Home > Oriental Bank > Net charge- offs to loans
Oriental Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7248% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0311% | 4,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2697% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0623% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 4,231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9144% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4047% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9690% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3649% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6725% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3855% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 4,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 4,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 4,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1806% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1008% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6704% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0601% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4799% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0371% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3302% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0877% | 4,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0888% | 4,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6813% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8851% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2323% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8468% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5882% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1948% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6995% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 4,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3618% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1821% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4192% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1273% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4135% | 185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.1100% | 4,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3288% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2306% | 4,708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2269% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2297% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6941% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0009% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3034% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9350% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3304% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1260% | 4,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.1491% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3158% | 4,749 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2102% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2129% | 4,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9399% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7994% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4921% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7234% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2261% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.2272% | 4,290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1068% | 4,474 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4974% | 3,881 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2870% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2907% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5204% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7290% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4511% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6495% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2732% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1070% | 3,890 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3778% | 4,618 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 3,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3825% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1577% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8836% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1942% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8103% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7577% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1396% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 6.8410% | 4 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8842% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0534% | 3,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0480% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,209 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0612% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1123% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5611% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8710% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4484% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3496% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2998% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 9.2185% | 4 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3847% | 4,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2532% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2565% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5970% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9221% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4533% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1441% | 244 |
| Percentage Net Loans Charged-off:Construction & development | -0.5773% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3100% | 4,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3672% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3719% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7393% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7200% | 461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5460% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 146 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2794% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4430% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 3,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4486% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5271% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3040% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2999% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3986% | 75 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3873% | 166 |
| Percentage Net Loans Charged-off:Construction & development | -0.6837% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4739% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2554% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3932% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3580% | 3,696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3980% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9425% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4882% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9936% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2583% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9831% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3362% | 162 |
| Percentage Net Loans Charged-off:Construction & development | -0.8373% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1862% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3323% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4358% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6080% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4409% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4488% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5913% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7451% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3299% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1643% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4217% | 130 |
| Percentage Net Loans Charged-off:Construction & development | -1.5165% | 4,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2805% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4929% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5397% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8601% | 3,755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5467% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6807% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9596% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2821% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7572% | 181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4211% | 102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6731% | 68 |
| Percentage Net Loans Charged-off:Construction & development | -0.0681% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4303% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8077% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0962% | 3,650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8122% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4272% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9820% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8705% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7904% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4879% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9893% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 3.4939% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5891% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0331% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1948% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0895% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1951% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5292% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8049% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1614% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6926% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7531% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4882% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 5.5723% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8530% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0926% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8904% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2707% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8898% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7101% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7468% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6720% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6235% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1246% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1407% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8852% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6564% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8491% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9020% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6866% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1248% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4615% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0226% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8663% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8960% | 192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1547% | 116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3129% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.8460% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2858% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3329% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3338% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5827% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8384% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2467% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6353% | 181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2221% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3332% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 1.0821% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3894% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2901% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2910% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7435% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9812% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4718% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7305% | 184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2601% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3156% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 1.5533% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4077% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2323% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2331% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3330% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6502% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1203% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0983% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2208% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 3.0982% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1404% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2008% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3169% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9656% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0757% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5468% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1585% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3078% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1158% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2660% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4554% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7391% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4510% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2595% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8575% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4195% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6019% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1912% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3072% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0673% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4056% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4852% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4868% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2891% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8758% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5462% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6115% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1835% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4188% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1165% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0819% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6496% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6517% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3722% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4089% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7202% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1592% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0577% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4094% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6815% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6835% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6957% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5997% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5363% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2707% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2655% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3446% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2249% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4478% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4492% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9398% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7364% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6622% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4448% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.7549% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5640% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2757% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4081% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4094% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3916% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7303% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5891% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4407% | 236 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.8527% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9313% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1011% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3867% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3880% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5299% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7907% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9981% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5327% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0647% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9403% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1398% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4073% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4087% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5921% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7418% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1899% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5212% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1464% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9307% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3203% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3420% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3237% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3244% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4508% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7695% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4321% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4866% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0719% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8408% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2992% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4403% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6674% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8728% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3573% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0650% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8046% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2166% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3437% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3440% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5389% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5213% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3367% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2299% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0418% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8548% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1172% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3556% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3559% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6507% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6453% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8041% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2857% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0227% | 5,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7873% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.2580% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0879% | 1,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9263% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2672% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2674% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4011% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4862% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6277% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0645% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7590% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2100% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.2922% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.4130% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2592% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2594% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4884% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3417% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0463% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8886% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1203% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6755% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.4347% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.5657% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2206% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2900% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1359% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9818% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6185% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1299% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6389% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1557% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2298% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5606% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9858% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8753% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4551% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1169% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0212% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4602% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.3032% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5321% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3905% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9387% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 4,692 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9424% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1983% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8395% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8286% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5032% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0495% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1641% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7912% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.3902% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6670% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4877% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4176% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4227% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6803% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2652% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3654% | 2,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0485% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4826% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4009% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.5566% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4996% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7526% | 227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5729% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5816% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2290% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5777% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7938% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2841% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0475% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3867% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4006% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.6427% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5783% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5799% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1683% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5963% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6104% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2024% | 2,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4494% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4442% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 1.0167% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 2,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5236% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5666% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 8.2420% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5241% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1492% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1681% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4828% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0884% | 3,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0941% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6411% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5243% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 1.4688% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 2,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0854% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6276% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 10.4440% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5601% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1983% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9889% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4661% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4504% | 2,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2251% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7388% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5588% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 2.1313% | 930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2601% | 1,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5210% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5972% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 14.7285% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4946% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2972% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9389% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6548% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2834% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1199% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6076% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3232% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1822% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6400% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3809% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3838% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3749% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9386% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0020% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4201% | 1,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1890% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4915% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.2813% | 2,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3272% | 2,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8753% | 468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5822% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5869% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4391% | 2,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6194% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 17.3949% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1053% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3557% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5144% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4703% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3087% | 2,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5803% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5851% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3763% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4992% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 19.3648% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6948% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4300% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5274% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4755% | 2,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2971% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5937% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5987% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5587% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4145% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 19.4824% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4932% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4159% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5453% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4562% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6829% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6885% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9522% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2624% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7523% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5073% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6574% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4823% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2716% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 3,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3725% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3747% | 2,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7883% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5320% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 19.3363% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0510% | 1,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5039% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2779% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 3,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3711% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3730% | 2,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3130% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2973% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 18.0404% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 1,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4727% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4344% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 2,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5553% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 18.7180% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4828% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 3,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5726% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 22.4764% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0869% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4513% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4160% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4673% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4681% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7164% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9567% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6879% | 1,491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2809% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5571% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3830% | 3,293 |
| Percentage Net Loans Charged-off:Construction & development | 5.9945% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3628% | 2,015 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 2,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2684% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2794% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0145% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3412% | 1,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5934% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3781% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 7.1535% | 712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 2,294 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3637% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3643% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2410% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9474% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2007% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3366% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7272% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4654% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 8.8734% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1599% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4309% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4315% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1218% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6290% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3052% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3691% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7667% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4900% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5514% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5522% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3632% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8793% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6446% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6534% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 2,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1935% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1938% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8153% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.4954% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 19.5006% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.2422% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1327% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4539% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0110% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 16.0771% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.5854% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0859% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0844% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 14.3954% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 39.5420% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2414% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0649% | 7,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2332% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5693% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.3327% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3588% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2034% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8015% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5069% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5323% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3260% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1723% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 2,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0309% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0990% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.4724% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2100% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2102% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8770% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9552% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.4015% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3395% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2219% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2282% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2284% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 6,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5564% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2485% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.9322% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 3,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6869% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6768% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 55.0545% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0866% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3320% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6867% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 65.7169% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2332% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0952% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1679% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1386% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 52.6639% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5498% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5185% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 66.2491% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3136% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3200% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3207% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5632% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8264% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8096% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 54.8560% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4905% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3186% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3255% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6827% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1493% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9330% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 42.8767% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6050% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4646% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4741% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4757% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8891% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2608% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0609% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.0967% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6059% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4355% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4440% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4464% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1818% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0512% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0154% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 54.1424% | 15 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3275% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2018% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2027% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1249% | 7,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8334% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2531% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 68.9090% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3338% | 8,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8816% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8098% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 73.8542% | 9 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3787% | 8,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9887% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8546% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 78.7037% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2430% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4167% | 8,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4960% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7760% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 109.8795% | 6 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3543% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 2,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5230% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9366% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6033% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 39.1511% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3063% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 7,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6135% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4862% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.1096% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3201% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 7,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0419% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7535% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.9069% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3979% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7558% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2190% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.5809% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3364% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 3,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 3,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1523% | 8,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8977% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3511% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 57.9268% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4371% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1575% | 8,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8228% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8850% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 53.2749% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1253% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 764 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6235% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7652% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3681% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.4402% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8473% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4128% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8625% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3381% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8421% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1076% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7477% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4465% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8530% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2157% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2515% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4376% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2755% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8623% | 34 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6638% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1459% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5906% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2873% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2085% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1880% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3351% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3848% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2537% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6592% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4502% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 1.7200% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2403% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6463% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8614% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.2209% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1678% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 9,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4207% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0132% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |