Home > Orange Bank of Florida > Income and Expense
Orange Bank of Florida, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 2,897 |
| Total interest expense | $194,000 | 3,238 |
| Net interest income | $1,835,000 | 2,830 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $179,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $119,000 | 3,322 |
| Total noninterest expense | $1,663,000 | 2,740 |
| Salaries and employee benefits | $811,000 | 2,966 |
| Premises and equipment expense | $352,000 | 1,712 |
| Additional noninterest expense | $500,000 | 2,886 |
| Pre-tax net operating income | $351,000 | 3,541 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $351,000 | 3,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $351,000 | 3,249 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $351,000 | 3,249 |
| Net charge-offs | $113,000 | 1,293 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 598 |
| Net operating income | $351,000 | 3,213 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,314,000 | 2,855 |
| Total interest expense | $878,000 | 3,239 |
| Net interest income | $7,436,000 | 2,785 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $551,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $211,000 | 4,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $340,000 | 3,927 |
| Total noninterest expense | $7,299,000 | 2,530 |
| Salaries and employee benefits | $3,581,000 | 2,745 |
| Premises and equipment expense | $1,593,000 | 1,492 |
| Additional noninterest expense | $2,125,000 | 2,844 |
| Pre-tax net operating income | $688,000 | 4,619 |
| Securities gains (losses) | $105,000 | 1,290 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $793,000 | 4,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $793,000 | 4,279 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $793,000 | 4,280 |
| Net charge-offs | $1,504,000 | 935 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 663 |
| Net operating income | $688,000 | 4,415 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 2,982 |
| Total interest expense | $684,000 | 3,224 |
| Net interest income | $5,279,000 | 2,912 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $524,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $156,000 | 4,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,437 |
| Total noninterest expense | $5,629,000 | 2,479 |
| Salaries and employee benefits | $2,695,000 | 2,745 |
| Premises and equipment expense | $1,230,000 | 1,458 |
| Additional noninterest expense | $1,704,000 | 2,686 |
| Pre-tax net operating income | $174,000 | 5,752 |
| Securities gains (losses) | $92,000 | 1,284 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $266,000 | 5,398 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $266,000 | 5,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $266,000 | 5,400 |
| Net charge-offs | $192,000 | 2,616 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 622 |
| Net operating income | $174,000 | 5,671 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 2,999 |
| Total interest expense | $483,000 | 3,150 |
| Net interest income | $3,475,000 | 2,930 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $348,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $103,000 | 4,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $245,000 | 3,485 |
| Total noninterest expense | $3,872,000 | 2,408 |
| Salaries and employee benefits | $1,811,000 | 2,746 |
| Premises and equipment expense | $794,000 | 1,513 |
| Additional noninterest expense | $1,267,000 | 2,416 |
| Pre-tax net operating income | $-49,000 | 6,402 |
| Securities gains (losses) | $92,000 | 1,164 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $43,000 | 6,180 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $43,000 | 6,182 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $43,000 | 6,182 |
| Net charge-offs | $134,000 | 2,478 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 582 |
| Net operating income | $-49,000 | 6,415 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 2,995 |
| Total interest expense | $246,000 | 3,201 |
| Net interest income | $1,748,000 | 2,924 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $180,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,420 |
| Total noninterest expense | $1,905,000 | 2,476 |
| Salaries and employee benefits | $908,000 | 2,747 |
| Premises and equipment expense | $456,000 | 1,330 |
| Additional noninterest expense | $541,000 | 2,786 |
| Pre-tax net operating income | $23,000 | 6,124 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $28,000 | 6,114 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $28,000 | 6,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $28,000 | 6,115 |
| Net charge-offs | $153,000 | 1,567 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 514 |
| Net operating income | $23,000 | 6,094 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 2,638 |
| Total interest expense | $1,721,000 | 2,433 |
| Net interest income | $7,977,000 | 2,667 |
| Provision for loan and lease losses | $1,251,000 | 1,507 |
| Total noninterest income | $316,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $276,000 | 3,646 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $40,000 | 5,985 |
| Total noninterest expense | $7,656,000 | 2,466 |
| Salaries and employee benefits | $2,983,000 | 3,139 |
| Premises and equipment expense | $1,769,000 | 1,339 |
| Additional noninterest expense | $2,904,000 | 2,236 |
| Pre-tax net operating income | $-614,000 | 6,541 |
| Securities gains (losses) | $960,000 | 542 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $346,000 | 5,345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 5,342 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $346,000 | 5,343 |
| Net charge-offs | $422,000 | 2,877 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 626 |
| Net operating income | $-614,000 | 6,570 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 2,609 |
| Total interest expense | $1,404,000 | 2,346 |
| Net interest income | $6,112,000 | 2,671 |
| Provision for loan and lease losses | $1,161,000 | 1,277 |
| Total noninterest income | $169,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $206,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-37,000 | 6,808 |
| Total noninterest expense | $5,658,000 | 2,505 |
| Salaries and employee benefits | $2,166,000 | 3,239 |
| Premises and equipment expense | $1,323,000 | 1,357 |
| Additional noninterest expense | $2,169,000 | 2,237 |
| Pre-tax net operating income | $-538,000 | 6,702 |
| Securities gains (losses) | $958,000 | 417 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $420,000 | 4,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $420,000 | 4,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $420,000 | 4,909 |
| Net charge-offs | $372,000 | 2,551 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 557 |
| Net operating income | $-538,000 | 6,717 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,527 |
| Total interest expense | $1,028,000 | 2,236 |
| Net interest income | $4,191,000 | 2,601 |
| Provision for loan and lease losses | $921,000 | 1,173 |
| Total noninterest income | $331,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $135,000 | 3,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $3,633,000 | 2,598 |
| Salaries and employee benefits | $1,331,000 | 3,444 |
| Premises and equipment expense | $847,000 | 1,403 |
| Additional noninterest expense | $1,455,000 | 2,226 |
| Pre-tax net operating income | $-32,000 | 6,406 |
| Securities gains (losses) | $572,000 | 474 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $540,000 | 3,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $540,000 | 3,837 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $540,000 | 3,838 |
| Net charge-offs | $137,000 | 3,133 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 524 |
| Net operating income | $-32,000 | 6,421 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,416 |
| Total interest expense | $546,000 | 2,189 |
| Net interest income | $2,234,000 | 2,445 |
| Provision for loan and lease losses | $746,000 | 791 |
| Total noninterest income | $161,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,740 |
| Total noninterest expense | $1,734,000 | 2,699 |
| Salaries and employee benefits | $571,000 | 3,851 |
| Premises and equipment expense | $405,000 | 1,469 |
| Additional noninterest expense | $758,000 | 2,130 |
| Pre-tax net operating income | $-85,000 | 6,699 |
| Securities gains (losses) | $137,000 | 774 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $52,000 | 5,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,957 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $52,000 | 5,957 |
| Net charge-offs | $291,000 | 1,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 477 |
| Net operating income | $-85,000 | 6,719 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,222,000 | 2,493 |
| Total interest expense | $2,961,000 | 1,983 |
| Net interest income | $8,261,000 | 2,649 |
| Provision for loan and lease losses | $1,582,000 | 1,826 |
| Total noninterest income | $532,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $274,000 | 3,785 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $258,000 | 4,092 |
| Total noninterest expense | $9,065,000 | 2,108 |
| Salaries and employee benefits | $3,888,000 | 2,465 |
| Premises and equipment expense | $1,477,000 | 1,677 |
| Additional noninterest expense | $3,700,000 | 1,827 |
| Pre-tax net operating income | $-1,854,000 | 6,769 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-208,000 | 6,924 |
| Income before extraordinary items | $-1,646,000 | 6,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,646,000 | 6,783 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,646,000 | 6,783 |
| Net charge-offs | $2,434,000 | 1,384 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 632 |
| Net operating income | $-1,646,000 | 6,755 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,479,000 | 2,501 |
| Total interest expense | $2,313,000 | 1,992 |
| Net interest income | $6,166,000 | 2,671 |
| Provision for loan and lease losses | $1,582,000 | 1,454 |
| Total noninterest income | $417,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $204,000 | 3,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $213,000 | 4,002 |
| Total noninterest expense | $6,493,000 | 2,209 |
| Salaries and employee benefits | $3,061,000 | 2,353 |
| Premises and equipment expense | $1,151,000 | 1,631 |
| Additional noninterest expense | $2,281,000 | 2,190 |
| Pre-tax net operating income | $-1,492,000 | 6,920 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,492,000 | 6,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,492,000 | 6,982 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,492,000 | 6,982 |
| Net charge-offs | $2,099,000 | 1,179 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 569 |
| Net operating income | $-1,492,000 | 6,956 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 2,515 |
| Total interest expense | $1,566,000 | 2,029 |
| Net interest income | $4,081,000 | 2,694 |
| Provision for loan and lease losses | $1,157,000 | 1,376 |
| Total noninterest income | $362,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $136,000 | 3,793 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $226,000 | 3,307 |
| Total noninterest expense | $4,437,000 | 2,178 |
| Salaries and employee benefits | $2,057,000 | 2,360 |
| Premises and equipment expense | $805,000 | 1,565 |
| Additional noninterest expense | $1,575,000 | 2,154 |
| Pre-tax net operating income | $-1,151,000 | 7,022 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,151,000 | 7,072 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,151,000 | 7,072 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,151,000 | 7,073 |
| Net charge-offs | $1,234,000 | 1,289 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 474 |
| Net operating income | $-1,151,000 | 7,056 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 2,530 |
| Total interest expense | $777,000 | 2,117 |
| Net interest income | $2,043,000 | 2,678 |
| Provision for loan and lease losses | $1,157,000 | 773 |
| Total noninterest income | $175,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $2,161,000 | 2,228 |
| Salaries and employee benefits | $1,040,000 | 2,355 |
| Premises and equipment expense | $415,000 | 1,552 |
| Additional noninterest expense | $706,000 | 2,357 |
| Pre-tax net operating income | $-1,100,000 | 7,295 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,100,000 | 7,312 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,100,000 | 7,312 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,100,000 | 7,313 |
| Net charge-offs | $537,000 | 1,274 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 404 |
| Net operating income | $-1,100,000 | 7,311 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,650,000 | 2,372 |
| Total interest expense | $3,903,000 | 2,044 |
| Net interest income | $8,747,000 | 2,516 |
| Provision for loan and lease losses | $5,317,000 | 1,091 |
| Total noninterest income | $549,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $254,000 | 3,974 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $295,000 | 3,968 |
| Total noninterest expense | $9,853,000 | 1,975 |
| Salaries and employee benefits | $4,227,000 | 2,283 |
| Premises and equipment expense | $2,199,000 | 1,181 |
| Additional noninterest expense | $3,427,000 | 2,038 |
| Pre-tax net operating income | $-5,874,000 | 7,174 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,874,000 | 7,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,874,000 | 7,231 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,874,000 | 7,231 |
| Net charge-offs | $6,593,000 | 823 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 665 |
| Net operating income | $-5,874,000 | 7,211 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 2,382 |
| Total interest expense | $3,064,000 | 2,038 |
| Net interest income | $6,638,000 | 2,501 |
| Provision for loan and lease losses | $2,854,000 | 1,311 |
| Total noninterest income | $405,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $188,000 | 4,073 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $217,000 | 4,048 |
| Total noninterest expense | $6,730,000 | 2,154 |
| Salaries and employee benefits | $3,249,000 | 2,236 |
| Premises and equipment expense | $1,678,000 | 1,172 |
| Additional noninterest expense | $1,803,000 | 2,724 |
| Pre-tax net operating income | $-2,541,000 | 7,144 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,541,000 | 7,217 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,541,000 | 7,216 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,541,000 | 7,217 |
| Net charge-offs | $4,937,000 | 788 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 589 |
| Net operating income | $-2,541,000 | 7,192 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 2,361 |
| Total interest expense | $2,096,000 | 2,063 |
| Net interest income | $4,512,000 | 2,454 |
| Provision for loan and lease losses | $2,143,000 | 1,218 |
| Total noninterest income | $249,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $126,000 | 4,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 4,300 |
| Total noninterest expense | $4,266,000 | 2,269 |
| Salaries and employee benefits | $2,144,000 | 2,264 |
| Premises and equipment expense | $1,109,000 | 1,195 |
| Additional noninterest expense | $1,013,000 | 3,169 |
| Pre-tax net operating income | $-1,648,000 | 7,205 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,648,000 | 7,283 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,648,000 | 7,282 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,648,000 | 7,283 |
| Net charge-offs | $4,132,000 | 651 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 516 |
| Net operating income | $-1,648,000 | 7,270 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 2,418 |
| Total interest expense | $1,067,000 | 2,134 |
| Net interest income | $2,231,000 | 2,521 |
| Provision for loan and lease losses | $154,000 | 3,304 |
| Total noninterest income | $132,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $65,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 4,201 |
| Total noninterest expense | $2,063,000 | 2,372 |
| Salaries and employee benefits | $1,051,000 | 2,343 |
| Premises and equipment expense | $548,000 | 1,244 |
| Additional noninterest expense | $464,000 | 3,389 |
| Pre-tax net operating income | $146,000 | 4,593 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $146,000 | 4,423 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $146,000 | 4,424 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $146,000 | 4,422 |
| Net charge-offs | $56,000 | 3,624 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 474 |
| Net operating income | $146,000 | 4,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,284,000 | 2,682 |
| Total interest expense | $4,579,000 | 2,447 |
| Net interest income | $7,705,000 | 2,818 |
| Provision for loan and lease losses | $7,816,000 | 1,040 |
| Total noninterest income | $637,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $271,000 | 4,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $366,000 | 3,679 |
| Total noninterest expense | $10,600,000 | 1,914 |
| Salaries and employee benefits | $3,592,000 | 2,719 |
| Premises and equipment expense | $1,976,000 | 1,378 |
| Additional noninterest expense | $5,032,000 | 1,484 |
| Pre-tax net operating income | $-10,074,000 | 7,491 |
| Securities gains (losses) | $174,000 | 1,665 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-9,900,000 | 7,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,900,000 | 7,551 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,900,000 | 7,551 |
| Net charge-offs | $4,281,000 | 1,281 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 644 |
| Net operating income | $-10,074,000 | 7,563 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,860,000 | 2,835 |
| Total interest expense | $3,449,000 | 2,535 |
| Net interest income | $5,411,000 | 2,978 |
| Provision for loan and lease losses | $5,360,000 | 993 |
| Total noninterest income | $424,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $184,000 | 4,274 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $240,000 | 3,977 |
| Total noninterest expense | $8,114,000 | 1,870 |
| Salaries and employee benefits | $2,880,000 | 2,556 |
| Premises and equipment expense | $1,480,000 | 1,388 |
| Additional noninterest expense | $3,754,000 | 1,443 |
| Pre-tax net operating income | $-7,639,000 | 7,658 |
| Securities gains (losses) | $174,000 | 1,393 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,465,000 | 7,713 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,465,000 | 7,712 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,465,000 | 7,712 |
| Net charge-offs | $4,035,000 | 972 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 544 |
| Net operating income | $-7,639,000 | 7,723 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 2,947 |
| Total interest expense | $2,260,000 | 2,682 |
| Net interest income | $3,457,000 | 3,078 |
| Provision for loan and lease losses | $698,000 | 2,507 |
| Total noninterest income | $271,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $113,000 | 4,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $5,073,000 | 2,005 |
| Salaries and employee benefits | $1,627,000 | 3,033 |
| Premises and equipment expense | $1,007,000 | 1,385 |
| Additional noninterest expense | $2,439,000 | 1,510 |
| Pre-tax net operating income | $-2,043,000 | 7,390 |
| Securities gains (losses) | $155,000 | 1,188 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,888,000 | 7,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,888,000 | 7,444 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,888,000 | 7,443 |
| Net charge-offs | $1,598,000 | 1,290 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 707 |
| Net operating income | $-2,043,000 | 7,488 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,095 |
| Total interest expense | $1,176,000 | 2,672 |
| Net interest income | $1,572,000 | 3,318 |
| Provision for loan and lease losses | $295,000 | 2,385 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $110,000 | 3,505 |
| Total noninterest expense | $2,258,000 | 2,178 |
| Salaries and employee benefits | $884,000 | 2,853 |
| Premises and equipment expense | $547,000 | 1,306 |
| Additional noninterest expense | $827,000 | 1,938 |
| Pre-tax net operating income | $-829,000 | 7,560 |
| Securities gains (losses) | $155,000 | 780 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-674,000 | 7,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-674,000 | 7,572 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-674,000 | 7,572 |
| Net charge-offs | $275,000 | 1,856 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 605 |
| Net operating income | $-829,000 | 7,641 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 4,027 |
| Total interest expense | $3,418,000 | 3,898 |
| Net interest income | $4,923,000 | 3,990 |
| Provision for loan and lease losses | $1,994,000 | 1,801 |
| Total noninterest income | $407,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 5,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $304,000 | 4,069 |
| Total noninterest expense | $7,073,000 | 2,669 |
| Salaries and employee benefits | $3,577,000 | 2,770 |
| Premises and equipment expense | $1,527,000 | 1,791 |
| Additional noninterest expense | $1,969,000 | 2,905 |
| Pre-tax net operating income | $-3,737,000 | 7,698 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-251,000 | 7,275 |
| Income before extraordinary items | $-3,486,000 | 7,683 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,486,000 | 7,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 1,018 |
| Net operating income | $-3,486,000 | 7,752 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 4,491 |
| Total interest expense | $2,233,000 | 4,398 |
| Net interest income | $3,125,000 | 4,500 |
| Provision for loan and lease losses | $1,219,000 | 1,638 |
| Total noninterest income | $302,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $243,000 | 4,076 |
| Total noninterest expense | $4,535,000 | 3,028 |
| Salaries and employee benefits | $2,235,000 | 3,308 |
| Premises and equipment expense | $996,000 | 2,052 |
| Additional noninterest expense | $1,304,000 | 3,142 |
| Pre-tax net operating income | $-2,327,000 | 7,921 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-771,000 | 7,984 |
| Income before extraordinary items | $-1,556,000 | 7,723 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,556,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $4,052,000 | 165 |
| Net operating income | $-1,556,000 | 7,817 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 5,464 |
| Total interest expense | $1,238,000 | 5,033 |
| Net interest income | $1,382,000 | 5,707 |
| Provision for loan and lease losses | $401,000 | 2,153 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $2,047,000 | 4,170 |
| Salaries and employee benefits | $1,059,000 | 4,332 |
| Premises and equipment expense | $471,000 | 2,783 |
| Additional noninterest expense | $517,000 | 4,630 |
| Pre-tax net operating income | $-979,000 | 7,897 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-346,000 | 8,098 |
| Income before extraordinary items | $-633,000 | 7,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-633,000 | 7,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 916 |
| Net operating income | $-633,000 | 7,771 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,492 |
| Total interest expense | $0 | 8,478 |
| Net interest income | $0 | 8,488 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $0 | 8,492 |
| Salaries and employee benefits | $0 | 8,470 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $0 | 8,491 |
| Pre-tax net operating income | $0 | 7,159 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $0 | 7,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $0 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $0 | 7,179 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,341,000 | 3,945 |
| Total interest expense | $4,243,000 | 3,865 |
| Net interest income | $5,098,000 | 3,940 |
| Provision for loan and lease losses | $313,000 | 3,114 |
| Total noninterest income | $141,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $54,000 | 7,021 |
| Total noninterest expense | $4,766,000 | 3,577 |
| Salaries and employee benefits | $2,588,000 | 3,627 |
| Premises and equipment expense | $973,000 | 2,637 |
| Additional noninterest expense | $1,205,000 | 4,063 |
| Pre-tax net operating income | $160,000 | 6,974 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $93,000 | 4,533 |
| Income before extraordinary items | $67,000 | 7,267 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $67,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,183 |
| Net operating income | $67,000 | 7,240 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,742,000 | 4,057 |
| Total interest expense | $2,932,000 | 4,080 |
| Net interest income | $3,810,000 | 3,960 |
| Provision for loan and lease losses | $195,000 | 3,051 |
| Total noninterest income | $93,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,436 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 7,108 |
| Total noninterest expense | $3,196,000 | 3,907 |
| Salaries and employee benefits | $1,719,000 | 3,952 |
| Premises and equipment expense | $637,000 | 2,922 |
| Additional noninterest expense | $840,000 | 4,236 |
| Pre-tax net operating income | $512,000 | 5,729 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $213,000 | 3,650 |
| Income before extraordinary items | $299,000 | 6,326 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $299,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $299,000 | 6,321 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 4,247 |
| Total interest expense | $1,746,000 | 4,369 |
| Net interest income | $2,487,000 | 4,046 |
| Provision for loan and lease losses | $88,000 | 3,568 |
| Total noninterest income | $57,000 | 7,529 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $34,000 | 6,547 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $2,080,000 | 4,010 |
| Salaries and employee benefits | $1,122,000 | 4,048 |
| Premises and equipment expense | $417,000 | 2,996 |
| Additional noninterest expense | $541,000 | 4,325 |
| Pre-tax net operating income | $376,000 | 5,633 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $154,000 | 3,613 |
| Income before extraordinary items | $222,000 | 6,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $222,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $222,000 | 6,200 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,352 |
| Total interest expense | $796,000 | 4,578 |
| Net interest income | $1,239,000 | 4,055 |
| Provision for loan and lease losses | $86,000 | 2,275 |
| Total noninterest income | $25,000 | 7,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $985,000 | 4,193 |
| Salaries and employee benefits | $535,000 | 4,220 |
| Premises and equipment expense | $194,000 | 3,198 |
| Additional noninterest expense | $256,000 | 4,457 |
| Pre-tax net operating income | $193,000 | 5,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $79,000 | 3,593 |
| Income before extraordinary items | $114,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $114,000 | 6,167 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 5,169 |
| Total interest expense | $1,765,000 | 5,737 |
| Net interest income | $3,956,000 | 4,686 |
| Provision for loan and lease losses | $517,000 | 1,849 |
| Total noninterest income | $87,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $3,247,000 | 4,629 |
| Salaries and employee benefits | $1,881,000 | 4,480 |
| Premises and equipment expense | $561,000 | 3,961 |
| Additional noninterest expense | $805,000 | 5,208 |
| Pre-tax net operating income | $279,000 | 7,170 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $121,000 | 4,803 |
| Income before extraordinary items | $158,000 | 7,451 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $158,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,199 |
| Net operating income | $158,000 | 7,440 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 5,463 |
| Total interest expense | $1,116,000 | 6,084 |
| Net interest income | $2,751,000 | 4,949 |
| Provision for loan and lease losses | $418,000 | 1,639 |
| Total noninterest income | $62,000 | 8,001 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $44,000 | 6,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $2,381,000 | 4,683 |
| Salaries and employee benefits | $1,362,000 | 4,564 |
| Premises and equipment expense | $406,000 | 4,073 |
| Additional noninterest expense | $613,000 | 5,147 |
| Pre-tax net operating income | $14,000 | 8,066 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $14,000 | 8,087 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $14,000 | 8,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $14,000 | 8,074 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 5,815 |
| Total interest expense | $601,000 | 6,458 |
| Net interest income | $1,647,000 | 5,322 |
| Provision for loan and lease losses | $291,000 | 1,565 |
| Total noninterest income | $36,000 | 8,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $1,501,000 | 4,875 |
| Salaries and employee benefits | $853,000 | 4,795 |
| Premises and equipment expense | $271,000 | 4,069 |
| Additional noninterest expense | $377,000 | 5,413 |
| Pre-tax net operating income | $-109,000 | 8,344 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-33,000 | 8,553 |
| Income before extraordinary items | $-76,000 | 8,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-76,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-76,000 | 8,314 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 6,100 |
| Total interest expense | $236,000 | 6,890 |
| Net interest income | $761,000 | 5,566 |
| Provision for loan and lease losses | $129,000 | 1,654 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $778,000 | 4,782 |
| Salaries and employee benefits | $440,000 | 4,719 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $-131,000 | 8,480 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-45,000 | 8,638 |
| Income before extraordinary items | $-86,000 | 8,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-86,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-86,000 | 8,423 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 7,872 |
| Total interest expense | $255,000 | 8,303 |
| Net interest income | $1,276,000 | 7,592 |
| Provision for loan and lease losses | $415,000 | 2,215 |
| Total noninterest income | $12,000 | 8,651 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,000 | 7,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $1,968,000 | 6,165 |
| Salaries and employee benefits | $1,124,000 | 5,988 |
| Premises and equipment expense | $348,000 | 5,307 |
| Additional noninterest expense | $496,000 | 6,604 |
| Pre-tax net operating income | $-1,095,000 | 8,659 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-445,000 | 8,760 |
| Income before extraordinary items | $-650,000 | 8,593 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-650,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $18,883,000 | 79 |
| Net operating income | $-650,000 | 8,576 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,460 |
| Total interest expense | $85,000 | 8,651 |
| Net interest income | $578,000 | 8,307 |
| Provision for loan and lease losses | $295,000 | 2,231 |
| Total noninterest income | $3,000 | 8,768 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $1,241,000 | 6,643 |
| Salaries and employee benefits | $704,000 | 6,523 |
| Premises and equipment expense | $154,000 | 6,648 |
| Additional noninterest expense | $383,000 | 6,482 |
| Pre-tax net operating income | $-955,000 | 8,718 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-955,000 | 8,743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-955,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $18,883,000 | 60 |
| Net operating income | $-955,000 | 8,723 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,783 |
| Total interest expense | $12,000 | 8,785 |
| Net interest income | $143,000 | 8,762 |
| Provision for loan and lease losses | $73,000 | 3,895 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $661,000 | 7,189 |
| Salaries and employee benefits | $372,000 | 7,106 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $215,000 | 6,924 |
| Pre-tax net operating income | $-591,000 | 8,697 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-591,000 | 8,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-591,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $18,883,000 | 41 |
| Net operating income | $-591,000 | 8,705 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.