Home > Pavillion Bank > Income and Expense
Pavillion Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,790 |
| Total interest expense | $319,000 | 4,253 |
| Net interest income | $4,118,000 | 3,578 |
| Provision for loan and lease losses | $70,000 | 2,647 |
| Total noninterest income | $437,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $40,000 | 3,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,172 |
| Total noninterest expense | $2,474,000 | 3,880 |
| Salaries and employee benefits | $1,274,000 | 3,933 |
| Premises and equipment expense | $424,000 | 3,169 |
| Additional noninterest expense | $397,000 | 3,172 |
| Pre-tax net operating income | $2,011,000 | 2,954 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $382,000 | 2,080 |
| Income before extraordinary items | $1,629,000 | 2,990 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,629,000 | 3,023 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,629,000 | 2,992 |
| Net charge-offs | $114,000 | 1,430 |
| Cash dividends | $963,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,629,000 | 3,024 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 3,779 |
| Total interest expense | $221,000 | 4,267 |
| Net interest income | $3,109,000 | 3,595 |
| Provision for loan and lease losses | $45,000 | 2,529 |
| Total noninterest income | $120,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $29,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,938 |
| Total noninterest expense | $1,787,000 | 3,910 |
| Salaries and employee benefits | $935,000 | 3,943 |
| Premises and equipment expense | $309,000 | 3,223 |
| Additional noninterest expense | $91,000 | 3,936 |
| Pre-tax net operating income | $1,397,000 | 3,099 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $282,000 | 2,146 |
| Income before extraordinary items | $1,115,000 | 3,175 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,115,000 | 3,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,115,000 | 3,176 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $637,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,115,000 | 3,202 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,802 |
| Total interest expense | $140,000 | 4,251 |
| Net interest income | $2,018,000 | 3,643 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $73,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $20,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,020 |
| Total noninterest expense | $1,212,000 | 3,900 |
| Salaries and employee benefits | $653,000 | 3,908 |
| Premises and equipment expense | $194,000 | 3,307 |
| Additional noninterest expense | $53,000 | 3,999 |
| Pre-tax net operating income | $849,000 | 3,211 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $175,000 | 2,206 |
| Income before extraordinary items | $674,000 | 3,319 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $674,000 | 3,352 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $674,000 | 3,318 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $425,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $674,000 | 3,328 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 3,803 |
| Total interest expense | $69,000 | 4,232 |
| Net interest income | $1,023,000 | 3,649 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $35,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $11,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,071 |
| Total noninterest expense | $627,000 | 3,918 |
| Salaries and employee benefits | $351,000 | 3,896 |
| Premises and equipment expense | $94,000 | 3,400 |
| Additional noninterest expense | $24,000 | 4,071 |
| Pre-tax net operating income | $431,000 | 3,256 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $75,000 | 2,352 |
| Income before extraordinary items | $356,000 | 3,300 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $356,000 | 3,298 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $356,000 | 3,300 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $212,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $356,000 | 3,327 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 3,805 |
| Total interest expense | $184,000 | 4,113 |
| Net interest income | $3,568,000 | 3,737 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $132,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $50,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,209 |
| Total noninterest expense | $2,439,000 | 3,941 |
| Salaries and employee benefits | $1,358,000 | 3,919 |
| Premises and equipment expense | $379,000 | 3,371 |
| Additional noninterest expense | $82,000 | 4,209 |
| Pre-tax net operating income | $1,261,000 | 3,597 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $277,000 | 2,466 |
| Income before extraordinary items | $984,000 | 3,664 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $984,000 | 3,663 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $984,000 | 3,664 |
| Net charge-offs | $44,000 | 1,618 |
| Cash dividends | $685,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $984,000 | 3,683 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 3,855 |
| Total interest expense | $129,000 | 4,074 |
| Net interest income | $2,508,000 | 3,803 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $104,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $40,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,228 |
| Total noninterest expense | $1,792,000 | 3,969 |
| Salaries and employee benefits | $997,000 | 3,945 |
| Premises and equipment expense | $290,000 | 3,357 |
| Additional noninterest expense | $64,000 | 4,228 |
| Pre-tax net operating income | $820,000 | 3,709 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $182,000 | 2,538 |
| Income before extraordinary items | $638,000 | 3,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $638,000 | 3,771 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $638,000 | 3,771 |
| Net charge-offs | $44,000 | 1,286 |
| Cash dividends | $485,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $638,000 | 3,798 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 3,930 |
| Total interest expense | $87,000 | 4,049 |
| Net interest income | $1,549,000 | 3,880 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $74,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $27,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 4,225 |
| Total noninterest expense | $1,197,000 | 3,984 |
| Salaries and employee benefits | $664,000 | 3,968 |
| Premises and equipment expense | $190,000 | 3,401 |
| Additional noninterest expense | $343,000 | 4,063 |
| Pre-tax net operating income | $426,000 | 3,813 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $97,000 | 2,586 |
| Income before extraordinary items | $329,000 | 3,867 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $329,000 | 3,867 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $329,000 | 3,867 |
| Net charge-offs | $44,000 | 1,016 |
| Cash dividends | $310,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $329,000 | 3,901 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 3,906 |
| Total interest expense | $43,000 | 4,062 |
| Net interest income | $782,000 | 3,848 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $40,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,154 |
| Total noninterest expense | $607,000 | 3,978 |
| Salaries and employee benefits | $332,000 | 3,981 |
| Premises and equipment expense | $98,000 | 3,372 |
| Additional noninterest expense | $177,000 | 4,027 |
| Pre-tax net operating income | $215,000 | 3,690 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $44,000 | 2,581 |
| Income before extraordinary items | $171,000 | 3,752 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $171,000 | 3,750 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $171,000 | 3,752 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $160,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $171,000 | 3,779 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 3,953 |
| Total interest expense | $178,000 | 4,199 |
| Net interest income | $3,212,000 | 3,896 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $468,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $57,000 | 3,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,441 |
| Total noninterest expense | $2,412,000 | 4,016 |
| Salaries and employee benefits | $1,344,000 | 3,998 |
| Premises and equipment expense | $372,000 | 3,454 |
| Additional noninterest expense | $696,000 | 4,089 |
| Pre-tax net operating income | $1,168,000 | 3,706 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $235,000 | 2,621 |
| Income before extraordinary items | $933,000 | 3,815 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $933,000 | 3,815 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $933,000 | 3,815 |
| Net charge-offs | $121,000 | 1,257 |
| Cash dividends | $910,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $933,000 | 3,799 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 4,035 |
| Total interest expense | $134,000 | 4,285 |
| Net interest income | $2,384,000 | 3,976 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $100,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $44,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,502 |
| Total noninterest expense | $1,814,000 | 4,056 |
| Salaries and employee benefits | $1,031,000 | 4,018 |
| Premises and equipment expense | $275,000 | 3,515 |
| Additional noninterest expense | $508,000 | 4,163 |
| Pre-tax net operating income | $670,000 | 4,038 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $118,000 | 2,856 |
| Income before extraordinary items | $552,000 | 4,113 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $552,000 | 4,112 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $552,000 | 4,113 |
| Net charge-offs | $20,000 | 1,734 |
| Cash dividends | $535,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $552,000 | 4,087 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,081 |
| Total interest expense | $92,000 | 4,319 |
| Net interest income | $1,566,000 | 4,016 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $70,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $32,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,521 |
| Total noninterest expense | $1,207,000 | 4,073 |
| Salaries and employee benefits | $689,000 | 4,039 |
| Premises and equipment expense | $178,000 | 3,562 |
| Additional noninterest expense | $340,000 | 4,168 |
| Pre-tax net operating income | $429,000 | 4,089 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $79,000 | 2,844 |
| Income before extraordinary items | $350,000 | 4,151 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $350,000 | 4,150 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $350,000 | 4,151 |
| Net charge-offs | $20,000 | 1,503 |
| Cash dividends | $345,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $350,000 | 4,123 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 4,065 |
| Total interest expense | $47,000 | 4,375 |
| Net interest income | $802,000 | 3,984 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $42,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,424 |
| Total noninterest expense | $602,000 | 4,079 |
| Salaries and employee benefits | $350,000 | 4,026 |
| Premises and equipment expense | $84,000 | 3,651 |
| Additional noninterest expense | $168,000 | 4,186 |
| Pre-tax net operating income | $242,000 | 3,962 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $40,000 | 2,785 |
| Income before extraordinary items | $202,000 | 4,029 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $202,000 | 4,028 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $202,000 | 4,029 |
| Net charge-offs | $20,000 | 1,153 |
| Cash dividends | $185,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $202,000 | 4,012 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 3,998 |
| Total interest expense | $246,000 | 4,445 |
| Net interest income | $3,397,000 | 3,887 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $113,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $76,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,703 |
| Total noninterest expense | $2,528,000 | 4,033 |
| Salaries and employee benefits | $1,440,000 | 4,017 |
| Premises and equipment expense | $363,000 | 3,552 |
| Additional noninterest expense | $725,000 | 4,076 |
| Pre-tax net operating income | $982,000 | 3,711 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $219,000 | 2,505 |
| Income before extraordinary items | $763,000 | 3,890 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $763,000 | 3,889 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $763,000 | 3,890 |
| Net charge-offs | $3,000 | 3,272 |
| Cash dividends | $755,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $763,000 | 3,834 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 4,031 |
| Total interest expense | $194,000 | 4,477 |
| Net interest income | $2,542,000 | 3,916 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $112,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $54,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,486 |
| Total noninterest expense | $1,929,000 | 4,006 |
| Salaries and employee benefits | $1,109,000 | 3,970 |
| Premises and equipment expense | $278,000 | 3,519 |
| Additional noninterest expense | $542,000 | 4,086 |
| Pre-tax net operating income | $725,000 | 3,759 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $158,000 | 2,524 |
| Income before extraordinary items | $567,000 | 3,915 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $567,000 | 3,915 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $567,000 | 3,915 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $565,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $567,000 | 3,864 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 4,062 |
| Total interest expense | $134,000 | 4,512 |
| Net interest income | $1,697,000 | 3,951 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $74,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $34,000 | 3,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,465 |
| Total noninterest expense | $1,285,000 | 4,030 |
| Salaries and employee benefits | $740,000 | 3,995 |
| Premises and equipment expense | $180,000 | 3,576 |
| Additional noninterest expense | $365,000 | 4,102 |
| Pre-tax net operating income | $486,000 | 3,745 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $98,000 | 2,543 |
| Income before extraordinary items | $388,000 | 3,881 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $388,000 | 3,881 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $388,000 | 3,881 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $375,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $388,000 | 3,833 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 4,020 |
| Total interest expense | $72,000 | 4,548 |
| Net interest income | $901,000 | 3,881 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $44,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,341 |
| Total noninterest expense | $633,000 | 4,081 |
| Salaries and employee benefits | $360,000 | 4,074 |
| Premises and equipment expense | $89,000 | 3,613 |
| Additional noninterest expense | $184,000 | 4,143 |
| Pre-tax net operating income | $312,000 | 3,360 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $54,000 | 2,349 |
| Income before extraordinary items | $258,000 | 3,450 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $258,000 | 3,451 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $258,000 | 3,451 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $258,000 | 3,432 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 4,113 |
| Total interest expense | $286,000 | 4,590 |
| Net interest income | $3,499,000 | 3,979 |
| Provision for loan and lease losses | $210,000 | 2,300 |
| Total noninterest income | $422,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $75,000 | 4,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,427 |
| Total noninterest expense | $2,474,000 | 4,160 |
| Salaries and employee benefits | $1,297,000 | 4,231 |
| Premises and equipment expense | $405,000 | 3,451 |
| Additional noninterest expense | $772,000 | 4,148 |
| Pre-tax net operating income | $1,237,000 | 3,636 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $228,000 | 2,549 |
| Income before extraordinary items | $1,009,000 | 3,766 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,009,000 | 3,766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,009,000 | 3,767 |
| Net charge-offs | $20,000 | 3,121 |
| Cash dividends | $1,005,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,009,000 | 3,740 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 4,162 |
| Total interest expense | $211,000 | 4,657 |
| Net interest income | $2,676,000 | 4,003 |
| Provision for loan and lease losses | $110,000 | 2,513 |
| Total noninterest income | $134,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $56,000 | 4,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,455 |
| Total noninterest expense | $1,777,000 | 4,259 |
| Salaries and employee benefits | $905,000 | 4,334 |
| Premises and equipment expense | $291,000 | 3,556 |
| Additional noninterest expense | $581,000 | 4,181 |
| Pre-tax net operating income | $923,000 | 3,740 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $185,000 | 2,546 |
| Income before extraordinary items | $738,000 | 3,888 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $738,000 | 3,887 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $738,000 | 3,888 |
| Net charge-offs | $20,000 | 2,707 |
| Cash dividends | $585,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $738,000 | 3,851 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 4,186 |
| Total interest expense | $137,000 | 4,695 |
| Net interest income | $1,786,000 | 4,033 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $98,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $40,000 | 4,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,406 |
| Total noninterest expense | $1,167,000 | 4,309 |
| Salaries and employee benefits | $597,000 | 4,385 |
| Premises and equipment expense | $183,000 | 3,665 |
| Additional noninterest expense | $387,000 | 4,210 |
| Pre-tax net operating income | $627,000 | 3,719 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $122,000 | 2,542 |
| Income before extraordinary items | $505,000 | 3,853 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $505,000 | 3,851 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $505,000 | 3,852 |
| Net charge-offs | $21,000 | 2,329 |
| Cash dividends | $375,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $505,000 | 3,834 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 4,247 |
| Total interest expense | $67,000 | 4,733 |
| Net interest income | $864,000 | 4,114 |
| Provision for loan and lease losses | $40,000 | 2,260 |
| Total noninterest income | $57,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,240 |
| Total noninterest expense | $578,000 | 4,363 |
| Salaries and employee benefits | $303,000 | 4,417 |
| Premises and equipment expense | $83,000 | 3,854 |
| Additional noninterest expense | $192,000 | 4,260 |
| Pre-tax net operating income | $303,000 | 3,770 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $60,000 | 2,514 |
| Income before extraordinary items | $243,000 | 3,879 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $243,000 | 3,877 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $243,000 | 3,878 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $185,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $243,000 | 3,876 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 4,345 |
| Total interest expense | $224,000 | 4,757 |
| Net interest income | $3,161,000 | 4,231 |
| Provision for loan and lease losses | $50,000 | 3,480 |
| Total noninterest income | $172,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $78,000 | 4,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,613 |
| Total noninterest expense | $2,304,000 | 4,379 |
| Salaries and employee benefits | $1,173,000 | 4,490 |
| Premises and equipment expense | $371,000 | 3,666 |
| Additional noninterest expense | $760,000 | 4,292 |
| Pre-tax net operating income | $979,000 | 4,050 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $167,000 | 2,782 |
| Income before extraordinary items | $812,000 | 4,119 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $812,000 | 4,118 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $812,000 | 4,118 |
| Net charge-offs | $-4,000 | 4,359 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $812,000 | 4,127 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 4,427 |
| Total interest expense | $157,000 | 4,818 |
| Net interest income | $2,308,000 | 4,313 |
| Provision for loan and lease losses | $20,000 | 3,606 |
| Total noninterest income | $133,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $58,000 | 4,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,642 |
| Total noninterest expense | $1,670,000 | 4,458 |
| Salaries and employee benefits | $864,000 | 4,541 |
| Premises and equipment expense | $275,000 | 3,726 |
| Additional noninterest expense | $531,000 | 4,407 |
| Pre-tax net operating income | $751,000 | 4,103 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $123,000 | 2,875 |
| Income before extraordinary items | $628,000 | 4,157 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $628,000 | 4,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $628,000 | 4,156 |
| Net charge-offs | $2,000 | 3,345 |
| Cash dividends | $471,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $628,000 | 4,159 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 4,455 |
| Total interest expense | $109,000 | 4,789 |
| Net interest income | $1,524,000 | 4,359 |
| Provision for loan and lease losses | $20,000 | 3,342 |
| Total noninterest income | $94,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $41,000 | 4,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,637 |
| Total noninterest expense | $1,115,000 | 4,509 |
| Salaries and employee benefits | $573,000 | 4,592 |
| Premises and equipment expense | $181,000 | 3,768 |
| Additional noninterest expense | $361,000 | 4,422 |
| Pre-tax net operating income | $483,000 | 4,139 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $95,000 | 2,761 |
| Income before extraordinary items | $388,000 | 4,247 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $388,000 | 4,245 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $388,000 | 4,246 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $314,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $388,000 | 4,252 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 4,529 |
| Total interest expense | $52,000 | 4,851 |
| Net interest income | $743,000 | 4,432 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $55,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $23,000 | 4,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,533 |
| Total noninterest expense | $556,000 | 4,555 |
| Salaries and employee benefits | $286,000 | 4,638 |
| Premises and equipment expense | $88,000 | 3,866 |
| Additional noninterest expense | $182,000 | 4,458 |
| Pre-tax net operating income | $242,000 | 4,122 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $43,000 | 2,800 |
| Income before extraordinary items | $199,000 | 4,188 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $199,000 | 4,188 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $199,000 | 4,188 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $157,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $199,000 | 4,196 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 4,550 |
| Total interest expense | $201,000 | 4,856 |
| Net interest income | $2,921,000 | 4,457 |
| Provision for loan and lease losses | $95,000 | 3,127 |
| Total noninterest income | $378,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $91,000 | 4,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 3,843 |
| Total noninterest expense | $2,284,000 | 4,559 |
| Salaries and employee benefits | $1,228,000 | 4,601 |
| Premises and equipment expense | $342,000 | 3,949 |
| Additional noninterest expense | $714,000 | 4,554 |
| Pre-tax net operating income | $920,000 | 4,166 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $334,000 | 2,698 |
| Income before extraordinary items | $586,000 | 4,343 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $586,000 | 4,343 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $586,000 | 4,343 |
| Net charge-offs | $141,000 | 2,135 |
| Cash dividends | $586,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $586,000 | 4,329 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 4,612 |
| Total interest expense | $149,000 | 4,898 |
| Net interest income | $2,153,000 | 4,525 |
| Provision for loan and lease losses | $80,000 | 2,896 |
| Total noninterest income | $332,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $69,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,648 |
| Total noninterest expense | $1,684,000 | 4,602 |
| Salaries and employee benefits | $915,000 | 4,625 |
| Premises and equipment expense | $245,000 | 4,065 |
| Additional noninterest expense | $524,000 | 4,620 |
| Pre-tax net operating income | $721,000 | 4,192 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $221,000 | 2,696 |
| Income before extraordinary items | $500,000 | 4,421 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $500,000 | 4,420 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $500,000 | 4,421 |
| Net charge-offs | $105,000 | 1,884 |
| Cash dividends | $481,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $500,000 | 4,404 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 4,664 |
| Total interest expense | $98,000 | 4,924 |
| Net interest income | $1,401,000 | 4,579 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $129,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $49,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,496 |
| Total noninterest expense | $1,121,000 | 4,639 |
| Salaries and employee benefits | $605,000 | 4,684 |
| Premises and equipment expense | $160,000 | 4,122 |
| Additional noninterest expense | $356,000 | 4,621 |
| Pre-tax net operating income | $409,000 | 4,366 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $110,000 | 2,870 |
| Income before extraordinary items | $299,000 | 4,508 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $299,000 | 4,507 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $299,000 | 4,508 |
| Net charge-offs | $105,000 | 1,482 |
| Cash dividends | $306,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $299,000 | 4,499 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 4,692 |
| Total interest expense | $48,000 | 4,966 |
| Net interest income | $701,000 | 4,607 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $75,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $553,000 | 4,703 |
| Salaries and employee benefits | $301,000 | 4,739 |
| Premises and equipment expense | $79,000 | 4,162 |
| Additional noninterest expense | $173,000 | 4,717 |
| Pre-tax net operating income | $223,000 | 4,239 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $62,000 | 2,759 |
| Income before extraordinary items | $161,000 | 4,421 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $161,000 | 4,421 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $161,000 | 4,421 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $153,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $161,000 | 4,404 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 4,689 |
| Total interest expense | $217,000 | 4,880 |
| Net interest income | $2,847,000 | 4,610 |
| Provision for loan and lease losses | $-60,000 | 5,537 |
| Total noninterest income | $517,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $107,000 | 4,435 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $410,000 | 3,532 |
| Total noninterest expense | $2,242,000 | 4,726 |
| Salaries and employee benefits | $1,197,000 | 4,760 |
| Premises and equipment expense | $331,000 | 4,136 |
| Additional noninterest expense | $714,000 | 4,741 |
| Pre-tax net operating income | $1,182,000 | 3,838 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $345,000 | 2,549 |
| Income before extraordinary items | $837,000 | 4,133 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $837,000 | 4,131 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $837,000 | 4,132 |
| Net charge-offs | $-70,000 | 5,437 |
| Cash dividends | $830,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $837,000 | 4,066 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 4,702 |
| Total interest expense | $171,000 | 4,864 |
| Net interest income | $2,171,000 | 4,623 |
| Provision for loan and lease losses | $-60,000 | 5,697 |
| Total noninterest income | $432,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $82,000 | 4,438 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $350,000 | 3,365 |
| Total noninterest expense | $1,671,000 | 4,758 |
| Salaries and employee benefits | $882,000 | 4,801 |
| Premises and equipment expense | $246,000 | 4,169 |
| Additional noninterest expense | $543,000 | 4,758 |
| Pre-tax net operating income | $992,000 | 3,726 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $283,000 | 2,546 |
| Income before extraordinary items | $709,000 | 4,022 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $709,000 | 4,020 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $709,000 | 4,022 |
| Net charge-offs | $-138,000 | 5,653 |
| Cash dividends | $705,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $709,000 | 3,948 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 4,695 |
| Total interest expense | $124,000 | 4,791 |
| Net interest income | $1,477,000 | 4,621 |
| Provision for loan and lease losses | $-60,000 | 5,821 |
| Total noninterest income | $385,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $59,000 | 4,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $326,000 | 2,919 |
| Total noninterest expense | $1,121,000 | 4,804 |
| Salaries and employee benefits | $594,000 | 4,844 |
| Premises and equipment expense | $161,000 | 4,234 |
| Additional noninterest expense | $366,000 | 4,778 |
| Pre-tax net operating income | $801,000 | 3,453 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $209,000 | 2,466 |
| Income before extraordinary items | $592,000 | 3,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $592,000 | 3,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $592,000 | 3,702 |
| Net charge-offs | $-144,000 | 5,783 |
| Cash dividends | $470,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $592,000 | 3,640 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 4,615 |
| Total interest expense | $64,000 | 4,785 |
| Net interest income | $789,000 | 4,527 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $287,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $30,000 | 4,339 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $257,000 | 2,302 |
| Total noninterest expense | $567,000 | 4,823 |
| Salaries and employee benefits | $309,000 | 4,810 |
| Premises and equipment expense | $79,000 | 4,302 |
| Additional noninterest expense | $179,000 | 4,871 |
| Pre-tax net operating income | $509,000 | 3,015 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $102,000 | 2,449 |
| Income before extraordinary items | $407,000 | 3,101 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $407,000 | 3,099 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $407,000 | 3,100 |
| Net charge-offs | $-144,000 | 5,940 |
| Cash dividends | $235,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $407,000 | 3,042 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 4,605 |
| Total interest expense | $256,000 | 4,850 |
| Net interest income | $3,170,000 | 4,529 |
| Provision for loan and lease losses | $210,000 | 2,273 |
| Total noninterest income | $255,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $133,000 | 4,319 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $122,000 | 4,931 |
| Total noninterest expense | $2,280,000 | 4,856 |
| Salaries and employee benefits | $1,197,000 | 4,890 |
| Premises and equipment expense | $324,000 | 4,328 |
| Additional noninterest expense | $759,000 | 4,799 |
| Pre-tax net operating income | $935,000 | 4,183 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $261,000 | 2,768 |
| Income before extraordinary items | $674,000 | 4,462 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $674,000 | 4,462 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $674,000 | 4,462 |
| Net charge-offs | $337,000 | 1,506 |
| Cash dividends | $673,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $674,000 | 4,406 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 4,650 |
| Total interest expense | $192,000 | 4,925 |
| Net interest income | $2,391,000 | 4,569 |
| Provision for loan and lease losses | $130,000 | 2,427 |
| Total noninterest income | $193,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $97,000 | 4,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,938 |
| Total noninterest expense | $1,705,000 | 4,887 |
| Salaries and employee benefits | $894,000 | 4,922 |
| Premises and equipment expense | $240,000 | 4,390 |
| Additional noninterest expense | $571,000 | 4,838 |
| Pre-tax net operating income | $749,000 | 4,180 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $249,000 | 2,644 |
| Income before extraordinary items | $500,000 | 4,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 4,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $500,000 | 4,574 |
| Net charge-offs | $185,000 | 1,627 |
| Cash dividends | $488,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $500,000 | 4,502 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 4,708 |
| Total interest expense | $128,000 | 4,971 |
| Net interest income | $1,574,000 | 4,626 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $112,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,127 |
| Total noninterest expense | $1,131,000 | 4,948 |
| Salaries and employee benefits | $595,000 | 4,984 |
| Premises and equipment expense | $156,000 | 4,476 |
| Additional noninterest expense | $380,000 | 4,871 |
| Pre-tax net operating income | $455,000 | 4,310 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $120,000 | 2,900 |
| Income before extraordinary items | $335,000 | 4,561 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $335,000 | 4,562 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $335,000 | 4,563 |
| Net charge-offs | $185,000 | 1,238 |
| Cash dividends | $313,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $335,000 | 4,488 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 4,833 |
| Total interest expense | $64,000 | 5,019 |
| Net interest income | $747,000 | 4,759 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $57,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $564,000 | 4,986 |
| Salaries and employee benefits | $295,000 | 5,033 |
| Premises and equipment expense | $81,000 | 4,451 |
| Additional noninterest expense | $188,000 | 4,921 |
| Pre-tax net operating income | $190,000 | 4,509 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $55,000 | 2,919 |
| Income before extraordinary items | $135,000 | 4,792 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $135,000 | 4,794 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $135,000 | 4,796 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $157,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $135,000 | 4,725 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 5,002 |
| Total interest expense | $269,000 | 5,124 |
| Net interest income | $2,814,000 | 4,938 |
| Provision for loan and lease losses | $160,000 | 2,710 |
| Total noninterest income | $566,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $107,000 | 4,894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $459,000 | 3,387 |
| Total noninterest expense | $2,318,000 | 5,025 |
| Salaries and employee benefits | $1,181,000 | 5,096 |
| Premises and equipment expense | $304,000 | 4,653 |
| Additional noninterest expense | $833,000 | 4,826 |
| Pre-tax net operating income | $902,000 | 4,307 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $228,000 | 2,849 |
| Income before extraordinary items | $674,000 | 4,536 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $674,000 | 4,536 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $674,000 | 4,537 |
| Net charge-offs | $250,000 | 2,218 |
| Cash dividends | $700,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $674,000 | 4,482 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 5,087 |
| Total interest expense | $204,000 | 5,179 |
| Net interest income | $2,060,000 | 5,033 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $499,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $75,000 | 5,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $424,000 | 3,148 |
| Total noninterest expense | $1,723,000 | 5,069 |
| Salaries and employee benefits | $864,000 | 5,155 |
| Premises and equipment expense | $229,000 | 4,685 |
| Additional noninterest expense | $630,000 | 4,837 |
| Pre-tax net operating income | $776,000 | 4,158 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $181,000 | 2,889 |
| Income before extraordinary items | $595,000 | 4,367 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $595,000 | 4,367 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $595,000 | 4,368 |
| Net charge-offs | $205,000 | 1,957 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $595,000 | 4,320 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 5,143 |
| Total interest expense | $136,000 | 5,232 |
| Net interest income | $1,347,000 | 5,085 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $445,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $49,000 | 5,099 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $396,000 | 2,639 |
| Total noninterest expense | $1,154,000 | 5,099 |
| Salaries and employee benefits | $576,000 | 5,206 |
| Premises and equipment expense | $140,000 | 4,897 |
| Additional noninterest expense | $438,000 | 4,772 |
| Pre-tax net operating income | $638,000 | 3,757 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $123,000 | 2,854 |
| Income before extraordinary items | $515,000 | 3,898 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $515,000 | 3,904 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $515,000 | 3,904 |
| Net charge-offs | $150,000 | 1,837 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $515,000 | 3,845 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 5,274 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $640,000 | 5,220 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $398,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $372,000 | 1,747 |
| Total noninterest expense | $581,000 | 5,154 |
| Salaries and employee benefits | $292,000 | 5,247 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $219,000 | 4,806 |
| Pre-tax net operating income | $457,000 | 3,065 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $41,000 | 3,090 |
| Income before extraordinary items | $416,000 | 2,918 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $416,000 | 2,921 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $416,000 | 2,921 |
| Net charge-offs | $142,000 | 1,150 |
| Cash dividends | $600,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $416,000 | 2,883 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 5,321 |
| Total interest expense | $287,000 | 5,465 |
| Net interest income | $2,550,000 | 5,257 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $199,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $113,000 | 5,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 5,505 |
| Total noninterest expense | $2,387,000 | 5,143 |
| Salaries and employee benefits | $1,163,000 | 5,316 |
| Premises and equipment expense | $293,000 | 4,911 |
| Additional noninterest expense | $931,000 | 4,730 |
| Pre-tax net operating income | $362,000 | 5,325 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $58,000 | 3,707 |
| Income before extraordinary items | $304,000 | 5,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 5,413 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $304,000 | 5,413 |
| Net charge-offs | $102,000 | 3,718 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $304,000 | 5,359 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 5,361 |
| Total interest expense | $214,000 | 5,571 |
| Net interest income | $1,949,000 | 5,269 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $213,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $85,000 | 5,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 4,900 |
| Total noninterest expense | $1,761,000 | 5,189 |
| Salaries and employee benefits | $829,000 | 5,417 |
| Premises and equipment expense | $218,000 | 4,958 |
| Additional noninterest expense | $714,000 | 4,718 |
| Pre-tax net operating income | $401,000 | 5,017 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $67,000 | 3,556 |
| Income before extraordinary items | $334,000 | 5,140 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $334,000 | 5,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $334,000 | 5,142 |
| Net charge-offs | $153,000 | 2,844 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $334,000 | 5,057 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 5,419 |
| Total interest expense | $143,000 | 5,638 |
| Net interest income | $1,263,000 | 5,340 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $82,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $1,177,000 | 5,203 |
| Salaries and employee benefits | $557,000 | 5,428 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $473,000 | 4,736 |
| Pre-tax net operating income | $168,000 | 5,496 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $43,000 | 3,579 |
| Income before extraordinary items | $125,000 | 5,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $125,000 | 5,696 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $125,000 | 5,696 |
| Net charge-offs | $92,000 | 2,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $125,000 | 5,605 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 5,418 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $648,000 | 5,304 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $38,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $574,000 | 5,299 |
| Salaries and employee benefits | $275,000 | 5,475 |
| Premises and equipment expense | $74,000 | 4,957 |
| Additional noninterest expense | $225,000 | 4,884 |
| Pre-tax net operating income | $112,000 | 5,196 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $82,000 | 5,452 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $82,000 | 5,453 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $82,000 | 5,453 |
| Net charge-offs | $68,000 | 2,192 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $82,000 | 5,352 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 5,501 |
| Total interest expense | $328,000 | 5,860 |
| Net interest income | $2,621,000 | 5,375 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $470,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $127,000 | 5,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $343,000 | 3,858 |
| Total noninterest expense | $2,600,000 | 5,083 |
| Salaries and employee benefits | $1,159,000 | 5,456 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $1,094,000 | 4,579 |
| Pre-tax net operating income | $341,000 | 5,307 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $26,000 | 4,117 |
| Income before extraordinary items | $315,000 | 5,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 5,423 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $315,000 | 5,424 |
| Net charge-offs | $352,000 | 3,099 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $315,000 | 5,234 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 5,587 |
| Total interest expense | $252,000 | 5,958 |
| Net interest income | $1,970,000 | 5,459 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $403,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $307,000 | 3,659 |
| Total noninterest expense | $1,769,000 | 5,336 |
| Salaries and employee benefits | $821,000 | 5,590 |
| Premises and equipment expense | $252,000 | 4,775 |
| Additional noninterest expense | $696,000 | 5,015 |
| Pre-tax net operating income | $479,000 | 4,759 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $461,000 | 4,754 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $461,000 | 4,755 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $461,000 | 4,755 |
| Net charge-offs | $335,000 | 2,697 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $461,000 | 4,582 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 5,636 |
| Total interest expense | $174,000 | 5,999 |
| Net interest income | $1,305,000 | 5,499 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $331,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 3,219 |
| Total noninterest expense | $1,175,000 | 5,386 |
| Salaries and employee benefits | $547,000 | 5,633 |
| Premises and equipment expense | $164,000 | 4,848 |
| Additional noninterest expense | $464,000 | 5,038 |
| Pre-tax net operating income | $461,000 | 4,228 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $66,000 | 3,363 |
| Income before extraordinary items | $395,000 | 4,385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $395,000 | 4,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $395,000 | 4,388 |
| Net charge-offs | $68,000 | 3,763 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $395,000 | 4,193 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 5,622 |
| Total interest expense | $92,000 | 6,011 |
| Net interest income | $672,000 | 5,472 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $99,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,419 |
| Total noninterest expense | $580,000 | 5,450 |
| Salaries and employee benefits | $268,000 | 5,700 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $234,000 | 5,019 |
| Pre-tax net operating income | $191,000 | 4,585 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $32,000 | 3,394 |
| Income before extraordinary items | $159,000 | 4,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $159,000 | 4,753 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $159,000 | 4,754 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $159,000 | 4,615 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 5,545 |
| Total interest expense | $670,000 | 5,293 |
| Net interest income | $2,676,000 | 5,509 |
| Provision for loan and lease losses | $518,000 | 3,415 |
| Total noninterest income | $414,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $131,000 | 5,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $283,000 | 3,955 |
| Total noninterest expense | $2,754,000 | 5,109 |
| Salaries and employee benefits | $1,036,000 | 5,802 |
| Premises and equipment expense | $344,000 | 4,914 |
| Additional noninterest expense | $1,374,000 | 4,092 |
| Pre-tax net operating income | $-182,000 | 6,221 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-36,000 | 6,696 |
| Income before extraordinary items | $-146,000 | 6,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-146,000 | 6,309 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-146,000 | 6,309 |
| Net charge-offs | $319,000 | 3,730 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-146,000 | 6,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 5,574 |
| Total interest expense | $536,000 | 5,272 |
| Net interest income | $2,000,000 | 5,543 |
| Provision for loan and lease losses | $385,000 | 3,280 |
| Total noninterest income | $99,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,000 | 6,831 |
| Total noninterest expense | $1,770,000 | 5,491 |
| Salaries and employee benefits | $769,000 | 5,837 |
| Premises and equipment expense | $232,000 | 5,210 |
| Additional noninterest expense | $769,000 | 4,867 |
| Pre-tax net operating income | $-56,000 | 6,227 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-19,000 | 6,835 |
| Income before extraordinary items | $-37,000 | 6,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 6,331 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-37,000 | 6,331 |
| Net charge-offs | $287,000 | 3,299 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-37,000 | 6,218 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 5,609 |
| Total interest expense | $369,000 | 5,313 |
| Net interest income | $1,329,000 | 5,595 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $45,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-20,000 | 7,064 |
| Total noninterest expense | $1,151,000 | 5,606 |
| Salaries and employee benefits | $495,000 | 5,946 |
| Premises and equipment expense | $152,000 | 5,286 |
| Additional noninterest expense | $504,000 | 4,986 |
| Pre-tax net operating income | $73,000 | 5,824 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $47,000 | 3,400 |
| Income before extraordinary items | $26,000 | 6,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,156 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $26,000 | 6,157 |
| Net charge-offs | $26,000 | 4,913 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $26,000 | 6,071 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 5,572 |
| Total interest expense | $190,000 | 5,358 |
| Net interest income | $688,000 | 5,518 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $-15,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-46,000 | 7,290 |
| Total noninterest expense | $554,000 | 5,737 |
| Salaries and employee benefits | $238,000 | 6,073 |
| Premises and equipment expense | $79,000 | 5,252 |
| Additional noninterest expense | $237,000 | 5,134 |
| Pre-tax net operating income | $-31,000 | 6,511 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $-38,000 | 6,554 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-38,000 | 6,554 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-38,000 | 6,554 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-38,000 | 6,537 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 5,439 |
| Total interest expense | $1,037,000 | 5,132 |
| Net interest income | $2,895,000 | 5,450 |
| Provision for loan and lease losses | $525,000 | 4,044 |
| Total noninterest income | $105,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 4,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-52,000 | 7,120 |
| Total noninterest expense | $3,892,000 | 4,278 |
| Salaries and employee benefits | $1,229,000 | 5,616 |
| Premises and equipment expense | $336,000 | 5,167 |
| Additional noninterest expense | $2,327,000 | 2,843 |
| Pre-tax net operating income | $-1,417,000 | 6,628 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-464,000 | 7,148 |
| Income before extraordinary items | $-953,000 | 6,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-953,000 | 6,573 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-953,000 | 6,573 |
| Net charge-offs | $396,000 | 3,941 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-953,000 | 6,531 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 5,495 |
| Total interest expense | $832,000 | 5,146 |
| Net interest income | $2,173,000 | 5,516 |
| Provision for loan and lease losses | $325,000 | 4,205 |
| Total noninterest income | $91,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $122,000 | 4,852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-31,000 | 7,288 |
| Total noninterest expense | $2,009,000 | 5,351 |
| Salaries and employee benefits | $926,000 | 5,632 |
| Premises and equipment expense | $240,000 | 5,341 |
| Additional noninterest expense | $843,000 | 4,776 |
| Pre-tax net operating income | $-70,000 | 6,119 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-23,000 | 6,901 |
| Income before extraordinary items | $-47,000 | 6,229 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-47,000 | 6,230 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-47,000 | 6,230 |
| Net charge-offs | $244,000 | 3,986 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-47,000 | 6,109 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 5,487 |
| Total interest expense | $581,000 | 5,142 |
| Net interest income | $1,474,000 | 5,486 |
| Provision for loan and lease losses | $325,000 | 3,481 |
| Total noninterest income | $30,000 | 7,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $83,000 | 4,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-53,000 | 7,459 |
| Total noninterest expense | $1,357,000 | 5,337 |
| Salaries and employee benefits | $622,000 | 5,640 |
| Premises and equipment expense | $156,000 | 5,430 |
| Additional noninterest expense | $579,000 | 4,683 |
| Pre-tax net operating income | $-178,000 | 6,402 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-58,000 | 7,100 |
| Income before extraordinary items | $-120,000 | 6,448 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-120,000 | 6,450 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-120,000 | 6,448 |
| Net charge-offs | $239,000 | 3,336 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-120,000 | 6,384 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,488 |
| Total interest expense | $303,000 | 5,179 |
| Net interest income | $752,000 | 5,472 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $45,000 | 4,675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,000 | 7,552 |
| Total noninterest expense | $622,000 | 5,643 |
| Salaries and employee benefits | $310,000 | 5,732 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $233,000 | 5,311 |
| Pre-tax net operating income | $93,000 | 5,130 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $82,000 | 5,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $82,000 | 5,223 |
| Net charge-offs | $59,000 | 3,587 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $82,000 | 5,106 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 5,399 |
| Total interest expense | $1,446,000 | 5,239 |
| Net interest income | $3,094,000 | 5,299 |
| Provision for loan and lease losses | $533,000 | 4,441 |
| Total noninterest income | $134,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-27,000 | 7,499 |
| Total noninterest expense | $2,514,000 | 5,668 |
| Salaries and employee benefits | $1,273,000 | 5,671 |
| Premises and equipment expense | $371,000 | 5,178 |
| Additional noninterest expense | $870,000 | 5,608 |
| Pre-tax net operating income | $181,000 | 4,857 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $141,000 | 2,641 |
| Income before extraordinary items | $40,000 | 5,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $40,000 | 5,376 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $40,000 | 5,376 |
| Net charge-offs | $439,000 | 3,960 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $40,000 | 5,329 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 5,460 |
| Total interest expense | $1,106,000 | 5,329 |
| Net interest income | $2,309,000 | 5,344 |
| Provision for loan and lease losses | $233,000 | 4,945 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $115,000 | 5,150 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-52,000 | 7,759 |
| Total noninterest expense | $1,845,000 | 5,748 |
| Salaries and employee benefits | $961,000 | 5,688 |
| Premises and equipment expense | $265,000 | 5,331 |
| Additional noninterest expense | $619,000 | 5,743 |
| Pre-tax net operating income | $294,000 | 4,551 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $135,000 | 2,655 |
| Income before extraordinary items | $159,000 | 5,041 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $159,000 | 5,040 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $159,000 | 5,040 |
| Net charge-offs | $173,000 | 4,430 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $159,000 | 4,991 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 5,533 |
| Total interest expense | $758,000 | 5,388 |
| Net interest income | $1,497,000 | 5,412 |
| Provision for loan and lease losses | $208,000 | 4,271 |
| Total noninterest income | $74,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,000 | 7,794 |
| Total noninterest expense | $1,205,000 | 5,846 |
| Salaries and employee benefits | $632,000 | 5,795 |
| Premises and equipment expense | $168,000 | 5,505 |
| Additional noninterest expense | $405,000 | 5,795 |
| Pre-tax net operating income | $158,000 | 4,898 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $96,000 | 2,661 |
| Income before extraordinary items | $62,000 | 5,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 5,481 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $62,000 | 5,481 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $62,000 | 5,401 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,674 |
| Total interest expense | $371,000 | 5,550 |
| Net interest income | $714,000 | 5,523 |
| Provision for loan and lease losses | $26,000 | 5,683 |
| Total noninterest income | $11,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-24,000 | 8,046 |
| Total noninterest expense | $584,000 | 5,886 |
| Salaries and employee benefits | $314,000 | 5,860 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $184,000 | 5,798 |
| Pre-tax net operating income | $115,000 | 4,869 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 5,878 |
| Total interest expense | $1,285,000 | 6,294 |
| Net interest income | $2,955,000 | 5,455 |
| Provision for loan and lease losses | $160,000 | 5,485 |
| Total noninterest income | $283,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 5,544 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $153,000 | 5,275 |
| Total noninterest expense | $2,471,000 | 5,677 |
| Salaries and employee benefits | $1,320,000 | 5,704 |
| Premises and equipment expense | $379,000 | 5,233 |
| Additional noninterest expense | $772,000 | 5,572 |
| Pre-tax net operating income | $607,000 | 4,598 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $256,000 | 2,573 |
| Income before extraordinary items | $351,000 | 4,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $351,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,391 |
| Cash dividends | $75,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $351,000 | 5,080 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 5,981 |
| Total interest expense | $923,000 | 6,509 |
| Net interest income | $2,202,000 | 5,514 |
| Provision for loan and lease losses | $115,000 | 4,993 |
| Total noninterest income | $222,000 | 5,909 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $96,000 | 5,601 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 5,236 |
| Total noninterest expense | $1,756,000 | 5,810 |
| Salaries and employee benefits | $905,000 | 5,969 |
| Premises and equipment expense | $286,000 | 5,235 |
| Additional noninterest expense | $565,000 | 5,581 |
| Pre-tax net operating income | $553,000 | 4,774 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $228,000 | 2,771 |
| Income before extraordinary items | $325,000 | 5,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $325,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $50,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $325,000 | 5,276 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,130 |
| Total interest expense | $589,000 | 6,718 |
| Net interest income | $1,423,000 | 5,603 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $185,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $64,000 | 5,604 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $121,000 | 4,711 |
| Total noninterest expense | $1,138,000 | 5,926 |
| Salaries and employee benefits | $599,000 | 6,063 |
| Premises and equipment expense | $190,000 | 5,284 |
| Additional noninterest expense | $349,000 | 5,785 |
| Pre-tax net operating income | $410,000 | 4,750 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $154,000 | 2,975 |
| Income before extraordinary items | $256,000 | 5,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $256,000 | 5,167 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 6,207 |
| Total interest expense | $295,000 | 6,867 |
| Net interest income | $710,000 | 5,646 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $566,000 | 5,971 |
| Salaries and employee benefits | $292,000 | 6,170 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $178,000 | 5,696 |
| Pre-tax net operating income | $216,000 | 4,815 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $75,000 | 3,116 |
| Income before extraordinary items | $141,000 | 5,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $141,000 | 5,214 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 6,042 |
| Total interest expense | $985,000 | 7,186 |
| Net interest income | $3,397,000 | 5,136 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $269,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $139,000 | 5,547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $130,000 | 5,813 |
| Total noninterest expense | $2,340,000 | 5,793 |
| Salaries and employee benefits | $1,227,000 | 5,918 |
| Premises and equipment expense | $412,000 | 4,932 |
| Additional noninterest expense | $701,000 | 5,728 |
| Pre-tax net operating income | $1,186,000 | 4,390 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $411,000 | 2,995 |
| Income before extraordinary items | $775,000 | 4,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $775,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,381 |
| Cash dividends | $175,000 | 5,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $775,000 | 4,827 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 6,025 |
| Total interest expense | $725,000 | 7,249 |
| Net interest income | $2,626,000 | 5,042 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $202,000 | 6,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 5,584 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,819 |
| Total noninterest expense | $1,579,000 | 6,063 |
| Salaries and employee benefits | $813,000 | 6,249 |
| Premises and equipment expense | $309,000 | 4,926 |
| Additional noninterest expense | $457,000 | 6,054 |
| Pre-tax net operating income | $1,159,000 | 4,025 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $422,000 | 2,737 |
| Income before extraordinary items | $737,000 | 4,525 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $737,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $50,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $737,000 | 4,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 6,073 |
| Total interest expense | $474,000 | 7,304 |
| Net interest income | $1,737,000 | 5,100 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $133,000 | 6,345 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $66,000 | 5,676 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $67,000 | 5,821 |
| Total noninterest expense | $1,062,000 | 6,080 |
| Salaries and employee benefits | $536,000 | 6,330 |
| Premises and equipment expense | $204,000 | 4,975 |
| Additional noninterest expense | $322,000 | 5,928 |
| Pre-tax net operating income | $748,000 | 4,166 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $257,000 | 2,928 |
| Income before extraordinary items | $491,000 | 4,583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $491,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $491,000 | 4,580 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 6,083 |
| Total interest expense | $236,000 | 7,331 |
| Net interest income | $873,000 | 5,091 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $516,000 | 6,200 |
| Salaries and employee benefits | $257,000 | 6,465 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $395,000 | 4,029 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $137,000 | 2,850 |
| Income before extraordinary items | $258,000 | 4,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $258,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $258,000 | 4,476 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 6,075 |
| Total interest expense | $691,000 | 7,529 |
| Net interest income | $3,377,000 | 5,165 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $166,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $141,000 | 5,626 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $2,203,000 | 5,874 |
| Salaries and employee benefits | $1,077,000 | 6,223 |
| Premises and equipment expense | $450,000 | 4,566 |
| Additional noninterest expense | $676,000 | 5,739 |
| Pre-tax net operating income | $1,220,000 | 4,751 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $455,000 | 3,277 |
| Income before extraordinary items | $765,000 | 5,308 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $765,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $765,000 | 5,304 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 6,221 |
| Total interest expense | $433,000 | 7,776 |
| Net interest income | $2,476,000 | 5,295 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $105,000 | 5,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $1,553,000 | 6,054 |
| Salaries and employee benefits | $727,000 | 6,481 |
| Premises and equipment expense | $339,000 | 4,560 |
| Additional noninterest expense | $487,000 | 5,840 |
| Pre-tax net operating income | $980,000 | 4,763 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $350,000 | 3,368 |
| Income before extraordinary items | $630,000 | 5,242 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $630,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $630,000 | 5,232 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 6,316 |
| Total interest expense | $237,000 | 7,997 |
| Net interest income | $1,614,000 | 5,376 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $104,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 5,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $1,042,000 | 6,043 |
| Salaries and employee benefits | $485,000 | 6,513 |
| Premises and equipment expense | $224,000 | 4,589 |
| Additional noninterest expense | $333,000 | 5,762 |
| Pre-tax net operating income | $656,000 | 4,774 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $226,000 | 3,457 |
| Income before extraordinary items | $430,000 | 5,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $430,000 | 5,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $430,000 | 5,230 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 6,453 |
| Total interest expense | $102,000 | 8,113 |
| Net interest income | $763,000 | 5,556 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $524,000 | 6,040 |
| Salaries and employee benefits | $250,000 | 6,456 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $286,000 | 5,083 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $89,000 | 3,751 |
| Income before extraordinary items | $197,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $197,000 | 5,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 6,860 |
| Total interest expense | $202,000 | 8,444 |
| Net interest income | $2,473,000 | 6,074 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $220,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $152,000 | 5,600 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 6,995 |
| Total noninterest expense | $1,969,000 | 6,162 |
| Salaries and employee benefits | $1,044,000 | 6,227 |
| Premises and equipment expense | $322,000 | 5,533 |
| Additional noninterest expense | $603,000 | 6,042 |
| Pre-tax net operating income | $724,000 | 6,090 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $272,000 | 4,257 |
| Income before extraordinary items | $452,000 | 6,566 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $452,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $452,000 | 6,545 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 7,006 |
| Total interest expense | $133,000 | 8,514 |
| Net interest income | $1,764,000 | 6,237 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $177,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,714 |
| Total noninterest expense | $1,369,000 | 6,352 |
| Salaries and employee benefits | $739,000 | 6,384 |
| Premises and equipment expense | $216,000 | 5,843 |
| Additional noninterest expense | $414,000 | 6,270 |
| Pre-tax net operating income | $572,000 | 6,129 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $200,000 | 4,419 |
| Income before extraordinary items | $372,000 | 6,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $372,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $372,000 | 6,489 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 7,077 |
| Total interest expense | $80,000 | 8,559 |
| Net interest income | $1,121,000 | 6,369 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $129,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $920,000 | 6,331 |
| Salaries and employee benefits | $497,000 | 6,360 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $280,000 | 6,202 |
| Pre-tax net operating income | $330,000 | 6,403 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $108,000 | 4,717 |
| Income before extraordinary items | $222,000 | 6,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $222,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $222,000 | 6,695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,238 |
| Total interest expense | $37,000 | 8,640 |
| Net interest income | $529,000 | 6,560 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $51,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $459,000 | 6,376 |
| Salaries and employee benefits | $241,000 | 6,482 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $140,000 | 6,238 |
| Pre-tax net operating income | $121,000 | 6,938 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $81,000 | 7,216 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $81,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $81,000 | 7,187 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 7,508 |
| Total interest expense | $146,000 | 8,621 |
| Net interest income | $1,734,000 | 6,995 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $189,000 | 7,242 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $185,000 | 5,374 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $1,908,000 | 6,158 |
| Salaries and employee benefits | $890,000 | 6,639 |
| Premises and equipment expense | $382,000 | 4,919 |
| Additional noninterest expense | $636,000 | 5,808 |
| Pre-tax net operating income | $15,000 | 8,348 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-54,000 | 8,681 |
| Income before extraordinary items | $69,000 | 8,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $69,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,204 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $69,000 | 8,170 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,575 |
| Total interest expense | $110,000 | 8,674 |
| Net interest income | $1,272,000 | 7,062 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $190,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $143,000 | 5,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $1,398,000 | 6,206 |
| Salaries and employee benefits | $659,000 | 6,647 |
| Premises and equipment expense | $292,000 | 4,837 |
| Additional noninterest expense | $447,000 | 5,957 |
| Pre-tax net operating income | $64,000 | 8,258 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-5,000 | 8,697 |
| Income before extraordinary items | $69,000 | 8,225 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $69,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,625 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $69,000 | 8,186 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 7,661 |
| Total interest expense | $75,000 | 8,724 |
| Net interest income | $827,000 | 7,151 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $121,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $91,000 | 5,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $942,000 | 6,214 |
| Salaries and employee benefits | $429,000 | 6,766 |
| Premises and equipment expense | $193,000 | 4,879 |
| Additional noninterest expense | $320,000 | 5,779 |
| Pre-tax net operating income | $6,000 | 8,486 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-1,000 | 8,710 |
| Income before extraordinary items | $7,000 | 8,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,000 | 8,478 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 7,753 |
| Total interest expense | $38,000 | 8,770 |
| Net interest income | $401,000 | 7,247 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $62,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $444,000 | 6,452 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $19,000 | 8,328 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $19,000 | 8,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $19,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $19,000 | 8,278 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 7,596 |
| Total interest expense | $238,000 | 8,644 |
| Net interest income | $1,711,000 | 7,045 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $194,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $1,869,000 | 6,214 |
| Salaries and employee benefits | $856,000 | 6,727 |
| Premises and equipment expense | $392,000 | 4,785 |
| Additional noninterest expense | $621,000 | 5,875 |
| Pre-tax net operating income | $36,000 | 8,429 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-6,000 | 8,739 |
| Income before extraordinary items | $42,000 | 8,485 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $42,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $175,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $42,000 | 8,389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 7,656 |
| Total interest expense | $196,000 | 8,690 |
| Net interest income | $1,291,000 | 7,070 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $126,000 | 5,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $1,370,000 | 6,256 |
| Salaries and employee benefits | $647,000 | 6,719 |
| Premises and equipment expense | $295,000 | 4,767 |
| Additional noninterest expense | $428,000 | 6,143 |
| Pre-tax net operating income | $76,000 | 8,344 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $65,000 | 8,438 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $65,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $125,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $65,000 | 8,322 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,711 |
| Total interest expense | $146,000 | 8,670 |
| Net interest income | $847,000 | 7,121 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $124,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $910,000 | 6,299 |
| Salaries and employee benefits | $432,000 | 6,727 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $61,000 | 8,299 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $55,000 | 8,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $55,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $55,000 | 8,243 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,725 |
| Total interest expense | $80,000 | 8,674 |
| Net interest income | $424,000 | 7,130 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $460,000 | 6,275 |
| Salaries and employee benefits | $213,000 | 6,782 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $151,000 | 5,912 |
| Pre-tax net operating income | $37,000 | 8,200 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $32,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $32,000 | 8,101 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 7,475 |
| Total interest expense | $461,000 | 8,494 |
| Net interest income | $1,901,000 | 6,789 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $277,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $190,000 | 5,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $1,818,000 | 6,218 |
| Salaries and employee benefits | $874,000 | 6,599 |
| Premises and equipment expense | $388,000 | 4,753 |
| Additional noninterest expense | $556,000 | 6,188 |
| Pre-tax net operating income | $360,000 | 7,328 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $125,000 | 5,738 |
| Income before extraordinary items | $235,000 | 7,648 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $235,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $275,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 7,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,067 |
| Total interest expense | $759,000 | 8,520 |
| Net interest income | $2,411,000 | 5,840 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $313,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $209,000 | 5,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $104,000 | 6,355 |
| Total noninterest expense | $1,788,000 | 6,152 |
| Salaries and employee benefits | $839,000 | 6,620 |
| Premises and equipment expense | $414,000 | 4,493 |
| Additional noninterest expense | $535,000 | 6,233 |
| Pre-tax net operating income | $936,000 | 5,076 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $327,000 | 4,107 |
| Income before extraordinary items | $609,000 | 5,583 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $609,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $609,000 | 5,453 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 7,309 |
| Total interest expense | $870,000 | 8,487 |
| Net interest income | $2,231,000 | 6,215 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $295,000 | 6,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,616 |
| Total noninterest expense | $1,640,000 | 6,390 |
| Salaries and employee benefits | $759,000 | 6,918 |
| Premises and equipment expense | $386,000 | 4,623 |
| Additional noninterest expense | $495,000 | 6,465 |
| Pre-tax net operating income | $886,000 | 5,596 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $288,000 | 4,668 |
| Income before extraordinary items | $598,000 | 5,863 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $598,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $375,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $598,000 | 5,875 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 7,472 |
| Total interest expense | $908,000 | 8,420 |
| Net interest income | $2,011,000 | 6,631 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $303,000 | 6,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,680 |
| Total noninterest expense | $1,600,000 | 6,534 |
| Salaries and employee benefits | $696,000 | 7,259 |
| Premises and equipment expense | $358,000 | 4,887 |
| Additional noninterest expense | $546,000 | 6,177 |
| Pre-tax net operating income | $714,000 | 6,268 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $574,000 | 6,024 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $574,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,877 |
| Cash dividends | $325,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $574,000 | 5,995 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 7,522 |
| Total interest expense | $966,000 | 8,507 |
| Net interest income | $2,041,000 | 6,599 |
| Provision for loan and lease losses | $-100,000 | 10,312 |
| Total noninterest income | $310,000 | 6,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $1,620,000 | 6,392 |
| Salaries and employee benefits | $668,000 | 7,382 |
| Premises and equipment expense | $358,000 | 4,808 |
| Additional noninterest expense | $594,000 | 5,790 |
| Pre-tax net operating income | $831,000 | 5,967 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $381,000 | 4,551 |
| Income before extraordinary items | $450,000 | 6,914 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $450,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 10,237 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $450,000 | 6,807 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 7,957 |
| Total interest expense | $832,000 | 9,157 |
| Net interest income | $2,006,000 | 6,906 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $332,000 | 6,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $1,552,000 | 6,660 |
| Salaries and employee benefits | $681,000 | 7,433 |
| Premises and equipment expense | $362,000 | 4,778 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $786,000 | 6,597 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $229,000 | 6,507 |
| Income before extraordinary items | $557,000 | 6,623 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $557,000 | 6,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $557,000 | 6,568 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 8,570 |
| Total interest expense | $783,000 | 9,699 |
| Net interest income | $1,813,000 | 7,542 |
| Provision for loan and lease losses | $-79,000 | 11,246 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,273 |
| Total noninterest expense | $1,710,000 | 6,591 |
| Salaries and employee benefits | $678,000 | 7,659 |
| Premises and equipment expense | $353,000 | 4,992 |
| Additional noninterest expense | $679,000 | 5,860 |
| Pre-tax net operating income | $511,000 | 7,878 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-65,000 | 11,115 |
| Income before extraordinary items | $576,000 | 6,421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $576,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $576,000 | 6,352 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 8,746 |
| Total interest expense | $824,000 | 9,863 |
| Net interest income | $1,808,000 | 7,744 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $353,000 | 6,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,480 |
| Total noninterest expense | $1,718,000 | 6,689 |
| Salaries and employee benefits | $693,000 | 7,757 |
| Premises and equipment expense | $359,000 | 4,937 |
| Additional noninterest expense | $666,000 | 6,084 |
| Pre-tax net operating income | $418,000 | 8,953 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-61,000 | 11,659 |
| Income before extraordinary items | $479,000 | 7,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $479,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $479,000 | 7,371 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 9,049 |
| Total interest expense | $758,000 | 9,799 |
| Net interest income | $1,665,000 | 8,402 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $339,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,933 |
| Total noninterest expense | $1,628,000 | 7,206 |
| Salaries and employee benefits | $700,000 | 7,880 |
| Premises and equipment expense | $347,000 | 5,109 |
| Additional noninterest expense | $581,000 | 7,171 |
| Pre-tax net operating income | $376,000 | 9,538 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-167,000 | 12,369 |
| Income before extraordinary items | $543,000 | 6,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $543,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,800 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $543,000 | 7,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 9,211 |
| Total interest expense | $941,000 | 9,375 |
| Net interest income | $1,543,000 | 8,968 |
| Provision for loan and lease losses | $373,000 | 2,574 |
| Total noninterest income | $423,000 | 6,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $1,949,000 | 6,470 |
| Salaries and employee benefits | $762,000 | 7,558 |
| Premises and equipment expense | $363,000 | 5,088 |
| Additional noninterest expense | $824,000 | 5,779 |
| Pre-tax net operating income | $-356,000 | 12,794 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-356,000 | 12,849 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-356,000 | 12,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $841,000 | 1,285 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-356,000 | 12,785 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 7,992 |
| Total interest expense | $1,568,000 | 8,307 |
| Net interest income | $2,069,000 | 7,574 |
| Provision for loan and lease losses | $402,000 | 3,445 |
| Total noninterest income | $544,000 | 5,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $2,594,000 | 5,138 |
| Salaries and employee benefits | $829,000 | 7,068 |
| Premises and equipment expense | $346,000 | 5,415 |
| Additional noninterest expense | $1,419,000 | 3,759 |
| Pre-tax net operating income | $-383,000 | 13,228 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-380,000 | 13,314 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-380,000 | 13,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 2,638 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-383,000 | 13,212 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.