Home > PeoplesBank, a Codorus Valley Company > Net charge- offs to loans
PeoplesBank, a Codorus Valley Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0961% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 4,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0700% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3233% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2200% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1878% | 58 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1285% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 4,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1393% | 4,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3658% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0675% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0675% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2702% | 54 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2063% | 4,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3547% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2154% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5464% | 52 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3887% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1050% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0281% | 4,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0281% | 4,072 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0076% | 6 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3129% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2884% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5276% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5483% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0151% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3398% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3675% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6604% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1727% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1150% | 4,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1150% | 4,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5051% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0549% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0939% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1480% | 4,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1480% | 4,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5094% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7925% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1754% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 4,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1005% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1005% | 4,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0992% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 3,901 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5871% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2261% | 1,058 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3265% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0875% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0875% | 4,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2972% | 1,057 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4409% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0571% | 3,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0571% | 3,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4340% | 1,036 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2197% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2197% | 4,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9313% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0648% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1417% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3424% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1057% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1276% | 4,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1276% | 4,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2081% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2050% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5511% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2891% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0723% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3874% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4785% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1684% | 4,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1684% | 4,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5591% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.1215% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5046% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1875% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1875% | 4,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0404% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.2428% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.6068% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3051% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3051% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0709% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7757% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7757% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1075% | 34 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0949% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0397% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6098% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1315% | 27 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2154% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0343% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5413% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5413% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1757% | 19 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4895% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4895% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3440% | 12 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0985% | 4,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1128% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0026% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0026% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1312% | 4,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0445% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1460% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1460% | 254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 4,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1986% | 4,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8375% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8375% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0515% | 4,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1438% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1438% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1833% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1823% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.9286% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6857% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6857% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1975% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 1.2487% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2641% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2641% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1931% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1931% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0815% | 5,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1242% | 5,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3204% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 3,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1787% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1657% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1657% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3048% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2508% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3471% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3471% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0788% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4674% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2672% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0603% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0603% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3081% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4719% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5410% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1704% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1704% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1799% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.4119% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3605% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0441% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5381% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2607% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0161% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0161% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1201% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3290% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4819% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7100% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7100% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4894% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7216% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4753% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3565% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3565% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2606% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 5,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9167% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1795% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3678% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6399% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6670% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6670% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0762% | 973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 1,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 2,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1224% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 2,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6612% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 3,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 2,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.1011% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0480% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 5,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8959% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8958% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.1490% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1033% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0844% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 5,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5141% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5141% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3563% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1840% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4926% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0676% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1874% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1874% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 2,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3278% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1401% | 1,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4683% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1839% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1839% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 1,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4211% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1634% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6097% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6550% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6550% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 2,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1299% | 1,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4324% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1879% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6085% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9086% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9086% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 2,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1821% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4189% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 5,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0902% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0902% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 5,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 3,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4186% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2913% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4994% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3271% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8790% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8790% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4695% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0038% | 65 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 5,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 2,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4970% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3579% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5832% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4532% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0522% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0520% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6099% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1929% | 63 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 6,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 2,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4262% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4146% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4332% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 5,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4838% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4838% | 1,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9123% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 3,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1675% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2664% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 5,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0941% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0941% | 2,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5736% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5096% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0938% | 2,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8866% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1906% | 3,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2776% | 1,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 3,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5404% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3819% | 3,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3631% | 2,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0971% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7589% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6758% | 2,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.1274% | 2,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1787% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 2,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0847% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4808% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4496% | 2,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1518% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3250% | 2,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4664% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2425% | 2,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7977% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6096% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5542% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1975% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1639% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5884% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9844% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3564% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4869% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9280% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8009% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4058% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3913% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4228% | 3,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.8775% | 2,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4910% | 2,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1515% | 3,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0551% | 1,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2033% | 3,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2440% | 3,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2459% | 4,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1054% | 159 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5099% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5588% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 1.1464% | 2,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6562% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 3,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0746% | 1,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2434% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 3,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3120% | 3,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1518% | 136 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6646% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7289% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 1.2298% | 1,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9832% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 3,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2393% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2899% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3957% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1432% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1762% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 6,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9983% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 5,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 4,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.3236% | 3,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 3,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0390% | 1,869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6313% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1281% | 5,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6883% | 132 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 5,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 2,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5790% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 1,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8186% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 7,092 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2056% | 7,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1684% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 2,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5440% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0850% | 1,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7460% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 7,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0261% | 5,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 3,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2432% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1717% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2740% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 7,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2085% | 7,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 5,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 3,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.5818% | 1,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 3,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0599% | 1,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 7,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6873% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1347% | 7,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.7887% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 7,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2014% | 7,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 1.2177% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0627% | 7,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9074% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3065% | 7,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 7,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 7,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0515% | 3,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1987% | 8,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1264% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 3,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6059% | 8,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0276% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2607% | 8,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1500% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5131% | 8,122 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0559% | 7,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4024% | 8,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2657% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 7,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 7,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2374% | 8,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0844% | 4,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8015% | 8,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 7,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -10.6886% | 8,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7520% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 5,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 2,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6092% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2028% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2143% | 7,785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0445% | 7,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1605% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8458% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1766% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2253% | 7,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2296% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 7,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 8,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 8,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2731% | 7,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0601% | 4,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3812% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 7,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 8,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 8,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2501% | 7,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 3,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 5,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6435% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2071% | 7,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6477% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 4,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1481% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8642% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1689% | 7,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6382% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 7,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9452% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2488% | 7,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 8,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 8,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 8,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0788% | 8,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1582% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0405% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 8,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 8,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0850% | 8,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1078% | 8,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2810% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4243% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0805% | 8,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0485% | 8,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1769% | 8,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2012% | 8,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7523% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7633% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 7,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1360% | 8,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4019% | 8,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4541% | 8,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8866% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7861% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 2,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2018% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4941% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7912% | 3,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2746% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3109% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1366% | 8,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7499% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4261% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4834% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2036% | 8,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2580% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 8,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 8,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4367% | 8,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4581% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3773% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 8,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4481% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6506% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2046% | 5,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2107% | 3,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7417% | 3,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 6,576 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6740% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 6,661 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |