Home > Palmetto State Bank > Net charge- offs to loans
Palmetto State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8318% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0991% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0699% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 4,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1355% | 4,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5872% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 4,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2686% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8762% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2278% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0997% | 4,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4197% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0579% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 4,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1676% | 4,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1806% | 4,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1283% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1534% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1635% | 1,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.6975% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.2151% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0868% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0878% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3795% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4074% | 4,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1704% | 4,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3692% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3935% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -3.2085% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -4.2111% | 4,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.1760% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1411% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1761% | 4,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1886% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3209% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7109% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7575% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3394% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5478% | 4,708 |
| Percentage Net Loans Charged-off:Construction & development | -0.2195% | 4,627 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7713% | 4,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6113% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6484% | 4,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0196% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0811% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1857% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3338% | 4,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.0735% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2081% | 4,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6745% | 4,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7133% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0735% | 4,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0423% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1040% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0484% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2480% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.1100% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2201% | 4,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3476% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3674% | 4,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7070% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8060% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 3,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1850% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.2141% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2129% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2199% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2321% | 4,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6901% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7838% | 238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4542% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3600% | 85 |
| Percentage Net Loans Charged-off:Construction & development | -0.1348% | 4,273 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.0649% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7607% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4155% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8139% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1273% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7472% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0714% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8319% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6514% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3790% | 4,842 |
| Percentage Net Loans Charged-off:Construction & development | -1.0946% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.1174% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4981% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5311% | 3,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5416% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0836% | 4,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3267% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4079% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4229% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2608% | 4,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.8035% | 4,884 |
| Percentage Net Loans Charged-off:Construction & development | -2.0223% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.6291% | 4,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8774% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9125% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3323% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1555% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1038% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2650% | 4,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.4693% | 4,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -3.5604% | 4,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -11.4308% | 4,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2089% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2167% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5016% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6850% | 4,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7186% | 4,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5666% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9881% | 42 |
| Percentage Net Loans Charged-off:Construction & development | -3.9345% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0286% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5904% | 4,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5660% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6483% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4318% | 4,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1993% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3218% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1925% | 1,957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6836% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2290% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 13.2041% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6964% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9987% | 4,913 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0418% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1592% | 4,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5946% | 4,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0397% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1441% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0336% | 2,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7278% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3411% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 19.8752% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3577% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8267% | 4,950 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2324% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | -2.0545% | 4,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9233% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0123% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0131% | 4,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8591% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9310% | 5,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.1474% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2473% | 4,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0508% | 5,002 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8277% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4284% | 5,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1104% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1296% | 4,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1384% | 4,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8378% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0642% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 8.6295% | 4 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1900% | 4,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6733% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1525% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7197% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3240% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8917% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1117% | 2,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2008% | 5,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1537% | 5,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.6182% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3566% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1529% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5156% | 4,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2537% | 4,885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6658% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3367% | 4,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2137% | 5,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0901% | 5,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.8319% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4393% | 5,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4641% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1512% | 3,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4988% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7907% | 4,983 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6071% | 5,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9973% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7648% | 5,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3166% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1465% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -1.0352% | 4,824 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7264% | 5,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6807% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7200% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2646% | 5,077 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4495% | 4,972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4921% | 4,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 292 |
| Percentage Net Loans Charged-off:Construction & development | -0.4301% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2144% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4450% | 5,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4019% | 3,972 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4475% | 5,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8960% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3536% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2005% | 5,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.5602% | 4,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2507% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1713% | 5,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4399% | 4,010 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2127% | 5,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0972% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1373% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2800% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1265% | 2,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5486% | 5,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1714% | 5,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.8210% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5631% | 5,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.5933% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4124% | 4,031 |
| All other 1-4 family - Percent of loans charged-off, net | -2.7185% | 5,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7761% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8174% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4117% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8503% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4617% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8950% | 5,509 |
| Percentage Net Loans Charged-off:Construction & development | -1.6614% | 5,049 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0207% | 5,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5635% | 5,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3253% | 4,056 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5774% | 5,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0806% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8277% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2813% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0257% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5666% | 5,494 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6702% | 4,566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5806% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3998% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6367% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3765% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2350% | 5,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2193% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2677% | 5,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3381% | 5,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3706% | 5,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 4,695 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7955% | 5,567 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8823% | 4,599 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3671% | 5,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5424% | 4,212 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3573% | 5,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4274% | 5,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0094% | 4,787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1479% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0202% | 4,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4558% | 5,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5272% | 5,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0741% | 4,827 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1675% | 5,627 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3257% | 4,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5067% | 5,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6690% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4981% | 5,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4033% | 5,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0533% | 4,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2196% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0710% | 4,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7899% | 5,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8549% | 5,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2728% | 5,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5475% | 5,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8180% | 4,297 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5333% | 5,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8062% | 5,483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4371% | 5,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4427% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4914% | 5,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1306% | 5,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0753% | 5,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.1259% | 4,967 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3040% | 5,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0289% | 4,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2340% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1645% | 5,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6870% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3742% | 5,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0687% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2890% | 5,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2165% | 5,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.4941% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7489% | 5,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5894% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6038% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7427% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3095% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6128% | 5,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7687% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.9282% | 5,800 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7197% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1435% | 5,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2676% | 5,844 |
| Percentage Net Loans Charged-off:Construction & development | -0.7678% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1811% | 5,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1000% | 5,630 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0593% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5242% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0126% | 5,856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1355% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2430% | 5,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5663% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4360% | 5,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4652% | 5,975 |
| Percentage Net Loans Charged-off:Construction & development | -1.1265% | 5,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1525% | 5,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4118% | 5,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3974% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4128% | 5,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4162% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.1549% | 5,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4676% | 5,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | -1.1152% | 5,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3444% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4427% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4123% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1189% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4297% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | -2.4614% | 5,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6247% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0591% | 5,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7086% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1210% | 5,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 4,910 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0986% | 5,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1068% | 5,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0293% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 5,424 |
| Percentage Net Loans Charged-off:Construction & development | -3.6098% | 5,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9857% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1676% | 6,000 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3157% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2866% | 6,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1149% | 5,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1247% | 5,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5936% | 6,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7458% | 6,253 |
| Percentage Net Loans Charged-off:Construction & development | -7.0754% | 5,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2410% | 6,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7303% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2007% | 6,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0531% | 4,889 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2911% | 5,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3149% | 5,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3284% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2942% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 1.9257% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3053% | 6,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5765% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1495% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5287% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1718% | 5,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4480% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4929% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5092% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0328% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3877% | 6,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4725% | 6,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 5,105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9440% | 6,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2616% | 6,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2507% | 4,727 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2625% | 6,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1526% | 5,522 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0291% | 5,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6582% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0720% | 5,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0234% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6297% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7323% | 6,522 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6987% | 6,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 6,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1268% | 4,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0699% | 6,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1017% | 5,335 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5370% | 6,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7441% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6144% | 6,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0352% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1549% | 6,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1476% | 6,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 5,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 5,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4477% | 6,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2519% | 4,765 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4649% | 6,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6503% | 6,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6997% | 6,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0214% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2187% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 6.3525% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7721% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6843% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7914% | 4,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9216% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5004% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5275% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4197% | 2,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1941% | 6,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2358% | 6,655 |
| Percentage Net Loans Charged-off:Construction & development | -1.1576% | 6,049 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3588% | 6,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2835% | 5,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4097% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3230% | 6,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3315% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0833% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1982% | 2,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1013% | 6,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1155% | 6,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.6710% | 6,001 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1121% | 6,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 3,073 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1816% | 5,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3604% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4196% | 6,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3644% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7759% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3332% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2989% | 6,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1753% | 6,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.1018% | 5,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0879% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7455% | 6,816 |
| Percentage Net Loans Charged-off: Home equity loans | -4.6512% | 5,078 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3344% | 6,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5303% | 6,347 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7603% | 6,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8892% | 6,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4860% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8247% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 2.8490% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9946% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9673% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4417% | 1,088 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3587% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7983% | 6,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5457% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6699% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5381% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1332% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4217% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 2.9913% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5523% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4881% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5135% | 5,203 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7109% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9515% | 6,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3037% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7247% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2788% | 2,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6636% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9225% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 2.4710% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4984% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5778% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4613% | 5,216 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8050% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6644% | 6,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1207% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0835% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0639% | 3,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 3,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1506% | 2,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0679% | 6,108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 6,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6427% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5153% | 5,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7722% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6848% | 6,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2280% | 6,223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1136% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3615% | 6,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5402% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6905% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 3.5659% | 1,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0949% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4388% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5284% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6476% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6424% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0526% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0510% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9659% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6703% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9032% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.2781% | 2,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1633% | 2,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0657% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1325% | 5,337 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4130% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8300% | 6,958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0177% | 6,223 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0152% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0631% | 6,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9213% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2324% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.4110% | 1,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5670% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2005% | 5,380 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0811% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7453% | 6,980 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2302% | 6,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3181% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2443% | 6,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 6,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 7,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1156% | 7,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1995% | 5,393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1067% | 7,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4781% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3354% | 6,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7130% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3528% | 6,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2108% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8792% | 2,109 |
| Percentage Net Loans Charged-off:Construction & development | 3.0175% | 1,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6313% | 1,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0024% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7424% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8292% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9455% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2221% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6026% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.6911% | 2,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4680% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5298% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3638% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6031% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0532% | 6,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3771% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 6,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | 1.1574% | 1,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4168% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2951% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1208% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0460% | 4,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3601% | 7,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2600% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | -1.2904% | 7,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2613% | 7,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2875% | 7,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5724% | 7,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7315% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1170% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1928% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 4.9292% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7218% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5241% | 1,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7418% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3365% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6263% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3028% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3296% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3150% | 3,049 |
| Percentage Net Loans Charged-off:Construction & development | 1.3153% | 2,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2713% | 2,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2992% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3605% | 3,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5481% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9312% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4244% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3926% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 1.8140% | 1,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1982% | 2,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2188% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5901% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6739% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5035% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 3,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 1.0633% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2550% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0212% | 6,914 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1086% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7013% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8358% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 2.9430% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2197% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 2,969 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6948% | 6,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2912% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5842% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0236% | 7,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7096% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1866% | 8,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1061% | 8,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0917% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2500% | 8,135 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2827% | 6,059 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 7,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9284% | 7,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1038% | 7,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9424% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2715% | 8,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1538% | 8,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1384% | 8,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3691% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | -3.3831% | 6,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3214% | 7,959 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1599% | 7,569 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1440% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2255% | 8,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2222% | 8,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0351% | 3,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5115% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4490% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 1.2333% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1375% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2929% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3326% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9303% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7083% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7669% | 1,934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 8,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3138% | 8,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3576% | 8,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5051% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3873% | 3,165 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4230% | 1,882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 7,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1156% | 8,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4726% | 8,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5366% | 8,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4098% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2943% | 3,187 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6486% | 1,859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0884% | 7,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1992% | 8,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8217% | 8,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9317% | 8,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5145% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0811% | 3,558 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3344% | 1,862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0412% | 8,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0735% | 8,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 6,070 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 8,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7367% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2804% | 8,070 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0784% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1230% | 8,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 8,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0920% | 8,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0368% | 8,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0945% | 6,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 8,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1120% | 7,509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8741% | 8,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7442% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0766% | 8,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 7,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1547% | 6,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9365% | 8,372 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1243% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0840% | 8,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 8,153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3693% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 6,801 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8502% | 8,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 8,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0521% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2011% | 8,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2937% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3224% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4928% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0373% | 7,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7222% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1085% | 8,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0493% | 8,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 8,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1711% | 8,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1890% | 8,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0192% | 3,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7885% | 8,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0809% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1801% | 8,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0745% | 8,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 8,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2565% | 8,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2830% | 8,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 2,725 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3488% | 8,534 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9711% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2895% | 8,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1130% | 8,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4633% | 8,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5064% | 8,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0999% | 8,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0834% | 1,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2737% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1707% | 8,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1792% | 8,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 7,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2224% | 5,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4177% | 1,546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0514% | 8,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0699% | 8,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2201% | 8,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2294% | 8,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 7,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2874% | 1,466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1942% | 8,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1381% | 8,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4206% | 8,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4386% | 8,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1626% | 7,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6213% | 8,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3441% | 8,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1771% | 8,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5261% | 8,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5498% | 8,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1485% | 7,699 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4905% | 8,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2887% | 8,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.2325% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6863% | 8,821 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3837% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1660% | 8,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6357% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3228% | 1,411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2152% | 8,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4690% | 9,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9252% | 8,879 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2202% | 8,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8823% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1884% | 1,385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3658% | 8,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1472% | 5,278 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7751% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2061% | 4,236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6201% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3587% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4062% | 548 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 8,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8633% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0950% | 8,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1014% | 8,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 3,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 4,910 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2777% | 1,560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1568% | 4,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3103% | 3,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 4,320 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1291% | 1,660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0914% | 9,739 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 7,279 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2217% | 5,095 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9451% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |