Home > Ponte Vedra National Bank > Income and Expense
Ponte Vedra National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,550,000 | 4,822 |
| Total interest expense | $2,364,000 | 5,786 |
| Net interest income | $4,186,000 | 4,152 |
| Provision for loan and lease losses | $182,000 | 3,207 |
| Total noninterest income | $1,104,000 | 2,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $740,000 | 1,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,514 |
| Total noninterest expense | $3,814,000 | 3,469 |
| Salaries and employee benefits | $2,038,000 | 3,256 |
| Premises and equipment expense | $1,009,000 | 2,002 |
| Additional noninterest expense | $767,000 | 5,433 |
| Pre-tax net operating income | $1,294,000 | 4,983 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $488,000 | 4,280 |
| Income before extraordinary items | $805,000 | 5,426 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $805,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,068 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $805,640 | 5,396 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 6,205 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $3,305,000 | 5,195 |
| Provision for loan and lease losses | $139,000 | 3,781 |
| Total noninterest income | $935,000 | 3,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,132 |
| Total noninterest expense | $3,854,000 | 3,542 |
| Salaries and employee benefits | $2,051,000 | 3,210 |
| Premises and equipment expense | $1,009,000 | 2,016 |
| Additional noninterest expense | $794,000 | 5,729 |
| Pre-tax net operating income | $247,000 | 10,519 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $22,000 | 11,114 |
| Income before extraordinary items | $230,000 | 9,926 |
| Extraordinary gains, net | $82,000 | 129 |
| Net income | $312,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $225,450 | 10,042 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 7,404 |
| Total interest expense | $863,000 | 9,727 |
| Net interest income | $2,729,000 | 6,109 |
| Provision for loan and lease losses | $101,000 | 5,713 |
| Total noninterest income | $891,000 | 3,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,631 |
| Total noninterest expense | $3,356,000 | 4,067 |
| Salaries and employee benefits | $1,722,000 | 3,773 |
| Premises and equipment expense | $845,000 | 2,419 |
| Additional noninterest expense | $789,000 | 5,984 |
| Pre-tax net operating income | $163,000 | 11,377 |
| Securities gains (losses) | $111,000 | 2,352 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $274,000 | 9,764 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $274,000 | 9,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $163,000 | 10,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 8,528 |
| Total interest expense | $959,000 | 10,585 |
| Net interest income | $2,308,000 | 6,989 |
| Provision for loan and lease losses | $92,000 | 7,505 |
| Total noninterest income | $519,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $2,499,000 | 5,313 |
| Salaries and employee benefits | $1,285,000 | 4,870 |
| Premises and equipment expense | $625,000 | 3,228 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $236,000 | 10,742 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $124,000 | 9,259 |
| Income before extraordinary items | $204,000 | 10,534 |
| Extraordinary gains, net | $124,000 | 636 |
| Net income | $328,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $145,120 | 11,002 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.