Home > Pinnacle Bank > Net charge- offs to loans
Pinnacle Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1773% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3941% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3941% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2391% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4375% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4375% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2152% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2152% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3160% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3160% | 1,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1722% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6665% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6665% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0032% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0032% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2254% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2254% | 1,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1743% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1743% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1084% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2083% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1663% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2384% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2384% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6546% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6546% | 582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0970% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -1.1355% | 4,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6497% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6497% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0588% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1281% | 4,847 |
| Percentage Net Loans Charged-off:Construction & development | -1.4775% | 4,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2861% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2861% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0968% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1935% | 4,923 |
| Percentage Net Loans Charged-off:Construction & development | -2.1746% | 4,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3105% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3105% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2226% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3881% | 4,993 |
| Percentage Net Loans Charged-off:Construction & development | -4.2516% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2323% | 1,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 1.2493% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 3,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0186% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0186% | 3,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 1.7442% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0735% | 4,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0735% | 4,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0732% | 4,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0732% | 4,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 3,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,973 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1928% | 4,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1928% | 4,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0520% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0520% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1185% | 4,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1185% | 4,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0816% | 4,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0816% | 4,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.7875% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2096% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2364% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 4,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3334% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,178 |
| Percentage Net Loans Charged-off:Construction & development | -1.0906% | 5,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3205% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2950% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3337% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0561% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0561% | 3,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0643% | 4,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 3,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2113% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2113% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0220% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0650% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,201 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2610% | 5,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2610% | 5,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0396% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,987 |
| Percentage Net Loans Charged-off:Construction & development | -0.1023% | 4,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 5,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 4,012 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 5,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1024% | 5,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0768% | 5,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0768% | 5,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 5,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.1158% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 5,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 4,051 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 5,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 5,112 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1401% | 5,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1404% | 5,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 5,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.1058% | 5,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 5,226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0481% | 4,135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 5,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1977% | 5,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1243% | 5,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 5,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.1419% | 5,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 5,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0479% | 4,155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3706% | 5,554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5300% | 5,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5300% | 5,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.1238% | 5,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2166% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6175% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 5,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2587% | 5,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2587% | 5,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1980% | 859 |
| Percentage Net Loans Charged-off:Construction & development | -0.1179% | 5,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5931% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9648% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3669% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1036% | 5,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1036% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1036% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2322% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3203% | 570 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 5,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9304% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5728% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5426% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0248% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4179% | 5,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4179% | 5,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 5,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 5,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.1454% | 5,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 5,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0449% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0823% | 5,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0782% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4223% | 5,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4223% | 5,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0943% | 6,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 5,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.2144% | 5,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 5,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0783% | 4,554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 5,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3416% | 5,813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4252% | 6,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4252% | 6,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2540% | 6,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1476% | 6,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.2846% | 5,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3342% | 6,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0893% | 4,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4522% | 6,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7675% | 6,079 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5668% | 6,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5668% | 6,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2618% | 6,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1904% | 6,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.4238% | 5,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4179% | 6,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0890% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5714% | 6,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5918% | 6,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5529% | 6,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5529% | 6,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2461% | 6,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0798% | 6,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.7621% | 5,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 6,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0892% | 4,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0407% | 6,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1341% | 6,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4911% | 6,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4911% | 6,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7627% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4740% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0477% | 1,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1651% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9153% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2772% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9616% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3634% | 6,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3634% | 6,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8726% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5067% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0632% | 5,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2529% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2193% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2679% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6372% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2578% | 6,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2578% | 6,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9809% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3557% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 5,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8684% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0384% | 4,721 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2793% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7270% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3795% | 6,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3795% | 6,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 6,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 6,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0637% | 5,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 6,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0367% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0847% | 6,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 5,439 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2814% | 6,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2814% | 6,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3896% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3420% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 2.1553% | 1,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4138% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9902% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1163% | 3,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5310% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8356% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8356% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8132% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8273% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 8.9128% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4421% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9334% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1827% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6921% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0903% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8783% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9205% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 11.7396% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 2,761 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2310% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4112% | 7,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8644% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1933% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1933% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9043% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9168% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 14.8297% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5283% | 7,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4482% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0795% | 7,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3789% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9003% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9003% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1964% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3913% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 1.9509% | 1,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1183% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6080% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5251% | 1,202 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2935% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3150% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2159% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1472% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0033% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0847% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 1.5253% | 1,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1141% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6860% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0231% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4136% | 2,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9172% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7852% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1132% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1195% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 1.3283% | 1,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2065% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4861% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0286% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6489% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8921% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6341% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8630% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0529% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 2.5801% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8154% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7062% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8844% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6072% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2783% | 7,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1115% | 7,242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9138% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0058% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 16.8383% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8907% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2542% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3109% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1823% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7418% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9490% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4173% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4249% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 11.6423% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8220% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6466% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9388% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7896% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9960% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6534% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0028% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0910% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 16.4828% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5978% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2382% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8416% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9745% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4820% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7708% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5481% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4285% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 27.8752% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4917% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8331% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7372% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 1.3122% | 2,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7657% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0545% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4592% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4262% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6159% | 3,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6311% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7277% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6981% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 1.4116% | 1,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3295% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8936% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6143% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0657% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4675% | 3,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7372% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3810% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2725% | 2,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4501% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5785% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9242% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3655% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6086% | 2,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2086% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4206% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3503% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7797% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7185% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8623% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5961% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8596% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6243% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6478% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.4860% | 2,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2417% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9379% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1140% | 7,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0846% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7079% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7734% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.2752% | 1,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6428% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5392% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1541% | 7,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9522% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8764% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0628% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4495% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7233% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3792% | 7,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7324% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7876% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4108% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4156% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 1.2579% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1794% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5027% | 7,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8002% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2028% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.2517% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2268% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1648% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2376% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6962% | 7,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7469% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1942% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.3899% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3570% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0752% | 8,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1204% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 7,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.7903% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0822% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1170% | 8,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0891% | 8,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3718% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3649% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0145% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1129% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2799% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3835% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1408% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5926% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8426% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3844% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2112% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9614% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8165% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5418% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4216% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1750% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5790% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 7,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 8,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1490% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2113% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6711% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6729% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3960% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 7,797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 8,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2009% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2846% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9982% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6050% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3019% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1525% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0317% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 8,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3082% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4376% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 7,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4614% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3017% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 8,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6104% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8666% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1433% | 7,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7562% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8367% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2197% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.3305% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4772% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0818% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8571% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3171% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8149% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.4164% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0087% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1373% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2333% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.2850% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 7,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3857% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.4653% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4867% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6938% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3116% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 7,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8877% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2016% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8243% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6380% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7483% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3137% | 600 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 7,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8704% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1753% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2148% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5268% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6035% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6747% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3233% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1473% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4494% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7881% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7196% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0933% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8480% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3730% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4381% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.7509% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2215% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8519% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4468% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2616% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 5.3641% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3980% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1457% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1623% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7372% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4337% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3719% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2733% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 4,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4931% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2617% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 5,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 7,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 8,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 8,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |