Home > Pilgrim Bank > Income and Expense

Pilgrim Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,422,0001,462
Total interest expense$9,638,0001,327
Net interest income$18,784,0001,515
Provision for loan and lease losses$155,0002,175
Total noninterest income$2,366,0001,844
Gross Fiduciary activities income$0981
Service charges on deposit accounts$478,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$1,888,0001,661
Total noninterest expense$14,518,0001,572
Salaries and employee benefits$7,115,0001,744
Premises and equipment expense$3,276,000799
Additional noninterest expense$1,888,0001,661
Pre-tax net operating income$6,477,0001,633
Securities gains (losses)$14,000708
Applicable income taxes$03,369
Income before extraordinary items$6,491,0001,433
Extraordinary gains, net$054
Net income$6,491,0001,449
Minority interest net income$088
Net income of bank and minority interests.$6,491,0001,436
Net charge-offs$10,0002,421
Cash dividends$4,955,000829
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,477,0001,465
2023-09-30 (YTD Data)Rank
Total interest income$20,347,0001,492
Total interest expense$6,503,0001,333
Net interest income$13,844,0001,548
Provision for loan and lease losses$66,0002,361
Total noninterest income$1,813,0001,825
Gross Fiduciary activities income$0950
Service charges on deposit accounts$360,0001,690
Trading account gains and feesNANA
Additional Noninterest Income$1,453,0001,640
Total noninterest expense$10,842,0001,565
Salaries and employee benefits$5,359,0001,743
Premises and equipment expense$2,455,000800
Additional noninterest expense$1,453,0001,640
Pre-tax net operating income$4,749,0001,718
Securities gains (losses)$14,000555
Applicable income taxes$03,407
Income before extraordinary items$4,763,0001,510
Extraordinary gains, net$052
Net income$4,763,0001,522
Minority interest net income$081
Net income of bank and minority interests.$4,763,0001,510
Net charge-offs$10,0002,131
Cash dividends$3,755,000760
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,749,0001,537
2023-06-30 (YTD Data)Rank
Total interest income$13,096,0001,499
Total interest expense$3,800,0001,346
Net interest income$9,296,0001,553
Provision for loan and lease losses$58,0002,180
Total noninterest income$1,205,0001,773
Gross Fiduciary activities income$0931
Service charges on deposit accounts$242,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,574
Total noninterest expense$7,186,0001,552
Salaries and employee benefits$3,579,0001,735
Premises and equipment expense$1,616,000801
Additional noninterest expense$963,0001,572
Pre-tax net operating income$3,257,0001,666
Securities gains (losses)$14,000551
Applicable income taxes$03,436
Income before extraordinary items$3,271,0001,463
Extraordinary gains, net$051
Net income$3,271,0001,480
Minority interest net income$081
Net income of bank and minority interests.$3,271,0001,463
Net charge-offs$7,0001,927
Cash dividends$2,575,000719
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,257,0001,475
2023-03-31 (YTD Data)Rank
Total interest income$6,235,0001,529
Total interest expense$1,558,0001,393
Net interest income$4,677,0001,555
Provision for loan and lease losses$15,0002,190
Total noninterest income$606,0001,768
Gross Fiduciary activities income$0913
Service charges on deposit accounts$121,0001,684
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,545
Total noninterest expense$3,589,0001,574
Salaries and employee benefits$1,796,0001,758
Premises and equipment expense$796,000841
Additional noninterest expense$485,0001,545
Pre-tax net operating income$1,679,0001,660
Securities gains (losses)$14,000508
Applicable income taxes$03,388
Income before extraordinary items$1,693,0001,465
Extraordinary gains, net$04
Net income$1,693,0001,465
Minority interest net income$048
Net income of bank and minority interests.$1,693,0001,465
Net charge-offs$3,0001,707
Cash dividends$1,375,000641
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,679,0001,487
2022-12-31 (YTD Data)Rank
Total interest income$22,686,0001,422
Total interest expense$2,591,0001,320
Net interest income$20,095,0001,428
Provision for loan and lease losses$525,0001,202
Total noninterest income$2,532,0001,800
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$586,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$1,946,0001,649
Total noninterest expense$14,595,0001,520
Salaries and employee benefits$7,423,0001,670
Premises and equipment expense$3,301,000785
Additional noninterest expense$1,946,0001,649
Pre-tax net operating income$7,507,0001,561
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,507,0001,376
Extraordinary gains, net$05
Net income$7,507,0001,376
Minority interest net income$063
Net income of bank and minority interests.$7,507,0001,376
Net charge-offs$74,0001,366
Cash dividends$5,900,000688
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,507,0001,393
2022-09-30 (YTD Data)Rank
Total interest income$16,303,0001,412
Total interest expense$1,323,0001,443
Net interest income$14,980,0001,414
Provision for loan and lease losses$250,0001,333
Total noninterest income$1,972,0001,785
Gross Fiduciary activities income$0968
Service charges on deposit accounts$490,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,482,0001,662
Total noninterest expense$11,098,0001,492
Salaries and employee benefits$5,580,0001,653
Premises and equipment expense$2,604,000750
Additional noninterest expense$1,482,0001,662
Pre-tax net operating income$5,604,0001,562
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,604,0001,359
Extraordinary gains, net$04
Net income$5,604,0001,358
Minority interest net income$057
Net income of bank and minority interests.$5,604,0001,359
Net charge-offs$57,0001,157
Cash dividends$4,400,000637
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,604,0001,390
2022-06-30 (YTD Data)Rank
Total interest income$10,505,0001,410
Total interest expense$665,0001,586
Net interest income$9,840,0001,405
Provision for loan and lease losses$150,0001,272
Total noninterest income$1,324,0001,765
Gross Fiduciary activities income$0925
Service charges on deposit accounts$322,0001,434
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0001,681
Total noninterest expense$7,245,0001,500
Salaries and employee benefits$3,727,0001,647
Premises and equipment expense$1,638,000778
Additional noninterest expense$1,880,0001,680
Pre-tax net operating income$3,769,0001,473
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,769,0001,278
Extraordinary gains, net$04
Net income$3,769,0001,278
Minority interest net income$060
Net income of bank and minority interests.$3,769,0001,278
Net charge-offs$54,000930
Cash dividends$2,900,000655
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,769,0001,302
2022-03-31 (YTD Data)Rank
Total interest income$5,114,0001,398
Total interest expense$273,0001,799
Net interest income$4,841,0001,389
Provision for loan and lease losses$55,0001,312
Total noninterest income$625,0001,828
Gross Fiduciary activities income$0892
Service charges on deposit accounts$162,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$463,0001,746
Total noninterest expense$3,565,0001,511
Salaries and employee benefits$1,860,0001,648
Premises and equipment expense$790,000818
Additional noninterest expense$915,0001,692
Pre-tax net operating income$1,846,0001,425
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,846,0001,269
Extraordinary gains, net$04
Net income$1,846,0001,269
Minority interest net income$050
Net income of bank and minority interests.$1,846,0001,269
Net charge-offs$53,000657
Cash dividends$1,400,000616
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,846,0001,282
2021-12-31 (YTD Data)Rank
Total interest income$20,994,0001,421
Total interest expense$1,403,0001,756
Net interest income$19,591,0001,393
Provision for loan and lease losses$600,000874
Total noninterest income$2,674,0001,933
Gross Fiduciary activities income$0994
Service charges on deposit accounts$594,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$2,080,0001,862
Total noninterest expense$14,695,0001,475
Salaries and employee benefits$7,500,0001,634
Premises and equipment expense$3,365,000775
Additional noninterest expense$3,830,0001,626
Pre-tax net operating income$6,970,0001,642
Securities gains (losses)$258,000520
Applicable income taxes$03,710
Income before extraordinary items$7,228,0001,466
Extraordinary gains, net$010
Net income$7,228,0001,466
Minority interest net income$074
Net income of bank and minority interests.$7,228,0001,466
Net charge-offs$57,0001,590
Cash dividends$5,800,000709
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,970,0001,471
2021-09-30 (YTD Data)Rank
Total interest income$15,484,0001,470
Total interest expense$1,117,0001,756
Net interest income$14,367,0001,439
Provision for loan and lease losses$420,000948
Total noninterest income$2,002,0001,980
Gross Fiduciary activities income$0957
Service charges on deposit accounts$432,0001,441
Trading account gains and feesNANA
Additional Noninterest Income$1,570,0001,911
Total noninterest expense$11,005,0001,483
Salaries and employee benefits$5,640,0001,640
Premises and equipment expense$2,537,000785
Additional noninterest expense$2,828,0001,657
Pre-tax net operating income$4,944,0001,778
Securities gains (losses)$258,000488
Applicable income taxes$03,719
Income before extraordinary items$5,202,0001,565
Extraordinary gains, net$08
Net income$5,202,0001,565
Minority interest net income$069
Net income of bank and minority interests.$5,202,0001,565
Net charge-offs$60,0001,291
Cash dividends$4,200,000666
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,944,0001,597
2021-06-30 (YTD Data)Rank
Total interest income$10,088,0001,496
Total interest expense$790,0001,746
Net interest income$9,298,0001,466
Provision for loan and lease losses$285,000945
Total noninterest income$1,310,0001,942
Gross Fiduciary activities income$0951
Service charges on deposit accounts$252,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,058,0001,851
Total noninterest expense$7,343,0001,480
Salaries and employee benefits$3,760,0001,635
Premises and equipment expense$1,669,000794
Additional noninterest expense$1,914,0001,629
Pre-tax net operating income$2,980,0001,905
Securities gains (losses)$229,000436
Applicable income taxes$03,702
Income before extraordinary items$3,209,0001,631
Extraordinary gains, net$06
Net income$3,209,0001,631
Minority interest net income$067
Net income of bank and minority interests.$3,209,0001,631
Net charge-offs$23,0001,444
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,980,0001,689
2021-03-31 (YTD Data)Rank
Total interest income$4,906,0001,536
Total interest expense$436,0001,676
Net interest income$4,470,0001,502
Provision for loan and lease losses$10,0002,475
Total noninterest income$618,0002,010
Gross Fiduciary activities income$0922
Service charges on deposit accounts$123,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$495,0001,931
Total noninterest expense$3,626,0001,477
Salaries and employee benefits$1,876,0001,635
Premises and equipment expense$807,000833
Additional noninterest expense$943,0001,602
Pre-tax net operating income$1,452,0001,914
Securities gains (losses)$183,000347
Applicable income taxes$03,613
Income before extraordinary items$1,635,0001,626
Extraordinary gains, net$03
Net income$1,635,0001,626
Minority interest net income$055
Net income of bank and minority interests.$1,635,0001,626
Net charge-offs$-32,0004,482
Cash dividends$1,400,000596
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,452,0001,722
2020-12-31 (YTD Data)Rank
Total interest income$21,937,0001,366
Total interest expense$2,891,0001,531
Net interest income$19,046,0001,345
Provision for loan and lease losses$200,0003,026
Total noninterest income$2,280,0001,984
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$545,0001,523
Trading account gains and feesNANA
Additional Noninterest Income$1,735,0001,938
Total noninterest expense$14,445,0001,448
Salaries and employee benefits$7,337,0001,617
Premises and equipment expense$3,354,000769
Additional noninterest expense$3,754,0001,611
Pre-tax net operating income$6,681,0001,426
Securities gains (losses)$284,000855
Applicable income taxes$03,697
Income before extraordinary items$6,965,0001,265
Extraordinary gains, net$04
Net income$6,965,0001,266
Minority interest net income$072
Net income of bank and minority interests.$6,965,0001,266
Net charge-offs$1,0003,386
Cash dividends$5,600,000692
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,681,0001,268
2020-09-30 (YTD Data)Rank
Total interest income$16,606,0001,371
Total interest expense$2,348,0001,511
Net interest income$14,258,0001,338
Provision for loan and lease losses$190,0002,811
Total noninterest income$1,691,0001,952
Gross Fiduciary activities income$0981
Service charges on deposit accounts$408,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$1,283,0001,903
Total noninterest expense$10,877,0001,428
Salaries and employee benefits$5,506,0001,605
Premises and equipment expense$2,547,000749
Additional noninterest expense$2,824,0001,581
Pre-tax net operating income$4,882,0001,424
Securities gains (losses)$245,000804
Applicable income taxes$03,696
Income before extraordinary items$5,127,0001,238
Extraordinary gains, net$04
Net income$5,127,0001,238
Minority interest net income$065
Net income of bank and minority interests.$5,127,0001,238
Net charge-offs$-5,0004,085
Cash dividends$3,600,000718
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,882,0001,261
2020-06-30 (YTD Data)Rank
Total interest income$11,129,0001,385
Total interest expense$1,699,0001,497
Net interest income$9,430,0001,344
Provision for loan and lease losses$90,0003,062
Total noninterest income$1,115,0001,904
Gross Fiduciary activities income$0970
Service charges on deposit accounts$280,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$835,0001,856
Total noninterest expense$7,178,0001,433
Salaries and employee benefits$3,640,0001,618
Premises and equipment expense$1,677,000760
Additional noninterest expense$1,861,0001,590
Pre-tax net operating income$3,277,0001,340
Securities gains (losses)$71,0001,128
Applicable income taxes$03,655
Income before extraordinary items$3,348,0001,204
Extraordinary gains, net$04
Net income$3,348,0001,204
Minority interest net income$065
Net income of bank and minority interests.$3,348,0001,204
Net charge-offs$-5,0004,124
Cash dividends$2,400,000701
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,277,0001,193
2020-03-31 (YTD Data)Rank
Total interest income$5,550,0001,377
Total interest expense$953,0001,480
Net interest income$4,597,0001,344
Provision for loan and lease losses$40,0002,710
Total noninterest income$566,0001,822
Gross Fiduciary activities income$0941
Service charges on deposit accounts$167,0001,516
Trading account gains and feesNANA
Additional Noninterest Income$399,0001,733
Total noninterest expense$3,557,0001,457
Salaries and employee benefits$1,816,0001,627
Premises and equipment expense$810,000789
Additional noninterest expense$931,0001,605
Pre-tax net operating income$1,566,0001,282
Securities gains (losses)$72,000718
Applicable income taxes$03,513
Income before extraordinary items$1,638,0001,104
Extraordinary gains, net$04
Net income$1,638,0001,103
Minority interest net income$056
Net income of bank and minority interests.$1,638,0001,104
Net charge-offs$-3,0004,005
Cash dividends$1,200,000718
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,566,0001,132
2019-12-31 (YTD Data)Rank
Total interest income$22,679,0001,368
Total interest expense$4,571,0001,330
Net interest income$18,108,0001,348
Provision for loan and lease losses$385,0001,725
Total noninterest income$2,505,0001,747
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$711,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$1,794,0001,638
Total noninterest expense$14,219,0001,423
Salaries and employee benefits$7,146,0001,601
Premises and equipment expense$3,306,000766
Additional noninterest expense$3,767,0001,585
Pre-tax net operating income$6,009,0001,531
Securities gains (losses)$124,000813
Applicable income taxes$03,859
Income before extraordinary items$6,133,0001,360
Extraordinary gains, net$011
Net income$6,133,0001,363
Minority interest net income$076
Net income of bank and minority interests.$6,133,0001,363
Net charge-offs$407,0001,181
Cash dividends$5,260,000759
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,009,0001,352
2019-09-30 (YTD Data)Rank
Total interest income$16,981,0001,380
Total interest expense$3,519,0001,324
Net interest income$13,462,0001,365
Provision for loan and lease losses$340,0001,502
Total noninterest income$1,877,0001,737
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$531,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$1,346,0001,623
Total noninterest expense$10,672,0001,431
Salaries and employee benefits$5,387,0001,598
Premises and equipment expense$2,448,000773
Additional noninterest expense$2,837,0001,578
Pre-tax net operating income$4,327,0001,618
Securities gains (losses)$126,000689
Applicable income taxes$03,902
Income before extraordinary items$4,453,0001,417
Extraordinary gains, net$011
Net income$4,453,0001,417
Minority interest net income$072
Net income of bank and minority interests.$4,453,0001,419
Net charge-offs$408,000853
Cash dividends$2,210,0001,114
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,327,0001,428
2019-06-30 (YTD Data)Rank
Total interest income$11,271,0001,378
Total interest expense$2,429,0001,255
Net interest income$8,842,0001,391
Provision for loan and lease losses$230,0001,450
Total noninterest income$1,222,0001,734
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$353,0001,470
Trading account gains and feesNANA
Additional Noninterest Income$869,0001,621
Total noninterest expense$7,118,0001,429
Salaries and employee benefits$3,578,0001,606
Premises and equipment expense$1,611,000787
Additional noninterest expense$1,929,0001,562
Pre-tax net operating income$2,716,0001,667
Securities gains (losses)$89,000570
Applicable income taxes$03,901
Income before extraordinary items$2,805,0001,465
Extraordinary gains, net$011
Net income$2,805,0001,464
Minority interest net income$069
Net income of bank and minority interests.$2,805,0001,465
Net charge-offs$408,000647
Cash dividends$1,510,0001,090
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,716,0001,466
2019-03-31 (YTD Data)Rank
Total interest income$5,636,0001,373
Total interest expense$1,247,0001,197
Net interest income$4,389,0001,400
Provision for loan and lease losses$120,0001,335
Total noninterest income$594,0001,740
Gross Fiduciary activities income$0972
Service charges on deposit accounts$176,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$418,0001,625
Total noninterest expense$3,524,0001,454
Salaries and employee benefits$1,791,0001,617
Premises and equipment expense$784,000823
Additional noninterest expense$949,0001,574
Pre-tax net operating income$1,339,0001,669
Securities gains (losses)$82,000306
Applicable income taxes$03,800
Income before extraordinary items$1,421,0001,417
Extraordinary gains, net$05
Net income$1,421,0001,414
Minority interest net income$052
Net income of bank and minority interests.$1,421,0001,416
Net charge-offs$-3,0004,217
Cash dividends$825,000948
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,339,0001,461
2018-12-31 (YTD Data)Rank
Total interest income$22,149,0001,322
Total interest expense$4,306,0001,068
Net interest income$17,843,0001,369
Provision for loan and lease losses$425,0001,598
Total noninterest income$2,486,0001,760
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$735,0001,471
Trading account gains and feesNANA
Additional Noninterest Income$1,751,0001,626
Total noninterest expense$14,243,0001,412
Salaries and employee benefits$6,991,0001,597
Premises and equipment expense$3,243,000773
Additional noninterest expense$4,009,0001,500
Pre-tax net operating income$5,661,0001,605
Securities gains (losses)$26,000519
Applicable income taxes$03,978
Income before extraordinary items$5,687,0001,420
Extraordinary gains, net$06
Net income$5,687,0001,419
Minority interest net income$072
Net income of bank and minority interests.$5,687,0001,419
Net charge-offs$500,000959
Cash dividends$2,650,0001,188
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,661,0001,417
2018-09-30 (YTD Data)Rank
Total interest income$16,418,0001,320
Total interest expense$3,109,0001,034
Net interest income$13,309,0001,372
Provision for loan and lease losses$350,0001,444
Total noninterest income$1,854,0001,772
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$541,0001,495
Trading account gains and feesNANA
Additional Noninterest Income$1,313,0001,645
Total noninterest expense$10,712,0001,415
Salaries and employee benefits$5,275,0001,598
Premises and equipment expense$2,407,000785
Additional noninterest expense$3,030,0001,501
Pre-tax net operating income$4,101,0001,660
Securities gains (losses)$36,000469
Applicable income taxes$04,032
Income before extraordinary items$4,137,0001,466
Extraordinary gains, net$05
Net income$4,137,0001,465
Minority interest net income$066
Net income of bank and minority interests.$4,137,0001,465
Net charge-offs$428,000792
Cash dividends$1,975,0001,097
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,101,0001,462
2018-06-30 (YTD Data)Rank
Total interest income$10,732,0001,330
Total interest expense$1,988,0001,004
Net interest income$8,744,0001,377
Provision for loan and lease losses$215,0001,448
Total noninterest income$1,223,0001,782
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$351,0001,525
Trading account gains and feesNANA
Additional Noninterest Income$872,0001,654
Total noninterest expense$7,079,0001,433
Salaries and employee benefits$3,500,0001,620
Premises and equipment expense$1,589,000792
Additional noninterest expense$1,990,0001,514
Pre-tax net operating income$2,673,0001,661
Securities gains (losses)$30,000406
Applicable income taxes$04,018
Income before extraordinary items$2,703,0001,469
Extraordinary gains, net$06
Net income$2,703,0001,468
Minority interest net income$065
Net income of bank and minority interests.$2,703,0001,468
Net charge-offs$264,000797
Cash dividends$1,300,0001,081
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,673,0001,467
2018-03-31 (YTD Data)Rank
Total interest income$5,224,0001,344
Total interest expense$921,0001,021
Net interest income$4,303,0001,403
Provision for loan and lease losses$90,0001,532
Total noninterest income$616,0001,772
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$177,0001,527
Trading account gains and feesNANA
Additional Noninterest Income$439,0001,616
Total noninterest expense$3,530,0001,442
Salaries and employee benefits$1,741,0001,638
Premises and equipment expense$787,000807
Additional noninterest expense$1,002,0001,506
Pre-tax net operating income$1,299,0001,675
Securities gains (losses)$25,000304
Applicable income taxes$03,948
Income before extraordinary items$1,324,0001,460
Extraordinary gains, net$07
Net income$1,324,0001,460
Minority interest net income$052
Net income of bank and minority interests.$1,324,0001,460
Net charge-offs$-2,0004,048
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,299,0001,478
2017-12-31 (YTD Data)Rank
Total interest income$20,436,0001,322
Total interest expense$3,221,0001,011
Net interest income$17,215,0001,366
Provision for loan and lease losses$355,0001,804
Total noninterest income$2,823,0001,656
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$771,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$2,052,0001,505
Total noninterest expense$14,203,0001,404
Salaries and employee benefits$6,892,0001,609
Premises and equipment expense$3,173,000788
Additional noninterest expense$4,138,0001,471
Pre-tax net operating income$5,480,0001,584
Securities gains (losses)$155,000472
Applicable income taxes$04,135
Income before extraordinary items$5,635,0001,230
Extraordinary gains, net$09
Net income$5,635,0001,230
Minority interest net income$076
Net income of bank and minority interests.$5,635,0001,230
Net charge-offs$-3,0004,598
Cash dividends$3,050,0001,009
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,480,0001,243
2017-09-30 (YTD Data)Rank
Total interest income$15,216,0001,333
Total interest expense$2,360,0001,018
Net interest income$12,856,0001,378
Provision for loan and lease losses$265,0001,763
Total noninterest income$1,769,0001,852
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$583,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$1,186,0001,774
Total noninterest expense$10,572,0001,415
Salaries and employee benefits$5,148,0001,631
Premises and equipment expense$2,381,000787
Additional noninterest expense$3,043,0001,494
Pre-tax net operating income$3,788,0001,723
Securities gains (losses)$155,000433
Applicable income taxes$04,172
Income before extraordinary items$3,943,0001,390
Extraordinary gains, net$09
Net income$3,943,0001,389
Minority interest net income$071
Net income of bank and minority interests.$3,943,0001,390
Net charge-offs$-8,0004,678
Cash dividends$2,100,0001,008
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,788,0001,419
2017-06-30 (YTD Data)Rank
Total interest income$10,141,0001,330
Total interest expense$1,527,0001,020
Net interest income$8,614,0001,372
Provision for loan and lease losses$175,0001,703
Total noninterest income$1,156,0001,871
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$390,0001,442
Trading account gains and feesNANA
Additional Noninterest Income$766,0001,829
Total noninterest expense$7,004,0001,432
Salaries and employee benefits$3,427,0001,633
Premises and equipment expense$1,563,000800
Additional noninterest expense$2,014,0001,505
Pre-tax net operating income$2,591,0001,651
Securities gains (losses)$118,000394
Applicable income taxes$04,189
Income before extraordinary items$2,709,0001,351
Extraordinary gains, net$011
Net income$2,709,0001,350
Minority interest net income$071
Net income of bank and minority interests.$2,709,0001,351
Net charge-offs$8,0002,974
Cash dividends$1,350,0001,040
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,591,0001,370
2017-03-31 (YTD Data)Rank
Total interest income$5,201,0001,287
Total interest expense$723,0001,043
Net interest income$4,478,0001,324
Provision for loan and lease losses$95,0001,496
Total noninterest income$560,0001,902
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$197,0001,427
Trading account gains and feesNANA
Additional Noninterest Income$363,0001,850
Total noninterest expense$3,505,0001,434
Salaries and employee benefits$1,735,0001,624
Premises and equipment expense$767,000829
Additional noninterest expense$1,003,0001,505
Pre-tax net operating income$1,438,0001,479
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,438,0001,269
Extraordinary gains, net$08
Net income$1,438,0001,268
Minority interest net income$055
Net income of bank and minority interests.$1,438,0001,269
Net charge-offs$-2,0004,280
Cash dividends$750,000906
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,438,0001,249
2016-12-31 (YTD Data)Rank
Total interest income$19,529,0001,318
Total interest expense$2,545,0001,134
Net interest income$16,984,0001,347
Provision for loan and lease losses$125,0002,879
Total noninterest income$2,296,0001,943
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$833,0001,392
Trading account gains and fees$0170
Additional Noninterest Income$1,463,0001,926
Total noninterest expense$14,050,0001,389
Salaries and employee benefits$6,743,0001,606
Premises and equipment expense$3,034,000822
Additional noninterest expense$4,273,0001,436
Pre-tax net operating income$5,105,0001,595
Securities gains (losses)$377,000555
Applicable income taxes$04,278
Income before extraordinary items$5,482,0001,286
Extraordinary gains, net$05
Net income$5,482,0001,285
Minority interest net income$082
Net income of bank and minority interests.$5,482,0001,285
Net charge-offs$86,0002,732
Cash dividends$2,300,0001,260
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,105,0001,331
2016-09-30 (YTD Data)Rank
Total interest income$14,632,0001,327
Total interest expense$1,884,0001,141
Net interest income$12,748,0001,347
Provision for loan and lease losses$85,0002,934
Total noninterest income$1,868,0001,855
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$630,0001,392
Trading account gains and fees$0169
Additional Noninterest Income$1,238,0001,783
Total noninterest expense$10,595,0001,374
Salaries and employee benefits$5,058,0001,604
Premises and equipment expense$2,200,000846
Additional noninterest expense$3,337,0001,393
Pre-tax net operating income$3,936,0001,575
Securities gains (losses)$377,000513
Applicable income taxes$04,325
Income before extraordinary items$4,313,0001,258
Extraordinary gains, net$05
Net income$4,313,0001,258
Minority interest net income$071
Net income of bank and minority interests.$4,313,0001,258
Net charge-offs$84,0002,205
Cash dividends$1,655,0001,199
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,936,0001,312
2016-06-30 (YTD Data)Rank
Total interest income$9,734,0001,339
Total interest expense$1,261,0001,135
Net interest income$8,473,0001,354
Provision for loan and lease losses$35,0003,191
Total noninterest income$1,224,0001,874
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$411,0001,395
Trading account gains and fees$0157
Additional Noninterest Income$813,0001,777
Total noninterest expense$7,041,0001,397
Salaries and employee benefits$3,382,0001,607
Premises and equipment expense$1,431,000873
Additional noninterest expense$2,228,0001,390
Pre-tax net operating income$2,621,0001,569
Securities gains (losses)$354,000378
Applicable income taxes$04,338
Income before extraordinary items$2,975,0001,212
Extraordinary gains, net$016
Net income$2,975,0001,212
Minority interest net income$071
Net income of bank and minority interests.$2,975,0001,212
Net charge-offs$26,0002,598
Cash dividends$995,0001,341
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,621,0001,305
2016-03-31 (YTD Data)Rank
Total interest income$4,975,0001,308
Total interest expense$637,0001,125
Net interest income$4,338,0001,334
Provision for loan and lease losses$15,0002,996
Total noninterest income$586,0001,870
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$203,0001,414
Trading account gains and fees$0142
Additional Noninterest Income$383,0001,800
Total noninterest expense$3,508,0001,402
Salaries and employee benefits$1,695,0001,607
Premises and equipment expense$702,000887
Additional noninterest expense$1,111,0001,392
Pre-tax net operating income$1,401,0001,465
Securities gains (losses)$259,000241
Applicable income taxes$04,259
Income before extraordinary items$1,660,0001,074
Extraordinary gains, net$012
Net income$1,660,0001,075
Minority interest net income$062
Net income of bank and minority interests.$1,660,0001,075
Net charge-offs$18,0002,041
Cash dividends$550,0001,129
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,401,0001,218
2015-12-31 (YTD Data)Rank
Total interest income$20,085,0001,269
Total interest expense$2,484,0001,125
Net interest income$17,601,0001,284
Provision for loan and lease losses$970,000835
Total noninterest income$3,686,0001,373
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$951,0001,279
Trading account gains and fees$0159
Additional Noninterest Income$2,735,0001,237
Total noninterest expense$14,706,0001,337
Salaries and employee benefits$7,069,0001,500
Premises and equipment expense$2,823,000871
Additional noninterest expense$4,814,0001,313
Pre-tax net operating income$5,611,0001,431
Securities gains (losses)$152,000900
Applicable income taxes$04,402
Income before extraordinary items$5,763,0001,216
Extraordinary gains, net$023
Net income$5,763,0001,216
Minority interest net income$081
Net income of bank and minority interests.$5,763,0001,216
Net charge-offs$130,0002,409
Cash dividends$11,043,000354
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,611,0001,206
2015-09-30 (YTD Data)Rank
Total interest income$15,029,0001,280
Total interest expense$1,870,0001,133
Net interest income$13,159,0001,295
Provision for loan and lease losses$900,000655
Total noninterest income$3,089,0001,303
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$717,0001,286
Trading account gains and fees$0153
Additional Noninterest Income$2,372,0001,140
Total noninterest expense$11,140,0001,326
Salaries and employee benefits$5,415,0001,474
Premises and equipment expense$2,105,000888
Additional noninterest expense$3,620,0001,302
Pre-tax net operating income$4,208,0001,462
Securities gains (losses)$102,0001,025
Applicable income taxes$04,489
Income before extraordinary items$4,310,0001,227
Extraordinary gains, net$021
Net income$4,310,0001,225
Minority interest net income$078
Net income of bank and minority interests.$4,310,0001,227
Net charge-offs$114,0002,036
Cash dividends$10,543,000274
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,208,0001,214
2015-06-30 (YTD Data)Rank
Total interest income$9,900,0001,296
Total interest expense$1,259,0001,130
Net interest income$8,641,0001,317
Provision for loan and lease losses$780,000528
Total noninterest income$2,513,0001,137
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$481,0001,253
Trading account gains and fees$0157
Additional Noninterest Income$2,032,000957
Total noninterest expense$7,563,0001,310
Salaries and employee benefits$3,692,0001,457
Premises and equipment expense$1,391,000895
Additional noninterest expense$2,480,0001,278
Pre-tax net operating income$2,811,0001,453
Securities gains (losses)$45,0001,293
Applicable income taxes$04,497
Income before extraordinary items$2,856,0001,222
Extraordinary gains, net$022
Net income$2,856,0001,223
Minority interest net income$075
Net income of bank and minority interests.$2,856,0001,223
Net charge-offs$84,0001,879
Cash dividends$10,000,000218
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,811,0001,212
2015-03-31 (YTD Data)Rank
Total interest income$4,891,0001,306
Total interest expense$630,0001,128
Net interest income$4,261,0001,325
Provision for loan and lease losses$700,000302
Total noninterest income$1,959,000800
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$256,0001,168
Trading account gains and fees$0152
Additional Noninterest Income$1,703,000636
Total noninterest expense$3,908,0001,286
Salaries and employee benefits$1,855,0001,454
Premises and equipment expense$790,000807
Additional noninterest expense$1,263,0001,245
Pre-tax net operating income$1,612,0001,260
Securities gains (losses)$45,000889
Applicable income taxes$04,400
Income before extraordinary items$1,657,0001,032
Extraordinary gains, net$013
Net income$1,657,0001,032
Minority interest net income$064
Net income of bank and minority interests.$1,657,0001,033
Net charge-offs$48,0001,594
Cash dividends$9,700,000133
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,612,0001,020
2014-12-31 (YTD Data)Rank
Total interest income$14,127,0001,781
Total interest expense$2,738,0001,086
Net interest income$11,389,0001,911
Provision for loan and lease losses$70,0003,509
Total noninterest income$1,204,0002,836
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$498,0002,296
Trading account gains and fees$0180
Additional Noninterest Income$706,0002,805
Total noninterest expense$8,661,0002,171
Salaries and employee benefits$4,485,0002,258
Premises and equipment expense$1,678,0001,416
Additional noninterest expense$2,498,0002,417
Pre-tax net operating income$3,862,0001,884
Securities gains (losses)$245,000709
Applicable income taxes$04,531
Income before extraordinary items$4,107,0001,554
Extraordinary gains, net$017
Net income$4,107,0001,552
Minority interest net income$084
Net income of bank and minority interests.$4,107,0001,553
Net charge-offs$1,155,000800
Cash dividends$1,782,0001,395
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,862,0001,605
2014-09-30 (YTD Data)Rank
Total interest income$10,678,0001,774
Total interest expense$2,102,0001,077
Net interest income$8,576,0001,909
Provision for loan and lease losses$10,0004,128
Total noninterest income$879,0002,892
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$360,0002,360
Trading account gains and fees$0174
Additional Noninterest Income$519,0002,859
Total noninterest expense$6,465,0002,188
Salaries and employee benefits$3,381,0002,254
Premises and equipment expense$1,220,0001,469
Additional noninterest expense$1,864,0002,412
Pre-tax net operating income$2,980,0001,866
Securities gains (losses)$12,0002,252
Applicable income taxes$04,583
Income before extraordinary items$2,992,0001,585
Extraordinary gains, net$015
Net income$2,992,0001,585
Minority interest net income$081
Net income of bank and minority interests.$2,992,0001,585
Net charge-offs$-7,0005,535
Cash dividends$1,332,0001,260
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,980,0001,567
2014-06-30 (YTD Data)Rank
Total interest income$7,112,0001,766
Total interest expense$1,406,0001,071
Net interest income$5,706,0001,899
Provision for loan and lease losses$10,0003,896
Total noninterest income$594,0002,850
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$237,0002,363
Trading account gains and fees$0172
Additional Noninterest Income$357,0002,804
Total noninterest expense$4,308,0002,178
Salaries and employee benefits$2,263,0002,247
Premises and equipment expense$814,0001,468
Additional noninterest expense$1,231,0002,425
Pre-tax net operating income$1,982,0001,836
Securities gains (losses)$12,0001,855
Applicable income taxes$04,568
Income before extraordinary items$1,994,0001,543
Extraordinary gains, net$020
Net income$1,994,0001,546
Minority interest net income$080
Net income of bank and minority interests.$1,994,0001,545
Net charge-offs$6,0003,908
Cash dividends$975,0001,196
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,982,0001,527
2014-03-31 (YTD Data)Rank
Total interest income$3,608,0001,725
Total interest expense$701,0001,081
Net interest income$2,907,0001,869
Provision for loan and lease losses$03,817
Total noninterest income$296,0002,815
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$114,0002,408
Trading account gains and fees$0147
Additional Noninterest Income$182,0002,697
Total noninterest expense$2,166,0002,182
Salaries and employee benefits$1,132,0002,255
Premises and equipment expense$415,0001,468
Additional noninterest expense$619,0002,414
Pre-tax net operating income$1,037,0001,719
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,037,0001,446
Extraordinary gains, net$016
Net income$1,037,0001,449
Minority interest net income$066
Net income of bank and minority interests.$1,037,0001,448
Net charge-offs$-3,0005,214
Cash dividends$600,000900
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,037,0001,426
2013-12-31 (YTD Data)Rank
Total interest income$13,923,0001,796
Total interest expense$2,949,0001,144
Net interest income$10,974,0001,932
Provision for loan and lease losses$1,035,0001,063
Total noninterest income$1,066,0003,083
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$543,0002,246
Trading account gains and fees$0184
Additional Noninterest Income$523,0003,293
Total noninterest expense$8,110,0002,307
Salaries and employee benefits$4,084,0002,437
Premises and equipment expense$1,700,0001,396
Additional noninterest expense$2,326,0002,630
Pre-tax net operating income$2,895,0002,217
Securities gains (losses)$394,000557
Applicable income taxes$04,631
Income before extraordinary items$3,289,0001,756
Extraordinary gains, net$029
Net income$3,289,0001,759
Minority interest net income$090
Net income of bank and minority interests.$3,289,0001,759
Net charge-offs$2,0005,363
Cash dividends$1,682,0001,372
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,895,0001,912
2013-09-30 (YTD Data)Rank
Total interest income$10,319,0001,820
Total interest expense$2,230,0001,175
Net interest income$8,089,0001,966
Provision for loan and lease losses$04,941
Total noninterest income$754,0003,238
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$408,0002,246
Trading account gains and fees$0180
Additional Noninterest Income$346,0003,532
Total noninterest expense$6,241,0002,270
Salaries and employee benefits$3,232,0002,331
Premises and equipment expense$1,267,0001,414
Additional noninterest expense$1,742,0002,629
Pre-tax net operating income$2,602,0001,990
Securities gains (losses)$394,000513
Applicable income taxes$04,713
Income before extraordinary items$2,996,0001,506
Extraordinary gains, net$025
Net income$2,996,0001,508
Minority interest net income$084
Net income of bank and minority interests.$2,996,0001,509
Net charge-offs$13,0004,613
Cash dividends$1,282,0001,211
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,602,0001,666
2013-06-30 (YTD Data)Rank
Total interest income$6,903,0001,812
Total interest expense$1,506,0001,188
Net interest income$5,397,0001,952
Provision for loan and lease losses$04,788
Total noninterest income$441,0003,528
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$271,0002,213
Trading account gains and fees$0157
Additional Noninterest Income$170,0004,030
Total noninterest expense$4,208,0002,253
Salaries and employee benefits$2,150,0002,348
Premises and equipment expense$853,0001,414
Additional noninterest expense$1,205,0002,532
Pre-tax net operating income$1,630,0002,062
Securities gains (losses)$291,000573
Applicable income taxes$04,679
Income before extraordinary items$1,921,0001,576
Extraordinary gains, net$022
Net income$1,921,0001,579
Minority interest net income$082
Net income of bank and minority interests.$1,921,0001,581
Net charge-offs$9,0004,369
Cash dividends$882,0001,199
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,630,0001,735
2013-03-31 (YTD Data)Rank
Total interest income$3,521,0001,796
Total interest expense$764,0001,209
Net interest income$2,757,0001,933
Provision for loan and lease losses$04,409
Total noninterest income$190,0003,761
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$135,0002,210
Trading account gains and fees$0148
Additional Noninterest Income$55,0004,590
Total noninterest expense$2,227,0002,136
Salaries and employee benefits$1,096,0002,323
Premises and equipment expense$503,0001,207
Additional noninterest expense$628,0002,441
Pre-tax net operating income$720,0002,218
Securities gains (losses)$291,000335
Applicable income taxes$04,602
Income before extraordinary items$1,011,0001,467
Extraordinary gains, net$010
Net income$1,011,0001,470
Minority interest net income$076
Net income of bank and minority interests.$1,011,0001,469
Net charge-offs$8,0003,541
Cash dividends$479,000982
Sale, conversion, retirement of capital stock, net$0789
Net operating income$720,0001,875
2012-12-31 (YTD Data)Rank
Total interest income$15,056,0001,761
Total interest expense$3,765,0001,189
Net interest income$11,291,0001,939
Provision for loan and lease losses$265,0003,555
Total noninterest income$731,0003,813
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$534,0002,353
Trading account gains and fees$0166
Additional Noninterest Income$197,0004,614
Total noninterest expense$8,600,0002,205
Salaries and employee benefits$4,355,0002,272
Premises and equipment expense$1,766,0001,344
Additional noninterest expense$2,479,0002,586
Pre-tax net operating income$3,157,0002,004
Securities gains (losses)$942,000559
Applicable income taxes$04,751
Income before extraordinary items$4,099,0001,429
Extraordinary gains, net$029
Net income$4,099,0001,430
Minority interest net income$093
Net income of bank and minority interests.$4,099,0001,430
Net charge-offs$81,0004,582
Cash dividends$1,550,0001,457
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,157,0001,673
2012-09-30 (YTD Data)Rank
Total interest income$11,422,0001,765
Total interest expense$2,923,0001,211
Net interest income$8,499,0001,954
Provision for loan and lease losses$265,0003,152
Total noninterest income$719,0003,361
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$399,0002,388
Trading account gains and fees$0157
Additional Noninterest Income$320,0003,594
Total noninterest expense$6,489,0002,207
Salaries and employee benefits$3,267,0002,272
Premises and equipment expense$1,345,0001,341
Additional noninterest expense$1,877,0002,565
Pre-tax net operating income$2,464,0002,003
Securities gains (losses)$561,000686
Applicable income taxes$04,802
Income before extraordinary items$3,025,0001,476
Extraordinary gains, net$020
Net income$3,025,0001,477
Minority interest net income$086
Net income of bank and minority interests.$3,025,0001,477
Net charge-offs$75,0004,232
Cash dividends$950,0001,385
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,464,0001,673
2012-06-30 (YTD Data)Rank
Total interest income$7,634,0001,769
Total interest expense$2,035,0001,204
Net interest income$5,599,0001,974
Provision for loan and lease losses$155,0003,307
Total noninterest income$461,0003,383
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$258,0002,423
Trading account gains and fees$0153
Additional Noninterest Income$203,0003,652
Total noninterest expense$4,320,0002,215
Salaries and employee benefits$2,185,0002,272
Premises and equipment expense$887,0001,350
Additional noninterest expense$1,248,0002,587
Pre-tax net operating income$1,585,0002,047
Securities gains (losses)$546,000495
Applicable income taxes$04,770
Income before extraordinary items$2,131,0001,398
Extraordinary gains, net$019
Net income$2,131,0001,398
Minority interest net income$084
Net income of bank and minority interests.$2,131,0001,398
Net charge-offs$61,0003,852
Cash dividends$450,0001,703
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,585,0001,717
2012-03-31 (YTD Data)Rank
Total interest income$3,904,0001,745
Total interest expense$1,058,0001,206
Net interest income$2,846,0001,949
Provision for loan and lease losses$45,0003,771
Total noninterest income$272,0003,104
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$128,0002,428
Trading account gains and fees$0148
Additional Noninterest Income$144,0003,121
Total noninterest expense$2,172,0002,192
Salaries and employee benefits$1,085,0002,298
Premises and equipment expense$442,0001,346
Additional noninterest expense$645,0002,484
Pre-tax net operating income$901,0001,839
Securities gains (losses)$4,0001,941
Applicable income taxes$04,704
Income before extraordinary items$905,0001,609
Extraordinary gains, net$019
Net income$905,0001,610
Minority interest net income$078
Net income of bank and minority interests.$905,0001,610
Net charge-offs$20,0003,684
Cash dividends$450,000954
Sale, conversion, retirement of capital stock, net$0861
Net operating income$901,0001,515
2011-12-31 (YTD Data)Rank
Total interest income$15,937,0001,768
Total interest expense$4,879,0001,239
Net interest income$11,058,0001,977
Provision for loan and lease losses$45,0005,911
Total noninterest income$1,238,0002,746
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$621,0002,184
Trading account gains and fees$0146
Additional Noninterest Income$617,0002,821
Total noninterest expense$8,934,0002,138
Salaries and employee benefits$4,335,0002,232
Premises and equipment expense$1,785,0001,398
Additional noninterest expense$2,814,0002,331
Pre-tax net operating income$3,317,0001,674
Securities gains (losses)$464,000830
Applicable income taxes$668,0001,732
Income before extraordinary items$3,113,0001,548
Extraordinary gains, net$029
Net income$3,113,0001,549
Minority interest net income$096
Net income of bank and minority interests.$3,113,0001,549
Net charge-offs$317,0003,736
Cash dividends$1,525,0001,208
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,732,5201,668
2011-09-30 (YTD Data)Rank
Total interest income$12,001,0001,784
Total interest expense$3,765,0001,260
Net interest income$8,236,0001,999
Provision for loan and lease losses$06,393
Total noninterest income$951,0002,699
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$488,0002,124
Trading account gains and fees$0145
Additional Noninterest Income$463,0002,819
Total noninterest expense$6,770,0002,117
Salaries and employee benefits$3,287,0002,208
Premises and equipment expense$1,352,0001,394
Additional noninterest expense$2,131,0002,325
Pre-tax net operating income$2,417,0001,786
Securities gains (losses)$462,000685
Applicable income taxes$650,0001,496
Income before extraordinary items$2,229,0001,685
Extraordinary gains, net$021
Net income$2,229,0001,686
Minority interest net income$087
Net income of bank and minority interests.$2,229,0001,686
Net charge-offs$271,0003,359
Cash dividends$780,0001,380
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,873,2601,844
2011-06-30 (YTD Data)Rank
Total interest income$8,051,0001,787
Total interest expense$2,571,0001,276
Net interest income$5,480,0002,011
Provision for loan and lease losses$06,217
Total noninterest income$668,0002,621
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$332,0002,064
Trading account gains and fees$0153
Additional Noninterest Income$336,0002,715
Total noninterest expense$4,550,0002,123
Salaries and employee benefits$2,191,0002,224
Premises and equipment expense$885,0001,428
Additional noninterest expense$1,474,0002,276
Pre-tax net operating income$1,598,0001,784
Securities gains (losses)$151,000878
Applicable income taxes$375,0001,588
Income before extraordinary items$1,374,0001,740
Extraordinary gains, net$015
Net income$1,374,0001,740
Minority interest net income$089
Net income of bank and minority interests.$1,374,0001,740
Net charge-offs$124,0003,625
Cash dividends$490,0001,445
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,254,7101,814
2011-03-31 (YTD Data)Rank
Total interest income$4,006,0001,802
Total interest expense$1,313,0001,296
Net interest income$2,693,0002,030
Provision for loan and lease losses$05,840
Total noninterest income$344,0002,597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$163,0002,076
Trading account gains and fees$0158
Additional Noninterest Income$181,0002,612
Total noninterest expense$2,261,0002,131
Salaries and employee benefits$1,101,0002,225
Premises and equipment expense$442,0001,454
Additional noninterest expense$718,0002,309
Pre-tax net operating income$776,0001,815
Securities gains (losses)$01,772
Applicable income taxes$158,0001,748
Income before extraordinary items$618,0001,871
Extraordinary gains, net$09
Net income$618,0001,870
Minority interest net income$086
Net income of bank and minority interests.$618,0001,871
Net charge-offs$30,0003,773
Cash dividends$310,0001,096
Sale, conversion, retirement of capital stock, net$0925
Net operating income$618,0001,817
2010-12-31 (YTD Data)Rank
Total interest income$16,761,0001,807
Total interest expense$6,085,0001,365
Net interest income$10,676,0002,046
Provision for loan and lease losses$730,0003,534
Total noninterest income$1,452,0002,572
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$894,0001,653
Trading account gains and fees$0175
Additional Noninterest Income$558,0003,022
Total noninterest expense$9,052,0002,144
Salaries and employee benefits$4,375,0002,212
Premises and equipment expense$1,811,0001,424
Additional noninterest expense$2,866,0002,369
Pre-tax net operating income$2,346,0001,982
Securities gains (losses)$1,688,000312
Applicable income taxes$995,0001,222
Income before extraordinary items$3,039,0001,385
Extraordinary gains, net$029
Net income$3,039,0001,388
Minority interest net income$0111
Net income of bank and minority interests.$3,039,0001,389
Net charge-offs$783,0003,023
Cash dividends$775,0001,798
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,773,0002,138
2010-09-30 (YTD Data)Rank
Total interest income$12,732,0001,815
Total interest expense$4,686,0001,383
Net interest income$8,046,0002,062
Provision for loan and lease losses$685,0003,058
Total noninterest income$1,134,0002,512
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$709,0001,630
Trading account gains and fees$0165
Additional Noninterest Income$425,0003,022
Total noninterest expense$6,827,0002,121
Salaries and employee benefits$3,302,0002,203
Premises and equipment expense$1,358,0001,435
Additional noninterest expense$2,167,0002,325
Pre-tax net operating income$1,668,0002,190
Securities gains (losses)$1,508,000288
Applicable income taxes$788,0001,220
Income before extraordinary items$2,388,0001,389
Extraordinary gains, net$023
Net income$2,388,0001,392
Minority interest net income$0110
Net income of bank and minority interests.$2,388,0001,393
Net charge-offs$692,0002,652
Cash dividends$625,0001,510
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,257,0002,331
2010-06-30 (YTD Data)Rank
Total interest income$8,583,0001,823
Total interest expense$3,184,0001,414
Net interest income$5,399,0002,046
Provision for loan and lease losses$425,0003,102
Total noninterest income$775,0002,416
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$499,0001,571
Trading account gains and fees$0152
Additional Noninterest Income$276,0002,974
Total noninterest expense$4,482,0002,161
Salaries and employee benefits$2,198,0002,216
Premises and equipment expense$891,0001,474
Additional noninterest expense$1,393,0002,397
Pre-tax net operating income$1,267,0001,966
Securities gains (losses)$695,000356
Applicable income taxes$455,0001,309
Income before extraordinary items$1,507,0001,466
Extraordinary gains, net$019
Net income$1,507,0001,466
Minority interest net income$0105
Net income of bank and minority interests.$1,507,0001,467
Net charge-offs$192,0003,597
Cash dividends$550,0001,229
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$971,8502,095
2010-03-31 (YTD Data)Rank
Total interest income$4,316,0001,855
Total interest expense$1,586,0001,490
Net interest income$2,730,0002,042
Provision for loan and lease losses$235,0002,775
Total noninterest income$379,0002,465
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$249,0001,570
Trading account gains and fees$0175
Additional Noninterest Income$130,0003,077
Total noninterest expense$2,187,0002,232
Salaries and employee benefits$1,100,0002,238
Premises and equipment expense$427,0001,580
Additional noninterest expense$660,0002,496
Pre-tax net operating income$687,0001,858
Securities gains (losses)$194,000528
Applicable income taxes$180,0001,533
Income before extraordinary items$701,0001,558
Extraordinary gains, net$016
Net income$701,0001,560
Minority interest net income$091
Net income of bank and minority interests.$701,0001,560
Net charge-offs$83,0003,275
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$545,8001,907
2009-12-31 (YTD Data)Rank
Total interest income$17,029,0001,992
Total interest expense$6,600,0001,772
Net interest income$10,429,0002,105
Provision for loan and lease losses$366,0004,993
Total noninterest income$1,554,0002,507
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,051,0001,606
Trading account gains and fees$0211
Additional Noninterest Income$503,0003,188
Total noninterest expense$8,716,0002,273
Salaries and employee benefits$4,161,0002,363
Premises and equipment expense$1,678,0001,600
Additional noninterest expense$2,877,0002,434
Pre-tax net operating income$2,901,0001,382
Securities gains (losses)$426,000983
Applicable income taxes$633,0001,334
Income before extraordinary items$2,694,0001,236
Extraordinary gains, net$034
Net income$2,694,0001,236
Minority interest net income$0115
Net income of bank and minority interests.$2,694,0001,235
Net charge-offs$337,0004,340
Cash dividends$100,0004,111
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,348,9401,395
2009-09-30 (YTD Data)Rank
Total interest income$12,720,0002,037
Total interest expense$4,945,0001,847
Net interest income$7,775,0002,112
Provision for loan and lease losses$189,0005,230
Total noninterest income$1,170,0002,547
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$778,0001,630
Trading account gains and fees$0212
Additional Noninterest Income$392,0003,219
Total noninterest expense$6,517,0002,281
Salaries and employee benefits$3,112,0002,390
Premises and equipment expense$1,228,0001,667
Additional noninterest expense$2,177,0002,387
Pre-tax net operating income$2,239,0001,448
Securities gains (losses)$97,0001,863
Applicable income taxes$431,0001,555
Income before extraordinary items$1,905,0001,398
Extraordinary gains, net$027
Net income$1,905,0001,396
Minority interest net income$0118
Net income of bank and minority interests.$1,905,0001,398
Net charge-offs$115,0004,927
Cash dividends$100,0003,575
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,825,4601,432
2009-06-30 (YTD Data)Rank
Total interest income$8,470,0002,077
Total interest expense$3,343,0001,905
Net interest income$5,127,0002,129
Provision for loan and lease losses$94,0005,398
Total noninterest income$771,0002,578
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$497,0001,674
Trading account gains and fees$0193
Additional Noninterest Income$274,0003,142
Total noninterest expense$4,310,0002,319
Salaries and employee benefits$2,077,0002,433
Premises and equipment expense$807,0001,728
Additional noninterest expense$1,426,0002,448
Pre-tax net operating income$1,494,0001,527
Securities gains (losses)$82,0001,618
Applicable income taxes$326,0001,451
Income before extraordinary items$1,250,0001,487
Extraordinary gains, net$021
Net income$1,250,0001,484
Minority interest net income$0112
Net income of bank and minority interests.$1,250,0001,486
Net charge-offs$51,0004,886
Cash dividends$100,0003,245
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,185,2201,546
2009-03-31 (YTD Data)Rank
Total interest income$4,209,0002,110
Total interest expense$1,715,0001,929
Net interest income$2,494,0002,206
Provision for loan and lease losses$19,0005,935
Total noninterest income$383,0002,578
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$248,0001,626
Trading account gains and fees$0171
Additional Noninterest Income$135,0003,146
Total noninterest expense$2,046,0002,375
Salaries and employee benefits$1,034,0002,479
Premises and equipment expense$391,0001,810
Additional noninterest expense$621,0002,490
Pre-tax net operating income$812,0001,570
Securities gains (losses)$11,0001,882
Applicable income taxes$173,0001,589
Income before extraordinary items$650,0001,659
Extraordinary gains, net$015
Net income$650,0001,660
Minority interest net income$0102
Net income of bank and minority interests.$650,0001,661
Net charge-offs$32,0003,957
Cash dividends$100,0002,226
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$641,3101,597
2008-12-31 (YTD Data)Rank
Total interest income$15,720,0002,368
Total interest expense$7,154,0002,164
Net interest income$8,566,0002,531
Provision for loan and lease losses$281,0004,731
Total noninterest income$1,439,0002,710
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,078,0001,650
Trading account gains and fees$0154
Additional Noninterest Income$361,0003,765
Total noninterest expense$7,267,0002,597
Salaries and employee benefits$3,569,0002,773
Premises and equipment expense$1,505,0001,808
Additional noninterest expense$2,193,0002,628
Pre-tax net operating income$2,457,0002,124
Securities gains (losses)$170,000790
Applicable income taxes$514,0001,830
Income before extraordinary items$2,113,0001,888
Extraordinary gains, net$039
Net income$2,113,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0003,315
Cash dividends$400,0003,667
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,977,0002,137
2008-09-30 (YTD Data)Rank
Total interest income$11,348,0002,495
Total interest expense$5,296,0002,261
Net interest income$6,052,0002,703
Provision for loan and lease losses$195,0004,255
Total noninterest income$1,119,0002,707
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$797,0001,676
Trading account gains and fees$0148
Additional Noninterest Income$322,0003,566
Total noninterest expense$5,226,0002,677
Salaries and employee benefits$2,598,0002,872
Premises and equipment expense$1,068,0001,911
Additional noninterest expense$1,560,0002,679
Pre-tax net operating income$1,750,0002,529
Securities gains (losses)$64,0001,264
Applicable income taxes$364,0002,267
Income before extraordinary items$1,450,0002,388
Extraordinary gains, net$031
Net income$1,450,0002,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,498
Cash dividends$400,0003,014
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,398,8002,577
2008-06-30 (YTD Data)Rank
Total interest income$6,974,0002,730
Total interest expense$3,348,0002,455
Net interest income$3,626,0002,967
Provision for loan and lease losses$117,0004,064
Total noninterest income$694,0002,859
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$476,0001,823
Trading account gains and fees$0149
Additional Noninterest Income$218,0003,602
Total noninterest expense$3,132,0002,947
Salaries and employee benefits$1,614,0003,111
Premises and equipment expense$634,0002,134
Additional noninterest expense$884,0003,066
Pre-tax net operating income$1,071,0002,801
Securities gains (losses)$28,0001,831
Applicable income taxes$210,0002,626
Income before extraordinary items$889,0002,831
Extraordinary gains, net$021
Net income$889,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,779
Cash dividends$300,0002,935
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$866,3202,830
2008-03-31 (YTD Data)Rank
Total interest income$3,443,0002,833
Total interest expense$1,734,0002,519
Net interest income$1,709,0003,141
Provision for loan and lease losses$73,0003,268
Total noninterest income$340,0002,876
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$229,0001,851
Trading account gains and fees$0158
Additional Noninterest Income$111,0003,584
Total noninterest expense$1,499,0003,065
Salaries and employee benefits$775,0003,248
Premises and equipment expense$316,0002,157
Additional noninterest expense$408,0003,259
Pre-tax net operating income$477,0003,170
Securities gains (losses)$28,0001,404
Applicable income taxes$87,0002,957
Income before extraordinary items$418,0003,098
Extraordinary gains, net$015
Net income$418,0003,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,679
Cash dividends$150,0002,574
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$394,7603,142
2007-12-31 (YTD Data)Rank
Total interest income$13,048,0003,057
Total interest expense$6,451,0002,830
Net interest income$6,597,0003,256
Provision for loan and lease losses$06,851
Total noninterest income$1,396,0002,833
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$961,0001,832
Trading account gains and fees$0178
Additional Noninterest Income$435,0003,567
Total noninterest expense$5,723,0003,096
Salaries and employee benefits$3,002,0003,226
Premises and equipment expense$1,181,0002,197
Additional noninterest expense$1,540,0003,338
Pre-tax net operating income$2,270,0003,042
Securities gains (losses)$1,0001,983
Applicable income taxes$463,0002,842
Income before extraordinary items$1,808,0003,036
Extraordinary gains, net$039
Net income$1,808,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,100
Cash dividends$7,850,000507
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,807,2003,037
2007-09-30 (YTD Data)Rank
Total interest income$9,742,0003,057
Total interest expense$4,796,0002,845
Net interest income$4,946,0003,261
Provision for loan and lease losses$06,528
Total noninterest income$1,050,0002,823
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$720,0001,808
Trading account gains and fees$0184
Additional Noninterest Income$330,0003,568
Total noninterest expense$4,471,0002,965
Salaries and employee benefits$2,352,0003,088
Premises and equipment expense$898,0002,149
Additional noninterest expense$1,221,0003,145
Pre-tax net operating income$1,525,0003,432
Securities gains (losses)$1,0001,492
Applicable income taxes$302,0003,194
Income before extraordinary items$1,224,0003,418
Extraordinary gains, net$033
Net income$1,224,0003,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,409
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,223,2003,406
2007-06-30 (YTD Data)Rank
Total interest income$6,382,0003,116
Total interest expense$3,098,0002,929
Net interest income$3,284,0003,299
Provision for loan and lease losses$06,209
Total noninterest income$711,0002,801
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$481,0001,809
Trading account gains and fees$0168
Additional Noninterest Income$230,0003,520
Total noninterest expense$3,040,0002,944
Salaries and employee benefits$1,583,0003,102
Premises and equipment expense$607,0002,136
Additional noninterest expense$850,0003,033
Pre-tax net operating income$955,0003,634
Securities gains (losses)$01,444
Applicable income taxes$187,0003,353
Income before extraordinary items$768,0003,614
Extraordinary gains, net$029
Net income$768,0003,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000954
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$768,0003,585
2007-03-31 (YTD Data)Rank
Total interest income$3,212,0003,084
Total interest expense$1,587,0002,848
Net interest income$1,625,0003,322
Provision for loan and lease losses$05,779
Total noninterest income$346,0002,828
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$232,0001,820
Trading account gains and fees$0195
Additional Noninterest Income$114,0003,521
Total noninterest expense$1,527,0002,939
Salaries and employee benefits$794,0003,106
Premises and equipment expense$300,0002,181
Additional noninterest expense$433,0002,961
Pre-tax net operating income$444,0003,778
Securities gains (losses)$01,187
Applicable income taxes$85,0003,492
Income before extraordinary items$359,0003,751
Extraordinary gains, net$022
Net income$359,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,440
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$359,0003,733
2006-12-31 (YTD Data)Rank
Total interest income$13,103,0002,870
Total interest expense$6,010,0002,590
Net interest income$7,093,0003,070
Provision for loan and lease losses$-150,0008,505
Total noninterest income$1,475,0002,726
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,006,0001,743
Trading account gains and fees$0130
Additional Noninterest Income$469,0003,453
Total noninterest expense$6,363,0002,739
Salaries and employee benefits$3,350,0002,840
Premises and equipment expense$1,268,0001,979
Additional noninterest expense$1,745,0002,896
Pre-tax net operating income$2,355,0003,276
Securities gains (losses)$-1,0006,756
Applicable income taxes$604,0002,879
Income before extraordinary items$1,750,0003,418
Extraordinary gains, net$051
Net income$1,750,0003,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$634,000976
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,750,7403,404
2006-09-30 (YTD Data)Rank
Total interest income$9,824,0002,848
Total interest expense$4,412,0002,565
Net interest income$5,412,0003,054
Provision for loan and lease losses$06,685
Total noninterest income$1,132,0002,699
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$762,0001,735
Trading account gains and fees$0126
Additional Noninterest Income$370,0003,338
Total noninterest expense$4,860,0002,698
Salaries and employee benefits$2,603,0002,749
Premises and equipment expense$961,0001,970
Additional noninterest expense$1,296,0002,913
Pre-tax net operating income$1,684,0003,509
Securities gains (losses)$01,388
Applicable income taxes$438,0003,048
Income before extraordinary items$1,246,0003,633
Extraordinary gains, net$045
Net income$1,246,0003,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,287
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,246,0003,626
2006-06-30 (YTD Data)Rank
Total interest income$6,550,0002,803
Total interest expense$2,860,0002,540
Net interest income$3,690,0003,000
Provision for loan and lease losses$06,419
Total noninterest income$767,0002,671
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$502,0001,735
Trading account gains and fees$0126
Additional Noninterest Income$265,0003,230
Total noninterest expense$3,304,0002,655
Salaries and employee benefits$1,773,0002,718
Premises and equipment expense$640,0001,973
Additional noninterest expense$891,0002,847
Pre-tax net operating income$1,153,0003,448
Securities gains (losses)$01,185
Applicable income taxes$316,0002,969
Income before extraordinary items$837,0003,632
Extraordinary gains, net$039
Net income$837,0003,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,034
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$837,0003,622
2006-03-31 (YTD Data)Rank
Total interest income$3,331,0002,713
Total interest expense$1,435,0002,414
Net interest income$1,896,0002,916
Provision for loan and lease losses$06,013
Total noninterest income$396,0002,559
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$244,0001,727
Trading account gains and fees$0115
Additional Noninterest Income$152,0002,950
Total noninterest expense$1,659,0002,651
Salaries and employee benefits$896,0002,692
Premises and equipment expense$316,0002,006
Additional noninterest expense$447,0002,819
Pre-tax net operating income$633,0003,195
Securities gains (losses)$0955
Applicable income taxes$181,0002,746
Income before extraordinary items$452,0003,405
Extraordinary gains, net$021
Net income$452,0003,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,195
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$452,0003,381
2005-12-31 (YTD Data)Rank
Total interest income$13,451,0002,455
Total interest expense$5,281,0002,092
Net interest income$8,170,0002,646
Provision for loan and lease losses$1,701,000629
Total noninterest income$1,691,0002,484
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,214,0001,445
Trading account gains and fees$0138
Additional Noninterest Income$477,0003,455
Total noninterest expense$7,215,0002,319
Salaries and employee benefits$3,889,0002,353
Premises and equipment expense$1,309,0001,838
Additional noninterest expense$2,017,0002,469
Pre-tax net operating income$945,0005,510
Securities gains (losses)$-445,0008,690
Applicable income taxes$77,0005,577
Income before extraordinary items$423,0006,678
Extraordinary gains, net$046
Net income$423,0006,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,259,000570
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$801,2505,310
2005-09-30 (YTD Data)Rank
Total interest income$10,122,0002,381
Total interest expense$3,872,0002,044
Net interest income$6,250,0002,580
Provision for loan and lease losses$1,701,000448
Total noninterest income$1,260,0002,498
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$911,0001,417
Trading account gains and fees$0126
Additional Noninterest Income$349,0003,529
Total noninterest expense$5,475,0002,276
Salaries and employee benefits$2,962,0002,293
Premises and equipment expense$959,0001,877
Additional noninterest expense$1,554,0002,362
Pre-tax net operating income$334,0007,053
Securities gains (losses)$-395,0008,774
Applicable income taxes$-21,0008,635
Income before extraordinary items$-40,0008,399
Extraordinary gains, net$035
Net income$-40,0008,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,184,000441
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$220,7007,307
2005-06-30 (YTD Data)Rank
Total interest income$6,703,0002,352
Total interest expense$2,479,0002,006
Net interest income$4,224,0002,526
Provision for loan and lease losses$1,701,000299
Total noninterest income$752,0002,653
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$581,0001,457
Trading account gains and fees$0116
Additional Noninterest Income$171,0004,041
Total noninterest expense$3,797,0002,152
Salaries and employee benefits$2,080,0002,175
Premises and equipment expense$640,0001,867
Additional noninterest expense$1,077,0002,272
Pre-tax net operating income$-522,0008,680
Securities gains (losses)$-322,0008,802
Applicable income taxes$-403,0008,826
Income before extraordinary items$-441,0008,702
Extraordinary gains, net$030
Net income$-441,0008,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,000568
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-234,9208,578
2005-03-31 (YTD Data)Rank
Total interest income$3,311,0002,332
Total interest expense$1,161,0002,032
Net interest income$2,150,0002,484
Provision for loan and lease losses$198,0001,144
Total noninterest income$381,0002,582
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$279,0001,463
Trading account gains and fees$0115
Additional Noninterest Income$102,0003,698
Total noninterest expense$1,958,0002,109
Salaries and employee benefits$1,095,0002,086
Premises and equipment expense$317,0001,887
Additional noninterest expense$546,0002,235
Pre-tax net operating income$375,0004,440
Securities gains (losses)$9,0001,042
Applicable income taxes$54,0004,665
Income before extraordinary items$330,0004,109
Extraordinary gains, net$024
Net income$330,0004,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$322,2604,132
2004-12-31 (YTD Data)Rank
Total interest income$13,500,0002,124
Total interest expense$4,455,0001,827
Net interest income$9,045,0002,260
Provision for loan and lease losses$633,0001,569
Total noninterest income$1,660,0002,496
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,311,0001,354
Trading account gains and fees$0138
Additional Noninterest Income$349,0003,971
Total noninterest expense$7,390,0002,157
Salaries and employee benefits$4,202,0002,077
Premises and equipment expense$1,205,0001,907
Additional noninterest expense$1,983,0002,447
Pre-tax net operating income$2,682,0002,829
Securities gains (losses)$134,0001,052
Applicable income taxes$869,0002,388
Income before extraordinary items$1,947,0002,977
Extraordinary gains, net$034
Net income$1,947,0002,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,615
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,854,5403,049
2004-09-30 (YTD Data)Rank
Total interest income$10,353,0002,020
Total interest expense$3,337,0001,797
Net interest income$7,016,0002,159
Provision for loan and lease losses$612,0001,215
Total noninterest income$1,154,0002,641
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,040,0001,289
Trading account gains and fees$0134
Additional Noninterest Income$114,0005,670
Total noninterest expense$5,326,0002,223
Salaries and employee benefits$3,123,0002,094
Premises and equipment expense$891,0001,930
Additional noninterest expense$1,312,0002,682
Pre-tax net operating income$2,232,0002,623
Securities gains (losses)$159,000900
Applicable income taxes$744,0002,217
Income before extraordinary items$1,647,0002,741
Extraordinary gains, net$026
Net income$1,647,0002,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,543
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,537,2902,825
2004-06-30 (YTD Data)Rank
Total interest income$6,921,0002,006
Total interest expense$2,258,0001,758
Net interest income$4,663,0002,147
Provision for loan and lease losses$582,000873
Total noninterest income$766,0002,661
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$676,0001,306
Trading account gains and fees$0130
Additional Noninterest Income$90,0005,371
Total noninterest expense$3,510,0002,259
Salaries and employee benefits$2,085,0002,099
Premises and equipment expense$591,0001,940
Additional noninterest expense$834,0002,824
Pre-tax net operating income$1,337,0002,843
Securities gains (losses)$152,000779
Applicable income taxes$511,0002,166
Income before extraordinary items$978,0002,985
Extraordinary gains, net$021
Net income$978,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,043
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$877,6803,199
2004-03-31 (YTD Data)Rank
Total interest income$3,438,0002,037
Total interest expense$1,145,0001,762
Net interest income$2,293,0002,186
Provision for loan and lease losses$262,000912
Total noninterest income$376,0002,651
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$313,0001,369
Trading account gains and fees$0121
Additional Noninterest Income$63,0004,647
Total noninterest expense$1,750,0002,271
Salaries and employee benefits$1,052,0002,094
Premises and equipment expense$294,0001,968
Additional noninterest expense$404,0002,883
Pre-tax net operating income$657,0002,849
Securities gains (losses)$112,000742
Applicable income taxes$150,0003,099
Income before extraordinary items$619,0002,428
Extraordinary gains, net$016
Net income$619,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,051
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$529,4002,712
2003-12-31 (YTD Data)Rank
Total interest income$14,360,0001,970
Total interest expense$5,536,0001,630
Net interest income$8,824,0002,194
Provision for loan and lease losses$1,120,0001,064
Total noninterest income$1,173,0003,356
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,191,0001,451
Trading account gains and fees$0160
Additional Noninterest Income$-18,0009,133
Total noninterest expense$7,101,0002,217
Salaries and employee benefits$3,861,0002,199
Premises and equipment expense$1,222,0001,871
Additional noninterest expense$2,018,0002,385
Pre-tax net operating income$1,776,0003,676
Securities gains (losses)$325,0001,002
Applicable income taxes$727,0002,721
Income before extraordinary items$1,374,0003,784
Extraordinary gains, net$054
Net income$1,374,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,241,000776
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,162,7504,052
2003-09-30 (YTD Data)Rank
Total interest income$10,869,0001,987
Total interest expense$4,333,0001,623
Net interest income$6,536,0002,235
Provision for loan and lease losses$925,000956
Total noninterest income$801,0003,636
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$861,0001,515
Trading account gains and fees$0153
Additional Noninterest Income$-60,0009,222
Total noninterest expense$5,323,0002,214
Salaries and employee benefits$2,933,0002,179
Premises and equipment expense$914,0001,873
Additional noninterest expense$1,476,0002,435
Pre-tax net operating income$1,089,0004,331
Securities gains (losses)$325,000915
Applicable income taxes$414,0003,354
Income before extraordinary items$1,000,0003,976
Extraordinary gains, net$040
Net income$1,000,0003,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,018,000693
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$769,2504,527
2003-06-30 (YTD Data)Rank
Total interest income$7,305,0001,988
Total interest expense$3,029,0001,588
Net interest income$4,276,0002,279
Provision for loan and lease losses$545,0001,068
Total noninterest income$525,0003,646
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$553,0001,542
Trading account gains and fees$0150
Additional Noninterest Income$-28,0009,238
Total noninterest expense$3,554,0002,211
Salaries and employee benefits$1,998,0002,123
Premises and equipment expense$605,0001,886
Additional noninterest expense$951,0002,481
Pre-tax net operating income$702,0004,420
Securities gains (losses)$218,000992
Applicable income taxes$197,0004,002
Income before extraordinary items$723,0003,774
Extraordinary gains, net$030
Net income$723,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,000822
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$550,7804,324
2003-03-31 (YTD Data)Rank
Total interest income$3,689,0001,979
Total interest expense$1,584,0001,560
Net interest income$2,105,0002,318
Provision for loan and lease losses$150,0001,666
Total noninterest income$276,0003,441
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$268,0001,537
Trading account gains and fees$0134
Additional Noninterest Income$8,0008,105
Total noninterest expense$1,830,0002,144
Salaries and employee benefits$1,020,0002,069
Premises and equipment expense$319,0001,794
Additional noninterest expense$491,0002,374
Pre-tax net operating income$401,0004,025
Securities gains (losses)$65,0001,236
Applicable income taxes$73,0004,528
Income before extraordinary items$393,0003,500
Extraordinary gains, net$021
Net income$393,0003,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,432
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$338,4003,720
2002-12-31 (YTD Data)Rank
Total interest income$14,696,0002,091
Total interest expense$6,853,0001,666
Net interest income$7,843,0002,449
Provision for loan and lease losses$709,0001,809
Total noninterest income$1,223,0003,034
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,145,0001,413
Trading account gains and fees$0153
Additional Noninterest Income$78,0006,931
Total noninterest expense$7,059,0002,130
Salaries and employee benefits$3,869,0002,069
Premises and equipment expense$1,142,0001,935
Additional noninterest expense$2,048,0002,259
Pre-tax net operating income$1,298,0004,490
Securities gains (losses)$37,0002,669
Applicable income taxes$224,0004,949
Income before extraordinary items$1,111,0004,293
Extraordinary gains, net$070
Net income$1,111,0004,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,219
Cash dividends$100,0005,540
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,080,2904,271
2001-12-31 (YTD Data)Rank
Total interest income$14,195,0002,411
Total interest expense$7,733,0002,081
Net interest income$6,462,0002,748
Provision for loan and lease losses$559,0002,018
Total noninterest income$1,207,0002,924
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,054,0001,417
Trading account gains and fees$0177
Additional Noninterest Income$153,0005,514
Total noninterest expense$6,058,0002,356
Salaries and employee benefits$3,236,0002,317
Premises and equipment expense$1,031,0002,071
Additional noninterest expense$1,791,0002,487
Pre-tax net operating income$1,052,0004,780
Securities gains (losses)$155,0001,381
Applicable income taxes$429,0003,600
Income before extraordinary items$778,0004,942
Extraordinary gains, net$0105
Net income$778,0004,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0002,062
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$678,8005,185
2000-12-31 (YTD Data)Rank
Total interest income$12,474,0002,804
Total interest expense$7,200,0002,345
Net interest income$5,274,0003,316
Provision for loan and lease losses$601,0001,602
Total noninterest income$869,0003,474
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$721,0001,914
Trading account gains and fees$0180
Additional Noninterest Income$148,0005,512
Total noninterest expense$5,421,0002,513
Salaries and employee benefits$2,931,0002,443
Premises and equipment expense$917,0002,245
Additional noninterest expense$1,573,0002,690
Pre-tax net operating income$121,0008,723
Securities gains (losses)$28,000862
Applicable income taxes$42,0007,376
Income before extraordinary items$107,0008,659
Extraordinary gains, net$038
Net income$107,0008,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,857
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$86,8408,776
1999-12-31 (YTD Data)Rank
Total interest income$10,052,0003,206
Total interest expense$5,217,0002,800
Net interest income$4,835,0003,553
Provision for loan and lease losses$803,0001,186
Total noninterest income$706,0003,974
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$604,0002,217
Trading account gains and fees$0173
Additional Noninterest Income$102,0006,585
Total noninterest expense$4,846,0002,790
Salaries and employee benefits$2,556,0002,754
Premises and equipment expense$888,0002,287
Additional noninterest expense$1,402,0003,031
Pre-tax net operating income$-108,0009,544
Securities gains (losses)$19,0001,429
Applicable income taxes$-51,0009,831
Income before extraordinary items$-38,0009,494
Extraordinary gains, net$035
Net income$-38,0009,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$927,000747
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-50,1609,491
1998-12-31 (YTD Data)Rank
Total interest income$9,160,0003,483
Total interest expense$4,633,0003,218
Net interest income$4,527,0003,712
Provision for loan and lease losses$582,0001,538
Total noninterest income$616,0004,308
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$514,0002,499
Trading account gains and fees$0224
Additional Noninterest Income$102,0006,589
Total noninterest expense$3,887,0003,292
Salaries and employee benefits$2,072,0003,222
Premises and equipment expense$501,0003,691
Additional noninterest expense$1,314,0003,106
Pre-tax net operating income$674,0006,589
Securities gains (losses)$5,0003,437
Applicable income taxes$225,0005,892
Income before extraordinary items$454,0006,885
Extraordinary gains, net$032
Net income$454,0006,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,0001,327
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$450,6506,803
1997-12-31 (YTD Data)Rank
Total interest income$7,970,0003,985
Total interest expense$3,888,0003,781
Net interest income$4,082,0004,173
Provision for loan and lease losses$255,0002,900
Total noninterest income$523,0004,845
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,251
Trading account gains and feesNANA
Additional Noninterest Income$128,0006,110
Total noninterest expense$3,245,0003,850
Salaries and employee benefits$1,751,0003,733
Premises and equipment expense$371,0004,699
Additional noninterest expense$1,123,0003,541
Pre-tax net operating income$1,105,0005,518
Securities gains (losses)$-74,00010,717
Applicable income taxes$281,0005,907
Income before extraordinary items$750,0005,679
Extraordinary gains, net$044
Net income$750,0005,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,561
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$804,0205,385
1996-12-31 (YTD Data)Rank
Total interest income$7,415,0004,338
Total interest expense$3,521,0004,177
Net interest income$3,894,0004,428
Provision for loan and lease losses$215,0003,255
Total noninterest income$511,0005,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$420,0003,206
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,410
Total noninterest expense$2,424,0005,136
Salaries and employee benefits$1,324,0004,786
Premises and equipment expense$280,0005,838
Additional noninterest expense$820,0005,117
Pre-tax net operating income$1,766,0003,796
Securities gains (losses)$90,0001,006
Applicable income taxes$502,0004,129
Income before extraordinary items$1,354,0003,503
Extraordinary gains, net$053
Net income$1,354,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,538
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,288,3003,594
1995-12-31 (YTD Data)Rank
Total interest income$7,194,0004,449
Total interest expense$3,353,0004,320
Net interest income$3,841,0004,460
Provision for loan and lease losses$70,0005,409
Total noninterest income$542,0004,900
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$418,0003,220
Trading account gains and feesNANA
Additional Noninterest Income$124,0006,546
Total noninterest expense$2,397,0005,178
Salaries and employee benefits$1,276,0004,936
Premises and equipment expense$279,0005,941
Additional noninterest expense$842,0005,040
Pre-tax net operating income$1,916,0003,633
Securities gains (losses)$-73,00011,364
Applicable income taxes$521,0004,063
Income before extraordinary items$1,322,0003,626
Extraordinary gains, net$065
Net income$1,322,0003,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,878
Cash dividends$1,100,0001,865
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,374,5603,500
1994-12-31 (YTD Data)Rank
Total interest income$6,276,0004,668
Total interest expense$2,686,0004,359
Net interest income$3,590,0004,835
Provision for loan and lease losses$20,0007,754
Total noninterest income$590,0004,714
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$463,0002,984
Trading account gains and feesNANA
Additional Noninterest Income$127,0006,755
Total noninterest expense$2,358,0005,427
Salaries and employee benefits$1,154,0005,439
Premises and equipment expense$262,0006,316
Additional noninterest expense$942,0004,968
Pre-tax net operating income$1,802,0003,743
Securities gains (losses)$-109,00011,585
Applicable income taxes$475,0004,214
Income before extraordinary items$1,218,0003,801
Extraordinary gains, net$0249
Net income$1,218,0003,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,828
Cash dividends$208,0005,355
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,296,4803,638
1993-12-31 (YTD Data)Rank
Total interest income$6,039,0004,922
Total interest expense$2,464,0004,884
Net interest income$3,575,0004,870
Provision for loan and lease losses$220,0003,693
Total noninterest income$548,0005,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$444,0003,136
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,749
Total noninterest expense$2,237,0005,782
Salaries and employee benefits$1,057,0005,836
Premises and equipment expense$265,0006,412
Additional noninterest expense$915,0005,293
Pre-tax net operating income$1,666,0003,938
Securities gains (losses)$150,0001,977
Applicable income taxes$486,0004,289
Income before extraordinary items$1,330,0003,629
Extraordinary gains, net$03,149
Net income$1,330,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,633
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,220,5003,740
1992-12-31 (YTD Data)Rank
Total interest income$6,475,0005,158
Total interest expense$2,981,0005,191
Net interest income$3,494,0005,013
Provision for loan and lease losses$362,0003,675
Total noninterest income$511,0005,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$419,0003,317
Trading account gains and feesNANA
Additional Noninterest Income$92,0008,366
Total noninterest expense$2,079,0006,185
Salaries and employee benefits$963,0006,248
Premises and equipment expense$256,0006,669
Additional noninterest expense$860,0005,732
Pre-tax net operating income$1,564,0003,895
Securities gains (losses)$47,0004,236
Applicable income taxes$461,0004,267
Income before extraordinary items$1,150,0003,963
Extraordinary gains, net$01,422
Net income$1,150,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0002,769
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,116,6303,769

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.