Home > PEOPLES BANK > Income and Expense

PEOPLES BANK, Income and Expense

Basic Info Reviews History Routing Numbers Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$10,689,000	2,739
Total interest expense	$2,561,000	2,803
Net interest income	$8,128,000	2,670
Provision for loan and lease losses	$255,000	1,794
Total noninterest income	$1,301,000	2,452
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$435,000	1,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	2,426
Total noninterest expense	$4,476,000	3,205
Salaries and employee benefits	$2,527,000	3,169
Premises and equipment expense	$521,000	2,898
Additional noninterest expense	$866,000	2,426
Pre-tax net operating income	$4,698,000	1,994
Securities gains (losses)	$-236,000	3,999
Applicable income taxes	$985,000	1,447
Income before extraordinary items	$3,477,000	2,156
Extraordinary gains, net	$0	54
Net income	$3,477,000	2,180
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,477,000	2,159
Net charge-offs	$13,000	2,350
Cash dividends	$888,000	2,295
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,663,440	2,129
2023-09-30 (YTD Data)		Rank
Total interest income	$7,625,000	2,793
Total interest expense	$1,702,000	2,810
Net interest income	$5,923,000	2,726
Provision for loan and lease losses	$120,000	2,020
Total noninterest income	$952,000	2,467
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$320,000	1,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$632,000	2,445
Total noninterest expense	$3,125,000	3,278
Salaries and employee benefits	$1,798,000	3,220
Premises and equipment expense	$352,000	3,061
Additional noninterest expense	$632,000	2,444
Pre-tax net operating income	$3,630,000	2,006
Securities gains (losses)	$-26,000	3,678
Applicable income taxes	$917,000	1,341
Income before extraordinary items	$2,687,000	2,179
Extraordinary gains, net	$0	52
Net income	$2,687,000	2,200
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,687,000	2,181
Net charge-offs	$31,000	1,697
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,707,540	2,195
2023-06-30 (YTD Data)		Rank
Total interest income	$4,846,000	2,837
Total interest expense	$991,000	2,816
Net interest income	$3,855,000	2,785
Provision for loan and lease losses	$90,000	1,868
Total noninterest income	$629,000	2,425
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$206,000	1,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	2,380
Total noninterest expense	$1,930,000	3,379
Salaries and employee benefits	$1,118,000	3,318
Premises and equipment expense	$185,000	3,361
Additional noninterest expense	$423,000	2,376
Pre-tax net operating income	$2,464,000	1,976
Securities gains (losses)	$10,000	643
Applicable income taxes	$630,000	1,327
Income before extraordinary items	$1,844,000	2,158
Extraordinary gains, net	$0	51
Net income	$1,844,000	2,183
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,844,000	2,158
Net charge-offs	$24,000	1,463
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,836,100	2,172
2023-03-31 (YTD Data)		Rank
Total interest income	$2,292,000	2,894
Total interest expense	$429,000	2,782
Net interest income	$1,863,000	2,851
Provision for loan and lease losses	$40,000	1,811
Total noninterest income	$291,000	2,519
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$100,000	1,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	2,488
Total noninterest expense	$884,000	3,528
Salaries and employee benefits	$516,000	3,451
Premises and equipment expense	$84,000	3,541
Additional noninterest expense	$191,000	2,488
Pre-tax net operating income	$1,230,000	2,039
Securities gains (losses)	$10,000	588
Applicable income taxes	$314,000	1,348
Income before extraordinary items	$926,000	2,199
Extraordinary gains, net	$0	4
Net income	$926,000	2,199
Minority interest net income	$0	48
Net income of bank and minority interests.	$926,000	2,199
Net charge-offs	$15,000	1,224
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$918,100	2,231
2022-12-31 (YTD Data)		Rank
Total interest income	$7,457,000	2,950
Total interest expense	$536,000	3,168
Net interest income	$6,921,000	2,893
Provision for loan and lease losses	$120,000	2,097
Total noninterest income	$1,252,000	2,550
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$404,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$848,000	2,516
Total noninterest expense	$3,386,000	3,570
Salaries and employee benefits	$1,945,000	3,510
Premises and equipment expense	$325,000	3,556
Additional noninterest expense	$848,000	2,516
Pre-tax net operating income	$4,667,000	2,113
Securities gains (losses)	$-455,000	4,299
Applicable income taxes	$952,000	1,595
Income before extraordinary items	$3,260,000	2,352
Extraordinary gains, net	$0	5
Net income	$3,260,000	2,352
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,260,000	2,351
Net charge-offs	$30,000	1,774
Cash dividends	$1,413,000	1,814
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,619,450	2,263
2022-09-30 (YTD Data)		Rank
Total interest income	$5,278,000	2,976
Total interest expense	$232,000	3,569
Net interest income	$5,046,000	2,907
Provision for loan and lease losses	$60,000	2,156
Total noninterest income	$939,000	2,575
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$301,000	1,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	2,533
Total noninterest expense	$2,433,000	3,606
Salaries and employee benefits	$1,458,000	3,489
Premises and equipment expense	$232,000	3,637
Additional noninterest expense	$638,000	2,533
Pre-tax net operating income	$3,492,000	2,102
Securities gains (losses)	$-240,000	4,382
Applicable income taxes	$796,000	1,509
Income before extraordinary items	$2,456,000	2,324
Extraordinary gains, net	$0	4
Net income	$2,456,000	2,323
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,456,000	2,323
Net charge-offs	$15,000	1,701
Cash dividends	$650,000	1,987
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,645,600	2,273
2022-06-30 (YTD Data)		Rank
Total interest income	$3,303,000	3,040
Total interest expense	$106,000	3,890
Net interest income	$3,197,000	2,962
Provision for loan and lease losses	$40,000	1,997
Total noninterest income	$612,000	2,594
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$192,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$420,000	2,572
Total noninterest expense	$1,592,000	3,644
Salaries and employee benefits	$965,000	3,522
Premises and equipment expense	$156,000	3,642
Additional noninterest expense	$471,000	3,730
Pre-tax net operating income	$2,177,000	2,095
Securities gains (losses)	$-134,000	4,414
Applicable income taxes	$497,000	1,488
Income before extraordinary items	$1,546,000	2,304
Extraordinary gains, net	$0	4
Net income	$1,546,000	2,304
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,546,000	2,304
Net charge-offs	$16,000	1,414
Cash dividends	$200,000	2,455
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,651,860	2,256
2022-03-31 (YTD Data)		Rank
Total interest income	$1,601,000	3,049
Total interest expense	$53,000	3,878
Net interest income	$1,548,000	2,971
Provision for loan and lease losses	$20,000	1,778
Total noninterest income	$311,000	2,552
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$97,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	2,506
Total noninterest expense	$776,000	3,683
Salaries and employee benefits	$483,000	3,532
Premises and equipment expense	$74,000	3,722
Additional noninterest expense	$219,000	3,801
Pre-tax net operating income	$1,063,000	2,032
Securities gains (losses)	$0	623
Applicable income taxes	$263,000	1,416
Income before extraordinary items	$800,000	2,193
Extraordinary gains, net	$0	4
Net income	$800,000	2,193
Minority interest net income	$0	50
Net income of bank and minority interests.	$800,000	2,193
Net charge-offs	$7,000	1,284
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$800,000	2,213
2021-12-31 (YTD Data)		Rank
Total interest income	$6,564,000	3,104
Total interest expense	$278,000	3,832
Net interest income	$6,286,000	3,004
Provision for loan and lease losses	$210,000	1,696
Total noninterest income	$1,230,000	2,755
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$345,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$885,000	2,733
Total noninterest expense	$3,254,000	3,645
Salaries and employee benefits	$1,863,000	3,613
Premises and equipment expense	$329,000	3,609
Additional noninterest expense	$1,062,000	3,613
Pre-tax net operating income	$4,052,000	2,308
Securities gains (losses)	$0	2,062
Applicable income taxes	$845,000	1,724
Income before extraordinary items	$3,207,000	2,460
Extraordinary gains, net	$0	10
Net income	$3,207,000	2,460
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,207,000	2,461
Net charge-offs	$4,000	2,487
Cash dividends	$1,192,000	2,049
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,207,000	2,435
2021-09-30 (YTD Data)		Rank
Total interest income	$4,977,000	3,139
Total interest expense	$218,000	3,879
Net interest income	$4,759,000	3,039
Provision for loan and lease losses	$140,000	1,736
Total noninterest income	$914,000	2,807
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$250,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$664,000	2,769
Total noninterest expense	$2,401,000	3,704
Salaries and employee benefits	$1,412,000	3,629
Premises and equipment expense	$238,000	3,708
Additional noninterest expense	$751,000	3,701
Pre-tax net operating income	$3,132,000	2,378
Securities gains (losses)	$0	2,015
Applicable income taxes	$764,000	1,673
Income before extraordinary items	$2,368,000	2,583
Extraordinary gains, net	$0	8
Net income	$2,368,000	2,583
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,368,000	2,583
Net charge-offs	$1,000	2,373
Cash dividends	$400,000	2,475
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,368,000	2,553
2021-06-30 (YTD Data)		Rank
Total interest income	$3,262,000	3,166
Total interest expense	$153,000	3,899
Net interest income	$3,109,000	3,073
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$564,000	2,872
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$151,000	2,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	2,810
Total noninterest expense	$1,568,000	3,738
Salaries and employee benefits	$933,000	3,651
Premises and equipment expense	$159,000	3,719
Additional noninterest expense	$476,000	3,760
Pre-tax net operating income	$2,015,000	2,384
Securities gains (losses)	$0	1,818
Applicable income taxes	$491,000	1,678
Income before extraordinary items	$1,524,000	2,602
Extraordinary gains, net	$0	6
Net income	$1,524,000	2,602
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,524,000	2,602
Net charge-offs	$-6,000	3,611
Cash dividends	$200,000	2,598
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,524,000	2,571
2021-03-31 (YTD Data)		Rank
Total interest income	$1,554,000	3,240
Total interest expense	$80,000	3,926
Net interest income	$1,474,000	3,136
Provision for loan and lease losses	$40,000	1,881
Total noninterest income	$270,000	2,901
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$72,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	2,848
Total noninterest expense	$763,000	3,777
Salaries and employee benefits	$454,000	3,694
Premises and equipment expense	$81,000	3,710
Additional noninterest expense	$228,000	3,806
Pre-tax net operating income	$941,000	2,449
Securities gains (losses)	$0	1,392
Applicable income taxes	$228,000	1,716
Income before extraordinary items	$713,000	2,675
Extraordinary gains, net	$0	3
Net income	$713,000	2,673
Minority interest net income	$0	55
Net income of bank and minority interests.	$713,000	2,675
Net charge-offs	$-7,000	3,920
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$713,000	2,639
2020-12-31 (YTD Data)		Rank
Total interest income	$7,064,000	3,065
Total interest expense	$599,000	3,633
Net interest income	$6,465,000	2,941
Provision for loan and lease losses	$225,000	2,934
Total noninterest income	$1,027,000	2,835
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$297,000	2,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,772
Total noninterest expense	$3,275,000	3,694
Salaries and employee benefits	$1,759,000	3,740
Premises and equipment expense	$328,000	3,702
Additional noninterest expense	$1,188,000	3,440
Pre-tax net operating income	$3,992,000	2,070
Securities gains (losses)	$0	2,675
Applicable income taxes	$905,000	1,508
Income before extraordinary items	$3,087,000	2,276
Extraordinary gains, net	$0	4
Net income	$3,087,000	2,276
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,087,000	2,276
Net charge-offs	$8,000	3,088
Cash dividends	$935,000	2,295
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,087,000	2,219
2020-09-30 (YTD Data)		Rank
Total interest income	$5,463,000	3,055
Total interest expense	$497,000	3,613
Net interest income	$4,966,000	2,909
Provision for loan and lease losses	$135,000	3,076
Total noninterest income	$708,000	2,907
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$211,000	2,324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$497,000	2,850
Total noninterest expense	$2,348,000	3,742
Salaries and employee benefits	$1,307,000	3,748
Premises and equipment expense	$234,000	3,786
Additional noninterest expense	$807,000	3,585
Pre-tax net operating income	$3,191,000	1,967
Securities gains (losses)	$0	2,494
Applicable income taxes	$750,000	1,397
Income before extraordinary items	$2,441,000	2,184
Extraordinary gains, net	$0	4
Net income	$2,441,000	2,183
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,441,000	2,184
Net charge-offs	$3,000	3,032
Cash dividends	$200,000	2,908
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,441,000	2,122
2020-06-30 (YTD Data)		Rank
Total interest income	$3,793,000	3,022
Total interest expense	$382,000	3,516
Net interest income	$3,411,000	2,883
Provision for loan and lease losses	$100,000	2,943
Total noninterest income	$444,000	2,950
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$137,000	2,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	2,892
Total noninterest expense	$1,527,000	3,787
Salaries and employee benefits	$874,000	3,759
Premises and equipment expense	$152,000	3,821
Additional noninterest expense	$501,000	3,699
Pre-tax net operating income	$2,228,000	1,854
Securities gains (losses)	$0	2,249
Applicable income taxes	$521,000	1,309
Income before extraordinary items	$1,707,000	2,052
Extraordinary gains, net	$0	4
Net income	$1,707,000	2,052
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,707,000	2,052
Net charge-offs	$0	3,033
Cash dividends	$200,000	2,652
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,707,000	2,011
2020-03-31 (YTD Data)		Rank
Total interest income	$1,704,000	3,174
Total interest expense	$233,000	3,376
Net interest income	$1,471,000	3,082
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$225,000	2,880
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$83,000	2,398
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	2,820
Total noninterest expense	$714,000	3,921
Salaries and employee benefits	$426,000	3,828
Premises and equipment expense	$74,000	3,877
Additional noninterest expense	$214,000	3,939
Pre-tax net operating income	$937,000	1,926
Securities gains (losses)	$0	1,705
Applicable income taxes	$219,000	1,320
Income before extraordinary items	$718,000	2,126
Extraordinary gains, net	$0	4
Net income	$718,000	2,124
Minority interest net income	$0	56
Net income of bank and minority interests.	$718,000	2,126
Net charge-offs	$2,000	2,313
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$718,000	2,094
2019-12-31 (YTD Data)		Rank
Total interest income	$6,834,000	3,220
Total interest expense	$1,036,000	3,258
Net interest income	$5,798,000	3,168
Provision for loan and lease losses	$220,000	2,278
Total noninterest income	$1,023,000	2,790
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$358,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$665,000	2,732
Total noninterest expense	$2,956,000	3,914
Salaries and employee benefits	$1,593,000	3,962
Premises and equipment expense	$286,000	3,976
Additional noninterest expense	$1,077,000	3,692
Pre-tax net operating income	$3,645,000	2,174
Securities gains (losses)	$10,000	1,888
Applicable income taxes	$816,000	1,587
Income before extraordinary items	$2,839,000	2,370
Extraordinary gains, net	$0	11
Net income	$2,839,000	2,372
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,839,000	2,372
Net charge-offs	$76,000	2,382
Cash dividends	$1,107,000	2,210
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,831,100	2,337
2019-09-30 (YTD Data)		Rank
Total interest income	$5,080,000	3,274
Total interest expense	$760,000	3,318
Net interest income	$4,320,000	3,218
Provision for loan and lease losses	$150,000	2,250
Total noninterest income	$748,000	2,840
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$261,000	2,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	2,761
Total noninterest expense	$2,118,000	4,006
Salaries and employee benefits	$1,169,000	4,012
Premises and equipment expense	$208,000	4,065
Additional noninterest expense	$741,000	3,837
Pre-tax net operating income	$2,800,000	2,203
Securities gains (losses)	$10,000	1,653
Applicable income taxes	$631,000	1,617
Income before extraordinary items	$2,179,000	2,400
Extraordinary gains, net	$0	11
Net income	$2,179,000	2,400
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,179,000	2,401
Net charge-offs	$65,000	2,050
Cash dividends	$400,000	2,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,171,100	2,378
2019-06-30 (YTD Data)		Rank
Total interest income	$3,341,000	3,304
Total interest expense	$492,000	3,345
Net interest income	$2,849,000	3,251
Provision for loan and lease losses	$110,000	2,135
Total noninterest income	$505,000	2,798
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$169,000	2,447
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	2,700
Total noninterest expense	$1,387,000	4,057
Salaries and employee benefits	$775,000	4,061
Premises and equipment expense	$137,000	4,101
Additional noninterest expense	$475,000	3,935
Pre-tax net operating income	$1,857,000	2,188
Securities gains (losses)	$10,000	1,220
Applicable income taxes	$419,000	1,585
Income before extraordinary items	$1,448,000	2,376
Extraordinary gains, net	$0	11
Net income	$1,448,000	2,375
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,448,000	2,376
Net charge-offs	$49,000	1,840
Cash dividends	$350,000	2,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,440,100	2,362
2019-03-31 (YTD Data)		Rank
Total interest income	$1,630,000	3,364
Total interest expense	$226,000	3,435
Net interest income	$1,404,000	3,304
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$242,000	2,808
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$80,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	2,671
Total noninterest expense	$678,000	4,126
Salaries and employee benefits	$386,000	4,109
Premises and equipment expense	$71,000	4,092
Additional noninterest expense	$221,000	4,053
Pre-tax net operating income	$908,000	2,179
Securities gains (losses)	$0	1,087
Applicable income taxes	$201,000	1,585
Income before extraordinary items	$707,000	2,354
Extraordinary gains, net	$0	5
Net income	$707,000	2,352
Minority interest net income	$0	52
Net income of bank and minority interests.	$707,000	2,353
Net charge-offs	$32,000	1,464
Cash dividends	$350,000	1,603
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$707,000	2,339
2018-12-31 (YTD Data)		Rank
Total interest income	$5,898,000	3,459
Total interest expense	$616,000	3,634
Net interest income	$5,282,000	3,396
Provision for loan and lease losses	$110,000	2,984
Total noninterest income	$955,000	2,915
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$379,000	2,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$576,000	2,888
Total noninterest expense	$2,775,000	4,117
Salaries and employee benefits	$1,371,000	4,306
Premises and equipment expense	$314,000	3,957
Additional noninterest expense	$1,090,000	3,750
Pre-tax net operating income	$3,352,000	2,339
Securities gains (losses)	$-4,000	4,208
Applicable income taxes	$710,000	1,672
Income before extraordinary items	$2,638,000	2,515
Extraordinary gains, net	$0	6
Net income	$2,638,000	2,514
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,638,000	2,514
Net charge-offs	$24,000	3,022
Cash dividends	$1,079,000	2,131
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,641,160	2,507
2018-09-30 (YTD Data)		Rank
Total interest income	$4,307,000	3,529
Total interest expense	$439,000	3,669
Net interest income	$3,868,000	3,476
Provision for loan and lease losses	$30,000	3,453
Total noninterest income	$702,000	2,967
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$276,000	2,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$426,000	2,953
Total noninterest expense	$2,059,000	4,154
Salaries and employee benefits	$1,042,000	4,306
Premises and equipment expense	$227,000	4,047
Additional noninterest expense	$790,000	3,836
Pre-tax net operating income	$2,481,000	2,411
Securities gains (losses)	$-4,000	4,587
Applicable income taxes	$555,000	1,702
Income before extraordinary items	$1,922,000	2,590
Extraordinary gains, net	$0	5
Net income	$1,922,000	2,590
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,922,000	2,589
Net charge-offs	$18,000	2,750
Cash dividends	$400,000	2,579
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,925,160	2,569
2018-06-30 (YTD Data)		Rank
Total interest income	$2,812,000	3,557
Total interest expense	$274,000	3,700
Net interest income	$2,538,000	3,506
Provision for loan and lease losses	$30,000	3,103
Total noninterest income	$474,000	2,954
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$177,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	2,909
Total noninterest expense	$1,309,000	4,246
Salaries and employee benefits	$703,000	4,323
Premises and equipment expense	$148,000	4,111
Additional noninterest expense	$458,000	4,096
Pre-tax net operating income	$1,673,000	2,353
Securities gains (losses)	$0	961
Applicable income taxes	$373,000	1,673
Income before extraordinary items	$1,300,000	2,544
Extraordinary gains, net	$0	6
Net income	$1,300,000	2,543
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,300,000	2,543
Net charge-offs	$12,000	2,509
Cash dividends	$200,000	2,795
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,300,000	2,537
2018-03-31 (YTD Data)		Rank
Total interest income	$1,373,000	3,609
Total interest expense	$126,000	3,776
Net interest income	$1,247,000	3,554
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$217,000	3,057
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$87,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,016
Total noninterest expense	$630,000	4,359
Salaries and employee benefits	$342,000	4,413
Premises and equipment expense	$74,000	4,152
Additional noninterest expense	$214,000	4,223
Pre-tax net operating income	$804,000	2,381
Securities gains (losses)	$0	735
Applicable income taxes	$179,000	1,677
Income before extraordinary items	$625,000	2,549
Extraordinary gains, net	$0	7
Net income	$625,000	2,549
Minority interest net income	$0	52
Net income of bank and minority interests.	$625,000	2,549
Net charge-offs	$7,000	2,089
Cash dividends	$200,000	1,882
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$625,000	2,545
2017-12-31 (YTD Data)		Rank
Total interest income	$5,338,000	3,639
Total interest expense	$389,000	4,030
Net interest income	$4,949,000	3,553
Provision for loan and lease losses	$40,000	3,661
Total noninterest income	$1,023,000	2,911
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$385,000	2,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	2,848
Total noninterest expense	$2,848,000	4,215
Salaries and employee benefits	$1,541,000	4,248
Premises and equipment expense	$331,000	4,006
Additional noninterest expense	$976,000	4,056
Pre-tax net operating income	$3,084,000	2,439
Securities gains (losses)	$7,000	1,711
Applicable income taxes	$991,000	1,887
Income before extraordinary items	$2,100,000	2,614
Extraordinary gains, net	$0	9
Net income	$2,100,000	2,613
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,100,000	2,614
Net charge-offs	$26,000	3,302
Cash dividends	$866,000	2,365
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,095,240	2,596
2017-09-30 (YTD Data)		Rank
Total interest income	$3,955,000	3,689
Total interest expense	$288,000	4,070
Net interest income	$3,667,000	3,608
Provision for loan and lease losses	$40,000	3,409
Total noninterest income	$779,000	2,911
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$286,000	2,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	2,828
Total noninterest expense	$2,056,000	4,299
Salaries and employee benefits	$1,137,000	4,292
Premises and equipment expense	$240,000	4,096
Additional noninterest expense	$679,000	4,196
Pre-tax net operating income	$2,350,000	2,461
Securities gains (losses)	$0	2,274
Applicable income taxes	$825,000	1,629
Income before extraordinary items	$1,525,000	2,833
Extraordinary gains, net	$0	9
Net income	$1,525,000	2,832
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,525,000	2,833
Net charge-offs	$6,000	3,411
Cash dividends	$300,000	2,852
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,525,000	2,815
2017-06-30 (YTD Data)		Rank
Total interest income	$2,606,000	3,714
Total interest expense	$190,000	4,089
Net interest income	$2,416,000	3,627
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$513,000	2,927
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$179,000	2,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	2,809
Total noninterest expense	$1,350,000	4,340
Salaries and employee benefits	$742,000	4,350
Premises and equipment expense	$162,000	4,093
Additional noninterest expense	$446,000	4,248
Pre-tax net operating income	$1,549,000	2,439
Securities gains (losses)	$0	1,906
Applicable income taxes	$541,000	1,621
Income before extraordinary items	$1,008,000	2,805
Extraordinary gains, net	$0	11
Net income	$1,008,000	2,805
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,008,000	2,805
Net charge-offs	$0	3,512
Cash dividends	$150,000	2,979
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,008,000	2,790
2017-03-31 (YTD Data)		Rank
Total interest income	$1,288,000	3,754
Total interest expense	$94,000	4,109
Net interest income	$1,194,000	3,663
Provision for loan and lease losses	$20,000	2,800
Total noninterest income	$239,000	3,036
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$86,000	2,639
Trading account gains and fees	NA	NA
Additional Noninterest Income	$153,000	2,908
Total noninterest expense	$647,000	4,462
Salaries and employee benefits	$352,000	4,516
Premises and equipment expense	$77,000	4,199
Additional noninterest expense	$218,000	4,320
Pre-tax net operating income	$766,000	2,369
Securities gains (losses)	$0	1,153
Applicable income taxes	$266,000	1,603
Income before extraordinary items	$500,000	2,754
Extraordinary gains, net	$0	8
Net income	$500,000	2,754
Minority interest net income	$0	55
Net income of bank and minority interests.	$500,000	2,754
Net charge-offs	$6,000	2,391
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$500,000	2,740
2016-12-31 (YTD Data)		Rank
Total interest income	$4,789,000	3,880
Total interest expense	$359,000	4,200
Net interest income	$4,430,000	3,815
Provision for loan and lease losses	$95,000	3,197
Total noninterest income	$917,000	3,175
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$400,000	2,472
Trading account gains and fees	$0	170
Additional Noninterest Income	$517,000	3,217
Total noninterest expense	$2,599,000	4,477
Salaries and employee benefits	$1,319,000	4,609
Premises and equipment expense	$323,000	4,176
Additional noninterest expense	$957,000	4,237
Pre-tax net operating income	$2,653,000	2,581
Securities gains (losses)	$19,000	2,394
Applicable income taxes	$825,000	1,809
Income before extraordinary items	$1,847,000	2,925
Extraordinary gains, net	$0	5
Net income	$1,847,000	2,924
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,847,000	2,924
Net charge-offs	$43,000	3,247
Cash dividends	$837,000	2,414
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,833,890	2,886
2016-09-30 (YTD Data)		Rank
Total interest income	$3,556,000	3,927
Total interest expense	$267,000	4,256
Net interest income	$3,289,000	3,858
Provision for loan and lease losses	$65,000	3,131
Total noninterest income	$687,000	3,181
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$301,000	2,463
Trading account gains and fees	$0	169
Additional Noninterest Income	$386,000	3,233
Total noninterest expense	$1,916,000	4,532
Salaries and employee benefits	$981,000	4,635
Premises and equipment expense	$232,000	4,273
Additional noninterest expense	$703,000	4,311
Pre-tax net operating income	$1,995,000	2,628
Securities gains (losses)	$19,000	2,332
Applicable income taxes	$703,000	1,752
Income before extraordinary items	$1,311,000	3,041
Extraordinary gains, net	$0	5
Net income	$1,311,000	3,041
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,311,000	3,041
Net charge-offs	$34,000	2,829
Cash dividends	$300,000	2,875
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,298,650	3,005
2016-06-30 (YTD Data)		Rank
Total interest income	$2,372,000	3,955
Total interest expense	$178,000	4,284
Net interest income	$2,194,000	3,881
Provision for loan and lease losses	$55,000	2,867
Total noninterest income	$458,000	3,185
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$193,000	2,494
Trading account gains and fees	$0	157
Additional Noninterest Income	$265,000	3,197
Total noninterest expense	$1,275,000	4,588
Salaries and employee benefits	$647,000	4,694
Premises and equipment expense	$153,000	4,327
Additional noninterest expense	$475,000	4,316
Pre-tax net operating income	$1,322,000	2,601
Securities gains (losses)	$17,000	2,033
Applicable income taxes	$468,000	1,740
Income before extraordinary items	$871,000	3,021
Extraordinary gains, net	$0	16
Net income	$871,000	3,019
Minority interest net income	$0	71
Net income of bank and minority interests.	$871,000	3,020
Net charge-offs	$27,000	2,572
Cash dividends	$150,000	3,022
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$859,950	2,992
2016-03-31 (YTD Data)		Rank
Total interest income	$1,200,000	3,944
Total interest expense	$88,000	4,332
Net interest income	$1,112,000	3,861
Provision for loan and lease losses	$35,000	2,443
Total noninterest income	$209,000	3,300
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$92,000	2,559
Trading account gains and fees	$0	142
Additional Noninterest Income	$117,000	3,311
Total noninterest expense	$631,000	4,630
Salaries and employee benefits	$326,000	4,721
Premises and equipment expense	$78,000	4,321
Additional noninterest expense	$227,000	4,428
Pre-tax net operating income	$655,000	2,592
Securities gains (losses)	$17,000	1,296
Applicable income taxes	$235,000	1,706
Income before extraordinary items	$437,000	2,965
Extraordinary gains, net	$0	12
Net income	$437,000	2,964
Minority interest net income	$0	62
Net income of bank and minority interests.	$437,000	2,965
Net charge-offs	$4,000	2,652
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$425,950	2,955
2015-12-31 (YTD Data)		Rank
Total interest income	$4,532,000	4,060
Total interest expense	$339,000	4,433
Net interest income	$4,193,000	3,978
Provision for loan and lease losses	$90,000	3,155
Total noninterest income	$932,000	3,188
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$446,000	2,330
Trading account gains and fees	$0	159
Additional Noninterest Income	$486,000	3,328
Total noninterest expense	$2,496,000	4,699
Salaries and employee benefits	$1,314,000	4,732
Premises and equipment expense	$305,000	4,449
Additional noninterest expense	$877,000	4,521
Pre-tax net operating income	$2,539,000	2,595
Securities gains (losses)	$0	3,216
Applicable income taxes	$801,000	1,800
Income before extraordinary items	$1,738,000	2,974
Extraordinary gains, net	$0	23
Net income	$1,738,000	2,976
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,738,000	2,976
Net charge-offs	$32,000	3,529
Cash dividends	$709,000	2,536
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,738,000	2,929
2015-09-30 (YTD Data)		Rank
Total interest income	$3,370,000	4,130
Total interest expense	$250,000	4,503
Net interest income	$3,120,000	4,029
Provision for loan and lease losses	$60,000	3,107
Total noninterest income	$702,000	3,195
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$336,000	2,337
Trading account gains and fees	$0	153
Additional Noninterest Income	$366,000	3,339
Total noninterest expense	$1,870,000	4,742
Salaries and employee benefits	$1,007,000	4,737
Premises and equipment expense	$220,000	4,561
Additional noninterest expense	$643,000	4,599
Pre-tax net operating income	$1,892,000	2,662
Securities gains (losses)	$0	3,031
Applicable income taxes	$660,000	1,754
Income before extraordinary items	$1,232,000	3,121
Extraordinary gains, net	$0	21
Net income	$1,232,000	3,120
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,232,000	3,121
Net charge-offs	$22,000	3,305
Cash dividends	$100,000	3,461
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,232,000	3,071
2015-06-30 (YTD Data)		Rank
Total interest income	$2,226,000	4,169
Total interest expense	$165,000	4,559
Net interest income	$2,061,000	4,067
Provision for loan and lease losses	$50,000	2,882
Total noninterest income	$467,000	3,200
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$215,000	2,379
Trading account gains and fees	$0	157
Additional Noninterest Income	$252,000	3,295
Total noninterest expense	$1,240,000	4,799
Salaries and employee benefits	$684,000	4,750
Premises and equipment expense	$145,000	4,619
Additional noninterest expense	$411,000	4,707
Pre-tax net operating income	$1,238,000	2,679
Securities gains (losses)	$0	2,636
Applicable income taxes	$433,000	1,768
Income before extraordinary items	$805,000	3,148
Extraordinary gains, net	$0	22
Net income	$805,000	3,148
Minority interest net income	$0	75
Net income of bank and minority interests.	$805,000	3,149
Net charge-offs	$12,000	3,188
Cash dividends	$100,000	3,204
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$805,000	3,083
2015-03-31 (YTD Data)		Rank
Total interest income	$1,107,000	4,190
Total interest expense	$81,000	4,651
Net interest income	$1,026,000	4,096
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$218,000	3,279
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$99,000	2,487
Trading account gains and fees	$0	152
Additional Noninterest Income	$119,000	3,339
Total noninterest expense	$602,000	4,882
Salaries and employee benefits	$345,000	4,770
Premises and equipment expense	$70,000	4,719
Additional noninterest expense	$187,000	4,930
Pre-tax net operating income	$612,000	2,647
Securities gains (losses)	$0	2,027
Applicable income taxes	$213,000	1,767
Income before extraordinary items	$399,000	3,128
Extraordinary gains, net	$0	13
Net income	$399,000	3,131
Minority interest net income	$0	64
Net income of bank and minority interests.	$399,000	3,131
Net charge-offs	$8,000	2,565
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$399,000	3,061
2014-12-31 (YTD Data)		Rank
Total interest income	$4,369,000	4,273
Total interest expense	$332,000	4,782
Net interest income	$4,037,000	4,174
Provision for loan and lease losses	$45,000	3,862
Total noninterest income	$797,000	3,488
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$354,000	2,926
Trading account gains and fees	$0	180
Additional Noninterest Income	$443,000	3,457
Total noninterest expense	$2,351,000	5,001
Salaries and employee benefits	$1,231,000	5,033
Premises and equipment expense	$285,000	4,767
Additional noninterest expense	$835,000	4,819
Pre-tax net operating income	$2,438,000	2,633
Securities gains (losses)	$0	3,259
Applicable income taxes	$778,000	1,794
Income before extraordinary items	$1,660,000	3,056
Extraordinary gains, net	$0	17
Net income	$1,660,000	3,056
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,660,000	3,057
Net charge-offs	$10,000	4,571
Cash dividends	$609,000	2,611
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,660,000	3,006
2014-09-30 (YTD Data)		Rank
Total interest income	$3,258,000	4,322
Total interest expense	$248,000	4,864
Net interest income	$3,010,000	4,226
Provision for loan and lease losses	$10,000	4,128
Total noninterest income	$552,000	3,654
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$230,000	3,196
Trading account gains and fees	$0	174
Additional Noninterest Income	$322,000	3,532
Total noninterest expense	$1,748,000	5,042
Salaries and employee benefits	$934,000	5,031
Premises and equipment expense	$201,000	4,920
Additional noninterest expense	$613,000	4,899
Pre-tax net operating income	$1,804,000	2,701
Securities gains (losses)	$0	2,980
Applicable income taxes	$634,000	1,755
Income before extraordinary items	$1,170,000	3,197
Extraordinary gains, net	$0	15
Net income	$1,170,000	3,197
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,170,000	3,198
Net charge-offs	$-2,000	5,291
Cash dividends	$100,000	3,430
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,170,000	3,156
2014-06-30 (YTD Data)		Rank
Total interest income	$2,168,000	4,343
Total interest expense	$166,000	4,915
Net interest income	$2,002,000	4,242
Provision for loan and lease losses	$10,000	3,896
Total noninterest income	$350,000	3,736
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$149,000	3,239
Trading account gains and fees	$0	172
Additional Noninterest Income	$201,000	3,623
Total noninterest expense	$1,162,000	5,085
Salaries and employee benefits	$622,000	5,079
Premises and equipment expense	$134,000	4,960
Additional noninterest expense	$406,000	4,937
Pre-tax net operating income	$1,180,000	2,685
Securities gains (losses)	$0	2,580
Applicable income taxes	$415,000	1,727
Income before extraordinary items	$765,000	3,179
Extraordinary gains, net	$0	20
Net income	$765,000	3,185
Minority interest net income	$0	80
Net income of bank and minority interests.	$765,000	3,185
Net charge-offs	$-1,000	5,059
Cash dividends	$100,000	3,133
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$765,000	3,142
2014-03-31 (YTD Data)		Rank
Total interest income	$1,083,000	4,375
Total interest expense	$83,000	4,981
Net interest income	$1,000,000	4,249
Provision for loan and lease losses	$10,000	3,356
Total noninterest income	$168,000	3,785
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$69,000	3,363
Trading account gains and fees	$0	147
Additional Noninterest Income	$99,000	3,592
Total noninterest expense	$575,000	5,169
Salaries and employee benefits	$314,000	5,124
Premises and equipment expense	$66,000	5,067
Additional noninterest expense	$195,000	5,071
Pre-tax net operating income	$583,000	2,625
Securities gains (losses)	$0	1,715
Applicable income taxes	$205,000	1,691
Income before extraordinary items	$378,000	3,118
Extraordinary gains, net	$0	16
Net income	$378,000	3,120
Minority interest net income	$0	66
Net income of bank and minority interests.	$378,000	3,121
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$378,000	3,081
2013-12-31 (YTD Data)		Rank
Total interest income	$4,393,000	4,396
Total interest expense	$329,000	5,240
Net interest income	$4,064,000	4,235
Provision for loan and lease losses	$35,000	4,474
Total noninterest income	$738,000	3,765
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$308,000	3,313
Trading account gains and fees	$0	184
Additional Noninterest Income	$430,000	3,550
Total noninterest expense	$2,342,000	5,177
Salaries and employee benefits	$1,209,000	5,250
Premises and equipment expense	$284,000	4,957
Additional noninterest expense	$849,000	4,942
Pre-tax net operating income	$2,425,000	2,519
Securities gains (losses)	$0	3,182
Applicable income taxes	$780,000	1,704
Income before extraordinary items	$1,645,000	2,985
Extraordinary gains, net	$0	29
Net income	$1,645,000	2,987
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,645,000	2,988
Net charge-offs	$17,000	4,903
Cash dividends	$509,000	2,727
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,645,000	2,927
2013-09-30 (YTD Data)		Rank
Total interest income	$3,268,000	4,466
Total interest expense	$249,000	5,319
Net interest income	$3,019,000	4,297
Provision for loan and lease losses	$15,000	4,590
Total noninterest income	$582,000	3,734
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$225,000	3,374
Trading account gains and fees	$0	180
Additional Noninterest Income	$357,000	3,485
Total noninterest expense	$1,739,000	5,210
Salaries and employee benefits	$911,000	5,258
Premises and equipment expense	$211,000	5,023
Additional noninterest expense	$617,000	5,018
Pre-tax net operating income	$1,847,000	2,573
Securities gains (losses)	$0	3,040
Applicable income taxes	$651,000	1,644
Income before extraordinary items	$1,196,000	3,085
Extraordinary gains, net	$0	25
Net income	$1,196,000	3,089
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,196,000	3,089
Net charge-offs	$-1,000	5,686
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,196,000	3,016
2013-06-30 (YTD Data)		Rank
Total interest income	$2,190,000	4,467
Total interest expense	$167,000	5,369
Net interest income	$2,023,000	4,288
Provision for loan and lease losses	$10,000	4,495
Total noninterest income	$433,000	3,564
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$147,000	3,385
Trading account gains and fees	$0	157
Additional Noninterest Income	$286,000	3,272
Total noninterest expense	$1,173,000	5,215
Salaries and employee benefits	$613,000	5,261
Premises and equipment expense	$142,000	5,012
Additional noninterest expense	$418,000	4,997
Pre-tax net operating income	$1,273,000	2,489
Securities gains (losses)	$0	2,791
Applicable income taxes	$448,000	1,625
Income before extraordinary items	$825,000	3,004
Extraordinary gains, net	$0	22
Net income	$825,000	3,006
Minority interest net income	$0	82
Net income of bank and minority interests.	$825,000	3,007
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$825,000	2,915
2013-03-31 (YTD Data)		Rank
Total interest income	$1,104,000	4,474
Total interest expense	$84,000	5,452
Net interest income	$1,020,000	4,275
Provision for loan and lease losses	$0	4,409
Total noninterest income	$138,000	4,327
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$73,000	3,385
Trading account gains and fees	$0	148
Additional Noninterest Income	$65,000	4,369
Total noninterest expense	$587,000	5,254
Salaries and employee benefits	$305,000	5,311
Premises and equipment expense	$75,000	4,918
Additional noninterest expense	$207,000	5,082
Pre-tax net operating income	$571,000	2,638
Securities gains (losses)	$0	1,966
Applicable income taxes	$195,000	1,741
Income before extraordinary items	$376,000	3,140
Extraordinary gains, net	$0	10
Net income	$376,000	3,141
Minority interest net income	$0	76
Net income of bank and minority interests.	$376,000	3,142
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$376,000	3,049
2012-12-31 (YTD Data)		Rank
Total interest income	$4,791,000	4,418
Total interest expense	$402,000	5,539
Net interest income	$4,389,000	4,164
Provision for loan and lease losses	$65,000	5,016
Total noninterest income	$581,000	4,233
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$299,000	3,491
Trading account gains and fees	$0	166
Additional Noninterest Income	$282,000	4,116
Total noninterest expense	$2,444,000	5,221
Salaries and employee benefits	$1,170,000	5,441
Premises and equipment expense	$274,000	5,157
Additional noninterest expense	$1,000,000	4,798
Pre-tax net operating income	$2,461,000	2,432
Securities gains (losses)	$0	3,810
Applicable income taxes	$813,000	1,672
Income before extraordinary items	$1,648,000	2,940
Extraordinary gains, net	$0	29
Net income	$1,648,000	2,942
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,648,000	2,942
Net charge-offs	$32,000	5,176
Cash dividends	$509,000	2,735
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,648,000	2,818
2012-09-30 (YTD Data)		Rank
Total interest income	$3,621,000	4,472
Total interest expense	$317,000	5,571
Net interest income	$3,304,000	4,211
Provision for loan and lease losses	$30,000	5,216
Total noninterest income	$426,000	4,321
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$213,000	3,629
Trading account gains and fees	$0	157
Additional Noninterest Income	$213,000	4,160
Total noninterest expense	$1,811,000	5,291
Salaries and employee benefits	$880,000	5,469
Premises and equipment expense	$202,000	5,239
Additional noninterest expense	$729,000	4,896
Pre-tax net operating income	$1,889,000	2,462
Securities gains (losses)	$0	3,575
Applicable income taxes	$665,000	1,641
Income before extraordinary items	$1,224,000	3,026
Extraordinary gains, net	$0	20
Net income	$1,224,000	3,026
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,224,000	3,025
Net charge-offs	$10,000	5,305
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,224,000	2,886
2012-06-30 (YTD Data)		Rank
Total interest income	$2,433,000	4,486
Total interest expense	$226,000	5,542
Net interest income	$2,207,000	4,229
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$281,000	4,338
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$135,000	3,719
Trading account gains and fees	$0	153
Additional Noninterest Income	$146,000	4,110
Total noninterest expense	$1,210,000	5,315
Salaries and employee benefits	$592,000	5,494
Premises and equipment expense	$132,000	5,299
Additional noninterest expense	$486,000	4,938
Pre-tax net operating income	$1,248,000	2,450
Securities gains (losses)	$0	3,178
Applicable income taxes	$440,000	1,627
Income before extraordinary items	$808,000	3,018
Extraordinary gains, net	$0	19
Net income	$808,000	3,018
Minority interest net income	$0	84
Net income of bank and minority interests.	$808,000	3,018
Net charge-offs	$1,000	5,406
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$808,000	2,871
2012-03-31 (YTD Data)		Rank
Total interest income	$1,222,000	4,521
Total interest expense	$121,000	5,510
Net interest income	$1,101,000	4,261
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$137,000	4,417
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$64,000	3,833
Trading account gains and fees	$0	148
Additional Noninterest Income	$73,000	4,160
Total noninterest expense	$603,000	5,358
Salaries and employee benefits	$305,000	5,463
Premises and equipment expense	$66,000	5,331
Additional noninterest expense	$232,000	5,036
Pre-tax net operating income	$615,000	2,487
Securities gains (losses)	$0	2,210
Applicable income taxes	$216,000	1,642
Income before extraordinary items	$399,000	3,073
Extraordinary gains, net	$0	19
Net income	$399,000	3,076
Minority interest net income	$0	78
Net income of bank and minority interests.	$399,000	3,077
Net charge-offs	$1,000	4,615
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$399,000	2,924
2011-12-31 (YTD Data)		Rank
Total interest income	$4,911,000	4,611
Total interest expense	$701,000	5,191
Net interest income	$4,210,000	4,395
Provision for loan and lease losses	$114,000	5,236
Total noninterest income	$556,000	4,213
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$290,000	3,644
Trading account gains and fees	$0	146
Additional Noninterest Income	$266,000	4,044
Total noninterest expense	$2,499,000	5,334
Salaries and employee benefits	$1,177,000	5,560
Premises and equipment expense	$278,000	5,397
Additional noninterest expense	$1,044,000	4,804
Pre-tax net operating income	$2,153,000	2,370
Securities gains (losses)	$0	3,838
Applicable income taxes	$687,000	1,694
Income before extraordinary items	$1,466,000	2,814
Extraordinary gains, net	$0	29
Net income	$1,466,000	2,816
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,466,000	2,816
Net charge-offs	$34,000	5,679
Cash dividends	$396,000	2,699
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,466,000	2,718
2011-09-30 (YTD Data)		Rank
Total interest income	$3,669,000	4,680
Total interest expense	$550,000	5,229
Net interest income	$3,119,000	4,460
Provision for loan and lease losses	$98,000	4,971
Total noninterest income	$411,000	4,269
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$211,000	3,748
Trading account gains and fees	$0	145
Additional Noninterest Income	$200,000	4,083
Total noninterest expense	$1,799,000	5,444
Salaries and employee benefits	$873,000	5,587
Premises and equipment expense	$208,000	5,442
Additional noninterest expense	$718,000	5,026
Pre-tax net operating income	$1,633,000	2,420
Securities gains (losses)	$0	3,555
Applicable income taxes	$570,000	1,622
Income before extraordinary items	$1,063,000	2,941
Extraordinary gains, net	$0	21
Net income	$1,063,000	2,944
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,063,000	2,944
Net charge-offs	$59,000	4,858
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,063,000	2,844
2011-06-30 (YTD Data)		Rank
Total interest income	$2,466,000	4,698
Total interest expense	$385,000	5,227
Net interest income	$2,081,000	4,469
Provision for loan and lease losses	$65,000	4,826
Total noninterest income	$273,000	4,296
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$133,000	3,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$140,000	4,059
Total noninterest expense	$1,209,000	5,499
Salaries and employee benefits	$574,000	5,668
Premises and equipment expense	$133,000	5,562
Additional noninterest expense	$502,000	4,998
Pre-tax net operating income	$1,080,000	2,414
Securities gains (losses)	$0	2,914
Applicable income taxes	$379,000	1,574
Income before extraordinary items	$701,000	2,913
Extraordinary gains, net	$0	15
Net income	$701,000	2,915
Minority interest net income	$0	89
Net income of bank and minority interests.	$701,000	2,915
Net charge-offs	$36,000	4,718
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$701,000	2,846
2011-03-31 (YTD Data)		Rank
Total interest income	$1,216,000	4,760
Total interest expense	$201,000	5,235
Net interest income	$1,015,000	4,535
Provision for loan and lease losses	$35,000	4,507
Total noninterest income	$146,000	4,222
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$65,000	3,827
Trading account gains and fees	$0	158
Additional Noninterest Income	$81,000	3,885
Total noninterest expense	$593,000	5,577
Salaries and employee benefits	$286,000	5,725
Premises and equipment expense	$66,000	5,640
Additional noninterest expense	$241,000	5,096
Pre-tax net operating income	$533,000	2,448
Securities gains (losses)	$0	1,772
Applicable income taxes	$187,000	1,580
Income before extraordinary items	$346,000	2,956
Extraordinary gains, net	$0	9
Net income	$346,000	2,955
Minority interest net income	$0	86
Net income of bank and minority interests.	$346,000	2,956
Net charge-offs	$42,000	3,494
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$346,000	2,902
2010-12-31 (YTD Data)		Rank
Total interest income	$4,831,000	4,919
Total interest expense	$963,000	5,312
Net interest income	$3,868,000	4,670
Provision for loan and lease losses	$108,000	5,973
Total noninterest income	$526,000	4,462
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$293,000	3,689
Trading account gains and fees	$0	175
Additional Noninterest Income	$233,000	4,359
Total noninterest expense	$2,246,000	5,744
Salaries and employee benefits	$1,089,000	5,864
Premises and equipment expense	$292,000	5,474
Additional noninterest expense	$865,000	5,439
Pre-tax net operating income	$2,040,000	2,200
Securities gains (losses)	$0	3,793
Applicable income taxes	$672,000	1,618
Income before extraordinary items	$1,368,000	2,654
Extraordinary gains, net	$0	29
Net income	$1,368,000	2,650
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,368,000	2,655
Net charge-offs	$55,000	5,845
Cash dividends	$339,000	2,808
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,368,000	2,557
2010-09-30 (YTD Data)		Rank
Total interest income	$3,600,000	5,025
Total interest expense	$739,000	5,413
Net interest income	$2,861,000	4,781
Provision for loan and lease losses	$70,000	6,010
Total noninterest income	$392,000	4,552
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$217,000	3,774
Trading account gains and fees	$0	165
Additional Noninterest Income	$175,000	4,408
Total noninterest expense	$1,671,000	5,809
Salaries and employee benefits	$817,000	5,911
Premises and equipment expense	$220,000	5,519
Additional noninterest expense	$634,000	5,512
Pre-tax net operating income	$1,512,000	2,360
Securities gains (losses)	$0	3,651
Applicable income taxes	$530,000	1,615
Income before extraordinary items	$982,000	2,925
Extraordinary gains, net	$0	23
Net income	$982,000	2,920
Minority interest net income	$0	110
Net income of bank and minority interests.	$982,000	2,924
Net charge-offs	$23,000	5,964
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$982,000	2,786
2010-06-30 (YTD Data)		Rank
Total interest income	$2,388,000	5,076
Total interest expense	$511,000	5,432
Net interest income	$1,877,000	4,837
Provision for loan and lease losses	$45,000	5,941
Total noninterest income	$250,000	4,623
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$145,000	3,755
Trading account gains and fees	$0	152
Additional Noninterest Income	$105,000	4,569
Total noninterest expense	$1,121,000	5,834
Salaries and employee benefits	$549,000	5,938
Premises and equipment expense	$146,000	5,572
Additional noninterest expense	$426,000	5,516
Pre-tax net operating income	$961,000	2,451
Securities gains (losses)	$0	3,184
Applicable income taxes	$335,000	1,620
Income before extraordinary items	$626,000	2,984
Extraordinary gains, net	$0	19
Net income	$626,000	2,980
Minority interest net income	$0	105
Net income of bank and minority interests.	$626,000	2,983
Net charge-offs	$24,000	5,408
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$626,000	2,865
2010-03-31 (YTD Data)		Rank
Total interest income	$1,192,000	5,156
Total interest expense	$265,000	5,483
Net interest income	$927,000	4,890
Provision for loan and lease losses	$15,000	5,865
Total noninterest income	$114,000	4,808
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$68,000	3,894
Trading account gains and fees	$0	175
Additional Noninterest Income	$46,000	4,823
Total noninterest expense	$563,000	5,895
Salaries and employee benefits	$282,000	5,957
Premises and equipment expense	$72,000	5,682
Additional noninterest expense	$209,000	5,579
Pre-tax net operating income	$463,000	2,553
Securities gains (losses)	$0	2,284
Applicable income taxes	$162,000	1,650
Income before extraordinary items	$301,000	3,117
Extraordinary gains, net	$0	16
Net income	$301,000	3,114
Minority interest net income	$0	91
Net income of bank and minority interests.	$301,000	3,117
Net charge-offs	$2,000	5,375
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$301,000	3,006
2009-12-31 (YTD Data)		Rank
Total interest income	$4,877,000	5,193
Total interest expense	$1,244,000	5,586
Net interest income	$3,633,000	4,869
Provision for loan and lease losses	$140,000	6,126
Total noninterest income	$516,000	4,674
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$286,000	3,967
Trading account gains and fees	$0	211
Additional Noninterest Income	$230,000	4,417
Total noninterest expense	$2,176,000	6,032
Salaries and employee benefits	$1,095,000	6,041
Premises and equipment expense	$291,000	5,719
Additional noninterest expense	$790,000	5,850
Pre-tax net operating income	$1,833,000	2,051
Securities gains (losses)	$0	3,754
Applicable income taxes	$610,000	1,360
Income before extraordinary items	$1,223,000	2,445
Extraordinary gains, net	$0	34
Net income	$1,223,000	2,443
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,223,000	2,444
Net charge-offs	$88,000	5,804
Cash dividends	$452,000	2,672
Sale, conversion, retirement of capital stock, net	$400,000	578
Net operating income	$1,223,000	2,399
2009-09-30 (YTD Data)		Rank
Total interest income	$3,636,000	5,270
Total interest expense	$948,000	5,682
Net interest income	$2,688,000	4,911
Provision for loan and lease losses	$85,000	6,170
Total noninterest income	$391,000	4,730
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$208,000	4,060
Trading account gains and fees	$0	212
Additional Noninterest Income	$183,000	4,430
Total noninterest expense	$1,591,000	6,100
Salaries and employee benefits	$816,000	6,084
Premises and equipment expense	$212,000	5,829
Additional noninterest expense	$563,000	5,977
Pre-tax net operating income	$1,403,000	2,161
Securities gains (losses)	$0	3,497
Applicable income taxes	$482,000	1,438
Income before extraordinary items	$921,000	2,608
Extraordinary gains, net	$0	27
Net income	$921,000	2,605
Minority interest net income	$0	118
Net income of bank and minority interests.	$921,000	2,608
Net charge-offs	$62,000	5,512
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$921,000	2,565
2009-06-30 (YTD Data)		Rank
Total interest income	$2,387,000	5,376
Total interest expense	$645,000	5,764
Net interest income	$1,742,000	4,974
Provision for loan and lease losses	$55,000	6,004
Total noninterest income	$248,000	4,821
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$135,000	4,079
Trading account gains and fees	$0	193
Additional Noninterest Income	$113,000	4,585
Total noninterest expense	$1,010,000	6,271
Salaries and employee benefits	$541,000	6,171
Premises and equipment expense	$141,000	5,887
Additional noninterest expense	$328,000	6,300
Pre-tax net operating income	$925,000	2,254
Securities gains (losses)	$0	3,136
Applicable income taxes	$314,000	1,480
Income before extraordinary items	$611,000	2,742
Extraordinary gains, net	$0	21
Net income	$611,000	2,740
Minority interest net income	$0	112
Net income of bank and minority interests.	$611,000	2,742
Net charge-offs	$12,000	5,902
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$611,000	2,654
2009-03-31 (YTD Data)		Rank
Total interest income	$1,171,000	5,483
Total interest expense	$324,000	5,853
Net interest income	$847,000	5,052
Provision for loan and lease losses	$25,000	5,698
Total noninterest income	$132,000	4,682
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$61,000	4,216
Trading account gains and fees	$0	171
Additional Noninterest Income	$71,000	4,212
Total noninterest expense	$500,000	6,271
Salaries and employee benefits	$271,000	6,213
Premises and equipment expense	$68,000	6,010
Additional noninterest expense	$161,000	6,133
Pre-tax net operating income	$454,000	2,553
Securities gains (losses)	$0	2,434
Applicable income taxes	$149,000	1,751
Income before extraordinary items	$305,000	3,100
Extraordinary gains, net	$0	15
Net income	$305,000	3,101
Minority interest net income	$0	102
Net income of bank and minority interests.	$305,000	3,101
Net charge-offs	$-1,000	7,151
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$305,000	2,945
2008-12-31 (YTD Data)		Rank
Total interest income	$4,899,000	5,515
Total interest expense	$1,695,000	5,702
Net interest income	$3,204,000	5,227
Provision for loan and lease losses	$90,000	6,145
Total noninterest income	$420,000	5,188
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$260,000	4,284
Trading account gains and fees	$0	154
Additional Noninterest Income	$160,000	5,205
Total noninterest expense	$1,876,000	6,395
Salaries and employee benefits	$1,003,000	6,402
Premises and equipment expense	$245,000	6,292
Additional noninterest expense	$628,000	6,120
Pre-tax net operating income	$1,658,000	2,844
Securities gains (losses)	$0	3,220
Applicable income taxes	$561,000	1,733
Income before extraordinary items	$1,097,000	3,110
Extraordinary gains, net	$0	39
Net income	$1,097,000	3,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,620
Cash dividends	$210,000	4,448
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,097,000	3,259
2008-09-30 (YTD Data)		Rank
Total interest income	$3,723,000	5,552
Total interest expense	$1,348,000	5,691
Net interest income	$2,375,000	5,303
Provision for loan and lease losses	$45,000	5,958
Total noninterest income	$305,000	5,342
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$186,000	4,400
Trading account gains and fees	$0	148
Additional Noninterest Income	$119,000	5,310
Total noninterest expense	$1,373,000	6,448
Salaries and employee benefits	$750,000	6,436
Premises and equipment expense	$176,000	6,403
Additional noninterest expense	$447,000	6,199
Pre-tax net operating income	$1,262,000	3,213
Securities gains (losses)	$0	3,106
Applicable income taxes	$440,000	2,052
Income before extraordinary items	$822,000	3,509
Extraordinary gains, net	$0	31
Net income	$822,000	3,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,202
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$822,000	3,649
2008-06-30 (YTD Data)		Rank
Total interest income	$2,523,000	5,564
Total interest expense	$978,000	5,635
Net interest income	$1,545,000	5,378
Provision for loan and lease losses	$35,000	5,494
Total noninterest income	$196,000	5,470
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$117,000	4,532
Trading account gains and fees	$0	149
Additional Noninterest Income	$79,000	5,437
Total noninterest expense	$885,000	6,578
Salaries and employee benefits	$491,000	6,539
Premises and equipment expense	$108,000	6,602
Additional noninterest expense	$286,000	6,297
Pre-tax net operating income	$821,000	3,380
Securities gains (losses)	$0	3,233
Applicable income taxes	$285,000	2,280
Income before extraordinary items	$536,000	3,879
Extraordinary gains, net	$0	21
Net income	$536,000	3,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,397
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$536,000	3,824
2008-03-31 (YTD Data)		Rank
Total interest income	$1,309,000	5,558
Total interest expense	$545,000	5,541
Net interest income	$764,000	5,430
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$101,000	5,405
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$57,000	4,544
Trading account gains and fees	$0	158
Additional Noninterest Income	$44,000	5,289
Total noninterest expense	$428,000	6,672
Salaries and employee benefits	$242,000	6,600
Premises and equipment expense	$55,000	6,593
Additional noninterest expense	$131,000	6,512
Pre-tax net operating income	$407,000	3,504
Securities gains (losses)	$0	2,688
Applicable income taxes	$142,000	2,393
Income before extraordinary items	$265,000	4,082
Extraordinary gains, net	$0	15
Net income	$265,000	4,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,006
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$265,000	3,988
2007-12-31 (YTD Data)		Rank
Total interest income	$5,536,000	5,452
Total interest expense	$2,535,000	5,220
Net interest income	$3,001,000	5,500
Provision for loan and lease losses	$50,000	5,648
Total noninterest income	$393,000	5,528
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$266,000	4,335
Trading account gains and fees	$0	178
Additional Noninterest Income	$127,000	5,854
Total noninterest expense	$1,633,000	6,724
Salaries and employee benefits	$891,000	6,731
Premises and equipment expense	$204,000	6,690
Additional noninterest expense	$538,000	6,408
Pre-tax net operating income	$1,711,000	3,650
Securities gains (losses)	$0	2,146
Applicable income taxes	$599,000	2,507
Income before extraordinary items	$1,112,000	4,079
Extraordinary gains, net	$0	39
Net income	$1,112,000	4,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,708
Cash dividends	$184,000	4,987
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,112,000	4,077
2007-09-30 (YTD Data)		Rank
Total interest income	$4,140,000	5,480
Total interest expense	$1,906,000	5,231
Net interest income	$2,234,000	5,557
Provision for loan and lease losses	$20,000	5,830
Total noninterest income	$279,000	5,685
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$192,000	4,425
Trading account gains and fees	$0	184
Additional Noninterest Income	$87,000	6,033
Total noninterest expense	$1,207,000	6,741
Salaries and employee benefits	$659,000	6,725
Premises and equipment expense	$143,000	6,819
Additional noninterest expense	$405,000	6,367
Pre-tax net operating income	$1,286,000	3,800
Securities gains (losses)	$0	1,655
Applicable income taxes	$462,000	2,637
Income before extraordinary items	$824,000	4,283
Extraordinary gains, net	$0	33
Net income	$824,000	4,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,435
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$824,000	4,271
2007-06-30 (YTD Data)		Rank
Total interest income	$2,730,000	5,533
Total interest expense	$1,243,000	5,298
Net interest income	$1,487,000	5,578
Provision for loan and lease losses	$0	6,209
Total noninterest income	$175,000	5,848
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$122,000	4,550
Trading account gains and fees	$0	168
Additional Noninterest Income	$53,000	6,185
Total noninterest expense	$773,000	6,881
Salaries and employee benefits	$440,000	6,781
Premises and equipment expense	$93,000	6,892
Additional noninterest expense	$240,000	6,691
Pre-tax net operating income	$889,000	3,787
Securities gains (losses)	$0	1,444
Applicable income taxes	$313,000	2,686
Income before extraordinary items	$576,000	4,252
Extraordinary gains, net	$0	29
Net income	$576,000	4,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,026
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$576,000	4,241
2007-03-31 (YTD Data)		Rank
Total interest income	$1,354,000	5,557
Total interest expense	$610,000	5,335
Net interest income	$744,000	5,613
Provision for loan and lease losses	$0	5,779
Total noninterest income	$85,000	5,851
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$57,000	4,628
Trading account gains and fees	$0	195
Additional Noninterest Income	$28,000	6,096
Total noninterest expense	$369,000	7,016
Salaries and employee benefits	$211,000	6,911
Premises and equipment expense	$44,000	7,021
Additional noninterest expense	$114,000	6,823
Pre-tax net operating income	$460,000	3,693
Securities gains (losses)	$0	1,187
Applicable income taxes	$162,000	2,663
Income before extraordinary items	$298,000	4,192
Extraordinary gains, net	$0	22
Net income	$298,000	4,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$298,000	4,173
2006-12-31 (YTD Data)		Rank
Total interest income	$5,127,000	5,484
Total interest expense	$2,124,000	5,236
Net interest income	$3,003,000	5,520
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$351,000	5,877
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$245,000	4,548
Trading account gains and fees	$0	130
Additional Noninterest Income	$106,000	6,231
Total noninterest expense	$1,491,000	6,912
Salaries and employee benefits	$779,000	7,037
Premises and equipment expense	$202,000	6,717
Additional noninterest expense	$510,000	6,491
Pre-tax net operating income	$1,833,000	3,848
Securities gains (losses)	$0	1,687
Applicable income taxes	$656,000	2,758
Income before extraordinary items	$1,177,000	4,324
Extraordinary gains, net	$0	51
Net income	$1,177,000	4,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,358
Cash dividends	$184,000	5,042
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,177,000	4,303
2006-09-30 (YTD Data)		Rank
Total interest income	$3,765,000	5,540
Total interest expense	$1,528,000	5,286
Net interest income	$2,237,000	5,596
Provision for loan and lease losses	$30,000	5,631
Total noninterest income	$259,000	5,931
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$181,000	4,618
Trading account gains and fees	$0	126
Additional Noninterest Income	$78,000	6,263
Total noninterest expense	$1,109,000	6,949
Salaries and employee benefits	$579,000	7,039
Premises and equipment expense	$144,000	6,837
Additional noninterest expense	$386,000	6,478
Pre-tax net operating income	$1,357,000	4,008
Securities gains (losses)	$0	1,388
Applicable income taxes	$502,000	2,869
Income before extraordinary items	$855,000	4,550
Extraordinary gains, net	$0	45
Net income	$855,000	4,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,707
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$855,000	4,534
2006-06-30 (YTD Data)		Rank
Total interest income	$2,394,000	5,652
Total interest expense	$962,000	5,329
Net interest income	$1,432,000	5,738
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$169,000	6,003
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$114,000	4,721
Trading account gains and fees	$0	126
Additional Noninterest Income	$55,000	6,230
Total noninterest expense	$756,000	6,915
Salaries and employee benefits	$388,000	7,054
Premises and equipment expense	$98,000	6,810
Additional noninterest expense	$270,000	6,375
Pre-tax net operating income	$815,000	4,293
Securities gains (losses)	$0	1,185
Applicable income taxes	$300,000	3,043
Income before extraordinary items	$515,000	4,806
Extraordinary gains, net	$0	39
Net income	$515,000	4,810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,137
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$515,000	4,794
2006-03-31 (YTD Data)		Rank
Total interest income	$1,155,000	5,706
Total interest expense	$447,000	5,412
Net interest income	$708,000	5,771
Provision for loan and lease losses	$20,000	4,517
Total noninterest income	$79,000	6,100
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$51,000	4,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,187
Total noninterest expense	$356,000	7,072
Salaries and employee benefits	$197,000	7,024
Premises and equipment expense	$47,000	6,882
Additional noninterest expense	$112,000	6,815
Pre-tax net operating income	$411,000	4,216
Securities gains (losses)	$0	955
Applicable income taxes	$151,000	3,033
Income before extraordinary items	$260,000	4,773
Extraordinary gains, net	$0	21
Net income	$260,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,694
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$260,000	4,749
2005-12-31 (YTD Data)		Rank
Total interest income	$4,079,000	5,770
Total interest expense	$1,331,000	5,553
Net interest income	$2,748,000	5,781
Provision for loan and lease losses	$150,000	4,107
Total noninterest income	$323,000	6,183
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$232,000	4,733
Trading account gains and fees	$0	138
Additional Noninterest Income	$91,000	6,549
Total noninterest expense	$1,342,000	7,152
Salaries and employee benefits	$721,000	7,190
Premises and equipment expense	$180,000	6,944
Additional noninterest expense	$441,000	6,873
Pre-tax net operating income	$1,579,000	4,258
Securities gains (losses)	$0	2,296
Applicable income taxes	$568,000	3,161
Income before extraordinary items	$1,011,000	4,812
Extraordinary gains, net	$0	46
Net income	$1,011,000	4,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,497
Cash dividends	$158,000	5,142
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,011,000	4,786
2005-09-30 (YTD Data)		Rank
Total interest income	$2,952,000	5,848
Total interest expense	$920,000	5,669
Net interest income	$2,032,000	5,842
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$228,000	6,331
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$165,000	4,871
Trading account gains and fees	$0	126
Additional Noninterest Income	$63,000	6,687
Total noninterest expense	$986,000	7,189
Salaries and employee benefits	$537,000	7,194
Premises and equipment expense	$134,000	6,949
Additional noninterest expense	$315,000	6,991
Pre-tax net operating income	$1,184,000	4,328
Securities gains (losses)	$0	2,317
Applicable income taxes	$437,000	3,175
Income before extraordinary items	$747,000	4,924
Extraordinary gains, net	$0	35
Net income	$747,000	4,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,785
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$747,000	4,889
2005-06-30 (YTD Data)		Rank
Total interest income	$1,858,000	5,962
Total interest expense	$562,000	5,741
Net interest income	$1,296,000	5,959
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$147,000	6,372
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$105,000	4,934
Trading account gains and fees	$0	116
Additional Noninterest Income	$42,000	6,689
Total noninterest expense	$650,000	7,226
Salaries and employee benefits	$356,000	7,216
Premises and equipment expense	$84,000	7,053
Additional noninterest expense	$210,000	6,979
Pre-tax net operating income	$733,000	4,499
Securities gains (losses)	$0	2,146
Applicable income taxes	$269,000	3,298
Income before extraordinary items	$464,000	5,064
Extraordinary gains, net	$0	30
Net income	$464,000	5,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$464,000	5,017
2005-03-31 (YTD Data)		Rank
Total interest income	$891,000	6,073
Total interest expense	$248,000	5,985
Net interest income	$643,000	6,011
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$70,000	6,425
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$49,000	5,045
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,000	6,763
Total noninterest expense	$326,000	7,272
Salaries and employee benefits	$179,000	7,256
Premises and equipment expense	$42,000	7,127
Additional noninterest expense	$105,000	7,023
Pre-tax net operating income	$357,000	4,554
Securities gains (losses)	$0	1,685
Applicable income taxes	$131,000	3,336
Income before extraordinary items	$226,000	5,122
Extraordinary gains, net	$0	24
Net income	$226,000	5,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$226,000	5,095
2004-12-31 (YTD Data)		Rank
Total interest income	$3,286,000	6,155
Total interest expense	$728,000	6,487
Net interest income	$2,558,000	5,932
Provision for loan and lease losses	$180,000	3,881
Total noninterest income	$290,000	6,477
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$199,000	5,235
Trading account gains and fees	$0	138
Additional Noninterest Income	$91,000	6,570
Total noninterest expense	$1,288,000	7,285
Salaries and employee benefits	$669,000	7,402
Premises and equipment expense	$179,000	6,989
Additional noninterest expense	$440,000	6,891
Pre-tax net operating income	$1,380,000	4,469
Securities gains (losses)	$0	3,819
Applicable income taxes	$489,000	3,389
Income before extraordinary items	$891,000	5,001
Extraordinary gains, net	$0	34
Net income	$891,000	5,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,762
Cash dividends	$131,000	5,279
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$891,000	4,928
2004-09-30 (YTD Data)		Rank
Total interest income	$2,400,000	6,245
Total interest expense	$513,000	6,646
Net interest income	$1,887,000	5,990
Provision for loan and lease losses	$135,000	3,719
Total noninterest income	$212,000	6,570
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$145,000	5,337
Trading account gains and fees	$0	134
Additional Noninterest Income	$67,000	6,620
Total noninterest expense	$922,000	7,353
Salaries and employee benefits	$500,000	7,346
Premises and equipment expense	$123,000	7,151
Additional noninterest expense	$299,000	7,096
Pre-tax net operating income	$1,042,000	4,505
Securities gains (losses)	$0	3,710
Applicable income taxes	$373,000	3,430
Income before extraordinary items	$669,000	5,077
Extraordinary gains, net	$0	26
Net income	$669,000	5,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,248
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$669,000	4,982
2004-06-30 (YTD Data)		Rank
Total interest income	$1,567,000	6,328
Total interest expense	$332,000	6,746
Net interest income	$1,235,000	6,069
Provision for loan and lease losses	$90,000	3,641
Total noninterest income	$145,000	6,544
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$96,000	5,356
Trading account gains and fees	$0	130
Additional Noninterest Income	$49,000	6,460
Total noninterest expense	$640,000	7,318
Salaries and employee benefits	$336,000	7,391
Premises and equipment expense	$77,000	7,299
Additional noninterest expense	$227,000	6,828
Pre-tax net operating income	$650,000	4,634
Securities gains (losses)	$0	3,413
Applicable income taxes	$238,000	3,474
Income before extraordinary items	$412,000	5,250
Extraordinary gains, net	$0	21
Net income	$412,000	5,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$412,000	5,165
2004-03-31 (YTD Data)		Rank
Total interest income	$790,000	6,310
Total interest expense	$166,000	6,810
Net interest income	$624,000	6,018
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$74,000	6,458
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$45,000	5,435
Trading account gains and fees	$0	121
Additional Noninterest Income	$29,000	6,170
Total noninterest expense	$307,000	7,455
Salaries and employee benefits	$167,000	7,452
Premises and equipment expense	$40,000	7,262
Additional noninterest expense	$100,000	7,147
Pre-tax net operating income	$346,000	4,472
Securities gains (losses)	$0	2,934
Applicable income taxes	$126,000	3,404
Income before extraordinary items	$220,000	5,102
Extraordinary gains, net	$0	16
Net income	$220,000	5,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$220,000	4,971
2003-12-31 (YTD Data)		Rank
Total interest income	$3,044,000	6,464
Total interest expense	$761,000	6,839
Net interest income	$2,283,000	6,213
Provision for loan and lease losses	$145,000	4,649
Total noninterest income	$246,000	6,976
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$163,000	5,710
Trading account gains and fees	$0	160
Additional Noninterest Income	$83,000	6,824
Total noninterest expense	$1,172,000	7,533
Salaries and employee benefits	$619,000	7,617
Premises and equipment expense	$182,000	6,996
Additional noninterest expense	$371,000	7,323
Pre-tax net operating income	$1,212,000	4,667
Securities gains (losses)	$0	4,500
Applicable income taxes	$447,000	3,580
Income before extraordinary items	$765,000	5,347
Extraordinary gains, net	$0	54
Net income	$765,000	5,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,589
Cash dividends	$131,000	5,351
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$765,000	5,198
2003-09-30 (YTD Data)		Rank
Total interest income	$2,261,000	6,581
Total interest expense	$590,000	6,888
Net interest income	$1,671,000	6,319
Provision for loan and lease losses	$100,000	4,641
Total noninterest income	$180,000	7,080
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$118,000	5,818
Trading account gains and fees	$0	153
Additional Noninterest Income	$62,000	6,893
Total noninterest expense	$809,000	7,709
Salaries and employee benefits	$461,000	7,605
Premises and equipment expense	$84,000	7,926
Additional noninterest expense	$264,000	7,446
Pre-tax net operating income	$942,000	4,715
Securities gains (losses)	$0	4,204
Applicable income taxes	$344,000	3,673
Income before extraordinary items	$598,000	5,402
Extraordinary gains, net	$0	40
Net income	$598,000	5,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,987
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$598,000	5,222
2003-06-30 (YTD Data)		Rank
Total interest income	$1,482,000	6,705
Total interest expense	$411,000	6,904
Net interest income	$1,071,000	6,432
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$116,000	7,137
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$75,000	5,891
Trading account gains and fees	$0	150
Additional Noninterest Income	$41,000	6,905
Total noninterest expense	$550,000	7,695
Salaries and employee benefits	$309,000	7,616
Premises and equipment expense	$57,000	7,891
Additional noninterest expense	$184,000	7,345
Pre-tax net operating income	$577,000	4,940
Securities gains (losses)	$0	3,782
Applicable income taxes	$209,000	3,872
Income before extraordinary items	$368,000	5,609
Extraordinary gains, net	$0	30
Net income	$368,000	5,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,662
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$368,000	5,400
2003-03-31 (YTD Data)		Rank
Total interest income	$715,000	6,851
Total interest expense	$213,000	6,902
Net interest income	$502,000	6,640
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$56,000	7,155
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$36,000	5,904
Trading account gains and fees	$0	134
Additional Noninterest Income	$20,000	6,924
Total noninterest expense	$263,000	7,817
Salaries and employee benefits	$154,000	7,648
Premises and equipment expense	$31,000	7,807
Additional noninterest expense	$78,000	7,720
Pre-tax net operating income	$265,000	5,122
Securities gains (losses)	$0	2,891
Applicable income taxes	$87,000	4,199
Income before extraordinary items	$178,000	5,620
Extraordinary gains, net	$0	21
Net income	$178,000	5,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,949
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$178,000	5,425
2002-12-31 (YTD Data)		Rank
Total interest income	$2,577,000	7,284
Total interest expense	$969,000	7,016
Net interest income	$1,608,000	7,256
Provision for loan and lease losses	$95,000	5,818
Total noninterest income	$223,000	7,087
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$123,000	6,207
Trading account gains and fees	$0	153
Additional Noninterest Income	$100,000	6,442
Total noninterest expense	$1,071,000	7,779
Salaries and employee benefits	$559,000	7,893
Premises and equipment expense	$142,000	7,556
Additional noninterest expense	$370,000	7,346
Pre-tax net operating income	$665,000	6,207
Securities gains (losses)	$0	4,537
Applicable income taxes	$209,000	5,050
Income before extraordinary items	$456,000	6,585
Extraordinary gains, net	$0	70
Net income	$456,000	6,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,985
Cash dividends	$105,000	5,515
Sale, conversion, retirement of capital stock, net	$1,500,000	327
Net operating income	$456,000	6,460
2001-12-31 (YTD Data)		Rank
Total interest income	$1,961,000	8,251
Total interest expense	$963,000	8,098
Net interest income	$998,000	8,291
Provision for loan and lease losses	$55,000	6,550
Total noninterest income	$102,000	8,486
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$80,000	6,973
Trading account gains and fees	$0	177
Additional Noninterest Income	$22,000	8,652
Total noninterest expense	$853,000	8,318
Salaries and employee benefits	$482,000	8,263
Premises and equipment expense	$85,000	8,547
Additional noninterest expense	$286,000	7,961
Pre-tax net operating income	$192,000	7,922
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$192,000	7,797
Extraordinary gains, net	$9,000	97
Net income	$201,000	7,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,000
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$192,000	7,679
2000-12-31 (YTD Data)		Rank
Total interest income	$359,000	9,769
Total interest expense	$130,000	9,722
Net interest income	$229,000	9,750
Provision for loan and lease losses	$250,000	3,225
Total noninterest income	$8,000	9,760
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	8,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	9,721
Total noninterest expense	$454,000	9,485
Salaries and employee benefits	$236,000	9,510
Premises and equipment expense	$38,000	9,581
Additional noninterest expense	$180,000	8,975
Pre-tax net operating income	$-467,000	9,516
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-467,000	9,554
Extraordinary gains, net	$84,000	21
Net income	$-383,000	9,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$4,056,000	251
Net operating income	$-467,000	9,554

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.