Home > Plumas Bank > Net charge- offs to loans
Plumas Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8201% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8201% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1596% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7872% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7079% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7079% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6625% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6625% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7688% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7688% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2064% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3802% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2838% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2838% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1159% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 3,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0121% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0121% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 3,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,211 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 4,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0919% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5960% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6023% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4828% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4911% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 3,956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1783% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6031% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6154% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 4,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3596% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8612% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8861% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0387% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1182% | 4,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0936% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4561% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4581% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1448% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4695% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4709% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0300% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3013% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5941% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5961% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0947% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2581% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2581% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2483% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7382% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4934% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7079% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7124% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0151% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5386% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8699% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8722% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3465% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3512% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1301% | 5,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4452% | 5,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5426% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7818% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7888% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2295% | 5,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 3,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8120% | 5,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9208% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8381% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8438% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0637% | 5,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3321% | 5,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,657 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1871% | 5,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1615% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9850% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9850% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1253% | 5,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 4,656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6407% | 5,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 3,695 |
| All other 1-4 family - Percent of loans charged-off, net | -2.2995% | 5,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5557% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6137% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 5,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2723% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2756% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5304% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5403% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4293% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4484% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4574% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,784 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1817% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1920% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,879 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 4,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 4,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1177% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1316% | 2,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 5,225 |
| Percentage Net Loans Charged-off:Construction & development | -2.1033% | 5,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1275% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0507% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5366% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4326% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0531% | 5,356 |
| Percentage Net Loans Charged-off:Construction & development | -2.7191% | 5,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1723% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 5,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0715% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2138% | 5,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5951% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3562% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3709% | 1,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0617% | 5,445 |
| Percentage Net Loans Charged-off:Construction & development | -3.9091% | 5,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2653% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 5,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3067% | 5,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2889% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3170% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3320% | 1,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0551% | 5,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.7271% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 5,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2327% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5552% | 5,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6625% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4482% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4633% | 1,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.2440% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3272% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2348% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4641% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2304% | 5,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5836% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0322% | 5,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.2983% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3611% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1850% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6182% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 4,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5720% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5985% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0437% | 5,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.4337% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3108% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2811% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3536% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2138% | 5,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5769% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6010% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5224% | 5,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4793% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5118% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3045% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | -1.8368% | 5,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4669% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1171% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4632% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5091% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4017% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3245% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6035% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8207% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5438% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3846% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3199% | 924 |
| Percentage Net Loans Charged-off:Construction & development | -3.2639% | 5,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6242% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1725% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4815% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4420% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5338% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5991% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2029% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7115% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3498% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3299% | 926 |
| Percentage Net Loans Charged-off:Construction & development | -5.0025% | 5,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6767% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1514% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7312% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6768% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8016% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4313% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5646% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7437% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4835% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0559% | 5,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2793% | 6,469 |
| Percentage Net Loans Charged-off:Construction & development | -3.4100% | 5,984 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1184% | 6,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 4,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2538% | 6,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9913% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6782% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7417% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6366% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4843% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4614% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 4.7709% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 2,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1610% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3649% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2451% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5051% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8290% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5866% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0010% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5658% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6588% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6128% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 6.6118% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 1,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5700% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5019% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0708% | 1,151 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0025% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3905% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4288% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6025% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9585% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9009% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 9.8797% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 1,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4180% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6807% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1061% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3353% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1042% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7640% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1425% | 1,220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8149% | 1,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7731% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6664% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 1.3519% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2403% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7967% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2428% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6383% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8880% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9411% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8433% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9470% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1814% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0070% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 8.1232% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2117% | 2,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9185% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8619% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9781% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8205% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7485% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1583% | 3,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3494% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4633% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2130% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 10.7347% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2933% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7245% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7143% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7351% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7701% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4933% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6367% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0564% | 3,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7569% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0884% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5318% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.4669% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4080% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9155% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0745% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7505% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6568% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8420% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7768% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6077% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0683% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4312% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 2.7159% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3319% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1890% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 5,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4133% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3877% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3104% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1797% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0729% | 5,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4016% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2944% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3840% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 10.4589% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1987% | 2,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5617% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5692% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8204% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3454% | 2,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2250% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9843% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8240% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4575% | 978 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0656% | 6,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5601% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7111% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 12.3413% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1668% | 2,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9175% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7241% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1051% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3926% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3811% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6196% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7769% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8864% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0597% | 6,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5329% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7300% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 12.6772% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2616% | 1,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5766% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2979% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3853% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 2,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8631% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8672% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1773% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7310% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0887% | 6,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 2,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5973% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7727% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4456% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0080% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9918% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2992% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8525% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1627% | 6,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3921% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4889% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 10.3323% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7212% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4762% | 472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8398% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8953% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7961% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3082% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9196% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3211% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1800% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7181% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9725% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 12.4955% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3249% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8020% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7680% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8281% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8111% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0286% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4426% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2514% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5491% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8475% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 12.8119% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1081% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9461% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1612% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7838% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7778% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2295% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2622% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9773% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3984% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7265% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 16.7111% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9665% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3331% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0495% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5413% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1451% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8392% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5066% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4365% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1714% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 17.0640% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1160% | 2,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1876% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4145% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0406% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2466% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3442% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0135% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7481% | 1,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7793% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6444% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 17.7263% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1035% | 2,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3228% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4030% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2718% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4124% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3743% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8067% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2875% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3488% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0604% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 13.6562% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1539% | 464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7926% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0606% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6252% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5110% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3692% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6144% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4326% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5233% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2907% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.7680% | 1,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2838% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1739% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3496% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5449% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7622% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3180% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4442% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2312% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.6964% | 1,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 1,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 3,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 3,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3248% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3599% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4981% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2532% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.7492% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6444% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1391% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9632% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0875% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4211% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3888% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 1.1235% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1811% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6088% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6380% | 2,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8850% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1268% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 2,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4998% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4895% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7500% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0599% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0872% | 3,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7652% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1173% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 3,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0798% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 7,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5720% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3517% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.1214% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2878% | 7,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0674% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5411% | 7,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2781% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2217% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4471% | 3,127 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5812% | 2,031 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2953% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4000% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8582% | 2,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4038% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2841% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6407% | 2,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5971% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4608% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8634% | 1,990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5427% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6989% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7497% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2786% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2362% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7171% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7945% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3763% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3520% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8988% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4118% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1986% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 6,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0214% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9350% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4130% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 3,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6499% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3801% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7128% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0839% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2146% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6872% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1153% | 1,356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 6,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0686% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1416% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0276% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5411% | 2,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2197% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0171% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0905% | 7,539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2851% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1521% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4479% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1715% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2486% | 1,050 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1206% | 7,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2216% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2334% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2052% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2314% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2714% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4327% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0705% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2878% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2138% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1819% | 3,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9398% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6488% | 1,412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4334% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4592% | 2,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3870% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 5,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 4,671 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2282% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4564% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |