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Petefish, Skiles & Co., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,964,000	2,598
Total interest expense	$3,011,000	2,613
Net interest income	$8,953,000	2,528
Provision for loan and lease losses	$82,000	2,570
Total noninterest income	$1,960,000	2,037
Gross Fiduciary activities income	$105,000	717
Service charges on deposit accounts	$260,000	2,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,595,000	1,819
Total noninterest expense	$7,801,000	2,370
Salaries and employee benefits	$4,914,000	2,219
Premises and equipment expense	$501,000	2,956
Additional noninterest expense	$1,595,000	1,819
Pre-tax net operating income	$3,030,000	2,502
Securities gains (losses)	$0	988
Applicable income taxes	$159,000	2,562
Income before extraordinary items	$2,871,000	2,393
Extraordinary gains, net	$0	54
Net income	$2,871,000	2,418
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,871,000	2,396
Net charge-offs	$50,000	1,802
Cash dividends	$3,731,000	1,007
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,871,000	2,397
2023-09-30 (YTD Data)		Rank
Total interest income	$8,691,000	2,622
Total interest expense	$2,104,000	2,587
Net interest income	$6,587,000	2,565
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,370,000	2,111
Gross Fiduciary activities income	$2,000	887
Service charges on deposit accounts	$192,000	2,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,176,000	1,836
Total noninterest expense	$5,743,000	2,391
Salaries and employee benefits	$3,674,000	2,214
Premises and equipment expense	$371,000	2,974
Additional noninterest expense	$1,176,000	1,836
Pre-tax net operating income	$2,214,000	2,585
Securities gains (losses)	$0	849
Applicable income taxes	$120,000	2,603
Income before extraordinary items	$2,094,000	2,460
Extraordinary gains, net	$0	52
Net income	$2,094,000	2,482
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,094,000	2,461
Net charge-offs	$43,000	1,537
Cash dividends	$1,732,000	1,275
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,094,000	2,482
2023-06-30 (YTD Data)		Rank
Total interest income	$5,556,000	2,652
Total interest expense	$1,230,000	2,592
Net interest income	$4,326,000	2,619
Provision for loan and lease losses	$0	2,940
Total noninterest income	$882,000	2,088
Gross Fiduciary activities income	$1,000	884
Service charges on deposit accounts	$124,000	2,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$757,000	1,806
Total noninterest expense	$3,790,000	2,403
Salaries and employee benefits	$2,434,000	2,213
Premises and equipment expense	$247,000	2,983
Additional noninterest expense	$757,000	1,804
Pre-tax net operating income	$1,418,000	2,652
Securities gains (losses)	$0	938
Applicable income taxes	$80,000	2,649
Income before extraordinary items	$1,338,000	2,534
Extraordinary gains, net	$0	51
Net income	$1,338,000	2,563
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,338,000	2,534
Net charge-offs	$37,000	1,290
Cash dividends	$1,078,000	1,314
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,338,000	2,544
2023-03-31 (YTD Data)		Rank
Total interest income	$2,685,000	2,686
Total interest expense	$538,000	2,565
Net interest income	$2,147,000	2,637
Provision for loan and lease losses	$0	2,612
Total noninterest income	$380,000	2,232
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$57,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	1,932
Total noninterest expense	$1,902,000	2,421
Salaries and employee benefits	$1,231,000	2,232
Premises and equipment expense	$120,000	3,059
Additional noninterest expense	$323,000	1,932
Pre-tax net operating income	$625,000	2,841
Securities gains (losses)	$0	950
Applicable income taxes	$40,000	2,651
Income before extraordinary items	$585,000	2,723
Extraordinary gains, net	$0	4
Net income	$585,000	2,723
Minority interest net income	$0	48
Net income of bank and minority interests.	$585,000	2,723
Net charge-offs	$27,000	1,004
Cash dividends	$600,000	1,112
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$585,000	2,751
2022-12-31 (YTD Data)		Rank
Total interest income	$9,304,000	2,630
Total interest expense	$1,077,000	2,318
Net interest income	$8,227,000	2,638
Provision for loan and lease losses	$0	3,012
Total noninterest income	$2,312,000	1,893
Gross Fiduciary activities income	$100,000	756
Service charges on deposit accounts	$261,000	2,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,951,000	1,646
Total noninterest expense	$7,759,000	2,347
Salaries and employee benefits	$5,020,000	2,173
Premises and equipment expense	$548,000	2,862
Additional noninterest expense	$1,951,000	1,646
Pre-tax net operating income	$2,780,000	2,741
Securities gains (losses)	$0	691
Applicable income taxes	$193,000	2,657
Income before extraordinary items	$2,587,000	2,637
Extraordinary gains, net	$0	5
Net income	$2,587,000	2,634
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,587,000	2,636
Net charge-offs	$-19,000	3,809
Cash dividends	$1,185,000	1,998
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,587,000	2,673
2022-09-30 (YTD Data)		Rank
Total interest income	$6,743,000	2,617
Total interest expense	$675,000	2,243
Net interest income	$6,068,000	2,646
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,808,000	1,870
Gross Fiduciary activities income	$8,000	877
Service charges on deposit accounts	$193,000	2,459
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,607,000	1,572
Total noninterest expense	$5,854,000	2,326
Salaries and employee benefits	$3,831,000	2,141
Premises and equipment expense	$417,000	2,848
Additional noninterest expense	$1,607,000	1,572
Pre-tax net operating income	$2,022,000	2,764
Securities gains (losses)	$0	740
Applicable income taxes	$126,000	2,737
Income before extraordinary items	$1,896,000	2,659
Extraordinary gains, net	$0	4
Net income	$1,896,000	2,657
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,896,000	2,658
Net charge-offs	$-20,000	3,809
Cash dividends	$980,000	1,709
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,896,000	2,691
2022-06-30 (YTD Data)		Rank
Total interest income	$4,330,000	2,636
Total interest expense	$432,000	2,151
Net interest income	$3,898,000	2,665
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,318,000	1,768
Gross Fiduciary activities income	$8,000	814
Service charges on deposit accounts	$124,000	2,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,186,000	1,508
Total noninterest expense	$3,837,000	2,342
Salaries and employee benefits	$2,511,000	2,166
Premises and equipment expense	$271,000	2,900
Additional noninterest expense	$1,055,000	2,528
Pre-tax net operating income	$1,379,000	2,666
Securities gains (losses)	$0	687
Applicable income taxes	$94,000	2,602
Income before extraordinary items	$1,285,000	2,539
Extraordinary gains, net	$0	4
Net income	$1,285,000	2,539
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,285,000	2,539
Net charge-offs	$-17,000	3,831
Cash dividends	$800,000	1,502
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,285,000	2,574
2022-03-31 (YTD Data)		Rank
Total interest income	$2,102,000	2,640
Total interest expense	$207,000	2,158
Net interest income	$1,895,000	2,663
Provision for loan and lease losses	$0	2,285
Total noninterest income	$658,000	1,776
Gross Fiduciary activities income	$-6,000	4,796
Service charges on deposit accounts	$58,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$606,000	1,497
Total noninterest expense	$1,969,000	2,311
Salaries and employee benefits	$1,320,000	2,102
Premises and equipment expense	$146,000	2,782
Additional noninterest expense	$503,000	2,580
Pre-tax net operating income	$584,000	2,743
Securities gains (losses)	$0	623
Applicable income taxes	$22,000	2,883
Income before extraordinary items	$562,000	2,619
Extraordinary gains, net	$0	4
Net income	$562,000	2,616
Minority interest net income	$0	50
Net income of bank and minority interests.	$562,000	2,619
Net charge-offs	$-3,000	3,434
Cash dividends	$700,000	971
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$562,000	2,641
2021-12-31 (YTD Data)		Rank
Total interest income	$8,906,000	2,644
Total interest expense	$859,000	2,434
Net interest income	$8,047,000	2,642
Provision for loan and lease losses	$300,000	1,389
Total noninterest income	$3,393,000	1,661
Gross Fiduciary activities income	$86,000	733
Service charges on deposit accounts	$213,000	2,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,094,000	1,457
Total noninterest expense	$7,446,000	2,384
Salaries and employee benefits	$4,625,000	2,271
Premises and equipment expense	$658,000	2,613
Additional noninterest expense	$2,163,000	2,450
Pre-tax net operating income	$3,694,000	2,428
Securities gains (losses)	$8,000	1,760
Applicable income taxes	$219,000	2,659
Income before extraordinary items	$3,483,000	2,359
Extraordinary gains, net	$0	10
Net income	$3,483,000	2,359
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,483,000	2,360
Net charge-offs	$-11,000	3,689
Cash dividends	$1,805,000	1,632
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,475,480	2,331
2021-09-30 (YTD Data)		Rank
Total interest income	$6,840,000	2,649
Total interest expense	$659,000	2,486
Net interest income	$6,181,000	2,644
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$2,290,000	1,835
Gross Fiduciary activities income	$-2,000	4,914
Service charges on deposit accounts	$155,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,137,000	1,602
Total noninterest expense	$5,263,000	2,492
Salaries and employee benefits	$3,322,000	2,342
Premises and equipment expense	$437,000	2,806
Additional noninterest expense	$1,504,000	2,582
Pre-tax net operating income	$3,058,000	2,403
Securities gains (losses)	$8,000	1,675
Applicable income taxes	$46,000	3,213
Income before extraordinary items	$3,020,000	2,235
Extraordinary gains, net	$0	8
Net income	$3,020,000	2,234
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,020,000	2,235
Net charge-offs	$-23,000	3,934
Cash dividends	$1,340,000	1,492
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,012,160	2,209
2021-06-30 (YTD Data)		Rank
Total interest income	$4,805,000	2,568
Total interest expense	$449,000	2,523
Net interest income	$4,356,000	2,565
Provision for loan and lease losses	$150,000	1,356
Total noninterest income	$1,631,000	1,716
Gross Fiduciary activities income	$2,000	890
Service charges on deposit accounts	$95,000	2,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,534,000	1,488
Total noninterest expense	$3,404,000	2,534
Salaries and employee benefits	$2,135,000	2,401
Premises and equipment expense	$295,000	2,778
Additional noninterest expense	$974,000	2,634
Pre-tax net operating income	$2,433,000	2,146
Securities gains (losses)	$8,000	1,476
Applicable income taxes	$33,000	3,182
Income before extraordinary items	$2,408,000	2,002
Extraordinary gains, net	$0	6
Net income	$2,408,000	2,002
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,408,000	2,002
Net charge-offs	$-12,000	3,873
Cash dividends	$1,170,000	1,253
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,400,080	1,971
2021-03-31 (YTD Data)		Rank
Total interest income	$2,512,000	2,498
Total interest expense	$225,000	2,581
Net interest income	$2,287,000	2,472
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$797,000	1,736
Gross Fiduciary activities income	$1,000	885
Service charges on deposit accounts	$47,000	2,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$749,000	1,528
Total noninterest expense	$1,694,000	2,524
Salaries and employee benefits	$1,128,000	2,308
Premises and equipment expense	$108,000	3,283
Additional noninterest expense	$458,000	2,703
Pre-tax net operating income	$1,315,000	2,031
Securities gains (losses)	$8,000	1,119
Applicable income taxes	$21,000	3,067
Income before extraordinary items	$1,302,000	1,890
Extraordinary gains, net	$0	3
Net income	$1,302,000	1,889
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,302,000	1,890
Net charge-offs	$-3,000	3,553
Cash dividends	$770,000	908
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,294,160	1,861
2020-12-31 (YTD Data)		Rank
Total interest income	$8,546,000	2,764
Total interest expense	$1,045,000	2,860
Net interest income	$7,501,000	2,711
Provision for loan and lease losses	$715,000	1,923
Total noninterest income	$4,186,000	1,417
Gross Fiduciary activities income	$132,000	702
Service charges on deposit accounts	$208,000	2,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,846,000	1,243
Total noninterest expense	$6,630,000	2,550
Salaries and employee benefits	$4,140,000	2,429
Premises and equipment expense	$448,000	3,222
Additional noninterest expense	$2,042,000	2,501
Pre-tax net operating income	$4,342,000	1,962
Securities gains (losses)	$9,000	2,334
Applicable income taxes	$36,000	3,278
Income before extraordinary items	$4,315,000	1,819
Extraordinary gains, net	$0	4
Net income	$4,315,000	1,818
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,315,000	1,819
Net charge-offs	$216,000	1,504
Cash dividends	$1,835,000	1,611
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,306,090	1,779
2020-09-30 (YTD Data)		Rank
Total interest income	$6,502,000	2,758
Total interest expense	$810,000	2,911
Net interest income	$5,692,000	2,698
Provision for loan and lease losses	$515,000	1,941
Total noninterest income	$2,890,000	1,462
Gross Fiduciary activities income	$4,000	909
Service charges on deposit accounts	$152,000	2,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,734,000	1,252
Total noninterest expense	$4,875,000	2,549
Salaries and employee benefits	$3,106,000	2,414
Premises and equipment expense	$338,000	3,220
Additional noninterest expense	$1,431,000	2,592
Pre-tax net operating income	$3,192,000	1,966
Securities gains (losses)	$5,000	2,254
Applicable income taxes	$27,000	3,285
Income before extraordinary items	$3,170,000	1,824
Extraordinary gains, net	$0	4
Net income	$3,170,000	1,824
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,170,000	1,824
Net charge-offs	$54,000	2,020
Cash dividends	$1,435,000	1,388
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,165,050	1,782
2020-06-30 (YTD Data)		Rank
Total interest income	$4,415,000	2,763
Total interest expense	$564,000	2,966
Net interest income	$3,851,000	2,695
Provision for loan and lease losses	$315,000	2,006
Total noninterest income	$1,651,000	1,524
Gross Fiduciary activities income	$4,000	887
Service charges on deposit accounts	$102,000	2,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,545,000	1,293
Total noninterest expense	$3,187,000	2,586
Salaries and employee benefits	$2,011,000	2,463
Premises and equipment expense	$213,000	3,310
Additional noninterest expense	$963,000	2,582
Pre-tax net operating income	$2,000,000	2,009
Securities gains (losses)	$5,000	2,004
Applicable income taxes	$18,000	3,254
Income before extraordinary items	$1,987,000	1,860
Extraordinary gains, net	$0	4
Net income	$1,987,000	1,861
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,987,000	1,861
Net charge-offs	$9,000	2,487
Cash dividends	$835,000	1,490
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,982,050	1,822
2020-03-31 (YTD Data)		Rank
Total interest income	$2,052,000	2,889
Total interest expense	$304,000	2,994
Net interest income	$1,748,000	2,812
Provision for loan and lease losses	$65,000	2,312
Total noninterest income	$466,000	2,016
Gross Fiduciary activities income	$3,000	856
Service charges on deposit accounts	$60,000	2,832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	1,724
Total noninterest expense	$1,522,000	2,694
Salaries and employee benefits	$977,000	2,526
Premises and equipment expense	$96,000	3,490
Additional noninterest expense	$449,000	2,719
Pre-tax net operating income	$627,000	2,492
Securities gains (losses)	$0	1,705
Applicable income taxes	$9,000	3,163
Income before extraordinary items	$618,000	2,362
Extraordinary gains, net	$0	4
Net income	$618,000	2,361
Minority interest net income	$0	56
Net income of bank and minority interests.	$618,000	2,362
Net charge-offs	$7,000	1,991
Cash dividends	$435,000	1,391
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$618,000	2,324
2019-12-31 (YTD Data)		Rank
Total interest income	$8,229,000	2,911
Total interest expense	$1,340,000	2,895
Net interest income	$6,889,000	2,878
Provision for loan and lease losses	$375,000	1,744
Total noninterest income	$2,177,000	1,890
Gross Fiduciary activities income	$57,000	783
Service charges on deposit accounts	$293,000	2,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,827,000	1,623
Total noninterest expense	$5,970,000	2,703
Salaries and employee benefits	$3,503,000	2,663
Premises and equipment expense	$537,000	2,988
Additional noninterest expense	$1,930,000	2,619
Pre-tax net operating income	$2,721,000	2,607
Securities gains (losses)	$11,000	1,857
Applicable income taxes	$36,000	3,413
Income before extraordinary items	$2,696,000	2,456
Extraordinary gains, net	$0	11
Net income	$2,696,000	2,457
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,696,000	2,458
Net charge-offs	$112,000	2,138
Cash dividends	$1,750,000	1,720
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,685,110	2,424
2019-09-30 (YTD Data)		Rank
Total interest income	$6,143,000	2,954
Total interest expense	$1,006,000	2,915
Net interest income	$5,137,000	2,920
Provision for loan and lease losses	$220,000	1,886
Total noninterest income	$1,557,000	1,937
Gross Fiduciary activities income	$16,000	851
Service charges on deposit accounts	$223,000	2,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,318,000	1,645
Total noninterest expense	$4,274,000	2,796
Salaries and employee benefits	$2,577,000	2,704
Premises and equipment expense	$351,000	3,230
Additional noninterest expense	$1,346,000	2,762
Pre-tax net operating income	$2,200,000	2,564
Securities gains (losses)	$9,000	1,686
Applicable income taxes	$28,000	3,462
Income before extraordinary items	$2,181,000	2,398
Extraordinary gains, net	$0	11
Net income	$2,181,000	2,398
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,181,000	2,399
Net charge-offs	$64,000	2,060
Cash dividends	$1,050,000	1,754
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,172,090	2,377
2019-06-30 (YTD Data)		Rank
Total interest income	$4,022,000	2,995
Total interest expense	$660,000	2,927
Net interest income	$3,362,000	2,963
Provision for loan and lease losses	$170,000	1,708
Total noninterest income	$879,000	2,105
Gross Fiduciary activities income	$16,000	824
Service charges on deposit accounts	$145,000	2,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$718,000	1,816
Total noninterest expense	$2,821,000	2,830
Salaries and employee benefits	$1,733,000	2,711
Premises and equipment expense	$187,000	3,630
Additional noninterest expense	$901,000	2,773
Pre-tax net operating income	$1,250,000	2,793
Securities gains (losses)	$7,000	1,296
Applicable income taxes	$18,000	3,464
Income before extraordinary items	$1,239,000	2,623
Extraordinary gains, net	$0	11
Net income	$1,239,000	2,622
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,239,000	2,622
Net charge-offs	$35,000	2,073
Cash dividends	$650,000	1,831
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,232,070	2,597
2019-03-31 (YTD Data)		Rank
Total interest income	$1,971,000	3,048
Total interest expense	$321,000	2,936
Net interest income	$1,650,000	3,011
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$473,000	1,978
Gross Fiduciary activities income	$1,000	931
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	1,665
Total noninterest expense	$1,337,000	2,933
Salaries and employee benefits	$823,000	2,812
Premises and equipment expense	$98,000	3,577
Additional noninterest expense	$416,000	2,923
Pre-tax net operating income	$636,000	2,720
Securities gains (losses)	$0	1,087
Applicable income taxes	$10,000	3,388
Income before extraordinary items	$626,000	2,550
Extraordinary gains, net	$0	5
Net income	$626,000	2,549
Minority interest net income	$0	52
Net income of bank and minority interests.	$626,000	2,549
Net charge-offs	$26,000	1,572
Cash dividends	$300,000	1,718
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$626,000	2,535
2018-12-31 (YTD Data)		Rank
Total interest income	$7,306,000	3,095
Total interest expense	$778,000	3,301
Net interest income	$6,528,000	3,019
Provision for loan and lease losses	$225,000	2,260
Total noninterest income	$1,898,000	2,048
Gross Fiduciary activities income	$59,000	807
Service charges on deposit accounts	$303,000	2,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,536,000	1,768
Total noninterest expense	$5,534,000	2,860
Salaries and employee benefits	$3,406,000	2,724
Premises and equipment expense	$394,000	3,552
Additional noninterest expense	$1,734,000	2,869
Pre-tax net operating income	$2,667,000	2,685
Securities gains (losses)	$0	1,125
Applicable income taxes	$36,000	3,476
Income before extraordinary items	$2,631,000	2,517
Extraordinary gains, net	$0	6
Net income	$2,631,000	2,516
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,631,000	2,516
Net charge-offs	$222,000	1,561
Cash dividends	$1,805,000	1,545
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,631,000	2,512
2018-09-30 (YTD Data)		Rank
Total interest income	$5,406,000	3,124
Total interest expense	$520,000	3,411
Net interest income	$4,886,000	3,035
Provision for loan and lease losses	$175,000	2,138
Total noninterest income	$1,389,000	2,088
Gross Fiduciary activities income	$28,000	837
Service charges on deposit accounts	$226,000	2,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,135,000	1,798
Total noninterest expense	$4,018,000	2,933
Salaries and employee benefits	$2,465,000	2,804
Premises and equipment expense	$310,000	3,516
Additional noninterest expense	$1,243,000	2,963
Pre-tax net operating income	$2,082,000	2,673
Securities gains (losses)	$0	1,118
Applicable income taxes	$28,000	3,535
Income before extraordinary items	$2,054,000	2,471
Extraordinary gains, net	$0	5
Net income	$2,054,000	2,470
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,054,000	2,470
Net charge-offs	$124,000	1,570
Cash dividends	$1,195,000	1,523
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,054,000	2,463
2018-06-30 (YTD Data)		Rank
Total interest income	$3,530,000	3,152
Total interest expense	$319,000	3,466
Net interest income	$3,211,000	3,068
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$846,000	2,205
Gross Fiduciary activities income	$27,000	807
Service charges on deposit accounts	$148,000	2,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$671,000	1,928
Total noninterest expense	$2,679,000	2,956
Salaries and employee benefits	$1,652,000	2,815
Premises and equipment expense	$218,000	3,453
Additional noninterest expense	$809,000	3,032
Pre-tax net operating income	$1,228,000	2,838
Securities gains (losses)	$0	961
Applicable income taxes	$19,000	3,531
Income before extraordinary items	$1,209,000	2,658
Extraordinary gains, net	$0	6
Net income	$1,209,000	2,657
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,209,000	2,657
Net charge-offs	$104,000	1,297
Cash dividends	$795,000	1,526
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,209,000	2,647
2018-03-31 (YTD Data)		Rank
Total interest income	$1,701,000	3,213
Total interest expense	$151,000	3,502
Net interest income	$1,550,000	3,143
Provision for loan and lease losses	$20,000	2,793
Total noninterest income	$426,000	2,169
Gross Fiduciary activities income	$26,000	769
Service charges on deposit accounts	$70,000	2,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	1,910
Total noninterest expense	$1,244,000	3,117
Salaries and employee benefits	$765,000	2,971
Premises and equipment expense	$100,000	3,655
Additional noninterest expense	$379,000	3,185
Pre-tax net operating income	$712,000	2,563
Securities gains (losses)	$0	735
Applicable income taxes	$10,000	3,495
Income before extraordinary items	$702,000	2,370
Extraordinary gains, net	$0	7
Net income	$702,000	2,369
Minority interest net income	$0	52
Net income of bank and minority interests.	$702,000	2,370
Net charge-offs	$6,000	2,135
Cash dividends	$420,000	1,332
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$702,000	2,362
2017-12-31 (YTD Data)		Rank
Total interest income	$6,844,000	3,166
Total interest expense	$590,000	3,412
Net interest income	$6,254,000	3,102
Provision for loan and lease losses	$230,000	2,247
Total noninterest income	$1,456,000	2,440
Gross Fiduciary activities income	$75,000	813
Service charges on deposit accounts	$310,000	2,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,071,000	2,210
Total noninterest expense	$4,809,000	3,169
Salaries and employee benefits	$3,080,000	2,930
Premises and equipment expense	$381,000	3,752
Additional noninterest expense	$1,348,000	3,436
Pre-tax net operating income	$2,671,000	2,658
Securities gains (losses)	$5,000	1,791
Applicable income taxes	$39,000	3,605
Income before extraordinary items	$2,637,000	2,245
Extraordinary gains, net	$0	9
Net income	$2,637,000	2,245
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,637,000	2,245
Net charge-offs	$249,000	1,639
Cash dividends	$2,090,000	1,372
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,632,050	2,224
2017-09-30 (YTD Data)		Rank
Total interest income	$5,109,000	3,203
Total interest expense	$439,000	3,432
Net interest income	$4,670,000	3,134
Provision for loan and lease losses	$135,000	2,385
Total noninterest income	$969,000	2,610
Gross Fiduciary activities income	$3,000	1,012
Service charges on deposit accounts	$236,000	2,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,359
Total noninterest expense	$3,519,000	3,237
Salaries and employee benefits	$2,267,000	2,987
Premises and equipment expense	$286,000	3,771
Additional noninterest expense	$966,000	3,536
Pre-tax net operating income	$1,985,000	2,722
Securities gains (losses)	$10,000	1,621
Applicable income taxes	$30,000	3,615
Income before extraordinary items	$1,965,000	2,438
Extraordinary gains, net	$0	9
Net income	$1,965,000	2,437
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,965,000	2,438
Net charge-offs	$212,000	1,361
Cash dividends	$1,444,000	1,344
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,955,200	2,423
2017-06-30 (YTD Data)		Rank
Total interest income	$3,390,000	3,204
Total interest expense	$289,000	3,421
Net interest income	$3,101,000	3,141
Provision for loan and lease losses	$55,000	2,776
Total noninterest income	$615,000	2,682
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$147,000	2,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	2,404
Total noninterest expense	$2,360,000	3,242
Salaries and employee benefits	$1,548,000	2,963
Premises and equipment expense	$172,000	3,976
Additional noninterest expense	$640,000	3,560
Pre-tax net operating income	$1,301,000	2,718
Securities gains (losses)	$7,000	1,367
Applicable income taxes	$21,000	3,618
Income before extraordinary items	$1,287,000	2,408
Extraordinary gains, net	$0	11
Net income	$1,287,000	2,408
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,287,000	2,408
Net charge-offs	$156,000	1,214
Cash dividends	$1,040,000	1,263
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,280,140	2,393
2017-03-31 (YTD Data)		Rank
Total interest income	$1,687,000	3,213
Total interest expense	$144,000	3,409
Net interest income	$1,543,000	3,149
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$305,000	2,690
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$72,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,394
Total noninterest expense	$1,145,000	3,341
Salaries and employee benefits	$724,000	3,135
Premises and equipment expense	$87,000	4,004
Additional noninterest expense	$334,000	3,493
Pre-tax net operating income	$658,000	2,639
Securities gains (losses)	$7,000	747
Applicable income taxes	$12,000	3,531
Income before extraordinary items	$653,000	2,311
Extraordinary gains, net	$0	8
Net income	$653,000	2,310
Minority interest net income	$0	55
Net income of bank and minority interests.	$653,000	2,311
Net charge-offs	$144,000	737
Cash dividends	$590,000	1,080
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$646,140	2,296
2016-12-31 (YTD Data)		Rank
Total interest income	$6,774,000	3,189
Total interest expense	$591,000	3,360
Net interest income	$6,183,000	3,136
Provision for loan and lease losses	$80,000	3,303
Total noninterest income	$1,576,000	2,419
Gross Fiduciary activities income	$29,000	930
Service charges on deposit accounts	$293,000	2,976
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,254,000	2,125
Total noninterest expense	$5,167,000	3,123
Salaries and employee benefits	$3,081,000	2,977
Premises and equipment expense	$390,000	3,815
Additional noninterest expense	$1,696,000	3,087
Pre-tax net operating income	$2,512,000	2,671
Securities gains (losses)	$8,000	2,738
Applicable income taxes	$31,000	3,745
Income before extraordinary items	$2,489,000	2,416
Extraordinary gains, net	$0	5
Net income	$2,489,000	2,415
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,489,000	2,416
Net charge-offs	$192,000	1,965
Cash dividends	$2,330,000	1,246
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,481,080	2,369
2016-09-30 (YTD Data)		Rank
Total interest income	$5,058,000	3,205
Total interest expense	$440,000	3,380
Net interest income	$4,618,000	3,148
Provision for loan and lease losses	$20,000	3,825
Total noninterest income	$959,000	2,684
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$216,000	3,023
Trading account gains and fees	$0	169
Additional Noninterest Income	$742,000	2,419
Total noninterest expense	$3,946,000	3,087
Salaries and employee benefits	$2,303,000	2,978
Premises and equipment expense	$269,000	4,002
Additional noninterest expense	$1,374,000	2,924
Pre-tax net operating income	$1,611,000	2,996
Securities gains (losses)	$-2,000	5,712
Applicable income taxes	$22,000	3,842
Income before extraordinary items	$1,587,000	2,728
Extraordinary gains, net	$0	5
Net income	$1,587,000	2,728
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,587,000	2,728
Net charge-offs	$147,000	1,711
Cash dividends	$1,415,000	1,334
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,588,980	2,675
2016-06-30 (YTD Data)		Rank
Total interest income	$3,349,000	3,232
Total interest expense	$289,000	3,420
Net interest income	$3,060,000	3,170
Provision for loan and lease losses	$0	4,017
Total noninterest income	$668,000	2,607
Gross Fiduciary activities income	$1,000	1,067
Service charges on deposit accounts	$145,000	3,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$522,000	2,322
Total noninterest expense	$2,710,000	3,050
Salaries and employee benefits	$1,590,000	2,942
Premises and equipment expense	$163,000	4,210
Additional noninterest expense	$957,000	2,837
Pre-tax net operating income	$1,018,000	3,045
Securities gains (losses)	$-2,000	5,810
Applicable income taxes	$13,000	3,898
Income before extraordinary items	$1,003,000	2,792
Extraordinary gains, net	$0	16
Net income	$1,003,000	2,790
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,003,000	2,791
Net charge-offs	$115,000	1,505
Cash dividends	$945,000	1,378
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,004,980	2,718
2016-03-31 (YTD Data)		Rank
Total interest income	$1,690,000	3,220
Total interest expense	$143,000	3,464
Net interest income	$1,547,000	3,160
Provision for loan and lease losses	$0	3,656
Total noninterest income	$281,000	2,825
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$68,000	3,097
Trading account gains and fees	$0	142
Additional Noninterest Income	$213,000	2,540
Total noninterest expense	$1,317,000	3,122
Salaries and employee benefits	$778,000	3,002
Premises and equipment expense	$82,000	4,242
Additional noninterest expense	$457,000	2,947
Pre-tax net operating income	$511,000	3,006
Securities gains (losses)	$0	2,077
Applicable income taxes	$4,000	3,979
Income before extraordinary items	$507,000	2,726
Extraordinary gains, net	$0	12
Net income	$507,000	2,725
Minority interest net income	$0	62
Net income of bank and minority interests.	$507,000	2,726
Net charge-offs	$24,000	1,870
Cash dividends	$565,000	1,119
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$507,000	2,678
2015-12-31 (YTD Data)		Rank
Total interest income	$6,619,000	3,238
Total interest expense	$622,000	3,305
Net interest income	$5,997,000	3,192
Provision for loan and lease losses	$0	4,380
Total noninterest income	$945,000	3,164
Gross Fiduciary activities income	$26,000	962
Service charges on deposit accounts	$315,000	2,929
Trading account gains and fees	$0	159
Additional Noninterest Income	$604,000	3,025
Total noninterest expense	$4,753,000	3,338
Salaries and employee benefits	$2,922,000	3,078
Premises and equipment expense	$347,000	4,195
Additional noninterest expense	$1,484,000	3,418
Pre-tax net operating income	$2,189,000	2,847
Securities gains (losses)	$0	3,216
Applicable income taxes	$31,000	3,796
Income before extraordinary items	$2,158,000	2,586
Extraordinary gains, net	$0	23
Net income	$2,158,000	2,587
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,158,000	2,588
Net charge-offs	$115,000	2,529
Cash dividends	$1,955,000	1,384
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,158,000	2,546
2015-09-30 (YTD Data)		Rank
Total interest income	$4,944,000	3,271
Total interest expense	$470,000	3,333
Net interest income	$4,474,000	3,227
Provision for loan and lease losses	$0	4,232
Total noninterest income	$695,000	3,214
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$234,000	2,977
Trading account gains and fees	$0	153
Additional Noninterest Income	$460,000	3,025
Total noninterest expense	$3,351,000	3,499
Salaries and employee benefits	$2,082,000	3,208
Premises and equipment expense	$238,000	4,406
Additional noninterest expense	$1,031,000	3,605
Pre-tax net operating income	$1,818,000	2,735
Securities gains (losses)	$0	3,031
Applicable income taxes	$22,000	3,929
Income before extraordinary items	$1,796,000	2,445
Extraordinary gains, net	$0	21
Net income	$1,796,000	2,446
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,796,000	2,446
Net charge-offs	$106,000	2,101
Cash dividends	$1,360,000	1,300
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,796,000	2,409
2015-06-30 (YTD Data)		Rank
Total interest income	$3,272,000	3,303
Total interest expense	$309,000	3,396
Net interest income	$2,963,000	3,249
Provision for loan and lease losses	$0	4,069
Total noninterest income	$432,000	3,335
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$145,000	3,081
Trading account gains and fees	$0	157
Additional Noninterest Income	$287,000	3,117
Total noninterest expense	$2,238,000	3,521
Salaries and employee benefits	$1,391,000	3,222
Premises and equipment expense	$149,000	4,561
Additional noninterest expense	$698,000	3,592
Pre-tax net operating income	$1,157,000	2,811
Securities gains (losses)	$0	2,636
Applicable income taxes	$13,000	3,985
Income before extraordinary items	$1,144,000	2,516
Extraordinary gains, net	$0	22
Net income	$1,144,000	2,518
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,144,000	2,518
Net charge-offs	$90,000	1,816
Cash dividends	$990,000	1,267
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,144,000	2,460
2015-03-31 (YTD Data)		Rank
Total interest income	$1,621,000	3,329
Total interest expense	$156,000	3,396
Net interest income	$1,465,000	3,276
Provision for loan and lease losses	$0	3,703
Total noninterest income	$208,000	3,361
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$138,000	3,144
Total noninterest expense	$1,074,000	3,637
Salaries and employee benefits	$644,000	3,410
Premises and equipment expense	$84,000	4,375
Additional noninterest expense	$346,000	3,619
Pre-tax net operating income	$599,000	2,689
Securities gains (losses)	$0	2,027
Applicable income taxes	$4,000	4,088
Income before extraordinary items	$595,000	2,402
Extraordinary gains, net	$0	13
Net income	$595,000	2,404
Minority interest net income	$0	64
Net income of bank and minority interests.	$595,000	2,404
Net charge-offs	$51,000	1,543
Cash dividends	$395,000	1,330
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$595,000	2,335
2014-12-31 (YTD Data)		Rank
Total interest income	$6,643,000	3,305
Total interest expense	$676,000	3,383
Net interest income	$5,967,000	3,260
Provision for loan and lease losses	$20,000	4,238
Total noninterest income	$873,000	3,338
Gross Fiduciary activities income	$30,000	983
Service charges on deposit accounts	$318,000	3,101
Trading account gains and fees	$0	180
Additional Noninterest Income	$525,000	3,210
Total noninterest expense	$4,633,000	3,484
Salaries and employee benefits	$2,738,000	3,273
Premises and equipment expense	$340,000	4,430
Additional noninterest expense	$1,555,000	3,474
Pre-tax net operating income	$2,187,000	2,827
Securities gains (losses)	$67,000	1,534
Applicable income taxes	$39,000	3,812
Income before extraordinary items	$2,215,000	2,508
Extraordinary gains, net	$0	17
Net income	$2,215,000	2,508
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,215,000	2,508
Net charge-offs	$48,000	3,794
Cash dividends	$1,435,000	1,624
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,149,340	2,522
2014-09-30 (YTD Data)		Rank
Total interest income	$4,979,000	3,336
Total interest expense	$511,000	3,408
Net interest income	$4,468,000	3,284
Provision for loan and lease losses	$20,000	3,930
Total noninterest income	$622,000	3,458
Gross Fiduciary activities income	$1,000	1,152
Service charges on deposit accounts	$235,000	3,155
Trading account gains and fees	$0	174
Additional Noninterest Income	$386,000	3,263
Total noninterest expense	$3,440,000	3,524
Salaries and employee benefits	$2,020,000	3,332
Premises and equipment expense	$270,000	4,358
Additional noninterest expense	$1,150,000	3,513
Pre-tax net operating income	$1,630,000	2,886
Securities gains (losses)	$1,000	2,871
Applicable income taxes	$31,000	3,858
Income before extraordinary items	$1,600,000	2,606
Extraordinary gains, net	$0	15
Net income	$1,600,000	2,607
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,600,000	2,606
Net charge-offs	$22,000	3,790
Cash dividends	$1,050,000	1,468
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,599,020	2,563
2014-06-30 (YTD Data)		Rank
Total interest income	$3,295,000	3,356
Total interest expense	$341,000	3,443
Net interest income	$2,954,000	3,307
Provision for loan and lease losses	$20,000	3,628
Total noninterest income	$372,000	3,622
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$147,000	3,265
Trading account gains and fees	$0	172
Additional Noninterest Income	$225,000	3,452
Total noninterest expense	$2,135,000	3,703
Salaries and employee benefits	$1,314,000	3,400
Premises and equipment expense	$167,000	4,557
Additional noninterest expense	$654,000	3,901
Pre-tax net operating income	$1,171,000	2,697
Securities gains (losses)	$0	2,580
Applicable income taxes	$21,000	3,824
Income before extraordinary items	$1,150,000	2,410
Extraordinary gains, net	$0	20
Net income	$1,150,000	2,414
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,150,000	2,414
Net charge-offs	$21,000	3,384
Cash dividends	$780,000	1,398
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,150,000	2,365
2014-03-31 (YTD Data)		Rank
Total interest income	$1,647,000	3,373
Total interest expense	$171,000	3,485
Net interest income	$1,476,000	3,316
Provision for loan and lease losses	$20,000	2,958
Total noninterest income	$194,000	3,509
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$82,000	3,040
Trading account gains and fees	$0	147
Additional Noninterest Income	$112,000	3,404
Total noninterest expense	$1,076,000	3,716
Salaries and employee benefits	$671,000	3,387
Premises and equipment expense	$92,000	4,412
Additional noninterest expense	$313,000	4,010
Pre-tax net operating income	$574,000	2,653
Securities gains (losses)	$0	1,715
Applicable income taxes	$12,000	3,740
Income before extraordinary items	$562,000	2,376
Extraordinary gains, net	$0	16
Net income	$562,000	2,377
Minority interest net income	$0	66
Net income of bank and minority interests.	$562,000	2,378
Net charge-offs	$9,000	2,888
Cash dividends	$375,000	1,278
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$562,000	2,332
2013-12-31 (YTD Data)		Rank
Total interest income	$6,911,000	3,279
Total interest expense	$827,000	3,372
Net interest income	$6,084,000	3,246
Provision for loan and lease losses	$220,000	2,851
Total noninterest income	$829,000	3,555
Gross Fiduciary activities income	$46,000	951
Service charges on deposit accounts	$395,000	2,839
Trading account gains and fees	$0	184
Additional Noninterest Income	$388,000	3,711
Total noninterest expense	$4,290,000	3,755
Salaries and employee benefits	$2,600,000	3,449
Premises and equipment expense	$339,000	4,586
Additional noninterest expense	$1,351,000	3,912
Pre-tax net operating income	$2,403,000	2,528
Securities gains (losses)	$59,000	1,687
Applicable income taxes	$74,000	3,581
Income before extraordinary items	$2,388,000	2,283
Extraordinary gains, net	$0	29
Net income	$2,388,000	2,286
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,388,000	2,286
Net charge-offs	$278,000	2,660
Cash dividends	$1,495,000	1,499
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,330,770	2,278
2013-09-30 (YTD Data)		Rank
Total interest income	$5,171,000	3,316
Total interest expense	$633,000	3,408
Net interest income	$4,538,000	3,272
Provision for loan and lease losses	$200,000	2,567
Total noninterest income	$604,000	3,668
Gross Fiduciary activities income	$19,000	1,008
Service charges on deposit accounts	$290,000	2,897
Trading account gains and fees	$0	180
Additional Noninterest Income	$295,000	3,765
Total noninterest expense	$3,176,000	3,807
Salaries and employee benefits	$1,937,000	3,483
Premises and equipment expense	$243,000	4,711
Additional noninterest expense	$996,000	3,950
Pre-tax net operating income	$1,766,000	2,653
Securities gains (losses)	$78,000	1,386
Applicable income taxes	$65,000	3,573
Income before extraordinary items	$1,779,000	2,331
Extraordinary gains, net	$0	25
Net income	$1,779,000	2,336
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,779,000	2,336
Net charge-offs	$167,000	2,758
Cash dividends	$1,030,000	1,412
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,704,120	2,342
2013-06-30 (YTD Data)		Rank
Total interest income	$3,409,000	3,355
Total interest expense	$432,000	3,423
Net interest income	$2,977,000	3,303
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$366,000	3,862
Gross Fiduciary activities income	$2,000	1,138
Service charges on deposit accounts	$182,000	2,997
Trading account gains and fees	$0	157
Additional Noninterest Income	$182,000	3,930
Total noninterest expense	$2,058,000	3,902
Salaries and employee benefits	$1,260,000	3,550
Premises and equipment expense	$151,000	4,880
Additional noninterest expense	$647,000	4,016
Pre-tax net operating income	$1,135,000	2,674
Securities gains (losses)	$6,000	2,420
Applicable income taxes	$56,000	3,441
Income before extraordinary items	$1,085,000	2,463
Extraordinary gains, net	$0	22
Net income	$1,085,000	2,470
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,085,000	2,469
Net charge-offs	$161,000	2,305
Cash dividends	$665,000	1,444
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,079,300	2,388
2013-03-31 (YTD Data)		Rank
Total interest income	$1,675,000	3,438
Total interest expense	$224,000	3,416
Net interest income	$1,451,000	3,377
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$171,000	3,927
Gross Fiduciary activities income	$1,000	1,109
Service charges on deposit accounts	$84,000	3,147
Trading account gains and fees	$0	148
Additional Noninterest Income	$86,000	3,976
Total noninterest expense	$1,033,000	3,919
Salaries and employee benefits	$652,000	3,507
Premises and equipment expense	$172,000	3,062
Additional noninterest expense	$209,000	5,062
Pre-tax net operating income	$514,000	2,817
Securities gains (losses)	$0	1,966
Applicable income taxes	$47,000	3,024
Income before extraordinary items	$467,000	2,718
Extraordinary gains, net	$0	10
Net income	$467,000	2,721
Minority interest net income	$0	76
Net income of bank and minority interests.	$467,000	2,720
Net charge-offs	$125,000	1,720
Cash dividends	$410,000	1,076
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$467,000	2,637
2012-12-31 (YTD Data)		Rank
Total interest income	$7,481,000	3,287
Total interest expense	$1,139,000	3,307
Net interest income	$6,342,000	3,237
Provision for loan and lease losses	$340,000	3,215
Total noninterest income	$1,010,000	3,244
Gross Fiduciary activities income	$44,000	978
Service charges on deposit accounts	$380,000	3,040
Trading account gains and fees	$0	166
Additional Noninterest Income	$586,000	3,139
Total noninterest expense	$4,282,000	3,841
Salaries and employee benefits	$2,419,000	3,652
Premises and equipment expense	$756,000	2,865
Additional noninterest expense	$1,107,000	4,549
Pre-tax net operating income	$2,730,000	2,258
Securities gains (losses)	$469,000	985
Applicable income taxes	$15,000	4,294
Income before extraordinary items	$3,184,000	1,766
Extraordinary gains, net	$0	29
Net income	$3,184,000	1,765
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,184,000	1,766
Net charge-offs	$245,000	3,549
Cash dividends	$2,124,000	1,161
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,715,000	1,921
2012-09-30 (YTD Data)		Rank
Total interest income	$5,684,000	3,319
Total interest expense	$883,000	3,339
Net interest income	$4,801,000	3,257
Provision for loan and lease losses	$340,000	2,810
Total noninterest income	$815,000	3,132
Gross Fiduciary activities income	$18,000	1,033
Service charges on deposit accounts	$284,000	3,073
Trading account gains and fees	$0	157
Additional Noninterest Income	$513,000	2,918
Total noninterest expense	$3,241,000	3,853
Salaries and employee benefits	$1,811,000	3,679
Premises and equipment expense	$588,000	2,820
Additional noninterest expense	$842,000	4,550
Pre-tax net operating income	$2,035,000	2,328
Securities gains (losses)	$0	3,575
Applicable income taxes	$15,000	4,256
Income before extraordinary items	$2,020,000	2,086
Extraordinary gains, net	$0	20
Net income	$2,020,000	2,086
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,020,000	2,087
Net charge-offs	$193,000	3,347
Cash dividends	$1,290,000	1,120
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,020,000	1,966
2012-06-30 (YTD Data)		Rank
Total interest income	$3,803,000	3,334
Total interest expense	$609,000	3,368
Net interest income	$3,194,000	3,265
Provision for loan and lease losses	$340,000	2,267
Total noninterest income	$457,000	3,405
Gross Fiduciary activities income	$18,000	1,001
Service charges on deposit accounts	$184,000	3,134
Trading account gains and fees	$0	153
Additional Noninterest Income	$255,000	3,303
Total noninterest expense	$2,175,000	3,859
Salaries and employee benefits	$1,188,000	3,725
Premises and equipment expense	$370,000	2,944
Additional noninterest expense	$617,000	4,327
Pre-tax net operating income	$1,136,000	2,613
Securities gains (losses)	$0	3,178
Applicable income taxes	$15,000	4,095
Income before extraordinary items	$1,121,000	2,394
Extraordinary gains, net	$0	19
Net income	$1,121,000	2,394
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,121,000	2,394
Net charge-offs	$197,000	2,773
Cash dividends	$870,000	1,096
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,121,000	2,261
2012-03-31 (YTD Data)		Rank
Total interest income	$1,903,000	3,349
Total interest expense	$313,000	3,425
Net interest income	$1,590,000	3,299
Provision for loan and lease losses	$220,000	1,918
Total noninterest income	$199,000	3,659
Gross Fiduciary activities income	$1,000	1,128
Service charges on deposit accounts	$86,000	3,236
Trading account gains and fees	$0	148
Additional Noninterest Income	$112,000	3,533
Total noninterest expense	$1,154,000	3,741
Salaries and employee benefits	$623,000	3,635
Premises and equipment expense	$169,000	3,167
Additional noninterest expense	$362,000	3,888
Pre-tax net operating income	$415,000	3,242
Securities gains (losses)	$0	2,210
Applicable income taxes	$15,000	3,807
Income before extraordinary items	$400,000	3,069
Extraordinary gains, net	$0	19
Net income	$400,000	3,072
Minority interest net income	$0	78
Net income of bank and minority interests.	$400,000	3,073
Net charge-offs	$78,000	2,667
Cash dividends	$400,000	1,024
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$400,000	2,917
2011-12-31 (YTD Data)		Rank
Total interest income	$8,003,000	3,331
Total interest expense	$1,515,000	3,425
Net interest income	$6,488,000	3,265
Provision for loan and lease losses	$370,000	3,843
Total noninterest income	$676,000	3,842
Gross Fiduciary activities income	$45,000	936
Service charges on deposit accounts	$419,000	2,934
Trading account gains and fees	$0	146
Additional Noninterest Income	$212,000	4,390
Total noninterest expense	$4,120,000	4,033
Salaries and employee benefits	$2,349,000	3,742
Premises and equipment expense	$726,000	3,112
Additional noninterest expense	$1,045,000	4,801
Pre-tax net operating income	$2,674,000	2,029
Securities gains (losses)	$28,000	2,935
Applicable income taxes	$47,000	3,787
Income before extraordinary items	$2,655,000	1,789
Extraordinary gains, net	$0	29
Net income	$2,655,000	1,790
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,655,000	1,790
Net charge-offs	$567,000	3,030
Cash dividends	$1,715,000	1,093
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,627,560	1,729
2011-09-30 (YTD Data)		Rank
Total interest income	$6,037,000	3,350
Total interest expense	$1,174,000	3,459
Net interest income	$4,863,000	3,289
Provision for loan and lease losses	$320,000	3,519
Total noninterest income	$471,000	4,006
Gross Fiduciary activities income	$2,000	1,160
Service charges on deposit accounts	$318,000	2,914
Trading account gains and fees	$0	145
Additional Noninterest Income	$151,000	4,512
Total noninterest expense	$3,028,000	4,089
Salaries and employee benefits	$1,786,000	3,698
Premises and equipment expense	$267,000	4,889
Additional noninterest expense	$975,000	4,234
Pre-tax net operating income	$1,986,000	2,099
Securities gains (losses)	$28,000	2,663
Applicable income taxes	$41,000	3,724
Income before extraordinary items	$1,973,000	1,858
Extraordinary gains, net	$0	21
Net income	$1,973,000	1,858
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,973,000	1,858
Net charge-offs	$462,000	2,759
Cash dividends	$1,285,000	950
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,945,560	1,789
2011-06-30 (YTD Data)		Rank
Total interest income	$4,016,000	3,384
Total interest expense	$810,000	3,481
Net interest income	$3,206,000	3,316
Provision for loan and lease losses	$240,000	3,291
Total noninterest income	$295,000	4,136
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$203,000	2,978
Trading account gains and fees	$0	153
Additional Noninterest Income	$92,000	4,668
Total noninterest expense	$2,008,000	4,152
Salaries and employee benefits	$1,168,000	3,789
Premises and equipment expense	$332,000	3,393
Additional noninterest expense	$508,000	4,961
Pre-tax net operating income	$1,253,000	2,162
Securities gains (losses)	$28,000	1,915
Applicable income taxes	$35,000	3,564
Income before extraordinary items	$1,246,000	1,896
Extraordinary gains, net	$0	15
Net income	$1,246,000	1,895
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,246,000	1,896
Net charge-offs	$374,000	2,430
Cash dividends	$885,000	899
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,218,840	1,858
2011-03-31 (YTD Data)		Rank
Total interest income	$1,806,000	3,680
Total interest expense	$421,000	3,483
Net interest income	$1,385,000	3,675
Provision for loan and lease losses	$120,000	3,114
Total noninterest income	$165,000	3,974
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$96,000	3,056
Trading account gains and fees	$0	158
Additional Noninterest Income	$69,000	4,155
Total noninterest expense	$963,000	4,285
Salaries and employee benefits	$602,000	3,716
Premises and equipment expense	$127,000	4,116
Additional noninterest expense	$234,000	5,161
Pre-tax net operating income	$467,000	2,682
Securities gains (losses)	$0	1,772
Applicable income taxes	$23,000	3,360
Income before extraordinary items	$444,000	2,469
Extraordinary gains, net	$0	9
Net income	$444,000	2,468
Minority interest net income	$0	86
Net income of bank and minority interests.	$444,000	2,469
Net charge-offs	$136,000	2,450
Cash dividends	$535,000	695
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$444,000	2,421
2010-12-31 (YTD Data)		Rank
Total interest income	$8,215,000	3,489
Total interest expense	$2,148,000	3,381
Net interest income	$6,067,000	3,442
Provision for loan and lease losses	$575,000	3,927
Total noninterest income	$1,341,000	2,716
Gross Fiduciary activities income	$74,000	914
Service charges on deposit accounts	$432,000	2,928
Trading account gains and fees	$0	175
Additional Noninterest Income	$835,000	2,432
Total noninterest expense	$5,091,000	3,567
Salaries and employee benefits	$2,265,000	3,873
Premises and equipment expense	$617,000	3,645
Additional noninterest expense	$2,209,000	2,970
Pre-tax net operating income	$1,742,000	2,484
Securities gains (losses)	$116,000	2,035
Applicable income taxes	$18,000	4,043
Income before extraordinary items	$1,840,000	2,165
Extraordinary gains, net	$0	29
Net income	$1,840,000	2,167
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,840,000	2,168
Net charge-offs	$562,000	3,496
Cash dividends	$450,000	2,473
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,725,160	2,176
2010-09-30 (YTD Data)		Rank
Total interest income	$6,156,000	3,555
Total interest expense	$1,639,000	3,469
Net interest income	$4,517,000	3,503
Provision for loan and lease losses	$575,000	3,312
Total noninterest income	$417,000	4,437
Gross Fiduciary activities income	$12,000	1,066
Service charges on deposit accounts	$326,000	2,984
Trading account gains and fees	$0	165
Additional Noninterest Income	$79,000	5,511
Total noninterest expense	$3,921,000	3,486
Salaries and employee benefits	$1,669,000	3,961
Premises and equipment expense	$444,000	3,806
Additional noninterest expense	$1,808,000	2,717
Pre-tax net operating income	$438,000	4,395
Securities gains (losses)	$0	3,651
Applicable income taxes	$18,000	4,039
Income before extraordinary items	$420,000	4,403
Extraordinary gains, net	$0	23
Net income	$420,000	4,404
Minority interest net income	$0	110
Net income of bank and minority interests.	$420,000	4,404
Net charge-offs	$446,000	3,232
Cash dividends	$280,000	2,412
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$420,000	4,229
2010-06-30 (YTD Data)		Rank
Total interest income	$4,089,000	3,597
Total interest expense	$1,088,000	3,578
Net interest income	$3,001,000	3,512
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$259,000	4,537
Gross Fiduciary activities income	$11,000	1,044
Service charges on deposit accounts	$210,000	3,060
Trading account gains and fees	$0	152
Additional Noninterest Income	$38,000	5,906
Total noninterest expense	$2,832,000	3,256
Salaries and employee benefits	$1,100,000	4,015
Premises and equipment expense	$355,000	3,328
Additional noninterest expense	$1,377,000	2,418
Pre-tax net operating income	$128,000	5,337
Securities gains (losses)	$-61,000	7,456
Applicable income taxes	$18,000	3,827
Income before extraordinary items	$49,000	5,905
Extraordinary gains, net	$0	19
Net income	$49,000	5,908
Minority interest net income	$0	105
Net income of bank and minority interests.	$49,000	5,907
Net charge-offs	$399,000	2,711
Cash dividends	$260,000	2,056
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$93,530	5,466
2010-03-31 (YTD Data)		Rank
Total interest income	$2,056,000	3,637
Total interest expense	$547,000	3,688
Net interest income	$1,509,000	3,539
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$154,000	4,209
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$105,000	3,057
Trading account gains and fees	$0	175
Additional Noninterest Income	$49,000	4,728
Total noninterest expense	$1,922,000	2,540
Salaries and employee benefits	$593,000	3,864
Premises and equipment expense	$169,000	3,552
Additional noninterest expense	$1,160,000	1,528
Pre-tax net operating income	$-409,000	7,107
Securities gains (losses)	$-62,000	7,645
Applicable income taxes	$18,000	3,501
Income before extraordinary items	$-489,000	7,255
Extraordinary gains, net	$0	16
Net income	$-489,000	7,256
Minority interest net income	$0	91
Net income of bank and minority interests.	$-489,000	7,256
Net charge-offs	$181,000	2,543
Cash dividends	$60,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-427,000	7,181
2009-12-31 (YTD Data)		Rank
Total interest income	$8,681,000	3,608
Total interest expense	$2,728,000	3,674
Net interest income	$5,953,000	3,494
Provision for loan and lease losses	$975,000	3,549
Total noninterest income	$768,000	3,854
Gross Fiduciary activities income	$35,000	1,008
Service charges on deposit accounts	$508,000	2,850
Trading account gains and fees	$0	211
Additional Noninterest Income	$225,000	4,451
Total noninterest expense	$3,992,000	4,349
Salaries and employee benefits	$2,302,000	3,943
Premises and equipment expense	$542,000	4,166
Additional noninterest expense	$1,148,000	4,861
Pre-tax net operating income	$1,754,000	2,131
Securities gains (losses)	$3,000	3,532
Applicable income taxes	$17,000	3,730
Income before extraordinary items	$1,740,000	1,886
Extraordinary gains, net	$0	34
Net income	$1,740,000	1,883
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,740,000	1,885
Net charge-offs	$882,000	3,027
Cash dividends	$1,595,000	1,134
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,737,030	1,845
2009-09-30 (YTD Data)		Rank
Total interest income	$6,541,000	3,637
Total interest expense	$2,104,000	3,737
Net interest income	$4,437,000	3,509
Provision for loan and lease losses	$975,000	2,819
Total noninterest income	$561,000	3,973
Gross Fiduciary activities income	$3,000	1,227
Service charges on deposit accounts	$376,000	2,891
Trading account gains and fees	$0	212
Additional Noninterest Income	$182,000	4,440
Total noninterest expense	$2,914,000	4,432
Salaries and employee benefits	$1,656,000	4,091
Premises and equipment expense	$406,000	4,221
Additional noninterest expense	$852,000	4,882
Pre-tax net operating income	$1,109,000	2,557
Securities gains (losses)	$3,000	3,260
Applicable income taxes	$17,000	3,848
Income before extraordinary items	$1,095,000	2,328
Extraordinary gains, net	$0	27
Net income	$1,095,000	2,324
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,095,000	2,327
Net charge-offs	$806,000	2,463
Cash dividends	$1,175,000	1,094
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,092,060	2,289
2009-06-30 (YTD Data)		Rank
Total interest income	$4,346,000	3,681
Total interest expense	$1,428,000	3,792
Net interest income	$2,918,000	3,535
Provision for loan and lease losses	$800,000	2,334
Total noninterest income	$365,000	4,016
Gross Fiduciary activities income	$1,000	1,272
Service charges on deposit accounts	$240,000	2,942
Trading account gains and fees	$0	193
Additional Noninterest Income	$124,000	4,433
Total noninterest expense	$1,858,000	4,591
Salaries and employee benefits	$1,072,000	4,220
Premises and equipment expense	$294,000	3,997
Additional noninterest expense	$492,000	5,291
Pre-tax net operating income	$625,000	2,947
Securities gains (losses)	$3,000	2,873
Applicable income taxes	$17,000	3,789
Income before extraordinary items	$611,000	2,742
Extraordinary gains, net	$0	21
Net income	$611,000	2,740
Minority interest net income	$0	112
Net income of bank and minority interests.	$611,000	2,742
Net charge-offs	$651,000	2,054
Cash dividends	$990,000	934
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$608,090	2,661
2009-03-31 (YTD Data)		Rank
Total interest income	$2,223,000	3,660
Total interest expense	$741,000	3,800
Net interest income	$1,482,000	3,480
Provision for loan and lease losses	$425,000	1,944
Total noninterest income	$182,000	4,002
Gross Fiduciary activities income	$1,000	1,214
Service charges on deposit accounts	$115,000	2,985
Trading account gains and fees	$0	171
Additional Noninterest Income	$66,000	4,358
Total noninterest expense	$934,000	4,503
Salaries and employee benefits	$566,000	4,074
Premises and equipment expense	$106,000	4,952
Additional noninterest expense	$262,000	4,816
Pre-tax net operating income	$305,000	3,310
Securities gains (losses)	$0	2,434
Applicable income taxes	$17,000	3,673
Income before extraordinary items	$288,000	3,201
Extraordinary gains, net	$0	15
Net income	$288,000	3,201
Minority interest net income	$0	102
Net income of bank and minority interests.	$288,000	3,201
Net charge-offs	$139,000	2,499
Cash dividends	$640,000	680
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$288,000	3,053
2008-12-31 (YTD Data)		Rank
Total interest income	$9,935,000	3,541
Total interest expense	$4,081,000	3,471
Net interest income	$5,854,000	3,538
Provision for loan and lease losses	$850,000	2,947
Total noninterest income	$901,000	3,637
Gross Fiduciary activities income	$68,000	938
Service charges on deposit accounts	$596,000	2,660
Trading account gains and fees	$0	154
Additional Noninterest Income	$237,000	4,550
Total noninterest expense	$3,653,000	4,509
Salaries and employee benefits	$2,185,000	4,161
Premises and equipment expense	$533,000	4,290
Additional noninterest expense	$935,000	5,031
Pre-tax net operating income	$2,252,000	2,264
Securities gains (losses)	$10,000	2,511
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,262,000	1,767
Extraordinary gains, net	$0	39
Net income	$2,262,000	1,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$559,000	2,653
Cash dividends	$1,412,000	1,811
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,252,000	1,892
2008-09-30 (YTD Data)		Rank
Total interest income	$7,500,000	3,594
Total interest expense	$3,192,000	3,466
Net interest income	$4,308,000	3,615
Provision for loan and lease losses	$660,000	2,334
Total noninterest income	$637,000	3,839
Gross Fiduciary activities income	$13,000	1,114
Service charges on deposit accounts	$453,000	2,650
Trading account gains and fees	$0	148
Additional Noninterest Income	$171,000	4,732
Total noninterest expense	$2,785,000	4,454
Salaries and employee benefits	$1,659,000	4,162
Premises and equipment expense	$421,000	4,143
Additional noninterest expense	$705,000	4,928
Pre-tax net operating income	$1,500,000	2,849
Securities gains (losses)	$10,000	2,365
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,510,000	2,317
Extraordinary gains, net	$0	31
Net income	$1,510,000	2,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	2,185
Cash dividends	$725,000	2,231
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,500,000	2,445
2008-06-30 (YTD Data)		Rank
Total interest income	$4,993,000	3,652
Total interest expense	$2,221,000	3,477
Net interest income	$2,772,000	3,700
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$430,000	3,862
Gross Fiduciary activities income	$11,000	1,103
Service charges on deposit accounts	$303,000	2,624
Trading account gains and fees	$0	149
Additional Noninterest Income	$116,000	4,793
Total noninterest expense	$1,785,000	4,593
Salaries and employee benefits	$1,092,000	4,227
Premises and equipment expense	$271,000	4,290
Additional noninterest expense	$422,000	5,255
Pre-tax net operating income	$1,267,000	2,496
Securities gains (losses)	$10,000	2,438
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,277,000	2,072
Extraordinary gains, net	$0	21
Net income	$1,277,000	2,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,209
Cash dividends	$665,000	1,923
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,267,000	2,038
2008-03-31 (YTD Data)		Rank
Total interest income	$2,484,000	3,748
Total interest expense	$1,153,000	3,554
Net interest income	$1,331,000	3,804
Provision for loan and lease losses	$74,000	3,255
Total noninterest income	$187,000	4,129
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$150,000	2,617
Trading account gains and fees	$0	158
Additional Noninterest Income	$37,000	5,574
Total noninterest expense	$823,000	4,848
Salaries and employee benefits	$513,000	4,464
Premises and equipment expense	$97,000	5,250
Additional noninterest expense	$213,000	5,185
Pre-tax net operating income	$621,000	2,631
Securities gains (losses)	$12,000	1,897
Applicable income taxes	$0	5,622
Income before extraordinary items	$633,000	2,209
Extraordinary gains, net	$0	15
Net income	$633,000	2,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,415
Cash dividends	$550,000	1,253
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$621,000	2,173
2007-12-31 (YTD Data)		Rank
Total interest income	$10,164,000	3,735
Total interest expense	$4,637,000	3,646
Net interest income	$5,527,000	3,723
Provision for loan and lease losses	$416,000	2,641
Total noninterest income	$973,000	3,593
Gross Fiduciary activities income	$135,000	867
Service charges on deposit accounts	$656,000	2,504
Trading account gains and fees	$0	178
Additional Noninterest Income	$182,000	5,251
Total noninterest expense	$3,835,000	4,248
Salaries and employee benefits	$2,391,000	3,850
Premises and equipment expense	$519,000	4,252
Additional noninterest expense	$925,000	4,892
Pre-tax net operating income	$2,249,000	3,067
Securities gains (losses)	$22,000	1,079
Applicable income taxes	$-202,000	8,130
Income before extraordinary items	$2,473,000	2,393
Extraordinary gains, net	$0	39
Net income	$2,473,000	2,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$465,000	1,779
Cash dividends	$1,372,000	2,143
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,451,000	2,406
2007-09-30 (YTD Data)		Rank
Total interest income	$7,891,000	3,649
Total interest expense	$3,440,000	3,689
Net interest income	$4,451,000	3,537
Provision for loan and lease losses	$173,000	3,280
Total noninterest income	$261,000	5,819
Gross Fiduciary activities income	$53,000	960
Service charges on deposit accounts	$94,000	5,726
Trading account gains and fees	$0	184
Additional Noninterest Income	$114,000	5,578
Total noninterest expense	$2,857,000	4,232
Salaries and employee benefits	$1,734,000	3,931
Premises and equipment expense	$169,000	6,489
Additional noninterest expense	$954,000	3,847
Pre-tax net operating income	$1,682,000	3,229
Securities gains (losses)	$-28,000	8,044
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,654,000	2,774
Extraordinary gains, net	$0	33
Net income	$1,654,000	2,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,933
Cash dividends	$572,000	2,768
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,682,000	2,710
2007-06-30 (YTD Data)		Rank
Total interest income	$5,142,000	3,717
Total interest expense	$2,227,000	3,745
Net interest income	$2,915,000	3,625
Provision for loan and lease losses	$115,000	3,098
Total noninterest income	$200,000	5,568
Gross Fiduciary activities income	$52,000	924
Service charges on deposit accounts	$67,000	5,649
Trading account gains and fees	$0	168
Additional Noninterest Income	$81,000	5,499
Total noninterest expense	$1,908,000	4,259
Salaries and employee benefits	$1,100,000	4,102
Premises and equipment expense	$154,000	5,739
Additional noninterest expense	$654,000	3,755
Pre-tax net operating income	$1,092,000	3,333
Securities gains (losses)	$-28,000	8,197
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,064,000	2,896
Extraordinary gains, net	$0	29
Net income	$1,064,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,316
Cash dividends	$460,000	2,548
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,092,000	2,828
2007-03-31 (YTD Data)		Rank
Total interest income	$2,516,000	3,767
Total interest expense	$1,085,000	3,794
Net interest income	$1,431,000	3,678
Provision for loan and lease losses	$58,000	2,941
Total noninterest income	$85,000	5,851
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$37,000	5,442
Trading account gains and fees	$0	195
Additional Noninterest Income	$47,000	5,236
Total noninterest expense	$954,000	4,278
Salaries and employee benefits	$504,000	4,412
Premises and equipment expense	$85,000	5,524
Additional noninterest expense	$365,000	3,415
Pre-tax net operating income	$504,000	3,512
Securities gains (losses)	$-57,000	8,508
Applicable income taxes	$0	6,196
Income before extraordinary items	$447,000	3,250
Extraordinary gains, net	$0	22
Net income	$447,000	3,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,505
Cash dividends	$340,000	1,855
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$504,000	2,992
2006-12-31 (YTD Data)		Rank
Total interest income	$6,599,000	4,723
Total interest expense	$2,672,000	4,634
Net interest income	$3,927,000	4,706
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$216,000	6,784
Gross Fiduciary activities income	$56,000	1,011
Service charges on deposit accounts	$61,000	6,711
Trading account gains and fees	$0	130
Additional Noninterest Income	$99,000	6,345
Total noninterest expense	$2,247,000	5,809
Salaries and employee benefits	$1,372,000	5,475
Premises and equipment expense	$140,000	7,374
Additional noninterest expense	$735,000	5,504
Pre-tax net operating income	$1,716,000	3,994
Securities gains (losses)	$-35,000	7,792
Applicable income taxes	$182,000	4,398
Income before extraordinary items	$1,499,000	3,781
Extraordinary gains, net	$0	51
Net income	$1,499,000	3,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	2,656
Cash dividends	$3,485,000	987
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,530,150	3,702
2006-09-30 (YTD Data)		Rank
Total interest income	$4,873,000	4,758
Total interest expense	$1,909,000	4,693
Net interest income	$2,964,000	4,729
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$136,000	7,108
Gross Fiduciary activities income	$11,000	1,194
Service charges on deposit accounts	$46,000	6,799
Trading account gains and fees	$0	126
Additional Noninterest Income	$79,000	6,242
Total noninterest expense	$1,589,000	5,982
Salaries and employee benefits	$981,000	5,604
Premises and equipment expense	$111,000	7,292
Additional noninterest expense	$497,000	5,792
Pre-tax net operating income	$1,361,000	4,002
Securities gains (losses)	$0	1,388
Applicable income taxes	$181,000	4,261
Income before extraordinary items	$1,180,000	3,790
Extraordinary gains, net	$0	45
Net income	$1,180,000	3,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,289
Cash dividends	$300,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,180,000	3,769
2006-06-30 (YTD Data)		Rank
Total interest income	$3,160,000	4,795
Total interest expense	$1,185,000	4,756
Net interest income	$1,975,000	4,752
Provision for loan and lease losses	$120,000	2,983
Total noninterest income	$88,000	7,201
Gross Fiduciary activities income	$10,000	1,166
Service charges on deposit accounts	$29,000	6,890
Trading account gains and fees	$0	126
Additional Noninterest Income	$49,000	6,410
Total noninterest expense	$1,004,000	6,161
Salaries and employee benefits	$646,000	5,673
Premises and equipment expense	$55,000	7,735
Additional noninterest expense	$303,000	6,052
Pre-tax net operating income	$939,000	3,945
Securities gains (losses)	$0	1,185
Applicable income taxes	$182,000	3,736
Income before extraordinary items	$757,000	3,868
Extraordinary gains, net	$0	39
Net income	$757,000	3,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,531
Cash dividends	$270,000	3,273
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$757,000	3,857
2006-03-31 (YTD Data)		Rank
Total interest income	$1,542,000	4,820
Total interest expense	$559,000	4,795
Net interest income	$983,000	4,764
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$35,000	7,491
Gross Fiduciary activities income	$1,000	1,305
Service charges on deposit accounts	$14,000	6,901
Trading account gains and fees	$0	115
Additional Noninterest Income	$20,000	6,714
Total noninterest expense	$463,000	6,389
Salaries and employee benefits	$298,000	5,949
Premises and equipment expense	$29,000	7,679
Additional noninterest expense	$136,000	6,338
Pre-tax net operating income	$495,000	3,754
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$495,000	3,184
Extraordinary gains, net	$0	21
Net income	$495,000	3,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,331
Cash dividends	$270,000	2,071
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$495,000	3,162
2005-12-31 (YTD Data)		Rank
Total interest income	$5,951,000	4,619
Total interest expense	$1,807,000	4,731
Net interest income	$4,144,000	4,507
Provision for loan and lease losses	$0	7,120
Total noninterest income	$237,000	6,778
Gross Fiduciary activities income	$97,000	947
Service charges on deposit accounts	$63,000	6,871
Trading account gains and fees	$0	138
Additional Noninterest Income	$77,000	6,809
Total noninterest expense	$2,136,000	5,878
Salaries and employee benefits	$1,282,000	5,569
Premises and equipment expense	$110,000	7,752
Additional noninterest expense	$744,000	5,409
Pre-tax net operating income	$2,245,000	3,411
Securities gains (losses)	$-2,000	7,064
Applicable income taxes	$580,000	3,131
Income before extraordinary items	$1,663,000	3,541
Extraordinary gains, net	$0	46
Net income	$1,663,000	3,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	2,766
Cash dividends	$895,000	2,673
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,664,480	3,508
2005-09-30 (YTD Data)		Rank
Total interest income	$4,409,000	4,629
Total interest expense	$1,287,000	4,744
Net interest income	$3,122,000	4,508
Provision for loan and lease losses	$0	6,899
Total noninterest income	$134,000	7,264
Gross Fiduciary activities income	$26,000	1,083
Service charges on deposit accounts	$45,000	6,963
Trading account gains and fees	$0	126
Additional Noninterest Income	$63,000	6,687
Total noninterest expense	$1,564,000	5,924
Salaries and employee benefits	$902,000	5,762
Premises and equipment expense	$98,000	7,505
Additional noninterest expense	$564,000	5,314
Pre-tax net operating income	$1,692,000	3,464
Securities gains (losses)	$0	2,317
Applicable income taxes	$466,000	3,071
Income before extraordinary items	$1,226,000	3,607
Extraordinary gains, net	$0	35
Net income	$1,226,000	3,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,970
Cash dividends	$270,000	3,681
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,226,000	3,578
2005-06-30 (YTD Data)		Rank
Total interest income	$2,867,000	4,640
Total interest expense	$809,000	4,753
Net interest income	$2,058,000	4,531
Provision for loan and lease losses	$0	6,626
Total noninterest income	$104,000	6,995
Gross Fiduciary activities income	$26,000	1,034
Service charges on deposit accounts	$30,000	6,945
Trading account gains and fees	$0	116
Additional Noninterest Income	$48,000	6,470
Total noninterest expense	$991,000	6,099
Salaries and employee benefits	$617,000	5,667
Premises and equipment expense	$46,000	7,951
Additional noninterest expense	$328,000	5,731
Pre-tax net operating income	$1,171,000	3,306
Securities gains (losses)	$0	2,146
Applicable income taxes	$280,000	3,221
Income before extraordinary items	$891,000	3,384
Extraordinary gains, net	$0	30
Net income	$891,000	3,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,534
Cash dividends	$270,000	3,119
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$891,000	3,333
2005-03-31 (YTD Data)		Rank
Total interest income	$1,388,000	4,721
Total interest expense	$377,000	4,841
Net interest income	$1,011,000	4,593
Provision for loan and lease losses	$0	6,226
Total noninterest income	$58,000	6,821
Gross Fiduciary activities income	$25,000	948
Service charges on deposit accounts	$14,000	7,031
Trading account gains and fees	$0	115
Additional Noninterest Income	$19,000	6,923
Total noninterest expense	$482,000	6,234
Salaries and employee benefits	$293,000	5,853
Premises and equipment expense	$23,000	8,021
Additional noninterest expense	$166,000	5,678
Pre-tax net operating income	$587,000	3,279
Securities gains (losses)	$0	1,685
Applicable income taxes	$133,000	3,303
Income before extraordinary items	$454,000	3,284
Extraordinary gains, net	$0	24
Net income	$454,000	3,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	1,489
Cash dividends	$260,000	1,911
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$454,000	3,244
2004-12-31 (YTD Data)		Rank
Total interest income	$5,467,000	4,556
Total interest expense	$1,348,000	4,795
Net interest income	$4,119,000	4,384
Provision for loan and lease losses	$310,000	2,840
Total noninterest income	$214,000	7,034
Gross Fiduciary activities income	$50,000	1,060
Service charges on deposit accounts	$66,000	7,023
Trading account gains and fees	$0	138
Additional Noninterest Income	$98,000	6,463
Total noninterest expense	$2,310,000	5,544
Salaries and employee benefits	$1,235,000	5,607
Premises and equipment expense	$109,000	7,856
Additional noninterest expense	$966,000	4,471
Pre-tax net operating income	$1,713,000	3,900
Securities gains (losses)	$6,000	3,079
Applicable income taxes	$419,000	3,641
Income before extraordinary items	$1,300,000	3,982
Extraordinary gains, net	$0	34
Net income	$1,300,000	3,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,696
Cash dividends	$840,000	2,634
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,295,440	3,946
2004-09-30 (YTD Data)		Rank
Total interest income	$4,046,000	4,582
Total interest expense	$979,000	4,843
Net interest income	$3,067,000	4,395
Provision for loan and lease losses	$310,000	2,218
Total noninterest income	$134,000	7,389
Gross Fiduciary activities income	$7,000	1,302
Service charges on deposit accounts	$49,000	7,079
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	6,347
Total noninterest expense	$1,688,000	5,603
Salaries and employee benefits	$875,000	5,741
Premises and equipment expense	$93,000	7,655
Additional noninterest expense	$720,000	4,425
Pre-tax net operating income	$1,203,000	4,146
Securities gains (losses)	$4,000	3,145
Applicable income taxes	$381,000	3,388
Income before extraordinary items	$826,000	4,533
Extraordinary gains, net	$0	26
Net income	$826,000	4,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,559
Cash dividends	$260,000	3,639
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$823,280	4,463
2004-06-30 (YTD Data)		Rank
Total interest income	$2,644,000	4,644
Total interest expense	$636,000	4,929
Net interest income	$2,008,000	4,465
Provision for loan and lease losses	$310,000	1,489
Total noninterest income	$98,000	7,281
Gross Fiduciary activities income	$6,000	1,267
Service charges on deposit accounts	$32,000	7,125
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$1,086,000	5,742
Salaries and employee benefits	$594,000	5,726
Premises and equipment expense	$48,000	8,038
Additional noninterest expense	$444,000	4,721
Pre-tax net operating income	$710,000	4,418
Securities gains (losses)	$5,000	2,738
Applicable income taxes	$240,000	3,459
Income before extraordinary items	$475,000	4,864
Extraordinary gains, net	$0	21
Net income	$475,000	4,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,035
Cash dividends	$260,000	3,089
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$471,700	4,801
2004-03-31 (YTD Data)		Rank
Total interest income	$1,300,000	4,719
Total interest expense	$324,000	4,940
Net interest income	$976,000	4,557
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$46,000	7,355
Gross Fiduciary activities income	$1,000	1,344
Service charges on deposit accounts	$16,000	7,105
Trading account gains and fees	$0	121
Additional Noninterest Income	$29,000	6,170
Total noninterest expense	$491,000	6,096
Salaries and employee benefits	$277,000	5,980
Premises and equipment expense	$55,000	6,556
Additional noninterest expense	$159,000	5,819
Pre-tax net operating income	$501,000	3,521
Securities gains (losses)	$5,000	2,336
Applicable income taxes	$120,000	3,488
Income before extraordinary items	$386,000	3,604
Extraordinary gains, net	$0	16
Net income	$386,000	3,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,014
Cash dividends	$260,000	1,884
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$382,200	3,510
2003-12-31 (YTD Data)		Rank
Total interest income	$5,141,000	4,797
Total interest expense	$1,514,000	4,841
Net interest income	$3,627,000	4,676
Provision for loan and lease losses	$150,000	4,567
Total noninterest income	$250,000	6,948
Gross Fiduciary activities income	$63,000	1,047
Service charges on deposit accounts	$57,000	7,321
Trading account gains and fees	$0	160
Additional Noninterest Income	$130,000	6,086
Total noninterest expense	$2,053,000	5,905
Salaries and employee benefits	$1,164,000	5,746
Premises and equipment expense	$384,000	4,871
Additional noninterest expense	$505,000	6,527
Pre-tax net operating income	$1,674,000	3,822
Securities gains (losses)	$0	4,500
Applicable income taxes	$361,000	3,974
Income before extraordinary items	$1,313,000	3,887
Extraordinary gains, net	$0	54
Net income	$1,313,000	3,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	4,187
Cash dividends	$820,000	2,631
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,313,000	3,721
2003-09-30 (YTD Data)		Rank
Total interest income	$3,827,000	4,880
Total interest expense	$1,172,000	4,887
Net interest income	$2,655,000	4,765
Provision for loan and lease losses	$120,000	4,343
Total noninterest income	$153,000	7,369
Gross Fiduciary activities income	$17,000	1,211
Service charges on deposit accounts	$43,000	7,379
Trading account gains and fees	$0	153
Additional Noninterest Income	$93,000	6,209
Total noninterest expense	$1,428,000	6,110
Salaries and employee benefits	$820,000	5,939
Premises and equipment expense	$94,000	7,751
Additional noninterest expense	$514,000	5,542
Pre-tax net operating income	$1,260,000	3,941
Securities gains (losses)	$0	4,204
Applicable income taxes	$316,000	3,818
Income before extraordinary items	$944,000	4,132
Extraordinary gains, net	$0	40
Net income	$944,000	4,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,634
Cash dividends	$260,000	3,673
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$944,000	3,957
2003-06-30 (YTD Data)		Rank
Total interest income	$2,547,000	4,929
Total interest expense	$802,000	4,922
Net interest income	$1,745,000	4,815
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$87,000	7,636
Gross Fiduciary activities income	$1,000	1,488
Service charges on deposit accounts	$28,000	7,416
Trading account gains and fees	$0	150
Additional Noninterest Income	$58,000	6,303
Total noninterest expense	$877,000	6,414
Salaries and employee benefits	$529,000	6,050
Premises and equipment expense	$46,000	8,198
Additional noninterest expense	$302,000	5,958
Pre-tax net operating income	$865,000	3,858
Securities gains (losses)	$0	3,782
Applicable income taxes	$221,000	3,773
Income before extraordinary items	$644,000	4,089
Extraordinary gains, net	$0	30
Net income	$644,000	4,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,562
Cash dividends	$260,000	3,076
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$644,000	3,905
2003-03-31 (YTD Data)		Rank
Total interest income	$1,283,000	4,921
Total interest expense	$411,000	4,954
Net interest income	$872,000	4,794
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$44,000	7,584
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$13,000	7,452
Trading account gains and fees	$0	134
Additional Noninterest Income	$31,000	6,166
Total noninterest expense	$439,000	6,434
Salaries and employee benefits	$261,000	6,101
Premises and equipment expense	$26,000	8,056
Additional noninterest expense	$152,000	5,884
Pre-tax net operating income	$432,000	3,858
Securities gains (losses)	$0	2,891
Applicable income taxes	$109,000	3,790
Income before extraordinary items	$323,000	4,036
Extraordinary gains, net	$0	21
Net income	$323,000	4,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,019
Cash dividends	$260,000	1,912
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$323,000	3,843
2002-12-31 (YTD Data)		Rank
Total interest income	$5,328,000	4,952
Total interest expense	$1,856,000	5,060
Net interest income	$3,472,000	4,780
Provision for loan and lease losses	$155,000	4,849
Total noninterest income	$206,000	7,246
Gross Fiduciary activities income	$46,000	1,128
Service charges on deposit accounts	$49,000	7,550
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	6,234
Total noninterest expense	$1,909,000	6,038
Salaries and employee benefits	$1,102,000	5,800
Premises and equipment expense	$120,000	7,886
Additional noninterest expense	$687,000	5,470
Pre-tax net operating income	$1,614,000	3,916
Securities gains (losses)	$5,000	3,957
Applicable income taxes	$410,000	3,838
Income before extraordinary items	$1,209,000	4,067
Extraordinary gains, net	$0	70
Net income	$1,209,000	4,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,589
Cash dividends	$825,000	2,597
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,205,250	3,969
2001-12-31 (YTD Data)		Rank
Total interest income	$5,409,000	5,343
Total interest expense	$2,441,000	5,472
Net interest income	$2,968,000	5,120
Provision for loan and lease losses	$-143,000	9,548
Total noninterest income	$171,000	7,620
Gross Fiduciary activities income	$37,000	1,191
Service charges on deposit accounts	$43,000	7,739
Trading account gains and fees	$0	177
Additional Noninterest Income	$91,000	6,630
Total noninterest expense	$1,918,000	5,893
Salaries and employee benefits	$1,054,000	5,805
Premises and equipment expense	$299,000	5,528
Additional noninterest expense	$565,000	6,060
Pre-tax net operating income	$1,364,000	4,105
Securities gains (losses)	$6,000	3,836
Applicable income taxes	$251,000	4,606
Income before extraordinary items	$1,119,000	3,985
Extraordinary gains, net	$0	105
Net income	$1,119,000	3,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-181,000	9,551
Cash dividends	$800,000	2,618
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,114,080	3,876
2000-12-31 (YTD Data)		Rank
Total interest income	$4,606,000	6,014
Total interest expense	$2,199,000	5,979
Net interest income	$2,407,000	5,950
Provision for loan and lease losses	$72,000	5,921
Total noninterest income	$188,000	7,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$38,000	7,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	5,472
Total noninterest expense	$1,309,000	7,220
Salaries and employee benefits	$756,000	6,939
Premises and equipment expense	$175,000	7,161
Additional noninterest expense	$378,000	7,332
Pre-tax net operating income	$1,214,000	4,688
Securities gains (losses)	$-253,000	9,613
Applicable income taxes	$148,000	5,946
Income before extraordinary items	$813,000	4,998
Extraordinary gains, net	$0	38
Net income	$813,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,307
Cash dividends	$760,000	2,747
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,028,050	4,306
1999-12-31 (YTD Data)		Rank
Total interest income	$4,020,000	6,347
Total interest expense	$1,823,000	6,312
Net interest income	$2,197,000	6,284
Provision for loan and lease losses	$517,000	1,723
Total noninterest income	$164,000	7,923
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	8,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	5,870
Total noninterest expense	$1,015,000	8,087
Salaries and employee benefits	$601,000	7,753
Premises and equipment expense	$145,000	7,752
Additional noninterest expense	$269,000	8,389
Pre-tax net operating income	$829,000	5,827
Securities gains (losses)	$9,000	1,806
Applicable income taxes	$191,000	5,803
Income before extraordinary items	$647,000	5,687
Extraordinary gains, net	$0	35
Net income	$647,000	5,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$517,000	1,191
Cash dividends	$950,000	2,379
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$640,070	5,686
1998-12-31 (YTD Data)		Rank
Total interest income	$4,282,000	6,237
Total interest expense	$1,985,000	6,210
Net interest income	$2,297,000	6,134
Provision for loan and lease losses	$6,000	8,399
Total noninterest income	$130,000	8,543
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	8,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,070
Total noninterest expense	$966,000	8,226
Salaries and employee benefits	$583,000	7,857
Premises and equipment expense	$133,000	8,008
Additional noninterest expense	$250,000	8,607
Pre-tax net operating income	$1,455,000	4,277
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$395,000	4,451
Income before extraordinary items	$1,064,000	4,291
Extraordinary gains, net	$0	32
Net income	$1,064,000	4,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,392
Cash dividends	$900,000	2,389
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,061,080	4,206
1997-12-31 (YTD Data)		Rank
Total interest income	$4,189,000	6,483
Total interest expense	$1,961,000	6,335
Net interest income	$2,228,000	6,479
Provision for loan and lease losses	$-22,000	10,647
Total noninterest income	$139,000	8,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	8,616
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	6,866
Total noninterest expense	$934,000	8,575
Salaries and employee benefits	$575,000	8,084
Premises and equipment expense	$133,000	8,167
Additional noninterest expense	$226,000	9,113
Pre-tax net operating income	$1,455,000	4,605
Securities gains (losses)	$0	3,944
Applicable income taxes	$385,000	4,993
Income before extraordinary items	$1,070,000	4,451
Extraordinary gains, net	$0	44
Net income	$1,070,000	4,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	10,246
Cash dividends	$900,000	2,364
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,070,000	4,389
1996-12-31 (YTD Data)		Rank
Total interest income	$4,048,000	6,819
Total interest expense	$1,874,000	6,672
Net interest income	$2,174,000	6,814
Provision for loan and lease losses	$1,000	9,010
Total noninterest income	$126,000	9,423
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	9,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,617
Total noninterest expense	$962,000	8,815
Salaries and employee benefits	$647,000	7,862
Premises and equipment expense	$114,000	8,934
Additional noninterest expense	$201,000	9,927
Pre-tax net operating income	$1,337,000	4,743
Securities gains (losses)	$5,000	2,986
Applicable income taxes	$393,000	4,943
Income before extraordinary items	$949,000	4,687
Extraordinary gains, net	$0	53
Net income	$949,000	4,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$850,000	2,385
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$945,450	4,655
1995-12-31 (YTD Data)		Rank
Total interest income	$4,029,000	6,962
Total interest expense	$1,931,000	6,625
Net interest income	$2,098,000	7,085
Provision for loan and lease losses	$23,000	7,541
Total noninterest income	$131,000	9,641
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$30,000	9,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,205
Total noninterest expense	$1,012,000	8,897
Salaries and employee benefits	$632,000	8,167
Premises and equipment expense	$112,000	9,254
Additional noninterest expense	$268,000	9,622
Pre-tax net operating income	$1,194,000	5,257
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$293,000	6,091
Income before extraordinary items	$904,000	4,975
Extraordinary gains, net	$0	65
Net income	$904,000	4,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,445
Cash dividends	$850,000	2,314
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$901,720	4,969
1994-12-31 (YTD Data)		Rank
Total interest income	$3,650,000	7,131
Total interest expense	$1,489,000	6,923
Net interest income	$2,161,000	7,172
Provision for loan and lease losses	$-46,000	11,975
Total noninterest income	$104,000	10,637
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$25,000	10,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	8,286
Total noninterest expense	$1,011,000	9,298
Salaries and employee benefits	$617,000	8,506
Premises and equipment expense	$109,000	9,741
Additional noninterest expense	$285,000	10,131
Pre-tax net operating income	$1,300,000	4,944
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$280,000	6,120
Income before extraordinary items	$1,019,000	4,477
Extraordinary gains, net	$0	249
Net income	$1,019,000	4,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	11,837
Cash dividends	$850,000	2,174
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,019,780	4,512
1993-12-31 (YTD Data)		Rank
Total interest income	$3,545,000	7,471
Total interest expense	$1,468,000	7,314
Net interest income	$2,077,000	7,465
Provision for loan and lease losses	$27,000	8,602
Total noninterest income	$99,000	11,344
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	9,332
Total noninterest expense	$981,000	9,818
Salaries and employee benefits	$605,000	8,761
Premises and equipment expense	$100,000	10,444
Additional noninterest expense	$276,000	10,747
Pre-tax net operating income	$1,168,000	5,281
Securities gains (losses)	$21,000	4,601
Applicable income taxes	$257,000	6,681
Income before extraordinary items	$932,000	4,958
Extraordinary gains, net	$0	3,149
Net income	$932,000	5,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	7,224
Cash dividends	$800,000	2,140
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$915,620	4,804
1992-12-31 (YTD Data)		Rank
Total interest income	$3,815,000	7,748
Total interest expense	$1,711,000	7,861
Net interest income	$2,104,000	7,486
Provision for loan and lease losses	$-22,000	13,540
Total noninterest income	$158,000	10,333
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$88,000	8,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	9,281
Total noninterest expense	$937,000	10,271
Salaries and employee benefits	$593,000	8,865
Premises and equipment expense	$86,000	11,263
Additional noninterest expense	$258,000	11,433
Pre-tax net operating income	$1,347,000	4,481
Securities gains (losses)	$25,000	5,285
Applicable income taxes	$305,000	5,864
Income before extraordinary items	$1,067,000	4,257
Extraordinary gains, net	$0	1,422
Net income	$1,067,000	4,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	13,128
Cash dividends	$800,000	1,894
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,047,500	4,011

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.