Home > Peoples Bank > Income and Expense

Peoples Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$85,735,000605
Total interest expense$31,228,000570
Net interest income$54,507,000625
Provision for loan and lease losses$2,025,000551
Total noninterest income$10,860,000695
Gross Fiduciary activities income$2,484,000364
Service charges on deposit accounts$1,923,000577
Trading account gains and fees$0123
Additional Noninterest Income$6,453,000744
Total noninterest expense$56,002,000520
Salaries and employee benefits$27,655,000566
Premises and equipment expense$6,619,000438
Additional noninterest expense$6,453,000744
Pre-tax net operating income$7,340,0001,489
Securities gains (losses)$0988
Applicable income taxes$-326,0004,482
Income before extraordinary items$7,666,0001,248
Extraordinary gains, net$054
Net income$7,666,0001,264
Minority interest net income$088
Net income of bank and minority interests.$7,666,0001,251
Net charge-offs$2,009,000384
Cash dividends$4,530,000871
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,666,0001,269
2023-09-30 (YTD Data)Rank
Total interest income$63,478,000603
Total interest expense$21,688,000565
Net interest income$41,790,000625
Provision for loan and lease losses$1,246,000580
Total noninterest income$8,114,000706
Gross Fiduciary activities income$1,812,000368
Service charges on deposit accounts$1,322,000625
Trading account gains and fees$0125
Additional Noninterest Income$4,980,000746
Total noninterest expense$42,484,000512
Salaries and employee benefits$21,365,000553
Premises and equipment expense$5,100,000424
Additional noninterest expense$4,980,000746
Pre-tax net operating income$6,174,0001,423
Securities gains (losses)$0849
Applicable income taxes$28,0003,143
Income before extraordinary items$6,146,0001,223
Extraordinary gains, net$052
Net income$6,146,0001,232
Minority interest net income$081
Net income of bank and minority interests.$6,146,0001,223
Net charge-offs$1,118,000386
Cash dividends$4,013,000714
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,146,0001,247
2023-06-30 (YTD Data)Rank
Total interest income$41,715,000591
Total interest expense$13,043,000548
Net interest income$28,672,000611
Provision for loan and lease losses$1,002,000510
Total noninterest income$5,704,000671
Gross Fiduciary activities income$1,240,000359
Service charges on deposit accounts$951,000566
Trading account gains and fees$0112
Additional Noninterest Income$3,513,000674
Total noninterest expense$28,787,000496
Salaries and employee benefits$14,636,000531
Premises and equipment expense$3,389,000417
Additional noninterest expense$3,513,000674
Pre-tax net operating income$4,587,0001,285
Securities gains (losses)$0938
Applicable income taxes$431,0001,588
Income before extraordinary items$4,156,0001,218
Extraordinary gains, net$051
Net income$4,156,0001,229
Minority interest net income$081
Net income of bank and minority interests.$4,156,0001,218
Net charge-offs$552,000409
Cash dividends$2,683,000696
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,156,0001,226
2023-03-31 (YTD Data)Rank
Total interest income$20,117,000604
Total interest expense$5,467,000563
Net interest income$14,650,000611
Provision for loan and lease losses$488,000522
Total noninterest income$2,638,000706
Gross Fiduciary activities income$614,000370
Service charges on deposit accounts$468,000586
Trading account gains and fees$097
Additional Noninterest Income$1,556,000723
Total noninterest expense$14,481,000503
Salaries and employee benefits$7,538,000531
Premises and equipment expense$1,727,000427
Additional noninterest expense$1,556,000723
Pre-tax net operating income$2,319,0001,298
Securities gains (losses)$0950
Applicable income taxes$328,0001,314
Income before extraordinary items$1,991,0001,293
Extraordinary gains, net$04
Net income$1,991,0001,292
Minority interest net income$048
Net income of bank and minority interests.$1,991,0001,293
Net charge-offs$4,0001,642
Cash dividends$1,333,000657
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,991,0001,310
2022-12-31 (YTD Data)Rank
Total interest income$72,000,000549
Total interest expense$4,886,000801
Net interest income$67,114,000530
Provision for loan and lease losses$03,012
Total noninterest income$10,611,000734
Gross Fiduciary activities income$2,113,000405
Service charges on deposit accounts$1,905,000597
Trading account gains and fees$0116
Additional Noninterest Income$6,593,000744
Total noninterest expense$63,081,000446
Salaries and employee benefits$28,990,000530
Premises and equipment expense$8,163,000348
Additional noninterest expense$6,593,000744
Pre-tax net operating income$14,644,000956
Securities gains (losses)$662,00058
Applicable income taxes$1,515,0001,255
Income before extraordinary items$13,791,000864
Extraordinary gains, net$05
Net income$13,791,000865
Minority interest net income$063
Net income of bank and minority interests.$13,791,000865
Net charge-offs$446,000631
Cash dividends$24,263,000264
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,195,200925
2022-09-30 (YTD Data)Rank
Total interest income$52,153,000534
Total interest expense$1,831,0001,095
Net interest income$50,322,000517
Provision for loan and lease losses$02,835
Total noninterest income$7,809,000758
Gross Fiduciary activities income$1,590,000405
Service charges on deposit accounts$1,408,000607
Trading account gains and fees$0111
Additional Noninterest Income$4,811,000776
Total noninterest expense$47,137,000442
Salaries and employee benefits$22,403,000503
Premises and equipment expense$5,141,000420
Additional noninterest expense$4,811,000776
Pre-tax net operating income$10,994,000969
Securities gains (losses)$662,00053
Applicable income taxes$1,445,0001,102
Income before extraordinary items$10,211,000880
Extraordinary gains, net$04
Net income$10,211,000880
Minority interest net income$057
Net income of bank and minority interests.$10,211,000880
Net charge-offs$-55,0004,138
Cash dividends$22,932,000211
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,628,440935
2022-06-30 (YTD Data)Rank
Total interest income$33,626,000531
Total interest expense$801,0001,362
Net interest income$32,825,000509
Provision for loan and lease losses$02,599
Total noninterest income$5,444,000726
Gross Fiduciary activities income$1,183,000346
Service charges on deposit accounts$908,000623
Trading account gains and fees$0108
Additional Noninterest Income$3,353,000762
Total noninterest expense$32,003,000430
Salaries and employee benefits$14,905,000500
Premises and equipment expense$3,300,000424
Additional noninterest expense$13,798,000339
Pre-tax net operating income$6,266,0001,027
Securities gains (losses)$639,00047
Applicable income taxes$871,0001,103
Income before extraordinary items$6,034,000906
Extraordinary gains, net$04
Net income$6,034,000906
Minority interest net income$060
Net income of bank and minority interests.$6,034,000906
Net charge-offs$-62,0004,253
Cash dividends$21,601,000175
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,478,0701,000
2022-03-31 (YTD Data)Rank
Total interest income$15,891,000536
Total interest expense$359,0001,429
Net interest income$15,532,000521
Provision for loan and lease losses$02,285
Total noninterest income$2,793,000725
Gross Fiduciary activities income$596,000350
Service charges on deposit accounts$464,000605
Trading account gains and fees$0103
Additional Noninterest Income$1,733,000761
Total noninterest expense$16,528,000413
Salaries and employee benefits$7,367,000506
Premises and equipment expense$1,535,000460
Additional noninterest expense$7,626,000322
Pre-tax net operating income$1,797,0001,449
Securities gains (losses)$381,00059
Applicable income taxes$281,0001,360
Income before extraordinary items$1,897,0001,245
Extraordinary gains, net$04
Net income$1,897,0001,245
Minority interest net income$050
Net income of bank and minority interests.$1,897,0001,245
Net charge-offs$-44,0004,368
Cash dividends$20,270,000109
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,565,5301,427
2021-12-31 (YTD Data)Rank
Total interest income$50,629,000672
Total interest expense$2,080,0001,289
Net interest income$48,549,000643
Provision for loan and lease losses$1,509,000394
Total noninterest income$14,026,000672
Gross Fiduciary activities income$2,375,000340
Service charges on deposit accounts$1,373,000749
Trading account gains and fees$0132
Additional Noninterest Income$10,278,000662
Total noninterest expense$47,262,000564
Salaries and employee benefits$24,241,000612
Premises and equipment expense$5,662,000485
Additional noninterest expense$17,359,000483
Pre-tax net operating income$13,804,000999
Securities gains (losses)$1,987,000139
Applicable income taxes$1,498,0001,315
Income before extraordinary items$14,293,000857
Extraordinary gains, net$010
Net income$14,293,000857
Minority interest net income$074
Net income of bank and minority interests.$14,293,000858
Net charge-offs$624,000561
Cash dividends$4,880,000820
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,484,830951
2021-09-30 (YTD Data)Rank
Total interest income$37,807,000691
Total interest expense$1,710,0001,250
Net interest income$36,097,000661
Provision for loan and lease losses$1,293,000336
Total noninterest income$10,918,000665
Gross Fiduciary activities income$1,787,000340
Service charges on deposit accounts$983,000777
Trading account gains and fees$0132
Additional Noninterest Income$8,148,000654
Total noninterest expense$34,346,000577
Salaries and employee benefits$17,624,000635
Premises and equipment expense$4,167,000491
Additional noninterest expense$12,555,000504
Pre-tax net operating income$11,376,000963
Securities gains (losses)$1,276,000165
Applicable income taxes$1,475,0001,164
Income before extraordinary items$11,177,000859
Extraordinary gains, net$08
Net income$11,177,000859
Minority interest net income$069
Net income of bank and minority interests.$11,177,000859
Net charge-offs$-23,0003,934
Cash dividends$3,810,000717
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,054,120927
2021-06-30 (YTD Data)Rank
Total interest income$25,147,000687
Total interest expense$1,244,0001,207
Net interest income$23,903,000659
Provision for loan and lease losses$1,154,000272
Total noninterest income$7,350,000669
Gross Fiduciary activities income$1,183,000340
Service charges on deposit accounts$630,000777
Trading account gains and fees$0133
Additional Noninterest Income$5,537,000658
Total noninterest expense$21,441,000605
Salaries and employee benefits$11,331,000646
Premises and equipment expense$2,752,000498
Additional noninterest expense$7,358,000539
Pre-tax net operating income$8,658,000861
Securities gains (losses)$686,000212
Applicable income taxes$1,235,0001,005
Income before extraordinary items$8,109,000790
Extraordinary gains, net$06
Net income$8,109,000790
Minority interest net income$067
Net income of bank and minority interests.$8,109,000790
Net charge-offs$-27,0004,162
Cash dividends$2,740,000670
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,512,180824
2021-03-31 (YTD Data)Rank
Total interest income$12,719,000670
Total interest expense$680,0001,171
Net interest income$12,039,000646
Provision for loan and lease losses$578,000335
Total noninterest income$3,926,000639
Gross Fiduciary activities income$607,000326
Service charges on deposit accounts$300,000792
Trading account gains and fees$0127
Additional Noninterest Income$3,019,000622
Total noninterest expense$10,456,000621
Salaries and employee benefits$5,530,000664
Premises and equipment expense$1,399,000490
Additional noninterest expense$3,527,000537
Pre-tax net operating income$4,931,000776
Securities gains (losses)$417,000214
Applicable income taxes$787,000863
Income before extraordinary items$4,561,000725
Extraordinary gains, net$03
Net income$4,561,000725
Minority interest net income$055
Net income of bank and minority interests.$4,561,000725
Net charge-offs$-11,0004,101
Cash dividends$1,070,000712
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,206,550760
2020-12-31 (YTD Data)Rank
Total interest income$51,578,000665
Total interest expense$5,741,000839
Net interest income$45,837,000644
Provision for loan and lease losses$3,687,000702
Total noninterest income$15,867,000584
Gross Fiduciary activities income$2,138,000334
Service charges on deposit accounts$1,291,000758
Trading account gains and fees$0133
Additional Noninterest Income$12,438,000564
Total noninterest expense$41,392,000599
Salaries and employee benefits$22,065,000646
Premises and equipment expense$5,047,000523
Additional noninterest expense$14,280,000536
Pre-tax net operating income$16,625,000680
Securities gains (losses)$2,348,000200
Applicable income taxes$2,964,000700
Income before extraordinary items$16,009,000631
Extraordinary gains, net$04
Net income$16,009,000630
Minority interest net income$072
Net income of bank and minority interests.$16,009,000631
Net charge-offs$227,0001,474
Cash dividends$3,395,0001,027
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,036,680676
2020-09-30 (YTD Data)Rank
Total interest income$38,576,000662
Total interest expense$4,836,000792
Net interest income$33,740,000645
Provision for loan and lease losses$1,871,000924
Total noninterest income$12,127,000554
Gross Fiduciary activities income$1,605,000331
Service charges on deposit accounts$970,000759
Trading account gains and fees$0125
Additional Noninterest Income$9,552,000526
Total noninterest expense$29,876,000613
Salaries and employee benefits$15,851,000661
Premises and equipment expense$3,941,000497
Additional noninterest expense$10,084,000554
Pre-tax net operating income$14,120,000593
Securities gains (losses)$1,374,000236
Applicable income taxes$2,711,000596
Income before extraordinary items$12,783,000561
Extraordinary gains, net$04
Net income$12,783,000561
Minority interest net income$065
Net income of bank and minority interests.$12,783,000561
Net charge-offs$156,0001,396
Cash dividends$2,325,000984
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,642,580590
2020-06-30 (YTD Data)Rank
Total interest income$25,750,000661
Total interest expense$3,688,000764
Net interest income$22,062,000652
Provision for loan and lease losses$1,022,0001,067
Total noninterest income$7,459,000556
Gross Fiduciary activities income$1,068,000335
Service charges on deposit accounts$643,000774
Trading account gains and fees$0123
Additional Noninterest Income$5,748,000521
Total noninterest expense$19,971,000605
Salaries and employee benefits$10,588,000658
Premises and equipment expense$2,765,000478
Additional noninterest expense$6,618,000560
Pre-tax net operating income$8,528,000590
Securities gains (losses)$1,177,000196
Applicable income taxes$1,676,000560
Income before extraordinary items$8,029,000546
Extraordinary gains, net$04
Net income$8,029,000545
Minority interest net income$065
Net income of bank and minority interests.$8,029,000546
Net charge-offs$155,0001,132
Cash dividends$2,140,000764
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,052,090583
2020-03-31 (YTD Data)Rank
Total interest income$12,856,000665
Total interest expense$2,197,000716
Net interest income$10,659,000658
Provision for loan and lease losses$514,000873
Total noninterest income$3,065,000597
Gross Fiduciary activities income$554,000330
Service charges on deposit accounts$390,000764
Trading account gains and fees$0106
Additional Noninterest Income$2,121,000568
Total noninterest expense$10,166,000597
Salaries and employee benefits$5,217,000664
Premises and equipment expense$1,440,000469
Additional noninterest expense$3,509,000528
Pre-tax net operating income$3,044,000728
Securities gains (losses)$511,000181
Applicable income taxes$532,000705
Income before extraordinary items$3,023,000645
Extraordinary gains, net$04
Net income$3,023,000645
Minority interest net income$056
Net income of bank and minority interests.$3,023,000645
Net charge-offs$2,0002,313
Cash dividends$1,070,000776
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,588,650722
2019-12-31 (YTD Data)Rank
Total interest income$52,184,000658
Total interest expense$9,092,000747
Net interest income$43,092,000640
Provision for loan and lease losses$2,584,000428
Total noninterest income$10,116,000691
Gross Fiduciary activities income$1,915,000356
Service charges on deposit accounts$1,679,000743
Trading account gains and fees$0135
Additional Noninterest Income$6,522,000697
Total noninterest expense$37,905,000618
Salaries and employee benefits$19,617,000683
Premises and equipment expense$4,725,000548
Additional noninterest expense$13,563,000534
Pre-tax net operating income$12,719,000862
Securities gains (losses)$621,000310
Applicable income taxes$1,842,000949
Income before extraordinary items$11,498,000832
Extraordinary gains, net$011
Net income$11,498,000833
Minority interest net income$076
Net income of bank and minority interests.$11,498,000833
Net charge-offs$1,546,000502
Cash dividends$19,388,000308
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,963,940850
2019-09-30 (YTD Data)Rank
Total interest income$39,159,000660
Total interest expense$6,617,000766
Net interest income$32,542,000638
Provision for loan and lease losses$1,322,000554
Total noninterest income$7,436,000696
Gross Fiduciary activities income$1,426,000357
Service charges on deposit accounts$1,281,000723
Trading account gains and fees$0129
Additional Noninterest Income$4,729,000703
Total noninterest expense$28,391,000614
Salaries and employee benefits$14,333,000701
Premises and equipment expense$3,668,000537
Additional noninterest expense$10,390,000521
Pre-tax net operating income$10,265,000832
Securities gains (losses)$754,000240
Applicable income taxes$1,667,000872
Income before extraordinary items$9,352,000784
Extraordinary gains, net$011
Net income$9,352,000785
Minority interest net income$072
Net income of bank and minority interests.$9,352,000785
Net charge-offs$110,0001,703
Cash dividends$18,308,000255
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,711,100817
2019-06-30 (YTD Data)Rank
Total interest income$25,858,000666
Total interest expense$4,093,000796
Net interest income$21,765,000638
Provision for loan and lease losses$828,000565
Total noninterest income$4,629,000720
Gross Fiduciary activities income$980,000354
Service charges on deposit accounts$845,000725
Trading account gains and fees$0131
Additional Noninterest Income$2,804,000742
Total noninterest expense$18,960,000615
Salaries and employee benefits$9,401,000705
Premises and equipment expense$2,406,000550
Additional noninterest expense$7,153,000512
Pre-tax net operating income$6,606,000823
Securities gains (losses)$652,000188
Applicable income taxes$1,303,000754
Income before extraordinary items$5,955,000790
Extraordinary gains, net$011
Net income$5,955,000790
Minority interest net income$069
Net income of bank and minority interests.$5,955,000790
Net charge-offs$46,0001,888
Cash dividends$17,248,000209
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,420,360846
2019-03-31 (YTD Data)Rank
Total interest income$12,470,000686
Total interest expense$1,887,000830
Net interest income$10,583,000652
Provision for loan and lease losses$317,000653
Total noninterest income$2,265,000706
Gross Fiduciary activities income$500,000342
Service charges on deposit accounts$425,000715
Trading account gains and fees$0126
Additional Noninterest Income$1,340,000735
Total noninterest expense$10,509,000548
Salaries and employee benefits$4,676,000709
Premises and equipment expense$1,185,000553
Additional noninterest expense$4,648,000400
Pre-tax net operating income$2,022,0001,198
Securities gains (losses)$352,000145
Applicable income taxes$357,0001,132
Income before extraordinary items$2,017,0001,079
Extraordinary gains, net$05
Net income$2,017,0001,078
Minority interest net income$052
Net income of bank and minority interests.$2,017,0001,078
Net charge-offs$43,0001,301
Cash dividends$16,178,000139
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,717,8001,210
2018-12-31 (YTD Data)Rank
Total interest income$39,412,000802
Total interest expense$4,998,000913
Net interest income$34,414,000774
Provision for loan and lease losses$1,308,000710
Total noninterest income$7,980,000804
Gross Fiduciary activities income$1,696,000376
Service charges on deposit accounts$1,604,000775
Trading account gains and fees$0126
Additional Noninterest Income$4,680,000831
Total noninterest expense$31,883,000718
Salaries and employee benefits$16,412,000765
Premises and equipment expense$4,012,000624
Additional noninterest expense$11,459,000612
Pre-tax net operating income$9,203,0001,111
Securities gains (losses)$1,200,00078
Applicable income taxes$1,516,0001,040
Income before extraordinary items$8,887,0001,016
Extraordinary gains, net$06
Net income$8,887,0001,015
Minority interest net income$072
Net income of bank and minority interests.$8,887,0001,015
Net charge-offs$828,000694
Cash dividends$12,330,000354
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,867,0001,098
2018-09-30 (YTD Data)Rank
Total interest income$28,040,000833
Total interest expense$3,302,000968
Net interest income$24,738,000801
Provision for loan and lease losses$950,000666
Total noninterest income$5,767,000833
Gross Fiduciary activities income$1,253,000380
Service charges on deposit accounts$1,172,000785
Trading account gains and fees$0138
Additional Noninterest Income$3,342,000873
Total noninterest expense$23,295,000727
Salaries and employee benefits$12,045,000783
Premises and equipment expense$2,820,000675
Additional noninterest expense$8,430,000610
Pre-tax net operating income$6,260,0001,196
Securities gains (losses)$1,155,00083
Applicable income taxes$1,076,0001,107
Income before extraordinary items$6,339,0001,059
Extraordinary gains, net$05
Net income$6,339,0001,058
Minority interest net income$066
Net income of bank and minority interests.$6,339,0001,058
Net charge-offs$683,000582
Cash dividends$11,421,000288
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,357,2501,187
2018-06-30 (YTD Data)Rank
Total interest income$17,715,000865
Total interest expense$2,017,000987
Net interest income$15,698,000839
Provision for loan and lease losses$638,000661
Total noninterest income$3,682,000853
Gross Fiduciary activities income$839,000381
Service charges on deposit accounts$749,000810
Trading account gains and fees$0130
Additional Noninterest Income$2,094,000911
Total noninterest expense$14,051,000792
Salaries and employee benefits$7,377,000851
Premises and equipment expense$1,928,000663
Additional noninterest expense$4,746,000717
Pre-tax net operating income$4,691,0001,079
Securities gains (losses)$1,004,00065
Applicable income taxes$814,0001,007
Income before extraordinary items$4,881,000931
Extraordinary gains, net$06
Net income$4,881,000929
Minority interest net income$065
Net income of bank and minority interests.$4,881,000930
Net charge-offs$672,000429
Cash dividends$1,692,000875
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,017,5601,067
2018-03-31 (YTD Data)Rank
Total interest income$8,727,000872
Total interest expense$898,0001,058
Net interest income$7,829,000830
Provision for loan and lease losses$341,000625
Total noninterest income$1,723,000888
Gross Fiduciary activities income$415,000383
Service charges on deposit accounts$374,000818
Trading account gains and fees$0123
Additional Noninterest Income$934,000975
Total noninterest expense$6,997,000800
Salaries and employee benefits$3,860,000822
Premises and equipment expense$980,000651
Additional noninterest expense$2,157,000769
Pre-tax net operating income$2,214,0001,107
Securities gains (losses)$758,00057
Applicable income taxes$426,000967
Income before extraordinary items$2,546,000863
Extraordinary gains, net$07
Net income$2,546,000864
Minority interest net income$052
Net income of bank and minority interests.$2,546,000863
Net charge-offs$726,000262
Cash dividends$831,000829
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,894,1201,086
2017-12-31 (YTD Data)Rank
Total interest income$33,340,000860
Total interest expense$2,592,0001,241
Net interest income$30,748,000820
Provision for loan and lease losses$1,200,000775
Total noninterest income$6,957,000883
Gross Fiduciary activities income$1,711,000366
Service charges on deposit accounts$1,497,000821
Trading account gains and fees$0151
Additional Noninterest Income$3,749,000995
Total noninterest expense$26,181,000831
Salaries and employee benefits$14,219,000856
Premises and equipment expense$3,805,000656
Additional noninterest expense$8,157,000814
Pre-tax net operating income$10,324,000964
Securities gains (losses)$860,000158
Applicable income taxes$2,929,000977
Income before extraordinary items$8,255,000883
Extraordinary gains, net$09
Net income$8,255,000883
Minority interest net income$076
Net income of bank and minority interests.$8,255,000883
Net charge-offs$1,416,000536
Cash dividends$3,294,000960
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,618,600931
2017-09-30 (YTD Data)Rank
Total interest income$24,769,000861
Total interest expense$1,836,0001,292
Net interest income$22,933,000823
Provision for loan and lease losses$722,000907
Total noninterest income$5,121,000913
Gross Fiduciary activities income$1,267,000371
Service charges on deposit accounts$1,111,000832
Trading account gains and fees$0145
Additional Noninterest Income$2,743,0001,045
Total noninterest expense$19,796,000830
Salaries and employee benefits$10,847,000846
Premises and equipment expense$2,939,000635
Additional noninterest expense$6,010,000821
Pre-tax net operating income$7,536,0001,008
Securities gains (losses)$758,000160
Applicable income taxes$1,766,0001,003
Income before extraordinary items$6,528,000904
Extraordinary gains, net$09
Net income$6,528,000905
Minority interest net income$071
Net income of bank and minority interests.$6,528,000904
Net charge-offs$1,361,000401
Cash dividends$2,464,000899
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,929,180985
2017-06-30 (YTD Data)Rank
Total interest income$16,344,000867
Total interest expense$1,177,0001,301
Net interest income$15,167,000829
Provision for loan and lease losses$557,000790
Total noninterest income$3,247,000939
Gross Fiduciary activities income$808,000375
Service charges on deposit accounts$726,000841
Trading account gains and fees$0139
Additional Noninterest Income$1,713,0001,091
Total noninterest expense$12,699,000859
Salaries and employee benefits$6,753,000904
Premises and equipment expense$1,688,000747
Additional noninterest expense$4,258,000774
Pre-tax net operating income$5,158,000970
Securities gains (losses)$545,000144
Applicable income taxes$1,244,000950
Income before extraordinary items$4,459,000882
Extraordinary gains, net$011
Net income$4,459,000883
Minority interest net income$071
Net income of bank and minority interests.$4,459,000882
Net charge-offs$1,183,000321
Cash dividends$1,633,000892
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,033,900950
2017-03-31 (YTD Data)Rank
Total interest income$8,076,000873
Total interest expense$563,0001,329
Net interest income$7,513,000828
Provision for loan and lease losses$234,000836
Total noninterest income$1,525,000969
Gross Fiduciary activities income$410,000376
Service charges on deposit accounts$352,000861
Trading account gains and fees$0142
Additional Noninterest Income$763,0001,157
Total noninterest expense$6,500,000845
Salaries and employee benefits$3,613,000853
Premises and equipment expense$882,000726
Additional noninterest expense$2,005,000819
Pre-tax net operating income$2,304,0001,036
Securities gains (losses)$293,000126
Applicable income taxes$484,0001,108
Income before extraordinary items$2,113,000893
Extraordinary gains, net$08
Net income$2,113,000894
Minority interest net income$055
Net income of bank and minority interests.$2,113,000893
Net charge-offs$1,098,000214
Cash dividends$802,000858
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,875,670999
2016-12-31 (YTD Data)Rank
Total interest income$32,395,000831
Total interest expense$2,345,0001,235
Net interest income$30,050,000796
Provision for loan and lease losses$1,268,000743
Total noninterest income$6,858,000919
Gross Fiduciary activities income$1,680,000369
Service charges on deposit accounts$1,393,000904
Trading account gains and fees$0170
Additional Noninterest Income$3,785,0001,023
Total noninterest expense$25,108,000849
Salaries and employee benefits$11,735,0001,001
Premises and equipment expense$2,905,000851
Additional noninterest expense$10,468,000661
Pre-tax net operating income$10,532,000886
Securities gains (losses)$826,000287
Applicable income taxes$2,602,000863
Income before extraordinary items$8,756,000863
Extraordinary gains, net$05
Net income$8,756,000863
Minority interest net income$082
Net income of bank and minority interests.$8,756,000862
Net charge-offs$524,0001,051
Cash dividends$3,520,000906
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,119,980893
2016-09-30 (YTD Data)Rank
Total interest income$24,233,000828
Total interest expense$1,996,0001,081
Net interest income$22,237,000800
Provision for loan and lease losses$846,000791
Total noninterest income$5,053,000926
Gross Fiduciary activities income$1,280,000362
Service charges on deposit accounts$1,011,000923
Trading account gains and fees$0169
Additional Noninterest Income$2,762,0001,047
Total noninterest expense$18,575,000855
Salaries and employee benefits$10,534,000832
Premises and equipment expense$2,767,000677
Additional noninterest expense$5,274,000932
Pre-tax net operating income$7,869,000897
Securities gains (losses)$700,000281
Applicable income taxes$1,957,000878
Income before extraordinary items$6,612,000848
Extraordinary gains, net$05
Net income$6,612,000848
Minority interest net income$071
Net income of bank and minority interests.$6,612,000848
Net charge-offs$294,0001,155
Cash dividends$2,720,000827
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,073,000893
2016-06-30 (YTD Data)Rank
Total interest income$16,066,000832
Total interest expense$1,172,0001,223
Net interest income$14,894,000799
Provision for loan and lease losses$584,000764
Total noninterest income$3,136,000966
Gross Fiduciary activities income$858,000363
Service charges on deposit accounts$634,000955
Trading account gains and fees$0157
Additional Noninterest Income$1,644,0001,110
Total noninterest expense$12,082,000881
Salaries and employee benefits$6,633,000894
Premises and equipment expense$1,868,000663
Additional noninterest expense$3,581,000929
Pre-tax net operating income$5,364,000878
Securities gains (losses)$418,000321
Applicable income taxes$1,312,000872
Income before extraordinary items$4,470,000829
Extraordinary gains, net$016
Net income$4,470,000828
Minority interest net income$071
Net income of bank and minority interests.$4,470,000828
Net charge-offs$200,0001,124
Cash dividends$1,920,000797
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,148,140856
2016-03-31 (YTD Data)Rank
Total interest income$8,114,000826
Total interest expense$580,0001,230
Net interest income$7,534,000794
Provision for loan and lease losses$296,000722
Total noninterest income$1,516,000956
Gross Fiduciary activities income$423,000362
Service charges on deposit accounts$319,000956
Trading account gains and fees$0142
Additional Noninterest Income$774,0001,122
Total noninterest expense$6,087,000870
Salaries and employee benefits$3,562,000827
Premises and equipment expense$904,000689
Additional noninterest expense$1,621,0001,006
Pre-tax net operating income$2,667,000850
Securities gains (losses)$253,000249
Applicable income taxes$642,000871
Income before extraordinary items$2,278,000806
Extraordinary gains, net$012
Net income$2,278,000804
Minority interest net income$062
Net income of bank and minority interests.$2,278,000806
Net charge-offs$41,0001,566
Cash dividends$770,000899
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,080,660830
2015-12-31 (YTD Data)Rank
Total interest income$29,383,000878
Total interest expense$2,013,0001,384
Net interest income$27,370,000830
Provision for loan and lease losses$954,000844
Total noninterest income$6,314,000959
Gross Fiduciary activities income$1,657,000372
Service charges on deposit accounts$1,365,000932
Trading account gains and fees$0159
Additional Noninterest Income$3,292,0001,090
Total noninterest expense$23,534,000878
Salaries and employee benefits$13,147,000866
Premises and equipment expense$3,520,000698
Additional noninterest expense$6,867,000957
Pre-tax net operating income$9,196,000957
Securities gains (losses)$606,000302
Applicable income taxes$1,827,0001,064
Income before extraordinary items$7,975,000897
Extraordinary gains, net$023
Net income$7,975,000897
Minority interest net income$081
Net income of bank and minority interests.$7,975,000897
Net charge-offs$362,0001,447
Cash dividends$3,021,000963
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,484,140937
2015-09-30 (YTD Data)Rank
Total interest income$21,572,000901
Total interest expense$1,465,0001,434
Net interest income$20,107,000850
Provision for loan and lease losses$585,000924
Total noninterest income$4,791,000958
Gross Fiduciary activities income$1,265,000372
Service charges on deposit accounts$1,000,000955
Trading account gains and fees$0153
Additional Noninterest Income$2,526,0001,097
Total noninterest expense$17,511,000893
Salaries and employee benefits$9,743,000881
Premises and equipment expense$2,724,000696
Additional noninterest expense$5,044,000978
Pre-tax net operating income$6,802,000986
Securities gains (losses)$563,000276
Applicable income taxes$1,491,0001,043
Income before extraordinary items$5,874,000915
Extraordinary gains, net$021
Net income$5,874,000915
Minority interest net income$078
Net income of bank and minority interests.$5,874,000915
Net charge-offs$221,0001,458
Cash dividends$2,251,000890
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,423,600957
2015-06-30 (YTD Data)Rank
Total interest income$13,947,000933
Total interest expense$940,0001,486
Net interest income$13,007,000872
Provision for loan and lease losses$485,000789
Total noninterest income$3,197,000952
Gross Fiduciary activities income$816,000378
Service charges on deposit accounts$650,000964
Trading account gains and fees$0157
Additional Noninterest Income$1,731,0001,079
Total noninterest expense$11,288,000930
Salaries and employee benefits$6,371,000901
Premises and equipment expense$1,786,000708
Additional noninterest expense$3,131,0001,051
Pre-tax net operating income$4,431,0001,002
Securities gains (losses)$530,000239
Applicable income taxes$1,018,0001,019
Income before extraordinary items$3,943,000903
Extraordinary gains, net$022
Net income$3,943,000902
Minority interest net income$075
Net income of bank and minority interests.$3,943,000903
Net charge-offs$147,0001,387
Cash dividends$1,481,000913
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,524,300973
2015-03-31 (YTD Data)Rank
Total interest income$6,862,000942
Total interest expense$464,0001,498
Net interest income$6,398,000878
Provision for loan and lease losses$287,000680
Total noninterest income$1,588,000927
Gross Fiduciary activities income$429,000370
Service charges on deposit accounts$331,000932
Trading account gains and fees$0152
Additional Noninterest Income$828,0001,067
Total noninterest expense$5,630,000926
Salaries and employee benefits$3,173,000900
Premises and equipment expense$901,000705
Additional noninterest expense$1,556,0001,044
Pre-tax net operating income$2,069,0001,028
Securities gains (losses)$393,000203
Applicable income taxes$512,000995
Income before extraordinary items$1,950,000886
Extraordinary gains, net$013
Net income$1,950,000886
Minority interest net income$064
Net income of bank and minority interests.$1,950,000886
Net charge-offs$63,0001,399
Cash dividends$711,000854
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,639,5301,005
2014-12-31 (YTD Data)Rank
Total interest income$27,183,000931
Total interest expense$1,820,0001,604
Net interest income$25,363,000872
Provision for loan and lease losses$875,000969
Total noninterest income$5,604,0001,007
Gross Fiduciary activities income$1,610,000376
Service charges on deposit accounts$1,467,000906
Trading account gains and fees$0180
Additional Noninterest Income$2,527,0001,243
Total noninterest expense$20,933,000971
Salaries and employee benefits$11,416,000952
Premises and equipment expense$3,238,000766
Additional noninterest expense$6,279,0001,053
Pre-tax net operating income$9,159,000909
Securities gains (losses)$541,000367
Applicable income taxes$2,201,000914
Income before extraordinary items$7,499,000883
Extraordinary gains, net$017
Net income$7,499,000882
Minority interest net income$084
Net income of bank and minority interests.$7,499,000882
Net charge-offs$1,704,000590
Cash dividends$2,759,000993
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,082,430911
2014-09-30 (YTD Data)Rank
Total interest income$20,246,000941
Total interest expense$1,341,0001,645
Net interest income$18,905,000876
Provision for loan and lease losses$575,0001,030
Total noninterest income$4,097,0001,037
Gross Fiduciary activities income$1,198,000379
Service charges on deposit accounts$1,085,000917
Trading account gains and fees$0174
Additional Noninterest Income$1,814,0001,273
Total noninterest expense$15,449,000985
Salaries and employee benefits$8,419,000972
Premises and equipment expense$2,476,000755
Additional noninterest expense$4,554,0001,087
Pre-tax net operating income$6,978,000906
Securities gains (losses)$520,000290
Applicable income taxes$1,754,000885
Income before extraordinary items$5,744,000865
Extraordinary gains, net$015
Net income$5,744,000864
Minority interest net income$081
Net income of bank and minority interests.$5,744,000864
Net charge-offs$1,533,000483
Cash dividends$2,048,000907
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,343,600909
2014-06-30 (YTD Data)Rank
Total interest income$13,204,000961
Total interest expense$869,0001,708
Net interest income$12,335,000886
Provision for loan and lease losses$410,000984
Total noninterest income$2,676,0001,026
Gross Fiduciary activities income$821,000373
Service charges on deposit accounts$684,000959
Trading account gains and fees$0172
Additional Noninterest Income$1,171,0001,304
Total noninterest expense$10,107,0001,002
Salaries and employee benefits$5,439,000997
Premises and equipment expense$1,611,000774
Additional noninterest expense$3,057,0001,061
Pre-tax net operating income$4,494,000910
Securities gains (losses)$457,000246
Applicable income taxes$1,148,000875
Income before extraordinary items$3,803,000856
Extraordinary gains, net$020
Net income$3,803,000856
Minority interest net income$080
Net income of bank and minority interests.$3,803,000856
Net charge-offs$1,423,000387
Cash dividends$1,338,000916
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,451,110926
2014-03-31 (YTD Data)Rank
Total interest income$6,288,0001,014
Total interest expense$416,0001,798
Net interest income$5,872,000940
Provision for loan and lease losses$245,000863
Total noninterest income$1,209,0001,091
Gross Fiduciary activities income$380,000385
Service charges on deposit accounts$324,000992
Trading account gains and fees$0147
Additional Noninterest Income$505,0001,408
Total noninterest expense$4,823,0001,062
Salaries and employee benefits$2,646,0001,032
Premises and equipment expense$790,000808
Additional noninterest expense$1,387,0001,150
Pre-tax net operating income$2,013,000969
Securities gains (losses)$350,000178
Applicable income taxes$533,000893
Income before extraordinary items$1,830,000857
Extraordinary gains, net$016
Net income$1,830,000860
Minority interest net income$066
Net income of bank and minority interests.$1,830,000858
Net charge-offs$-9,0005,700
Cash dividends$626,000881
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,560,500980
2013-12-31 (YTD Data)Rank
Total interest income$26,156,000962
Total interest expense$1,730,0001,940
Net interest income$24,426,000881
Provision for loan and lease losses$450,0001,964
Total noninterest income$4,800,0001,167
Gross Fiduciary activities income$1,397,000395
Service charges on deposit accounts$1,461,000943
Trading account gains and fees$0184
Additional Noninterest Income$1,942,0001,545
Total noninterest expense$19,754,0001,034
Salaries and employee benefits$10,599,0001,012
Premises and equipment expense$3,121,000781
Additional noninterest expense$6,034,0001,123
Pre-tax net operating income$9,022,000853
Securities gains (losses)$630,000368
Applicable income taxes$2,441,000778
Income before extraordinary items$7,211,000869
Extraordinary gains, net$029
Net income$7,211,000871
Minority interest net income$090
Net income of bank and minority interests.$7,211,000871
Net charge-offs$1,683,000863
Cash dividends$2,741,000929
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,738,500900
2013-09-30 (YTD Data)Rank
Total interest income$19,986,000955
Total interest expense$1,318,0001,959
Net interest income$18,668,000865
Provision for loan and lease losses$380,0001,829
Total noninterest income$3,533,0001,208
Gross Fiduciary activities income$1,056,000391
Service charges on deposit accounts$1,087,000953
Trading account gains and fees$0180
Additional Noninterest Income$1,390,0001,640
Total noninterest expense$14,611,0001,052
Salaries and employee benefits$7,898,0001,025
Premises and equipment expense$2,332,000792
Additional noninterest expense$4,381,0001,150
Pre-tax net operating income$7,210,000817
Securities gains (losses)$660,000316
Applicable income taxes$2,046,000716
Income before extraordinary items$5,824,000819
Extraordinary gains, net$025
Net income$5,824,000821
Minority interest net income$084
Net income of bank and minority interests.$5,824,000821
Net charge-offs$1,189,000892
Cash dividends$1,938,000899
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,335,600874
2013-06-30 (YTD Data)Rank
Total interest income$12,470,0001,015
Total interest expense$899,0001,947
Net interest income$11,571,000922
Provision for loan and lease losses$230,0001,953
Total noninterest income$2,449,0001,175
Gross Fiduciary activities income$699,000391
Service charges on deposit accounts$687,000981
Trading account gains and fees$0157
Additional Noninterest Income$1,063,0001,514
Total noninterest expense$9,594,0001,064
Salaries and employee benefits$5,270,0001,029
Premises and equipment expense$1,523,000808
Additional noninterest expense$2,801,0001,185
Pre-tax net operating income$4,196,000906
Securities gains (losses)$444,000412
Applicable income taxes$1,213,000795
Income before extraordinary items$3,427,000900
Extraordinary gains, net$022
Net income$3,427,000900
Minority interest net income$082
Net income of bank and minority interests.$3,427,000902
Net charge-offs$887,000838
Cash dividends$1,316,000869
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,098,440947
2013-03-31 (YTD Data)Rank
Total interest income$6,263,0001,012
Total interest expense$462,0001,957
Net interest income$5,801,000923
Provision for loan and lease losses$135,0001,793
Total noninterest income$1,266,0001,143
Gross Fiduciary activities income$368,000380
Service charges on deposit accounts$336,000993
Trading account gains and fees$0148
Additional Noninterest Income$562,0001,446
Total noninterest expense$4,790,0001,073
Salaries and employee benefits$2,642,0001,032
Premises and equipment expense$782,000790
Additional noninterest expense$1,366,0001,204
Pre-tax net operating income$2,142,000877
Securities gains (losses)$128,000603
Applicable income taxes$575,000805
Income before extraordinary items$1,695,000901
Extraordinary gains, net$010
Net income$1,695,000902
Minority interest net income$076
Net income of bank and minority interests.$1,695,000903
Net charge-offs$209,0001,323
Cash dividends$690,000740
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,599,000908
2012-12-31 (YTD Data)Rank
Total interest income$26,075,0001,009
Total interest expense$2,348,0001,854
Net interest income$23,727,000909
Provision for loan and lease losses$2,350,000940
Total noninterest income$6,492,000944
Gross Fiduciary activities income$1,268,000394
Service charges on deposit accounts$1,518,000942
Trading account gains and fees$0166
Additional Noninterest Income$3,706,0001,020
Total noninterest expense$20,028,000998
Salaries and employee benefits$10,783,000969
Premises and equipment expense$3,064,000789
Additional noninterest expense$6,181,0001,126
Pre-tax net operating income$7,841,000903
Securities gains (losses)$1,114,000466
Applicable income taxes$1,992,000883
Income before extraordinary items$6,963,000851
Extraordinary gains, net$029
Net income$6,963,000850
Minority interest net income$093
Net income of bank and minority interests.$6,963,000851
Net charge-offs$1,934,0001,191
Cash dividends$2,044,0001,191
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,094,080926
2012-09-30 (YTD Data)Rank
Total interest income$19,644,0001,022
Total interest expense$1,833,0001,858
Net interest income$17,811,000922
Provision for loan and lease losses$1,625,0001,015
Total noninterest income$4,715,000970
Gross Fiduciary activities income$954,000388
Service charges on deposit accounts$1,111,000971
Trading account gains and fees$0157
Additional Noninterest Income$2,650,0001,038
Total noninterest expense$14,808,0001,010
Salaries and employee benefits$7,807,000997
Premises and equipment expense$2,355,000775
Additional noninterest expense$4,646,0001,104
Pre-tax net operating income$6,093,000901
Securities gains (losses)$729,000559
Applicable income taxes$1,506,000909
Income before extraordinary items$5,316,000857
Extraordinary gains, net$020
Net income$5,316,000856
Minority interest net income$086
Net income of bank and minority interests.$5,316,000857
Net charge-offs$1,057,0001,407
Cash dividends$1,505,000982
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,747,380911
2012-06-30 (YTD Data)Rank
Total interest income$13,054,0001,040
Total interest expense$1,259,0001,864
Net interest income$11,795,000931
Provision for loan and lease losses$1,075,0001,037
Total noninterest income$2,455,0001,141
Gross Fiduciary activities income$648,000390
Service charges on deposit accounts$709,0001,003
Trading account gains and fees$0153
Additional Noninterest Income$1,098,0001,428
Total noninterest expense$9,888,0001,008
Salaries and employee benefits$5,132,0001,011
Premises and equipment expense$1,582,000759
Additional noninterest expense$3,174,0001,090
Pre-tax net operating income$3,287,0001,085
Securities gains (losses)$611,000447
Applicable income taxes$866,0001,003
Income before extraordinary items$3,032,0001,005
Extraordinary gains, net$019
Net income$3,032,0001,005
Minority interest net income$084
Net income of bank and minority interests.$3,032,0001,005
Net charge-offs$1,036,0001,110
Cash dividends$964,0001,024
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,555,4201,102
2012-03-31 (YTD Data)Rank
Total interest income$6,499,0001,052
Total interest expense$644,0001,905
Net interest income$5,855,000935
Provision for loan and lease losses$525,0001,016
Total noninterest income$1,263,0001,108
Gross Fiduciary activities income$333,000383
Service charges on deposit accounts$356,000993
Trading account gains and fees$0148
Additional Noninterest Income$574,0001,381
Total noninterest expense$5,210,000956
Salaries and employee benefits$2,625,000987
Premises and equipment expense$819,000737
Additional noninterest expense$1,766,000966
Pre-tax net operating income$1,383,0001,264
Securities gains (losses)$366,000375
Applicable income taxes$364,0001,149
Income before extraordinary items$1,385,0001,073
Extraordinary gains, net$019
Net income$1,385,0001,075
Minority interest net income$078
Net income of bank and minority interests.$1,385,0001,074
Net charge-offs$324,0001,420
Cash dividends$425,000987
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,095,8601,251
2011-12-31 (YTD Data)Rank
Total interest income$26,986,0001,045
Total interest expense$3,231,0001,828
Net interest income$23,755,000920
Provision for loan and lease losses$3,510,0001,051
Total noninterest income$5,353,000983
Gross Fiduciary activities income$1,182,000364
Service charges on deposit accounts$1,604,000921
Trading account gains and fees$0146
Additional Noninterest Income$2,567,0001,146
Total noninterest expense$19,795,000993
Salaries and employee benefits$9,953,000989
Premises and equipment expense$3,333,000748
Additional noninterest expense$6,509,0001,073
Pre-tax net operating income$5,803,0001,034
Securities gains (losses)$965,000461
Applicable income taxes$1,248,0001,140
Income before extraordinary items$5,520,000909
Extraordinary gains, net$029
Net income$5,520,000907
Minority interest net income$096
Net income of bank and minority interests.$5,520,000909
Net charge-offs$4,626,000860
Cash dividends$1,699,0001,105
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,728,7001,013
2011-09-30 (YTD Data)Rank
Total interest income$20,355,0001,054
Total interest expense$2,536,0001,819
Net interest income$17,819,000925
Provision for loan and lease losses$2,635,0001,031
Total noninterest income$4,059,000981
Gross Fiduciary activities income$881,000361
Service charges on deposit accounts$1,192,000934
Trading account gains and fees$0145
Additional Noninterest Income$1,986,0001,117
Total noninterest expense$14,963,000991
Salaries and employee benefits$7,430,000994
Premises and equipment expense$2,569,000735
Additional noninterest expense$4,964,0001,058
Pre-tax net operating income$4,280,0001,078
Securities gains (losses)$683,000493
Applicable income taxes$871,0001,203
Income before extraordinary items$4,092,000936
Extraordinary gains, net$021
Net income$4,092,000933
Minority interest net income$087
Net income of bank and minority interests.$4,092,000936
Net charge-offs$3,394,000857
Cash dividends$1,274,000959
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,531,9401,033
2011-06-30 (YTD Data)Rank
Total interest income$13,674,0001,048
Total interest expense$1,769,0001,805
Net interest income$11,905,000926
Provision for loan and lease losses$2,065,000901
Total noninterest income$2,982,000929
Gross Fiduciary activities income$588,000367
Service charges on deposit accounts$794,000921
Trading account gains and fees$0153
Additional Noninterest Income$1,600,000971
Total noninterest expense$9,778,0001,024
Salaries and employee benefits$4,911,0001,008
Premises and equipment expense$1,691,000747
Additional noninterest expense$3,176,0001,117
Pre-tax net operating income$3,044,000996
Securities gains (losses)$500,000364
Applicable income taxes$621,0001,118
Income before extraordinary items$2,923,000856
Extraordinary gains, net$015
Net income$2,923,000855
Minority interest net income$089
Net income of bank and minority interests.$2,923,000856
Net charge-offs$3,048,000679
Cash dividends$849,000930
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,513,000944
2011-03-31 (YTD Data)Rank
Total interest income$6,886,0001,048
Total interest expense$914,0001,807
Net interest income$5,972,000929
Provision for loan and lease losses$1,110,000789
Total noninterest income$1,154,0001,098
Gross Fiduciary activities income$278,000381
Service charges on deposit accounts$387,000924
Trading account gains and fees$0158
Additional Noninterest Income$489,0001,366
Total noninterest expense$4,881,0001,018
Salaries and employee benefits$2,365,0001,064
Premises and equipment expense$848,000763
Additional noninterest expense$1,668,0001,069
Pre-tax net operating income$1,135,0001,275
Securities gains (losses)$263,000280
Applicable income taxes$191,0001,563
Income before extraordinary items$1,207,0001,007
Extraordinary gains, net$09
Net income$1,207,0001,007
Minority interest net income$086
Net income of bank and minority interests.$1,207,0001,007
Net charge-offs$539,0001,272
Cash dividends$424,000854
Sale, conversion, retirement of capital stock, net$0925
Net operating income$980,8201,226
2010-12-31 (YTD Data)Rank
Total interest income$30,086,0001,018
Total interest expense$4,989,0001,665
Net interest income$25,097,000872
Provision for loan and lease losses$5,570,0001,056
Total noninterest income$5,083,0001,085
Gross Fiduciary activities income$1,177,000359
Service charges on deposit accounts$1,678,000901
Trading account gains and fees$0175
Additional Noninterest Income$2,228,0001,312
Total noninterest expense$19,218,0001,034
Salaries and employee benefits$9,599,0001,025
Premises and equipment expense$3,010,000853
Additional noninterest expense$6,609,0001,116
Pre-tax net operating income$5,392,000964
Securities gains (losses)$785,000602
Applicable income taxes$869,0001,358
Income before extraordinary items$5,308,000833
Extraordinary gains, net$029
Net income$5,308,000833
Minority interest net income$0111
Net income of bank and minority interests.$5,308,000834
Net charge-offs$2,563,0001,607
Cash dividends$1,444,0001,121
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,632,900903
2010-09-30 (YTD Data)Rank
Total interest income$22,938,0001,017
Total interest expense$3,995,0001,627
Net interest income$18,943,000873
Provision for loan and lease losses$4,120,0001,019
Total noninterest income$3,571,0001,113
Gross Fiduciary activities income$896,000359
Service charges on deposit accounts$1,259,000930
Trading account gains and fees$0165
Additional Noninterest Income$1,416,0001,392
Total noninterest expense$14,261,0001,029
Salaries and employee benefits$7,293,000992
Premises and equipment expense$2,386,000808
Additional noninterest expense$4,582,0001,179
Pre-tax net operating income$4,133,000983
Securities gains (losses)$725,000545
Applicable income taxes$722,0001,304
Income before extraordinary items$4,136,000838
Extraordinary gains, net$023
Net income$4,136,000839
Minority interest net income$0110
Net income of bank and minority interests.$4,136,000839
Net charge-offs$2,040,0001,488
Cash dividends$1,017,0001,031
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,519,750943
2010-06-30 (YTD Data)Rank
Total interest income$15,543,0001,014
Total interest expense$2,858,0001,580
Net interest income$12,685,000868
Provision for loan and lease losses$2,505,0001,078
Total noninterest income$2,377,0001,084
Gross Fiduciary activities income$541,000381
Service charges on deposit accounts$827,000959
Trading account gains and fees$0152
Additional Noninterest Income$1,009,0001,289
Total noninterest expense$9,507,0001,035
Salaries and employee benefits$4,867,000998
Premises and equipment expense$1,593,000820
Additional noninterest expense$3,047,0001,170
Pre-tax net operating income$3,050,000893
Securities gains (losses)$629,000389
Applicable income taxes$615,0001,040
Income before extraordinary items$3,064,000734
Extraordinary gains, net$019
Net income$3,064,000732
Minority interest net income$0105
Net income of bank and minority interests.$3,064,000734
Net charge-offs$1,599,0001,319
Cash dividends$593,0001,173
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,541,930847
2010-03-31 (YTD Data)Rank
Total interest income$7,749,0001,035
Total interest expense$1,521,0001,555
Net interest income$6,228,000895
Provision for loan and lease losses$1,235,0001,007
Total noninterest income$1,164,0001,077
Gross Fiduciary activities income$284,000371
Service charges on deposit accounts$404,000977
Trading account gains and fees$0175
Additional Noninterest Income$476,0001,344
Total noninterest expense$4,661,0001,066
Salaries and employee benefits$2,409,0001,023
Premises and equipment expense$785,000856
Additional noninterest expense$1,467,0001,202
Pre-tax net operating income$1,496,000894
Securities gains (losses)$176,000562
Applicable income taxes$251,0001,199
Income before extraordinary items$1,421,000783
Extraordinary gains, net$016
Net income$1,421,000785
Minority interest net income$091
Net income of bank and minority interests.$1,421,000787
Net charge-offs$296,0002,039
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,271,400834
2009-12-31 (YTD Data)Rank
Total interest income$32,189,0001,059
Total interest expense$8,841,0001,354
Net interest income$23,348,000927
Provision for loan and lease losses$8,540,000984
Total noninterest income$4,940,0001,115
Gross Fiduciary activities income$940,000398
Service charges on deposit accounts$1,885,000924
Trading account gains and fees$0211
Additional Noninterest Income$2,115,0001,325
Total noninterest expense$18,633,0001,119
Salaries and employee benefits$9,346,0001,050
Premises and equipment expense$2,893,000945
Additional noninterest expense$6,394,0001,203
Pre-tax net operating income$1,115,0002,824
Securities gains (losses)$736,000656
Applicable income taxes$-755,0007,181
Income before extraordinary items$2,606,0001,292
Extraordinary gains, net$034
Net income$2,606,0001,291
Minority interest net income$0115
Net income of bank and minority interests.$2,606,0001,291
Net charge-offs$8,256,000792
Cash dividends$2,813,000631
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,870,0001,745
2009-09-30 (YTD Data)Rank
Total interest income$24,332,0001,074
Total interest expense$7,071,0001,329
Net interest income$17,261,000940
Provision for loan and lease losses$6,490,000870
Total noninterest income$3,994,0001,050
Gross Fiduciary activities income$677,000403
Service charges on deposit accounts$1,421,000911
Trading account gains and fees$0212
Additional Noninterest Income$1,896,0001,199
Total noninterest expense$14,197,0001,093
Salaries and employee benefits$7,061,0001,053
Premises and equipment expense$2,315,000883
Additional noninterest expense$4,821,0001,164
Pre-tax net operating income$568,0003,698
Securities gains (losses)$437,000773
Applicable income taxes$-451,0007,316
Income before extraordinary items$1,456,0001,829
Extraordinary gains, net$027
Net income$1,456,0001,827
Minority interest net income$0118
Net income of bank and minority interests.$1,456,0001,829
Net charge-offs$7,147,000641
Cash dividends$2,813,000452
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,019,0002,406
2009-06-30 (YTD Data)Rank
Total interest income$16,495,0001,076
Total interest expense$4,998,0001,321
Net interest income$11,497,000939
Provision for loan and lease losses$1,815,0001,488
Total noninterest income$2,811,0001,012
Gross Fiduciary activities income$406,000439
Service charges on deposit accounts$916,000929
Trading account gains and fees$0193
Additional Noninterest Income$1,489,0001,101
Total noninterest expense$9,455,0001,114
Salaries and employee benefits$4,610,0001,098
Premises and equipment expense$1,533,000916
Additional noninterest expense$3,312,0001,157
Pre-tax net operating income$3,038,000767
Securities gains (losses)$344,000683
Applicable income taxes$587,000949
Income before extraordinary items$2,795,000654
Extraordinary gains, net$021
Net income$2,795,000653
Minority interest net income$0112
Net income of bank and minority interests.$2,795,000655
Net charge-offs$954,0001,672
Cash dividends$1,911,000476
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,509,480715
2009-03-31 (YTD Data)Rank
Total interest income$8,441,0001,049
Total interest expense$2,652,0001,298
Net interest income$5,789,000930
Provision for loan and lease losses$700,0001,458
Total noninterest income$1,505,000935
Gross Fiduciary activities income$199,000445
Service charges on deposit accounts$448,000912
Trading account gains and fees$0171
Additional Noninterest Income$858,000951
Total noninterest expense$4,530,0001,106
Salaries and employee benefits$2,365,0001,076
Premises and equipment expense$783,000908
Additional noninterest expense$1,382,0001,203
Pre-tax net operating income$2,064,000586
Securities gains (losses)$140,000830
Applicable income taxes$469,000726
Income before extraordinary items$1,735,000574
Extraordinary gains, net$015
Net income$1,735,000574
Minority interest net income$0102
Net income of bank and minority interests.$1,735,000577
Net charge-offs$553,0001,301
Cash dividends$1,011,000422
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,624,400577
2008-12-31 (YTD Data)Rank
Total interest income$35,167,0001,081
Total interest expense$12,933,0001,259
Net interest income$22,234,000963
Provision for loan and lease losses$2,388,0001,609
Total noninterest income$4,389,0001,185
Gross Fiduciary activities income$819,000455
Service charges on deposit accounts$2,022,000869
Trading account gains and fees$0154
Additional Noninterest Income$1,548,0001,555
Total noninterest expense$16,910,0001,160
Salaries and employee benefits$8,822,0001,119
Premises and equipment expense$2,834,000978
Additional noninterest expense$5,254,0001,215
Pre-tax net operating income$7,325,000759
Securities gains (losses)$210,000699
Applicable income taxes$1,506,000867
Income before extraordinary items$6,029,000671
Extraordinary gains, net$039
Net income$6,029,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,146,0001,815
Cash dividends$4,047,000681
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,861,000741
2008-09-30 (YTD Data)Rank
Total interest income$26,361,0001,111
Total interest expense$9,993,0001,268
Net interest income$16,368,0001,002
Provision for loan and lease losses$1,540,0001,399
Total noninterest income$3,377,0001,198
Gross Fiduciary activities income$622,000453
Service charges on deposit accounts$1,515,000878
Trading account gains and fees$0148
Additional Noninterest Income$1,240,0001,565
Total noninterest expense$12,432,0001,171
Salaries and employee benefits$6,578,0001,148
Premises and equipment expense$2,148,000967
Additional noninterest expense$3,706,0001,234
Pre-tax net operating income$5,773,000880
Securities gains (losses)$188,000655
Applicable income taxes$1,227,000990
Income before extraordinary items$4,734,000774
Extraordinary gains, net$031
Net income$4,734,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,858
Cash dividends$3,034,000703
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,585,480842
2008-06-30 (YTD Data)Rank
Total interest income$17,603,0001,122
Total interest expense$7,021,0001,245
Net interest income$10,582,0001,034
Provision for loan and lease losses$950,0001,258
Total noninterest income$2,279,0001,190
Gross Fiduciary activities income$420,000467
Service charges on deposit accounts$961,000906
Trading account gains and fees$0149
Additional Noninterest Income$898,0001,513
Total noninterest expense$8,175,0001,191
Salaries and employee benefits$4,334,0001,182
Premises and equipment expense$1,415,000983
Additional noninterest expense$2,426,0001,232
Pre-tax net operating income$3,736,000949
Securities gains (losses)$146,000750
Applicable income taxes$740,0001,182
Income before extraordinary items$3,142,000868
Extraordinary gains, net$021
Net income$3,142,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,332
Cash dividends$2,025,000766
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,023,740887
2008-03-31 (YTD Data)Rank
Total interest income$8,830,0001,150
Total interest expense$3,868,0001,206
Net interest income$4,962,0001,105
Provision for loan and lease losses$130,0002,351
Total noninterest income$1,113,0001,224
Gross Fiduciary activities income$210,000470
Service charges on deposit accounts$469,000924
Trading account gains and fees$0158
Additional Noninterest Income$434,0001,555
Total noninterest expense$4,045,0001,195
Salaries and employee benefits$2,182,0001,178
Premises and equipment expense$696,000998
Additional noninterest expense$1,167,0001,228
Pre-tax net operating income$1,900,000997
Securities gains (losses)$116,000644
Applicable income taxes$335,0001,363
Income before extraordinary items$1,681,000889
Extraordinary gains, net$015
Net income$1,681,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$1,012,000718
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,584,720909
2007-12-31 (YTD Data)Rank
Total interest income$35,768,0001,176
Total interest expense$17,881,0001,109
Net interest income$17,887,0001,248
Provision for loan and lease losses$552,0002,185
Total noninterest income$4,404,0001,207
Gross Fiduciary activities income$725,000503
Service charges on deposit accounts$1,955,000914
Trading account gains and fees$0178
Additional Noninterest Income$1,724,0001,511
Total noninterest expense$14,417,0001,286
Salaries and employee benefits$7,473,0001,348
Premises and equipment expense$2,457,0001,081
Additional noninterest expense$4,487,0001,250
Pre-tax net operating income$7,322,0001,151
Securities gains (losses)$100,000608
Applicable income taxes$1,718,0001,278
Income before extraordinary items$5,704,0001,127
Extraordinary gains, net$039
Net income$5,704,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,607
Cash dividends$4,037,000902
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,627,0001,133
2007-09-30 (YTD Data)Rank
Total interest income$26,686,0001,191
Total interest expense$13,397,0001,100
Net interest income$13,289,0001,266
Provision for loan and lease losses$85,0004,429
Total noninterest income$3,235,0001,217
Gross Fiduciary activities income$535,000509
Service charges on deposit accounts$1,405,000936
Trading account gains and fees$0184
Additional Noninterest Income$1,295,0001,521
Total noninterest expense$10,659,0001,293
Salaries and employee benefits$5,551,0001,357
Premises and equipment expense$1,881,0001,053
Additional noninterest expense$3,227,0001,267
Pre-tax net operating income$5,780,0001,182
Securities gains (losses)$99,000498
Applicable income taxes$1,446,0001,261
Income before extraordinary items$4,433,0001,169
Extraordinary gains, net$033
Net income$4,433,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0001,965
Cash dividends$3,026,000851
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,358,7501,167
2007-06-30 (YTD Data)Rank
Total interest income$17,712,0001,207
Total interest expense$8,877,0001,110
Net interest income$8,835,0001,290
Provision for loan and lease losses$5,0005,998
Total noninterest income$2,130,0001,263
Gross Fiduciary activities income$341,000530
Service charges on deposit accounts$915,000973
Trading account gains and fees$0168
Additional Noninterest Income$874,0001,535
Total noninterest expense$7,065,0001,326
Salaries and employee benefits$3,655,0001,405
Premises and equipment expense$1,270,0001,037
Additional noninterest expense$2,140,0001,293
Pre-tax net operating income$3,895,0001,211
Securities gains (losses)$48,000546
Applicable income taxes$983,0001,290
Income before extraordinary items$2,960,0001,213
Extraordinary gains, net$029
Net income$2,960,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$2,017,000863
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,924,0001,202
2007-03-31 (YTD Data)Rank
Total interest income$8,864,0001,193
Total interest expense$4,454,0001,087
Net interest income$4,410,0001,295
Provision for loan and lease losses$05,779
Total noninterest income$1,041,0001,270
Gross Fiduciary activities income$171,000527
Service charges on deposit accounts$425,0001,008
Trading account gains and fees$0195
Additional Noninterest Income$445,0001,482
Total noninterest expense$3,488,0001,331
Salaries and employee benefits$1,850,0001,396
Premises and equipment expense$613,0001,093
Additional noninterest expense$1,025,0001,308
Pre-tax net operating income$1,963,0001,199
Securities gains (losses)$29,000486
Applicable income taxes$475,0001,332
Income before extraordinary items$1,517,0001,164
Extraordinary gains, net$022
Net income$1,517,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$1,008,000775
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,494,9601,166
2006-12-31 (YTD Data)Rank
Total interest income$34,979,0001,125
Total interest expense$15,737,0001,066
Net interest income$19,242,0001,157
Provision for loan and lease losses$15,0006,428
Total noninterest income$4,291,0001,237
Gross Fiduciary activities income$662,000514
Service charges on deposit accounts$2,007,000878
Trading account gains and fees$0130
Additional Noninterest Income$1,622,0001,574
Total noninterest expense$14,206,0001,260
Salaries and employee benefits$7,329,0001,337
Premises and equipment expense$2,381,0001,058
Additional noninterest expense$4,496,0001,188
Pre-tax net operating income$9,312,0001,058
Securities gains (losses)$01,687
Applicable income taxes$2,714,0001,030
Income before extraordinary items$6,598,0001,123
Extraordinary gains, net$051
Net income$6,598,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,421
Cash dividends$3,909,000886
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,598,0001,107
2006-09-30 (YTD Data)Rank
Total interest income$25,835,0001,150
Total interest expense$11,179,0001,099
Net interest income$14,656,0001,155
Provision for loan and lease losses$15,0006,184
Total noninterest income$3,209,0001,250
Gross Fiduciary activities income$499,000515
Service charges on deposit accounts$1,503,000887
Trading account gains and fees$0126
Additional Noninterest Income$1,207,0001,583
Total noninterest expense$10,672,0001,274
Salaries and employee benefits$5,585,0001,323
Premises and equipment expense$1,809,0001,051
Additional noninterest expense$3,278,0001,225
Pre-tax net operating income$7,178,0001,070
Securities gains (losses)$01,388
Applicable income taxes$2,169,0001,032
Income before extraordinary items$5,009,0001,151
Extraordinary gains, net$045
Net income$5,009,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,421
Cash dividends$2,931,000849
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,009,0001,140
2006-06-30 (YTD Data)Rank
Total interest income$16,929,0001,147
Total interest expense$6,995,0001,110
Net interest income$9,934,0001,131
Provision for loan and lease losses$15,0005,732
Total noninterest income$2,131,0001,258
Gross Fiduciary activities income$337,000513
Service charges on deposit accounts$973,000899
Trading account gains and fees$0126
Additional Noninterest Income$821,0001,562
Total noninterest expense$7,130,0001,278
Salaries and employee benefits$3,725,0001,335
Premises and equipment expense$1,221,0001,039
Additional noninterest expense$2,184,0001,236
Pre-tax net operating income$4,920,0001,035
Securities gains (losses)$01,185
Applicable income taxes$1,524,000977
Income before extraordinary items$3,396,0001,137
Extraordinary gains, net$039
Net income$3,396,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,207
Cash dividends$1,954,000850
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,396,0001,117
2006-03-31 (YTD Data)Rank
Total interest income$8,305,0001,137
Total interest expense$3,266,0001,121
Net interest income$5,039,0001,117
Provision for loan and lease losses$06,013
Total noninterest income$1,067,0001,221
Gross Fiduciary activities income$164,000527
Service charges on deposit accounts$448,000951
Trading account gains and fees$0115
Additional Noninterest Income$455,0001,440
Total noninterest expense$3,606,0001,272
Salaries and employee benefits$1,881,0001,317
Premises and equipment expense$612,0001,035
Additional noninterest expense$1,113,0001,197
Pre-tax net operating income$2,500,0001,001
Securities gains (losses)$0955
Applicable income taxes$789,000942
Income before extraordinary items$1,711,0001,097
Extraordinary gains, net$021
Net income$1,711,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,032
Cash dividends$976,000780
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,711,0001,082
2005-12-31 (YTD Data)Rank
Total interest income$30,024,0001,099
Total interest expense$9,758,0001,155
Net interest income$20,266,0001,066
Provision for loan and lease losses$245,0003,204
Total noninterest income$3,543,0001,407
Gross Fiduciary activities income$606,000530
Service charges on deposit accounts$1,501,0001,183
Trading account gains and fees$0138
Additional Noninterest Income$1,436,0001,721
Total noninterest expense$13,656,0001,263
Salaries and employee benefits$7,179,0001,293
Premises and equipment expense$2,225,0001,083
Additional noninterest expense$4,252,0001,221
Pre-tax net operating income$9,908,000990
Securities gains (losses)$70,000822
Applicable income taxes$3,192,000919
Income before extraordinary items$6,786,0001,062
Extraordinary gains, net$046
Net income$6,786,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,441
Cash dividends$4,568,000720
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,738,4001,055
2005-09-30 (YTD Data)Rank
Total interest income$21,975,0001,086
Total interest expense$6,770,0001,168
Net interest income$15,205,0001,047
Provision for loan and lease losses$165,0003,334
Total noninterest income$2,586,0001,453
Gross Fiduciary activities income$435,000545
Service charges on deposit accounts$1,036,0001,269
Trading account gains and fees$0126
Additional Noninterest Income$1,115,0001,675
Total noninterest expense$10,400,0001,235
Salaries and employee benefits$5,564,0001,232
Premises and equipment expense$1,749,0001,022
Additional noninterest expense$3,087,0001,240
Pre-tax net operating income$7,226,0001,016
Securities gains (losses)$63,000811
Applicable income taxes$2,340,000949
Income before extraordinary items$4,949,0001,087
Extraordinary gains, net$035
Net income$4,949,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,325
Cash dividends$2,762,000805
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,906,1601,080
2005-06-30 (YTD Data)Rank
Total interest income$14,418,0001,075
Total interest expense$4,219,0001,185
Net interest income$10,199,0001,023
Provision for loan and lease losses$125,0002,939
Total noninterest income$1,723,0001,434
Gross Fiduciary activities income$306,000529
Service charges on deposit accounts$662,0001,297
Trading account gains and fees$0116
Additional Noninterest Income$755,0001,649
Total noninterest expense$6,928,0001,226
Salaries and employee benefits$3,760,0001,217
Premises and equipment expense$1,137,0001,037
Additional noninterest expense$2,031,0001,238
Pre-tax net operating income$4,869,000973
Securities gains (losses)$29,000979
Applicable income taxes$1,585,000906
Income before extraordinary items$3,313,0001,054
Extraordinary gains, net$030
Net income$3,313,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,863
Cash dividends$1,833,000795
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,293,2801,042
2005-03-31 (YTD Data)Rank
Total interest income$7,007,0001,085
Total interest expense$1,949,0001,213
Net interest income$5,058,0001,028
Provision for loan and lease losses$65,0002,741
Total noninterest income$818,0001,468
Gross Fiduciary activities income$153,000532
Service charges on deposit accounts$318,0001,291
Trading account gains and fees$0115
Additional Noninterest Income$347,0001,707
Total noninterest expense$3,397,0001,248
Salaries and employee benefits$1,863,0001,234
Premises and equipment expense$563,0001,069
Additional noninterest expense$971,0001,276
Pre-tax net operating income$2,414,000973
Securities gains (losses)$15,000882
Applicable income taxes$792,000915
Income before extraordinary items$1,637,0001,059
Extraordinary gains, net$024
Net income$1,637,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,325
Cash dividends$915,000729
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,626,9501,039
2004-12-31 (YTD Data)Rank
Total interest income$26,614,0001,064
Total interest expense$6,858,0001,191
Net interest income$19,756,0001,004
Provision for loan and lease losses$385,0002,439
Total noninterest income$3,101,0001,555
Gross Fiduciary activities income$503,000576
Service charges on deposit accounts$1,281,0001,383
Trading account gains and fees$0138
Additional Noninterest Income$1,317,0001,786
Total noninterest expense$13,093,0001,254
Salaries and employee benefits$6,834,0001,285
Premises and equipment expense$2,195,0001,053
Additional noninterest expense$4,064,0001,211
Pre-tax net operating income$9,379,000934
Securities gains (losses)$284,000662
Applicable income taxes$3,280,000843
Income before extraordinary items$6,383,0001,032
Extraordinary gains, net$034
Net income$6,383,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,094
Cash dividends$3,425,000876
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,195,5601,025
2004-09-30 (YTD Data)Rank
Total interest income$19,813,0001,056
Total interest expense$5,076,0001,175
Net interest income$14,737,0001,003
Provision for loan and lease losses$245,0002,606
Total noninterest income$2,323,0001,568
Gross Fiduciary activities income$389,000561
Service charges on deposit accounts$939,0001,420
Trading account gains and fees$0134
Additional Noninterest Income$995,0001,774
Total noninterest expense$9,852,0001,244
Salaries and employee benefits$5,088,0001,296
Premises and equipment expense$1,747,000981
Additional noninterest expense$3,017,0001,216
Pre-tax net operating income$6,963,000951
Securities gains (losses)$226,000715
Applicable income taxes$2,471,000865
Income before extraordinary items$4,718,0001,054
Extraordinary gains, net$026
Net income$4,718,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,564
Cash dividends$2,569,000790
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,568,8401,036
2004-06-30 (YTD Data)Rank
Total interest income$13,131,0001,050
Total interest expense$3,354,0001,172
Net interest income$9,777,000990
Provision for loan and lease losses$135,0002,929
Total noninterest income$1,342,0001,745
Gross Fiduciary activities income$271,000545
Service charges on deposit accounts$583,0001,508
Trading account gains and fees$0130
Additional Noninterest Income$488,0002,225
Total noninterest expense$6,509,0001,247
Salaries and employee benefits$3,310,0001,316
Premises and equipment expense$1,187,000961
Additional noninterest expense$2,012,0001,194
Pre-tax net operating income$4,475,000973
Securities gains (losses)$226,000599
Applicable income taxes$1,638,000858
Income before extraordinary items$3,063,0001,077
Extraordinary gains, net$021
Net income$3,063,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,422
Cash dividends$1,711,000790
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,916,1001,080
2004-03-31 (YTD Data)Rank
Total interest income$6,550,0001,056
Total interest expense$1,711,0001,170
Net interest income$4,839,0001,013
Provision for loan and lease losses$60,0002,918
Total noninterest income$682,0001,700
Gross Fiduciary activities income$141,000540
Service charges on deposit accounts$280,0001,536
Trading account gains and fees$0121
Additional Noninterest Income$261,0002,067
Total noninterest expense$3,270,0001,245
Salaries and employee benefits$1,660,0001,326
Premises and equipment expense$604,000962
Additional noninterest expense$1,006,0001,200
Pre-tax net operating income$2,191,000983
Securities gains (losses)$124,000706
Applicable income taxes$812,000882
Income before extraordinary items$1,503,0001,089
Extraordinary gains, net$016
Net income$1,503,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$854,000770
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,422,4001,086
2003-12-31 (YTD Data)Rank
Total interest income$26,358,0001,072
Total interest expense$7,522,0001,188
Net interest income$18,836,0001,023
Provision for loan and lease losses$420,0002,478
Total noninterest income$2,903,0001,734
Gross Fiduciary activities income$449,000606
Service charges on deposit accounts$1,187,0001,453
Trading account gains and fees$0160
Additional Noninterest Income$1,267,0002,044
Total noninterest expense$11,982,0001,344
Salaries and employee benefits$6,182,0001,387
Premises and equipment expense$2,031,0001,125
Additional noninterest expense$3,769,0001,315
Pre-tax net operating income$9,337,000909
Securities gains (losses)$132,0001,652
Applicable income taxes$3,459,000825
Income before extraordinary items$6,010,0001,074
Extraordinary gains, net$054
Net income$6,010,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,413
Cash dividends$3,293,000921
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,925,5201,026
2003-09-30 (YTD Data)Rank
Total interest income$19,553,0001,113
Total interest expense$5,752,0001,209
Net interest income$13,801,0001,063
Provision for loan and lease losses$360,0002,185
Total noninterest income$2,314,0001,693
Gross Fiduciary activities income$343,000592
Service charges on deposit accounts$889,0001,473
Trading account gains and fees$0153
Additional Noninterest Income$1,082,0001,934
Total noninterest expense$8,773,0001,384
Salaries and employee benefits$4,601,0001,410
Premises and equipment expense$1,507,0001,142
Additional noninterest expense$2,665,0001,383
Pre-tax net operating income$6,982,000943
Securities gains (losses)$95,0001,798
Applicable income taxes$2,568,000879
Income before extraordinary items$4,509,0001,114
Extraordinary gains, net$040
Net income$4,509,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,880
Cash dividends$2,468,000863
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,448,2001,061
2003-06-30 (YTD Data)Rank
Total interest income$13,192,0001,105
Total interest expense$3,970,0001,205
Net interest income$9,222,0001,054
Provision for loan and lease losses$260,0002,063
Total noninterest income$1,502,0001,717
Gross Fiduciary activities income$236,000591
Service charges on deposit accounts$582,0001,477
Trading account gains and fees$0150
Additional Noninterest Income$684,0002,005
Total noninterest expense$5,845,0001,385
Salaries and employee benefits$3,082,0001,405
Premises and equipment expense$1,006,0001,138
Additional noninterest expense$1,757,0001,408
Pre-tax net operating income$4,619,000950
Securities gains (losses)$88,0001,602
Applicable income taxes$1,759,000870
Income before extraordinary items$2,948,0001,148
Extraordinary gains, net$030
Net income$2,948,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,623
Cash dividends$1,645,000883
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,891,6801,079
2003-03-31 (YTD Data)Rank
Total interest income$6,637,0001,105
Total interest expense$2,034,0001,204
Net interest income$4,603,0001,057
Provision for loan and lease losses$120,0002,030
Total noninterest income$730,0001,715
Gross Fiduciary activities income$123,000584
Service charges on deposit accounts$282,0001,480
Trading account gains and fees$0134
Additional Noninterest Income$325,0002,000
Total noninterest expense$2,913,0001,376
Salaries and employee benefits$1,574,0001,377
Premises and equipment expense$508,0001,141
Additional noninterest expense$831,0001,445
Pre-tax net operating income$2,300,000965
Securities gains (losses)$45,0001,448
Applicable income taxes$877,000890
Income before extraordinary items$1,468,0001,137
Extraordinary gains, net$021
Net income$1,468,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$821,000808
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,439,2001,072
2002-12-31 (YTD Data)Rank
Total interest income$27,781,0001,110
Total interest expense$10,107,0001,113
Net interest income$17,674,0001,084
Provision for loan and lease losses$720,0001,774
Total noninterest income$2,604,0001,745
Gross Fiduciary activities income$516,000560
Service charges on deposit accounts$1,133,0001,428
Trading account gains and fees$0153
Additional Noninterest Income$955,0002,248
Total noninterest expense$10,813,0001,420
Salaries and employee benefits$5,823,0001,396
Premises and equipment expense$1,719,0001,273
Additional noninterest expense$3,271,0001,452
Pre-tax net operating income$8,745,000972
Securities gains (losses)$143,0001,424
Applicable income taxes$3,324,000851
Income before extraordinary items$5,564,0001,127
Extraordinary gains, net$070
Net income$5,564,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,726
Cash dividends$2,861,000963
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,472,4801,098
2001-12-31 (YTD Data)Rank
Total interest income$28,425,0001,200
Total interest expense$13,222,0001,220
Net interest income$15,203,0001,164
Provision for loan and lease losses$230,0003,830
Total noninterest income$2,333,0001,787
Gross Fiduciary activities income$431,000641
Service charges on deposit accounts$1,072,0001,389
Trading account gains and fees$0177
Additional Noninterest Income$830,0002,332
Total noninterest expense$9,873,0001,491
Salaries and employee benefits$5,338,0001,411
Premises and equipment expense$1,586,0001,349
Additional noninterest expense$2,949,0001,574
Pre-tax net operating income$7,433,0001,001
Securities gains (losses)$142,0001,453
Applicable income taxes$2,798,000891
Income before extraordinary items$4,777,0001,140
Extraordinary gains, net$0105
Net income$4,777,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,831
Cash dividends$2,527,0001,067
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,686,1201,118
2000-12-31 (YTD Data)Rank
Total interest income$28,076,0001,262
Total interest expense$13,386,0001,304
Net interest income$14,690,0001,197
Provision for loan and lease losses$175,0004,079
Total noninterest income$2,055,0001,835
Gross Fiduciary activities income$394,000666
Service charges on deposit accounts$913,0001,502
Trading account gains and fees$0180
Additional Noninterest Income$748,0002,253
Total noninterest expense$9,398,0001,479
Salaries and employee benefits$5,141,0001,377
Premises and equipment expense$1,510,0001,362
Additional noninterest expense$2,747,0001,621
Pre-tax net operating income$7,172,0001,056
Securities gains (losses)$01,956
Applicable income taxes$2,735,000893
Income before extraordinary items$4,437,0001,195
Extraordinary gains, net$038
Net income$4,437,0001,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,742
Cash dividends$3,598,000826
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,437,0001,198
1999-12-31 (YTD Data)Rank
Total interest income$25,607,0001,272
Total interest expense$11,281,0001,332
Net interest income$14,326,0001,231
Provision for loan and lease losses$200,0003,546
Total noninterest income$1,702,0002,098
Gross Fiduciary activities income$349,000736
Service charges on deposit accounts$755,0001,760
Trading account gains and fees$0173
Additional Noninterest Income$598,0002,639
Total noninterest expense$8,723,0001,580
Salaries and employee benefits$4,656,0001,484
Premises and equipment expense$1,524,0001,330
Additional noninterest expense$2,543,0001,744
Pre-tax net operating income$7,105,0001,092
Securities gains (losses)$12,0001,656
Applicable income taxes$2,817,000924
Income before extraordinary items$4,300,0001,262
Extraordinary gains, net$035
Net income$4,300,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,930
Cash dividends$2,791,0001,036
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,292,3201,247
1998-12-31 (YTD Data)Rank
Total interest income$25,235,0001,283
Total interest expense$12,310,0001,269
Net interest income$12,925,0001,316
Provision for loan and lease losses$110,0004,906
Total noninterest income$1,397,0002,396
Gross Fiduciary activities income$302,000778
Service charges on deposit accounts$600,0002,134
Trading account gains and fees$0224
Additional Noninterest Income$495,0003,002
Total noninterest expense$7,902,0001,665
Salaries and employee benefits$4,130,0001,615
Premises and equipment expense$1,454,0001,337
Additional noninterest expense$2,318,0001,822
Pre-tax net operating income$6,310,0001,179
Securities gains (losses)$04,449
Applicable income taxes$2,495,0001,021
Income before extraordinary items$3,815,0001,390
Extraordinary gains, net$032
Net income$3,815,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,888
Cash dividends$2,129,0001,262
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,815,0001,335
1997-12-31 (YTD Data)Rank
Total interest income$23,669,0001,389
Total interest expense$11,721,0001,348
Net interest income$11,948,0001,451
Provision for loan and lease losses$221,0003,229
Total noninterest income$1,113,0002,797
Gross Fiduciary activities income$260,000839
Service charges on deposit accounts$449,0002,896
Trading account gains and fees$0239
Additional Noninterest Income$404,0003,260
Total noninterest expense$7,125,0001,815
Salaries and employee benefits$3,645,0001,789
Premises and equipment expense$1,350,0001,447
Additional noninterest expense$2,130,0001,986
Pre-tax net operating income$5,715,0001,357
Securities gains (losses)$03,944
Applicable income taxes$2,253,0001,199
Income before extraordinary items$3,462,0001,552
Extraordinary gains, net$044
Net income$3,462,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,767
Cash dividends$1,770,0001,432
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,462,0001,517
1996-12-31 (YTD Data)Rank
Total interest income$22,337,0001,512
Total interest expense$11,287,0001,431
Net interest income$11,050,0001,604
Provision for loan and lease losses$85,0005,471
Total noninterest income$720,0004,026
Gross Fiduciary activities income$196,000977
Service charges on deposit accounts$281,0004,434
Trading account gains and fees$0262
Additional Noninterest Income$243,0004,611
Total noninterest expense$8,019,0001,769
Salaries and employee benefits$3,213,0002,075
Premises and equipment expense$1,050,0001,913
Additional noninterest expense$3,756,0001,416
Pre-tax net operating income$3,666,0001,978
Securities gains (losses)$04,148
Applicable income taxes$1,442,0001,659
Income before extraordinary items$2,224,0002,218
Extraordinary gains, net$053
Net income$2,224,0002,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,265
Cash dividends$1,624,0001,486
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,224,0002,164
1995-12-31 (YTD Data)Rank
Total interest income$21,122,0001,607
Total interest expense$10,484,0001,536
Net interest income$10,638,0001,678
Provision for loan and lease losses$80,0005,097
Total noninterest income$728,0003,963
Gross Fiduciary activities income$187,0001,022
Service charges on deposit accounts$234,0005,136
Trading account gains and fees$0522
Additional Noninterest Income$307,0003,943
Total noninterest expense$6,050,0002,251
Salaries and employee benefits$3,049,0002,178
Premises and equipment expense$842,0002,369
Additional noninterest expense$2,159,0002,256
Pre-tax net operating income$5,236,0001,444
Securities gains (losses)$03,831
Applicable income taxes$2,070,0001,238
Income before extraordinary items$3,166,0001,612
Extraordinary gains, net$065
Net income$3,166,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$1,552,0001,472
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,166,0001,585
1994-12-31 (YTD Data)Rank
Total interest income$19,122,0001,611
Total interest expense$8,080,0001,578
Net interest income$11,042,0001,640
Provision for loan and lease losses$144,0003,703
Total noninterest income$492,0005,351
Gross Fiduciary activities income$145,0001,097
Service charges on deposit accounts$222,0005,476
Trading account gains and fees$0475
Additional Noninterest Income$125,0006,797
Total noninterest expense$6,030,0002,330
Salaries and employee benefits$2,937,0002,275
Premises and equipment expense$849,0002,387
Additional noninterest expense$2,244,0002,338
Pre-tax net operating income$5,360,0001,376
Securities gains (losses)$03,600
Applicable income taxes$2,132,0001,133
Income before extraordinary items$3,228,0001,528
Extraordinary gains, net$0249
Net income$3,228,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00011,382
Cash dividends$1,545,0001,373
Sale, conversion, retirement of capital stock, net$12,0001,070
Net operating income$3,228,0001,535
1993-12-31 (YTD Data)Rank
Total interest income$18,689,0001,673
Total interest expense$8,066,0001,633
Net interest income$10,623,0001,712
Provision for loan and lease losses$867,0001,441
Total noninterest income$1,287,0002,761
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,287,0001,728
Total noninterest expense$5,809,0002,459
Salaries and employee benefits$3,086,0002,139
Premises and equipment expense$1,086,0001,911
Additional noninterest expense$1,637,0003,249
Pre-tax net operating income$5,234,0001,337
Securities gains (losses)$143,0002,032
Applicable income taxes$2,047,0001,188
Income before extraordinary items$3,330,0001,525
Extraordinary gains, net$03,149
Net income$3,330,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$1,234,0001,483
Sale, conversion, retirement of capital stock, net$65,000950
Net operating income$3,238,4801,482
1992-12-31 (YTD Data)Rank
Total interest income$18,905,0001,869
Total interest expense$9,341,0001,813
Net interest income$9,564,0001,914
Provision for loan and lease losses$685,0002,409
Total noninterest income$609,0004,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$609,0002,805
Total noninterest expense$4,959,0002,887
Salaries and employee benefits$2,520,0002,574
Premises and equipment expense$988,0002,115
Additional noninterest expense$1,451,0003,702
Pre-tax net operating income$4,529,0001,404
Securities gains (losses)$307,0001,516
Applicable income taxes$2,048,0001,093
Income before extraordinary items$2,788,0001,651
Extraordinary gains, net$01,422
Net income$2,788,0001,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00012,286
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$85,000860
Net operating income$2,591,5201,626

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.