Home > Plumas Bank > Income and Expense

Plumas Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$75,112,000663
Total interest expense$4,288,0002,203
Net interest income$70,824,000510
Provision for loan and lease losses$2,775,000469
Total noninterest income$8,465,000836
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,497,000462
Trading account gains and feesNANA
Additional Noninterest Income$5,968,000784
Total noninterest expense$36,982,000744
Salaries and employee benefits$20,222,000749
Premises and equipment expense$3,895,000693
Additional noninterest expense$5,968,000784
Pre-tax net operating income$39,532,000419
Securities gains (losses)$0988
Applicable income taxes$10,286,000339
Income before extraordinary items$29,246,000433
Extraordinary gains, net$054
Net income$29,246,000437
Minority interest net income$088
Net income of bank and minority interests.$29,246,000434
Net charge-offs$954,000548
Cash dividends$7,500,000590
Sale, conversion, retirement of capital stock, net$244,000345
Net operating income$29,246,000445
2023-09-30 (YTD Data)Rank
Total interest income$55,420,000666
Total interest expense$2,529,0002,367
Net interest income$52,891,000519
Provision for loan and lease losses$2,675,000385
Total noninterest income$6,283,000850
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,858,000466
Trading account gains and feesNANA
Additional Noninterest Income$4,425,000806
Total noninterest expense$27,326,000753
Salaries and employee benefits$14,972,000765
Premises and equipment expense$2,884,000700
Additional noninterest expense$4,425,000806
Pre-tax net operating income$29,173,000442
Securities gains (losses)$0849
Applicable income taxes$7,601,000361
Income before extraordinary items$21,572,000458
Extraordinary gains, net$052
Net income$21,572,000460
Minority interest net income$081
Net income of bank and minority interests.$21,572,000457
Net charge-offs$724,000485
Cash dividends$5,500,000567
Sale, conversion, retirement of capital stock, net$195,000332
Net operating income$21,572,000467
2023-06-30 (YTD Data)Rank
Total interest income$36,241,000656
Total interest expense$1,340,0002,492
Net interest income$34,901,000519
Provision for loan and lease losses$2,875,000287
Total noninterest income$4,116,000832
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,201,000461
Trading account gains and feesNANA
Additional Noninterest Income$2,915,000759
Total noninterest expense$17,992,000747
Salaries and employee benefits$9,879,000774
Premises and equipment expense$1,898,000701
Additional noninterest expense$2,915,000759
Pre-tax net operating income$18,150,000454
Securities gains (losses)$0938
Applicable income taxes$4,685,000389
Income before extraordinary items$13,465,000479
Extraordinary gains, net$051
Net income$13,465,000486
Minority interest net income$081
Net income of bank and minority interests.$13,465,000478
Net charge-offs$411,000490
Cash dividends$3,500,000572
Sale, conversion, retirement of capital stock, net$130,000321
Net operating income$13,465,000481
2023-03-31 (YTD Data)Rank
Total interest income$17,912,000657
Total interest expense$470,0002,704
Net interest income$17,442,000523
Provision for loan and lease losses$1,525,000274
Total noninterest income$2,077,000808
Gross Fiduciary activities income$0913
Service charges on deposit accounts$582,000485
Trading account gains and feesNANA
Additional Noninterest Income$1,495,000738
Total noninterest expense$9,044,000755
Salaries and employee benefits$5,030,000775
Premises and equipment expense$1,000,000693
Additional noninterest expense$1,495,000738
Pre-tax net operating income$8,950,000472
Securities gains (losses)$0950
Applicable income taxes$2,292,000393
Income before extraordinary items$6,658,000502
Extraordinary gains, net$04
Net income$6,658,000503
Minority interest net income$048
Net income of bank and minority interests.$6,658,000503
Net charge-offs$166,000473
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$65,000288
Net operating income$6,658,000510
2022-12-31 (YTD Data)Rank
Total interest income$60,153,000643
Total interest expense$828,0002,651
Net interest income$59,325,000584
Provision for loan and lease losses$1,300,000685
Total noninterest income$10,535,000737
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,314,000502
Trading account gains and feesNANA
Additional Noninterest Income$8,221,000642
Total noninterest expense$31,990,000821
Salaries and employee benefits$17,386,000852
Premises and equipment expense$3,330,000772
Additional noninterest expense$8,221,000642
Pre-tax net operating income$36,570,000479
Securities gains (losses)$0691
Applicable income taxes$9,530,000398
Income before extraordinary items$27,040,000514
Extraordinary gains, net$05
Net income$27,040,000515
Minority interest net income$063
Net income of bank and minority interests.$27,040,000515
Net charge-offs$935,000436
Cash dividends$4,000,000929
Sale, conversion, retirement of capital stock, net$184,000410
Net operating income$27,040,000524
2022-09-30 (YTD Data)Rank
Total interest income$42,322,000649
Total interest expense$564,0002,506
Net interest income$41,758,000606
Provision for loan and lease losses$1,000,000621
Total noninterest income$8,508,000719
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,729,000507
Trading account gains and feesNANA
Additional Noninterest Income$6,779,000619
Total noninterest expense$23,499,000837
Salaries and employee benefits$12,650,000869
Premises and equipment expense$2,508,000768
Additional noninterest expense$6,779,000619
Pre-tax net operating income$25,767,000501
Securities gains (losses)$0740
Applicable income taxes$6,724,000410
Income before extraordinary items$19,043,000527
Extraordinary gains, net$04
Net income$19,043,000526
Minority interest net income$057
Net income of bank and minority interests.$19,043,000527
Net charge-offs$432,000482
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$119,000393
Net operating income$19,043,000539
2022-06-30 (YTD Data)Rank
Total interest income$26,223,000659
Total interest expense$379,0002,348
Net interest income$25,844,000624
Provision for loan and lease losses$700,000545
Total noninterest income$6,069,000682
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,098,000527
Trading account gains and feesNANA
Additional Noninterest Income$4,971,000592
Total noninterest expense$15,439,000829
Salaries and employee benefits$8,285,000870
Premises and equipment expense$1,626,000788
Additional noninterest expense$5,528,000710
Pre-tax net operating income$15,774,000511
Securities gains (losses)$0687
Applicable income taxes$4,115,000414
Income before extraordinary items$11,659,000542
Extraordinary gains, net$04
Net income$11,659,000541
Minority interest net income$060
Net income of bank and minority interests.$11,659,000542
Net charge-offs$133,000636
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$91,000372
Net operating income$11,659,000551
2022-03-31 (YTD Data)Rank
Total interest income$12,402,000667
Total interest expense$195,0002,264
Net interest income$12,207,000636
Provision for loan and lease losses$300,000484
Total noninterest income$3,529,000622
Gross Fiduciary activities income$0892
Service charges on deposit accounts$530,000537
Trading account gains and feesNANA
Additional Noninterest Income$2,999,000529
Total noninterest expense$7,536,000848
Salaries and employee benefits$4,061,000886
Premises and equipment expense$822,000790
Additional noninterest expense$2,653,000735
Pre-tax net operating income$7,900,000494
Securities gains (losses)$0623
Applicable income taxes$2,060,000410
Income before extraordinary items$5,840,000529
Extraordinary gains, net$04
Net income$5,840,000529
Minority interest net income$050
Net income of bank and minority interests.$5,840,000529
Net charge-offs$250,000323
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$46,000336
Net operating income$5,840,000532
2021-12-31 (YTD Data)Rank
Total interest income$48,383,000700
Total interest expense$787,0002,542
Net interest income$47,596,000659
Provision for loan and lease losses$1,125,000531
Total noninterest income$8,537,000941
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,201,000499
Trading account gains and feesNANA
Additional Noninterest Income$6,336,000912
Total noninterest expense$25,574,000972
Salaries and employee benefits$12,709,0001,076
Premises and equipment expense$2,915,000883
Additional noninterest expense$9,950,000783
Pre-tax net operating income$29,434,000562
Securities gains (losses)$-209,0004,722
Applicable income taxes$7,748,000459
Income before extraordinary items$21,477,000609
Extraordinary gains, net$010
Net income$21,477,000609
Minority interest net income$074
Net income of bank and minority interests.$21,477,000610
Net charge-offs$675,000530
Cash dividends$8,035,000560
Sale, conversion, retirement of capital stock, net$171,000420
Net operating income$21,642,110598
2021-09-30 (YTD Data)Rank
Total interest income$35,009,000734
Total interest expense$570,0002,684
Net interest income$34,439,000688
Provision for loan and lease losses$875,000518
Total noninterest income$5,979,0001,001
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,641,000500
Trading account gains and feesNANA
Additional Noninterest Income$4,338,000985
Total noninterest expense$17,909,0001,024
Salaries and employee benefits$8,639,0001,166
Premises and equipment expense$2,069,000941
Additional noninterest expense$7,201,000805
Pre-tax net operating income$21,634,000582
Securities gains (losses)$02,015
Applicable income taxes$5,745,000480
Income before extraordinary items$15,889,000629
Extraordinary gains, net$08
Net income$15,889,000629
Minority interest net income$069
Net income of bank and minority interests.$15,889,000629
Net charge-offs$472,000520
Cash dividends$7,185,000484
Sale, conversion, retirement of capital stock, net$137,000384
Net operating income$15,889,000625
2021-06-30 (YTD Data)Rank
Total interest income$21,054,000797
Total interest expense$342,0002,894
Net interest income$20,712,000745
Provision for loan and lease losses$625,000481
Total noninterest income$4,082,000989
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,044,000502
Trading account gains and feesNANA
Additional Noninterest Income$3,038,000959
Total noninterest expense$11,405,0001,051
Salaries and employee benefits$5,714,0001,173
Premises and equipment expense$1,291,000984
Additional noninterest expense$4,400,000854
Pre-tax net operating income$12,764,000627
Securities gains (losses)$01,818
Applicable income taxes$3,573,000501
Income before extraordinary items$9,191,000707
Extraordinary gains, net$06
Net income$9,191,000707
Minority interest net income$067
Net income of bank and minority interests.$9,191,000707
Net charge-offs$399,000455
Cash dividends$1,600,0001,003
Sale, conversion, retirement of capital stock, net$92,000363
Net operating income$9,191,000691
2021-03-31 (YTD Data)Rank
Total interest income$10,790,000774
Total interest expense$177,0002,932
Net interest income$10,613,000720
Provision for loan and lease losses$375,000456
Total noninterest income$2,294,000912
Gross Fiduciary activities income$0922
Service charges on deposit accounts$511,000508
Trading account gains and feesNANA
Additional Noninterest Income$1,783,000877
Total noninterest expense$6,191,000980
Salaries and employee benefits$3,499,000991
Premises and equipment expense$646,000984
Additional noninterest expense$2,046,000879
Pre-tax net operating income$6,341,000630
Securities gains (losses)$01,392
Applicable income taxes$1,774,000497
Income before extraordinary items$4,567,000724
Extraordinary gains, net$03
Net income$4,567,000724
Minority interest net income$055
Net income of bank and minority interests.$4,567,000724
Net charge-offs$315,000331
Cash dividends$750,000919
Sale, conversion, retirement of capital stock, net$47,000329
Net operating income$4,567,000709
2020-12-31 (YTD Data)Rank
Total interest income$39,850,000840
Total interest expense$842,0003,182
Net interest income$39,008,000740
Provision for loan and lease losses$3,175,000765
Total noninterest income$8,162,000927
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,220,000484
Trading account gains and feesNANA
Additional Noninterest Income$5,942,000911
Total noninterest expense$23,300,000999
Salaries and employee benefits$13,224,000999
Premises and equipment expense$2,554,000969
Additional noninterest expense$7,522,000927
Pre-tax net operating income$20,695,000569
Securities gains (losses)$02,675
Applicable income taxes$5,697,000444
Income before extraordinary items$14,998,000666
Extraordinary gains, net$04
Net income$14,998,000666
Minority interest net income$072
Net income of bank and minority interests.$14,998,000666
Net charge-offs$516,000949
Cash dividends$2,375,0001,345
Sale, conversion, retirement of capital stock, net$198,000376
Net operating income$14,998,000639
2020-09-30 (YTD Data)Rank
Total interest income$29,026,000868
Total interest expense$655,0003,225
Net interest income$28,371,000756
Provision for loan and lease losses$2,800,000725
Total noninterest income$6,061,000905
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,690,000473
Trading account gains and feesNANA
Additional Noninterest Income$4,371,000889
Total noninterest expense$17,003,0001,005
Salaries and employee benefits$9,525,0001,020
Premises and equipment expense$1,941,000951
Additional noninterest expense$5,537,000921
Pre-tax net operating income$14,629,000574
Securities gains (losses)$02,494
Applicable income taxes$4,023,000427
Income before extraordinary items$10,606,000669
Extraordinary gains, net$04
Net income$10,606,000668
Minority interest net income$065
Net income of bank and minority interests.$10,606,000669
Net charge-offs$443,000807
Cash dividends$1,750,0001,228
Sale, conversion, retirement of capital stock, net$148,000352
Net operating income$10,606,000638
2020-06-30 (YTD Data)Rank
Total interest income$19,167,000880
Total interest expense$463,0003,235
Net interest income$18,704,000761
Provision for loan and lease losses$2,000,000716
Total noninterest income$3,981,000860
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,169,000461
Trading account gains and feesNANA
Additional Noninterest Income$2,812,000858
Total noninterest expense$11,316,000994
Salaries and employee benefits$6,413,0001,006
Premises and equipment expense$1,321,000937
Additional noninterest expense$3,582,000953
Pre-tax net operating income$9,369,000536
Securities gains (losses)$02,249
Applicable income taxes$2,573,000405
Income before extraordinary items$6,796,000638
Extraordinary gains, net$04
Net income$6,796,000638
Minority interest net income$065
Net income of bank and minority interests.$6,796,000638
Net charge-offs$408,000671
Cash dividends$925,0001,401
Sale, conversion, retirement of capital stock, net$98,000331
Net operating income$6,796,000609
2020-03-31 (YTD Data)Rank
Total interest income$9,679,000878
Total interest expense$262,0003,197
Net interest income$9,417,000726
Provision for loan and lease losses$750,000712
Total noninterest income$2,118,000779
Gross Fiduciary activities income$0941
Service charges on deposit accounts$677,000455
Trading account gains and feesNANA
Additional Noninterest Income$1,441,000758
Total noninterest expense$6,011,000959
Salaries and employee benefits$3,509,000937
Premises and equipment expense$663,000949
Additional noninterest expense$1,839,000943
Pre-tax net operating income$4,774,000493
Securities gains (losses)$01,705
Applicable income taxes$1,307,000364
Income before extraordinary items$3,467,000566
Extraordinary gains, net$04
Net income$3,467,000567
Minority interest net income$056
Net income of bank and minority interests.$3,467,000566
Net charge-offs$189,000652
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$59,000300
Net operating income$3,467,000548
2019-12-31 (YTD Data)Rank
Total interest income$39,606,000860
Total interest expense$1,217,0003,035
Net interest income$38,389,000716
Provision for loan and lease losses$1,500,000655
Total noninterest income$7,838,000829
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,560,000492
Trading account gains and feesNANA
Additional Noninterest Income$5,278,000798
Total noninterest expense$22,631,000983
Salaries and employee benefits$12,952,000978
Premises and equipment expense$2,540,000974
Additional noninterest expense$7,139,000950
Pre-tax net operating income$22,096,000563
Securities gains (losses)$114,000865
Applicable income taxes$6,149,000439
Income before extraordinary items$16,061,000637
Extraordinary gains, net$011
Net income$16,061,000638
Minority interest net income$076
Net income of bank and minority interests.$16,061,000638
Net charge-offs$1,215,000575
Cash dividends$2,800,0001,245
Sale, conversion, retirement of capital stock, net$170,000418
Net operating income$15,970,940627
2019-09-30 (YTD Data)Rank
Total interest income$29,690,000867
Total interest expense$933,0003,024
Net interest income$28,757,000718
Provision for loan and lease losses$900,000740
Total noninterest income$5,789,000837
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,899,000499
Trading account gains and feesNANA
Additional Noninterest Income$3,890,000803
Total noninterest expense$17,019,000976
Salaries and employee benefits$9,701,000982
Premises and equipment expense$1,903,000972
Additional noninterest expense$5,415,000929
Pre-tax net operating income$16,627,000566
Securities gains (losses)$20,0001,423
Applicable income taxes$4,602,000446
Income before extraordinary items$12,045,000639
Extraordinary gains, net$011
Net income$12,045,000641
Minority interest net income$072
Net income of bank and minority interests.$12,045,000640
Net charge-offs$632,000656
Cash dividends$1,400,0001,494
Sale, conversion, retirement of capital stock, net$116,000394
Net operating income$12,029,200625
2019-06-30 (YTD Data)Rank
Total interest income$19,622,000867
Total interest expense$625,0003,005
Net interest income$18,997,000726
Provision for loan and lease losses$600,000719
Total noninterest income$3,742,000838
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,258,000501
Trading account gains and feesNANA
Additional Noninterest Income$2,484,000805
Total noninterest expense$11,240,000983
Salaries and employee benefits$6,274,000991
Premises and equipment expense$1,305,000959
Additional noninterest expense$3,661,000934
Pre-tax net operating income$10,899,000560
Securities gains (losses)$20,0001,043
Applicable income taxes$3,010,000443
Income before extraordinary items$7,909,000632
Extraordinary gains, net$011
Net income$7,909,000632
Minority interest net income$069
Net income of bank and minority interests.$7,909,000632
Net charge-offs$500,000572
Cash dividends$1,400,0001,149
Sale, conversion, retirement of capital stock, net$77,000382
Net operating income$7,893,200617
2019-03-31 (YTD Data)Rank
Total interest income$9,946,000854
Total interest expense$301,0003,035
Net interest income$9,645,000716
Provision for loan and lease losses$400,000556
Total noninterest income$1,833,000828
Gross Fiduciary activities income$0972
Service charges on deposit accounts$621,000495
Trading account gains and feesNANA
Additional Noninterest Income$1,212,000788
Total noninterest expense$5,611,000984
Salaries and employee benefits$3,185,000985
Premises and equipment expense$672,000935
Additional noninterest expense$1,754,000947
Pre-tax net operating income$5,467,000551
Securities gains (losses)$01,087
Applicable income taxes$1,508,000442
Income before extraordinary items$3,959,000620
Extraordinary gains, net$05
Net income$3,959,000620
Minority interest net income$052
Net income of bank and minority interests.$3,959,000619
Net charge-offs$291,000482
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$38,000350
Net operating income$3,959,000603
2018-12-31 (YTD Data)Rank
Total interest income$34,558,000914
Total interest expense$726,0003,398
Net interest income$33,832,000788
Provision for loan and lease losses$1,000,000873
Total noninterest income$8,287,000788
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,450,000524
Trading account gains and feesNANA
Additional Noninterest Income$5,837,000732
Total noninterest expense$21,374,0001,014
Salaries and employee benefits$12,089,0001,000
Premises and equipment expense$2,311,0001,047
Additional noninterest expense$6,974,000964
Pre-tax net operating income$19,745,000597
Securities gains (losses)$201,000210
Applicable income taxes$5,467,000447
Income before extraordinary items$14,479,000663
Extraordinary gains, net$06
Net income$14,479,000661
Minority interest net income$072
Net income of bank and minority interests.$14,479,000662
Net charge-offs$711,000770
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$152,000439
Net operating income$14,320,210671
2018-09-30 (YTD Data)Rank
Total interest income$25,135,000928
Total interest expense$467,0003,566
Net interest income$24,668,000805
Provision for loan and lease losses$800,000777
Total noninterest income$6,652,000756
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,834,000523
Trading account gains and feesNANA
Additional Noninterest Income$4,818,000699
Total noninterest expense$15,879,0001,016
Salaries and employee benefits$9,048,0001,011
Premises and equipment expense$1,651,0001,083
Additional noninterest expense$5,180,000959
Pre-tax net operating income$14,641,000599
Securities gains (losses)$201,000206
Applicable income taxes$4,060,000457
Income before extraordinary items$10,782,000664
Extraordinary gains, net$05
Net income$10,782,000663
Minority interest net income$066
Net income of bank and minority interests.$10,782,000663
Net charge-offs$623,000627
Cash dividends$1,000,0001,656
Sale, conversion, retirement of capital stock, net$113,000416
Net operating income$10,623,210673
2018-06-30 (YTD Data)Rank
Total interest income$16,223,000944
Total interest expense$307,0003,524
Net interest income$15,916,000822
Provision for loan and lease losses$500,000813
Total noninterest income$4,454,000752
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,236,000517
Trading account gains and feesNANA
Additional Noninterest Income$3,218,000701
Total noninterest expense$10,533,0001,019
Salaries and employee benefits$6,008,0001,015
Premises and equipment expense$1,095,0001,086
Additional noninterest expense$3,430,000957
Pre-tax net operating income$9,337,000626
Securities gains (losses)$201,000172
Applicable income taxes$2,591,000475
Income before extraordinary items$6,947,000692
Extraordinary gains, net$06
Net income$6,947,000691
Minority interest net income$065
Net income of bank and minority interests.$6,947,000691
Net charge-offs$471,000541
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$74,000401
Net operating income$6,788,210704
2018-03-31 (YTD Data)Rank
Total interest income$7,882,000954
Total interest expense$153,0003,484
Net interest income$7,729,000846
Provision for loan and lease losses$200,000934
Total noninterest income$2,292,000710
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$613,000517
Trading account gains and feesNANA
Additional Noninterest Income$1,679,000655
Total noninterest expense$5,406,0001,004
Salaries and employee benefits$3,095,000998
Premises and equipment expense$548,0001,096
Additional noninterest expense$1,763,000921
Pre-tax net operating income$4,415,000641
Securities gains (losses)$201,000117
Applicable income taxes$1,229,000487
Income before extraordinary items$3,387,000688
Extraordinary gains, net$07
Net income$3,387,000687
Minority interest net income$052
Net income of bank and minority interests.$3,387,000688
Net charge-offs$247,000497
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$34,000377
Net operating income$3,228,210708
2017-12-31 (YTD Data)Rank
Total interest income$29,186,000982
Total interest expense$588,0003,417
Net interest income$28,598,000881
Provision for loan and lease losses$600,0001,276
Total noninterest income$8,169,000794
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,351,000548
Trading account gains and feesNANA
Additional Noninterest Income$5,818,000742
Total noninterest expense$19,836,0001,055
Salaries and employee benefits$11,472,0001,039
Premises and equipment expense$2,264,0001,052
Additional noninterest expense$6,100,0001,062
Pre-tax net operating income$16,331,000642
Securities gains (losses)$-158,0005,480
Applicable income taxes$7,635,000503
Income before extraordinary items$8,538,000851
Extraordinary gains, net$09
Net income$8,538,000852
Minority interest net income$076
Net income of bank and minority interests.$8,538,000851
Net charge-offs$480,0001,121
Cash dividends$4,000,000813
Sale, conversion, retirement of capital stock, net$115,000474
Net operating income$8,639,120835
2017-09-30 (YTD Data)Rank
Total interest income$21,469,000998
Total interest expense$433,0003,451
Net interest income$21,036,000898
Provision for loan and lease losses$600,0001,016
Total noninterest income$6,305,000790
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,760,000550
Trading account gains and feesNANA
Additional Noninterest Income$4,545,000735
Total noninterest expense$14,786,0001,071
Salaries and employee benefits$8,589,0001,046
Premises and equipment expense$1,727,0001,040
Additional noninterest expense$4,470,0001,083
Pre-tax net operating income$11,955,000663
Securities gains (losses)$-17,0005,476
Applicable income taxes$4,634,000523
Income before extraordinary items$7,304,000824
Extraordinary gains, net$09
Net income$7,304,000824
Minority interest net income$071
Net income of bank and minority interests.$7,304,000824
Net charge-offs$327,0001,072
Cash dividends$4,000,000592
Sale, conversion, retirement of capital stock, net$93,000430
Net operating income$7,314,880812
2017-06-30 (YTD Data)Rank
Total interest income$14,022,0001,011
Total interest expense$283,0003,461
Net interest income$13,739,000912
Provision for loan and lease losses$400,000983
Total noninterest income$4,274,000778
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,172,000542
Trading account gains and feesNANA
Additional Noninterest Income$3,102,000722
Total noninterest expense$9,811,0001,078
Salaries and employee benefits$5,774,0001,039
Premises and equipment expense$1,160,0001,031
Additional noninterest expense$2,877,0001,124
Pre-tax net operating income$7,802,000656
Securities gains (losses)$-17,0005,571
Applicable income taxes$3,020,000522
Income before extraordinary items$4,765,000836
Extraordinary gains, net$011
Net income$4,765,000835
Minority interest net income$071
Net income of bank and minority interests.$4,765,000836
Net charge-offs$94,0001,575
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$62,000406
Net operating income$4,775,880819
2017-03-31 (YTD Data)Rank
Total interest income$6,844,0001,020
Total interest expense$141,0003,449
Net interest income$6,703,000934
Provision for loan and lease losses$200,000923
Total noninterest income$1,965,000824
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$571,000553
Trading account gains and feesNANA
Additional Noninterest Income$1,394,000754
Total noninterest expense$5,008,0001,071
Salaries and employee benefits$2,918,0001,042
Premises and equipment expense$644,000955
Additional noninterest expense$1,446,0001,105
Pre-tax net operating income$3,460,000720
Securities gains (losses)$-17,0005,701
Applicable income taxes$1,323,000550
Income before extraordinary items$2,120,000888
Extraordinary gains, net$08
Net income$2,120,000889
Minority interest net income$055
Net income of bank and minority interests.$2,120,000888
Net charge-offs$6,0002,391
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$31,000380
Net operating income$2,130,880873
2016-12-31 (YTD Data)Rank
Total interest income$25,428,0001,057
Total interest expense$542,0003,504
Net interest income$24,886,000975
Provision for loan and lease losses$800,0001,093
Total noninterest income$7,423,000865
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,173,000598
Trading account gains and fees$0170
Additional Noninterest Income$5,250,000816
Total noninterest expense$18,538,0001,125
Salaries and employee benefits$10,411,0001,117
Premises and equipment expense$2,278,0001,038
Additional noninterest expense$5,849,0001,118
Pre-tax net operating income$12,971,000740
Securities gains (losses)$-32,0005,717
Applicable income taxes$5,049,000555
Income before extraordinary items$7,890,000946
Extraordinary gains, net$05
Net income$7,890,000945
Minority interest net income$082
Net income of bank and minority interests.$7,890,000945
Net charge-offs$329,0001,442
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$84,000519
Net operating income$7,910,480920
2016-09-30 (YTD Data)Rank
Total interest income$18,646,0001,083
Total interest expense$400,0003,554
Net interest income$18,246,000997
Provision for loan and lease losses$600,0001,009
Total noninterest income$5,550,000870
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,615,000605
Trading account gains and fees$0169
Additional Noninterest Income$3,935,000808
Total noninterest expense$13,855,0001,130
Salaries and employee benefits$7,692,0001,123
Premises and equipment expense$1,733,0001,020
Additional noninterest expense$4,430,0001,116
Pre-tax net operating income$9,341,000759
Securities gains (losses)$-32,0005,859
Applicable income taxes$3,626,000575
Income before extraordinary items$5,683,000990
Extraordinary gains, net$05
Net income$5,683,000990
Minority interest net income$071
Net income of bank and minority interests.$5,683,000990
Net charge-offs$201,0001,448
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$62,000483
Net operating income$5,703,480956
2016-06-30 (YTD Data)Rank
Total interest income$12,211,0001,098
Total interest expense$264,0003,588
Net interest income$11,947,0001,015
Provision for loan and lease losses$400,0001,011
Total noninterest income$3,567,000884
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,080,000594
Trading account gains and fees$0157
Additional Noninterest Income$2,487,000827
Total noninterest expense$9,153,0001,135
Salaries and employee benefits$5,151,0001,124
Premises and equipment expense$1,096,0001,079
Additional noninterest expense$2,906,0001,127
Pre-tax net operating income$5,961,000787
Securities gains (losses)$-32,0005,953
Applicable income taxes$2,303,000588
Income before extraordinary items$3,626,0001,014
Extraordinary gains, net$016
Net income$3,626,0001,013
Minority interest net income$071
Net income of bank and minority interests.$3,626,0001,013
Net charge-offs$48,0002,170
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$40,000471
Net operating income$3,646,480982
2016-03-31 (YTD Data)Rank
Total interest income$6,065,0001,102
Total interest expense$133,0003,600
Net interest income$5,932,0001,014
Provision for loan and lease losses$200,000957
Total noninterest income$1,594,000917
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$536,000593
Trading account gains and fees$0142
Additional Noninterest Income$1,058,000897
Total noninterest expense$4,562,0001,140
Salaries and employee benefits$2,599,0001,122
Premises and equipment expense$559,0001,064
Additional noninterest expense$1,404,0001,148
Pre-tax net operating income$2,764,000820
Securities gains (losses)$-32,0006,043
Applicable income taxes$1,056,000617
Income before extraordinary items$1,676,0001,068
Extraordinary gains, net$012
Net income$1,676,0001,069
Minority interest net income$062
Net income of bank and minority interests.$1,676,0001,069
Net charge-offs$80,0001,144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$18,000457
Net operating income$1,696,4801,031
2015-12-31 (YTD Data)Rank
Total interest income$22,933,0001,117
Total interest expense$524,0003,635
Net interest income$22,409,0001,026
Provision for loan and lease losses$1,100,000753
Total noninterest income$7,508,000841
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,224,000593
Trading account gains and fees$0159
Additional Noninterest Income$5,284,000786
Total noninterest expense$18,426,0001,105
Salaries and employee benefits$10,255,0001,091
Premises and equipment expense$2,211,0001,073
Additional noninterest expense$5,960,0001,090
Pre-tax net operating income$10,391,000867
Securities gains (losses)$21,0002,208
Applicable income taxes$4,059,000614
Income before extraordinary items$6,353,0001,103
Extraordinary gains, net$023
Net income$6,353,0001,103
Minority interest net income$081
Net income of bank and minority interests.$6,353,0001,103
Net charge-offs$473,0001,212
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$59,000580
Net operating income$6,339,5601,086
2015-09-30 (YTD Data)Rank
Total interest income$17,028,0001,135
Total interest expense$387,0003,717
Net interest income$16,641,0001,040
Provision for loan and lease losses$900,000655
Total noninterest income$5,639,000857
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,688,000589
Trading account gains and fees$0153
Additional Noninterest Income$3,951,000789
Total noninterest expense$13,853,0001,102
Salaries and employee benefits$7,712,0001,096
Premises and equipment expense$1,652,0001,096
Additional noninterest expense$4,489,0001,087
Pre-tax net operating income$7,527,000900
Securities gains (losses)$21,0001,989
Applicable income taxes$2,945,000643
Income before extraordinary items$4,603,0001,157
Extraordinary gains, net$021
Net income$4,603,0001,156
Minority interest net income$078
Net income of bank and minority interests.$4,603,0001,157
Net charge-offs$434,000949
Cash dividends$4,000,000564
Sale, conversion, retirement of capital stock, net$43,000555
Net operating income$4,589,5601,128
2015-06-30 (YTD Data)Rank
Total interest income$11,177,0001,151
Total interest expense$252,0003,787
Net interest income$10,925,0001,049
Provision for loan and lease losses$600,000646
Total noninterest income$3,597,000883
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,141,000569
Trading account gains and fees$0157
Additional Noninterest Income$2,456,000832
Total noninterest expense$9,193,0001,113
Salaries and employee benefits$5,133,0001,100
Premises and equipment expense$1,090,0001,108
Additional noninterest expense$2,970,0001,094
Pre-tax net operating income$4,729,000941
Securities gains (losses)$30,0001,508
Applicable income taxes$1,856,000664
Income before extraordinary items$2,903,0001,204
Extraordinary gains, net$022
