Home > Oostburg State Bank > Income and Expense

Oostburg State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,596,0002,216
Total interest expense$4,600,0002,125
Net interest income$10,996,0002,249
Provision for loan and lease losses$165,0002,145
Total noninterest income$2,453,0001,816
Gross Fiduciary activities income$0981
Service charges on deposit accounts$194,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$2,259,0001,509
Total noninterest expense$8,207,0002,296
Salaries and employee benefits$4,935,0002,211
Premises and equipment expense$403,0003,241
Additional noninterest expense$2,259,0001,509
Pre-tax net operating income$5,077,0001,896
Securities gains (losses)$-311,0004,086
Applicable income taxes$844,0001,546
Income before extraordinary items$3,922,0002,015
Extraordinary gains, net$054
Net income$3,922,0002,039
Minority interest net income$088
Net income of bank and minority interests.$3,922,0002,018
Net charge-offs$02,884
Cash dividends$900,0002,276
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,177,0201,968
2023-09-30 (YTD Data)Rank
Total interest income$11,419,0002,220
Total interest expense$3,129,0002,115
Net interest income$8,290,0002,255
Provision for loan and lease losses$165,0001,816
Total noninterest income$1,038,0002,379
Gross Fiduciary activities income$0950
Service charges on deposit accounts$142,0002,763
Trading account gains and feesNANA
Additional Noninterest Income$896,0002,101
Total noninterest expense$5,939,0002,337
Salaries and employee benefits$3,587,0002,238
Premises and equipment expense$308,0003,229
Additional noninterest expense$896,0002,101
Pre-tax net operating income$3,224,0002,145
Securities gains (losses)$0849
Applicable income taxes$661,0001,567
Income before extraordinary items$2,563,0002,232
Extraordinary gains, net$052
Net income$2,563,0002,254
Minority interest net income$081
Net income of bank and minority interests.$2,563,0002,234
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,563,0002,256
2023-06-30 (YTD Data)Rank
Total interest income$7,445,0002,231
Total interest expense$1,838,0002,121
Net interest income$5,607,0002,248
Provision for loan and lease losses$70,0002,027
Total noninterest income$688,0002,338
Gross Fiduciary activities income$0931
Service charges on deposit accounts$91,0002,796
Trading account gains and feesNANA
Additional Noninterest Income$597,0002,016
Total noninterest expense$3,961,0002,323
Salaries and employee benefits$2,417,0002,221
Premises and equipment expense$202,0003,258
Additional noninterest expense$597,0002,013
Pre-tax net operating income$2,264,0002,088
Securities gains (losses)$0938
Applicable income taxes$471,0001,539
Income before extraordinary items$1,793,0002,191
Extraordinary gains, net$051
Net income$1,793,0002,217
Minority interest net income$081
Net income of bank and minority interests.$1,793,0002,191
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,793,0002,201
2023-03-31 (YTD Data)Rank
Total interest income$3,602,0002,254
Total interest expense$802,0002,103
Net interest income$2,800,0002,258
Provision for loan and lease losses$75,0001,413
Total noninterest income$333,0002,370
Gross Fiduciary activities income$0913
Service charges on deposit accounts$41,0002,918
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,035
Total noninterest expense$1,881,0002,437
Salaries and employee benefits$1,114,0002,383
Premises and equipment expense$105,0003,254
Additional noninterest expense$292,0002,035
Pre-tax net operating income$1,177,0002,100
Securities gains (losses)$0950
Applicable income taxes$249,0001,531
Income before extraordinary items$928,0002,196
Extraordinary gains, net$04
Net income$928,0002,196
Minority interest net income$048
Net income of bank and minority interests.$928,0002,196
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$928,0002,216
2022-12-31 (YTD Data)Rank
Total interest income$12,830,0002,172
Total interest expense$1,435,0001,962
Net interest income$11,395,0002,188
Provision for loan and lease losses$700,0001,020
Total noninterest income$1,672,0002,222
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$170,0002,936
Trading account gains and feesNANA
Additional Noninterest Income$1,502,0001,899
Total noninterest expense$7,811,0002,334
Salaries and employee benefits$4,721,0002,260
Premises and equipment expense$410,0003,266
Additional noninterest expense$1,502,0001,899
Pre-tax net operating income$4,556,0002,146
Securities gains (losses)$27,000307
Applicable income taxes$960,0001,582
Income before extraordinary items$3,623,0002,238
Extraordinary gains, net$05
Net income$3,623,0002,237
Minority interest net income$063
Net income of bank and minority interests.$3,623,0002,237
Net charge-offs$-3,0003,401
Cash dividends$800,0002,327
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,601,6702,266
2022-09-30 (YTD Data)Rank
Total interest income$9,289,0002,176
Total interest expense$859,0001,958
Net interest income$8,430,0002,179
Provision for loan and lease losses$475,000993
Total noninterest income$1,304,0002,226
Gross Fiduciary activities income$0968
Service charges on deposit accounts$122,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$1,182,0001,883
Total noninterest expense$5,673,0002,379
Salaries and employee benefits$3,449,0002,295
Premises and equipment expense$308,0003,267
Additional noninterest expense$1,182,0001,883
Pre-tax net operating income$3,586,0002,063
Securities gains (losses)$0740
Applicable income taxes$766,0001,547
Income before extraordinary items$2,820,0002,157
Extraordinary gains, net$04
Net income$2,820,0002,156
Minority interest net income$057
Net income of bank and minority interests.$2,820,0002,156
Net charge-offs$-3,0003,287
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,820,0002,190
2022-06-30 (YTD Data)Rank
Total interest income$5,947,0002,187
Total interest expense$503,0001,947
Net interest income$5,444,0002,192
Provision for loan and lease losses$175,0001,220
Total noninterest income$948,0002,126
Gross Fiduciary activities income$0925
Service charges on deposit accounts$76,0003,060
Trading account gains and feesNANA
Additional Noninterest Income$872,0001,812
Total noninterest expense$3,822,0002,350
Salaries and employee benefits$2,295,0002,295
Premises and equipment expense$203,0003,307
Additional noninterest expense$1,324,0002,160
Pre-tax net operating income$2,395,0001,977
Securities gains (losses)$0687
Applicable income taxes$515,0001,464
Income before extraordinary items$1,880,0002,064
Extraordinary gains, net$04
Net income$1,880,0002,065
Minority interest net income$060
Net income of bank and minority interests.$1,880,0002,064
Net charge-offs$-2,0003,158
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,880,0002,101
2022-03-31 (YTD Data)Rank
Total interest income$2,894,0002,175
Total interest expense$256,0001,889
Net interest income$2,638,0002,191
Provision for loan and lease losses$45,0001,393
Total noninterest income$461,0002,140
Gross Fiduciary activities income$0892
Service charges on deposit accounts$37,0003,078
Trading account gains and feesNANA
Additional Noninterest Income$424,0001,856
Total noninterest expense$1,800,0002,449
Salaries and employee benefits$1,058,0002,414
Premises and equipment expense$108,0003,221
Additional noninterest expense$634,0002,216
Pre-tax net operating income$1,254,0001,866
Securities gains (losses)$0623
Applicable income taxes$277,0001,379
Income before extraordinary items$977,0001,945
Extraordinary gains, net$04
Net income$977,0001,944
Minority interest net income$050
Net income of bank and minority interests.$977,0001,945
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$977,0001,966
2021-12-31 (YTD Data)Rank
Total interest income$11,404,0002,270
Total interest expense$1,111,0002,065
Net interest income$10,293,0002,289
Provision for loan and lease losses$500,0001,035
Total noninterest income$2,510,0001,999
Gross Fiduciary activities income$0994
Service charges on deposit accounts$145,0003,045
Trading account gains and feesNANA
Additional Noninterest Income$2,365,0001,740
Total noninterest expense$7,510,0002,372
Salaries and employee benefits$4,697,0002,243
Premises and equipment expense$394,0003,378
Additional noninterest expense$2,419,0002,288
Pre-tax net operating income$4,793,0002,106
Securities gains (losses)$42,0001,206
Applicable income taxes$1,051,0001,569
Income before extraordinary items$3,784,0002,247
Extraordinary gains, net$010
Net income$3,784,0002,248
Minority interest net income$074
Net income of bank and minority interests.$3,784,0002,248
Net charge-offs$3,0002,526
Cash dividends$800,0002,415
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,750,8202,229
2021-09-30 (YTD Data)Rank
Total interest income$8,530,0002,322
Total interest expense$841,0002,136
Net interest income$7,689,0002,335
Provision for loan and lease losses$130,0001,793
Total noninterest income$1,964,0001,996
Gross Fiduciary activities income$0957
Service charges on deposit accounts$105,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$1,859,0001,745
Total noninterest expense$5,329,0002,472
Salaries and employee benefits$3,363,0002,323
Premises and equipment expense$297,0003,419
Additional noninterest expense$1,669,0002,406
Pre-tax net operating income$4,194,0001,997
Securities gains (losses)$3,0001,854
Applicable income taxes$937,0001,514
Income before extraordinary items$3,260,0002,145
Extraordinary gains, net$08
Net income$3,260,0002,146
Minority interest net income$069
Net income of bank and minority interests.$3,260,0002,146
Net charge-offs$3,0002,246
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,257,6302,116
2021-06-30 (YTD Data)Rank
Total interest income$5,733,0002,308
Total interest expense$575,0002,159
Net interest income$5,158,0002,304
Provision for loan and lease losses$60,0001,979
Total noninterest income$1,541,0001,780
Gross Fiduciary activities income$0951
Service charges on deposit accounts$66,0003,123
Trading account gains and feesNANA
Additional Noninterest Income$1,475,0001,529
Total noninterest expense$3,477,0002,502
Salaries and employee benefits$2,205,0002,347
Premises and equipment expense$202,0003,383
Additional noninterest expense$1,070,0002,448
Pre-tax net operating income$3,162,0001,811
Securities gains (losses)$3,0001,649
Applicable income taxes$722,0001,399
Income before extraordinary items$2,443,0001,984
Extraordinary gains, net$06
Net income$2,443,0001,983
Minority interest net income$067
Net income of bank and minority interests.$2,443,0001,984
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,440,6301,945
2021-03-31 (YTD Data)Rank
Total interest income$2,817,0002,318
Total interest expense$307,0002,145
Net interest income$2,510,0002,324
Provision for loan and lease losses$30,0001,982
Total noninterest income$943,0001,569
Gross Fiduciary activities income$0922
Service charges on deposit accounts$34,0003,079
Trading account gains and feesNANA
Additional Noninterest Income$909,0001,353
Total noninterest expense$1,625,0002,595
Salaries and employee benefits$1,024,0002,466
Premises and equipment expense$100,0003,410
Additional noninterest expense$501,0002,528
Pre-tax net operating income$1,798,0001,649
Securities gains (losses)$3,0001,244
Applicable income taxes$421,0001,264
Income before extraordinary items$1,380,0001,817
Extraordinary gains, net$03
Net income$1,380,0001,817
Minority interest net income$055
Net income of bank and minority interests.$1,380,0001,817
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,377,6301,783
2020-12-31 (YTD Data)Rank
Total interest income$10,599,0002,435
Total interest expense$1,569,0002,320
Net interest income$9,030,0002,422
Provision for loan and lease losses$470,0002,307
Total noninterest income$2,470,0001,890
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$135,0003,234
Trading account gains and feesNANA
Additional Noninterest Income$2,335,0001,648
Total noninterest expense$7,077,0002,437
Salaries and employee benefits$4,415,0002,330
Premises and equipment expense$432,0003,278
Additional noninterest expense$2,230,0002,357
Pre-tax net operating income$3,953,0002,084
Securities gains (losses)$15,0002,194
Applicable income taxes$772,0001,648
Income before extraordinary items$3,196,0002,218
Extraordinary gains, net$04
Net income$3,196,0002,218
Minority interest net income$072
Net income of bank and minority interests.$3,196,0002,218
Net charge-offs$-2,0003,992
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,183,8502,165
2020-09-30 (YTD Data)Rank
Total interest income$8,096,0002,416
Total interest expense$1,227,0002,348
Net interest income$6,869,0002,395
Provision for loan and lease losses$90,0003,370
Total noninterest income$1,589,0002,023
Gross Fiduciary activities income$0981
Service charges on deposit accounts$98,0003,283
Trading account gains and feesNANA
Additional Noninterest Income$1,491,0001,747
Total noninterest expense$4,957,0002,528
Salaries and employee benefits$3,115,0002,408
Premises and equipment expense$295,0003,437
Additional noninterest expense$1,547,0002,454
Pre-tax net operating income$3,411,0001,883
Securities gains (losses)$02,494
Applicable income taxes$696,0001,464
Income before extraordinary items$2,715,0002,030
Extraordinary gains, net$04
Net income$2,715,0002,030
Minority interest net income$065
Net income of bank and minority interests.$2,715,0002,030
Net charge-offs$-2,0003,908
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,715,0001,974
2020-06-30 (YTD Data)Rank
Total interest income$5,591,0002,393
Total interest expense$848,0002,398
Net interest income$4,743,0002,354
Provision for loan and lease losses$60,0003,299
Total noninterest income$897,0002,149
Gross Fiduciary activities income$0970
Service charges on deposit accounts$63,0003,354
Trading account gains and feesNANA
Additional Noninterest Income$834,0001,857
Total noninterest expense$3,302,0002,526
Salaries and employee benefits$2,088,0002,399
Premises and equipment expense$203,0003,382
Additional noninterest expense$1,011,0002,493
Pre-tax net operating income$2,278,0001,821
Securities gains (losses)$02,249
Applicable income taxes$462,0001,406
Income before extraordinary items$1,816,0001,966
Extraordinary gains, net$04
Net income$1,816,0001,967
Minority interest net income$065
Net income of bank and minority interests.$1,816,0001,967
Net charge-offs$-1,0003,744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,816,0001,930
2020-03-31 (YTD Data)Rank
Total interest income$2,509,0002,550
Total interest expense$453,0002,453
Net interest income$2,056,0002,561
Provision for loan and lease losses$20,0003,107
Total noninterest income$337,0002,371
Gross Fiduciary activities income$0941
Service charges on deposit accounts$41,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,014
Total noninterest expense$1,555,0002,659
Salaries and employee benefits$946,0002,574
Premises and equipment expense$105,0003,343
Additional noninterest expense$504,0002,526
Pre-tax net operating income$818,0002,137
Securities gains (losses)$01,705
Applicable income taxes$141,0001,677
Income before extraordinary items$677,0002,227
Extraordinary gains, net$04
Net income$677,0002,226
Minority interest net income$056
Net income of bank and minority interests.$677,0002,227
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$677,0002,192
2019-12-31 (YTD Data)Rank
Total interest income$10,129,0002,575
Total interest expense$1,757,0002,546
Net interest income$8,372,0002,543
Provision for loan and lease losses$03,973
Total noninterest income$1,174,0002,614
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$162,0003,415
Trading account gains and feesNANA
Additional Noninterest Income$1,012,0002,233
Total noninterest expense$6,306,0002,612
Salaries and employee benefits$3,885,0002,503
Premises and equipment expense$418,0003,393
Additional noninterest expense$2,003,0002,555
Pre-tax net operating income$3,240,0002,342
Securities gains (losses)$259,000554
Applicable income taxes$640,0001,787
Income before extraordinary items$2,859,0002,362
Extraordinary gains, net$011
Net income$2,859,0002,364
Minority interest net income$076
Net income of bank and minority interests.$2,859,0002,364
Net charge-offs$-44,0004,752
Cash dividends$2,250,0001,468
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,646,6202,456
2019-09-30 (YTD Data)Rank
Total interest income$7,590,0002,604
Total interest expense$1,300,0002,579
Net interest income$6,290,0002,572
Provision for loan and lease losses$03,836
Total noninterest income$751,0002,831
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$118,0003,484
Trading account gains and feesNANA
Additional Noninterest Income$633,0002,441
Total noninterest expense$4,566,0002,684
Salaries and employee benefits$2,837,0002,560
Premises and equipment expense$317,0003,406
Additional noninterest expense$1,412,0002,673
Pre-tax net operating income$2,475,0002,382
Securities gains (losses)$252,000461
Applicable income taxes$516,0001,772
Income before extraordinary items$2,211,0002,378
Extraordinary gains, net$011
Net income$2,211,0002,379
Minority interest net income$072
Net income of bank and minority interests.$2,211,0002,379
Net charge-offs$-4,0004,209
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,006,8802,494
2019-06-30 (YTD Data)Rank
Total interest income$5,024,0002,614
Total interest expense$846,0002,593
Net interest income$4,178,0002,584
Provision for loan and lease losses$03,685
Total noninterest income$467,0002,901
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$73,0003,578
Trading account gains and feesNANA
Additional Noninterest Income$394,0002,499
Total noninterest expense$2,946,0002,767
Salaries and employee benefits$1,828,0002,636
Premises and equipment expense$209,0003,442
Additional noninterest expense$909,0002,759
Pre-tax net operating income$1,699,0002,313
Securities gains (losses)$171,000405
Applicable income taxes$364,0001,697
Income before extraordinary items$1,506,0002,326
Extraordinary gains, net$011
Net income$1,506,0002,326
Minority interest net income$069
Net income of bank and minority interests.$1,506,0002,326
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,367,4902,433
2019-03-31 (YTD Data)Rank
Total interest income$2,495,0002,626
Total interest expense$419,0002,574
Net interest income$2,076,0002,607
Provision for loan and lease losses$03,406
Total noninterest income$222,0002,924
Gross Fiduciary activities income$0972
Service charges on deposit accounts$35,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$187,0002,481
Total noninterest expense$1,458,0002,798
Salaries and employee benefits$922,0002,632
Premises and equipment expense$109,0003,405
Additional noninterest expense$427,0002,863
Pre-tax net operating income$840,0002,297
Securities gains (losses)$7,000777
Applicable income taxes$162,0001,769
Income before extraordinary items$685,0002,393
Extraordinary gains, net$05
Net income$685,0002,392
Minority interest net income$052
Net income of bank and minority interests.$685,0002,392
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$679,3302,391
2018-12-31 (YTD Data)Rank
Total interest income$9,364,0002,646
Total interest expense$1,389,0002,455
Net interest income$7,975,0002,657
Provision for loan and lease losses$-637,0005,316
Total noninterest income$1,482,0002,357
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$171,0003,515
Trading account gains and feesNANA
Additional Noninterest Income$1,311,0001,942
Total noninterest expense$6,222,0002,666
Salaries and employee benefits$3,740,0002,559
Premises and equipment expense$356,0003,741
Additional noninterest expense$2,126,0002,491
Pre-tax net operating income$3,872,0002,153
Securities gains (losses)$-29,0004,705
Applicable income taxes$830,0001,555
Income before extraordinary items$3,013,0002,317
Extraordinary gains, net$06
Net income$3,013,0002,316
Minority interest net income$072
Net income of bank and minority interests.$3,013,0002,316
Net charge-offs$-566,0005,314
Cash dividends$550,0002,881
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,035,9102,299
2018-09-30 (YTD Data)Rank
Total interest income$6,929,0002,660
Total interest expense$994,0002,449
Net interest income$5,935,0002,683
Provision for loan and lease losses$03,948
Total noninterest income$1,067,0002,408
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$133,0003,489
Trading account gains and feesNANA
Additional Noninterest Income$934,0002,014
Total noninterest expense$4,385,0002,772
Salaries and employee benefits$2,654,0002,662
Premises and equipment expense$251,0003,873
Additional noninterest expense$1,480,0002,631
Pre-tax net operating income$2,617,0002,323
Securities gains (losses)$01,118
Applicable income taxes$559,0001,695
Income before extraordinary items$2,058,0002,468
Extraordinary gains, net$05
Net income$2,058,0002,467
Minority interest net income$066
Net income of bank and minority interests.$2,058,0002,467
Net charge-offs$-6,0004,352
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,058,0002,460
2018-06-30 (YTD Data)Rank
Total interest income$4,524,0002,688
Total interest expense$635,0002,439
Net interest income$3,889,0002,711
Provision for loan and lease losses$03,782
Total noninterest income$553,0002,749
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$93,0003,434
Trading account gains and feesNANA
Additional Noninterest Income$460,0002,337
Total noninterest expense$2,764,0002,903
Salaries and employee benefits$1,708,0002,749
Premises and equipment expense$161,0003,970
Additional noninterest expense$895,0002,812
Pre-tax net operating income$1,678,0002,349
Securities gains (losses)$0961
Applicable income taxes$382,0001,647
Income before extraordinary items$1,296,0002,553
Extraordinary gains, net$06
Net income$1,296,0002,552
Minority interest net income$065
Net income of bank and minority interests.$1,296,0002,552
Net charge-offs$-7,0004,412
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,296,0002,543
2018-03-31 (YTD Data)Rank
Total interest income$2,213,0002,740
Total interest expense$312,0002,402
Net interest income$1,901,0002,772
Provision for loan and lease losses$03,508
Total noninterest income$246,0002,875
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$47,0003,428
Trading account gains and feesNANA
Additional Noninterest Income$199,0002,493
Total noninterest expense$1,382,0002,930
Salaries and employee benefits$850,0002,783
Premises and equipment expense$79,0004,056
Additional noninterest expense$453,0002,819
Pre-tax net operating income$765,0002,458
Securities gains (losses)$0735
Applicable income taxes$146,0001,853
Income before extraordinary items$619,0002,565
Extraordinary gains, net$07
Net income$619,0002,565
Minority interest net income$052
Net income of bank and minority interests.$619,0002,565
Net charge-offs$-4,0004,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$619,0002,560
2017-12-31 (YTD Data)Rank
Total interest income$8,364,0002,782
Total interest expense$985,0002,568
Net interest income$7,379,0002,786
Provision for loan and lease losses$180,0002,471
Total noninterest income$1,103,0002,809
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$185,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$918,0002,383
Total noninterest expense$5,741,0002,851
Salaries and employee benefits$3,549,0002,686
