Total interest expense$252,0004,832
Net interest income$4,518,0003,260
Provision for loan and lease losses$04,401
Total noninterest income$558,0003,629
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$284,0002,812
Trading account gains and fees$0174
Additional Noninterest Income$274,0003,769
Total noninterest expense$2,846,0003,968
Salaries and employee benefits$1,888,0003,474
Premises and equipment expense$265,0004,392
Additional noninterest expense$693,0004,638
Pre-tax net operating income$2,230,0002,332
Securities gains (losses)$26,0001,868
Applicable income taxes$04,583
Income before extraordinary items$2,256,0002,019
Extraordinary gains, net$015
Net income$2,256,0002,019
Minority interest net income$081
Net income of bank and minority interests.$2,256,0002,018
Net charge-offs$96,0002,730
Cash dividends$1,800,0001,028
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,230,0001,990
2014-06-30 (YTD Data)Rank
Total interest income$3,184,0003,425
Total interest expense$168,0004,887
Net interest income$3,016,0003,261
Provision for loan and lease losses$04,196
Total noninterest income$389,0003,554
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$187,0002,826
Trading account gains and fees$0172
Additional Noninterest Income$202,0003,609
Total noninterest expense$1,892,0004,002
Salaries and employee benefits$1,265,0003,479
Premises and equipment expense$173,0004,491
Additional noninterest expense$454,0004,695
Pre-tax net operating income$1,513,0002,255
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,513,0001,966
Extraordinary gains, net$020
Net income$1,513,0001,970
Minority interest net income$080
Net income of bank and minority interests.$1,513,0001,969
Net charge-offs$10,0003,731
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,513,0001,912
2014-03-31 (YTD Data)Rank
Total interest income$1,648,0003,368
Total interest expense$85,0004,932
Net interest income$1,563,0003,174
Provision for loan and lease losses$03,817
Total noninterest income$201,0003,459
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$90,0002,874
Trading account gains and fees$0147
Additional Noninterest Income$111,0003,417
Total noninterest expense$961,0003,996
Salaries and employee benefits$641,0003,487
Premises and equipment expense$86,0004,568
Additional noninterest expense$234,0004,645
Pre-tax net operating income$803,0002,089
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$803,0001,808
Extraordinary gains, net$016
Net income$803,0001,812
Minority interest net income$066
Net income of bank and minority interests.$803,0001,811
Net charge-offs$22,0002,430
Cash dividends$600,000900
Sale, conversion, retirement of capital stock, net$0747
Net operating income$803,0001,776
2013-12-31 (YTD Data)Rank
Total interest income$6,377,0003,482
Total interest expense$393,0004,939
Net interest income$5,984,0003,284
Provision for loan and lease losses$150,0003,263
Total noninterest income$989,0003,216
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$423,0002,701
Trading account gains and fees$0184
Additional Noninterest Income$566,0003,196
Total noninterest expense$3,540,0004,227
Salaries and employee benefits$2,319,0003,730
Premises and equipment expense$357,0004,484
Additional noninterest expense$864,0004,910
Pre-tax net operating income$3,283,0002,021
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,283,0001,759
Extraordinary gains, net$029
Net income$3,283,0001,762
Minority interest net income$090
Net income of bank and minority interests.$3,283,0001,762
Net charge-offs$281,0002,650
Cash dividends$2,600,000968
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,283,0001,729
2013-09-30 (YTD Data)Rank
Total interest income$4,734,0003,535
Total interest expense$300,0005,001
Net interest income$4,434,0003,330
Provision for loan and lease losses$50,0003,936
Total noninterest income$929,0002,922
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$324,0002,683
Trading account gains and fees$0180
Additional Noninterest Income$605,0002,727
Total noninterest expense$2,618,0004,286
Salaries and employee benefits$1,735,0003,742
Premises and equipment expense$269,0004,507
Additional noninterest expense$614,0005,028
Pre-tax net operating income$2,695,0001,918
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,695,0001,674
Extraordinary gains, net$025
Net income$2,695,0001,677
Minority interest net income$084
Net income of bank and minority interests.$2,695,0001,678
Net charge-offs$197,0002,587
Cash dividends$1,850,000936
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,695,0001,622
2013-06-30 (YTD Data)Rank
Total interest income$3,152,0003,543
Total interest expense$204,0005,029
Net interest income$2,948,0003,329
Provision for loan and lease losses$50,0003,593
Total noninterest income$740,0002,676
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$221,0002,601
Trading account gains and fees$0157
Additional Noninterest Income$519,0002,432
Total noninterest expense$1,730,0004,328
Salaries and employee benefits$1,152,0003,769
Premises and equipment expense$168,0004,646
Additional noninterest expense$410,0005,036
Pre-tax net operating income$1,908,0001,803
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,908,0001,595
Extraordinary gains, net$022
Net income$1,908,0001,598
Minority interest net income$082
Net income of bank and minority interests.$1,908,0001,600
Net charge-offs$138,0002,455
Cash dividends$1,200,000926
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,908,0001,526
2013-03-31 (YTD Data)Rank
Total interest income$1,616,0003,513
Total interest expense$102,0005,109
Net interest income$1,514,0003,277
Provision for loan and lease losses$50,0002,783
Total noninterest income$520,0002,179
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$113,0002,561
Trading account gains and fees$0148
Additional Noninterest Income$407,0001,841
Total noninterest expense$918,0004,209
Salaries and employee benefits$580,0003,789
Premises and equipment expense$84,0004,681
Additional noninterest expense$254,0004,602
Pre-tax net operating income$1,066,0001,616
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,066,0001,389
Extraordinary gains, net$010
Net income$1,066,0001,391
Minority interest net income$076
Net income of bank and minority interests.$1,066,0001,391
Net charge-offs$-21,0006,462
Cash dividends$550,000872
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,066,0001,335
2012-12-31 (YTD Data)Rank
Total interest income$6,583,0003,602
Total interest expense$603,0004,743
Net interest income$5,980,0003,387
Provision for loan and lease losses$1,100,0001,662
Total noninterest income$872,0003,505
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$456,0002,669
Trading account gains and fees$0166
Additional Noninterest Income$416,0003,591
Total noninterest expense$3,511,0004,369
Salaries and employee benefits$2,098,0004,018
Premises and equipment expense$334,0004,734
Additional noninterest expense$1,079,0004,605
Pre-tax net operating income$2,241,0002,613
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,241,0002,386
Extraordinary gains, net$029
Net income$2,241,0002,386
Minority interest net income$093
Net income of bank and minority interests.$2,241,0002,387
Net charge-offs$643,0002,320
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,241,0002,261
2012-09-30 (YTD Data)Rank
Total interest income$4,966,0003,662
Total interest expense$482,0004,726
Net interest income$4,484,0003,440
Provision for loan and lease losses$900,0001,552
Total noninterest income$687,0003,444
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$350,0002,650
Trading account gains and fees$0157
Additional Noninterest Income$337,0003,521
Total noninterest expense$2,558,0004,456
Salaries and employee benefits$1,523,0004,107
Premises and equipment expense$251,0004,783
Additional noninterest expense$784,0004,720
Pre-tax net operating income$1,713,0002,648
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,713,0002,404
Extraordinary gains, net$020
Net income$1,713,0002,405
Minority interest net income$086
Net income of bank and minority interests.$1,713,0002,405
Net charge-offs$412,0002,429
Cash dividends$1,325,0001,090
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,713,0002,273
2012-06-30 (YTD Data)Rank
Total interest income$3,337,0003,656
Total interest expense$356,0004,608
Net interest income$2,981,0003,452
Provision for loan and lease losses$600,0001,572
Total noninterest income$486,0003,292
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$241,0002,562
Trading account gains and fees$0153
Additional Noninterest Income$245,0003,373
Total noninterest expense$1,746,0004,441
Salaries and employee benefits$1,015,0004,135
Premises and equipment expense$161,0004,886
Additional noninterest expense$570,0004,516
Pre-tax net operating income$1,121,0002,639
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,121,0002,394
Extraordinary gains, net$019
Net income$1,121,0002,394
Minority interest net income$084
Net income of bank and minority interests.$1,121,0002,394
Net charge-offs$414,0001,962
Cash dividends$650,0001,343
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,121,0002,261
2012-03-31 (YTD Data)Rank
Total interest income$1,665,0003,711
Total interest expense$186,0004,615
Net interest income$1,479,0003,491
Provision for loan and lease losses$300,0001,500
Total noninterest income$249,0003,254
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$121,0002,532
Trading account gains and fees$0148
Additional Noninterest Income$128,0003,301
Total noninterest expense$861,0004,494
Salaries and employee benefits$514,0004,134
Premises and equipment expense$77,0005,025
Additional noninterest expense$270,0004,651
Pre-tax net operating income$567,0002,627
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$567,0002,358
Extraordinary gains, net$019
Net income$567,0002,360
Minority interest net income$078
Net income of bank and minority interests.$567,0002,361
Net charge-offs$146,0002,119
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$567,0002,248
2011-12-31 (YTD Data)Rank
Total interest income$7,050,0003,654
Total interest expense$913,0004,614
Net interest income$6,137,0003,413
Provision for loan and lease losses$1,450,0001,938
Total noninterest income$951,0003,207
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$558,0002,362
Trading account gains and fees$0146
Additional Noninterest Income$393,0003,467
Total noninterest expense$3,453,0004,518
Salaries and employee benefits$2,046,0004,122
Premises and equipment expense$352,0004,850
Additional noninterest expense$1,055,0004,780
Pre-tax net operating income$2,185,0002,348
Securities gains (losses)$69,0002,347
Applicable income taxes$04,719
Income before extraordinary items$2,254,0002,048
Extraordinary gains, net$029
Net income$2,254,0002,049
Minority interest net income$096
Net income of bank and minority interests.$2,254,0002,049
Net charge-offs$1,697,0001,723
Cash dividends$2,200,000882
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,185,0002,022
2011-09-30 (YTD Data)Rank
Total interest income$5,351,0003,671
Total interest expense$703,0004,665
Net interest income$4,648,0003,388
Provision for loan and lease losses$900,0002,078
Total noninterest income$707,0003,237
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$430,0002,330
Trading account gains and fees$0145
Additional Noninterest Income$277,0003,582
Total noninterest expense$2,549,0004,558
Salaries and employee benefits$1,545,0004,105
Premises and equipment expense$244,0005,099
Additional noninterest expense$760,0004,902
Pre-tax net operating income$1,906,0002,163
Securities gains (losses)$69,0002,085
Applicable income taxes$04,740
Income before extraordinary items$1,975,0001,853
Extraordinary gains, net$021
Net income$1,975,0001,853
Minority interest net income$087
Net income of bank and minority interests.$1,975,0001,853
Net charge-offs$464,0002,753
Cash dividends$1,850,000685
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,906,0001,822
2011-06-30 (YTD Data)Rank
Total interest income$3,590,0003,688
Total interest expense$483,0004,721
Net interest income$3,107,0003,387
Provision for loan and lease losses$600,0002,044
Total noninterest income$481,0003,190
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$290,0002,287
Trading account gains and fees$0153
Additional Noninterest Income$191,0003,563
Total noninterest expense$1,724,0004,575
Salaries and employee benefits$1,038,0004,103
Premises and equipment expense$159,0005,198
Additional noninterest expense$527,0004,865
Pre-tax net operating income$1,264,0002,145
Securities gains (losses)$48,0001,617
Applicable income taxes$04,697
Income before extraordinary items$1,312,0001,808
Extraordinary gains, net$015
Net income$1,312,0001,808
Minority interest net income$089
Net income of bank and minority interests.$1,312,0001,808
Net charge-offs$251,0002,875
Cash dividends$1,300,000650
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,264,0001,803
2011-03-31 (YTD Data)Rank
Total interest income$1,823,0003,658
Total interest expense$253,0004,721
Net interest income$1,570,0003,348
Provision for loan and lease losses$300,0001,892
Total noninterest income$266,0003,040
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$142,0002,298
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,207
Total noninterest expense$867,0004,576
Salaries and employee benefits$522,0004,110
Premises and equipment expense$76,0005,334
Additional noninterest expense$269,0004,805
Pre-tax net operating income$669,0002,036
Securities gains (losses)$48,000772
Applicable income taxes$04,545
Income before extraordinary items$717,0001,638
Extraordinary gains, net$09
Net income$717,0001,638
Minority interest net income$086
Net income of bank and minority interests.$717,0001,638
Net charge-offs$-15,0007,126
Cash dividends$550,000674
Sale, conversion, retirement of capital stock, net$0925
Net operating income$669,0001,701
2010-12-31 (YTD Data)Rank
Total interest income$7,589,0003,683
Total interest expense$1,132,0004,949
Net interest income$6,457,0003,280
Provision for loan and lease losses$1,205,0002,767
Total noninterest income$859,0003,505
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$647,0002,173
Trading account gains and fees$0175
Additional Noninterest Income$212,0004,506
Total noninterest expense$3,417,0004,657
Salaries and employee benefits$1,974,0004,272
Premises and equipment expense$339,0005,144
Additional noninterest expense$1,104,0004,823
Pre-tax net operating income$2,694,0001,780
Securities gains (losses)$58,0002,558
Applicable income taxes$04,655
Income before extraordinary items$2,752,0001,509
Extraordinary gains, net$029
Net income$2,752,0001,510
Minority interest net income$0111
Net income of bank and minority interests.$2,752,0001,511
Net charge-offs$1,438,0002,226
Cash dividends$1,700,000945
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,694,0001,482
2010-09-30 (YTD Data)Rank
Total interest income$5,742,0003,735
Total interest expense$873,0005,045
Net interest income$4,869,0003,309
Provision for loan and lease losses$900,0002,663
Total noninterest income$803,0003,143
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$483,0002,225
Trading account gains and fees$0165
Additional Noninterest Income$320,0003,457
Total noninterest expense$2,546,0004,691
Salaries and employee benefits$1,485,0004,294
Premises and equipment expense$264,0005,116
Additional noninterest expense$797,0004,930
Pre-tax net operating income$2,226,0001,760
Securities gains (losses)$59,0002,312
Applicable income taxes$04,726
Income before extraordinary items$2,285,0001,456
Extraordinary gains, net$023
Net income$2,285,0001,459
Minority interest net income$0110
Net income of bank and minority interests.$2,285,0001,459
Net charge-offs$304,0003,716
Cash dividends$1,400,000794
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,226,0001,435
2010-06-30 (YTD Data)Rank
Total interest income$3,892,0003,724
Total interest expense$605,0005,055
Net interest income$3,287,0003,278
Provision for loan and lease losses$600,0002,565
Total noninterest income$518,0003,145
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$325,0002,211
Trading account gains and fees$0152
Additional Noninterest Income$193,0003,559
Total noninterest expense$1,677,0004,729
Salaries and employee benefits$966,0004,383
Premises and equipment expense$179,0005,117
Additional noninterest expense$532,0004,922
Pre-tax net operating income$1,528,0001,702
Securities gains (losses)$58,0001,791
Applicable income taxes$04,691
Income before extraordinary items$1,586,0001,386
Extraordinary gains, net$019
Net income$1,586,0001,386
Minority interest net income$0105
Net income of bank and minority interests.$1,586,0001,387
Net charge-offs$87,0004,391
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,528,0001,380
2010-03-31 (YTD Data)Rank
Total interest income$1,943,0003,786
Total interest expense$315,0005,077
Net interest income$1,628,0003,324
Provision for loan and lease losses$300,0002,372
Total noninterest income$266,0003,098
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$157,0002,264
Trading account gains and fees$0175
Additional Noninterest Income$109,0003,348
Total noninterest expense$827,0004,817
Salaries and employee benefits$483,0004,448
Premises and equipment expense$88,0005,241
Additional noninterest expense$256,0005,049
Pre-tax net operating income$767,0001,688
Securities gains (losses)$55,0001,104
Applicable income taxes$04,611
Income before extraordinary items$822,0001,336
Extraordinary gains, net$016
Net income$822,0001,339
Minority interest net income$091
Net income of bank and minority interests.$822,0001,338
Net charge-offs$63,0003,532
Cash dividends$250,0001,200
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$767,0001,388
2009-12-31 (YTD Data)Rank
Total interest income$7,730,0003,907
Total interest expense$1,906,0004,592
Net interest income$5,824,0003,553
Provision for loan and lease losses$1,202,0003,207
Total noninterest income$991,0003,353
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$671,0002,324
Trading account gains and fees$0211
Additional Noninterest Income$320,0003,895
Total noninterest expense$3,331,0004,875
Salaries and employee benefits$1,823,0004,641
Premises and equipment expense$349,0005,330
Additional noninterest expense$1,159,0004,836
Pre-tax net operating income$2,282,0001,701
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,282,0001,459
Extraordinary gains, net$034
Net income$2,282,0001,457
Minority interest net income$0115
Net income of bank and minority interests.$2,282,0001,458
Net charge-offs$1,393,0002,467
Cash dividends$1,345,0001,312
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,282,0001,433
2009-09-30 (YTD Data)Rank
Total interest income$5,769,0003,987
Total interest expense$1,544,0004,515
Net interest income$4,225,0003,647
Provision for loan and lease losses$900,0002,931
Total noninterest income$731,0003,444
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$503,0002,346
Trading account gains and fees$0212
Additional Noninterest Income$228,0004,064
Total noninterest expense$2,421,0004,973
Salaries and employee benefits$1,350,0004,706
Premises and equipment expense$258,0005,394
Additional noninterest expense$813,0005,020
Pre-tax net operating income$1,635,0001,900
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,635,0001,641
Extraordinary gains, net$027
Net income$1,635,0001,639
Minority interest net income$0118
Net income of bank and minority interests.$1,635,0001,641
Net charge-offs$837,0002,412
Cash dividends$1,145,0001,121
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,635,0001,597
2009-06-30 (YTD Data)Rank
Total interest income$3,833,0004,023
Total interest expense$1,070,0004,533
Net interest income$2,763,0003,688
Provision for loan and lease losses$600,0002,697
Total noninterest income$482,0003,497
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$328,0002,352
Trading account gains and fees$0193
Additional Noninterest Income$154,0004,069
Total noninterest expense$1,591,0005,073
Salaries and employee benefits$907,0004,729
Premises and equipment expense$170,0005,480
Additional noninterest expense$514,0005,174
Pre-tax net operating income$1,054,0002,022
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,054,0001,771
Extraordinary gains, net$021
Net income$1,054,0001,768
Minority interest net income$0112
Net income of bank and minority interests.$1,054,0001,770
Net charge-offs$815,0001,817
Cash dividends$795,0001,145
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,054,0001,715
2009-03-31 (YTD Data)Rank
Total interest income$1,888,0004,111
Total interest expense$566,0004,492
Net interest income$1,322,0003,785
Provision for loan and lease losses$300,0002,285
Total noninterest income$236,0003,493
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$155,0002,392
Trading account gains and fees$0171
Additional Noninterest Income$81,0003,986
Total noninterest expense$748,0005,193
Salaries and employee benefits$460,0004,727
Premises and equipment expense$83,0005,572
Additional noninterest expense$205,0005,541
Pre-tax net operating income$510,0002,346
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$510,0002,094
Extraordinary gains, net$015
Net income$510,0002,095
Minority interest net income$0102
Net income of bank and minority interests.$510,0002,095
Net charge-offs$299,0001,773
Cash dividends$350,0001,223
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$510,0001,968
2008-12-31 (YTD Data)Rank
Total interest income$8,657,0003,909
Total interest expense$2,850,0004,395
Net interest income$5,807,0003,556
Provision for loan and lease losses$1,505,0002,151
Total noninterest income$948,0003,521
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$695,0002,356
Trading account gains and fees$0154
Additional Noninterest Income$253,0004,410
Total noninterest expense$3,203,0004,901
Salaries and employee benefits$2,056,0004,357
Premises and equipment expense$344,0005,470
Additional noninterest expense$803,0005,461
Pre-tax net operating income$2,047,0002,401
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,047,0001,943
Extraordinary gains, net$039
Net income$2,047,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,190,0001,776
Cash dividends$3,020,000905
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,047,0002,064
2008-09-30 (YTD Data)Rank
Total interest income$6,653,0003,894
Total interest expense$2,183,0004,461
Net interest income$4,470,0003,521
Provision for loan and lease losses$1,100,0001,727
Total noninterest income$730,0003,553
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$512,0002,408
Trading account gains and fees$0148
Additional Noninterest Income$218,0004,259
Total noninterest expense$2,422,0004,862
Salaries and employee benefits$1,606,0004,250
Premises and equipment expense$254,0005,538
Additional noninterest expense$562,0005,601
Pre-tax net operating income$1,678,0002,612
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,678,0002,105
Extraordinary gains, net$031
Net income$1,678,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$837,0001,452
Cash dividends$2,820,000751
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,678,0002,203
2008-06-30 (YTD Data)Rank
Total interest income$4,613,0003,855
Total interest expense$1,535,0004,451
Net interest income$3,078,0003,418
Provision for loan and lease losses$500,0001,907
Total noninterest income$458,0003,712
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$332,0002,448
Trading account gains and fees$0149
Additional Noninterest Income$126,0004,628
Total noninterest expense$1,624,0004,870
Salaries and employee benefits$1,098,0004,213
Premises and equipment expense$167,0005,612
Additional noninterest expense$359,0005,724
Pre-tax net operating income$1,412,0002,317
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,412,0001,903
Extraordinary gains, net$021
Net income$1,412,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,184
Cash dividends$2,345,000693
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,412,0001,872
2008-03-31 (YTD Data)Rank
Total interest income$2,411,0003,806
Total interest expense$841,0004,375
Net interest income$1,570,0003,377
Provision for loan and lease losses$250,0001,575
Total noninterest income$247,0003,538
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$163,0002,450
Trading account gains and fees$0158
Additional Noninterest Income$84,0004,100
Total noninterest expense$815,0004,877
Salaries and employee benefits$556,0004,194
Premises and equipment expense$87,0005,531
Additional noninterest expense$172,0005,791
Pre-tax net operating income$752,0002,280
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$752,0001,909
Extraordinary gains, net$015
Net income$752,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$1,695,000499
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$752,0001,844
2007-12-31 (YTD Data)Rank
Total interest income$10,289,0003,710
Total interest expense$3,834,0004,114
Net interest income$6,455,0003,320
Provision for loan and lease losses$660,0001,917
Total noninterest income$802,0004,005
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$582,0002,736
Trading account gains and fees$0178
Additional Noninterest Income$220,0004,869
Total noninterest expense$3,356,0004,663
Salaries and employee benefits$2,279,0003,976
Premises and equipment expense$344,0005,453
Additional noninterest expense$733,0005,607
Pre-tax net operating income$3,241,0002,328
Securities gains (losses)$-4,0007,335
Applicable income taxes$06,070
Income before extraordinary items$3,237,0001,917
Extraordinary gains, net$039
Net income$3,237,0001,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,805
Cash dividends$2,345,0001,438
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,241,0001,900
2007-09-30 (YTD Data)Rank
Total interest income$7,791,0003,681
Total interest expense$2,939,0004,072
Net interest income$4,852,0003,312
Provision for loan and lease losses$460,0001,671
Total noninterest income$595,0004,036
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$432,0002,746
Trading account gains and fees$0184
Additional Noninterest Income$163,0004,907
Total noninterest expense$2,412,0004,769
Salaries and employee benefits$1,649,0004,073
Premises and equipment expense$247,0005,546
Additional noninterest expense$516,0005,727
Pre-tax net operating income$2,575,0002,383
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,575,0001,956
Extraordinary gains, net$033
Net income$2,575,0001,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,237
Cash dividends$2,205,0001,136
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,575,0001,945
2007-06-30 (YTD Data)Rank
Total interest income$5,218,0003,681
Total interest expense$2,010,0004,011
Net interest income$3,208,0003,358
Provision for loan and lease losses$335,0001,417
Total noninterest income$410,0003,983
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$287,0002,744
Trading account gains and fees$0168
Additional Noninterest Income$123,0004,702
Total noninterest expense$1,598,0004,821
Salaries and employee benefits$1,095,0004,126
Premises and equipment expense$163,0005,615
Additional noninterest expense$340,0005,767
Pre-tax net operating income$1,685,0002,478
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,685,0002,027
Extraordinary gains, net$029
Net income$1,685,0002,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,000935
Cash dividends$1,625,0001,045
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,685,0002,010
2007-03-31 (YTD Data)Rank
Total interest income$2,616,0003,657
Total interest expense$1,035,0003,923
Net interest income$1,581,0003,396
Provision for loan and lease losses$250,000954
Total noninterest income$205,0003,956
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$139,0002,749
Trading account gains and fees$0195
Additional Noninterest Income$66,0004,572
Total noninterest expense$782,0004,868
Salaries and employee benefits$549,0004,139
Premises and equipment expense$80,0005,684
Additional noninterest expense$153,0006,070
Pre-tax net operating income$754,0002,659
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$754,0002,172
Extraordinary gains, net$022
Net income$754,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,000535
Cash dividends$525,0001,332
Sale, conversion, retirement of capital stock, net$0885
Net operating income$754,0002,163
2006-12-31 (YTD Data)Rank
Total interest income$9,750,0003,650
Total interest expense$3,578,0003,857
Net interest income$6,172,0003,451
Provision for loan and lease losses$545,0001,769
Total noninterest income$950,0003,672
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$581,0002,752
Trading account gains and fees$0130
Additional Noninterest Income$369,0003,892
Total noninterest expense$3,193,0004,686
Salaries and employee benefits$2,117,0004,099
Premises and equipment expense$345,0005,369
Additional noninterest expense$731,0005,521
Pre-tax net operating income$3,384,0002,553
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,384,0002,072
Extraordinary gains, net$051
Net income$3,384,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,046
Cash dividends$2,060,0001,488
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,384,0002,058
2006-09-30 (YTD Data)Rank
Total interest income$7,107,0003,704
Total interest expense$2,594,0003,864
Net interest income$4,513,0003,531
Provision for loan and lease losses$320,0002,035
Total noninterest income$732,0003,610
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$442,0002,734
Trading account gains and fees$0126
Additional Noninterest Income$290,0003,798
Total noninterest expense$2,348,0004,732
Salaries and employee benefits$1,568,0004,118
Premises and equipment expense$248,0005,505
Additional noninterest expense$532,0005,586
Pre-tax net operating income$2,577,0002,592
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,577,0002,105
Extraordinary gains, net$045
Net income$2,577,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,289
Cash dividends$1,845,0001,228
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,577,0002,091
2006-06-30 (YTD Data)Rank
Total interest income$4,564,0003,764
Total interest expense$1,651,0003,873
Net interest income$2,913,0003,623
Provision for loan and lease losses$213,0002,003
Total noninterest income$405,0004,023
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$294,0002,703
Trading account gains and fees$0126
Additional Noninterest Income$111,0004,908
Total noninterest expense$1,552,0004,771
Salaries and employee benefits$1,047,0004,134
Premises and equipment expense$160,0005,602
Additional noninterest expense$345,0005,665
Pre-tax net operating income$1,553,0002,817
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,553,0002,279
Extraordinary gains, net$039
Net income$1,553,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,252
Cash dividends$1,345,0001,145
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,553,0002,260
2006-03-31 (YTD Data)Rank
Total interest income$2,207,0003,796
Total interest expense$781,0003,880
Net interest income$1,426,0003,684
Provision for loan and lease losses$128,0001,658
Total noninterest income$217,0003,804
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$146,0002,652
Trading account gains and fees$0115
Additional Noninterest Income$71,0004,406
Total noninterest expense$780,0004,776
Salaries and employee benefits$536,0004,082
Premises and equipment expense$82,0005,576
Additional noninterest expense$162,0005,824
Pre-tax net operating income$735,0002,874
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$735,0002,364
Extraordinary gains, net$021
Net income$735,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$415,0001,564
Sale, conversion, retirement of capital stock, net$0648
Net operating income$735,0002,341
2005-12-31 (YTD Data)Rank
Total interest income$7,428,0003,971
Total interest expense$2,133,0004,248
Net interest income$5,295,0003,792
Provision for loan and lease losses$128,0004,363
Total noninterest income$682,0004,455
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$559,0002,817
Trading account gains and fees$0138
Additional Noninterest Income$123,0006,081
Total noninterest expense$2,880,0004,912
Salaries and employee benefits$1,856,0004,369
Premises and equipment expense$371,0005,092
Additional noninterest expense$653,0005,787
Pre-tax net operating income$2,969,0002,777
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,969,0002,266
Extraordinary gains, net$046
Net income$2,969,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,965
Cash dividends$1,836,0001,568
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,969,0002,228
2005-09-30 (YTD Data)Rank
Total interest income$5,341,0004,050
Total interest expense$1,490,0004,312
Net interest income$3,851,0003,873
Provision for loan and lease losses$93,0004,273
Total noninterest income$518,0004,451
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$422,0002,798
Trading account gains and fees$0126
Additional Noninterest Income$96,0006,008
Total noninterest expense$2,080,0005,009
Salaries and employee benefits$1,323,0004,509
Premises and equipment expense$277,0005,097
Additional noninterest expense$480,0005,834
Pre-tax net operating income$2,196,0002,851
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,196,0002,318
Extraordinary gains, net$035
Net income$2,196,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$1,632,0001,237
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,196,0002,279
2005-06-30 (YTD Data)Rank
Total interest income$3,436,0004,087
Total interest expense$941,0004,309
Net interest income$2,495,0003,930
Provision for loan and lease losses$85,0003,670
Total noninterest income$331,0004,526
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$274,0002,801
Trading account gains and fees$0116
Additional Noninterest Income$57,0006,200
Total noninterest expense$1,419,0004,920
Salaries and employee benefits$902,0004,412
Premises and equipment expense$190,0004,985
Additional noninterest expense$327,0005,737
Pre-tax net operating income$1,322,0003,038
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,322,0002,449
Extraordinary gains, net$030
Net income$1,322,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,519
Cash dividends$1,292,0001,060
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,322,0002,418
2005-03-31 (YTD Data)Rank
Total interest income$1,641,0004,201
Total interest expense$441,0004,386
Net interest income$1,200,0004,066
Provision for loan and lease losses$60,0002,830
Total noninterest income$193,0004,061
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$126,0002,924
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,538
Total noninterest expense$720,0004,894
Salaries and employee benefits$459,0004,374
Premises and equipment expense$97,0004,978
Additional noninterest expense$164,0005,726
Pre-tax net operating income$613,0003,174
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$613,0002,562
Extraordinary gains, net$024
Net income$613,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$217,0002,118
Sale, conversion, retirement of capital stock, net$0491
Net operating income$613,0002,525
2004-12-31 (YTD Data)Rank
Total interest income$5,635,0004,465
Total interest expense$1,261,0004,971
Net interest income$4,374,0004,210
Provision for loan and lease losses$356,0002,597
Total noninterest income$815,0004,000
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$592,0002,732
Trading account gains and fees$0138
Additional Noninterest Income$223,0004,886
Total noninterest expense$2,648,0005,091
Salaries and employee benefits$1,537,0004,861
Premises and equipment expense$446,0004,440
Additional noninterest expense$665,0005,697
Pre-tax net operating income$2,185,0003,314
Securities gains (losses)$16,0002,543
Applicable income taxes$07,185
Income before extraordinary items$2,201,0002,697
Extraordinary gains, net$034
Net income$2,201,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,563
Cash dividends$890,0002,554
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,185,0002,663
2004-09-30 (YTD Data)Rank
Total interest income$4,106,0004,528
Total interest expense$903,0005,082
Net interest income$3,203,0004,280
Provision for loan and lease losses$277,0002,394
Total noninterest income$623,0003,984
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$443,0002,757
Trading account gains and fees$0134
Additional Noninterest Income$180,0004,715
Total noninterest expense$1,961,0005,103
Salaries and employee benefits$1,121,0004,909
Premises and equipment expense$333,0004,439
Additional noninterest expense$507,0005,596
Pre-tax net operating income$1,588,0003,448
Securities gains (losses)$16,0002,442
Applicable income taxes$07,220
Income before extraordinary items$1,604,0002,797
Extraordinary gains, net$026
Net income$1,604,0002,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,538
Cash dividends$748,0002,126
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,588,0002,742
2004-06-30 (YTD Data)Rank
Total interest income$2,646,0004,640
Total interest expense$570,0005,261
Net interest income$2,076,0004,361
Provision for loan and lease losses$183,0002,342
Total noninterest income$419,0003,994
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$275,0002,908
Trading account gains and fees$0130
Additional Noninterest Income$144,0004,389
Total noninterest expense$1,297,0005,146
Salaries and employee benefits$732,0005,006
Premises and equipment expense$218,0004,496
Additional noninterest expense$347,0005,539
Pre-tax net operating income$1,015,0003,495
Securities gains (losses)$16,0002,165
Applicable income taxes$07,214
Income before extraordinary items$1,031,0002,857
Extraordinary gains, net$021
Net income$1,031,0002,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,118
Cash dividends$520,0002,075
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,015,0002,818
2004-03-31 (YTD Data)Rank
Total interest income$1,290,0004,750
Total interest expense$284,0005,339
Net interest income$1,006,0004,456
Provision for loan and lease losses$80,0002,465
Total noninterest income$176,0004,381
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$126,0003,056
Trading account gains and fees$0121
Additional Noninterest Income$50,0005,122
Total noninterest expense$634,0005,259
Salaries and employee benefits$352,0005,171
Premises and equipment expense$151,0003,573
Additional noninterest expense$131,0006,404
Pre-tax net operating income$468,0003,690
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$468,0003,098
Extraordinary gains, net$016
Net income$468,0003,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,426
Cash dividends$90,0002,995
Sale, conversion, retirement of capital stock, net$0464
Net operating income$468,0002,981
2003-12-31 (YTD Data)Rank
Total interest income$1,468,0008,106
Total interest expense$293,0008,481
Net interest income$1,175,0007,850
Provision for loan and lease losses$100,0005,309
Total noninterest income$123,0008,068
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$115,0006,334
Trading account gains and fees$0160
Additional Noninterest Income$8,0008,827
Total noninterest expense$735,0008,386
Salaries and employee benefits$423,0008,330
Premises and equipment expense$120,0007,811
Additional noninterest expense$192,0008,488
Pre-tax net operating income$463,0006,794
Securities gains (losses)$11,0003,560
Applicable income taxes$1,0007,379
Income before extraordinary items$473,0006,458
Extraordinary gains, net$054
Net income$473,0006,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,709
Cash dividends$176,0005,068
Sale, conversion, retirement of capital stock, net$0868
Net operating income$462,0006,349
2003-09-30 (YTD Data)Rank
Total interest income$214,0009,125
Total interest expense$44,0009,109
Net interest income$170,0009,110
Provision for loan and lease losses$07,481
Total noninterest income$35,0008,890
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$18,0007,855
Trading account gains and fees$0153
Additional Noninterest Income$17,0008,372
Total noninterest expense$105,0009,213
Salaries and employee benefits$64,0009,192
Premises and equipment expense$20,0009,066
Additional noninterest expense$21,0009,215
Pre-tax net operating income$100,0008,227
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$100,0008,219
Extraordinary gains, net$040
Net income$100,0008,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$100,0004,694
Sale, conversion, retirement of capital stock, net$0722
Net operating income$100,0008,090
2003-06-30 (YTD Data)Rank
Total interest income$2,213,0005,401
Total interest expense$586,0005,923
Net interest income$1,627,0005,049
Provision for loan and lease losses$90,0004,018
Total noninterest income$378,0004,387
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$204,0003,582
Trading account gains and fees$0150
Additional Noninterest Income$174,0004,295
Total noninterest expense$1,088,0005,696
Salaries and employee benefits$634,0005,432
Premises and equipment expense$200,0004,707
Additional noninterest expense$254,0006,484
Pre-tax net operating income$827,0003,965
Securities gains (losses)$03,782
Applicable income taxes$2,0007,353
Income before extraordinary items$825,0003,429
Extraordinary gains, net$030
Net income$825,0003,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,128
Cash dividends$677,0001,753
Sale, conversion, retirement of capital stock, net$0589
Net operating income$825,0003,244
2003-03-31 (YTD Data)Rank
Total interest income$1,109,0005,406
Total interest expense$296,0005,971
Net interest income$813,0005,038
Provision for loan and lease losses$45,0003,818
Total noninterest income$175,0004,492
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$95,0003,670
Trading account gains and fees$0134
Additional Noninterest Income$80,0004,337
Total noninterest expense$551,0005,626
Salaries and employee benefits$325,0005,357
Premises and equipment expense$101,0004,667
Additional noninterest expense$125,0006,520
Pre-tax net operating income$392,0004,082
Securities gains (losses)$02,891
Applicable income taxes$1,0007,273
Income before extraordinary items$391,0003,516
Extraordinary gains, net$021
Net income$391,0003,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$343,0001,638
Sale, conversion, retirement of capital stock, net$0419
Net operating income$391,0003,346
2002-12-31 (YTD Data)Rank
Total interest income$5,008,0005,168
Total interest expense$1,526,0005,675
Net interest income$3,482,0004,771
Provision for loan and lease losses$405,0002,800
Total noninterest income$653,0004,508
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$424,0003,389
Trading account gains and fees$0153
Additional Noninterest Income$229,0004,760
Total noninterest expense$2,128,0005,656
Salaries and employee benefits$1,243,0005,361
Premises and equipment expense$449,0004,268
Additional noninterest expense$436,0006,901
Pre-tax net operating income$1,602,0003,933
Securities gains (losses)$-9,0008,892
Applicable income taxes$4,0007,480
Income before extraordinary items$1,589,0003,347
Extraordinary gains, net$070
Net income$1,589,0003,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,987
Cash dividends$1,500,0001,618
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,598,0003,241
2001-12-31 (YTD Data)Rank
Total interest income$5,911,0005,016
Total interest expense$2,394,0005,532
Net interest income$3,517,0004,539
Provision for loan and lease losses$320,0003,073
Total noninterest income$479,0005,181
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$408,0003,331
Trading account gains and fees$0177
Additional Noninterest Income$71,0007,088
Total noninterest expense$2,289,0005,255
Salaries and employee benefits$1,246,0005,172
Premises and equipment expense$417,0004,472
Additional noninterest expense$626,0005,686
Pre-tax net operating income$1,387,0004,064
Securities gains (losses)$04,612
Applicable income taxes$-1,0008,922
Income before extraordinary items$1,388,0003,424
Extraordinary gains, net$0105
Net income$1,388,0003,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,930
Cash dividends$742,0002,769
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,388,0003,324
2000-12-31 (YTD Data)Rank
Total interest income$5,606,0005,323
Total interest expense$2,390,0005,720
Net interest income$3,216,0004,909
Provision for loan and lease losses$120,0004,828
Total noninterest income$350,0005,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$285,0004,205
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,328
Total noninterest expense$1,968,0005,737
Salaries and employee benefits$1,169,0005,332
Premises and equipment expense$297,0005,453
Additional noninterest expense$502,0006,420
Pre-tax net operating income$1,478,0004,106
Securities gains (losses)$01,956
Applicable income taxes$530,0003,351
Income before extraordinary items$948,0004,537
Extraordinary gains, net$038
Net income$948,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$465,0003,680
Sale, conversion, retirement of capital stock, net$0969
Net operating income$948,0004,533
1999-12-31 (YTD Data)Rank
Total interest income$4,744,0005,754
Total interest expense$1,849,0006,265
Net interest income$2,895,0005,305
Provision for loan and lease losses$60,0006,124
Total noninterest income$782,0003,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$283,0004,144
Trading account gains and feesNANA
Additional Noninterest Income$499,0002,957
Total noninterest expense$1,678,0006,346
Salaries and employee benefits$986,0005,953
Premises and equipment expense$221,0006,486
Additional noninterest expense$471,0006,739
Pre-tax net operating income$1,939,0003,414
Securities gains (losses)$03,155
Applicable income taxes$693,0002,922
Income before extraordinary items$1,246,0003,755
Extraordinary gains, net$035
Net income$1,246,0003,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,687
Cash dividends$350,0004,197
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,246,0003,723
1998-12-31 (YTD Data)Rank
Total interest income$4,407,0006,133
Total interest expense$1,802,0006,547
Net interest income$2,605,0005,684
Provision for loan and lease losses$105,0005,006
Total noninterest income$284,0006,624
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0004,679
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,232
Total noninterest expense$1,506,0006,674
Salaries and employee benefits$846,0006,490
Premises and equipment expense$235,0006,188
Additional noninterest expense$425,0007,015
Pre-tax net operating income$1,278,0004,681
Securities gains (losses)$04,449
Applicable income taxes$459,0004,080
Income before extraordinary items$819,0005,117
Extraordinary gains, net$032
Net income$819,0005,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,253
Cash dividends$251,0004,923
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$819,0005,028
1997-12-31 (YTD Data)Rank
Total interest income$3,442,0007,223
Total interest expense$1,517,0007,308
Net interest income$1,925,0007,075
Provision for loan and lease losses$20,0007,880
Total noninterest income$257,0007,135
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,284
Trading account gains and feesNANA
Additional Noninterest Income$53,0008,302
Total noninterest expense$1,174,0007,762
Salaries and employee benefits$668,0007,501
Premises and equipment expense$190,0007,020
Additional noninterest expense$316,0008,164
Pre-tax net operating income$988,0005,867
Securities gains (losses)$03,944
Applicable income taxes$348,0005,329
Income before extraordinary items$640,0006,162
Extraordinary gains, net$044
Net income$640,0006,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,506
Cash dividends$135,0006,074
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$640,0006,113
1996-12-31 (YTD Data)Rank
Total interest income$2,732,0008,368
Total interest expense$1,180,0008,438
Net interest income$1,552,0008,144
Provision for loan and lease losses$15,0008,204
Total noninterest income$202,0008,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0006,101
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,793
Total noninterest expense$911,0009,024
Salaries and employee benefits$517,0008,734
Premises and equipment expense$152,0008,015
Additional noninterest expense$242,0009,478
Pre-tax net operating income$828,0006,387
Securities gains (losses)$1,0003,760
Applicable income taxes$292,0005,922
Income before extraordinary items$537,0006,643
Extraordinary gains, net$053
Net income$537,0006,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$108,0006,551
Sale, conversion, retirement of capital stock, net$0953
Net operating income$536,3506,589
1995-12-31 (YTD Data)Rank
Total interest income$2,204,0009,408
Total interest expense$869,0009,735
Net interest income$1,335,0008,972
Provision for loan and lease losses$202,0002,979
Total noninterest income$168,0008,993
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$124,0007,225
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,521
Total noninterest expense$841,0009,596
Salaries and employee benefits$414,0009,838
Premises and equipment expense$167,0007,878
Additional noninterest expense$260,0009,723
Pre-tax net operating income$460,0008,688
Securities gains (losses)$03,831
Applicable income taxes$161,0008,078
Income before extraordinary items$299,0008,955
Extraordinary gains, net$065
Net income$299,0008,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00011,045
Cash dividends$24,0008,316
Sale, conversion, retirement of capital stock, net$0809
Net operating income$299,0008,921
1994-12-31 (YTD Data)Rank
Total interest income$1,297,00011,141
Total interest expense$457,00011,292
Net interest income$840,00010,921
Provision for loan and lease losses$36,0006,762
Total noninterest income$107,00010,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$75,0008,839
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,653
Total noninterest expense$758,00010,425
Salaries and employee benefits$345,00010,788
Premises and equipment expense$173,0008,008
Additional noninterest expense$240,00010,646
Pre-tax net operating income$153,00011,244
Securities gains (losses)$-2,0009,023
Applicable income taxes$27,00010,992
Income before extraordinary items$124,00011,114
Extraordinary gains, net$0249
Net income$124,00011,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$125,64011,155
1993-12-31 (YTD Data)Rank
Total interest income$867,00012,554
Total interest expense$295,00012,698
Net interest income$572,00012,320
Provision for loan and lease losses$8,0009,904
Total noninterest income$61,00012,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,409
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,957
Total noninterest expense$489,00012,226
Salaries and employee benefits$243,00012,259
Premises and equipment expense$93,00010,682
Additional noninterest expense$153,00012,384
Pre-tax net operating income$136,00011,586
Securities gains (losses)$07,477
Applicable income taxes$22,00011,565
Income before extraordinary items$114,00011,662
Extraordinary gains, net$03,149
Net income$114,00011,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00012,031
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$114,00011,459
1992-12-31 (YTD Data)Rank
Total interest income$923,00013,150
Total interest expense$352,00013,348
Net interest income$571,00012,843
Provision for loan and lease losses$011,756
Total noninterest income$57,00012,940
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,360
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$346,00013,411
Salaries and employee benefits$200,00013,163
Premises and equipment expense$60,00012,283
Additional noninterest expense$86,00013,638
Pre-tax net operating income$282,00010,311
Securities gains (losses)$8,0006,653
Applicable income taxes$76,00010,553
Income before extraordinary items$214,00010,413
Extraordinary gains, net$01,422
Net income$214,00010,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00012,698
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$208,08010,147

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.