People's Bank and Trust Company of Pickett County, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,501,0002,147
Total interest expense$5,098,0001,996
Net interest income$11,403,0002,193
Provision for loan and lease losses$244,0001,845
Total noninterest income$1,149,0002,577
Gross Fiduciary activities income$0981
Service charges on deposit accounts$734,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$415,0003,137
Total noninterest expense$7,677,0002,407
Salaries and employee benefits$4,290,0002,425
Premises and equipment expense$511,0002,935
Additional noninterest expense$415,0003,137
Pre-tax net operating income$4,631,0002,013
Securities gains (losses)$0988
Applicable income taxes$1,060,0001,408
Income before extraordinary items$3,571,0002,130
Extraordinary gains, net$054
Net income$3,571,0002,154
Minority interest net income$088
Net income of bank and minority interests.$3,571,0002,133
Net charge-offs$185,0001,204
Cash dividends$995,0002,200
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,571,0002,159
2023-09-30 (YTD Data)Rank
Total interest income$11,838,0002,167
Total interest expense$3,365,0002,029
Net interest income$8,473,0002,219
Provision for loan and lease losses$184,0001,725
Total noninterest income$866,0002,573
Gross Fiduciary activities income$0950
Service charges on deposit accounts$553,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$313,0003,132
Total noninterest expense$5,411,0002,496
Salaries and employee benefits$3,028,0002,494
Premises and equipment expense$364,0003,005
Additional noninterest expense$313,0003,131
Pre-tax net operating income$3,744,0001,969
Securities gains (losses)$0849
Applicable income taxes$860,0001,388
Income before extraordinary items$2,884,0002,101
Extraordinary gains, net$052
Net income$2,884,0002,121
Minority interest net income$081
Net income of bank and minority interests.$2,884,0002,103
Net charge-offs$74,0001,318
Cash dividends$855,0001,821
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,884,0002,124
2023-06-30 (YTD Data)Rank
Total interest income$7,518,0002,211
Total interest expense$2,001,0002,031
Net interest income$5,517,0002,274
Provision for loan and lease losses$123,0001,679
Total noninterest income$580,0002,527
Gross Fiduciary activities income$0931
Service charges on deposit accounts$354,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$226,0003,048
Total noninterest expense$3,654,0002,460
Salaries and employee benefits$1,979,0002,523
Premises and equipment expense$236,0003,045
Additional noninterest expense$226,0003,041
Pre-tax net operating income$2,320,0002,059
Securities gains (losses)$0938
Applicable income taxes$500,0001,495
Income before extraordinary items$1,820,0002,172
Extraordinary gains, net$051
Net income$1,820,0002,198
Minority interest net income$081
Net income of bank and minority interests.$1,820,0002,172
Net charge-offs$95,000937
Cash dividends$282,0002,345
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,820,0002,182
2023-03-31 (YTD Data)Rank
Total interest income$3,548,0002,282
Total interest expense$895,0001,966
Net interest income$2,653,0002,340
Provision for loan and lease losses$61,0001,557
Total noninterest income$280,0002,561
Gross Fiduciary activities income$0913
Service charges on deposit accounts$174,0001,322
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,086
Total noninterest expense$1,803,0002,506
Salaries and employee benefits$935,0002,639
Premises and equipment expense$117,0003,100
Additional noninterest expense$106,0003,086
Pre-tax net operating income$1,069,0002,213
Securities gains (losses)$0950
Applicable income taxes$235,0001,569
Income before extraordinary items$834,0002,325
Extraordinary gains, net$04
Net income$834,0002,325
Minority interest net income$048
Net income of bank and minority interests.$834,0002,325
Net charge-offs$56,000767
Cash dividends$282,0001,626
Sale, conversion, retirement of capital stock, net$0430
Net operating income$834,0002,349
2022-12-31 (YTD Data)Rank
Total interest income$11,566,0002,333
Total interest expense$1,277,0002,111
Net interest income$10,289,0002,331
Provision for loan and lease losses$189,0001,834
Total noninterest income$1,101,0002,688
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$646,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$455,0003,130
Total noninterest expense$6,332,0002,664
Salaries and employee benefits$3,686,0002,630
Premises and equipment expense$425,0003,214
Additional noninterest expense$455,0003,130
Pre-tax net operating income$4,869,0002,075
Securities gains (losses)$0691
Applicable income taxes$1,135,0001,457
Income before extraordinary items$3,734,0002,192
Extraordinary gains, net$05
Net income$3,734,0002,191
Minority interest net income$063
Net income of bank and minority interests.$3,734,0002,191
Net charge-offs$125,0001,135
Cash dividends$997,0002,183
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,734,0002,220
2022-09-30 (YTD Data)Rank
Total interest income$8,310,0002,338
Total interest expense$760,0002,101
Net interest income$7,550,0002,346
Provision for loan and lease losses$144,0001,672
Total noninterest income$848,0002,695
Gross Fiduciary activities income$0968
Service charges on deposit accounts$475,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$373,0003,091
Total noninterest expense$4,511,0002,742
Salaries and employee benefits$2,613,0002,710
Premises and equipment expense$301,0003,301
Additional noninterest expense$373,0003,091
Pre-tax net operating income$3,743,0002,015
Securities gains (losses)$0740
Applicable income taxes$860,0001,453
Income before extraordinary items$2,883,0002,129
Extraordinary gains, net$04
Net income$2,883,0002,129
Minority interest net income$057
Net income of bank and minority interests.$2,883,0002,128
Net charge-offs$68,0001,087
Cash dividends$858,0001,787
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,883,0002,157
2022-06-30 (YTD Data)Rank
Total interest income$5,295,0002,361
Total interest expense$499,0001,959
Net interest income$4,796,0002,375
Provision for loan and lease losses$97,0001,556
Total noninterest income$571,0002,678
Gross Fiduciary activities income$0925
Service charges on deposit accounts$305,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$266,0003,044
Total noninterest expense$2,931,0002,762
Salaries and employee benefits$1,656,0002,785
Premises and equipment expense$200,0003,331
Additional noninterest expense$1,075,0002,495
Pre-tax net operating income$2,339,0002,011
Securities gains (losses)$0687
Applicable income taxes$535,0001,436
Income before extraordinary items$1,804,0002,118
Extraordinary gains, net$04
Net income$1,804,0002,119
Minority interest net income$060
Net income of bank and minority interests.$1,804,0002,118
Net charge-offs$50,000966
Cash dividends$424,0002,010
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,804,0002,158
2022-03-31 (YTD Data)Rank
Total interest income$2,542,0002,377
Total interest expense$250,0001,915
Net interest income$2,292,0002,391
Provision for loan and lease losses$49,0001,377
Total noninterest income$308,0002,563
Gross Fiduciary activities income$0892
Service charges on deposit accounts$148,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,827
Total noninterest expense$1,347,0002,905
Salaries and employee benefits$810,0002,819
Premises and equipment expense$103,0003,302
Additional noninterest expense$434,0002,831
Pre-tax net operating income$1,204,0001,911
Securities gains (losses)$0623
Applicable income taxes$277,0001,379
Income before extraordinary items$927,0002,009
Extraordinary gains, net$04
Net income$927,0002,008
Minority interest net income$050
Net income of bank and minority interests.$927,0002,009
Net charge-offs$34,000800
Cash dividends$284,0001,545
Sale, conversion, retirement of capital stock, net$0453
Net operating income$927,0002,025
2021-12-31 (YTD Data)Rank
Total interest income$10,638,0002,383
Total interest expense$1,134,0002,035
Net interest income$9,504,0002,402
Provision for loan and lease losses$157,0001,896
Total noninterest income$1,278,0002,722
Gross Fiduciary activities income$0994
Service charges on deposit accounts$555,0001,498
Trading account gains and feesNANA
Additional Noninterest Income$723,0002,931
Total noninterest expense$6,360,0002,630
Salaries and employee benefits$3,453,0002,728
Premises and equipment expense$406,0003,329
Additional noninterest expense$2,501,0002,249
Pre-tax net operating income$4,265,0002,253
Securities gains (losses)$10,0001,707
Applicable income taxes$990,0001,612
Income before extraordinary items$3,285,0002,430
Extraordinary gains, net$010
Net income$3,285,0002,430
Minority interest net income$074
Net income of bank and minority interests.$3,285,0002,431
Net charge-offs$184,0001,061
Cash dividends$845,0002,377
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,277,1002,408
2021-09-30 (YTD Data)Rank
Total interest income$8,032,0002,421
Total interest expense$870,0002,082
Net interest income$7,162,0002,439
Provision for loan and lease losses$13,0002,800
Total noninterest income$973,0002,743
Gross Fiduciary activities income$0957
Service charges on deposit accounts$407,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$566,0002,945
Total noninterest expense$4,559,0002,714
Salaries and employee benefits$2,514,0002,788
Premises and equipment expense$275,0003,515
Additional noninterest expense$1,770,0002,339
Pre-tax net operating income$3,563,0002,208
Securities gains (losses)$10,0001,630
Applicable income taxes$831,0001,609
Income before extraordinary items$2,742,0002,378
Extraordinary gains, net$08
Net income$2,742,0002,377
Minority interest net income$069
Net income of bank and minority interests.$2,742,0002,378
Net charge-offs$155,000893
Cash dividends$705,0002,031
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,734,1002,361
2021-06-30 (YTD Data)Rank
Total interest income$3,822,0002,944
Total interest expense$405,0002,657
Net interest income$3,417,0002,939
Provision for loan and lease losses$10,0002,695
Total noninterest income$509,0002,983
Gross Fiduciary activities income$0951
Service charges on deposit accounts$157,0002,092
Trading account gains and feesNANA
Additional Noninterest Income$352,0002,992
Total noninterest expense$2,061,0003,322
Salaries and employee benefits$1,234,0003,231
Premises and equipment expense$117,0004,049
Additional noninterest expense$710,0003,193
Pre-tax net operating income$1,855,0002,495
Securities gains (losses)$01,818
Applicable income taxes$421,0001,804
Income before extraordinary items$1,434,0002,689
Extraordinary gains, net$06
Net income$1,434,0002,688
Minority interest net income$067
Net income of bank and minority interests.$1,434,0002,689
Net charge-offs$205,000644
Cash dividends$270,0002,453
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,434,0002,662
2021-03-31 (YTD Data)Rank
Total interest income$1,826,0002,999
Total interest expense$209,0002,686
Net interest income$1,617,0002,986
Provision for loan and lease losses$7,0002,567
Total noninterest income$295,0002,811
Gross Fiduciary activities income$0922
Service charges on deposit accounts$76,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,758
Total noninterest expense$1,039,0003,307
Salaries and employee benefits$603,0003,259
Premises and equipment expense$57,0004,089
Additional noninterest expense$379,0003,036
Pre-tax net operating income$866,0002,565
Securities gains (losses)$01,392
Applicable income taxes$203,0001,802
Income before extraordinary items$663,0002,771
Extraordinary gains, net$03
Net income$663,0002,770
Minority interest net income$055
Net income of bank and minority interests.$663,0002,771
Net charge-offs$101,000612
Cash dividends$270,0001,644
Sale, conversion, retirement of capital stock, net$0482
Net operating income$663,0002,733
2020-12-31 (YTD Data)Rank
Total interest income$7,080,0003,062
Total interest expense$1,198,0002,676
Net interest income$5,882,0003,082
Provision for loan and lease losses$298,0002,701
Total noninterest income$903,0002,982
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$315,0002,172
Trading account gains and feesNANA
Additional Noninterest Income$588,0002,987
Total noninterest expense$4,424,0003,217
Salaries and employee benefits$2,593,0003,161
Premises and equipment expense$274,0003,935
Additional noninterest expense$1,557,0002,984
Pre-tax net operating income$2,063,0002,911
Securities gains (losses)$21,0002,096
Applicable income taxes$454,0002,016
Income before extraordinary items$1,630,0003,095
Extraordinary gains, net$04
Net income$1,630,0003,094
Minority interest net income$072
Net income of bank and minority interests.$1,630,0003,095
Net charge-offs$-58,0004,637
Cash dividends$970,0002,260
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,613,4103,055
2020-09-30 (YTD Data)Rank
Total interest income$5,343,0003,082
Total interest expense$959,0002,676
Net interest income$4,384,0003,104
Provision for loan and lease losses$291,0002,457
Total noninterest income$702,0002,914
Gross Fiduciary activities income$0981
Service charges on deposit accounts$236,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$466,0002,900
Total noninterest expense$3,244,0003,243
Salaries and employee benefits$1,910,0003,175
Premises and equipment expense$189,0004,040
Additional noninterest expense$1,145,0002,999
Pre-tax net operating income$1,551,0002,913
Securities gains (losses)$21,0001,900
Applicable income taxes$343,0001,993
Income before extraordinary items$1,229,0003,095
Extraordinary gains, net$04
Net income$1,229,0003,094
Minority interest net income$065
Net income of bank and minority interests.$1,229,0003,095
Net charge-offs$120,0001,554
Cash dividends$830,0001,881
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,212,4103,063
2020-06-30 (YTD Data)Rank
Total interest income$3,595,0003,098
Total interest expense$678,0002,696
Net interest income$2,917,0003,128
Provision for loan and lease losses$237,0002,264
Total noninterest income$418,0003,035
Gross Fiduciary activities income$0970
Service charges on deposit accounts$160,0002,180
Trading account gains and feesNANA
Additional Noninterest Income$258,0003,044
Total noninterest expense$2,147,0003,251
Salaries and employee benefits$1,243,0003,219
Premises and equipment expense$123,0004,079
Additional noninterest expense$781,0002,951
Pre-tax net operating income$951,0002,993
Securities gains (losses)$21,0001,665
Applicable income taxes$219,0001,985
Income before extraordinary items$753,0003,186
Extraordinary gains, net$04
Net income$753,0003,185
Minority interest net income$065
Net income of bank and minority interests.$753,0003,186
Net charge-offs$177,0001,070
Cash dividends$410,0002,134
Sale, conversion, retirement of capital stock, net$0504
Net operating income$736,4103,154
2020-03-31 (YTD Data)Rank
Total interest income$1,790,0003,106
Total interest expense$359,0002,754
Net interest income$1,431,0003,145
Provision for loan and lease losses$103,0001,932
Total noninterest income$227,0002,861
Gross Fiduciary activities income$0941
Service charges on deposit accounts$89,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$138,0002,852
Total noninterest expense$1,138,0003,193
Salaries and employee benefits$650,0003,188
Premises and equipment expense$65,0004,047
Additional noninterest expense$423,0002,824
Pre-tax net operating income$417,0003,008
Securities gains (losses)$10,0001,316
Applicable income taxes$89,0002,041
Income before extraordinary items$338,0003,135
Extraordinary gains, net$04
Net income$338,0003,135
Minority interest net income$056
Net income of bank and minority interests.$338,0003,136
Net charge-offs$139,000743
Cash dividends$270,0001,743
Sale, conversion, retirement of capital stock, net$0482
Net operating income$330,1003,137
2019-12-31 (YTD Data)Rank
Total interest income$7,245,0003,131
Total interest expense$1,402,0002,837
Net interest income$5,843,0003,152
Provision for loan and lease losses$472,0001,549
Total noninterest income$671,0003,319
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$370,0002,311
Trading account gains and feesNANA
Additional Noninterest Income$301,0003,573
Total noninterest expense$4,226,0003,322
Salaries and employee benefits$2,405,0003,299
Premises and equipment expense$282,0003,999
Additional noninterest expense$1,539,0003,039
Pre-tax net operating income$1,816,0003,148
Securities gains (losses)$-3,0004,646
Applicable income taxes$400,0002,166
Income before extraordinary items$1,413,0003,349
Extraordinary gains, net$011
Net income$1,413,0003,350
Minority interest net income$076
Net income of bank and minority interests.$1,413,0003,350
Net charge-offs$479,0001,062
Cash dividends$1,648,0001,778
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,415,3703,318
2019-09-30 (YTD Data)Rank
Total interest income$5,360,0003,189
Total interest expense$1,019,0002,899
Net interest income$4,341,0003,207
Provision for loan and lease losses$339,0001,505
Total noninterest income$438,0003,503
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$278,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$160,0003,918
Total noninterest expense$3,112,0003,376
Salaries and employee benefits$1,801,0003,318
Premises and equipment expense$198,0004,130
Additional noninterest expense$1,113,0003,115
Pre-tax net operating income$1,328,0003,257
Securities gains (losses)$-1,0004,641
Applicable income taxes$286,0002,272
Income before extraordinary items$1,041,0003,433
Extraordinary gains, net$011
Net income$1,041,0003,433
Minority interest net income$072
Net income of bank and minority interests.$1,041,0003,433
Net charge-offs$330,000978
Cash dividends$685,0002,208
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,041,7903,416
2019-06-30 (YTD Data)Rank
Total interest income$3,490,0003,242
Total interest expense$634,0002,976
Net interest income$2,856,0003,245
Provision for loan and lease losses$277,0001,305
Total noninterest income$303,0003,426
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$183,0002,330
Trading account gains and feesNANA
Additional Noninterest Income$120,0003,828
Total noninterest expense$2,070,0003,401
Salaries and employee benefits$1,161,0003,388
Premises and equipment expense$129,0004,174
Additional noninterest expense$780,0003,054
Pre-tax net operating income$812,0003,380
Securities gains (losses)$-1,0004,660
Applicable income taxes$177,0002,291
Income before extraordinary items$634,0003,563
Extraordinary gains, net$011
Net income$634,0003,562
Minority interest net income$069
Net income of bank and minority interests.$634,0003,562
Net charge-offs$338,000728
Cash dividends$130,0003,068
Sale, conversion, retirement of capital stock, net$0573
Net operating income$634,7903,535
2019-03-31 (YTD Data)Rank
Total interest income$1,715,0003,290
Total interest expense$289,0003,093
Net interest income$1,426,0003,276
Provision for loan and lease losses$119,0001,373
Total noninterest income$156,0003,368
Gross Fiduciary activities income$0972
Service charges on deposit accounts$90,0002,347
Trading account gains and feesNANA
Additional Noninterest Income$66,0003,718
Total noninterest expense$1,049,0003,399
Salaries and employee benefits$605,0003,365
Premises and equipment expense$59,0004,318
Additional noninterest expense$385,0003,088
Pre-tax net operating income$414,0003,333
Securities gains (losses)$-1,0004,848
Applicable income taxes$91,0002,228
Income before extraordinary items$322,0003,523
Extraordinary gains, net$05
Net income$322,0003,522
Minority interest net income$052
Net income of bank and minority interests.$322,0003,522
Net charge-offs$187,000647
Cash dividends$130,0002,300
Sale, conversion, retirement of capital stock, net$0529
Net operating income$322,7903,513
2018-12-31 (YTD Data)Rank
Total interest income$6,693,0003,255
Total interest expense$836,0003,196
Net interest income$5,857,0003,210
Provision for loan and lease losses$371,0001,733
Total noninterest income$655,0003,428
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$350,0002,493
Trading account gains and feesNANA
Additional Noninterest Income$305,0003,660
Total noninterest expense$4,074,0003,454
Salaries and employee benefits$2,269,0003,457
Premises and equipment expense$255,0004,259
Additional noninterest expense$1,550,0003,112
Pre-tax net operating income$2,067,0003,088
Securities gains (losses)$01,125
Applicable income taxes$459,0002,060
Income before extraordinary items$1,608,0003,268
Extraordinary gains, net$06
Net income$1,608,0003,267
Minority interest net income$072
Net income of bank and minority interests.$1,608,0003,267
Net charge-offs$485,000975
Cash dividends$663,0002,684
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,608,0003,268
2018-09-30 (YTD Data)Rank
Total interest income$4,969,0003,279
Total interest expense$587,0003,228
Net interest income$4,382,0003,243
Provision for loan and lease losses$338,0001,472
Total noninterest income$547,0003,296
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$262,0002,506
Trading account gains and feesNANA
Additional Noninterest Income$285,0003,433
Total noninterest expense$2,990,0003,512
Salaries and employee benefits$1,692,0003,482
Premises and equipment expense$187,0004,320
Additional noninterest expense$1,111,0003,205
Pre-tax net operating income$1,601,0003,089
Securities gains (losses)$01,118
Applicable income taxes$356,0002,093
Income before extraordinary items$1,245,0003,263
Extraordinary gains, net$05
Net income$1,245,0003,262
Minority interest net income$066
Net income of bank and minority interests.$1,245,0003,262
Net charge-offs$469,000738
Cash dividends$663,0002,108
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,245,0003,261
2018-06-30 (YTD Data)Rank
Total interest income$3,281,0003,276
Total interest expense$375,0003,225
Net interest income$2,906,0003,247
Provision for loan and lease losses$200,0001,508
Total noninterest income$359,0003,340
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$169,0002,560
Trading account gains and feesNANA
Additional Noninterest Income$190,0003,451
Total noninterest expense$1,957,0003,569
Salaries and employee benefits$1,107,0003,529
Premises and equipment expense$119,0004,410
Additional noninterest expense$731,0003,239
Pre-tax net operating income$1,108,0003,005
Securities gains (losses)$0961
Applicable income taxes$255,0002,002
Income before extraordinary items$853,0003,199
Extraordinary gains, net$06
Net income$853,0003,197
Minority interest net income$065
Net income of bank and minority interests.$853,0003,198
Net charge-offs$289,000748
Cash dividends$132,0003,037
Sale, conversion, retirement of capital stock, net$0620
Net operating income$853,0003,193
2018-03-31 (YTD Data)Rank
Total interest income$1,596,0003,334
Total interest expense$187,0003,191
Net interest income$1,409,0003,316
Provision for loan and lease losses$91,0001,524
Total noninterest income$170,0003,398
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$79,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$91,0003,465
Total noninterest expense$1,013,0003,523
Salaries and employee benefits$587,0003,451
Premises and equipment expense$58,0004,490
Additional noninterest expense$368,0003,227
Pre-tax net operating income$475,0003,179
Securities gains (losses)$0735
Applicable income taxes$99,0002,189
Income before extraordinary items$376,0003,347
Extraordinary gains, net$07
Net income$376,0003,347
Minority interest net income$052
Net income of bank and minority interests.$376,0003,347
Net charge-offs$121,000762
Cash dividends$132,0002,187
Sale, conversion, retirement of capital stock, net$0580
Net operating income$376,0003,342
2017-12-31 (YTD Data)Rank
Total interest income$5,990,0003,426
Total interest expense$726,0003,084
Net interest income$5,264,0003,427
Provision for loan and lease losses$159,0002,608
Total noninterest income$598,0003,694
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$340,0002,632
Trading account gains and feesNANA
Additional Noninterest Income$258,0003,958
Total noninterest expense$3,861,0003,626
Salaries and employee benefits$2,055,0003,703
Premises and equipment expense$255,0004,417
Additional noninterest expense$1,551,0003,158
Pre-tax net operating income$1,842,0003,238
Securities gains (losses)$02,243
Applicable income taxes$614,0002,268
Income before extraordinary items$1,228,0003,439
Extraordinary gains, net$09
Net income$1,228,0003,437
Minority interest net income$076
Net income of bank and minority interests.$1,228,0003,439
Net charge-offs$531,0001,047
Cash dividends$382,0003,223
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,228,0003,423
2017-09-30 (YTD Data)Rank
Total interest income$4,411,0003,483
Total interest expense$537,0003,094
Net interest income$3,874,0003,498
Provision for loan and lease losses$74,0002,984
Total noninterest income$448,0003,727
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$260,0002,622
Trading account gains and feesNANA
Additional Noninterest Income$188,0004,037
Total noninterest expense$2,855,0003,654
Salaries and employee benefits$1,532,0003,730
Premises and equipment expense$188,0004,467
Additional noninterest expense$1,135,0003,219
Pre-tax net operating income$1,393,0003,300
Securities gains (losses)$02,274
Applicable income taxes$462,0002,140
Income before extraordinary items$931,0003,660
Extraordinary gains, net$09
Net income$931,0003,660
Minority interest net income$071
Net income of bank and minority interests.$931,0003,660
Net charge-offs$436,000889
Cash dividends$382,0002,673
Sale, conversion, retirement of capital stock, net$0677
Net operating income$931,0003,629
2017-06-30 (YTD Data)Rank
Total interest income$2,892,0003,514
Total interest expense$356,0003,074
Net interest income$2,536,0003,539
Provision for loan and lease losses$65,0002,560
Total noninterest income$278,0003,839
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$169,0002,663
Trading account gains and feesNANA
Additional Noninterest Income$109,0004,194
Total noninterest expense$1,828,0003,760
Salaries and employee benefits$992,0003,797
Premises and equipment expense$120,0004,559
Additional noninterest expense$716,0003,346
Pre-tax net operating income$921,0003,258
Securities gains (losses)$01,906
Applicable income taxes$304,0002,133
Income before extraordinary items$617,0003,623
Extraordinary gains, net$011
Net income$617,0003,621
Minority interest net income$071
Net income of bank and minority interests.$617,0003,623
Net charge-offs$354,000740
Cash dividends$150,0002,979
Sale, conversion, retirement of capital stock, net$0659
Net operating income$617,0003,596
2017-03-31 (YTD Data)Rank
Total interest income$1,435,0003,537
Total interest expense$177,0003,084
Net interest income$1,258,0003,566
Provision for loan and lease losses$7,0003,282
Total noninterest income$154,0003,689
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$83,0002,694
Trading account gains and feesNANA
Additional Noninterest Income$71,0003,942
Total noninterest expense$933,0003,760
Salaries and employee benefits$519,0003,777
Premises and equipment expense$56,0004,682
Additional noninterest expense$358,0003,341
Pre-tax net operating income$472,0003,176
Securities gains (losses)$01,153
Applicable income taxes$157,0002,075
Income before extraordinary items$315,0003,533
Extraordinary gains, net$08
Net income$315,0003,532
Minority interest net income$055
Net income of bank and minority interests.$315,0003,533
Net charge-offs$105,000910
Cash dividends$150,0002,123
Sale, conversion, retirement of capital stock, net$0632
Net operating income$315,0003,506
2016-12-31 (YTD Data)Rank
Total interest income$5,781,0003,510
Total interest expense$704,0003,045
Net interest income$5,077,0003,544
Provision for loan and lease losses$141,0002,798
Total noninterest income$556,0003,941
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$328,0002,801
Trading account gains and fees$0170
Additional Noninterest Income$228,0004,233
Total noninterest expense$3,762,0003,767
Salaries and employee benefits$1,977,0003,854
Premises and equipment expense$275,0004,459
Additional noninterest expense$1,510,0003,322
Pre-tax net operating income$1,730,0003,305
Securities gains (losses)$7,0002,783
Applicable income taxes$578,0002,137
Income before extraordinary items$1,159,0003,689
Extraordinary gains, net$05
Net income$1,159,0003,687
Minority interest net income$082
Net income of bank and minority interests.$1,159,0003,688
Net charge-offs$362,0001,356
Cash dividends$150,0003,807
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,154,3103,638
2016-09-30 (YTD Data)Rank
Total interest income$4,329,0003,530
Total interest expense$523,0003,055
Net interest income$3,806,0003,557
Provision for loan and lease losses$64,0003,150
Total noninterest income$446,0003,871
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$243,0002,833
Trading account gains and fees$0169
Additional Noninterest Income$203,0004,090
Total noninterest expense$2,869,0003,737
Salaries and employee benefits$1,519,0003,807
Premises and equipment expense$201,0004,518
Additional noninterest expense$1,149,0003,318
Pre-tax net operating income$1,319,0003,318
Securities gains (losses)$7,0002,695
Applicable income taxes$439,0002,159
Income before extraordinary items$887,0003,718
Extraordinary gains, net$05
Net income$887,0003,716
Minority interest net income$071
Net income of bank and minority interests.$887,0003,718
Net charge-offs$226,0001,365
Cash dividends$150,0003,297
Sale, conversion, retirement of capital stock, net$0719
Net operating income$882,3103,660
2016-06-30 (YTD Data)Rank
Total interest income$2,891,0003,548
Total interest expense$344,0003,080
Net interest income$2,547,0003,562
Provision for loan and lease losses$29,0003,378
Total noninterest income$277,0003,972
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$157,0002,871
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,247
Total noninterest expense$1,896,0003,781
Salaries and employee benefits$991,0003,870
Premises and equipment expense$136,0004,536
Additional noninterest expense$769,0003,334
Pre-tax net operating income$899,0003,258
Securities gains (losses)$6,0002,403
Applicable income taxes$303,0002,128
Income before extraordinary items$602,0003,680
Extraordinary gains, net$016
Net income$602,0003,676
Minority interest net income$071
Net income of bank and minority interests.$602,0003,679
Net charge-offs$117,0001,489
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$597,9803,623
2016-03-31 (YTD Data)Rank
Total interest income$1,440,0003,556
Total interest expense$172,0003,094
Net interest income$1,268,0003,579
Provision for loan and lease losses$23,0002,814
Total noninterest income$157,0003,747
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$77,0002,901
Trading account gains and fees$0142
Additional Noninterest Income$80,0003,869
Total noninterest expense$946,0003,825
Salaries and employee benefits$478,0003,989
Premises and equipment expense$71,0004,475
Additional noninterest expense$397,0003,251
Pre-tax net operating income$456,0003,183
Securities gains (losses)$1,0001,958
Applicable income taxes$153,0002,083
Income before extraordinary items$304,0003,605
Extraordinary gains, net$012
Net income$304,0003,601
Minority interest net income$062
Net income of bank and minority interests.$304,0003,603
Net charge-offs$75,0001,183
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$303,3303,541
2015-12-31 (YTD Data)Rank
Total interest income$5,905,0003,477
Total interest expense$698,0003,074
Net interest income$5,207,0003,492
Provision for loan and lease losses$255,0002,064
Total noninterest income$398,0004,486
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$302,0003,023
Trading account gains and fees$0159
Additional Noninterest Income$96,0005,125
Total noninterest expense$3,794,0003,822
Salaries and employee benefits$1,939,0003,969
Premises and equipment expense$252,0004,764
Additional noninterest expense$1,603,0003,265
Pre-tax net operating income$1,556,0003,446
Securities gains (losses)$03,216
Applicable income taxes$512,0002,203
Income before extraordinary items$1,044,0003,854
Extraordinary gains, net$023
Net income$1,044,0003,855
Minority interest net income$081
Net income of bank and minority interests.$1,044,0003,856
Net charge-offs$858,000787
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,044,0003,804
2015-09-30 (YTD Data)Rank
Total interest income$4,449,0003,505
Total interest expense$524,0003,104
Net interest income$3,925,0003,515
Provision for loan and lease losses$245,0001,728
Total noninterest income$290,0004,561
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$230,0003,004
Trading account gains and fees$0153
Additional Noninterest Income$60,0005,296
Total noninterest expense$2,820,0003,861
Salaries and employee benefits$1,428,0004,019
Premises and equipment expense$190,0004,793
Additional noninterest expense$1,202,0003,281
Pre-tax net operating income$1,150,0003,528
Securities gains (losses)$03,031
Applicable income taxes$374,0002,271
Income before extraordinary items$776,0003,938
Extraordinary gains, net$021
Net income$776,0003,936
Minority interest net income$078
Net income of bank and minority interests.$776,0003,939
Net charge-offs$701,000680
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$776,0003,879
2015-06-30 (YTD Data)Rank
Total interest income$2,969,0003,512
Total interest expense$349,0003,131
Net interest income$2,620,0003,521
Provision for loan and lease losses$212,0001,432
Total noninterest income$158,0004,812
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$150,0003,023
Trading account gains and fees$0157
Additional Noninterest Income$8,0005,984
Total noninterest expense$1,864,0003,917
Salaries and employee benefits$960,0004,041
Premises and equipment expense$126,0004,831
Additional noninterest expense$778,0003,352
Pre-tax net operating income$702,0003,653
Securities gains (losses)$02,636
Applicable income taxes$228,0002,350
Income before extraordinary items$474,0004,063
Extraordinary gains, net$022
Net income$474,0004,064
Minority interest net income$075
Net income of bank and minority interests.$474,0004,065
Net charge-offs$701,000477
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$474,0004,000
2015-03-31 (YTD Data)Rank
Total interest income$1,454,0003,566
Total interest expense$172,0003,188
Net interest income$1,282,0003,571
Provision for loan and lease losses$77,0001,667
Total noninterest income$145,0003,970
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$72,0003,080
Trading account gains and fees$0152
Additional Noninterest Income$73,0004,041
Total noninterest expense$894,0004,060
Salaries and employee benefits$451,0004,204
Premises and equipment expense$63,0004,884
Additional noninterest expense$380,0003,396
Pre-tax net operating income$456,0003,167
Securities gains (losses)$02,027
Applicable income taxes$158,0002,045
Income before extraordinary items$298,0003,666
Extraordinary gains, net$013
Net income$298,0003,669
Minority interest net income$064
Net income of bank and minority interests.$298,0003,669
Net charge-offs$247,000632
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$298,0003,576
2014-12-31 (YTD Data)Rank
Total interest income$5,704,0003,643
Total interest expense$733,0003,207
Net interest income$4,971,0003,668
Provision for loan and lease losses$835,000999
Total noninterest income$625,0003,923
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$352,0002,938
Trading account gains and fees$0180
Additional Noninterest Income$273,0004,138
Total noninterest expense$3,659,0004,030
Salaries and employee benefits$1,774,0004,259
Premises and equipment expense$276,0004,820
Additional noninterest expense$1,609,0003,386
Pre-tax net operating income$1,102,0003,976
Securities gains (losses)$1,0003,149
Applicable income taxes$-616,0006,398
Income before extraordinary items$1,719,0002,987
Extraordinary gains, net$017
Net income$1,719,0002,986
Minority interest net income$084
Net income of bank and minority interests.$1,719,0002,987
Net charge-offs$882,000996
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,718,0002,941
2014-09-30 (YTD Data)Rank
Total interest income$4,217,0003,711
Total interest expense$559,0003,233
Net interest income$3,658,0003,738
Provision for loan and lease losses$592,0001,009
Total noninterest income$478,0003,929
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$267,0002,950
Trading account gains and fees$0174
Additional Noninterest Income$211,0004,136
Total noninterest expense$2,659,0004,124
Salaries and employee benefits$1,277,0004,357
Premises and equipment expense$197,0004,953
Additional noninterest expense$1,185,0003,442
Pre-tax net operating income$885,0003,952
Securities gains (losses)$2,0002,770
Applicable income taxes$6,0004,296
Income before extraordinary items$881,0003,736
Extraordinary gains, net$015
Net income$881,0003,739
Minority interest net income$081
Net income of bank and minority interests.$881,0003,740
Net charge-offs$544,0001,077
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$879,0203,681
2014-06-30 (YTD Data)Rank
Total interest income$2,796,0003,724
Total interest expense$373,0003,275
Net interest income$2,423,0003,756
Provision for loan and lease losses$435,000944
Total noninterest income$270,0004,212
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$176,0002,943
Trading account gains and fees$0172
Additional Noninterest Income$94,0004,650
Total noninterest expense$1,797,0004,115
Salaries and employee benefits$851,0004,396
Premises and equipment expense$132,0004,999
Additional noninterest expense$814,0003,364
Pre-tax net operating income$461,0004,305
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$461,0004,084
Extraordinary gains, net$020
Net income$461,0004,090
Minority interest net income$080
Net income of bank and minority interests.$461,0004,089
Net charge-offs$423,000992
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$461,0004,029
2014-03-31 (YTD Data)Rank
Total interest income$1,399,0003,730
Total interest expense$189,0003,298
Net interest income$1,210,0003,775
Provision for loan and lease losses$262,000801
Total noninterest income$266,0002,971
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$80,0003,076
Trading account gains and fees$0147
Additional Noninterest Income$186,0002,660
Total noninterest expense$888,0004,174
Salaries and employee benefits$403,0004,558
Premises and equipment expense$64,0005,110
Additional noninterest expense$421,0003,289
Pre-tax net operating income$326,0003,673
Securities gains (losses)$01,715
Applicable income taxes$-4,0006,408
Income before extraordinary items$330,0003,371
Extraordinary gains, net$016
Net income$330,0003,374
Minority interest net income$066
Net income of bank and minority interests.$330,0003,374
Net charge-offs$208,000926
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$330,0003,331
2013-12-31 (YTD Data)Rank
Total interest income$6,048,0003,600
Total interest expense$883,0003,224
Net interest income$5,165,0003,624
Provision for loan and lease losses$1,372,000856
Total noninterest income$289,0005,189
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$351,0003,084
Trading account gains and fees$0184
Additional Noninterest Income$-62,0006,579
Total noninterest expense$3,508,0004,255
Salaries and employee benefits$1,672,0004,495
Premises and equipment expense$260,0005,114
Additional noninterest expense$1,576,0003,526
Pre-tax net operating income$574,0004,852
Securities gains (losses)$03,182
Applicable income taxes$8,0004,340
Income before extraordinary items$566,0004,732
Extraordinary gains, net$029
Net income$566,0004,736
Minority interest net income$090
Net income of bank and minority interests.$566,0004,736
Net charge-offs$1,676,000867
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$566,0004,662
2013-09-30 (YTD Data)Rank
Total interest income$4,588,0003,611
Total interest expense$682,0003,230
Net interest income$3,906,0003,625
Provision for loan and lease losses$1,058,000835
Total noninterest income$289,0004,867
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$270,0003,060
Trading account gains and fees$0180
Additional Noninterest Income$19,0006,257
Total noninterest expense$2,563,0004,337
Salaries and employee benefits$1,214,0004,590
Premises and equipment expense$187,0005,229
Additional noninterest expense$1,162,0003,575
Pre-tax net operating income$574,0004,567
Securities gains (losses)$03,040
Applicable income taxes$2,0004,565
Income before extraordinary items$572,0004,384
Extraordinary gains, net$025
Net income$572,0004,387
Minority interest net income$084
Net income of bank and minority interests.$572,0004,388
Net charge-offs$898,0001,087
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$572,0004,304
2013-06-30 (YTD Data)Rank
Total interest income$3,044,0003,622
Total interest expense$469,0003,218
Net interest income$2,575,0003,648
Provision for loan and lease losses$747,000845
Total noninterest income$195,0004,880
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$177,0003,050
Trading account gains and fees$0157
Additional Noninterest Income$18,0006,160
Total noninterest expense$1,701,0004,366
Salaries and employee benefits$818,0004,593
Premises and equipment expense$126,0005,221
Additional noninterest expense$757,0003,636
Pre-tax net operating income$322,0004,784
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$322,0004,633
Extraordinary gains, net$022
Net income$322,0004,635
Minority interest net income$082
Net income of bank and minority interests.$322,0004,636
Net charge-offs$509,0001,245
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$322,0004,536
2013-03-31 (YTD Data)Rank
Total interest income$1,511,0003,671
Total interest expense$246,0003,201
Net interest income$1,265,0003,700
Provision for loan and lease losses$306,000968
Total noninterest income$168,0003,965
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$86,0003,976
Total noninterest expense$831,0004,452
Salaries and employee benefits$389,0004,742
Premises and equipment expense$60,0005,343
Additional noninterest expense$382,0003,620
Pre-tax net operating income$296,0003,826
Securities gains (losses)$01,966
Applicable income taxes$-1,0006,670
Income before extraordinary items$297,0003,582
Extraordinary gains, net$010
Net income$297,0003,583
Minority interest net income$076
Net income of bank and minority interests.$297,0003,584
Net charge-offs$119,0001,755
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$297,0003,490
2012-12-31 (YTD Data)Rank
Total interest income$6,367,0003,677
Total interest expense$1,291,0003,047
Net interest income$5,076,0003,781
Provision for loan and lease losses$1,997,0001,066
Total noninterest income$105,0006,262
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$362,0003,122
Trading account gains and fees$0166
Additional Noninterest Income$-257,0006,844
Total noninterest expense$3,520,0004,363
Salaries and employee benefits$1,636,0004,637
Premises and equipment expense$266,0005,210
Additional noninterest expense$1,618,0003,598
Pre-tax net operating income$-336,0006,430
Securities gains (losses)$10,0003,374
Applicable income taxes$734,0001,789
Income before extraordinary items$-1,060,0006,729
Extraordinary gains, net$029
Net income$-1,060,0006,724
Minority interest net income$093
Net income of bank and minority interests.$-1,060,0006,725
Net charge-offs$3,188,000814
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,070,0006,695
2012-09-30 (YTD Data)Rank
Total interest income$4,771,0003,759
Total interest expense$1,013,0003,049
Net interest income$3,758,0003,871
Provision for loan and lease losses$1,239,0001,237
Total noninterest income$183,0005,526
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$277,0003,134
Trading account gains and fees$0157
Additional Noninterest Income$-94,0006,906
Total noninterest expense$2,626,0004,399
Salaries and employee benefits$1,200,0004,702
Premises and equipment expense$189,0005,382
Additional noninterest expense$1,237,0003,566
Pre-tax net operating income$76,0006,073
Securities gains (losses)$10,0003,111
Applicable income taxes$8,0004,434
Income before extraordinary items$78,0006,175
Extraordinary gains, net$020
Net income$78,0006,173
Minority interest net income$086
Net income of bank and minority interests.$78,0006,174
Net charge-offs$2,384,000809
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$68,9006,080
2012-06-30 (YTD Data)Rank
Total interest income$3,218,0003,758
Total interest expense$707,0003,033
Net interest income$2,511,0003,876
Provision for loan and lease losses$722,0001,392
Total noninterest income$82,0006,000
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$190,0003,060
Trading account gains and fees$0153
Additional Noninterest Income$-108,0007,015
Total noninterest expense$1,804,0004,350
Salaries and employee benefits$812,0004,692
Premises and equipment expense$110,0005,647
Additional noninterest expense$882,0003,427
Pre-tax net operating income$67,0006,028
Securities gains (losses)$03,178
Applicable income taxes$2,0004,564
Income before extraordinary items$65,0006,149
Extraordinary gains, net$019
Net income$65,0006,149
Minority interest net income$084
Net income of bank and minority interests.$65,0006,149
Net charge-offs$1,794,000750
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$65,0006,007
2012-03-31 (YTD Data)Rank
Total interest income$1,674,0003,691
Total interest expense$381,0002,972
Net interest income$1,293,0003,820
Provision for loan and lease losses$284,0001,652
Total noninterest income$128,0004,541
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$91,0003,138
Trading account gains and fees$0148
Additional Noninterest Income$37,0005,121
Total noninterest expense$885,0004,430
Salaries and employee benefits$384,0004,876
Premises and equipment expense$63,0005,405
Additional noninterest expense$438,0003,432
Pre-tax net operating income$252,0004,159
Securities gains (losses)$02,210
Applicable income taxes$2,0004,463
Income before extraordinary items$250,0003,977
Extraordinary gains, net$019
Net income$250,0003,980
Minority interest net income$078
Net income of bank and minority interests.$250,0003,979
Net charge-offs$1,234,000581
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$250,0003,822
2011-12-31 (YTD Data)Rank
Total interest income$7,179,0003,612
Total interest expense$2,064,0002,711
Net interest income$5,115,0003,850
Provision for loan and lease losses$4,385,000874
Total noninterest income$188,0005,797
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$376,0003,149
Trading account gains and fees$0146
Additional Noninterest Income$-188,0006,947
Total noninterest expense$3,412,0004,547
Salaries and employee benefits$1,651,0004,685
Premises and equipment expense$247,0005,632
Additional noninterest expense$1,514,0003,840
Pre-tax net operating income$-2,494,0006,857
Securities gains (losses)$8,0003,400
Applicable income taxes$-629,0007,105
Income before extraordinary items$-1,857,0006,810
Extraordinary gains, net$029
Net income$-1,857,0006,810
Minority interest net income$096
Net income of bank and minority interests.$-1,857,0006,810
Net charge-offs$2,541,0001,336
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,863,0006,791
2011-09-30 (YTD Data)Rank
Total interest income$5,466,0003,607
Total interest expense$1,598,0002,733
Net interest income$3,868,0003,849
Provision for loan and lease losses$3,442,000838
Total noninterest income$353,0004,543
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$279,0003,181
Trading account gains and fees$0145
Additional Noninterest Income$74,0005,421
Total noninterest expense$2,533,0004,573
Salaries and employee benefits$1,228,0004,716
Premises and equipment expense$174,0005,794
Additional noninterest expense$1,131,0003,846
Pre-tax net operating income$-1,754,0006,968
Securities gains (losses)$-2,0006,883
Applicable income taxes$-470,0007,203
Income before extraordinary items$-1,286,0006,928
Extraordinary gains, net$021
Net income$-1,286,0006,929
Minority interest net income$087
Net income of bank and minority interests.$-1,286,0006,929
Net charge-offs$2,370,0001,089
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,284,5406,898
2011-06-30 (YTD Data)Rank
Total interest income$3,793,0003,547
Total interest expense$1,085,0002,780
Net interest income$2,708,0003,753
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$332,0003,917
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$182,0003,196
Trading account gains and fees$0153
Additional Noninterest Income$150,0003,950
Total noninterest expense$1,682,0004,633
Salaries and employee benefits$804,0004,799
Premises and equipment expense$118,0005,797
Additional noninterest expense$760,0003,882
Pre-tax net operating income$158,0005,357
Securities gains (losses)$-2,0006,931
Applicable income taxes$19,0003,849
Income before extraordinary items$137,0005,436
Extraordinary gains, net$015
Net income$137,0005,435
Minority interest net income$089
Net income of bank and minority interests.$137,0005,436
Net charge-offs$1,223,0001,300
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$138,7605,341
2011-03-31 (YTD Data)Rank
Total interest income$1,988,0003,427
Total interest expense$543,0002,857
Net interest income$1,445,0003,575
Provision for loan and lease losses$560,0001,338
Total noninterest income$171,0003,897
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$93,0003,131
Trading account gains and fees$0158
Additional Noninterest Income$78,0003,953
Total noninterest expense$833,0004,690
Salaries and employee benefits$394,0004,905
Premises and equipment expense$59,0005,857
Additional noninterest expense$380,0003,859
Pre-tax net operating income$223,0004,050
Securities gains (losses)$-12,0007,192
Applicable income taxes$107,0002,106
Income before extraordinary items$104,0004,954
Extraordinary gains, net$09
Net income$104,0004,952
Minority interest net income$086
Net income of bank and minority interests.$104,0004,954
Net charge-offs$661,0001,126
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$111,6804,805
2010-12-31 (YTD Data)Rank
Total interest income$7,735,0003,634
Total interest expense$2,376,0003,121
Net interest income$5,359,0003,773
Provision for loan and lease losses$1,719,0002,277
Total noninterest income$693,0003,960
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$403,0003,064
Trading account gains and fees$0175
Additional Noninterest Income$290,0003,996
Total noninterest expense$3,281,0004,759
Salaries and employee benefits$1,652,0004,778
Premises and equipment expense$249,0005,817
Additional noninterest expense$1,380,0004,231
Pre-tax net operating income$1,052,0003,300
Securities gains (losses)$03,793
Applicable income taxes$310,0002,332
Income before extraordinary items$742,0003,749
Extraordinary gains, net$029
Net income$742,0003,748
Minority interest net income$0111
Net income of bank and minority interests.$742,0003,750
Net charge-offs$1,197,0002,441
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$742,0003,615
2010-09-30 (YTD Data)Rank
Total interest income$5,695,0003,759
Total interest expense$1,803,0003,204
Net interest income$3,892,0003,912
Provision for loan and lease losses$1,279,0002,191
Total noninterest income$544,0003,894
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$305,0003,132
Trading account gains and fees$0165
Additional Noninterest Income$239,0003,902
Total noninterest expense$2,396,0004,854
Salaries and employee benefits$1,219,0004,858
Premises and equipment expense$179,0005,944
Additional noninterest expense$998,0004,307
Pre-tax net operating income$761,0003,550
Securities gains (losses)$03,651
Applicable income taxes$180,0002,662
Income before extraordinary items$581,0003,835
Extraordinary gains, net$023
Net income$581,0003,835
Minority interest net income$0110
Net income of bank and minority interests.$581,0003,836
Net charge-offs$934,0002,272
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$581,0003,691
2010-06-30 (YTD Data)Rank
Total interest income$3,698,0003,864
Total interest expense$1,194,0003,312
Net interest income$2,504,0004,010
Provision for loan and lease losses$1,109,0001,836
Total noninterest income$362,0003,843
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$205,0003,113
Trading account gains and fees$0152
Additional Noninterest Income$157,0003,904
Total noninterest expense$1,558,0004,950
Salaries and employee benefits$789,0004,974
Premises and equipment expense$112,0006,093
Additional noninterest expense$657,0004,341
Pre-tax net operating income$199,0004,949
Securities gains (losses)$03,184
Applicable income taxes$67,0003,103
Income before extraordinary items$132,0005,337
Extraordinary gains, net$019
Net income$132,0005,337
Minority interest net income$0105
Net income of bank and minority interests.$132,0005,338
Net charge-offs$567,0002,301
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$132,0005,195
2010-03-31 (YTD Data)Rank
Total interest income$1,897,0003,868
Total interest expense$600,0003,429
Net interest income$1,297,0003,934
Provision for loan and lease losses$408,0002,046
Total noninterest income$181,0003,874
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$98,0003,183
Trading account gains and fees$0175
Additional Noninterest Income$83,0003,837
Total noninterest expense$797,0004,935
Salaries and employee benefits$410,0004,926
Premises and equipment expense$54,0006,263
Additional noninterest expense$333,0004,308
Pre-tax net operating income$273,0003,534
Securities gains (losses)$02,284
Applicable income taxes$83,0002,302
Income before extraordinary items$190,0003,985
Extraordinary gains, net$016
Net income$190,0003,984
Minority interest net income$091
Net income of bank and minority interests.$190,0003,984
Net charge-offs$347,0001,891
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$190,0003,876
2009-12-31 (YTD Data)Rank
Total interest income$7,669,0003,935
Total interest expense$3,063,0003,360
Net interest income$4,606,0004,156
Provision for loan and lease losses$1,178,0003,244
Total noninterest income$644,0004,231
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$428,0003,195
Trading account gains and fees$0211
Additional Noninterest Income$216,0004,519
Total noninterest expense$3,614,0004,621
Salaries and employee benefits$1,495,0005,205
Premises and equipment expense$236,0006,186
Additional noninterest expense$1,883,0003,480
Pre-tax net operating income$458,0004,087
Securities gains (losses)$13,0003,179
Applicable income taxes$71,0003,078
Income before extraordinary items$400,0004,177
Extraordinary gains, net$034
Net income$400,0004,177
Minority interest net income$0115
Net income of bank and minority interests.$400,0004,177
Net charge-offs$953,0002,920
Cash dividends$447,0002,701
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$388,9504,143
2009-09-30 (YTD Data)Rank
Total interest income$5,791,0003,971
Total interest expense$2,377,0003,406
Net interest income$3,414,0004,203
Provision for loan and lease losses$775,0003,145
Total noninterest income$447,0004,442
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$321,0003,213
Trading account gains and fees$0212
Additional Noninterest Income$126,0005,052
Total noninterest expense$2,785,0004,565
Salaries and employee benefits$1,126,0005,239
Premises and equipment expense$168,0006,332
Additional noninterest expense$1,491,0003,295
Pre-tax net operating income$301,0004,528
Securities gains (losses)$03,497
Applicable income taxes$97,0002,895
Income before extraordinary items$204,0004,832
Extraordinary gains, net$027
Net income$204,0004,833
Minority interest net income$0118
Net income of bank and minority interests.$204,0004,833
Net charge-offs$574,0002,852
Cash dividends$447,0002,145
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$204,0004,761
2009-06-30 (YTD Data)Rank
Total interest income$3,874,0003,996
Total interest expense$1,613,0003,488
Net interest income$2,261,0004,211
Provision for loan and lease losses$432,0003,156
Total noninterest income$252,0004,793
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$208,0003,244
Trading account gains and fees$0193
Additional Noninterest Income$44,0005,993
Total noninterest expense$2,025,0004,355
Salaries and employee benefits$735,0005,345
Premises and equipment expense$133,0006,012
Additional noninterest expense$1,157,0002,921
Pre-tax net operating income$56,0005,480
Securities gains (losses)$03,136
Applicable income taxes$-20,0006,865
Income before extraordinary items$76,0005,384
Extraordinary gains, net$021
Net income$76,0005,381
Minority interest net income$0112
Net income of bank and minority interests.$76,0005,381
Net charge-offs$282,0003,012
Cash dividends$248,0002,456
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$76,0005,297
2009-03-31 (YTD Data)Rank
Total interest income$1,971,0003,983
Total interest expense$822,0003,547
Net interest income$1,149,0004,139
Provision for loan and lease losses$119,0003,665
Total noninterest income$172,0004,111
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$99,0003,285
Trading account gains and fees$0171
Additional Noninterest Income$73,0004,164
Total noninterest expense$746,0005,200
Salaries and employee benefits$386,0005,256
Premises and equipment expense$65,0006,116
Additional noninterest expense$295,0004,466
Pre-tax net operating income$456,0002,544
Securities gains (losses)$02,434
Applicable income taxes$135,0001,879
Income before extraordinary items$321,0002,988
Extraordinary gains, net$015
Net income$321,0002,989
Minority interest net income$0102
Net income of bank and minority interests.$321,0002,989
Net charge-offs$134,0002,533
Cash dividends$248,0001,553
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$321,0002,849
2008-12-31 (YTD Data)Rank
Total interest income$8,563,0003,935
Total interest expense$3,672,0003,721
Net interest income$4,891,0004,011
Provision for loan and lease losses$979,0002,741
Total noninterest income$960,0003,498
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$419,0003,372
Trading account gains and fees$0154
Additional Noninterest Income$541,0003,055
Total noninterest expense$2,772,0005,355
Salaries and employee benefits$1,442,0005,455
Premises and equipment expense$246,0006,278
Additional noninterest expense$1,084,0004,583
Pre-tax net operating income$2,100,0002,351
Securities gains (losses)$-783,0007,658
Applicable income taxes$393,0002,095
Income before extraordinary items$924,0003,432
Extraordinary gains, net$039
Net income$924,0003,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,284,0001,707
Cash dividends$838,0002,584
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,472,1002,694
2008-09-30 (YTD Data)Rank
Total interest income$6,542,0003,947
Total interest expense$2,820,0003,775
Net interest income$3,722,0003,986
Provision for loan and lease losses$488,0002,761
Total noninterest income$798,0003,343
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$321,0003,350
Trading account gains and fees$0148
Additional Noninterest Income$477,0002,890
Total noninterest expense$2,025,0005,419
Salaries and employee benefits$1,082,0005,461
Premises and equipment expense$180,0006,350
Additional noninterest expense$763,0004,692
Pre-tax net operating income$2,007,0002,308
Securities gains (losses)$-796,0007,863
Applicable income taxes$398,0002,161
Income before extraordinary items$813,0003,534
Extraordinary gains, net$031
Net income$813,0003,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,124,0001,202
Cash dividends$829,0002,057
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,346,3202,662
2008-06-30 (YTD Data)Rank
Total interest income$4,553,0003,885
Total interest expense$1,963,0003,794
Net interest income$2,590,0003,877
Provision for loan and lease losses$353,0002,314
Total noninterest income$356,0004,247
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$215,0003,340
Trading account gains and fees$0149
Additional Noninterest Income$141,0004,410
Total noninterest expense$1,350,0005,452
Salaries and employee benefits$706,0005,575
Premises and equipment expense$115,0006,480
Additional noninterest expense$529,0004,571
Pre-tax net operating income$1,243,0002,531
Securities gains (losses)$2,0002,957
Applicable income taxes$384,0001,917
Income before extraordinary items$861,0002,901
Extraordinary gains, net$021
Net income$861,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$692,0001,075
Cash dividends$382,0002,642
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$859,6202,854
2008-03-31 (YTD Data)Rank
Total interest income$2,363,0003,858
Total interest expense$1,030,0003,830
Net interest income$1,333,0003,800
Provision for loan and lease losses$199,0001,839
Total noninterest income$187,0004,129
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$103,0003,386
Trading account gains and fees$0158
Additional Noninterest Income$84,0004,100
Total noninterest expense$706,0005,337
Salaries and employee benefits$372,0005,460
Premises and equipment expense$57,0006,526
Additional noninterest expense$277,0004,369
Pre-tax net operating income$615,0002,651
Securities gains (losses)$02,688
Applicable income taxes$174,0002,141
Income before extraordinary items$441,0002,975
Extraordinary gains, net$015
Net income$441,0002,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,000697
Cash dividends$382,0001,657
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$441,0002,889
2007-12-31 (YTD Data)Rank
Total interest income$9,665,0003,850
Total interest expense$4,223,0003,879
Net interest income$5,442,0003,760
Provision for loan and lease losses$720,0001,812
Total noninterest income$710,0004,257
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$423,0003,421
Trading account gains and fees$0178
Additional Noninterest Income$287,0004,321
Total noninterest expense$2,560,0005,532
Salaries and employee benefits$1,424,0005,460
Premises and equipment expense$237,0006,369
Additional noninterest expense$899,0004,969
Pre-tax net operating income$2,872,0002,557
Securities gains (losses)$1,0001,983
Applicable income taxes$979,0001,888
Income before extraordinary items$1,894,0002,941
Extraordinary gains, net$039
Net income$1,894,0002,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,564
Cash dividends$971,0002,692
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,893,3402,934
2007-09-30 (YTD Data)Rank
Total interest income$7,239,0003,867
Total interest expense$3,132,0003,909
Net interest income$4,107,0003,762
Provision for loan and lease losses$386,0001,913
Total noninterest income$524,0004,299
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$319,0003,415
Trading account gains and fees$0184
Additional Noninterest Income$205,0004,445
Total noninterest expense$1,915,0005,510
Salaries and employee benefits$1,075,0005,416
Premises and equipment expense$177,0006,379
Additional noninterest expense$663,0004,957
Pre-tax net operating income$2,330,0002,552
Securities gains (losses)$1,0001,492
Applicable income taxes$702,0002,082
Income before extraordinary items$1,629,0002,809
Extraordinary gains, net$033
Net income$1,629,0002,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,336
Cash dividends$941,0002,096
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,628,3002,789
2007-06-30 (YTD Data)Rank
Total interest income$4,752,0003,919
Total interest expense$2,043,0003,959
Net interest income$2,709,0003,811
Provision for loan and lease losses$218,0002,033
Total noninterest income$358,0004,272
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$217,0003,349
Trading account gains and fees$0168
Additional Noninterest Income$141,0004,441
Total noninterest expense$1,264,0005,562
Salaries and employee benefits$692,0005,587
Premises and equipment expense$116,0006,453
Additional noninterest expense$456,0004,878
Pre-tax net operating income$1,585,0002,584
Securities gains (losses)$1,0001,305
Applicable income taxes$450,0002,208
Income before extraordinary items$1,136,0002,762
Extraordinary gains, net$029
Net income$1,136,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0001,305
Cash dividends$482,0002,496
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,135,2802,745
2007-03-31 (YTD Data)Rank
Total interest income$2,320,0003,981
Total interest expense$1,003,0004,005
Net interest income$1,317,0003,882
Provision for loan and lease losses$120,0001,752
Total noninterest income$187,0004,166
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$107,0003,307
Trading account gains and fees$0195
Additional Noninterest Income$80,0004,208
Total noninterest expense$667,0005,413
Salaries and employee benefits$358,0005,515
Premises and equipment expense$57,0006,519
Additional noninterest expense$252,0004,512
Pre-tax net operating income$717,0002,750
Securities gains (losses)$01,187
Applicable income taxes$195,0002,431
Income before extraordinary items$522,0002,927
Extraordinary gains, net$022
Net income$522,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,050
Cash dividends$482,0001,466
Sale, conversion, retirement of capital stock, net$0885
Net operating income$522,0002,913
2006-12-31 (YTD Data)Rank
Total interest income$8,870,0003,910
Total interest expense$3,412,0003,988
Net interest income$5,458,0003,774
Provision for loan and lease losses$583,0001,679
Total noninterest income$731,0004,264
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$459,0003,255
Trading account gains and fees$0130
Additional Noninterest Income$272,0004,492
Total noninterest expense$2,536,0005,440
Salaries and employee benefits$1,391,0005,428
Premises and equipment expense$243,0006,281
Additional noninterest expense$902,0004,844
Pre-tax net operating income$3,070,0002,731
Securities gains (losses)$1,0001,542
Applicable income taxes$1,057,0002,115
Income before extraordinary items$2,014,0003,092
Extraordinary gains, net$051
Net income$2,014,0003,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$619,000993
Cash dividends$3,146,0001,074
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,013,3403,082
2006-09-30 (YTD Data)Rank
Total interest income$6,505,0003,945
Total interest expense$2,442,0004,022
Net interest income$4,063,0003,805
Provision for loan and lease losses$463,0001,481
Total noninterest income$602,0004,049
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$340,0003,286
Trading account gains and fees$0126
Additional Noninterest Income$262,0004,008
Total noninterest expense$1,933,0005,366
Salaries and employee benefits$1,045,0005,409
Premises and equipment expense$189,0006,227
Additional noninterest expense$699,0004,707
Pre-tax net operating income$2,269,0002,853
Securities gains (losses)$1,0001,261
Applicable income taxes$689,0002,400
Income before extraordinary items$1,581,0003,089
Extraordinary gains, net$045
Net income$1,581,0003,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,000784
Cash dividends$3,146,000797
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,580,3003,079
2006-06-30 (YTD Data)Rank
Total interest income$4,238,0003,960
Total interest expense$1,543,0004,035
Net interest income$2,695,0003,840
Provision for loan and lease losses$374,0001,234
Total noninterest income$401,0004,040
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$227,0003,258
Trading account gains and fees$0126
Additional Noninterest Income$174,0004,013
Total noninterest expense$1,277,0005,409
Salaries and employee benefits$679,0005,526
Premises and equipment expense$121,0006,332
Additional noninterest expense$477,0004,630
Pre-tax net operating income$1,445,0002,953
Securities gains (losses)$1,0001,053
Applicable income taxes$439,0002,482
Income before extraordinary items$1,007,0003,189
Extraordinary gains, net$039
Net income$1,007,0003,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,000583
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,006,3003,184
2006-03-31 (YTD Data)Rank
Total interest income$2,077,0003,960
Total interest expense$724,0004,086
Net interest income$1,353,0003,832
Provision for loan and lease losses$84,0002,291
Total noninterest income$176,0004,262
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$109,0003,301
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,504
Total noninterest expense$673,0005,250
Salaries and employee benefits$355,0005,398
Premises and equipment expense$62,0006,285
Additional noninterest expense$256,0004,398
Pre-tax net operating income$772,0002,781
Securities gains (losses)$4,000719
Applicable income taxes$245,0002,299
Income before extraordinary items$531,0003,019
Extraordinary gains, net$021
Net income$531,0003,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0001,837
Cash dividends$2,500,000357
Sale, conversion, retirement of capital stock, net$0648
Net operating income$528,2803,012
2005-12-31 (YTD Data)Rank
Total interest income$7,225,0004,051
Total interest expense$2,134,0004,246
Net interest income$5,091,0003,902
Provision for loan and lease losses$564,0001,729
Total noninterest income$699,0004,381
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$346,0003,868
Trading account gains and fees$0138
Additional Noninterest Income$353,0003,999
Total noninterest expense$2,448,0005,437
Salaries and employee benefits$1,362,0005,378
Premises and equipment expense$247,0006,249
Additional noninterest expense$839,0005,000
Pre-tax net operating income$2,778,0002,942
Securities gains (losses)$-49,0008,176
Applicable income taxes$887,0002,431
Income before extraordinary items$1,842,0003,295
Extraordinary gains, net$046
Net income$1,842,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,291
Cash dividends$727,0003,000
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,874,8303,222
2005-09-30 (YTD Data)Rank
Total interest income$5,192,0004,126
Total interest expense$1,476,0004,344
Net interest income$3,716,0003,975
Provision for loan and lease losses$443,0001,587
Total noninterest income$535,0004,352
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$254,0003,924
Trading account gains and fees$0126
Additional Noninterest Income$281,0003,915
Total noninterest expense$1,784,0005,506
Salaries and employee benefits$995,0005,437
Premises and equipment expense$183,0006,246
Additional noninterest expense$606,0005,090
Pre-tax net operating income$2,024,0003,027
Securities gains (losses)$-49,0008,474
Applicable income taxes$676,0002,447
Income before extraordinary items$1,299,0003,485
Extraordinary gains, net$035
Net income$1,299,0003,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,161
Cash dividends$727,0002,254
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,331,3403,381
2005-06-30 (YTD Data)Rank
Total interest income$3,319,0004,188
Total interest expense$906,0004,431
Net interest income$2,413,0004,038
Provision for loan and lease losses$197,0002,196
Total noninterest income$400,0004,049
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$169,0003,872
Trading account gains and fees$0116
Additional Noninterest Income$231,0003,507
Total noninterest expense$1,159,0005,584
Salaries and employee benefits$636,0005,555
Premises and equipment expense$121,0006,259
Additional noninterest expense$402,0005,061
Pre-tax net operating income$1,457,0002,823
Securities gains (losses)$-49,0008,589
Applicable income taxes$472,0002,347
Income before extraordinary items$936,0003,244
Extraordinary gains, net$030
Net income$936,0003,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,206
Cash dividends$727,0001,707
Sale, conversion, retirement of capital stock, net$0643
Net operating income$968,3403,116
2005-03-31 (YTD Data)Rank
Total interest income$1,591,0004,299
Total interest expense$418,0004,536
Net interest income$1,173,0004,136
Provision for loan and lease losses$86,0002,322
Total noninterest income$150,0004,711
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$77,0004,013
Trading account gains and fees$0115
Additional Noninterest Income$73,0004,368
Total noninterest expense$574,0005,645
Salaries and employee benefits$303,0005,756
Premises and equipment expense$62,0006,259
Additional noninterest expense$209,0004,926
Pre-tax net operating income$663,0002,990
Securities gains (losses)$2,0001,406
Applicable income taxes$179,0002,775
Income before extraordinary items$486,0003,113
Extraordinary gains, net$024
Net income$486,0003,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,208
Cash dividends$364,0001,549
Sale, conversion, retirement of capital stock, net$0491
Net operating income$484,5403,088
2004-12-31 (YTD Data)Rank
Total interest income$5,815,0004,358
Total interest expense$1,338,0004,818
Net interest income$4,477,0004,139
Provision for loan and lease losses$449,0002,160
Total noninterest income$567,0004,958
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$304,0004,280
Trading account gains and fees$0138
Additional Noninterest Income$263,0004,529
Total noninterest expense$2,362,0005,484
Salaries and employee benefits$1,258,0005,552
Premises and equipment expense$253,0006,158
Additional noninterest expense$851,0004,888
Pre-tax net operating income$2,233,0003,258
Securities gains (losses)$8,0002,935
Applicable income taxes$656,0002,872
Income before extraordinary items$1,585,0003,497
Extraordinary gains, net$034
Net income$1,585,0003,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,0001,512
Cash dividends$849,0002,621
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,579,3203,429
2004-09-30 (YTD Data)Rank
Total interest income$4,252,0004,414
Total interest expense$969,0004,868
Net interest income$3,283,0004,190
Provision for loan and lease losses$341,0002,051
Total noninterest income$423,0005,001
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$224,0004,368
Trading account gains and fees$0134
Additional Noninterest Income$199,0004,514
Total noninterest expense$1,717,0005,550
Salaries and employee benefits$914,0005,620
Premises and equipment expense$189,0006,157
Additional noninterest expense$614,0004,981
Pre-tax net operating income$1,648,0003,374
Securities gains (losses)$7,0002,893
Applicable income taxes$478,0002,984
Income before extraordinary items$1,177,0003,592
Extraordinary gains, net$026
Net income$1,177,0003,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,433
Cash dividends$849,0001,949
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,172,0303,533
2004-06-30 (YTD Data)Rank
Total interest income$2,809,0004,454
Total interest expense$641,0004,906
Net interest income$2,168,0004,233
Provision for loan and lease losses$175,0002,464
Total noninterest income$281,0004,988
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$148,0004,361
Trading account gains and fees$0130
Additional Noninterest Income$133,0004,546
Total noninterest expense$1,144,0005,584
Salaries and employee benefits$611,0005,635
Premises and equipment expense$123,0006,248
Additional noninterest expense$410,0004,978
Pre-tax net operating income$1,130,0003,261
Securities gains (losses)$7,0002,608
Applicable income taxes$315,0002,999
Income before extraordinary items$822,0003,462
Extraordinary gains, net$021
Net income$822,0003,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,659
Cash dividends$364,0002,607
Sale, conversion, retirement of capital stock, net$0638
Net operating income$816,9603,392
2004-03-31 (YTD Data)Rank
Total interest income$1,395,0004,494
Total interest expense$321,0004,963
Net interest income$1,074,0004,268
Provision for loan and lease losses$90,0002,254
Total noninterest income$134,0005,061
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$64,0004,614
Total noninterest expense$570,0005,610
Salaries and employee benefits$290,0005,834
Premises and equipment expense$63,0006,196
Additional noninterest expense$217,0004,781
Pre-tax net operating income$548,0003,294
Securities gains (losses)$1,0002,756
Applicable income taxes$153,0003,057
Income before extraordinary items$396,0003,542
Extraordinary gains, net$016
Net income$396,0003,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,612
Cash dividends$364,0001,524
Sale, conversion, retirement of capital stock, net$0464
Net operating income$395,2803,435
2003-12-31 (YTD Data)Rank
Total interest income$5,511,0004,564
Total interest expense$1,513,0004,845
Net interest income$3,998,0004,364
Provision for loan and lease losses$375,0002,706
Total noninterest income$556,0005,155
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$290,0004,377
Trading account gains and fees$0160
Additional Noninterest Income$266,0004,737
Total noninterest expense$2,192,0005,694
Salaries and employee benefits$1,204,0005,628
Premises and equipment expense$245,0006,235
Additional noninterest expense$743,0005,306
Pre-tax net operating income$1,987,0003,412
Securities gains (losses)$35,0002,802
Applicable income taxes$583,0003,118
Income before extraordinary items$1,439,0003,655
Extraordinary gains, net$054
Net income$1,439,0003,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,834
Cash dividends$727,0002,886
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,414,1503,544
2003-09-30 (YTD Data)Rank
Total interest income$4,119,0004,628
Total interest expense$1,177,0004,873
Net interest income$2,942,0004,444
Provision for loan and lease losses$268,0002,750
Total noninterest income$405,0005,280
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$211,0004,472
Trading account gains and fees$0153
Additional Noninterest Income$194,0004,855
Total noninterest expense$1,609,0005,737
Salaries and employee benefits$882,0005,675
Premises and equipment expense$178,0006,333
Additional noninterest expense$549,0005,331
Pre-tax net operating income$1,470,0003,554
Securities gains (losses)$28,0002,745
Applicable income taxes$404,0003,399
Income before extraordinary items$1,094,0003,760
Extraordinary gains, net$040
Net income$1,094,0003,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,734
Cash dividends$727,0002,130
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,073,5603,646
2003-06-30 (YTD Data)Rank
Total interest income$2,730,0004,691
Total interest expense$808,0004,897
Net interest income$1,922,0004,510
Provision for loan and lease losses$179,0002,753
Total noninterest income$255,0005,413
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$138,0004,480
Trading account gains and fees$0150
Additional Noninterest Income$117,0005,041
Total noninterest expense$1,055,0005,809
Salaries and employee benefits$583,0005,706
Premises and equipment expense$115,0006,402
Additional noninterest expense$357,0005,403
Pre-tax net operating income$943,0003,652
Securities gains (losses)$17,0002,697
Applicable income taxes$254,0003,527
Income before extraordinary items$706,0003,840
Extraordinary gains, net$030
Net income$706,0003,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,544
Cash dividends$364,0002,598
Sale, conversion, retirement of capital stock, net$0589
Net operating income$693,4203,702
2003-03-31 (YTD Data)Rank
Total interest income$1,352,0004,743
Total interest expense$419,0004,898
Net interest income$933,0004,603
Provision for loan and lease losses$108,0002,240
Total noninterest income$131,0005,233
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$72,0004,314
Trading account gains and fees$0134
Additional Noninterest Income$59,0004,952
Total noninterest expense$519,0005,876
Salaries and employee benefits$273,0005,939
Premises and equipment expense$61,0006,231
Additional noninterest expense$185,0005,250
Pre-tax net operating income$437,0003,833
Securities gains (losses)$11,0002,147
Applicable income taxes$115,0003,702
Income before extraordinary items$333,0003,949
Extraordinary gains, net$021
Net income$333,0003,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,197
Cash dividends$364,0001,553
Sale, conversion, retirement of capital stock, net$0419
Net operating income$324,8603,835
2002-12-31 (YTD Data)Rank
Total interest income$5,668,0004,729
Total interest expense$2,171,0004,546
Net interest income$3,497,0004,758
Provision for loan and lease losses$664,0001,905
Total noninterest income$559,0004,911
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$310,0004,159
Trading account gains and fees$0153
Additional Noninterest Income$249,0004,622
Total noninterest expense$2,069,0005,768
Salaries and employee benefits$1,121,0005,742
Premises and equipment expense$217,0006,567
Additional noninterest expense$731,0005,265
Pre-tax net operating income$1,323,0004,441
Securities gains (losses)$39,0002,625
Applicable income taxes$374,0004,032
Income before extraordinary items$988,0004,644
Extraordinary gains, net$070
Net income$988,0004,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,714
Cash dividends$728,0002,812
Sale, conversion, retirement of capital stock, net$0862
Net operating income$959,5304,587
2001-12-31 (YTD Data)Rank
Total interest income$6,814,0004,521
Total interest expense$3,192,0004,498
Net interest income$3,622,0004,456
Provision for loan and lease losses$1,203,0001,080
Total noninterest income$618,0004,517
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$353,0003,728
Trading account gains and fees$0177
Additional Noninterest Income$265,0004,376
Total noninterest expense$1,919,0005,892
Salaries and employee benefits$980,0006,058
Premises and equipment expense$220,0006,494
Additional noninterest expense$719,0005,184
Pre-tax net operating income$1,118,0004,608
Securities gains (losses)$73,0002,015
Applicable income taxes$306,0004,218
Income before extraordinary items$885,0004,614
Extraordinary gains, net$0105
Net income$885,0004,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,0001,269
Cash dividends$727,0002,789
Sale, conversion, retirement of capital stock, net$0922
Net operating income$830,9804,657
2000-12-31 (YTD Data)Rank
Total interest income$6,525,0004,826
Total interest expense$3,101,0004,796
Net interest income$3,424,0004,683
Provision for loan and lease losses$617,0001,571
Total noninterest income$740,0003,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$524,0002,585
Trading account gains and feesNANA
Additional Noninterest Income$216,0004,616
Total noninterest expense$1,795,0006,063
Salaries and employee benefits$977,0006,021
Premises and equipment expense$206,0006,674
Additional noninterest expense$612,0005,708
Pre-tax net operating income$1,752,0003,630
Securities gains (losses)$4,0001,432
Applicable income taxes$472,0003,608
Income before extraordinary items$1,284,0003,673
Extraordinary gains, net$038
Net income$1,284,0003,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,0001,479
Cash dividends$727,0002,846
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,281,0803,667
1999-12-31 (YTD Data)Rank
Total interest income$5,929,0004,988
Total interest expense$2,722,0004,943
Net interest income$3,207,0004,935
Provision for loan and lease losses$394,0002,143
Total noninterest income$573,0004,565
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$331,0003,711
Trading account gains and feesNANA
Additional Noninterest Income$242,0004,505
Total noninterest expense$1,715,0006,262
Salaries and employee benefits$946,0006,115
Premises and equipment expense$198,0006,846
Additional noninterest expense$571,0006,017
Pre-tax net operating income$1,671,0003,811
Securities gains (losses)$4,0002,267
Applicable income taxes$511,0003,595
Income before extraordinary items$1,164,0003,973
Extraordinary gains, net$035
Net income$1,164,0003,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,684
Cash dividends$485,0003,596
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,161,2403,944
1998-12-31 (YTD Data)Rank
Total interest income$5,736,0005,165
Total interest expense$2,781,0004,990
Net interest income$2,955,0005,180
Provision for loan and lease losses$311,0002,517
Total noninterest income$455,0005,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$288,0004,046
Trading account gains and feesNANA
Additional Noninterest Income$167,0005,411
Total noninterest expense$1,594,0006,440
Salaries and employee benefits$863,0006,391
Premises and equipment expense$195,0006,798
Additional noninterest expense$536,0006,194
Pre-tax net operating income$1,505,0004,175
Securities gains (losses)$6,0003,324
Applicable income taxes$434,0004,215
Income before extraordinary items$1,077,0004,252
Extraordinary gains, net$032
Net income$1,077,0004,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,952
Cash dividends$364,0004,180
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,072,7404,169
1997-12-31 (YTD Data)Rank
Total interest income$5,345,0005,532
Total interest expense$2,534,0005,356
Net interest income$2,811,0005,559
Provision for loan and lease losses$207,0003,371
Total noninterest income$453,0005,308
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,418
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,165
Total noninterest expense$1,444,0006,929
Salaries and employee benefits$795,0006,811
Premises and equipment expense$183,0007,152
Additional noninterest expense$466,0006,790
Pre-tax net operating income$1,613,0004,207
Securities gains (losses)$2,0003,292
Applicable income taxes$487,0004,292
Income before extraordinary items$1,128,0004,274
Extraordinary gains, net$044
Net income$1,128,0004,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,938
Cash dividends$278,0004,737
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,126,6004,215
1996-12-31 (YTD Data)Rank
Total interest income$4,865,0006,061
Total interest expense$2,331,0005,788
Net interest income$2,534,0006,137
Provision for loan and lease losses$230,0003,114
Total noninterest income$407,0005,885
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$247,0004,865
Trading account gains and feesNANA
Additional Noninterest Income$160,0005,786
Total noninterest expense$1,296,0007,672
Salaries and employee benefits$721,0007,391
Premises and equipment expense$160,0007,826
Additional noninterest expense$415,0007,761
Pre-tax net operating income$1,415,0004,541
Securities gains (losses)$-7,00010,114
Applicable income taxes$473,0004,334
Income before extraordinary items$935,0004,744
Extraordinary gains, net$053
Net income$935,0004,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,573
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$939,6204,676
1995-12-31 (YTD Data)Rank
Total interest income$4,408,0006,558
Total interest expense$2,121,0006,231
Net interest income$2,287,0006,713
Provision for loan and lease losses$91,0004,801
Total noninterest income$354,0006,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,431
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,201
Total noninterest expense$1,364,0007,699
Salaries and employee benefits$640,0008,112
Premises and equipment expense$119,0009,075
Additional noninterest expense$605,0006,502
Pre-tax net operating income$1,186,0005,284
Securities gains (losses)$5,0002,809
Applicable income taxes$396,0004,985
Income before extraordinary items$795,0005,475
Extraordinary gains, net$065
Net income$795,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$280,0004,708
Sale, conversion, retirement of capital stock, net$0809
Net operating income$791,6505,466
1994-12-31 (YTD Data)Rank
Total interest income$3,517,0007,298
Total interest expense$1,418,0007,148
Net interest income$2,099,0007,327
Provision for loan and lease losses$118,0004,234
Total noninterest income$331,0006,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,805
Trading account gains and feesNANA
Additional Noninterest Income$128,0006,726
Total noninterest expense$1,293,0008,272
Salaries and employee benefits$584,0008,732
Premises and equipment expense$74,00010,838
Additional noninterest expense$635,0006,774
Pre-tax net operating income$1,019,0005,874
Securities gains (losses)$35,0001,379
Applicable income taxes$311,0005,743
Income before extraordinary items$743,0005,650
Extraordinary gains, net$0249
Net income$743,0005,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,482
Cash dividends$285,0004,641
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$718,5005,880
1993-12-31 (YTD Data)Rank
Total interest income$3,121,0008,145
Total interest expense$1,282,0007,945
Net interest income$1,839,0008,134
Provision for loan and lease losses$95,0005,900
Total noninterest income$319,0007,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0006,414
Trading account gains and feesNANA
Additional Noninterest Income$141,0006,763
Total noninterest expense$1,076,0009,417
Salaries and employee benefits$556,0009,163
Premises and equipment expense$79,00011,181
Additional noninterest expense$441,0008,808
Pre-tax net operating income$987,0005,931
Securities gains (losses)$-12,00012,812
Applicable income taxes$334,0005,684
Income before extraordinary items$641,0006,491
Extraordinary gains, net$03,149
Net income$641,0006,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,964
Cash dividends$189,0005,612
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$648,9206,195
1992-12-31 (YTD Data)Rank
Total interest income$3,179,0008,671
Total interest expense$1,439,0008,707
Net interest income$1,740,0008,529
Provision for loan and lease losses$211,0005,078
Total noninterest income$296,0007,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,697
Trading account gains and feesNANA
Additional Noninterest Income$80,0008,855
Total noninterest expense$977,00010,086
Salaries and employee benefits$492,0009,859
Premises and equipment expense$78,00011,557
Additional noninterest expense$407,0009,480
Pre-tax net operating income$848,0006,348
Securities gains (losses)$21,0005,524
Applicable income taxes$289,0006,086
Income before extraordinary items$580,0006,701
Extraordinary gains, net$01,422
Net income$580,0006,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0004,293
Cash dividends$3,0008,860
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$565,9306,464

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.