Home > Palmetto State Bank > Income and Expense

Palmetto State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,388,0001,866
Total interest expense$3,107,0002,571
Net interest income$17,281,0001,624
Provision for loan and lease losses$-1,900,0004,528
Total noninterest income$3,338,0001,528
Gross Fiduciary activities income$0981
Service charges on deposit accounts$978,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$2,360,0001,466
Total noninterest expense$13,892,0001,625
Salaries and employee benefits$7,134,0001,739
Premises and equipment expense$1,295,0001,707
Additional noninterest expense$2,360,0001,466
Pre-tax net operating income$8,627,0001,315
Securities gains (losses)$0988
Applicable income taxes$1,341,0001,251
Income before extraordinary items$7,286,0001,296
Extraordinary gains, net$054
Net income$7,286,0001,312
Minority interest net income$088
Net income of bank and minority interests.$7,286,0001,299
Net charge-offs$-1,774,0004,579
Cash dividends$3,200,0001,132
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,286,0001,320
2023-09-30 (YTD Data)Rank
Total interest income$15,151,0001,845
Total interest expense$2,021,0002,635
Net interest income$13,130,0001,618
Provision for loan and lease losses$-1,900,0004,558
Total noninterest income$2,802,0001,425
Gross Fiduciary activities income$0950
Service charges on deposit accounts$731,0001,004
Trading account gains and feesNANA
Additional Noninterest Income$2,071,0001,322
Total noninterest expense$10,439,0001,611
Salaries and employee benefits$5,084,0001,807
Premises and equipment expense$1,165,0001,495
Additional noninterest expense$2,071,0001,322
Pre-tax net operating income$7,393,0001,214
Securities gains (losses)$0849
Applicable income taxes$1,346,0001,077
Income before extraordinary items$6,047,0001,244
Extraordinary gains, net$052
Net income$6,047,0001,253
Minority interest net income$081
Net income of bank and minority interests.$6,047,0001,244
Net charge-offs$-1,766,0004,612
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,047,0001,267
2023-06-30 (YTD Data)Rank
Total interest income$9,987,0001,829
Total interest expense$1,154,0002,669
Net interest income$8,833,0001,619
Provision for loan and lease losses$-1,900,0004,598
Total noninterest income$2,083,0001,268
Gross Fiduciary activities income$0931
Service charges on deposit accounts$483,000996
Trading account gains and feesNANA
Additional Noninterest Income$1,600,0001,143
Total noninterest expense$7,164,0001,557
Salaries and employee benefits$3,509,0001,759
Premises and equipment expense$962,0001,257
Additional noninterest expense$1,600,0001,142
Pre-tax net operating income$5,652,0001,102
Securities gains (losses)$0938
Applicable income taxes$1,032,000991
Income before extraordinary items$4,620,0001,119
Extraordinary gains, net$051
Net income$4,620,0001,132
Minority interest net income$081
Net income of bank and minority interests.$4,620,0001,119
Net charge-offs$-1,833,0004,638
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,620,0001,128
2023-03-31 (YTD Data)Rank
Total interest income$4,984,0001,817
Total interest expense$426,0002,788
Net interest income$4,558,0001,586
Provision for loan and lease losses$02,612
Total noninterest income$880,0001,406
Gross Fiduciary activities income$0913
Service charges on deposit accounts$247,000999
Trading account gains and feesNANA
Additional Noninterest Income$633,0001,309
Total noninterest expense$3,753,0001,517
Salaries and employee benefits$1,874,0001,704
Premises and equipment expense$471,0001,305
Additional noninterest expense$633,0001,309
Pre-tax net operating income$1,685,0001,655
Securities gains (losses)$0950
Applicable income taxes$516,0001,026
Income before extraordinary items$1,169,0001,895
Extraordinary gains, net$04
Net income$1,169,0001,895
Minority interest net income$048
Net income of bank and minority interests.$1,169,0001,895
Net charge-offs$-1,757,0004,671
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,169,0001,909
2022-12-31 (YTD Data)Rank
Total interest income$20,158,0001,564
Total interest expense$1,171,0002,215
Net interest income$18,987,0001,505
Provision for loan and lease losses$300,0001,513
Total noninterest income$4,225,0001,325
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,032,000990
Trading account gains and feesNANA
Additional Noninterest Income$3,193,0001,206
Total noninterest expense$14,727,0001,510
Salaries and employee benefits$7,056,0001,741
Premises and equipment expense$1,154,0001,864
Additional noninterest expense$3,193,0001,206
Pre-tax net operating income$8,185,0001,456
Securities gains (losses)$0691
Applicable income taxes$1,507,0001,259
Income before extraordinary items$6,678,0001,516
Extraordinary gains, net$05
Net income$6,678,0001,514
Minority interest net income$063
Net income of bank and minority interests.$6,678,0001,515
Net charge-offs$-771,0004,641
Cash dividends$3,500,0001,029
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,678,0001,534
2022-09-30 (YTD Data)Rank
Total interest income$14,917,0001,530
Total interest expense$813,0002,018
Net interest income$14,104,0001,484
Provision for loan and lease losses$670,000811
Total noninterest income$3,333,0001,306
Gross Fiduciary activities income$0968
Service charges on deposit accounts$785,000989
Trading account gains and feesNANA
Additional Noninterest Income$2,548,0001,187
Total noninterest expense$10,499,0001,571
Salaries and employee benefits$5,431,0001,693
Premises and equipment expense$1,454,0001,251
Additional noninterest expense$2,548,0001,187
Pre-tax net operating income$6,268,0001,441
Securities gains (losses)$0740
Applicable income taxes$1,548,0001,044
Income before extraordinary items$4,720,0001,561
Extraordinary gains, net$04
Net income$4,720,0001,560
Minority interest net income$057
Net income of bank and minority interests.$4,720,0001,561
Net charge-offs$-317,0004,570
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,720,0001,593
2022-06-30 (YTD Data)Rank
Total interest income$9,872,0001,486
Total interest expense$471,0002,030
Net interest income$9,401,0001,455
Provision for loan and lease losses$600,000609
Total noninterest income$2,361,0001,247
Gross Fiduciary activities income$0925
Service charges on deposit accounts$530,000969
Trading account gains and feesNANA
Additional Noninterest Income$1,831,0001,157
Total noninterest expense$7,663,0001,439
Salaries and employee benefits$3,569,0001,697
Premises and equipment expense$941,0001,284
Additional noninterest expense$3,153,0001,107
Pre-tax net operating income$3,499,0001,553
Securities gains (losses)$0687
Applicable income taxes$1,032,000994
Income before extraordinary items$2,467,0001,730
Extraordinary gains, net$04
Net income$2,467,0001,730
Minority interest net income$060
Net income of bank and minority interests.$2,467,0001,730
Net charge-offs$-55,0004,219
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,467,0001,768
2022-03-31 (YTD Data)Rank
Total interest income$5,007,0001,434
Total interest expense$179,0002,380
Net interest income$4,828,0001,394
Provision for loan and lease losses$300,000484
Total noninterest income$975,0001,394
Gross Fiduciary activities income$0892
Service charges on deposit accounts$269,000955
Trading account gains and feesNANA
Additional Noninterest Income$706,0001,371
Total noninterest expense$3,806,0001,436
Salaries and employee benefits$1,874,0001,640
Premises and equipment expense$425,0001,400
Additional noninterest expense$1,507,0001,141
Pre-tax net operating income$1,697,0001,507
Securities gains (losses)$0623
Applicable income taxes$516,000952
Income before extraordinary items$1,181,0001,719
Extraordinary gains, net$04
Net income$1,181,0001,719
Minority interest net income$050
Net income of bank and minority interests.$1,181,0001,719
Net charge-offs$-11,0003,948
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,181,0001,740
2021-12-31 (YTD Data)Rank
Total interest income$20,589,0001,447
Total interest expense$645,0002,811
Net interest income$19,944,0001,371
Provision for loan and lease losses$1,225,000481
Total noninterest income$5,150,0001,291
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,059,000936
Trading account gains and feesNANA
Additional Noninterest Income$4,091,0001,229
Total noninterest expense$13,302,0001,600
Salaries and employee benefits$6,827,0001,748
Premises and equipment expense$1,133,0001,889
Additional noninterest expense$5,342,0001,253
Pre-tax net operating income$10,567,0001,227
Securities gains (losses)$02,062
Applicable income taxes$1,700,0001,215
Income before extraordinary items$8,867,0001,253
Extraordinary gains, net$010
Net income$8,867,0001,252
Minority interest net income$074
Net income of bank and minority interests.$8,867,0001,253
Net charge-offs$1,040,000407
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,867,0001,236
2021-09-30 (YTD Data)Rank
Total interest income$15,592,0001,460
Total interest expense$484,0002,896
Net interest income$15,108,0001,376
Provision for loan and lease losses$805,000545
Total noninterest income$4,095,0001,261
Gross Fiduciary activities income$0957
Service charges on deposit accounts$794,000926
Trading account gains and feesNANA
Additional Noninterest Income$3,301,0001,204
Total noninterest expense$9,108,0001,726
Salaries and employee benefits$5,261,0001,719
Premises and equipment expense$1,281,0001,403
Additional noninterest expense$2,566,0001,789
Pre-tax net operating income$9,290,0001,142
Securities gains (losses)$02,015
Applicable income taxes$1,548,0001,128
Income before extraordinary items$7,742,0001,168
Extraordinary gains, net$08
Net income$7,742,0001,169
Minority interest net income$069
Net income of bank and minority interests.$7,742,0001,169
Net charge-offs$-1,117,0004,873
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,742,0001,151
2021-06-30 (YTD Data)Rank
Total interest income$10,514,0001,447
Total interest expense$324,0002,977
Net interest income$10,190,0001,356
Provision for loan and lease losses$505,000600
Total noninterest income$2,943,0001,199
Gross Fiduciary activities income$0951
Service charges on deposit accounts$510,000926
Trading account gains and feesNANA
Additional Noninterest Income$2,433,0001,127
Total noninterest expense$5,902,0001,757
Salaries and employee benefits$3,416,0001,746
Premises and equipment expense$828,0001,433
Additional noninterest expense$1,658,0001,811
Pre-tax net operating income$6,726,0001,048
Securities gains (losses)$01,818
Applicable income taxes$1,032,0001,126
Income before extraordinary items$5,694,0001,072
Extraordinary gains, net$06
Net income$5,694,0001,073
Minority interest net income$067
Net income of bank and minority interests.$5,694,0001,073
Net charge-offs$-1,423,0004,921
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,694,0001,050
2021-03-31 (YTD Data)Rank
Total interest income$5,424,0001,395
Total interest expense$167,0003,021
Net interest income$5,257,0001,298
Provision for loan and lease losses$265,000663
Total noninterest income$1,335,0001,270
Gross Fiduciary activities income$0922
Service charges on deposit accounts$258,000891
Trading account gains and feesNANA
Additional Noninterest Income$1,077,0001,213
Total noninterest expense$2,727,0001,846
Salaries and employee benefits$1,586,0001,831
Premises and equipment expense$410,0001,459
Additional noninterest expense$731,0001,972
Pre-tax net operating income$3,600,000999
Securities gains (losses)$01,392
Applicable income taxes$516,0001,116
Income before extraordinary items$3,084,000994
Extraordinary gains, net$03
Net income$3,084,000994
Minority interest net income$055
Net income of bank and minority interests.$3,084,000994
Net charge-offs$-1,395,0004,963
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,084,000967
2020-12-31 (YTD Data)Rank
Total interest income$17,733,0001,652
Total interest expense$1,006,0002,921
Net interest income$16,727,0001,501
Provision for loan and lease losses$1,164,0001,466
Total noninterest income$4,018,0001,460
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,020,000934
Trading account gains and feesNANA
Additional Noninterest Income$2,998,0001,432
Total noninterest expense$11,247,0001,782
Salaries and employee benefits$6,807,0001,710
Premises and equipment expense$1,432,0001,568
Additional noninterest expense$3,008,0001,907
Pre-tax net operating income$8,334,0001,222
Securities gains (losses)$773,000450
Applicable income taxes$1,520,0001,126
Income before extraordinary items$7,587,0001,185
Extraordinary gains, net$04
Net income$7,587,0001,185
Minority interest net income$072
Net income of bank and minority interests.$7,587,0001,185
Net charge-offs$1,157,000595
Cash dividends$2,500,0001,288
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,945,4101,231
2020-09-30 (YTD Data)Rank
Total interest income$13,005,0001,693
Total interest expense$795,0002,942
Net interest income$12,210,0001,533
Provision for loan and lease losses$876,0001,473
Total noninterest income$2,838,0001,478
Gross Fiduciary activities income$0981
Service charges on deposit accounts$752,000948
Trading account gains and feesNANA
Additional Noninterest Income$2,086,0001,447
Total noninterest expense$8,846,0001,706
Salaries and employee benefits$5,130,0001,698
Premises and equipment expense$1,397,0001,258
Additional noninterest expense$2,319,0001,858
Pre-tax net operating income$5,326,0001,328
Securities gains (losses)$772,000366
Applicable income taxes$1,070,0001,136
Income before extraordinary items$5,028,0001,263
Extraordinary gains, net$04
Net income$5,028,0001,262
Minority interest net income$065
Net income of bank and minority interests.$5,028,0001,263
Net charge-offs$1,018,000499
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,394,9601,356
2020-06-30 (YTD Data)Rank
Total interest income$8,695,0001,702
Total interest expense$551,0002,999
Net interest income$8,144,0001,524
Provision for loan and lease losses$588,0001,498
Total noninterest income$1,927,0001,394
Gross Fiduciary activities income$0970
Service charges on deposit accounts$514,000929
Trading account gains and feesNANA
Additional Noninterest Income$1,413,0001,360
Total noninterest expense$6,125,0001,651
Salaries and employee benefits$3,311,0001,735
Premises and equipment expense$990,0001,183
Additional noninterest expense$1,824,0001,617
Pre-tax net operating income$3,358,0001,320
Securities gains (losses)$772,000270
Applicable income taxes$863,000937
Income before extraordinary items$3,267,0001,222
Extraordinary gains, net$04
Net income$3,267,0001,222
Minority interest net income$065
Net income of bank and minority interests.$3,267,0001,222
Net charge-offs$686,000495
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,657,1201,421
2020-03-31 (YTD Data)Rank
Total interest income$4,607,0001,618
Total interest expense$302,0003,012
Net interest income$4,305,0001,427
Provision for loan and lease losses$300,0001,167
Total noninterest income$996,0001,286
Gross Fiduciary activities income$0941
Service charges on deposit accounts$297,000953
Trading account gains and feesNANA
Additional Noninterest Income$699,0001,239
Total noninterest expense$3,066,0001,664
Salaries and employee benefits$1,606,0001,781
Premises and equipment expense$495,0001,198
Additional noninterest expense$965,0001,566
Pre-tax net operating income$1,935,0001,072
Securities gains (losses)$01,705
Applicable income taxes$376,000917
Income before extraordinary items$1,559,0001,155
Extraordinary gains, net$04
Net income$1,559,0001,154
Minority interest net income$056
Net income of bank and minority interests.$1,559,0001,155
Net charge-offs$-376,0005,077
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,559,0001,134
2019-12-31 (YTD Data)Rank
Total interest income$19,360,0001,555
Total interest expense$1,341,0002,894
Net interest income$18,019,0001,357
Provision for loan and lease losses$840,0001,036
Total noninterest income$3,302,0001,471
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,254,000934
Trading account gains and feesNANA
Additional Noninterest Income$2,048,0001,513
Total noninterest expense$11,134,0001,754
Salaries and employee benefits$6,668,0001,697
Premises and equipment expense$1,525,0001,478
Additional noninterest expense$2,941,0001,961
Pre-tax net operating income$9,347,0001,106
Securities gains (losses)$02,379
Applicable income taxes$1,850,000946
Income before extraordinary items$7,497,0001,182
Extraordinary gains, net$011
Net income$7,497,0001,183
Minority interest net income$076
Net income of bank and minority interests.$7,497,0001,184
Net charge-offs$1,538,000504
Cash dividends$26,000,000260
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,497,0001,156
2019-09-30 (YTD Data)Rank
Total interest income$14,753,0001,557
Total interest expense$1,017,0002,903
Net interest income$13,736,0001,348
Provision for loan and lease losses$526,0001,119
Total noninterest income$2,210,0001,576
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$935,000943
Trading account gains and feesNANA
Additional Noninterest Income$1,275,0001,674
Total noninterest expense$8,627,0001,715
Salaries and employee benefits$4,908,0001,727
Premises and equipment expense$1,428,0001,228
Additional noninterest expense$2,291,0001,883
Pre-tax net operating income$6,793,0001,158
Securities gains (losses)$02,167
Applicable income taxes$1,575,000908
Income before extraordinary items$5,218,0001,268
Extraordinary gains, net$011
Net income$5,218,0001,269
Minority interest net income$072
Net income of bank and minority interests.$5,218,0001,270
Net charge-offs$-279,0005,119
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,218,0001,244
2019-06-30 (YTD Data)Rank
Total interest income$9,887,0001,551
Total interest expense$670,0002,908
Net interest income$9,217,0001,348
Provision for loan and lease losses$210,0001,506
Total noninterest income$1,675,0001,441
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$629,000925
Trading account gains and feesNANA
Additional Noninterest Income$1,046,0001,452
Total noninterest expense$6,048,0001,647
Salaries and employee benefits$3,310,0001,725
Premises and equipment expense$1,010,0001,170
Additional noninterest expense$1,728,0001,706
Pre-tax net operating income$4,634,0001,108
Securities gains (losses)$01,702
Applicable income taxes$1,050,000885
Income before extraordinary items$3,584,0001,215
Extraordinary gains, net$011
Net income$3,584,0001,215
Minority interest net income$069
Net income of bank and minority interests.$3,584,0001,215
Net charge-offs$-201,0005,153
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,584,0001,192
2019-03-31 (YTD Data)Rank
Total interest income$4,934,0001,542
Total interest expense$317,0002,955
Net interest income$4,617,0001,345
Provision for loan and lease losses$03,406
Total noninterest income$654,0001,636
Gross Fiduciary activities income$0972
Service charges on deposit accounts$313,000923
Trading account gains and feesNANA
Additional Noninterest Income$341,0001,834
Total noninterest expense$2,706,0001,802
Salaries and employee benefits$1,524,0001,843
Premises and equipment expense$481,0001,241
Additional noninterest expense$701,0002,025
Pre-tax net operating income$2,565,0001,005
Securities gains (losses)$01,087
Applicable income taxes$525,000876
Income before extraordinary items$2,040,0001,067
Extraordinary gains, net$05
Net income$2,040,0001,066
Minority interest net income$052
Net income of bank and minority interests.$2,040,0001,066
Net charge-offs$-150,0005,240
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,040,0001,048
2018-12-31 (YTD Data)Rank
Total interest income$19,303,0001,484
Total interest expense$1,227,0002,638
Net interest income$18,076,0001,349
Provision for loan and lease losses$04,082
Total noninterest income$3,516,0001,382
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,283,000934
Trading account gains and feesNANA
Additional Noninterest Income$2,233,0001,393
Total noninterest expense$10,967,0001,756
Salaries and employee benefits$6,700,0001,661
Premises and equipment expense$1,395,0001,606
Additional noninterest expense$2,872,0001,997
Pre-tax net operating income$10,625,000988
Securities gains (losses)$01,125
Applicable income taxes$2,400,000770
Income before extraordinary items$8,225,0001,077
Extraordinary gains, net$06
Net income$8,225,0001,076
Minority interest net income$072
Net income of bank and minority interests.$8,225,0001,076
Net charge-offs$583,000862
Cash dividends$5,000,000730
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,225,0001,074
2018-09-30 (YTD Data)Rank
Total interest income$14,380,0001,482
Total interest expense$915,0002,566
Net interest income$13,465,0001,352
Provision for loan and lease losses$187,0002,048
Total noninterest income$2,743,0001,361
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$912,000978
Trading account gains and feesNANA
Additional Noninterest Income$1,831,0001,328
Total noninterest expense$8,614,0001,681
Salaries and employee benefits$4,766,0001,728
Premises and equipment expense$435,0002,922
Additional noninterest expense$3,413,0001,352
Pre-tax net operating income$7,407,0001,058
Securities gains (losses)$01,118
Applicable income taxes$1,740,000800
Income before extraordinary items$5,667,0001,142
Extraordinary gains, net$05
Net income$5,667,0001,141
Minority interest net income$066
Net income of bank and minority interests.$5,667,0001,141
Net charge-offs$7,0003,112
Cash dividends$2,500,000894
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,667,0001,134
2018-06-30 (YTD Data)Rank
Total interest income$9,468,0001,489
Total interest expense$603,0002,514
Net interest income$8,865,0001,360
Provision for loan and lease losses$137,0001,914
Total noninterest income$1,817,0001,368
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$613,000968
Trading account gains and feesNANA
Additional Noninterest Income$1,204,0001,355
Total noninterest expense$5,829,0001,665
Salaries and employee benefits$3,252,0001,717
Premises and equipment expense$907,0001,289
Additional noninterest expense$1,670,0001,757
Pre-tax net operating income$4,716,0001,078
Securities gains (losses)$0961
Applicable income taxes$1,155,000792
Income before extraordinary items$3,561,0001,162
Extraordinary gains, net$06
Net income$3,561,0001,160
Minority interest net income$065
Net income of bank and minority interests.$3,561,0001,161
Net charge-offs$-486,0005,463
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,561,0001,162
2018-03-31 (YTD Data)Rank
Total interest income$4,700,0001,484
Total interest expense$294,0002,494
Net interest income$4,406,0001,366
Provision for loan and lease losses$137,0001,236
Total noninterest income$898,0001,369
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$321,000932
Trading account gains and feesNANA
Additional Noninterest Income$577,0001,366
Total noninterest expense$2,812,0001,732
Salaries and employee benefits$1,518,0001,828
Premises and equipment expense$516,0001,161
Additional noninterest expense$778,0001,861
Pre-tax net operating income$2,355,0001,046
Securities gains (losses)$0735
Applicable income taxes$570,000782
Income before extraordinary items$1,785,0001,143
Extraordinary gains, net$07
Net income$1,785,0001,142
Minority interest net income$052
Net income of bank and minority interests.$1,785,0001,143
Net charge-offs$-204,0005,482
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,785,0001,136
2017-12-31 (YTD Data)Rank
Total interest income$18,348,0001,466
Total interest expense$1,162,0002,293
Net interest income$17,186,0001,368
Provision for loan and lease losses$04,227
Total noninterest income$4,304,0001,223
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,301,000940
Trading account gains and feesNANA
Additional Noninterest Income$3,003,0001,161
Total noninterest expense$10,693,0001,808
Salaries and employee benefits$6,335,0001,736
Premises and equipment expense$1,666,0001,377
Additional noninterest expense$2,692,0002,131
Pre-tax net operating income$10,797,000927
Securities gains (losses)$02,243
Applicable income taxes$3,760,000814
Income before extraordinary items$7,037,0001,016
Extraordinary gains, net$09
Net income$7,037,0001,016
Minority interest net income$076
Net income of bank and minority interests.$7,037,0001,016
Net charge-offs$103,0002,393
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,037,0001,002
2017-09-30 (YTD Data)Rank
Total interest income$13,670,0001,464
Total interest expense$864,0002,289
Net interest income$12,806,0001,383
Provision for loan and lease losses$124,0002,483
Total noninterest income$3,535,0001,189
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$965,000948
Trading account gains and feesNANA
Additional Noninterest Income$2,570,0001,080
Total noninterest expense$8,222,0001,745
Salaries and employee benefits$4,579,0001,805
Premises and equipment expense$1,430,0001,231
Additional noninterest expense$2,213,0001,959
Pre-tax net operating income$7,995,000963
Securities gains (losses)$02,274
Applicable income taxes$2,425,000803
Income before extraordinary items$5,570,0001,064
Extraordinary gains, net$09
Net income$5,570,0001,063
Minority interest net income$071
Net income of bank and minority interests.$5,570,0001,064
Net charge-offs$-460,0005,635
Cash dividends$2,500,000883
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,570,0001,049
2017-06-30 (YTD Data)Rank
Total interest income$9,084,0001,456
Total interest expense$568,0002,267
Net interest income$8,516,0001,386
Provision for loan and lease losses$82,0002,419
Total noninterest income$1,749,0001,441
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$639,000944
Trading account gains and feesNANA
Additional Noninterest Income$1,110,0001,452
Total noninterest expense$5,437,0001,770
Salaries and employee benefits$3,116,0001,761
Premises and equipment expense$952,0001,244
Additional noninterest expense$1,369,0002,077
Pre-tax net operating income$4,746,0001,033
Securities gains (losses)$01,906
Applicable income taxes$1,230,000955
Income before extraordinary items$3,516,0001,098
Extraordinary gains, net$011
Net income$3,516,0001,098
Minority interest net income$071
Net income of bank and minority interests.$3,516,0001,098
Net charge-offs$-417,0005,707
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,516,0001,085
2017-03-31 (YTD Data)Rank
Total interest income$4,471,0001,470
Total interest expense$278,0002,290
Net interest income$4,193,0001,394
Provision for loan and lease losses$40,0002,253
Total noninterest income$893,0001,400
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$330,000918
Trading account gains and feesNANA
Additional Noninterest Income$563,0001,424
Total noninterest expense$2,571,0001,880
Salaries and employee benefits$1,459,0001,894
Premises and equipment expense$475,0001,250
Additional noninterest expense$637,0002,206
Pre-tax net operating income$2,475,000976
Securities gains (losses)$01,153
Applicable income taxes$630,000927
Income before extraordinary items$1,845,0001,030
Extraordinary gains, net$08
Net income$1,845,0001,031
Minority interest net income$055
Net income of bank and minority interests.$1,845,0001,030
Net charge-offs$-365,0005,790
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,845,0001,014
2016-12-31 (YTD Data)Rank
Total interest income$17,248,0001,473
Total interest expense$1,102,0002,264
Net interest income$16,146,0001,400
Provision for loan and lease losses$04,332
Total noninterest income$4,283,0001,282
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,425,000883
Trading account gains and fees$0170
Additional Noninterest Income$2,858,0001,245
Total noninterest expense$11,114,0001,723
Salaries and employee benefits$6,391,0001,688
Premises and equipment expense$1,794,0001,299
Additional noninterest expense$2,929,0002,017
Pre-tax net operating income$9,315,000977
Securities gains (losses)$03,212
Applicable income taxes$2,837,000819
Income before extraordinary items$6,478,0001,123
Extraordinary gains, net$05
Net income$6,478,0001,121
Minority interest net income$082
Net income of bank and minority interests.$6,478,0001,122
Net charge-offs$-241,0005,687
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,478,0001,104
2016-09-30 (YTD Data)Rank
Total interest income$13,047,0001,462
Total interest expense$824,0002,276
Net interest income$12,223,0001,391
Provision for loan and lease losses$04,186
Total noninterest income$3,239,0001,264
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,064,000886
Trading account gains and fees$0169
Additional Noninterest Income$2,175,0001,235
Total noninterest expense$8,507,0001,703
Salaries and employee benefits$4,737,0001,704
Premises and equipment expense$1,448,0001,224
Additional noninterest expense$2,322,0001,916
Pre-tax net operating income$6,955,000990
Securities gains (losses)$03,160
Applicable income taxes$2,222,000811
Income before extraordinary items$4,733,0001,159
Extraordinary gains, net$05
Net income$4,733,0001,159
Minority interest net income$071
Net income of bank and minority interests.$4,733,0001,159
Net charge-offs$-398,0005,835
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,733,0001,130
2016-06-30 (YTD Data)Rank
Total interest income$8,742,0001,455
Total interest expense$547,0002,284
Net interest income$8,195,0001,394
Provision for loan and lease losses$04,017
Total noninterest income$2,218,0001,226
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$704,000883
Trading account gains and fees$0157
Additional Noninterest Income$1,514,0001,183
Total noninterest expense$5,674,0001,705
Salaries and employee benefits$3,298,0001,644
Premises and equipment expense$945,0001,249
Additional noninterest expense$1,431,0002,063
Pre-tax net operating income$4,739,000972
Securities gains (losses)$02,835
Applicable income taxes$1,360,000852
Income before extraordinary items$3,379,0001,087
Extraordinary gains, net$016
Net income$3,379,0001,086
Minority interest net income$071
Net income of bank and minority interests.$3,379,0001,086
Net charge-offs$-131,0005,760
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,379,0001,065
2016-03-31 (YTD Data)Rank
Total interest income$4,418,0001,432
Total interest expense$273,0002,294
Net interest income$4,145,0001,379
Provision for loan and lease losses$03,656
Total noninterest income$1,075,0001,231
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$351,000873
Trading account gains and fees$0142
Additional Noninterest Income$724,0001,177
Total noninterest expense$2,801,0001,728
Salaries and employee benefits$1,574,0001,722
Premises and equipment expense$479,0001,225
Additional noninterest expense$748,0001,953
Pre-tax net operating income$2,419,000932
Securities gains (losses)$02,077
Applicable income taxes$600,000918
Income before extraordinary items$1,819,000987
Extraordinary gains, net$012
Net income$1,819,000988
Minority interest net income$062
Net income of bank and minority interests.$1,819,000988
Net charge-offs$-198,0005,989
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,819,000951
2015-12-31 (YTD Data)Rank
Total interest income$17,457,0001,419
Total interest expense$1,091,0002,282
Net interest income$16,366,0001,366
Provision for loan and lease losses$410,0001,563
Total noninterest income$5,334,0001,075
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,443,000887
Trading account gains and fees$0159
Additional Noninterest Income$3,891,000979
Total noninterest expense$11,018,0001,722
Salaries and employee benefits$5,953,0001,756
Premises and equipment expense$1,448,0001,581
Additional noninterest expense$3,617,0001,675
Pre-tax net operating income$10,272,000874
Securities gains (losses)$03,216
Applicable income taxes$3,164,000722
Income before extraordinary items$7,108,000999
Extraordinary gains, net$023
Net income$7,108,000999
Minority interest net income$081
Net income of bank and minority interests.$7,108,000999
Net charge-offs$163,0002,177
Cash dividends$2,500,0001,129
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,108,000979
2015-09-30 (YTD Data)Rank
Total interest income$12,915,0001,448
Total interest expense$817,0002,303
Net interest income$12,098,0001,396
Provision for loan and lease losses$410,0001,212
Total noninterest income$4,617,000984
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,085,000884
Trading account gains and fees$0153
Additional Noninterest Income$3,532,000859
Total noninterest expense$9,425,0001,547
Salaries and employee benefits$4,419,0001,779
Premises and equipment expense$370,0003,549
Additional noninterest expense$4,636,0001,060
Pre-tax net operating income$6,880,000975
Securities gains (losses)$03,031
Applicable income taxes$2,185,000791
Income before extraordinary items$4,695,0001,135
Extraordinary gains, net$021
Net income$4,695,0001,133
Minority interest net income$078
Net income of bank and minority interests.$4,695,0001,135
Net charge-offs$1,0004,077
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,695,0001,100
2015-06-30 (YTD Data)Rank
Total interest income$8,727,0001,440
Total interest expense$546,0002,309
Net interest income$8,181,0001,377
Provision for loan and lease losses$320,0001,050
Total noninterest income$2,254,0001,227
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$710,000890
Trading account gains and fees$0157
Additional Noninterest Income$1,544,0001,163
Total noninterest expense$5,393,0001,777
Salaries and employee benefits$2,997,0001,765
Premises and equipment expense$1,008,0001,195
Additional noninterest expense$1,388,0002,135
Pre-tax net operating income$4,722,000944
Securities gains (losses)$02,636
Applicable income taxes$1,585,000747
Income before extraordinary items$3,137,0001,120
Extraordinary gains, net$022
Net income$3,137,0001,119
Minority interest net income$075
Net income of bank and minority interests.$3,137,0001,121
Net charge-offs$-26,0005,557
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,137,0001,093
2015-03-31 (YTD Data)Rank
Total interest income$4,217,0001,480
Total interest expense$272,0002,337
Net interest income$3,945,0001,422
Provision for loan and lease losses$230,000802
Total noninterest income$819,0001,483
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$362,000853
Trading account gains and fees$0152
Additional Noninterest Income$457,0001,613
Total noninterest expense$2,520,0001,886
Salaries and employee benefits$1,389,0001,891
Premises and equipment expense$502,0001,204
Additional noninterest expense$629,0002,313
Pre-tax net operating income$2,014,0001,051
Securities gains (losses)$02,027
Applicable income taxes$435,0001,115
Income before extraordinary items$1,579,0001,081
Extraordinary gains, net$013
Net income$1,579,0001,082
Minority interest net income$064
Net income of bank and minority interests.$1,579,0001,082
Net charge-offs$-263,0006,277
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,579,0001,047
2014-12-31 (YTD Data)Rank
Total interest income$16,509,0001,505
Total interest expense$1,112,0002,400
Net interest income$15,397,0001,440
Provision for loan and lease losses$1,195,000743
Total noninterest income$3,121,0001,523
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,516,000881
Trading account gains and fees$0180
Additional Noninterest Income$1,605,0001,698
Total noninterest expense$10,443,0001,820
Salaries and employee benefits$6,066,0001,704
Premises and equipment expense$1,609,0001,472
Additional noninterest expense$2,768,0002,191
Pre-tax net operating income$6,880,0001,176
Securities gains (losses)$192,000828
Applicable income taxes$1,836,0001,043
Income before extraordinary items$5,236,0001,249
Extraordinary gains, net$017
Net income$5,236,0001,247
Minority interest net income$084
Net income of bank and minority interests.$5,236,0001,248
Net charge-offs$557,0001,368
Cash dividends$2,061,0001,239
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,093,9201,251
2014-09-30 (YTD Data)Rank
Total interest income$12,319,0001,529
Total interest expense$826,0002,458
Net interest income$11,493,0001,454
Provision for loan and lease losses$855,000769
Total noninterest income$2,264,0001,563
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,130,000892
Trading account gains and fees$0174
Additional Noninterest Income$1,134,0001,788
Total noninterest expense$8,141,0001,759
Salaries and employee benefits$4,451,0001,744
Premises and equipment expense$370,0003,719
Additional noninterest expense$3,320,0001,434
Pre-tax net operating income$4,761,0001,266
Securities gains (losses)$192,000654
Applicable income taxes$1,357,0001,067
Income before extraordinary items$3,596,0001,349
Extraordinary gains, net$015
Net income$3,596,0001,348
Minority interest net income$081
Net income of bank and minority interests.$3,596,0001,349
Net charge-offs$-488,0006,471
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,455,8401,372
2014-06-30 (YTD Data)Rank
Total interest income$7,850,0001,584
Total interest expense$536,0002,522
Net interest income$7,314,0001,505
Provision for loan and lease losses$495,000866
Total noninterest income$1,335,0001,682
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$745,000888
Trading account gains and fees$0172
Additional Noninterest Income$590,0002,081
Total noninterest expense$5,245,0001,807
Salaries and employee benefits$2,960,0001,746
Premises and equipment expense$902,0001,337
Additional noninterest expense$1,383,0002,168
Pre-tax net operating income$2,909,0001,324
Securities gains (losses)$192,000496
Applicable income taxes$802,0001,126
Income before extraordinary items$2,299,0001,364
Extraordinary gains, net$020
Net income$2,299,0001,365
Minority interest net income$080
Net income of bank and minority interests.$2,299,0001,366
Net charge-offs$-523,0006,563
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,156,9201,415
2014-03-31 (YTD Data)Rank
Total interest income$3,722,0001,673
Total interest expense$252,0002,663
Net interest income$3,470,0001,580
Provision for loan and lease losses$315,000668
Total noninterest income$660,0001,666
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$399,000814
Trading account gains and fees$0147
Additional Noninterest Income$261,0002,201
Total noninterest expense$2,556,0001,851
Salaries and employee benefits$1,489,0001,739
Premises and equipment expense$422,0001,443
Additional noninterest expense$645,0002,317
Pre-tax net operating income$1,259,0001,452
Securities gains (losses)$01,715
Applicable income taxes$367,0001,155
Income before extraordinary items$892,0001,641
Extraordinary gains, net$016
Net income$892,0001,644
Minority interest net income$066
Net income of bank and minority interests.$892,0001,644
Net charge-offs$-63,0006,375
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$892,0001,610
2013-12-31 (YTD Data)Rank
Total interest income$15,338,0001,623
Total interest expense$1,128,0002,688
Net interest income$14,210,0001,529
Provision for loan and lease losses$1,685,000711
Total noninterest income$2,651,0001,775
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,233,0001,123
Trading account gains and fees$0184
Additional Noninterest Income$1,418,0001,924
Total noninterest expense$9,490,0001,991
Salaries and employee benefits$5,677,0001,799
Premises and equipment expense$1,404,0001,673
Additional noninterest expense$2,409,0002,550
Pre-tax net operating income$5,686,0001,294
Securities gains (losses)$03,182
Applicable income taxes$1,309,0001,231
Income before extraordinary items$4,377,0001,379
Extraordinary gains, net$029
Net income$4,377,0001,382
Minority interest net income$090
Net income of bank and minority interests.$4,377,0001,382
Net charge-offs$1,707,000851
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,377,0001,362
2013-09-30 (YTD Data)Rank
Total interest income$11,601,0001,626
Total interest expense$859,0002,746
Net interest income$10,742,0001,520
Provision for loan and lease losses$1,315,000723
Total noninterest income$1,967,0001,806
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$860,0001,198
Trading account gains and fees$0180
Additional Noninterest Income$1,107,0001,914
Total noninterest expense$7,589,0001,878
Salaries and employee benefits$4,455,0001,734
Premises and equipment expense$1,312,0001,372
Additional noninterest expense$1,822,0002,511
Pre-tax net operating income$3,805,0001,443
Securities gains (losses)$03,040
Applicable income taxes$883,0001,358
Income before extraordinary items$2,922,0001,541
Extraordinary gains, net$025
Net income$2,922,0001,543
Minority interest net income$084
Net income of bank and minority interests.$2,922,0001,544
Net charge-offs$-245,0006,748
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,922,0001,497
2013-06-30 (YTD Data)Rank
Total interest income$7,761,0001,614
Total interest expense$583,0002,762
Net interest income$7,178,0001,500
Provision for loan and lease losses$895,000739
Total noninterest income$1,311,0001,836
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$550,0001,221
Trading account gains and fees$0157
Additional Noninterest Income$761,0001,912
Total noninterest expense$5,025,0001,895
Salaries and employee benefits$2,965,0001,743
Premises and equipment expense$857,0001,406
Additional noninterest expense$1,203,0002,539
Pre-tax net operating income$2,569,0001,409
Securities gains (losses)$02,791
Applicable income taxes$522,0001,469
Income before extraordinary items$2,047,0001,466
Extraordinary gains, net$022
Net income$2,047,0001,470
Minority interest net income$082
Net income of bank and minority interests.$2,047,0001,471
Net charge-offs$-86,0006,664
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,047,0001,418
2013-03-31 (YTD Data)Rank
Total interest income$3,995,0001,580
Total interest expense$317,0002,665
Net interest income$3,678,0001,461
Provision for loan and lease losses$475,000722
Total noninterest income$735,0001,666
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$285,0001,175
Trading account gains and fees$0148
Additional Noninterest Income$450,0001,698
Total noninterest expense$2,627,0001,845
Salaries and employee benefits$1,600,0001,644
Premises and equipment expense$431,0001,416
Additional noninterest expense$596,0002,565
Pre-tax net operating income$1,311,0001,367
Securities gains (losses)$01,966
Applicable income taxes$291,0001,362
Income before extraordinary items$1,020,0001,451
Extraordinary gains, net$010
Net income$1,020,0001,453
Minority interest net income$076
Net income of bank and minority interests.$1,020,0001,453
Net charge-offs$-127,0006,872
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,020,0001,395
2012-12-31 (YTD Data)Rank
Total interest income$16,483,0001,613
Total interest expense$1,605,0002,582
Net interest income$14,878,0001,476
Provision for loan and lease losses$2,680,000846
Total noninterest income$2,360,0001,943
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,307,0001,087
Trading account gains and fees$0166
Additional Noninterest Income$1,053,0002,305
Total noninterest expense$9,397,0002,035
Salaries and employee benefits$5,355,0001,888
Premises and equipment expense$1,463,0001,613
Additional noninterest expense$2,579,0002,490
Pre-tax net operating income$5,161,0001,333
Securities gains (losses)$03,810
Applicable income taxes$1,254,0001,251
Income before extraordinary items$3,907,0001,484
Extraordinary gains, net$029
Net income$3,907,0001,485
Minority interest net income$093
Net income of bank and minority interests.$3,907,0001,485
Net charge-offs$2,604,000943
Cash dividends$2,900,000902
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,907,0001,395
2012-09-30 (YTD Data)Rank
Total interest income$12,350,0001,643
Total interest expense$1,249,0002,599
Net interest income$11,101,0001,500
Provision for loan and lease losses$1,755,000957
Total noninterest income$1,750,0001,969
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$875,0001,226
Trading account gains and fees$0157
Additional Noninterest Income$875,0002,167
Total noninterest expense$7,452,0001,925
Salaries and employee benefits$4,213,0001,787
Premises and equipment expense$1,352,0001,330
Additional noninterest expense$1,887,0002,555
Pre-tax net operating income$3,644,0001,446
Securities gains (losses)$03,575
Applicable income taxes$765,0001,487
Income before extraordinary items$2,879,0001,538
Extraordinary gains, net$020
Net income$2,879,0001,539
Minority interest net income$086
Net income of bank and minority interests.$2,879,0001,539
Net charge-offs$1,498,0001,113
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,879,0001,448
2012-06-30 (YTD Data)Rank
Total interest income$8,296,0001,645
Total interest expense$856,0002,633
Net interest income$7,440,0001,498
Provision for loan and lease losses$1,170,000975
Total noninterest income$1,050,0002,097
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$587,0001,202
Trading account gains and fees$0153
Additional Noninterest Income$463,0002,433
Total noninterest expense$4,944,0001,951
Salaries and employee benefits$2,779,0001,804
Premises and equipment expense$809,0001,465
Additional noninterest expense$1,356,0002,397
Pre-tax net operating income$2,376,0001,467
Securities gains (losses)$03,178
Applicable income taxes$375,0001,801
Income before extraordinary items$2,001,0001,484
Extraordinary gains, net$019
Net income$2,001,0001,484
Minority interest net income$084
Net income of bank and minority interests.$2,001,0001,484
Net charge-offs$592,0001,613
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,001,0001,393
2012-03-31 (YTD Data)Rank
Total interest income$4,041,0001,696
Total interest expense$422,0002,753
Net interest income$3,619,0001,546
Provision for loan and lease losses$585,000959
Total noninterest income$537,0002,055
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$304,0001,158
Trading account gains and fees$0148
Additional Noninterest Income$233,0002,431
Total noninterest expense$2,534,0001,884
Salaries and employee benefits$1,473,0001,703
Premises and equipment expense$454,0001,317
Additional noninterest expense$607,0002,636
Pre-tax net operating income$1,037,0001,630
Securities gains (losses)$02,210
Applicable income taxes$165,0001,925
Income before extraordinary items$872,0001,666
Extraordinary gains, net$019
Net income$872,0001,667
Minority interest net income$078
Net income of bank and minority interests.$872,0001,667
Net charge-offs$28,0003,468
Cash dividends$1,500,000340
Sale, conversion, retirement of capital stock, net$0861
Net operating income$872,0001,565
2011-12-31 (YTD Data)Rank
Total interest income$19,385,0001,473
Total interest expense$2,747,0002,115
Net interest income$16,638,0001,324
Provision for loan and lease losses$4,920,000795
Total noninterest income$2,770,0001,588
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,435,0001,030
Trading account gains and fees$0146
Additional Noninterest Income$1,335,0001,772
Total noninterest expense$9,656,0001,972
Salaries and employee benefits$5,563,0001,739
Premises and equipment expense$1,405,0001,765
Additional noninterest expense$2,688,0002,448
Pre-tax net operating income$4,832,0001,210
Securities gains (losses)$03,838
Applicable income taxes$1,185,0001,195
Income before extraordinary items$3,647,0001,353
Extraordinary gains, net$029
Net income$3,647,0001,353
Minority interest net income$096
Net income of bank and minority interests.$3,647,0001,353
Net charge-offs$4,872,000812
Cash dividends$2,200,000882
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,647,0001,287
2011-09-30 (YTD Data)Rank
Total interest income$14,716,0001,472
Total interest expense$2,185,0002,083
Net interest income$12,531,0001,332
Provision for loan and lease losses$2,067,0001,213
Total noninterest income$1,990,0001,620
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,104,0001,000
Trading account gains and fees$0145
Additional Noninterest Income$886,0001,910
Total noninterest expense$7,536,0001,909
Salaries and employee benefits$4,363,0001,682
Premises and equipment expense$1,516,0001,258
Additional noninterest expense$1,657,0002,871
Pre-tax net operating income$4,918,000944
Securities gains (losses)$03,555
Applicable income taxes$1,530,000781
Income before extraordinary items$3,388,0001,128
Extraordinary gains, net$021
Net income$3,388,0001,128
Minority interest net income$087
Net income of bank and minority interests.$3,388,0001,128
Net charge-offs$977,0001,916
Cash dividends$2,200,000594
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,388,0001,076
2011-06-30 (YTD Data)Rank
Total interest income$9,767,0001,491
Total interest expense$1,552,0002,051
Net interest income$8,215,0001,353
Provision for loan and lease losses$1,474,0001,151
Total noninterest income$1,371,0001,574
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$740,000985
Trading account gains and fees$0153
Additional Noninterest Income$631,0001,810
Total noninterest expense$4,929,0001,953
Salaries and employee benefits$2,760,0001,777
Premises and equipment expense$898,0001,407
Additional noninterest expense$1,271,0002,606
Pre-tax net operating income$3,183,000960
Securities gains (losses)$02,914
Applicable income taxes$1,020,000752
Income before extraordinary items$2,163,0001,145
Extraordinary gains, net$015
Net income$2,163,0001,145
Minority interest net income$089
Net income of bank and minority interests.$2,163,0001,145
Net charge-offs$902,0001,561
Cash dividends$2,200,000387
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,163,0001,104
2011-03-31 (YTD Data)Rank
Total interest income$4,884,0001,508
Total interest expense$825,0002,001
Net interest income$4,059,0001,368
Provision for loan and lease losses$635,0001,217
Total noninterest income$733,0001,512
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$399,000899
Trading account gains and fees$0158
Additional Noninterest Income$334,0001,779
Total noninterest expense$2,336,0002,075
Salaries and employee benefits$1,318,0001,888
Premises and equipment expense$491,0001,322
Additional noninterest expense$527,0003,049
Pre-tax net operating income$1,821,000834
Securities gains (losses)$01,772
Applicable income taxes$510,000742
Income before extraordinary items$1,311,000928
Extraordinary gains, net$09
Net income$1,311,000928
Minority interest net income$086
Net income of bank and minority interests.$1,311,000928
Net charge-offs$-7,0006,897
Cash dividends$2,200,000194
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,311,000904
2010-12-31 (YTD Data)Rank
Total interest income$20,741,0001,481
Total interest expense$4,163,0001,924
Net interest income$16,578,0001,347
Provision for loan and lease losses$2,875,0001,659
Total noninterest income$2,854,0001,609
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,537,000980
Trading account gains and fees$0175
Additional Noninterest Income$1,317,0001,841
Total noninterest expense$9,355,0002,060
Salaries and employee benefits$5,491,0001,771
Premises and equipment expense$1,465,0001,750
Additional noninterest expense$2,399,0002,773
Pre-tax net operating income$7,202,000745
Securities gains (losses)$03,793
Applicable income taxes$2,155,000699
Income before extraordinary items$5,047,000875
Extraordinary gains, net$029
Net income$5,047,000876
Minority interest net income$0111
Net income of bank and minority interests.$5,047,000877
Net charge-offs$2,496,0001,629
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,047,000834
2010-09-30 (YTD Data)Rank
Total interest income$15,727,0001,505
Total interest expense$3,226,0001,934
Net interest income$12,501,0001,356
Provision for loan and lease losses$1,835,0001,761
Total noninterest income$2,329,0001,506
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,160,0001,010
Trading account gains and fees$0165
Additional Noninterest Income$1,169,0001,623
Total noninterest expense$7,409,0001,956
Salaries and employee benefits$4,239,0001,734
Premises and equipment expense$1,293,0001,501
Additional noninterest expense$1,877,0002,635
Pre-tax net operating income$5,586,000765
Securities gains (losses)$03,651
Applicable income taxes$1,777,000656
Income before extraordinary items$3,809,000913
Extraordinary gains, net$023
Net income$3,809,000915
Minority interest net income$0110
Net income of bank and minority interests.$3,809,000915
Net charge-offs$344,0003,548
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,809,000868
2010-06-30 (YTD Data)Rank
Total interest income$10,587,0001,509
Total interest expense$2,188,0001,986
Net interest income$8,399,0001,356
Provision for loan and lease losses$1,100,0001,842
Total noninterest income$1,330,0001,637
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$773,0001,022
Trading account gains and fees$0152
Additional Noninterest Income$557,0001,967
Total noninterest expense$4,858,0002,008
Salaries and employee benefits$2,774,0001,769
Premises and equipment expense$862,0001,523
Additional noninterest expense$1,222,0002,676
Pre-tax net operating income$3,771,000733
Securities gains (losses)$03,184
Applicable income taxes$1,132,000653
Income before extraordinary items$2,639,000836
Extraordinary gains, net$019
Net income$2,639,000835
Minority interest net income$0105
Net income of bank and minority interests.$2,639,000837
Net charge-offs$8,0005,913
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,639,000810
2010-03-31 (YTD Data)Rank
Total interest income$5,351,0001,527
Total interest expense$1,082,0002,105
Net interest income$4,269,0001,342
Provision for loan and lease losses$580,0001,687
Total noninterest income$666,0001,659
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$399,000989
Trading account gains and fees$0175
Additional Noninterest Income$267,0001,988
Total noninterest expense$2,350,0002,080
Salaries and employee benefits$1,345,0001,862
Premises and equipment expense$425,0001,588
Additional noninterest expense$580,0002,788
Pre-tax net operating income$2,005,000675
Securities gains (losses)$02,284
Applicable income taxes$604,000610
Income before extraordinary items$1,401,000791
Extraordinary gains, net$016
Net income$1,401,000793
Minority interest net income$091
Net income of bank and minority interests.$1,401,000795
Net charge-offs$-188,0007,895
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,401,000761
2009-12-31 (YTD Data)Rank
Total interest income$21,837,0001,570
Total interest expense$5,789,0001,977
Net interest income$16,048,0001,376
Provision for loan and lease losses$2,840,0002,048
Total noninterest income$2,616,0001,774
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,647,0001,057
Trading account gains and fees$0211
Additional Noninterest Income$969,0002,182
Total noninterest expense$9,371,0002,131
Salaries and employee benefits$5,654,0001,752
Premises and equipment expense$1,488,0001,823
Additional noninterest expense$2,229,0003,042
Pre-tax net operating income$6,453,000669
Securities gains (losses)$03,754
Applicable income taxes$2,027,000561
Income before extraordinary items$4,426,000777
Extraordinary gains, net$034
Net income$4,426,000774
Minority interest net income$0115
Net income of bank and minority interests.$4,426,000777
Net charge-offs$2,411,0001,833
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,426,000767
2009-09-30 (YTD Data)Rank
Total interest income$16,403,0001,590
Total interest expense$4,450,0002,025
Net interest income$11,953,0001,393
Provision for loan and lease losses$1,813,0002,028
Total noninterest income$1,985,0001,785
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,226,0001,065
Trading account gains and fees$0212
Additional Noninterest Income$759,0002,187
Total noninterest expense$7,356,0002,049
Salaries and employee benefits$4,152,0001,813
Premises and equipment expense$1,387,0001,477
Additional noninterest expense$1,817,0002,789
Pre-tax net operating income$4,769,000708
Securities gains (losses)$03,497
Applicable income taxes$1,346,000663
Income before extraordinary items$3,423,000792
Extraordinary gains, net$027
Net income$3,423,000791
Minority interest net income$0118
Net income of bank and minority interests.$3,423,000793
Net charge-offs$538,0002,934
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,423,000783
2009-06-30 (YTD Data)Rank
Total interest income$11,084,0001,598
Total interest expense$3,084,0002,044
Net interest income$8,000,0001,390
Provision for loan and lease losses$1,186,0001,884
Total noninterest income$1,350,0001,778
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$811,0001,058
Trading account gains and fees$0193
Additional Noninterest Income$539,0002,116
Total noninterest expense$4,983,0002,038
Salaries and employee benefits$2,885,0001,764
Premises and equipment expense$909,0001,534
Additional noninterest expense$1,189,0002,852
Pre-tax net operating income$3,181,000730
Securities gains (losses)$03,136
Applicable income taxes$932,000657
Income before extraordinary items$2,249,000832
Extraordinary gains, net$021
Net income$2,249,000831
Minority interest net income$0112
Net income of bank and minority interests.$2,249,000832
Net charge-offs$464,0002,428
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,249,000802
2009-03-31 (YTD Data)Rank
Total interest income$5,581,0001,611
Total interest expense$1,609,0002,042
Net interest income$3,972,0001,393
Provision for loan and lease losses$559,0001,679
Total noninterest income$664,0001,762
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$402,0001,024
Trading account gains and fees$0171
Additional Noninterest Income$262,0002,137
Total noninterest expense$2,264,0002,173
Salaries and employee benefits$1,329,0001,938
Premises and equipment expense$466,0001,531
Additional noninterest expense$469,0003,178
Pre-tax net operating income$1,813,000687
Securities gains (losses)$02,434
Applicable income taxes$518,000649
Income before extraordinary items$1,295,000803
Extraordinary gains, net$015
Net income$1,295,000804
Minority interest net income$0102
Net income of bank and minority interests.$1,295,000805
Net charge-offs$100,0002,864
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,295,000745
2008-12-31 (YTD Data)Rank
Total interest income$23,294,0001,664
Total interest expense$8,012,0001,974
Net interest income$15,282,0001,464
Provision for loan and lease losses$1,563,0002,105
Total noninterest income$2,739,0001,694
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,848,000970
Trading account gains and fees$0154
Additional Noninterest Income$891,0002,305
Total noninterest expense$9,062,0002,122
Salaries and employee benefits$5,912,0001,730
Premises and equipment expense$1,576,0001,744
Additional noninterest expense$1,574,0003,498
Pre-tax net operating income$7,396,000751
Securities gains (losses)$03,220
Applicable income taxes$2,518,000542
Income before extraordinary items$4,878,000831
Extraordinary gains, net$039
Net income$4,878,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,557,0001,514
Cash dividends$2,500,0001,085
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,878,000897
2008-09-30 (YTD Data)Rank
Total interest income$17,739,0001,673
Total interest expense$6,233,0001,982
Net interest income$11,506,0001,475
Provision for loan and lease losses$448,0002,925
Total noninterest income$2,068,0001,734
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,379,000980
Trading account gains and fees$0148
Additional Noninterest Income$689,0002,342
Total noninterest expense$7,160,0002,002
Salaries and employee benefits$4,451,0001,742
Premises and equipment expense$1,363,0001,532
Additional noninterest expense$1,346,0003,045
Pre-tax net operating income$5,966,000858
Securities gains (losses)$03,106
Applicable income taxes$2,241,000588
Income before extraordinary items$3,725,000984
Extraordinary gains, net$031
Net income$3,725,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-312,0008,357
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,725,0001,048
2008-06-30 (YTD Data)Rank
Total interest income$11,914,0001,688
Total interest expense$4,374,0001,977
Net interest income$7,540,0001,485
Provision for loan and lease losses$194,0003,211
Total noninterest income$1,404,0001,736
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$927,000947
Trading account gains and fees$0149
Additional Noninterest Income$477,0002,319
Total noninterest expense$4,729,0002,026
Salaries and employee benefits$3,050,0001,710
Premises and equipment expense$635,0002,130
Additional noninterest expense$1,044,0002,647
Pre-tax net operating income$4,021,000876
Securities gains (losses)$03,233
Applicable income taxes$1,489,000669
Income before extraordinary items$2,532,0001,089
Extraordinary gains, net$021
Net income$2,532,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-303,0008,423
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,532,0001,072
2008-03-31 (YTD Data)Rank
Total interest income$6,056,0001,704
Total interest expense$2,363,0001,962
Net interest income$3,693,0001,503
Provision for loan and lease losses$100,0002,696
Total noninterest income$734,0001,678
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$479,000902
Trading account gains and fees$0158
Additional Noninterest Income$255,0002,192
Total noninterest expense$2,308,0002,078
Salaries and employee benefits$1,428,0001,842
Premises and equipment expense$319,0002,135
Additional noninterest expense$561,0002,456
Pre-tax net operating income$2,019,000932
Securities gains (losses)$02,688
Applicable income taxes$757,000719
Income before extraordinary items$1,262,0001,195
Extraordinary gains, net$015
Net income$1,262,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0008,432
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,262,0001,153
2007-12-31 (YTD Data)Rank
Total interest income$25,046,0001,716
Total interest expense$8,901,0002,133
Net interest income$16,145,0001,392
Provision for loan and lease losses$1,024,0001,398
Total noninterest income$2,708,0001,769
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,815,000973
Trading account gains and fees$0178
Additional Noninterest Income$893,0002,395
Total noninterest expense$8,823,0002,088
Salaries and employee benefits$5,875,0001,713
Premises and equipment expense$1,488,0001,764
Additional noninterest expense$1,460,0003,499
Pre-tax net operating income$9,006,000946
Securities gains (losses)$-30,0007,873
Applicable income taxes$2,955,000826
Income before extraordinary items$6,021,0001,080
Extraordinary gains, net$039
Net income$6,021,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,099,000958
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,041,1001,062
2007-09-30 (YTD Data)Rank
Total interest income$19,276,0001,688
Total interest expense$6,824,0002,093
Net interest income$12,452,0001,354
Provision for loan and lease losses$460,0001,671
Total noninterest income$2,055,0001,752
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,381,000951
Trading account gains and fees$0184
Additional Noninterest Income$674,0002,386
Total noninterest expense$7,109,0001,929
Salaries and employee benefits$4,362,0001,732
Premises and equipment expense$1,420,0001,392
Additional noninterest expense$1,327,0002,919
Pre-tax net operating income$6,938,000995
Securities gains (losses)$-30,0008,064
Applicable income taxes$2,418,000817
Income before extraordinary items$4,490,0001,157
Extraordinary gains, net$033
Net income$4,490,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,535
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,509,5001,138
2007-06-30 (YTD Data)Rank
Total interest income$12,723,0001,710
Total interest expense$4,404,0002,152
Net interest income$8,319,0001,368
Provision for loan and lease losses$289,0001,615
Total noninterest income$1,399,0001,755
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$911,000976
Trading account gains and fees$0168
Additional Noninterest Income$488,0002,286
Total noninterest expense$4,836,0001,907
Salaries and employee benefits$2,973,0001,726
Premises and equipment expense$943,0001,409
Additional noninterest expense$920,0002,818
Pre-tax net operating income$4,593,0001,040
Securities gains (losses)$01,444
Applicable income taxes$1,578,000879
Income before extraordinary items$3,015,0001,188
Extraordinary gains, net$029
Net income$3,015,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,510
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,015,0001,170
2007-03-31 (YTD Data)Rank
Total interest income$6,485,0001,663
Total interest expense$2,120,0002,208
Net interest income$4,365,0001,308
Provision for loan and lease losses$127,0001,692
Total noninterest income$689,0001,759
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$415,0001,038
Trading account gains and fees$0195
Additional Noninterest Income$274,0002,087
Total noninterest expense$2,351,0001,965
Salaries and employee benefits$1,367,0001,880
Premises and equipment expense$488,0001,374
Additional noninterest expense$496,0002,640
Pre-tax net operating income$2,576,000915
Securities gains (losses)$01,187
Applicable income taxes$763,000910
Income before extraordinary items$1,813,000967
Extraordinary gains, net$022
Net income$1,813,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,355
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,813,000956
2006-12-31 (YTD Data)Rank
Total interest income$17,824,0002,193
Total interest expense$5,542,0002,776
Net interest income$12,282,0001,883
Provision for loan and lease losses$410,0002,219
Total noninterest income$2,361,0001,965
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,487,0001,195
Trading account gains and fees$0130
Additional Noninterest Income$874,0002,441
Total noninterest expense$6,622,0002,648
Salaries and employee benefits$4,179,0002,352
Premises and equipment expense$1,131,0002,188
Additional noninterest expense$1,312,0003,679
Pre-tax net operating income$7,611,0001,281
Securities gains (losses)$-86,0008,149
Applicable income taxes$2,640,0001,052
Income before extraordinary items$4,885,0001,487
Extraordinary gains, net$051
Net income$4,885,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,169
Cash dividends$2,500,0001,287
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,940,9001,461
2006-09-30 (YTD Data)Rank
Total interest income$12,938,0002,247
Total interest expense$3,973,0002,798
Net interest income$8,965,0001,964
Provision for loan and lease losses$285,0002,250
Total noninterest income$1,872,0001,896
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,128,0001,191
Trading account gains and fees$0126
Additional Noninterest Income$744,0002,244
Total noninterest expense$5,024,0002,610
Salaries and employee benefits$2,921,0002,489
Premises and equipment expense$1,132,0001,696
Additional noninterest expense$971,0003,688
Pre-tax net operating income$5,528,0001,385
Securities gains (losses)$-86,0008,355
Applicable income taxes$1,965,0001,109
Income before extraordinary items$3,477,0001,593
Extraordinary gains, net$045
Net income$3,477,0001,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-152,0008,598
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,532,0401,551
2006-06-30 (YTD Data)Rank
Total interest income$8,251,0002,302
Total interest expense$2,435,0002,878
Net interest income$5,816,0002,010
Provision for loan and lease losses$180,0002,262
Total noninterest income$1,285,0001,857
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$769,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$516,0002,174
Total noninterest expense$3,296,0002,665
Salaries and employee benefits$1,957,0002,484
Premises and equipment expense$728,0001,742
Additional noninterest expense$611,0003,858
Pre-tax net operating income$3,625,0001,399
Securities gains (losses)$01,185
Applicable income taxes$1,275,0001,140
Income before extraordinary items$2,350,0001,569
Extraordinary gains, net$039
Net income$2,350,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0008,468
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,350,0001,554
2006-03-31 (YTD Data)Rank
Total interest income$3,892,0002,381
Total interest expense$1,130,0002,949
Net interest income$2,762,0002,103
Provision for loan and lease losses$90,0002,132
Total noninterest income$641,0001,817
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$402,0001,070
Trading account gains and fees$0115
Additional Noninterest Income$239,0002,249
Total noninterest expense$1,544,0002,811
Salaries and employee benefits$904,0002,672
Premises and equipment expense$348,0001,818
Additional noninterest expense$292,0003,980
Pre-tax net operating income$1,769,0001,392
Securities gains (losses)$0955
Applicable income taxes$550,0001,287
Income before extraordinary items$1,219,0001,486
Extraordinary gains, net$021
Net income$1,219,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,343
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,219,0001,464
2005-12-31 (YTD Data)Rank
Total interest income$13,610,0002,425
Total interest expense$3,344,0003,056
Net interest income$10,266,0002,159
Provision for loan and lease losses$305,0002,776
Total noninterest income$2,444,0001,907
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,552,0001,147
Trading account gains and fees$0138
Additional Noninterest Income$892,0002,377
Total noninterest expense$6,114,0002,709
Salaries and employee benefits$3,813,0002,398
Premises and equipment expense$1,130,0002,126
Additional noninterest expense$1,171,0003,927
Pre-tax net operating income$6,291,0001,522
Securities gains (losses)$02,296
Applicable income taxes$1,934,0001,402
Income before extraordinary items$4,357,0001,614
Extraordinary gains, net$046
Net income$4,357,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,711
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,357,0001,589
2005-09-30 (YTD Data)Rank
Total interest income$9,901,0002,442
Total interest expense$2,379,0003,045
Net interest income$7,522,0002,186
Provision for loan and lease losses$215,0002,841
Total noninterest income$1,862,0001,884
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,188,0001,111
Trading account gains and fees$0126
Additional Noninterest Income$674,0002,372
Total noninterest expense$4,572,0002,680
Salaries and employee benefits$2,663,0002,525
Premises and equipment expense$1,009,0001,790
Additional noninterest expense$900,0003,802
Pre-tax net operating income$4,597,0001,558
Securities gains (losses)$02,317
Applicable income taxes$1,478,0001,396
Income before extraordinary items$3,119,0001,692
Extraordinary gains, net$035
Net income$3,119,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,0008,665
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,119,0001,659
2005-06-30 (YTD Data)Rank
Total interest income$6,408,0002,452
Total interest expense$1,452,0003,125
Net interest income$4,956,0002,182
Provision for loan and lease losses$125,0002,939
Total noninterest income$1,231,0001,895
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$775,0001,104
Trading account gains and fees$0116
Additional Noninterest Income$456,0002,324
Total noninterest expense$3,026,0002,673
Salaries and employee benefits$1,760,0002,537
Premises and equipment expense$677,0001,768
Additional noninterest expense$589,0003,867
Pre-tax net operating income$3,036,0001,532
Securities gains (losses)$02,146
Applicable income taxes$1,037,0001,336
Income before extraordinary items$1,999,0001,716
Extraordinary gains, net$030
Net income$1,999,0001,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,709
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,999,0001,686
2005-03-31 (YTD Data)Rank
Total interest income$3,135,0002,463
Total interest expense$648,0003,308
Net interest income$2,487,0002,170
Provision for loan and lease losses$45,0003,327
Total noninterest income$637,0001,792
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$388,0001,076
Trading account gains and fees$0115
Additional Noninterest Income$249,0002,161
Total noninterest expense$1,439,0002,823
Salaries and employee benefits$844,0002,654
Premises and equipment expense$324,0001,852
Additional noninterest expense$271,0004,113
Pre-tax net operating income$1,640,0001,393
Securities gains (losses)$01,685
Applicable income taxes$420,0001,553
Income before extraordinary items$1,220,0001,396
Extraordinary gains, net$024
Net income$1,220,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,795
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,220,0001,368
2004-12-31 (YTD Data)Rank
Total interest income$11,278,0002,535
Total interest expense$2,055,0003,567
Net interest income$9,223,0002,216
Provision for loan and lease losses$180,0003,881
Total noninterest income$2,480,0001,875
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,589,0001,121
Trading account gains and fees$0138
Additional Noninterest Income$891,0002,310
Total noninterest expense$5,985,0002,654
Salaries and employee benefits$3,763,0002,308
Premises and equipment expense$1,106,0002,073
Additional noninterest expense$1,116,0003,977
Pre-tax net operating income$5,538,0001,542
Securities gains (losses)$03,819
Applicable income taxes$1,712,0001,449
Income before extraordinary items$3,826,0001,679
Extraordinary gains, net$034
Net income$3,826,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,429
Cash dividends$1,500,0001,711
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,826,0001,627
2004-09-30 (YTD Data)Rank
Total interest income$8,260,0002,552
Total interest expense$1,418,0003,776
Net interest income$6,842,0002,210
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,844,0001,899
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,222,0001,099
Trading account gains and fees$0134
Additional Noninterest Income$622,0002,453
Total noninterest expense$4,601,0002,549
Salaries and employee benefits$2,667,0002,426
Premises and equipment expense$1,007,0001,728
Additional noninterest expense$927,0003,625
Pre-tax net operating income$3,950,0001,632
Securities gains (losses)$03,710
Applicable income taxes$1,195,0001,545
Income before extraordinary items$2,755,0001,753
Extraordinary gains, net$026
Net income$2,755,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,671
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,755,0001,700
2004-06-30 (YTD Data)Rank
Total interest income$5,484,0002,552
Total interest expense$995,0003,614
Net interest income$4,489,0002,233
Provision for loan and lease losses$90,0003,641
Total noninterest income$1,305,0001,797
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$830,0001,065
Trading account gains and fees$0130
Additional Noninterest Income$475,0002,276
Total noninterest expense$2,994,0002,614
Salaries and employee benefits$1,744,0002,464
Premises and equipment expense$659,0001,752
Additional noninterest expense$591,0003,793
Pre-tax net operating income$2,700,0001,565
Securities gains (losses)$03,413
Applicable income taxes$755,0001,602
Income before extraordinary items$1,945,0001,652
Extraordinary gains, net$021
Net income$1,945,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,0008,934
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,945,0001,584
2004-03-31 (YTD Data)Rank
Total interest income$2,726,0002,560
Total interest expense$518,0003,524
Net interest income$2,208,0002,266
Provision for loan and lease losses$45,0003,437
Total noninterest income$686,0001,692
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$424,0001,009
Trading account gains and fees$0121
Additional Noninterest Income$262,0002,058
Total noninterest expense$1,528,0002,586
Salaries and employee benefits$916,0002,365
Premises and equipment expense$321,0001,814
Additional noninterest expense$291,0003,838
Pre-tax net operating income$1,321,0001,566
Securities gains (losses)$02,934
Applicable income taxes$375,0001,650
Income before extraordinary items$946,0001,672
Extraordinary gains, net$016
Net income$946,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,0008,982
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$946,0001,584
2003-12-31 (YTD Data)Rank
Total interest income$11,179,0002,552
Total interest expense$2,324,0003,539
Net interest income$8,855,0002,179
Provision for loan and lease losses$225,0003,797
Total noninterest income$2,556,0001,911
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,698,0001,023
Trading account gains and fees$0160
Additional Noninterest Income$858,0002,622
Total noninterest expense$5,742,0002,699
Salaries and employee benefits$3,506,0002,402
Premises and equipment expense$997,0002,265
Additional noninterest expense$1,239,0003,637
Pre-tax net operating income$5,444,0001,507
Securities gains (losses)$04,500
Applicable income taxes$1,831,0001,370
Income before extraordinary items$3,613,0001,723
Extraordinary gains, net$054
Net income$3,613,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,824
Cash dividends$1,500,0001,716
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,613,0001,638
2003-09-30 (YTD Data)Rank
Total interest income$8,418,0002,581
Total interest expense$1,840,0003,501
Net interest income$6,578,0002,218
Provision for loan and lease losses$199,0003,357
Total noninterest income$1,701,0002,152
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,080,0001,212
Trading account gains and fees$0153
Additional Noninterest Income$621,0002,781
Total noninterest expense$4,283,0002,723
Salaries and employee benefits$2,532,0002,490
Premises and equipment expense$989,0001,732
Additional noninterest expense$762,0004,206
Pre-tax net operating income$3,797,0001,654
Securities gains (losses)$04,204
Applicable income taxes$1,245,0001,571
Income before extraordinary items$2,552,0001,882
Extraordinary gains, net$040
Net income$2,552,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-193,0009,159
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,552,0001,778
2003-06-30 (YTD Data)Rank
Total interest income$5,710,0002,550
Total interest expense$1,277,0003,484
Net interest income$4,433,0002,195
Provision for loan and lease losses$121,0003,440
Total noninterest income$1,327,0001,887
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$857,0001,001
Trading account gains and fees$0150
Additional Noninterest Income$470,0002,531
Total noninterest expense$2,969,0002,626
Salaries and employee benefits$1,667,0002,516
Premises and equipment expense$659,0001,721
Additional noninterest expense$643,0003,489
Pre-tax net operating income$2,670,0001,577
Securities gains (losses)$03,782
Applicable income taxes$765,0001,686
Income before extraordinary items$1,905,0001,703
Extraordinary gains, net$030
Net income$1,905,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,905,0001,600
2003-03-31 (YTD Data)Rank
Total interest income$2,918,0002,510
Total interest expense$647,0003,535
Net interest income$2,271,0002,149
Provision for loan and lease losses$58,0003,492
Total noninterest income$648,0001,884
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$429,000966
Trading account gains and fees$0134
Additional Noninterest Income$219,0002,564
Total noninterest expense$1,490,0002,601
Salaries and employee benefits$847,0002,486
Premises and equipment expense$333,0001,710
Additional noninterest expense$310,0003,570
Pre-tax net operating income$1,371,0001,534
Securities gains (losses)$02,891
Applicable income taxes$380,0001,701
Income before extraordinary items$991,0001,624
Extraordinary gains, net$021
Net income$991,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$991,0001,523
2002-12-31 (YTD Data)Rank
Total interest income$11,600,0002,633
Total interest expense$3,162,0003,396
Net interest income$8,438,0002,299
Provision for loan and lease losses$192,0004,459
Total noninterest income$1,922,0002,199
Gross Fiduciary activities income$30,0001,212
Service charges on deposit accounts$1,240,0001,312
Trading account gains and fees$0153
Additional Noninterest Income$652,0002,825
Total noninterest expense$5,244,0002,801
Salaries and employee benefits$3,286,0002,426
Premises and equipment expense$1,057,0002,071
Additional noninterest expense$901,0004,538
Pre-tax net operating income$4,924,0001,654
Securities gains (losses)$04,537
Applicable income taxes$1,405,0001,738
Income before extraordinary items$3,519,0001,707
Extraordinary gains, net$070
Net income$3,519,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,958
Cash dividends$1,500,0001,618
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,519,0001,654
2001-12-31 (YTD Data)Rank
Total interest income$12,744,0002,669
Total interest expense$4,567,0003,409
Net interest income$8,177,0002,200
Provision for loan and lease losses$192,0004,235
Total noninterest income$1,636,0002,342
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$859,0001,773
Trading account gains and fees$0177
Additional Noninterest Income$777,0002,432
Total noninterest expense$4,953,0002,843
Salaries and employee benefits$3,040,0002,478
Premises and equipment expense$1,109,0001,936
Additional noninterest expense$804,0004,764
Pre-tax net operating income$4,668,0001,538
Securities gains (losses)$04,612
Applicable income taxes$1,539,0001,467
Income before extraordinary items$3,129,0001,677
Extraordinary gains, net$0105
Net income$3,129,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,232
Cash dividends$1,500,0001,655
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,129,0001,615
2000-12-31 (YTD Data)Rank
Total interest income$12,770,0002,728
Total interest expense$5,044,0003,289
Net interest income$7,726,0002,297
Provision for loan and lease losses$476,0001,974
Total noninterest income$1,768,0002,050
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$857,0001,607
Trading account gains and fees$0180
Additional Noninterest Income$911,0001,971
Total noninterest expense$5,056,0002,688
Salaries and employee benefits$2,951,0002,428
Premises and equipment expense$1,238,0001,684
Additional noninterest expense$867,0004,469
Pre-tax net operating income$3,962,0001,846
Securities gains (losses)$01,956
Applicable income taxes$1,159,0001,874
Income before extraordinary items$2,803,0001,861
Extraordinary gains, net$038
Net income$2,803,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,580
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,803,0001,858
1999-12-31 (YTD Data)Rank
Total interest income$10,977,0002,940
Total interest expense$4,135,0003,491
Net interest income$6,842,0002,565
Provision for loan and lease losses$152,0004,213
Total noninterest income$1,494,0002,317
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$832,0001,586
Trading account gains and fees$0173
Additional Noninterest Income$662,0002,464
Total noninterest expense$4,613,0002,922
Salaries and employee benefits$2,681,0002,636
Premises and equipment expense$1,108,0001,844
Additional noninterest expense$824,0004,679
Pre-tax net operating income$3,571,0002,044
Securities gains (losses)$5,0002,145
Applicable income taxes$1,100,0002,064
Income before extraordinary items$2,476,0002,114
Extraordinary gains, net$035
Net income$2,476,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00010,001
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,472,5502,087
1998-12-31 (YTD Data)Rank
Total interest income$10,680,0003,024
Total interest expense$4,169,0003,543
Net interest income$6,511,0002,625
Provision for loan and lease losses$216,0003,355
Total noninterest income$1,161,0002,764
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$627,0002,045
Trading account gains and fees$0224
Additional Noninterest Income$534,0002,863
Total noninterest expense$4,146,0003,126
Salaries and employee benefits$2,471,0002,750
Premises and equipment expense$919,0002,105
Additional noninterest expense$756,0004,868
Pre-tax net operating income$3,310,0002,176
Securities gains (losses)$17,0002,560
Applicable income taxes$1,054,0002,212
Income before extraordinary items$2,273,0002,286
Extraordinary gains, net$032
Net income$2,273,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,276
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,261,4402,213
1997-12-31 (YTD Data)Rank
Total interest income$9,845,0003,282
Total interest expense$3,785,0003,880
Net interest income$6,060,0002,881
Provision for loan and lease losses$210,0003,330
Total noninterest income$1,092,0002,837
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$599,0002,191
Trading account gains and fees$0239
Additional Noninterest Income$493,0002,854
Total noninterest expense$3,835,0003,298
Salaries and employee benefits$2,286,0002,896
Premises and equipment expense$715,0002,683
Additional noninterest expense$834,0004,585
Pre-tax net operating income$3,107,0002,414
Securities gains (losses)$-8,0009,909
Applicable income taxes$1,073,0002,299
Income before extraordinary items$2,026,0002,556
Extraordinary gains, net$044
Net income$2,026,0002,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,585
Cash dividends$700,0002,776
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,031,2002,497
1996-12-31 (YTD Data)Rank
Total interest income$8,733,0003,706
Total interest expense$3,352,0004,349
Net interest income$5,381,0003,294
Provision for loan and lease losses$166,0003,858
Total noninterest income$976,0003,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$559,0002,434
Trading account gains and feesNANA
Additional Noninterest Income$417,0003,320
Total noninterest expense$3,448,0003,827
Salaries and employee benefits$2,181,0003,063
Premises and equipment expense$573,0003,356
Additional noninterest expense$694,0005,776
Pre-tax net operating income$2,743,0002,557
Securities gains (losses)$04,148
Applicable income taxes$934,0002,495
Income before extraordinary items$1,809,0002,687
Extraordinary gains, net$053
Net income$1,809,0002,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,379
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,809,0002,644
1995-12-31 (YTD Data)Rank
Total interest income$7,867,0004,073
Total interest expense$3,079,0004,642
Net interest income$4,788,0003,681
Provision for loan and lease losses$228,0002,771
Total noninterest income$975,0003,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$528,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$447,0003,084
Total noninterest expense$3,286,0003,963
Salaries and employee benefits$2,075,0003,194
Premises and equipment expense$594,0003,228
Additional noninterest expense$617,0006,425
Pre-tax net operating income$2,249,0003,152
Securities gains (losses)$-30,00010,836
Applicable income taxes$712,0003,192
Income before extraordinary items$1,507,0003,238
Extraordinary gains, net$065
Net income$1,507,0003,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,982
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,527,4003,179
1994-12-31 (YTD Data)Rank
Total interest income$6,871,0004,298
Total interest expense$2,274,0005,026
Net interest income$4,597,0003,839
Provision for loan and lease losses$180,0003,202
Total noninterest income$933,0003,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$495,0002,774
Trading account gains and feesNANA
Additional Noninterest Income$438,0003,221
Total noninterest expense$3,289,0004,073
Salaries and employee benefits$1,962,0003,346
Premises and equipment expense$570,0003,426
Additional noninterest expense$757,0005,955
Pre-tax net operating income$2,061,0003,345
Securities gains (losses)$03,600
Applicable income taxes$660,0003,235
Income before extraordinary items$1,401,0003,369
Extraordinary gains, net$0249
Net income$1,401,0003,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,203
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,401,0003,392
1993-12-31 (YTD Data)Rank
Total interest income$6,586,0004,563
Total interest expense$2,198,0005,379
Net interest income$4,388,0004,042
Provision for loan and lease losses$280,0003,154
Total noninterest income$1,019,0003,291
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$474,0002,945
Trading account gains and feesNANA
Additional Noninterest Income$545,0003,079
Total noninterest expense$3,190,0004,275
Salaries and employee benefits$1,916,0003,403
Premises and equipment expense$565,0003,505
Additional noninterest expense$709,0006,497
Pre-tax net operating income$1,937,0003,406
Securities gains (losses)$07,477
Applicable income taxes$616,0003,519
Income before extraordinary items$1,321,0003,658
Extraordinary gains, net$03,149
Net income$1,321,0003,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0004,259
Cash dividends$350,0003,982
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,321,0003,463
1992-12-31 (YTD Data)Rank
Total interest income$6,502,0005,138
Total interest expense$2,583,0005,826
Net interest income$3,919,0004,534
Provision for loan and lease losses$450,0003,212
Total noninterest income$807,0003,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$441,0003,178
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,915
Total noninterest expense$2,836,0004,765
Salaries and employee benefits$1,574,0004,045
Premises and equipment expense$526,0003,805
Additional noninterest expense$736,0006,508
Pre-tax net operating income$1,440,0004,197
Securities gains (losses)$08,369
Applicable income taxes$410,0004,696
Income before extraordinary items$1,030,0004,373
Extraordinary gains, net$01,422
Net income$1,030,0004,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0002,612
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,030,0004,067

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.