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Patriot Bank, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$3,300,0003,253
Total interest expense$370,0003,017
Net interest income$2,930,0003,236
Provision for loan and lease losses$03,871
Total noninterest income$149,0004,575
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$34,0004,802
Trading account gains and fees$0139
Additional Noninterest Income$115,0004,142
Total noninterest expense$1,934,0003,631
Salaries and employee benefits$1,032,0003,723
Premises and equipment expense$234,0003,437
Additional noninterest expense$668,0003,479
Pre-tax net operating income$1,145,0002,914
Securities gains (losses)$01,906
Applicable income taxes$436,0001,823
Income before extraordinary items$709,0003,385
Extraordinary gains, net$011
Net income$709,0003,384
Minority interest net income$071
Net income of bank and minority interests.$709,0003,385
Net charge-offs$-4,0004,493
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$13,000581
Net operating income$709,0003,358
2017-03-31 (YTD Data)Rank
Total interest income$1,618,0003,294
Total interest expense$184,0003,012
Net interest income$1,434,0003,286
Provision for loan and lease losses$03,537
Total noninterest income$76,0004,596
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$16,0004,894
Trading account gains and fees$0142
Additional Noninterest Income$60,0004,107
Total noninterest expense$970,0003,671
Salaries and employee benefits$518,0003,782
Premises and equipment expense$118,0003,470
Additional noninterest expense$334,0003,493
Pre-tax net operating income$540,0002,958
Securities gains (losses)$01,153
Applicable income taxes$206,0001,839
Income before extraordinary items$334,0003,455
Extraordinary gains, net$08
Net income$334,0003,454
Minority interest net income$055
Net income of bank and minority interests.$334,0003,455
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$6,000558
Net operating income$334,0003,429
2016-12-31 (YTD Data)Rank
Total interest income$6,019,0003,423
Total interest expense$735,0002,947
Net interest income$5,284,0003,453
Provision for loan and lease losses$10,0004,183
Total noninterest income$271,0004,778
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$62,0005,021
Trading account gains and fees$0170
Additional Noninterest Income$209,0004,307
Total noninterest expense$3,687,0003,802
Salaries and employee benefits$1,966,0003,868
Premises and equipment expense$500,0003,378
Additional noninterest expense$1,221,0003,770
Pre-tax net operating income$1,858,0003,183
Securities gains (losses)$03,212
Applicable income taxes$707,0001,957
Income before extraordinary items$1,151,0003,702
Extraordinary gains, net$05
Net income$1,151,0003,700
Minority interest net income$082
Net income of bank and minority interests.$1,151,0003,701
Net charge-offs$21,0003,616
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,962,000151
Net operating income$1,151,0003,646
2016-09-30 (YTD Data)Rank
Total interest income$4,453,0003,473
Total interest expense$567,0002,904
Net interest income$3,886,0003,517
Provision for loan and lease losses$10,0004,002
Total noninterest income$189,0004,887
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$45,0005,091
Trading account gains and fees$0169
Additional Noninterest Income$144,0004,451
Total noninterest expense$2,765,0003,815
Salaries and employee benefits$1,460,0003,890
Premises and equipment expense$363,0003,457
Additional noninterest expense$942,0003,739
Pre-tax net operating income$1,300,0003,340
Securities gains (losses)$03,160
Applicable income taxes$496,0002,062
Income before extraordinary items$804,0003,838
Extraordinary gains, net$05
Net income$804,0003,836
Minority interest net income$071
Net income of bank and minority interests.$804,0003,838
Net charge-offs$23,0003,081
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,956,000114
Net operating income$804,0003,784
2016-06-30 (YTD Data)Rank
Total interest income$2,928,0003,518
Total interest expense$395,0002,847
Net interest income$2,533,0003,577
Provision for loan and lease losses$10,0003,761
Total noninterest income$118,0004,983
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$28,0005,172
Trading account gains and fees$0157
Additional Noninterest Income$90,0004,535
Total noninterest expense$1,821,0003,879
Salaries and employee benefits$962,0003,934
Premises and equipment expense$231,0003,570
Additional noninterest expense$628,0003,761
Pre-tax net operating income$820,0003,417
Securities gains (losses)$02,835
Applicable income taxes$313,0002,102
Income before extraordinary items$507,0003,937
Extraordinary gains, net$016
Net income$507,0003,935
Minority interest net income$071
Net income of bank and minority interests.$507,0003,936
Net charge-offs$37,0002,372
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,949,00083
Net operating income$507,0003,857
2016-03-31 (YTD Data)Rank
Total interest income$1,447,0003,544
Total interest expense$198,0002,858
Net interest income$1,249,0003,618
Provision for loan and lease losses$6,0003,407
Total noninterest income$43,0005,271
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$15,0005,134
Trading account gains and fees$0142
Additional Noninterest Income$28,0004,988
Total noninterest expense$905,0003,922
Salaries and employee benefits$484,0003,955
Premises and equipment expense$110,0003,683
Additional noninterest expense$311,0003,793
Pre-tax net operating income$381,0003,482
Securities gains (losses)$02,077
Applicable income taxes$146,0002,124
Income before extraordinary items$235,0004,013
Extraordinary gains, net$012
Net income$235,0004,010
Minority interest net income$062
Net income of bank and minority interests.$235,0004,011
Net charge-offs$38,0001,611
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$1,398,00057
Net operating income$235,0003,959
2015-12-31 (YTD Data)Rank
Total interest income$5,556,0003,613
Total interest expense$685,0003,106
Net interest income$4,871,0003,641
Provision for loan and lease losses$04,380
Total noninterest income$-116,0006,147
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$65,0005,179
Trading account gains and fees$0159
Additional Noninterest Income$-181,0006,138
Total noninterest expense$3,706,0003,879
Salaries and employee benefits$1,879,0004,036
Premises and equipment expense$476,0003,574
Additional noninterest expense$1,351,0003,647
Pre-tax net operating income$1,049,0004,042
Securities gains (losses)$-67,0006,052
Applicable income taxes$380,0002,461
Income before extraordinary items$602,0004,626
Extraordinary gains, net$023
Net income$602,0004,628
Minority interest net income$081
Net income of bank and minority interests.$602,0004,628
Net charge-offs$73,0002,941
Cash dividends$348,0003,288
Sale, conversion, retirement of capital stock, net$54,000595
Net operating income$644,8804,464
2015-09-30 (YTD Data)Rank
Total interest income$4,140,0003,659
Total interest expense$497,0003,224
Net interest income$3,643,0003,679
Provision for loan and lease losses$04,232
Total noninterest income$46,0005,980
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$47,0005,263
Trading account gains and fees$0153
Additional Noninterest Income$-1,0006,142
Total noninterest expense$2,944,0003,789
Salaries and employee benefits$1,392,0004,085
Premises and equipment expense$380,0003,494
Additional noninterest expense$1,172,0003,330
Pre-tax net operating income$745,0004,187
Securities gains (losses)$-67,0006,168
Applicable income taxes$263,0002,602
Income before extraordinary items$415,0004,808
Extraordinary gains, net$021
Net income$415,0004,810
Minority interest net income$078
Net income of bank and minority interests.$415,0004,812
Net charge-offs$9,0003,683
Cash dividends$347,0002,675
Sale, conversion, retirement of capital stock, net$28,000605
Net operating income$457,8804,625
2015-06-30 (YTD Data)Rank
Total interest income$2,738,0003,696
Total interest expense$321,0003,305
Net interest income$2,417,0003,708
Provision for loan and lease losses$04,069
Total noninterest income$69,0005,598
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$31,0005,297
Trading account gains and fees$0157
Additional Noninterest Income$38,0005,378
Total noninterest expense$1,983,0003,786
Salaries and employee benefits$921,0004,129
Premises and equipment expense$261,0003,451
Additional noninterest expense$801,0003,303
Pre-tax net operating income$503,0004,155
Securities gains (losses)$-67,0006,256
Applicable income taxes$169,0002,624
Income before extraordinary items$267,0004,841
Extraordinary gains, net$022
Net income$267,0004,843
Minority interest net income$075
Net income of bank and minority interests.$267,0004,844
Net charge-offs$-2,0004,729
Cash dividends$347,0002,297
Sale, conversion, retirement of capital stock, net$22,000568
Net operating income$309,8804,580
2015-03-31 (YTD Data)Rank
Total interest income$1,341,0003,749
Total interest expense$161,0003,335
Net interest income$1,180,0003,782
Provision for loan and lease losses$03,703
Total noninterest income$4,0006,284
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$15,0005,349
Trading account gains and fees$0152
Additional Noninterest Income$-11,0006,323
Total noninterest expense$1,008,0003,779
Salaries and employee benefits$451,0004,204
Premises and equipment expense$136,0003,397
Additional noninterest expense$421,0003,191
Pre-tax net operating income$176,0004,623
Securities gains (losses)$02,027
Applicable income taxes$69,0002,755
Income before extraordinary items$107,0005,062
Extraordinary gains, net$013
Net income$107,0005,064
Minority interest net income$064
Net income of bank and minority interests.$107,0005,066
Net charge-offs$03,288
Cash dividends$348,0001,428
Sale, conversion, retirement of capital stock, net$6,000596
Net operating income$107,0005,003
2014-12-31 (YTD Data)Rank
Total interest income$5,311,0003,817
Total interest expense$608,0003,604
Net interest income$4,703,0003,811
Provision for loan and lease losses$57,0003,693
Total noninterest income$-447,0006,479
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$67,0005,436
Trading account gains and fees$0180
Additional Noninterest Income$-514,0006,467
Total noninterest expense$3,658,0004,031
Salaries and employee benefits$1,762,0004,271
Premises and equipment expense$479,0003,734
Additional noninterest expense$1,417,0003,667
Pre-tax net operating income$541,0004,957
Securities gains (losses)$-33,0006,196
Applicable income taxes$202,0002,951
Income before extraordinary items$306,0005,392
Extraordinary gains, net$017
Net income$306,0005,391
Minority interest net income$084
Net income of bank and minority interests.$306,0005,392
Net charge-offs$6,0004,705
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$43,000662
Net operating income$327,1205,283
2014-09-30 (YTD Data)Rank
Total interest income$3,966,0003,865
Total interest expense$443,0003,728
Net interest income$3,523,0003,837
Provision for loan and lease losses$57,0003,304
Total noninterest income$-106,0006,534
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$52,0005,478
Trading account gains and fees$0174
Additional Noninterest Income$-158,0006,511
Total noninterest expense$2,943,0003,893
Salaries and employee benefits$1,276,0004,359
Premises and equipment expense$345,0003,875
Additional noninterest expense$1,322,0003,165
Pre-tax net operating income$417,0005,014
Securities gains (losses)$02,980
Applicable income taxes$160,0002,987
Income before extraordinary items$257,0005,375
Extraordinary gains, net$015
Net income$257,0005,375
Minority interest net income$081
Net income of bank and minority interests.$257,0005,377
Net charge-offs$9,0004,191
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$257,0005,334
2014-06-30 (YTD Data)Rank
Total interest income$2,627,0003,887
Total interest expense$286,0003,833
Net interest income$2,341,0003,846
Provision for loan and lease losses$57,0002,919
Total noninterest income$-6,0006,569
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$37,0005,424
Trading account gains and fees$0172
Additional Noninterest Income$-43,0006,544
Total noninterest expense$1,988,0003,888
Salaries and employee benefits$841,0004,430
Premises and equipment expense$229,0003,908
Additional noninterest expense$918,0003,095
Pre-tax net operating income$290,0004,947
Securities gains (losses)$02,580
Applicable income taxes$110,0002,941
Income before extraordinary items$180,0005,317
Extraordinary gains, net$020
Net income$180,0005,319
Minority interest net income$080
Net income of bank and minority interests.$180,0005,320
Net charge-offs$-24,0005,949
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$2,000760
Net operating income$180,0005,273
2014-03-31 (YTD Data)Rank
Total interest income$1,288,0003,956
Total interest expense$145,0003,865
Net interest income$1,143,0003,924
Provision for loan and lease losses$57,0002,149
Total noninterest income$-27,0006,661
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$21,0005,305
Trading account gains and fees$0147
Additional Noninterest Income$-48,0006,629
Total noninterest expense$922,0004,092
Salaries and employee benefits$418,0004,473
Premises and equipment expense$111,0003,994
Additional noninterest expense$393,0003,448
Pre-tax net operating income$137,0004,969
Securities gains (losses)$01,715
Applicable income taxes$52,0002,917
Income before extraordinary items$85,0005,320
Extraordinary gains, net$016
Net income$85,0005,321
Minority interest net income$066
Net income of bank and minority interests.$85,0005,321
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,000714
Net operating income$85,0005,281
2013-12-31 (YTD Data)Rank
Total interest income$5,021,0004,064
Total interest expense$751,0003,590
Net interest income$4,270,0004,120
Provision for loan and lease losses$561,0001,712
Total noninterest income$184,0005,704
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$156,0004,520
Trading account gains and fees$0184
Additional Noninterest Income$28,0006,125
Total noninterest expense$3,762,0004,068
Salaries and employee benefits$1,724,0004,417
Premises and equipment expense$466,0003,884
Additional noninterest expense$1,572,0003,531
Pre-tax net operating income$131,0005,872
Securities gains (losses)$03,182
Applicable income taxes$52,0003,735
Income before extraordinary items$79,0006,055
Extraordinary gains, net$029
Net income$79,0006,055
Minority interest net income$090
Net income of bank and minority interests.$79,0006,057
Net charge-offs$722,0001,606
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$15,000805
Net operating income$79,0006,013
2013-09-30 (YTD Data)Rank
Total interest income$3,716,0004,129
Total interest expense$578,0003,613
Net interest income$3,138,0004,192
Provision for loan and lease losses$707,0001,175
Total noninterest income$110,0006,002
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$119,0004,519
Trading account gains and fees$0180
Additional Noninterest Income$-9,0006,625
Total noninterest expense$2,835,0004,071
Salaries and employee benefits$1,303,0004,414
Premises and equipment expense$346,0003,960
Additional noninterest expense$1,186,0003,525
Pre-tax net operating income$-294,0006,535
Securities gains (losses)$03,040
Applicable income taxes$-108,0006,691
Income before extraordinary items$-186,0006,514
Extraordinary gains, net$025
Net income$-186,0006,516
Minority interest net income$084
Net income of bank and minority interests.$-186,0006,515
Net charge-offs$784,0001,195
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$9,000784
Net operating income$-186,0006,490
2013-06-30 (YTD Data)Rank
Total interest income$2,428,0004,193
Total interest expense$393,0003,631
Net interest income$2,035,0004,270
Provision for loan and lease losses$628,000950
Total noninterest income$-111,0006,864
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$84,0004,418
Trading account gains and fees$0157
Additional Noninterest Income$-195,0006,852
Total noninterest expense$1,872,0004,111
Salaries and employee benefits$875,0004,429
Premises and equipment expense$228,0004,001
Additional noninterest expense$769,0003,596
Pre-tax net operating income$-576,0006,713
Securities gains (losses)$02,791
Applicable income taxes$-215,0006,821
Income before extraordinary items$-361,0006,677
Extraordinary gains, net$022
Net income$-361,0006,678
Minority interest net income$082
Net income of bank and minority interests.$-361,0006,678
Net charge-offs$796,000909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$7,000740
Net operating income$-361,0006,652
2013-03-31 (YTD Data)Rank
Total interest income$1,188,0004,283
Total interest expense$197,0003,707
Net interest income$991,0004,358
Provision for loan and lease losses$302,000972
Total noninterest income$-118,0006,964
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$30,0004,965
Trading account gains and fees$0148
Additional Noninterest Income$-148,0006,952
Total noninterest expense$930,0004,179
Salaries and employee benefits$437,0004,475
Premises and equipment expense$113,0004,039
Additional noninterest expense$380,0003,636
Pre-tax net operating income$-359,0006,817
Securities gains (losses)$01,966
Applicable income taxes$-133,0006,939
Income before extraordinary items$-226,0006,772
Extraordinary gains, net$010
Net income$-226,0006,772
Minority interest net income$076
Net income of bank and minority interests.$-226,0006,772
Net charge-offs$537,000736
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$-226,0006,754
2012-12-31 (YTD Data)Rank
Total interest income$5,402,0004,124
Total interest expense$865,0003,946
Net interest income$4,537,0004,073
Provision for loan and lease losses$970,0001,805
Total noninterest income$98,0006,305
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$120,0005,151
Trading account gains and fees$0166
Additional Noninterest Income$-22,0006,630
Total noninterest expense$3,904,0004,092
Salaries and employee benefits$1,687,0004,549
Premises and equipment expense$520,0003,720
Additional noninterest expense$1,697,0003,494
Pre-tax net operating income$-239,0006,377
Securities gains (losses)$3,0003,606
Applicable income taxes$-76,0006,673
Income before extraordinary items$-160,0006,440
Extraordinary gains, net$029
Net income$-160,0006,434
Minority interest net income$093
Net income of bank and minority interests.$-160,0006,436
Net charge-offs$1,017,0001,798
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$32,000775
Net operating income$-162,0406,347
2012-09-30 (YTD Data)Rank
Total interest income$4,119,0004,144
Total interest expense$668,0004,007
Net interest income$3,451,0004,084
Provision for loan and lease losses$785,0001,731
Total noninterest income$45,0006,697
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$121,0004,711
Trading account gains and fees$0157
Additional Noninterest Income$-76,0006,883
Total noninterest expense$2,742,0004,291
Salaries and employee benefits$1,269,0004,571
Premises and equipment expense$410,0003,664
Additional noninterest expense$1,063,0003,943
Pre-tax net operating income$-31,0006,337
Securities gains (losses)$3,0003,350
Applicable income taxes$-3,0006,721
Income before extraordinary items$-25,0006,451
Extraordinary gains, net$020
Net income$-25,0006,449
Minority interest net income$086
Net income of bank and minority interests.$-25,0006,449
Net charge-offs$967,0001,503
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$24,000737
Net operating income$-27,6706,339
2012-06-30 (YTD Data)Rank
Total interest income$2,808,0004,113
Total interest expense$458,0004,035
Net interest income$2,350,0004,039
Provision for loan and lease losses$638,0001,505
Total noninterest income$60,0006,288
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$87,0004,591
Trading account gains and fees$0153
Additional Noninterest Income$-27,0006,904
Total noninterest expense$1,836,0004,299
Salaries and employee benefits$854,0004,578
Premises and equipment expense$281,0003,586
Additional noninterest expense$701,0003,978
Pre-tax net operating income$-64,0006,474
Securities gains (losses)$3,0002,959
Applicable income taxes$-18,0006,867
Income before extraordinary items$-43,0006,562
Extraordinary gains, net$019
Net income$-43,0006,561
Minority interest net income$084
Net income of bank and minority interests.$-43,0006,561
Net charge-offs$155,0003,006
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$15,000715
Net operating income$-45,1006,456
2012-03-31 (YTD Data)Rank
Total interest income$1,422,0004,121
Total interest expense$229,0004,133
Net interest income$1,193,0004,028
Provision for loan and lease losses$185,0002,099
Total noninterest income$38,0006,134
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$46,0004,450
Trading account gains and fees$0148
Additional Noninterest Income$-8,0006,969
Total noninterest expense$905,0004,361
Salaries and employee benefits$421,0004,648
Premises and equipment expense$149,0003,487
Additional noninterest expense$335,0004,100
Pre-tax net operating income$141,0005,021
Securities gains (losses)$02,210
Applicable income taxes$54,0003,007
Income before extraordinary items$87,0005,535
Extraordinary gains, net$019
Net income$87,0005,535
Minority interest net income$078
Net income of bank and minority interests.$87,0005,535
Net charge-offs$67,0002,791
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$6,000688
Net operating income$87,0005,375
2011-12-31 (YTD Data)Rank
Total interest income$6,188,0003,969
Total interest expense$1,221,0003,918
Net interest income$4,967,0003,922
Provision for loan and lease losses$993,0002,422
Total noninterest income$-539,0007,198
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$218,0004,222
Trading account gains and fees$0146
Additional Noninterest Income$-757,0007,161
Total noninterest expense$4,441,0003,836
Salaries and employee benefits$2,218,0003,886
Premises and equipment expense$668,0003,303
Additional noninterest expense$1,555,0003,767
Pre-tax net operating income$-1,006,0006,583
Securities gains (losses)$18,0003,129
Applicable income taxes$-363,0007,007
Income before extraordinary items$-625,0006,526
Extraordinary gains, net$029
Net income$-625,0006,527
Minority interest net income$096
Net income of bank and minority interests.$-625,0006,526
Net charge-offs$1,833,0001,637
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$122,000617
Net operating income$-636,5206,497
2011-09-30 (YTD Data)Rank
Total interest income$4,698,0003,982
Total interest expense$978,0003,881
Net interest income$3,720,0003,947
Provision for loan and lease losses$873,0002,153
Total noninterest income$-575,0007,307
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$165,0004,228
Trading account gains and fees$0145
Additional Noninterest Income$-740,0007,289
Total noninterest expense$3,393,0003,804
Salaries and employee benefits$1,686,0003,864
Premises and equipment expense$516,0003,281
Additional noninterest expense$1,191,0003,710
Pre-tax net operating income$-1,121,0006,827
Securities gains (losses)$18,0002,857
Applicable income taxes$-407,0007,184
Income before extraordinary items$-696,0006,766
Extraordinary gains, net$021
Net income$-696,0006,766
Minority interest net income$087
Net income of bank and minority interests.$-696,0006,766
Net charge-offs$1,281,0001,660
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$120,000531
Net operating income$-707,5206,732
2011-06-30 (YTD Data)Rank
Total interest income$3,184,0003,968
Total interest expense$706,0003,789
Net interest income$2,478,0003,956
Provision for loan and lease losses$398,0002,611
Total noninterest income$-259,0007,370
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$107,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$-366,0007,344
Total noninterest expense$2,343,0003,741
Salaries and employee benefits$1,194,0003,721
Premises and equipment expense$338,0003,346
Additional noninterest expense$811,0003,708
Pre-tax net operating income$-522,0006,793
Securities gains (losses)$41,0001,708
Applicable income taxes$-169,0007,193
Income before extraordinary items$-312,0006,731
Extraordinary gains, net$015
Net income$-312,0006,731
Minority interest net income$089
Net income of bank and minority interests.$-312,0006,732
Net charge-offs$623,0001,915
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$128,000375
Net operating income$-338,6506,717
2011-03-31 (YTD Data)Rank
Total interest income$1,639,0003,935
Total interest expense$379,0003,728
Net interest income$1,260,0003,924
Provision for loan and lease losses$77,0003,656
Total noninterest income$16,0006,946
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$55,0004,170
Trading account gains and fees$0158
Additional Noninterest Income$-39,0007,276
Total noninterest expense$1,172,0003,764
Salaries and employee benefits$603,0003,710
Premises and equipment expense$175,0003,304
Additional noninterest expense$394,0003,767
Pre-tax net operating income$27,0006,018
Securities gains (losses)$01,772
Applicable income taxes$15,0003,590
Income before extraordinary items$12,0006,224
Extraordinary gains, net$09
Net income$12,0006,223
Minority interest net income$086
Net income of bank and minority interests.$12,0006,224
Net charge-offs$261,0001,879
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$84,000285
Net operating income$12,0006,187
2010-12-31 (YTD Data)Rank
Total interest income$6,259,0004,191
Total interest expense$1,807,0003,814
Net interest income$4,452,0004,272
Provision for loan and lease losses$858,0003,300
Total noninterest income$-171,0007,414
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$185,0004,561
Trading account gains and fees$0175
Additional Noninterest Income$-356,0007,362
Total noninterest expense$4,385,0003,961
Salaries and employee benefits$2,154,0004,026
Premises and equipment expense$649,0003,506
Additional noninterest expense$1,582,0003,859
Pre-tax net operating income$-962,0006,460
Securities gains (losses)$174,0001,705
Applicable income taxes$-276,0007,030
Income before extraordinary items$-512,0006,377
Extraordinary gains, net$029
Net income$-512,0006,378
Minority interest net income$0111
Net income of bank and minority interests.$-512,0006,378
Net charge-offs$870,0002,880
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$5,251,000135
Net operating income$-625,1006,393
2010-09-30 (YTD Data)Rank
Total interest income$4,659,0004,307
Total interest expense$1,384,0003,907
Net interest income$3,275,0004,379
Provision for loan and lease losses$108,0005,616
Total noninterest income$217,0005,550
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$138,0004,644
Trading account gains and fees$0165
Additional Noninterest Income$79,0005,511
Total noninterest expense$3,218,0004,032
Salaries and employee benefits$1,584,0004,110
Premises and equipment expense$489,0003,543
Additional noninterest expense$1,145,0003,938
Pre-tax net operating income$166,0005,373
Securities gains (losses)$71,0002,217
Applicable income taxes$27,0003,858
Income before extraordinary items$210,0005,251
Extraordinary gains, net$023
Net income$210,0005,253
Minority interest net income$0110
Net income of bank and minority interests.$210,0005,254
Net charge-offs$692,0002,652
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$5,242,000104
Net operating income$146,8105,361
2010-06-30 (YTD Data)Rank
Total interest income$3,081,0004,368
Total interest expense$941,0003,957
Net interest income$2,140,0004,438
Provision for loan and lease losses$06,857
Total noninterest income$140,0005,602
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$80,0004,881
Trading account gains and fees$0152
Additional Noninterest Income$60,0005,377
Total noninterest expense$2,135,0004,049
Salaries and employee benefits$1,036,0004,193
Premises and equipment expense$319,0003,640
Additional noninterest expense$780,0003,856
Pre-tax net operating income$145,0005,236
Securities gains (losses)$71,0001,657
Applicable income taxes$14,0003,954
Income before extraordinary items$202,0004,888
Extraordinary gains, net$019
Net income$202,0004,890
Minority interest net income$0105
Net income of bank and minority interests.$202,0004,888
Net charge-offs$294,0003,078
Cash dividends$102,0002,804
Sale, conversion, retirement of capital stock, net$5,055,00074
Net operating income$135,2605,169
2010-03-31 (YTD Data)Rank
Total interest income$1,600,0004,324
Total interest expense$488,0004,001
Net interest income$1,112,0004,355
Provision for loan and lease losses$06,552
Total noninterest income$70,0005,638
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$54,0004,328
Trading account gains and fees$0175
Additional Noninterest Income$16,0006,197
Total noninterest expense$1,086,0004,038
Salaries and employee benefits$514,0004,271
Premises and equipment expense$163,0003,668
Additional noninterest expense$409,0003,743
Pre-tax net operating income$96,0005,096
Securities gains (losses)$71,000958
Applicable income taxes$04,611
Income before extraordinary items$167,0004,190
Extraordinary gains, net$016
Net income$167,0004,191
Minority interest net income$091
Net income of bank and minority interests.$167,0004,189
Net charge-offs$279,0002,101
Cash dividends$31,0002,416
Sale, conversion, retirement of capital stock, net$3,879,00053
Net operating income$96,0004,910
2009-12-31 (YTD Data)Rank
Total interest income$6,107,0004,564
Total interest expense$2,479,0003,915
Net interest income$3,628,0004,874
Provision for loan and lease losses$1,920,0002,534
Total noninterest income$277,0005,731
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$161,0005,037
Trading account gains and fees$0211
Additional Noninterest Income$116,0005,461
Total noninterest expense$4,493,0004,010
Salaries and employee benefits$2,310,0003,928
Premises and equipment expense$666,0003,601
Additional noninterest expense$1,517,0004,048
Pre-tax net operating income$-2,508,0006,775
Securities gains (losses)$157,0001,753
Applicable income taxes$-852,0007,222
Income before extraordinary items$-1,499,0006,567
Extraordinary gains, net$034
Net income$-1,499,0006,567
Minority interest net income$0115
Net income of bank and minority interests.$-1,499,0006,567
Net charge-offs$1,541,0002,341
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$950,000441
Net operating income$-1,599,4806,601
2009-09-30 (YTD Data)Rank
Total interest income$4,415,0004,730
Total interest expense$1,859,0004,049
Net interest income$2,556,0005,042
Provision for loan and lease losses$1,420,0002,286
Total noninterest income$222,0005,695
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$112,0005,203
Trading account gains and fees$0212
Additional Noninterest Income$110,0005,248
Total noninterest expense$3,365,0004,006
Salaries and employee benefits$1,790,0003,867
Premises and equipment expense$473,0003,781
Additional noninterest expense$1,102,0004,115
Pre-tax net operating income$-2,007,0007,044
Securities gains (losses)$03,497
Applicable income taxes$-730,0007,460
Income before extraordinary items$-1,277,0006,900
Extraordinary gains, net$027
Net income$-1,277,0006,902
Minority interest net income$0118
Net income of bank and minority interests.$-1,277,0006,902
Net charge-offs$389,0003,377
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$864,000369
Net operating income$-1,277,0006,880
2009-06-30 (YTD Data)Rank
Total interest income$2,870,0004,853
Total interest expense$1,239,0004,161
Net interest income$1,631,0005,167
Provision for loan and lease losses$221,0004,199
Total noninterest income$163,0005,575
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$64,0005,441
Trading account gains and fees$0193
Additional Noninterest Income$99,0004,807
Total noninterest expense$2,262,0004,016
Salaries and employee benefits$1,275,0003,714
Premises and equipment expense$313,0003,822
Additional noninterest expense$674,0004,369
Pre-tax net operating income$-689,0006,796
Securities gains (losses)$03,136
Applicable income taxes$-242,0007,355
Income before extraordinary items$-447,0006,703
Extraordinary gains, net$021
Net income$-447,0006,704
Minority interest net income$0112
Net income of bank and minority interests.$-447,0006,704
Net charge-offs$139,0003,865
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$455,000353
Net operating income$-447,0006,685
2009-03-31 (YTD Data)Rank
Total interest income$1,407,0004,936
Total interest expense$610,0004,311
Net interest income$797,0005,223
Provision for loan and lease losses$64,0004,574
Total noninterest income$21,0007,376
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$29,0005,556
Trading account gains and fees$0171
Additional Noninterest Income$-8,0007,983
Total noninterest expense$1,085,0004,064
Salaries and employee benefits$623,0003,807
Premises and equipment expense$169,0003,661
Additional noninterest expense$293,0004,492
Pre-tax net operating income$-331,0007,110
Securities gains (losses)$02,434
Applicable income taxes$-120,0007,592
Income before extraordinary items$-211,0007,051
Extraordinary gains, net$015
Net income$-211,0007,052
Minority interest net income$0102
Net income of bank and minority interests.$-211,0007,052
Net charge-offs$26,0004,134
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$20,000752
Net operating income$-211,0006,980
2008-12-31 (YTD Data)Rank
Total interest income$5,751,0005,055
Total interest expense$2,478,0004,770
Net interest income$3,273,0005,171
Provision for loan and lease losses$2,584,0001,534
Total noninterest income$-4,0008,153
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$131,0005,537
Trading account gains and fees$0154
Additional Noninterest Income$-135,0008,151
Total noninterest expense$4,045,0004,201
Salaries and employee benefits$2,184,0004,162
Premises and equipment expense$738,0003,380
Additional noninterest expense$1,123,0004,479
Pre-tax net operating income$-3,360,0007,648
Securities gains (losses)$03,220
Applicable income taxes$-1,251,0007,784
Income before extraordinary items$-2,109,0007,412
Extraordinary gains, net$039
Net income$-2,109,0007,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,349,0001,658
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$75,0001,046
Net operating income$-2,109,0007,507
2008-09-30 (YTD Data)Rank
Total interest income$4,341,0005,117
Total interest expense$1,916,0004,800
Net interest income$2,425,0005,237
Provision for loan and lease losses$284,0003,652
Total noninterest income$131,0006,776
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$93,0005,642
Trading account gains and fees$0148
Additional Noninterest Income$38,0006,880
Total noninterest expense$3,055,0004,165
Salaries and employee benefits$1,577,0004,311
Premises and equipment expense$573,0003,303
Additional noninterest expense$905,0004,187
Pre-tax net operating income$-783,0007,423
Securities gains (losses)$03,106
Applicable income taxes$-288,0007,732
Income before extraordinary items$-495,0007,191
Extraordinary gains, net$031
Net income$-495,0007,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,888
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$16,0001,110
Net operating income$-495,0007,329
2008-06-30 (YTD Data)Rank
Total interest income$2,861,0005,223
Total interest expense$1,328,0004,840
Net interest income$1,533,0005,403
Provision for loan and lease losses$222,0002,991
Total noninterest income$72,0007,101
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$36,0006,359
Trading account gains and fees$0149
Additional Noninterest Income$36,0006,561
Total noninterest expense$1,969,0004,283
Salaries and employee benefits$1,053,0004,358
Premises and equipment expense$409,0003,155
Additional noninterest expense$507,0004,691
Pre-tax net operating income$-586,0007,669
Securities gains (losses)$03,233
Applicable income taxes$-216,0007,995
Income before extraordinary items$-370,0007,591
Extraordinary gains, net$021
Net income$-370,0007,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,769
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$10,0001,019
Net operating income$-370,0007,573
2008-03-31 (YTD Data)Rank
Total interest income$1,403,0005,380
Total interest expense$687,0004,930
Net interest income$716,0005,617
Provision for loan and lease losses$94,0002,813
Total noninterest income$34,0007,181
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$0158
Additional Noninterest Income$17,0006,648
Total noninterest expense$981,0004,296
Salaries and employee benefits$520,0004,411
Premises and equipment expense$214,0003,034
Additional noninterest expense$247,0004,727
Pre-tax net operating income$-325,0007,934
Securities gains (losses)$02,688
Applicable income taxes$-120,0008,173
Income before extraordinary items$-205,0007,846
Extraordinary gains, net$015
Net income$-205,0007,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,155
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$5,000895
Net operating income$-205,0007,815
2007-12-31 (YTD Data)Rank
Total interest income$5,213,0005,603
Total interest expense$2,647,0005,106
Net interest income$2,566,0005,911
Provision for loan and lease losses$1,118,0001,314
Total noninterest income$184,0006,856
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$100,0006,023
Trading account gains and fees$0178
Additional Noninterest Income$84,0006,467
Total noninterest expense$3,598,0004,435
Salaries and employee benefits$2,012,0004,373
Premises and equipment expense$733,0003,324
Additional noninterest expense$853,0005,134
Pre-tax net operating income$-1,966,0008,272
Securities gains (losses)$02,146
Applicable income taxes$-707,0008,366
Income before extraordinary items$-1,259,0008,181
Extraordinary gains, net$039
Net income$-1,259,0008,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,0001,055
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$43,0001,091
Net operating income$-1,259,0008,173
2007-09-30 (YTD Data)Rank
Total interest income$3,757,0005,740
Total interest expense$1,858,0005,293
Net interest income$1,899,0005,961
Provision for loan and lease losses$968,000927
Total noninterest income$147,0006,808
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$81,0005,959
Trading account gains and fees$0184
Additional Noninterest Income$66,0006,423
Total noninterest expense$2,584,0004,544
Salaries and employee benefits$1,476,0004,422
Premises and equipment expense$524,0003,431
Additional noninterest expense$584,0005,380
Pre-tax net operating income$-1,506,0008,387
Securities gains (losses)$01,655
Applicable income taxes$-546,0008,452
Income before extraordinary items$-960,0008,324
Extraordinary gains, net$033
Net income$-960,0008,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,0001,068
Net operating income$-960,0008,316
2007-06-30 (YTD Data)Rank
Total interest income$2,331,0005,945
Total interest expense$1,108,0005,615
Net interest income$1,223,0006,111
Provision for loan and lease losses$105,0003,205
Total noninterest income$114,0006,611
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$62,0005,767
Trading account gains and fees$0168
Additional Noninterest Income$52,0006,215
Total noninterest expense$1,612,0004,788
Salaries and employee benefits$939,0004,616
Premises and equipment expense$311,0003,761
Additional noninterest expense$362,0005,588
Pre-tax net operating income$-380,0008,211
Securities gains (losses)$01,444
Applicable income taxes$-141,0008,426
Income before extraordinary items$-239,0008,150
Extraordinary gains, net$029
Net income$-239,0008,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-239,0008,140
2007-03-31 (YTD Data)Rank
Total interest income$1,069,0006,166
Total interest expense$457,0006,061
Net interest income$612,0006,124
Provision for loan and lease losses$45,0003,197
Total noninterest income$54,0006,707
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$26,0006,005
Trading account gains and fees$0195
Additional Noninterest Income$28,0006,096
Total noninterest expense$729,0005,112
Salaries and employee benefits$439,0004,861
Premises and equipment expense$124,0004,417
Additional noninterest expense$166,0005,824
Pre-tax net operating income$-108,0008,161
Securities gains (losses)$01,187
Applicable income taxes$-40,0008,386
Income before extraordinary items$-68,0008,105
Extraordinary gains, net$022
Net income$-68,0008,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-68,0008,094
2006-12-31 (YTD Data)Rank
Total interest income$3,330,0006,542
Total interest expense$1,419,0006,235
Net interest income$1,911,0006,663
Provision for loan and lease losses$174,0003,834
Total noninterest income$220,0006,752
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$94,0006,232
Trading account gains and fees$0130
Additional Noninterest Income$126,0005,927
Total noninterest expense$2,145,0005,956
Salaries and employee benefits$1,244,0005,789
Premises and equipment expense$434,0004,677
Additional noninterest expense$467,0006,696
Pre-tax net operating income$-188,0008,110
Securities gains (losses)$01,687
Applicable income taxes$-67,0008,321
Income before extraordinary items$-121,0008,095
Extraordinary gains, net$051
Net income$-121,0008,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$5,966,000288
Net operating income$-121,0008,086
2006-09-30 (YTD Data)Rank
Total interest income$2,350,0006,717
Total interest expense$1,024,0006,271
Net interest income$1,326,0006,927
Provision for loan and lease losses$146,0003,462
Total noninterest income$150,0006,960
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$55,0006,616
Trading account gains and fees$0126
Additional Noninterest Income$95,0005,936
Total noninterest expense$1,573,0006,000
Salaries and employee benefits$888,0005,916
Premises and equipment expense$334,0004,598
Additional noninterest expense$351,0006,698
Pre-tax net operating income$-243,0008,325
Securities gains (losses)$01,388
Applicable income taxes$-90,0008,548
Income before extraordinary items$-153,0008,292
Extraordinary gains, net$045
Net income$-153,0008,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$3,439,000267
Net operating income$-153,0008,282
2006-06-30 (YTD Data)Rank
Total interest income$1,470,0006,860
Total interest expense$634,0006,344
Net interest income$836,0007,093
Provision for loan and lease losses$112,0003,174
Total noninterest income$91,0007,133
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$27,0006,945
Trading account gains and fees$0126
Additional Noninterest Income$64,0005,953
Total noninterest expense$1,038,0006,061
Salaries and employee benefits$586,0005,986
Premises and equipment expense$221,0004,633
Additional noninterest expense$231,0006,773
Pre-tax net operating income$-223,0008,425
Securities gains (losses)$01,185
Applicable income taxes$-83,0008,618
Income before extraordinary items$-140,0008,382
Extraordinary gains, net$039
Net income$-140,0008,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-140,0008,380
2006-03-31 (YTD Data)Rank
Total interest income$655,0007,099
Total interest expense$286,0006,481
Net interest income$369,0007,344
Provision for loan and lease losses$70,0002,616
Total noninterest income$52,0006,877
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,0007,226
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,402
Total noninterest expense$518,0006,072
Salaries and employee benefits$298,0005,949
Premises and equipment expense$116,0004,522
Additional noninterest expense$104,0007,001
Pre-tax net operating income$-167,0008,516
Securities gains (losses)$0955
Applicable income taxes$-62,0008,663
Income before extraordinary items$-105,0008,467
Extraordinary gains, net$021
Net income$-105,0008,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-105,0008,451
2005-12-31 (YTD Data)Rank
Total interest income$1,406,0007,986
Total interest expense$440,0007,783
Net interest income$966,0007,987
Provision for loan and lease losses$325,0002,662
Total noninterest income$87,0008,067
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$27,0007,382
Trading account gains and fees$0138
Additional Noninterest Income$60,0007,171
Total noninterest expense$1,471,0006,937
Salaries and employee benefits$914,0006,594
Premises and equipment expense$159,0007,175
Additional noninterest expense$398,0007,099
Pre-tax net operating income$-743,0008,571
Securities gains (losses)$02,296
Applicable income taxes$-279,0008,711
Income before extraordinary items$-464,0008,535
Extraordinary gains, net$046
Net income$-464,0008,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-464,0008,514
2005-09-30 (YTD Data)Rank
Total interest income$899,0008,219
Total interest expense$223,0008,200
Net interest income$676,0008,132
Provision for loan and lease losses$241,0002,605
Total noninterest income$56,0008,234
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$15,0007,525
Trading account gains and fees$0126
Additional Noninterest Income$41,0007,302
Total noninterest expense$1,084,0006,979
Salaries and employee benefits$677,0006,630
Premises and equipment expense$109,0007,341
Additional noninterest expense$298,0007,116
Pre-tax net operating income$-593,0008,630
Securities gains (losses)$02,317
Applicable income taxes$-223,0008,765
Income before extraordinary items$-370,0008,599
Extraordinary gains, net$035
Net income$-370,0008,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-370,0008,570
2005-06-30 (YTD Data)Rank
Total interest income$467,0008,420
Total interest expense$92,0008,490
Net interest income$375,0008,350
Provision for loan and lease losses$170,0002,439
Total noninterest income$28,0008,417
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$5,0007,657
Trading account gains and fees$0116
Additional Noninterest Income$23,0007,491
Total noninterest expense$689,0007,103
Salaries and employee benefits$434,0006,730
Premises and equipment expense$69,0007,428
Additional noninterest expense$186,0007,235
Pre-tax net operating income$-456,0008,658
Securities gains (losses)$02,146
Applicable income taxes$-171,0008,784
Income before extraordinary items$-285,0008,630
Extraordinary gains, net$030
Net income$-285,0008,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-285,0008,605
2005-03-31 (YTD Data)Rank
Total interest income$216,0008,562
Total interest expense$26,0008,736
Net interest income$190,0008,412
Provision for loan and lease losses$105,0001,941
Total noninterest income$2,0008,803
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,0007,789
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,675
Total noninterest expense$362,0007,029
Salaries and employee benefits$243,0006,458
Premises and equipment expense$18,0008,281
Additional noninterest expense$101,0007,119
Pre-tax net operating income$-275,0008,772
Securities gains (losses)$01,685
Applicable income taxes$-103,0008,841
Income before extraordinary items$-172,0008,731
Extraordinary gains, net$024
Net income$-172,0008,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-172,0008,710
2004-12-31 (YTD Data)Rank
Total interest income$76,0008,931
Total interest expense$4,0008,933
Net interest income$72,0008,921
Provision for loan and lease losses$35,0006,319
Total noninterest income$1,0008,903
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,0007,877
Trading account gains and fees$0138
Additional Noninterest Income$08,822
Total noninterest expense$268,0008,904
Salaries and employee benefits$184,0008,829
Premises and equipment expense$21,0008,860
Additional noninterest expense$63,0008,906
Pre-tax net operating income$-230,0008,548
Securities gains (losses)$03,819
Applicable income taxes$-86,0008,719
Income before extraordinary items$-144,0008,547
Extraordinary gains, net$034
Net income$-144,0008,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,603,000118
Net operating income$-144,0008,519

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.