Home > OSB Community Bank > Income and Expense
OSB Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,423,000 | 2,235 |
| Total interest expense | $5,651,000 | 1,890 |
| Net interest income | $9,772,000 | 2,421 |
| Provision for loan and lease losses | $-193,000 | 4,386 |
| Total noninterest income | $1,043,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $125,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $918,000 | 2,378 |
| Total noninterest expense | $8,160,000 | 2,302 |
| Salaries and employee benefits | $4,712,000 | 2,275 |
| Premises and equipment expense | $626,000 | 2,642 |
| Additional noninterest expense | $918,000 | 2,378 |
| Pre-tax net operating income | $2,848,000 | 2,570 |
| Securities gains (losses) | $-14,000 | 3,419 |
| Applicable income taxes | $759,000 | 1,613 |
| Income before extraordinary items | $2,075,000 | 2,743 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,075,000 | 2,771 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,075,000 | 2,745 |
| Net charge-offs | $212,000 | 1,126 |
| Cash dividends | $1,892,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 351 |
| Net operating income | $2,086,060 | 2,769 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,480,000 | 2,211 |
| Total interest expense | $4,062,000 | 1,812 |
| Net interest income | $7,418,000 | 2,414 |
| Provision for loan and lease losses | $-158,000 | 4,412 |
| Total noninterest income | $781,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $92,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 2,349 |
| Total noninterest expense | $6,096,000 | 2,304 |
| Salaries and employee benefits | $3,539,000 | 2,261 |
| Premises and equipment expense | $471,000 | 2,645 |
| Additional noninterest expense | $689,000 | 2,348 |
| Pre-tax net operating income | $2,261,000 | 2,555 |
| Securities gains (losses) | $-14,000 | 3,550 |
| Applicable income taxes | $605,000 | 1,619 |
| Income before extraordinary items | $1,642,000 | 2,741 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,642,000 | 2,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,642,000 | 2,742 |
| Net charge-offs | $230,000 | 832 |
| Cash dividends | $1,370,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 433 |
| Net operating income | $1,653,060 | 2,761 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 2,195 |
| Total interest expense | $2,532,000 | 1,735 |
| Net interest income | $5,045,000 | 2,401 |
| Provision for loan and lease losses | $5,000 | 2,837 |
| Total noninterest income | $531,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $57,000 | 3,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 2,248 |
| Total noninterest expense | $4,101,000 | 2,276 |
| Salaries and employee benefits | $2,381,000 | 2,250 |
| Premises and equipment expense | $314,000 | 2,635 |
| Additional noninterest expense | $474,000 | 2,244 |
| Pre-tax net operating income | $1,470,000 | 2,609 |
| Securities gains (losses) | $-14,000 | 3,845 |
| Applicable income taxes | $395,000 | 1,659 |
| Income before extraordinary items | $1,061,000 | 2,791 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,061,000 | 2,822 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,061,000 | 2,791 |
| Net charge-offs | $-119,000 | 4,475 |
| Cash dividends | $840,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 424 |
| Net operating income | $1,072,060 | 2,807 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 2,235 |
| Total interest expense | $1,105,000 | 1,723 |
| Net interest income | $2,543,000 | 2,411 |
| Provision for loan and lease losses | $138,000 | 1,114 |
| Total noninterest income | $281,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,157 |
| Total noninterest expense | $2,035,000 | 2,314 |
| Salaries and employee benefits | $1,187,000 | 2,295 |
| Premises and equipment expense | $160,000 | 2,646 |
| Additional noninterest expense | $257,000 | 2,157 |
| Pre-tax net operating income | $651,000 | 2,799 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $178,000 | 1,751 |
| Income before extraordinary items | $473,000 | 3,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $473,000 | 3,005 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $473,000 | 3,006 |
| Net charge-offs | $-12,000 | 4,101 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 387 |
| Net operating income | $473,000 | 3,027 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,642,000 | 2,086 |
| Total interest expense | $1,896,000 | 1,658 |
| Net interest income | $11,746,000 | 2,135 |
| Provision for loan and lease losses | $1,148,000 | 744 |
| Total noninterest income | $1,328,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $121,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,207,000 | 2,134 |
| Total noninterest expense | $8,372,000 | 2,237 |
| Salaries and employee benefits | $4,992,000 | 2,187 |
| Premises and equipment expense | $651,000 | 2,601 |
| Additional noninterest expense | $1,207,000 | 2,134 |
| Pre-tax net operating income | $3,554,000 | 2,446 |
| Securities gains (losses) | $-13,000 | 3,488 |
| Applicable income taxes | $977,000 | 1,566 |
| Income before extraordinary items | $2,564,000 | 2,648 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,564,000 | 2,645 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,564,000 | 2,647 |
| Net charge-offs | $487,000 | 600 |
| Cash dividends | $3,981,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 381 |
| Net operating income | $2,574,270 | 2,681 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,015,000 | 2,067 |
| Total interest expense | $1,115,000 | 1,636 |
| Net interest income | $8,900,000 | 2,093 |
| Provision for loan and lease losses | $730,000 | 769 |
| Total noninterest income | $838,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $98,000 | 3,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $740,000 | 2,384 |
| Total noninterest expense | $6,271,000 | 2,236 |
| Salaries and employee benefits | $3,779,000 | 2,169 |
| Premises and equipment expense | $486,000 | 2,607 |
| Additional noninterest expense | $740,000 | 2,384 |
| Pre-tax net operating income | $2,737,000 | 2,410 |
| Securities gains (losses) | $-13,000 | 3,851 |
| Applicable income taxes | $746,000 | 1,567 |
| Income before extraordinary items | $1,978,000 | 2,594 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,978,000 | 2,592 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,978,000 | 2,593 |
| Net charge-offs | $-79,000 | 4,224 |
| Cash dividends | $2,181,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 461 |
| Net operating income | $1,988,270 | 2,623 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 2,030 |
| Total interest expense | $658,000 | 1,604 |
| Net interest income | $5,993,000 | 2,049 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $567,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $63,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,382 |
| Total noninterest expense | $4,294,000 | 2,186 |
| Salaries and employee benefits | $2,672,000 | 2,089 |
| Premises and equipment expense | $323,000 | 2,610 |
| Additional noninterest expense | $1,299,000 | 2,193 |
| Pre-tax net operating income | $2,266,000 | 2,050 |
| Securities gains (losses) | $-3,000 | 3,777 |
| Applicable income taxes | $619,000 | 1,328 |
| Income before extraordinary items | $1,644,000 | 2,225 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,644,000 | 2,226 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,644,000 | 2,225 |
| Net charge-offs | $67,000 | 855 |
| Cash dividends | $1,504,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 444 |
| Net operating income | $1,646,370 | 2,262 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 1,955 |
| Total interest expense | $320,000 | 1,576 |
| Net interest income | $3,037,000 | 1,972 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $321,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $32,000 | 3,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,226 |
| Total noninterest expense | $2,123,000 | 2,191 |
| Salaries and employee benefits | $1,305,000 | 2,121 |
| Premises and equipment expense | $168,000 | 2,558 |
| Additional noninterest expense | $650,000 | 2,182 |
| Pre-tax net operating income | $1,235,000 | 1,886 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $342,000 | 1,207 |
| Income before extraordinary items | $893,000 | 2,058 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $893,000 | 2,057 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $893,000 | 2,058 |
| Net charge-offs | $61,000 | 616 |
| Cash dividends | $702,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 412 |
| Net operating income | $893,000 | 2,074 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,290,000 | 2,045 |
| Total interest expense | $1,576,000 | 1,602 |
| Net interest income | $11,714,000 | 2,059 |
| Provision for loan and lease losses | $150,000 | 1,910 |
| Total noninterest income | $2,056,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $92,000 | 3,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,964,000 | 1,923 |
| Total noninterest expense | $9,501,000 | 2,039 |
| Salaries and employee benefits | $5,980,000 | 1,938 |
| Premises and equipment expense | $625,000 | 2,685 |
| Additional noninterest expense | $2,896,000 | 2,030 |
| Pre-tax net operating income | $4,119,000 | 2,286 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,167,000 | 1,492 |
| Income before extraordinary items | $2,952,000 | 2,566 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,952,000 | 2,567 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,952,000 | 2,567 |
| Net charge-offs | $-11,000 | 3,689 |
| Cash dividends | $1,956,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 388 |
| Net operating income | $2,952,000 | 2,542 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,949,000 | 2,076 |
| Total interest expense | $1,239,000 | 1,615 |
| Net interest income | $8,710,000 | 2,107 |
| Provision for loan and lease losses | $125,000 | 1,815 |
| Total noninterest income | $1,488,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $65,000 | 3,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,423,000 | 2,008 |
| Total noninterest expense | $7,105,000 | 2,060 |
| Salaries and employee benefits | $4,522,000 | 1,930 |
| Premises and equipment expense | $458,000 | 2,733 |
| Additional noninterest expense | $2,125,000 | 2,074 |
| Pre-tax net operating income | $2,968,000 | 2,445 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $795,000 | 1,647 |
| Income before extraordinary items | $2,173,000 | 2,697 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,173,000 | 2,697 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,173,000 | 2,697 |
| Net charge-offs | $-9,000 | 3,624 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 362 |
| Net operating income | $2,173,000 | 2,676 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 2,098 |
| Total interest expense | $869,000 | 1,614 |
| Net interest income | $5,657,000 | 2,141 |
| Provision for loan and lease losses | $125,000 | 1,507 |
| Total noninterest income | $975,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $41,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $934,000 | 1,981 |
| Total noninterest expense | $4,658,000 | 2,074 |
| Salaries and employee benefits | $2,934,000 | 1,958 |
| Premises and equipment expense | $306,000 | 2,713 |
| Additional noninterest expense | $1,418,000 | 2,051 |
| Pre-tax net operating income | $1,849,000 | 2,507 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $491,000 | 1,678 |
| Income before extraordinary items | $1,358,000 | 2,768 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,358,000 | 2,767 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,358,000 | 2,768 |
| Net charge-offs | $-21,000 | 4,072 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 339 |
| Net operating income | $1,358,000 | 2,743 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 2,132 |
| Total interest expense | $475,000 | 1,584 |
| Net interest income | $2,687,000 | 2,201 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $376,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $20,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 2,268 |
| Total noninterest expense | $2,227,000 | 2,119 |
| Salaries and employee benefits | $1,357,000 | 2,052 |
| Premises and equipment expense | $148,000 | 2,797 |
| Additional noninterest expense | $722,000 | 1,988 |
| Pre-tax net operating income | $786,000 | 2,692 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $208,000 | 1,788 |
| Income before extraordinary items | $578,000 | 2,951 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $578,000 | 2,950 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $578,000 | 2,951 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 311 |
| Net operating income | $578,000 | 2,921 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,362,000 | 2,065 |
| Total interest expense | $2,566,000 | 1,676 |
| Net interest income | $10,796,000 | 2,130 |
| Provision for loan and lease losses | $660,000 | 1,979 |
| Total noninterest income | $2,294,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $106,000 | 3,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,188,000 | 1,711 |
| Total noninterest expense | $9,069,000 | 2,092 |
| Salaries and employee benefits | $5,583,000 | 2,000 |
| Premises and equipment expense | $637,000 | 2,676 |
| Additional noninterest expense | $2,849,000 | 2,005 |
| Pre-tax net operating income | $3,361,000 | 2,295 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $771,000 | 1,649 |
| Income before extraordinary items | $2,591,000 | 2,502 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,591,000 | 2,502 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,591,000 | 2,502 |
| Net charge-offs | $119,000 | 1,881 |
| Cash dividends | $2,162,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $304,000 | 323 |
| Net operating income | $2,590,210 | 2,446 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 2,071 |
| Total interest expense | $2,030,000 | 1,683 |
| Net interest income | $7,948,000 | 2,154 |
| Provision for loan and lease losses | $660,000 | 1,708 |
| Total noninterest income | $1,776,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $85,000 | 3,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,691,000 | 1,634 |
| Total noninterest expense | $6,718,000 | 2,087 |
| Salaries and employee benefits | $4,129,000 | 2,004 |
| Premises and equipment expense | $492,000 | 2,620 |
| Additional noninterest expense | $2,097,000 | 2,001 |
| Pre-tax net operating income | $2,346,000 | 2,371 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $618,000 | 1,573 |
| Income before extraordinary items | $1,729,000 | 2,642 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,729,000 | 2,641 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,729,000 | 2,642 |
| Net charge-offs | $99,000 | 1,674 |
| Cash dividends | $2,750,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 370 |
| Net operating income | $1,728,210 | 2,598 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 2,115 |
| Total interest expense | $1,460,000 | 1,676 |
| Net interest income | $5,127,000 | 2,234 |
| Provision for loan and lease losses | $580,000 | 1,505 |
| Total noninterest income | $1,023,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $63,000 | 3,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 1,711 |
| Total noninterest expense | $4,340,000 | 2,134 |
| Salaries and employee benefits | $2,657,000 | 2,056 |
| Premises and equipment expense | $328,000 | 2,623 |
| Additional noninterest expense | $1,355,000 | 2,045 |
| Pre-tax net operating income | $1,230,000 | 2,653 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $318,000 | 1,703 |
| Income before extraordinary items | $913,000 | 2,923 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $913,000 | 2,922 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $913,000 | 2,923 |
| Net charge-offs | $57,000 | 1,660 |
| Cash dividends | $2,750,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 347 |
| Net operating income | $912,210 | 2,888 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 2,158 |
| Total interest expense | $807,000 | 1,677 |
| Net interest income | $2,381,000 | 2,301 |
| Provision for loan and lease losses | $450,000 | 941 |
| Total noninterest income | $314,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $46,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,124 |
| Total noninterest expense | $2,126,000 | 2,186 |
| Salaries and employee benefits | $1,285,000 | 2,112 |
| Premises and equipment expense | $179,000 | 2,500 |
| Additional noninterest expense | $662,000 | 2,094 |
| Pre-tax net operating income | $119,000 | 4,184 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $21,000 | 2,860 |
| Income before extraordinary items | $99,000 | 4,227 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $99,000 | 4,227 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $99,000 | 4,227 |
| Net charge-offs | $30,000 | 1,432 |
| Cash dividends | $2,750,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 335 |
| Net operating income | $98,180 | 4,221 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,084,000 | 2,142 |
| Total interest expense | $3,166,000 | 1,741 |
| Net interest income | $9,918,000 | 2,256 |
| Provision for loan and lease losses | $595,000 | 1,360 |
| Total noninterest income | $1,640,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $203,000 | 3,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,437,000 | 1,836 |
| Total noninterest expense | $8,226,000 | 2,206 |
| Salaries and employee benefits | $4,801,000 | 2,167 |
| Premises and equipment expense | $700,000 | 2,544 |
| Additional noninterest expense | $2,725,000 | 2,077 |
| Pre-tax net operating income | $2,737,000 | 2,598 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $747,000 | 1,653 |
| Income before extraordinary items | $1,990,000 | 2,911 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,990,000 | 2,911 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,990,000 | 2,912 |
| Net charge-offs | $285,000 | 1,391 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $296,000 | 353 |
| Net operating income | $1,990,000 | 2,866 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 2,184 |
| Total interest expense | $2,315,000 | 1,777 |
| Net interest income | $7,357,000 | 2,308 |
| Provision for loan and lease losses | $405,000 | 1,337 |
| Total noninterest income | $1,322,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $143,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,179,000 | 1,751 |
| Total noninterest expense | $6,326,000 | 2,168 |
| Salaries and employee benefits | $3,724,000 | 2,127 |
| Premises and equipment expense | $516,000 | 2,580 |
| Additional noninterest expense | $2,086,000 | 2,055 |
| Pre-tax net operating income | $1,948,000 | 2,767 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $524,000 | 1,751 |
| Income before extraordinary items | $1,424,000 | 3,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,424,000 | 3,024 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,424,000 | 3,024 |
| Net charge-offs | $259,000 | 1,122 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 342 |
| Net operating income | $1,424,000 | 2,996 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 2,210 |
| Total interest expense | $1,455,000 | 1,835 |
| Net interest income | $4,892,000 | 2,313 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $623,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $89,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,135 |
| Total noninterest expense | $4,003,000 | 2,260 |
| Salaries and employee benefits | $2,311,000 | 2,231 |
| Premises and equipment expense | $339,000 | 2,611 |
| Additional noninterest expense | $1,353,000 | 2,107 |
| Pre-tax net operating income | $1,212,000 | 2,846 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $341,000 | 1,758 |
| Income before extraordinary items | $871,000 | 3,132 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $871,000 | 3,130 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $871,000 | 3,130 |
| Net charge-offs | $280,000 | 823 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 321 |
| Net operating income | $871,000 | 3,108 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 2,223 |
| Total interest expense | $698,000 | 1,841 |
| Net interest income | $2,457,000 | 2,307 |
| Provision for loan and lease losses | $130,000 | 1,293 |
| Total noninterest income | $255,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $46,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 2,361 |
| Total noninterest expense | $1,968,000 | 2,297 |
| Salaries and employee benefits | $1,109,000 | 2,314 |
| Premises and equipment expense | $176,000 | 2,578 |
| Additional noninterest expense | $683,000 | 2,077 |
| Pre-tax net operating income | $614,000 | 2,781 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $198,000 | 1,604 |
| Income before extraordinary items | $416,000 | 3,168 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $416,000 | 3,165 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $416,000 | 3,167 |
| Net charge-offs | $130,000 | 786 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 285 |
| Net operating income | $416,000 | 3,154 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,607,000 | 2,268 |
| Total interest expense | $2,047,000 | 1,907 |
| Net interest income | $9,560,000 | 2,324 |
| Provision for loan and lease losses | $527,000 | 1,408 |
| Total noninterest income | $1,448,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $249,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,199,000 | 2,038 |
| Total noninterest expense | $7,712,000 | 2,307 |
| Salaries and employee benefits | $4,356,000 | 2,321 |
| Premises and equipment expense | $674,000 | 2,639 |
| Additional noninterest expense | $2,682,000 | 2,105 |
| Pre-tax net operating income | $2,769,000 | 2,630 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $706,000 | 1,681 |
| Income before extraordinary items | $2,063,000 | 2,886 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,063,000 | 2,885 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,063,000 | 2,885 |
| Net charge-offs | $371,000 | 1,168 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 366 |
| Net operating income | $2,063,000 | 2,882 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,509,000 | 2,296 |
| Total interest expense | $1,381,000 | 1,969 |
| Net interest income | $7,128,000 | 2,343 |
| Provision for loan and lease losses | $377,000 | 1,374 |
| Total noninterest income | $1,081,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $186,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $895,000 | 2,065 |
| Total noninterest expense | $5,847,000 | 2,287 |
| Salaries and employee benefits | $3,301,000 | 2,302 |
| Premises and equipment expense | $524,000 | 2,591 |
| Additional noninterest expense | $2,022,000 | 2,104 |
| Pre-tax net operating income | $1,985,000 | 2,736 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $500,000 | 1,780 |
| Income before extraordinary items | $1,485,000 | 3,008 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,485,000 | 3,006 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,485,000 | 3,007 |
| Net charge-offs | $255,000 | 1,091 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 350 |
| Net operating income | $1,485,000 | 2,993 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,565,000 | 2,322 |
| Total interest expense | $863,000 | 1,981 |
| Net interest income | $4,702,000 | 2,360 |
| Provision for loan and lease losses | $312,000 | 1,136 |
| Total noninterest income | $672,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $123,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,171 |
| Total noninterest expense | $3,871,000 | 2,308 |
| Salaries and employee benefits | $2,149,000 | 2,356 |
| Premises and equipment expense | $354,000 | 2,583 |
| Additional noninterest expense | $1,368,000 | 2,092 |
| Pre-tax net operating income | $1,191,000 | 2,883 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $305,000 | 1,856 |
| Income before extraordinary items | $886,000 | 3,140 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $886,000 | 3,138 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $886,000 | 3,139 |
| Net charge-offs | $238,000 | 846 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 331 |
| Net operating income | $886,000 | 3,130 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 2,371 |
| Total interest expense | $397,000 | 2,033 |
| Net interest income | $2,289,000 | 2,410 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $325,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $61,000 | 3,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,165 |
| Total noninterest expense | $1,811,000 | 2,452 |
| Salaries and employee benefits | $1,031,000 | 2,448 |
| Premises and equipment expense | $184,000 | 2,573 |
| Additional noninterest expense | $596,000 | 2,287 |
| Pre-tax net operating income | $678,000 | 2,636 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $177,000 | 1,688 |
| Income before extraordinary items | $501,000 | 2,897 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $501,000 | 2,897 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $501,000 | 2,897 |
| Net charge-offs | $27,000 | 1,506 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 299 |
| Net operating income | $501,000 | 2,884 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,056,000 | 2,439 |
| Total interest expense | $1,119,000 | 2,363 |
| Net interest income | $8,937,000 | 2,423 |
| Provision for loan and lease losses | $575,000 | 1,330 |
| Total noninterest income | $1,436,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $234,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,202,000 | 2,063 |
| Total noninterest expense | $7,387,000 | 2,421 |
| Salaries and employee benefits | $4,359,000 | 2,326 |
| Premises and equipment expense | $692,000 | 2,680 |
| Additional noninterest expense | $2,336,000 | 2,363 |
| Pre-tax net operating income | $2,411,000 | 2,810 |
| Securities gains (losses) | $-29,000 | 5,220 |
| Applicable income taxes | $1,523,000 | 1,527 |
| Income before extraordinary items | $859,000 | 3,911 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $859,000 | 3,910 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $859,000 | 3,911 |
| Net charge-offs | $350,000 | 1,360 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 371 |
| Net operating income | $877,560 | 3,874 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 2,482 |
| Total interest expense | $768,000 | 2,489 |
| Net interest income | $6,619,000 | 2,458 |
| Provision for loan and lease losses | $460,000 | 1,213 |
| Total noninterest income | $1,076,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $174,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 2,102 |
| Total noninterest expense | $5,443,000 | 2,457 |
| Salaries and employee benefits | $3,170,000 | 2,391 |
| Premises and equipment expense | $521,000 | 2,693 |
| Additional noninterest expense | $1,752,000 | 2,380 |
| Pre-tax net operating income | $1,792,000 | 2,878 |
| Securities gains (losses) | $43,000 | 945 |
| Applicable income taxes | $520,000 | 2,031 |
| Income before extraordinary items | $1,315,000 | 3,066 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,315,000 | 3,065 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,315,000 | 3,066 |
| Net charge-offs | $341,000 | 1,042 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 350 |
| Net operating income | $1,284,040 | 3,079 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 2,503 |
| Total interest expense | $481,000 | 2,547 |
| Net interest income | $4,366,000 | 2,458 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $694,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $113,000 | 3,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,142 |
| Total noninterest expense | $3,611,000 | 2,483 |
| Salaries and employee benefits | $2,106,000 | 2,410 |
| Premises and equipment expense | $350,000 | 2,684 |
| Additional noninterest expense | $1,155,000 | 2,405 |
| Pre-tax net operating income | $1,199,000 | 2,841 |
| Securities gains (losses) | $14,000 | 1,120 |
| Applicable income taxes | $357,000 | 2,004 |
| Income before extraordinary items | $856,000 | 3,063 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $856,000 | 3,062 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $856,000 | 3,063 |
| Net charge-offs | $256,000 | 921 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 326 |
| Net operating income | $846,060 | 3,066 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 2,585 |
| Total interest expense | $231,000 | 2,596 |
| Net interest income | $2,085,000 | 2,557 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $311,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 2,285 |
| Total noninterest expense | $1,759,000 | 2,540 |
| Salaries and employee benefits | $1,006,000 | 2,510 |
| Premises and equipment expense | $176,000 | 2,723 |
| Additional noninterest expense | $577,000 | 2,393 |
| Pre-tax net operating income | $547,000 | 2,941 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $183,000 | 1,948 |
| Income before extraordinary items | $364,000 | 3,295 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $364,000 | 3,294 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $364,000 | 3,295 |
| Net charge-offs | $153,000 | 711 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 297 |
| Net operating income | $364,000 | 3,271 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 2,690 |
| Total interest expense | $888,000 | 2,614 |
| Net interest income | $7,769,000 | 2,680 |
| Provision for loan and lease losses | $442,000 | 1,605 |
| Total noninterest income | $1,297,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $206,000 | 3,529 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,091,000 | 2,291 |
| Total noninterest expense | $6,713,000 | 2,642 |
| Salaries and employee benefits | $3,706,000 | 2,636 |
| Premises and equipment expense | $663,000 | 2,841 |
| Additional noninterest expense | $2,344,000 | 2,437 |
| Pre-tax net operating income | $1,911,000 | 3,138 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $600,000 | 2,104 |
| Income before extraordinary items | $1,316,000 | 3,489 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,316,000 | 3,487 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,316,000 | 3,488 |
| Net charge-offs | $419,000 | 1,205 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $9,405,000 | 54 |
| Net operating income | $1,312,550 | 3,441 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 2,718 |
| Total interest expense | $650,000 | 2,667 |
| Net interest income | $5,784,000 | 2,703 |
| Provision for loan and lease losses | $303,000 | 1,603 |
| Total noninterest income | $959,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $142,000 | 3,674 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $817,000 | 2,292 |
| Total noninterest expense | $4,822,000 | 2,710 |
| Salaries and employee benefits | $2,517,000 | 2,826 |
| Premises and equipment expense | $495,000 | 2,860 |
| Additional noninterest expense | $1,810,000 | 2,381 |
| Pre-tax net operating income | $1,618,000 | 2,989 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $520,000 | 2,026 |
| Income before extraordinary items | $1,103,000 | 3,332 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,103,000 | 3,330 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,103,000 | 3,332 |
| Net charge-offs | $219,000 | 1,383 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 501 |
| Net operating income | $1,099,600 | 3,282 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 2,758 |
| Total interest expense | $426,000 | 2,711 |
| Net interest income | $3,812,000 | 2,725 |
| Provision for loan and lease losses | $278,000 | 1,337 |
| Total noninterest income | $524,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $83,000 | 3,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $441,000 | 2,537 |
| Total noninterest expense | $3,094,000 | 2,794 |
| Salaries and employee benefits | $1,672,000 | 2,853 |
| Premises and equipment expense | $316,000 | 2,940 |
| Additional noninterest expense | $1,106,000 | 2,563 |
| Pre-tax net operating income | $964,000 | 3,143 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $297,000 | 2,142 |
| Income before extraordinary items | $672,000 | 3,481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $672,000 | 3,476 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $672,000 | 3,478 |
| Net charge-offs | $214,000 | 1,079 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 499 |
| Net operating income | $668,550 | 3,431 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 2,864 |
| Total interest expense | $211,000 | 2,738 |
| Net interest income | $1,788,000 | 2,857 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $217,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $40,000 | 3,910 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $177,000 | 2,785 |
| Total noninterest expense | $1,500,000 | 2,865 |
| Salaries and employee benefits | $832,000 | 2,869 |
| Premises and equipment expense | $157,000 | 2,983 |
| Additional noninterest expense | $511,000 | 2,730 |
| Pre-tax net operating income | $385,000 | 3,464 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $115,000 | 2,333 |
| Income before extraordinary items | $270,000 | 3,797 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $270,000 | 3,794 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $270,000 | 3,795 |
| Net charge-offs | $152,000 | 786 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 472 |
| Net operating income | $270,000 | 3,745 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,941,000 | 2,854 |
| Total interest expense | $928,000 | 2,551 |
| Net interest income | $7,013,000 | 2,856 |
| Provision for loan and lease losses | $270,000 | 2,021 |
| Total noninterest income | $1,016,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $228,000 | 3,499 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $788,000 | 2,674 |
| Total noninterest expense | $6,687,000 | 2,644 |
| Salaries and employee benefits | $3,108,000 | 2,966 |
| Premises and equipment expense | $684,000 | 2,853 |
| Additional noninterest expense | $2,895,000 | 2,076 |
| Pre-tax net operating income | $1,072,000 | 4,001 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $246,000 | 2,801 |
| Income before extraordinary items | $830,000 | 4,201 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $830,000 | 4,199 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $830,000 | 4,201 |
| Net charge-offs | $361,000 | 1,452 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 559 |
| Net operating income | $826,920 | 4,152 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 2,871 |
| Total interest expense | $721,000 | 2,514 |
| Net interest income | $5,235,000 | 2,885 |
| Provision for loan and lease losses | $220,000 | 1,874 |
| Total noninterest income | $719,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $170,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $549,000 | 2,786 |
| Total noninterest expense | $5,076,000 | 2,631 |
| Salaries and employee benefits | $2,171,000 | 3,132 |
| Premises and equipment expense | $522,000 | 2,873 |
| Additional noninterest expense | $2,383,000 | 1,890 |
| Pre-tax net operating income | $658,000 | 4,375 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $105,000 | 3,248 |
| Income before extraordinary items | $573,000 | 4,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $573,000 | 4,394 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $573,000 | 4,395 |
| Net charge-offs | $210,000 | 1,509 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 526 |
| Net operating income | $556,000 | 4,381 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 2,859 |
| Total interest expense | $485,000 | 2,511 |
| Net interest income | $3,523,000 | 2,861 |
| Provision for loan and lease losses | $220,000 | 1,405 |
| Total noninterest income | $352,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $112,000 | 3,541 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $240,000 | 3,370 |
| Total noninterest expense | $3,674,000 | 2,486 |
| Salaries and employee benefits | $1,428,000 | 3,176 |
| Premises and equipment expense | $350,000 | 2,866 |
| Additional noninterest expense | $1,896,000 | 1,611 |
| Pre-tax net operating income | $-19,000 | 6,028 |
| Securities gains (losses) | $20,000 | 1,718 |
| Applicable income taxes | $-106,000 | 6,261 |
| Income before extraordinary items | $107,000 | 5,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $107,000 | 5,580 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $107,000 | 5,582 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 503 |
| Net operating income | $87,000 | 5,628 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 2,831 |
| Total interest expense | $247,000 | 2,499 |
| Net interest income | $1,787,000 | 2,839 |
| Provision for loan and lease losses | $165,000 | 1,015 |
| Total noninterest income | $157,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $56,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 3,585 |
| Total noninterest expense | $1,624,000 | 2,744 |
| Salaries and employee benefits | $706,000 | 3,222 |
| Premises and equipment expense | $153,000 | 3,155 |
| Additional noninterest expense | $765,000 | 1,949 |
| Pre-tax net operating income | $155,000 | 4,800 |
| Securities gains (losses) | $20,000 | 1,240 |
| Applicable income taxes | $16,000 | 3,628 |
| Income before extraordinary items | $159,000 | 4,619 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $159,000 | 4,621 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $159,000 | 4,623 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 487 |
| Net operating income | $140,800 | 4,683 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 3,344 |
| Total interest expense | $976,000 | 2,613 |
| Net interest income | $5,525,000 | 3,423 |
| Provision for loan and lease losses | $901,000 | 930 |
| Total noninterest income | $560,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $151,000 | 4,386 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $409,000 | 3,569 |
| Total noninterest expense | $4,016,000 | 3,828 |
| Salaries and employee benefits | $1,867,000 | 4,132 |
| Premises and equipment expense | $507,000 | 3,598 |
| Additional noninterest expense | $1,642,000 | 3,332 |
| Pre-tax net operating income | $1,168,000 | 3,899 |
| Securities gains (losses) | $25,000 | 2,199 |
| Applicable income taxes | $351,000 | 2,515 |
| Income before extraordinary items | $842,000 | 4,232 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $842,000 | 4,232 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $842,000 | 4,233 |
| Net charge-offs | $1,496,000 | 655 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 595 |
| Net operating income | $824,250 | 4,215 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 3,364 |
| Total interest expense | $759,000 | 2,589 |
| Net interest income | $4,145,000 | 3,449 |
| Provision for loan and lease losses | $695,000 | 898 |
| Total noninterest income | $402,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $110,000 | 4,470 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $292,000 | 3,681 |
| Total noninterest expense | $2,896,000 | 3,924 |
| Salaries and employee benefits | $1,309,000 | 4,296 |
| Premises and equipment expense | $384,000 | 3,628 |
| Additional noninterest expense | $1,203,000 | 3,394 |
| Pre-tax net operating income | $956,000 | 3,838 |
| Securities gains (losses) | $25,000 | 1,897 |
| Applicable income taxes | $298,000 | 2,478 |
| Income before extraordinary items | $683,000 | 4,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $683,000 | 4,177 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $683,000 | 4,177 |
| Net charge-offs | $590,000 | 1,020 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 566 |
| Net operating income | $665,500 | 4,151 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 3,370 |
| Total interest expense | $518,000 | 2,577 |
| Net interest income | $2,756,000 | 3,456 |
| Provision for loan and lease losses | $470,000 | 885 |
| Total noninterest income | $180,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $111,000 | 4,446 |
| Total noninterest expense | $1,829,000 | 4,071 |
| Salaries and employee benefits | $829,000 | 4,453 |
| Premises and equipment expense | $274,000 | 3,501 |
| Additional noninterest expense | $726,000 | 3,649 |
| Pre-tax net operating income | $637,000 | 3,761 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $197,000 | 2,433 |
| Income before extraordinary items | $440,000 | 4,170 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $440,000 | 4,176 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $440,000 | 4,175 |
| Net charge-offs | $409,000 | 1,019 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 535 |
| Net operating income | $440,000 | 4,106 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 3,417 |
| Total interest expense | $268,000 | 2,546 |
| Net interest income | $1,345,000 | 3,521 |
| Provision for loan and lease losses | $225,000 | 909 |
| Total noninterest income | $84,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $50,000 | 4,566 |
| Total noninterest expense | $853,000 | 4,267 |
| Salaries and employee benefits | $402,000 | 4,570 |
| Premises and equipment expense | $138,000 | 3,531 |
| Additional noninterest expense | $313,000 | 4,010 |
| Pre-tax net operating income | $351,000 | 3,541 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $110,000 | 2,275 |
| Income before extraordinary items | $241,000 | 3,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 3,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $241,000 | 3,931 |
| Net charge-offs | $159,000 | 1,085 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 498 |
| Net operating income | $241,000 | 3,884 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 3,267 |
| Total interest expense | $1,479,000 | 2,191 |
| Net interest income | $5,471,000 | 3,486 |
| Provision for loan and lease losses | $875,000 | 1,237 |
| Total noninterest income | $278,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $151,000 | 4,575 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $127,000 | 5,131 |
| Total noninterest expense | $3,369,000 | 4,347 |
| Salaries and employee benefits | $1,644,000 | 4,537 |
| Premises and equipment expense | $480,000 | 3,815 |
| Additional noninterest expense | $1,245,000 | 4,111 |
| Pre-tax net operating income | $1,505,000 | 3,393 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $540,000 | 2,071 |
| Income before extraordinary items | $965,000 | 3,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $965,000 | 3,968 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $965,000 | 3,969 |
| Net charge-offs | $1,346,000 | 1,015 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 607 |
| Net operating income | $965,000 | 3,912 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,298,000 | 3,248 |
| Total interest expense | $1,173,000 | 2,146 |
| Net interest income | $4,125,000 | 3,490 |
| Provision for loan and lease losses | $775,000 | 1,086 |
| Total noninterest income | $203,000 | 5,355 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $113,000 | 4,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $90,000 | 5,274 |
| Total noninterest expense | $2,517,000 | 4,380 |
| Salaries and employee benefits | $1,155,000 | 4,711 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $992,000 | 3,965 |
| Pre-tax net operating income | $1,036,000 | 3,631 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $367,000 | 2,226 |
| Income before extraordinary items | $669,000 | 4,129 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $669,000 | 4,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $669,000 | 4,133 |
| Net charge-offs | $942,000 | 1,048 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 579 |
| Net operating income | $669,000 | 4,060 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 3,203 |
| Total interest expense | $822,000 | 2,086 |
| Net interest income | $2,797,000 | 3,455 |
| Provision for loan and lease losses | $550,000 | 1,076 |
| Total noninterest income | $186,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,568 |
| Total noninterest expense | $1,676,000 | 4,402 |
| Salaries and employee benefits | $762,000 | 4,767 |
| Premises and equipment expense | $247,000 | 3,810 |
| Additional noninterest expense | $667,000 | 3,949 |
| Pre-tax net operating income | $757,000 | 3,428 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $266,000 | 2,147 |
| Income before extraordinary items | $491,000 | 3,973 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $491,000 | 3,975 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $491,000 | 3,976 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 571 |
| Net operating income | $491,000 | 3,876 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,194 |
| Total interest expense | $430,000 | 2,056 |
| Net interest income | $1,406,000 | 3,451 |
| Provision for loan and lease losses | $330,000 | 922 |
| Total noninterest income | $70,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $843,000 | 4,426 |
| Salaries and employee benefits | $381,000 | 4,805 |
| Premises and equipment expense | $142,000 | 3,519 |
| Additional noninterest expense | $320,000 | 4,076 |
| Pre-tax net operating income | $303,000 | 3,792 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $272,000 | 3,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $272,000 | 3,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $272,000 | 3,744 |
| Net charge-offs | $114,000 | 1,786 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $272,000 | 3,639 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 3,140 |
| Total interest expense | $2,199,000 | 1,973 |
| Net interest income | $5,718,000 | 3,482 |
| Provision for loan and lease losses | $1,912,000 | 1,104 |
| Total noninterest income | $422,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $149,000 | 4,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $273,000 | 4,162 |
| Total noninterest expense | $3,257,000 | 4,547 |
| Salaries and employee benefits | $1,518,000 | 4,819 |
| Premises and equipment expense | $457,000 | 4,028 |
| Additional noninterest expense | $1,282,000 | 4,190 |
| Pre-tax net operating income | $971,000 | 4,057 |
| Securities gains (losses) | $14,000 | 3,286 |
| Applicable income taxes | $284,000 | 2,707 |
| Income before extraordinary items | $701,000 | 4,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $701,000 | 4,475 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $701,000 | 4,477 |
| Net charge-offs | $3,278,000 | 802 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 713 |
| Net operating income | $691,060 | 4,315 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 3,177 |
| Total interest expense | $1,692,000 | 2,017 |
| Net interest income | $4,292,000 | 3,544 |
| Provision for loan and lease losses | $1,332,000 | 1,191 |
| Total noninterest income | $310,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $108,000 | 4,922 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $202,000 | 4,233 |
| Total noninterest expense | $2,414,000 | 4,603 |
| Salaries and employee benefits | $1,116,000 | 4,890 |
| Premises and equipment expense | $334,000 | 4,138 |
| Additional noninterest expense | $964,000 | 4,201 |
| Pre-tax net operating income | $856,000 | 3,921 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $259,000 | 2,606 |
| Income before extraordinary items | $611,000 | 4,325 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $611,000 | 4,325 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $611,000 | 4,324 |
| Net charge-offs | $2,420,000 | 796 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 691 |
| Net operating income | $601,200 | 4,182 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 3,147 |
| Total interest expense | $1,155,000 | 2,032 |
| Net interest income | $2,910,000 | 3,509 |
| Provision for loan and lease losses | $1,002,000 | 1,090 |
| Total noninterest income | $237,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $70,000 | 4,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,911 |
| Total noninterest expense | $1,587,000 | 4,661 |
| Salaries and employee benefits | $713,000 | 5,041 |
| Premises and equipment expense | $222,000 | 4,158 |
| Additional noninterest expense | $652,000 | 4,193 |
| Pre-tax net operating income | $558,000 | 3,930 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $144,000 | 2,752 |
| Income before extraordinary items | $428,000 | 4,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $428,000 | 4,258 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $428,000 | 4,257 |
| Net charge-offs | $1,465,000 | 867 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 704 |
| Net operating income | $417,500 | 4,117 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 3,179 |
| Total interest expense | $594,000 | 2,054 |
| Net interest income | $1,432,000 | 3,571 |
| Provision for loan and lease losses | $439,000 | 1,194 |
| Total noninterest income | $157,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,406 |
| Total noninterest expense | $810,000 | 4,626 |
| Salaries and employee benefits | $343,000 | 5,185 |
| Premises and equipment expense | $106,000 | 4,276 |
| Additional noninterest expense | $361,000 | 3,897 |
| Pre-tax net operating income | $340,000 | 3,612 |
| Securities gains (losses) | $14,000 | 1,707 |
| Applicable income taxes | $110,000 | 2,354 |
| Income before extraordinary items | $244,000 | 4,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $244,000 | 4,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $244,000 | 4,028 |
| Net charge-offs | $318,000 | 1,434 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $234,340 | 3,949 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,567,000 | 3,141 |
| Total interest expense | $2,602,000 | 2,211 |
| Net interest income | $5,965,000 | 3,476 |
| Provision for loan and lease losses | $5,179,000 | 766 |
| Total noninterest income | $161,000 | 5,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 3,656 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-128,000 | 6,907 |
| Total noninterest expense | $3,386,000 | 4,565 |
| Salaries and employee benefits | $1,618,000 | 4,749 |
| Premises and equipment expense | $830,000 | 2,828 |
| Additional noninterest expense | $938,000 | 5,046 |
| Pre-tax net operating income | $-2,439,000 | 6,851 |
| Securities gains (losses) | $276,000 | 1,187 |
| Applicable income taxes | $-915,000 | 7,156 |
| Income before extraordinary items | $-1,248,000 | 6,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,248,000 | 6,712 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,248,000 | 6,712 |
| Net charge-offs | $5,135,000 | 777 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,424,640 | 6,712 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 3,160 |
| Total interest expense | $1,986,000 | 2,272 |
| Net interest income | $4,486,000 | 3,486 |
| Provision for loan and lease losses | $4,691,000 | 658 |
| Total noninterest income | $180,000 | 5,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 3,699 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-35,000 | 6,985 |
| Total noninterest expense | $2,555,000 | 4,551 |
| Salaries and employee benefits | $1,226,000 | 4,717 |
| Premises and equipment expense | $615,000 | 2,878 |
| Additional noninterest expense | $714,000 | 5,039 |
| Pre-tax net operating income | $-2,580,000 | 7,069 |
| Securities gains (losses) | $276,000 | 967 |
| Applicable income taxes | $-971,000 | 7,296 |
| Income before extraordinary items | $-1,333,000 | 6,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,333,000 | 6,943 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,333,000 | 6,943 |
| Net charge-offs | $2,433,000 | 1,067 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,509,640 | 6,960 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 3,111 |
| Total interest expense | $1,355,000 | 2,302 |
| Net interest income | $3,107,000 | 3,387 |
| Provision for loan and lease losses | $1,421,000 | 1,183 |
| Total noninterest income | $76,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 3,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-64,000 | 7,153 |
| Total noninterest expense | $1,766,000 | 4,509 |
| Salaries and employee benefits | $832,000 | 4,719 |
| Premises and equipment expense | $405,000 | 2,941 |
| Additional noninterest expense | $529,000 | 4,855 |
| Pre-tax net operating income | $-4,000 | 6,212 |
| Securities gains (losses) | $276,000 | 576 |
| Applicable income taxes | $36,000 | 3,546 |
| Income before extraordinary items | $236,000 | 4,792 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $236,000 | 4,789 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $236,000 | 4,791 |
| Net charge-offs | $2,127,000 | 886 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,120 | 6,244 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,138 |
| Total interest expense | $694,000 | 2,337 |
| Net interest income | $1,522,000 | 3,429 |
| Provision for loan and lease losses | $388,000 | 1,669 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $889,000 | 4,518 |
| Salaries and employee benefits | $414,000 | 4,771 |
| Premises and equipment expense | $205,000 | 2,925 |
| Additional noninterest expense | $270,000 | 4,792 |
| Pre-tax net operating income | $331,000 | 3,340 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $118,000 | 2,012 |
| Income before extraordinary items | $214,000 | 3,865 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $214,000 | 3,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $214,000 | 3,865 |
| Net charge-offs | $299,000 | 1,756 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $213,360 | 3,819 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 3,010 |
| Total interest expense | $3,468,000 | 2,285 |
| Net interest income | $6,323,000 | 3,347 |
| Provision for loan and lease losses | $3,308,000 | 1,516 |
| Total noninterest income | $3,000 | 7,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 6,908 |
| Total noninterest expense | $3,852,000 | 4,318 |
| Salaries and employee benefits | $1,950,000 | 4,309 |
| Premises and equipment expense | $841,000 | 2,868 |
| Additional noninterest expense | $1,061,000 | 4,937 |
| Pre-tax net operating income | $-834,000 | 6,401 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-350,000 | 7,088 |
| Income before extraordinary items | $-484,000 | 6,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-484,000 | 6,361 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-484,000 | 6,361 |
| Net charge-offs | $2,120,000 | 1,791 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-484,000 | 6,311 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 3,049 |
| Total interest expense | $2,686,000 | 2,301 |
| Net interest income | $4,723,000 | 3,401 |
| Provision for loan and lease losses | $1,161,000 | 2,309 |
| Total noninterest income | $-31,000 | 7,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-31,000 | 7,288 |
| Total noninterest expense | $2,949,000 | 4,288 |
| Salaries and employee benefits | $1,541,000 | 4,191 |
| Premises and equipment expense | $619,000 | 2,957 |
| Additional noninterest expense | $789,000 | 4,957 |
| Pre-tax net operating income | $582,000 | 3,994 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $199,000 | 2,562 |
| Income before extraordinary items | $383,000 | 4,529 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $383,000 | 4,532 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $383,000 | 4,532 |
| Net charge-offs | $1,296,000 | 1,919 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $383,000 | 4,347 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 3,047 |
| Total interest expense | $1,831,000 | 2,343 |
| Net interest income | $3,168,000 | 3,391 |
| Provision for loan and lease losses | $1,080,000 | 1,865 |
| Total noninterest income | $106,000 | 5,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $2,123,000 | 4,067 |
| Salaries and employee benefits | $1,171,000 | 3,830 |
| Premises and equipment expense | $414,000 | 2,977 |
| Additional noninterest expense | $538,000 | 4,883 |
| Pre-tax net operating income | $71,000 | 5,680 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $15,000 | 3,923 |
| Income before extraordinary items | $56,000 | 5,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,855 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $56,000 | 5,854 |
| Net charge-offs | $618,000 | 2,205 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $56,000 | 5,743 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 3,110 |
| Total interest expense | $949,000 | 2,368 |
| Net interest income | $1,548,000 | 3,466 |
| Provision for loan and lease losses | $247,000 | 2,720 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $883,000 | 4,647 |
| Salaries and employee benefits | $449,000 | 4,653 |
| Premises and equipment expense | $204,000 | 3,069 |
| Additional noninterest expense | $230,000 | 5,344 |
| Pre-tax net operating income | $435,000 | 2,675 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $158,000 | 1,683 |
| Income before extraordinary items | $279,000 | 3,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 3,274 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $279,000 | 3,277 |
| Net charge-offs | $236,000 | 2,267 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $277,720 | 3,177 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,821,000 | 3,021 |
| Total interest expense | $4,781,000 | 2,357 |
| Net interest income | $6,040,000 | 3,449 |
| Provision for loan and lease losses | $2,912,000 | 2,021 |
| Total noninterest income | $1,017,000 | 3,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,017,000 | 2,123 |
| Total noninterest expense | $3,808,000 | 4,472 |
| Salaries and employee benefits | $1,909,000 | 4,514 |
| Premises and equipment expense | $809,000 | 3,104 |
| Additional noninterest expense | $1,090,000 | 4,997 |
| Pre-tax net operating income | $337,000 | 4,399 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $112,000 | 2,814 |
| Income before extraordinary items | $247,000 | 4,648 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $247,000 | 4,648 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $247,000 | 4,648 |
| Net charge-offs | $1,002,000 | 2,857 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $231,820 | 4,637 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 3,055 |
| Total interest expense | $3,745,000 | 2,354 |
| Net interest income | $4,422,000 | 3,517 |
| Provision for loan and lease losses | $1,520,000 | 2,190 |
| Total noninterest income | $81,000 | 7,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $2,915,000 | 4,431 |
| Salaries and employee benefits | $1,450,000 | 4,484 |
| Premises and equipment expense | $605,000 | 3,138 |
| Additional noninterest expense | $860,000 | 4,849 |
| Pre-tax net operating income | $68,000 | 5,417 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $23,000 | 3,737 |
| Income before extraordinary items | $67,000 | 5,484 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $67,000 | 5,484 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $67,000 | 5,484 |
| Net charge-offs | $952,000 | 2,253 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $50,720 | 5,501 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 3,061 |
| Total interest expense | $2,589,000 | 2,365 |
| Net interest income | $2,894,000 | 3,558 |
| Provision for loan and lease losses | $939,000 | 2,147 |
| Total noninterest income | $188,000 | 5,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $188,000 | 3,740 |
| Total noninterest expense | $2,009,000 | 4,378 |
| Salaries and employee benefits | $975,000 | 4,514 |
| Premises and equipment expense | $401,000 | 3,179 |
| Additional noninterest expense | $633,000 | 4,566 |
| Pre-tax net operating income | $134,000 | 5,019 |
| Securities gains (losses) | $22,000 | 2,291 |
| Applicable income taxes | $58,000 | 3,051 |
| Income before extraordinary items | $98,000 | 5,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 5,219 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $98,000 | 5,219 |
| Net charge-offs | $916,000 | 1,712 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $83,920 | 5,241 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,072 |
| Total interest expense | $1,321,000 | 2,403 |
| Net interest income | $1,445,000 | 3,560 |
| Provision for loan and lease losses | $262,000 | 2,506 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $973,000 | 4,382 |
| Salaries and employee benefits | $485,000 | 4,571 |
| Premises and equipment expense | $203,000 | 3,188 |
| Additional noninterest expense | $285,000 | 4,567 |
| Pre-tax net operating income | $290,000 | 3,387 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $108,000 | 2,110 |
| Income before extraordinary items | $182,000 | 4,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,027 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $182,000 | 4,027 |
| Net charge-offs | $794,000 | 1,082 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $182,000 | 3,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,528,000 | 3,141 |
| Total interest expense | $6,756,000 | 2,269 |
| Net interest income | $4,772,000 | 4,068 |
| Provision for loan and lease losses | $1,164,000 | 2,486 |
| Total noninterest income | $384,000 | 5,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $384,000 | 3,658 |
| Total noninterest expense | $3,309,000 | 4,813 |
| Salaries and employee benefits | $1,803,000 | 4,785 |
| Premises and equipment expense | $805,000 | 3,170 |
| Additional noninterest expense | $701,000 | 5,806 |
| Pre-tax net operating income | $683,000 | 4,436 |
| Securities gains (losses) | $66,000 | 1,418 |
| Applicable income taxes | $257,000 | 2,568 |
| Income before extraordinary items | $492,000 | 4,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $492,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 4,359 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $448,440 | 4,778 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 3,197 |
| Total interest expense | $5,257,000 | 2,276 |
| Net interest income | $3,424,000 | 4,217 |
| Provision for loan and lease losses | $33,000 | 6,227 |
| Total noninterest income | $273,000 | 5,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $273,000 | 3,857 |
| Total noninterest expense | $2,515,000 | 4,741 |
| Salaries and employee benefits | $1,352,000 | 4,796 |
| Premises and equipment expense | $607,000 | 3,163 |
| Additional noninterest expense | $556,000 | 5,632 |
| Pre-tax net operating income | $1,149,000 | 3,399 |
| Securities gains (losses) | $66,000 | 1,242 |
| Applicable income taxes | $424,000 | 2,091 |
| Income before extraordinary items | $791,000 | 3,588 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $791,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,866 |
| Cash dividends | $1,200,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $748,100 | 3,833 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 3,241 |
| Total interest expense | $3,621,000 | 2,307 |
| Net interest income | $2,157,000 | 4,368 |
| Provision for loan and lease losses | $33,000 | 5,541 |
| Total noninterest income | $196,000 | 5,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $196,000 | 3,810 |
| Total noninterest expense | $1,701,000 | 4,741 |
| Salaries and employee benefits | $906,000 | 4,823 |
| Premises and equipment expense | $417,000 | 3,097 |
| Additional noninterest expense | $378,000 | 5,571 |
| Pre-tax net operating income | $619,000 | 3,945 |
| Securities gains (losses) | $59,000 | 1,324 |
| Applicable income taxes | $235,000 | 2,505 |
| Income before extraordinary items | $443,000 | 4,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $1,200,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $404,650 | 4,392 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 3,310 |
| Total interest expense | $1,878,000 | 2,371 |
| Net interest income | $1,031,000 | 4,522 |
| Provision for loan and lease losses | $-18,000 | 8,389 |
| Total noninterest income | $85,000 | 5,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $835,000 | 4,806 |
| Salaries and employee benefits | $435,000 | 4,983 |
| Premises and equipment expense | $217,000 | 3,003 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $299,000 | 4,167 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $140,000 | 2,404 |
| Income before extraordinary items | $164,000 | 5,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,339 |
| Cash dividends | $1,200,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $160,800 | 5,000 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,101,000 | 3,265 |
| Total interest expense | $7,748,000 | 2,386 |
| Net interest income | $4,353,000 | 4,385 |
| Provision for loan and lease losses | $-2,132,000 | 8,528 |
| Total noninterest income | $328,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $328,000 | 4,085 |
| Total noninterest expense | $3,264,000 | 4,744 |
| Salaries and employee benefits | $1,779,000 | 4,781 |
| Premises and equipment expense | $754,000 | 3,245 |
| Additional noninterest expense | $731,000 | 5,624 |
| Pre-tax net operating income | $3,549,000 | 2,173 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $1,341,000 | 1,522 |
| Income before extraordinary items | $2,210,000 | 2,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,210,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,317,000 | 8,532 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,208,720 | 2,619 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 3,255 |
| Total interest expense | $5,823,000 | 2,372 |
| Net interest income | $3,269,000 | 4,399 |
| Provision for loan and lease losses | $-2,021,000 | 8,550 |
| Total noninterest income | $235,000 | 6,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $235,000 | 4,192 |
| Total noninterest expense | $2,380,000 | 4,810 |
| Salaries and employee benefits | $1,311,000 | 4,819 |
| Premises and equipment expense | $579,000 | 3,149 |
| Additional noninterest expense | $490,000 | 5,862 |
| Pre-tax net operating income | $3,145,000 | 2,026 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $1,163,000 | 1,477 |
| Income before extraordinary items | $1,984,000 | 2,387 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,984,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,050,000 | 8,557 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,982,720 | 2,367 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 3,291 |
| Total interest expense | $3,836,000 | 2,409 |
| Net interest income | $2,160,000 | 4,459 |
| Provision for loan and lease losses | $-2,042,000 | 8,605 |
| Total noninterest income | $142,000 | 6,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $142,000 | 4,425 |
| Total noninterest expense | $1,564,000 | 4,884 |
| Salaries and employee benefits | $865,000 | 4,879 |
| Premises and equipment expense | $385,000 | 3,177 |
| Additional noninterest expense | $314,000 | 5,994 |
| Pre-tax net operating income | $2,780,000 | 1,660 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $1,038,000 | 1,243 |
| Income before extraordinary items | $1,744,000 | 1,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,744,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,063,000 | 8,611 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,742,720 | 1,957 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 3,343 |
| Total interest expense | $1,894,000 | 2,418 |
| Net interest income | $1,044,000 | 4,562 |
| Provision for loan and lease losses | $-1,181,000 | 8,636 |
| Total noninterest income | $87,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $87,000 | 4,037 |
| Total noninterest expense | $759,000 | 4,976 |
| Salaries and employee benefits | $395,000 | 5,209 |
| Premises and equipment expense | $202,000 | 3,085 |
| Additional noninterest expense | $162,000 | 5,901 |
| Pre-tax net operating income | $1,553,000 | 1,492 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $567,000 | 1,166 |
| Income before extraordinary items | $988,000 | 1,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $988,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,177,000 | 8,642 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $986,720 | 1,723 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,307,000 | 3,494 |
| Total interest expense | $6,064,000 | 2,567 |
| Net interest income | $4,243,000 | 4,489 |
| Provision for loan and lease losses | $-1,264,000 | 8,635 |
| Total noninterest income | $329,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $329,000 | 4,122 |
| Total noninterest expense | $4,645,000 | 3,547 |
| Salaries and employee benefits | $3,085,000 | 3,057 |
| Premises and equipment expense | $752,000 | 3,149 |
| Additional noninterest expense | $808,000 | 5,196 |
| Pre-tax net operating income | $1,191,000 | 4,803 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $235,000 | 4,120 |
| Income before extraordinary items | $946,000 | 4,830 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $946,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,293,000 | 8,667 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $954,000 | 4,800 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 3,545 |
| Total interest expense | $4,273,000 | 2,633 |
| Net interest income | $3,230,000 | 4,489 |
| Provision for loan and lease losses | $-1,235,000 | 8,702 |
| Total noninterest income | $217,000 | 6,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $2,597,000 | 4,420 |
| Salaries and employee benefits | $1,368,000 | 4,548 |
| Premises and equipment expense | $566,000 | 3,151 |
| Additional noninterest expense | $663,000 | 4,897 |
| Pre-tax net operating income | $2,085,000 | 3,017 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $605,000 | 2,583 |
| Income before extraordinary items | $1,470,000 | 3,246 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,470,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,294,000 | 8,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,477,100 | 3,235 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 3,558 |
| Total interest expense | $2,707,000 | 2,649 |
| Net interest income | $2,183,000 | 4,471 |
| Provision for loan and lease losses | $-1,308,000 | 8,743 |
| Total noninterest income | $140,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 4,428 |
| Total noninterest expense | $1,779,000 | 4,342 |
| Salaries and employee benefits | $927,000 | 4,517 |
| Premises and equipment expense | $374,000 | 3,158 |
| Additional noninterest expense | $478,000 | 4,623 |
| Pre-tax net operating income | $1,852,000 | 2,464 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $509,000 | 2,278 |
| Income before extraordinary items | $1,335,000 | 2,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,335,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,304,000 | 8,760 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,340,760 | 2,534 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 3,521 |
| Total interest expense | $1,329,000 | 2,593 |
| Net interest income | $1,087,000 | 4,466 |
| Provision for loan and lease losses | $-1,308,000 | 8,769 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $869,000 | 4,431 |
| Salaries and employee benefits | $453,000 | 4,613 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $229,000 | 4,739 |
| Pre-tax net operating income | $1,568,000 | 1,564 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $573,000 | 1,241 |
| Income before extraordinary items | $989,000 | 1,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,285,000 | 8,779 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $992,840 | 1,793 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,915,000 | 3,451 |
| Total interest expense | $4,777,000 | 2,293 |
| Net interest income | $4,138,000 | 4,514 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $538,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $33,000 | 7,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $505,000 | 3,354 |
| Total noninterest expense | $3,418,000 | 4,367 |
| Salaries and employee benefits | $1,692,000 | 4,680 |
| Premises and equipment expense | $477,000 | 4,314 |
| Additional noninterest expense | $1,249,000 | 3,745 |
| Pre-tax net operating income | $1,258,000 | 4,807 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $404,000 | 3,683 |
| Income before extraordinary items | $846,000 | 5,223 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $846,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 918 |
| Net operating income | $851,440 | 5,178 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 3,384 |
| Total interest expense | $3,431,000 | 2,268 |
| Net interest income | $3,271,000 | 4,366 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 7,220 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $287,000 | 3,872 |
| Total noninterest expense | $2,418,000 | 4,530 |
| Salaries and employee benefits | $1,180,000 | 4,875 |
| Premises and equipment expense | $283,000 | 5,031 |
| Additional noninterest expense | $955,000 | 3,629 |
| Pre-tax net operating income | $1,173,000 | 4,361 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $458,000 | 3,093 |
| Income before extraordinary items | $715,000 | 5,038 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $715,000 | 5,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $715,000 | 4,994 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 3,347 |
| Total interest expense | $2,222,000 | 2,210 |
| Net interest income | $2,223,000 | 4,271 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $222,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $189,000 | 3,861 |
| Total noninterest expense | $1,653,000 | 4,433 |
| Salaries and employee benefits | $779,000 | 4,896 |
| Premises and equipment expense | $150,000 | 5,713 |
| Additional noninterest expense | $724,000 | 3,270 |
| Pre-tax net operating income | $792,000 | 4,303 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $288,000 | 3,179 |
| Income before extraordinary items | $504,000 | 4,870 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $504,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $504,000 | 4,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 3,361 |
| Total interest expense | $1,079,000 | 2,171 |
| Net interest income | $1,097,000 | 4,326 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $855,000 | 4,329 |
| Salaries and employee benefits | $369,000 | 5,106 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $409,000 | 2,963 |
| Pre-tax net operating income | $289,000 | 5,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $111,000 | 3,603 |
| Income before extraordinary items | $178,000 | 5,702 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $178,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $178,000 | 5,669 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 3,302 |
| Total interest expense | $4,069,000 | 2,009 |
| Net interest income | $4,268,000 | 4,282 |
| Provision for loan and lease losses | $7,391,000 | 185 |
| Total noninterest income | $333,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $275,000 | 4,433 |
| Total noninterest expense | $2,894,000 | 4,777 |
| Salaries and employee benefits | $1,476,000 | 5,013 |
| Premises and equipment expense | $259,000 | 6,105 |
| Additional noninterest expense | $1,159,000 | 3,860 |
| Pre-tax net operating income | $-5,684,000 | 8,961 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $-2,186,000 | 8,964 |
| Income before extraordinary items | $-3,497,000 | 8,952 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,497,000 | 8,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,335,000 | 174 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-3,497,640 | 8,942 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,206,000 | 3,296 |
| Total interest expense | $3,003,000 | 1,996 |
| Net interest income | $3,203,000 | 4,280 |
| Provision for loan and lease losses | $3,977,000 | 248 |
| Total noninterest income | $254,000 | 6,187 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $211,000 | 4,393 |
| Total noninterest expense | $2,015,000 | 5,003 |
| Salaries and employee benefits | $1,031,000 | 5,212 |
| Premises and equipment expense | $184,000 | 6,222 |
| Additional noninterest expense | $800,000 | 4,081 |
| Pre-tax net operating income | $-2,535,000 | 8,989 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-1,379,000 | 9,003 |
| Income before extraordinary items | $-1,156,000 | 8,941 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,156,000 | 8,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,156,000 | 8,926 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 3,268 |
| Total interest expense | $2,002,000 | 1,963 |
| Net interest income | $2,185,000 | 4,202 |
| Provision for loan and lease losses | $3,954,000 | 188 |
| Total noninterest income | $179,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 4,270 |
| Total noninterest expense | $1,313,000 | 5,100 |
| Salaries and employee benefits | $687,000 | 5,243 |
| Premises and equipment expense | $128,000 | 6,144 |
| Additional noninterest expense | $498,000 | 4,324 |
| Pre-tax net operating income | $-2,903,000 | 9,061 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $96,000 | 4,898 |
| Income before extraordinary items | $-2,997,000 | 9,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,997,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-2,999,000 | 9,053 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 3,143 |
| Total interest expense | $1,005,000 | 1,984 |
| Net interest income | $1,179,000 | 3,952 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $108,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $94,000 | 3,835 |
| Total noninterest expense | $664,000 | 5,087 |
| Salaries and employee benefits | $349,000 | 5,200 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $254,000 | 4,267 |
| Pre-tax net operating income | $600,000 | 3,081 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $230,000 | 2,331 |
| Income before extraordinary items | $370,000 | 3,722 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $370,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $370,000 | 3,597 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,225,000 | 3,359 |
| Total interest expense | $3,837,000 | 2,304 |
| Net interest income | $4,388,000 | 4,077 |
| Provision for loan and lease losses | $131,000 | 4,799 |
| Total noninterest income | $460,000 | 5,644 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $45,000 | 7,503 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $415,000 | 3,912 |
| Total noninterest expense | $2,504,000 | 5,206 |
| Salaries and employee benefits | $1,316,000 | 5,308 |
| Premises and equipment expense | $282,000 | 5,852 |
| Additional noninterest expense | $906,000 | 4,599 |
| Pre-tax net operating income | $2,213,000 | 3,151 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $654,000 | 2,908 |
| Income before extraordinary items | $1,558,000 | 3,471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,558,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,558,700 | 3,298 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 3,423 |
| Total interest expense | $2,839,000 | 2,427 |
| Net interest income | $3,299,000 | 4,086 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $331,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $31,000 | 7,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 4,043 |
| Total noninterest expense | $1,695,000 | 5,549 |
| Salaries and employee benefits | $851,000 | 5,797 |
| Premises and equipment expense | $180,000 | 6,295 |
| Additional noninterest expense | $664,000 | 4,657 |
| Pre-tax net operating income | $1,839,000 | 3,028 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $587,000 | 2,712 |
| Income before extraordinary items | $1,252,000 | 3,383 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,252,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,252,000 | 3,217 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 3,447 |
| Total interest expense | $1,897,000 | 2,497 |
| Net interest income | $2,194,000 | 4,100 |
| Provision for loan and lease losses | $66,000 | 4,590 |
| Total noninterest income | $174,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $1,089,000 | 5,691 |
| Salaries and employee benefits | $551,000 | 5,912 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $422,000 | 4,819 |
| Pre-tax net operating income | $1,213,000 | 3,066 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $399,000 | 2,697 |
| Income before extraordinary items | $814,000 | 3,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $814,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $814,000 | 3,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,372 |
| Total interest expense | $958,000 | 2,528 |
| Net interest income | $1,154,000 | 3,946 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $568,000 | 5,532 |
| Salaries and employee benefits | $288,000 | 5,757 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $614,000 | 3,024 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $167,000 | 3,022 |
| Income before extraordinary items | $447,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $447,000 | 3,029 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 3,566 |
| Total interest expense | $4,557,000 | 2,445 |
| Net interest income | $3,669,000 | 4,617 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $135,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $35,000 | 7,776 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,442 |
| Total noninterest expense | $2,160,000 | 5,598 |
| Salaries and employee benefits | $1,109,000 | 5,778 |
| Premises and equipment expense | $245,000 | 6,211 |
| Additional noninterest expense | $806,000 | 4,897 |
| Pre-tax net operating income | $1,544,000 | 4,036 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $463,000 | 3,610 |
| Income before extraordinary items | $1,102,000 | 4,318 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,102,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,087,300 | 4,250 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 4,130 |
| Total interest expense | $4,923,000 | 3,190 |
| Net interest income | $2,826,000 | 5,290 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $92,000 | 6,609 |
| Total noninterest expense | $1,876,000 | 5,980 |
| Salaries and employee benefits | $920,000 | 6,281 |
| Premises and equipment expense | $226,000 | 6,403 |
| Additional noninterest expense | $730,000 | 5,119 |
| Pre-tax net operating income | $1,048,000 | 4,798 |
| Securities gains (losses) | $-19,000 | 9,370 |
| Applicable income taxes | $297,000 | 4,291 |
| Income before extraordinary items | $732,000 | 5,119 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $732,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $745,490 | 4,956 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 4,584 |
| Total interest expense | $4,640,000 | 3,523 |
| Net interest income | $2,370,000 | 6,010 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $90,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $1,736,000 | 6,191 |
| Salaries and employee benefits | $774,000 | 6,855 |
| Premises and equipment expense | $217,000 | 6,509 |
| Additional noninterest expense | $745,000 | 4,966 |
| Pre-tax net operating income | $700,000 | 6,225 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $208,000 | 5,313 |
| Income before extraordinary items | $497,000 | 6,349 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $497,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $493,500 | 6,379 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,822 |
| Total interest expense | $4,057,000 | 3,545 |
| Net interest income | $2,179,000 | 6,321 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $91,000 | 8,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $1,607,000 | 6,514 |
| Salaries and employee benefits | $678,000 | 7,360 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $687,000 | 5,309 |
| Pre-tax net operating income | $660,000 | 6,476 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $220,000 | 5,500 |
| Income before extraordinary items | $440,000 | 6,763 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $440,000 | 6,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $440,000 | 6,739 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 4,842 |
| Total interest expense | $3,973,000 | 3,712 |
| Net interest income | $2,289,000 | 6,144 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $1,713,000 | 6,202 |
| Salaries and employee benefits | $639,000 | 7,535 |
| Premises and equipment expense | $268,000 | 5,724 |
| Additional noninterest expense | $806,000 | 4,651 |
| Pre-tax net operating income | $605,000 | 6,885 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $205,000 | 6,134 |
| Income before extraordinary items | $400,000 | 7,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $400,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $400,000 | 7,128 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 4,925 |
| Total interest expense | $3,955,000 | 3,718 |
| Net interest income | $2,252,000 | 6,436 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $1,541,000 | 6,689 |
| Salaries and employee benefits | $602,000 | 7,900 |
| Premises and equipment expense | $301,000 | 5,436 |
| Additional noninterest expense | $638,000 | 5,574 |
| Pre-tax net operating income | $756,000 | 6,747 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $264,000 | 6,116 |
| Income before extraordinary items | $492,000 | 7,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $492,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $492,000 | 6,963 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 4,958 |
| Total interest expense | $3,957,000 | 3,743 |
| Net interest income | $2,407,000 | 6,375 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $9,000 | 11,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $2,072,000 | 5,796 |
| Salaries and employee benefits | $567,000 | 8,350 |
| Premises and equipment expense | $158,000 | 7,875 |
| Additional noninterest expense | $1,347,000 | 3,421 |
| Pre-tax net operating income | $344,000 | 8,838 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $233,000 | 8,976 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $233,000 | 8,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $233,680 | 8,917 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 5,149 |
| Total interest expense | $3,984,000 | 3,692 |
| Net interest income | $2,096,000 | 7,091 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $177,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $1,430,000 | 7,490 |
| Salaries and employee benefits | $655,000 | 8,024 |
| Premises and equipment expense | $208,000 | 7,042 |
| Additional noninterest expense | $567,000 | 6,740 |
| Pre-tax net operating income | $843,000 | 6,671 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $540,000 | 6,959 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $540,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $540,000 | 6,942 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 4,782 |
| Total interest expense | $3,431,000 | 3,505 |
| Net interest income | $2,673,000 | 6,140 |
| Provision for loan and lease losses | $-161,000 | 12,282 |
| Total noninterest income | $277,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $277,000 | 4,324 |
| Total noninterest expense | $1,338,000 | 8,121 |
| Salaries and employee benefits | $569,000 | 8,826 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $575,000 | 7,213 |
| Pre-tax net operating income | $1,773,000 | 3,801 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $867,000 | 2,584 |
| Income before extraordinary items | $906,000 | 4,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $906,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $906,000 | 4,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 4,358 |
| Total interest expense | $3,943,000 | 3,208 |
| Net interest income | $2,971,000 | 5,698 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $270,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $270,000 | 4,770 |
| Total noninterest expense | $1,343,000 | 8,360 |
| Salaries and employee benefits | $593,000 | 8,859 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $570,000 | 7,596 |
| Pre-tax net operating income | $1,863,000 | 3,559 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $500,000 | 4,189 |
| Income before extraordinary items | $1,407,000 | 3,429 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,407,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,374,440 | 3,317 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 4,220 |
| Total interest expense | $5,390,000 | 3,083 |
| Net interest income | $2,771,000 | 6,092 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $1,266,000 | 8,784 |
| Salaries and employee benefits | $543,000 | 9,340 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $560,000 | 7,875 |
| Pre-tax net operating income | $1,716,000 | 3,585 |
| Securities gains (losses) | $-34,000 | 13,605 |
| Applicable income taxes | $511,000 | 3,943 |
| Income before extraordinary items | $1,171,000 | 3,893 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,171,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,194,800 | 3,544 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.