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Patriots Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,466,000	2,540
Total interest expense	$3,945,000	2,294
Net interest income	$8,521,000	2,585
Provision for loan and lease losses	$920,000	877
Total noninterest income	$1,285,000	2,465
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$296,000	2,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$989,000	2,282
Total noninterest expense	$6,990,000	2,562
Salaries and employee benefits	$3,551,000	2,697
Premises and equipment expense	$973,000	2,053
Additional noninterest expense	$989,000	2,282
Pre-tax net operating income	$1,896,000	3,013
Securities gains (losses)	$0	988
Applicable income taxes	$-28,000	4,369
Income before extraordinary items	$1,924,000	2,826
Extraordinary gains, net	$0	54
Net income	$1,924,000	2,854
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,924,000	2,828
Net charge-offs	$726,000	622
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,924,000	2,861
2023-09-30 (YTD Data)		Rank
Total interest income	$8,872,000	2,592
Total interest expense	$2,682,000	2,290
Net interest income	$6,190,000	2,669
Provision for loan and lease losses	$890,000	714
Total noninterest income	$664,000	2,872
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$188,000	2,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	2,732
Total noninterest expense	$5,015,000	2,616
Salaries and employee benefits	$2,553,000	2,746
Premises and equipment expense	$728,000	2,068
Additional noninterest expense	$476,000	2,731
Pre-tax net operating income	$949,000	3,473
Securities gains (losses)	$0	849
Applicable income taxes	$-36,000	4,459
Income before extraordinary items	$985,000	3,318
Extraordinary gains, net	$0	52
Net income	$985,000	3,349
Minority interest net income	$0	81
Net income of bank and minority interests.	$985,000	3,318
Net charge-offs	$726,000	482
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$985,000	3,336
2023-06-30 (YTD Data)		Rank
Total interest income	$5,396,000	2,690
Total interest expense	$1,485,000	2,362
Net interest income	$3,911,000	2,764
Provision for loan and lease losses	$85,000	1,921
Total noninterest income	$425,000	2,888
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$121,000	2,468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	2,746
Total noninterest expense	$3,324,000	2,608
Salaries and employee benefits	$1,683,000	2,768
Premises and equipment expense	$483,000	2,061
Additional noninterest expense	$304,000	2,740
Pre-tax net operating income	$927,000	3,119
Securities gains (losses)	$0	938
Applicable income taxes	$-6,000	4,465
Income before extraordinary items	$933,000	2,953
Extraordinary gains, net	$0	51
Net income	$933,000	2,985
Minority interest net income	$0	81
Net income of bank and minority interests.	$933,000	2,952
Net charge-offs	$2,000	2,220
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$933,000	2,968
2023-03-31 (YTD Data)		Rank
Total interest income	$2,437,000	2,807
Total interest expense	$576,000	2,476
Net interest income	$1,861,000	2,854
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$201,000	2,938
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$60,000	2,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	2,811
Total noninterest expense	$1,582,000	2,716
Salaries and employee benefits	$816,000	2,855
Premises and equipment expense	$267,000	1,969
Additional noninterest expense	$141,000	2,811
Pre-tax net operating income	$450,000	3,210
Securities gains (losses)	$0	950
Applicable income taxes	$-6,000	4,484
Income before extraordinary items	$456,000	3,037
Extraordinary gains, net	$0	4
Net income	$456,000	3,036
Minority interest net income	$0	48
Net income of bank and minority interests.	$456,000	3,037
Net charge-offs	$1,000	1,904
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$456,000	3,059
2022-12-31 (YTD Data)		Rank
Total interest income	$8,075,000	2,848
Total interest expense	$818,000	2,666
Net interest income	$7,257,000	2,824
Provision for loan and lease losses	$1,029,000	800
Total noninterest income	$871,000	2,971
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$263,000	2,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$608,000	2,855
Total noninterest expense	$6,784,000	2,562
Salaries and employee benefits	$3,186,000	2,849
Premises and equipment expense	$800,000	2,305
Additional noninterest expense	$608,000	2,855
Pre-tax net operating income	$315,000	4,316
Securities gains (losses)	$-15,000	3,522
Applicable income taxes	$46,000	3,281
Income before extraordinary items	$254,000	4,324
Extraordinary gains, net	$0	5
Net income	$254,000	4,323
Minority interest net income	$0	63
Net income of bank and minority interests.	$254,000	4,324
Net charge-offs	$752,000	484
Cash dividends	$46,000	3,407
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$266,750	4,321
2022-09-30 (YTD Data)		Rank
Total interest income	$5,799,000	2,856
Total interest expense	$463,000	2,760
Net interest income	$5,336,000	2,831
Provision for loan and lease losses	$214,000	1,438
Total noninterest income	$679,000	2,958
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$197,000	2,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$482,000	2,841
Total noninterest expense	$4,533,000	2,733
Salaries and employee benefits	$2,397,000	2,829
Premises and equipment expense	$675,000	2,155
Additional noninterest expense	$482,000	2,841
Pre-tax net operating income	$1,268,000	3,308
Securities gains (losses)	$-15,000	3,882
Applicable income taxes	$30,000	3,307
Income before extraordinary items	$1,223,000	3,160
Extraordinary gains, net	$0	4
Net income	$1,223,000	3,158
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,223,000	3,159
Net charge-offs	$13,000	1,741
Cash dividends	$46,000	3,025
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,237,700	3,182
2022-06-30 (YTD Data)		Rank
Total interest income	$3,773,000	2,848
Total interest expense	$248,000	2,924
Net interest income	$3,525,000	2,818
Provision for loan and lease losses	$159,000	1,255
Total noninterest income	$466,000	2,910
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$132,000	2,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	2,832
Total noninterest expense	$3,009,000	2,736
Salaries and employee benefits	$1,601,000	2,833
Premises and equipment expense	$448,000	2,164
Additional noninterest expense	$960,000	2,681
Pre-tax net operating income	$823,000	3,219
Securities gains (losses)	$-5,000	3,836
Applicable income taxes	$11,000	3,373
Income before extraordinary items	$807,000	3,067
Extraordinary gains, net	$0	4
Net income	$807,000	3,066
Minority interest net income	$0	60
Net income of bank and minority interests.	$807,000	3,067
Net charge-offs	$14,000	1,459
Cash dividends	$46,000	2,875
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$811,950	3,096
2022-03-31 (YTD Data)		Rank
Total interest income	$1,814,000	2,869
Total interest expense	$115,000	3,004
Net interest income	$1,699,000	2,840
Provision for loan and lease losses	$59,000	1,300
Total noninterest income	$240,000	2,841
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$66,000	2,400
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,727
Total noninterest expense	$1,488,000	2,746
Salaries and employee benefits	$787,000	2,863
Premises and equipment expense	$229,000	2,150
Additional noninterest expense	$472,000	2,693
Pre-tax net operating income	$392,000	3,148
Securities gains (losses)	$0	623
Applicable income taxes	$-8,000	4,632
Income before extraordinary items	$400,000	2,981
Extraordinary gains, net	$0	4
Net income	$400,000	2,980
Minority interest net income	$0	50
Net income of bank and minority interests.	$400,000	2,981
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$400,000	3,004
2021-12-31 (YTD Data)		Rank
Total interest income	$7,212,000	2,955
Total interest expense	$661,000	2,778
Net interest income	$6,551,000	2,943
Provision for loan and lease losses	$770,000	749
Total noninterest income	$775,000	3,250
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$248,000	2,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$527,000	3,220
Total noninterest expense	$6,013,000	2,732
Salaries and employee benefits	$3,090,000	2,886
Premises and equipment expense	$792,000	2,327
Additional noninterest expense	$2,131,000	2,472
Pre-tax net operating income	$543,000	4,211
Securities gains (losses)	$14,000	1,632
Applicable income taxes	$75,000	3,167
Income before extraordinary items	$482,000	4,216
Extraordinary gains, net	$0	10
Net income	$482,000	4,215
Minority interest net income	$0	74
Net income of bank and minority interests.	$482,000	4,216
Net charge-offs	$577,000	578
Cash dividends	$255,000	3,183
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$469,820	4,204
2021-09-30 (YTD Data)		Rank
Total interest income	$5,466,000	2,997
Total interest expense	$531,000	2,782
Net interest income	$4,935,000	2,982
Provision for loan and lease losses	$160,000	1,629
Total noninterest income	$572,000	3,301
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$179,000	2,446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,274
Total noninterest expense	$4,077,000	2,897
Salaries and employee benefits	$2,287,000	2,918
Premises and equipment expense	$665,000	2,212
Additional noninterest expense	$1,125,000	3,123
Pre-tax net operating income	$1,270,000	3,470
Securities gains (losses)	$14,000	1,549
Applicable income taxes	$62,000	3,123
Income before extraordinary items	$1,222,000	3,387
Extraordinary gains, net	$0	8
Net income	$1,222,000	3,387
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,222,000	3,387
Net charge-offs	$1,000	2,373
Cash dividends	$255,000	2,748
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,208,700	3,375
2021-06-30 (YTD Data)		Rank
Total interest income	$3,587,000	3,029
Total interest expense	$378,000	2,761
Net interest income	$3,209,000	3,024
Provision for loan and lease losses	$110,000	1,621
Total noninterest income	$364,000	3,338
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$109,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	3,282
Total noninterest expense	$2,639,000	2,945
Salaries and employee benefits	$1,518,000	2,923
Premises and equipment expense	$443,000	2,205
Additional noninterest expense	$678,000	3,261
Pre-tax net operating income	$824,000	3,496
Securities gains (losses)	$0	1,818
Applicable income taxes	$41,000	3,118
Income before extraordinary items	$783,000	3,421
Extraordinary gains, net	$0	6
Net income	$783,000	3,420
Minority interest net income	$0	67
Net income of bank and minority interests.	$783,000	3,421
Net charge-offs	$2,000	2,060
Cash dividends	$255,000	2,483
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$783,000	3,398
2021-03-31 (YTD Data)		Rank
Total interest income	$1,745,000	3,067
Total interest expense	$199,000	2,767
Net interest income	$1,546,000	3,066
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$174,000	3,370
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$53,000	2,559
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	3,334
Total noninterest expense	$1,282,000	2,983
Salaries and employee benefits	$760,000	2,916
Premises and equipment expense	$223,000	2,213
Additional noninterest expense	$299,000	3,424
Pre-tax net operating income	$408,000	3,474
Securities gains (losses)	$0	1,392
Applicable income taxes	$25,000	2,987
Income before extraordinary items	$383,000	3,429
Extraordinary gains, net	$0	3
Net income	$383,000	3,430
Minority interest net income	$0	55
Net income of bank and minority interests.	$383,000	3,429
Net charge-offs	$2,000	1,718
Cash dividends	$62,000	2,245
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$383,000	3,400
2020-12-31 (YTD Data)		Rank
Total interest income	$6,628,000	3,150
Total interest expense	$955,000	3,012
Net interest income	$5,673,000	3,133
Provision for loan and lease losses	$93,000	3,605
Total noninterest income	$756,000	3,182
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$286,000	2,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$470,000	3,208
Total noninterest expense	$4,750,000	3,093
Salaries and employee benefits	$2,887,000	3,005
Premises and equipment expense	$801,000	2,345
Additional noninterest expense	$1,062,000	3,612
Pre-tax net operating income	$1,586,000	3,220
Securities gains (losses)	$0	2,675
Applicable income taxes	$27,000	3,353
Income before extraordinary items	$1,559,000	3,147
Extraordinary gains, net	$0	4
Net income	$1,559,000	3,146
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,559,000	3,147
Net charge-offs	$2,000	3,319
Cash dividends	$69,000	3,667
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,559,000	3,087
2020-09-30 (YTD Data)		Rank
Total interest income	$4,851,000	3,211
Total interest expense	$739,000	3,064
Net interest income	$4,112,000	3,200
Provision for loan and lease losses	$65,000	3,578
Total noninterest income	$515,000	3,278
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$203,000	2,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	3,309
Total noninterest expense	$3,466,000	3,122
Salaries and employee benefits	$2,089,000	3,035
Premises and equipment expense	$607,000	2,326
Additional noninterest expense	$770,000	3,659
Pre-tax net operating income	$1,096,000	3,344
Securities gains (losses)	$0	2,494
Applicable income taxes	$6,000	3,527
Income before extraordinary items	$1,090,000	3,241
Extraordinary gains, net	$0	4
Net income	$1,090,000	3,241
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,090,000	3,241
Net charge-offs	$1,000	3,162
Cash dividends	$69,000	3,252
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,090,000	3,187
2020-06-30 (YTD Data)		Rank
Total interest income	$3,179,000	3,281
Total interest expense	$512,000	3,101
Net interest income	$2,667,000	3,271
Provision for loan and lease losses	$42,000	3,542
Total noninterest income	$338,000	3,260
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$130,000	2,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	3,264
Total noninterest expense	$2,271,000	3,160
Salaries and employee benefits	$1,377,000	3,062
Premises and equipment expense	$393,000	2,354
Additional noninterest expense	$501,000	3,699
Pre-tax net operating income	$692,000	3,395
Securities gains (losses)	$0	2,249
Applicable income taxes	$-11,000	4,859
Income before extraordinary items	$703,000	3,269
Extraordinary gains, net	$0	4
Net income	$703,000	3,268
Minority interest net income	$0	65
Net income of bank and minority interests.	$703,000	3,269
Net charge-offs	$0	3,033
Cash dividends	$29,000	3,174
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$703,000	3,214
2020-03-31 (YTD Data)		Rank
Total interest income	$1,558,000	3,327
Total interest expense	$258,000	3,217
Net interest income	$1,300,000	3,295
Provision for loan and lease losses	$13,000	3,345
Total noninterest income	$166,000	3,244
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$75,000	2,515
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,279
Total noninterest expense	$1,160,000	3,159
Salaries and employee benefits	$696,000	3,073
Premises and equipment expense	$196,000	2,372
Additional noninterest expense	$268,000	3,649
Pre-tax net operating income	$293,000	3,426
Securities gains (losses)	$0	1,705
Applicable income taxes	$-28,000	4,901
Income before extraordinary items	$321,000	3,203
Extraordinary gains, net	$0	4
Net income	$321,000	3,203
Minority interest net income	$0	56
Net income of bank and minority interests.	$321,000	3,204
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$321,000	3,173
2019-12-31 (YTD Data)		Rank
Total interest income	$6,116,000	3,400
Total interest expense	$995,000	3,313
Net interest income	$5,121,000	3,372
Provision for loan and lease losses	$78,000	3,108
Total noninterest income	$717,000	3,243
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$349,000	2,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	3,366
Total noninterest expense	$4,342,000	3,283
Salaries and employee benefits	$2,524,000	3,222
Premises and equipment expense	$709,000	2,525
Additional noninterest expense	$1,109,000	3,637
Pre-tax net operating income	$1,418,000	3,468
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$51,000	3,298
Income before extraordinary items	$1,368,000	3,379
Extraordinary gains, net	$0	11
Net income	$1,368,000	3,380
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,368,000	3,380
Net charge-offs	$6,000	3,456
Cash dividends	$293,000	3,360
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,367,040	3,356
2019-09-30 (YTD Data)		Rank
Total interest income	$4,527,000	3,475
Total interest expense	$739,000	3,356
Net interest income	$3,788,000	3,442
Provision for loan and lease losses	$63,000	2,971
Total noninterest income	$516,000	3,302
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$250,000	2,472
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	3,420
Total noninterest expense	$3,138,000	3,357
Salaries and employee benefits	$1,805,000	3,315
Premises and equipment expense	$506,000	2,621
Additional noninterest expense	$827,000	3,662
Pre-tax net operating income	$1,103,000	3,505
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$38,000	3,355
Income before extraordinary items	$1,066,000	3,403
Extraordinary gains, net	$0	11
Net income	$1,066,000	3,403
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,066,000	3,403
Net charge-offs	$6,000	3,099
Cash dividends	$212,000	3,083
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,065,030	3,383
2019-06-30 (YTD Data)		Rank
Total interest income	$2,987,000	3,501
Total interest expense	$477,000	3,386
Net interest income	$2,510,000	3,467
Provision for loan and lease losses	$44,000	2,893
Total noninterest income	$333,000	3,299
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$157,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	3,422
Total noninterest expense	$2,035,000	3,433
Salaries and employee benefits	$1,187,000	3,350
Premises and equipment expense	$323,000	2,699
Additional noninterest expense	$525,000	3,775
Pre-tax net operating income	$764,000	3,453
Securities gains (losses)	$-2,000	4,715
Applicable income taxes	$23,000	3,400
Income before extraordinary items	$739,000	3,366
Extraordinary gains, net	$0	11
Net income	$739,000	3,364
Minority interest net income	$0	69
Net income of bank and minority interests.	$739,000	3,365
Net charge-offs	$1,000	3,090
Cash dividends	$212,000	2,825
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$740,940	3,337
2019-03-31 (YTD Data)		Rank
Total interest income	$1,437,000	3,595
Total interest expense	$224,000	3,450
Net interest income	$1,213,000	3,553
Provision for loan and lease losses	$14,000	2,997
Total noninterest income	$144,000	3,490
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	3,610
Total noninterest expense	$1,020,000	3,459
Salaries and employee benefits	$591,000	3,401
Premises and equipment expense	$163,000	2,704
Additional noninterest expense	$266,000	3,770
Pre-tax net operating income	$323,000	3,674
Securities gains (losses)	$-2,000	4,901
Applicable income taxes	$4,000	3,587
Income before extraordinary items	$317,000	3,548
Extraordinary gains, net	$0	5
Net income	$317,000	3,547
Minority interest net income	$0	52
Net income of bank and minority interests.	$317,000	3,547
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$318,980	3,537
2018-12-31 (YTD Data)		Rank
Total interest income	$5,328,000	3,653
Total interest expense	$605,000	3,659
Net interest income	$4,723,000	3,597
Provision for loan and lease losses	$49,000	3,520
Total noninterest income	$688,000	3,354
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$343,000	2,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,522
Total noninterest expense	$3,948,000	3,516
Salaries and employee benefits	$2,370,000	3,384
Premises and equipment expense	$603,000	2,827
Additional noninterest expense	$975,000	3,939
Pre-tax net operating income	$1,414,000	3,608
Securities gains (losses)	$8,000	752
Applicable income taxes	$56,000	3,321
Income before extraordinary items	$1,366,000	3,494
Extraordinary gains, net	$0	6
Net income	$1,366,000	3,492
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,366,000	3,493
Net charge-offs	$9,000	3,389
Cash dividends	$475,000	3,026
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,358,320	3,512
2018-09-30 (YTD Data)		Rank
Total interest income	$3,874,000	3,722
Total interest expense	$400,000	3,797
Net interest income	$3,474,000	3,661
Provision for loan and lease losses	$33,000	3,428
Total noninterest income	$499,000	3,429
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$253,000	2,573
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	3,597
Total noninterest expense	$2,861,000	3,595
Salaries and employee benefits	$1,736,000	3,434
Premises and equipment expense	$429,000	2,949
Additional noninterest expense	$696,000	4,044
Pre-tax net operating income	$1,079,000	3,657
Securities gains (losses)	$8,000	750
Applicable income taxes	$41,000	3,401
Income before extraordinary items	$1,046,000	3,514
Extraordinary gains, net	$0	5
Net income	$1,046,000	3,513
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,046,000	3,513
Net charge-offs	$8,000	3,062
Cash dividends	$320,000	2,787
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,038,320	3,521
2018-06-30 (YTD Data)		Rank
Total interest income	$2,484,000	3,776
Total interest expense	$243,000	3,879
Net interest income	$2,241,000	3,722
Provision for loan and lease losses	$17,000	3,422
Total noninterest income	$338,000	3,430
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$165,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,561
Total noninterest expense	$1,875,000	3,638
Salaries and employee benefits	$1,147,000	3,463
Premises and equipment expense	$279,000	2,999
Additional noninterest expense	$449,000	4,125
Pre-tax net operating income	$687,000	3,713
Securities gains (losses)	$8,000	635
Applicable income taxes	$24,000	3,438
Income before extraordinary items	$671,000	3,562
Extraordinary gains, net	$0	6
Net income	$671,000	3,561
Minority interest net income	$0	65
Net income of bank and minority interests.	$671,000	3,561
Net charge-offs	$8,000	2,667
Cash dividends	$320,000	2,424
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$663,240	3,576
2018-03-31 (YTD Data)		Rank
Total interest income	$1,202,000	3,854
Total interest expense	$111,000	3,975
Net interest income	$1,091,000	3,797
Provision for loan and lease losses	$7,000	3,246
Total noninterest income	$157,000	3,503
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$78,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	3,652
Total noninterest expense	$919,000	3,716
Salaries and employee benefits	$557,000	3,555
Premises and equipment expense	$134,000	3,101
Additional noninterest expense	$228,000	4,133
Pre-tax net operating income	$322,000	3,758
Securities gains (losses)	$1,000	666
Applicable income taxes	$8,000	3,565
Income before extraordinary items	$315,000	3,598
Extraordinary gains, net	$0	7
Net income	$315,000	3,598
Minority interest net income	$0	52
Net income of bank and minority interests.	$315,000	3,598
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$314,020	3,603
2017-12-31 (YTD Data)		Rank
Total interest income	$4,547,000	3,905
Total interest expense	$333,000	4,268
Net interest income	$4,214,000	3,844
Provision for loan and lease losses	$1,000	4,217
Total noninterest income	$647,000	3,580
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$331,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,744
Total noninterest expense	$3,563,000	3,786
Salaries and employee benefits	$2,151,000	3,611
Premises and equipment expense	$515,000	3,209
Additional noninterest expense	$897,000	4,193
Pre-tax net operating income	$1,297,000	3,738
Securities gains (losses)	$4,000	1,851
Applicable income taxes	$38,000	3,614
Income before extraordinary items	$1,263,000	3,401
Extraordinary gains, net	$0	9
Net income	$1,263,000	3,399
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,263,000	3,401
Net charge-offs	$-14,000	4,879
Cash dividends	$579,000	2,819
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,259,120	3,387
2017-09-30 (YTD Data)		Rank
Total interest income	$3,370,000	3,960
Total interest expense	$242,000	4,328
Net interest income	$3,128,000	3,895
Provision for loan and lease losses	$0	4,088
Total noninterest income	$477,000	3,637
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$243,000	2,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	3,790
Total noninterest expense	$2,632,000	3,827
Salaries and employee benefits	$1,610,000	3,635
Premises and equipment expense	$386,000	3,243
Additional noninterest expense	$636,000	4,309
Pre-tax net operating income	$973,000	3,819
Securities gains (losses)	$2,000	2,024
Applicable income taxes	$23,000	3,692
Income before extraordinary items	$952,000	3,620
Extraordinary gains, net	$0	9
Net income	$952,000	3,620
Minority interest net income	$0	71
Net income of bank and minority interests.	$952,000	3,620
Net charge-offs	$-16,000	4,869
Cash dividends	$425,000	2,565
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$950,040	3,601
2017-06-30 (YTD Data)		Rank
Total interest income	$2,211,000	4,002
Total interest expense	$155,000	4,380
Net interest income	$2,056,000	3,936
Provision for loan and lease losses	$0	3,871
Total noninterest income	$311,000	3,681
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$149,000	2,889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	3,759
Total noninterest expense	$1,744,000	3,861
Salaries and employee benefits	$1,076,000	3,643
Premises and equipment expense	$249,000	3,307
Additional noninterest expense	$419,000	4,345
Pre-tax net operating income	$623,000	3,844
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$8,000	3,870
Income before extraordinary items	$616,000	3,626
Extraordinary gains, net	$0	11
Net income	$616,000	3,624
Minority interest net income	$0	71
Net income of bank and minority interests.	$616,000	3,626
Net charge-offs	$-19,000	4,998
Cash dividends	$425,000	2,187
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$615,010	3,604
2017-03-31 (YTD Data)		Rank
Total interest income	$1,073,000	4,069
Total interest expense	$73,000	4,471
Net interest income	$1,000,000	3,995
Provision for loan and lease losses	$1,000	3,508
Total noninterest income	$141,000	3,826
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$69,000	3,015
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	3,922
Total noninterest expense	$853,000	3,948
Salaries and employee benefits	$532,000	3,720
Premises and equipment expense	$117,000	3,483
Additional noninterest expense	$204,000	4,436
Pre-tax net operating income	$287,000	3,899
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$-6,000	5,679
Income before extraordinary items	$294,000	3,643
Extraordinary gains, net	$0	8
Net income	$294,000	3,642
Minority interest net income	$0	55
Net income of bank and minority interests.	$294,000	3,643
Net charge-offs	$-10,000	4,993
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$293,000	3,620
2016-12-31 (YTD Data)		Rank
Total interest income	$4,124,000	4,146
Total interest expense	$262,000	4,637
Net interest income	$3,862,000	4,060
Provision for loan and lease losses	$-170,000	5,626
Total noninterest income	$533,000	3,990
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$300,000	2,933
Trading account gains and fees	$0	170
Additional Noninterest Income	$233,000	4,214
Total noninterest expense	$3,270,000	4,062
Salaries and employee benefits	$1,970,000	3,863
Premises and equipment expense	$442,000	3,601
Additional noninterest expense	$858,000	4,438
Pre-tax net operating income	$1,295,000	3,711
Securities gains (losses)	$22,000	2,312
Applicable income taxes	$71,000	3,466
Income before extraordinary items	$1,246,000	3,574
Extraordinary gains, net	$0	5
Net income	$1,246,000	3,572
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,246,000	3,573
Net charge-offs	$-175,000	5,642
Cash dividends	$405,000	3,196
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,225,100	3,536
2016-09-30 (YTD Data)		Rank
Total interest income	$3,094,000	4,183
Total interest expense	$191,000	4,719
Net interest income	$2,903,000	4,090
Provision for loan and lease losses	$4,000	4,129
Total noninterest income	$439,000	3,891
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$219,000	3,000
Trading account gains and fees	$0	169
Additional Noninterest Income	$220,000	3,981
Total noninterest expense	$2,361,000	4,138
Salaries and employee benefits	$1,453,000	3,902
Premises and equipment expense	$305,000	3,765
Additional noninterest expense	$603,000	4,584
Pre-tax net operating income	$977,000	3,759
Securities gains (losses)	$20,000	2,307
Applicable income taxes	$54,000	3,535
Income before extraordinary items	$943,000	3,591
Extraordinary gains, net	$0	5
Net income	$943,000	3,589
Minority interest net income	$0	71
Net income of bank and minority interests.	$943,000	3,591
Net charge-offs	$-140,000	5,657
Cash dividends	$405,000	2,612
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$924,000	3,569
2016-06-30 (YTD Data)		Rank
Total interest income	$2,048,000	4,218
Total interest expense	$124,000	4,791
Net interest income	$1,924,000	4,128
Provision for loan and lease losses	$5,000	3,906
Total noninterest income	$274,000	3,982
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$141,000	3,049
Trading account gains and fees	$0	157
Additional Noninterest Income	$133,000	4,123
Total noninterest expense	$1,546,000	4,211
Salaries and employee benefits	$960,000	3,938
Premises and equipment expense	$192,000	3,892
Additional noninterest expense	$394,000	4,648
Pre-tax net operating income	$647,000	3,769
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$36,000	3,553
Income before extraordinary items	$631,000	3,590
Extraordinary gains, net	$0	16
Net income	$631,000	3,586
Minority interest net income	$0	71
Net income of bank and minority interests.	$631,000	3,588
Net charge-offs	$-87,000	5,670
Cash dividends	$251,000	2,664
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$612,000	3,575
2016-03-31 (YTD Data)		Rank
Total interest income	$1,023,000	4,251
Total interest expense	$60,000	4,887
Net interest income	$963,000	4,142
Provision for loan and lease losses	$6,000	3,407
Total noninterest income	$133,000	4,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$60,000	3,330
Trading account gains and fees	$0	142
Additional Noninterest Income	$73,000	3,974
Total noninterest expense	$764,000	4,275
Salaries and employee benefits	$479,000	3,984
Premises and equipment expense	$92,000	4,000
Additional noninterest expense	$193,000	4,712
Pre-tax net operating income	$326,000	3,733
Securities gains (losses)	$16,000	1,332
Applicable income taxes	$19,000	3,504
Income before extraordinary items	$323,000	3,499
Extraordinary gains, net	$0	12
Net income	$323,000	3,495
Minority interest net income	$0	62
Net income of bank and minority interests.	$323,000	3,497
Net charge-offs	$-44,000	5,697
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$307,960	3,525
2015-12-31 (YTD Data)		Rank
Total interest income	$3,773,000	4,421
Total interest expense	$232,000	4,982
Net interest income	$3,541,000	4,314
Provision for loan and lease losses	$52,000	3,587
Total noninterest income	$528,000	4,099
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$360,000	2,719
Trading account gains and fees	$0	159
Additional Noninterest Income	$168,000	4,635
Total noninterest expense	$2,974,000	4,349
Salaries and employee benefits	$1,820,000	4,095
Premises and equipment expense	$404,000	3,882
Additional noninterest expense	$750,000	4,820
Pre-tax net operating income	$1,043,000	4,049
Securities gains (losses)	$9,000	2,638
Applicable income taxes	$57,000	3,582
Income before extraordinary items	$995,000	3,951
Extraordinary gains, net	$0	23
Net income	$995,000	3,951
Minority interest net income	$0	81
Net income of bank and minority interests.	$995,000	3,952
Net charge-offs	$55,000	3,176
Cash dividends	$551,000	2,821
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$986,450	3,903
2015-09-30 (YTD Data)		Rank
Total interest income	$2,798,000	4,494
Total interest expense	$174,000	5,055
Net interest income	$2,624,000	4,377
Provision for loan and lease losses	$46,000	3,321
Total noninterest income	$393,000	4,136
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$266,000	2,751
Trading account gains and fees	$0	153
Additional Noninterest Income	$127,000	4,665
Total noninterest expense	$2,237,000	4,376
Salaries and employee benefits	$1,331,000	4,172
Premises and equipment expense	$310,000	3,899
Additional noninterest expense	$596,000	4,747
Pre-tax net operating income	$734,000	4,214
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$39,000	3,739
Income before extraordinary items	$697,000	4,122
Extraordinary gains, net	$0	21
Net income	$697,000	4,122
Minority interest net income	$0	78
Net income of bank and minority interests.	$697,000	4,125
Net charge-offs	$38,000	2,972
Cash dividends	$300,000	2,790
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$695,100	4,077
2015-06-30 (YTD Data)		Rank
Total interest income	$1,851,000	4,542
Total interest expense	$116,000	5,107
Net interest income	$1,735,000	4,424
Provision for loan and lease losses	$29,000	3,323
Total noninterest income	$264,000	4,144
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$170,000	2,794
Trading account gains and fees	$0	157
Additional Noninterest Income	$94,000	4,584
Total noninterest expense	$1,498,000	4,404
Salaries and employee benefits	$888,000	4,208
Premises and equipment expense	$210,000	3,890
Additional noninterest expense	$400,000	4,756
Pre-tax net operating income	$472,000	4,252
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$25,000	3,777
Income before extraordinary items	$449,000	4,141
Extraordinary gains, net	$0	22
Net income	$449,000	4,143
Minority interest net income	$0	75
Net income of bank and minority interests.	$449,000	4,144
Net charge-offs	$37,000	2,563
Cash dividends	$300,000	2,403
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$447,100	4,092
2015-03-31 (YTD Data)		Rank
Total interest income	$916,000	4,588
Total interest expense	$57,000	5,183
Net interest income	$859,000	4,463
Provision for loan and lease losses	$14,000	3,137
Total noninterest income	$121,000	4,265
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$79,000	2,888
Trading account gains and fees	$0	152
Additional Noninterest Income	$42,000	4,708
Total noninterest expense	$748,000	4,439
Salaries and employee benefits	$438,000	4,265
Premises and equipment expense	$103,000	3,965
Additional noninterest expense	$207,000	4,738
Pre-tax net operating income	$218,000	4,326
Securities gains (losses)	$2,000	1,821
Applicable income taxes	$12,000	3,754
Income before extraordinary items	$208,000	4,223
Extraordinary gains, net	$0	13
Net income	$208,000	4,225
Minority interest net income	$0	64
Net income of bank and minority interests.	$208,000	4,226
Net charge-offs	$-1,000	4,352
Cash dividends	$300,000	1,521
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$206,100	4,164
2014-12-31 (YTD Data)		Rank
Total interest income	$3,591,000	4,692
Total interest expense	$238,000	5,289
Net interest income	$3,353,000	4,583
Provision for loan and lease losses	$43,000	3,892
Total noninterest income	$516,000	4,226
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$355,000	2,922
Trading account gains and fees	$0	180
Additional Noninterest Income	$161,000	4,774
Total noninterest expense	$2,957,000	4,526
Salaries and employee benefits	$1,751,000	4,285
Premises and equipment expense	$423,000	3,965
Additional noninterest expense	$783,000	4,952
Pre-tax net operating income	$869,000	4,363
Securities gains (losses)	$25,000	2,199
Applicable income taxes	$30,000	3,893
Income before extraordinary items	$864,000	4,198
Extraordinary gains, net	$0	17
Net income	$864,000	4,198
Minority interest net income	$0	84
Net income of bank and minority interests.	$864,000	4,199
Net charge-offs	$2,000	4,861
Cash dividends	$491,000	2,892
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$839,750	4,187
2014-09-30 (YTD Data)		Rank
Total interest income	$2,667,000	4,761
Total interest expense	$179,000	5,365
Net interest income	$2,488,000	4,642
Provision for loan and lease losses	$30,000	3,723
Total noninterest income	$386,000	4,269
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$263,000	2,971
Trading account gains and fees	$0	174
Additional Noninterest Income	$123,000	4,822
Total noninterest expense	$2,197,000	4,568
Salaries and employee benefits	$1,297,000	4,323
Premises and equipment expense	$310,000	4,067
Additional noninterest expense	$590,000	4,985
Pre-tax net operating income	$647,000	4,480
Securities gains (losses)	$16,000	2,131
Applicable income taxes	$21,000	3,980
Income before extraordinary items	$642,000	4,258
Extraordinary gains, net	$0	15
Net income	$642,000	4,259
Minority interest net income	$0	81
Net income of bank and minority interests.	$642,000	4,259
Net charge-offs	$-9,000	5,598
Cash dividends	$375,000	2,519
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$626,480	4,238
2014-06-30 (YTD Data)		Rank
Total interest income	$1,752,000	4,820
Total interest expense	$121,000	5,396
Net interest income	$1,631,000	4,691
Provision for loan and lease losses	$15,000	3,758
Total noninterest income	$255,000	4,294
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$171,000	2,992
Trading account gains and fees	$0	172
Additional Noninterest Income	$84,000	4,787
Total noninterest expense	$1,449,000	4,626
Salaries and employee benefits	$865,000	4,358
Premises and equipment expense	$197,000	4,208
Additional noninterest expense	$387,000	5,035
Pre-tax net operating income	$422,000	4,449
Securities gains (losses)	$15,000	1,782
Applicable income taxes	$11,000	4,067
Income before extraordinary items	$426,000	4,212
Extraordinary gains, net	$0	20
Net income	$426,000	4,217
Minority interest net income	$0	80
Net income of bank and minority interests.	$426,000	4,217
Net charge-offs	$-7,000	5,559
Cash dividends	$375,000	2,107
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$411,450	4,212
2014-03-31 (YTD Data)		Rank
Total interest income	$870,000	4,882
Total interest expense	$62,000	5,430
Net interest income	$808,000	4,747
Provision for loan and lease losses	$17,000	3,054
Total noninterest income	$98,000	4,668
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$84,000	3,004
Trading account gains and fees	$0	147
Additional Noninterest Income	$14,000	5,780
Total noninterest expense	$718,000	4,683
Salaries and employee benefits	$425,000	4,440
Premises and equipment expense	$97,000	4,279
Additional noninterest expense	$196,000	5,056
Pre-tax net operating income	$171,000	4,702
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$171,000	4,495
Extraordinary gains, net	$0	16
Net income	$171,000	4,498
Minority interest net income	$0	66
Net income of bank and minority interests.	$171,000	4,498
Net charge-offs	$-5,000	5,444
Cash dividends	$375,000	1,278
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$171,000	4,445
2013-12-31 (YTD Data)		Rank
Total interest income	$3,573,000	4,889
Total interest expense	$293,000	5,429
Net interest income	$3,280,000	4,736
Provision for loan and lease losses	$63,000	4,065
Total noninterest income	$457,000	4,544
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$387,000	2,886
Trading account gains and fees	$0	184
Additional Noninterest Income	$70,000	5,657
Total noninterest expense	$2,890,000	4,692
Salaries and employee benefits	$1,684,000	4,476
Premises and equipment expense	$403,000	4,198
Additional noninterest expense	$803,000	5,069
Pre-tax net operating income	$784,000	4,434
Securities gains (losses)	$18,000	2,386
Applicable income taxes	$25,000	4,030
Income before extraordinary items	$777,000	4,296
Extraordinary gains, net	$0	29
Net income	$777,000	4,298
Minority interest net income	$0	90
Net income of bank and minority interests.	$777,000	4,299
Net charge-offs	$229,000	2,864
Cash dividends	$375,000	3,070
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$759,540	4,275
2013-09-30 (YTD Data)		Rank
Total interest income	$2,644,000	4,967
Total interest expense	$230,000	5,450
Net interest income	$2,414,000	4,817
Provision for loan and lease losses	$53,000	3,916
Total noninterest income	$344,000	4,599
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$294,000	2,873
Trading account gains and fees	$0	180
Additional Noninterest Income	$50,000	5,771
Total noninterest expense	$2,151,000	4,734
Salaries and employee benefits	$1,241,000	4,535
Premises and equipment expense	$303,000	4,227
Additional noninterest expense	$607,000	5,059
Pre-tax net operating income	$554,000	4,634
Securities gains (losses)	$4,000	2,720
Applicable income taxes	$14,000	4,224
Income before extraordinary items	$544,000	4,468
Extraordinary gains, net	$0	25
Net income	$544,000	4,471
Minority interest net income	$0	84
Net income of bank and minority interests.	$544,000	4,472
Net charge-offs	$23,000	4,338
Cash dividends	$375,000	2,394
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$540,120	4,400
2013-06-30 (YTD Data)		Rank
Total interest income	$1,757,000	4,990
Total interest expense	$161,000	5,426
Net interest income	$1,596,000	4,852
Provision for loan and lease losses	$29,000	4,095
Total noninterest income	$200,000	4,835
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$193,000	2,866
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,000	6,439
Total noninterest expense	$1,435,000	4,755
Salaries and employee benefits	$813,000	4,609
Premises and equipment expense	$198,000	4,291
Additional noninterest expense	$424,000	4,973
Pre-tax net operating income	$332,000	4,745
Securities gains (losses)	$3,000	2,553
Applicable income taxes	$5,000	4,362
Income before extraordinary items	$330,000	4,601
Extraordinary gains, net	$0	22
Net income	$330,000	4,603
Minority interest net income	$0	82
Net income of bank and minority interests.	$330,000	4,604
Net charge-offs	$0	4,909
Cash dividends	$375,000	1,987
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$327,030	4,513
2013-03-31 (YTD Data)		Rank
Total interest income	$873,000	5,028
Total interest expense	$84,000	5,452
Net interest income	$789,000	4,891
Provision for loan and lease losses	$14,000	3,892
Total noninterest income	$51,000	5,715
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$97,000	2,834
Trading account gains and fees	$0	148
Additional Noninterest Income	$-46,000	6,880
Total noninterest expense	$722,000	4,777
Salaries and employee benefits	$413,000	4,616
Premises and equipment expense	$105,000	4,201
Additional noninterest expense	$204,000	5,108
Pre-tax net operating income	$104,000	5,281
Securities gains (losses)	$0	1,966
Applicable income taxes	$-5,000	6,710
Income before extraordinary items	$109,000	5,139
Extraordinary gains, net	$0	10
Net income	$109,000	5,141
Minority interest net income	$0	76
Net income of bank and minority interests.	$109,000	5,141
Net charge-offs	$-1,000	5,189
Cash dividends	$375,000	1,160
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$109,000	5,037
2012-12-31 (YTD Data)		Rank
Total interest income	$3,761,000	5,024
Total interest expense	$469,000	5,229
Net interest income	$3,292,000	4,898
Provision for loan and lease losses	$443,000	2,888
Total noninterest income	$523,000	4,427
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$496,000	2,508
Trading account gains and fees	$0	166
Additional Noninterest Income	$27,000	6,160
Total noninterest expense	$3,204,000	4,577
Salaries and employee benefits	$1,833,000	4,356
Premises and equipment expense	$501,000	3,822
Additional noninterest expense	$870,000	5,112
Pre-tax net operating income	$168,000	5,753
Securities gains (losses)	$53,000	2,698
Applicable income taxes	$18,000	4,251
Income before extraordinary items	$203,000	5,787
Extraordinary gains, net	$0	29
Net income	$203,000	5,785
Minority interest net income	$0	93
Net income of bank and minority interests.	$203,000	5,786
Net charge-offs	$222,000	3,653
Cash dividends	$249,000	3,463
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$154,240	5,753
2012-09-30 (YTD Data)		Rank
Total interest income	$2,827,000	5,098
Total interest expense	$377,000	5,235
Net interest income	$2,450,000	4,997
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$395,000	4,447
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$373,000	2,528
Trading account gains and fees	$0	157
Additional Noninterest Income	$22,000	6,267
Total noninterest expense	$2,430,000	4,578
Salaries and employee benefits	$1,395,000	4,326
Premises and equipment expense	$386,000	3,796
Additional noninterest expense	$649,000	5,156
Pre-tax net operating income	$190,000	5,709
Securities gains (losses)	$17,000	2,941
Applicable income taxes	$9,000	4,404
Income before extraordinary items	$198,000	5,732
Extraordinary gains, net	$0	20
Net income	$198,000	5,731
Minority interest net income	$0	86
Net income of bank and minority interests.	$198,000	5,731
Net charge-offs	$222,000	3,172
Cash dividends	$249,000	2,739
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$181,680	5,624
2012-06-30 (YTD Data)		Rank
Total interest income	$1,869,000	5,149
Total interest expense	$263,000	5,245
Net interest income	$1,606,000	5,059
Provision for loan and lease losses	$224,000	2,849
Total noninterest income	$229,000	4,677
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$247,000	2,510
Trading account gains and fees	$0	153
Additional Noninterest Income	$-18,000	6,871
Total noninterest expense	$1,645,000	4,571
Salaries and employee benefits	$939,000	4,329
Premises and equipment expense	$259,000	3,775
Additional noninterest expense	$447,000	5,127
Pre-tax net operating income	$-34,000	6,413
Securities gains (losses)	$0	3,178
Applicable income taxes	$-2,000	6,772
Income before extraordinary items	$-32,000	6,534
Extraordinary gains, net	$0	19
Net income	$-32,000	6,534
Minority interest net income	$0	84
Net income of bank and minority interests.	$-32,000	6,534
Net charge-offs	$221,000	2,628
Cash dividends	$249,000	2,345
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-32,000	6,421
2012-03-31 (YTD Data)		Rank
Total interest income	$945,000	5,167
Total interest expense	$133,000	5,330
Net interest income	$812,000	5,063
Provision for loan and lease losses	$156,000	2,266
Total noninterest income	$128,000	4,541
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$122,000	2,515
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,000	6,469
Total noninterest expense	$852,000	4,512
Salaries and employee benefits	$471,000	4,361
Premises and equipment expense	$129,000	3,811
Additional noninterest expense	$252,000	4,848
Pre-tax net operating income	$-68,000	6,660
Securities gains (losses)	$0	2,210
Applicable income taxes	$5,000	4,246
Income before extraordinary items	$-73,000	6,761
Extraordinary gains, net	$0	19
Net income	$-73,000	6,763
Minority interest net income	$0	78
Net income of bank and minority interests.	$-73,000	6,763
Net charge-offs	$8,000	4,117
Cash dividends	$249,000	1,441
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-73,000	6,696
2011-12-31 (YTD Data)		Rank
Total interest income	$4,030,000	5,131
Total interest expense	$687,000	5,235
Net interest income	$3,343,000	5,022
Provision for loan and lease losses	$579,000	3,251
Total noninterest income	$757,000	3,627
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$505,000	2,546
Trading account gains and fees	$0	146
Additional Noninterest Income	$252,000	4,120
Total noninterest expense	$3,371,000	4,579
Salaries and employee benefits	$1,824,000	4,408
Premises and equipment expense	$541,000	3,841
Additional noninterest expense	$1,006,000	4,886
Pre-tax net operating income	$150,000	5,610
Securities gains (losses)	$53,000	2,560
Applicable income taxes	$4,000	4,504
Income before extraordinary items	$199,000	5,565
Extraordinary gains, net	$0	29
Net income	$199,000	5,566
Minority interest net income	$0	96
Net income of bank and minority interests.	$199,000	5,566
Net charge-offs	$823,000	2,596
Cash dividends	$149,000	3,574
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$147,060	5,585
2011-09-30 (YTD Data)		Rank
Total interest income	$3,044,000	5,172
Total interest expense	$538,000	5,265
Net interest income	$2,506,000	5,050
Provision for loan and lease losses	$579,000	2,676
Total noninterest income	$562,000	3,667
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$369,000	2,616
Trading account gains and fees	$0	145
Additional Noninterest Income	$193,000	4,138
Total noninterest expense	$2,532,000	4,577
Salaries and employee benefits	$1,389,000	4,363
Premises and equipment expense	$408,000	3,859
Additional noninterest expense	$735,000	4,975
Pre-tax net operating income	$-43,000	6,210
Securities gains (losses)	$54,000	2,286
Applicable income taxes	$-4,000	6,744
Income before extraordinary items	$15,000	6,205
Extraordinary gains, net	$0	21
Net income	$15,000	6,206
Minority interest net income	$0	87
Net income of bank and minority interests.	$15,000	6,206
Net charge-offs	$766,000	2,194
Cash dividends	$149,000	2,922
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-39,000	6,226
2011-06-30 (YTD Data)		Rank
Total interest income	$2,040,000	5,195
Total interest expense	$376,000	5,274
Net interest income	$1,664,000	5,068
Provision for loan and lease losses	$581,000	2,146
Total noninterest income	$352,000	3,814
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$232,000	2,720
Trading account gains and fees	$0	153
Additional Noninterest Income	$120,000	4,300
Total noninterest expense	$1,702,000	4,600
Salaries and employee benefits	$932,000	4,387
Premises and equipment expense	$262,000	3,991
Additional noninterest expense	$508,000	4,961
Pre-tax net operating income	$-267,000	6,625
Securities gains (losses)	$31,000	1,870
Applicable income taxes	$-14,000	6,897
Income before extraordinary items	$-222,000	6,650
Extraordinary gains, net	$0	15
Net income	$-222,000	6,651
Minority interest net income	$0	89
Net income of bank and minority interests.	$-222,000	6,651
Net charge-offs	$610,000	1,938
Cash dividends	$149,000	2,554
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-251,140	6,659
2011-03-31 (YTD Data)		Rank
Total interest income	$1,021,000	5,218
Total interest expense	$191,000	5,344
Net interest income	$830,000	5,069
Provision for loan and lease losses	$578,000	1,314
Total noninterest income	$144,000	4,252
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$112,000	2,743
Trading account gains and fees	$0	158
Additional Noninterest Income	$32,000	5,306
Total noninterest expense	$847,000	4,642
Salaries and employee benefits	$469,000	4,398
Premises and equipment expense	$135,000	3,977
Additional noninterest expense	$243,000	5,069
Pre-tax net operating income	$-451,000	7,059
Securities gains (losses)	$0	1,772
Applicable income taxes	$2,000	4,282
Income before extraordinary items	$-453,000	7,104
Extraordinary gains, net	$0	9
Net income	$-453,000	7,105
Minority interest net income	$0	86
Net income of bank and minority interests.	$-453,000	7,105
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-453,000	7,096
2010-12-31 (YTD Data)		Rank
Total interest income	$4,483,000	5,111
Total interest expense	$966,000	5,307
Net interest income	$3,517,000	4,937
Provision for loan and lease losses	$28,000	6,724
Total noninterest income	$991,000	3,233
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$565,000	2,410
Trading account gains and fees	$0	175
Additional Noninterest Income	$426,000	3,417
Total noninterest expense	$3,644,000	4,471
Salaries and employee benefits	$1,991,000	4,247
Premises and equipment expense	$571,000	3,847
Additional noninterest expense	$1,082,000	4,891
Pre-tax net operating income	$836,000	3,670
Securities gains (losses)	$0	3,793
Applicable income taxes	$27,000	3,907
Income before extraordinary items	$809,000	3,595
Extraordinary gains, net	$0	29
Net income	$809,000	3,593
Minority interest net income	$0	111
Net income of bank and minority interests.	$809,000	3,595
Net charge-offs	$1,000	6,818
Cash dividends	$150,000	3,487
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$809,000	3,477
2010-09-30 (YTD Data)		Rank
Total interest income	$3,430,000	5,162
Total interest expense	$758,000	5,364
Net interest income	$2,672,000	4,956
Provision for loan and lease losses	$28,000	6,546
Total noninterest income	$778,000	3,207
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$430,000	2,444
Trading account gains and fees	$0	165
Additional Noninterest Income	$348,000	3,312
Total noninterest expense	$2,773,000	4,450
Salaries and employee benefits	$1,500,000	4,268
Premises and equipment expense	$428,000	3,914
Additional noninterest expense	$845,000	4,768
Pre-tax net operating income	$649,000	3,845
Securities gains (losses)	$0	3,651
Applicable income taxes	$19,000	4,026
Income before extraordinary items	$630,000	3,695
Extraordinary gains, net	$0	23
Net income	$630,000	3,694
Minority interest net income	$0	110
Net income of bank and minority interests.	$630,000	3,695
Net charge-offs	$1,000	6,616
Cash dividends	$150,000	2,918
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$630,000	3,560
2010-06-30 (YTD Data)		Rank
Total interest income	$2,311,000	5,159
Total interest expense	$532,000	5,333
Net interest income	$1,779,000	4,979
Provision for loan and lease losses	$28,000	6,256
Total noninterest income	$539,000	3,072
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$287,000	2,446
Trading account gains and fees	$0	152
Additional Noninterest Income	$252,000	3,116
Total noninterest expense	$1,894,000	4,396
Salaries and employee benefits	$1,021,000	4,227
Premises and equipment expense	$273,000	4,054
Additional noninterest expense	$600,000	4,588
Pre-tax net operating income	$396,000	4,012
Securities gains (losses)	$0	3,184
Applicable income taxes	$8,000	4,167
Income before extraordinary items	$388,000	3,839
Extraordinary gains, net	$0	19
Net income	$388,000	3,837
Minority interest net income	$0	105
Net income of bank and minority interests.	$388,000	3,838
Net charge-offs	$20,000	5,512
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$388,000	3,730
2010-03-31 (YTD Data)		Rank
Total interest income	$1,178,000	5,191
Total interest expense	$275,000	5,387
Net interest income	$903,000	4,964
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$245,000	3,239
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$140,000	2,465
Trading account gains and fees	$0	175
Additional Noninterest Income	$105,000	3,412
Total noninterest expense	$931,000	4,485
Salaries and employee benefits	$522,000	4,236
Premises and equipment expense	$135,000	4,161
Additional noninterest expense	$274,000	4,849
Pre-tax net operating income	$187,000	4,204
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$187,000	4,005
Extraordinary gains, net	$0	16
Net income	$187,000	4,004
Minority interest net income	$0	91
Net income of bank and minority interests.	$187,000	4,004
Net charge-offs	$11,000	4,779
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$187,000	3,897
2009-12-31 (YTD Data)		Rank
Total interest income	$5,305,000	4,961
Total interest expense	$1,604,000	5,007
Net interest income	$3,701,000	4,803
Provision for loan and lease losses	$121,000	6,245
Total noninterest income	$1,126,000	3,111
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$691,000	2,280
Trading account gains and fees	$0	211
Additional Noninterest Income	$435,000	3,425
Total noninterest expense	$3,991,000	4,350
Salaries and employee benefits	$2,267,000	3,984
Premises and equipment expense	$600,000	3,872
Additional noninterest expense	$1,124,000	4,909
Pre-tax net operating income	$715,000	3,523
Securities gains (losses)	$99,000	2,150
Applicable income taxes	$3,000	4,116
Income before extraordinary items	$811,000	3,132
Extraordinary gains, net	$0	34
Net income	$811,000	3,132
Minority interest net income	$0	115
Net income of bank and minority interests.	$811,000	3,132
Net charge-offs	$381,000	4,169
Cash dividends	$97,000	4,168
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$712,000	3,273
2009-09-30 (YTD Data)		Rank
Total interest income	$4,079,000	4,960
Total interest expense	$1,276,000	5,004
Net interest income	$2,803,000	4,769
Provision for loan and lease losses	$102,000	5,939
Total noninterest income	$844,000	3,159
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$520,000	2,280
Trading account gains and fees	$0	212
Additional Noninterest Income	$324,000	3,495
Total noninterest expense	$3,063,000	4,296
Salaries and employee benefits	$1,729,000	3,959
Premises and equipment expense	$470,000	3,801
Additional noninterest expense	$864,000	4,836
Pre-tax net operating income	$482,000	3,948
Securities gains (losses)	$99,000	1,847
Applicable income taxes	$-6,000	6,629
Income before extraordinary items	$587,000	3,424
Extraordinary gains, net	$0	27
Net income	$587,000	3,422
Minority interest net income	$0	118
Net income of bank and minority interests.	$587,000	3,424
Net charge-offs	$340,000	3,538
Cash dividends	$97,000	3,635
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$488,000	3,644
2009-06-30 (YTD Data)		Rank
Total interest income	$2,775,000	4,940
Total interest expense	$890,000	5,016
Net interest income	$1,885,000	4,749
Provision for loan and lease losses	$108,000	5,239
Total noninterest income	$551,000	3,196
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$334,000	2,312
Trading account gains and fees	$0	193
Additional Noninterest Income	$217,000	3,526
Total noninterest expense	$2,074,000	4,294
Salaries and employee benefits	$1,184,000	3,938
Premises and equipment expense	$303,000	3,899
Additional noninterest expense	$587,000	4,785
Pre-tax net operating income	$254,000	4,359
Securities gains (losses)	$99,000	1,501
Applicable income taxes	$-43,000	6,982
Income before extraordinary items	$396,000	3,492
Extraordinary gains, net	$0	21
Net income	$396,000	3,489
Minority interest net income	$0	112
Net income of bank and minority interests.	$396,000	3,490
Net charge-offs	$318,000	2,868
Cash dividends	$97,000	3,326
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$297,000	3,860
2009-03-31 (YTD Data)		Rank
Total interest income	$1,436,000	4,874
Total interest expense	$465,000	5,024
Net interest income	$971,000	4,660
Provision for loan and lease losses	$100,000	3,845
Total noninterest income	$227,000	3,573
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$161,000	2,315
Trading account gains and fees	$0	171
Additional Noninterest Income	$66,000	4,358
Total noninterest expense	$1,024,000	4,243
Salaries and employee benefits	$588,000	3,973
Premises and equipment expense	$163,000	3,735
Additional noninterest expense	$273,000	4,696
Pre-tax net operating income	$74,000	5,329
Securities gains (losses)	$99,000	1,003
Applicable income taxes	$-18,000	7,259
Income before extraordinary items	$191,000	3,941
Extraordinary gains, net	$0	15
Net income	$191,000	3,943
Minority interest net income	$0	102
Net income of bank and minority interests.	$191,000	3,943
Net charge-offs	$88,000	3,010
Cash dividends	$97,000	2,313
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$92,000	4,894
2008-12-31 (YTD Data)		Rank
Total interest income	$6,224,000	4,836
Total interest expense	$2,283,000	4,979
Net interest income	$3,941,000	4,616
Provision for loan and lease losses	$848,000	2,952
Total noninterest income	$1,133,000	3,154
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$636,000	2,535
Trading account gains and fees	$0	154
Additional Noninterest Income	$497,000	3,178
Total noninterest expense	$3,979,000	4,249
Salaries and employee benefits	$2,415,000	3,873
Premises and equipment expense	$586,000	4,009
Additional noninterest expense	$978,000	4,887
Pre-tax net operating income	$247,000	5,605
Securities gains (losses)	$24,000	2,069
Applicable income taxes	$35,000	4,042
Income before extraordinary items	$236,000	5,344
Extraordinary gains, net	$0	39
Net income	$236,000	5,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	4,509
Cash dividends	$309,000	4,018
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$215,120	5,584
2008-09-30 (YTD Data)		Rank
Total interest income	$4,661,000	4,920
Total interest expense	$1,793,000	4,978
Net interest income	$2,868,000	4,742
Provision for loan and lease losses	$140,000	4,706
Total noninterest income	$916,000	3,071
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$475,000	2,555
Trading account gains and fees	$0	148
Additional Noninterest Income	$441,000	3,011
Total noninterest expense	$2,906,000	4,329
Salaries and employee benefits	$1,819,000	3,892
Premises and equipment expense	$412,000	4,219
Additional noninterest expense	$675,000	5,069
Pre-tax net operating income	$738,000	4,247
Securities gains (losses)	$24,000	1,901
Applicable income taxes	$30,000	4,413
Income before extraordinary items	$732,000	3,736
Extraordinary gains, net	$0	31
Net income	$732,000	3,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,288
Cash dividends	$309,000	3,342
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$708,960	3,933
2008-06-30 (YTD Data)		Rank
Total interest income	$3,168,000	4,917
Total interest expense	$1,266,000	4,969
Net interest income	$1,902,000	4,777
Provision for loan and lease losses	$52,000	5,140
Total noninterest income	$617,000	3,079
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$306,000	2,606
Trading account gains and fees	$0	149
Additional Noninterest Income	$311,000	2,965
Total noninterest expense	$1,994,000	4,242
Salaries and employee benefits	$1,285,000	3,762
Premises and equipment expense	$255,000	4,450
Additional noninterest expense	$454,000	5,032
Pre-tax net operating income	$473,000	4,463
Securities gains (losses)	$25,000	1,907
Applicable income taxes	$19,000	4,702
Income before extraordinary items	$479,000	4,106
Extraordinary gains, net	$0	21
Net income	$479,000	4,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,471
Cash dividends	$212,000	3,357
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$455,000	4,153
2008-03-31 (YTD Data)		Rank
Total interest income	$1,815,000	4,602
Total interest expense	$669,000	5,003
Net interest income	$1,146,000	4,220
Provision for loan and lease losses	$54,000	3,716
Total noninterest income	$346,000	2,850
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$147,000	2,677
Trading account gains and fees	$0	158
Additional Noninterest Income	$199,000	2,584
Total noninterest expense	$1,281,000	3,514
Salaries and employee benefits	$846,000	3,008
Premises and equipment expense	$135,000	4,310
Additional noninterest expense	$300,000	4,119
Pre-tax net operating income	$157,000	5,377
Securities gains (losses)	$0	2,688
Applicable income taxes	$5,000	5,114
Income before extraordinary items	$152,000	5,186
Extraordinary gains, net	$0	15
Net income	$152,000	5,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$116,000	2,798
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$152,000	5,082
2007-12-31 (YTD Data)		Rank
Total interest income	$6,116,000	5,162
Total interest expense	$2,485,000	5,285
Net interest income	$3,631,000	4,912
Provision for loan and lease losses	$173,000	4,134
Total noninterest income	$849,000	3,885
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$618,000	2,611
Trading account gains and fees	$0	178
Additional Noninterest Income	$231,000	4,763
Total noninterest expense	$3,422,000	4,603
Salaries and employee benefits	$2,056,000	4,305
Premises and equipment expense	$534,000	4,179
Additional noninterest expense	$832,000	5,220
Pre-tax net operating income	$885,000	4,982
Securities gains (losses)	$-2,000	7,197
Applicable income taxes	$32,000	5,185
Income before extraordinary items	$851,000	4,651
Extraordinary gains, net	$0	39
Net income	$851,000	4,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,397
Cash dividends	$521,000	3,641
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$852,920	4,643
2007-09-30 (YTD Data)		Rank
Total interest income	$4,300,000	5,378
Total interest expense	$1,799,000	5,387
Net interest income	$2,501,000	5,214
Provision for loan and lease losses	$107,000	4,011
Total noninterest income	$732,000	3,588
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$450,000	2,657
Trading account gains and fees	$0	184
Additional Noninterest Income	$282,000	3,857
Total noninterest expense	$2,329,000	4,877
Salaries and employee benefits	$1,356,000	4,699
Premises and equipment expense	$391,000	4,239
Additional noninterest expense	$582,000	5,395
Pre-tax net operating income	$797,000	4,843
Securities gains (losses)	$0	1,655
Applicable income taxes	$30,000	5,257
Income before extraordinary items	$767,000	4,439
Extraordinary gains, net	$0	33
Net income	$767,000	4,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,926
Cash dividends	$521,000	2,874
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$767,000	4,430
2007-06-30 (YTD Data)		Rank
Total interest income	$2,760,000	5,504
Total interest expense	$1,140,000	5,525
Net interest income	$1,620,000	5,332
Provision for loan and lease losses	$56,000	4,239
Total noninterest income	$521,000	3,472
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$287,000	2,744
Trading account gains and fees	$0	168
Additional Noninterest Income	$234,000	3,481
Total noninterest expense	$1,482,000	5,047
Salaries and employee benefits	$874,000	4,853
Premises and equipment expense	$254,000	4,334
Additional noninterest expense	$354,000	5,657
Pre-tax net operating income	$603,000	4,647
Securities gains (losses)	$0	1,444
Applicable income taxes	$20,000	5,345
Income before extraordinary items	$583,000	4,219
Extraordinary gains, net	$0	29
Net income	$583,000	4,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,139
Cash dividends	$405,000	2,732
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$583,000	4,208
2007-03-31 (YTD Data)		Rank
Total interest income	$1,307,000	5,661
Total interest expense	$536,000	5,692
Net interest income	$771,000	5,501
Provision for loan and lease losses	$16,000	4,567
Total noninterest income	$222,000	3,806
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$129,000	2,922
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$720,000	5,161
Salaries and employee benefits	$410,000	5,078
Premises and equipment expense	$127,000	4,340
Additional noninterest expense	$183,000	5,540
Pre-tax net operating income	$257,000	4,989
Securities gains (losses)	$0	1,187
Applicable income taxes	$6,000	5,609
Income before extraordinary items	$251,000	4,543
Extraordinary gains, net	$0	22
Net income	$251,000	4,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$58,000	3,510
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$251,000	4,533
2006-12-31 (YTD Data)		Rank
Total interest income	$4,642,000	5,754
Total interest expense	$1,754,000	5,750
Net interest income	$2,888,000	5,642
Provision for loan and lease losses	$48,000	5,647
Total noninterest income	$692,000	4,387
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$550,000	2,862
Trading account gains and fees	$0	130
Additional Noninterest Income	$142,000	5,713
Total noninterest expense	$2,725,000	5,202
Salaries and employee benefits	$1,522,000	5,149
Premises and equipment expense	$458,000	4,514
Additional noninterest expense	$745,000	5,459
Pre-tax net operating income	$807,000	5,636
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,000	6,401
Income before extraordinary items	$804,000	5,197
Extraordinary gains, net	$0	51
Net income	$804,000	5,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,076
Cash dividends	$195,000	4,997
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$804,000	5,193
2006-09-30 (YTD Data)		Rank
Total interest income	$3,396,000	5,822
Total interest expense	$1,260,000	5,804
Net interest income	$2,136,000	5,724
Provision for loan and lease losses	$49,000	5,100
Total noninterest income	$520,000	4,378
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$412,000	2,883
Trading account gains and fees	$0	126
Additional Noninterest Income	$108,000	5,705
Total noninterest expense	$2,019,000	5,240
Salaries and employee benefits	$1,115,000	5,201
Premises and equipment expense	$345,000	4,504
Additional noninterest expense	$559,000	5,441
Pre-tax net operating income	$588,000	5,903
Securities gains (losses)	$0	1,388
Applicable income taxes	$-6,000	8,400
Income before extraordinary items	$594,000	5,381
Extraordinary gains, net	$0	45
Net income	$594,000	5,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,608
Cash dividends	$195,000	4,215
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$594,000	5,376
2006-06-30 (YTD Data)		Rank
Total interest income	$2,171,000	5,924
Total interest expense	$766,000	5,918
Net interest income	$1,405,000	5,792
Provision for loan and lease losses	$39,000	4,785
Total noninterest income	$321,000	4,558
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$249,000	3,061
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	5,737
Total noninterest expense	$1,303,000	5,345
Salaries and employee benefits	$716,000	5,344
Premises and equipment expense	$216,000	4,701
Additional noninterest expense	$371,000	5,458
Pre-tax net operating income	$384,000	5,980
Securities gains (losses)	$0	1,185
Applicable income taxes	$-15,000	8,509
Income before extraordinary items	$399,000	5,400
Extraordinary gains, net	$0	39
Net income	$399,000	5,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,871
Cash dividends	$98,000	4,434
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$399,000	5,398
2006-03-31 (YTD Data)		Rank
Total interest income	$987,000	6,125
Total interest expense	$344,000	6,078
Net interest income	$643,000	6,060
Provision for loan and lease losses	$3,000	5,795
Total noninterest income	$135,000	4,924
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$108,000	3,311
Trading account gains and fees	$0	115
Additional Noninterest Income	$27,000	6,246
Total noninterest expense	$599,000	5,638
Salaries and employee benefits	$343,000	5,498
Premises and equipment expense	$91,000	5,241
Additional noninterest expense	$165,000	5,767
Pre-tax net operating income	$176,000	6,095
Securities gains (losses)	$0	955
Applicable income taxes	$-24,000	8,587
Income before extraordinary items	$200,000	5,352
Extraordinary gains, net	$0	21
Net income	$200,000	5,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$33,000	3,722
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$200,000	5,352
2005-12-31 (YTD Data)		Rank
Total interest income	$3,484,000	6,200
Total interest expense	$1,047,000	6,172
Net interest income	$2,437,000	6,115
Provision for loan and lease losses	$28,000	6,283
Total noninterest income	$553,000	5,004
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$446,000	3,298
Trading account gains and fees	$0	138
Additional Noninterest Income	$107,000	6,302
Total noninterest expense	$2,419,000	5,479
Salaries and employee benefits	$1,380,000	5,342
Premises and equipment expense	$384,000	4,986
Additional noninterest expense	$655,000	5,779
Pre-tax net operating income	$543,000	6,603
Securities gains (losses)	$0	2,296
Applicable income taxes	$22,000	6,289
Income before extraordinary items	$521,000	6,289
Extraordinary gains, net	$0	46
Net income	$521,000	6,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,287
Cash dividends	$498,000	3,687
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$521,000	6,254
2005-09-30 (YTD Data)		Rank
Total interest income	$2,543,000	6,266
Total interest expense	$735,000	6,231
Net interest income	$1,808,000	6,174
Provision for loan and lease losses	$24,000	6,042
Total noninterest income	$419,000	4,999
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$335,000	3,300
Trading account gains and fees	$0	126
Additional Noninterest Income	$84,000	6,220
Total noninterest expense	$1,802,000	5,476
Salaries and employee benefits	$1,013,000	5,373
Premises and equipment expense	$295,000	4,902
Additional noninterest expense	$494,000	5,736
Pre-tax net operating income	$401,000	6,784
Securities gains (losses)	$0	2,317
Applicable income taxes	$16,000	6,381
Income before extraordinary items	$385,000	6,447
Extraordinary gains, net	$0	35
Net income	$385,000	6,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,341
Cash dividends	$498,000	2,836
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$385,000	6,408
2005-06-30 (YTD Data)		Rank
Total interest income	$1,642,000	6,312
Total interest expense	$453,000	6,295
Net interest income	$1,189,000	6,217
Provision for loan and lease losses	$3,000	6,494
Total noninterest income	$272,000	5,020
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$210,000	3,396
Trading account gains and fees	$0	116
Additional Noninterest Income	$62,000	6,077
Total noninterest expense	$1,187,000	5,513
Salaries and employee benefits	$667,000	5,404
Premises and equipment expense	$179,000	5,190
Additional noninterest expense	$341,000	5,616
Pre-tax net operating income	$271,000	6,767
Securities gains (losses)	$0	2,146
Applicable income taxes	$11,000	6,378
Income before extraordinary items	$260,000	6,423
Extraordinary gains, net	$0	30
Net income	$260,000	6,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,501
Cash dividends	$436,000	2,423
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$260,000	6,376
2005-03-31 (YTD Data)		Rank
Total interest income	$796,000	6,393
Total interest expense	$211,000	6,398
Net interest income	$585,000	6,293
Provision for loan and lease losses	$0	6,226
Total noninterest income	$124,000	5,184
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$94,000	3,574
Trading account gains and fees	$0	115
Additional Noninterest Income	$30,000	6,174
Total noninterest expense	$578,000	5,629
Salaries and employee benefits	$330,000	5,478
Premises and equipment expense	$93,000	5,112
Additional noninterest expense	$155,000	5,895
Pre-tax net operating income	$131,000	6,802
Securities gains (losses)	$0	1,685
Applicable income taxes	$5,000	6,381
Income before extraordinary items	$126,000	6,465
Extraordinary gains, net	$0	24
Net income	$126,000	6,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,934
Cash dividends	$328,000	1,653
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$126,000	6,426
2004-12-31 (YTD Data)		Rank
Total interest income	$3,149,000	6,291
Total interest expense	$773,000	6,350
Net interest income	$2,376,000	6,156
Provision for loan and lease losses	$50,000	5,899
Total noninterest income	$538,000	5,084
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$438,000	3,438
Trading account gains and fees	$0	138
Additional Noninterest Income	$100,000	6,428
Total noninterest expense	$2,352,000	5,503
Salaries and employee benefits	$1,358,000	5,287
Premises and equipment expense	$368,000	5,041
Additional noninterest expense	$626,000	5,847
Pre-tax net operating income	$512,000	6,678
Securities gains (losses)	$0	3,819
Applicable income taxes	$-19,000	8,616
Income before extraordinary items	$531,000	6,245
Extraordinary gains, net	$0	34
Net income	$531,000	6,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,147
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$531,000	6,161
2004-09-30 (YTD Data)		Rank
Total interest income	$2,370,000	6,286
Total interest expense	$570,000	6,368
Net interest income	$1,800,000	6,136
Provision for loan and lease losses	$29,000	6,049
Total noninterest income	$407,000	5,089
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$328,000	3,455
Trading account gains and fees	$0	134
Additional Noninterest Income	$79,000	6,329
Total noninterest expense	$1,819,000	5,376
Salaries and employee benefits	$999,000	5,325
Premises and equipment expense	$350,000	4,288
Additional noninterest expense	$470,000	5,812
Pre-tax net operating income	$359,000	6,921
Securities gains (losses)	$0	3,710
Applicable income taxes	$-25,000	8,777
Income before extraordinary items	$384,000	6,422
Extraordinary gains, net	$0	26
Net income	$384,000	6,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,186
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$384,000	6,345
2004-06-30 (YTD Data)		Rank
Total interest income	$1,566,000	6,331
Total interest expense	$375,000	6,440
Net interest income	$1,191,000	6,168
Provision for loan and lease losses	$14,000	6,192
Total noninterest income	$270,000	5,072
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$216,000	3,468
Trading account gains and fees	$0	130
Additional Noninterest Income	$54,000	6,302
Total noninterest expense	$1,231,000	5,342
Salaries and employee benefits	$660,000	5,395
Premises and equipment expense	$233,000	4,294
Additional noninterest expense	$338,000	5,609
Pre-tax net operating income	$216,000	7,066
Securities gains (losses)	$0	3,413
Applicable income taxes	$-31,000	8,854
Income before extraordinary items	$247,000	6,469
Extraordinary gains, net	$0	21
Net income	$247,000	6,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,797
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$247,000	6,378
2004-03-31 (YTD Data)		Rank
Total interest income	$781,000	6,357
Total interest expense	$192,000	6,442
Net interest income	$589,000	6,214
Provision for loan and lease losses	$5,000	6,071
Total noninterest income	$126,000	5,200
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$104,000	3,485
Trading account gains and fees	$0	121
Additional Noninterest Income	$22,000	6,653
Total noninterest expense	$639,000	5,222
Salaries and employee benefits	$329,000	5,418
Premises and equipment expense	$116,000	4,345
Additional noninterest expense	$194,000	5,186
Pre-tax net operating income	$71,000	7,585
Securities gains (losses)	$0	2,934
Applicable income taxes	$-37,000	8,946
Income before extraordinary items	$108,000	6,727
Extraordinary gains, net	$0	16
Net income	$108,000	6,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,502
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$108,000	6,610
2003-12-31 (YTD Data)		Rank
Total interest income	$3,210,000	6,310
Total interest expense	$923,000	6,334
Net interest income	$2,287,000	6,207
Provision for loan and lease losses	$253,000	3,520
Total noninterest income	$504,000	5,412
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$427,000	3,505
Trading account gains and fees	$0	160
Additional Noninterest Income	$77,000	6,944
Total noninterest expense	$2,285,000	5,555
Salaries and employee benefits	$1,322,000	5,293
Premises and equipment expense	$390,000	4,807
Additional noninterest expense	$573,000	6,134
Pre-tax net operating income	$253,000	7,629
Securities gains (losses)	$42,000	2,666
Applicable income taxes	$37,000	6,479
Income before extraordinary items	$258,000	7,480
Extraordinary gains, net	$0	54
Net income	$258,000	7,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$360,000	1,997
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$221,460	7,530
2003-09-30 (YTD Data)		Rank
Total interest income	$2,430,000	6,345
Total interest expense	$721,000	6,386
Net interest income	$1,709,000	6,239
Provision for loan and lease losses	$198,000	3,360
Total noninterest income	$375,000	5,481
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$315,000	3,554
Trading account gains and fees	$0	153
Additional Noninterest Income	$60,000	6,950
Total noninterest expense	$1,685,000	5,567
Salaries and employee benefits	$989,000	5,289
Premises and equipment expense	$270,000	5,071
Additional noninterest expense	$426,000	6,155
Pre-tax net operating income	$201,000	7,729
Securities gains (losses)	$0	4,204
Applicable income taxes	$28,000	6,613
Income before extraordinary items	$173,000	7,764
Extraordinary gains, net	$0	40
Net income	$173,000	7,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	2,280
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$173,000	7,616
2003-06-30 (YTD Data)		Rank
Total interest income	$1,632,000	6,359
Total interest expense	$498,000	6,397
Net interest income	$1,134,000	6,256
Provision for loan and lease losses	$189,000	2,612
Total noninterest income	$239,000	5,587
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$196,000	3,670
Trading account gains and fees	$0	150
Additional Noninterest Income	$43,000	6,830
Total noninterest expense	$1,123,000	5,571
Salaries and employee benefits	$655,000	5,325
Premises and equipment expense	$183,000	4,991
Additional noninterest expense	$285,000	6,137
Pre-tax net operating income	$61,000	8,299
Securities gains (losses)	$0	3,782
Applicable income taxes	$-4,000	8,947
Income before extraordinary items	$65,000	8,287
Extraordinary gains, net	$0	30
Net income	$65,000	8,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	1,773
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$65,000	8,145
2003-03-31 (YTD Data)		Rank
Total interest income	$846,000	6,288
Total interest expense	$259,000	6,386
Net interest income	$587,000	6,125
Provision for loan and lease losses	$183,000	1,466
Total noninterest income	$121,000	5,446
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$103,000	3,472
Trading account gains and fees	$0	134
Additional Noninterest Income	$18,000	7,075
Total noninterest expense	$547,000	5,661
Salaries and employee benefits	$325,000	5,357
Premises and equipment expense	$86,000	5,190
Additional noninterest expense	$136,000	6,282
Pre-tax net operating income	$-22,000	8,819
Securities gains (losses)	$0	2,891
Applicable income taxes	$40,000	5,397
Income before extraordinary items	$-62,000	8,980
Extraordinary gains, net	$0	21
Net income	$-62,000	8,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-62,000	8,894
2002-12-31 (YTD Data)		Rank
Total interest income	$3,594,000	6,254
Total interest expense	$1,384,000	5,970
Net interest income	$2,210,000	6,305
Provision for loan and lease losses	$95,000	5,818
Total noninterest income	$473,000	5,362
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$384,000	3,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$89,000	6,670
Total noninterest expense	$2,089,000	5,728
Salaries and employee benefits	$1,182,000	5,537
Premises and equipment expense	$307,000	5,494
Additional noninterest expense	$600,000	5,930
Pre-tax net operating income	$499,000	6,764
Securities gains (losses)	$68,000	2,124
Applicable income taxes	$145,000	5,563
Income before extraordinary items	$422,000	6,735
Extraordinary gains, net	$0	70
Net income	$422,000	6,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$39,000	6,068
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$371,680	6,850
2001-12-31 (YTD Data)		Rank
Total interest income	$4,152,000	6,237
Total interest expense	$2,067,000	5,993
Net interest income	$2,085,000	6,307
Provision for loan and lease losses	$90,000	5,778
Total noninterest income	$373,000	5,867
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$284,000	4,299
Trading account gains and fees	$0	177
Additional Noninterest Income	$89,000	6,670
Total noninterest expense	$1,830,000	6,070
Salaries and employee benefits	$1,060,000	5,785
Premises and equipment expense	$294,000	5,581
Additional noninterest expense	$476,000	6,620
Pre-tax net operating income	$538,000	6,407
Securities gains (losses)	$0	4,612
Applicable income taxes	$28,000	7,125
Income before extraordinary items	$510,000	6,024
Extraordinary gains, net	$0	105
Net income	$510,000	6,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,231
Cash dividends	$278,000	4,517
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$510,000	5,909
2000-12-31 (YTD Data)		Rank
Total interest income	$4,155,000	6,363
Total interest expense	$2,125,000	6,096
Net interest income	$2,030,000	6,520
Provision for loan and lease losses	$90,000	5,514
Total noninterest income	$320,000	6,128
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$244,000	4,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	7,011
Total noninterest expense	$1,665,000	6,333
Salaries and employee benefits	$996,000	5,932
Premises and equipment expense	$259,000	5,916
Additional noninterest expense	$410,000	7,070
Pre-tax net operating income	$595,000	6,608
Securities gains (losses)	$-22,000	8,788
Applicable income taxes	$172,000	5,693
Income before extraordinary items	$401,000	6,850
Extraordinary gains, net	$0	38
Net income	$401,000	6,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,338
Cash dividends	$116,000	5,821
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$416,400	6,760
1999-12-31 (YTD Data)		Rank
Total interest income	$3,665,000	6,655
Total interest expense	$1,828,000	6,299
Net interest income	$1,837,000	6,938
Provision for loan and lease losses	$90,000	5,432
Total noninterest income	$300,000	6,434
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$222,000	4,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	7,202
Total noninterest expense	$1,472,000	6,845
Salaries and employee benefits	$886,000	6,374
Premises and equipment expense	$228,000	6,385
Additional noninterest expense	$358,000	7,625
Pre-tax net operating income	$575,000	6,806
Securities gains (losses)	$0	3,155
Applicable income taxes	$162,000	6,132
Income before extraordinary items	$413,000	6,914
Extraordinary gains, net	$0	35
Net income	$413,000	6,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,940
Cash dividends	$116,000	5,942
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$413,000	6,894
1998-12-31 (YTD Data)		Rank
Total interest income	$3,719,000	6,735
Total interest expense	$1,836,000	6,483
Net interest income	$1,883,000	6,887
Provision for loan and lease losses	$88,000	5,415
Total noninterest income	$291,000	6,570
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$230,000	4,749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,768
Total noninterest expense	$1,406,000	6,950
Salaries and employee benefits	$776,000	6,789
Premises and equipment expense	$206,000	6,617
Additional noninterest expense	$424,000	7,026
Pre-tax net operating income	$680,000	6,562
Securities gains (losses)	$-5,000	10,072
Applicable income taxes	$195,000	6,252
Income before extraordinary items	$480,000	6,723
Extraordinary gains, net	$0	32
Net income	$480,000	6,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,338
Cash dividends	$463,000	3,700
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$483,550	6,597
1997-12-31 (YTD Data)		Rank
Total interest income	$3,428,000	7,244
Total interest expense	$1,722,000	6,841
Net interest income	$1,706,000	7,541
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$261,000	7,091
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	5,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	8,059
Total noninterest expense	$1,271,000	7,445
Salaries and employee benefits	$750,000	7,026
Premises and equipment expense	$189,000	7,042
Additional noninterest expense	$332,000	7,985
Pre-tax net operating income	$636,000	7,266
Securities gains (losses)	$-9,000	9,978
Applicable income taxes	$170,000	7,324
Income before extraordinary items	$457,000	7,250
Extraordinary gains, net	$0	44
Net income	$457,000	7,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,811
Cash dividends	$232,000	5,090
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$463,570	7,163
1996-12-31 (YTD Data)		Rank
Total interest income	$3,185,000	7,758
Total interest expense	$1,647,000	7,219
Net interest income	$1,538,000	8,172
Provision for loan and lease losses	$56,000	6,391
Total noninterest income	$277,000	7,235
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,636
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,707
Total noninterest expense	$1,208,000	7,963
Salaries and employee benefits	$715,000	7,424
Premises and equipment expense	$201,000	7,007
Additional noninterest expense	$292,000	8,962
Pre-tax net operating income	$551,000	7,686
Securities gains (losses)	$-14,000	10,446
Applicable income taxes	$147,000	7,918
Income before extraordinary items	$390,000	7,704
Extraordinary gains, net	$0	53
Net income	$390,000	7,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,188
Cash dividends	$309,000	4,434
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$400,220	7,549
1995-12-31 (YTD Data)		Rank
Total interest income	$3,162,000	7,990
Total interest expense	$1,596,000	7,428
Net interest income	$1,566,000	8,351
Provision for loan and lease losses	$32,000	7,011
Total noninterest income	$275,000	7,371
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	7,757
Total noninterest expense	$1,156,000	8,368
Salaries and employee benefits	$696,000	7,736
Premises and equipment expense	$165,000	7,915
Additional noninterest expense	$295,000	9,291
Pre-tax net operating income	$653,000	7,572
Securities gains (losses)	$0	3,831
Applicable income taxes	$206,000	7,316
Income before extraordinary items	$447,000	7,662
Extraordinary gains, net	$0	65
Net income	$447,000	7,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,801
Cash dividends	$316,000	4,403
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$447,000	7,636
1994-12-31 (YTD Data)		Rank
Total interest income	$2,776,000	8,421
Total interest expense	$1,278,000	7,624
Net interest income	$1,498,000	8,891
Provision for loan and lease losses	$19,000	7,864
Total noninterest income	$270,000	7,657
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,789
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	8,828
Total noninterest expense	$1,172,000	8,720
Salaries and employee benefits	$666,000	8,148
Premises and equipment expense	$169,000	8,112
Additional noninterest expense	$337,000	9,510
Pre-tax net operating income	$577,000	8,142
Securities gains (losses)	$-34,000	10,758
Applicable income taxes	$171,000	7,904
Income before extraordinary items	$372,000	8,440
Extraordinary gains, net	$0	249
Net income	$372,000	8,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,184
Cash dividends	$220,000	5,230
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$395,460	8,280
1993-12-31 (YTD Data)		Rank
Total interest income	$2,569,000	9,061
Total interest expense	$1,168,000	8,405
Net interest income	$1,401,000	9,416
Provision for loan and lease losses	$6,000	10,012
Total noninterest income	$251,000	8,347
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$185,000	6,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	9,257
Total noninterest expense	$1,244,000	8,721
Salaries and employee benefits	$704,000	7,973
Premises and equipment expense	$143,000	9,102
Additional noninterest expense	$397,000	9,297
Pre-tax net operating income	$402,000	9,396
Securities gains (losses)	$12,000	5,266
Applicable income taxes	$117,000	9,370
Income before extraordinary items	$297,000	9,519
Extraordinary gains, net	$0	3,149
Net income	$297,000	9,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$185,000	5,641
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$288,360	9,350
1992-12-31 (YTD Data)		Rank
Total interest income	$2,079,000	10,737
Total interest expense	$1,180,000	9,670
Net interest income	$899,000	11,522
Provision for loan and lease losses	$6,000	11,435
Total noninterest income	$143,000	10,636
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	8,573
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	10,722
Total noninterest expense	$744,000	11,288
Salaries and employee benefits	$403,000	10,825
Premises and equipment expense	$85,000	11,297
Additional noninterest expense	$256,000	11,456
Pre-tax net operating income	$292,000	10,218
Securities gains (losses)	$35,000	4,733
Applicable income taxes	$81,000	10,417
Income before extraordinary items	$246,000	9,970
Extraordinary gains, net	$0	1,422
Net income	$246,000	10,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	7,390
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$219,750	9,988

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.