Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,894,000 | 2,759 |
| Total interest expense | $5,565,000 | 2,680 |
| Net interest income | $6,329,000 | 2,750 |
| Provision for loan and lease losses | $626,000 | 1,454 |
| Total noninterest income | $1,762,000 | 1,954 |
| Gross Fiduciary activities income | $223,000 | 874 |
| Service charges on deposit accounts | $367,000 | 3,476 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,172,000 | 1,580 |
| Total noninterest expense | $6,401,000 | 2,017 |
| Salaries and employee benefits | $1,655,000 | 3,914 |
| Premises and equipment expense | $683,000 | 2,808 |
| Additional noninterest expense | $4,063,000 | 1,114 |
| Pre-tax net operating income | $1,064,000 | 5,640 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $376,000 | 5,079 |
| Income before extraordinary items | $686,000 | 5,963 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $686,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 910 |
| Cash dividends | $6,000,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $687,300 | 5,915 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,525,000 | 1,632 |
| Total interest expense | $11,359,000 | 1,425 |
| Net interest income | $9,166,000 | 1,962 |
| Provision for loan and lease losses | $436,000 | 1,943 |
| Total noninterest income | $9,909,000 | 588 |
| Gross Fiduciary activities income | $186,000 | 990 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,276,000 | 445 |
| Total noninterest expense | $11,552,000 | 1,243 |
| Salaries and employee benefits | $2,580,000 | 2,597 |
| Premises and equipment expense | $927,000 | 2,150 |
| Additional noninterest expense | $8,045,000 | 797 |
| Pre-tax net operating income | $7,087,000 | 1,053 |
| Securities gains (losses) | $-1,387,000 | 11,418 |
| Applicable income taxes | $3,204,000 | 824 |
| Income before extraordinary items | $2,496,000 | 1,982 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,496,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,299 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,383,680 | 1,418 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,842,000 | 1,380 |
| Total interest expense | $13,709,000 | 1,209 |
| Net interest income | $11,133,000 | 1,613 |
| Provision for loan and lease losses | $614,000 | 1,320 |
| Total noninterest income | $1,369,000 | 2,444 |
| Gross Fiduciary activities income | $164,000 | 1,050 |
| Service charges on deposit accounts | $323,000 | 4,031 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $882,000 | 1,965 |
| Total noninterest expense | $10,668,000 | 1,327 |
| Salaries and employee benefits | $4,572,000 | 1,451 |
| Premises and equipment expense | $1,087,000 | 1,859 |
| Additional noninterest expense | $5,009,000 | 1,122 |
| Pre-tax net operating income | $1,220,000 | 5,186 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $679,000 | 3,325 |
| Income before extraordinary items | $541,000 | 6,952 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $541,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,907 |
| Cash dividends | $8,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $541,000 | 6,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,606,000 | 1,225 |
| Total interest expense | $11,938,000 | 1,102 |
| Net interest income | $13,668,000 | 1,322 |
| Provision for loan and lease losses | $139,000 | 3,781 |
| Total noninterest income | $1,477,000 | 2,332 |
| Gross Fiduciary activities income | $55,000 | 1,286 |
| Service charges on deposit accounts | $324,000 | 4,092 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,098,000 | 1,734 |
| Total noninterest expense | $10,949,000 | 1,342 |
| Salaries and employee benefits | $4,082,000 | 1,639 |
| Premises and equipment expense | $1,282,000 | 1,608 |
| Additional noninterest expense | $5,585,000 | 1,072 |
| Pre-tax net operating income | $4,057,000 | 1,746 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,524,000 | 1,541 |
| Income before extraordinary items | $2,533,000 | 1,924 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,533,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,533,000 | 1,922 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,160,000 | 1,265 |
| Total interest expense | $12,652,000 | 1,064 |
| Net interest income | $12,508,000 | 1,453 |
| Provision for loan and lease losses | $449,000 | 2,276 |
| Total noninterest income | $1,501,000 | 2,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,501,000 | 1,554 |
| Total noninterest expense | $8,921,000 | 1,700 |
| Salaries and employee benefits | $3,640,000 | 1,841 |
| Premises and equipment expense | $993,000 | 2,064 |
| Additional noninterest expense | $4,288,000 | 1,428 |
| Pre-tax net operating income | $4,639,000 | 1,512 |
| Securities gains (losses) | $2,179,000 | 295 |
| Applicable income taxes | $2,386,000 | 1,048 |
| Income before extraordinary items | $4,432,000 | 1,162 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,432,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,539 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,015,650 | 1,585 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,683,000 | 1,371 |
| Total interest expense | $15,916,000 | 1,128 |
| Net interest income | $10,767,000 | 1,707 |
| Provision for loan and lease losses | $1,916,000 | 1,195 |
| Total noninterest income | $2,809,000 | 1,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,809,000 | 1,002 |
| Total noninterest expense | $8,412,000 | 1,806 |
| Salaries and employee benefits | $3,379,000 | 1,937 |
| Premises and equipment expense | $796,000 | 2,612 |
| Additional noninterest expense | $4,237,000 | 1,527 |
| Pre-tax net operating income | $3,248,000 | 1,913 |
| Securities gains (losses) | $1,110,000 | 597 |
| Applicable income taxes | $1,748,000 | 1,265 |
| Income before extraordinary items | $2,610,000 | 1,750 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,610,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,919,000 | 613 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,899,600 | 2,235 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.