Home > Peoples Bank of Alabama > Net charge- offs to loans
Peoples Bank of Alabama, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0769% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1016% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3204% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5195% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5556% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0784% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1026% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3078% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6058% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6539% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0793% | 4,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1030% | 4,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2298% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4321% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4897% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0823% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1068% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1143% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1429% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2440% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0964% | 4,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1255% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0051% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1894% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2221% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0981% | 4,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1279% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4482% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1371% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1714% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1179% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1544% | 4,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3886% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0253% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0633% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0971% | 4,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1262% | 4,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3276% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0249% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0997% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1592% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2629% | 3,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1299% | 4,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1255% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4979% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1952% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1051% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1311% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0742% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0790% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6829% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0088% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1036% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 3,370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1275% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1887% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4511% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0137% | 3,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2125% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1033% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 3,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1265% | 4,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0659% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2763% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4630% | 4,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4898% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1012% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,079 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1415% | 4,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0948% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1204% | 4,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8064% | 4,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1107% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1418% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1035% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6646% | 4,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1292% | 4,850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1912% | 4,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0965% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1209% | 4,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4487% | 4,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3289% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6796% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2480% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1045% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2892% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4783% | 4,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0974% | 4,751 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1210% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0356% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7733% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9604% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7301% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7216% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.1943% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1026% | 4,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1281% | 4,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6860% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9882% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2306% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4582% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.1921% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1013% | 4,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,548 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1232% | 4,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1175% | 4,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7434% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1455% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6548% | 1,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 4,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0817% | 4,909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 3,601 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0972% | 4,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2436% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3233% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5492% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1809% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0708% | 4,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 4,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8792% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6900% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2239% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5750% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0509% | 4,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 4,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1567% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5140% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3462% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3360% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4085% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2771% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0806% | 5,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0953% | 5,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3196% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8093% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2487% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5118% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7218% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1699% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3757% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0889% | 5,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1082% | 5,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5983% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5990% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8036% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3529% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1214% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3022% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6356% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0917% | 5,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1099% | 5,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8942% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8317% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4569% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5052% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2729% | 49 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6864% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3879% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0900% | 5,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 3,766 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1083% | 5,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8199% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0604% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4733% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3985% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5267% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 938 |
| Percentage Net Loans Charged-off:Construction & development | -0.2225% | 4,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2109% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 3,879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8644% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7435% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0354% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5369% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9421% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.1737% | 4,919 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 3,898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7984% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7091% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3897% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6046% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0487% | 3,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4471% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9119% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7542% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7861% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1864% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5119% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2712% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6498% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2190% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0482% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1765% | 5,665 |
| Percentage Net Loans Charged-off:Construction & development | -1.6613% | 5,377 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 5,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1274% | 4,228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1729% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9050% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3737% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0457% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0810% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2408% | 5,774 |
| Percentage Net Loans Charged-off:Construction & development | -2.3489% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 5,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1617% | 4,280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2073% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4853% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1648% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4175% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0619% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1727% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3608% | 5,884 |
| Percentage Net Loans Charged-off:Construction & development | -3.8239% | 5,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 5,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2327% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1490% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6005% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8035% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4894% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3730% | 5,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6421% | 5,994 |
| Percentage Net Loans Charged-off:Construction & development | -7.4734% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,089 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6671% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7236% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2254% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 1.1220% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2836% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8734% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3594% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1060% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3033% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0553% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2346% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2098% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 1.2126% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2521% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6548% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1821% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2643% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2836% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0699% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2888% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 1.4209% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3722% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9952% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2644% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4009% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1652% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1906% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3988% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4298% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 2.5931% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9927% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 5,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4515% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1243% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4558% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1052% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.1730% | 837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 1,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 2,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2515% | 4,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1002% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4507% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1222% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4692% | 1,737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 3,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.2341% | 687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3389% | 4,747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3853% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1635% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 1,727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.4251% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2355% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1095% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2537% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1751% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2485% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2206% | 2,196 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1127% | 5,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3152% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 1.0295% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1534% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3000% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3437% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4115% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4828% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1777% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2359% | 5,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6457% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8016% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 4.7297% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 2,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3734% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1509% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2506% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0953% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5613% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3993% | 2,232 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 5,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4060% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4926% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 2.3471% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 2,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5058% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5277% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3403% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 2,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6202% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3061% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5211% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 5,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.2688% | 1,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 1,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1873% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7882% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5025% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6296% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0147% | 5,591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 4,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 6,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1231% | 6,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6909% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 6,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 5,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1648% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0717% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1702% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0297% | 5,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4095% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4724% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 1.7140% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2540% | 2,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4334% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3239% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4494% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 2,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2198% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8703% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1826% | 3,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3547% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4209% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 1.3466% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3388% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2267% | 2,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0532% | 3,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0563% | 3,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2517% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.1457% | 1,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3041% | 1,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2028% | 2,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2663% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0495% | 5,850 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2948% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0350% | 5,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1154% | 6,039 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1359% | 5,969 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5988% | 1,279 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1081% | 5,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7663% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9275% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 5.6139% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 3,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5456% | 2,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9738% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4946% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7514% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5929% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6732% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8419% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0171% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 6.6767% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 2,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4043% | 2,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3268% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4135% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 3,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8646% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1422% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7501% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7201% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8765% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 5.0794% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0992% | 2,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5346% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2223% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5713% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 3,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7427% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2137% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5690% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 3,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3468% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4494% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3350% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 5,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5403% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0344% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0732% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2232% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4207% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 8.0968% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4193% | 2,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3211% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3532% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4895% | 3,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8756% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2199% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5631% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8247% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 10.6080% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5578% | 1,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2742% | 2,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5484% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1043% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8206% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0731% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4167% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 13.6753% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7163% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3555% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3887% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7750% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3539% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8664% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 2,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4251% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1298% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0734% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9657% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9409% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 3.8669% | 1,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 3,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1633% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1540% | 770 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1640% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1212% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3148% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3474% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4763% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9846% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9595% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 5.4911% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 2,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7060% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1383% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6755% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1783% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4900% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6652% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9698% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0619% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 9.2329% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 2,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1741% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 3,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5814% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8139% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5219% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 3,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8341% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 2,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3822% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9583% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0799% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1673% | 3,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 2,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 2,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3731% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3911% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7376% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2211% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7599% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2534% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1774% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4050% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4245% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3392% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1281% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5671% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3378% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2711% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6140% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6427% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5186% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8977% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6314% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0974% | 8,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1018% | 8,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1028% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2678% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2666% | 2,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 3,651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3184% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1361% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3086% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3186% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0677% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 4,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6063% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2799% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2887% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 3,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5608% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4970% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5119% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2801% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4303% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 4,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.4382% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0118% | 7,439 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4350% | 1,980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7265% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.5978% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 7,164 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5849% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3808% | 7,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.8994% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4011% | 7,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2028% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 1.5726% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2166% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0787% | 7,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0927% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3612% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 4,943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2649% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.1242% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4703% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1339% | 5,000 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1524% | 2,110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.1841% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3358% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8547% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5208% | 2,515 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5806% | 2,097 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1577% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2719% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1553% | 5,682 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9305% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7190% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0735% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2901% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 5,197 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2054% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5570% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.1105% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3021% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4775% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2034% | 4,603 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8482% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5124% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 8,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 7,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 8,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 8,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0453% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4584% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 18.0569% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0814% | 7,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3818% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7424% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3708% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1798% | 2,727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0404% | 7,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3432% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1963% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5273% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0644% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2358% | 2,698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0551% | 7,445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 3,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1552% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3505% | 2,672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0801% | 7,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 8,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0554% | 8,756 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 8,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 7,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6647% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1497% | 7,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4159% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2524% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 2.8387% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3003% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3003% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1444% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6791% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5510% | 1,071 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2124% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3030% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 2,025 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8914% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1013% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6693% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 5,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 5,984 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 6,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 11,199 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 11,051 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |