Home > Penn Community Bank > Income and Expense

Penn Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$117,965,000467
Total interest expense$48,006,000399
Net interest income$69,959,000515
Provision for loan and lease losses$161,0002,157
Total noninterest income$9,257,000778
Gross Fiduciary activities income$158,000689
Service charges on deposit accounts$1,289,000820
Trading account gains and fees$0123
Additional Noninterest Income$7,810,000645
Total noninterest expense$57,479,000509
Salaries and employee benefits$33,736,000471
Premises and equipment expense$5,763,000489
Additional noninterest expense$7,810,000645
Pre-tax net operating income$21,576,000644
Securities gains (losses)$0988
Applicable income taxes$3,741,000651
Income before extraordinary items$17,835,000626
Extraordinary gains, net$054
Net income$17,835,000636
Minority interest net income$088
Net income of bank and minority interests.$17,835,000629
Net charge-offs$-189,0004,435
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,835,000643
2023-09-30 (YTD Data)Rank
Total interest income$86,501,000470
Total interest expense$32,558,000407
Net interest income$53,943,000511
Provision for loan and lease losses$967,000670
Total noninterest income$6,323,000846
Gross Fiduciary activities income$151,000670
Service charges on deposit accounts$962,000830
Trading account gains and fees$0125
Additional Noninterest Income$5,210,000725
Total noninterest expense$42,818,000509
Salaries and employee benefits$25,129,000474
Premises and equipment expense$4,304,000492
Additional noninterest expense$5,210,000725
Pre-tax net operating income$16,481,000654
Securities gains (losses)$0849
Applicable income taxes$3,001,000646
Income before extraordinary items$13,480,000645
Extraordinary gains, net$052
Net income$13,480,000649
Minority interest net income$081
Net income of bank and minority interests.$13,480,000645
Net charge-offs$-228,0004,485
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,480,000655
2023-06-30 (YTD Data)Rank
Total interest income$56,013,000462
Total interest expense$19,268,000407
Net interest income$36,745,000502
Provision for loan and lease losses$2,434,000316
Total noninterest income$4,189,000825
Gross Fiduciary activities income$102,000672
Service charges on deposit accounts$622,000836
Trading account gains and fees$0112
Additional Noninterest Income$3,465,000682
Total noninterest expense$28,304,000501
Salaries and employee benefits$16,769,000466
Premises and equipment expense$2,881,000479
Additional noninterest expense$3,465,000682
Pre-tax net operating income$10,196,000687
Securities gains (losses)$0938
Applicable income taxes$1,854,000695
Income before extraordinary items$8,342,000697
Extraordinary gains, net$051
Net income$8,342,000709
Minority interest net income$081
Net income of bank and minority interests.$8,342,000697
Net charge-offs$-209,0004,542
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,342,000701
2023-03-31 (YTD Data)Rank
Total interest income$26,935,000479
Total interest expense$8,077,000423
Net interest income$18,858,000498
Provision for loan and lease losses$1,091,000332
Total noninterest income$2,246,000770
Gross Fiduciary activities income$51,000696
Service charges on deposit accounts$305,000853
Trading account gains and fees$097
Additional Noninterest Income$1,890,000630
Total noninterest expense$14,341,000507
Salaries and employee benefits$8,523,000472
Premises and equipment expense$1,455,000490
Additional noninterest expense$1,890,000630
Pre-tax net operating income$5,672,000653
Securities gains (losses)$0950
Applicable income taxes$1,056,000652
Income before extraordinary items$4,616,000659
Extraordinary gains, net$04
Net income$4,616,000657
Minority interest net income$048
Net income of bank and minority interests.$4,616,000658
Net charge-offs$-71,0004,505
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,616,000670
2022-12-31 (YTD Data)Rank
Total interest income$87,693,000464
Total interest expense$11,070,000418
Net interest income$76,623,000470
Provision for loan and lease losses$536,0001,192
Total noninterest income$11,377,000708
Gross Fiduciary activities income$221,000695
Service charges on deposit accounts$1,018,0001,004
Trading account gains and fees$0116
Additional Noninterest Income$10,138,000555
Total noninterest expense$59,738,000469
Salaries and employee benefits$34,868,000444
Premises and equipment expense$5,800,000476
Additional noninterest expense$10,138,000555
Pre-tax net operating income$27,726,000602
Securities gains (losses)$0691
Applicable income taxes$5,161,000592
Income before extraordinary items$22,565,000601
Extraordinary gains, net$05
Net income$22,565,000602
Minority interest net income$063
Net income of bank and minority interests.$22,565,000602
Net charge-offs$2,0002,471
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$22,565,000610
2022-09-30 (YTD Data)Rank
Total interest income$62,574,000462
Total interest expense$6,822,000359
Net interest income$55,752,000471
Provision for loan and lease losses$-235,0004,518
Total noninterest income$9,331,000678
Gross Fiduciary activities income$177,000687
Service charges on deposit accounts$714,0001,065
Trading account gains and fees$0111
Additional Noninterest Income$8,440,000531
Total noninterest expense$44,116,000470
Salaries and employee benefits$25,638,000447
Premises and equipment expense$4,345,000480
Additional noninterest expense$8,440,000531
Pre-tax net operating income$21,202,000595
Securities gains (losses)$0740
Applicable income taxes$3,920,000599
Income before extraordinary items$17,282,000586
Extraordinary gains, net$04
Net income$17,282,000586
Minority interest net income$057
Net income of bank and minority interests.$17,282,000586
Net charge-offs$-188,0004,457
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,282,000594
2022-06-30 (YTD Data)Rank
Total interest income$39,818,000463
Total interest expense$4,525,000288
Net interest income$35,293,000483
Provision for loan and lease losses$329,000878
Total noninterest income$6,649,000642
Gross Fiduciary activities income$131,000644
Service charges on deposit accounts$482,0001,032
Trading account gains and fees$0108
Additional Noninterest Income$6,036,000523
Total noninterest expense$28,536,000470
Salaries and employee benefits$16,765,000446
Premises and equipment expense$2,964,000466
Additional noninterest expense$8,807,000475
Pre-tax net operating income$13,077,000593
Securities gains (losses)$0687
Applicable income taxes$2,421,000588
Income before extraordinary items$10,656,000582
Extraordinary gains, net$04
Net income$10,656,000581
Minority interest net income$060
Net income of bank and minority interests.$10,656,000582
Net charge-offs$-242,0004,583
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,656,000593
2022-03-31 (YTD Data)Rank
Total interest income$19,173,000465
Total interest expense$2,416,000243
Net interest income$16,757,000488
Provision for loan and lease losses$-93,0004,510
Total noninterest income$3,280,000657
Gross Fiduciary activities income$69,000641
Service charges on deposit accounts$274,000942
Trading account gains and fees$0103
Additional Noninterest Income$2,937,000537
Total noninterest expense$14,282,000478
Salaries and employee benefits$8,556,000438
Premises and equipment expense$1,462,000476
Additional noninterest expense$4,264,000483
Pre-tax net operating income$5,848,000606
Securities gains (losses)$0623
Applicable income taxes$1,034,000637
Income before extraordinary items$4,814,000609
Extraordinary gains, net$04
Net income$4,814,000609
Minority interest net income$050
Net income of bank and minority interests.$4,814,000609
Net charge-offs$-354,0004,722
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,814,000613
2021-12-31 (YTD Data)Rank
Total interest income$78,759,000453
Total interest expense$12,567,000237
Net interest income$66,192,000488
Provision for loan and lease losses$-185,0004,301
Total noninterest income$16,140,000609
Gross Fiduciary activities income$265,000647
Service charges on deposit accounts$1,001,000979
Trading account gains and fees$0132
Additional Noninterest Income$14,874,000514
Total noninterest expense$55,693,000479
Salaries and employee benefits$32,063,000470
Premises and equipment expense$5,874,000470
Additional noninterest expense$17,756,000469
Pre-tax net operating income$26,824,000598
Securities gains (losses)$29,0001,353
Applicable income taxes$4,759,000647
Income before extraordinary items$22,094,000597
Extraordinary gains, net$010
Net income$22,094,000597
Minority interest net income$074
Net income of bank and minority interests.$22,094,000598
Net charge-offs$-219,0004,571
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$22,070,220588
2021-09-30 (YTD Data)Rank
Total interest income$59,390,000455
Total interest expense$9,830,000240
Net interest income$49,560,000492
Provision for loan and lease losses$-185,0004,436
Total noninterest income$12,620,000605
Gross Fiduciary activities income$188,000647
Service charges on deposit accounts$716,0001,002
Trading account gains and fees$0132
Additional Noninterest Income$11,716,000520
Total noninterest expense$40,742,000486
Salaries and employee benefits$23,442,000482
Premises and equipment expense$4,345,000478
Additional noninterest expense$12,955,000484
Pre-tax net operating income$21,623,000583
Securities gains (losses)$29,0001,270
Applicable income taxes$3,872,000634
Income before extraordinary items$17,780,000585
Extraordinary gains, net$08
Net income$17,780,000583
Minority interest net income$069
Net income of bank and minority interests.$17,780,000585
Net charge-offs$-202,0004,653
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$17,756,220583
2021-06-30 (YTD Data)Rank
Total interest income$39,306,000452
Total interest expense$6,818,000240
Net interest income$32,488,000490
Provision for loan and lease losses$-185,0004,533
Total noninterest income$8,837,000580
Gross Fiduciary activities income$125,000651
Service charges on deposit accounts$446,0001,018
Trading account gains and fees$0133
Additional Noninterest Income$8,266,000506
Total noninterest expense$26,576,000494
Salaries and employee benefits$15,491,000482
Premises and equipment expense$2,778,000496
Additional noninterest expense$8,307,000488
Pre-tax net operating income$14,934,000559
Securities gains (losses)$01,818
Applicable income taxes$2,647,000616
Income before extraordinary items$12,287,000566
Extraordinary gains, net$06
Net income$12,287,000566
Minority interest net income$067
Net income of bank and minority interests.$12,287,000566
Net charge-offs$-186,0004,732
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,287,000553
2021-03-31 (YTD Data)Rank
Total interest income$19,775,000446
Total interest expense$3,642,000241
Net interest income$16,133,000490
Provision for loan and lease losses$02,741
Total noninterest income$5,130,000529
Gross Fiduciary activities income$63,000649
Service charges on deposit accounts$224,0001,004
Trading account gains and fees$0127
Additional Noninterest Income$4,843,000453
Total noninterest expense$13,217,000496
Salaries and employee benefits$7,755,000482
Premises and equipment expense$1,437,000481
Additional noninterest expense$4,025,000484
Pre-tax net operating income$8,046,000530
Securities gains (losses)$01,392
Applicable income taxes$1,311,000623
Income before extraordinary items$6,735,000526
Extraordinary gains, net$03
Net income$6,735,000526
Minority interest net income$055
Net income of bank and minority interests.$6,735,000526
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,735,000514
2020-12-31 (YTD Data)Rank
Total interest income$85,182,000416
Total interest expense$20,953,000265
Net interest income$64,229,000463
Provision for loan and lease losses$3,097,000782
Total noninterest income$15,127,000609
Gross Fiduciary activities income$244,000658
Service charges on deposit accounts$889,0001,051
Trading account gains and fees$0133
Additional Noninterest Income$13,994,000514
Total noninterest expense$55,551,000464
Salaries and employee benefits$31,733,000449
Premises and equipment expense$5,560,000479
Additional noninterest expense$18,258,000437
Pre-tax net operating income$20,708,000568
Securities gains (losses)$595,000534
Applicable income taxes$3,748,000601
Income before extraordinary items$17,555,000581
Extraordinary gains, net$04
Net income$17,555,000580
Minority interest net income$072
Net income of bank and minority interests.$17,555,000581
Net charge-offs$144,0001,754
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,067,100573
2020-09-30 (YTD Data)Rank
Total interest income$64,213,000409
Total interest expense$16,771,000265
Net interest income$47,442,000461
Provision for loan and lease losses$3,097,000687
Total noninterest income$10,270,000627
Gross Fiduciary activities income$165,000654
Service charges on deposit accounts$642,0001,079
Trading account gains and fees$0125
Additional Noninterest Income$9,463,000530
Total noninterest expense$41,515,000454
Salaries and employee benefits$24,307,000435
Premises and equipment expense$4,198,000467
Additional noninterest expense$13,010,000450
Pre-tax net operating income$13,100,000637
Securities gains (losses)$595,000445
Applicable income taxes$2,364,000639
Income before extraordinary items$11,331,000623
Extraordinary gains, net$04
Net income$11,331,000622
Minority interest net income$065
Net income of bank and minority interests.$11,331,000623
Net charge-offs$349,000947
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,837,150623
2020-06-30 (YTD Data)Rank
Total interest income$43,584,000408
Total interest expense$11,966,000273
Net interest income$31,618,000466
Provision for loan and lease losses$2,609,000602
Total noninterest income$6,699,000604
Gross Fiduciary activities income$106,000664
Service charges on deposit accounts$434,0001,077
Trading account gains and fees$0123
Additional Noninterest Income$6,159,000505
Total noninterest expense$27,355,000449
Salaries and employee benefits$16,322,000427
Premises and equipment expense$2,764,000479
Additional noninterest expense$8,269,000465
Pre-tax net operating income$8,353,000606
Securities gains (losses)$595,000330
Applicable income taxes$1,521,000601
Income before extraordinary items$7,427,000584
Extraordinary gains, net$04
Net income$7,427,000583
Minority interest net income$065
Net income of bank and minority interests.$7,427,000584
Net charge-offs$373,000712
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,933,150600
2020-03-31 (YTD Data)Rank
Total interest income$22,256,000402
Total interest expense$6,402,000299
Net interest income$15,854,000457
Provision for loan and lease losses$1,403,000505
Total noninterest income$3,526,000543
Gross Fiduciary activities income$62,000657
Service charges on deposit accounts$276,0001,024
Trading account gains and fees$0106
Additional Noninterest Income$3,188,000439
Total noninterest expense$14,437,000432
Salaries and employee benefits$8,589,000409
Premises and equipment expense$1,436,000470
Additional noninterest expense$4,412,000441
Pre-tax net operating income$3,540,000635
Securities gains (losses)$578,000163
Applicable income taxes$744,000566
Income before extraordinary items$3,374,000578
Extraordinary gains, net$04
Net income$3,374,000579
Minority interest net income$056
Net income of bank and minority interests.$3,374,000578
Net charge-offs$-9,0004,422
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,900,040652
2019-12-31 (YTD Data)Rank
Total interest income$86,955,000406
Total interest expense$24,830,000319
Net interest income$62,125,000460
Provision for loan and lease losses$2,833,000392
Total noninterest income$9,945,000697
Gross Fiduciary activities income$230,000674
Service charges on deposit accounts$1,135,0001,032
Trading account gains and fees$0135
Additional Noninterest Income$8,580,000576
Total noninterest expense$57,594,000412
Salaries and employee benefits$33,295,000405
Premises and equipment expense$5,789,000462
Additional noninterest expense$18,510,000404
Pre-tax net operating income$11,643,000934
Securities gains (losses)$202,000633
Applicable income taxes$1,689,0001,009
Income before extraordinary items$10,156,000927
Extraordinary gains, net$011
Net income$10,156,000928
Minority interest net income$076
Net income of bank and minority interests.$10,156,000928
Net charge-offs$250,0001,497
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,982,280919
2019-09-30 (YTD Data)Rank
Total interest income$64,734,000416
Total interest expense$18,242,000329
Net interest income$46,492,000461
Provision for loan and lease losses$1,782,000449
Total noninterest income$7,217,000709
Gross Fiduciary activities income$178,000669
Service charges on deposit accounts$836,0001,051
Trading account gains and fees$0129
Additional Noninterest Income$6,203,000594
Total noninterest expense$43,447,000409
Salaries and employee benefits$25,487,000397
Premises and equipment expense$4,285,000469
Additional noninterest expense$13,675,000409
Pre-tax net operating income$8,480,000977
Securities gains (losses)$202,000528
Applicable income taxes$1,218,0001,085
Income before extraordinary items$7,464,000959
Extraordinary gains, net$011
Net income$7,464,000960
Minority interest net income$072
Net income of bank and minority interests.$7,464,000960
Net charge-offs$97,0001,786
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,290,280953
2019-06-30 (YTD Data)Rank
Total interest income$42,660,000423
Total interest expense$11,888,000334
Net interest income$30,772,000465
Provision for loan and lease losses$1,147,000438
Total noninterest income$4,958,000684
Gross Fiduciary activities income$117,000673
Service charges on deposit accounts$551,0001,052
Trading account gains and fees$0131
Additional Noninterest Income$4,290,000567
Total noninterest expense$29,403,000407
Salaries and employee benefits$16,993,000396
Premises and equipment expense$2,860,000470
Additional noninterest expense$9,550,000401
Pre-tax net operating income$5,180,0001,014
Securities gains (losses)$159,000419
Applicable income taxes$661,0001,215
Income before extraordinary items$4,678,000973
Extraordinary gains, net$011
Net income$4,678,000973
Minority interest net income$069
Net income of bank and minority interests.$4,678,000973
Net charge-offs$108,0001,371
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,538,080985
2019-03-31 (YTD Data)Rank
Total interest income$20,972,000424
Total interest expense$5,760,000337
Net interest income$15,212,000466
Provision for loan and lease losses$580,000427
Total noninterest income$2,431,000668
Gross Fiduciary activities income$55,000685
Service charges on deposit accounts$272,0001,040
Trading account gains and fees$0126
Additional Noninterest Income$2,104,000547
Total noninterest expense$15,122,000392
Salaries and employee benefits$8,425,000396
Premises and equipment expense$1,463,000463
Additional noninterest expense$5,234,000371
Pre-tax net operating income$1,941,0001,237
Securities gains (losses)$01,087
Applicable income taxes$161,0001,777
Income before extraordinary items$1,780,0001,195
Extraordinary gains, net$05
Net income$1,780,0001,194
Minority interest net income$052
Net income of bank and minority interests.$1,780,0001,194
Net charge-offs$187,000647
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,780,0001,169
2018-12-31 (YTD Data)Rank
Total interest income$75,554,000434
Total interest expense$17,083,000342
Net interest income$58,471,000474
Provision for loan and lease losses$2,756,000396
Total noninterest income$10,175,000673
Gross Fiduciary activities income$253,000682
Service charges on deposit accounts$1,102,0001,088
Trading account gains and fees$0126
Additional Noninterest Income$8,820,000546
Total noninterest expense$52,188,000444
Salaries and employee benefits$30,418,000417
Premises and equipment expense$5,407,000493
Additional noninterest expense$16,363,000439
Pre-tax net operating income$13,702,000806
Securities gains (losses)$01,125
Applicable income taxes$2,184,000834
Income before extraordinary items$11,518,000819
Extraordinary gains, net$06
Net income$11,518,000817
Minority interest net income$072
Net income of bank and minority interests.$11,518,000818
Net charge-offs$679,000791
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,518,000816
2018-09-30 (YTD Data)Rank
Total interest income$55,352,000436
Total interest expense$11,821,000345
Net interest income$43,531,000476
Provision for loan and lease losses$1,071,000616
Total noninterest income$8,367,000632
Gross Fiduciary activities income$197,000674
Service charges on deposit accounts$810,0001,102
Trading account gains and fees$0138
Additional Noninterest Income$7,360,000517
Total noninterest expense$39,055,000444
Salaries and employee benefits$22,447,000424
Premises and equipment expense$4,050,000496
Additional noninterest expense$12,558,000430
Pre-tax net operating income$11,772,000722
Securities gains (losses)$01,118
Applicable income taxes$1,897,000757
Income before extraordinary items$9,875,000722
Extraordinary gains, net$05
Net income$9,875,000721
Minority interest net income$066
Net income of bank and minority interests.$9,875,000721
Net charge-offs$618,000631
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,875,000720
2018-06-30 (YTD Data)Rank
Total interest income$35,891,000439
Total interest expense$7,327,000346
Net interest income$28,564,000482
Provision for loan and lease losses$803,000556
Total noninterest income$5,307,000653
Gross Fiduciary activities income$138,000669
Service charges on deposit accounts$535,0001,107
Trading account gains and fees$0130
Additional Noninterest Income$4,634,000537
Total noninterest expense$26,059,000449
Salaries and employee benefits$14,801,000428
Premises and equipment expense$2,752,000485
Additional noninterest expense$8,506,000429
Pre-tax net operating income$7,009,000780
Securities gains (losses)$0961
Applicable income taxes$1,089,000832
Income before extraordinary items$5,920,000777
Extraordinary gains, net$06
Net income$5,920,000776
Minority interest net income$065
Net income of bank and minority interests.$5,920,000776
Net charge-offs$441,000565
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,920,000776
2018-03-31 (YTD Data)Rank
Total interest income$17,493,000446
Total interest expense$3,506,000347
Net interest income$13,987,000487
Provision for loan and lease losses$333,000631
Total noninterest income$2,655,000647
Gross Fiduciary activities income$84,000642
Service charges on deposit accounts$287,0001,035
Trading account gains and fees$0123
Additional Noninterest Income$2,284,000529
Total noninterest expense$13,367,000431
Salaries and employee benefits$7,506,000427
Premises and equipment expense$1,425,000474
Additional noninterest expense$4,436,000414
Pre-tax net operating income$2,942,000882
Securities gains (losses)$0735
Applicable income taxes$395,0001,012
Income before extraordinary items$2,547,000862
Extraordinary gains, net$07
Net income$2,547,000863
Minority interest net income$052
Net income of bank and minority interests.$2,547,000862
Net charge-offs$402,000352
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,547,000853
2017-12-31 (YTD Data)Rank
Total interest income$66,971,000435
Total interest expense$12,732,000322
Net interest income$54,239,000472
Provision for loan and lease losses$1,215,000766
Total noninterest income$12,764,000586
Gross Fiduciary activities income$248,000693
Service charges on deposit accounts$1,118,0001,080
Trading account gains and fees$0151
Additional Noninterest Income$11,398,000475
Total noninterest expense$50,085,000450
Salaries and employee benefits$27,917,000436
Premises and equipment expense$4,819,000520
Additional noninterest expense$17,349,000419
Pre-tax net operating income$15,703,000667
Securities gains (losses)$277,000321
Applicable income taxes$7,630,000504
Income before extraordinary items$8,350,000874
Extraordinary gains, net$09
Net income$8,350,000875
Minority interest net income$076
Net income of bank and minority interests.$8,350,000874
Net charge-offs$1,594,000486
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,172,720879
2017-09-30 (YTD Data)Rank
Total interest income$49,544,000442
Total interest expense$9,302,000315
Net interest income$40,242,000479
Provision for loan and lease losses$1,609,000484
Total noninterest income$10,431,000556
Gross Fiduciary activities income$185,000697
Service charges on deposit accounts$828,0001,097
Trading account gains and fees$0145
Additional Noninterest Income$9,418,000443
Total noninterest expense$35,841,000470
Salaries and employee benefits$20,579,000447
Premises and equipment expense$3,516,000538
Additional noninterest expense$11,746,000447
Pre-tax net operating income$13,223,000618
Securities gains (losses)$200,000368
Applicable income taxes$3,215,000651
Income before extraordinary items$10,208,000612
Extraordinary gains, net$09
Net income$10,208,000612
Minority interest net income$071
Net income of bank and minority interests.$10,208,000612
Net charge-offs$1,439,000386
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,056,000608
2017-06-30 (YTD Data)Rank
Total interest income$32,515,000445
Total interest expense$6,088,000308
Net interest income$26,427,000480
Provision for loan and lease losses$2,235,000259
Total noninterest income$7,295,000530
Gross Fiduciary activities income$129,000692
Service charges on deposit accounts$543,0001,107
Trading account gains and fees$0139
Additional Noninterest Income$6,623,000420
Total noninterest expense$23,975,000476
Salaries and employee benefits$13,677,000452
Premises and equipment expense$2,354,000531
Additional noninterest expense$7,944,000446
Pre-tax net operating income$7,512,000681
Securities gains (losses)$89,000456
Applicable income taxes$1,868,000699
Income before extraordinary items$5,733,000704
Extraordinary gains, net$011
Net income$5,733,000704
Minority interest net income$071
Net income of bank and minority interests.$5,733,000704
Net charge-offs$318,000798
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,666,250692
2017-03-31 (YTD Data)Rank
Total interest income$15,997,000450
Total interest expense$2,949,000302
Net interest income$13,048,000487
Provision for loan and lease losses$615,000388
Total noninterest income$1,962,000825
Gross Fiduciary activities income$63,000702
Service charges on deposit accounts$267,0001,121
Trading account gains and fees$0142
Additional Noninterest Income$1,632,000683
Total noninterest expense$11,868,000483
Salaries and employee benefits$6,910,000462
Premises and equipment expense$1,194,000545
Additional noninterest expense$3,764,000466
Pre-tax net operating income$2,527,000950
Securities gains (losses)$01,153
Applicable income taxes$474,0001,124
Income before extraordinary items$2,053,000920
Extraordinary gains, net$08
Net income$2,053,000921
Minority interest net income$055
Net income of bank and minority interests.$2,053,000920
Net charge-offs$17,0001,973
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,053,000905
2016-12-31 (YTD Data)Rank
Total interest income$61,360,000445
Total interest expense$11,546,000281
Net interest income$49,814,000479
Provision for loan and lease losses$1,880,000542
Total noninterest income$10,091,000692
Gross Fiduciary activities income$211,000732
Service charges on deposit accounts$1,092,0001,116
Trading account gains and fees$0170
Additional Noninterest Income$8,788,000561
Total noninterest expense$46,414,000479
Salaries and employee benefits$24,582,000493
Premises and equipment expense$4,667,000537
Additional noninterest expense$17,165,000422
Pre-tax net operating income$11,611,000811
Securities gains (losses)$55,0001,768
Applicable income taxes$2,554,000881
Income before extraordinary items$9,112,000828
Extraordinary gains, net$05
Net income$9,112,000828
Minority interest net income$082
Net income of bank and minority interests.$9,112,000827
Net charge-offs$1,458,000497
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,069,100811
2016-09-30 (YTD Data)Rank
Total interest income$45,959,000444
Total interest expense$8,606,000279
Net interest income$37,353,000477
Provision for loan and lease losses$2,305,000365
Total noninterest income$7,547,000695
Gross Fiduciary activities income$154,000725
Service charges on deposit accounts$801,0001,137
Trading account gains and fees$0169
Additional Noninterest Income$6,592,000566
Total noninterest expense$34,960,000483
Salaries and employee benefits$18,703,000488
Premises and equipment expense$3,561,000526
Additional noninterest expense$12,696,000422
Pre-tax net operating income$7,635,000925
Securities gains (losses)$55,0001,689
Applicable income taxes$1,558,0001,047
Income before extraordinary items$6,132,000905
Extraordinary gains, net$05
Net income$6,132,000904
Minority interest net income$071
Net income of bank and minority interests.$6,132,000905
Net charge-offs$1,387,000376
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,088,000889
2016-06-30 (YTD Data)Rank
Total interest income$30,618,000442
Total interest expense$5,696,000280
Net interest income$24,922,000479
Provision for loan and lease losses$1,972,000299
Total noninterest income$4,800,000705
Gross Fiduciary activities income$103,000733
Service charges on deposit accounts$515,0001,162
Trading account gains and fees$0157
Additional Noninterest Income$4,182,000583
Total noninterest expense$23,494,000483
Salaries and employee benefits$12,150,000492
Premises and equipment expense$2,436,000525
Additional noninterest expense$8,908,000403
Pre-tax net operating income$4,256,0001,057
Securities gains (losses)$55,0001,357
Applicable income taxes$771,0001,274
Income before extraordinary items$3,540,0001,037
Extraordinary gains, net$016
Net income$3,540,0001,036
Minority interest net income$071
Net income of bank and minority interests.$3,540,0001,036
Net charge-offs$1,141,000322
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,494,9001,032
2016-03-31 (YTD Data)Rank
Total interest income$15,136,000447
Total interest expense$2,801,000279
Net interest income$12,335,000478
Provision for loan and lease losses$223,000902
Total noninterest income$2,042,000784
Gross Fiduciary activities income$52,000735
Service charges on deposit accounts$250,0001,185
Trading account gains and fees$0142
Additional Noninterest Income$1,740,000637
Total noninterest expense$11,474,000485
Salaries and employee benefits$6,118,000486
Premises and equipment expense$1,255,000518
Additional noninterest expense$4,101,000426
Pre-tax net operating income$2,680,000844
Securities gains (losses)$02,077
Applicable income taxes$555,000977
Income before extraordinary items$2,125,000841
Extraordinary gains, net$012
Net income$2,125,000842
Minority interest net income$062
Net income of bank and minority interests.$2,125,000842
Net charge-offs$292,000500
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,125,000818
2015-12-31 (YTD Data)Rank
Total interest income$44,331,000572
Total interest expense$9,664,000290
Net interest income$34,667,000657
Provision for loan and lease losses$2,320,000399
Total noninterest income$8,954,000738
Gross Fiduciary activities income$232,000740
Service charges on deposit accounts$822,0001,442
Trading account gains and fees$0159
Additional Noninterest Income$7,900,000593
Total noninterest expense$39,399,000535
Salaries and employee benefits$18,684,000606
Premises and equipment expense$3,506,000701
Additional noninterest expense$17,209,000418
Pre-tax net operating income$1,902,0003,106
Securities gains (losses)$42,0001,766
Applicable income taxes$-107,0006,005
Income before extraordinary items$2,051,0002,685
Extraordinary gains, net$023
Net income$2,051,0002,686
Minority interest net income$081
Net income of bank and minority interests.$2,051,0002,687
Net charge-offs$2,836,000285
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,009,0002,677
2015-09-30 (YTD Data)Rank
Total interest income$29,246,000662
Total interest expense$6,792,000305
Net interest income$22,454,000755
Provision for loan and lease losses$1,800,000359
Total noninterest income$6,520,000758
Gross Fiduciary activities income$181,000728
Service charges on deposit accounts$531,0001,641
Trading account gains and fees$0153
Additional Noninterest Income$5,808,000610
Total noninterest expense$25,198,000634
Salaries and employee benefits$12,493,000693
Premises and equipment expense$2,315,000821
Additional noninterest expense$10,390,000497
Pre-tax net operating income$1,976,0002,586
Securities gains (losses)$42,0001,586
Applicable income taxes$-81,0006,156
Income before extraordinary items$2,099,0002,179
Extraordinary gains, net$021
Net income$2,099,0002,180
Minority interest net income$078
Net income of bank and minority interests.$2,099,0002,180
Net charge-offs$2,103,000271
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,057,0002,174
2015-06-30 (YTD Data)Rank
Total interest income$16,480,000778
Total interest expense$4,149,000329
Net interest income$12,331,000920
Provision for loan and lease losses$-220,0006,115
Total noninterest income$4,519,000741
Gross Fiduciary activities income$114,000745
Service charges on deposit accounts$290,0001,872
Trading account gains and fees$0157
Additional Noninterest Income$4,115,000581
Total noninterest expense$13,350,000777
Salaries and employee benefits$7,186,000808
Premises and equipment expense$1,321,000936
Additional noninterest expense$4,843,000696
Pre-tax net operating income$3,720,0001,145
Securities gains (losses)$43,0001,322
Applicable income taxes$798,0001,222
Income before extraordinary items$2,965,0001,185
Extraordinary gains, net$022
Net income$2,965,0001,185
Minority interest net income$075
Net income of bank and minority interests.$2,965,0001,186
Net charge-offs$454,000687
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,931,0301,163
2015-03-31 (YTD Data)Rank
Total interest income$8,338,000765
Total interest expense$2,078,000332
Net interest income$6,260,000904
Provision for loan and lease losses$-50,0006,158
Total noninterest income$2,271,000717
Gross Fiduciary activities income$58,000753
Service charges on deposit accounts$140,0001,910
Trading account gains and fees$0152
Additional Noninterest Income$2,073,000550
Total noninterest expense$6,805,000766
Salaries and employee benefits$3,715,000789
Premises and equipment expense$702,000895
Additional noninterest expense$2,388,000692
Pre-tax net operating income$1,776,0001,156
Securities gains (losses)$6,0001,607
Applicable income taxes$375,0001,237
Income before extraordinary items$1,407,0001,197
Extraordinary gains, net$013
Net income$1,407,0001,197
Minority interest net income$064
Net income of bank and minority interests.$1,407,0001,198
Net charge-offs$367,000465
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,402,2601,163
2014-12-31 (YTD Data)Rank
Total interest income$31,416,000794
Total interest expense$8,161,000339
Net interest income$23,255,000956
Provision for loan and lease losses$-1,015,0006,364
Total noninterest income$8,661,000713
Gross Fiduciary activities income$215,000763
Service charges on deposit accounts$665,0001,813
Trading account gains and fees$0180
Additional Noninterest Income$7,781,000548
Total noninterest expense$26,466,000772
Salaries and employee benefits$13,858,000799
Premises and equipment expense$2,548,000953
Additional noninterest expense$10,060,000663
Pre-tax net operating income$6,465,0001,235
Securities gains (losses)$17,0002,414
Applicable income taxes$1,356,0001,278
Income before extraordinary items$5,126,0001,273
Extraordinary gains, net$017
Net income$5,126,0001,271
Minority interest net income$084
Net income of bank and minority interests.$5,126,0001,272
Net charge-offs$1,313,000721
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,112,5701,247
2014-09-30 (YTD Data)Rank
Total interest income$23,432,000800
Total interest expense$6,002,000345
Net interest income$17,430,000958
Provision for loan and lease losses$-265,0006,307
Total noninterest income$6,748,000689
Gross Fiduciary activities income$159,000758
Service charges on deposit accounts$499,0001,825
Trading account gains and fees$0174
Additional Noninterest Income$6,090,000527
Total noninterest expense$19,330,000782
Salaries and employee benefits$10,287,000805
Premises and equipment expense$1,932,000945
Additional noninterest expense$7,111,000697
Pre-tax net operating income$5,113,0001,197
Securities gains (losses)$31,0001,754
Applicable income taxes$1,138,0001,190
Income before extraordinary items$4,006,0001,213
Extraordinary gains, net$015
Net income$4,006,0001,210
Minority interest net income$081
Net income of bank and minority interests.$4,006,0001,212
Net charge-offs$1,228,000579
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,981,8201,208
2014-06-30 (YTD Data)Rank
Total interest income$15,470,000805
Total interest expense$3,954,000349
Net interest income$11,516,000963
Provision for loan and lease losses$355,0001,097
Total noninterest income$4,093,000736
Gross Fiduciary activities income$104,000768
Service charges on deposit accounts$329,0001,825
Trading account gains and fees$0172
Additional Noninterest Income$3,660,000561
Total noninterest expense$11,782,000849
Salaries and employee benefits$6,525,000831
Premises and equipment expense$1,325,000931
Additional noninterest expense$3,932,000822
Pre-tax net operating income$3,472,0001,141
Securities gains (losses)$70,000979
Applicable income taxes$814,0001,118
Income before extraordinary items$2,728,0001,171
Extraordinary gains, net$020
Net income$2,728,0001,171
Minority interest net income$080
Net income of bank and minority interests.$2,728,0001,172
Net charge-offs$480,000899
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,674,1001,167
2014-03-31 (YTD Data)Rank
Total interest income$7,652,000818
Total interest expense$1,972,000351
Net interest income$5,680,000970
Provision for loan and lease losses$665,000357
Total noninterest income$1,838,000781
Gross Fiduciary activities income$46,000793
Service charges on deposit accounts$161,0001,835
Trading account gains and fees$0147
Additional Noninterest Income$1,631,000588
Total noninterest expense$5,515,000913
Salaries and employee benefits$3,066,000903
Premises and equipment expense$714,000886
Additional noninterest expense$1,735,000926
Pre-tax net operating income$1,338,0001,391
Securities gains (losses)$12,0001,116
Applicable income taxes$260,0001,474
Income before extraordinary items$1,090,0001,391
Extraordinary gains, net$016
Net income$1,090,0001,393
Minority interest net income$066
Net income of bank and minority interests.$1,090,0001,393
Net charge-offs$683,000392
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,080,2801,379
2013-12-31 (YTD Data)Rank
Total interest income$32,515,000763
Total interest expense$9,443,000334
Net interest income$23,072,000937
Provision for loan and lease losses$-315,0006,535
Total noninterest income$9,563,000697
Gross Fiduciary activities income$227,000758
Service charges on deposit accounts$715,0001,800
Trading account gains and fees$0184
Additional Noninterest Income$8,621,000539
Total noninterest expense$25,730,000789
Salaries and employee benefits$13,867,000782
Premises and equipment expense$2,399,000999
Additional noninterest expense$9,464,000737
Pre-tax net operating income$7,220,0001,052
Securities gains (losses)$31,0002,112
Applicable income taxes$1,602,0001,072
Income before extraordinary items$5,649,0001,095
Extraordinary gains, net$029
Net income$5,649,0001,098
Minority interest net income$090
Net income of bank and minority interests.$5,649,0001,098
Net charge-offs$7,191,000242
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,624,8201,073
2013-09-30 (YTD Data)Rank
Total interest income$24,576,000757
Total interest expense$7,328,000329
Net interest income$17,248,000940
Provision for loan and lease losses$205,0002,544
Total noninterest income$6,605,000754
Gross Fiduciary activities income$139,000784
Service charges on deposit accounts$535,0001,807
Trading account gains and fees$0180
Additional Noninterest Income$5,931,000583
Total noninterest expense$18,966,000803
Salaries and employee benefits$10,279,000787
Premises and equipment expense$1,802,0001,001
Additional noninterest expense$6,885,000752
Pre-tax net operating income$4,682,0001,215
Securities gains (losses)$3,0002,773
Applicable income taxes$932,0001,316
Income before extraordinary items$3,753,0001,235
Extraordinary gains, net$025
Net income$3,753,0001,233
Minority interest net income$084
Net income of bank and minority interests.$3,753,0001,237
Net charge-offs$3,228,000402
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,750,6001,207
2013-06-30 (YTD Data)Rank
Total interest income$16,400,000754
Total interest expense$5,079,000322
Net interest income$11,321,000943
Provision for loan and lease losses$490,0001,194
Total noninterest income$4,533,000747
Gross Fiduciary activities income$86,000806
Service charges on deposit accounts$354,0001,795
Trading account gains and fees$0157
Additional Noninterest Income$4,093,000571
Total noninterest expense$12,319,000828
Salaries and employee benefits$6,739,000805
Premises and equipment expense$1,219,000989
Additional noninterest expense$4,361,000777
Pre-tax net operating income$3,045,0001,217
Securities gains (losses)$3,0002,553
Applicable income taxes$589,0001,375
Income before extraordinary items$2,459,0001,234
Extraordinary gains, net$022
Net income$2,459,0001,236
Minority interest net income$082
Net income of bank and minority interests.$2,459,0001,237
Net charge-offs$1,398,000599
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,456,5701,187
2013-03-31 (YTD Data)Rank
Total interest income$8,383,000744
Total interest expense$2,584,000326
Net interest income$5,799,000925
Provision for loan and lease losses$1,860,000222
Total noninterest income$2,228,000750
Gross Fiduciary activities income$44,000798
Service charges on deposit accounts$180,0001,757
Trading account gains and fees$0148
Additional Noninterest Income$2,004,000583
Total noninterest expense$5,737,000902
Salaries and employee benefits$3,215,000855
Premises and equipment expense$610,0001,007
Additional noninterest expense$1,912,000887
Pre-tax net operating income$430,0003,168
Securities gains (losses)$3,0001,729
Applicable income taxes$-79,0006,903
Income before extraordinary items$512,0002,537
Extraordinary gains, net$010
Net income$512,0002,540
Minority interest net income$076
Net income of bank and minority interests.$512,0002,539
Net charge-offs$1,280,000382
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$509,0002,460
2012-12-31 (YTD Data)Rank
Total interest income$36,545,000714
Total interest expense$12,619,000323
Net interest income$23,926,000902
Provision for loan and lease losses$2,553,000878
Total noninterest income$10,826,000644
Gross Fiduciary activities income$202,000787
Service charges on deposit accounts$762,0001,760
Trading account gains and fees$0166
Additional Noninterest Income$9,862,000496
Total noninterest expense$28,985,000702
Salaries and employee benefits$13,043,000803
Premises and equipment expense$2,487,000958
Additional noninterest expense$13,455,000550
Pre-tax net operating income$3,214,0001,972
Securities gains (losses)$132,0002,049
Applicable income taxes$-24,0006,586
Income before extraordinary items$3,370,0001,693
Extraordinary gains, net$029
Net income$3,370,0001,694
Minority interest net income$093
Net income of bank and minority interests.$3,370,0001,694
Net charge-offs$311,0003,251
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,238,0001,645
2012-09-30 (YTD Data)Rank
Total interest income$28,157,000705
Total interest expense$9,724,000325
Net interest income$18,433,000887
Provision for loan and lease losses$4,363,000458
Total noninterest income$7,015,000715
Gross Fiduciary activities income$157,000773
Service charges on deposit accounts$578,0001,772
Trading account gains and fees$0157
Additional Noninterest Income$6,280,000551
Total noninterest expense$17,401,000861
Salaries and employee benefits$9,890,000787
Premises and equipment expense$1,873,000960
Additional noninterest expense$5,638,000929
Pre-tax net operating income$3,684,0001,433
Securities gains (losses)$-5,0006,828
Applicable income taxes$336,0002,352
Income before extraordinary items$3,343,0001,356
Extraordinary gains, net$020
Net income$3,343,0001,357
Minority interest net income$086
Net income of bank and minority interests.$3,343,0001,357
Net charge-offs$2,521,000773
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,347,5501,274
2012-06-30 (YTD Data)Rank
Total interest income$19,099,000708
Total interest expense$6,623,000330
Net interest income$12,476,000868
Provision for loan and lease losses$3,599,000393
Total noninterest income$5,213,000662
Gross Fiduciary activities income$117,000763
Service charges on deposit accounts$388,0001,756
Trading account gains and fees$0153
Additional Noninterest Income$4,708,000495
Total noninterest expense$11,654,000848
Salaries and employee benefits$6,633,000783
Premises and equipment expense$1,282,000940
Additional noninterest expense$3,739,000926
Pre-tax net operating income$2,436,0001,423
Securities gains (losses)$-5,0006,901
Applicable income taxes$150,0002,714
Income before extraordinary items$2,281,0001,302
Extraordinary gains, net$019
Net income$2,281,0001,301
Minority interest net income$084
Net income of bank and minority interests.$2,281,0001,302
Net charge-offs$1,906,000718
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,285,7001,226
2012-03-31 (YTD Data)Rank
Total interest income$9,829,000685
Total interest expense$3,378,000334
Net interest income$6,451,000847
Provision for loan and lease losses$1,775,000405
Total noninterest income$2,928,000599
Gross Fiduciary activities income$66,000741
Service charges on deposit accounts$201,0001,683
Trading account gains and fees$0148
Additional Noninterest Income$2,661,000454
Total noninterest expense$5,799,000860
Salaries and employee benefits$3,211,000803
Premises and equipment expense$658,000923
Additional noninterest expense$1,930,000882
Pre-tax net operating income$1,805,000984
Securities gains (losses)$1,0002,095
Applicable income taxes$181,0001,847
Income before extraordinary items$1,625,000920
Extraordinary gains, net$019
Net income$1,625,000921
Minority interest net income$078
Net income of bank and minority interests.$1,625,000921
Net charge-offs$602,000969
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,624,100867
2011-12-31 (YTD Data)Rank
Total interest income$42,315,000652
Total interest expense$15,992,000347
Net interest income$26,323,000829
Provision for loan and lease losses$15,571,000286
Total noninterest income$12,590,000524
Gross Fiduciary activities income$112,000829
Service charges on deposit accounts$853,0001,699
Trading account gains and fees$0146
Additional Noninterest Income$11,625,000385
Total noninterest expense$36,344,000558
Salaries and employee benefits$13,235,000751
Premises and equipment expense$2,524,000987
Additional noninterest expense$20,585,000383
Pre-tax net operating income$-13,002,0007,251
Securities gains (losses)$943,000466
Applicable income taxes$-4,974,0007,309
Income before extraordinary items$-7,085,0007,145
Extraordinary gains, net$029
Net income$-7,085,0007,143
Minority interest net income$096
Net income of bank and minority interests.$-7,085,0007,146
Net charge-offs$9,531,000480
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-7,688,5207,156
2011-09-30 (YTD Data)Rank
Total interest income$31,790,000664
Total interest expense$12,166,000358
Net interest income$19,624,000842
Provision for loan and lease losses$12,153,000273
Total noninterest income$5,908,000738
Gross Fiduciary activities income$80,000822
Service charges on deposit accounts$635,0001,714
Trading account gains and fees$0145
Additional Noninterest Income$5,193,000563
Total noninterest expense$18,289,000807
Salaries and employee benefits$10,239,000722
Premises and equipment expense$1,876,0001,013
Additional noninterest expense$6,174,000867
Pre-tax net operating income$-4,910,0007,227
Securities gains (losses)$1,056,000335
Applicable income taxes$-2,118,0007,363
Income before extraordinary items$-1,736,0007,022
Extraordinary gains, net$021
Net income$-1,736,0007,023
Minority interest net income$087
Net income of bank and minority interests.$-1,736,0007,023
Net charge-offs$8,236,000415
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,411,8407,089
2011-06-30 (YTD Data)Rank
Total interest income$21,312,000670
Total interest expense$8,213,000373
Net interest income$13,099,000844
Provision for loan and lease losses$9,488,000250
Total noninterest income$3,723,000770
Gross Fiduciary activities income$54,000840
Service charges on deposit accounts$413,0001,724
Trading account gains and fees$0153
Additional Noninterest Income$3,256,000583
Total noninterest expense$12,318,000816
Salaries and employee benefits$6,752,000732
Premises and equipment expense$1,278,000999
Additional noninterest expense$4,288,000846
Pre-tax net operating income$-4,984,0007,371
Securities gains (losses)$1,054,000190
Applicable income taxes$-1,880,0007,456
Income before extraordinary items$-2,050,0007,212
Extraordinary gains, net$015
Net income$-2,050,0007,213
Minority interest net income$089
Net income of bank and minority interests.$-2,050,0007,213
Net charge-offs$7,941,000323
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,724,5607,264
2011-03-31 (YTD Data)Rank
Total interest income$10,676,000676
Total interest expense$4,182,000379
Net interest income$6,494,000854
Provision for loan and lease losses$1,755,000573
Total noninterest income$1,757,000808
Gross Fiduciary activities income$27,000847
Service charges on deposit accounts$194,0001,783
Trading account gains and fees$0158
Additional Noninterest Income$1,536,000616
Total noninterest expense$6,857,000725
Salaries and employee benefits$3,703,000674
Premises and equipment expense$668,000987
Additional noninterest expense$2,486,000725
Pre-tax net operating income$-361,0006,996
Securities gains (losses)$1,054,000100
Applicable income taxes$-21,0007,083
Income before extraordinary items$714,0001,649
Extraordinary gains, net$09
Net income$714,0001,649
Minority interest net income$086
Net income of bank and minority interests.$714,0001,649
Net charge-offs$251,0001,917
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-340,0007,016
2010-12-31 (YTD Data)Rank
Total interest income$46,798,000636
Total interest expense$20,700,000374
Net interest income$26,098,000839
Provision for loan and lease losses$18,836,000387
Total noninterest income$13,220,000525
Gross Fiduciary activities income$134,000824
Service charges on deposit accounts$891,0001,660
Trading account gains and fees$0175
Additional Noninterest Income$12,195,000400
Total noninterest expense$23,948,000842
Salaries and employee benefits$12,234,000809
Premises and equipment expense$2,493,0001,048
Additional noninterest expense$9,221,000807
Pre-tax net operating income$-3,466,0006,979
Securities gains (losses)$288,0001,296
Applicable income taxes$-2,119,0007,467
Income before extraordinary items$-1,059,0006,612
Extraordinary gains, net$029
Net income$-1,059,0006,613
Minority interest net income$0111
Net income of bank and minority interests.$-1,059,0006,613
Net charge-offs$20,505,000327
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,243,3206,644
2010-09-30 (YTD Data)Rank
Total interest income$35,358,000632
Total interest expense$16,295,000367
Net interest income$19,063,000863
Provision for loan and lease losses$16,716,000323
Total noninterest income$7,765,000597
Gross Fiduciary activities income$86,000837
Service charges on deposit accounts$673,0001,691
Trading account gains and fees$0165
Additional Noninterest Income$7,006,000455
Total noninterest expense$16,590,000900
Salaries and employee benefits$9,312,000782
Premises and equipment expense$1,870,0001,050
Additional noninterest expense$5,408,000997
Pre-tax net operating income$-6,478,0007,441
Securities gains (losses)$2,0003,465
Applicable income taxes$-3,123,0007,659
Income before extraordinary items$-3,353,0007,309
Extraordinary gains, net$023
Net income$-3,353,0007,308
Minority interest net income$0110
Net income of bank and minority interests.$-3,353,0007,309
Net charge-offs$15,306,000316
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,354,2807,296
2010-06-30 (YTD Data)Rank
Total interest income$23,650,000639
Total interest expense$11,076,000376
Net interest income$12,574,000879
Provision for loan and lease losses$6,804,000490
Total noninterest income$4,834,000621
Gross Fiduciary activities income$38,000911
Service charges on deposit accounts$457,0001,676
Trading account gains and fees$0152
Additional Noninterest Income$4,339,000465
Total noninterest expense$10,760,000923
Salaries and employee benefits$5,991,000814
Premises and equipment expense$1,278,0001,042
Additional noninterest expense$3,491,0001,017
Pre-tax net operating income$-156,0006,370
Securities gains (losses)$2,0002,979
Applicable income taxes$-687,0007,544
Income before extraordinary items$533,0003,297
Extraordinary gains, net$019
Net income$533,0003,293
Minority interest net income$0105
Net income of bank and minority interests.$533,0003,296
Net charge-offs$6,865,000446
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$531,7203,188
2010-03-31 (YTD Data)Rank
Total interest income$11,821,000660
Total interest expense$5,685,000389
Net interest income$6,136,000908
Provision for loan and lease losses$5,201,000362
Total noninterest income$1,598,000845
Gross Fiduciary activities income$17,000932
Service charges on deposit accounts$227,0001,684
Trading account gains and fees$0175
Additional Noninterest Income$1,354,000634
Total noninterest expense$5,088,000978
Salaries and employee benefits$2,878,000857
Premises and equipment expense$648,0001,056
Additional noninterest expense$1,562,0001,123
Pre-tax net operating income$-2,555,0007,658
Securities gains (losses)$2,0002,064
Applicable income taxes$-1,203,0007,814
Income before extraordinary items$-1,350,0007,544
Extraordinary gains, net$016
Net income$-1,350,0007,544
Minority interest net income$091
Net income of bank and minority interests.$-1,350,0007,545
Net charge-offs$1,759,000707
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,351,2807,542
2009-12-31 (YTD Data)Rank
Total interest income$51,723,000627
Total interest expense$27,580,000407
Net interest income$24,143,000892
Provision for loan and lease losses$4,634,0001,502
Total noninterest income$4,964,0001,107
Gross Fiduciary activities income$71,000911
Service charges on deposit accounts$974,0001,728
Trading account gains and fees$0211
Additional Noninterest Income$3,919,000861
Total noninterest expense$18,588,0001,123
Salaries and employee benefits$10,689,000922
Premises and equipment expense$2,385,0001,150
Additional noninterest expense$5,514,0001,358
Pre-tax net operating income$5,885,000727
Securities gains (losses)$334,0001,147
Applicable income taxes$445,0001,662
Income before extraordinary items$5,774,000580
Extraordinary gains, net$034
Net income$5,774,000580
Minority interest net income$0115
Net income of bank and minority interests.$5,774,000581
Net charge-offs$139,0005,408
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,463,380615
2009-09-30 (YTD Data)Rank
Total interest income$39,207,000640
Total interest expense$21,137,000427
Net interest income$18,070,000901
Provision for loan and lease losses$449,0004,006
Total noninterest income$3,683,0001,129
Gross Fiduciary activities income$52,000906
Service charges on deposit accounts$723,0001,745
Trading account gains and fees$0212
Additional Noninterest Income$2,908,000877
Total noninterest expense$13,355,0001,148
Salaries and employee benefits$7,646,000970
Premises and equipment expense$1,782,0001,163
Additional noninterest expense$3,927,0001,385
Pre-tax net operating income$7,949,000412
Securities gains (losses)$172,0001,401
Applicable income taxes$1,509,000591
Income before extraordinary items$6,612,000398
Extraordinary gains, net$027
Net income$6,612,000396
Minority interest net income$0118
Net income of bank and minority interests.$6,612,000398
Net charge-offs$108,0004,991
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,472,680399
2009-06-30 (YTD Data)Rank
Total interest income$26,244,000652
Total interest expense$14,357,000444
Net interest income$11,887,000913
Provision for loan and lease losses$645,0002,606
Total noninterest income$2,131,0001,276
Gross Fiduciary activities income$36,000916
Service charges on deposit accounts$477,0001,740
Trading account gains and fees$0193
Additional Noninterest Income$1,618,0001,035
Total noninterest expense$8,730,0001,189
Salaries and employee benefits$4,872,0001,045
Premises and equipment expense$1,209,0001,166
Additional noninterest expense$2,649,0001,406
Pre-tax net operating income$4,643,000479
Securities gains (losses)$-38,0007,572
Applicable income taxes$759,000783
Income before extraordinary items$3,846,000455
Extraordinary gains, net$021
Net income$3,846,000453
Minority interest net income$0112
Net income of bank and minority interests.$3,846,000455
Net charge-offs$12,0005,902
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,877,920435
2009-03-31 (YTD Data)Rank
Total interest income$13,242,000656
Total interest expense$7,339,000447
Net interest income$5,903,000915
Provision for loan and lease losses$-8,0008,182
Total noninterest income$983,0001,300
Gross Fiduciary activities income$19,000916
Service charges on deposit accounts$204,0001,933
Trading account gains and fees$0171
Additional Noninterest Income$760,0001,055
Total noninterest expense$4,115,0001,217
Salaries and employee benefits$2,438,0001,037
Premises and equipment expense$626,0001,145
Additional noninterest expense$1,051,0001,535
Pre-tax net operating income$2,779,000429
Securities gains (losses)$-43,0007,931
Applicable income taxes$547,000620
Income before extraordinary items$2,189,000444
Extraordinary gains, net$015
Net income$2,189,000445
Minority interest net income$0102
Net income of bank and minority interests.$2,189,000446
Net charge-offs$13,0004,614
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,223,400410
2008-12-31 (YTD Data)Rank
Total interest income$55,035,000679
Total interest expense$32,681,000487
Net interest income$22,354,000958
Provision for loan and lease losses$1,700,0001,999
Total noninterest income$3,956,0001,280
Gross Fiduciary activities income$160,000819
Service charges on deposit accounts$894,0001,929
Trading account gains and fees$0154
Additional Noninterest Income$2,902,000996
Total noninterest expense$14,986,0001,306
Salaries and employee benefits$9,150,0001,072
Premises and equipment expense$2,183,0001,251
Additional noninterest expense$3,653,0001,686
Pre-tax net operating income$9,624,000565
Securities gains (losses)$-783,0007,658
Applicable income taxes$1,128,0001,087
Income before extraordinary items$7,713,000507
Extraordinary gains, net$039
Net income$7,713,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0004,723
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,394,210485
2008-09-30 (YTD Data)Rank
Total interest income$41,621,000697
Total interest expense$25,081,000502
Net interest income$16,540,000985
Provision for loan and lease losses$144,0004,684
Total noninterest income$3,120,0001,272
Gross Fiduciary activities income$116,000833
Service charges on deposit accounts$654,0001,984
Trading account gains and fees$0148
Additional Noninterest Income$2,350,000977
Total noninterest expense$10,923,0001,315
Salaries and employee benefits$6,799,0001,109
Premises and equipment expense$1,588,0001,300
Additional noninterest expense$2,536,0001,755
Pre-tax net operating income$8,593,000580
Securities gains (losses)$-670,0007,828
Applicable income taxes$1,518,000828
Income before extraordinary items$6,405,000566
Extraordinary gains, net$031
Net income$6,405,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,837
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,947,700548
2008-06-30 (YTD Data)Rank
Total interest income$27,828,000700
Total interest expense$17,041,000511
Net interest income$10,787,0001,012
Provision for loan and lease losses$06,671
Total noninterest income$2,054,0001,304
Gross Fiduciary activities income$67,000863
Service charges on deposit accounts$427,0001,988
Trading account gains and fees$0149
Additional Noninterest Income$1,560,0001,018
Total noninterest expense$7,195,0001,332
Salaries and employee benefits$4,538,0001,126
Premises and equipment expense$1,059,0001,299
Additional noninterest expense$1,598,0001,807
Pre-tax net operating income$5,646,000633
Securities gains (losses)$-40,0008,216
Applicable income taxes$1,200,000804
Income before extraordinary items$4,406,000627
Extraordinary gains, net$021
Net income$4,406,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,937
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,437,600606
2008-03-31 (YTD Data)Rank
Total interest income$13,974,000718
Total interest expense$8,667,000547
Net interest income$5,307,0001,013
Provision for loan and lease losses$06,080
Total noninterest income$1,030,0001,309
Gross Fiduciary activities income$49,000809
Service charges on deposit accounts$193,0002,136
Trading account gains and fees$0158
Additional Noninterest Income$788,0001,011
Total noninterest expense$3,547,0001,345
Salaries and employee benefits$2,214,0001,160
Premises and equipment expense$565,0001,220
Additional noninterest expense$768,0001,837
Pre-tax net operating income$2,790,000690
Securities gains (losses)$19,0001,626
Applicable income taxes$603,000866
Income before extraordinary items$2,206,000700
Extraordinary gains, net$015
Net income$2,206,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,730
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,190,990675
2007-12-31 (YTD Data)Rank
Total interest income$54,517,000759
Total interest expense$34,692,000581
Net interest income$19,825,0001,114
Provision for loan and lease losses$1,264,0001,203
Total noninterest income$5,366,0001,040
Gross Fiduciary activities income$101,000919
Service charges on deposit accounts$845,0002,043
Trading account gains and fees$0178
Additional Noninterest Income$4,420,000768
Total noninterest expense$13,290,0001,383
Salaries and employee benefits$7,173,0001,413
Premises and equipment expense$2,249,0001,166
Additional noninterest expense$3,868,0001,434
Pre-tax net operating income$10,637,000805
Securities gains (losses)$-225,0008,271
Applicable income taxes$2,021,0001,126
Income before extraordinary items$8,391,000775
Extraordinary gains, net$039
Net income$8,391,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-220,0008,452
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,573,250753
2007-09-30 (YTD Data)Rank
Total interest income$40,721,000760
Total interest expense$25,984,000581
Net interest income$14,737,0001,130
Provision for loan and lease losses$375,0001,954
Total noninterest income$3,364,0001,186
Gross Fiduciary activities income$58,000948
Service charges on deposit accounts$614,0002,070
Trading account gains and fees$0184
Additional Noninterest Income$2,692,000903
Total noninterest expense$10,044,0001,363
Salaries and employee benefits$5,832,0001,289
Premises and equipment expense$1,674,0001,177
Additional noninterest expense$2,538,0001,600
Pre-tax net operating income$7,682,000906
Securities gains (losses)$108,000480
Applicable income taxes$1,381,0001,303
Income before extraordinary items$6,409,000817
Extraordinary gains, net$033
Net income$6,409,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-224,0008,472
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,320,440810
2007-06-30 (YTD Data)Rank
Total interest income$27,066,000773
Total interest expense$17,214,000595
Net interest income$9,852,0001,150
Provision for loan and lease losses$275,0001,664
Total noninterest income$1,917,0001,373
Gross Fiduciary activities income$38,000971
Service charges on deposit accounts$411,0002,064
Trading account gains and fees$0168
Additional Noninterest Income$1,468,0001,063
Total noninterest expense$6,496,0001,421
Salaries and employee benefits$3,656,0001,404
Premises and equipment expense$1,069,0001,253
Additional noninterest expense$1,771,0001,533
Pre-tax net operating income$4,998,000962
Securities gains (losses)$92,000421
Applicable income taxes$969,0001,302
Income before extraordinary items$4,121,000887
Extraordinary gains, net$029
Net income$4,121,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-229,0008,534
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,046,480892
2007-03-31 (YTD Data)Rank
Total interest income$13,490,000761
Total interest expense$8,593,000589
Net interest income$4,897,0001,146
Provision for loan and lease losses$255,000940
Total noninterest income$914,0001,397
Gross Fiduciary activities income$19,000979
Service charges on deposit accounts$205,0002,009
Trading account gains and fees$0195
Additional Noninterest Income$690,0001,087
Total noninterest expense$3,288,0001,406
Salaries and employee benefits$2,142,0001,193
Premises and equipment expense$530,0001,273
Additional noninterest expense$616,0002,133
Pre-tax net operating income$2,268,0001,035
Securities gains (losses)$92,000317
Applicable income taxes$412,0001,491
Income before extraordinary items$1,948,000908
Extraordinary gains, net$022
Net income$1,948,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,871,640927
2006-12-31 (YTD Data)Rank
Total interest income$49,509,000775
Total interest expense$30,747,000562
Net interest income$18,762,0001,200
Provision for loan and lease losses$06,850
Total noninterest income$3,640,0001,385
Gross Fiduciary activities income$119,000902
Service charges on deposit accounts$735,0002,278
Trading account gains and fees$0130
Additional Noninterest Income$2,786,0001,047
Total noninterest expense$13,218,0001,349
Salaries and employee benefits$7,969,0001,226
Premises and equipment expense$2,343,0001,077
Additional noninterest expense$2,906,0001,815
Pre-tax net operating income$9,184,0001,068
Securities gains (losses)$146,000456
Applicable income taxes$1,436,0001,735
Income before extraordinary items$7,894,000945
Extraordinary gains, net$051
Net income$7,894,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,144
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,769,900948
2006-09-30 (YTD Data)Rank
Total interest income$35,889,000803
Total interest expense$22,061,000577
Net interest income$13,828,0001,240
Provision for loan and lease losses$06,685
Total noninterest income$2,711,0001,412
Gross Fiduciary activities income$81,000912
Service charges on deposit accounts$507,0002,456
Trading account gains and fees$0126
Additional Noninterest Income$2,123,0001,047
Total noninterest expense$10,095,0001,337
Salaries and employee benefits$6,211,0001,193
Premises and equipment expense$1,775,0001,079
Additional noninterest expense$2,109,0001,839
Pre-tax net operating income$6,444,0001,189
Securities gains (losses)$29,000669
Applicable income taxes$798,0002,204
Income before extraordinary items$5,675,0001,027
Extraordinary gains, net$045
Net income$5,675,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,000783
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,649,4801,014
2006-06-30 (YTD Data)Rank
Total interest income$23,553,000791
Total interest expense$14,104,000575
Net interest income$9,449,0001,199
Provision for loan and lease losses$06,419
Total noninterest income$1,760,0001,437
Gross Fiduciary activities income$46,000961
Service charges on deposit accounts$313,0002,583
Trading account gains and fees$0126
Additional Noninterest Income$1,401,0001,064
Total noninterest expense$6,980,0001,310
Salaries and employee benefits$4,312,0001,141
Premises and equipment expense$1,177,0001,084
Additional noninterest expense$1,491,0001,768
Pre-tax net operating income$4,229,0001,194
Securities gains (losses)$8,000776
Applicable income taxes$503,0002,306
Income before extraordinary items$3,734,0001,025
Extraordinary gains, net$039
Net income$3,734,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$545,000526
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,726,9601,012
2006-03-31 (YTD Data)Rank
Total interest income$11,627,000786
Total interest expense$6,842,000557
Net interest income$4,785,0001,178
Provision for loan and lease losses$06,013
Total noninterest income$824,0001,475
Gross Fiduciary activities income$17,0001,009
Service charges on deposit accounts$141,0002,720
Trading account gains and fees$0115
Additional Noninterest Income$666,0001,081
Total noninterest expense$3,720,0001,228
Salaries and employee benefits$2,346,0001,046
Premises and equipment expense$594,0001,076
Additional noninterest expense$780,0001,671
Pre-tax net operating income$1,889,0001,315
Securities gains (losses)$8,000624
Applicable income taxes$253,0002,248
Income before extraordinary items$1,644,0001,131
Extraordinary gains, net$021
Net income$1,644,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,637,0401,120
2005-12-31 (YTD Data)Rank
Total interest income$43,504,000732
Total interest expense$23,694,000508
Net interest income$19,810,0001,091
Provision for loan and lease losses$07,120
Total noninterest income$3,434,0001,441
Gross Fiduciary activities income$88,000965
Service charges on deposit accounts$613,0002,621
Trading account gains and fees$0138
Additional Noninterest Income$2,733,0001,085
Total noninterest expense$12,647,0001,361
Salaries and employee benefits$7,847,0001,176
Premises and equipment expense$1,825,0001,349
Additional noninterest expense$2,975,0001,699
Pre-tax net operating income$10,597,000933
Securities gains (losses)$191,000516
Applicable income taxes$1,759,0001,510
Income before extraordinary items$9,029,000799
Extraordinary gains, net$046
Net income$9,029,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,512
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,868,560802
2005-09-30 (YTD Data)Rank
Total interest income$32,482,000718
Total interest expense$17,204,000491
Net interest income$15,278,0001,040
Provision for loan and lease losses$06,899
Total noninterest income$2,608,0001,447
Gross Fiduciary activities income$62,000967
Service charges on deposit accounts$433,0002,732
Trading account gains and fees$0126
Additional Noninterest Income$2,113,0001,074
Total noninterest expense$9,345,0001,366
Salaries and employee benefits$5,990,0001,143
Premises and equipment expense$1,234,0001,470
Additional noninterest expense$2,121,0001,759
Pre-tax net operating income$8,541,000864
Securities gains (losses)$191,000488
Applicable income taxes$1,324,0001,526
Income before extraordinary items$7,408,000730
Extraordinary gains, net$035
Net income$7,408,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,245,650727
2005-06-30 (YTD Data)Rank
Total interest income$21,311,000713
Total interest expense$11,072,000473
Net interest income$10,239,0001,017
Provision for loan and lease losses$06,626
Total noninterest income$1,741,0001,424
Gross Fiduciary activities income$44,000953
Service charges on deposit accounts$265,0002,879
Trading account gains and fees$0116
Additional Noninterest Income$1,432,0001,038
Total noninterest expense$6,247,0001,359
Salaries and employee benefits$4,054,0001,122
Premises and equipment expense$820,0001,468
Additional noninterest expense$1,373,0001,797
Pre-tax net operating income$5,733,000831
Securities gains (losses)$171,000435
Applicable income taxes$864,0001,523
Income before extraordinary items$5,040,000707
Extraordinary gains, net$030
Net income$5,040,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,894,650705
2005-03-31 (YTD Data)Rank
Total interest income$10,453,000714
Total interest expense$5,348,000470
Net interest income$5,105,0001,016
Provision for loan and lease losses$06,226
Total noninterest income$907,0001,357
Gross Fiduciary activities income$19,000990
Service charges on deposit accounts$130,0002,849
Trading account gains and fees$0115
Additional Noninterest Income$758,000990
Total noninterest expense$3,258,0001,309
Salaries and employee benefits$2,106,0001,077
Premises and equipment expense$433,0001,401
Additional noninterest expense$719,0001,715
Pre-tax net operating income$2,754,000857
Securities gains (losses)$78,000422
Applicable income taxes$409,0001,581
Income before extraordinary items$2,423,000731
Extraordinary gains, net$024
Net income$2,423,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,355,920722
2004-12-31 (YTD Data)Rank
Total interest income$39,150,000709
Total interest expense$20,004,000425
Net interest income$19,146,0001,040
Provision for loan and lease losses$07,314
Total noninterest income$3,640,0001,381
Gross Fiduciary activities income$100,000935
Service charges on deposit accounts$547,0002,940
Trading account gains and fees$0138
Additional Noninterest Income$2,993,000989
Total noninterest expense$12,701,0001,295
Salaries and employee benefits$7,551,0001,138
Premises and equipment expense$1,686,0001,376
Additional noninterest expense$3,464,0001,434
Pre-tax net operating income$10,085,000874
Securities gains (losses)$550,000428
Applicable income taxes$1,635,0001,509
Income before extraordinary items$9,000,000740
Extraordinary gains, net$034
Net income$9,000,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$350,0004,108
Sale, conversion, retirement of capital stock, net$1,000862
Net operating income$8,532,500750
2004-09-30 (YTD Data)Rank
Total interest income$29,048,000717
Total interest expense$14,956,000421
Net interest income$14,092,0001,047
Provision for loan and lease losses$07,100
Total noninterest income$2,743,0001,389
Gross Fiduciary activities income$75,000938
Service charges on deposit accounts$410,0002,951
Trading account gains and fees$0134
Additional Noninterest Income$2,258,000987
Total noninterest expense$9,168,0001,334
Salaries and employee benefits$5,778,0001,111
Premises and equipment expense$1,172,0001,475
Additional noninterest expense$2,218,0001,626
Pre-tax net operating income$7,667,000871
Securities gains (losses)$526,000415
Applicable income taxes$1,251,0001,492
Income before extraordinary items$6,942,000730
Extraordinary gains, net$026
Net income$6,942,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$350,0003,223
Sale, conversion, retirement of capital stock, net$1,000729
Net operating income$6,494,900739
2004-06-30 (YTD Data)Rank
Total interest income$19,060,000720
Total interest expense$9,926,000416
Net interest income$9,134,0001,069
Provision for loan and lease losses$06,885
Total noninterest income$1,829,0001,374
Gross Fiduciary activities income$49,000952
Service charges on deposit accounts$269,0002,956
Trading account gains and fees$0130
Additional Noninterest Income$1,511,000983
Total noninterest expense$6,346,0001,289
Salaries and employee benefits$4,064,0001,056
Premises and equipment expense$816,0001,418
Additional noninterest expense$1,466,0001,642
Pre-tax net operating income$4,617,000945
Securities gains (losses)$370,000421
Applicable income taxes$727,0001,653
Income before extraordinary items$4,260,000773
Extraordinary gains, net$021
Net income$4,260,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$350,0002,645
Sale, conversion, retirement of capital stock, net$1,000630
Net operating income$3,945,500794
2004-03-31 (YTD Data)Rank
Total interest income$9,452,000742
Total interest expense$5,031,000420
Net interest income$4,421,0001,110
Provision for loan and lease losses$06,501
Total noninterest income$921,0001,344
Gross Fiduciary activities income$23,000976
Service charges on deposit accounts$128,0003,017
Trading account gains and fees$0121
Additional Noninterest Income$770,000952
Total noninterest expense$3,152,0001,301
Salaries and employee benefits$2,024,0001,070
Premises and equipment expense$377,0001,558
Additional noninterest expense$751,0001,587
Pre-tax net operating income$2,190,000984
Securities gains (losses)$323,000357
Applicable income taxes$444,0001,430
Income before extraordinary items$2,069,000805
Extraordinary gains, net$016
Net income$2,069,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,804,140854
2003-12-31 (YTD Data)Rank
Total interest income$39,236,000717
Total interest expense$21,694,000431
Net interest income$17,542,0001,100
Provision for loan and lease losses$07,651
Total noninterest income$3,570,0001,466
Gross Fiduciary activities income$101,000956
Service charges on deposit accounts$537,0002,939
Trading account gains and fees$0160
Additional Noninterest Income$2,932,0001,111
Total noninterest expense$10,677,0001,497
Salaries and employee benefits$6,786,0001,260
Premises and equipment expense$1,400,0001,628
Additional noninterest expense$2,491,0001,934
Pre-tax net operating income$10,435,000828
Securities gains (losses)$-160,0009,058
Applicable income taxes$1,600,0001,538
Income before extraordinary items$8,675,000755
Extraordinary gains, net$054
Net income$8,675,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,980
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,809,400691
2003-09-30 (YTD Data)Rank
Total interest income$29,616,000729
Total interest expense$16,407,000445
Net interest income$13,209,0001,109
Provision for loan and lease losses$07,481
Total noninterest income$2,790,0001,450
Gross Fiduciary activities income$78,000960
Service charges on deposit accounts$401,0002,941
Trading account gains and fees$0153
Additional Noninterest Income$2,311,0001,115
Total noninterest expense$7,759,0001,556
Salaries and employee benefits$4,830,0001,356
Premises and equipment expense$1,032,0001,663
Additional noninterest expense$1,897,0001,889
Pre-tax net operating income$8,240,000822
Securities gains (losses)$-87,0009,108
Applicable income taxes$1,601,0001,270
Income before extraordinary items$6,552,000782
Extraordinary gains, net$040
Net income$6,552,000783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0009,004
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,621,600719
2003-06-30 (YTD Data)Rank
Total interest income$20,050,000723
Total interest expense$11,007,000456
Net interest income$9,043,0001,076
Provision for loan and lease losses$07,324
