Home > People's Bank and Trust Company of Pickett County > Net charge- offs to loans
People's Bank and Trust Company of Pickett County, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0837% | 4,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3603% | 4,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 3,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3558% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2863% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2863% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1072% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0472% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4980% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2579% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2371% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2371% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | -0.0365% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4049% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2907% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2240% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2240% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 4,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 4,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4983% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4983% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.0334% | 4,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0686% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 4,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3355% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3355% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0496% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 4,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1033% | 4,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0940% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4144% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | -0.0366% | 4,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5391% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5391% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0510% | 4,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7175% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0890% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0890% | 4,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0724% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2233% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2233% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0535% | 4,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6325% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0903% | 4,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0903% | 4,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 3,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4858% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4123% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2260% | 162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0620% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0716% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0534% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3010% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1875% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1875% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4096% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.0598% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 4,531 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0665% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7735% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0859% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0859% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0614% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0510% | 4,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.4575% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4043% | 4,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2666% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2666% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2325% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6812% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6812% | 846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.6146% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0986% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4047% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4047% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4697% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6773% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6773% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3789% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2799% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.9049% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2645% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4264% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9239% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9239% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6015% | 242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2697% | 183 |
| Percentage Net Loans Charged-off:Construction & development | -0.0507% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5022% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5022% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9650% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6749% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6749% | 400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5224% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4638% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.5011% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0049% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3983% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5691% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9981% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9981% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4812% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5421% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.3687% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3241% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4791% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4791% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3460% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7681% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7681% | 904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7393% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8198% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.5960% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9042% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7262% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7262% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3710% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3653% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3653% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8130% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8991% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 1.1887% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3616% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3616% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8889% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7627% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7627% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5442% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.2231% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2265% | 5,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1289% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4291% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4291% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7079% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.2910% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2588% | 5,237 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2509% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2509% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6363% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5634% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5634% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6553% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1809% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.4984% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3893% | 5,327 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2021% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3393% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4759% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4759% | 394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5537% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2514% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 1.0500% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7365% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8386% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8386% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6226% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4329% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 0.6268% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1567% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3453% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3453% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4641% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5582% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5582% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6838% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5855% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.8809% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5229% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4642% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4642% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3594% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7451% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7451% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8361% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6013% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.9625% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0943% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3595% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3595% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7021% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0768% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0768% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4954% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9636% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.4315% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1718% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7154% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7154% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4259% | 5,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3384% | 1,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4375% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2213% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.6078% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7182% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0675% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3991% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3991% | 1,957 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2095% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3667% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.8007% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9404% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2926% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2926% | 2,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2760% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2836% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0293% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0463% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 3,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0163% | 2,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4118% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3622% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0596% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0744% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1972% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8245% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0082% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3248% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.4549% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9151% | 5,982 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7090% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7090% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1587% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6970% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6970% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0784% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -8.5158% | 1,294 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0980% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4374% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.6211% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1758% | 6,089 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9463% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9463% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3923% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5606% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1042% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -11.1071% | 1,280 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6485% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4875% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.9558% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7181% | 6,177 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0908% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0908% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5295% | 75 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7844% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7844% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1561% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -16.0920% | 1,264 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1676% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8549% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2581% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5151% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5151% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6905% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6072% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2223% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1000% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7245% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 1.6496% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 5,864 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9833% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9833% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0039% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4989% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4989% | 508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5318% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9182% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8828% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 1.9256% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0535% | 5,908 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2347% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2348% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6829% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3806% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3806% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7561% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0688% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0075% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.5549% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 5,959 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7886% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7888% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1632% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1101% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1101% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1477% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0358% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2113% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 1.0872% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 6,075 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0826% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0829% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3083% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7906% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7906% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0580% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9716% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9318% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 6.3321% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0941% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4968% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4971% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5286% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3612% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3612% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2742% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3951% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4058% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 2.7882% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1696% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2677% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2680% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8850% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4247% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4247% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3569% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1790% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7009% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 2.9905% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5079% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4121% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4122% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7647% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6052% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6052% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4671% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5476% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5875% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 3.9395% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2623% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5086% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8801% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4549% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6661% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.6661% | 1,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.6777% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3753% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3757% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8386% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2139% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2139% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0849% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4168% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3832% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.8730% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6022% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3387% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3391% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1462% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2991% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2991% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2623% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8247% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2228% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.9379% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8990% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4359% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4360% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8119% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9525% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9525% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6409% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2254% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.8983% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 1.8489% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8376% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 2,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0796% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6758% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6758% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8251% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5281% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8991% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 4.8248% | 1,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6049% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2538% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2542% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8643% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3602% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1550% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3854% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1159% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3551% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 5.8355% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4743% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4865% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4870% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9947% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0902% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7800% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5314% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3818% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6949% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 3.6826% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5334% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9805% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9812% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8514% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0149% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5823% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9780% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5635% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7117% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 7.0205% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5159% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9514% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9525% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8160% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1883% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7710% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2698% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1875% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3163% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.1550% | 3,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2322% | 7,392 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3865% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3871% | 2,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4778% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1115% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1593% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2457% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3420% | 3,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.2082% | 2,812 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3099% | 7,490 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3055% | 2,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3059% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7447% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9891% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2157% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1447% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2871% | 3,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 2,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1440% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1878% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1026% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4217% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0428% | 1,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 2,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7242% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7784% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0429% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0152% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2618% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.8830% | 2,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 3,325 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 3,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2046% | 3,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2315% | 2,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8752% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0719% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8234% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1667% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0607% | 2,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 2,720 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4368% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4370% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6597% | 2,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6378% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1942% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6140% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0896% | 2,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4085% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4087% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9895% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6808% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1912% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5918% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2662% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0728% | 7,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8315% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8317% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8990% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2625% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3881% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5262% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.4452% | 2,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 1,664 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 3,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2022% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4860% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5617% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8137% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2361% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.5720% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1879% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3600% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3526% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7493% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6940% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3236% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.8765% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8492% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1629% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5295% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5143% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7798% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7957% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0985% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6911% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 7,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6122% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6122% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8681% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5735% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3441% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6017% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0367% | 7,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0772% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2347% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2347% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1072% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1695% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4609% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5194% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1134% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2378% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9867% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5988% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2246% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2371% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4308% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7973% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.3309% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 8,020 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8786% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5432% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8931% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.4574% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1503% | 8,274 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1561% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4496% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4729% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2641% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.1974% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2234% | 8,345 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8702% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1510% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0868% | 8,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4689% | 8,412 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8445% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6065% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.4166% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1415% | 8,348 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8845% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6985% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4558% | 7,542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6312% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1573% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1573% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0176% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8058% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6261% | 7,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5768% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6588% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0581% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9776% | 7,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5292% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9759% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9510% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0795% | 7,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6704% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 8,422 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3757% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5049% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8991% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6334% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0805% | 8,497 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2557% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 3,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6781% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4855% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 8,528 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4737% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4277% | 3,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0434% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4632% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5086% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5596% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7051% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3059% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3059% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9757% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5034% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5246% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6682% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1460% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4383% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4383% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9793% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7431% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7683% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2279% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6611% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6611% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3505% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1399% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1297% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9716% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3072% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8958% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8958% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7352% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1835% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2610% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8774% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3272% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3272% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6028% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2108% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8448% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2358% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0759% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5466% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5466% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6229% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0469% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7604% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7967% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6940% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6453% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3933% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5938% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7689% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |