Home > Paragon Bank > Income and Expense

Paragon Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,824,0001,122
Total interest expense$15,634,000947
Net interest income$24,190,0001,236
Provision for loan and lease losses$03,275
Total noninterest income$1,817,0002,116
Gross Fiduciary activities income$0981
Service charges on deposit accounts$461,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0001,982
Total noninterest expense$21,096,0001,165
Salaries and employee benefits$13,281,0001,065
Premises and equipment expense$2,539,000988
Additional noninterest expense$1,356,0001,982
Pre-tax net operating income$4,911,0001,941
Securities gains (losses)$0988
Applicable income taxes$828,0001,555
Income before extraordinary items$4,083,0001,969
Extraordinary gains, net$054
Net income$4,083,0001,993
Minority interest net income$088
Net income of bank and minority interests.$4,083,0001,972
Net charge-offs$-4,0003,689
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$419,000286
Net operating income$4,083,0002,006
2023-09-30 (YTD Data)Rank
Total interest income$28,487,0001,142
Total interest expense$10,430,000965
Net interest income$18,057,0001,238
Provision for loan and lease losses$03,085
Total noninterest income$1,350,0002,123
Gross Fiduciary activities income$0950
Service charges on deposit accounts$329,0001,802
Trading account gains and feesNANA
Additional Noninterest Income$1,021,0001,965
Total noninterest expense$15,424,0001,179
Salaries and employee benefits$9,907,0001,080
Premises and equipment expense$1,810,0001,031
Additional noninterest expense$1,021,0001,965
Pre-tax net operating income$3,983,0001,909
Securities gains (losses)$0849
Applicable income taxes$472,0001,797
Income before extraordinary items$3,511,0001,867
Extraordinary gains, net$052
Net income$3,511,0001,884
Minority interest net income$081
Net income of bank and minority interests.$3,511,0001,867
Net charge-offs$5,0002,314
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$370,000256
Net operating income$3,511,0001,895
2023-06-30 (YTD Data)Rank
Total interest income$18,189,0001,157
Total interest expense$5,962,000986
Net interest income$12,227,0001,242
Provision for loan and lease losses$02,940
Total noninterest income$1,282,0001,712
Gross Fiduciary activities income$0931
Service charges on deposit accounts$216,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$1,066,0001,480
Total noninterest expense$10,055,0001,189
Salaries and employee benefits$6,538,0001,074
Premises and equipment expense$1,221,0001,015
Additional noninterest expense$1,066,0001,478
Pre-tax net operating income$3,454,0001,607
Securities gains (losses)$0938
Applicable income taxes$886,0001,092
Income before extraordinary items$2,568,0001,752
Extraordinary gains, net$051
Net income$2,568,0001,773
Minority interest net income$081
Net income of bank and minority interests.$2,568,0001,752
Net charge-offs$-13,0003,991
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$246,000249
Net operating income$2,568,0001,762
2023-03-31 (YTD Data)Rank
Total interest income$8,693,0001,182
Total interest expense$2,538,0001,006
Net interest income$6,155,0001,237
Provision for loan and lease losses$02,612
Total noninterest income$724,0001,581
Gross Fiduciary activities income$0913
Service charges on deposit accounts$107,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$617,0001,337
Total noninterest expense$4,866,0001,233
Salaries and employee benefits$3,164,0001,129
Premises and equipment expense$595,0001,064
Additional noninterest expense$617,0001,337
Pre-tax net operating income$2,013,0001,467
Securities gains (losses)$0950
Applicable income taxes$510,0001,033
Income before extraordinary items$1,503,0001,597
Extraordinary gains, net$04
Net income$1,503,0001,596
Minority interest net income$048
Net income of bank and minority interests.$1,503,0001,597
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$123,000229
Net operating income$1,503,0001,617
2022-12-31 (YTD Data)Rank
Total interest income$23,956,0001,353
Total interest expense$2,718,0001,270
Net interest income$21,238,0001,366
Provision for loan and lease losses$03,012
Total noninterest income$2,588,0001,782
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$404,0001,943
Trading account gains and feesNANA
Additional Noninterest Income$2,184,0001,544
Total noninterest expense$18,548,0001,263
Salaries and employee benefits$12,444,0001,109
Premises and equipment expense$2,036,0001,184
Additional noninterest expense$2,184,0001,544
Pre-tax net operating income$5,278,0001,979
Securities gains (losses)$0691
Applicable income taxes$1,321,0001,353
Income before extraordinary items$3,957,0002,119
Extraordinary gains, net$05
Net income$3,957,0002,118
Minority interest net income$063
Net income of bank and minority interests.$3,957,0002,118
Net charge-offs$184,000972
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$451,000335
Net operating income$3,957,0002,149
2022-09-30 (YTD Data)Rank
Total interest income$16,001,0001,431
Total interest expense$1,044,0001,715
Net interest income$14,957,0001,420
Provision for loan and lease losses$02,835
Total noninterest income$2,031,0001,751
Gross Fiduciary activities income$0968
Service charges on deposit accounts$306,0001,935
Trading account gains and feesNANA
Additional Noninterest Income$1,725,0001,517
Total noninterest expense$13,435,0001,285
Salaries and employee benefits$9,084,0001,134
Premises and equipment expense$1,478,0001,227
Additional noninterest expense$1,725,0001,517
Pre-tax net operating income$3,553,0002,073
Securities gains (losses)$0740
Applicable income taxes$877,0001,437
Income before extraordinary items$2,676,0002,215
Extraordinary gains, net$04
Net income$2,676,0002,214
Minority interest net income$057
Net income of bank and minority interests.$2,676,0002,214
Net charge-offs$189,000715
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$316,000309
Net operating income$2,676,0002,249
2022-06-30 (YTD Data)Rank
Total interest income$9,664,0001,509
Total interest expense$414,0002,212
Net interest income$9,250,0001,473
Provision for loan and lease losses$02,599
Total noninterest income$1,419,0001,708
Gross Fiduciary activities income$0925
Service charges on deposit accounts$203,0001,946
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0001,489
Total noninterest expense$8,766,0001,297
Salaries and employee benefits$5,987,0001,131
Premises and equipment expense$963,0001,251
Additional noninterest expense$1,816,0001,728
Pre-tax net operating income$1,903,0002,269
Securities gains (losses)$0687
Applicable income taxes$480,0001,511
Income before extraordinary items$1,423,0002,423
Extraordinary gains, net$04
Net income$1,423,0002,423
Minority interest net income$060
Net income of bank and minority interests.$1,423,0002,423
Net charge-offs$205,000527
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$203,000296
Net operating income$1,423,0002,459
2022-03-31 (YTD Data)Rank
Total interest income$4,414,0001,593
Total interest expense$183,0002,353
Net interest income$4,231,0001,537
Provision for loan and lease losses$02,285
Total noninterest income$782,0001,601
Gross Fiduciary activities income$0892
Service charges on deposit accounts$103,0001,906
Trading account gains and feesNANA
Additional Noninterest Income$679,0001,403
Total noninterest expense$4,270,0001,324
Salaries and employee benefits$2,952,0001,151
Premises and equipment expense$468,0001,292
Additional noninterest expense$850,0001,791
Pre-tax net operating income$743,0002,490
Securities gains (losses)$0623
Applicable income taxes$187,0001,655
Income before extraordinary items$556,0002,631
Extraordinary gains, net$04
Net income$556,0002,628
Minority interest net income$050
Net income of bank and minority interests.$556,0002,631
Net charge-offs$-9,0003,881
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$90,000285
Net operating income$556,0002,652
2021-12-31 (YTD Data)Rank
Total interest income$18,314,0001,585
Total interest expense$850,0002,450
Net interest income$17,464,0001,527
Provision for loan and lease losses$973,000614
Total noninterest income$3,788,0001,569
Gross Fiduciary activities income$0994
Service charges on deposit accounts$386,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$3,402,0001,383
Total noninterest expense$14,968,0001,455
Salaries and employee benefits$9,614,0001,334
Premises and equipment expense$1,901,0001,270
Additional noninterest expense$3,453,0001,780
Pre-tax net operating income$5,311,0001,965
Securities gains (losses)$131,000751
Applicable income taxes$1,356,0001,390
Income before extraordinary items$4,086,0002,127
Extraordinary gains, net$010
Net income$4,086,0002,128
Minority interest net income$074
Net income of bank and minority interests.$4,086,0002,128
Net charge-offs$-416,0004,693
Cash dividends$2,650,0001,285
Sale, conversion, retirement of capital stock, net$397,000337
Net operating income$3,982,5102,149
2021-09-30 (YTD Data)Rank
Total interest income$13,667,0001,631
Total interest expense$655,0002,492
Net interest income$13,012,0001,559
Provision for loan and lease losses$973,000458
Total noninterest income$3,085,0001,528
Gross Fiduciary activities income$0957
Service charges on deposit accounts$288,0001,909
Trading account gains and feesNANA
Additional Noninterest Income$2,797,0001,354
Total noninterest expense$10,803,0001,502
Salaries and employee benefits$6,876,0001,392
Premises and equipment expense$1,435,0001,273
Additional noninterest expense$2,492,0001,837
Pre-tax net operating income$4,321,0001,957
Securities gains (losses)$35,0001,195
Applicable income taxes$1,085,0001,403
Income before extraordinary items$3,271,0002,137
Extraordinary gains, net$08
Net income$3,271,0002,138
Minority interest net income$069
Net income of bank and minority interests.$3,271,0002,138
Net charge-offs$-513,0004,811
Cash dividends$2,350,0001,038
Sale, conversion, retirement of capital stock, net$151,000374
Net operating income$3,243,3502,122
2021-06-30 (YTD Data)Rank
Total interest income$9,122,0001,613
Total interest expense$450,0002,519
Net interest income$8,672,0001,542
Provision for loan and lease losses$973,000323
Total noninterest income$2,123,0001,476
Gross Fiduciary activities income$0951
Service charges on deposit accounts$192,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$1,931,0001,321
Total noninterest expense$7,129,0001,514
Salaries and employee benefits$4,520,0001,406
Premises and equipment expense$965,0001,251
Additional noninterest expense$1,644,0001,827
Pre-tax net operating income$2,693,0002,017
Securities gains (losses)$35,0001,008
Applicable income taxes$674,0001,444
Income before extraordinary items$2,054,0002,188
Extraordinary gains, net$06
Net income$2,054,0002,187
Minority interest net income$067
Net income of bank and minority interests.$2,054,0002,188
Net charge-offs$-475,0004,866
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$100,000352
Net operating income$2,026,3502,180
2021-03-31 (YTD Data)Rank
Total interest income$4,818,0001,554
Total interest expense$246,0002,470
Net interest income$4,572,0001,471
Provision for loan and lease losses$973,000194
Total noninterest income$992,0001,525
Gross Fiduciary activities income$0922
Service charges on deposit accounts$97,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$895,0001,372
Total noninterest expense$3,456,0001,540
Salaries and employee benefits$2,170,0001,447
Premises and equipment expense$478,0001,275
Additional noninterest expense$808,0001,822
Pre-tax net operating income$1,135,0002,209
Securities gains (losses)$35,000755
Applicable income taxes$290,0001,526
Income before extraordinary items$880,0002,386
Extraordinary gains, net$03
Net income$880,0002,384
Minority interest net income$055
Net income of bank and minority interests.$880,0002,386
Net charge-offs$-197,0004,860
Cash dividends$580,0001,095
Sale, conversion, retirement of capital stock, net$50,000325
Net operating income$852,3502,384
2020-12-31 (YTD Data)Rank
Total interest income$17,339,0001,686
Total interest expense$2,026,0001,965
Net interest income$15,313,0001,624
Provision for loan and lease losses$1,861,0001,097
Total noninterest income$3,872,0001,497
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$441,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$3,431,0001,333
Total noninterest expense$13,843,0001,503
Salaries and employee benefits$8,507,0001,434
Premises and equipment expense$1,892,0001,239
Additional noninterest expense$3,444,0001,722
Pre-tax net operating income$3,481,0002,236
Securities gains (losses)$244,000929
Applicable income taxes$968,0001,454
Income before extraordinary items$2,757,0002,417
Extraordinary gains, net$04
Net income$2,757,0002,417
Minority interest net income$072
Net income of bank and minority interests.$2,757,0002,417
Net charge-offs$-9,0004,232
Cash dividends$830,0002,393
Sale, conversion, retirement of capital stock, net$188,000380
Net operating income$2,564,2402,466
2020-09-30 (YTD Data)Rank
Total interest income$12,619,0001,732
Total interest expense$1,722,0001,886
Net interest income$10,897,0001,685
Provision for loan and lease losses$920,0001,423
Total noninterest income$3,060,0001,398
Gross Fiduciary activities income$0981
Service charges on deposit accounts$334,0001,749
Trading account gains and feesNANA
Additional Noninterest Income$2,726,0001,255
Total noninterest expense$10,149,0001,513
Salaries and employee benefits$6,201,0001,450
Premises and equipment expense$1,404,0001,247
Additional noninterest expense$2,544,0001,723
Pre-tax net operating income$2,888,0002,093
Securities gains (losses)$244,000808
Applicable income taxes$791,0001,363
Income before extraordinary items$2,341,0002,231
Extraordinary gains, net$04
Net income$2,341,0002,231
Minority interest net income$065
Net income of bank and minority interests.$2,341,0002,231
Net charge-offs$49,0002,065
Cash dividends$375,0002,564
Sale, conversion, retirement of capital stock, net$161,000339
Net operating income$2,148,2402,297
2020-06-30 (YTD Data)Rank
Total interest income$8,417,0001,751
Total interest expense$1,328,0001,794
Net interest income$7,089,0001,722
Provision for loan and lease losses$532,0001,562
Total noninterest income$1,839,0001,435
Gross Fiduciary activities income$0970
Service charges on deposit accounts$227,0001,742
Trading account gains and feesNANA
Additional Noninterest Income$1,612,0001,255
Total noninterest expense$6,546,0001,545
Salaries and employee benefits$3,920,0001,519
Premises and equipment expense$920,0001,262
Additional noninterest expense$1,706,0001,713
Pre-tax net operating income$1,850,0002,109
Securities gains (losses)$244,000626
Applicable income taxes$532,0001,292
Income before extraordinary items$1,562,0002,185
Extraordinary gains, net$04
Net income$1,562,0002,185
Minority interest net income$065
Net income of bank and minority interests.$1,562,0002,185
Net charge-offs$-129,0004,925
Cash dividends$375,0002,227
Sale, conversion, retirement of capital stock, net$107,000322
Net operating income$1,369,2402,333
2020-03-31 (YTD Data)Rank
Total interest income$4,118,0001,775
Total interest expense$779,0001,718
Net interest income$3,339,0001,763
Provision for loan and lease losses$80,0002,135
Total noninterest income$860,0001,416
Gross Fiduciary activities income$0941
Service charges on deposit accounts$131,0001,794
Trading account gains and feesNANA
Additional Noninterest Income$729,0001,210
Total noninterest expense$3,420,0001,504
Salaries and employee benefits$2,099,0001,434
Premises and equipment expense$461,0001,273
Additional noninterest expense$860,0001,719
Pre-tax net operating income$699,0002,351
Securities gains (losses)$244,000330
Applicable income taxes$240,0001,248
Income before extraordinary items$703,0002,163
Extraordinary gains, net$04
Net income$703,0002,162
Minority interest net income$056
Net income of bank and minority interests.$703,0002,163
Net charge-offs$-92,0004,960
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$53,000312
Net operating income$510,2402,593
2019-12-31 (YTD Data)Rank
Total interest income$18,136,0001,649
Total interest expense$3,904,0001,502
Net interest income$14,232,0001,679
Provision for loan and lease losses$829,0001,047
Total noninterest income$4,222,0001,257
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$520,0001,875
Trading account gains and feesNANA
Additional Noninterest Income$3,702,0001,029
Total noninterest expense$13,556,0001,479
Salaries and employee benefits$8,309,0001,408
Premises and equipment expense$1,810,0001,266
Additional noninterest expense$3,437,0001,696
Pre-tax net operating income$4,069,0002,035
Securities gains (losses)$207,000624
Applicable income taxes$1,088,0001,356
Income before extraordinary items$3,188,0002,204
Extraordinary gains, net$011
Net income$3,188,0002,206
Minority interest net income$076
Net income of bank and minority interests.$3,188,0002,206
Net charge-offs$1,585,000492
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$518,000284
Net operating income$3,024,4702,239
2019-09-30 (YTD Data)Rank
Total interest income$13,686,0001,655
Total interest expense$3,000,0001,487
Net interest income$10,686,0001,695
Provision for loan and lease losses$374,0001,404
Total noninterest income$3,125,0001,260
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$381,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$2,744,0001,016
Total noninterest expense$10,291,0001,469
Salaries and employee benefits$6,399,0001,386
Premises and equipment expense$1,354,0001,280
Additional noninterest expense$2,538,0001,727
Pre-tax net operating income$3,146,0002,046
Securities gains (losses)$6,0001,791
Applicable income taxes$822,0001,398
Income before extraordinary items$2,330,0002,293
Extraordinary gains, net$011
Net income$2,330,0002,294
Minority interest net income$072
Net income of bank and minority interests.$2,330,0002,294
Net charge-offs$507,000761
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$514,000226
Net operating income$2,325,2602,267
2019-06-30 (YTD Data)Rank
Total interest income$9,079,0001,665
Total interest expense$2,009,0001,454
Net interest income$7,070,0001,710
Provision for loan and lease losses$363,0001,062
Total noninterest income$2,083,0001,240
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$242,0001,950
Trading account gains and feesNANA
Additional Noninterest Income$1,841,000985
Total noninterest expense$7,006,0001,455
Salaries and employee benefits$4,378,0001,342
Premises and equipment expense$898,0001,294
Additional noninterest expense$1,730,0001,703
Pre-tax net operating income$1,784,0002,239
Securities gains (losses)$01,702
Applicable income taxes$461,0001,510
Income before extraordinary items$1,323,0002,504
Extraordinary gains, net$011
Net income$1,323,0002,503
Minority interest net income$069
Net income of bank and minority interests.$1,323,0002,503
Net charge-offs$527,000555
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$148,000303
Net operating income$1,323,0002,477
2019-03-31 (YTD Data)Rank
Total interest income$4,490,0001,671
Total interest expense$997,0001,434
Net interest income$3,493,0001,732
Provision for loan and lease losses$115,0001,379
Total noninterest income$881,0001,348
Gross Fiduciary activities income$0972
Service charges on deposit accounts$122,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$759,0001,100
Total noninterest expense$3,409,0001,490
Salaries and employee benefits$2,127,0001,386
Premises and equipment expense$446,0001,320
Additional noninterest expense$836,0001,749
Pre-tax net operating income$850,0002,283
Securities gains (losses)$01,087
Applicable income taxes$223,0001,496
Income before extraordinary items$627,0002,544
Extraordinary gains, net$05
Net income$627,0002,543
Minority interest net income$052
Net income of bank and minority interests.$627,0002,543
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$74,000265
Net operating income$627,0002,529
2018-12-31 (YTD Data)Rank
Total interest income$17,632,0001,617
Total interest expense$2,829,0001,498
Net interest income$14,803,0001,623
Provision for loan and lease losses$935,000940
Total noninterest income$4,414,0001,183
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$464,0002,101
Trading account gains and feesNANA
Additional Noninterest Income$3,950,000927
Total noninterest expense$14,143,0001,426
Salaries and employee benefits$8,891,0001,301
Premises and equipment expense$1,829,0001,272
Additional noninterest expense$3,423,0001,706
Pre-tax net operating income$4,139,0002,058
Securities gains (losses)$01,125
Applicable income taxes$995,0001,393
Income before extraordinary items$3,144,0002,253
Extraordinary gains, net$06
Net income$3,144,0002,251
Minority interest net income$072
Net income of bank and minority interests.$3,144,0002,252
Net charge-offs$910,000641
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$580,000294
Net operating income$3,144,0002,252
2018-09-30 (YTD Data)Rank
Total interest income$12,790,0001,651
Total interest expense$1,935,0001,526
Net interest income$10,855,0001,662
Provision for loan and lease losses$529,0001,090
Total noninterest income$3,128,0001,230
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$342,0002,132
Trading account gains and feesNANA
Additional Noninterest Income$2,786,000979
Total noninterest expense$10,821,0001,400
Salaries and employee benefits$6,744,0001,282
Premises and equipment expense$1,427,0001,227
Additional noninterest expense$2,650,0001,666
Pre-tax net operating income$2,633,0002,315
Securities gains (losses)$01,118
Applicable income taxes$681,0001,526
Income before extraordinary items$1,952,0002,563
Extraordinary gains, net$05
Net income$1,952,0002,562
Minority interest net income$066
Net income of bank and minority interests.$1,952,0002,562
Net charge-offs$682,000584
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$549,000245
Net operating income$1,952,0002,551
2018-06-30 (YTD Data)Rank
Total interest income$8,397,0001,655
Total interest expense$1,186,0001,556
Net interest income$7,211,0001,657
Provision for loan and lease losses$391,000997
Total noninterest income$2,060,0001,250
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$226,0002,138
Trading account gains and feesNANA
Additional Noninterest Income$1,834,000997
Total noninterest expense$7,184,0001,414
Salaries and employee benefits$4,476,0001,298
Premises and equipment expense$951,0001,231
Additional noninterest expense$1,757,0001,686
Pre-tax net operating income$1,696,0002,339
Securities gains (losses)$0961
Applicable income taxes$431,0001,539
Income before extraordinary items$1,265,0002,589
Extraordinary gains, net$06
Net income$1,265,0002,588
Minority interest net income$065
Net income of bank and minority interests.$1,265,0002,588
Net charge-offs$369,000640
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$159,000311
Net operating income$1,265,0002,579
2018-03-31 (YTD Data)Rank
Total interest income$4,065,0001,686
Total interest expense$534,0001,626
Net interest income$3,531,0001,686
Provision for loan and lease losses$132,0001,262
Total noninterest income$827,0001,456
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$711,0001,187
Total noninterest expense$3,555,0001,433
Salaries and employee benefits$2,207,0001,326
Premises and equipment expense$475,0001,256
Additional noninterest expense$873,0001,688
Pre-tax net operating income$671,0002,653
Securities gains (losses)$0735
Applicable income taxes$184,0001,648
Income before extraordinary items$487,0002,944
Extraordinary gains, net$07
Net income$487,0002,945
Minority interest net income$052
Net income of bank and minority interests.$487,0002,944
Net charge-offs$327,000400
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$79,000281
Net operating income$487,0002,933
2017-12-31 (YTD Data)Rank
Total interest income$15,540,0001,699
Total interest expense$1,441,0001,992
Net interest income$14,099,0001,654
Provision for loan and lease losses$713,0001,138
Total noninterest income$4,732,0001,160
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$476,0002,116
Trading account gains and feesNANA
Additional Noninterest Income$4,256,000915
Total noninterest expense$14,005,0001,430
Salaries and employee benefits$8,726,0001,295
Premises and equipment expense$1,829,0001,274
Additional noninterest expense$3,450,0001,732
Pre-tax net operating income$4,113,0002,001
Securities gains (losses)$13,0001,489
Applicable income taxes$2,017,0001,274
Income before extraordinary items$2,109,0002,604
Extraordinary gains, net$09
Net income$2,109,0002,603
Minority interest net income$076
Net income of bank and minority interests.$2,109,0002,604
Net charge-offs$304,0001,470
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$569,000275
Net operating income$2,100,6802,587
2017-09-30 (YTD Data)Rank
Total interest income$11,479,0001,719
Total interest expense$1,000,0002,079
Net interest income$10,479,0001,676
Provision for loan and lease losses$500,0001,144
Total noninterest income$3,500,0001,198
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$358,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$3,142,000936
Total noninterest expense$10,641,0001,402
Salaries and employee benefits$6,614,0001,293
Premises and equipment expense$1,372,0001,285
Additional noninterest expense$2,655,0001,689
Pre-tax net operating income$2,838,0002,159
Securities gains (losses)$13,0001,503
Applicable income taxes$1,020,0001,448
Income before extraordinary items$1,831,0002,545
Extraordinary gains, net$09
Net income$1,831,0002,545
Minority interest net income$071
Net income of bank and minority interests.$1,831,0002,545
Net charge-offs$-31,0005,048
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$503,000236
Net operating income$1,822,6802,544
2017-06-30 (YTD Data)Rank
Total interest income$7,597,0001,720
Total interest expense$625,0002,143
Net interest income$6,972,0001,669
Provision for loan and lease losses$216,0001,487
Total noninterest income$2,316,0001,189
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$234,0002,137
Trading account gains and feesNANA
Additional Noninterest Income$2,082,000941
Total noninterest expense$7,031,0001,423
Salaries and employee benefits$4,376,0001,305
Premises and equipment expense$916,0001,285
Additional noninterest expense$1,739,0001,706
Pre-tax net operating income$2,041,0001,993
Securities gains (losses)$13,0001,152
Applicable income taxes$774,0001,292
Income before extraordinary items$1,280,0002,414
Extraordinary gains, net$011
Net income$1,280,0002,414
Minority interest net income$071
Net income of bank and minority interests.$1,280,0002,414
Net charge-offs$-155,0005,530
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$151,000306
Net operating income$1,271,6802,401
2017-03-31 (YTD Data)Rank
Total interest income$3,733,0001,740
Total interest expense$302,0002,162
Net interest income$3,431,0001,683
Provision for loan and lease losses$162,0001,069
Total noninterest income$1,296,0001,103
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$115,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$1,181,000845
Total noninterest expense$3,517,0001,429
Salaries and employee benefits$2,214,0001,305
Premises and equipment expense$461,0001,283
Additional noninterest expense$842,0001,763
Pre-tax net operating income$1,048,0001,900
Securities gains (losses)$13,000600
Applicable income taxes$403,0001,231
Income before extraordinary items$658,0002,295
Extraordinary gains, net$08
Net income$658,0002,294
Minority interest net income$055
Net income of bank and minority interests.$658,0002,295
Net charge-offs$133,000764
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$84,000270
Net operating income$649,6802,291
2016-12-31 (YTD Data)Rank
Total interest income$13,729,0001,853
Total interest expense$987,0002,438
Net interest income$12,742,0001,761
Provision for loan and lease losses$979,000919
Total noninterest income$5,333,0001,099
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$482,0002,140
Trading account gains and fees$-3,0005,874
Additional Noninterest Income$4,854,000859
Total noninterest expense$13,692,0001,436
Salaries and employee benefits$8,531,0001,307
Premises and equipment expense$1,877,0001,251
Additional noninterest expense$3,284,0001,818
Pre-tax net operating income$3,404,0002,168
Securities gains (losses)$16,0002,474
Applicable income taxes$1,285,0001,403
Income before extraordinary items$2,135,0002,680
Extraordinary gains, net$05
Net income$2,135,0002,678
Minority interest net income$082
Net income of bank and minority interests.$2,135,0002,679
Net charge-offs$-317,0005,740
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$444,000295
Net operating income$2,124,7602,634
2016-09-30 (YTD Data)Rank
Total interest income$10,013,0001,892
Total interest expense$727,0002,474
Net interest income$9,286,0001,811
Provision for loan and lease losses$696,000914
Total noninterest income$4,223,0001,048
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$359,0002,168
Trading account gains and fees$-3,0005,949
Additional Noninterest Income$3,867,000817
Total noninterest expense$10,288,0001,431
Salaries and employee benefits$6,387,0001,307
Premises and equipment expense$1,385,0001,270
Additional noninterest expense$2,516,0001,790
Pre-tax net operating income$2,525,0002,230
Securities gains (losses)$49,0001,784
Applicable income taxes$1,014,0001,397
Income before extraordinary items$1,560,0002,761
Extraordinary gains, net$05
Net income$1,560,0002,761
Minority interest net income$071
Net income of bank and minority interests.$1,560,0002,761
Net charge-offs$-327,0005,807
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$368,000257
Net operating income$1,528,6402,731
2016-06-30 (YTD Data)Rank
Total interest income$6,551,0001,929
Total interest expense$481,0002,491
Net interest income$6,070,0001,852
Provision for loan and lease losses$521,000824
Total noninterest income$2,685,0001,070
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$237,0002,156
Trading account gains and fees$-3,0006,019
Additional Noninterest Income$2,451,000836
Total noninterest expense$6,689,0001,478
Salaries and employee benefits$4,107,0001,347
Premises and equipment expense$910,0001,291
Additional noninterest expense$1,672,0001,803
Pre-tax net operating income$1,545,0002,354
Securities gains (losses)$37,0001,629
Applicable income taxes$621,0001,469
Income before extraordinary items$961,0002,877
Extraordinary gains, net$016
Net income$961,0002,875
Minority interest net income$071
Net income of bank and minority interests.$961,0002,876
Net charge-offs$-324,0005,927
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$125,000334
Net operating income$937,3202,838
2016-03-31 (YTD Data)Rank
Total interest income$3,266,0001,936
Total interest expense$240,0002,505
Net interest income$3,026,0001,860
Provision for loan and lease losses$305,000664
Total noninterest income$1,143,0001,183
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$117,0002,168
Trading account gains and fees$-2,0006,078
Additional Noninterest Income$1,028,000912
Total noninterest expense$3,222,0001,525
Salaries and employee benefits$1,965,0001,395
Premises and equipment expense$455,0001,288
Additional noninterest expense$802,0001,851
Pre-tax net operating income$642,0002,623
Securities gains (losses)$43,000893
Applicable income taxes$266,0001,594
Income before extraordinary items$419,0003,045
Extraordinary gains, net$012
Net income$419,0003,043
Minority interest net income$062
Net income of bank and minority interests.$419,0003,044
Net charge-offs$-286,0006,034
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$62,000315
Net operating income$391,4803,110
2015-12-31 (YTD Data)Rank
Total interest income$11,025,0002,181
Total interest expense$870,0002,668
Net interest income$10,155,0002,100
Provision for loan and lease losses$289,0001,954
Total noninterest income$2,780,0001,689
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$529,0002,041
Trading account gains and fees$-37,0006,153
Additional Noninterest Income$2,288,0001,376
Total noninterest expense$12,557,0001,541
Salaries and employee benefits$7,488,0001,431
Premises and equipment expense$1,809,0001,290
Additional noninterest expense$3,260,0001,849
Pre-tax net operating income$89,0005,701
Securities gains (losses)$43,0001,751
Applicable income taxes$41,0003,709
Income before extraordinary items$91,0005,722
Extraordinary gains, net$023
Net income$91,0005,725
Minority interest net income$081
Net income of bank and minority interests.$91,0005,725
Net charge-offs$236,0001,832
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$409,000333
Net operating income$61,3305,745
2015-09-30 (YTD Data)Rank
Total interest income$7,999,0002,258
Total interest expense$646,0002,714
Net interest income$7,353,0002,195
Provision for loan and lease losses$82,0002,894
Total noninterest income$2,089,0001,698
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$401,0002,036
Trading account gains and fees$-37,0006,241
Additional Noninterest Income$1,725,0001,386
Total noninterest expense$9,623,0001,522
Salaries and employee benefits$5,740,0001,410
Premises and equipment expense$1,370,0001,304
Additional noninterest expense$2,513,0001,799
Pre-tax net operating income$-263,0006,110
Securities gains (losses)$42,0001,586
Applicable income taxes$-43,0006,128
Income before extraordinary items$-178,0006,103
Extraordinary gains, net$021
Net income$-178,0006,103
Minority interest net income$078
Net income of bank and minority interests.$-178,0006,103
Net charge-offs$230,0001,421
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$351,000291
Net operating income$-212,0206,100
2015-06-30 (YTD Data)Rank
Total interest income$5,225,0002,296
Total interest expense$427,0002,748
Net interest income$4,798,0002,235
Provision for loan and lease losses$04,069
Total noninterest income$1,356,0001,732
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$255,0002,074
Trading account gains and fees$-29,0006,324
Additional Noninterest Income$1,130,0001,425
Total noninterest expense$6,511,0001,511
Salaries and employee benefits$3,907,0001,390
Premises and equipment expense$903,0001,321
Additional noninterest expense$1,701,0001,785
Pre-tax net operating income$-357,0006,225
Securities gains (losses)$3,0002,361
Applicable income taxes$-113,0006,264
Income before extraordinary items$-241,0006,201
Extraordinary gains, net$022
Net income$-241,0006,201
Minority interest net income$075
Net income of bank and minority interests.$-241,0006,201
Net charge-offs$27,0002,754
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$294,000256
Net operating income$-243,0406,192
2015-03-31 (YTD Data)Rank
Total interest income$2,561,0002,338
Total interest expense$212,0002,772
Net interest income$2,349,0002,272
Provision for loan and lease losses$03,703
Total noninterest income$614,0001,847
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$119,0002,179
Trading account gains and fees$-23,0006,398
Additional Noninterest Income$518,0001,469
Total noninterest expense$3,203,0001,520
Salaries and employee benefits$1,919,0001,413
Premises and equipment expense$444,0001,356
Additional noninterest expense$840,0001,790
Pre-tax net operating income$-240,0006,314
Securities gains (losses)$3,0001,758
Applicable income taxes$-84,0006,361
Income before extraordinary items$-153,0006,287
Extraordinary gains, net$013
Net income$-153,0006,288
Minority interest net income$064
Net income of bank and minority interests.$-153,0006,288
Net charge-offs$-6,0005,215
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$30,000417
Net operating income$-154,9506,274
2014-12-31 (YTD Data)Rank
Total interest income$10,795,0002,227
Total interest expense$937,0002,692
Net interest income$9,858,0002,159
Provision for loan and lease losses$-475,0006,246
Total noninterest income$1,349,0002,664
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$509,0002,254
Trading account gains and fees$-57,0006,489
Additional Noninterest Income$897,0002,479
Total noninterest expense$10,622,0001,795
Salaries and employee benefits$6,022,0001,716
Premises and equipment expense$1,634,0001,458
Additional noninterest expense$2,966,0002,056
Pre-tax net operating income$1,060,0004,042
Securities gains (losses)$8,0002,740
Applicable income taxes$436,0002,334
Income before extraordinary items$632,0004,623
Extraordinary gains, net$017
Net income$632,0004,624
Minority interest net income$084
Net income of bank and minority interests.$632,0004,624
Net charge-offs$-383,0006,357
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$297,000373
Net operating income$626,8804,584
2014-09-30 (YTD Data)Rank
Total interest income$8,189,0002,219
Total interest expense$723,0002,674
Net interest income$7,466,0002,151
Provision for loan and lease losses$04,401
Total noninterest income$977,0002,728
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$375,0002,299
Trading account gains and fees$-40,0006,568
Additional Noninterest Income$642,0002,551
Total noninterest expense$7,401,0001,920
Salaries and employee benefits$4,154,0001,865
Premises and equipment expense$1,223,0001,465
Additional noninterest expense$2,024,0002,218
Pre-tax net operating income$1,042,0003,682
Securities gains (losses)$8,0002,425
Applicable income taxes$419,0002,142
Income before extraordinary items$631,0004,285
Extraordinary gains, net$015
Net income$631,0004,286
Minority interest net income$081
Net income of bank and minority interests.$631,0004,286
Net charge-offs$-298,0006,407
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$225,000335
Net operating income$625,8804,242
2014-06-30 (YTD Data)Rank
Total interest income$5,534,0002,192
Total interest expense$490,0002,666
Net interest income$5,044,0002,103
Provision for loan and lease losses$04,196
Total noninterest income$429,0003,384
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$240,0002,345
Trading account gains and fees$-46,0006,637
Additional Noninterest Income$235,0003,388
Total noninterest expense$4,752,0001,997
Salaries and employee benefits$2,705,0001,903
Premises and equipment expense$804,0001,486
Additional noninterest expense$1,243,0002,407
Pre-tax net operating income$721,0003,554
Securities gains (losses)$-35,0006,444
Applicable income taxes$270,0002,122
Income before extraordinary items$416,0004,251
Extraordinary gains, net$020
Net income$416,0004,254
Minority interest net income$080
Net income of bank and minority interests.$416,0004,256
Net charge-offs$-268,0006,499
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$205,000286
Net operating income$438,4004,113
2014-03-31 (YTD Data)Rank
Total interest income$2,882,0002,119
Total interest expense$247,0002,703
Net interest income$2,635,0002,030
Provision for loan and lease losses$03,817
Total noninterest income$119,0004,366
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$113,0002,428
Trading account gains and fees$-16,0006,710
Additional Noninterest Income$22,0005,452
Total noninterest expense$2,450,0001,934
Salaries and employee benefits$1,409,0001,845
Premises and equipment expense$402,0001,519
Additional noninterest expense$639,0002,342
Pre-tax net operating income$304,0003,804
Securities gains (losses)$-35,0006,558
Applicable income taxes$110,0002,275
Income before extraordinary items$159,0004,602
Extraordinary gains, net$016
Net income$159,0004,605
Minority interest net income$066
Net income of bank and minority interests.$159,0004,605
Net charge-offs$-439,0006,663
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$187,000191
Net operating income$181,4004,360
2013-12-31 (YTD Data)Rank
Total interest income$9,804,0002,470
Total interest expense$1,186,0002,587
Net interest income$8,618,0002,434
Provision for loan and lease losses$33,0004,500
Total noninterest income$1,711,0002,380
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$441,0002,622
Trading account gains and fees$29,000164
Additional Noninterest Income$1,241,0002,088
Total noninterest expense$9,235,0002,046
Salaries and employee benefits$5,092,0002,006
Premises and equipment expense$1,610,0001,476
Additional noninterest expense$2,533,0002,432
Pre-tax net operating income$1,061,0003,984
Securities gains (losses)$43,0001,909
Applicable income taxes$-3,543,0006,751
Income before extraordinary items$4,647,0001,309
Extraordinary gains, net$029
Net income$4,647,0001,311
Minority interest net income$090
Net income of bank and minority interests.$4,647,0001,312
Net charge-offs$-155,0006,596
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$209,000416
Net operating income$4,604,0001,297
2013-09-30 (YTD Data)Rank
Total interest income$7,237,0002,524
Total interest expense$905,0002,627
Net interest income$6,332,0002,477
Provision for loan and lease losses$33,0004,245
Total noninterest income$1,349,0002,348
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$320,0002,704
Trading account gains and fees$27,000159
Additional Noninterest Income$1,002,0002,036
Total noninterest expense$6,913,0002,048
Salaries and employee benefits$3,771,0002,038
Premises and equipment expense$1,216,0001,482
Additional noninterest expense$1,926,0002,380
Pre-tax net operating income$735,0004,188
Securities gains (losses)$42,0001,789
Applicable income taxes$04,713
Income before extraordinary items$777,0003,875
Extraordinary gains, net$025
Net income$777,0003,878
Minority interest net income$084
Net income of bank and minority interests.$777,0003,878
Net charge-offs$-218,0006,737
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$186,000358
Net operating income$735,0003,910
2013-06-30 (YTD Data)Rank
Total interest income$4,650,0002,617
Total interest expense$622,0002,624
Net interest income$4,028,0002,591
Provision for loan and lease losses$33,0003,911
Total noninterest income$981,0002,247
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$208,0002,715
Trading account gains and fees$63,000117
Additional Noninterest Income$710,0001,993
Total noninterest expense$4,623,0002,049
Salaries and employee benefits$2,525,0002,036
Premises and equipment expense$809,0001,490
Additional noninterest expense$1,289,0002,370
Pre-tax net operating income$353,0004,660
Securities gains (losses)$42,0001,632
Applicable income taxes$04,679
Income before extraordinary items$395,0004,337
Extraordinary gains, net$022
Net income$395,0004,339
Minority interest net income$082
Net income of bank and minority interests.$395,0004,340
Net charge-offs$-262,0006,834
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$170,000283
Net operating income$353,0004,415
2013-03-31 (YTD Data)Rank
Total interest income$2,299,0002,657
Total interest expense$320,0002,648
Net interest income$1,979,0002,638
Provision for loan and lease losses$17,0003,689
Total noninterest income$487,0002,269
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$103,0002,736
Trading account gains and fees$1,000143
Additional Noninterest Income$383,0001,915
Total noninterest expense$2,304,0002,078
Salaries and employee benefits$1,273,0002,042
Premises and equipment expense$404,0001,509
Additional noninterest expense$627,0002,445
Pre-tax net operating income$145,0004,894
Securities gains (losses)$-22,0006,876
Applicable income taxes$04,602
Income before extraordinary items$123,0004,986
Extraordinary gains, net$010
Net income$123,0004,987
Minority interest net income$076
Net income of bank and minority interests.$123,0004,988
Net charge-offs$-10,0006,196
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$16,000500
Net operating income$145,0004,686
2012-12-31 (YTD Data)Rank
Total interest income$10,021,0002,565
Total interest expense$1,695,0002,473
Net interest income$8,326,0002,579
Provision for loan and lease losses$1,150,0001,621
Total noninterest income$1,775,0002,371
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$472,0002,609
Trading account gains and fees$-110,0007,067
Additional Noninterest Income$1,413,0001,926
Total noninterest expense$9,437,0002,026
Salaries and employee benefits$4,762,0002,094
Premises and equipment expense$1,585,0001,501
Additional noninterest expense$3,090,0002,095
Pre-tax net operating income$-486,0006,497
Securities gains (losses)$1,174,000438
Applicable income taxes$04,751
Income before extraordinary items$688,0004,508
Extraordinary gains, net$029
Net income$688,0004,505
Minority interest net income$093
Net income of bank and minority interests.$688,0004,507
Net charge-offs$2,292,0001,045
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,164,000207
Net operating income$-486,0006,524
2012-09-30 (YTD Data)Rank
Total interest income$7,582,0002,596
Total interest expense$1,299,0002,529
Net interest income$6,283,0002,601
Provision for loan and lease losses$150,0003,869
Total noninterest income$1,215,0002,490
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$357,0002,613
Trading account gains and fees$-101,0007,164
Additional Noninterest Income$959,0002,049
Total noninterest expense$7,117,0002,017
Salaries and employee benefits$3,578,0002,090
Premises and equipment expense$1,196,0001,501
Additional noninterest expense$2,343,0002,084
Pre-tax net operating income$231,0005,571
Securities gains (losses)$373,000940
Applicable income taxes$04,802
Income before extraordinary items$604,0004,344
Extraordinary gains, net$020
Net income$604,0004,344
Minority interest net income$086
Net income of bank and minority interests.$604,0004,343
Net charge-offs$927,0001,545
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,144,000151
Net operating income$231,0005,413
2012-06-30 (YTD Data)Rank
Total interest income$5,030,0002,617
Total interest expense$906,0002,509
Net interest income$4,124,0002,637
Provision for loan and lease losses$150,0003,329
Total noninterest income$695,0002,695
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$245,0002,525
Trading account gains and fees$-71,0007,227
Additional Noninterest Income$521,0002,273
Total noninterest expense$4,733,0002,020
Salaries and employee benefits$2,370,0002,103
Premises and equipment expense$795,0001,497
Additional noninterest expense$1,568,0002,080
Pre-tax net operating income$-64,0006,474
Securities gains (losses)$316,000820
Applicable income taxes$04,770
Income before extraordinary items$252,0005,052
Extraordinary gains, net$019
Net income$252,0005,055
Minority interest net income$084
Net income of bank and minority interests.$252,0005,055
Net charge-offs$590,0001,617
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$443,000180
Net operating income$-64,0006,493
2012-03-31 (YTD Data)Rank
Total interest income$2,609,0002,556
Total interest expense$463,0002,547
Net interest income$2,146,0002,543
Provision for loan and lease losses$150,0002,302
Total noninterest income$311,0002,893
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$121,0002,532
Trading account gains and fees$-16,0007,283
Additional Noninterest Income$206,0002,608
Total noninterest expense$2,362,0002,027
Salaries and employee benefits$1,179,0002,118
Premises and equipment expense$408,0001,458
Additional noninterest expense$775,0002,087
Pre-tax net operating income$-55,0006,629
Securities gains (losses)$222,000557
Applicable income taxes$04,704
Income before extraordinary items$167,0004,668
Extraordinary gains, net$019
Net income$167,0004,672
Minority interest net income$078
Net income of bank and minority interests.$167,0004,672
Net charge-offs$219,0001,759
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$18,000505
Net operating income$-55,0006,646
2011-12-31 (YTD Data)Rank
Total interest income$10,924,0002,553
Total interest expense$2,163,0002,607
Net interest income$8,761,0002,510
Provision for loan and lease losses$861,0002,631
Total noninterest income$1,186,0002,823
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$472,0002,697
Trading account gains and fees$-257,0007,326
Additional Noninterest Income$971,0002,181
Total noninterest expense$8,873,0002,152
Salaries and employee benefits$4,359,0002,215
Premises and equipment expense$1,620,0001,523
Additional noninterest expense$2,894,0002,276
Pre-tax net operating income$213,0005,469
Securities gains (losses)$709,000600
Applicable income taxes$04,719
Income before extraordinary items$922,0003,695
Extraordinary gains, net$029
Net income$922,0003,698
Minority interest net income$096
Net income of bank and minority interests.$922,0003,698
Net charge-offs$504,0003,155
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$122,000617
Net operating income$213,0005,394
2011-09-30 (YTD Data)Rank
Total interest income$8,263,0002,555
Total interest expense$1,677,0002,630
Net interest income$6,586,0002,511
Provision for loan and lease losses$711,0002,422
Total noninterest income$676,0003,309
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$366,0002,637
Trading account gains and fees$-248,0007,403
Additional Noninterest Income$558,0002,530
Total noninterest expense$6,705,0002,144
Salaries and employee benefits$3,257,0002,226
Premises and equipment expense$1,252,0001,499
Additional noninterest expense$2,196,0002,260
Pre-tax net operating income$-154,0006,352
Securities gains (losses)$708,000481
Applicable income taxes$04,740
Income before extraordinary items$554,0004,148
Extraordinary gains, net$021
Net income$554,0004,150
Minority interest net income$087
Net income of bank and minority interests.$554,0004,150
Net charge-offs$290,0003,284
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$99,000560
Net operating income$-154,0006,392
2011-06-30 (YTD Data)Rank
Total interest income$5,575,0002,547
Total interest expense$1,154,0002,638
Net interest income$4,421,0002,498
Provision for loan and lease losses$562,0002,176
Total noninterest income$528,0003,016
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$247,0002,588
Trading account gains and fees$-121,0007,479
Additional Noninterest Income$402,0002,433
Total noninterest expense$4,594,0002,100
Salaries and employee benefits$2,237,0002,184
Premises and equipment expense$843,0001,500
Additional noninterest expense$1,514,0002,222
Pre-tax net operating income$-207,0006,559
Securities gains (losses)$526,000353
Applicable income taxes$04,697
Income before extraordinary items$319,0004,355
Extraordinary gains, net$015
Net income$319,0004,354
Minority interest net income$089
Net income of bank and minority interests.$319,0004,356
Net charge-offs$149,0003,418
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$73,000461
Net operating income$-207,0006,602
2011-03-31 (YTD Data)Rank
Total interest income$2,794,0002,559
Total interest expense$589,0002,675
Net interest income$2,205,0002,501
Provision for loan and lease losses$561,0001,336
Total noninterest income$392,0002,377
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$122,0002,582
Trading account gains and fees$2,000147
Additional Noninterest Income$268,0002,061
Total noninterest expense$2,375,0002,041
Salaries and employee benefits$1,145,0002,148
Premises and equipment expense$424,0001,518
Additional noninterest expense$806,0002,092
Pre-tax net operating income$-339,0006,980
Securities gains (losses)$444,000175
Applicable income taxes$04,545
Income before extraordinary items$105,0004,931
Extraordinary gains, net$09
Net income$105,0004,929
Minority interest net income$086
Net income of bank and minority interests.$105,0004,931
Net charge-offs$16,0004,159
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$19,000559
Net operating income$-339,0007,014
2010-12-31 (YTD Data)Rank
Total interest income$11,742,0002,545
Total interest expense$3,484,0002,274
Net interest income$8,258,0002,645
Provision for loan and lease losses$1,811,0002,209
Total noninterest income$1,237,0002,862
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$465,0002,772
Trading account gains and fees$-130,0007,621
Additional Noninterest Income$902,0002,317
Total noninterest expense$9,502,0002,041
Salaries and employee benefits$4,473,0002,167
Premises and equipment expense$1,794,0001,431
Additional noninterest expense$3,235,0002,150
Pre-tax net operating income$-1,818,0006,729
Securities gains (losses)$307,0001,241
Applicable income taxes$04,655
Income before extraordinary items$-1,511,0006,746
Extraordinary gains, net$029
Net income$-1,511,0006,746
Minority interest net income$0111
Net income of bank and minority interests.$-1,511,0006,747
Net charge-offs$2,572,0001,605
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$202,000621
Net operating income$-1,818,0006,787
2010-09-30 (YTD Data)Rank
Total interest income$8,909,0002,577
Total interest expense$2,831,0002,192
Net interest income$6,078,0002,721
Provision for loan and lease losses$1,215,0002,259
Total noninterest income$678,0003,450
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$343,0002,883
Trading account gains and fees$-299,0007,737
Additional Noninterest Income$634,0002,409
Total noninterest expense$7,207,0002,011
Salaries and employee benefits$3,386,0002,138
Premises and equipment expense$1,347,0001,450
Additional noninterest expense$2,474,0002,086
Pre-tax net operating income$-1,666,0006,997
Securities gains (losses)$289,0001,103
Applicable income taxes$04,726
Income before extraordinary items$-1,377,0007,010
Extraordinary gains, net$023
Net income$-1,377,0007,009
Minority interest net income$0110
Net income of bank and minority interests.$-1,377,0007,010
Net charge-offs$727,0002,598
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$150,000557
Net operating income$-1,666,0007,052
2010-06-30 (YTD Data)Rank
Total interest income$6,072,0002,562
Total interest expense$2,059,0002,101
Net interest income$4,013,0002,746
Provision for loan and lease losses$721,0002,332
Total noninterest income$430,0003,508
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$217,0002,999
Trading account gains and fees$-242,0007,801
Additional Noninterest Income$455,0002,228
Total noninterest expense$4,846,0002,013
Salaries and employee benefits$2,277,0002,134
Premises and equipment expense$907,0001,452
Additional noninterest expense$1,662,0002,065
Pre-tax net operating income$-1,124,0007,057
Securities gains (losses)$288,000739
Applicable income taxes$04,691
Income before extraordinary items$-836,0007,020
Extraordinary gains, net$019
Net income$-836,0007,020
Minority interest net income$0105
Net income of bank and minority interests.$-836,0007,020
Net charge-offs$537,0002,362
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$115,000457
Net operating income$-1,124,0007,108
2010-03-31 (YTD Data)Rank
Total interest income$3,100,0002,566
Total interest expense$1,141,0002,009
Net interest income$1,959,0002,832
Provision for loan and lease losses$425,0001,997
Total noninterest income$221,0003,449
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$102,0003,111
Trading account gains and fees$-131,0007,915
Additional Noninterest Income$250,0002,070
Total noninterest expense$2,455,0002,013
Salaries and employee benefits$1,175,0002,100
Premises and equipment expense$466,0001,460
Additional noninterest expense$814,0002,087
Pre-tax net operating income$-700,0007,293
Securities gains (losses)$83,000867
Applicable income taxes$04,611
Income before extraordinary items$-617,0007,324
Extraordinary gains, net$016
Net income$-617,0007,324
Minority interest net income$091
Net income of bank and minority interests.$-617,0007,325
Net charge-offs$427,0001,713
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$76,000342
Net operating income$-700,0007,349
2009-12-31 (YTD Data)Rank
Total interest income$13,879,0002,402
Total interest expense$6,151,0001,888
Net interest income$7,728,0002,812
Provision for loan and lease losses$2,480,0002,196
Total noninterest income$46,0007,432
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$447,0003,104
Trading account gains and fees$25,000182
Additional Noninterest Income$-426,0007,788
Total noninterest expense$9,988,0002,026
Salaries and employee benefits$4,695,0002,091
Premises and equipment expense$1,964,0001,392
Additional noninterest expense$3,329,0002,151
Pre-tax net operating income$-4,694,0007,152
Securities gains (losses)$1,869,000291
Applicable income taxes$5,0004,022
Income before extraordinary items$-2,830,0006,954
Extraordinary gains, net$034
Net income$-2,830,0006,953
Minority interest net income$0115
Net income of bank and minority interests.$-2,830,0006,953
Net charge-offs$2,796,0001,677
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$631,000498
Net operating income$-4,699,0007,248
2009-09-30 (YTD Data)Rank
Total interest income$10,668,0002,387
Total interest expense$4,775,0001,904
Net interest income$5,893,0002,783
Provision for loan and lease losses$1,389,0002,327
Total noninterest income$-29,0007,875
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$345,0003,071
Trading account gains and fees$-2,0008,043
Additional Noninterest Income$-372,0007,933
Total noninterest expense$7,498,0002,014
Salaries and employee benefits$3,580,0002,067
Premises and equipment expense$1,460,0001,409
Additional noninterest expense$2,458,0002,143
Pre-tax net operating income$-3,023,0007,295
Securities gains (losses)$987,000391
Applicable income taxes$5,0004,212
Income before extraordinary items$-2,041,0007,186
Extraordinary gains, net$027
Net income$-2,041,0007,186
Minority interest net income$0118
Net income of bank and minority interests.$-2,041,0007,185
Net charge-offs$2,134,0001,447
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$166,000626
Net operating income$-3,028,0007,377
2009-06-30 (YTD Data)Rank
Total interest income$7,258,0002,367
Total interest expense$3,269,0001,945
Net interest income$3,989,0002,728
Provision for loan and lease losses$199,0004,347
Total noninterest income$405,0003,821
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$220,0003,131
Trading account gains and fees$0193
Additional Noninterest Income$185,0003,762
Total noninterest expense$4,887,0002,076
Salaries and employee benefits$2,407,0002,094
Premises and equipment expense$978,0001,430
Additional noninterest expense$1,502,0002,334
Pre-tax net operating income$-692,0006,802
Securities gains (losses)$902,000316
Applicable income taxes$5,0004,239
Income before extraordinary items$205,0004,509
Extraordinary gains, net$021
Net income$205,0004,507
Minority interest net income$0112
Net income of bank and minority interests.$205,0004,507
Net charge-offs$1,164,0001,532
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$112,000580
Net operating income$-678,9606,910
2009-03-31 (YTD Data)Rank
Total interest income$3,707,0002,349
Total interest expense$1,680,0001,970
Net interest income$2,027,0002,677
Provision for loan and lease losses$99,0003,935
Total noninterest income$58,0006,151
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$104,0003,190
Trading account gains and fees$0171
Additional Noninterest Income$-46,0008,078
Total noninterest expense$2,366,0002,086
Salaries and employee benefits$1,225,0002,087
Premises and equipment expense$499,0001,419
Additional noninterest expense$642,0002,413
Pre-tax net operating income$-380,0007,174
Securities gains (losses)$484,000347
Applicable income taxes$04,835
Income before extraordinary items$104,0004,901
Extraordinary gains, net$015
Net income$104,0004,905
Minority interest net income$0102
Net income of bank and minority interests.$104,0004,904
Net charge-offs$1,067,000923
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$56,000475
Net operating income$-380,0007,271
2008-12-31 (YTD Data)Rank
Total interest income$17,731,0002,145
Total interest expense$9,505,0001,702
Net interest income$8,226,0002,635
Provision for loan and lease losses$2,955,0001,408
Total noninterest income$514,0004,781
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$345,0003,751
Trading account gains and fees$0154
Additional Noninterest Income$169,0005,122
Total noninterest expense$9,769,0001,974
Salaries and employee benefits$5,572,0001,827
Premises and equipment expense$1,789,0001,545
Additional noninterest expense$2,408,0002,427
Pre-tax net operating income$-3,984,0007,718
Securities gains (losses)$1,068,000202
Applicable income taxes$04,979
Income before extraordinary items$-2,916,0007,595
Extraordinary gains, net$039
Net income$-2,916,0007,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,471,0001,579
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,526,000364
Net operating income$-3,984,0007,801
2008-09-30 (YTD Data)Rank
Total interest income$13,646,0002,139
Total interest expense$7,407,0001,711
Net interest income$6,239,0002,636
Provision for loan and lease losses$2,463,0001,032
Total noninterest income$733,0003,544
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$246,0003,888
Trading account gains and fees$0148
Additional Noninterest Income$487,0002,863
Total noninterest expense$7,329,0001,964
Salaries and employee benefits$4,310,0001,802
Premises and equipment expense$1,319,0001,588
Additional noninterest expense$1,700,0002,490
Pre-tax net operating income$-2,820,0007,998
Securities gains (losses)$789,000210
Applicable income taxes$05,372
Income before extraordinary items$-2,031,0007,876
Extraordinary gains, net$031
Net income$-2,031,0007,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,570
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,258,000272
Net operating income$-2,820,0008,050
2008-06-30 (YTD Data)Rank
Total interest income$9,214,0002,140
Total interest expense$5,055,0001,745
Net interest income$4,159,0002,618
Provision for loan and lease losses$1,910,000817
Total noninterest income$491,0003,549
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$149,0004,068
Trading account gains and fees$0149
Additional Noninterest Income$342,0002,827
Total noninterest expense$5,040,0001,905
Salaries and employee benefits$2,971,0001,762
Premises and equipment expense$878,0001,583
Additional noninterest expense$1,191,0002,363
Pre-tax net operating income$-2,300,0008,196
Securities gains (losses)$420,000362
Applicable income taxes$05,627
Income before extraordinary items$-1,880,0008,191
Extraordinary gains, net$021
Net income$-1,880,0008,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,601
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$324,000322
Net operating income$-2,300,0008,234
2008-03-31 (YTD Data)Rank
Total interest income$4,856,0002,092
Total interest expense$2,703,0001,742
Net interest income$2,153,0002,529
Provision for loan and lease losses$151,0002,116
Total noninterest income$233,0003,672
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$67,0004,239
Trading account gains and fees$0158
Additional Noninterest Income$166,0002,870
Total noninterest expense$2,485,0001,920
Salaries and employee benefits$1,474,0001,788
Premises and equipment expense$445,0001,571
Additional noninterest expense$566,0002,431
Pre-tax net operating income$-250,0007,837
Securities gains (losses)$275,000355
Applicable income taxes$05,622
Income before extraordinary items$25,0006,949
Extraordinary gains, net$015
Net income$25,0006,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,888
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$240,000189
Net operating income$-250,0007,889
2007-12-31 (YTD Data)Rank
Total interest income$18,754,0002,202
Total interest expense$10,452,0001,895
Net interest income$8,302,0002,639
Provision for loan and lease losses$1,205,0001,243
Total noninterest income$940,0003,658
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$162,0005,297
Trading account gains and fees$0178
Additional Noninterest Income$778,0002,599
Total noninterest expense$8,759,0002,100
Salaries and employee benefits$4,950,0002,034
Premises and equipment expense$1,804,0001,480
Additional noninterest expense$2,005,0002,671
Pre-tax net operating income$-722,0007,928
Securities gains (losses)$150,000508
Applicable income taxes$06,070
Income before extraordinary items$-572,0007,922
Extraordinary gains, net$039
Net income$-572,0007,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0002,173
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$252,000683
Net operating income$-722,0007,998
2007-09-30 (YTD Data)Rank
Total interest income$13,743,0002,251
Total interest expense$7,592,0001,937
Net interest income$6,151,0002,676
Provision for loan and lease losses$1,002,000897
Total noninterest income$659,0003,817
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$117,0005,376
Trading account gains and fees$0184
Additional Noninterest Income$542,0002,708
Total noninterest expense$6,501,0002,101
Salaries and employee benefits$3,710,0002,020
Premises and equipment expense$1,363,0001,463
Additional noninterest expense$1,428,0002,732
Pre-tax net operating income$-693,0008,182
Securities gains (losses)$72,000559
Applicable income taxes$06,220
Income before extraordinary items$-621,0008,191
Extraordinary gains, net$033
Net income$-621,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,364
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$179,000616
Net operating income$-693,0008,219
2007-06-30 (YTD Data)Rank
Total interest income$8,851,0002,358
Total interest expense$4,827,0002,009
Net interest income$4,024,0002,740
Provision for loan and lease losses$255,0001,760
Total noninterest income$381,0004,142
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$82,0005,310
Trading account gains and fees$0168
Additional Noninterest Income$299,0003,016
Total noninterest expense$4,298,0002,136
Salaries and employee benefits$2,459,0002,076
Premises and equipment expense$918,0001,453
Additional noninterest expense$921,0002,816
Pre-tax net operating income$-148,0008,041
Securities gains (losses)$80,000450
Applicable income taxes$06,265
Income before extraordinary items$-68,0007,938
Extraordinary gains, net$029
Net income$-68,0007,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,525
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$119,000569
Net operating income$-148,0008,063
2007-03-31 (YTD Data)Rank
Total interest income$4,264,0002,421
Total interest expense$2,320,0002,060
Net interest income$1,944,0002,833
Provision for loan and lease losses$130,0001,659
Total noninterest income$181,0004,244
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$56,0004,665
Trading account gains and fees$0195
Additional Noninterest Income$125,0003,340
Total noninterest expense$2,090,0002,220
Salaries and employee benefits$1,170,0002,202
Premises and equipment expense$459,0001,459
Additional noninterest expense$461,0002,787
Pre-tax net operating income$-95,0008,143
Securities gains (losses)$15,000615
Applicable income taxes$06,196
Income before extraordinary items$-80,0008,132
Extraordinary gains, net$022
Net income$-80,0008,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$59,000456
Net operating income$-95,0008,161
2006-12-31 (YTD Data)Rank
Total interest income$13,472,0002,798
Total interest expense$7,274,0002,214
Net interest income$6,198,0003,438
Provision for loan and lease losses$785,0001,293
Total noninterest income$424,0005,472
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$157,0005,441
Trading account gains and fees$0130
Additional Noninterest Income$267,0004,518
Total noninterest expense$6,772,0002,589
Salaries and employee benefits$3,759,0002,579
Premises and equipment expense$1,488,0001,705
Additional noninterest expense$1,525,0003,252
Pre-tax net operating income$-935,0008,403
Securities gains (losses)$-94,0008,182
Applicable income taxes$06,600
Income before extraordinary items$-1,029,0008,465
Extraordinary gains, net$051
Net income$-1,029,0008,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$11,711,000185
Net operating income$-935,0008,431
2006-09-30 (YTD Data)Rank
Total interest income$9,382,0002,961
Total interest expense$5,068,0002,294
Net interest income$4,314,0003,657
Provision for loan and lease losses$553,0001,289
Total noninterest income$301,0005,628
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$109,0005,651
Trading account gains and fees$0126
Additional Noninterest Income$192,0004,614
Total noninterest expense$4,974,0002,635
Salaries and employee benefits$2,763,0002,630
Premises and equipment expense$1,079,0001,764
Additional noninterest expense$1,132,0003,276
Pre-tax net operating income$-912,0008,559
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-912,0008,588
Extraordinary gains, net$045
Net income$-912,0008,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$11,670,000136
Net operating income$-912,0008,580
2006-06-30 (YTD Data)Rank
Total interest income$5,676,0003,176
Total interest expense$3,063,0002,391
Net interest income$2,613,0003,924
Provision for loan and lease losses$311,0001,424
Total noninterest income$193,0005,721
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$65,0005,844
Trading account gains and fees$0126
Additional Noninterest Income$128,0004,615
Total noninterest expense$3,259,0002,700
Salaries and employee benefits$1,830,0002,642
Premises and equipment expense$698,0001,809
Additional noninterest expense$731,0003,352
Pre-tax net operating income$-764,0008,643
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-764,0008,660
Extraordinary gains, net$039
Net income$-764,0008,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$41,000656
Net operating income$-764,0008,652
2006-03-31 (YTD Data)Rank
Total interest income$2,549,0003,392
Total interest expense$1,325,0002,600
Net interest income$1,224,0004,106
Provision for loan and lease losses$115,0001,817
Total noninterest income$83,0005,997
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$27,0006,103
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,890
Total noninterest expense$1,584,0002,767
Salaries and employee benefits$861,0002,794
Premises and equipment expense$343,0001,838
Additional noninterest expense$380,0003,262
Pre-tax net operating income$-392,0008,661
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-392,0008,676
Extraordinary gains, net$021
Net income$-392,0008,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$58,000383
Net operating income$-392,0008,667
2005-12-31 (YTD Data)Rank
Total interest income$4,562,0005,443
Total interest expense$1,991,0004,443
Net interest income$2,571,0005,962
Provision for loan and lease losses$1,433,000748
Total noninterest income$213,0006,967
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$54,0007,024
Trading account gains and fees$0138
Additional Noninterest Income$159,0005,623
Total noninterest expense$4,896,0003,293
Salaries and employee benefits$2,605,0003,364
Premises and equipment expense$970,0002,439
Additional noninterest expense$1,321,0003,572
Pre-tax net operating income$-3,545,0008,807
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-3,545,0008,811
Extraordinary gains, net$046
Net income$-3,545,0008,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$22,133,00058
Net operating income$-3,545,0008,799
2005-09-30 (YTD Data)Rank
Total interest income$2,448,0006,368
Total interest expense$930,0005,642
Net interest income$1,518,0006,644
Provision for loan and lease losses$1,009,000752
Total noninterest income$142,0007,171
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$31,0007,250
Trading account gains and fees$0126
Additional Noninterest Income$111,0005,769
Total noninterest expense$3,632,0003,297
Salaries and employee benefits$1,998,0003,277
Premises and equipment expense$640,0002,706
Additional noninterest expense$994,0003,517
Pre-tax net operating income$-2,981,0008,834
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-2,981,0008,840
Extraordinary gains, net$035
Net income$-2,981,0008,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$22,237,00043
Net operating income$-2,981,0008,825
2005-06-30 (YTD Data)Rank
Total interest income$971,0007,509
Total interest expense$323,0007,049
Net interest income$648,0007,623
Provision for loan and lease losses$631,000785
Total noninterest income$70,0007,611
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$14,0007,451
Trading account gains and fees$0116
Additional Noninterest Income$56,0006,224
Total noninterest expense$2,309,0003,407
Salaries and employee benefits$1,254,0003,427
Premises and equipment expense$382,0002,972
Additional noninterest expense$673,0003,461
Pre-tax net operating income$-2,222,0008,845
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-2,222,0008,850
Extraordinary gains, net$030
Net income$-2,222,0008,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$22,237,00025
Net operating income$-2,222,0008,836
2005-03-31 (YTD Data)Rank
Total interest income$229,0008,513
Total interest expense$72,0008,236
Net interest income$157,0008,562
Provision for loan and lease losses$242,000951
Total noninterest income$12,0008,547
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$3,0007,690
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,829
Total noninterest expense$1,137,0003,465
Salaries and employee benefits$604,0003,552
Premises and equipment expense$171,0003,298
Additional noninterest expense$362,0003,277
Pre-tax net operating income$-1,210,0008,904
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-1,210,0008,910
Extraordinary gains, net$024
Net income$-1,210,0008,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$22,237,00016
Net operating income$-1,210,0008,900

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.