Total noninterest income$1,952,0001,389
Gross Fiduciary activities income$44,000989
Service charges on deposit accounts$261,0002,965
Trading account gains and fees$0150
Additional Noninterest Income$1,647,0001,054
Total noninterest expense$5,305,0001,511
Salaries and employee benefits$3,306,0001,312
Premises and equipment expense$722,0001,586
Additional noninterest expense$1,277,0001,879
Pre-tax net operating income$5,690,000785
Securities gains (losses)$-64,0009,171
Applicable income taxes$946,0001,430
Income before extraordinary items$4,680,000734
Extraordinary gains, net$030
Net income$4,680,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0009,048
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,733,120670
2003-03-31 (YTD Data)Rank
Total interest income$10,149,000724
Total interest expense$5,592,000461
Net interest income$4,557,0001,075
Provision for loan and lease losses$06,934
Total noninterest income$938,0001,397
Gross Fiduciary activities income$17,0001,042
Service charges on deposit accounts$128,0002,943
Trading account gains and fees$0134
Additional Noninterest Income$793,0001,054
Total noninterest expense$2,721,0001,460
Salaries and employee benefits$1,733,0001,238
Premises and equipment expense$382,0001,510
Additional noninterest expense$606,0001,944
Pre-tax net operating income$2,774,000806
Securities gains (losses)$02,891
Applicable income taxes$456,0001,480
Income before extraordinary items$2,318,000737
Extraordinary gains, net$021
Net income$2,318,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,318,000679
2002-12-31 (YTD Data)Rank
Total interest income$42,886,000711
Total interest expense$24,948,000473
Net interest income$17,938,0001,064
Provision for loan and lease losses$08,089
Total noninterest income$3,208,0001,490
Gross Fiduciary activities income$102,000991
Service charges on deposit accounts$510,0002,929
Trading account gains and fees$0153
Additional Noninterest Income$2,596,0001,103
Total noninterest expense$9,735,0001,578
Salaries and employee benefits$5,859,0001,383
Premises and equipment expense$1,280,0001,723
Additional noninterest expense$2,596,0001,795
Pre-tax net operating income$11,411,000762
Securities gains (losses)$32,0002,782
Applicable income taxes$2,043,0001,268
Income before extraordinary items$9,400,000676
Extraordinary gains, net$070
Net income$9,400,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0003,173
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,373,760644
2001-12-31 (YTD Data)Rank
Total interest income$43,122,000783
Total interest expense$27,679,000603
Net interest income$15,443,0001,148
Provision for loan and lease losses$08,228
Total noninterest income$2,744,0001,585
Gross Fiduciary activities income$95,0001,008
Service charges on deposit accounts$425,0003,231
Trading account gains and fees$0177
Additional Noninterest Income$2,224,0001,151
Total noninterest expense$9,160,0001,598
Salaries and employee benefits$5,104,0001,485
Premises and equipment expense$1,310,0001,648
Additional noninterest expense$2,746,0001,679
Pre-tax net operating income$9,027,000846
Securities gains (losses)$81,0001,924
Applicable income taxes$1,508,0001,490
Income before extraordinary items$7,600,000736
Extraordinary gains, net$0105
Net income$7,600,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,705
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,532,770711
2000-12-31 (YTD Data)Rank
Total interest income$41,744,000855
Total interest expense$27,082,000678
Net interest income$14,662,0001,200
Provision for loan and lease losses$-270,0009,865
Total noninterest income$2,611,0001,529
Gross Fiduciary activities income$56,0001,031
Service charges on deposit accounts$330,0003,772
Trading account gains and fees$0180
Additional Noninterest Income$2,225,0001,058
Total noninterest expense$8,261,0001,688
Salaries and employee benefits$4,669,0001,520
Premises and equipment expense$1,222,0001,704
Additional noninterest expense$2,370,0001,858
Pre-tax net operating income$9,282,000827
Securities gains (losses)$-105,0009,426
Applicable income taxes$1,977,0001,163
Income before extraordinary items$7,200,000753
Extraordinary gains, net$038
Net income$7,200,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,281,900746
1999-12-31 (YTD Data)Rank
Total interest income$39,041,000872
Total interest expense$23,788,000687
Net interest income$15,253,0001,155
Provision for loan and lease losses$08,503
Total noninterest income$1,207,0002,681
Gross Fiduciary activities income$47,0001,106
Service charges on deposit accounts$291,0004,075
Trading account gains and fees$0173
Additional Noninterest Income$869,0002,046
Total noninterest expense$9,088,0001,527
Salaries and employee benefits$4,153,0001,655
Premises and equipment expense$1,125,0001,819
Additional noninterest expense$3,810,0001,213
Pre-tax net operating income$7,372,0001,054
Securities gains (losses)$27,0001,241
Applicable income taxes$1,899,0001,285
Income before extraordinary items$5,500,0001,008
Extraordinary gains, net$035
Net income$5,500,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,480,020990
1998-12-31 (YTD Data)Rank
Total interest income$37,830,000888
Total interest expense$22,790,000718
Net interest income$15,040,0001,121
Provision for loan and lease losses$457,0001,846
Total noninterest income$720,0003,891
Gross Fiduciary activities income$25,0001,203
Service charges on deposit accounts$282,0004,120
Trading account gains and fees$0224
Additional Noninterest Income$413,0003,360
Total noninterest expense$7,190,0001,809
Salaries and employee benefits$3,507,0001,896
Premises and equipment expense$993,0001,975
Additional noninterest expense$2,690,0001,605
Pre-tax net operating income$8,113,000961
Securities gains (losses)$67,0001,537
Applicable income taxes$2,280,0001,103
Income before extraordinary items$5,900,000922
Extraordinary gains, net$032
Net income$5,900,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,851,760895
1997-12-31 (YTD Data)Rank
Total interest income$37,295,000921
Total interest expense$21,377,000775
Net interest income$15,918,0001,109
Provision for loan and lease losses$863,0001,117
Total noninterest income$805,0003,555
Gross Fiduciary activities income$8,0001,350
Service charges on deposit accounts$284,0004,250
Trading account gains and fees$0239
Additional Noninterest Income$513,0002,780
Total noninterest expense$5,552,0002,331
Salaries and employee benefits$3,038,0002,180
Premises and equipment expense$784,0002,465
Additional noninterest expense$1,730,0002,393
Pre-tax net operating income$10,308,000798
Securities gains (losses)$16,0002,045
Applicable income taxes$3,824,000756
Income before extraordinary items$6,500,000851
Extraordinary gains, net$044
Net income$6,500,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,671
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,489,760831
1996-12-31 (YTD Data)Rank
Total interest income$34,403,0001,022
Total interest expense$19,357,000874
Net interest income$15,046,0001,194
Provision for loan and lease losses$607,0001,487
Total noninterest income$514,0005,060
Gross Fiduciary activities income$15,0001,373
Service charges on deposit accounts$273,0004,520
Trading account gains and fees$0262
Additional Noninterest Income$226,0004,843
Total noninterest expense$7,900,0001,796
Salaries and employee benefits$2,697,0002,471
Premises and equipment expense$660,0002,942
Additional noninterest expense$4,543,0001,232
Pre-tax net operating income$7,053,0001,060
Securities gains (losses)$41,0001,473
Applicable income taxes$2,594,000984
Income before extraordinary items$4,500,0001,140
Extraordinary gains, net$053
Net income$4,500,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,473,7601,129
1995-12-31 (YTD Data)Rank
Total interest income$30,394,0001,148
Total interest expense$16,811,0001,010
Net interest income$13,583,0001,323
Provision for loan and lease losses$750,0001,161
Total noninterest income$1,927,0001,902
Gross Fiduciary activities income$2,0001,553
Service charges on deposit accounts$260,0004,805
Trading account gains and fees$0522
Additional Noninterest Income$1,665,0001,293
Total noninterest expense$5,150,0002,635
Salaries and employee benefits$2,514,0002,661
Premises and equipment expense$562,0003,397
Additional noninterest expense$2,074,0002,329
Pre-tax net operating income$9,610,000857
Securities gains (losses)$118,000888
Applicable income taxes$3,553,000794
Income before extraordinary items$6,175,000886
Extraordinary gains, net$065
Net income$6,175,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,099,480889
1994-12-31 (YTD Data)Rank
Total interest income$26,462,0001,183
Total interest expense$13,203,0001,004
Net interest income$13,259,0001,353
Provision for loan and lease losses$854,0001,037
Total noninterest income$384,0006,298
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$250,0005,049
Trading account gains and fees$0475
Additional Noninterest Income$134,0006,565
Total noninterest expense$5,100,0002,725
Salaries and employee benefits$2,351,0002,814
Premises and equipment expense$531,0003,608
Additional noninterest expense$2,218,0002,367
Pre-tax net operating income$7,689,0001,001
Securities gains (losses)$382,000329
Applicable income taxes$2,921,000900
Income before extraordinary items$5,150,000990
Extraordinary gains, net$0249
Net income$5,150,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,975
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,905,5201,048
1993-12-31 (YTD Data)Rank
Total interest income$25,551,0001,244
Total interest expense$13,130,0001,032
Net interest income$12,421,0001,464
Provision for loan and lease losses$907,0001,390
Total noninterest income$479,0005,764
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$233,0005,363
Trading account gains and fees$0532
Additional Noninterest Income$246,0005,046
Total noninterest expense$4,710,0002,998
Salaries and employee benefits$2,223,0002,950
Premises and equipment expense$545,0003,599
Additional noninterest expense$1,942,0002,804
Pre-tax net operating income$7,283,000978
Securities gains (losses)$382,0001,091
Applicable income taxes$3,026,000851
Income before extraordinary items$4,639,0001,123
Extraordinary gains, net$86,0001,716
Net income$4,725,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,394,5201,092
1992-12-31 (YTD Data)Rank
Total interest income$26,194,0001,396
Total interest expense$14,220,0001,239
Net interest income$11,974,0001,534
Provision for loan and lease losses$933,0001,920
Total noninterest income$382,0006,712
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$208,0005,836
Trading account gains and fees$0504
Additional Noninterest Income$174,0006,145
Total noninterest expense$4,174,0003,374
Salaries and employee benefits$2,063,0003,130
Premises and equipment expense$495,0004,009
Additional noninterest expense$1,616,0003,381
Pre-tax net operating income$7,249,000894
Securities gains (losses)$-49,00013,672
Applicable income taxes$2,900,000811
Income before extraordinary items$4,300,0001,097
Extraordinary gains, net$01,422
Net income$4,300,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,331,360999

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.