Home > PBK BANK, INC. > Income and Expense
PBK BANK, INC., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,187,000 | 3,092 |
| Total interest expense | $715,000 | 3,931 |
| Net interest income | $7,472,000 | 2,796 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,531,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $688,000 | 1,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 2,457 |
| Total noninterest expense | $5,230,000 | 2,984 |
| Salaries and employee benefits | $2,455,000 | 3,206 |
| Premises and equipment expense | $583,000 | 2,754 |
| Additional noninterest expense | $843,000 | 2,457 |
| Pre-tax net operating income | $3,773,000 | 2,237 |
| Securities gains (losses) | $-3,000 | 3,268 |
| Applicable income taxes | $935,000 | 1,479 |
| Income before extraordinary items | $2,835,000 | 2,403 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,835,000 | 2,427 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,835,000 | 2,405 |
| Net charge-offs | $45,000 | 1,849 |
| Cash dividends | $907,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,837,370 | 2,412 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 3,101 |
| Total interest expense | $451,000 | 3,976 |
| Net interest income | $5,562,000 | 2,824 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,152,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $511,000 | 1,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $641,000 | 2,429 |
| Total noninterest expense | $3,768,000 | 3,028 |
| Salaries and employee benefits | $1,716,000 | 3,272 |
| Premises and equipment expense | $419,000 | 2,817 |
| Additional noninterest expense | $641,000 | 2,428 |
| Pre-tax net operating income | $2,946,000 | 2,252 |
| Securities gains (losses) | $-3,000 | 3,350 |
| Applicable income taxes | $730,000 | 1,506 |
| Income before extraordinary items | $2,213,000 | 2,394 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,213,000 | 2,417 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,213,000 | 2,396 |
| Net charge-offs | $31,000 | 1,697 |
| Cash dividends | $377,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,215,370 | 2,413 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 3,132 |
| Total interest expense | $227,000 | 4,061 |
| Net interest income | $3,638,000 | 2,873 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $737,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $331,000 | 1,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 2,433 |
| Total noninterest expense | $2,483,000 | 3,048 |
| Salaries and employee benefits | $1,135,000 | 3,297 |
| Premises and equipment expense | $270,000 | 2,851 |
| Additional noninterest expense | $406,000 | 2,429 |
| Pre-tax net operating income | $1,892,000 | 2,318 |
| Securities gains (losses) | $-3,000 | 3,656 |
| Applicable income taxes | $468,000 | 1,542 |
| Income before extraordinary items | $1,421,000 | 2,458 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,421,000 | 2,487 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,421,000 | 2,458 |
| Net charge-offs | $16,000 | 1,633 |
| Cash dividends | $377,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,423,370 | 2,477 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 3,199 |
| Total interest expense | $67,000 | 4,243 |
| Net interest income | $1,773,000 | 2,929 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $361,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $161,000 | 1,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 2,435 |
| Total noninterest expense | $1,259,000 | 3,057 |
| Salaries and employee benefits | $588,000 | 3,290 |
| Premises and equipment expense | $138,000 | 2,873 |
| Additional noninterest expense | $200,000 | 2,435 |
| Pre-tax net operating income | $875,000 | 2,464 |
| Securities gains (losses) | $-3,000 | 3,936 |
| Applicable income taxes | $216,000 | 1,619 |
| Income before extraordinary items | $656,000 | 2,606 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $656,000 | 2,607 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $656,000 | 2,606 |
| Net charge-offs | $5,000 | 1,579 |
| Cash dividends | $377,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $658,370 | 2,638 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 3,209 |
| Total interest expense | $92,000 | 4,418 |
| Net interest income | $6,081,000 | 3,075 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,482,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $628,000 | 1,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 2,509 |
| Total noninterest expense | $4,781,000 | 3,108 |
| Salaries and employee benefits | $2,306,000 | 3,297 |
| Premises and equipment expense | $534,000 | 2,893 |
| Additional noninterest expense | $854,000 | 2,509 |
| Pre-tax net operating income | $2,782,000 | 2,740 |
| Securities gains (losses) | $10,000 | 440 |
| Applicable income taxes | $691,000 | 1,818 |
| Income before extraordinary items | $2,101,000 | 2,892 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,101,000 | 2,889 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,101,000 | 2,891 |
| Net charge-offs | $45,000 | 1,608 |
| Cash dividends | $540,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,093,100 | 2,925 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 3,239 |
| Total interest expense | $71,000 | 4,394 |
| Net interest income | $4,298,000 | 3,136 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,109,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $461,000 | 1,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,516 |
| Total noninterest expense | $3,489,000 | 3,145 |
| Salaries and employee benefits | $1,632,000 | 3,356 |
| Premises and equipment expense | $399,000 | 2,915 |
| Additional noninterest expense | $648,000 | 2,516 |
| Pre-tax net operating income | $1,918,000 | 2,831 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $475,000 | 1,867 |
| Income before extraordinary items | $1,443,000 | 2,965 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,443,000 | 2,963 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,443,000 | 2,964 |
| Net charge-offs | $26,000 | 1,502 |
| Cash dividends | $540,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,443,000 | 2,997 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 3,296 |
| Total interest expense | $48,000 | 4,427 |
| Net interest income | $2,711,000 | 3,193 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $712,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $293,000 | 1,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 2,577 |
| Total noninterest expense | $2,259,000 | 3,177 |
| Salaries and employee benefits | $1,084,000 | 3,369 |
| Premises and equipment expense | $256,000 | 2,982 |
| Additional noninterest expense | $919,000 | 2,760 |
| Pre-tax net operating income | $1,164,000 | 2,842 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $287,000 | 1,881 |
| Income before extraordinary items | $877,000 | 2,968 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $877,000 | 2,967 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $877,000 | 2,968 |
| Net charge-offs | $17,000 | 1,382 |
| Cash dividends | $400,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $877,000 | 3,005 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 3,324 |
| Total interest expense | $26,000 | 4,384 |
| Net interest income | $1,286,000 | 3,234 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $356,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $144,000 | 1,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,515 |
| Total noninterest expense | $1,118,000 | 3,196 |
| Salaries and employee benefits | $532,000 | 3,392 |
| Premises and equipment expense | $143,000 | 2,819 |
| Additional noninterest expense | $443,000 | 2,805 |
| Pre-tax net operating income | $524,000 | 2,860 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $129,000 | 1,906 |
| Income before extraordinary items | $395,000 | 2,992 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $395,000 | 2,991 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $395,000 | 2,992 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $400,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $395,000 | 3,015 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 3,348 |
| Total interest expense | $131,000 | 4,391 |
| Net interest income | $5,351,000 | 3,240 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,696,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $478,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,218,000 | 2,433 |
| Total noninterest expense | $4,608,000 | 3,151 |
| Salaries and employee benefits | $2,221,000 | 3,360 |
| Premises and equipment expense | $482,000 | 3,084 |
| Additional noninterest expense | $1,905,000 | 2,681 |
| Pre-tax net operating income | $2,439,000 | 2,927 |
| Securities gains (losses) | $82,000 | 943 |
| Applicable income taxes | $599,000 | 1,974 |
| Income before extraordinary items | $1,922,000 | 3,073 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,922,000 | 3,073 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,922,000 | 3,073 |
| Net charge-offs | $-38,000 | 4,040 |
| Cash dividends | $875,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,857,220 | 3,100 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 3,409 |
| Total interest expense | $104,000 | 4,443 |
| Net interest income | $4,011,000 | 3,290 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,111,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $333,000 | 1,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $778,000 | 2,631 |
| Total noninterest expense | $3,364,000 | 3,208 |
| Salaries and employee benefits | $1,567,000 | 3,473 |
| Premises and equipment expense | $379,000 | 3,041 |
| Additional noninterest expense | $1,418,000 | 2,694 |
| Pre-tax net operating income | $1,758,000 | 3,081 |
| Securities gains (losses) | $82,000 | 876 |
| Applicable income taxes | $430,000 | 2,073 |
| Income before extraordinary items | $1,410,000 | 3,217 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,410,000 | 3,216 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,410,000 | 3,217 |
| Net charge-offs | $-49,000 | 4,204 |
| Cash dividends | $875,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,345,220 | 3,237 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 3,442 |
| Total interest expense | $73,000 | 4,469 |
| Net interest income | $2,645,000 | 3,319 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $750,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $208,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,548 |
| Total noninterest expense | $2,233,000 | 3,215 |
| Salaries and employee benefits | $1,047,000 | 3,481 |
| Premises and equipment expense | $250,000 | 3,045 |
| Additional noninterest expense | $936,000 | 2,703 |
| Pre-tax net operating income | $1,162,000 | 3,081 |
| Securities gains (losses) | $7,000 | 1,515 |
| Applicable income taxes | $263,000 | 2,118 |
| Income before extraordinary items | $906,000 | 3,249 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $906,000 | 3,248 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $906,000 | 3,249 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $475,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $900,470 | 3,231 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 3,472 |
| Total interest expense | $39,000 | 4,486 |
| Net interest income | $1,301,000 | 3,340 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $380,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $106,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 2,543 |
| Total noninterest expense | $1,098,000 | 3,230 |
| Salaries and employee benefits | $513,000 | 3,513 |
| Premises and equipment expense | $116,000 | 3,166 |
| Additional noninterest expense | $469,000 | 2,655 |
| Pre-tax net operating income | $583,000 | 3,077 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $144,000 | 2,035 |
| Income before extraordinary items | $439,000 | 3,267 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $439,000 | 3,268 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $439,000 | 3,267 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $475,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $439,000 | 3,236 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 3,409 |
| Total interest expense | $210,000 | 4,528 |
| Net interest income | $5,442,000 | 3,205 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $1,424,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $499,000 | 1,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $925,000 | 2,563 |
| Total noninterest expense | $4,586,000 | 3,158 |
| Salaries and employee benefits | $2,150,000 | 3,458 |
| Premises and equipment expense | $493,000 | 3,087 |
| Additional noninterest expense | $1,943,000 | 2,577 |
| Pre-tax net operating income | $2,280,000 | 2,789 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $496,000 | 1,949 |
| Income before extraordinary items | $1,784,000 | 2,969 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,784,000 | 2,968 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,784,000 | 2,969 |
| Net charge-offs | $9,000 | 3,054 |
| Cash dividends | $1,400,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,784,000 | 2,920 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 3,417 |
| Total interest expense | $166,000 | 4,554 |
| Net interest income | $4,144,000 | 3,193 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $993,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $365,000 | 1,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 2,613 |
| Total noninterest expense | $3,376,000 | 3,176 |
| Salaries and employee benefits | $1,536,000 | 3,513 |
| Premises and equipment expense | $377,000 | 3,054 |
| Additional noninterest expense | $1,463,000 | 2,556 |
| Pre-tax net operating income | $1,761,000 | 2,758 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $387,000 | 1,896 |
| Income before extraordinary items | $1,374,000 | 2,947 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,374,000 | 2,946 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,374,000 | 2,947 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $1,400,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,374,000 | 2,901 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,416 |
| Total interest expense | $116,000 | 4,593 |
| Net interest income | $2,814,000 | 3,192 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $631,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $254,000 | 1,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 2,669 |
| Total noninterest expense | $2,247,000 | 3,183 |
| Salaries and employee benefits | $1,030,000 | 3,513 |
| Premises and equipment expense | $252,000 | 3,043 |
| Additional noninterest expense | $965,000 | 2,573 |
| Pre-tax net operating income | $1,198,000 | 2,699 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $270,000 | 1,821 |
| Income before extraordinary items | $928,000 | 2,905 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $928,000 | 2,904 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $928,000 | 2,905 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $975,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $928,000 | 2,857 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 3,369 |
| Total interest expense | $59,000 | 4,660 |
| Net interest income | $1,451,000 | 3,118 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $319,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $160,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 2,712 |
| Total noninterest expense | $1,154,000 | 3,166 |
| Salaries and employee benefits | $530,000 | 3,499 |
| Premises and equipment expense | $135,000 | 2,962 |
| Additional noninterest expense | $489,000 | 2,577 |
| Pre-tax net operating income | $616,000 | 2,515 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $149,000 | 1,643 |
| Income before extraordinary items | $467,000 | 2,722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $467,000 | 2,721 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $467,000 | 2,723 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $975,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $467,000 | 2,710 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 3,325 |
| Total interest expense | $215,000 | 4,763 |
| Net interest income | $6,172,000 | 3,051 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,439,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $751,000 | 1,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,684 |
| Total noninterest expense | $4,517,000 | 3,206 |
| Salaries and employee benefits | $2,057,000 | 3,561 |
| Premises and equipment expense | $561,000 | 2,911 |
| Additional noninterest expense | $1,899,000 | 2,647 |
| Pre-tax net operating income | $3,094,000 | 2,405 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $648,000 | 1,772 |
| Income before extraordinary items | $2,446,000 | 2,601 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,446,000 | 2,602 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,446,000 | 2,603 |
| Net charge-offs | $18,000 | 3,164 |
| Cash dividends | $1,565,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,446,000 | 2,569 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 3,400 |
| Total interest expense | $157,000 | 4,834 |
| Net interest income | $4,553,000 | 3,120 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,084,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $570,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,716 |
| Total noninterest expense | $3,295,000 | 3,267 |
| Salaries and employee benefits | $1,449,000 | 3,686 |
| Premises and equipment expense | $428,000 | 2,894 |
| Additional noninterest expense | $1,418,000 | 2,663 |
| Pre-tax net operating income | $2,342,000 | 2,465 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $490,000 | 1,812 |
| Income before extraordinary items | $1,852,000 | 2,653 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,852,000 | 2,654 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,852,000 | 2,654 |
| Net charge-offs | $14,000 | 2,849 |
| Cash dividends | $1,565,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,852,000 | 2,614 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 3,400 |
| Total interest expense | $100,000 | 4,883 |
| Net interest income | $3,070,000 | 3,112 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $697,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $372,000 | 1,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 2,730 |
| Total noninterest expense | $2,156,000 | 3,325 |
| Salaries and employee benefits | $958,000 | 3,722 |
| Premises and equipment expense | $263,000 | 3,059 |
| Additional noninterest expense | $935,000 | 2,717 |
| Pre-tax net operating income | $1,611,000 | 2,391 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $337,000 | 1,763 |
| Income before extraordinary items | $1,274,000 | 2,569 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,274,000 | 2,568 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,274,000 | 2,568 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $340,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,274,000 | 2,533 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 3,585 |
| Total interest expense | $48,000 | 4,936 |
| Net interest income | $1,394,000 | 3,313 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $334,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $179,000 | 1,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,719 |
| Total noninterest expense | $1,087,000 | 3,327 |
| Salaries and employee benefits | $487,000 | 3,739 |
| Premises and equipment expense | $128,000 | 3,132 |
| Additional noninterest expense | $472,000 | 2,691 |
| Pre-tax net operating income | $641,000 | 2,713 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $134,000 | 1,919 |
| Income before extraordinary items | $507,000 | 2,882 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $507,000 | 2,881 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $507,000 | 2,881 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $340,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $507,000 | 2,862 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 3,564 |
| Total interest expense | $156,000 | 4,982 |
| Net interest income | $5,439,000 | 3,337 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,399,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $724,000 | 1,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $675,000 | 2,690 |
| Total noninterest expense | $4,356,000 | 3,314 |
| Salaries and employee benefits | $1,957,000 | 3,724 |
| Premises and equipment expense | $551,000 | 2,994 |
| Additional noninterest expense | $1,848,000 | 2,729 |
| Pre-tax net operating income | $2,482,000 | 2,791 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $512,000 | 1,955 |
| Income before extraordinary items | $1,970,000 | 2,958 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,970,000 | 2,956 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,970,000 | 2,957 |
| Net charge-offs | $5,000 | 3,535 |
| Cash dividends | $1,532,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,970,000 | 2,954 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 3,617 |
| Total interest expense | $111,000 | 5,042 |
| Net interest income | $3,999,000 | 3,410 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,048,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $531,000 | 1,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 2,711 |
| Total noninterest expense | $3,172,000 | 3,381 |
| Salaries and employee benefits | $1,383,000 | 3,858 |
| Premises and equipment expense | $410,000 | 3,028 |
| Additional noninterest expense | $1,379,000 | 2,749 |
| Pre-tax net operating income | $1,875,000 | 2,845 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $392,000 | 1,998 |
| Income before extraordinary items | $1,483,000 | 3,011 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,483,000 | 3,009 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,483,000 | 3,010 |
| Net charge-offs | $28,000 | 2,530 |
| Cash dividends | $705,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,483,000 | 2,997 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 3,626 |
| Total interest expense | $70,000 | 5,102 |
| Net interest income | $2,642,000 | 3,421 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $676,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $334,000 | 1,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,736 |
| Total noninterest expense | $2,089,000 | 3,425 |
| Salaries and employee benefits | $917,000 | 3,883 |
| Premises and equipment expense | $269,000 | 3,066 |
| Additional noninterest expense | $903,000 | 2,789 |
| Pre-tax net operating income | $1,229,000 | 2,835 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $256,000 | 1,999 |
| Income before extraordinary items | $973,000 | 3,004 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $973,000 | 3,003 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $973,000 | 3,003 |
| Net charge-offs | $-31,000 | 4,892 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $973,000 | 2,996 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 3,687 |
| Total interest expense | $34,000 | 5,149 |
| Net interest income | $1,281,000 | 3,494 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $329,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $162,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,695 |
| Total noninterest expense | $1,060,000 | 3,427 |
| Salaries and employee benefits | $457,000 | 3,931 |
| Premises and equipment expense | $144,000 | 2,986 |
| Additional noninterest expense | $459,000 | 2,797 |
| Pre-tax net operating income | $550,000 | 2,961 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $115,000 | 2,050 |
| Income before extraordinary items | $435,000 | 3,118 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $435,000 | 3,118 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $435,000 | 3,118 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $435,000 | 3,119 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 3,717 |
| Total interest expense | $129,000 | 5,180 |
| Net interest income | $4,962,000 | 3,548 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,268,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $638,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,860 |
| Total noninterest expense | $4,062,000 | 3,519 |
| Salaries and employee benefits | $1,825,000 | 3,929 |
| Premises and equipment expense | $533,000 | 3,146 |
| Additional noninterest expense | $1,704,000 | 2,957 |
| Pre-tax net operating income | $2,168,000 | 2,990 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $700,000 | 2,162 |
| Income before extraordinary items | $1,468,000 | 3,170 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,468,000 | 3,168 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,468,000 | 3,170 |
| Net charge-offs | $-13,000 | 4,860 |
| Cash dividends | $233,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,468,000 | 3,150 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 3,761 |
| Total interest expense | $94,000 | 5,246 |
| Net interest income | $3,687,000 | 3,593 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $943,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $481,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 2,914 |
| Total noninterest expense | $2,986,000 | 3,564 |
| Salaries and employee benefits | $1,325,000 | 4,015 |
| Premises and equipment expense | $390,000 | 3,223 |
| Additional noninterest expense | $1,271,000 | 2,975 |
| Pre-tax net operating income | $1,644,000 | 3,012 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $554,000 | 1,983 |
| Income before extraordinary items | $1,090,000 | 3,386 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,090,000 | 3,385 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,090,000 | 3,386 |
| Net charge-offs | $-15,000 | 4,847 |
| Cash dividends | $233,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,090,000 | 3,359 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 3,779 |
| Total interest expense | $64,000 | 5,268 |
| Net interest income | $2,434,000 | 3,609 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $620,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $311,000 | 1,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 2,901 |
| Total noninterest expense | $1,984,000 | 3,590 |
| Salaries and employee benefits | $886,000 | 4,031 |
| Premises and equipment expense | $253,000 | 3,273 |
| Additional noninterest expense | $845,000 | 2,992 |
| Pre-tax net operating income | $1,070,000 | 3,017 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $361,000 | 1,998 |
| Income before extraordinary items | $709,000 | 3,385 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $709,000 | 3,384 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $709,000 | 3,385 |
| Net charge-offs | $-7,000 | 4,687 |
| Cash dividends | $233,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $709,000 | 3,358 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 3,788 |
| Total interest expense | $33,000 | 5,288 |
| Net interest income | $1,225,000 | 3,620 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $324,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $151,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,748 |
| Total noninterest expense | $984,000 | 3,642 |
| Salaries and employee benefits | $448,000 | 4,053 |
| Premises and equipment expense | $132,000 | 3,248 |
| Additional noninterest expense | $404,000 | 3,096 |
| Pre-tax net operating income | $565,000 | 2,890 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $190,000 | 1,925 |
| Income before extraordinary items | $375,000 | 3,251 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $375,000 | 3,249 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $375,000 | 3,251 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $233,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $375,000 | 3,227 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 3,873 |
| Total interest expense | $234,000 | 4,794 |
| Net interest income | $4,569,000 | 3,744 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,258,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $659,000 | 1,696 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $599,000 | 3,021 |
| Total noninterest expense | $4,005,000 | 3,648 |
| Salaries and employee benefits | $1,762,000 | 4,060 |
| Premises and equipment expense | $542,000 | 3,206 |
| Additional noninterest expense | $1,701,000 | 3,077 |
| Pre-tax net operating income | $1,822,000 | 3,212 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $613,000 | 2,088 |
| Income before extraordinary items | $1,209,000 | 3,631 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,209,000 | 3,629 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,209,000 | 3,630 |
| Net charge-offs | $33,000 | 3,401 |
| Cash dividends | $125,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,209,000 | 3,564 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 3,901 |
| Total interest expense | $178,000 | 4,820 |
| Net interest income | $3,427,000 | 3,767 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $931,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $488,000 | 1,711 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $443,000 | 3,042 |
| Total noninterest expense | $2,964,000 | 3,677 |
| Salaries and employee benefits | $1,288,000 | 4,129 |
| Premises and equipment expense | $402,000 | 3,257 |
| Additional noninterest expense | $1,274,000 | 3,075 |
| Pre-tax net operating income | $1,394,000 | 3,218 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $474,000 | 2,100 |
| Income before extraordinary items | $920,000 | 3,642 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $920,000 | 3,640 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $920,000 | 3,642 |
| Net charge-offs | $31,000 | 2,887 |
| Cash dividends | $125,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $920,000 | 3,575 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 3,932 |
| Total interest expense | $117,000 | 4,878 |
| Net interest income | $2,273,000 | 3,802 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $605,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $313,000 | 1,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $292,000 | 3,060 |
| Total noninterest expense | $1,954,000 | 3,718 |
| Salaries and employee benefits | $860,000 | 4,155 |
| Premises and equipment expense | $270,000 | 3,252 |
| Additional noninterest expense | $824,000 | 3,163 |
| Pre-tax net operating income | $924,000 | 3,226 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $314,000 | 2,098 |
| Income before extraordinary items | $610,000 | 3,654 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $610,000 | 3,649 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $610,000 | 3,652 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $125,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $610,000 | 3,584 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 4,015 |
| Total interest expense | $59,000 | 4,913 |
| Net interest income | $1,102,000 | 3,883 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $292,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $154,000 | 1,765 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $138,000 | 3,085 |
| Total noninterest expense | $973,000 | 3,765 |
| Salaries and employee benefits | $430,000 | 4,196 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $407,000 | 3,189 |
| Pre-tax net operating income | $421,000 | 3,315 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $143,000 | 2,145 |
| Income before extraordinary items | $278,000 | 3,748 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $278,000 | 3,745 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $278,000 | 3,746 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $125,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $278,000 | 3,695 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 4,056 |
| Total interest expense | $266,000 | 4,798 |
| Net interest income | $4,283,000 | 3,930 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,236,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $675,000 | 1,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $561,000 | 3,125 |
| Total noninterest expense | $4,006,000 | 3,714 |
| Salaries and employee benefits | $1,792,000 | 4,127 |
| Premises and equipment expense | $525,000 | 3,381 |
| Additional noninterest expense | $1,689,000 | 3,144 |
| Pre-tax net operating income | $1,513,000 | 3,484 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $515,000 | 2,196 |
| Income before extraordinary items | $998,000 | 3,950 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $998,000 | 3,950 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $998,000 | 3,951 |
| Net charge-offs | $-3,000 | 4,981 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $998,000 | 3,889 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,110 |
| Total interest expense | $206,000 | 4,828 |
| Net interest income | $3,195,000 | 3,975 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $903,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $505,000 | 1,713 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,225 |
| Total noninterest expense | $3,030,000 | 3,711 |
| Salaries and employee benefits | $1,338,000 | 4,161 |
| Premises and equipment expense | $379,000 | 3,500 |
| Additional noninterest expense | $1,313,000 | 3,086 |
| Pre-tax net operating income | $1,068,000 | 3,640 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $364,000 | 2,297 |
| Income before extraordinary items | $704,000 | 4,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $704,000 | 4,103 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $704,000 | 4,106 |
| Net charge-offs | $14,000 | 3,512 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $704,000 | 4,048 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 4,172 |
| Total interest expense | $144,000 | 4,805 |
| Net interest income | $2,079,000 | 4,045 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $605,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $334,000 | 1,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $271,000 | 3,190 |
| Total noninterest expense | $2,020,000 | 3,748 |
| Salaries and employee benefits | $894,000 | 4,190 |
| Premises and equipment expense | $254,000 | 3,503 |
| Additional noninterest expense | $872,000 | 3,125 |
| Pre-tax net operating income | $664,000 | 3,730 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $226,000 | 2,358 |
| Income before extraordinary items | $438,000 | 4,177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $438,000 | 4,179 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $438,000 | 4,180 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $438,000 | 4,118 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 4,204 |
| Total interest expense | $79,000 | 4,688 |
| Net interest income | $1,021,000 | 4,109 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $286,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $162,000 | 1,731 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $124,000 | 3,290 |
| Total noninterest expense | $1,014,000 | 3,764 |
| Salaries and employee benefits | $451,000 | 4,204 |
| Premises and equipment expense | $132,000 | 3,463 |
| Additional noninterest expense | $431,000 | 3,127 |
| Pre-tax net operating income | $293,000 | 3,916 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $100,000 | 2,443 |
| Income before extraordinary items | $193,000 | 4,336 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $193,000 | 4,338 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $193,000 | 4,339 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $193,000 | 4,256 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 4,331 |
| Total interest expense | $477,000 | 4,110 |
| Net interest income | $3,789,000 | 4,308 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $985,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $745,000 | 1,670 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $240,000 | 4,311 |
| Total noninterest expense | $4,014,000 | 3,829 |
| Salaries and employee benefits | $1,753,000 | 4,283 |
| Premises and equipment expense | $517,000 | 3,553 |
| Additional noninterest expense | $1,744,000 | 3,191 |
| Pre-tax net operating income | $760,000 | 4,547 |
| Securities gains (losses) | $45,000 | 1,799 |
| Applicable income taxes | $275,000 | 2,713 |
| Income before extraordinary items | $530,000 | 4,850 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $530,000 | 4,849 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $530,000 | 4,850 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $500,300 | 4,879 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 4,414 |
| Total interest expense | $371,000 | 4,096 |
| Net interest income | $2,767,000 | 4,398 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $682,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $558,000 | 1,681 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $124,000 | 4,814 |
| Total noninterest expense | $2,991,000 | 3,863 |
| Salaries and employee benefits | $1,318,000 | 4,282 |
| Premises and equipment expense | $378,000 | 3,665 |
| Additional noninterest expense | $1,295,000 | 3,213 |
| Pre-tax net operating income | $458,000 | 4,885 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $157,000 | 2,999 |
| Income before extraordinary items | $301,000 | 5,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $301,000 | 5,227 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $301,000 | 5,229 |
| Net charge-offs | $-38,000 | 5,962 |
| Cash dividends | $500,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $301,000 | 5,183 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 4,470 |
| Total interest expense | $254,000 | 4,086 |
| Net interest income | $1,798,000 | 4,463 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $588,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $378,000 | 1,639 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $210,000 | 3,548 |
| Total noninterest expense | $2,067,000 | 3,795 |
| Salaries and employee benefits | $933,000 | 4,179 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $875,000 | 3,189 |
| Pre-tax net operating income | $319,000 | 4,823 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $109,000 | 2,954 |
| Income before extraordinary items | $210,000 | 5,172 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $210,000 | 5,174 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $210,000 | 5,175 |
| Net charge-offs | $-20,000 | 5,885 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $210,000 | 5,126 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 4,621 |
| Total interest expense | $132,000 | 4,059 |
| Net interest income | $845,000 | 4,642 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $260,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $180,000 | 1,689 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $80,000 | 3,893 |
| Total noninterest expense | $1,034,000 | 3,824 |
| Salaries and employee benefits | $467,000 | 4,222 |
| Premises and equipment expense | $129,000 | 3,685 |
| Additional noninterest expense | $438,000 | 3,195 |
| Pre-tax net operating income | $71,000 | 5,549 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $25,000 | 3,376 |
| Income before extraordinary items | $46,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $46,000 | 5,744 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $46,000 | 5,712 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 4,425 |
| Total interest expense | $621,000 | 4,016 |
| Net interest income | $3,727,000 | 4,445 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,280,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $802,000 | 1,644 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $478,000 | 3,422 |
| Total noninterest expense | $4,121,000 | 3,846 |
| Salaries and employee benefits | $1,829,000 | 4,274 |
| Premises and equipment expense | $507,000 | 3,702 |
| Additional noninterest expense | $1,785,000 | 3,231 |
| Pre-tax net operating income | $886,000 | 4,262 |
| Securities gains (losses) | $84,000 | 1,450 |
| Applicable income taxes | $330,000 | 2,542 |
| Income before extraordinary items | $640,000 | 4,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $640,000 | 4,577 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $640,000 | 4,577 |
| Net charge-offs | $226,000 | 2,880 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $584,560 | 4,629 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 4,481 |
| Total interest expense | $475,000 | 4,056 |
| Net interest income | $2,770,000 | 4,490 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $951,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $591,000 | 1,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $360,000 | 3,477 |
| Total noninterest expense | $3,163,000 | 3,813 |
| Salaries and employee benefits | $1,406,000 | 4,230 |
| Premises and equipment expense | $387,000 | 3,697 |
| Additional noninterest expense | $1,370,000 | 3,180 |
| Pre-tax net operating income | $558,000 | 4,623 |
| Securities gains (losses) | $84,000 | 1,337 |
| Applicable income taxes | $217,000 | 2,722 |
| Income before extraordinary items | $425,000 | 4,830 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $425,000 | 4,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $425,000 | 4,831 |
| Net charge-offs | $238,000 | 2,372 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $369,560 | 4,942 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 4,560 |
| Total interest expense | $323,000 | 4,077 |
| Net interest income | $1,777,000 | 4,607 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $616,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $386,000 | 1,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 3,573 |
| Total noninterest expense | $2,129,000 | 3,806 |
| Salaries and employee benefits | $951,000 | 4,228 |
| Premises and equipment expense | $263,000 | 3,664 |
| Additional noninterest expense | $915,000 | 3,166 |
| Pre-tax net operating income | $264,000 | 5,007 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $90,000 | 3,075 |
| Income before extraordinary items | $174,000 | 5,415 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $174,000 | 5,418 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $174,000 | 5,418 |
| Net charge-offs | $224,000 | 1,986 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $174,000 | 5,283 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 4,610 |
| Total interest expense | $168,000 | 4,075 |
| Net interest income | $872,000 | 4,671 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $311,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $181,000 | 1,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,382 |
| Total noninterest expense | $1,075,000 | 3,818 |
| Salaries and employee benefits | $481,000 | 4,252 |
| Premises and equipment expense | $127,000 | 3,771 |
| Additional noninterest expense | $467,000 | 3,131 |
| Pre-tax net operating income | $108,000 | 5,238 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $37,000 | 3,209 |
| Income before extraordinary items | $71,000 | 5,595 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $71,000 | 5,597 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $71,000 | 5,597 |
| Net charge-offs | $225,000 | 1,263 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $71,000 | 5,495 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 4,402 |
| Total interest expense | $1,120,000 | 3,339 |
| Net interest income | $3,709,000 | 4,611 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $1,361,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $833,000 | 1,642 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $528,000 | 3,271 |
| Total noninterest expense | $4,476,000 | 3,741 |
| Salaries and employee benefits | $1,740,000 | 4,478 |
| Premises and equipment expense | $499,000 | 3,831 |
| Additional noninterest expense | $2,237,000 | 2,824 |
| Pre-tax net operating income | $584,000 | 4,740 |
| Securities gains (losses) | $529,000 | 898 |
| Applicable income taxes | $380,000 | 2,454 |
| Income before extraordinary items | $733,000 | 4,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $733,000 | 4,399 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $733,000 | 4,401 |
| Net charge-offs | $181,000 | 3,858 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $383,860 | 5,045 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 4,428 |
| Total interest expense | $877,000 | 3,358 |
| Net interest income | $2,808,000 | 4,645 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $1,047,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $616,000 | 1,679 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $431,000 | 3,163 |
| Total noninterest expense | $3,390,000 | 3,761 |
| Salaries and employee benefits | $1,324,000 | 4,466 |
| Premises and equipment expense | $368,000 | 3,917 |
| Additional noninterest expense | $1,698,000 | 2,817 |
| Pre-tax net operating income | $455,000 | 4,830 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $155,000 | 3,044 |
| Income before extraordinary items | $300,000 | 5,322 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $300,000 | 5,321 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $300,000 | 5,321 |
| Net charge-offs | $31,000 | 4,837 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $300,000 | 5,128 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 4,469 |
| Total interest expense | $593,000 | 3,432 |
| Net interest income | $1,853,000 | 4,699 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $648,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $408,000 | 1,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $2,345,000 | 3,686 |
| Salaries and employee benefits | $862,000 | 4,554 |
| Premises and equipment expense | $239,000 | 3,984 |
| Additional noninterest expense | $1,244,000 | 2,592 |
| Pre-tax net operating income | $146,000 | 5,620 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $50,000 | 3,537 |
| Income before extraordinary items | $96,000 | 5,966 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $96,000 | 5,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $96,000 | 5,966 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $96,000 | 5,814 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 4,521 |
| Total interest expense | $303,000 | 3,494 |
| Net interest income | $919,000 | 4,751 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $346,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $204,000 | 1,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 3,146 |
| Total noninterest expense | $1,270,000 | 3,492 |
| Salaries and employee benefits | $420,000 | 4,653 |
| Premises and equipment expense | $120,000 | 3,990 |
| Additional noninterest expense | $730,000 | 2,210 |
| Pre-tax net operating income | $-15,000 | 6,505 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-5,000 | 6,940 |
| Income before extraordinary items | $-10,000 | 6,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,000 | 6,578 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-10,000 | 6,578 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-10,000 | 6,478 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 4,517 |
| Total interest expense | $1,361,000 | 3,680 |
| Net interest income | $3,749,000 | 4,712 |
| Provision for loan and lease losses | $125,000 | 5,112 |
| Total noninterest income | $1,288,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $906,000 | 1,614 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $382,000 | 3,502 |
| Total noninterest expense | $4,378,000 | 3,871 |
| Salaries and employee benefits | $1,668,000 | 4,653 |
| Premises and equipment expense | $475,000 | 4,175 |
| Additional noninterest expense | $2,235,000 | 2,825 |
| Pre-tax net operating income | $534,000 | 4,656 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $182,000 | 2,983 |
| Income before extraordinary items | $352,000 | 5,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $352,000 | 5,083 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $352,000 | 5,083 |
| Net charge-offs | $75,000 | 5,207 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $352,000 | 4,961 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 4,539 |
| Total interest expense | $1,049,000 | 3,722 |
| Net interest income | $2,816,000 | 4,729 |
| Provision for loan and lease losses | $95,000 | 4,994 |
| Total noninterest income | $1,131,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $681,000 | 1,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $450,000 | 2,851 |
| Total noninterest expense | $3,377,000 | 3,815 |
| Salaries and employee benefits | $1,330,000 | 4,494 |
| Premises and equipment expense | $369,000 | 4,128 |
| Additional noninterest expense | $1,678,000 | 2,847 |
| Pre-tax net operating income | $475,000 | 4,547 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $162,000 | 2,847 |
| Income before extraordinary items | $313,000 | 4,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,993 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $313,000 | 4,993 |
| Net charge-offs | $77,000 | 4,654 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $313,000 | 4,881 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 4,583 |
| Total interest expense | $718,000 | 3,747 |
| Net interest income | $1,855,000 | 4,785 |
| Provision for loan and lease losses | $65,000 | 4,826 |
| Total noninterest income | $788,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $439,000 | 1,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $349,000 | 2,659 |
| Total noninterest expense | $2,212,000 | 3,899 |
| Salaries and employee benefits | $894,000 | 4,506 |
| Premises and equipment expense | $248,000 | 4,134 |
| Additional noninterest expense | $1,070,000 | 3,026 |
| Pre-tax net operating income | $366,000 | 4,333 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $125,000 | 2,677 |
| Income before extraordinary items | $241,000 | 4,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $241,000 | 4,759 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $241,000 | 4,761 |
| Net charge-offs | $36,000 | 4,718 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $241,000 | 4,669 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 4,598 |
| Total interest expense | $365,000 | 3,815 |
| Net interest income | $923,000 | 4,792 |
| Provision for loan and lease losses | $35,000 | 4,507 |
| Total noninterest income | $423,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $206,000 | 1,706 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $217,000 | 2,358 |
| Total noninterest expense | $1,112,000 | 3,904 |
| Salaries and employee benefits | $458,000 | 4,464 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $532,000 | 3,025 |
| Pre-tax net operating income | $199,000 | 4,239 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $68,000 | 2,582 |
| Income before extraordinary items | $131,000 | 4,652 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $131,000 | 4,651 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $131,000 | 4,652 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $131,000 | 4,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 4,618 |
| Total interest expense | $1,755,000 | 3,894 |
| Net interest income | $3,616,000 | 4,862 |
| Provision for loan and lease losses | $569,000 | 3,952 |
| Total noninterest income | $1,611,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $911,000 | 1,629 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $700,000 | 2,692 |
| Total noninterest expense | $4,401,000 | 3,951 |
| Salaries and employee benefits | $1,796,000 | 4,532 |
| Premises and equipment expense | $485,000 | 4,269 |
| Additional noninterest expense | $2,120,000 | 3,100 |
| Pre-tax net operating income | $257,000 | 5,032 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $80,000 | 3,389 |
| Income before extraordinary items | $177,000 | 5,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $177,000 | 5,362 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $177,000 | 5,364 |
| Net charge-offs | $91,000 | 5,493 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $177,000 | 5,225 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 4,664 |
| Total interest expense | $1,361,000 | 3,957 |
| Net interest income | $2,738,000 | 4,894 |
| Provision for loan and lease losses | $374,000 | 4,016 |
| Total noninterest income | $1,258,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $692,000 | 1,664 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $566,000 | 2,567 |
| Total noninterest expense | $3,446,000 | 3,845 |
| Salaries and employee benefits | $1,446,000 | 4,377 |
| Premises and equipment expense | $404,000 | 4,069 |
| Additional noninterest expense | $1,596,000 | 3,041 |
| Pre-tax net operating income | $176,000 | 5,352 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $61,000 | 3,456 |
| Income before extraordinary items | $115,000 | 5,667 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $115,000 | 5,668 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $115,000 | 5,668 |
| Net charge-offs | $-108,000 | 7,695 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $115,000 | 5,513 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 4,686 |
| Total interest expense | $933,000 | 3,985 |
| Net interest income | $1,816,000 | 4,916 |
| Provision for loan and lease losses | $344,000 | 3,421 |
| Total noninterest income | $923,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $449,000 | 1,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $474,000 | 2,167 |
| Total noninterest expense | $2,260,000 | 3,889 |
| Salaries and employee benefits | $965,000 | 4,389 |
| Premises and equipment expense | $238,000 | 4,394 |
| Additional noninterest expense | $1,057,000 | 3,048 |
| Pre-tax net operating income | $135,000 | 5,290 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $47,000 | 3,327 |
| Income before extraordinary items | $88,000 | 5,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,629 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $88,000 | 5,628 |
| Net charge-offs | $-117,000 | 7,759 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,000 | 5,507 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 4,760 |
| Total interest expense | $473,000 | 4,075 |
| Net interest income | $893,000 | 4,994 |
| Provision for loan and lease losses | $179,000 | 3,164 |
| Total noninterest income | $303,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $214,000 | 1,774 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $1,061,000 | 4,109 |
| Salaries and employee benefits | $487,000 | 4,425 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $455,000 | 3,444 |
| Pre-tax net operating income | $-44,000 | 6,471 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-14,000 | 7,141 |
| Income before extraordinary items | $-30,000 | 6,535 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-30,000 | 6,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-30,000 | 6,536 |
| Net charge-offs | $-105,000 | 7,851 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-30,000 | 6,459 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 4,531 |
| Total interest expense | $2,261,000 | 4,137 |
| Net interest income | $3,908,000 | 4,624 |
| Provision for loan and lease losses | $1,404,000 | 2,985 |
| Total noninterest income | $1,426,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,061,000 | 1,589 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $365,000 | 3,682 |
| Total noninterest expense | $4,483,000 | 4,017 |
| Salaries and employee benefits | $1,941,000 | 4,450 |
| Premises and equipment expense | $560,000 | 4,083 |
| Additional noninterest expense | $1,982,000 | 3,338 |
| Pre-tax net operating income | $-553,000 | 6,027 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-214,000 | 6,790 |
| Income before extraordinary items | $-339,000 | 5,961 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-339,000 | 5,960 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-339,000 | 5,960 |
| Net charge-offs | $1,561,000 | 2,328 |
| Cash dividends | $325,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-339,000 | 5,959 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 4,519 |
| Total interest expense | $1,744,000 | 4,205 |
| Net interest income | $3,002,000 | 4,581 |
| Provision for loan and lease losses | $1,154,000 | 2,565 |
| Total noninterest income | $1,053,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $777,000 | 1,632 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $276,000 | 3,745 |
| Total noninterest expense | $3,526,000 | 3,880 |
| Salaries and employee benefits | $1,556,000 | 4,272 |
| Premises and equipment expense | $425,000 | 4,086 |
| Additional noninterest expense | $1,545,000 | 3,212 |
| Pre-tax net operating income | $-625,000 | 6,423 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-232,000 | 7,133 |
| Income before extraordinary items | $-393,000 | 6,328 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-393,000 | 6,329 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-393,000 | 6,328 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $325,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-393,000 | 6,323 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 4,491 |
| Total interest expense | $1,184,000 | 4,286 |
| Net interest income | $2,055,000 | 4,504 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $698,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $509,000 | 1,627 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $189,000 | 3,736 |
| Total noninterest expense | $2,271,000 | 4,002 |
| Salaries and employee benefits | $1,049,000 | 4,290 |
| Premises and equipment expense | $291,000 | 4,028 |
| Additional noninterest expense | $931,000 | 3,461 |
| Pre-tax net operating income | $422,000 | 3,596 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $123,000 | 2,458 |
| Income before extraordinary items | $299,000 | 3,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 3,970 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $299,000 | 3,970 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $325,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $299,000 | 3,851 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,541 |
| Total interest expense | $609,000 | 4,317 |
| Net interest income | $1,008,000 | 4,557 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $283,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $221,000 | 1,808 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $62,000 | 4,465 |
| Total noninterest expense | $1,144,000 | 3,917 |
| Salaries and employee benefits | $529,000 | 4,288 |
| Premises and equipment expense | $151,000 | 3,954 |
| Additional noninterest expense | $464,000 | 3,197 |
| Pre-tax net operating income | $117,000 | 4,845 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $97,000 | 4,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $97,000 | 5,001 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $325,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $97,000 | 4,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,986,000 | 4,489 |
| Total interest expense | $2,857,000 | 4,387 |
| Net interest income | $4,129,000 | 4,493 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,426,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,083,000 | 1,640 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $343,000 | 3,863 |
| Total noninterest expense | $4,420,000 | 3,936 |
| Salaries and employee benefits | $2,117,000 | 4,266 |
| Premises and equipment expense | $620,000 | 3,844 |
| Additional noninterest expense | $1,683,000 | 3,325 |
| Pre-tax net operating income | $1,135,000 | 3,523 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $409,000 | 2,060 |
| Income before extraordinary items | $728,000 | 3,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $728,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 2,761 |
| Cash dividends | $235,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $726,720 | 4,016 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,254,000 | 4,558 |
| Total interest expense | $2,212,000 | 4,428 |
| Net interest income | $3,042,000 | 4,576 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,093,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $821,000 | 1,634 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $272,000 | 3,864 |
| Total noninterest expense | $3,270,000 | 3,947 |
| Salaries and employee benefits | $1,612,000 | 4,234 |
| Premises and equipment expense | $465,000 | 3,848 |
| Additional noninterest expense | $1,193,000 | 3,406 |
| Pre-tax net operating income | $865,000 | 3,952 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $296,000 | 2,473 |
| Income before extraordinary items | $571,000 | 4,210 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $571,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 3,010 |
| Cash dividends | $235,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $569,680 | 4,370 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 4,618 |
| Total interest expense | $1,537,000 | 4,443 |
| Net interest income | $1,977,000 | 4,654 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $724,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $540,000 | 1,635 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $184,000 | 3,922 |
| Total noninterest expense | $2,171,000 | 3,987 |
| Salaries and employee benefits | $1,077,000 | 4,273 |
| Premises and equipment expense | $313,000 | 3,842 |
| Additional noninterest expense | $781,000 | 3,421 |
| Pre-tax net operating income | $530,000 | 4,274 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $182,000 | 2,793 |
| Income before extraordinary items | $350,000 | 4,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,946 |
| Cash dividends | $235,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $348,680 | 4,684 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 4,502 |
| Total interest expense | $794,000 | 4,529 |
| Net interest income | $1,091,000 | 4,345 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $334,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $255,000 | 1,706 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $1,073,000 | 4,031 |
| Salaries and employee benefits | $537,000 | 4,300 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $381,000 | 3,439 |
| Pre-tax net operating income | $352,000 | 3,808 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $120,000 | 2,589 |
| Income before extraordinary items | $232,000 | 4,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,045 |
| Cash dividends | $235,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,000 | 4,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 4,469 |
| Total interest expense | $3,101,000 | 4,697 |
| Net interest income | $4,599,000 | 4,231 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,374,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,065,000 | 1,677 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $309,000 | 4,186 |
| Total noninterest expense | $4,438,000 | 3,802 |
| Salaries and employee benefits | $2,314,000 | 3,935 |
| Premises and equipment expense | $635,000 | 3,689 |
| Additional noninterest expense | $1,489,000 | 3,434 |
| Pre-tax net operating income | $1,535,000 | 3,862 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $518,000 | 2,695 |
| Income before extraordinary items | $1,017,000 | 4,278 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,017,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-157,000 | 8,426 |
| Cash dividends | $70,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,017,000 | 4,272 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 4,544 |
| Total interest expense | $2,290,000 | 4,757 |
| Net interest income | $3,374,000 | 4,319 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,003,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $780,000 | 1,691 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $223,000 | 4,284 |
| Total noninterest expense | $3,273,000 | 3,844 |
| Salaries and employee benefits | $1,728,000 | 3,940 |
| Premises and equipment expense | $480,000 | 3,658 |
| Additional noninterest expense | $1,065,000 | 3,528 |
| Pre-tax net operating income | $1,104,000 | 4,137 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $372,000 | 2,901 |
| Income before extraordinary items | $732,000 | 4,542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $732,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 8,447 |
| Cash dividends | $70,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $732,000 | 4,541 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 4,580 |
| Total interest expense | $1,493,000 | 4,812 |
| Net interest income | $2,261,000 | 4,332 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $659,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $509,000 | 1,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $150,000 | 4,307 |
| Total noninterest expense | $2,145,000 | 3,915 |
| Salaries and employee benefits | $1,154,000 | 3,968 |
| Premises and equipment expense | $314,000 | 3,728 |
| Additional noninterest expense | $677,000 | 3,652 |
| Pre-tax net operating income | $775,000 | 4,089 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $261,000 | 2,903 |
| Income before extraordinary items | $514,000 | 4,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,450 |
| Cash dividends | $70,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $514,000 | 4,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 4,669 |
| Total interest expense | $717,000 | 4,909 |
| Net interest income | $1,105,000 | 4,399 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $307,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $237,000 | 1,792 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $1,085,000 | 3,877 |
| Salaries and employee benefits | $582,000 | 3,968 |
| Premises and equipment expense | $157,000 | 3,744 |
| Additional noninterest expense | $346,000 | 3,559 |
| Pre-tax net operating income | $327,000 | 4,458 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $110,000 | 3,142 |
| Income before extraordinary items | $217,000 | 4,878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $217,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,179 |
| Cash dividends | $70,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $217,000 | 4,851 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 4,780 |
| Total interest expense | $2,310,000 | 5,031 |
| Net interest income | $4,140,000 | 4,567 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $1,342,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,133,000 | 1,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $209,000 | 5,041 |
| Total noninterest expense | $4,052,000 | 3,958 |
| Salaries and employee benefits | $1,984,000 | 4,293 |
| Premises and equipment expense | $618,000 | 3,671 |
| Additional noninterest expense | $1,450,000 | 3,382 |
| Pre-tax net operating income | $1,420,000 | 4,419 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $485,000 | 3,195 |
| Income before extraordinary items | $936,000 | 4,852 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $936,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 8,484 |
| Cash dividends | $1,650,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $935,340 | 4,847 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 4,851 |
| Total interest expense | $1,661,000 | 5,065 |
| Net interest income | $3,041,000 | 4,652 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $997,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $851,000 | 1,572 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $3,029,000 | 3,952 |
| Salaries and employee benefits | $1,481,000 | 4,274 |
| Premises and equipment expense | $461,000 | 3,701 |
| Additional noninterest expense | $1,087,000 | 3,383 |
| Pre-tax net operating income | $999,000 | 4,713 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $340,000 | 3,412 |
| Income before extraordinary items | $660,000 | 5,138 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $660,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,389 |
| Cash dividends | $1,650,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $659,340 | 5,136 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 4,917 |
| Total interest expense | $1,053,000 | 5,097 |
| Net interest income | $1,981,000 | 4,745 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $644,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $548,000 | 1,609 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,967,000 | 4,047 |
| Salaries and employee benefits | $953,000 | 4,421 |
| Premises and equipment expense | $306,000 | 3,714 |
| Additional noninterest expense | $708,000 | 3,438 |
| Pre-tax net operating income | $648,000 | 4,812 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $221,000 | 3,482 |
| Income before extraordinary items | $427,000 | 5,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $427,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,354 |
| Cash dividends | $1,650,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $427,000 | 5,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 4,936 |
| Total interest expense | $502,000 | 5,109 |
| Net interest income | $974,000 | 4,787 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $319,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $266,000 | 1,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $966,000 | 4,107 |
| Salaries and employee benefits | $472,000 | 4,463 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $336,000 | 3,555 |
| Pre-tax net operating income | $317,000 | 4,817 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $108,000 | 3,496 |
| Income before extraordinary items | $209,000 | 5,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $1,650,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $209,000 | 5,257 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 4,790 |
| Total interest expense | $1,764,000 | 4,796 |
| Net interest income | $3,854,000 | 4,737 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,331,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,220,000 | 1,436 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $4,229,000 | 3,705 |
| Salaries and employee benefits | $1,857,000 | 4,364 |
| Premises and equipment expense | $655,000 | 3,407 |
| Additional noninterest expense | $1,717,000 | 2,890 |
| Pre-tax net operating income | $956,000 | 5,471 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-487,000 | 8,766 |
| Income before extraordinary items | $1,443,000 | 3,877 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,443,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,940 |
| Cash dividends | $205,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,443,000 | 3,854 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 4,828 |
| Total interest expense | $1,281,000 | 4,760 |
| Net interest income | $2,837,000 | 4,800 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,138,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $921,000 | 1,404 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,423 |
| Total noninterest expense | $3,192,000 | 3,661 |
| Salaries and employee benefits | $1,368,000 | 4,399 |
| Premises and equipment expense | $492,000 | 3,399 |
| Additional noninterest expense | $1,332,000 | 2,763 |
| Pre-tax net operating income | $783,000 | 5,382 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $783,000 | 4,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $783,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,761 |
| Cash dividends | $205,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $783,000 | 4,783 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 4,861 |
| Total interest expense | $824,000 | 4,699 |
| Net interest income | $1,841,000 | 4,873 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $741,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $584,000 | 1,445 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $157,000 | 4,215 |
| Total noninterest expense | $2,140,000 | 3,627 |
| Salaries and employee benefits | $938,000 | 4,280 |
| Premises and equipment expense | $329,000 | 3,364 |
| Additional noninterest expense | $873,000 | 2,798 |
| Pre-tax net operating income | $442,000 | 5,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $442,000 | 5,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $442,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,738 |
| Cash dividends | $205,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $442,000 | 5,143 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 4,942 |
| Total interest expense | $399,000 | 4,695 |
| Net interest income | $892,000 | 4,993 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $319,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $243,000 | 1,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $1,164,000 | 3,396 |
| Salaries and employee benefits | $481,000 | 4,218 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $509,000 | 2,388 |
| Pre-tax net operating income | $47,000 | 7,929 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,291 |
| Cash dividends | $205,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,000 | 7,787 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 4,822 |
| Total interest expense | $1,600,000 | 4,337 |
| Net interest income | $3,446,000 | 4,961 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $1,530,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,184,000 | 1,489 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $346,000 | 3,993 |
| Total noninterest expense | $4,682,000 | 3,313 |
| Salaries and employee benefits | $1,800,000 | 4,344 |
| Premises and equipment expense | $688,000 | 3,169 |
| Additional noninterest expense | $2,194,000 | 2,216 |
| Pre-tax net operating income | $284,000 | 7,488 |
| Securities gains (losses) | $-25,000 | 8,437 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $259,000 | 7,395 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $259,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,998 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $284,000 | 7,245 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 4,825 |
| Total interest expense | $1,204,000 | 4,270 |
| Net interest income | $2,555,000 | 4,985 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $1,142,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $898,000 | 1,478 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $244,000 | 4,102 |
| Total noninterest expense | $3,538,000 | 3,278 |
| Salaries and employee benefits | $1,375,000 | 4,252 |
| Premises and equipment expense | $519,000 | 3,150 |
| Additional noninterest expense | $1,644,000 | 2,196 |
| Pre-tax net operating income | $149,000 | 7,914 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $150,000 | 7,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $150,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,165 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $149,000 | 7,743 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 4,800 |
| Total interest expense | $825,000 | 4,187 |
| Net interest income | $1,706,000 | 4,976 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $753,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $585,000 | 1,502 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 4,095 |
| Total noninterest expense | $2,331,000 | 3,318 |
| Salaries and employee benefits | $933,000 | 4,195 |
| Premises and equipment expense | $349,000 | 3,134 |
| Additional noninterest expense | $1,049,000 | 2,299 |
| Pre-tax net operating income | $118,000 | 7,775 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $118,000 | 7,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,894 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $118,000 | 7,537 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 4,687 |
| Total interest expense | $423,000 | 4,161 |
| Net interest income | $890,000 | 4,855 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $391,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $285,000 | 1,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $1,172,000 | 3,290 |
| Salaries and employee benefits | $466,000 | 4,240 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $530,000 | 2,247 |
| Pre-tax net operating income | $99,000 | 7,169 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $99,000 | 6,798 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 4,441 |
| Total interest expense | $2,324,000 | 3,539 |
| Net interest income | $3,381,000 | 4,912 |
| Provision for loan and lease losses | $305,000 | 3,117 |
| Total noninterest income | $1,339,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,013,000 | 1,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $326,000 | 4,339 |
| Total noninterest expense | $4,945,000 | 3,076 |
| Salaries and employee benefits | $1,732,000 | 4,380 |
| Premises and equipment expense | $648,000 | 3,302 |
| Additional noninterest expense | $2,565,000 | 1,881 |
| Pre-tax net operating income | $-530,000 | 8,833 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-475,000 | 8,895 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-475,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,506 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-530,000 | 8,855 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 4,411 |
| Total interest expense | $1,883,000 | 3,443 |
| Net interest income | $2,527,000 | 4,933 |
| Provision for loan and lease losses | $245,000 | 2,890 |
| Total noninterest income | $936,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $702,000 | 1,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,500 |
| Total noninterest expense | $3,563,000 | 3,180 |
| Salaries and employee benefits | $1,303,000 | 4,363 |
| Premises and equipment expense | $470,000 | 3,392 |
| Additional noninterest expense | $1,790,000 | 2,001 |
| Pre-tax net operating income | $-345,000 | 8,894 |
| Securities gains (losses) | $55,000 | 2,240 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-290,000 | 8,940 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-290,000 | 8,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,337 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-345,000 | 8,909 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 4,335 |
| Total interest expense | $1,354,000 | 3,334 |
| Net interest income | $1,703,000 | 4,895 |
| Provision for loan and lease losses | $185,000 | 2,635 |
| Total noninterest income | $500,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $379,000 | 2,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $2,498,000 | 3,050 |
| Salaries and employee benefits | $910,000 | 4,222 |
| Premises and equipment expense | $308,000 | 3,405 |
| Additional noninterest expense | $1,280,000 | 1,875 |
| Pre-tax net operating income | $-480,000 | 9,059 |
| Securities gains (losses) | $55,000 | 1,944 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-425,000 | 9,104 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-425,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,819 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-480,000 | 9,072 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 4,252 |
| Total interest expense | $713,000 | 3,269 |
| Net interest income | $876,000 | 4,782 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $226,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $176,000 | 2,262 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $1,227,000 | 3,081 |
| Salaries and employee benefits | $477,000 | 4,046 |
| Premises and equipment expense | $152,000 | 3,453 |
| Additional noninterest expense | $598,000 | 1,975 |
| Pre-tax net operating income | $-190,000 | 9,078 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-190,000 | 9,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-190,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-190,000 | 9,065 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 3,783 |
| Total interest expense | $3,919,000 | 2,801 |
| Net interest income | $3,732,000 | 4,556 |
| Provision for loan and lease losses | $570,000 | 2,158 |
| Total noninterest income | $1,455,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $756,000 | 2,106 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $699,000 | 2,712 |
| Total noninterest expense | $5,307,000 | 2,771 |
| Salaries and employee benefits | $2,156,000 | 3,508 |
| Premises and equipment expense | $836,000 | 2,577 |
| Additional noninterest expense | $2,315,000 | 2,002 |
| Pre-tax net operating income | $-690,000 | 9,052 |
| Securities gains (losses) | $71,000 | 2,079 |
| Applicable income taxes | $-16,000 | 8,890 |
| Income before extraordinary items | $-603,000 | 9,073 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-603,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,302,000 | 767 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-671,870 | 9,058 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,994,000 | 3,055 |
| Total interest expense | $6,829,000 | 2,343 |
| Net interest income | $4,165,000 | 4,006 |
| Provision for loan and lease losses | $4,302,000 | 394 |
| Total noninterest income | $1,829,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $941,000 | 1,586 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $888,000 | 2,224 |
| Total noninterest expense | $6,623,000 | 2,167 |
| Salaries and employee benefits | $2,531,000 | 2,917 |
| Premises and equipment expense | $864,000 | 2,449 |
| Additional noninterest expense | $3,228,000 | 1,444 |
| Pre-tax net operating income | $-4,931,000 | 9,568 |
| Securities gains (losses) | $72,000 | 2,029 |
| Applicable income taxes | $-1,106,000 | 9,556 |
| Income before extraordinary items | $-3,753,000 | 9,557 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-3,753,000 | 9,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,748,000 | 381 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,808,440 | 9,547 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,800,000 | 2,720 |
| Total interest expense | $6,768,000 | 2,488 |
| Net interest income | $6,032,000 | 2,926 |
| Provision for loan and lease losses | $2,330,000 | 549 |
| Total noninterest income | $1,517,000 | 2,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $879,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 2,538 |
| Total noninterest expense | $5,059,000 | 2,687 |
| Salaries and employee benefits | $2,442,000 | 2,892 |
| Premises and equipment expense | $785,000 | 2,623 |
| Additional noninterest expense | $1,832,000 | 2,346 |
| Pre-tax net operating income | $160,000 | 8,553 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $129,000 | 8,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $129,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,266,000 | 637 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $129,000 | 8,532 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,084,000 | 3,510 |
| Total interest expense | $4,405,000 | 3,304 |
| Net interest income | $4,679,000 | 3,666 |
| Provision for loan and lease losses | $894,000 | 1,076 |
| Total noninterest income | $1,122,000 | 2,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $681,000 | 1,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,205 |
| Total noninterest expense | $4,028,000 | 3,293 |
| Salaries and employee benefits | $1,963,000 | 3,505 |
| Premises and equipment expense | $608,000 | 3,211 |
| Additional noninterest expense | $1,457,000 | 2,937 |
| Pre-tax net operating income | $879,000 | 5,665 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $292,000 | 4,875 |
| Income before extraordinary items | $587,000 | 5,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,563 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $587,000 | 5,932 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,556,000 | 4,645 |
| Total interest expense | $3,123,000 | 4,571 |
| Net interest income | $3,433,000 | 4,666 |
| Provision for loan and lease losses | $288,000 | 2,721 |
| Total noninterest income | $1,012,000 | 3,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,154 |
| Total noninterest expense | $3,095,000 | 4,007 |
| Salaries and employee benefits | $1,472,000 | 4,302 |
| Premises and equipment expense | $440,000 | 4,100 |
| Additional noninterest expense | $1,183,000 | 3,414 |
| Pre-tax net operating income | $1,062,000 | 5,236 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $358,000 | 4,708 |
| Income before extraordinary items | $704,000 | 5,604 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $704,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,118 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $704,000 | 5,486 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,371 |
| Total interest expense | $2,386,000 | 5,599 |
| Net interest income | $3,168,000 | 5,092 |
| Provision for loan and lease losses | $281,000 | 2,754 |
| Total noninterest income | $654,000 | 4,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,189 |
| Total noninterest expense | $2,643,000 | 4,562 |
| Salaries and employee benefits | $1,253,000 | 4,921 |
| Premises and equipment expense | $388,000 | 4,549 |
| Additional noninterest expense | $1,002,000 | 3,900 |
| Pre-tax net operating income | $898,000 | 6,160 |
| Securities gains (losses) | $-22,000 | 10,409 |
| Applicable income taxes | $300,000 | 5,716 |
| Income before extraordinary items | $576,000 | 6,499 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $576,000 | 6,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $590,520 | 6,376 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 6,292 |
| Total interest expense | $2,121,000 | 6,181 |
| Net interest income | $2,478,000 | 6,226 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $518,000 | 5,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,311 |
| Total noninterest expense | $1,945,000 | 6,053 |
| Salaries and employee benefits | $903,000 | 6,448 |
| Premises and equipment expense | $255,000 | 6,180 |
| Additional noninterest expense | $787,000 | 5,268 |
| Pre-tax net operating income | $751,000 | 6,695 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $242,000 | 6,559 |
| Income before extraordinary items | $509,000 | 6,835 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $509,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,812 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $509,000 | 6,775 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 7,045 |
| Total interest expense | $1,773,000 | 6,961 |
| Net interest income | $2,186,000 | 6,896 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $428,000 | 5,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $1,744,000 | 6,609 |
| Salaries and employee benefits | $859,000 | 6,766 |
| Premises and equipment expense | $267,000 | 6,100 |
| Additional noninterest expense | $618,000 | 6,413 |
| Pre-tax net operating income | $807,000 | 6,808 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $249,000 | 6,662 |
| Income before extraordinary items | $558,000 | 6,857 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $558,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $558,000 | 6,835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 7,547 |
| Total interest expense | $1,262,000 | 7,680 |
| Net interest income | $2,090,000 | 7,349 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $388,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,696,000 | 7,003 |
| Salaries and employee benefits | $827,000 | 7,060 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $606,000 | 6,996 |
| Pre-tax net operating income | $747,000 | 7,143 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $489,000 | 7,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $489,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,482 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $490,980 | 7,416 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 7,985 |
| Total interest expense | $1,098,000 | 8,695 |
| Net interest income | $2,116,000 | 7,395 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,518,000 | 7,772 |
| Salaries and employee benefits | $759,000 | 7,588 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $572,000 | 7,579 |
| Pre-tax net operating income | $796,000 | 6,835 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $588,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $525,300 | 7,092 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 8,392 |
| Total interest expense | $1,437,000 | 8,715 |
| Net interest income | $1,920,000 | 7,974 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $406,000 | 6,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,372,000 | 8,401 |
| Salaries and employee benefits | $674,000 | 8,192 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $563,000 | 7,837 |
| Pre-tax net operating income | $861,000 | 6,283 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $298,000 | 5,950 |
| Income before extraordinary items | $567,000 | 6,799 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $567,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $145,000 | 5,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $564,360 | 6,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.