Peoples Bank & Trust Company of Hazard, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,267,0002,253
Total interest expense$4,891,0002,035
Net interest income$10,376,0002,339
Provision for loan and lease losses$98,0002,485
Total noninterest income$1,635,0002,226
Gross Fiduciary activities income$17,000832
Service charges on deposit accounts$473,0001,705
Trading account gains and fees$0123
Additional Noninterest Income$1,145,0002,153
Total noninterest expense$8,750,0002,202
Salaries and employee benefits$3,868,0002,574
Premises and equipment expense$1,311,0001,698
Additional noninterest expense$1,145,0002,153
Pre-tax net operating income$3,163,0002,459
Securities gains (losses)$-608,0004,221
Applicable income taxes$577,0001,804
Income before extraordinary items$1,978,0002,802
Extraordinary gains, net$054
Net income$1,978,0002,830
Minority interest net income$088
Net income of bank and minority interests.$1,978,0002,804
Net charge-offs$48,0001,825
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,458,3202,575
2023-09-30 (YTD Data)Rank
Total interest income$11,060,0002,278
Total interest expense$3,124,0002,119
Net interest income$7,936,0002,320
Provision for loan and lease losses$100,0002,122
Total noninterest income$1,196,0002,231
Gross Fiduciary activities income$12,000825
Service charges on deposit accounts$312,0001,855
Trading account gains and fees$0125
Additional Noninterest Income$872,0002,128
Total noninterest expense$6,530,0002,206
Salaries and employee benefits$2,828,0002,604
Premises and equipment expense$1,044,0001,619
Additional noninterest expense$872,0002,128
Pre-tax net operating income$2,502,0002,448
Securities gains (losses)$-48,0003,810
Applicable income taxes$299,0002,115
Income before extraordinary items$2,155,0002,433
Extraordinary gains, net$052
Net income$2,155,0002,456
Minority interest net income$081
Net income of bank and minority interests.$2,155,0002,435
Net charge-offs$15,0002,004
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,197,2402,424
2023-06-30 (YTD Data)Rank
Total interest income$7,092,0002,311
Total interest expense$1,680,0002,213
Net interest income$5,412,0002,303
Provision for loan and lease losses$100,0001,805
Total noninterest income$719,0002,295
Gross Fiduciary activities income$7,000821
Service charges on deposit accounts$215,0001,811
Trading account gains and fees$0112
Additional Noninterest Income$497,0002,208
Total noninterest expense$4,313,0002,206
Salaries and employee benefits$1,872,0002,616
Premises and equipment expense$718,0001,589
Additional noninterest expense$497,0002,205
Pre-tax net operating income$1,718,0002,436
Securities gains (losses)$-48,0004,071
Applicable income taxes$253,0001,976
Income before extraordinary items$1,417,0002,462
Extraordinary gains, net$051
Net income$1,417,0002,491
Minority interest net income$081
Net income of bank and minority interests.$1,417,0002,462
Net charge-offs$11,0001,777
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,457,8002,449
2023-03-31 (YTD Data)Rank
Total interest income$3,410,0002,347
Total interest expense$702,0002,233
Net interest income$2,708,0002,304
Provision for loan and lease losses$02,612
Total noninterest income$330,0002,382
Gross Fiduciary activities income$4,000834
Service charges on deposit accounts$106,0001,841
Trading account gains and fees$097
Additional Noninterest Income$220,0002,329
Total noninterest expense$2,156,0002,243
Salaries and employee benefits$900,0002,704
Premises and equipment expense$355,0001,629
Additional noninterest expense$220,0002,329
Pre-tax net operating income$882,0002,456
Securities gains (losses)$1,000883
Applicable income taxes$165,0001,808
Income before extraordinary items$718,0002,499
Extraordinary gains, net$04
Net income$718,0002,500
Minority interest net income$048
Net income of bank and minority interests.$718,0002,499
Net charge-offs$7,0001,486
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$717,1902,521
2022-12-31 (YTD Data)Rank
Total interest income$11,042,0002,396
Total interest expense$1,420,0001,979
Net interest income$9,622,0002,421
Provision for loan and lease losses$482,0001,251
Total noninterest income$1,637,0002,238
Gross Fiduciary activities income$19,000863
Service charges on deposit accounts$478,0001,736
Trading account gains and fees$0116
Additional Noninterest Income$1,140,0002,197
Total noninterest expense$8,418,0002,227
Salaries and employee benefits$3,454,0002,719
Premises and equipment expense$1,422,0001,587
Additional noninterest expense$1,140,0002,197
Pre-tax net operating income$2,359,0002,935
Securities gains (losses)$0691
Applicable income taxes$-295,0004,640
Income before extraordinary items$2,654,0002,600
Extraordinary gains, net$05
Net income$2,654,0002,597
Minority interest net income$063
Net income of bank and minority interests.$2,654,0002,599
Net charge-offs$-972,0004,658
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,654,0002,634
2022-09-30 (YTD Data)Rank
Total interest income$7,695,0002,444
Total interest expense$979,0001,793
Net interest income$6,716,0002,499
Provision for loan and lease losses$300,0001,228
Total noninterest income$1,494,0002,076
Gross Fiduciary activities income$15,000851
Service charges on deposit accounts$375,0001,697
Trading account gains and fees$0111
Additional Noninterest Income$1,104,0001,948
Total noninterest expense$6,065,0002,280
Salaries and employee benefits$2,566,0002,732
Premises and equipment expense$1,059,0001,603
Additional noninterest expense$1,104,0001,948
Pre-tax net operating income$1,845,0002,877
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$1,845,0002,693
Extraordinary gains, net$04
Net income$1,845,0002,691
Minority interest net income$057
Net income of bank and minority interests.$1,845,0002,692
Net charge-offs$-729,0004,667
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,845,0002,728
2022-06-30 (YTD Data)Rank
Total interest income$4,738,0002,511
Total interest expense$586,0001,767
Net interest income$4,152,0002,567
Provision for loan and lease losses$300,000908
Total noninterest income$1,024,0002,038
Gross Fiduciary activities income$11,000800
Service charges on deposit accounts$248,0001,701
Trading account gains and fees$0108
Additional Noninterest Income$765,0001,960
Total noninterest expense$3,761,0002,378
Salaries and employee benefits$1,628,0002,805
Premises and equipment expense$692,0001,644
Additional noninterest expense$1,441,0002,067
Pre-tax net operating income$1,115,0002,887
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,115,0002,701
Extraordinary gains, net$04
Net income$1,115,0002,699
Minority interest net income$060
Net income of bank and minority interests.$1,115,0002,701
Net charge-offs$-862,0004,721
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,115,0002,735
2022-03-31 (YTD Data)Rank
Total interest income$2,191,0002,579
Total interest expense$265,0001,844
Net interest income$1,926,0002,638
Provision for loan and lease losses$200,000654
Total noninterest income$369,0002,350
Gross Fiduciary activities income$7,000786
Service charges on deposit accounts$123,0001,689
Trading account gains and fees$0103
Additional Noninterest Income$239,0002,406
Total noninterest expense$1,841,0002,419
Salaries and employee benefits$758,0002,916
Premises and equipment expense$356,0001,626
Additional noninterest expense$727,0002,039
Pre-tax net operating income$254,0003,584
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$254,0003,427
Extraordinary gains, net$04
Net income$254,0003,426
Minority interest net income$050
Net income of bank and minority interests.$254,0003,427
Net charge-offs$55,000643
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$254,0003,450
2021-12-31 (YTD Data)Rank
Total interest income$8,075,0002,803
Total interest expense$1,126,0002,046
Net interest income$6,949,0002,858
Provision for loan and lease losses$1,327,000439
Total noninterest income$886,0003,110
Gross Fiduciary activities income$28,000807
Service charges on deposit accounts$407,0001,841
Trading account gains and fees$0132
Additional Noninterest Income$451,0003,350
Total noninterest expense$8,072,0002,272
Salaries and employee benefits$3,131,0002,871
Premises and equipment expense$1,806,0001,314
Additional noninterest expense$3,135,0001,910
Pre-tax net operating income$-1,564,0004,809
Securities gains (losses)$459,000386
Applicable income taxes$03,710
Income before extraordinary items$-1,105,0004,796
Extraordinary gains, net$010
Net income$-1,105,0004,796
Minority interest net income$074
Net income of bank and minority interests.$-1,105,0004,796
Net charge-offs$2,152,000274
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-1,564,0004,806
2021-09-30 (YTD Data)Rank
Total interest income$6,057,0002,858
Total interest expense$858,0002,105
Net interest income$5,199,0002,909
Provision for loan and lease losses$936,000479
Total noninterest income$844,0002,894
Gross Fiduciary activities income$23,000788
Service charges on deposit accounts$291,0001,896
Trading account gains and fees$0132
Additional Noninterest Income$530,0003,010
Total noninterest expense$6,081,0002,274
Salaries and employee benefits$2,338,0002,888
Premises and equipment expense$1,444,0001,264
Additional noninterest expense$2,299,0001,951
Pre-tax net operating income$-974,0004,880
Securities gains (losses)$454,000356
Applicable income taxes$03,719
Income before extraordinary items$-520,0004,846
Extraordinary gains, net$08
Net income$-520,0004,846
Minority interest net income$069
Net income of bank and minority interests.$-520,0004,846
Net charge-offs$38,0001,481
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-974,0004,872
2021-06-30 (YTD Data)Rank
Total interest income$4,058,0002,855
Total interest expense$598,0002,104
Net interest income$3,460,0002,917
Provision for loan and lease losses$371,000771
Total noninterest income$552,0002,885
Gross Fiduciary activities income$11,000812
Service charges on deposit accounts$188,0001,880
Trading account gains and fees$0133
Additional Noninterest Income$353,0002,988
Total noninterest expense$4,050,0002,271
Salaries and employee benefits$1,561,0002,886
Premises and equipment expense$958,0001,266
Additional noninterest expense$1,531,0001,934
Pre-tax net operating income$-409,0004,895
Securities gains (losses)$451,000294
Applicable income taxes$03,702
Income before extraordinary items$42,0004,711
Extraordinary gains, net$06
Net income$42,0004,711
Minority interest net income$067
Net income of bank and minority interests.$42,0004,711
Net charge-offs$34,0001,287
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-409,0004,892
2021-03-31 (YTD Data)Rank
Total interest income$1,963,0002,900
Total interest expense$324,0002,071
Net interest income$1,639,0002,968
Provision for loan and lease losses$150,000937
Total noninterest income$152,0003,511
Gross Fiduciary activities income$6,000813
Service charges on deposit accounts$102,0001,759
Trading account gains and fees$0127
Additional Noninterest Income$44,0004,087
Total noninterest expense$2,044,0002,234
Salaries and employee benefits$758,0002,921
Premises and equipment expense$484,0001,264
Additional noninterest expense$802,0001,831
Pre-tax net operating income$-403,0004,948
Securities gains (losses)$443,000205
Applicable income taxes$03,613
Income before extraordinary items$40,0004,637
Extraordinary gains, net$03
Net income$40,0004,637
Minority interest net income$055
Net income of bank and minority interests.$40,0004,637
Net charge-offs$24,0001,089
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-403,0004,940
2020-12-31 (YTD Data)Rank
Total interest income$8,434,0002,789
Total interest expense$1,667,0002,223
Net interest income$6,767,0002,866
Provision for loan and lease losses$1,279,0001,367
Total noninterest income$1,385,0002,515
Gross Fiduciary activities income$25,000832
Service charges on deposit accounts$431,0001,789
Trading account gains and fees$0133
Additional Noninterest Income$929,0002,561
Total noninterest expense$7,918,0002,290
Salaries and employee benefits$3,172,0002,849
Premises and equipment expense$1,638,0001,421
Additional noninterest expense$3,108,0001,862
Pre-tax net operating income$-1,045,0004,911
Securities gains (losses)$1,142,000335
Applicable income taxes$03,697
Income before extraordinary items$97,0004,667
Extraordinary gains, net$04
Net income$97,0004,667
Minority interest net income$072
Net income of bank and minority interests.$97,0004,667
Net charge-offs$967,000662
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-1,045,0004,908
2020-09-30 (YTD Data)Rank
Total interest income$6,313,0002,810
Total interest expense$1,316,0002,246
Net interest income$4,997,0002,896
Provision for loan and lease losses$650,0001,727
Total noninterest income$1,051,0002,463
Gross Fiduciary activities income$15,000824
Service charges on deposit accounts$308,0001,848
Trading account gains and fees$0125
Additional Noninterest Income$728,0002,452
Total noninterest expense$5,900,0002,276
Salaries and employee benefits$2,384,0002,830
Premises and equipment expense$1,215,0001,426
Additional noninterest expense$2,301,0001,869
Pre-tax net operating income$-502,0004,899
Securities gains (losses)$525,000477
Applicable income taxes$03,696
Income before extraordinary items$23,0004,765
Extraordinary gains, net$04
Net income$23,0004,764
Minority interest net income$065
Net income of bank and minority interests.$23,0004,764
Net charge-offs$341,000959
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-502,0004,896
2020-06-30 (YTD Data)Rank
Total interest income$4,279,0002,818
Total interest expense$941,0002,231
Net interest income$3,338,0002,918
Provision for loan and lease losses$300,0002,042
Total noninterest income$729,0002,381
Gross Fiduciary activities income$11,000826
Service charges on deposit accounts$210,0001,845
Trading account gains and fees$0123
Additional Noninterest Income$508,0002,355
Total noninterest expense$4,006,0002,245
Salaries and employee benefits$1,606,0002,829
Premises and equipment expense$899,0001,294
Additional noninterest expense$1,501,0001,882
Pre-tax net operating income$-239,0004,891
Securities gains (losses)$73,0001,116
Applicable income taxes$03,655
Income before extraordinary items$-166,0004,882
Extraordinary gains, net$04
Net income$-166,0004,882
Minority interest net income$065
Net income of bank and minority interests.$-166,0004,882
Net charge-offs$222,000957
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-239,0004,893
2020-03-31 (YTD Data)Rank
Total interest income$2,216,0002,757
Total interest expense$508,0002,265
Net interest income$1,708,0002,851
Provision for loan and lease losses$150,0001,627
Total noninterest income$379,0002,243
Gross Fiduciary activities income$6,000820
Service charges on deposit accounts$140,0001,712
Trading account gains and fees$0106
Additional Noninterest Income$233,0002,270
Total noninterest expense$2,067,0002,229
Salaries and employee benefits$827,0002,783
Premises and equipment expense$472,0001,244
Additional noninterest expense$768,0001,885
Pre-tax net operating income$-130,0004,895
Securities gains (losses)$74,000710
Applicable income taxes$03,513
Income before extraordinary items$-56,0004,818
Extraordinary gains, net$04
Net income$-56,0004,819
Minority interest net income$056
Net income of bank and minority interests.$-56,0004,818
Net charge-offs$48,0001,223
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-130,0004,889
2019-12-31 (YTD Data)Rank
Total interest income$9,604,0002,645
Total interest expense$1,984,0002,348
Net interest income$7,620,0002,709
Provision for loan and lease losses$1,122,000841
Total noninterest income$1,647,0002,189
Gross Fiduciary activities income$29,000841
Service charges on deposit accounts$571,0001,737
Trading account gains and fees$0135
Additional Noninterest Income$1,047,0002,192
Total noninterest expense$8,407,0002,168
Salaries and employee benefits$3,161,0002,837
Premises and equipment expense$2,239,0001,065
Additional noninterest expense$3,007,0001,921
Pre-tax net operating income$-262,0005,042
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$-262,0005,043
Extraordinary gains, net$011
Net income$-262,0005,045
Minority interest net income$076
Net income of bank and minority interests.$-262,0005,045
Net charge-offs$1,449,000523
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-262,0005,038
2019-09-30 (YTD Data)Rank
Total interest income$7,323,0002,656
Total interest expense$1,459,0002,396
Net interest income$5,864,0002,695
Provision for loan and lease losses$701,000901
Total noninterest income$1,327,0002,103
Gross Fiduciary activities income$19,000844
Service charges on deposit accounts$421,0001,766
Trading account gains and fees$0129
Additional Noninterest Income$887,0002,057
Total noninterest expense$6,198,0002,199
Salaries and employee benefits$2,367,0002,848
Premises and equipment expense$1,649,0001,091
Additional noninterest expense$2,182,0001,979
Pre-tax net operating income$292,0004,646
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$292,0004,629
Extraordinary gains, net$011
Net income$292,0004,628
Minority interest net income$072
Net income of bank and minority interests.$292,0004,628
Net charge-offs$785,000574
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$292,0004,609
2019-06-30 (YTD Data)Rank
Total interest income$4,855,0002,676
Total interest expense$959,0002,391
Net interest income$3,896,0002,719
Provision for loan and lease losses$354,0001,086
Total noninterest income$748,0002,270
Gross Fiduciary activities income$14,000833
Service charges on deposit accounts$274,0001,776
Trading account gains and fees$0131
Additional Noninterest Income$460,0002,304
Total noninterest expense$4,067,0002,233
Salaries and employee benefits$1,567,0002,883
Premises and equipment expense$1,091,0001,101
Additional noninterest expense$1,409,0002,049
Pre-tax net operating income$223,0004,622
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$223,0004,574
Extraordinary gains, net$011
Net income$223,0004,572
Minority interest net income$069
Net income of bank and minority interests.$223,0004,572
Net charge-offs$438,000622
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$223,0004,562
2019-03-31 (YTD Data)Rank
Total interest income$2,534,0002,609
Total interest expense$467,0002,403
Net interest income$2,067,0002,611
Provision for loan and lease losses$174,0001,056
Total noninterest income$347,0002,338
Gross Fiduciary activities income$8,000829
Service charges on deposit accounts$132,0001,819
Trading account gains and fees$0126
Additional Noninterest Income$207,0002,371
Total noninterest expense$1,984,0002,283
Salaries and employee benefits$779,0002,907
Premises and equipment expense$512,0001,170
Additional noninterest expense$693,0002,044
Pre-tax net operating income$256,0003,963
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$256,0003,817
Extraordinary gains, net$05
Net income$256,0003,815
Minority interest net income$052
Net income of bank and minority interests.$256,0003,816
Net charge-offs$219,000586
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$256,0003,817
2018-12-31 (YTD Data)Rank
Total interest income$9,710,0002,576
Total interest expense$1,721,0002,139
Net interest income$7,989,0002,653
Provision for loan and lease losses$6,271,000229
Total noninterest income$1,303,0002,503
Gross Fiduciary activities income$29,000885
Service charges on deposit accounts$690,0001,547
Trading account gains and fees$0126
Additional Noninterest Income$584,0002,872
Total noninterest expense$8,132,0002,216
Salaries and employee benefits$3,259,0002,803
Premises and equipment expense$2,174,0001,096
Additional noninterest expense$2,699,0002,098
Pre-tax net operating income$-5,111,0005,401
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-5,111,0005,394
Extraordinary gains, net$06
Net income$-5,111,0005,393
Minority interest net income$072
Net income of bank and minority interests.$-5,111,0005,393
Net charge-offs$7,935,000154
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-5,111,0005,395
2018-09-30 (YTD Data)Rank
Total interest income$7,210,0002,588
Total interest expense$1,261,0002,090
Net interest income$5,949,0002,675
Provision for loan and lease losses$6,089,000178
Total noninterest income$984,0002,530
Gross Fiduciary activities income$19,000871
Service charges on deposit accounts$523,0001,546
Trading account gains and fees$0138
Additional Noninterest Income$442,0002,905
Total noninterest expense$6,075,0002,219
Salaries and employee benefits$2,477,0002,793
Premises and equipment expense$1,558,0001,135
Additional noninterest expense$2,040,0002,091
Pre-tax net operating income$-5,231,0005,477
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-5,231,0005,470
Extraordinary gains, net$05
Net income$-5,231,0005,469
Minority interest net income$066
Net income of bank and minority interests.$-5,231,0005,469
Net charge-offs$7,537,000132
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-5,231,0005,470
2018-06-30 (YTD Data)Rank
Total interest income$4,668,0002,632
Total interest expense$790,0002,107
Net interest income$3,878,0002,717
Provision for loan and lease losses$5,916,000143
Total noninterest income$629,0002,579
Gross Fiduciary activities income$13,000870
Service charges on deposit accounts$340,0001,565
Trading account gains and fees$0130
Additional Noninterest Income$276,0003,005
Total noninterest expense$4,080,0002,230
Salaries and employee benefits$1,675,0002,796
Premises and equipment expense$1,022,0001,158
Additional noninterest expense$1,383,0002,072
Pre-tax net operating income$-5,489,0005,545
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-5,489,0005,538
Extraordinary gains, net$06
Net income$-5,489,0005,537
Minority interest net income$065
Net income of bank and minority interests.$-5,489,0005,537
Net charge-offs$7,445,000108
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-5,489,0005,537
2018-03-31 (YTD Data)Rank
Total interest income$2,323,0002,629
Total interest expense$355,0002,189
Net interest income$1,968,0002,686
Provision for loan and lease losses$1,349,000229
Total noninterest income$338,0002,458
Gross Fiduciary activities income$8,000854
Service charges on deposit accounts$173,0001,551
Trading account gains and fees$0123
Additional Noninterest Income$157,0002,783
Total noninterest expense$2,042,0002,242
Salaries and employee benefits$833,0002,824
Premises and equipment expense$516,0001,161
Additional noninterest expense$693,0002,058
Pre-tax net operating income$-1,085,0005,594
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-1,085,0005,582
Extraordinary gains, net$07
Net income$-1,085,0005,582
Minority interest net income$052
Net income of bank and minority interests.$-1,085,0005,582
Net charge-offs$1,182,000196
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-1,085,0005,583
2017-12-31 (YTD Data)Rank
Total interest income$9,752,0002,490
Total interest expense$1,401,0002,036
Net interest income$8,351,0002,559
Provision for loan and lease losses$4,714,000261
Total noninterest income$1,633,0002,294
Gross Fiduciary activities income$15,000948
Service charges on deposit accounts$834,0001,369
Trading account gains and fees$0151
Additional Noninterest Income$784,0002,589
Total noninterest expense$8,728,0002,128
Salaries and employee benefits$3,697,0002,604
Premises and equipment expense$2,270,0001,047
Additional noninterest expense$2,761,0002,075
Pre-tax net operating income$-3,458,0005,658
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-3,458,0005,637
Extraordinary gains, net$09
Net income$-3,458,0005,637
Minority interest net income$076
Net income of bank and minority interests.$-3,458,0005,637
Net charge-offs$2,657,000315
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-3,458,0005,637
2017-09-30 (YTD Data)Rank
Total interest income$7,349,0002,494
Total interest expense$1,057,0001,998
Net interest income$6,292,0002,566
Provision for loan and lease losses$4,539,000219
Total noninterest income$1,242,0002,301
Gross Fiduciary activities income$10,000939
Service charges on deposit accounts$649,0001,344
Trading account gains and fees$0145
Additional Noninterest Income$583,0002,620
Total noninterest expense$6,528,0002,141
Salaries and employee benefits$2,830,0002,582
Premises and equipment expense$1,728,0001,039
Additional noninterest expense$1,970,0002,153
Pre-tax net operating income$-3,533,0005,731
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-3,533,0005,722
Extraordinary gains, net$09
Net income$-3,533,0005,722
Minority interest net income$071
Net income of bank and minority interests.$-3,533,0005,722
Net charge-offs$2,579,000249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-3,533,0005,722
2017-06-30 (YTD Data)Rank
Total interest income$4,916,0002,468
Total interest expense$712,0001,942
Net interest income$4,204,0002,547
Provision for loan and lease losses$4,321,000171
Total noninterest income$842,0002,284
Gross Fiduciary activities income$5,000966
Service charges on deposit accounts$433,0001,327
Trading account gains and fees$0139
Additional Noninterest Income$404,0002,562
Total noninterest expense$4,413,0002,118
Salaries and employee benefits$1,969,0002,520
Premises and equipment expense$1,156,0001,033
Additional noninterest expense$1,288,0002,193
Pre-tax net operating income$-3,688,0005,785
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-3,688,0005,779
Extraordinary gains, net$011
Net income$-3,688,0005,779
Minority interest net income$071
Net income of bank and minority interests.$-3,688,0005,779
Net charge-offs$2,284,000206
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-3,688,0005,779
2017-03-31 (YTD Data)Rank
Total interest income$2,460,0002,457
Total interest expense$358,0001,923
Net interest income$2,102,0002,538
Provision for loan and lease losses$291,000728
Total noninterest income$411,0002,305
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$213,0001,337
Trading account gains and fees$0142
Additional Noninterest Income$198,0002,585
Total noninterest expense$2,176,0002,169
Salaries and employee benefits$975,0002,568
Premises and equipment expense$572,0001,049
Additional noninterest expense$629,0002,232
Pre-tax net operating income$46,0005,318
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$46,0005,286
Extraordinary gains, net$08
Net income$46,0005,286
Minority interest net income$055
Net income of bank and minority interests.$46,0005,286
Net charge-offs$273,000491
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$46,0005,278
2016-12-31 (YTD Data)Rank
Total interest income$10,402,0002,322
Total interest expense$1,616,0001,702
Net interest income$8,786,0002,433
Provision for loan and lease losses$962,000935
Total noninterest income$1,536,0002,458
Gross Fiduciary activities income$37,000903
Service charges on deposit accounts$900,0001,321
Trading account gains and fees$0170
Additional Noninterest Income$599,0003,021
Total noninterest expense$8,999,0002,096
Salaries and employee benefits$4,141,0002,433
Premises and equipment expense$2,145,0001,109
Additional noninterest expense$2,713,0002,145
Pre-tax net operating income$361,0005,055
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$361,0004,997
Extraordinary gains, net$05
Net income$361,0004,996
Minority interest net income$082
Net income of bank and minority interests.$361,0004,996
Net charge-offs$930,000696
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$361,0004,952
2016-09-30 (YTD Data)Rank
Total interest income$7,916,0002,304
Total interest expense$1,235,0001,663
Net interest income$6,681,0002,401
Provision for loan and lease losses$722,000885
Total noninterest income$1,099,0002,519
Gross Fiduciary activities income$26,000904
Service charges on deposit accounts$681,0001,309
Trading account gains and fees$0169
Additional Noninterest Income$392,0003,214
Total noninterest expense$6,581,0002,125
Salaries and employee benefits$2,996,0002,482
Premises and equipment expense$1,572,0001,130
Additional noninterest expense$2,013,0002,168
Pre-tax net operating income$477,0004,682
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$477,0004,556
Extraordinary gains, net$05
Net income$477,0004,556
Minority interest net income$071
Net income of bank and minority interests.$477,0004,556
Net charge-offs$687,000630
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$477,0004,484
2016-06-30 (YTD Data)Rank
Total interest income$5,369,0002,266
Total interest expense$844,0001,625
Net interest income$4,525,0002,389
Provision for loan and lease losses$566,000779
Total noninterest income$721,0002,514
Gross Fiduciary activities income$16,000916
Service charges on deposit accounts$433,0001,349
Trading account gains and fees$0157
Additional Noninterest Income$272,0003,154
Total noninterest expense$4,356,0002,146
Salaries and employee benefits$1,986,0002,518
Premises and equipment expense$1,033,0001,150
Additional noninterest expense$1,337,0002,195
Pre-tax net operating income$324,0004,686
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$324,0004,552
Extraordinary gains, net$016
Net income$324,0004,549
Minority interest net income$071
Net income of bank and minority interests.$324,0004,550
Net charge-offs$553,000556
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$324,0004,483
2016-03-31 (YTD Data)Rank
Total interest income$2,746,0002,239
Total interest expense$429,0001,601
Net interest income$2,317,0002,337
Provision for loan and lease losses$294,000726
Total noninterest income$397,0002,368
Gross Fiduciary activities income$6,000933
Service charges on deposit accounts$206,0001,399
Trading account gains and fees$0142
Additional Noninterest Income$185,0002,707
Total noninterest expense$2,170,0002,175
Salaries and employee benefits$973,0002,570
Premises and equipment expense$528,0001,128
Additional noninterest expense$669,0002,176
Pre-tax net operating income$250,0004,141
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$250,0003,922
Extraordinary gains, net$012
Net income$250,0003,919
Minority interest net income$062
Net income of bank and minority interests.$250,0003,920
Net charge-offs$211,000630
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$250,0003,862
2015-12-31 (YTD Data)Rank
Total interest income$11,511,0002,097
Total interest expense$1,770,0001,543
Net interest income$9,741,0002,200
Provision for loan and lease losses$917,000873
Total noninterest income$1,640,0002,372
Gross Fiduciary activities income$43,000911
Service charges on deposit accounts$886,0001,359
Trading account gains and fees$0159
Additional Noninterest Income$711,0002,814
Total noninterest expense$8,738,0002,136
Salaries and employee benefits$4,179,0002,397
Premises and equipment expense$2,099,0001,133
Additional noninterest expense$2,460,0002,374
Pre-tax net operating income$1,726,0003,263
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$1,726,0002,986
Extraordinary gains, net$023
Net income$1,726,0002,988
Minority interest net income$081
Net income of bank and minority interests.$1,726,0002,988
Net charge-offs$2,181,000347
Cash dividends$1,375,0001,742
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,726,0002,942
2015-09-30 (YTD Data)Rank
Total interest income$8,732,0002,099
Total interest expense$1,332,0001,553
Net interest income$7,400,0002,173
Provision for loan and lease losses$528,000996
Total noninterest income$1,207,0002,417
Gross Fiduciary activities income$30,000915
Service charges on deposit accounts$669,0001,353
Trading account gains and fees$0153
Additional Noninterest Income$508,0002,896
Total noninterest expense$6,345,0002,188
Salaries and employee benefits$3,063,0002,454
Premises and equipment expense$1,535,0001,177
Additional noninterest expense$1,747,0002,482
Pre-tax net operating income$1,734,0002,827
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,734,0002,517
Extraordinary gains, net$021
Net income$1,734,0002,518
Minority interest net income$078
Net income of bank and minority interests.$1,734,0002,518
Net charge-offs$682,000693
Cash dividends$1,375,0001,294
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,734,0002,473
2015-06-30 (YTD Data)Rank
Total interest income$5,880,0002,074
Total interest expense$893,0001,554
Net interest income$4,987,0002,144
Provision for loan and lease losses$360,000971
Total noninterest income$792,0002,434
Gross Fiduciary activities income$8,000995
Service charges on deposit accounts$422,0001,399
Trading account gains and fees$0157
Additional Noninterest Income$362,0002,802
Total noninterest expense$4,231,0002,204
Salaries and employee benefits$2,038,0002,476
Premises and equipment expense$1,019,0001,185
Additional noninterest expense$1,174,0002,479
Pre-tax net operating income$1,188,0002,748
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,188,0002,452
Extraordinary gains, net$022
Net income$1,188,0002,454
Minority interest net income$075
Net income of bank and minority interests.$1,188,0002,454
Net charge-offs$347,000829
Cash dividends$1,375,000959
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,188,0002,395
2015-03-31 (YTD Data)Rank
Total interest income$2,922,0002,080
Total interest expense$450,0001,543
Net interest income$2,472,0002,153
Provision for loan and lease losses$184,000950
Total noninterest income$409,0002,372
Gross Fiduciary activities income$8,000945
Service charges on deposit accounts$212,0001,372
Trading account gains and fees$0152
Additional Noninterest Income$189,0002,714
Total noninterest expense$2,130,0002,206
Salaries and employee benefits$1,055,0002,401
Premises and equipment expense$495,0001,227
Additional noninterest expense$580,0002,489
Pre-tax net operating income$567,0002,795
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$567,0002,495
Extraordinary gains, net$013
Net income$567,0002,498
Minority interest net income$064
Net income of bank and minority interests.$567,0002,497
Net charge-offs$154,000856
Cash dividends$675,000893
Sale, conversion, retirement of capital stock, net$0697
Net operating income$567,0002,420
2014-12-31 (YTD Data)Rank
Total interest income$12,187,0002,014
Total interest expense$1,918,0001,541
Net interest income$10,269,0002,070
Provision for loan and lease losses$1,468,000633
Total noninterest income$1,654,0002,378
Gross Fiduciary activities income$16,0001,034
Service charges on deposit accounts$964,0001,335
Trading account gains and fees$0180
Additional Noninterest Income$674,0002,879
Total noninterest expense$8,812,0002,143
Salaries and employee benefits$4,356,0002,312
Premises and equipment expense$2,266,0001,063
Additional noninterest expense$2,190,0002,678
Pre-tax net operating income$1,643,0003,317
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,643,0003,080
Extraordinary gains, net$017
Net income$1,643,0003,080
Minority interest net income$084
Net income of bank and minority interests.$1,643,0003,081
Net charge-offs$1,148,000804
Cash dividends$2,480,0001,088
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,643,0003,025
2014-09-30 (YTD Data)Rank
Total interest income$9,179,0002,026
Total interest expense$1,432,0001,559
Net interest income$7,747,0002,071
Provision for loan and lease losses$945,000699
Total noninterest income$1,308,0002,309
Gross Fiduciary activities income$16,000995
Service charges on deposit accounts$741,0001,309
Trading account gains and fees$0174
Additional Noninterest Income$551,0002,768
Total noninterest expense$6,392,0002,206
Salaries and employee benefits$3,234,0002,341
Premises and equipment expense$1,691,0001,072
Additional noninterest expense$1,467,0002,937
Pre-tax net operating income$1,718,0002,787
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,718,0002,485
Extraordinary gains, net$015
Net income$1,718,0002,486
Minority interest net income$081
Net income of bank and minority interests.$1,718,0002,485
Net charge-offs$683,000907
Cash dividends$1,780,0001,041
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,718,0002,440
2014-06-30 (YTD Data)Rank
Total interest income$6,125,0002,015
Total interest expense$944,0001,589
Net interest income$5,181,0002,053
Provision for loan and lease losses$605,000709
Total noninterest income$901,0002,232
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$510,0001,259
Trading account gains and fees$0172
Additional Noninterest Income$390,0002,668
Total noninterest expense$4,171,0002,255
Salaries and employee benefits$2,135,0002,359
Premises and equipment expense$1,113,0001,091
Additional noninterest expense$923,0003,083
Pre-tax net operating income$1,306,0002,492
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,306,0002,203
Extraordinary gains, net$020
Net income$1,306,0002,206
Minority interest net income$080
Net income of bank and minority interests.$1,306,0002,206
Net charge-offs$478,000903
Cash dividends$1,305,000934
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,306,0002,160
2014-03-31 (YTD Data)Rank
Total interest income$3,090,0001,988
Total interest expense$466,0001,628
Net interest income$2,624,0002,032
Provision for loan and lease losses$208,000962
Total noninterest income$445,0002,194
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$255,0001,247
Trading account gains and fees$0147
Additional Noninterest Income$189,0002,645
Total noninterest expense$2,206,0002,151
Salaries and employee benefits$1,059,0002,382
Premises and equipment expense$537,0001,155
Additional noninterest expense$610,0002,447
Pre-tax net operating income$655,0002,429
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$655,0002,116
Extraordinary gains, net$016
Net income$655,0002,118
Minority interest net income$066
Net income of bank and minority interests.$655,0002,118
Net charge-offs$358,000637
Cash dividends$600,000900
Sale, conversion, retirement of capital stock, net$0747
Net operating income$655,0002,073
2013-12-31 (YTD Data)Rank
Total interest income$12,516,0001,977
Total interest expense$2,076,0001,646
Net interest income$10,440,0002,019
Provision for loan and lease losses$744,0001,421
Total noninterest income$1,829,0002,283
Gross Fiduciary activities income$29,000999
Service charges on deposit accounts$1,032,0001,319
Trading account gains and fees$0184
Additional Noninterest Income$768,0002,724
Total noninterest expense$8,812,0002,144
Salaries and employee benefits$4,344,0002,310
Premises and equipment expense$2,189,0001,087
Additional noninterest expense$2,279,0002,693
Pre-tax net operating income$2,713,0002,323
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,713,0002,048
Extraordinary gains, net$029
Net income$2,713,0002,053
Minority interest net income$090
Net income of bank and minority interests.$2,713,0002,053
Net charge-offs$724,0001,604
Cash dividends$2,470,0001,017
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,713,0002,000
2013-09-30 (YTD Data)Rank
Total interest income$9,428,0001,979
Total interest expense$1,585,0001,659
Net interest income$7,843,0002,024
Provision for loan and lease losses$575,0001,372
Total noninterest income$1,336,0002,369
Gross Fiduciary activities income$16,0001,024
Service charges on deposit accounts$756,0001,354
Trading account gains and fees$0180
Additional Noninterest Income$564,0002,838
Total noninterest expense$6,530,0002,157
Salaries and employee benefits$3,190,0002,357
Premises and equipment expense$1,682,0001,071
Additional noninterest expense$1,658,0002,746
Pre-tax net operating income$2,074,0002,352
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,074,0002,069
Extraordinary gains, net$025
Net income$2,074,0002,076
Minority interest net income$084
Net income of bank and minority interests.$2,074,0002,075
Net charge-offs$532,0001,533
Cash dividends$1,870,000927
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,074,0001,998
2013-06-30 (YTD Data)Rank
Total interest income$6,283,0001,979
Total interest expense$1,063,0001,679
Net interest income$5,220,0002,011
Provision for loan and lease losses$388,0001,411
Total noninterest income$840,0002,476
Gross Fiduciary activities income$11,0001,019
Service charges on deposit accounts$478,0001,397
Trading account gains and fees$0157
Additional Noninterest Income$351,0002,980
Total noninterest expense$4,329,0002,177
Salaries and employee benefits$2,097,0002,397
Premises and equipment expense$1,125,0001,062
Additional noninterest expense$1,107,0002,733
Pre-tax net operating income$1,343,0002,396
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,343,0002,118
Extraordinary gains, net$022
Net income$1,343,0002,126
Minority interest net income$082
Net income of bank and minority interests.$1,343,0002,124
Net charge-offs$437,0001,368
Cash dividends$1,320,000867
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,343,0002,033
2013-03-31 (YTD Data)Rank
Total interest income$3,141,0001,994
Total interest expense$546,0001,689
Net interest income$2,595,0002,032
Provision for loan and lease losses$175,0001,482
Total noninterest income$407,0002,526
Gross Fiduciary activities income$6,0001,004
Service charges on deposit accounts$229,0001,431
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,987
Total noninterest expense$2,159,0002,201
Salaries and employee benefits$1,053,0002,406
Premises and equipment expense$556,0001,096
Additional noninterest expense$550,0002,749
Pre-tax net operating income$668,0002,357
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$668,0002,068
Extraordinary gains, net$010
Net income$668,0002,070
Minority interest net income$076
Net income of bank and minority interests.$668,0002,070
Net charge-offs$130,0001,694
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$668,0001,992
2012-12-31 (YTD Data)Rank
Total interest income$13,252,0001,986
Total interest expense$2,614,0001,678
Net interest income$10,638,0002,036
Provision for loan and lease losses$1,001,0001,759
Total noninterest income$1,657,0002,467
Gross Fiduciary activities income$31,0001,019
Service charges on deposit accounts$917,0001,522
Trading account gains and fees$0166
Additional Noninterest Income$709,0002,873
Total noninterest expense$8,653,0002,191
Salaries and employee benefits$4,161,0002,368
Premises and equipment expense$2,233,0001,065
Additional noninterest expense$2,259,0002,805
Pre-tax net operating income$2,641,0002,319
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,641,0002,068
Extraordinary gains, net$029
Net income$2,641,0002,066
Minority interest net income$093
Net income of bank and minority interests.$2,641,0002,069
Net charge-offs$1,096,0001,728
Cash dividends$2,350,0001,067
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,641,0001,952
2012-09-30 (YTD Data)Rank
Total interest income$9,975,0002,011
Total interest expense$1,994,0001,727
Net interest income$7,981,0002,062
Provision for loan and lease losses$795,0001,718
Total noninterest income$1,311,0002,390
Gross Fiduciary activities income$22,0001,017
Service charges on deposit accounts$679,0001,552
Trading account gains and fees$0157
Additional Noninterest Income$610,0002,654
Total noninterest expense$6,399,0002,237
Salaries and employee benefits$3,100,0002,379
Premises and equipment expense$1,675,0001,075
Additional noninterest expense$1,624,0002,912
Pre-tax net operating income$2,098,0002,266
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,098,0002,020
Extraordinary gains, net$020
Net income$2,098,0002,018
Minority interest net income$086
Net income of bank and minority interests.$2,098,0002,021
Net charge-offs$940,0001,530
Cash dividends$1,775,000875
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,098,0001,901
2012-06-30 (YTD Data)Rank
Total interest income$6,680,0002,011
Total interest expense$1,357,0001,747
Net interest income$5,323,0002,069
Provision for loan and lease losses$531,0001,740
Total noninterest income$919,0002,293
Gross Fiduciary activities income$9,0001,061
Service charges on deposit accounts$449,0001,555
Trading account gains and fees$0153
Additional Noninterest Income$461,0002,444
Total noninterest expense$4,238,0002,257
Salaries and employee benefits$2,057,0002,396
Premises and equipment expense$1,099,0001,091
Additional noninterest expense$1,082,0002,926
Pre-tax net operating income$1,473,0002,166
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,473,0001,915
Extraordinary gains, net$019
Net income$1,473,0001,914
Minority interest net income$084
Net income of bank and minority interests.$1,473,0001,915
Net charge-offs$635,0001,550
Cash dividends$1,175,000851
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,473,0001,822
2012-03-31 (YTD Data)Rank
Total interest income$3,345,0002,012
Total interest expense$692,0001,774
Net interest income$2,653,0002,070
Provision for loan and lease losses$251,0001,737
Total noninterest income$463,0002,261
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$219,0001,577
Trading account gains and fees$0148
Additional Noninterest Income$244,0002,374
Total noninterest expense$2,119,0002,249
Salaries and employee benefits$1,024,0002,422
Premises and equipment expense$563,0001,059
Additional noninterest expense$532,0002,941
Pre-tax net operating income$746,0002,139
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$746,0001,908
Extraordinary gains, net$019
Net income$746,0001,909
Minority interest net income$078
Net income of bank and minority interests.$746,0001,910
Net charge-offs$276,0001,561
Cash dividends$600,000741
Sale, conversion, retirement of capital stock, net$0861
Net operating income$746,0001,807
2011-12-31 (YTD Data)Rank
Total interest income$13,653,0002,047
Total interest expense$3,265,0001,810
Net interest income$10,388,0002,102
Provision for loan and lease losses$761,0002,812
Total noninterest income$1,629,0002,319
Gross Fiduciary activities income$41,000945
Service charges on deposit accounts$983,0001,500
Trading account gains and fees$0146
Additional Noninterest Income$605,0002,846
Total noninterest expense$8,733,0002,181
Salaries and employee benefits$4,041,0002,383
Premises and equipment expense$2,436,0001,023
Additional noninterest expense$2,256,0002,802
Pre-tax net operating income$2,523,0002,122
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,523,0001,864
Extraordinary gains, net$029
Net income$2,523,0001,865
Minority interest net income$096
Net income of bank and minority interests.$2,523,0001,865
Net charge-offs$878,0002,519
Cash dividends$2,050,000935
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,523,0001,780
2011-09-30 (YTD Data)Rank
Total interest income$10,355,0002,044
Total interest expense$2,546,0001,809
Net interest income$7,809,0002,105
Provision for loan and lease losses$464,0002,975
Total noninterest income$1,178,0002,363
Gross Fiduciary activities income$19,000983
Service charges on deposit accounts$741,0001,496
Trading account gains and fees$0145
Additional Noninterest Income$418,0002,965
Total noninterest expense$6,474,0002,217
Salaries and employee benefits$2,998,0002,402
Premises and equipment expense$1,789,0001,062
Additional noninterest expense$1,687,0002,835
Pre-tax net operating income$2,049,0002,047
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,049,0001,802
Extraordinary gains, net$021
Net income$2,049,0001,802
Minority interest net income$087
Net income of bank and minority interests.$2,049,0001,802
Net charge-offs$481,0002,708
Cash dividends$1,450,000873
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,049,0001,723
2011-06-30 (YTD Data)Rank
Total interest income$6,909,0002,056
Total interest expense$1,772,0001,801
Net interest income$5,137,0002,130
Provision for loan and lease losses$300,0002,953
Total noninterest income$718,0002,501
Gross Fiduciary activities income$9,0001,026
Service charges on deposit accounts$481,0001,510
Trading account gains and fees$0153
Additional Noninterest Income$228,0003,291
Total noninterest expense$4,234,0002,265
Salaries and employee benefits$1,976,0002,445
Premises and equipment expense$1,171,0001,086
Additional noninterest expense$1,087,0002,983
Pre-tax net operating income$1,321,0002,066
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,321,0001,800
Extraordinary gains, net$015
Net income$1,321,0001,800
Minority interest net income$089
Net income of bank and minority interests.$1,321,0001,800
Net charge-offs$303,0002,675
Cash dividends$900,000886
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,321,0001,721
2011-03-31 (YTD Data)Rank
Total interest income$3,477,0002,063
Total interest expense$929,0001,779
Net interest income$2,548,0002,133
Provision for loan and lease losses$180,0002,550
Total noninterest income$389,0002,395
Gross Fiduciary activities income$4,0001,027
Service charges on deposit accounts$224,0001,579
Trading account gains and fees$0158
Additional Noninterest Income$161,0002,782
Total noninterest expense$2,078,0002,334
Salaries and employee benefits$984,0002,467
Premises and equipment expense$564,0001,168
Additional noninterest expense$530,0003,031
Pre-tax net operating income$679,0002,016
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$679,0001,724
Extraordinary gains, net$09
Net income$679,0001,724
Minority interest net income$086
Net income of bank and minority interests.$679,0001,724
Net charge-offs$167,0002,262
Cash dividends$450,000808
Sale, conversion, retirement of capital stock, net$0925
Net operating income$679,0001,674
2010-12-31 (YTD Data)Rank
Total interest income$14,372,0002,090
Total interest expense$4,255,0001,885
Net interest income$10,117,0002,165
Provision for loan and lease losses$1,155,0002,838
Total noninterest income$2,364,0001,840
Gross Fiduciary activities income$29,0001,023
Service charges on deposit accounts$1,208,0001,236
Trading account gains and fees$0175
Additional Noninterest Income$1,127,0002,038
Total noninterest expense$8,543,0002,265
Salaries and employee benefits$4,111,0002,343
Premises and equipment expense$2,351,0001,106
Additional noninterest expense$2,081,0003,146
Pre-tax net operating income$2,783,0001,727
Securities gains (losses)$1,0003,687
Applicable income taxes$04,655
Income before extraordinary items$2,784,0001,494
Extraordinary gains, net$029
Net income$2,784,0001,496
Minority interest net income$0111
Net income of bank and minority interests.$2,784,0001,497
Net charge-offs$1,085,0002,571
Cash dividends$1,550,0001,036
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,783,0001,444
2010-09-30 (YTD Data)Rank
Total interest income$10,794,0002,133
Total interest expense$3,248,0001,920
Net interest income$7,546,0002,197
Provision for loan and lease losses$965,0002,561
Total noninterest income$1,823,0001,810
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$933,0001,242
Trading account gains and fees$0165
Additional Noninterest Income$890,0001,939
Total noninterest expense$6,363,0002,280
Salaries and employee benefits$3,109,0002,335
Premises and equipment expense$1,733,0001,140
Additional noninterest expense$1,521,0003,182
Pre-tax net operating income$2,041,0001,861
Securities gains (losses)$1,0003,533
Applicable income taxes$04,726
Income before extraordinary items$2,042,0001,616
Extraordinary gains, net$023
Net income$2,042,0001,619
Minority interest net income$0110
Net income of bank and minority interests.$2,042,0001,619
Net charge-offs$927,0002,282
Cash dividends$1,175,000917
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,041,0001,546
2010-06-30 (YTD Data)Rank
Total interest income$7,106,0002,195
Total interest expense$2,214,0001,961
Net interest income$4,892,0002,273
Provision for loan and lease losses$605,0002,549
Total noninterest income$1,274,0001,694
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$648,0001,207
Trading account gains and fees$0152
Additional Noninterest Income$626,0001,810
Total noninterest expense$4,170,0002,318
Salaries and employee benefits$2,021,0002,410
Premises and equipment expense$1,133,0001,169
Additional noninterest expense$1,016,0003,155
Pre-tax net operating income$1,391,0001,825
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,391,0001,568
Extraordinary gains, net$019
Net income$1,391,0001,569
Minority interest net income$0105
Net income of bank and minority interests.$1,391,0001,569
Net charge-offs$547,0002,341
Cash dividends$775,000906
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,391,0001,496
2010-03-31 (YTD Data)Rank
Total interest income$3,576,0002,243
Total interest expense$1,120,0002,045
Net interest income$2,456,0002,289
Provision for loan and lease losses$305,0002,355
Total noninterest income$774,0001,484
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$304,0001,289
Trading account gains and fees$0175
Additional Noninterest Income$470,0001,361
Total noninterest expense$2,079,0002,346
Salaries and employee benefits$1,039,0002,376
Premises and equipment expense$554,0001,226
Additional noninterest expense$486,0003,264
Pre-tax net operating income$846,0001,543
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$846,0001,293
Extraordinary gains, net$016
Net income$846,0001,296
Minority interest net income$091
Net income of bank and minority interests.$846,0001,295
Net charge-offs$293,0002,054
Cash dividends$425,000795
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$846,0001,256
2009-12-31 (YTD Data)Rank
Total interest income$14,334,0002,338
Total interest expense$5,487,0002,076
Net interest income$8,847,0002,452
Provision for loan and lease losses$619,0004,214
Total noninterest income$1,589,0002,463
Gross Fiduciary activities income$27,0001,047
Service charges on deposit accounts$1,304,0001,324
Trading account gains and fees$0211
Additional Noninterest Income$258,0004,222
Total noninterest expense$9,081,0002,188
Salaries and employee benefits$4,357,0002,258
Premises and equipment expense$2,265,0001,199
Additional noninterest expense$2,459,0002,782
Pre-tax net operating income$736,0003,484
Securities gains (losses)$165,0001,711
Applicable income taxes$04,388
Income before extraordinary items$901,0002,948
Extraordinary gains, net$034
Net income$901,0002,947
Minority interest net income$0115
Net income of bank and minority interests.$901,0002,948
Net charge-offs$1,055,0002,796
Cash dividends$395,0002,885
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$736,0003,216
2009-09-30 (YTD Data)Rank
Total interest income$10,743,0002,368
Total interest expense$4,251,0002,099
Net interest income$6,492,0002,506
Provision for loan and lease losses$492,0003,819
Total noninterest income$1,432,0002,236
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$970,0001,329
Trading account gains and fees$0212
Additional Noninterest Income$462,0002,945
Total noninterest expense$6,455,0002,296
Salaries and employee benefits$3,163,0002,358
Premises and equipment expense$1,582,0001,299
Additional noninterest expense$1,710,0002,950
Pre-tax net operating income$977,0002,777
Securities gains (losses)$164,0001,441
Applicable income taxes$04,592
Income before extraordinary items$1,141,0002,259
Extraordinary gains, net$027
Net income$1,141,0002,256
Minority interest net income$0118
Net income of bank and minority interests.$1,141,0002,259
Net charge-offs$820,0002,441
Cash dividends$395,0002,312
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$977,0002,469
2009-06-30 (YTD Data)Rank
Total interest income$7,190,0002,386
Total interest expense$2,888,0002,164
Net interest income$4,302,0002,508
Provision for loan and lease losses$289,0003,803
Total noninterest income$981,0002,214
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$636,0001,332
Trading account gains and fees$0193
Additional Noninterest Income$345,0002,769
Total noninterest expense$4,240,0002,359
Salaries and employee benefits$2,075,0002,436
Premises and equipment expense$1,012,0001,375
Additional noninterest expense$1,153,0002,930
Pre-tax net operating income$754,0002,617
Securities gains (losses)$115,0001,386
Applicable income taxes$04,657
Income before extraordinary items$869,0002,089
Extraordinary gains, net$021
Net income$869,0002,086
Minority interest net income$0112
Net income of bank and minority interests.$869,0002,088
Net charge-offs$567,0002,205
Cash dividends$395,0001,916
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$754,0002,271
2009-03-31 (YTD Data)Rank
Total interest income$3,610,0002,405
Total interest expense$1,497,0002,184
Net interest income$2,113,0002,562
Provision for loan and lease losses$141,0003,407
Total noninterest income$518,0002,082
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$295,0001,403
Trading account gains and fees$0171
Additional Noninterest Income$223,0002,361
Total noninterest expense$1,960,0002,472
Salaries and employee benefits$1,053,0002,427
Premises and equipment expense$463,0001,542
Additional noninterest expense$444,0003,304
Pre-tax net operating income$530,0002,266
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$530,0002,023
Extraordinary gains, net$015
Net income$530,0002,024
Minority interest net income$0102
Net income of bank and minority interests.$530,0002,024
Net charge-offs$303,0001,762
Cash dividends$395,0001,128
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$530,0001,903
2008-12-31 (YTD Data)Rank
Total interest income$15,945,0002,337
Total interest expense$7,501,0002,080
Net interest income$8,444,0002,572
Provision for loan and lease losses$3,085,0001,360
Total noninterest income$1,803,0002,307
Gross Fiduciary activities income$41,0001,002
Service charges on deposit accounts$1,211,0001,473
Trading account gains and fees$0154
Additional Noninterest Income$551,0003,023
Total noninterest expense$8,498,0002,257
Salaries and employee benefits$4,459,0002,277
Premises and equipment expense$1,932,0001,434
Additional noninterest expense$2,107,0002,732
Pre-tax net operating income$-1,336,0007,155
Securities gains (losses)$54,0001,540
Applicable income taxes$04,979
Income before extraordinary items$-1,282,0007,123
Extraordinary gains, net$039
Net income$-1,282,0007,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,817,0001,051
Cash dividends$2,500,0001,085
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,336,0007,257
2008-09-30 (YTD Data)Rank
Total interest income$12,425,0002,325
Total interest expense$5,740,0002,119
Net interest income$6,685,0002,468
Provision for loan and lease losses$527,0002,658
Total noninterest income$1,435,0002,271
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$878,0001,541
Trading account gains and fees$0148
Additional Noninterest Income$557,0002,640
Total noninterest expense$5,936,0002,392
Salaries and employee benefits$3,185,0002,402
Premises and equipment expense$1,409,0001,483
Additional noninterest expense$1,342,0003,052
Pre-tax net operating income$1,657,0002,640
Securities gains (losses)$54,0001,367
Applicable income taxes$05,372
Income before extraordinary items$1,711,0002,055
Extraordinary gains, net$031
Net income$1,711,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,0001,468
Cash dividends$1,975,0001,051
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,657,0002,232
2008-06-30 (YTD Data)Rank
Total interest income$8,410,0002,323
Total interest expense$3,973,0002,132
Net interest income$4,437,0002,469
Provision for loan and lease losses$305,0002,501
Total noninterest income$934,0002,344
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$549,0001,614
Trading account gains and fees$0149
Additional Noninterest Income$385,0002,646
Total noninterest expense$3,907,0002,422
Salaries and employee benefits$2,104,0002,448
Premises and equipment expense$915,0001,523
Additional noninterest expense$888,0003,051
Pre-tax net operating income$1,159,0002,649
Securities gains (losses)$54,0001,391
Applicable income taxes$05,627
Income before extraordinary items$1,213,0002,175
Extraordinary gains, net$021
Net income$1,213,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,403
Cash dividends$1,450,0001,034
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,159,0002,224
2008-03-31 (YTD Data)Rank
Total interest income$4,360,0002,310
Total interest expense$2,098,0002,154
Net interest income$2,262,0002,427
Provision for loan and lease losses$153,0002,098
Total noninterest income$440,0002,436
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$270,0001,610
Trading account gains and fees$0158
Additional Noninterest Income$170,0002,823
Total noninterest expense$1,923,0002,453
Salaries and employee benefits$1,049,0002,476
Premises and equipment expense$432,0001,620
Additional noninterest expense$442,0003,028
Pre-tax net operating income$626,0002,621
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$626,0002,231
Extraordinary gains, net$015
Net income$626,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,506
Cash dividends$850,000870
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$626,0002,156
2007-12-31 (YTD Data)Rank
Total interest income$18,319,0002,246
Total interest expense$8,271,0002,256
Net interest income$10,048,0002,234
Provision for loan and lease losses$728,0001,798
Total noninterest income$2,307,0001,999
Gross Fiduciary activities income$41,0001,042
Service charges on deposit accounts$1,257,0001,428
Trading account gains and fees$0178
Additional Noninterest Income$1,009,0002,208
Total noninterest expense$8,081,0002,268
Salaries and employee benefits$4,435,0002,271
Premises and equipment expense$1,963,0001,350
Additional noninterest expense$1,683,0003,109
Pre-tax net operating income$3,546,0002,175
Securities gains (losses)$9,0001,380
Applicable income taxes$06,070
Income before extraordinary items$3,555,0001,767
Extraordinary gains, net$039
Net income$3,555,0001,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$686,0001,353
Cash dividends$3,475,0001,061
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,546,0001,764
2007-09-30 (YTD Data)Rank
Total interest income$13,812,0002,245
Total interest expense$6,203,0002,255
Net interest income$7,609,0002,233
Provision for loan and lease losses$438,0001,751
Total noninterest income$1,624,0002,096
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$940,0001,403
Trading account gains and fees$0184
Additional Noninterest Income$684,0002,361
Total noninterest expense$6,000,0002,263
Salaries and employee benefits$3,395,0002,221
Premises and equipment expense$1,388,0001,430
Additional noninterest expense$1,217,0003,156
Pre-tax net operating income$2,795,0002,237
Securities gains (losses)$9,0001,036
Applicable income taxes$06,220
Income before extraordinary items$2,804,0001,799
Extraordinary gains, net$033
Net income$2,804,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,105
Cash dividends$2,700,000951
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,795,0001,792
2007-06-30 (YTD Data)Rank
Total interest income$9,130,0002,282
Total interest expense$3,998,0002,326
Net interest income$5,132,0002,247
Provision for loan and lease losses$300,0001,528
Total noninterest income$1,127,0002,060
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$626,0001,408
Trading account gains and fees$0168
Additional Noninterest Income$501,0002,238
Total noninterest expense$3,950,0002,315
Salaries and employee benefits$2,196,0002,318
Premises and equipment expense$935,0001,418
Additional noninterest expense$819,0003,125
Pre-tax net operating income$2,009,0002,156
Securities gains (losses)$3,0001,133
Applicable income taxes$06,265
Income before extraordinary items$2,012,0001,722
Extraordinary gains, net$029
Net income$2,012,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000954
Cash dividends$1,825,000963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,009,0001,703
2007-03-31 (YTD Data)Rank
Total interest income$4,499,0002,311
Total interest expense$1,943,0002,372
Net interest income$2,556,0002,252
Provision for loan and lease losses$148,0001,532
Total noninterest income$550,0002,077
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$300,0001,427
Trading account gains and fees$0195
Additional Noninterest Income$250,0002,219
Total noninterest expense$1,983,0002,302
Salaries and employee benefits$1,088,0002,363
Premises and equipment expense$469,0001,432
Additional noninterest expense$426,0003,006
Pre-tax net operating income$975,0002,214
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$975,0001,756
Extraordinary gains, net$022
Net income$975,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,000664
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$975,0001,742
2006-12-31 (YTD Data)Rank
Total interest income$17,088,0002,287
Total interest expense$6,388,0002,459
Net interest income$10,700,0002,162
Provision for loan and lease losses$607,0001,594
Total noninterest income$1,770,0002,420
Gross Fiduciary activities income$41,0001,050
Service charges on deposit accounts$1,178,0001,519
Trading account gains and fees$0130
Additional Noninterest Income$551,0003,177
Total noninterest expense$7,954,0002,222
Salaries and employee benefits$4,215,0002,335
Premises and equipment expense$1,917,0001,345
Additional noninterest expense$1,822,0002,786
Pre-tax net operating income$3,909,0002,295
Securities gains (losses)$-6,0007,127
Applicable income taxes$06,600
Income before extraordinary items$3,903,0001,832
Extraordinary gains, net$051
Net income$3,903,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,0001,314
Cash dividends$3,275,0001,026
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,909,0001,804
2006-09-30 (YTD Data)Rank
Total interest income$12,633,0002,299
Total interest expense$4,585,0002,484
Net interest income$8,048,0002,168
Provision for loan and lease losses$466,0001,473
Total noninterest income$1,182,0002,621
Gross Fiduciary activities income$6,0001,272
Service charges on deposit accounts$868,0001,548
Trading account gains and fees$0126
Additional Noninterest Income$308,0003,693
Total noninterest expense$5,840,0002,260
Salaries and employee benefits$3,055,0002,405
Premises and equipment expense$1,463,0001,336
Additional noninterest expense$1,322,0002,862
Pre-tax net operating income$2,924,0002,382
Securities gains (losses)$-6,0007,439
Applicable income taxes$06,687
Income before extraordinary items$2,918,0001,879
Extraordinary gains, net$045
Net income$2,918,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0001,081
Cash dividends$2,475,000972
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,924,0001,858
2006-06-30 (YTD Data)Rank
Total interest income$8,207,0002,317
Total interest expense$2,848,0002,551
Net interest income$5,359,0002,179
Provision for loan and lease losses$320,0001,389
Total noninterest income$807,0002,576
Gross Fiduciary activities income$2,0001,334
Service charges on deposit accounts$561,0001,575
Trading account gains and fees$0126
Additional Noninterest Income$244,0003,365
Total noninterest expense$3,901,0002,263
Salaries and employee benefits$2,037,0002,402
Premises and equipment expense$977,0001,331
Additional noninterest expense$887,0002,857
Pre-tax net operating income$1,945,0002,363
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,945,0001,878
Extraordinary gains, net$039
Net income$1,945,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,015
Cash dividends$1,700,000939
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,945,0001,859
2006-03-31 (YTD Data)Rank
Total interest income$3,856,0002,396
Total interest expense$1,338,0002,577
Net interest income$2,518,0002,312
Provision for loan and lease losses$130,0001,639
Total noninterest income$453,0002,342
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$266,0001,594
Trading account gains and fees$0115
Additional Noninterest Income$185,0002,627
Total noninterest expense$1,889,0002,352
Salaries and employee benefits$992,0002,460
Premises and equipment expense$480,0001,353
Additional noninterest expense$417,0003,000
Pre-tax net operating income$952,0002,362
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$952,0001,881
Extraordinary gains, net$021
Net income$952,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,000805
Cash dividends$625,0001,112
Sale, conversion, retirement of capital stock, net$0648
Net operating income$952,0001,862
2005-12-31 (YTD Data)Rank
Total interest income$14,750,0002,248
Total interest expense$4,559,0002,394
Net interest income$10,191,0002,171
Provision for loan and lease losses$670,0001,491
Total noninterest income$1,955,0002,254
Gross Fiduciary activities income$34,0001,106
Service charges on deposit accounts$1,226,0001,426
Trading account gains and fees$0138
Additional Noninterest Income$695,0002,788
Total noninterest expense$7,640,0002,182
Salaries and employee benefits$4,004,0002,284
Premises and equipment expense$1,926,0001,277
Additional noninterest expense$1,710,0002,903
Pre-tax net operating income$3,836,0002,287
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,836,0001,801
Extraordinary gains, net$046
Net income$3,836,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,010
Cash dividends$2,850,0001,083
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,836,0001,775
2005-09-30 (YTD Data)Rank
Total interest income$10,863,0002,237
Total interest expense$3,311,0002,350
Net interest income$7,552,0002,179
Provision for loan and lease losses$532,0001,327
Total noninterest income$1,425,0002,296
Gross Fiduciary activities income$4,0001,330
Service charges on deposit accounts$908,0001,425
Trading account gains and fees$0126
Additional Noninterest Income$513,0002,831
Total noninterest expense$5,544,0002,241
Salaries and employee benefits$2,912,0002,328
Premises and equipment expense$1,396,0001,307
Additional noninterest expense$1,236,0002,969
Pre-tax net operating income$2,901,0002,302
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,901,0001,805
Extraordinary gains, net$035
Net income$2,901,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,000940
Cash dividends$1,975,0001,081
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,901,0001,776
2005-06-30 (YTD Data)Rank
Total interest income$7,096,0002,224
Total interest expense$2,124,0002,302
Net interest income$4,972,0002,176
Provision for loan and lease losses$401,0001,182
Total noninterest income$941,0002,279
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$599,0001,413
Trading account gains and fees$0116
Additional Noninterest Income$338,0002,843
Total noninterest expense$3,657,0002,245
Salaries and employee benefits$1,926,0002,334
Premises and equipment expense$891,0001,361
Additional noninterest expense$840,0002,889
Pre-tax net operating income$1,855,0002,318
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,855,0001,842
Extraordinary gains, net$030
Net income$1,855,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,000985
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,855,0001,807
2005-03-31 (YTD Data)Rank
Total interest income$3,503,0002,209
Total interest expense$1,025,0002,291
Net interest income$2,478,0002,172
Provision for loan and lease losses$266,000874
Total noninterest income$419,0002,420
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$250,0001,629
Trading account gains and fees$0115
Additional Noninterest Income$165,0002,803
Total noninterest expense$1,738,0002,369
Salaries and employee benefits$950,0002,388
Premises and equipment expense$403,0001,501
Additional noninterest expense$385,0003,123
Pre-tax net operating income$893,0002,373
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$893,0001,900
Extraordinary gains, net$024
Net income$893,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,000725
Cash dividends$550,0001,120
Sale, conversion, retirement of capital stock, net$0491
Net operating income$893,0001,862
2004-12-31 (YTD Data)Rank
Total interest income$13,309,0002,158
Total interest expense$4,082,0001,999
Net interest income$9,227,0002,215
Provision for loan and lease losses$1,410,000760
Total noninterest income$1,764,0002,397
Gross Fiduciary activities income$25,0001,165
Service charges on deposit accounts$1,136,0001,549
Trading account gains and fees$0138
Additional Noninterest Income$603,0002,982
Total noninterest expense$7,177,0002,215
Salaries and employee benefits$3,997,0002,169
Premises and equipment expense$1,605,0001,436
Additional noninterest expense$1,575,0003,006
Pre-tax net operating income$2,404,0003,095
Securities gains (losses)$5,0003,151
Applicable income taxes$07,185
Income before extraordinary items$2,409,0002,510
Extraordinary gains, net$034
Net income$2,409,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,290,000647
Cash dividends$2,385,0001,183
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,404,0002,461
2004-09-30 (YTD Data)Rank
Total interest income$9,904,0002,152
Total interest expense$3,053,0001,963
Net interest income$6,851,0002,206
Provision for loan and lease losses$1,033,000753
Total noninterest income$1,348,0002,376
Gross Fiduciary activities income$11,0001,227
Service charges on deposit accounts$855,0001,551
Trading account gains and fees$0134
Additional Noninterest Income$482,0002,866
Total noninterest expense$5,336,0002,220
Salaries and employee benefits$2,984,0002,181
Premises and equipment expense$1,203,0001,439
Additional noninterest expense$1,149,0003,061
Pre-tax net operating income$1,830,0003,105
Securities gains (losses)$5,0003,038
Applicable income taxes$07,220
Income before extraordinary items$1,835,0002,523
Extraordinary gains, net$026
Net income$1,835,0002,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$884,000627
Cash dividends$1,955,0001,013
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,830,0002,458
2004-06-30 (YTD Data)Rank
Total interest income$6,544,0002,143
Total interest expense$2,039,0001,940
Net interest income$4,505,0002,220
Provision for loan and lease losses$546,000913
Total noninterest income$874,0002,433
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$567,0001,550
Trading account gains and fees$0130
Additional Noninterest Income$303,0002,968
Total noninterest expense$3,524,0002,241
Salaries and employee benefits$2,015,0002,161
Premises and equipment expense$797,0001,444
Additional noninterest expense$712,0003,255
Pre-tax net operating income$1,309,0002,899
Securities gains (losses)$5,0002,738
Applicable income taxes$07,214
Income before extraordinary items$1,314,0002,329
Extraordinary gains, net$021
Net income$1,314,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,000761
Cash dividends$1,125,0001,137
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,309,0002,270
2004-03-31 (YTD Data)Rank
Total interest income$3,206,0002,181
Total interest expense$1,048,0001,907
Net interest income$2,158,0002,307
Provision for loan and lease losses$206,0001,129
Total noninterest income$382,0002,613
Gross Fiduciary activities income$4,0001,216
Service charges on deposit accounts$280,0001,536
Trading account gains and fees$0121
Additional Noninterest Income$98,0003,756
Total noninterest expense$1,786,0002,233
Salaries and employee benefits$1,024,0002,146
Premises and equipment expense$407,0001,445
Additional noninterest expense$355,0003,243
Pre-tax net operating income$548,0003,294
Securities gains (losses)$3,0002,499
Applicable income taxes$07,103
Income before extraordinary items$551,0002,706
Extraordinary gains, net$016
Net income$551,0002,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,000698
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$548,0002,621
2003-12-31 (YTD Data)Rank
Total interest income$13,322,0002,137
Total interest expense$4,851,0001,847
Net interest income$8,471,0002,291
Provision for loan and lease losses$1,431,000853
Total noninterest income$1,756,0002,543
Gross Fiduciary activities income$36,0001,141
Service charges on deposit accounts$1,133,0001,518
Trading account gains and fees$0160
Additional Noninterest Income$587,0003,302
Total noninterest expense$6,399,0002,456
Salaries and employee benefits$3,614,0002,349
Premises and equipment expense$1,337,0001,695
Additional noninterest expense$1,448,0003,187
Pre-tax net operating income$2,397,0002,981
Securities gains (losses)$77,0002,125
Applicable income taxes$07,459
Income before extraordinary items$2,474,0002,393
Extraordinary gains, net$054
Net income$2,474,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,186,000808
Cash dividends$2,140,0001,312
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,397,0002,352
2003-09-30 (YTD Data)Rank
Total interest income$9,981,0002,167
Total interest expense$3,776,0001,855
Net interest income$6,205,0002,358
Provision for loan and lease losses$779,0001,116
Total noninterest income$1,306,0002,601
Gross Fiduciary activities income$29,0001,117
Service charges on deposit accounts$819,0001,584
Trading account gains and fees$0153
Additional Noninterest Income$458,0003,293
Total noninterest expense$4,618,0002,549
Salaries and employee benefits$2,569,0002,461
Premises and equipment expense$997,0001,720
Additional noninterest expense$1,052,0003,244
Pre-tax net operating income$2,114,0002,727
Securities gains (losses)$24,0002,852
Applicable income taxes$07,524
Income before extraordinary items$2,138,0002,190
Extraordinary gains, net$040
Net income$2,138,0002,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000871
Cash dividends$1,315,0001,420
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,114,0002,095
2003-06-30 (YTD Data)Rank
Total interest income$6,701,0002,169
Total interest expense$2,608,0001,845
Net interest income$4,093,0002,373
Provision for loan and lease losses$624,000953
Total noninterest income$867,0002,598
Gross Fiduciary activities income$29,0001,057
Service charges on deposit accounts$541,0001,569
Trading account gains and fees$0150
Additional Noninterest Income$297,0003,315
Total noninterest expense$2,948,0002,641
Salaries and employee benefits$1,649,0002,547
Premises and equipment expense$621,0001,839
Additional noninterest expense$678,0003,331
Pre-tax net operating income$1,388,0002,762
Securities gains (losses)$24,0002,506
Applicable income taxes$07,529
Income before extraordinary items$1,412,0002,213
Extraordinary gains, net$030
Net income$1,412,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,000892
Cash dividends$770,0001,598
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,388,0002,131
2003-03-31 (YTD Data)Rank
Total interest income$3,371,0002,179
Total interest expense$1,319,0001,866
Net interest income$2,052,0002,365
Provision for loan and lease losses$214,0001,297
Total noninterest income$383,0002,752
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$248,0001,648
Trading account gains and fees$0134
Additional Noninterest Income$135,0003,397
Total noninterest expense$1,408,0002,738
Salaries and employee benefits$814,0002,578
Premises and equipment expense$237,0002,354
Additional noninterest expense$357,0003,144
Pre-tax net operating income$813,0002,436
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$813,0001,945
Extraordinary gains, net$021
Net income$813,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,000974
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$813,0001,838
2002-12-31 (YTD Data)Rank
Total interest income$13,355,0002,304
Total interest expense$5,903,0001,928
Net interest income$7,452,0002,568
Provision for loan and lease losses$1,972,000739
Total noninterest income$1,529,0002,584
Gross Fiduciary activities income$14,0001,348
Service charges on deposit accounts$1,041,0001,552
Trading account gains and fees$0153
Additional Noninterest Income$474,0003,386
Total noninterest expense$5,608,0002,642
Salaries and employee benefits$3,067,0002,573
Premises and equipment expense$1,246,0001,774
Additional noninterest expense$1,295,0003,386
Pre-tax net operating income$1,401,0004,280
Securities gains (losses)$126,0001,543
Applicable income taxes$07,681
Income before extraordinary items$1,527,0003,451
Extraordinary gains, net$070
Net income$1,527,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,747,000614
Cash dividends$1,265,0001,870
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,401,0003,576
2001-12-31 (YTD Data)Rank
Total interest income$13,639,0002,505
Total interest expense$6,864,0002,331
Net interest income$6,775,0002,647
Provision for loan and lease losses$1,263,0001,043
Total noninterest income$1,291,0002,789
Gross Fiduciary activities income$19,0001,312
Service charges on deposit accounts$900,0001,684
Trading account gains and fees$0177
Additional Noninterest Income$372,0003,696
Total noninterest expense$4,991,0002,828
Salaries and employee benefits$2,716,0002,747
Premises and equipment expense$1,028,0002,078
Additional noninterest expense$1,247,0003,382
Pre-tax net operating income$1,812,0003,418
Securities gains (losses)$97,0001,773
Applicable income taxes$07,903
Income before extraordinary items$1,909,0002,644
Extraordinary gains, net$0105
Net income$1,909,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,256,000797
Cash dividends$2,045,0001,295
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,812,0002,679
2000-12-31 (YTD Data)Rank
Total interest income$13,747,0002,537
Total interest expense$6,531,0002,558
Net interest income$7,216,0002,461
Provision for loan and lease losses$922,0001,140
Total noninterest income$1,052,0003,028
Gross Fiduciary activities income$21,0001,151
Service charges on deposit accounts$698,0001,979
Trading account gains and fees$0180
Additional Noninterest Income$333,0003,712
Total noninterest expense$4,899,0002,774
Salaries and employee benefits$2,614,0002,723
Premises and equipment expense$1,039,0001,995
Additional noninterest expense$1,246,0003,307
Pre-tax net operating income$2,447,0002,813
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,447,0002,122
Extraordinary gains, net$038
Net income$2,447,0002,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,108,000692
Cash dividends$2,510,0001,114
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,447,0002,121
1999-12-31 (YTD Data)Rank
Total interest income$13,465,0002,430
Total interest expense$6,060,0002,429
Net interest income$7,405,0002,379
Provision for loan and lease losses$1,568,000676
Total noninterest income$1,023,0003,041
Gross Fiduciary activities income$21,0001,201
Service charges on deposit accounts$786,0001,682
Trading account gains and fees$0173
Additional Noninterest Income$216,0004,765
Total noninterest expense$4,503,0002,982
Salaries and employee benefits$2,401,0002,916
Premises and equipment expense$928,0002,204
Additional noninterest expense$1,174,0003,501
Pre-tax net operating income$2,357,0002,929
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,357,0002,220
Extraordinary gains, net$035
Net income$2,357,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,438,000551
Cash dividends$2,534,0001,114
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,357,0002,192
1998-12-31 (YTD Data)Rank
Total interest income$13,358,0002,435
Total interest expense$6,076,0002,498
Net interest income$7,282,0002,343
Provision for loan and lease losses$1,079,000908
Total noninterest income$988,0003,110
Gross Fiduciary activities income$48,0001,120
Service charges on deposit accounts$676,0001,892
Trading account gains and fees$0224
Additional Noninterest Income$264,0004,292
Total noninterest expense$4,426,0002,930
Salaries and employee benefits$2,381,0002,851
Premises and equipment expense$931,0002,091
Additional noninterest expense$1,114,0003,589
Pre-tax net operating income$2,765,0002,564
Securities gains (losses)$04,449
Applicable income taxes$57,0008,208
Income before extraordinary items$2,708,0001,929
Extraordinary gains, net$032
Net income$2,708,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,039,000734
Cash dividends$2,486,0001,137
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,708,0001,854
1997-12-31 (YTD Data)Rank
Total interest income$13,076,0002,510
Total interest expense$5,937,0002,514
Net interest income$7,139,0002,436
Provision for loan and lease losses$815,0001,164
Total noninterest income$1,061,0002,910
Gross Fiduciary activities income$16,0001,302
Service charges on deposit accounts$699,0001,866
Trading account gains and fees$0239
Additional Noninterest Income$346,0003,607
Total noninterest expense$4,352,0002,918
Salaries and employee benefits$2,411,0002,742
Premises and equipment expense$922,0002,137
Additional noninterest expense$1,019,0003,835
Pre-tax net operating income$3,033,0002,471
Securities gains (losses)$-4,0009,548
Applicable income taxes$945,0002,552
Income before extraordinary items$2,084,0002,494
Extraordinary gains, net$044
Net income$2,084,0002,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$930,000842
Cash dividends$1,500,0001,600
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,086,7602,432
1996-12-31 (YTD Data)Rank
Total interest income$13,055,0002,565
Total interest expense$5,992,0002,554
Net interest income$7,063,0002,513
Provision for loan and lease losses$800,0001,203
Total noninterest income$945,0003,277
Gross Fiduciary activities income$13,0001,385
Service charges on deposit accounts$727,0001,865
Trading account gains and fees$0262
Additional Noninterest Income$205,0005,093
Total noninterest expense$4,314,0003,128
Salaries and employee benefits$2,332,0002,866
Premises and equipment expense$906,0002,194
Additional noninterest expense$1,076,0004,145
Pre-tax net operating income$2,894,0002,447
Securities gains (losses)$-2,0009,485
Applicable income taxes$892,0002,598
Income before extraordinary items$2,000,0002,467
Extraordinary gains, net$053
Net income$2,000,0002,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,225,000785
Cash dividends$1,520,0001,554
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,001,3802,415
1995-12-31 (YTD Data)Rank
Total interest income$12,656,0002,647
Total interest expense$5,601,0002,738
Net interest income$7,055,0002,543
Provision for loan and lease losses$1,869,000607
Total noninterest income$873,0003,437
Gross Fiduciary activities income$10,0001,474
Service charges on deposit accounts$624,0002,174
Trading account gains and fees$0522
Additional Noninterest Income$239,0004,609
Total noninterest expense$4,281,0003,130
Salaries and employee benefits$2,232,0002,985
Premises and equipment expense$830,0002,407
Additional noninterest expense$1,219,0003,688
Pre-tax net operating income$1,778,0003,876
Securities gains (losses)$-6,0009,789
Applicable income taxes$549,0003,913
Income before extraordinary items$1,223,0003,899
Extraordinary gains, net$065
Net income$1,223,0003,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,325,000735
Cash dividends$1,430,0001,565
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,227,1403,864
1994-12-31 (YTD Data)Rank
Total interest income$12,010,0002,519
Total interest expense$4,696,0002,613
Net interest income$7,314,0002,472
Provision for loan and lease losses$459,0001,649
Total noninterest income$818,0003,655
Gross Fiduciary activities income$6,0001,510
Service charges on deposit accounts$621,0002,187
Trading account gains and fees$0475
Additional Noninterest Income$191,0005,424
Total noninterest expense$4,333,0003,177
Salaries and employee benefits$2,260,0002,933
Premises and equipment expense$876,0002,303
Additional noninterest expense$1,197,0004,063
Pre-tax net operating income$3,340,0002,133
Securities gains (losses)$-11,0009,904
Applicable income taxes$1,049,0002,129
Income before extraordinary items$2,280,0002,143
Extraordinary gains, net$0249
Net income$2,280,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,234
Cash dividends$1,930,0001,152
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,287,4802,155
1993-12-31 (YTD Data)Rank
Total interest income$11,276,0002,745
Total interest expense$4,915,0002,613
Net interest income$6,361,0002,853
Provision for loan and lease losses$522,0002,035
Total noninterest income$717,0004,351
Gross Fiduciary activities income$4,0001,568
Service charges on deposit accounts$553,0002,505
Trading account gains and fees$0532
Additional Noninterest Income$160,0006,357
Total noninterest expense$4,163,0003,360
Salaries and employee benefits$2,094,0003,132
Premises and equipment expense$716,0002,820
Additional noninterest expense$1,353,0003,812
Pre-tax net operating income$2,393,0002,820
Securities gains (losses)$309,0001,272
Applicable income taxes$846,0002,639
Income before extraordinary items$1,856,0002,695
Extraordinary gains, net$03,149
Net income$1,856,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0001,732
Cash dividends$617,0002,596
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,642,7902,820
1992-12-31 (YTD Data)Rank
Total interest income$11,163,0003,141
Total interest expense$5,765,0002,888
Net interest income$5,398,0003,378
Provision for loan and lease losses$664,0002,464
Total noninterest income$630,0004,791
Gross Fiduciary activities income$4,0001,602
Service charges on deposit accounts$464,0003,007
Trading account gains and fees$0504
Additional Noninterest Income$162,0006,369
Total noninterest expense$3,899,0003,586
Salaries and employee benefits$1,976,0003,240
Premises and equipment expense$650,0003,125
Additional noninterest expense$1,273,0004,122
Pre-tax net operating income$1,465,0004,128
Securities gains (losses)$36,0004,684
Applicable income taxes$470,0004,207
Income before extraordinary items$1,031,0004,365
Extraordinary gains, net$01,422
Net income$1,031,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$609,0002,155
Cash dividends$342,0003,718
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,006,1604,160

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.