Home > Oxford Bank > Net charge- offs to loans
Oxford Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2489% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0435% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0149% | 4,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0149% | 4,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 4,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0254% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0254% | 4,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0531% | 4,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0531% | 4,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 4,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 3,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1513% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 4,324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2177% | 4,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1585% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1585% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2442% | 4,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3507% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1673% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1673% | 1,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 4,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3533% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 3,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5055% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3322% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3322% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0408% | 3,367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0366% | 4,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6505% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6505% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 3,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 4,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0803% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1809% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 4,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,260 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4679% | 4,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4679% | 4,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 3,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0489% | 4,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0936% | 4,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2439% | 3,589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 4,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5608% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5608% | 4,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.0726% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1104% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3441% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8155% | 4,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8155% | 4,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.1404% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4317% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,416 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4345% | 4,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4345% | 4,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0615% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0377% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0688% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3054% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3054% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0626% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0304% | 4,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0751% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0918% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0894% | 4,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1160% | 4,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0901% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0502% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0762% | 4,860 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0855% | 4,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1389% | 3,747 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0648% | 4,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3870% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3870% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0823% | 4,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1503% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0659% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3675% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3675% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0757% | 4,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1472% | 3,818 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0590% | 4,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1416% | 4,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1416% | 4,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 4,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 4,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0882% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 4,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,849 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1870% | 4,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1870% | 4,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0801% | 5,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0851% | 5,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7846% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 4,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0755% | 4,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0379% | 4,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0830% | 5,070 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0617% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0876% | 5,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0563% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0343% | 4,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0343% | 4,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2629% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0507% | 4,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0837% | 5,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0705% | 3,862 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0866% | 5,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5730% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,743 |
| Percentage Net Loans Charged-off:Construction & development | -0.0545% | 4,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0844% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0968% | 3,958 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0817% | 5,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2340% | 4,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2340% | 4,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 5,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.1356% | 4,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1986% | 5,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3616% | 4,152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1696% | 5,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6472% | 5,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6472% | 5,395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0559% | 5,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 5,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.1711% | 4,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2426% | 5,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4372% | 4,194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2090% | 5,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9290% | 5,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9290% | 5,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0686% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0741% | 5,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.2201% | 4,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2905% | 5,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4012% | 4,216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2718% | 5,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3726% | 5,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3726% | 5,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1062% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1057% | 5,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.2943% | 5,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4061% | 5,669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4458% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3997% | 5,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,036 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6459% | 5,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6459% | 5,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0450% | 5,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 5,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 4,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1590% | 5,598 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5712% | 4,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1686% | 5,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6203% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6203% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0955% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 5,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.0987% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0940% | 5,551 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5181% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2387% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0668% | 5,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0668% | 5,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0990% | 1,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 5,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.1037% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0672% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1169% | 5,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3060% | 5,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3060% | 5,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1120% | 5,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1060% | 5,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.1748% | 5,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3977% | 5,912 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5926% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2231% | 5,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1268% | 5,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8854% | 5,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8854% | 5,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2794% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0706% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2563% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6637% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1972% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2960% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8633% | 6,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8633% | 5,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9606% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0686% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3969% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1367% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2906% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5045% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3178% | 6,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3178% | 6,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6295% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.2074% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4576% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2760% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5649% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1391% | 5,291 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6236% | 6,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6236% | 6,117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9259% | 5,663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2851% | 586 |
| Percentage Net Loans Charged-off:Construction & development | -0.3610% | 5,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1872% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6939% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1805% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7693% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1393% | 5,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1215% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1215% | 6,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8349% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.1464% | 5,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3031% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1729% | 4,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3817% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0694% | 5,219 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0208% | 6,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0208% | 6,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7631% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.1390% | 5,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3691% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 5,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3603% | 6,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3598% | 6,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4441% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.1509% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3622% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5049% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3375% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1738% | 5,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9903% | 6,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9903% | 6,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1403% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.1843% | 5,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4563% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6635% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2425% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1743% | 5,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3968% | 6,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3968% | 6,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3375% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4033% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | -0.4212% | 5,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2082% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4594% | 4,948 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5548% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1607% | 5,802 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6814% | 6,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6814% | 6,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1334% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3402% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4194% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | -0.3780% | 5,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2285% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4348% | 4,978 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5852% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1160% | 5,703 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5951% | 6,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5951% | 6,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1742% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5075% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5419% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.2207% | 5,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5359% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3485% | 4,970 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9541% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8905% | 6,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8905% | 6,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2318% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6974% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7159% | 744 |
| Percentage Net Loans Charged-off:Construction & development | -0.3437% | 5,955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0282% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7721% | 5,032 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6698% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3158% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3158% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3337% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4003% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.4369% | 1,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 2,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9223% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7289% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6809% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 5,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5649% | 6,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5649% | 6,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1940% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0478% | 122 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3594% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 1.3665% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 2,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7343% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3696% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5343% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0267% | 3,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1021% | 6,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1021% | 6,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1186% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0774% | 107 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4214% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | 2.2105% | 913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0701% | 2,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7839% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0516% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6945% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1826% | 2,275 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2562% | 7,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2562% | 6,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1568% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1960% | 88 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3395% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3920% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 3.5222% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1463% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5109% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8200% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4012% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6353% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1137% | 7,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1137% | 6,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5307% | 56 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8888% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7674% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 3.7990% | 1,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1817% | 2,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2261% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3520% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1764% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4118% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4913% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2362% | 382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0799% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4461% | 67 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7726% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7310% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 4.3038% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1885% | 2,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0867% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7657% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8154% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7659% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1119% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9175% | 663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0525% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5933% | 66 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0055% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9504% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 7.4943% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2803% | 1,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2227% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8566% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9674% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4813% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8082% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5863% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0797% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6382% | 38 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2864% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3481% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 13.9785% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 1,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8344% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2753% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2538% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 6,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7274% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2391% | 498 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8735% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0992% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 9.2342% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7892% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0396% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7096% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3394% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6587% | 3,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1805% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1472% | 1,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8886% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0544% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 9.3365% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0451% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6553% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8807% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7140% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0315% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7213% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1843% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8756% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0091% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 10.6673% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6304% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8408% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 8.1021% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4515% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2686% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9267% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2109% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3413% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2463% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 2.7949% | 1,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5660% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9580% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9744% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0990% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9200% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0050% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2283% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8450% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9052% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 8.5152% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4817% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6176% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1057% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8379% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5891% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6591% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2879% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3887% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 4.6866% | 1,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0950% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3905% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4382% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3698% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4893% | 3,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9442% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2701% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4959% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 5.5166% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2619% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3060% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4601% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6707% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 3,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0485% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1127% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2100% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 2.7049% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3257% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0709% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3451% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8219% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3997% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5749% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3965% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8628% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 19.7877% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5552% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3634% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8802% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 7.7418% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6647% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8967% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | -4.9893% | 1,860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5096% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9844% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2097% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 17.0095% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6599% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2381% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5601% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 7.6583% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8587% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9513% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3792% | 1,030 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6584% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0241% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5931% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 18.1994% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0541% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1718% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5141% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1655% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0506% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3721% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8553% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9503% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1593% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2847% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 13.7582% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4996% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6404% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0191% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4998% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1260% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9505% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7106% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8177% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5691% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 5.7189% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3734% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2904% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1158% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3226% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8214% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8876% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6009% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4413% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0515% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5429% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9011% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3853% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7584% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4726% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1348% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5412% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2935% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3502% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9386% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6541% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5020% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2057% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5455% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3862% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8016% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2685% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6063% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5139% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0765% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4266% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3493% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6840% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9791% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3648% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2711% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5552% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6587% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3315% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5101% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 6,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6983% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1475% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3481% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3564% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3450% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 7,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7655% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4358% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4304% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4210% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4338% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0392% | 7,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6580% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4764% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2776% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6426% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6017% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6579% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5191% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5316% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4545% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0454% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6458% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1915% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 6,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1227% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 4,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3397% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2983% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2324% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 3,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2316% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2781% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2209% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2796% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2026% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 7,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0932% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4334% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2698% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5230% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1920% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 7,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8267% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2726% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1564% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 4,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2185% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6326% | 1,667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2093% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 7,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9252% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3366% | 1,693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2217% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 7,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6104% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5375% | 1,482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1182% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 5,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1581% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 7,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8532% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6088% | 2,651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 3,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9375% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3205% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3541% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1730% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9737% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8006% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8673% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8592% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9762% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2033% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2402% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9951% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1992% | 3,494 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 5,597 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 8,218 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 9,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 7,889 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 10,965 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |