Home > Points West Community Bank > Income and Expense

Points West Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,125,0001,262
Total interest expense$8,502,0001,442
Net interest income$25,623,0001,174
Provision for loan and lease losses$100,0002,434
Total noninterest income$2,846,0001,682
Gross Fiduciary activities income$0981
Service charges on deposit accounts$755,0001,248
Trading account gains and feesNANA
Additional Noninterest Income$2,091,0001,578
Total noninterest expense$18,683,0001,278
Salaries and employee benefits$11,607,0001,196
Premises and equipment expense$2,152,0001,148
Additional noninterest expense$2,091,0001,578
Pre-tax net operating income$9,686,0001,197
Securities gains (losses)$0988
Applicable income taxes$80,0002,888
Income before extraordinary items$9,606,0001,043
Extraordinary gains, net$054
Net income$9,606,0001,056
Minority interest net income$088
Net income of bank and minority interests.$9,606,0001,046
Net charge-offs$-5,0003,722
Cash dividends$10,700,000470
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,606,0001,066
2023-09-30 (YTD Data)Rank
Total interest income$25,267,0001,255
Total interest expense$5,894,0001,424
Net interest income$19,373,0001,180
Provision for loan and lease losses$-322,0004,475
Total noninterest income$2,141,0001,679
Gross Fiduciary activities income$0950
Service charges on deposit accounts$563,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$1,578,0001,566
Total noninterest expense$14,344,0001,244
Salaries and employee benefits$8,874,0001,176
Premises and equipment expense$1,538,0001,196
Additional noninterest expense$1,578,0001,566
Pre-tax net operating income$7,492,0001,200
Securities gains (losses)$0849
Applicable income taxes$69,0002,896
Income before extraordinary items$7,423,0001,064
Extraordinary gains, net$052
Net income$7,423,0001,069
Minority interest net income$081
Net income of bank and minority interests.$7,423,0001,064
Net charge-offs$02,641
Cash dividends$7,700,000439
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,423,0001,079
2023-06-30 (YTD Data)Rank
Total interest income$16,821,0001,226
Total interest expense$3,571,0001,398
Net interest income$13,250,0001,166
Provision for loan and lease losses$02,940
Total noninterest income$1,375,0001,638
Gross Fiduciary activities income$0931
Service charges on deposit accounts$350,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$1,025,0001,515
Total noninterest expense$9,148,0001,277
Salaries and employee benefits$5,790,0001,195
Premises and equipment expense$1,023,0001,192
Additional noninterest expense$1,025,0001,513
Pre-tax net operating income$5,477,0001,132
Securities gains (losses)$0938
Applicable income taxes$44,0002,940
Income before extraordinary items$5,433,000993
Extraordinary gains, net$051
Net income$5,433,0001,006
Minority interest net income$081
Net income of bank and minority interests.$5,433,000993
Net charge-offs$1,0002,309
Cash dividends$4,700,000463
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,433,0001,000
2023-03-31 (YTD Data)Rank
Total interest income$8,215,0001,232
Total interest expense$1,527,0001,409
Net interest income$6,688,0001,160
Provision for loan and lease losses$02,612
Total noninterest income$640,0001,719
Gross Fiduciary activities income$0913
Service charges on deposit accounts$150,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$490,0001,539
Total noninterest expense$4,684,0001,267
Salaries and employee benefits$3,062,0001,155
Premises and equipment expense$499,0001,246
Additional noninterest expense$490,0001,539
Pre-tax net operating income$2,644,0001,183
Securities gains (losses)$0950
Applicable income taxes$26,0002,867
Income before extraordinary items$2,618,0001,036
Extraordinary gains, net$04
Net income$2,618,0001,035
Minority interest net income$048
Net income of bank and minority interests.$2,618,0001,035
Net charge-offs$-2,0003,519
Cash dividends$2,100,000463
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,618,0001,049
2022-12-31 (YTD Data)Rank
Total interest income$28,399,0001,200
Total interest expense$2,081,0001,557
Net interest income$26,318,0001,148
Provision for loan and lease losses$03,012
Total noninterest income$2,555,0001,794
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$645,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,910,0001,664
Total noninterest expense$17,387,0001,326
Salaries and employee benefits$10,935,0001,238
Premises and equipment expense$2,008,0001,204
Additional noninterest expense$1,910,0001,664
Pre-tax net operating income$11,486,0001,158
Securities gains (losses)$0691
Applicable income taxes$92,0003,037
Income before extraordinary items$11,394,000999
Extraordinary gains, net$05
Net income$11,394,000999
Minority interest net income$063
Net income of bank and minority interests.$11,394,000999
Net charge-offs$-263,0004,489
Cash dividends$9,000,000513
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,394,0001,021
2022-09-30 (YTD Data)Rank
Total interest income$20,465,0001,191
Total interest expense$1,194,0001,567
Net interest income$19,271,0001,154
Provision for loan and lease losses$02,835
Total noninterest income$1,894,0001,821
Gross Fiduciary activities income$0968
Service charges on deposit accounts$483,0001,443
Trading account gains and feesNANA
Additional Noninterest Income$1,411,0001,705
Total noninterest expense$13,084,0001,309
Salaries and employee benefits$8,423,0001,200
Premises and equipment expense$1,496,0001,210
Additional noninterest expense$1,411,0001,705
Pre-tax net operating income$8,081,0001,198
Securities gains (losses)$0740
Applicable income taxes$81,0002,979
Income before extraordinary items$8,000,0001,053
Extraordinary gains, net$04
Net income$8,000,0001,052
Minority interest net income$057
Net income of bank and minority interests.$8,000,0001,053
Net charge-offs$-262,0004,529
Cash dividends$5,000,000575
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,000,0001,073
2022-06-30 (YTD Data)Rank
Total interest income$12,975,0001,193
Total interest expense$726,0001,468
Net interest income$12,249,0001,165
Provision for loan and lease losses$02,599
Total noninterest income$1,205,0001,860
Gross Fiduciary activities income$0925
Service charges on deposit accounts$311,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$894,0001,791
Total noninterest expense$8,523,0001,329
Salaries and employee benefits$5,486,0001,212
Premises and equipment expense$987,0001,219
Additional noninterest expense$2,050,0001,575
Pre-tax net operating income$4,931,0001,218
Securities gains (losses)$0687
Applicable income taxes$54,0002,891
Income before extraordinary items$4,877,0001,065
Extraordinary gains, net$04
Net income$4,877,0001,063
Minority interest net income$060
Net income of bank and minority interests.$4,877,0001,065
Net charge-offs$-37,0004,083
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,877,0001,090
2022-03-31 (YTD Data)Rank
Total interest income$6,275,0001,195
Total interest expense$364,0001,416
Net interest income$5,911,0001,168
Provision for loan and lease losses$02,285
Total noninterest income$568,0001,924
Gross Fiduciary activities income$0892
Service charges on deposit accounts$152,0001,478
Trading account gains and feesNANA
Additional Noninterest Income$416,0001,874
Total noninterest expense$4,416,0001,285
Salaries and employee benefits$2,923,0001,162
Premises and equipment expense$491,0001,239
Additional noninterest expense$1,002,0001,568
Pre-tax net operating income$2,063,0001,320
Securities gains (losses)$0623
Applicable income taxes$27,0002,806
Income before extraordinary items$2,036,0001,178
Extraordinary gains, net$04
Net income$2,036,0001,178
Minority interest net income$050
Net income of bank and minority interests.$2,036,0001,178
Net charge-offs$-6,0003,738
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,036,0001,192
2021-12-31 (YTD Data)Rank
Total interest income$29,209,0001,082
Total interest expense$1,842,0001,410
Net interest income$27,367,0001,053
Provision for loan and lease losses$03,064
Total noninterest income$2,411,0002,042
Gross Fiduciary activities income$0994
Service charges on deposit accounts$590,0001,435
Trading account gains and feesNANA
Additional Noninterest Income$1,821,0002,018
Total noninterest expense$16,954,0001,323
Salaries and employee benefits$10,852,0001,221
Premises and equipment expense$2,009,0001,199
Additional noninterest expense$4,093,0001,561
Pre-tax net operating income$12,824,0001,064
Securities gains (losses)$02,062
Applicable income taxes$105,0003,039
Income before extraordinary items$12,719,000953
Extraordinary gains, net$010
Net income$12,719,000954
Minority interest net income$074
Net income of bank and minority interests.$12,719,000954
Net charge-offs$-34,0003,993
Cash dividends$5,250,000764
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,719,000941
2021-09-30 (YTD Data)Rank
Total interest income$22,625,0001,070
Total interest expense$1,452,0001,433
Net interest income$21,173,0001,041
Provision for loan and lease losses$02,963
Total noninterest income$1,789,0002,091
Gross Fiduciary activities income$0957
Service charges on deposit accounts$433,0001,439
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0002,069
Total noninterest expense$12,788,0001,322
Salaries and employee benefits$8,345,0001,194
Premises and equipment expense$1,514,0001,215
Additional noninterest expense$2,929,0001,615
Pre-tax net operating income$10,174,0001,057
Securities gains (losses)$02,015
Applicable income taxes$81,0003,013
Income before extraordinary items$10,093,000938
Extraordinary gains, net$08
Net income$10,093,000938
Minority interest net income$069
Net income of bank and minority interests.$10,093,000938
Net charge-offs$-47,0004,188
Cash dividends$2,500,000981
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,093,000920
2021-06-30 (YTD Data)Rank
Total interest income$15,012,0001,063
Total interest expense$1,032,0001,422
Net interest income$13,980,0001,037
Provision for loan and lease losses$02,862
Total noninterest income$1,141,0002,092
Gross Fiduciary activities income$0951
Service charges on deposit accounts$263,0001,488
Trading account gains and feesNANA
Additional Noninterest Income$878,0002,056
Total noninterest expense$8,410,0001,329
Salaries and employee benefits$5,488,0001,208
Premises and equipment expense$1,007,0001,210
Additional noninterest expense$1,915,0001,626
Pre-tax net operating income$6,711,0001,050
Securities gains (losses)$01,818
Applicable income taxes$53,0003,010
Income before extraordinary items$6,658,000939
Extraordinary gains, net$06
Net income$6,658,000939
Minority interest net income$067
Net income of bank and minority interests.$6,658,000939
Net charge-offs$-2,0003,249
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,658,000922
2021-03-31 (YTD Data)Rank
Total interest income$7,053,0001,126
Total interest expense$561,0001,393
Net interest income$6,492,0001,100
Provision for loan and lease losses$02,741
Total noninterest income$552,0002,131
Gross Fiduciary activities income$0922
Service charges on deposit accounts$124,0001,551
Trading account gains and feesNANA
Additional Noninterest Income$428,0002,083
Total noninterest expense$4,276,0001,296
Salaries and employee benefits$2,912,0001,145
Premises and equipment expense$499,0001,219
Additional noninterest expense$865,0001,730
Pre-tax net operating income$2,768,0001,210
Securities gains (losses)$01,392
Applicable income taxes$26,0002,974
Income before extraordinary items$2,742,0001,105
Extraordinary gains, net$03
Net income$2,742,0001,104
Minority interest net income$055
Net income of bank and minority interests.$2,742,0001,105
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,742,0001,071
2020-12-31 (YTD Data)Rank
Total interest income$30,431,0001,036
Total interest expense$3,401,0001,345
Net interest income$27,030,0001,003
Provision for loan and lease losses$200,0003,026
Total noninterest income$2,072,0002,085
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$590,0001,434
Trading account gains and feesNANA
Additional Noninterest Income$1,482,0002,087
Total noninterest expense$16,564,0001,299
Salaries and employee benefits$10,455,0001,212
Premises and equipment expense$1,834,0001,275
Additional noninterest expense$4,275,0001,457
Pre-tax net operating income$12,338,000886
Securities gains (losses)$4,0002,483
Applicable income taxes$100,0002,934
Income before extraordinary items$12,242,000792
Extraordinary gains, net$04
Net income$12,242,000792
Minority interest net income$072
Net income of bank and minority interests.$12,242,000792
Net charge-offs$406,0001,113
Cash dividends$9,100,000491
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,238,040761
2020-09-30 (YTD Data)Rank
Total interest income$21,988,0001,077
Total interest expense$2,720,0001,335
Net interest income$19,268,0001,036
Provision for loan and lease losses$04,239
Total noninterest income$1,815,0001,884
Gross Fiduciary activities income$0981
Service charges on deposit accounts$442,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,835
Total noninterest expense$12,449,0001,272
Salaries and employee benefits$7,998,0001,176
Premises and equipment expense$1,341,0001,310
Additional noninterest expense$3,110,0001,471
Pre-tax net operating income$8,634,000906
Securities gains (losses)$4,0002,295
Applicable income taxes$72,0002,945
Income before extraordinary items$8,566,000815
Extraordinary gains, net$04
Net income$8,566,000815
Minority interest net income$065
Net income of bank and minority interests.$8,566,000815
Net charge-offs$285,0001,052
Cash dividends$7,000,000460
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,562,040787
2020-06-30 (YTD Data)Rank
Total interest income$15,311,0001,048
Total interest expense$1,932,0001,347
Net interest income$13,379,0001,008
Provision for loan and lease losses$04,134
Total noninterest income$889,0002,163
Gross Fiduciary activities income$0970
Service charges on deposit accounts$284,0001,500
Trading account gains and feesNANA
Additional Noninterest Income$605,0002,183
Total noninterest expense$8,034,0001,304
Salaries and employee benefits$5,083,0001,218
Premises and equipment expense$847,0001,373
Additional noninterest expense$2,104,0001,440
Pre-tax net operating income$6,234,000772
Securities gains (losses)$4,0002,045
Applicable income taxes$48,0002,913
Income before extraordinary items$6,190,000698
Extraordinary gains, net$04
Net income$6,190,000698
Minority interest net income$065
Net income of bank and minority interests.$6,190,000698
Net charge-offs$-4,0004,068
Cash dividends$4,900,000447
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,186,040669
2020-03-31 (YTD Data)Rank
Total interest income$8,374,000986
Total interest expense$1,028,0001,397
Net interest income$7,346,000926
Provision for loan and lease losses$03,711
Total noninterest income$455,0002,041
Gross Fiduciary activities income$0941
Service charges on deposit accounts$169,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,054
Total noninterest expense$4,193,0001,263
Salaries and employee benefits$2,647,0001,184
Premises and equipment expense$455,0001,290
Additional noninterest expense$1,091,0001,409
Pre-tax net operating income$3,608,000623
Securities gains (losses)$4,0001,484
Applicable income taxes$23,0002,824
Income before extraordinary items$3,589,000546
Extraordinary gains, net$04
Net income$3,589,000547
Minority interest net income$056
Net income of bank and minority interests.$3,589,000546
Net charge-offs$1,0002,430
Cash dividends$2,800,000434
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,585,040531
2019-12-31 (YTD Data)Rank
Total interest income$12,336,0002,237
Total interest expense$1,651,0002,625
Net interest income$10,685,0002,114
Provision for loan and lease losses$03,973
Total noninterest income$705,0003,262
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$241,0002,926
Trading account gains and feesNANA
Additional Noninterest Income$464,0003,105
Total noninterest expense$6,386,0002,588
Salaries and employee benefits$3,944,0002,467
Premises and equipment expense$712,0002,513
Additional noninterest expense$1,730,0002,817
Pre-tax net operating income$5,004,0001,755
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,004,0001,601
Extraordinary gains, net$011
Net income$5,004,0001,603
Minority interest net income$076
Net income of bank and minority interests.$5,004,0001,603
Net charge-offs$-86,0004,871
Cash dividends$5,200,000765
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,004,0001,562
2019-09-30 (YTD Data)Rank
Total interest income$9,325,0002,250
Total interest expense$1,208,0002,683
Net interest income$8,117,0002,119
Provision for loan and lease losses$03,836
Total noninterest income$650,0003,025
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$188,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$462,0002,812
Total noninterest expense$4,556,0002,688
Salaries and employee benefits$2,846,0002,555
Premises and equipment expense$410,0002,971
Additional noninterest expense$1,300,0002,825
Pre-tax net operating income$4,211,0001,650
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,211,0001,483
Extraordinary gains, net$011
Net income$4,211,0001,484
Minority interest net income$072
Net income of bank and minority interests.$4,211,0001,485
Net charge-offs$-146,0005,036
Cash dividends$4,200,000694
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,211,0001,450
2019-06-30 (YTD Data)Rank
Total interest income$6,273,0002,240
Total interest expense$820,0002,639
Net interest income$5,453,0002,123
Provision for loan and lease losses$03,685
Total noninterest income$471,0002,885
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$125,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$346,0002,653
Total noninterest expense$2,972,0002,750
Salaries and employee benefits$1,852,0002,610
Premises and equipment expense$285,0002,907
Additional noninterest expense$835,0002,919
Pre-tax net operating income$2,952,0001,569
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,952,0001,405
Extraordinary gains, net$011
Net income$2,952,0001,405
Minority interest net income$069
Net income of bank and minority interests.$2,952,0001,405
Net charge-offs$-146,0005,120
Cash dividends$2,800,000680
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,952,0001,381
2019-03-31 (YTD Data)Rank
Total interest income$3,218,0002,187
Total interest expense$420,0002,569
Net interest income$2,798,0002,067
Provision for loan and lease losses$03,406
Total noninterest income$286,0002,578
Gross Fiduciary activities income$0972
Service charges on deposit accounts$63,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$223,0002,275
Total noninterest expense$1,487,0002,759
Salaries and employee benefits$912,0002,654
Premises and equipment expense$131,0003,108
Additional noninterest expense$444,0002,800
Pre-tax net operating income$1,597,0001,440
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,597,0001,301
Extraordinary gains, net$05
Net income$1,597,0001,298
Minority interest net income$052
Net income of bank and minority interests.$1,597,0001,300
Net charge-offs$-198,0005,274
Cash dividends$1,200,000732
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,597,0001,279
2018-12-31 (YTD Data)Rank
Total interest income$12,360,0002,159
Total interest expense$1,457,0002,386
Net interest income$10,903,0002,099
Provision for loan and lease losses$113,0002,971
Total noninterest income$805,0003,145
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$234,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$571,0002,903
Total noninterest expense$5,446,0002,897
Salaries and employee benefits$3,173,0002,852
Premises and equipment expense$505,0003,128
Additional noninterest expense$1,768,0002,829
Pre-tax net operating income$6,149,0001,480
Securities gains (losses)$-2,0004,086
Applicable income taxes$03,978
Income before extraordinary items$6,147,0001,334
Extraordinary gains, net$06
Net income$6,147,0001,333
Minority interest net income$072
Net income of bank and minority interests.$6,147,0001,333
Net charge-offs$-170,0005,146
Cash dividends$4,090,000855
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,149,0001,327
2018-09-30 (YTD Data)Rank
Total interest income$8,934,0002,204
Total interest expense$1,030,0002,402
Net interest income$7,904,0002,146
Provision for loan and lease losses$113,0002,505
Total noninterest income$519,0003,369
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$176,0003,132
Trading account gains and feesNANA
Additional Noninterest Income$343,0003,219
Total noninterest expense$4,003,0002,941
Salaries and employee benefits$2,419,0002,832
Premises and equipment expense$351,0003,307
Additional noninterest expense$1,233,0002,977
Pre-tax net operating income$4,307,0001,590
Securities gains (losses)$-2,0004,476
Applicable income taxes$04,032
Income before extraordinary items$4,305,0001,410
Extraordinary gains, net$05
Net income$4,305,0001,409
Minority interest net income$066
Net income of bank and minority interests.$4,305,0001,409
Net charge-offs$-67,0005,012
Cash dividends$2,840,000817
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,307,0001,392
2018-06-30 (YTD Data)Rank
Total interest income$5,885,0002,211
Total interest expense$662,0002,383
Net interest income$5,223,0002,165
Provision for loan and lease losses$113,0002,113
Total noninterest income$328,0003,474
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$111,0003,200
Trading account gains and feesNANA
Additional Noninterest Income$217,0003,280
Total noninterest expense$2,605,0003,012
Salaries and employee benefits$1,600,0002,878
Premises and equipment expense$239,0003,297
Additional noninterest expense$766,0003,140
Pre-tax net operating income$2,833,0001,583
Securities gains (losses)$-2,0004,720
Applicable income taxes$04,018
Income before extraordinary items$2,831,0001,410
Extraordinary gains, net$06
Net income$2,831,0001,409
Minority interest net income$065
Net income of bank and minority interests.$2,831,0001,409
Net charge-offs$-8,0004,455
Cash dividends$1,340,0001,057
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,833,0001,399
2018-03-31 (YTD Data)Rank
Total interest income$2,899,0002,227
Total interest expense$327,0002,321
Net interest income$2,572,0002,194
Provision for loan and lease losses$113,0001,364
Total noninterest income$129,0003,791
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$51,0003,326
Trading account gains and feesNANA
Additional Noninterest Income$78,0003,669
Total noninterest expense$1,285,0003,061
Salaries and employee benefits$795,0002,925
Premises and equipment expense$124,0003,257
Additional noninterest expense$366,0003,241
Pre-tax net operating income$1,303,0001,669
Securities gains (losses)$-2,0005,038
Applicable income taxes$03,948
Income before extraordinary items$1,301,0001,492
Extraordinary gains, net$07
Net income$1,301,0001,492
Minority interest net income$052
Net income of bank and minority interests.$1,301,0001,492
Net charge-offs$-4,0004,365
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,303,0001,473
2017-12-31 (YTD Data)Rank
Total interest income$11,311,0002,224
Total interest expense$1,228,0002,204
Net interest income$10,083,0002,211
Provision for loan and lease losses$666,0001,184
Total noninterest income$700,0003,455
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$232,0003,249
Trading account gains and feesNANA
Additional Noninterest Income$468,0003,238
Total noninterest expense$5,241,0003,014
Salaries and employee benefits$3,109,0002,914
Premises and equipment expense$502,0003,262
Additional noninterest expense$1,630,0003,041
Pre-tax net operating income$4,876,0001,755
Securities gains (losses)$9,0001,639
Applicable income taxes$04,135
Income before extraordinary items$4,885,0001,367
Extraordinary gains, net$09
Net income$4,885,0001,365
Minority interest net income$076
Net income of bank and minority interests.$4,885,0001,367
Net charge-offs$282,0001,535
Cash dividends$2,910,0001,055
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,876,0001,356
2017-09-30 (YTD Data)Rank
Total interest income$8,342,0002,252
Total interest expense$896,0002,233
Net interest income$7,446,0002,249
Provision for loan and lease losses$591,0001,032
Total noninterest income$555,0003,410
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$178,0003,237
Trading account gains and feesNANA
Additional Noninterest Income$377,0003,173
Total noninterest expense$3,882,0003,048
Salaries and employee benefits$2,354,0002,922
Premises and equipment expense$345,0003,444
Additional noninterest expense$1,183,0003,129
Pre-tax net operating income$3,528,0001,820
Securities gains (losses)$9,0001,660
Applicable income taxes$04,172
Income before extraordinary items$3,537,0001,511
Extraordinary gains, net$09
Net income$3,537,0001,510
Minority interest net income$071
Net income of bank and minority interests.$3,537,0001,511
Net charge-offs$289,0001,148
Cash dividends$1,710,0001,192
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,528,0001,492
2017-06-30 (YTD Data)Rank
Total interest income$5,408,0002,286
Total interest expense$562,0002,281
Net interest income$4,846,0002,278
Provision for loan and lease losses$360,0001,056
Total noninterest income$398,0003,329
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$120,0003,211
Trading account gains and feesNANA
Additional Noninterest Income$278,0003,047
Total noninterest expense$2,587,0003,066
Salaries and employee benefits$1,562,0002,950
Premises and equipment expense$241,0003,375
Additional noninterest expense$784,0003,154
Pre-tax net operating income$2,297,0001,825
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,297,0001,525
Extraordinary gains, net$011
Net income$2,297,0001,525
Minority interest net income$071
Net income of bank and minority interests.$2,297,0001,525
Net charge-offs$291,000849
Cash dividends$910,0001,409
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,297,0001,514
2017-03-31 (YTD Data)Rank
Total interest income$2,619,0002,342
Total interest expense$270,0002,334
Net interest income$2,349,0002,332
Provision for loan and lease losses$90,0001,522
Total noninterest income$166,0003,564
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$58,0003,278
Trading account gains and feesNANA
Additional Noninterest Income$108,0003,368
Total noninterest expense$1,289,0003,117
Salaries and employee benefits$807,0002,930
Premises and equipment expense$135,0003,196
Additional noninterest expense$347,0003,409
Pre-tax net operating income$1,136,0001,787
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,136,0001,523
Extraordinary gains, net$08
Net income$1,136,0001,523
Minority interest net income$055
Net income of bank and minority interests.$1,136,0001,523
Net charge-offs$-4,0004,579
Cash dividends$410,0001,365
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,136,0001,502
2016-12-31 (YTD Data)Rank
Total interest income$10,412,0002,321
Total interest expense$1,094,0002,270
Net interest income$9,318,0002,317
Provision for loan and lease losses$309,0001,964
Total noninterest income$733,0003,517
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$228,0003,408
Trading account gains and fees$0170
Additional Noninterest Income$505,0003,255
Total noninterest expense$5,034,0003,168
Salaries and employee benefits$2,996,0003,023
Premises and equipment expense$483,0003,444
Additional noninterest expense$1,555,0003,270
Pre-tax net operating income$4,708,0001,701
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,708,0001,455
Extraordinary gains, net$05
Net income$4,708,0001,454
Minority interest net income$082
Net income of bank and minority interests.$4,708,0001,454
Net charge-offs$2,0004,145
Cash dividends$3,450,000924
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,708,0001,423
2016-09-30 (YTD Data)Rank
Total interest income$7,867,0002,315
Total interest expense$832,0002,258
Net interest income$7,035,0002,303
Provision for loan and lease losses$218,0001,975
Total noninterest income$585,0003,427
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$173,0003,411
Trading account gains and fees$0169
Additional Noninterest Income$412,0003,137
Total noninterest expense$3,717,0003,207
Salaries and employee benefits$2,248,0003,028
Premises and equipment expense$344,0003,537
Additional noninterest expense$1,125,0003,361
Pre-tax net operating income$3,685,0001,665
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,685,0001,432
Extraordinary gains, net$05
Net income$3,685,0001,432
Minority interest net income$071
Net income of bank and minority interests.$3,685,0001,432
Net charge-offs$6,0003,575
Cash dividends$2,650,000842
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,685,0001,389
2016-06-30 (YTD Data)Rank
Total interest income$5,137,0002,358
Total interest expense$559,0002,252
Net interest income$4,578,0002,362
Provision for loan and lease losses$99,0002,339
Total noninterest income$360,0003,560
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$112,0003,448
Trading account gains and fees$0157
Additional Noninterest Income$248,0003,287
Total noninterest expense$2,460,0003,240
Salaries and employee benefits$1,491,0003,066
Premises and equipment expense$230,0003,578
Additional noninterest expense$739,0003,415
Pre-tax net operating income$2,379,0001,702
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,379,0001,449
Extraordinary gains, net$016
Net income$2,379,0001,449
Minority interest net income$071
Net income of bank and minority interests.$2,379,0001,449
Net charge-offs$-5,0004,738
Cash dividends$1,900,000805
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,379,0001,404
2016-03-31 (YTD Data)Rank
Total interest income$2,634,0002,305
Total interest expense$280,0002,253
Net interest income$2,354,0002,302
Provision for loan and lease losses$99,0001,546
Total noninterest income$160,0003,711
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$52,0003,540
Trading account gains and fees$0142
Additional Noninterest Income$108,0003,447
Total noninterest expense$1,215,0003,289
Salaries and employee benefits$747,0003,079
Premises and equipment expense$109,0003,701
Additional noninterest expense$359,0003,487
Pre-tax net operating income$1,200,0001,670
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,200,0001,414
Extraordinary gains, net$012
Net income$1,200,0001,414
Minority interest net income$062
Net income of bank and minority interests.$1,200,0001,415
Net charge-offs$-4,0004,749
Cash dividends$1,400,000569
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,200,0001,378
2015-12-31 (YTD Data)Rank
Total interest income$9,959,0002,379
Total interest expense$955,0002,494
Net interest income$9,004,0002,350
Provision for loan and lease losses$200,0002,306
Total noninterest income$835,0003,380
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$225,0003,537
Trading account gains and fees$0159
Additional Noninterest Income$610,0003,011
Total noninterest expense$4,755,0003,337
Salaries and employee benefits$2,855,0003,127
Premises and equipment expense$496,0003,502
Additional noninterest expense$1,404,0003,563
Pre-tax net operating income$4,884,0001,609
Securities gains (losses)$1,0003,117
Applicable income taxes$04,402
Income before extraordinary items$4,885,0001,383
Extraordinary gains, net$023
Net income$4,885,0001,382
Minority interest net income$081
Net income of bank and minority interests.$4,885,0001,383
Net charge-offs$33,0003,516
Cash dividends$4,100,000761
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,884,0001,361
2015-09-30 (YTD Data)Rank
Total interest income$7,527,0002,382
Total interest expense$705,0002,558
Net interest income$6,822,0002,348
Provision for loan and lease losses$116,0002,538
Total noninterest income$694,0003,217
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$172,0003,504
Trading account gains and fees$0153
Additional Noninterest Income$522,0002,862
Total noninterest expense$3,537,0003,387
Salaries and employee benefits$2,163,0003,134
Premises and equipment expense$356,0003,625
Additional noninterest expense$1,018,0003,640
Pre-tax net operating income$3,863,0001,564
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,863,0001,334
Extraordinary gains, net$021
Net income$3,863,0001,334
Minority interest net income$078
Net income of bank and minority interests.$3,863,0001,334
Net charge-offs$37,0002,992
Cash dividends$3,400,000651
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,863,0001,300
2015-06-30 (YTD Data)Rank
Total interest income$4,893,0002,434
Total interest expense$466,0002,588
Net interest income$4,427,0002,400
Provision for loan and lease losses$23,0003,455
Total noninterest income$501,0003,072
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$108,0003,605
Trading account gains and fees$0157
Additional Noninterest Income$393,0002,700
Total noninterest expense$2,380,0003,381
Salaries and employee benefits$1,446,0003,155
Premises and equipment expense$237,0003,661
Additional noninterest expense$697,0003,598
Pre-tax net operating income$2,525,0001,563
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,525,0001,333
Extraordinary gains, net$022
Net income$2,525,0001,335
Minority interest net income$075
Net income of bank and minority interests.$2,525,0001,334
Net charge-offs$-16,0005,405
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,525,0001,301
2015-03-31 (YTD Data)Rank
Total interest income$2,494,0002,390
Total interest expense$220,0002,709
Net interest income$2,274,0002,345
Provision for loan and lease losses$23,0002,765
Total noninterest income$296,0002,818
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$52,0003,639
Trading account gains and fees$0152
Additional Noninterest Income$244,0002,383
Total noninterest expense$1,220,0003,335
Salaries and employee benefits$732,0003,149
Premises and equipment expense$136,0003,397
Additional noninterest expense$352,0003,571
Pre-tax net operating income$1,327,0001,484
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,327,0001,265
Extraordinary gains, net$013
Net income$1,327,0001,266
Minority interest net income$064
Net income of bank and minority interests.$1,327,0001,267
Net charge-offs$-2,0004,668
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,327,0001,222
2014-12-31 (YTD Data)Rank
Total interest income$9,526,0002,508
Total interest expense$807,0003,017
Net interest income$8,719,0002,432
Provision for loan and lease losses$475,0001,519
Total noninterest income$1,373,0002,640
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$245,0003,578
Trading account gains and fees$0180
Additional Noninterest Income$1,128,0002,162
Total noninterest expense$4,685,0003,460
Salaries and employee benefits$2,800,0003,222
Premises and equipment expense$501,0003,627
Additional noninterest expense$1,384,0003,722
Pre-tax net operating income$4,932,0001,540
Securities gains (losses)$43,0001,834
Applicable income taxes$04,531
Income before extraordinary items$4,975,0001,318
Extraordinary gains, net$017
Net income$4,975,0001,317
Minority interest net income$084
Net income of bank and minority interests.$4,975,0001,317
Net charge-offs$78,0003,413
Cash dividends$4,700,000636
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,932,0001,297
2014-09-30 (YTD Data)Rank
Total interest income$7,076,0002,549
Total interest expense$582,0003,158
Net interest income$6,494,0002,460
Provision for loan and lease losses$210,0002,017
Total noninterest income$1,105,0002,560
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$186,0003,600
Trading account gains and fees$0174
Additional Noninterest Income$919,0002,050
Total noninterest expense$3,442,0003,521
Salaries and employee benefits$2,116,0003,231
Premises and equipment expense$347,0003,861
Additional noninterest expense$979,0003,884
Pre-tax net operating income$3,947,0001,472
Securities gains (losses)$41,0001,554
Applicable income taxes$04,583
Income before extraordinary items$3,988,0001,219
Extraordinary gains, net$015
Net income$3,988,0001,216
Minority interest net income$081
Net income of bank and minority interests.$3,988,0001,218
Net charge-offs$56,0003,171
Cash dividends$3,700,000573
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,947,0001,216
2014-06-30 (YTD Data)Rank
Total interest income$4,660,0002,579
Total interest expense$385,0003,199
Net interest income$4,275,0002,483
Provision for loan and lease losses$190,0001,698
Total noninterest income$758,0002,481
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$122,0003,609
Trading account gains and fees$0172
Additional Noninterest Income$636,0001,972
Total noninterest expense$2,278,0003,547
Salaries and employee benefits$1,406,0003,255
Premises and equipment expense$234,0003,863
Additional noninterest expense$638,0003,960
Pre-tax net operating income$2,565,0001,461
Securities gains (losses)$22,0001,602
Applicable income taxes$04,568
Income before extraordinary items$2,587,0001,223
Extraordinary gains, net$020
Net income$2,587,0001,222
Minority interest net income$080
Net income of bank and minority interests.$2,587,0001,224
Net charge-offs$96,0002,213
Cash dividends$2,500,000534
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,565,0001,206
2014-03-31 (YTD Data)Rank
Total interest income$2,244,0002,660
Total interest expense$195,0003,228
Net interest income$2,049,0002,570
Provision for loan and lease losses$30,0002,577
Total noninterest income$206,0003,418
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$61,0003,594
Trading account gains and fees$0147
Additional Noninterest Income$145,0003,020
Total noninterest expense$1,121,0003,614
Salaries and employee benefits$698,0003,290
Premises and equipment expense$121,0003,822
Additional noninterest expense$302,0004,087
Pre-tax net operating income$1,104,0001,621
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,104,0001,375
Extraordinary gains, net$016
Net income$1,104,0001,378
Minority interest net income$066
Net income of bank and minority interests.$1,104,0001,377
Net charge-offs$11,0002,795
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,104,0001,347
2013-12-31 (YTD Data)Rank
Total interest income$8,913,0002,689
Total interest expense$818,0003,404
Net interest income$8,095,0002,578
Provision for loan and lease losses$63,0004,065
Total noninterest income$1,440,0002,659
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$268,0003,569
Trading account gains and fees$0184
Additional Noninterest Income$1,172,0002,168
Total noninterest expense$4,600,0003,595
Salaries and employee benefits$2,698,0003,347
Premises and equipment expense$530,0003,608
Additional noninterest expense$1,372,0003,877
Pre-tax net operating income$4,872,0001,457
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,872,0001,250
Extraordinary gains, net$029
Net income$4,872,0001,252
Minority interest net income$090
Net income of bank and minority interests.$4,872,0001,253
Net charge-offs$-72,0006,476
Cash dividends$3,950,000703
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,872,0001,227
2013-09-30 (YTD Data)Rank
Total interest income$6,685,0002,708
Total interest expense$610,0003,498
Net interest income$6,075,0002,587
Provision for loan and lease losses$63,0003,791
Total noninterest income$1,014,0002,800
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$202,0003,584
Trading account gains and fees$0180
Additional Noninterest Income$812,0002,329
Total noninterest expense$3,366,0003,666
Salaries and employee benefits$2,025,0003,371
Premises and equipment expense$351,0003,927
Additional noninterest expense$990,0003,971
Pre-tax net operating income$3,660,0001,492
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,660,0001,255
Extraordinary gains, net$025
Net income$3,660,0001,255
Minority interest net income$084
Net income of bank and minority interests.$3,660,0001,257
Net charge-offs$-75,0006,539
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,660,0001,228
2013-06-30 (YTD Data)Rank
Total interest income$4,458,0002,710
Total interest expense$403,0003,568
Net interest income$4,055,0002,576
Provision for loan and lease losses$63,0003,355
Total noninterest income$540,0003,161
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$128,0003,647
Trading account gains and fees$0157
Additional Noninterest Income$412,0002,757
Total noninterest expense$2,254,0003,683
Salaries and employee benefits$1,346,0003,392
Premises and equipment expense$270,0003,594
Additional noninterest expense$638,0004,043
Pre-tax net operating income$2,278,0001,555
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,278,0001,331
Extraordinary gains, net$022
Net income$2,278,0001,333
Minority interest net income$082
Net income of bank and minority interests.$2,278,0001,333
Net charge-offs$24,0003,889
Cash dividends$1,900,000656
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,278,0001,277
2013-03-31 (YTD Data)Rank
Total interest income$2,145,0002,821
Total interest expense$195,0003,729
Net interest income$1,950,0002,668
Provision for loan and lease losses$16,0003,706
Total noninterest income$203,0003,631
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$60,0003,757
Trading account gains and fees$0148
Additional Noninterest Income$143,0003,246
Total noninterest expense$1,092,0003,780
Salaries and employee benefits$662,0003,460
Premises and equipment expense$125,0003,806
Additional noninterest expense$305,0004,171
Pre-tax net operating income$1,045,0001,637
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,045,0001,408
Extraordinary gains, net$010
Net income$1,045,0001,410
Minority interest net income$076
Net income of bank and minority interests.$1,045,0001,410
Net charge-offs$5,0003,681
Cash dividends$950,000579
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,045,0001,357
2012-12-31 (YTD Data)Rank
Total interest income$9,783,0002,616
Total interest expense$998,0003,611
Net interest income$8,785,0002,443
Provision for loan and lease losses$797,0002,088
Total noninterest income$2,676,0001,784
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$305,0003,453
Trading account gains and fees$0166
Additional Noninterest Income$2,371,0001,388
Total noninterest expense$4,747,0003,610
Salaries and employee benefits$2,641,0003,432
Premises and equipment expense$535,0003,654
Additional noninterest expense$1,571,0003,681
Pre-tax net operating income$5,917,0001,195
Securities gains (losses)$3,0003,606
Applicable income taxes$04,751
Income before extraordinary items$5,920,0001,015
Extraordinary gains, net$029
Net income$5,920,0001,015
Minority interest net income$093
Net income of bank and minority interests.$5,920,0001,015
Net charge-offs$738,0002,161
Cash dividends$4,250,000661
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,917,000966
2012-09-30 (YTD Data)Rank
Total interest income$7,220,0002,710
Total interest expense$790,0003,610
Net interest income$6,430,0002,541
Provision for loan and lease losses$546,0002,166
Total noninterest income$1,936,0001,827
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$230,0003,482
Trading account gains and fees$0157
Additional Noninterest Income$1,706,0001,410
Total noninterest expense$3,375,0003,771
Salaries and employee benefits$1,964,0003,465
Premises and equipment expense$370,0003,906
Additional noninterest expense$1,041,0004,006
Pre-tax net operating income$4,445,0001,211
Securities gains (losses)$3,0003,350
Applicable income taxes$04,802
Income before extraordinary items$4,448,0001,034
Extraordinary gains, net$020
Net income$4,448,0001,034
Minority interest net income$086
Net income of bank and minority interests.$4,448,0001,034
Net charge-offs$518,0002,135
Cash dividends$3,050,000546
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,445,000977
2012-06-30 (YTD Data)Rank
Total interest income$4,714,0002,795
Total interest expense$541,0003,642
Net interest income$4,173,0002,610
Provision for loan and lease losses$534,0001,737
Total noninterest income$1,596,0001,555
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$147,0003,557
Trading account gains and fees$0153
Additional Noninterest Income$1,449,0001,165
Total noninterest expense$2,415,0003,598
Salaries and employee benefits$1,306,0003,493
Premises and equipment expense$244,0003,933
Additional noninterest expense$865,0003,481
Pre-tax net operating income$2,820,0001,265
Securities gains (losses)$3,0002,959
Applicable income taxes$04,770
Income before extraordinary items$2,823,0001,064
Extraordinary gains, net$019
Net income$2,823,0001,064
Minority interest net income$084
Net income of bank and minority interests.$2,823,0001,064
Net charge-offs$513,0001,736
Cash dividends$1,450,000717
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,820,0001,001
2012-03-31 (YTD Data)Rank
Total interest income$2,370,0002,812
Total interest expense$286,0003,616
Net interest income$2,084,0002,623
Provision for loan and lease losses$104,0002,816
Total noninterest income$726,0001,645
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$653,0001,240
Total noninterest expense$1,240,0003,552
Salaries and employee benefits$647,0003,550
Premises and equipment expense$126,0003,868
Additional noninterest expense$467,0003,258
Pre-tax net operating income$1,466,0001,197
Securities gains (losses)$3,0001,983
Applicable income taxes$04,704
Income before extraordinary items$1,469,0001,012
Extraordinary gains, net$019
Net income$1,469,0001,014
Minority interest net income$078
Net income of bank and minority interests.$1,469,0001,013
Net charge-offs$85,0002,593
Cash dividends$450,000954
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,466,000954
2011-12-31 (YTD Data)Rank
Total interest income$7,610,0003,463
Total interest expense$1,193,0003,983
Net interest income$6,417,0003,289
Provision for loan and lease losses$854,0002,643
Total noninterest income$2,745,0001,602
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$285,0003,694
Trading account gains and fees$0146
Additional Noninterest Income$2,460,0001,186
Total noninterest expense$4,380,0003,869
Salaries and employee benefits$2,138,0003,989
Premises and equipment expense$507,0004,002
Additional noninterest expense$1,735,0003,514
Pre-tax net operating income$3,928,0001,460
Securities gains (losses)$39,0002,739
Applicable income taxes$04,719
Income before extraordinary items$3,967,0001,263
Extraordinary gains, net$029
Net income$3,967,0001,263
Minority interest net income$096
Net income of bank and minority interests.$3,967,0001,263
Net charge-offs$428,0003,360
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,928,0001,200
2011-09-30 (YTD Data)Rank
Total interest income$5,178,0003,747
Total interest expense$868,0004,172
Net interest income$4,310,0003,585
Provision for loan and lease losses$557,0002,721
Total noninterest income$2,316,0001,449
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$216,0003,685
Trading account gains and fees$0145
Additional Noninterest Income$2,100,0001,082
Total noninterest expense$3,052,0004,066
Salaries and employee benefits$1,496,0004,183
Premises and equipment expense$298,0004,628
Additional noninterest expense$1,258,0003,568
Pre-tax net operating income$3,017,0001,486
Securities gains (losses)$39,0002,483
Applicable income taxes$04,740
Income before extraordinary items$3,056,0001,268
Extraordinary gains, net$021
Net income$3,056,0001,268
Minority interest net income$087
Net income of bank and minority interests.$3,056,0001,268
Net charge-offs$82,0004,611
Cash dividends$1,000,0001,146
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,017,0001,213
2011-06-30 (YTD Data)Rank
Total interest income$2,910,0004,237
Total interest expense$505,0004,601
Net interest income$2,405,0004,041
Provision for loan and lease losses$20,0005,705
Total noninterest income$154,0005,265
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$133,0003,837
Trading account gains and fees$0153
Additional Noninterest Income$21,0006,204
Total noninterest expense$1,570,0004,814
Salaries and employee benefits$898,0004,492
Premises and equipment expense$148,0005,347
Additional noninterest expense$524,0004,878
Pre-tax net operating income$969,0002,595
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$969,0002,340
Extraordinary gains, net$015
Net income$969,0002,340
Minority interest net income$089
Net income of bank and minority interests.$969,0002,340
Net charge-offs$-1,0006,559
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$969,0002,255
2011-03-31 (YTD Data)Rank
Total interest income$1,437,0004,297
Total interest expense$268,0004,569
Net interest income$1,169,0004,116
Provision for loan and lease losses$8,0005,494
Total noninterest income$97,0004,964
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,221
Total noninterest expense$751,0004,976
Salaries and employee benefits$446,0004,524
Premises and equipment expense$82,0005,167
Additional noninterest expense$223,0005,269
Pre-tax net operating income$507,0002,531
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$507,0002,225
Extraordinary gains, net$09
Net income$507,0002,223
Minority interest net income$086
Net income of bank and minority interests.$507,0002,224
Net charge-offs$2,0004,883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$507,0002,182
2010-12-31 (YTD Data)Rank
Total interest income$5,926,0004,349
Total interest expense$1,257,0004,698
Net interest income$4,669,0004,141
Provision for loan and lease losses$466,0004,244
Total noninterest income$418,0004,894
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$276,0003,806
Trading account gains and fees$0175
Additional Noninterest Income$142,0005,046
Total noninterest expense$3,081,0004,960
Salaries and employee benefits$1,754,0004,602
Premises and equipment expense$362,0004,988
Additional noninterest expense$965,0005,191
Pre-tax net operating income$1,540,0002,686
Securities gains (losses)$6,0003,427
Applicable income taxes$04,655
Income before extraordinary items$1,546,0002,464
Extraordinary gains, net$029
Net income$1,546,0002,461
Minority interest net income$0111
Net income of bank and minority interests.$1,546,0002,466
Net charge-offs$122,0005,250
Cash dividends$400,0002,604
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,540,0002,372
2010-09-30 (YTD Data)Rank
Total interest income$4,391,0004,469
Total interest expense$951,0004,823
Net interest income$3,440,0004,252
Provision for loan and lease losses$370,0004,024
Total noninterest income$309,0005,002
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$211,0003,832
Trading account gains and fees$0165
Additional Noninterest Income$98,0005,222
Total noninterest expense$2,286,0004,995
Salaries and employee benefits$1,299,0004,667
Premises and equipment expense$274,0005,045
Additional noninterest expense$713,0005,216
Pre-tax net operating income$1,093,0002,938
Securities gains (losses)$42,0002,530
Applicable income taxes$04,726
Income before extraordinary items$1,135,0002,655
Extraordinary gains, net$023
Net income$1,135,0002,653
Minority interest net income$0110
Net income of bank and minority interests.$1,135,0002,657
Net charge-offs$47,0005,537
Cash dividends$400,0002,009
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,093,0002,600
2010-06-30 (YTD Data)Rank
Total interest income$2,883,0004,557
Total interest expense$646,0004,882
Net interest income$2,237,0004,325
Provision for loan and lease losses$242,0003,936
Total noninterest income$199,0005,040
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$137,0003,875
Trading account gains and fees$0152
Additional Noninterest Income$62,0005,330
Total noninterest expense$1,538,0004,993
Salaries and employee benefits$863,0004,710
Premises and equipment expense$212,0004,704
Additional noninterest expense$463,0005,303
Pre-tax net operating income$656,0003,153
Securities gains (losses)$42,0001,993
Applicable income taxes$04,691
Income before extraordinary items$698,0002,776
Extraordinary gains, net$019
Net income$698,0002,772
Minority interest net income$0105
Net income of bank and minority interests.$698,0002,775
Net charge-offs$80,0004,475
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$656,0002,776
2010-03-31 (YTD Data)Rank
Total interest income$1,428,0004,634
Total interest expense$335,0004,930
Net interest income$1,093,0004,412
Provision for loan and lease losses$88,0004,167
Total noninterest income$77,0005,489
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$66,0003,954
Trading account gains and fees$0175
Additional Noninterest Income$11,0006,524
Total noninterest expense$748,0005,122
Salaries and employee benefits$419,0004,858
Premises and equipment expense$103,0004,876
Additional noninterest expense$226,0005,395
Pre-tax net operating income$334,0003,179
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$334,0002,926
Extraordinary gains, net$016
Net income$334,0002,922
Minority interest net income$091
Net income of bank and minority interests.$334,0002,926
Net charge-offs$17,0004,530
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$334,0002,806
2009-12-31 (YTD Data)Rank
Total interest income$5,722,0004,753
Total interest expense$1,581,0005,047
Net interest income$4,141,0004,481
Provision for loan and lease losses$442,0004,732
Total noninterest income$419,0005,038
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$312,0003,811
Trading account gains and fees$0211
Additional Noninterest Income$107,0005,561
Total noninterest expense$2,962,0005,226
Salaries and employee benefits$1,585,0005,033
Premises and equipment expense$363,0005,229
Additional noninterest expense$1,014,0005,205
Pre-tax net operating income$1,156,0002,769
Securities gains (losses)$38,0002,770
Applicable income taxes$-20,0006,321
Income before extraordinary items$1,214,0002,461
Extraordinary gains, net$034
Net income$1,214,0002,459
Minority interest net income$0115
Net income of bank and minority interests.$1,214,0002,460
Net charge-offs$410,0004,050
Cash dividends$340,0003,061
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,176,0002,459
2009-09-30 (YTD Data)Rank
Total interest income$4,251,0004,845
Total interest expense$1,201,0005,147
Net interest income$3,050,0004,539
Provision for loan and lease losses$274,0004,729
Total noninterest income$315,0005,108
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$238,0003,790
Trading account gains and fees$0212
Additional Noninterest Income$77,0005,751
Total noninterest expense$2,223,0005,217
Salaries and employee benefits$1,190,0005,070
Premises and equipment expense$271,0005,282
Additional noninterest expense$762,0005,192
Pre-tax net operating income$868,0002,986
Securities gains (losses)$38,0002,435
Applicable income taxes$-20,0006,709
Income before extraordinary items$926,0002,599
Extraordinary gains, net$027
Net income$926,0002,596
Minority interest net income$0118
Net income of bank and minority interests.$926,0002,599
Net charge-offs$328,0003,589
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$888,0002,634
2009-06-30 (YTD Data)Rank
Total interest income$2,752,0004,965
Total interest expense$805,0005,266
Net interest income$1,947,0004,662
Provision for loan and lease losses$131,0004,943
Total noninterest income$181,0005,387
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$138,0004,044
Trading account gains and fees$0193
Additional Noninterest Income$43,0006,017
Total noninterest expense$1,472,0005,296
Salaries and employee benefits$783,0005,170
Premises and equipment expense$179,0005,353
Additional noninterest expense$510,0005,193
Pre-tax net operating income$525,0003,228
Securities gains (losses)$38,0002,055
Applicable income taxes$-20,0006,865
Income before extraordinary items$583,0002,817
Extraordinary gains, net$021
Net income$583,0002,815
Minority interest net income$0112
Net income of bank and minority interests.$583,0002,817
Net charge-offs$243,0003,196
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$545,0002,834
2009-03-31 (YTD Data)Rank
Total interest income$1,356,0005,034
Total interest expense$394,0005,417
Net interest income$962,0004,683
Provision for loan and lease losses$60,0004,614
Total noninterest income$85,0005,475
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$61,0004,216
Trading account gains and fees$0171
Additional Noninterest Income$24,0005,949
Total noninterest expense$700,0005,400
Salaries and employee benefits$384,0005,270
Premises and equipment expense$92,0005,322
Additional noninterest expense$224,0005,279
Pre-tax net operating income$287,0003,402
Securities gains (losses)$38,0001,416
Applicable income taxes$-20,0007,272
Income before extraordinary items$345,0002,849
Extraordinary gains, net$015
Net income$345,0002,849
Minority interest net income$0102
Net income of bank and minority interests.$345,0002,850
Net charge-offs$7,0004,941
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$307,0002,937
2008-12-31 (YTD Data)Rank
Total interest income$5,817,0005,021
Total interest expense$1,756,0005,631
Net interest income$4,061,0004,541
Provision for loan and lease losses$186,0005,296
Total noninterest income$368,0005,435
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$284,0004,118
Trading account gains and fees$0154
Additional Noninterest Income$84,0006,159
Total noninterest expense$2,919,0005,206
Salaries and employee benefits$1,558,0005,224
Premises and equipment expense$350,0005,421
Additional noninterest expense$1,011,0004,788
Pre-tax net operating income$1,324,0003,236
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,324,0002,740
Extraordinary gains, net$039
Net income$1,324,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0004,270
Cash dividends$814,0002,620
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,324,0002,880
2008-09-30 (YTD Data)Rank
Total interest income$4,390,0005,077
Total interest expense$1,363,0005,664
Net interest income$3,027,0004,590
Provision for loan and lease losses$86,0005,374
Total noninterest income$266,0005,601
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$211,0004,147
Trading account gains and fees$0148
Additional Noninterest Income$55,0006,465
Total noninterest expense$2,097,0005,324
Salaries and employee benefits$1,187,0005,203
Premises and equipment expense$259,0005,483
Additional noninterest expense$651,0005,185
Pre-tax net operating income$1,110,0003,481
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,110,0002,898
Extraordinary gains, net$031
Net income$1,110,0002,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,355
Cash dividends$664,0002,349
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,110,0003,045
2008-06-30 (YTD Data)Rank
Total interest income$2,923,0005,150
Total interest expense$963,0005,676
Net interest income$1,960,0004,681
Provision for loan and lease losses$18,0006,030
Total noninterest income$180,0005,656
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$143,0004,134
Trading account gains and fees$0149
Additional Noninterest Income$37,0006,530
Total noninterest expense$1,429,0005,286
Salaries and employee benefits$799,0005,219
Premises and equipment expense$177,0005,467
Additional noninterest expense$453,0005,041
Pre-tax net operating income$693,0003,714
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$693,0003,342
Extraordinary gains, net$021
Net income$693,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,847
Cash dividends$664,0001,927
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$693,0003,284
2008-03-31 (YTD Data)Rank
Total interest income$1,498,0005,175
Total interest expense$526,0005,635
Net interest income$972,0004,715
Provision for loan and lease losses$06,080
Total noninterest income$92,0005,603
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$73,0004,064
Trading account gains and fees$0158
Additional Noninterest Income$19,0006,522
Total noninterest expense$708,0005,329
Salaries and employee benefits$400,0005,229
Premises and equipment expense$93,0005,371
Additional noninterest expense$215,0005,153
Pre-tax net operating income$356,0003,793
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$356,0003,456
Extraordinary gains, net$015
Net income$356,0003,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,589
Cash dividends$305,0001,841
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$356,0003,356
2007-12-31 (YTD Data)Rank
Total interest income$6,394,0005,002
Total interest expense$2,579,0005,174
Net interest income$3,815,0004,772
Provision for loan and lease losses$45,0005,768
Total noninterest income$422,0005,389
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$324,0003,942
Trading account gains and fees$0178
Additional Noninterest Income$98,0006,242
Total noninterest expense$2,720,0005,328
Salaries and employee benefits$1,545,0005,219
Premises and equipment expense$343,0005,463
Additional noninterest expense$832,0005,220
Pre-tax net operating income$1,472,0003,938
Securities gains (losses)$02,146
Applicable income taxes$274,0003,490
Income before extraordinary items$1,198,0003,943
Extraordinary gains, net$039
Net income$1,198,0003,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,382
Cash dividends$1,351,0002,165
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,198,0003,940
2007-09-30 (YTD Data)Rank
Total interest income$4,799,0005,021
Total interest expense$1,946,0005,173
Net interest income$2,853,0004,797
Provision for loan and lease losses$45,0005,124
Total noninterest income$315,0005,441
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$243,0003,924
Trading account gains and fees$0184
Additional Noninterest Income$72,0006,310
Total noninterest expense$2,047,0005,291
Salaries and employee benefits$1,170,0005,181
Premises and equipment expense$268,0005,344
Additional noninterest expense$609,0005,240
Pre-tax net operating income$1,076,0004,193
Securities gains (losses)$01,655
Applicable income taxes$274,0003,318
Income before extraordinary items$802,0004,337
Extraordinary gains, net$033
Net income$802,0004,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,602
Cash dividends$971,0002,059
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$802,0004,327
2007-06-30 (YTD Data)Rank
Total interest income$3,194,0005,049
Total interest expense$1,301,0005,185
Net interest income$1,893,0004,834
Provision for loan and lease losses$45,0004,495
Total noninterest income$200,0005,568
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$162,0003,940
Trading account gains and fees$0168
Additional Noninterest Income$38,0006,680
Total noninterest expense$1,368,0005,312
Salaries and employee benefits$780,0005,216
Premises and equipment expense$177,0005,391
Additional noninterest expense$411,0005,212
Pre-tax net operating income$680,0004,389
Securities gains (losses)$01,444
Applicable income taxes$274,0002,838
Income before extraordinary items$406,0005,043
Extraordinary gains, net$029
Net income$406,0005,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,311
Cash dividends$517,0002,391
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$406,0005,034
2007-03-31 (YTD Data)Rank
Total interest income$1,583,0005,064
Total interest expense$641,0005,197
Net interest income$942,0004,862
Provision for loan and lease losses$27,0004,065
Total noninterest income$105,0005,428
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$83,0003,831
Trading account gains and fees$0195
Additional Noninterest Income$22,0006,474
Total noninterest expense$693,0005,286
Salaries and employee benefits$393,0005,230
Premises and equipment expense$93,0005,263
Additional noninterest expense$207,0005,160
Pre-tax net operating income$327,0004,458
Securities gains (losses)$01,187
Applicable income taxes$274,0001,981
Income before extraordinary items$53,0007,110
Extraordinary gains, net$022
Net income$53,0007,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,000756
Cash dividends$279,0002,096
Sale, conversion, retirement of capital stock, net$0885
Net operating income$53,0007,094
2006-12-31 (YTD Data)Rank
Total interest income$6,411,0004,796
Total interest expense$2,328,0005,006
Net interest income$4,083,0004,608
Provision for loan and lease losses$21,0006,273
Total noninterest income$417,0005,518
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$325,0003,962
Trading account gains and fees$0130
Additional Noninterest Income$92,0006,472
Total noninterest expense$2,733,0005,190
Salaries and employee benefits$1,476,0005,251
Premises and equipment expense$385,0005,049
Additional noninterest expense$872,0004,964
Pre-tax net operating income$1,746,0003,959
Securities gains (losses)$01,687
Applicable income taxes$550,0003,007
Income before extraordinary items$1,196,0004,290
Extraordinary gains, net$051
Net income$1,196,0004,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,692
Cash dividends$1,316,0002,122
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,196,0004,271
2006-09-30 (YTD Data)Rank
Total interest income$4,808,0004,790
Total interest expense$1,701,0005,005
Net interest income$3,107,0004,598
Provision for loan and lease losses$21,0005,957
Total noninterest income$318,0005,515
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$247,0003,968
Trading account gains and fees$0126
Additional Noninterest Income$71,0006,401
Total noninterest expense$2,076,0005,144
Salaries and employee benefits$1,135,0005,144
Premises and equipment expense$298,0004,971
Additional noninterest expense$643,0004,998
Pre-tax net operating income$1,328,0004,056
Securities gains (losses)$01,388
Applicable income taxes$411,0003,138
Income before extraordinary items$917,0004,367
Extraordinary gains, net$045
Net income$917,0004,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,342
Cash dividends$999,0001,947
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$917,0004,359
2006-06-30 (YTD Data)Rank
Total interest income$3,218,0004,751
Total interest expense$1,130,0004,903
Net interest income$2,088,0004,589
Provision for loan and lease losses$21,0005,479
Total noninterest income$221,0005,416
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$171,0003,862
Trading account gains and fees$0126
Additional Noninterest Income$50,0006,377
Total noninterest expense$1,394,0005,126
Salaries and employee benefits$760,0005,155
Premises and equipment expense$199,0004,947
Additional noninterest expense$435,0004,936
Pre-tax net operating income$894,0004,056
Securities gains (losses)$01,185
Applicable income taxes$294,0003,077
Income before extraordinary items$600,0004,443
Extraordinary gains, net$039
Net income$600,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,743
Cash dividends$695,0001,908
Sale, conversion, retirement of capital stock, net$0887
Net operating income$600,0004,434
2006-03-31 (YTD Data)Rank
Total interest income$1,606,0004,700
Total interest expense$553,0004,830
Net interest income$1,053,0004,564
Provision for loan and lease losses$21,0004,472
Total noninterest income$104,0005,514
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$80,0003,936
Trading account gains and fees$0115
Additional Noninterest Income$24,0006,429
Total noninterest expense$704,0005,114
Salaries and employee benefits$382,0005,170
Premises and equipment expense$110,0004,666
Additional noninterest expense$212,0004,994
Pre-tax net operating income$432,0004,099
Securities gains (losses)$0955
Applicable income taxes$137,0003,170
Income before extraordinary items$295,0004,463
Extraordinary gains, net$021
Net income$295,0004,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,092
Cash dividends$400,0001,598
Sale, conversion, retirement of capital stock, net$0648
Net operating income$295,0004,450
2005-12-31 (YTD Data)Rank
Total interest income$6,238,0004,503
Total interest expense$1,796,0004,747
Net interest income$4,442,0004,299
Provision for loan and lease losses$128,0004,363
Total noninterest income$423,0005,603
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$327,0003,989
Trading account gains and fees$0138
Additional Noninterest Income$96,0006,467
Total noninterest expense$2,704,0005,113
Salaries and employee benefits$1,451,0005,163
Premises and equipment expense$398,0004,872
Additional noninterest expense$855,0004,942
Pre-tax net operating income$2,033,0003,646
Securities gains (losses)$02,296
Applicable income taxes$690,0002,839
Income before extraordinary items$1,343,0004,064
Extraordinary gains, net$046
Net income$1,343,0004,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$869,0002,717
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,343,0004,028
2005-09-30 (YTD Data)Rank
Total interest income$4,594,0004,521
Total interest expense$1,282,0004,758
Net interest income$3,312,0004,325
Provision for loan and lease losses$63,0004,907
Total noninterest income$306,0005,729
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$237,0004,079
Trading account gains and fees$0126
Additional Noninterest Income$69,0006,541
Total noninterest expense$2,036,0005,079
Salaries and employee benefits$1,113,0005,065
Premises and equipment expense$303,0004,808
Additional noninterest expense$620,0005,006
Pre-tax net operating income$1,519,0003,710
Securities gains (losses)$02,317
Applicable income taxes$528,0002,841
Income before extraordinary items$991,0004,184
Extraordinary gains, net$035
Net income$991,0004,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,957
Cash dividends$644,0002,435
Sale, conversion, retirement of capital stock, net$0769
Net operating income$991,0004,135
2005-06-30 (YTD Data)Rank
Total interest income$2,989,0004,517
Total interest expense$802,0004,776
Net interest income$2,187,0004,330
Provision for loan and lease losses$32,0005,100
Total noninterest income$194,0005,809
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$146,0004,216
Trading account gains and fees$0116
Additional Noninterest Income$48,0006,470
Total noninterest expense$1,365,0005,059
Salaries and employee benefits$749,0005,026
Premises and equipment expense$201,0004,806
Additional noninterest expense$415,0004,968
Pre-tax net operating income$984,0003,758
Securities gains (losses)$02,146
Applicable income taxes$336,0002,898
Income before extraordinary items$648,0004,215
Extraordinary gains, net$030
Net income$648,0004,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$648,0004,160
2005-03-31 (YTD Data)Rank
Total interest income$1,452,0004,582
Total interest expense$380,0004,822
Net interest income$1,072,0004,403
Provision for loan and lease losses$23,0004,505
Total noninterest income$95,0005,801
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$66,0004,389
Trading account gains and fees$0115
Additional Noninterest Income$29,0006,226
Total noninterest expense$685,0005,075
Salaries and employee benefits$379,0005,007
Premises and equipment expense$99,0004,901
Additional noninterest expense$207,0004,958
Pre-tax net operating income$459,0003,907
Securities gains (losses)$01,685
Applicable income taxes$155,0003,051
Income before extraordinary items$304,0004,341
Extraordinary gains, net$024
Net income$304,0004,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$304,0004,296
2004-12-31 (YTD Data)Rank
Total interest income$5,540,0004,522
Total interest expense$1,347,0004,799
Net interest income$4,193,0004,334
Provision for loan and lease losses$115,0004,787
Total noninterest income$411,0005,726
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$337,0004,037
Trading account gains and fees$0138
Additional Noninterest Income$74,0006,906
Total noninterest expense$2,610,0005,144
Salaries and employee benefits$1,327,0005,358
Premises and equipment expense$384,0004,897
Additional noninterest expense$899,0004,703
Pre-tax net operating income$1,879,0003,663
Securities gains (losses)$-7,0008,135
Applicable income taxes$583,0003,079
Income before extraordinary items$1,289,0004,014
Extraordinary gains, net$034
Net income$1,289,0004,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,291
Cash dividends$1,319,0001,903
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,293,8303,950
2004-09-30 (YTD Data)Rank
Total interest income$4,068,0004,565
Total interest expense$977,0004,848
Net interest income$3,091,0004,377
Provision for loan and lease losses$64,0005,058
Total noninterest income$313,0005,717
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$258,0004,025
Trading account gains and fees$0134
Additional Noninterest Income$55,0006,930
Total noninterest expense$1,914,0005,188
Salaries and employee benefits$986,0005,371
Premises and equipment expense$286,0004,909
Additional noninterest expense$642,0004,830
Pre-tax net operating income$1,426,0003,700
Securities gains (losses)$-7,0008,426
Applicable income taxes$445,0003,105
Income before extraordinary items$974,0004,075
Extraordinary gains, net$026
Net income$974,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,382
Cash dividends$1,319,0001,401
Sale, conversion, retirement of capital stock, net$0738
Net operating income$978,8303,996
2004-06-30 (YTD Data)Rank
Total interest income$2,622,0004,676
Total interest expense$644,0004,891
Net interest income$1,978,0004,508
Provision for loan and lease losses$33,0005,235
Total noninterest income$197,0005,855
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$168,0004,066
Trading account gains and fees$0130
Additional Noninterest Income$29,0007,273
Total noninterest expense$1,244,0005,307
Salaries and employee benefits$655,0005,420
Premises and equipment expense$190,0004,934
Additional noninterest expense$399,0005,068
Pre-tax net operating income$898,0003,808
Securities gains (losses)$-7,0008,631
Applicable income taxes$274,0003,232
Income before extraordinary items$617,0004,178
Extraordinary gains, net$021
Net income$617,0004,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,732
Cash dividends$1,318,000991
Sale, conversion, retirement of capital stock, net$0638
Net operating income$621,8304,065
2004-03-31 (YTD Data)Rank
Total interest income$1,325,0004,656
Total interest expense$320,0004,975
Net interest income$1,005,0004,459
Provision for loan and lease losses$13,0005,421
Total noninterest income$89,0006,038
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$75,0004,266
Trading account gains and fees$0121
Additional Noninterest Income$14,0007,349
Total noninterest expense$601,0005,444
Salaries and employee benefits$326,0005,459
Premises and equipment expense$95,0004,969
Additional noninterest expense$180,0005,435
Pre-tax net operating income$480,0003,633
Securities gains (losses)$-7,0008,881
Applicable income taxes$144,0003,165
Income before extraordinary items$329,0004,023
Extraordinary gains, net$016
Net income$329,0004,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$333,9003,847
2003-12-31 (YTD Data)Rank
Total interest income$3,668,0005,915
Total interest expense$1,117,0005,798
Net interest income$2,551,0005,838
Provision for loan and lease losses$131,0004,799
Total noninterest income$273,0006,787
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$222,0005,034
Trading account gains and fees$0160
Additional Noninterest Income$51,0007,539
Total noninterest expense$1,768,0006,407
Salaries and employee benefits$919,0006,537
Premises and equipment expense$304,0005,630
Additional noninterest expense$545,0006,278
Pre-tax net operating income$925,0005,364
Securities gains (losses)$9,0003,670
Applicable income taxes$287,0004,352
Income before extraordinary items$647,0005,774
Extraordinary gains, net$054
Net income$647,0005,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,545
Cash dividends$400,0003,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$640,7905,632
2003-09-30 (YTD Data)Rank
Total interest income$2,753,0005,969
Total interest expense$858,0005,871
Net interest income$1,895,0005,899
Provision for loan and lease losses$123,0004,315
Total noninterest income$197,0006,900
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$160,0005,152
Trading account gains and fees$0153
Additional Noninterest Income$37,0007,602
Total noninterest expense$1,324,0006,385
Salaries and employee benefits$707,0006,435
Premises and equipment expense$221,0005,697
Additional noninterest expense$396,0006,366
Pre-tax net operating income$645,0005,706
Securities gains (losses)$9,0003,379
Applicable income taxes$199,0004,653
Income before extraordinary items$455,0006,073
Extraordinary gains, net$040
Net income$455,0006,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,480
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$448,7005,939
2003-06-30 (YTD Data)Rank
Total interest income$1,829,0006,012
Total interest expense$586,0005,923
Net interest income$1,243,0005,957
Provision for loan and lease losses$96,0003,940
Total noninterest income$122,0007,028
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$100,0005,280
Trading account gains and fees$0150
Additional Noninterest Income$22,0007,723
Total noninterest expense$866,0006,463
Salaries and employee benefits$472,0006,462
Premises and equipment expense$161,0005,416
Additional noninterest expense$233,0006,732
Pre-tax net operating income$403,0005,835
Securities gains (losses)$5,0003,210
Applicable income taxes$124,0004,809
Income before extraordinary items$284,0006,218
Extraordinary gains, net$030
Net income$284,0006,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$280,5006,044
2003-03-31 (YTD Data)Rank
Total interest income$915,0006,049
Total interest expense$296,0005,971
Net interest income$619,0005,960
Provision for loan and lease losses$56,0003,519
Total noninterest income$58,0007,077
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$409,0006,643
Salaries and employee benefits$227,0006,595
Premises and equipment expense$71,0005,797
Additional noninterest expense$111,0006,863
Pre-tax net operating income$212,0005,704
Securities gains (losses)$5,0002,406
Applicable income taxes$65,0004,700
Income before extraordinary items$152,0005,988
Extraordinary gains, net$021
Net income$152,0005,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$148,5005,860
2002-12-31 (YTD Data)Rank
Total interest income$3,686,0006,171
Total interest expense$1,313,0006,140
Net interest income$2,373,0006,079
Provision for loan and lease losses$169,0004,721
Total noninterest income$233,0007,005
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$43,0007,790
Total noninterest expense$1,420,0007,021
Salaries and employee benefits$839,0006,744
Premises and equipment expense$226,0006,443
Additional noninterest expense$355,0007,440
Pre-tax net operating income$1,017,0005,164
Securities gains (losses)$9,0003,662
Applicable income taxes$327,0004,292
Income before extraordinary items$699,0005,568
Extraordinary gains, net$070
Net income$699,0005,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$692,8805,439
2001-12-31 (YTD Data)Rank
Total interest income$3,003,0007,257
Total interest expense$1,367,0007,259
Net interest income$1,636,0007,093
Provision for loan and lease losses$44,0006,848
Total noninterest income$160,0007,747
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$131,0006,066
Trading account gains and fees$0177
Additional Noninterest Income$29,0008,383
Total noninterest expense$1,372,0007,072
Salaries and employee benefits$717,0007,137
Premises and equipment expense$198,0006,821
Additional noninterest expense$457,0006,739
Pre-tax net operating income$380,0007,072
Securities gains (losses)$04,612
Applicable income taxes$160,0005,355
Income before extraordinary items$220,0007,604
Extraordinary gains, net$0105
Net income$220,0007,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,952
Cash dividends$22,0006,415
Sale, conversion, retirement of capital stock, net$0922
Net operating income$220,0007,479
2000-12-31 (YTD Data)Rank
Total interest income$2,367,0008,051
Total interest expense$1,103,0008,002
Net interest income$1,264,0007,936
Provision for loan and lease losses$3,0008,228
Total noninterest income$101,0008,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0006,922
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,043
Total noninterest expense$1,017,0007,973
Salaries and employee benefits$520,0008,151
Premises and equipment expense$113,0008,218
Additional noninterest expense$384,0007,281
Pre-tax net operating income$345,0007,716
Securities gains (losses)$01,956
Applicable income taxes$145,0005,983
Income before extraordinary items$200,0008,064
Extraordinary gains, net$038
Net income$200,0008,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,278
Cash dividends$219,0004,999
Sale, conversion, retirement of capital stock, net$0969
Net operating income$200,0008,062
1999-12-31 (YTD Data)Rank
Total interest income$2,197,0008,266
Total interest expense$914,0008,408
Net interest income$1,283,0008,023
Provision for loan and lease losses$30,0007,215
Total noninterest income$65,0009,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,460
Trading account gains and feesNANA
Additional Noninterest Income$43,0008,297
Total noninterest expense$890,0008,457
Salaries and employee benefits$469,0008,514
Premises and equipment expense$101,0008,608
Additional noninterest expense$320,0007,954
Pre-tax net operating income$428,0007,459
Securities gains (losses)$03,155
Applicable income taxes$180,0005,921
Income before extraordinary items$248,0007,946
Extraordinary gains, net$035
Net income$248,0007,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$209,0005,156
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$248,0007,922
1998-12-31 (YTD Data)Rank
Total interest income$1,879,0008,832
Total interest expense$802,0008,934
Net interest income$1,077,0008,616
Provision for loan and lease losses$13,0008,046
Total noninterest income$44,0009,925
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0008,631
Trading account gains and feesNANA
Additional Noninterest Income$20,0009,482
Total noninterest expense$746,0008,956
Salaries and employee benefits$385,0009,061
Premises and equipment expense$86,0009,014
Additional noninterest expense$275,0008,356
Pre-tax net operating income$362,0008,081
Securities gains (losses)$04,449
Applicable income taxes$158,0006,747
Income before extraordinary items$204,0008,591
Extraordinary gains, net$032
Net income$204,0008,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-97,00010,244
Cash dividends$152,0005,755
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$204,0008,517
1997-12-31 (YTD Data)Rank
Total interest income$2,153,0008,841
Total interest expense$810,0009,228
Net interest income$1,343,0008,378
Provision for loan and lease losses$79,0005,693
Total noninterest income$59,00010,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0008,837
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,587
Total noninterest expense$926,0008,593
Salaries and employee benefits$658,0007,560
Premises and equipment expense$84,0009,342
Additional noninterest expense$184,0009,612
Pre-tax net operating income$397,0008,460
Securities gains (losses)$1,0003,559
Applicable income taxes$101,0008,381
Income before extraordinary items$297,0008,399
Extraordinary gains, net$044
Net income$297,0008,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,386
Cash dividends$105,0006,404
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$296,2508,364
1996-12-31 (YTD Data)Rank
Total interest income$2,119,0009,222
Total interest expense$809,0009,614
Net interest income$1,310,0008,745
Provision for loan and lease losses$09,041
Total noninterest income$71,00010,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0009,277
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,496
Total noninterest expense$907,0009,035
Salaries and employee benefits$658,0007,796
Premises and equipment expense$82,0009,755
Additional noninterest expense$167,00010,341
Pre-tax net operating income$474,0008,094
Securities gains (losses)$46,0001,386
Applicable income taxes$156,0007,799
Income before extraordinary items$364,0007,897
Extraordinary gains, net$053
Net income$364,0007,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,266
Cash dividends$100,0006,641
Sale, conversion, retirement of capital stock, net$0953
Net operating income$331,8008,090
1995-12-31 (YTD Data)Rank
Total interest income$2,094,0009,575
Total interest expense$802,0009,931
Net interest income$1,292,0009,097
Provision for loan and lease losses$08,958
Total noninterest income$80,00010,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0009,619
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,575
Total noninterest expense$897,0009,361
Salaries and employee benefits$619,0008,248
Premises and equipment expense$90,0009,917
Additional noninterest expense$188,00010,575
Pre-tax net operating income$475,0008,583
Securities gains (losses)$03,831
Applicable income taxes$134,0008,547
Income before extraordinary items$341,0008,560
Extraordinary gains, net$065
Net income$341,0008,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,972
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$341,0008,530
1994-12-31 (YTD Data)Rank
Total interest income$1,671,00010,406
Total interest expense$520,00011,012
Net interest income$1,151,0009,907
Provision for loan and lease losses$09,146
Total noninterest income$104,00010,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,00010,127
Trading account gains and feesNANA
Additional Noninterest Income$67,0008,779
Total noninterest expense$935,0009,611
Salaries and employee benefits$600,0008,610
Premises and equipment expense$63,00011,198
Additional noninterest expense$272,00010,279
Pre-tax net operating income$320,0009,989
Securities gains (losses)$03,600
Applicable income taxes$77,0009,880
Income before extraordinary items$243,0009,776
Extraordinary gains, net$0249
Net income$243,0009,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00012,132
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$243,0009,854
1993-12-31 (YTD Data)Rank
Total interest income$1,624,00010,959
Total interest expense$533,00011,515
Net interest income$1,091,00010,439
Provision for loan and lease losses$010,371
Total noninterest income$68,00012,120
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,569
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,102
Total noninterest expense$925,00010,081
Salaries and employee benefits$609,0008,728
Premises and equipment expense$70,00011,498
Additional noninterest expense$246,00011,132
Pre-tax net operating income$234,00010,753
Securities gains (losses)$07,477
Applicable income taxes$42,00011,116
Income before extraordinary items$192,00010,744
Extraordinary gains, net$03,149
Net income$192,00010,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$863,0002,013
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$192,00010,525
1992-12-31 (YTD Data)Rank
Total interest income$1,867,00011,159
Total interest expense$744,00011,608
Net interest income$1,123,00010,620
Provision for loan and lease losses$011,756
Total noninterest income$55,00012,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,00011,193
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,840
Total noninterest expense$944,00010,240
Salaries and employee benefits$599,0008,809
Premises and equipment expense$74,00011,720
Additional noninterest expense$271,00011,258
Pre-tax net operating income$234,00010,758
Securities gains (losses)$08,369
Applicable income taxes$42,00011,481
Income before extraordinary items$192,00010,712
Extraordinary gains, net$01,422
Net income$192,00010,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0008,345
Cash dividends$222,0004,791
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$192,00010,376

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.