Home > Petit Jean State Bank > Net charge- offs to loans
Petit Jean State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1471% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2679% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0555% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4780% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1379% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1379% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1299% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1907% | 4,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3566% | 4,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0578% | 4,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0578% | 4,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1339% | 4,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1339% | 4,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1880% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2757% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5444% | 4,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0526% | 4,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1869% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1869% | 4,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3543% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5271% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0866% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 4,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1250% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1250% | 4,290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5188% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6898% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4393% | 19 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2573% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1534% | 4,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1534% | 4,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7097% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9499% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9568% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3415% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1220% | 4,368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1220% | 4,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5277% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5873% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2405% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5328% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2400% | 4,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2400% | 4,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9780% | 70 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4935% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1186% | 9 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0542% | 4,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3478% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3478% | 4,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1102% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2444% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 3,784 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2286% | 4,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2286% | 4,374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3391% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2315% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2315% | 4,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5194% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0663% | 4,143 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2427% | 4,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2427% | 4,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0543% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0879% | 4,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2327% | 4,754 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2327% | 4,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2283% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0187% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5697% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5697% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1735% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5261% | 4,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5261% | 4,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1387% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2371% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0249% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5845% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5845% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,847 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1448% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1448% | 4,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0359% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1736% | 4,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1736% | 4,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 4,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0712% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 4,698 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0647% | 4,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0902% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0902% | 2,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2211% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.1346% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1455% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3459% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3459% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4508% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0737% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0737% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3103% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2296% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.1780% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1965% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2989% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2989% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6078% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1294% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1294% | 2,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1693% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.2589% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3022% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9678% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1935% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1935% | 4,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.5024% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9559% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8671% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8671% | 5,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2896% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0305% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6387% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6387% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4035% | 4,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2484% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2484% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0504% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2329% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 4,945 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5116% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5116% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7879% | 5,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4987% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4987% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0529% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3724% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0672% | 5,100 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7949% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7949% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1804% | 5,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8866% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8866% | 732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2997% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5748% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8906% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8906% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3539% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2390% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3700% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3700% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1229% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2863% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2863% | 150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3263% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2055% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4994% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4994% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7247% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7247% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4593% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2991% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6822% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6822% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 4,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8892% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8892% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3135% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5024% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9087% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9087% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1780% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1780% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3755% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6731% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3237% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3237% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3408% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2190% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2190% | 2,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4239% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1300% | 5,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1300% | 5,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 5,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 5,299 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 5,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6281% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3437% | 5,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3437% | 5,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2246% | 5,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2246% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8952% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2462% | 772 |
| Percentage Net Loans Charged-off:Construction & development | -1.0368% | 5,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5396% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5396% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0941% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9869% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9869% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0271% | 5,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | -1.3969% | 5,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2703% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3611% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3611% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9296% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9298% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0377% | 5,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2372% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 862 |
| Percentage Net Loans Charged-off:Construction & development | -2.1557% | 5,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4008% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5990% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5990% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5420% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5420% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0570% | 5,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4463% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7562% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7568% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9010% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9010% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3403% | 5,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3403% | 5,658 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1159% | 5,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0194% | 5,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,587 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2790% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7743% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7743% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2282% | 5,719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 5,663 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2002% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2002% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3777% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7914% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7914% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1018% | 5,666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 5,829 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1917% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6497% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2690% | 5,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2690% | 5,865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4934% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2638% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4474% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4474% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7985% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2336% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2336% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7516% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0701% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 1.1976% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6701% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2702% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2702% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3927% | 2,262 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1901% | 5,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1706% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3008% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3008% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1168% | 5,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6433% | 6,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6433% | 6,444 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1411% | 5,899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2720% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4862% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4862% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 5,463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4512% | 6,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4512% | 6,284 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1873% | 5,936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 4,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1443% | 5,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3149% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4108% | 6,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5771% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6495% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.1682% | 6,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 6,450 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2019% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2019% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3796% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6515% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6515% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8809% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7773% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3768% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 5,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 6,521 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6835% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6835% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8791% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1141% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1142% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.7262% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5556% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2759% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 6,607 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5029% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5029% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8904% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7330% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7330% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.8211% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9264% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4815% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 6,671 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8615% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8615% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8915% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5870% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5870% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1813% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4258% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.3904% | 2,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2060% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7554% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.7554% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 3,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5260% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3833% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0678% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2802% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.3756% | 2,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5790% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3041% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3041% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2716% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2522% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1085% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3483% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6428% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.7070% | 1,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8986% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6941% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6941% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3214% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1240% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3297% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3959% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6710% | 7,299 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0837% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0837% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6219% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1573% | 6,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1225% | 6,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7663% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9562% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 2.0006% | 2,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 3,521 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0946% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3.0946% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8638% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3343% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2655% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5826% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 2.6405% | 1,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 3,036 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0067% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 4.0067% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1971% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4963% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4824% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5785% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 3.8945% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 2,596 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5277% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 5.5277% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9411% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5402% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8062% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5888% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 7.2948% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.3810% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 8.3810% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.8498% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3284% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0513% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5730% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 1.9356% | 2,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2159% | 2,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8875% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8875% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3769% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1012% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8401% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2530% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 2.5116% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 2,651 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5694% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5694% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5547% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9393% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8313% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0932% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 3.5619% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 2,028 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9052% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9052% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3296% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8434% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8814% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5560% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0394% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0394% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1411% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5631% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6728% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1983% | 2,893 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 7,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2384% | 8,002 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4792% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4792% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9425% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5092% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6774% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 7,590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3234% | 8,063 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2078% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3865% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7639% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7937% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 7,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 7,612 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5022% | 8,132 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1205% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9042% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1350% | 8,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1981% | 8,204 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3122% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3122% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 6,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8899% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2598% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8849% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1462% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4069% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4069% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9267% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7720% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0986% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8724% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4091% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4091% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4086% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0468% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0387% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5552% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1007% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8646% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8646% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8645% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5961% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4515% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2477% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6616% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4754% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0464% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7850% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4054% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4054% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7385% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7951% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7743% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5642% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0630% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0303% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4365% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4365% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0601% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8856% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9428% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7502% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0963% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5623% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4910% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4910% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9561% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5782% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1543% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5151% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 0.1889% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7988% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7988% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7341% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9098% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9942% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3624% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.5930% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3505% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3505% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9445% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2853% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6628% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2893% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.8294% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1218% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2987% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2987% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7781% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9400% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5361% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.2910% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1226% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3266% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3266% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0530% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2257% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7561% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3757% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3121% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4642% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4642% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7082% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0777% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5723% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2461% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 1.3856% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4841% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5753% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5753% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7610% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2739% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0508% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3394% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 0.0307% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2069% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0207% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.0207% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2373% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8224% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5172% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7428% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7408% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.7408% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3012% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2215% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3704% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.1837% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3735% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3735% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8611% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7205% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3773% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7170% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.2643% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3191% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9641% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9641% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0051% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0090% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2200% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5799% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3475% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7667% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7667% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5054% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5006% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2109% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4494% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5087% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4868% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4868% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9330% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6244% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3482% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6370% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9790% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5696% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5696% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8979% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7055% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4105% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2922% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3038% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3322% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3322% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6345% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3190% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5976% | 8,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5112% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1828% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2997% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1689% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9509% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9582% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 7,608 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |