Home > Peoples Bank > Income and Expense

Peoples Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,166,000975
Total interest expense$16,516,000903
Net interest income$30,650,0001,026
Provision for loan and lease losses$820,000946
Total noninterest income$5,380,0001,137
Gross Fiduciary activities income$2,021,000402
Service charges on deposit accounts$978,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$2,381,0001,457
Total noninterest expense$20,346,0001,197
Salaries and employee benefits$12,131,0001,145
Premises and equipment expense$3,740,000708
Additional noninterest expense$2,381,0001,457
Pre-tax net operating income$14,864,000863
Securities gains (losses)$-124,0003,836
Applicable income taxes$559,0001,827
Income before extraordinary items$14,181,000771
Extraordinary gains, net$054
Net income$14,181,000782
Minority interest net income$088
Net income of bank and minority interests.$14,181,000774
Net charge-offs$38,0001,925
Cash dividends$3,388,0001,086
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,300,040776
2023-09-30 (YTD Data)Rank
Total interest income$33,937,000991
Total interest expense$11,293,000912
Net interest income$22,644,0001,040
Provision for loan and lease losses$565,000930
Total noninterest income$4,130,0001,128
Gross Fiduciary activities income$1,593,000390
Service charges on deposit accounts$716,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$1,821,0001,435
Total noninterest expense$14,966,0001,206
Salaries and employee benefits$9,065,0001,149
Premises and equipment expense$2,699,000738
Additional noninterest expense$1,821,0001,435
Pre-tax net operating income$11,243,000890
Securities gains (losses)$-148,0004,111
Applicable income taxes$404,0001,899
Income before extraordinary items$10,691,000783
Extraordinary gains, net$052
Net income$10,691,000787
Minority interest net income$081
Net income of bank and minority interests.$10,691,000783
Net charge-offs$02,641
Cash dividends$2,684,000958
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,833,080791
2023-06-30 (YTD Data)Rank
Total interest income$21,609,0001,006
Total interest expense$6,564,000926
Net interest income$15,045,0001,052
Provision for loan and lease losses$360,000932
Total noninterest income$2,700,0001,089
Gross Fiduciary activities income$1,062,000386
Service charges on deposit accounts$451,0001,062
Trading account gains and feesNANA
Additional Noninterest Income$1,187,0001,378
Total noninterest expense$9,784,0001,216
Salaries and employee benefits$5,854,0001,181
Premises and equipment expense$1,820,000720
Additional noninterest expense$1,187,0001,377
Pre-tax net operating income$7,601,000893
Securities gains (losses)$-160,0004,298
Applicable income taxes$249,0001,992
Income before extraordinary items$7,192,000777
Extraordinary gains, net$051
Net income$7,192,000789
Minority interest net income$081
Net income of bank and minority interests.$7,192,000777
Net charge-offs$1,0002,309
Cash dividends$300,0002,291
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,347,200771
2022-12-31 (YTD Data)Rank
Total interest income$32,057,0001,076
Total interest expense$4,402,000866
Net interest income$27,655,0001,107
Provision for loan and lease losses$640,0001,066
Total noninterest income$5,745,0001,098
Gross Fiduciary activities income$2,059,000415
Service charges on deposit accounts$866,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$2,820,0001,303
Total noninterest expense$18,281,0001,271
Salaries and employee benefits$11,099,0001,223
Premises and equipment expense$3,259,000797
Additional noninterest expense$2,820,0001,303
Pre-tax net operating income$14,479,000969
Securities gains (losses)$-255,0004,165
Applicable income taxes$605,0001,901
Income before extraordinary items$13,619,000875
Extraordinary gains, net$05
Net income$13,619,000876
Minority interest net income$063
Net income of bank and minority interests.$13,619,000876
Net charge-offs$-5,0003,487
Cash dividends$3,542,0001,020
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,863,800879
2022-09-30 (YTD Data)Rank
Total interest income$22,632,0001,095
Total interest expense$2,466,000846
Net interest income$20,166,0001,119
Provision for loan and lease losses$480,000988
Total noninterest income$4,176,0001,142
Gross Fiduciary activities income$1,337,000427
Service charges on deposit accounts$651,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$2,188,0001,309
Total noninterest expense$12,952,0001,325
Salaries and employee benefits$7,913,0001,264
Premises and equipment expense$2,337,000833
Additional noninterest expense$2,188,0001,309
Pre-tax net operating income$10,910,000975
Securities gains (losses)$-264,0004,392
Applicable income taxes$451,0001,907
Income before extraordinary items$10,195,000882
Extraordinary gains, net$04
Net income$10,195,000882
Minority interest net income$057
Net income of bank and minority interests.$10,195,000882
Net charge-offs$-10,0003,603
Cash dividends$3,542,000746
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,448,440872
2022-06-30 (YTD Data)Rank
Total interest income$14,230,0001,111
Total interest expense$1,394,000820
Net interest income$12,836,0001,133
Provision for loan and lease losses$320,000886
Total noninterest income$2,898,0001,096
Gross Fiduciary activities income$891,000384
Service charges on deposit accounts$425,0001,147
Trading account gains and feesNANA
Additional Noninterest Income$1,582,0001,272
Total noninterest expense$8,491,0001,338
Salaries and employee benefits$5,276,0001,261
Premises and equipment expense$1,437,000880
Additional noninterest expense$1,778,0001,756
Pre-tax net operating income$6,923,000956
Securities gains (losses)$-25,0004,127
Applicable income taxes$292,0001,871
Income before extraordinary items$6,606,000854
Extraordinary gains, net$04
Net income$6,606,000854
Minority interest net income$060
Net income of bank and minority interests.$6,606,000854
Net charge-offs$-8,0003,588
Cash dividends$2,035,000823
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,630,000866
2022-03-31 (YTD Data)Rank
Total interest income$6,800,0001,121
Total interest expense$676,000807
Net interest income$6,124,0001,142
Provision for loan and lease losses$160,000742
Total noninterest income$1,231,0001,219
Gross Fiduciary activities income$446,000390
Service charges on deposit accounts$205,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$580,0001,539
Total noninterest expense$4,131,0001,355
Salaries and employee benefits$2,633,0001,259
Premises and equipment expense$649,000974
Additional noninterest expense$849,0001,794
Pre-tax net operating income$3,064,000995
Securities gains (losses)$-10,0004,260
Applicable income taxes$129,0001,906
Income before extraordinary items$2,925,000908
Extraordinary gains, net$04
Net income$2,925,000907
Minority interest net income$050
Net income of bank and minority interests.$2,925,000908
Net charge-offs$-6,0003,738
Cash dividends$866,000851
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,934,600916
2021-12-31 (YTD Data)Rank
Total interest income$29,204,0001,084
Total interest expense$3,423,000802
Net interest income$25,781,0001,104
Provision for loan and lease losses$660,000827
Total noninterest income$5,871,0001,182
Gross Fiduciary activities income$1,902,000380
Service charges on deposit accounts$834,0001,103
Trading account gains and feesNANA
Additional Noninterest Income$3,135,0001,445
Total noninterest expense$16,198,0001,358
Salaries and employee benefits$10,154,0001,283
Premises and equipment expense$2,401,0001,018
Additional noninterest expense$3,643,0001,700
Pre-tax net operating income$14,794,000942
Securities gains (losses)$48,0001,144
Applicable income taxes$629,0001,944
Income before extraordinary items$14,213,000863
Extraordinary gains, net$010
Net income$14,213,000864
Minority interest net income$074
Net income of bank and minority interests.$14,213,000864
Net charge-offs$176,0001,085
Cash dividends$10,113,000470
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,166,920850
2021-09-30 (YTD Data)Rank
Total interest income$22,127,0001,091
Total interest expense$2,696,000814
Net interest income$19,431,0001,113
Provision for loan and lease losses$495,000832
Total noninterest income$4,239,0001,234
Gross Fiduciary activities income$1,163,000404
Service charges on deposit accounts$617,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$2,459,0001,464
Total noninterest expense$11,534,0001,428
Salaries and employee benefits$7,429,0001,315
Premises and equipment expense$1,745,0001,063
Additional noninterest expense$2,360,0001,907
Pre-tax net operating income$11,641,000944
Securities gains (losses)$36,0001,184
Applicable income taxes$495,0001,982
Income before extraordinary items$11,182,000858
Extraordinary gains, net$08
Net income$11,182,000858
Minority interest net income$069
Net income of bank and minority interests.$11,182,000858
Net charge-offs$4,0002,210
Cash dividends$3,807,000718
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,147,440844
2021-06-30 (YTD Data)Rank
Total interest income$13,882,0001,148
Total interest expense$1,926,000798
Net interest income$11,956,0001,189
Provision for loan and lease losses$330,000829
Total noninterest income$2,796,0001,234
Gross Fiduciary activities income$775,000400
Service charges on deposit accounts$383,0001,140
Trading account gains and feesNANA
Additional Noninterest Income$1,638,0001,437
Total noninterest expense$7,616,0001,432
Salaries and employee benefits$4,905,0001,320
Premises and equipment expense$1,135,0001,086
Additional noninterest expense$1,576,0001,887
Pre-tax net operating income$6,806,0001,042
Securities gains (losses)$23,0001,139
Applicable income taxes$289,0002,047
Income before extraordinary items$6,540,000956
Extraordinary gains, net$06
Net income$6,540,000956
Minority interest net income$067
Net income of bank and minority interests.$6,540,000956
Net charge-offs$22,0001,459
Cash dividends$2,819,000658
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,517,920938
2021-03-31 (YTD Data)Rank
Total interest income$7,003,0001,135
Total interest expense$1,010,000804
Net interest income$5,993,0001,180
Provision for loan and lease losses$165,000900
Total noninterest income$1,405,0001,231
Gross Fiduciary activities income$388,000405
Service charges on deposit accounts$183,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$834,0001,432
Total noninterest expense$3,811,0001,426
Salaries and employee benefits$2,438,0001,316
Premises and equipment expense$572,0001,086
Additional noninterest expense$801,0001,833
Pre-tax net operating income$3,422,0001,041
Securities gains (losses)$24,000838
Applicable income taxes$146,0002,026
Income before extraordinary items$3,300,000938
Extraordinary gains, net$03
Net income$3,300,000938
Minority interest net income$055
Net income of bank and minority interests.$3,300,000938
Net charge-offs$2,0001,718
Cash dividends$1,911,000486
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,276,960922
2020-12-31 (YTD Data)Rank
Total interest income$29,112,0001,091
Total interest expense$5,188,000918
Net interest income$23,924,0001,115
Provision for loan and lease losses$840,0001,789
Total noninterest income$5,201,0001,226
Gross Fiduciary activities income$1,486,000394
Service charges on deposit accounts$825,0001,109
Trading account gains and feesNANA
Additional Noninterest Income$2,890,0001,463
Total noninterest expense$15,336,0001,385
Salaries and employee benefits$9,675,0001,292
Premises and equipment expense$2,294,0001,051
Additional noninterest expense$3,367,0001,756
Pre-tax net operating income$12,949,000852
Securities gains (losses)$7,0002,384
Applicable income taxes$548,0001,876
Income before extraordinary items$12,408,000777
Extraordinary gains, net$04
Net income$12,408,000777
Minority interest net income$072
Net income of bank and minority interests.$12,408,000777
Net charge-offs$391,0001,134
Cash dividends$4,357,000856
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,401,280747
2020-09-30 (YTD Data)Rank
Total interest income$21,919,0001,081
Total interest expense$4,106,000932
Net interest income$17,813,0001,110
Provision for loan and lease losses$630,0001,766
Total noninterest income$3,903,0001,194
Gross Fiduciary activities income$1,109,000392
Service charges on deposit accounts$598,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$2,196,0001,403
Total noninterest expense$11,097,0001,405
Salaries and employee benefits$6,979,0001,319
Premises and equipment expense$1,699,0001,057
Additional noninterest expense$2,419,0001,781
Pre-tax net operating income$9,989,000798
Securities gains (losses)$-11,0004,802
Applicable income taxes$422,0001,841
Income before extraordinary items$9,556,000741
Extraordinary gains, net$04
Net income$9,556,000741
Minority interest net income$065
Net income of bank and minority interests.$9,556,000741
Net charge-offs$-20,0004,425
Cash dividends$3,420,000753
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,566,560713
2020-06-30 (YTD Data)Rank
Total interest income$14,665,0001,091
Total interest expense$2,954,000939
Net interest income$11,711,0001,114
Provision for loan and lease losses$420,0001,760
Total noninterest income$2,501,0001,175
Gross Fiduciary activities income$774,000389
Service charges on deposit accounts$381,0001,178
Trading account gains and feesNANA
Additional Noninterest Income$1,346,0001,399
Total noninterest expense$7,345,0001,412
Salaries and employee benefits$4,693,0001,301
Premises and equipment expense$1,111,0001,069
Additional noninterest expense$1,541,0001,845
Pre-tax net operating income$6,447,000745
Securities gains (losses)$-12,0004,811
Applicable income taxes$272,0001,815
Income before extraordinary items$6,163,000701
Extraordinary gains, net$04
Net income$6,163,000701
Minority interest net income$065
Net income of bank and minority interests.$6,163,000701
Net charge-offs$-3,0003,999
Cash dividends$2,177,000757
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,174,520672
2020-03-31 (YTD Data)Rank
Total interest income$7,379,0001,084
Total interest expense$1,634,000937
Net interest income$5,745,0001,111
Provision for loan and lease losses$210,0001,405
Total noninterest income$1,144,0001,181
Gross Fiduciary activities income$387,000391
Service charges on deposit accounts$223,0001,203
Trading account gains and feesNANA
Additional Noninterest Income$534,0001,455
Total noninterest expense$3,671,0001,423
Salaries and employee benefits$2,358,0001,306
Premises and equipment expense$558,0001,085
Additional noninterest expense$755,0001,911
Pre-tax net operating income$3,008,000735
Securities gains (losses)$-24,0004,896
Applicable income taxes$126,0001,763
Income before extraordinary items$2,858,000686
Extraordinary gains, net$04
Net income$2,858,000686
Minority interest net income$056
Net income of bank and minority interests.$2,858,000686
Net charge-offs$02,581
Cash dividends$1,232,000712
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,881,040658
2019-12-31 (YTD Data)Rank
Total interest income$29,258,0001,101
Total interest expense$7,035,000924
Net interest income$22,223,0001,139
Provision for loan and lease losses$960,000930
Total noninterest income$4,748,0001,166
Gross Fiduciary activities income$1,476,000393
Service charges on deposit accounts$967,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$2,305,0001,413
Total noninterest expense$13,650,0001,466
Salaries and employee benefits$8,675,0001,365
Premises and equipment expense$2,117,0001,121
Additional noninterest expense$2,858,0002,000
Pre-tax net operating income$12,361,000878
Securities gains (losses)$33,0001,424
Applicable income taxes$525,0001,941
Income before extraordinary items$11,869,000808
Extraordinary gains, net$011
Net income$11,869,000809
Minority interest net income$076
Net income of bank and minority interests.$11,869,000809
Net charge-offs$-77,0004,850
Cash dividends$4,669,000842
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,837,320785
2019-09-30 (YTD Data)Rank
Total interest income$21,972,0001,111
Total interest expense$5,226,000935
Net interest income$16,746,0001,146
Provision for loan and lease losses$720,000885
Total noninterest income$3,417,0001,190
Gross Fiduciary activities income$1,049,000401
Service charges on deposit accounts$716,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,447
Total noninterest expense$10,031,0001,498
Salaries and employee benefits$6,397,0001,387
Premises and equipment expense$1,537,0001,154
Additional noninterest expense$2,097,0002,043
Pre-tax net operating income$9,412,000891
Securities gains (losses)$15,0001,535
Applicable income taxes$399,0002,000
Income before extraordinary items$9,028,000809
Extraordinary gains, net$011
Net income$9,028,000810
Minority interest net income$072
Net income of bank and minority interests.$9,028,000810
Net charge-offs$-131,0005,017
Cash dividends$3,665,000766
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,013,600791
2019-06-30 (YTD Data)Rank
Total interest income$14,453,0001,114
Total interest expense$3,372,000948
Net interest income$11,081,0001,156
Provision for loan and lease losses$480,000885
Total noninterest income$2,072,0001,243
Gross Fiduciary activities income$700,000400
Service charges on deposit accounts$453,0001,209
Trading account gains and feesNANA
Additional Noninterest Income$919,0001,564
Total noninterest expense$6,612,0001,514
Salaries and employee benefits$4,242,0001,390
Premises and equipment expense$998,0001,186
Additional noninterest expense$1,372,0002,081
Pre-tax net operating income$6,061,000895
Securities gains (losses)$3,0001,472
Applicable income taxes$257,0001,995
Income before extraordinary items$5,807,000808
Extraordinary gains, net$011
Net income$5,807,000808
Minority interest net income$069
Net income of bank and minority interests.$5,807,000808
Net charge-offs$-43,0004,867
Cash dividends$2,557,000735
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,804,120792
2019-03-31 (YTD Data)Rank
Total interest income$7,043,0001,130
Total interest expense$1,592,000971
Net interest income$5,451,0001,178
Provision for loan and lease losses$240,000816
Total noninterest income$945,0001,280
Gross Fiduciary activities income$350,000399
Service charges on deposit accounts$214,0001,247
Trading account gains and feesNANA
Additional Noninterest Income$381,0001,711
Total noninterest expense$3,285,0001,538
Salaries and employee benefits$2,115,0001,395
Premises and equipment expense$516,0001,156
Additional noninterest expense$654,0002,144
Pre-tax net operating income$2,871,000898
Securities gains (losses)$01,087
Applicable income taxes$121,0002,013
Income before extraordinary items$2,750,000840
Extraordinary gains, net$05
Net income$2,750,000839
Minority interest net income$052
Net income of bank and minority interests.$2,750,000839
Net charge-offs$-30,0004,969
Cash dividends$1,561,000603
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,750,000821
2018-12-31 (YTD Data)Rank
Total interest income$25,306,0001,167
Total interest expense$4,703,000978
Net interest income$20,603,0001,210
Provision for loan and lease losses$720,0001,126
Total noninterest income$3,887,0001,294
Gross Fiduciary activities income$1,362,000414
Service charges on deposit accounts$923,0001,236
Trading account gains and feesNANA
Additional Noninterest Income$1,602,0001,723
Total noninterest expense$13,034,0001,507
Salaries and employee benefits$7,523,0001,490
Premises and equipment expense$2,068,0001,137
Additional noninterest expense$3,443,0001,696
Pre-tax net operating income$10,736,000982
Securities gains (losses)$-127,0005,075
Applicable income taxes$448,0002,081
Income before extraordinary items$10,161,000901
Extraordinary gains, net$06
Net income$10,161,000900
Minority interest net income$072
Net income of bank and minority interests.$10,161,000900
Net charge-offs$8,0003,412
Cash dividends$3,488,000979
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,282,920888
2018-09-30 (YTD Data)Rank
Total interest income$18,144,0001,199
Total interest expense$3,168,0001,019
Net interest income$14,976,0001,244
Provision for loan and lease losses$540,0001,066
Total noninterest income$2,871,0001,318
Gross Fiduciary activities income$994,000418
Service charges on deposit accounts$678,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$1,199,0001,742
Total noninterest expense$9,249,0001,571
Salaries and employee benefits$5,365,0001,563
Premises and equipment expense$1,467,0001,195
Additional noninterest expense$2,417,0001,800
Pre-tax net operating income$8,058,000993
Securities gains (losses)$01,118
Applicable income taxes$316,0002,189
Income before extraordinary items$7,742,000892
Extraordinary gains, net$05
Net income$7,742,000890
Minority interest net income$066
Net income of bank and minority interests.$7,742,000891
Net charge-offs$-28,0004,764
Cash dividends$3,188,000753
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,742,000887
2018-06-30 (YTD Data)Rank
Total interest income$11,590,0001,234
Total interest expense$1,862,0001,076
Net interest income$9,728,0001,275
Provision for loan and lease losses$360,0001,045
Total noninterest income$1,932,0001,321
Gross Fiduciary activities income$663,000418
Service charges on deposit accounts$424,0001,317
Trading account gains and feesNANA
Additional Noninterest Income$845,0001,681
Total noninterest expense$5,731,0001,696
Salaries and employee benefits$3,518,0001,611
Premises and equipment expense$882,0001,318
Additional noninterest expense$1,331,0002,136
Pre-tax net operating income$5,569,000948
Securities gains (losses)$0961
Applicable income taxes$235,0002,071
Income before extraordinary items$5,334,000847
Extraordinary gains, net$06
Net income$5,334,000845
Minority interest net income$065
Net income of bank and minority interests.$5,334,000846
Net charge-offs$-12,0004,572
Cash dividends$2,181,000707
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,334,000845
2018-03-31 (YTD Data)Rank
Total interest income$5,714,0001,239
Total interest expense$875,0001,086
Net interest income$4,839,0001,269
Provision for loan and lease losses$180,0001,016
Total noninterest income$958,0001,301
Gross Fiduciary activities income$331,000420
Service charges on deposit accounts$215,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$412,0001,681
Total noninterest expense$2,774,0001,759
Salaries and employee benefits$1,770,0001,620
Premises and equipment expense$455,0001,301
Additional noninterest expense$549,0002,449
Pre-tax net operating income$2,843,000902
Securities gains (losses)$0735
Applicable income taxes$120,0002,005
Income before extraordinary items$2,723,000814
Extraordinary gains, net$07
Net income$2,723,000814
Minority interest net income$052
Net income of bank and minority interests.$2,723,000814
Net charge-offs$-10,0004,740
Cash dividends$1,210,000624
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,723,000803
2017-12-31 (YTD Data)Rank
Total interest income$21,460,0001,274
Total interest expense$2,927,0001,108
Net interest income$18,533,0001,295
Provision for loan and lease losses$720,0001,126
Total noninterest income$3,706,0001,358
Gross Fiduciary activities income$1,238,000422
Service charges on deposit accounts$861,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$1,607,0001,743
Total noninterest expense$11,702,0001,644
Salaries and employee benefits$6,786,0001,637
Premises and equipment expense$1,904,0001,219
Additional noninterest expense$3,012,0001,919
Pre-tax net operating income$9,817,0001,008
Securities gains (losses)$6,0001,742
Applicable income taxes$416,0002,546
Income before extraordinary items$9,407,000795
Extraordinary gains, net$09
Net income$9,407,000795
Minority interest net income$076
Net income of bank and minority interests.$9,407,000795
Net charge-offs$1,766,000450
Cash dividends$2,585,0001,151
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,401,240785
2017-09-30 (YTD Data)Rank
Total interest income$15,911,0001,287
Total interest expense$2,121,0001,123
Net interest income$13,790,0001,305
Provision for loan and lease losses$540,0001,090
Total noninterest income$2,774,0001,378
Gross Fiduciary activities income$900,000431
Service charges on deposit accounts$641,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,733
Total noninterest expense$8,236,0001,742
Salaries and employee benefits$5,094,0001,645
Premises and equipment expense$1,401,0001,254
Additional noninterest expense$1,741,0002,387
Pre-tax net operating income$7,788,000984
Securities gains (losses)$3,0001,944
Applicable income taxes$330,0002,403
Income before extraordinary items$7,461,000810
Extraordinary gains, net$09
Net income$7,461,000810
Minority interest net income$071
Net income of bank and minority interests.$7,461,000810
Net charge-offs$1,492,000374
Cash dividends$2,585,000861
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,458,120796
2017-06-30 (YTD Data)Rank
Total interest income$10,344,0001,310
Total interest expense$1,330,0001,146
Net interest income$9,014,0001,325
Provision for loan and lease losses$360,0001,056
Total noninterest income$1,835,0001,387
Gross Fiduciary activities income$600,000431
Service charges on deposit accounts$412,0001,382
Trading account gains and feesNANA
Additional Noninterest Income$823,0001,745
Total noninterest expense$5,448,0001,766
Salaries and employee benefits$3,404,0001,644
Premises and equipment expense$926,0001,271
Additional noninterest expense$1,118,0002,470
Pre-tax net operating income$5,041,000987
Securities gains (losses)$3,0001,556
Applicable income taxes$213,0002,416
Income before extraordinary items$4,831,000821
Extraordinary gains, net$011
Net income$4,831,000820
Minority interest net income$071
Net income of bank and minority interests.$4,831,000821
Net charge-offs$1,494,000271
Cash dividends$1,706,000874
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,828,120811
2017-03-31 (YTD Data)Rank
Total interest income$4,972,0001,340
Total interest expense$632,0001,178
Net interest income$4,340,0001,360
Provision for loan and lease losses$180,000999
Total noninterest income$955,0001,345
Gross Fiduciary activities income$300,000431
Service charges on deposit accounts$206,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$449,0001,641
Total noninterest expense$2,674,0001,817
Salaries and employee benefits$1,699,0001,656
Premises and equipment expense$465,0001,271
Additional noninterest expense$510,0002,634
Pre-tax net operating income$2,441,000991
Securities gains (losses)$3,000889
Applicable income taxes$105,0002,395
Income before extraordinary items$2,339,000821
Extraordinary gains, net$08
Net income$2,339,000819
Minority interest net income$055
Net income of bank and minority interests.$2,339,000821
Net charge-offs$-3,0004,448
Cash dividends$1,152,000651
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,336,120809
2016-12-31 (YTD Data)Rank
Total interest income$20,461,0001,274
Total interest expense$2,372,0001,223
Net interest income$18,089,0001,280
Provision for loan and lease losses$720,0001,167
Total noninterest income$3,707,0001,412
Gross Fiduciary activities income$1,157,000433
Service charges on deposit accounts$941,0001,274
Trading account gains and fees$0170
Additional Noninterest Income$1,609,0001,799
Total noninterest expense$10,572,0001,805
Salaries and employee benefits$6,368,0001,689
Premises and equipment expense$1,903,0001,234
Additional noninterest expense$2,301,0002,468
Pre-tax net operating income$10,504,000890
Securities gains (losses)$03,212
Applicable income taxes$444,0002,357
Income before extraordinary items$10,060,000765
Extraordinary gains, net$05
Net income$10,060,000764
Minority interest net income$082
Net income of bank and minority interests.$10,060,000764
Net charge-offs$-53,0005,379
Cash dividends$7,347,000498
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,060,000747
2016-09-30 (YTD Data)Rank
Total interest income$15,362,0001,284
Total interest expense$1,746,0001,245
Net interest income$13,616,0001,283
Provision for loan and lease losses$540,0001,086
Total noninterest income$2,727,0001,431
Gross Fiduciary activities income$818,000443
Service charges on deposit accounts$713,0001,252
Trading account gains and fees$0169
Additional Noninterest Income$1,196,0001,823
Total noninterest expense$7,836,0001,826
Salaries and employee benefits$4,749,0001,699
Premises and equipment expense$1,421,0001,245
Additional noninterest expense$1,666,0002,563
Pre-tax net operating income$7,967,000888
Securities gains (losses)$03,160
Applicable income taxes$337,0002,404
Income before extraordinary items$7,630,000755
Extraordinary gains, net$05
Net income$7,630,000755
Minority interest net income$071
Net income of bank and minority interests.$7,630,000755
Net charge-offs$-59,0005,424
Cash dividends$4,396,000561
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,630,000731
2016-06-30 (YTD Data)Rank
Total interest income$10,210,0001,290
Total interest expense$1,127,0001,265
Net interest income$9,083,0001,285
Provision for loan and lease losses$360,0001,096
Total noninterest income$1,764,0001,446
Gross Fiduciary activities income$546,000446
Service charges on deposit accounts$456,0001,295
Trading account gains and fees$0157
Additional Noninterest Income$762,0001,845
Total noninterest expense$5,194,0001,838
Salaries and employee benefits$3,174,0001,698
Premises and equipment expense$917,0001,282
Additional noninterest expense$1,103,0002,576
Pre-tax net operating income$5,293,000890
Securities gains (losses)$02,835
Applicable income taxes$224,0002,400
Income before extraordinary items$5,069,000747
Extraordinary gains, net$016
Net income$5,069,000745
Minority interest net income$071
Net income of bank and minority interests.$5,069,000746
Net charge-offs$-35,0005,400
Cash dividends$3,587,000500
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,069,000726
2016-03-31 (YTD Data)Rank
Total interest income$5,107,0001,281
Total interest expense$545,0001,299
Net interest income$4,562,0001,271
Provision for loan and lease losses$180,0001,034
Total noninterest income$806,0001,512
Gross Fiduciary activities income$273,000443
Service charges on deposit accounts$212,0001,366
Trading account gains and fees$0142
Additional Noninterest Income$321,0002,013
Total noninterest expense$2,588,0001,856
Salaries and employee benefits$1,601,0001,699
Premises and equipment expense$459,0001,271
Additional noninterest expense$528,0002,663
Pre-tax net operating income$2,600,000873
Securities gains (losses)$02,077
Applicable income taxes$110,0002,377
Income before extraordinary items$2,490,000737
Extraordinary gains, net$012
Net income$2,490,000736
Minority interest net income$062
Net income of bank and minority interests.$2,490,000736
Net charge-offs$-30,0005,589
Cash dividends$2,693,000345
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,490,000713
2015-12-31 (YTD Data)Rank
Total interest income$19,704,0001,292
Total interest expense$2,099,0001,323
Net interest income$17,605,0001,283
Provision for loan and lease losses$720,0001,044
Total noninterest income$3,233,0001,518
Gross Fiduciary activities income$1,037,000454
Service charges on deposit accounts$942,0001,287
Trading account gains and fees$0159
Additional Noninterest Income$1,254,0002,085
Total noninterest expense$10,092,0001,879
Salaries and employee benefits$6,091,0001,727
Premises and equipment expense$1,781,0001,310
Additional noninterest expense$2,220,0002,566
Pre-tax net operating income$10,026,000896
Securities gains (losses)$1,0003,117
Applicable income taxes$407,0002,401
Income before extraordinary items$9,620,000757
Extraordinary gains, net$023
Net income$9,620,000757
Minority interest net income$081
Net income of bank and minority interests.$9,620,000757
Net charge-offs$274,0001,696
Cash dividends$5,180,000646
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,619,040742
2015-09-30 (YTD Data)Rank
Total interest income$14,760,0001,298
Total interest expense$1,564,0001,345
Net interest income$13,196,0001,292
Provision for loan and lease losses$540,000979
Total noninterest income$2,379,0001,557
Gross Fiduciary activities income$750,000460
Service charges on deposit accounts$695,0001,310
Trading account gains and fees$0153
Additional Noninterest Income$934,0002,115
Total noninterest expense$7,462,0001,903
Salaries and employee benefits$4,497,0001,752
Premises and equipment expense$1,353,0001,319
Additional noninterest expense$1,612,0002,641
Pre-tax net operating income$7,573,000897
Securities gains (losses)$1,0002,915
Applicable income taxes$307,0002,461
Income before extraordinary items$7,267,000765
Extraordinary gains, net$021
Net income$7,267,000763
Minority interest net income$078
Net income of bank and minority interests.$7,267,000765
Net charge-offs$67,0002,539
Cash dividends$3,244,000671
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,266,040744
2015-06-30 (YTD Data)Rank
Total interest income$9,748,0001,318
Total interest expense$1,030,0001,369
Net interest income$8,718,0001,310
Provision for loan and lease losses$360,000971
Total noninterest income$1,605,0001,543
Gross Fiduciary activities income$500,000467
Service charges on deposit accounts$444,0001,346
Trading account gains and fees$0157
Additional Noninterest Income$661,0002,039
Total noninterest expense$4,976,0001,917
Salaries and employee benefits$2,974,0001,777
Premises and equipment expense$902,0001,323
Additional noninterest expense$1,100,0002,612
Pre-tax net operating income$4,987,000895
Securities gains (losses)$1,0002,511
Applicable income taxes$202,0002,477
Income before extraordinary items$4,786,000774
Extraordinary gains, net$022
Net income$4,786,000773
Minority interest net income$075
Net income of bank and minority interests.$4,786,000774
Net charge-offs$35,0002,597
Cash dividends$2,092,000673
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,785,040750
2015-03-31 (YTD Data)Rank
Total interest income$4,785,0001,337
Total interest expense$510,0001,380
Net interest income$4,275,0001,323
Provision for loan and lease losses$180,000957
Total noninterest income$800,0001,512
Gross Fiduciary activities income$250,000475
Service charges on deposit accounts$209,0001,391
Trading account gains and fees$0152
Additional Noninterest Income$341,0001,951
Total noninterest expense$2,461,0001,923
Salaries and employee benefits$1,496,0001,775
Premises and equipment expense$452,0001,329
Additional noninterest expense$513,0002,727
Pre-tax net operating income$2,434,000897
Securities gains (losses)$02,027
Applicable income taxes$99,0002,453
Income before extraordinary items$2,335,000751
Extraordinary gains, net$013
Net income$2,335,000749
Minority interest net income$064
Net income of bank and minority interests.$2,335,000751
Net charge-offs$44,0001,653
Cash dividends$1,226,000559
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,335,000729
2014-12-31 (YTD Data)Rank
Total interest income$18,313,0001,383
Total interest expense$2,008,0001,475
Net interest income$16,305,0001,370
Provision for loan and lease losses$544,0001,381
Total noninterest income$3,166,0001,499
Gross Fiduciary activities income$995,000467
Service charges on deposit accounts$1,043,0001,240
Trading account gains and fees$0180
Additional Noninterest Income$1,128,0002,162
Total noninterest expense$9,839,0001,921
Salaries and employee benefits$5,826,0001,771
Premises and equipment expense$1,863,0001,282
Additional noninterest expense$2,150,0002,727
Pre-tax net operating income$9,088,000916
Securities gains (losses)$03,259
Applicable income taxes$302,0002,629
Income before extraordinary items$8,786,000772
Extraordinary gains, net$017
Net income$8,786,000771
Minority interest net income$084
Net income of bank and minority interests.$8,786,000771
Net charge-offs$99,0003,187
Cash dividends$2,880,000957
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,786,000754
2014-09-30 (YTD Data)Rank
Total interest income$13,566,0001,404
Total interest expense$1,519,0001,481
Net interest income$12,047,0001,391
Provision for loan and lease losses$408,0001,357
Total noninterest income$2,214,0001,589
Gross Fiduciary activities income$657,000491
Service charges on deposit accounts$787,0001,248
Trading account gains and fees$0174
Additional Noninterest Income$770,0002,313
Total noninterest expense$7,171,0001,979
Salaries and employee benefits$4,267,0001,813
Premises and equipment expense$1,409,0001,277
Additional noninterest expense$1,495,0002,879
Pre-tax net operating income$6,682,000947
Securities gains (losses)$02,980
Applicable income taxes$221,0002,720
Income before extraordinary items$6,461,000777
Extraordinary gains, net$015
Net income$6,461,000776
Minority interest net income$081
Net income of bank and minority interests.$6,461,000776
Net charge-offs$-73,0006,143
Cash dividends$2,702,000734
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,461,000764
2014-06-30 (YTD Data)Rank
Total interest income$8,889,0001,424
Total interest expense$1,018,0001,470
Net interest income$7,871,0001,410
Provision for loan and lease losses$272,0001,385
Total noninterest income$1,438,0001,592
Gross Fiduciary activities income$438,000490
Service charges on deposit accounts$513,0001,250
Trading account gains and fees$0172
Additional Noninterest Income$487,0002,344
Total noninterest expense$4,778,0001,982
Salaries and employee benefits$2,847,0001,811
Premises and equipment expense$932,0001,290
Additional noninterest expense$999,0002,892
Pre-tax net operating income$4,259,000959
Securities gains (losses)$02,580
Applicable income taxes$139,0002,743
Income before extraordinary items$4,120,000787
Extraordinary gains, net$020
Net income$4,120,000786
Minority interest net income$080
Net income of bank and minority interests.$4,120,000787
Net charge-offs$-66,0006,223
Cash dividends$2,179,000604
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,120,000769
2014-03-31 (YTD Data)Rank
Total interest income$4,353,0001,453
Total interest expense$513,0001,477
Net interest income$3,840,0001,434
Provision for loan and lease losses$136,0001,362
Total noninterest income$638,0001,711
Gross Fiduciary activities income$219,000499
Service charges on deposit accounts$253,0001,259
Trading account gains and fees$0147
Additional Noninterest Income$166,0002,826
Total noninterest expense$2,418,0001,965
Salaries and employee benefits$1,446,0001,789
Premises and equipment expense$471,0001,309
Additional noninterest expense$501,0002,878
Pre-tax net operating income$1,924,0001,016
Securities gains (losses)$01,715
Applicable income taxes$61,0002,802
Income before extraordinary items$1,863,000838
Extraordinary gains, net$016
Net income$1,863,000839
Minority interest net income$066
Net income of bank and minority interests.$1,863,000839
Net charge-offs$-6,0005,539
Cash dividends$1,427,000456
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,863,000820
2013-12-31 (YTD Data)Rank
Total interest income$17,318,0001,463
Total interest expense$2,299,0001,479
Net interest income$15,019,0001,448
Provision for loan and lease losses$532,0001,765
Total noninterest income$2,914,0001,638
Gross Fiduciary activities income$837,000491
Service charges on deposit accounts$1,019,0001,333
Trading account gains and fees$0184
Additional Noninterest Income$1,058,0002,307
Total noninterest expense$9,438,0002,003
Salaries and employee benefits$5,498,0001,858
Premises and equipment expense$1,850,0001,276
Additional noninterest expense$2,090,0002,876
Pre-tax net operating income$7,963,000969
Securities gains (losses)$3,0002,899
Applicable income taxes$256,0002,765
Income before extraordinary items$7,710,000813
Extraordinary gains, net$029
Net income$7,710,000814
Minority interest net income$090
Net income of bank and minority interests.$7,710,000815
Net charge-offs$1,0005,415
Cash dividends$7,547,000402
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,707,090804
2013-09-30 (YTD Data)Rank
Total interest income$13,016,0001,459
Total interest expense$1,746,0001,502
Net interest income$11,270,0001,445
Provision for loan and lease losses$399,0001,789
Total noninterest income$2,166,0001,687
Gross Fiduciary activities income$574,000513
Service charges on deposit accounts$756,0001,354
Trading account gains and fees$0180
Additional Noninterest Income$836,0002,296
Total noninterest expense$7,056,0002,011
Salaries and employee benefits$4,113,0001,866
Premises and equipment expense$1,404,0001,268
Additional noninterest expense$1,539,0002,921
Pre-tax net operating income$5,981,000973
Securities gains (losses)$1,0002,916
Applicable income taxes$193,0002,821
Income before extraordinary items$5,789,000824
Extraordinary gains, net$025
Net income$5,789,000826
Minority interest net income$084
Net income of bank and minority interests.$5,789,000826
Net charge-offs$5,0004,904
Cash dividends$2,189,000817
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,788,030805
2013-06-30 (YTD Data)Rank
Total interest income$8,629,0001,461
Total interest expense$1,179,0001,521
Net interest income$7,450,0001,439
Provision for loan and lease losses$266,0001,806
Total noninterest income$1,468,0001,668
Gross Fiduciary activities income$383,000517
Service charges on deposit accounts$476,0001,402
Trading account gains and fees$0157
Additional Noninterest Income$609,0002,209
Total noninterest expense$4,662,0002,033
Salaries and employee benefits$2,727,0001,885
Premises and equipment expense$917,0001,303
Additional noninterest expense$1,018,0002,930
Pre-tax net operating income$3,990,000949
Securities gains (losses)$1,0002,688
Applicable income taxes$129,0002,821
Income before extraordinary items$3,862,000806
Extraordinary gains, net$022
Net income$3,862,000806
Minority interest net income$082
Net income of bank and minority interests.$3,862,000808
Net charge-offs$-126,0006,724
Cash dividends$1,539,000774
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,861,030783
2013-03-31 (YTD Data)Rank
Total interest income$4,287,0001,488
Total interest expense$598,0001,542
Net interest income$3,689,0001,455
Provision for loan and lease losses$133,0001,819
Total noninterest income$690,0001,747
Gross Fiduciary activities income$191,000529
Service charges on deposit accounts$223,0001,470
Trading account gains and fees$0148
Additional Noninterest Income$276,0002,336
Total noninterest expense$2,346,0002,038
Salaries and employee benefits$1,356,0001,907
Premises and equipment expense$451,0001,351
Additional noninterest expense$539,0002,799
Pre-tax net operating income$1,900,000975
Securities gains (losses)$1,0001,864
Applicable income taxes$61,0002,849
Income before extraordinary items$1,840,000834
Extraordinary gains, net$010
Net income$1,840,000835
Minority interest net income$076
Net income of bank and minority interests.$1,840,000836
Net charge-offs$-120,0006,866
Cash dividends$793,000667
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,839,030794
2012-12-31 (YTD Data)Rank
Total interest income$16,550,0001,608
Total interest expense$2,575,0001,706
Net interest income$13,975,0001,575
Provision for loan and lease losses$441,0002,896
Total noninterest income$3,147,0001,584
Gross Fiduciary activities income$718,000527
Service charges on deposit accounts$989,0001,421
Trading account gains and fees$0166
Additional Noninterest Income$1,440,0001,899
Total noninterest expense$9,101,0002,105
Salaries and employee benefits$5,191,0001,943
Premises and equipment expense$1,745,0001,358
Additional noninterest expense$2,165,0002,905
Pre-tax net operating income$7,580,000942
Securities gains (losses)$5,0003,522
Applicable income taxes$241,0002,858
Income before extraordinary items$7,344,000805
Extraordinary gains, net$029
Net income$7,344,000804
Minority interest net income$093
Net income of bank and minority interests.$7,344,000805
Net charge-offs$64,0004,763
Cash dividends$5,633,000515
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,339,150756
2012-09-30 (YTD Data)Rank
Total interest income$12,329,0001,650
Total interest expense$1,968,0001,748
Net interest income$10,361,0001,609
Provision for loan and lease losses$331,0002,841
Total noninterest income$2,262,0001,631
Gross Fiduciary activities income$488,000547
Service charges on deposit accounts$733,0001,453
Trading account gains and fees$0157
Additional Noninterest Income$1,041,0001,945
Total noninterest expense$6,652,0002,157
Salaries and employee benefits$3,822,0001,983
Premises and equipment expense$1,291,0001,396
Additional noninterest expense$1,539,0003,043
Pre-tax net operating income$5,640,000968
Securities gains (losses)$2,0003,410
Applicable income taxes$179,0002,933
Income before extraordinary items$5,463,000830
Extraordinary gains, net$020
Net income$5,463,000828
Minority interest net income$086
Net income of bank and minority interests.$5,463,000830
Net charge-offs$5,0005,497
Cash dividends$2,478,000649
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,461,060772
2012-06-30 (YTD Data)Rank
Total interest income$8,127,0001,677
Total interest expense$1,348,0001,757
Net interest income$6,779,0001,629
Provision for loan and lease losses$221,0002,856
Total noninterest income$1,460,0001,659
Gross Fiduciary activities income$326,000556
Service charges on deposit accounts$467,0001,497
Trading account gains and fees$0153
Additional Noninterest Income$667,0001,973
Total noninterest expense$4,470,0002,156
Salaries and employee benefits$2,551,0001,973
Premises and equipment expense$847,0001,403
Additional noninterest expense$1,072,0002,945
Pre-tax net operating income$3,548,0001,002
Securities gains (losses)$2,0003,012
Applicable income taxes$111,0002,980
Income before extraordinary items$3,439,000878
Extraordinary gains, net$019
Net income$3,439,000877
Minority interest net income$084
Net income of bank and minority interests.$3,439,000878
Net charge-offs$20,0004,645
Cash dividends$1,745,000605
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,437,060817
2012-03-31 (YTD Data)Rank
Total interest income$4,072,0001,682
Total interest expense$700,0001,758
Net interest income$3,372,0001,646
Provision for loan and lease losses$110,0002,755
Total noninterest income$724,0001,650
Gross Fiduciary activities income$163,000557
Service charges on deposit accounts$207,0001,634
Trading account gains and fees$0148
Additional Noninterest Income$354,0001,905
Total noninterest expense$2,309,0002,076
Salaries and employee benefits$1,299,0001,944
Premises and equipment expense$423,0001,414
Additional noninterest expense$587,0002,709
Pre-tax net operating income$1,677,0001,051
Securities gains (losses)$2,0002,023
Applicable income taxes$52,0003,038
Income before extraordinary items$1,627,000918
Extraordinary gains, net$019
Net income$1,627,000919
Minority interest net income$078
Net income of bank and minority interests.$1,627,000919
Net charge-offs$27,0003,487
Cash dividends$1,108,000429
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,625,060866
2011-12-31 (YTD Data)Rank
Total interest income$16,759,0001,688
Total interest expense$3,455,0001,721
Net interest income$13,304,0001,681
Provision for loan and lease losses$420,0003,684
Total noninterest income$2,907,0001,528
Gross Fiduciary activities income$584,000528
Service charges on deposit accounts$981,0001,504
Trading account gains and fees$0146
Additional Noninterest Income$1,342,0001,766
Total noninterest expense$8,674,0002,191
Salaries and employee benefits$4,872,0001,982
Premises and equipment expense$1,620,0001,523
Additional noninterest expense$2,182,0002,889
Pre-tax net operating income$7,117,000855
Securities gains (losses)$1,0003,733
Applicable income taxes$341,0002,406
Income before extraordinary items$6,777,000744
Extraordinary gains, net$029
Net income$6,777,000742
Minority interest net income$096
Net income of bank and minority interests.$6,777,000744
Net charge-offs$515,0003,128
Cash dividends$1,890,0001,018
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,776,050714
2011-09-30 (YTD Data)Rank
Total interest income$12,673,0001,691
Total interest expense$2,697,0001,731
Net interest income$9,976,0001,692
Provision for loan and lease losses$315,0003,538
Total noninterest income$2,004,0001,610
Gross Fiduciary activities income$410,000537
Service charges on deposit accounts$734,0001,510
Trading account gains and fees$0145
Additional Noninterest Income$860,0001,937
Total noninterest expense$6,241,0002,293
Salaries and employee benefits$3,604,0002,004
Premises and equipment expense$1,128,0001,670
Additional noninterest expense$1,509,0003,141
Pre-tax net operating income$5,424,000861
Securities gains (losses)$1,0003,451
Applicable income taxes$260,0002,415
Income before extraordinary items$5,165,000753
Extraordinary gains, net$021
Net income$5,165,000752
Minority interest net income$087
Net income of bank and minority interests.$5,165,000753
Net charge-offs$520,0002,622
Cash dividends$1,238,000975
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,164,050725
2011-06-30 (YTD Data)Rank
Total interest income$8,501,0001,702
Total interest expense$1,881,0001,719
Net interest income$6,620,0001,694
Provision for loan and lease losses$210,0003,454
Total noninterest income$1,253,0001,678
Gross Fiduciary activities income$273,000545
Service charges on deposit accounts$455,0001,583
Trading account gains and fees$0153
Additional Noninterest Income$525,0002,029
Total noninterest expense$4,173,0002,306
Salaries and employee benefits$2,416,0002,021
Premises and equipment expense$736,0001,725
Additional noninterest expense$1,021,0003,159
Pre-tax net operating income$3,490,000861
Securities gains (losses)$1,0002,791
Applicable income taxes$167,0002,397
Income before extraordinary items$3,324,000765
Extraordinary gains, net$015
Net income$3,324,000762
Minority interest net income$089
Net income of bank and minority interests.$3,324,000765
Net charge-offs$98,0003,861
Cash dividends$619,0001,218
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,323,050733
2011-03-31 (YTD Data)Rank
Total interest income$4,265,0001,709
Total interest expense$965,0001,740
Net interest income$3,300,0001,695
Provision for loan and lease losses$105,0003,279
Total noninterest income$596,0001,757
Gross Fiduciary activities income$137,000548
Service charges on deposit accounts$215,0001,640
Trading account gains and fees$0158
Additional Noninterest Income$244,0002,186
Total noninterest expense$2,102,0002,311
Salaries and employee benefits$1,217,0002,012
Premises and equipment expense$371,0001,738
Additional noninterest expense$514,0003,106
Pre-tax net operating income$1,689,000893
Securities gains (losses)$1,0001,662
Applicable income taxes$81,0002,406
Income before extraordinary items$1,609,000783
Extraordinary gains, net$09
Net income$1,609,000782
Minority interest net income$086
Net income of bank and minority interests.$1,609,000783
Net charge-offs$23,0003,949
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,608,050774
2010-12-31 (YTD Data)Rank
Total interest income$17,746,0001,705
Total interest expense$4,226,0001,893
Net interest income$13,520,0001,638
Provision for loan and lease losses$917,0003,188
Total noninterest income$2,417,0001,806
Gross Fiduciary activities income$522,000541
Service charges on deposit accounts$1,178,0001,275
Trading account gains and fees$0175
Additional Noninterest Income$717,0002,655
Total noninterest expense$8,394,0002,301
Salaries and employee benefits$4,732,0002,038
Premises and equipment expense$1,397,0001,842
Additional noninterest expense$2,265,0002,917
Pre-tax net operating income$6,626,000804
Securities gains (losses)$1,0003,687
Applicable income taxes$317,0002,308
Income before extraordinary items$6,310,000710
Extraordinary gains, net$029
Net income$6,310,000708
Minority interest net income$0111
Net income of bank and minority interests.$6,310,000711
Net charge-offs$199,0004,776
Cash dividends$2,653,000614
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,309,050682
2010-09-30 (YTD Data)Rank
Total interest income$13,357,0001,728
Total interest expense$3,225,0001,936
Net interest income$10,132,0001,665
Provision for loan and lease losses$751,0002,935
Total noninterest income$1,672,0001,934
Gross Fiduciary activities income$356,000558
Service charges on deposit accounts$921,0001,257
Trading account gains and fees$0165
Additional Noninterest Income$395,0003,113
Total noninterest expense$5,902,0002,457
Salaries and employee benefits$3,382,0002,142
Premises and equipment expense$962,0002,006
Additional noninterest expense$1,558,0003,107
Pre-tax net operating income$5,151,000817
Securities gains (losses)$03,651
Applicable income taxes$246,0002,348
Income before extraordinary items$4,905,000712
Extraordinary gains, net$023
Net income$4,905,000712
Minority interest net income$0110
Net income of bank and minority interests.$4,905,000712
Net charge-offs$-55,0007,648
Cash dividends$1,702,000631
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,905,000674
2010-06-30 (YTD Data)Rank
Total interest income$8,842,0001,766
Total interest expense$2,230,0001,943
Net interest income$6,612,0001,706
Provision for loan and lease losses$500,0002,840
Total noninterest income$1,107,0001,896
Gross Fiduciary activities income$237,000563
Service charges on deposit accounts$603,0001,301
Trading account gains and fees$0152
Additional Noninterest Income$267,0003,027
Total noninterest expense$3,892,0002,485
Salaries and employee benefits$2,263,0002,150
Premises and equipment expense$616,0002,102
Additional noninterest expense$1,013,0003,169
Pre-tax net operating income$3,327,000829
Securities gains (losses)$03,184
Applicable income taxes$158,0002,359
Income before extraordinary items$3,169,000709
Extraordinary gains, net$019
Net income$3,169,000707
Minority interest net income$0105
Net income of bank and minority interests.$3,169,000709
Net charge-offs$-45,0007,691
Cash dividends$1,138,000621
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,169,000688
2010-03-31 (YTD Data)Rank
Total interest income$4,375,0001,826
Total interest expense$1,165,0001,966
Net interest income$3,210,0001,766
Provision for loan and lease losses$250,0002,660
Total noninterest income$501,0002,027
Gross Fiduciary activities income$118,000574
Service charges on deposit accounts$278,0001,413
Trading account gains and fees$0175
Additional Noninterest Income$105,0003,412
Total noninterest expense$1,955,0002,496
Salaries and employee benefits$1,124,0002,193
Premises and equipment expense$335,0002,004
Additional noninterest expense$496,0003,209
Pre-tax net operating income$1,506,000887
Securities gains (losses)$02,284
Applicable income taxes$71,0002,462
Income before extraordinary items$1,435,000772
Extraordinary gains, net$016
Net income$1,435,000774
Minority interest net income$091
Net income of bank and minority interests.$1,435,000776
Net charge-offs$-54,0007,797
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,435,000739
2009-12-31 (YTD Data)Rank
Total interest income$17,562,0001,923
Total interest expense$5,877,0001,953
Net interest income$11,685,0001,899
Provision for loan and lease losses$1,000,0003,503
Total noninterest income$2,085,0002,069
Gross Fiduciary activities income$426,000587
Service charges on deposit accounts$1,164,0001,472
Trading account gains and fees$0211
Additional Noninterest Income$495,0003,216
Total noninterest expense$8,035,0002,454
Salaries and employee benefits$4,384,0002,241
Premises and equipment expense$1,211,0002,198
Additional noninterest expense$2,440,0002,801
Pre-tax net operating income$4,735,000884
Securities gains (losses)$2,0003,583
Applicable income taxes$221,0002,294
Income before extraordinary items$4,516,000758
Extraordinary gains, net$034
Net income$4,516,000755
Minority interest net income$0115
Net income of bank and minority interests.$4,516,000758
Net charge-offs$1,396,0002,464
Cash dividends$1,941,000955
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,514,100750
2009-09-30 (YTD Data)Rank
Total interest income$13,245,0001,948
Total interest expense$4,586,0001,970
Net interest income$8,659,0001,916
Provision for loan and lease losses$434,0004,053
Total noninterest income$1,498,0002,175
Gross Fiduciary activities income$294,000593
Service charges on deposit accounts$857,0001,493
Trading account gains and fees$0212
Additional Noninterest Income$347,0003,405
Total noninterest expense$5,971,0002,473
Salaries and employee benefits$3,305,0002,256
Premises and equipment expense$933,0002,159
Additional noninterest expense$1,733,0002,911
Pre-tax net operating income$3,752,000896
Securities gains (losses)$2,0003,313
Applicable income taxes$176,0002,439
Income before extraordinary items$3,578,000755
Extraordinary gains, net$027
Net income$3,578,000753
Minority interest net income$0118
Net income of bank and minority interests.$3,578,000756
Net charge-offs$591,0002,823
Cash dividends$1,711,000751
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,576,100744
2009-06-30 (YTD Data)Rank
Total interest income$8,867,0001,979
Total interest expense$3,183,0001,992
Net interest income$5,684,0001,934
Provision for loan and lease losses$184,0004,448
Total noninterest income$962,0002,242
Gross Fiduciary activities income$194,000604
Service charges on deposit accounts$538,0001,554
Trading account gains and fees$0193
Additional Noninterest Income$230,0003,427
Total noninterest expense$3,980,0002,510
Salaries and employee benefits$2,198,0002,300
Premises and equipment expense$636,0002,146
Additional noninterest expense$1,146,0002,943
Pre-tax net operating income$2,482,000919
Securities gains (losses)$2,0002,937
Applicable income taxes$116,0002,503
Income before extraordinary items$2,368,000788
Extraordinary gains, net$021
Net income$2,368,000786
Minority interest net income$0112
Net income of bank and minority interests.$2,368,000788
Net charge-offs$509,0002,330
Cash dividends$1,372,000664
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,366,100755
2009-03-31 (YTD Data)Rank
Total interest income$4,386,0002,026
Total interest expense$1,641,0002,008
Net interest income$2,745,0001,994
Provision for loan and lease losses$92,0004,020
Total noninterest income$471,0002,237
Gross Fiduciary activities income$110,000576
Service charges on deposit accounts$256,0001,582
Trading account gains and fees$0171
Additional Noninterest Income$105,0003,590
Total noninterest expense$1,996,0002,431
Salaries and employee benefits$1,115,0002,292
Premises and equipment expense$338,0002,065
Additional noninterest expense$543,0002,808
Pre-tax net operating income$1,128,0001,135
Securities gains (losses)$02,434
Applicable income taxes$52,0002,848
Income before extraordinary items$1,076,0001,001
Extraordinary gains, net$015
Net income$1,076,0001,001
Minority interest net income$0102
Net income of bank and minority interests.$1,076,0001,003
Net charge-offs$482,0001,391
Cash dividends$283,0001,423
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,076,000938
2008-12-31 (YTD Data)Rank
Total interest income$18,526,0002,061
Total interest expense$7,883,0001,996
Net interest income$10,643,0002,080
Provision for loan and lease losses$948,0002,792
Total noninterest income$2,328,0001,914
Gross Fiduciary activities income$425,000607
Service charges on deposit accounts$1,190,0001,500
Trading account gains and fees$0154
Additional Noninterest Income$713,0002,626
Total noninterest expense$7,771,0002,435
Salaries and employee benefits$4,538,0002,235
Premises and equipment expense$1,281,0002,109
Additional noninterest expense$1,952,0002,925
Pre-tax net operating income$4,252,0001,287
Securities gains (losses)$39,0001,771
Applicable income taxes$215,0002,742
Income before extraordinary items$4,076,0001,018
Extraordinary gains, net$039
Net income$4,076,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0003,322
Cash dividends$3,825,000731
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,038,9501,104
2008-09-30 (YTD Data)Rank
Total interest income$14,192,0002,061
Total interest expense$6,108,0002,023
Net interest income$8,084,0002,072
Provision for loan and lease losses$260,0003,789
Total noninterest income$1,770,0001,953
Gross Fiduciary activities income$344,000590
Service charges on deposit accounts$881,0001,536
Trading account gains and fees$0148
Additional Noninterest Income$545,0002,674
Total noninterest expense$5,775,0002,444
Salaries and employee benefits$3,313,0002,324
Premises and equipment expense$1,025,0001,991
Additional noninterest expense$1,437,0002,880
Pre-tax net operating income$3,819,0001,295
Securities gains (losses)$39,0001,595
Applicable income taxes$181,0003,023
Income before extraordinary items$3,677,000998
Extraordinary gains, net$031
Net income$3,677,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,581
Cash dividends$3,219,000672
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,639,9501,069
2008-06-30 (YTD Data)Rank
Total interest income$9,675,0002,046
Total interest expense$4,259,0002,030
Net interest income$5,416,0002,052
Provision for loan and lease losses$174,0003,393
Total noninterest income$1,167,0001,985
Gross Fiduciary activities income$230,000606
Service charges on deposit accounts$570,0001,552
Trading account gains and fees$0149
Additional Noninterest Income$367,0002,706
Total noninterest expense$3,900,0002,429
Salaries and employee benefits$2,202,0002,350
Premises and equipment expense$748,0001,830
Additional noninterest expense$950,0002,868
Pre-tax net operating income$2,509,0001,373
Securities gains (losses)$39,0001,619
Applicable income taxes$119,0003,271
Income before extraordinary items$2,429,0001,125
Extraordinary gains, net$021
Net income$2,429,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,803
Cash dividends$2,969,000566
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,391,9501,131
2008-03-31 (YTD Data)Rank
Total interest income$5,073,0002,006
Total interest expense$2,301,0002,009
Net interest income$2,772,0002,007
Provision for loan and lease losses$87,0002,959
Total noninterest income$589,0001,981
Gross Fiduciary activities income$115,000618
Service charges on deposit accounts$280,0001,567
Trading account gains and fees$0158
Additional Noninterest Income$194,0002,623
Total noninterest expense$1,951,0002,423
Salaries and employee benefits$1,112,0002,356
Premises and equipment expense$343,0001,985
Additional noninterest expense$496,0002,745
Pre-tax net operating income$1,323,0001,412
Securities gains (losses)$35,0001,284
Applicable income taxes$64,0003,314
Income before extraordinary items$1,294,0001,162
Extraordinary gains, net$015
Net income$1,294,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,121
Cash dividends$1,802,000471
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,260,7501,155
2007-12-31 (YTD Data)Rank
Total interest income$17,465,0002,360
Total interest expense$8,791,0002,150
Net interest income$8,674,0002,537
Provision for loan and lease losses$360,0002,860
Total noninterest income$1,811,0002,369
Gross Fiduciary activities income$401,000643
Service charges on deposit accounts$1,065,0001,677
Trading account gains and fees$0178
Additional Noninterest Income$345,0004,003
Total noninterest expense$6,155,0002,900
Salaries and employee benefits$3,507,0002,797
Premises and equipment expense$1,109,0002,338
Additional noninterest expense$1,539,0003,342
Pre-tax net operating income$3,970,0001,997
Securities gains (losses)$2,0001,832
Applicable income taxes$184,0003,937
Income before extraordinary items$3,788,0001,671
Extraordinary gains, net$039
Net income$3,788,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,114
Cash dividends$1,042,0002,561
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,786,1001,656
2007-09-30 (YTD Data)Rank
Total interest income$12,981,0002,385
Total interest expense$6,614,0002,140
Net interest income$6,367,0002,599
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,305,0002,437
Gross Fiduciary activities income$292,000649
Service charges on deposit accounts$784,0001,684
Trading account gains and fees$0184
Additional Noninterest Income$229,0004,232
Total noninterest expense$4,546,0002,924
Salaries and employee benefits$2,599,0002,815
Premises and equipment expense$860,0002,250
Additional noninterest expense$1,087,0003,467
Pre-tax net operating income$2,856,0002,199
Securities gains (losses)$2,0001,394
Applicable income taxes$132,0004,176
Income before extraordinary items$2,726,0001,851
Extraordinary gains, net$033
Net income$2,726,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0008,422
Cash dividends$1,041,0001,945
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,724,1001,837
2007-06-30 (YTD Data)Rank
Total interest income$8,533,0002,430
Total interest expense$4,352,0002,170
Net interest income$4,181,0002,651
Provision for loan and lease losses$180,0002,301
Total noninterest income$838,0002,516
Gross Fiduciary activities income$195,000650
Service charges on deposit accounts$492,0001,775
Trading account gains and fees$0168
Additional Noninterest Income$151,0004,293
Total noninterest expense$3,008,0002,969
Salaries and employee benefits$1,717,0002,876
Premises and equipment expense$589,0002,188
Additional noninterest expense$702,0003,557
Pre-tax net operating income$1,831,0002,311
Securities gains (losses)$2,0001,203
Applicable income taxes$84,0004,298
Income before extraordinary items$1,749,0001,968
Extraordinary gains, net$029
Net income$1,749,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,375
Cash dividends$465,0002,534
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,747,1001,947
2007-03-31 (YTD Data)Rank
Total interest income$4,141,0002,486
Total interest expense$2,118,0002,209
Net interest income$2,023,0002,727
Provision for loan and lease losses$90,0002,153
Total noninterest income$393,0002,596
Gross Fiduciary activities income$98,000663
Service charges on deposit accounts$215,0001,942
Trading account gains and fees$0195
Additional Noninterest Income$80,0004,208
Total noninterest expense$1,463,0003,043
Salaries and employee benefits$861,0002,883
Premises and equipment expense$274,0002,382
Additional noninterest expense$328,0003,701
Pre-tax net operating income$863,0002,423
Securities gains (losses)$01,187
Applicable income taxes$40,0004,358
Income before extraordinary items$823,0002,014
Extraordinary gains, net$022
Net income$823,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,092
Cash dividends$19,0003,835
Sale, conversion, retirement of capital stock, net$0885
Net operating income$823,0002,004
2006-12-31 (YTD Data)Rank
Total interest income$14,441,0002,634
Total interest expense$6,891,0002,317
Net interest income$7,550,0002,901
Provision for loan and lease losses$360,0002,452
Total noninterest income$1,569,0002,623
Gross Fiduciary activities income$341,000680
Service charges on deposit accounts$902,0001,914
Trading account gains and fees$0130
Additional Noninterest Income$326,0004,138
Total noninterest expense$5,638,0003,025
Salaries and employee benefits$3,154,0002,995
Premises and equipment expense$1,036,0002,385
Additional noninterest expense$1,448,0003,386
Pre-tax net operating income$3,121,0002,703
Securities gains (losses)$-66,0008,040
Applicable income taxes$138,0004,697
Income before extraordinary items$2,917,0002,322
Extraordinary gains, net$051
Net income$2,917,0002,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-327,0008,626
Cash dividends$559,0003,545
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,979,7002,273
2006-09-30 (YTD Data)Rank
Total interest income$10,473,0002,691
Total interest expense$4,895,0002,355
Net interest income$5,578,0002,971
Provision for loan and lease losses$270,0002,327
Total noninterest income$1,146,0002,678
Gross Fiduciary activities income$251,000679
Service charges on deposit accounts$672,0001,916
Trading account gains and fees$0126
Additional Noninterest Income$223,0004,309
Total noninterest expense$4,147,0003,083
Salaries and employee benefits$2,325,0003,028
Premises and equipment expense$800,0002,326
Additional noninterest expense$1,022,0003,547
Pre-tax net operating income$2,307,0002,825
Securities gains (losses)$-45,0008,146
Applicable income taxes$102,0004,911
Income before extraordinary items$2,160,0002,419
Extraordinary gains, net$045
Net income$2,160,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-378,0008,687
Cash dividends$179,0004,295
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,202,7502,385
2006-06-30 (YTD Data)Rank
Total interest income$6,682,0002,760
Total interest expense$3,031,0002,420
Net interest income$3,651,0003,029
Provision for loan and lease losses$180,0002,262
Total noninterest income$745,0002,721
Gross Fiduciary activities income$167,000683
Service charges on deposit accounts$422,0002,005
Trading account gains and fees$0126
Additional Noninterest Income$156,0004,229
Total noninterest expense$2,664,0003,173
Salaries and employee benefits$1,538,0003,060
Premises and equipment expense$450,0002,720
Additional noninterest expense$676,0003,589
Pre-tax net operating income$1,552,0002,820
Securities gains (losses)$-45,0008,343
Applicable income taxes$84,0004,734
Income before extraordinary items$1,423,0002,444
Extraordinary gains, net$039
Net income$1,423,0002,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-357,0008,718
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,465,3002,365
2006-03-31 (YTD Data)Rank
Total interest income$3,171,0002,833
Total interest expense$1,426,0002,423
Net interest income$1,745,0003,139
Provision for loan and lease losses$90,0002,132
Total noninterest income$354,0002,760
Gross Fiduciary activities income$84,000686
Service charges on deposit accounts$190,0002,131
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,150
Total noninterest expense$1,297,0003,267
Salaries and employee benefits$750,0003,150
Premises and equipment expense$239,0002,566
Additional noninterest expense$308,0003,822
Pre-tax net operating income$712,0002,939
Securities gains (losses)$-45,0008,545
Applicable income taxes$27,0005,120
Income before extraordinary items$640,0002,615
Extraordinary gains, net$021
Net income$640,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,062
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$683,2002,469
2005-12-31 (YTD Data)Rank
Total interest income$10,922,0002,918
Total interest expense$4,609,0002,374
Net interest income$6,313,0003,291
Provision for loan and lease losses$384,0002,351
Total noninterest income$1,150,0003,231
Gross Fiduciary activities income$292,000718
Service charges on deposit accounts$655,0002,474
Trading account gains and fees$0138
Additional Noninterest Income$203,0005,134
Total noninterest expense$4,557,0003,491
Salaries and employee benefits$2,629,0003,339
Premises and equipment expense$750,0003,065
Additional noninterest expense$1,178,0003,914
Pre-tax net operating income$2,522,0003,145
Securities gains (losses)$-2,0007,064
Applicable income taxes$112,0005,282
Income before extraordinary items$2,408,0002,672
Extraordinary gains, net$046
Net income$2,408,0002,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,258
Cash dividends$707,0003,059
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,409,9202,640
2005-09-30 (YTD Data)Rank
Total interest income$8,007,0002,933
Total interest expense$3,348,0002,326
Net interest income$4,659,0003,323
Provision for loan and lease losses$313,0002,131
Total noninterest income$813,0003,371
Gross Fiduciary activities income$206,000724
Service charges on deposit accounts$459,0002,618
Trading account gains and fees$0126
Additional Noninterest Income$148,0005,207
Total noninterest expense$3,272,0003,599
Salaries and employee benefits$1,932,0003,379
Premises and equipment expense$520,0003,257
Additional noninterest expense$820,0004,109
Pre-tax net operating income$1,887,0003,183
Securities gains (losses)$02,317
Applicable income taxes$84,0005,399
Income before extraordinary items$1,803,0002,690
Extraordinary gains, net$035
Net income$1,803,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,101
Cash dividends$568,0002,604
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,803,0002,654
2005-06-30 (YTD Data)Rank
Total interest income$5,268,0002,900
Total interest expense$2,161,0002,268
Net interest income$3,107,0003,311
Provision for loan and lease losses$242,0001,825
Total noninterest income$531,0003,380
Gross Fiduciary activities income$137,000716
Service charges on deposit accounts$289,0002,690
Trading account gains and fees$0116
Additional Noninterest Income$105,0005,089
Total noninterest expense$2,135,0003,631
Salaries and employee benefits$1,265,0003,403
Premises and equipment expense$316,0003,470
Additional noninterest expense$554,0004,042
Pre-tax net operating income$1,261,0003,134
Securities gains (losses)$02,146
Applicable income taxes$56,0005,420
Income before extraordinary items$1,205,0002,644
Extraordinary gains, net$030
Net income$1,205,0002,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,000814
Cash dividends$429,0002,439
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,205,0002,603
2005-03-31 (YTD Data)Rank
Total interest income$2,553,0002,940
Total interest expense$1,033,0002,273
Net interest income$1,520,0003,375
Provision for loan and lease losses$171,0001,279
Total noninterest income$241,0003,550
Gross Fiduciary activities income$69,000730
Service charges on deposit accounts$132,0002,810
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,645
Total noninterest expense$1,067,0003,657
Salaries and employee benefits$623,0003,459
Premises and equipment expense$169,0003,324
Additional noninterest expense$275,0004,067
Pre-tax net operating income$523,0003,557
Securities gains (losses)$01,685
Applicable income taxes$23,0005,547
Income before extraordinary items$500,0003,047
Extraordinary gains, net$024
Net income$500,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000472
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$500,0003,005
2004-12-31 (YTD Data)Rank
Total interest income$9,593,0002,940
Total interest expense$3,595,0002,254
Net interest income$5,998,0003,293
Provision for loan and lease losses$426,0002,250
Total noninterest income$1,055,0003,411
Gross Fiduciary activities income$234,000755
Service charges on deposit accounts$588,0002,749
Trading account gains and fees$0138
Additional Noninterest Income$233,0004,780
Total noninterest expense$4,073,0003,684
Salaries and employee benefits$2,296,0003,569
Premises and equipment expense$720,0003,060
Additional noninterest expense$1,057,0004,147
Pre-tax net operating income$2,554,0002,962
Securities gains (losses)$4,0003,277
Applicable income taxes$114,0005,384
Income before extraordinary items$2,444,0002,472
Extraordinary gains, net$034
Net income$2,444,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,525
Cash dividends$1,464,0001,767
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,440,1602,425
2004-09-30 (YTD Data)Rank
Total interest income$7,099,0002,948
Total interest expense$2,634,0002,245
Net interest income$4,465,0003,298
Provision for loan and lease losses$169,0003,347
Total noninterest income$779,0003,471
Gross Fiduciary activities income$171,000761
Service charges on deposit accounts$443,0002,757
Trading account gains and fees$0134
Additional Noninterest Income$165,0004,912
Total noninterest expense$3,009,0003,706
Salaries and employee benefits$1,698,0003,601
Premises and equipment expense$546,0003,022
Additional noninterest expense$765,0004,221
Pre-tax net operating income$2,066,0002,801
Securities gains (losses)$4,0003,145
Applicable income taxes$93,0005,429
Income before extraordinary items$1,977,0002,343
Extraordinary gains, net$026
Net income$1,977,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,953
Cash dividends$826,0001,975
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,973,1602,298
2004-06-30 (YTD Data)Rank
Total interest income$4,671,0002,964
Total interest expense$1,722,0002,267
Net interest income$2,949,0003,314
Provision for loan and lease losses$113,0003,304
Total noninterest income$517,0003,488
Gross Fiduciary activities income$114,000770
Service charges on deposit accounts$288,0002,804
Trading account gains and fees$0130
Additional Noninterest Income$115,0004,884
Total noninterest expense$1,967,0003,790
Salaries and employee benefits$1,127,0003,627
Premises and equipment expense$332,0003,268
Additional noninterest expense$508,0004,265
Pre-tax net operating income$1,386,0002,746
Securities gains (losses)$2,0003,048
Applicable income taxes$62,0005,405
Income before extraordinary items$1,326,0002,311
Extraordinary gains, net$021
Net income$1,326,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$687,0001,728
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,324,0802,253
2004-03-31 (YTD Data)Rank
Total interest income$2,263,0003,053
Total interest expense$858,0002,295
Net interest income$1,405,0003,434
Provision for loan and lease losses$56,0003,163
Total noninterest income$254,0003,487
Gross Fiduciary activities income$57,000770
Service charges on deposit accounts$147,0002,717
Trading account gains and fees$0121
Additional Noninterest Income$50,0005,122
Total noninterest expense$1,003,0003,751
Salaries and employee benefits$563,0003,653
Premises and equipment expense$177,0003,127
Additional noninterest expense$263,0004,147
Pre-tax net operating income$600,0003,081
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$600,0002,493
Extraordinary gains, net$016
Net income$600,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$99,0002,944
Sale, conversion, retirement of capital stock, net$0464
Net operating income$600,0002,415
2003-12-31 (YTD Data)Rank
Total interest income$9,405,0002,993
Total interest expense$3,633,0002,427
Net interest income$5,772,0003,281
Provision for loan and lease losses$335,0002,929
Total noninterest income$981,0003,766
Gross Fiduciary activities income$196,000810
Service charges on deposit accounts$561,0002,834
Trading account gains and fees$0160
Additional Noninterest Income$224,0005,057
Total noninterest expense$3,827,0003,834
Salaries and employee benefits$2,117,0003,748
Premises and equipment expense$602,0003,506
Additional noninterest expense$1,108,0003,956
Pre-tax net operating income$2,591,0002,810
Securities gains (losses)$154,0001,540
Applicable income taxes$111,0005,607
Income before extraordinary items$2,634,0002,272
Extraordinary gains, net$054
Net income$2,634,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,540
Cash dividends$1,773,0001,534
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,486,1602,277
2003-09-30 (YTD Data)Rank
Total interest income$7,158,0003,003
Total interest expense$2,776,0002,469
Net interest income$4,382,0003,272
Provision for loan and lease losses$283,0002,624
Total noninterest income$716,0003,888
Gross Fiduciary activities income$142,000812
Service charges on deposit accounts$418,0002,865
Trading account gains and fees$0153
Additional Noninterest Income$156,0005,265
Total noninterest expense$2,878,0003,823
Salaries and employee benefits$1,590,0003,729
Premises and equipment expense$464,0003,425
Additional noninterest expense$824,0003,977
Pre-tax net operating income$1,937,0002,917
Securities gains (losses)$154,0001,405
Applicable income taxes$101,0005,555
Income before extraordinary items$1,990,0002,351
Extraordinary gains, net$040
Net income$1,990,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,996
Cash dividends$859,0001,928
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,843,7002,368
2003-06-30 (YTD Data)Rank
Total interest income$4,775,0003,023
Total interest expense$1,900,0002,494
Net interest income$2,875,0003,316
Provision for loan and lease losses$105,0003,773
Total noninterest income$462,0003,925
Gross Fiduciary activities income$95,000821
Service charges on deposit accounts$274,0002,852
Trading account gains and fees$0150
Additional Noninterest Income$93,0005,446
Total noninterest expense$1,875,0003,874
Salaries and employee benefits$1,054,0003,754
Premises and equipment expense$280,0003,699
Additional noninterest expense$541,0004,004
Pre-tax net operating income$1,357,0002,815
Securities gains (losses)$03,782
Applicable income taxes$65,0005,639
Income before extraordinary items$1,292,0002,405
Extraordinary gains, net$030
Net income$1,292,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$429,0002,352
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,292,0002,276
2003-03-31 (YTD Data)Rank
Total interest income$2,345,0003,079
Total interest expense$969,0002,506
Net interest income$1,376,0003,414
Provision for loan and lease losses$52,0003,624
Total noninterest income$221,0003,918
Gross Fiduciary activities income$48,000820
Service charges on deposit accounts$132,0002,861
Trading account gains and fees$0134
Additional Noninterest Income$41,0005,651
Total noninterest expense$958,0003,801
Salaries and employee benefits$533,0003,710
Premises and equipment expense$151,0003,467
Additional noninterest expense$274,0003,932
Pre-tax net operating income$587,0003,138
Securities gains (losses)$02,891
Applicable income taxes$27,0005,815
Income before extraordinary items$560,0002,694
Extraordinary gains, net$021
Net income$560,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$114,0002,788
Sale, conversion, retirement of capital stock, net$0419
Net operating income$560,0002,558
2002-12-31 (YTD Data)Rank
Total interest income$9,423,0003,177
Total interest expense$4,067,0002,704
Net interest income$5,356,0003,458
Provision for loan and lease losses$265,0003,725
Total noninterest income$838,0003,875
Gross Fiduciary activities income$215,000804
Service charges on deposit accounts$490,0003,025
Trading account gains and fees$0153
Additional Noninterest Income$133,0005,847
Total noninterest expense$3,526,0003,936
Salaries and employee benefits$1,974,0003,776
Premises and equipment expense$481,0004,052
Additional noninterest expense$1,071,0003,965
Pre-tax net operating income$2,403,0002,970
Securities gains (losses)$1,0004,369
Applicable income taxes$118,0005,800
Income before extraordinary items$2,286,0002,522
Extraordinary gains, net$070
Net income$2,286,0002,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,849
Cash dividends$836,0002,580
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,285,0502,438
2001-12-31 (YTD Data)Rank
Total interest income$9,475,0003,472
Total interest expense$5,549,0002,867
Net interest income$3,926,0004,182
Provision for loan and lease losses$168,0004,563
Total noninterest income$1,161,0002,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,161,0001,839
Total noninterest expense$3,028,0004,302
Salaries and employee benefits$1,785,0003,943
Premises and equipment expense$414,0004,493
Additional noninterest expense$829,0004,672
Pre-tax net operating income$1,891,0003,306
Securities gains (losses)$04,612
Applicable income taxes$95,0006,066
Income before extraordinary items$1,796,0002,790
Extraordinary gains, net$0105
Net income$1,796,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,124
Cash dividends$760,0002,704
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,796,0002,698
2000-12-31 (YTD Data)Rank
Total interest income$8,939,0003,742
Total interest expense$5,390,0003,098
Net interest income$3,549,0004,567
Provision for loan and lease losses$156,0004,323
Total noninterest income$914,0003,352
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$914,0001,967
Total noninterest expense$2,957,0004,282
Salaries and employee benefits$1,621,0004,111
Premises and equipment expense$431,0004,268
Additional noninterest expense$905,0004,315
Pre-tax net operating income$1,350,0004,384
Securities gains (losses)$01,956
Applicable income taxes$74,0006,870
Income before extraordinary items$1,276,0003,690
Extraordinary gains, net$038
Net income$1,276,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,164
Cash dividends$741,0002,825
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,276,0003,681
1999-12-31 (YTD Data)Rank
Total interest income$7,387,0004,202
Total interest expense$4,177,0003,455
Net interest income$3,210,0004,929
Provision for loan and lease losses$160,0004,104
Total noninterest income$740,0003,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$740,0002,281
Total noninterest expense$2,518,0004,859
Salaries and employee benefits$1,393,0004,609
Premises and equipment expense$326,0005,213
Additional noninterest expense$799,0004,788
Pre-tax net operating income$1,272,0004,592
Securities gains (losses)$03,155
Applicable income taxes$232,0005,385
Income before extraordinary items$1,040,0004,302
Extraordinary gains, net$035
Net income$1,040,0004,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,719
Cash dividends$284,0004,660
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,040,0004,264
1998-12-31 (YTD Data)Rank
Total interest income$6,703,0004,551
Total interest expense$3,672,0003,962
Net interest income$3,031,0005,101
Provision for loan and lease losses$636,0001,420
Total noninterest income$419,0005,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0004,461
Trading account gains and feesNANA
Additional Noninterest Income$167,0005,411
Total noninterest expense$1,911,0005,774
Salaries and employee benefits$1,064,0005,537
Premises and equipment expense$224,0006,354
Additional noninterest expense$623,0005,608
Pre-tax net operating income$903,0005,721
Securities gains (losses)$04,449
Applicable income taxes$191,0006,301
Income before extraordinary items$712,0005,557
Extraordinary gains, net$11,00025
Net income$723,0005,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,633
Cash dividends$356,0004,223
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$712,0005,444
1997-12-31 (YTD Data)Rank
Total interest income$5,719,0005,247
Total interest expense$2,947,0004,794
Net interest income$2,772,0005,625
Provision for loan and lease losses$215,0003,285
Total noninterest income$403,0005,699
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$246,0004,708
Trading account gains and feesNANA
Additional Noninterest Income$157,0005,574
Total noninterest expense$1,792,0006,080
Salaries and employee benefits$967,0005,976
Premises and equipment expense$247,0006,101
Additional noninterest expense$578,0005,948
Pre-tax net operating income$1,168,0005,322
Securities gains (losses)$-1,0009,009
Applicable income taxes$360,0005,210
Income before extraordinary items$807,0005,423
Extraordinary gains, net$35,00019
Net income$842,0005,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,419
Cash dividends$323,0004,400
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$807,6905,373
1996-12-31 (YTD Data)Rank
Total interest income$5,132,0005,823
Total interest expense$2,677,0005,261
Net interest income$2,455,0006,270
Provision for loan and lease losses$116,0004,790
Total noninterest income$410,0005,863
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0004,935
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,634
Total noninterest expense$1,641,0006,735
Salaries and employee benefits$903,0006,448
Premises and equipment expense$242,0006,359
Additional noninterest expense$496,0007,085
Pre-tax net operating income$1,108,0005,386
Securities gains (losses)$9,0002,573
Applicable income taxes$330,0005,524
Income before extraordinary items$787,0005,373
Extraordinary gains, net$9,00046
Net income$796,0005,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,609
Cash dividends$264,0004,833
Sale, conversion, retirement of capital stock, net$0953
Net operating income$780,7005,335
1995-12-31 (YTD Data)Rank
Total interest income$4,511,0006,448
Total interest expense$2,538,0005,496
Net interest income$1,973,0007,376
Provision for loan and lease losses$137,0003,822
Total noninterest income$321,0006,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$206,0005,584
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,773
Total noninterest expense$1,584,0007,023
Salaries and employee benefits$821,0006,986
Premises and equipment expense$235,0006,590
Additional noninterest expense$528,0007,049
Pre-tax net operating income$573,0008,032
Securities gains (losses)$46,0001,362
Applicable income taxes$177,0007,810
Income before extraordinary items$442,0007,707
Extraordinary gains, net$8,00055
Net income$450,0007,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,213
Cash dividends$213,0005,327
Sale, conversion, retirement of capital stock, net$0809
Net operating income$409,3407,941
1994-12-31 (YTD Data)Rank
Total interest income$3,508,0007,309
Total interest expense$1,754,0006,192
Net interest income$1,754,0008,168
Provision for loan and lease losses$64,0005,501
Total noninterest income$314,0007,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,404
Trading account gains and feesNANA
Additional Noninterest Income$142,0006,367
Total noninterest expense$1,459,0007,734
Salaries and employee benefits$775,0007,349
Premises and equipment expense$185,0007,754
Additional noninterest expense$500,0007,854
Pre-tax net operating income$545,0008,352
Securities gains (losses)$27,0001,545
Applicable income taxes$148,0008,343
Income before extraordinary items$424,0007,944
Extraordinary gains, net$60,000150
Net income$484,0007,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,921
Cash dividends$128,0006,417
Sale, conversion, retirement of capital stock, net$679,000498
Net operating income$404,0208,211
1993-12-31 (YTD Data)Rank
Total interest income$3,149,0008,098
Total interest expense$1,516,0007,156
Net interest income$1,633,0008,702
Provision for loan and lease losses$35,0008,215
Total noninterest income$322,0007,357
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,809
Trading account gains and feesNANA
Additional Noninterest Income$161,0006,332
Total noninterest expense$1,198,0008,898
Salaries and employee benefits$669,0008,233
Premises and equipment expense$148,0008,964
Additional noninterest expense$381,0009,469
Pre-tax net operating income$722,0007,242
Securities gains (losses)$9,0005,582
Applicable income taxes$201,0007,594
Income before extraordinary items$530,0007,308
Extraordinary gains, net$03,149
Net income$530,0007,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$88,0007,174
Sale, conversion, retirement of capital stock, net$350,000668
Net operating income$523,4307,112
1992-12-31 (YTD Data)Rank
Total interest income$2,955,0009,072
Total interest expense$1,517,0008,461
Net interest income$1,438,0009,487
Provision for loan and lease losses$103,0007,189
Total noninterest income$299,0007,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0007,026
Trading account gains and feesNANA
Additional Noninterest Income$146,0006,738
Total noninterest expense$1,066,0009,687
Salaries and employee benefits$589,0008,907
Premises and equipment expense$121,0009,986
Additional noninterest expense$356,00010,116
Pre-tax net operating income$568,0007,934
Securities gains (losses)$39,0004,543
Applicable income taxes$192,0007,715
Income before extraordinary items$415,0008,060
Extraordinary gains, net$01,422
Net income$415,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00013,032
Cash dividends$131,0006,035
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$388,4807,980

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.