Net income$2,903,0001,205
Minority interest net income$075
Net income of bank and minority interests.$2,903,0001,205
Net charge-offs$271,000983
Cash dividends$4,000,000401
Sale, conversion, retirement of capital stock, net$32,000516
Net operating income$2,883,8001,180
2015-03-31 (YTD Data)Rank
Total interest income$5,435,0001,177
Total interest expense$126,0003,815
Net interest income$5,309,0001,073
Provision for loan and lease losses$300,000621
Total noninterest income$2,086,000759
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$564,000566
Trading account gains and fees$0152
Additional Noninterest Income$1,522,000674
Total noninterest expense$4,794,0001,075
Salaries and employee benefits$2,712,0001,055
Premises and equipment expense$552,0001,101
Additional noninterest expense$1,530,0001,056
Pre-tax net operating income$2,301,000928
Securities gains (losses)$30,0001,059
Applicable income taxes$914,000662
Income before extraordinary items$1,417,0001,188
Extraordinary gains, net$013
Net income$1,417,0001,189
Minority interest net income$064
Net income of bank and minority interests.$1,417,0001,189
Net charge-offs$29,0001,911
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$24,000455
Net operating income$1,397,8001,168
2014-12-31 (YTD Data)Rank
Total interest income$21,334,0001,198
Total interest expense$523,0003,922
Net interest income$20,811,0001,080
Provision for loan and lease losses$1,100,000810
Total noninterest income$6,844,000881
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,435,000564
Trading account gains and fees$0180
Additional Noninterest Income$4,409,000840
Total noninterest expense$17,488,0001,154
Salaries and employee benefits$9,454,0001,149
Premises and equipment expense$2,291,0001,051
Additional noninterest expense$5,743,0001,140
Pre-tax net operating income$9,067,000920
Securities gains (losses)$128,0001,080
Applicable income taxes$3,585,000635
Income before extraordinary items$5,610,0001,175
Extraordinary gains, net$017
Net income$5,610,0001,173
Minority interest net income$084
Net income of bank and minority interests.$5,610,0001,174
Net charge-offs$1,166,000791
Cash dividends$2,500,0001,074
Sale, conversion, retirement of capital stock, net$67,000594
Net operating income$5,528,0801,162
2014-09-30 (YTD Data)Rank
Total interest income$15,622,0001,225
Total interest expense$394,0003,980
Net interest income$15,228,0001,114
Provision for loan and lease losses$750,000843
Total noninterest income$5,065,000881
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,862,000547
Trading account gains and fees$0174
Additional Noninterest Income$3,203,000855
Total noninterest expense$13,022,0001,165
Salaries and employee benefits$7,034,0001,163
Premises and equipment expense$1,780,0001,026
Additional noninterest expense$4,208,0001,171
Pre-tax net operating income$6,521,000970
Securities gains (losses)$128,000850
Applicable income taxes$2,591,000657
Income before extraordinary items$4,058,0001,208
Extraordinary gains, net$015
Net income$4,058,0001,205
Minority interest net income$081
Net income of bank and minority interests.$4,058,0001,207
Net charge-offs$1,016,000665
Cash dividends$2,500,000782
Sale, conversion, retirement of capital stock, net$48,000570
Net operating income$3,976,0801,210
2014-06-30 (YTD Data)Rank
Total interest income$10,260,0001,231
Total interest expense$267,0003,990
Net interest income$9,993,0001,119
Provision for loan and lease losses$450,000910
Total noninterest income$3,452,000856
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,255,000540
Trading account gains and fees$0172
Additional Noninterest Income$2,197,000816
Total noninterest expense$8,877,0001,140
Salaries and employee benefits$4,752,0001,148
Premises and equipment expense$1,231,000997
Additional noninterest expense$2,894,0001,125
Pre-tax net operating income$4,118,000995
Securities gains (losses)$02,580
Applicable income taxes$1,612,000682
Income before extraordinary items$2,506,0001,255
Extraordinary gains, net$020
Net income$2,506,0001,255
Minority interest net income$080
Net income of bank and minority interests.$2,506,0001,256
Net charge-offs$609,000736
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$28,000552
Net operating income$2,506,0001,234
2014-03-31 (YTD Data)Rank
Total interest income$5,058,0001,254
Total interest expense$135,0004,020
Net interest income$4,923,0001,137
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,563,000886
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$615,000541
Trading account gains and fees$0147
Additional Noninterest Income$948,000887
Total noninterest expense$4,429,0001,146
Salaries and employee benefits$2,362,0001,160
Premises and equipment expense$630,000996
Additional noninterest expense$1,437,0001,114
Pre-tax net operating income$1,907,0001,028
Securities gains (losses)$01,715
Applicable income taxes$744,000697
Income before extraordinary items$1,163,0001,304
Extraordinary gains, net$016
Net income$1,163,0001,305
Minority interest net income$066
Net income of bank and minority interests.$1,163,0001,305
Net charge-offs$-48,0006,301
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$8,000598
Net operating income$1,163,0001,273
2013-12-31 (YTD Data)Rank
Total interest income$19,561,0001,301
Total interest expense$614,0004,039
Net interest income$18,947,0001,161
Provision for loan and lease losses$1,400,000835
Total noninterest income$6,179,000974
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,332,000592
Trading account gains and fees$0184
Additional Noninterest Income$3,847,000964
Total noninterest expense$16,950,0001,202
Salaries and employee benefits$8,709,0001,234
Premises and equipment expense$2,136,0001,118
Additional noninterest expense$6,105,0001,113
Pre-tax net operating income$6,776,0001,100
Securities gains (losses)$03,182
Applicable income taxes$2,606,000737
Income before extraordinary items$4,170,0001,443
Extraordinary gains, net$029
Net income$4,170,0001,447
Minority interest net income$090
Net income of bank and minority interests.$4,170,0001,447
Net charge-offs$1,569,000914
Cash dividends$4,500,000617
Sale, conversion, retirement of capital stock, net$35,000723
Net operating income$4,170,0001,416
2013-09-30 (YTD Data)Rank
Total interest income$14,563,0001,315
Total interest expense$469,0004,082
Net interest income$14,094,0001,169
Provision for loan and lease losses$1,200,000772
Total noninterest income$4,601,0001,003
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,690,000615
Trading account gains and fees$0180
Additional Noninterest Income$2,911,000990
Total noninterest expense$12,569,0001,219
Salaries and employee benefits$6,529,0001,235
Premises and equipment expense$1,570,0001,138
Additional noninterest expense$4,470,0001,130
Pre-tax net operating income$4,926,0001,157
Securities gains (losses)$03,040
Applicable income taxes$1,893,000776
Income before extraordinary items$3,033,0001,486
Extraordinary gains, net$025
Net income$3,033,0001,488
Minority interest net income$084
Net income of bank and minority interests.$3,033,0001,489
Net charge-offs$1,581,000714
Cash dividends$4,500,000453
Sale, conversion, retirement of capital stock, net$27,000672
Net operating income$3,033,0001,454
2013-06-30 (YTD Data)Rank
Total interest income$9,509,0001,333
Total interest expense$315,0004,130
Net interest income$9,194,0001,183
Provision for loan and lease losses$1,100,000635
Total noninterest income$2,984,0001,017
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,090,000618
Trading account gains and fees$0157
Additional Noninterest Income$1,894,0001,027
Total noninterest expense$8,167,0001,242
Salaries and employee benefits$4,289,0001,250
Premises and equipment expense$1,033,0001,162
Additional noninterest expense$2,845,0001,169
Pre-tax net operating income$2,911,0001,277
Securities gains (losses)$02,791
Applicable income taxes$1,097,000873
Income before extraordinary items$1,814,0001,656
Extraordinary gains, net$022
Net income$1,814,0001,659
Minority interest net income$082
Net income of bank and minority interests.$1,814,0001,660
Net charge-offs$1,523,000565
Cash dividends$4,500,000327
Sale, conversion, retirement of capital stock, net$17,000647
Net operating income$1,814,0001,585
2013-03-31 (YTD Data)Rank
Total interest income$4,605,0001,380
Total interest expense$160,0004,189
Net interest income$4,445,0001,227
Provision for loan and lease losses$700,000531
Total noninterest income$1,576,000990
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$534,000626
Trading account gains and fees$0148
Additional Noninterest Income$1,042,000967
Total noninterest expense$4,195,0001,221
Salaries and employee benefits$2,215,0001,223
Premises and equipment expense$559,0001,086
Additional noninterest expense$1,421,0001,161
Pre-tax net operating income$1,126,0001,549
Securities gains (losses)$01,966
Applicable income taxes$409,0001,071
Income before extraordinary items$717,0001,964
Extraordinary gains, net$010
Net income$717,0001,965
Minority interest net income$076
Net income of bank and minority interests.$717,0001,966
Net charge-offs$609,000671
Cash dividends$990,000562
Sale, conversion, retirement of capital stock, net$9,000593
Net operating income$717,0001,882
2012-12-31 (YTD Data)Rank
Total interest income$18,459,0001,440
Total interest expense$864,0003,950
Net interest income$17,595,0001,251
Provision for loan and lease losses$2,350,000940
Total noninterest income$5,320,0001,103
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,224,000644
Trading account gains and fees$0166
Additional Noninterest Income$3,096,0001,130
Total noninterest expense$17,373,0001,163
Salaries and employee benefits$8,950,0001,178
Premises and equipment expense$2,190,0001,090
Additional noninterest expense$6,233,0001,116
Pre-tax net operating income$3,192,0001,984
Securities gains (losses)$403,0001,107
Applicable income taxes$1,307,0001,216
Income before extraordinary items$2,288,0002,350
Extraordinary gains, net$029
Net income$2,288,0002,351
Minority interest net income$093
Net income of bank and minority interests.$2,288,0002,352
Net charge-offs$3,572,000752
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$90,000596
Net operating income$2,030,0802,436
2012-09-30 (YTD Data)Rank
Total interest income$13,755,0001,473
Total interest expense$685,0003,946
Net interest income$13,070,0001,275
Provision for loan and lease losses$1,900,000887
Total noninterest income$3,947,0001,099
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,680,000640
Trading account gains and fees$0157
Additional Noninterest Income$2,267,0001,148
Total noninterest expense$12,893,0001,169
Salaries and employee benefits$6,609,0001,194
Premises and equipment expense$1,661,0001,086
Additional noninterest expense$4,623,0001,107
Pre-tax net operating income$2,224,0002,162
Securities gains (losses)$403,000889
Applicable income taxes$969,0001,260
Income before extraordinary items$1,658,0002,470
Extraordinary gains, net$020
Net income$1,658,0002,471
Minority interest net income$086
Net income of bank and minority interests.$1,658,0002,471
Net charge-offs$3,281,000631
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$81,000510
Net operating income$1,400,0802,633
2012-06-30 (YTD Data)Rank
Total interest income$9,078,0001,500
Total interest expense$474,0003,954
Net interest income$8,604,0001,290
Provision for loan and lease losses$900,0001,191
Total noninterest income$2,361,0001,173
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,123,000634
Trading account gains and fees$0153
Additional Noninterest Income$1,238,0001,310
Total noninterest expense$8,620,0001,173
Salaries and employee benefits$4,434,0001,178
Premises and equipment expense$1,113,0001,073
Additional noninterest expense$3,073,0001,122
Pre-tax net operating income$1,445,0002,198
Securities gains (losses)$211,0001,067
Applicable income taxes$634,0001,267
Income before extraordinary items$1,022,0002,585
Extraordinary gains, net$019
Net income$1,022,0002,585
Minority interest net income$084
Net income of bank and minority interests.$1,022,0002,585
Net charge-offs$1,625,000806
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$72,000421
Net operating income$886,9602,699
2012-03-31 (YTD Data)Rank
Total interest income$4,450,0001,550
Total interest expense$247,0003,965
Net interest income$4,203,0001,313
Provision for loan and lease losses$600,000917
Total noninterest income$1,218,0001,145
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$550,000654
Trading account gains and fees$0148
Additional Noninterest Income$668,0001,218
Total noninterest expense$4,390,0001,137
Salaries and employee benefits$2,312,0001,125
Premises and equipment expense$538,0001,116
Additional noninterest expense$1,540,0001,104
Pre-tax net operating income$431,0003,170
Securities gains (losses)$51,0001,216
Applicable income taxes$180,0001,853
Income before extraordinary items$302,0003,643
Extraordinary gains, net$019
Net income$302,0003,646
Minority interest net income$078
Net income of bank and minority interests.$302,0003,646
Net charge-offs$786,000795
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$63,000280
Net operating income$269,3603,672
2011-12-31 (YTD Data)Rank
Total interest income$18,675,0001,533
Total interest expense$1,484,0003,475
Net interest income$17,191,0001,292
Provision for loan and lease losses$3,500,0001,053
Total noninterest income$5,319,000987
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,087,000698
Trading account gains and fees$0146
Additional Noninterest Income$3,232,000982
Total noninterest expense$17,925,0001,099
Salaries and employee benefits$9,187,0001,073
Premises and equipment expense$2,286,0001,094
Additional noninterest expense$6,452,0001,086
Pre-tax net operating income$1,085,0003,564
Securities gains (losses)$666,000628
Applicable income taxes$507,0002,012
Income before extraordinary items$1,244,0003,142
Extraordinary gains, net$029
Net income$1,244,0003,145
Minority interest net income$096
Net income of bank and minority interests.$1,244,0003,145
Net charge-offs$3,916,000993
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-31,0007,276
Net operating income$771,1403,875
2011-09-30 (YTD Data)Rank
Total interest income$14,032,0001,542
Total interest expense$1,215,0003,379
Net interest income$12,817,0001,306
Provision for loan and lease losses$2,700,0001,011
Total noninterest income$4,267,000946
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,550,000711
Trading account gains and fees$0145
Additional Noninterest Income$2,717,000897
Total noninterest expense$13,706,0001,072
Salaries and employee benefits$7,054,0001,043
Premises and equipment expense$1,749,0001,079
Additional noninterest expense$4,903,0001,075
Pre-tax net operating income$678,0004,027
Securities gains (losses)$612,000552
Applicable income taxes$378,0001,998
Income before extraordinary items$912,0003,250
Extraordinary gains, net$021
Net income$912,0003,251
Minority interest net income$087
Net income of bank and minority interests.$912,0003,251
Net charge-offs$3,564,000822
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-45,0007,371
Net operating income$477,4804,271
2011-06-30 (YTD Data)Rank
Total interest income$9,445,0001,543
Total interest expense$903,0003,197
Net interest income$8,542,0001,304
Provision for loan and lease losses$2,300,000833
Total noninterest income$2,856,000954
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,046,000700
Trading account gains and fees$0153
Additional Noninterest Income$1,810,000898
Total noninterest expense$9,131,0001,096
Salaries and employee benefits$4,754,0001,044
Premises and equipment expense$1,183,0001,076
Additional noninterest expense$3,194,0001,112
Pre-tax net operating income$-33,0006,289
Securities gains (losses)$612,000302
Applicable income taxes$112,0002,772
Income before extraordinary items$467,0003,711
Extraordinary gains, net$015
Net income$467,0003,712
Minority interest net income$089
Net income of bank and minority interests.$467,0003,713
Net charge-offs$2,357,000811
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$-61,0007,465
Net operating income$-28,7206,315
2011-03-31 (YTD Data)Rank
Total interest income$4,768,0001,542
Total interest expense$501,0003,032
Net interest income$4,267,0001,311
Provision for loan and lease losses$1,700,000584
Total noninterest income$2,233,000674
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$517,000690
Trading account gains and fees$0158
Additional Noninterest Income$1,716,000567
Total noninterest expense$4,588,0001,103
Salaries and employee benefits$2,376,0001,057
Premises and equipment expense$605,0001,071
Additional noninterest expense$1,607,0001,108
Pre-tax net operating income$212,0004,142
Securities gains (losses)$165,000393
Applicable income taxes$85,0002,355
Income before extraordinary items$292,0003,302
Extraordinary gains, net$09
Net income$292,0003,299
Minority interest net income$086
Net income of bank and minority interests.$292,0003,300
Net charge-offs$265,0001,861
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$-76,0007,542
Net operating income$164,9504,254
2010-12-31 (YTD Data)Rank
Total interest income$20,687,0001,490
Total interest expense$2,835,0002,724
Net interest income$17,852,0001,266
Provision for loan and lease losses$5,500,0001,064
Total noninterest income$6,986,000833
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,320,000641
Trading account gains and fees$0175
Additional Noninterest Income$4,666,000782
Total noninterest expense$18,592,0001,074
Salaries and employee benefits$9,640,0001,015
Premises and equipment expense$2,325,0001,119
Additional noninterest expense$6,627,0001,112
Pre-tax net operating income$746,0003,838
Securities gains (losses)$1,160,000434
Applicable income taxes$614,0001,707
Income before extraordinary items$1,292,0002,770
Extraordinary gains, net$029
Net income$1,292,0002,767
Minority interest net income$0111
Net income of bank and minority interests.$1,292,0002,772
Net charge-offs$7,744,000738
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$47,000962
Net operating income$503,2004,167
2010-09-30 (YTD Data)Rank
Total interest income$15,740,0001,502
Total interest expense$2,252,0002,702
Net interest income$13,488,0001,260
Provision for loan and lease losses$3,700,0001,107
Total noninterest income$5,379,000799
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,782,000638
Trading account gains and fees$0165
Additional Noninterest Income$3,597,000719
Total noninterest expense$14,179,0001,036
Salaries and employee benefits$7,286,000994
Premises and equipment expense$1,734,0001,139
Additional noninterest expense$5,159,0001,038
Pre-tax net operating income$988,0003,117
Securities gains (losses)$780,000508
Applicable income taxes$575,0001,523
Income before extraordinary items$1,193,0002,555
Extraordinary gains, net$023
Net income$1,193,0002,551
Minority interest net income$0110
Net income of bank and minority interests.$1,193,0002,556
Net charge-offs$6,647,000644
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$11,0001,053
Net operating income$670,4003,449
2010-06-30 (YTD Data)Rank
Total interest income$10,571,0001,512
Total interest expense$1,635,0002,603
Net interest income$8,936,0001,273
Provision for loan and lease losses$2,400,0001,109
Total noninterest income$3,735,000761
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,218,000628
Trading account gains and fees$0152
Additional Noninterest Income$2,517,000675
Total noninterest expense$9,528,0001,033
Salaries and employee benefits$5,048,000959
Premises and equipment expense$1,125,0001,180
Additional noninterest expense$3,355,0001,056
Pre-tax net operating income$743,0002,921
Securities gains (losses)$580,000415
Applicable income taxes$408,0001,429
Income before extraordinary items$915,0002,279
Extraordinary gains, net$019
Net income$915,0002,276
Minority interest net income$0105
Net income of bank and minority interests.$915,0002,279
Net charge-offs$5,821,000513
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-25,0007,770
Net operating income$514,8003,249
2010-03-31 (YTD Data)Rank
Total interest income$5,390,0001,507
Total interest expense$858,0002,605
Net interest income$4,532,0001,268
Provision for loan and lease losses$1,500,000888
Total noninterest income$1,172,0001,071
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$609,000632
Trading account gains and fees$0175
Additional Noninterest Income$563,0001,182
Total noninterest expense$4,531,0001,102
Salaries and employee benefits$2,510,000972
Premises and equipment expense$509,0001,337
Additional noninterest expense$1,512,0001,171
Pre-tax net operating income$-327,0006,999
Securities gains (losses)$570,000223
Applicable income taxes$-14,0007,141
Income before extraordinary items$257,0003,430
Extraordinary gains, net$016
Net income$257,0003,428
Minority interest net income$091
Net income of bank and minority interests.$257,0003,430
Net charge-offs$2,802,000507
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-63,0007,901
Net operating income$-313,0007,055
2009-12-31 (YTD Data)Rank
Total interest income$22,847,0001,505
Total interest expense$3,284,0003,197
Net interest income$19,563,0001,124
Provision for loan and lease losses$14,500,000627
Total noninterest income$638,0004,258
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,574,000650
Trading account gains and fees$0211
Additional Noninterest Income$-1,936,0007,950
Total noninterest expense$20,464,0001,024
Salaries and employee benefits$10,877,000903
Premises and equipment expense$2,967,000908
Additional noninterest expense$6,620,0001,165
Pre-tax net operating income$-14,763,0007,624
Securities gains (losses)$10,0003,254
Applicable income taxes$-6,301,0007,814
Income before extraordinary items$-8,452,0007,498
Extraordinary gains, net$034
Net income$-8,452,0007,496
Minority interest net income$0115
Net income of bank and minority interests.$-8,452,0007,497
Net charge-offs$12,156,000582
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$209,000706
Net operating income$-8,458,4007,510
2009-09-30 (YTD Data)Rank
Total interest income$17,110,0001,534
Total interest expense$2,412,0003,372
Net interest income$14,698,0001,118
Provision for loan and lease losses$11,300,000565
Total noninterest income$2,874,0001,365
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,934,000645
Trading account gains and fees$0212
Additional Noninterest Income$940,0001,906
Total noninterest expense$15,210,0001,015
Salaries and employee benefits$8,284,000900
Premises and equipment expense$2,258,000909
Additional noninterest expense$4,668,0001,205
Pre-tax net operating income$-8,938,0007,708
Securities gains (losses)$03,497
Applicable income taxes$-3,860,0007,860
Income before extraordinary items$-5,078,0007,581
Extraordinary gains, net$027
Net income$-5,078,0007,581
Minority interest net income$0118
Net income of bank and minority interests.$-5,078,0007,581
Net charge-offs$10,174,000497
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$157,000638
Net operating income$-5,078,0007,593
2009-06-30 (YTD Data)Rank
Total interest income$11,454,0001,552
Total interest expense$1,579,0003,549
Net interest income$9,875,0001,118
Provision for loan and lease losses$8,750,000499
Total noninterest income$1,963,0001,351
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,295,000641
Trading account gains and fees$0193
Additional Noninterest Income$668,0001,859
Total noninterest expense$10,245,0001,025
Salaries and employee benefits$5,502,000920
Premises and equipment expense$1,545,000906
Additional noninterest expense$3,198,0001,191
Pre-tax net operating income$-7,157,0007,837
Securities gains (losses)$03,136
Applicable income taxes$-3,077,0007,978
Income before extraordinary items$-4,080,0007,736
Extraordinary gains, net$021
Net income$-4,080,0007,735
Minority interest net income$0112
Net income of bank and minority interests.$-4,080,0007,735
Net charge-offs$6,092,000513
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$105,000591
Net operating income$-4,080,0007,746
2009-03-31 (YTD Data)Rank
Total interest income$5,554,0001,619
Total interest expense$783,0003,662
Net interest income$4,771,0001,155
Provision for loan and lease losses$2,900,000581
Total noninterest income$1,006,0001,280
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$648,000625
Trading account gains and fees$0171
Additional Noninterest Income$358,0001,740
Total noninterest expense$4,887,0001,032
Salaries and employee benefits$2,831,000903
Premises and equipment expense$802,000885
Additional noninterest expense$1,254,0001,308
Pre-tax net operating income$-2,010,0007,831
Securities gains (losses)$02,434
Applicable income taxes$-912,0007,980
Income before extraordinary items$-1,098,0007,730
Extraordinary gains, net$015
Net income$-1,098,0007,733
Minority interest net income$0102
Net income of bank and minority interests.$-1,098,0007,732
Net charge-offs$476,0001,398
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$53,000491
Net operating income$-1,098,0007,728
2008-12-31 (YTD Data)Rank
Total interest income$25,557,0001,518
Total interest expense$4,741,0003,104
Net interest income$20,816,0001,039
Provision for loan and lease losses$4,600,0001,058
Total noninterest income$4,697,0001,121
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,762,000632
Trading account gains and fees$0154
Additional Noninterest Income$1,935,0001,329
Total noninterest expense$19,072,0001,039
Salaries and employee benefits$10,721,000937
Premises and equipment expense$3,048,000902
Additional noninterest expense$5,303,0001,208
Pre-tax net operating income$1,841,0002,622
Securities gains (losses)$-415,0007,486
Applicable income taxes$337,0002,266
Income before extraordinary items$1,089,0003,120
Extraordinary gains, net$039
Net income$1,089,0003,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,587,0001,500
Cash dividends$3,000,000908
Sale, conversion, retirement of capital stock, net$234,000727
Net operating income$1,404,4002,781
2008-09-30 (YTD Data)Rank
Total interest income$19,747,0001,516
Total interest expense$3,833,0003,017
Net interest income$15,914,0001,036
Provision for loan and lease losses$1,690,0001,325
Total noninterest income$3,983,0001,043
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,062,000640
Trading account gains and fees$0148
Additional Noninterest Income$1,921,0001,139
Total noninterest expense$14,310,0001,036
Salaries and employee benefits$8,139,000946
Premises and equipment expense$2,265,000915
Additional noninterest expense$3,906,0001,174
Pre-tax net operating income$3,897,0001,277
Securities gains (losses)$-415,0007,722
Applicable income taxes$1,233,000983
Income before extraordinary items$2,249,0001,607
Extraordinary gains, net$031
Net income$2,249,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,005,0001,297
Cash dividends$2,000,0001,009
Sale, conversion, retirement of capital stock, net$174,000621
Net operating income$2,518,7501,533
2008-06-30 (YTD Data)Rank
Total interest income$13,283,0001,522
Total interest expense$2,774,0002,911
Net interest income$10,509,0001,040
Provision for loan and lease losses$990,0001,238
Total noninterest income$2,610,0001,072
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,370,000629
Trading account gains and fees$0149
Additional Noninterest Income$1,240,0001,216
Total noninterest expense$9,526,0001,031
Salaries and employee benefits$5,383,000967
Premises and equipment expense$1,510,000908
Additional noninterest expense$2,633,0001,133
Pre-tax net operating income$2,603,0001,335
Securities gains (losses)$03,233
Applicable income taxes$931,000993
Income before extraordinary items$1,672,0001,623
Extraordinary gains, net$021
Net income$1,672,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$745,0001,025
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$115,000548
Net operating income$1,672,0001,597
2008-03-31 (YTD Data)Rank
Total interest income$6,791,0001,523
Total interest expense$1,584,0002,738
Net interest income$5,207,0001,036
Provision for loan and lease losses$520,000981
Total noninterest income$1,277,0001,090
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$692,000612
Trading account gains and fees$0158
Additional Noninterest Income$585,0001,255
Total noninterest expense$4,738,0001,029
Salaries and employee benefits$2,713,000964
Premises and equipment expense$749,000924
Additional noninterest expense$1,276,0001,129
Pre-tax net operating income$1,226,0001,501
Securities gains (losses)$02,688
Applicable income taxes$433,0001,130
Income before extraordinary items$793,0001,829
Extraordinary gains, net$015
Net income$793,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,826
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$55,000450
Net operating income$793,0001,767
2007-12-31 (YTD Data)Rank
Total interest income$30,402,0001,410
Total interest expense$7,700,0002,400
Net interest income$22,702,000970
Provision for loan and lease losses$800,0001,675
Total noninterest income$5,279,0001,057
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,618,000670
Trading account gains and fees$0178
Additional Noninterest Income$2,661,0001,107
Total noninterest expense$18,874,000989
Salaries and employee benefits$10,962,000903
Premises and equipment expense$2,914,000893
Additional noninterest expense$4,998,0001,130
Pre-tax net operating income$8,307,0001,014
Securities gains (losses)$02,146
Applicable income taxes$3,111,000789
Income before extraordinary items$5,196,0001,236
Extraordinary gains, net$039
Net income$5,196,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,679
Cash dividends$4,300,000851
Sale, conversion, retirement of capital stock, net$124,000873
Net operating income$5,196,0001,229
2007-09-30 (YTD Data)Rank
Total interest income$22,901,0001,408
Total interest expense$5,830,0002,370
Net interest income$17,071,000971
Provision for loan and lease losses$500,0001,569
Total noninterest income$3,875,0001,068
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,919,000671
Trading account gains and fees$0184
Additional Noninterest Income$1,956,0001,137
Total noninterest expense$13,805,0001,005
Salaries and employee benefits$7,936,000936
Premises and equipment expense$2,198,000892
Additional noninterest expense$3,671,0001,122
Pre-tax net operating income$6,641,0001,041
Securities gains (losses)$01,655
Applicable income taxes$2,518,000793
Income before extraordinary items$4,123,0001,249
Extraordinary gains, net$033
Net income$4,123,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,567
Cash dividends$3,050,000845
Sale, conversion, retirement of capital stock, net$61,000858
Net operating income$4,123,0001,237
2007-06-30 (YTD Data)Rank
Total interest income$15,317,0001,421
Total interest expense$3,930,0002,359
Net interest income$11,387,000985
Provision for loan and lease losses$375,0001,291
Total noninterest income$2,490,0001,126
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,230,000707
Trading account gains and fees$0168
Additional Noninterest Income$1,260,0001,190
Total noninterest expense$9,289,0001,018
Salaries and employee benefits$5,293,000956
Premises and equipment expense$1,483,000896
Additional noninterest expense$2,513,0001,111
Pre-tax net operating income$4,213,0001,126
Securities gains (losses)$01,444
Applicable income taxes$1,580,000877
Income before extraordinary items$2,633,0001,345
Extraordinary gains, net$029
Net income$2,633,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,934
Cash dividends$3,050,000632
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,633,0001,326
2007-03-31 (YTD Data)Rank
Total interest income$7,592,0001,418
Total interest expense$1,867,0002,452
Net interest income$5,725,000973
Provision for loan and lease losses$250,000954
Total noninterest income$1,235,0001,108
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$605,000701
Trading account gains and fees$0195
Additional Noninterest Income$630,0001,151
Total noninterest expense$4,784,000980
Salaries and employee benefits$2,753,000925
Premises and equipment expense$753,000890
Additional noninterest expense$1,278,0001,066
Pre-tax net operating income$1,926,0001,218
Securities gains (losses)$01,187
Applicable income taxes$711,000965
Income before extraordinary items$1,215,0001,434
Extraordinary gains, net$022
Net income$1,215,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,215,0001,420
2006-12-31 (YTD Data)Rank
Total interest income$29,594,0001,345
Total interest expense$6,144,0002,540
Net interest income$23,450,000944
Provision for loan and lease losses$1,000,0001,040
Total noninterest income$4,981,0001,097
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,575,000680
Trading account gains and fees$0130
Additional Noninterest Income$2,406,0001,173
Total noninterest expense$17,454,0001,031
Salaries and employee benefits$9,806,000980
Premises and equipment expense$2,591,000967
Additional noninterest expense$5,057,0001,051
Pre-tax net operating income$9,977,000980
Securities gains (losses)$01,687
Applicable income taxes$3,794,000791
Income before extraordinary items$6,183,0001,195
Extraordinary gains, net$051
Net income$6,183,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,523
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,183,0001,179
2006-09-30 (YTD Data)Rank
Total interest income$21,796,0001,364
Total interest expense$4,464,0002,542
Net interest income$17,332,000977
Provision for loan and lease losses$900,000830
Total noninterest income$3,719,0001,114
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,937,000683
Trading account gains and fees$0126
Additional Noninterest Income$1,782,0001,195
Total noninterest expense$12,842,0001,056
Salaries and employee benefits$7,278,0001,007
Premises and equipment expense$1,844,0001,034
Additional noninterest expense$3,720,0001,090
Pre-tax net operating income$7,309,0001,048
Securities gains (losses)$01,388
Applicable income taxes$2,814,000830
Income before extraordinary items$4,495,0001,260
Extraordinary gains, net$045
Net income$4,495,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,305
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$129,000667
Net operating income$4,495,0001,242
2006-06-30 (YTD Data)Rank
Total interest income$14,177,0001,358
Total interest expense$2,829,0002,560
Net interest income$11,348,000998
Provision for loan and lease losses$600,000813
Total noninterest income$2,387,0001,146
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,286,000674
Trading account gains and fees$0126
Additional Noninterest Income$1,101,0001,270
Total noninterest expense$8,452,0001,068
Salaries and employee benefits$4,809,0001,018
Premises and equipment expense$1,222,0001,038
Additional noninterest expense$2,421,0001,119
Pre-tax net operating income$4,683,0001,084
Securities gains (losses)$01,185
Applicable income taxes$1,804,000863
Income before extraordinary items$2,879,0001,304
Extraordinary gains, net$039
Net income$2,879,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,312
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$86,000561
Net operating income$2,879,0001,284
2006-03-31 (YTD Data)Rank
Total interest income$6,963,0001,355
Total interest expense$1,364,0002,522
Net interest income$5,599,0001,016
Provision for loan and lease losses$300,000761
Total noninterest income$1,075,0001,214
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$618,000673
Trading account gains and fees$0115
Additional Noninterest Income$457,0001,435
Total noninterest expense$4,145,0001,092
Salaries and employee benefits$2,508,000981
Premises and equipment expense$590,0001,084
Additional noninterest expense$1,047,0001,269
Pre-tax net operating income$2,229,0001,108
Securities gains (losses)$0955
Applicable income taxes$855,000884
Income before extraordinary items$1,374,0001,331
Extraordinary gains, net$021
Net income$1,374,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,000859
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$43,000415
Net operating income$1,374,0001,313
2005-12-31 (YTD Data)Rank
Total interest income$25,582,0001,302
Total interest expense$4,314,0002,497
Net interest income$21,268,000998
Provision for loan and lease losses$1,100,000961
Total noninterest income$4,535,0001,161
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,387,000729
Trading account gains and fees$0138
Additional Noninterest Income$2,148,0001,291
Total noninterest expense$16,491,0001,033
Salaries and employee benefits$9,414,000974
Premises and equipment expense$2,515,000959
Additional noninterest expense$4,562,0001,120
Pre-tax net operating income$8,212,0001,171
Securities gains (losses)$-8,0007,452
Applicable income taxes$3,036,000942
Income before extraordinary items$5,168,0001,377
Extraordinary gains, net$046
Net income$5,168,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$567,0001,054
Cash dividends$840,0002,763
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,173,1201,363
2005-09-30 (YTD Data)Rank
Total interest income$18,557,0001,308
Total interest expense$3,036,0002,513
Net interest income$15,521,0001,017
Provision for loan and lease losses$900,000826
Total noninterest income$3,344,0001,191
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,779,000726
Trading account gains and fees$0126
Additional Noninterest Income$1,565,0001,318
Total noninterest expense$12,275,0001,036
Salaries and employee benefits$7,000,000975
Premises and equipment expense$1,857,000958
Additional noninterest expense$3,418,0001,105
Pre-tax net operating income$5,690,0001,254
Securities gains (losses)$-8,0007,835
Applicable income taxes$2,077,0001,032
Income before extraordinary items$3,605,0001,480
Extraordinary gains, net$035
Net income$3,605,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,165
Cash dividends$840,0002,059
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,610,1201,451
2005-06-30 (YTD Data)Rank
Total interest income$11,871,0001,322
Total interest expense$1,882,0002,539
Net interest income$9,989,0001,054
Provision for loan and lease losses$600,000816
Total noninterest income$2,172,0001,195
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,187,000709
Trading account gains and fees$0116
Additional Noninterest Income$985,0001,365
Total noninterest expense$8,086,0001,037
Salaries and employee benefits$4,618,000971
Premises and equipment expense$1,239,000944
Additional noninterest expense$2,229,0001,114
Pre-tax net operating income$3,475,0001,350
Securities gains (losses)$-8,0008,078
Applicable income taxes$1,243,0001,122
Income before extraordinary items$2,224,0001,546
Extraordinary gains, net$030
Net income$2,224,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,022
Cash dividends$815,0001,548
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,229,1201,519
2005-03-31 (YTD Data)Rank
Total interest income$5,659,0001,364
Total interest expense$830,0002,703
Net interest income$4,829,0001,079
Provision for loan and lease losses$300,000755
Total noninterest income$1,106,0001,156
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$596,000686
Trading account gains and fees$0115
Additional Noninterest Income$510,0001,323
Total noninterest expense$4,088,0001,024
Salaries and employee benefits$2,379,000939
Premises and equipment expense$624,000951
Additional noninterest expense$1,085,0001,131
Pre-tax net operating income$1,547,0001,476
Securities gains (losses)$-8,0008,484
Applicable income taxes$527,0001,291
Income before extraordinary items$1,012,0001,650
Extraordinary gains, net$024
Net income$1,012,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,138
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,017,2801,617
2004-12-31 (YTD Data)Rank
Total interest income$20,162,0001,425
Total interest expense$2,610,0002,936
Net interest income$17,552,0001,153
Provision for loan and lease losses$750,0001,364
Total noninterest income$4,462,0001,177
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,448,000717
Trading account gains and fees$0138
Additional Noninterest Income$2,014,0001,313
Total noninterest expense$15,220,0001,058
Salaries and employee benefits$8,753,000976
Premises and equipment expense$2,442,000920
Additional noninterest expense$4,025,0001,226
Pre-tax net operating income$6,044,0001,424
Securities gains (losses)$235,000752
Applicable income taxes$2,258,0001,143
Income before extraordinary items$4,021,0001,609
Extraordinary gains, net$034
Net income$4,021,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,243
Cash dividends$1,250,0001,975
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,870,6001,617
2004-09-30 (YTD Data)Rank
Total interest income$14,654,0001,462
Total interest expense$1,901,0002,968
Net interest income$12,753,0001,172
Provision for loan and lease losses$600,0001,230
Total noninterest income$3,333,0001,201
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,826,000728
Trading account gains and fees$0134
Additional Noninterest Income$1,507,0001,325
Total noninterest expense$11,330,0001,066
Salaries and employee benefits$6,595,000965
Premises and equipment expense$1,856,000902
Additional noninterest expense$2,879,0001,284
Pre-tax net operating income$4,156,0001,552
Securities gains (losses)$229,000710
Applicable income taxes$1,605,0001,217
Income before extraordinary items$2,780,0001,743
Extraordinary gains, net$026
Net income$2,780,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,083
Cash dividends$625,0002,348
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,633,4401,775
2004-06-30 (YTD Data)Rank
Total interest income$9,485,0001,495
Total interest expense$1,259,0002,968
Net interest income$8,226,0001,201
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,182,0001,201
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,175,000742
Trading account gains and fees$0130
Additional Noninterest Income$1,007,0001,313
Total noninterest expense$7,497,0001,074
Salaries and employee benefits$4,396,000965
Premises and equipment expense$1,258,000888
Additional noninterest expense$1,843,0001,319
Pre-tax net operating income$2,611,0001,612
Securities gains (losses)$147,000801
Applicable income taxes$1,003,0001,279
Income before extraordinary items$1,755,0001,804
Extraordinary gains, net$021
Net income$1,755,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,222
Cash dividends$625,0001,820
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,660,9201,851
2004-03-31 (YTD Data)Rank
Total interest income$4,743,0001,497
Total interest expense$636,0002,989
Net interest income$4,107,0001,204
Provision for loan and lease losses$150,0001,414
Total noninterest income$922,0001,343
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$513,000823
Trading account gains and fees$0121
Additional Noninterest Income$409,0001,515
Total noninterest expense$3,683,0001,103
Salaries and employee benefits$2,193,000984
Premises and equipment expense$642,000888
Additional noninterest expense$848,0001,421
Pre-tax net operating income$1,196,0001,722
Securities gains (losses)$90,000862
Applicable income taxes$472,0001,356
Income before extraordinary items$814,0001,923
Extraordinary gains, net$016
Net income$814,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,622
Cash dividends$100,0002,844
Sale, conversion, retirement of capital stock, net$0464
Net operating income$756,4001,957
2003-12-31 (YTD Data)Rank
Total interest income$18,574,0001,549
Total interest expense$2,725,0003,123
Net interest income$15,849,0001,219
Provision for loan and lease losses$750,0001,535
Total noninterest income$3,276,0001,563
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,799,000957
Trading account gains and fees$0160
Additional Noninterest Income$1,477,0001,847
Total noninterest expense$12,781,0001,264
Salaries and employee benefits$7,379,0001,154
Premises and equipment expense$2,280,0001,005
Additional noninterest expense$3,122,0001,582
Pre-tax net operating income$5,594,0001,481
Securities gains (losses)$328,000997
Applicable income taxes$2,272,0001,166
Income before extraordinary items$3,650,0001,701
Extraordinary gains, net$054
Net income$3,650,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,0001,289
Cash dividends$812,0002,651
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,440,0801,730
2003-09-30 (YTD Data)Rank
Total interest income$13,800,0001,590
Total interest expense$2,110,0003,136
Net interest income$11,690,0001,251
Provision for loan and lease losses$625,0001,355
Total noninterest income$2,362,0001,656
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,341,000973
Trading account gains and fees$0153
Additional Noninterest Income$1,021,0002,023
Total noninterest expense$9,351,0001,311
Salaries and employee benefits$5,335,0001,210
Premises and equipment expense$1,662,0001,043
Additional noninterest expense$2,354,0001,563
Pre-tax net operating income$4,076,0001,557
Securities gains (losses)$189,0001,263
Applicable income taxes$1,681,0001,222
Income before extraordinary items$2,584,0001,861
Extraordinary gains, net$040
Net income$2,584,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,265
Cash dividends$388,0003,094
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,463,0401,851
2003-06-30 (YTD Data)Rank
Total interest income$9,260,0001,582
Total interest expense$1,508,0003,028
Net interest income$7,752,0001,262
Provision for loan and lease losses$450,0001,255
Total noninterest income$1,549,0001,674
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$894,000962
Trading account gains and fees$0150
Additional Noninterest Income$655,0002,069
Total noninterest expense$6,127,0001,332
Salaries and employee benefits$3,464,0001,238
Premises and equipment expense$1,092,0001,058
Additional noninterest expense$1,571,0001,545
Pre-tax net operating income$2,724,0001,544
Securities gains (losses)$116,0001,395
Applicable income taxes$1,122,0001,244
Income before extraordinary items$1,718,0001,871
Extraordinary gains, net$030
Net income$1,718,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,306
Cash dividends$388,0002,521
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,643,7601,829
2003-03-31 (YTD Data)Rank
Total interest income$4,530,0001,636
Total interest expense$793,0002,958
Net interest income$3,737,0001,308
Provision for loan and lease losses$225,0001,208
Total noninterest income$764,0001,641
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$435,000955
Trading account gains and fees$0134
Additional Noninterest Income$329,0001,980
Total noninterest expense$3,020,0001,336
Salaries and employee benefits$1,771,0001,204
Premises and equipment expense$517,0001,122
Additional noninterest expense$732,0001,611
Pre-tax net operating income$1,256,0001,669
Securities gains (losses)$62,0001,269
Applicable income taxes$518,0001,335
Income before extraordinary items$800,0001,976
Extraordinary gains, net$021
Net income$800,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,173
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$760,3201,942
2002-12-31 (YTD Data)Rank
Total interest income$18,665,0001,644
Total interest expense$3,953,0002,777
Net interest income$14,712,0001,315
Provision for loan and lease losses$825,0001,584
Total noninterest income$2,802,0001,636
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,730,000927
Trading account gains and fees$0153
Additional Noninterest Income$1,072,0002,075
Total noninterest expense$11,451,0001,343
Salaries and employee benefits$6,254,0001,306
Premises and equipment expense$1,791,0001,232
Additional noninterest expense$3,406,0001,391
Pre-tax net operating income$5,238,0001,563
Securities gains (losses)$177,0001,255
Applicable income taxes$2,131,0001,219
Income before extraordinary items$3,284,0001,830
Extraordinary gains, net$070
Net income$3,284,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,640
Cash dividends$974,0002,321
Sale, conversion, retirement of capital stock, net$33,000744
Net operating income$3,170,7201,837
2001-12-31 (YTD Data)Rank
Total interest income$19,330,0001,760
Total interest expense$6,354,0002,518
Net interest income$12,976,0001,371
Provision for loan and lease losses$725,0001,619
Total noninterest income$2,554,0001,668
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,485,000998
Trading account gains and fees$0177
Additional Noninterest Income$1,069,0001,941
Total noninterest expense$10,392,0001,411
Salaries and employee benefits$5,867,0001,267
Premises and equipment expense$1,525,0001,398
Additional noninterest expense$3,000,0001,548
Pre-tax net operating income$4,413,0001,620
Securities gains (losses)$12,0003,497
Applicable income taxes$1,667,0001,368
Income before extraordinary items$2,758,0001,905
Extraordinary gains, net$0105
Net income$2,758,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,650
Cash dividends$635,0003,036
Sale, conversion, retirement of capital stock, net$167,000601
Net operating income$2,750,3201,831
2000-12-31 (YTD Data)Rank
Total interest income$18,522,0001,890
Total interest expense$6,707,0002,506
Net interest income$11,815,0001,486
Provision for loan and lease losses$500,0001,862
Total noninterest income$2,071,0001,822
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,441,000932
Trading account gains and fees$0180
Additional Noninterest Income$630,0002,558
Total noninterest expense$9,385,0001,484
Salaries and employee benefits$5,062,0001,397
Premises and equipment expense$1,110,0001,875
Additional noninterest expense$3,213,0001,397
Pre-tax net operating income$4,001,0001,822
Securities gains (losses)$-34,0009,005
Applicable income taxes$1,404,0001,594
Income before extraordinary items$2,563,0002,031
Extraordinary gains, net$038
Net income$2,563,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,259
Cash dividends$639,0003,090
Sale, conversion, retirement of capital stock, net$-838,0009,848
Net operating income$2,585,1002,025
1999-12-31 (YTD Data)Rank
Total interest income$15,620,0002,087
Total interest expense$5,075,0002,876
Net interest income$10,545,0001,654
Provision for loan and lease losses$480,0001,826
Total noninterest income$1,839,0001,973
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,439,000918
Trading account gains and fees$0173
Additional Noninterest Income$400,0003,422
Total noninterest expense$8,193,0001,680
Salaries and employee benefits$4,244,0001,626
Premises and equipment expense$1,139,0001,794
Additional noninterest expense$2,810,0001,586
Pre-tax net operating income$3,711,0001,985
Securities gains (losses)$03,155
Applicable income taxes$1,443,0001,647
Income before extraordinary items$2,268,0002,296
Extraordinary gains, net$035
Net income$2,268,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,176
Cash dividends$557,0003,293
Sale, conversion, retirement of capital stock, net$157,000746
Net operating income$2,268,0002,275
1998-12-31 (YTD Data)Rank
Total interest income$14,489,0002,250
Total interest expense$5,200,0002,886
Net interest income$9,289,0001,838
Provision for loan and lease losses$400,0002,051
Total noninterest income$1,644,0002,119
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,285,000963
Trading account gains and fees$0224
Additional Noninterest Income$359,0003,652
Total noninterest expense$7,424,0001,760
Salaries and employee benefits$3,790,0001,747
Premises and equipment expense$1,118,0001,761
Additional noninterest expense$2,516,0001,699
Pre-tax net operating income$3,109,0002,293
Securities gains (losses)$65,0001,554
Applicable income taxes$1,170,0002,045
Income before extraordinary items$2,004,0002,548
Extraordinary gains, net$032
Net income$2,004,0002,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,843
Cash dividends$547,0003,330
Sale, conversion, retirement of capital stock, net$219,000668
Net operating income$1,962,4002,523
1997-12-31 (YTD Data)Rank
Total interest income$12,458,0002,628
Total interest expense$4,306,0003,422
Net interest income$8,152,0002,137
Provision for loan and lease losses$400,0002,088
Total noninterest income$1,281,0002,484
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,001,0001,281
Trading account gains and fees$0239
Additional Noninterest Income$280,0004,088
Total noninterest expense$6,085,0002,111
Salaries and employee benefits$3,188,0002,069
Premises and equipment expense$975,0002,035
Additional noninterest expense$1,922,0002,176
Pre-tax net operating income$2,948,0002,530
Securities gains (losses)$03,944
Applicable income taxes$1,139,0002,188
Income before extraordinary items$1,809,0002,815
Extraordinary gains, net$044
Net income$1,809,0002,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,860
Cash dividends$468,0003,635
Sale, conversion, retirement of capital stock, net$243,000649
Net operating income$1,809,0002,767
1996-12-31 (YTD Data)Rank
Total interest income$11,040,0002,976
Total interest expense$3,786,0003,902
Net interest income$7,254,0002,470
Provision for loan and lease losses$220,0003,199
Total noninterest income$1,273,0002,581
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$906,0001,481
Trading account gains and fees$0262
Additional Noninterest Income$367,0003,581
Total noninterest expense$5,762,0002,389
Salaries and employee benefits$3,040,0002,201
Premises and equipment expense$970,0002,071
Additional noninterest expense$1,752,0002,764
Pre-tax net operating income$2,545,0002,737
Securities gains (losses)$4,0003,123
Applicable income taxes$961,0002,443
Income before extraordinary items$1,588,0003,020
Extraordinary gains, net$053
Net income$1,588,0003,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,367
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$27,000792
Net operating income$1,585,4402,998
1995-12-31 (YTD Data)Rank
Total interest income$10,106,0003,254
Total interest expense$3,259,0004,418
Net interest income$6,847,0002,610
Provision for loan and lease losses$155,0003,565
Total noninterest income$1,135,0002,823
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$794,0001,704
Trading account gains and fees$0522
Additional Noninterest Income$341,0003,678
Total noninterest expense$5,591,0002,429
Salaries and employee benefits$2,898,0002,287
Premises and equipment expense$944,0002,126
Additional noninterest expense$1,749,0002,684
Pre-tax net operating income$2,236,0003,169
Securities gains (losses)$10,0002,384
Applicable income taxes$919,0002,555
Income before extraordinary items$1,327,0003,609
Extraordinary gains, net$065
Net income$1,327,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,551
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,320,6003,606
1994-12-31 (YTD Data)Rank
Total interest income$8,304,0003,611
Total interest expense$2,211,0005,137
Net interest income$6,093,0002,960
Provision for loan and lease losses$125,0003,960
Total noninterest income$1,116,0002,870
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$767,0001,765
Trading account gains and fees$0475
Additional Noninterest Income$349,0003,726
Total noninterest expense$5,062,0002,750
Salaries and employee benefits$2,653,0002,519
Premises and equipment expense$798,0002,534
Additional noninterest expense$1,611,0003,113
Pre-tax net operating income$2,022,0003,392
Securities gains (losses)$-4,0009,291
Applicable income taxes$810,0002,735
Income before extraordinary items$1,208,0003,833
Extraordinary gains, net$0249
Net income$1,208,0003,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,575
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$16,0001,037
Net operating income$1,210,5603,850
1993-12-31 (YTD Data)Rank
Total interest income$7,704,0003,952
Total interest expense$2,184,0005,412
Net interest income$5,520,0003,259
Provision for loan and lease losses$220,0003,693
Total noninterest income$1,183,0002,932
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$748,0001,830
Trading account gains and feesNANA
Additional Noninterest Income$435,0003,562
Total noninterest expense$4,702,0003,002
Salaries and employee benefits$2,374,0002,789
Premises and equipment expense$770,0002,650
Additional noninterest expense$1,558,0003,390
Pre-tax net operating income$1,781,0003,713
Securities gains (losses)$23,0004,484
Applicable income taxes$707,0003,087
Income before extraordinary items$1,097,0004,337
Extraordinary gains, net$-14,00012,384
Net income$1,083,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,910
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,082,2804,166
1992-12-31 (YTD Data)Rank
Total interest income$7,542,0004,521
Total interest expense$2,621,0005,761
Net interest income$4,921,0003,704
Provision for loan and lease losses$315,0004,000
Total noninterest income$1,084,0003,100
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$710,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$374,0003,857
Total noninterest expense$4,351,0003,261
Salaries and employee benefits$2,201,0002,938
Premises and equipment expense$656,0003,099
Additional noninterest expense$1,494,0003,614
Pre-tax net operating income$1,339,0004,501
Securities gains (losses)$33,0004,829
Applicable income taxes$527,0003,823
Income before extraordinary items$845,0005,132
Extraordinary gains, net$01,422
Net income$845,0005,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0003,779
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$823,8804,945

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.