Premises and equipment expense$354,0003,876
Additional noninterest expense$1,838,0002,814
Pre-tax net operating income$2,561,0002,711
Securities gains (losses)$2,0001,996
Applicable income taxes$786,0002,083
Income before extraordinary items$1,777,0002,884
Extraordinary gains, net$09
Net income$1,777,0002,883
Minority interest net income$076
Net income of bank and minority interests.$1,777,0002,884
Net charge-offs$923,000731
Cash dividends$400,0003,163
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,775,6202,859
2017-09-30 (YTD Data)Rank
Total interest income$6,169,0002,827
Total interest expense$713,0002,610
Net interest income$5,456,0002,836
Provision for loan and lease losses$135,0002,385
Total noninterest income$815,0002,855
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$143,0003,540
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,445
Total noninterest expense$4,221,0002,911
Salaries and employee benefits$2,570,0002,770
Premises and equipment expense$269,0003,879
Additional noninterest expense$1,382,0002,809
Pre-tax net operating income$1,915,0002,779
Securities gains (losses)$2,0002,024
Applicable income taxes$443,0002,181
Income before extraordinary items$1,474,0002,889
Extraordinary gains, net$09
Net income$1,474,0002,888
Minority interest net income$071
Net income of bank and minority interests.$1,474,0002,889
Net charge-offs$917,000525
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,472,4602,869
2017-06-30 (YTD Data)Rank
Total interest income$4,027,0002,853
Total interest expense$463,0002,621
Net interest income$3,564,0002,868
Provision for loan and lease losses$90,0002,313
Total noninterest income$555,0002,824
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$97,0003,526
Trading account gains and feesNANA
Additional Noninterest Income$458,0002,438
Total noninterest expense$2,763,0002,963
Salaries and employee benefits$1,671,0002,829
Premises and equipment expense$185,0003,846
Additional noninterest expense$907,0002,850
Pre-tax net operating income$1,266,0002,759
Securities gains (losses)$2,0001,641
Applicable income taxes$291,0002,167
Income before extraordinary items$977,0002,863
Extraordinary gains, net$011
Net income$977,0002,863
Minority interest net income$071
Net income of bank and minority interests.$977,0002,863
Net charge-offs$917,000380
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$975,4602,845
2017-03-31 (YTD Data)Rank
Total interest income$1,958,0002,910
Total interest expense$221,0002,662
Net interest income$1,737,0002,916
Provision for loan and lease losses$45,0002,149
Total noninterest income$282,0002,789
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$47,0003,581
Trading account gains and feesNANA
Additional Noninterest Income$235,0002,383
Total noninterest expense$1,357,0003,014
Salaries and employee benefits$837,0002,857
Premises and equipment expense$93,0003,877
Additional noninterest expense$427,0002,988
Pre-tax net operating income$617,0002,760
Securities gains (losses)$01,153
Applicable income taxes$143,0002,161
Income before extraordinary items$474,0002,840
Extraordinary gains, net$08
Net income$474,0002,840
Minority interest net income$055
Net income of bank and minority interests.$474,0002,840
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$474,0002,823
2016-12-31 (YTD Data)Rank
Total interest income$7,548,0002,977
Total interest expense$753,0002,899
Net interest income$6,795,0002,943
Provision for loan and lease losses$180,0002,550
Total noninterest income$1,252,0002,714
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$187,0003,673
Trading account gains and fees$0170
Additional Noninterest Income$1,065,0002,329
Total noninterest expense$5,710,0002,931
Salaries and employee benefits$3,390,0002,813
Premises and equipment expense$415,0003,717
Additional noninterest expense$1,905,0002,840
Pre-tax net operating income$2,157,0002,935
Securities gains (losses)$3,0002,978
Applicable income taxes$466,0002,312
Income before extraordinary items$1,694,0003,070
Extraordinary gains, net$05
Net income$1,694,0003,069
Minority interest net income$082
Net income of bank and minority interests.$1,694,0003,069
Net charge-offs$10,0003,859
Cash dividends$600,0002,761
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,691,6603,018
2016-09-30 (YTD Data)Rank
Total interest income$5,650,0002,980
Total interest expense$557,0002,929
Net interest income$5,093,0002,960
Provision for loan and lease losses$135,0002,451
Total noninterest income$847,0002,858
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$143,0003,666
Trading account gains and fees$0169
Additional Noninterest Income$704,0002,478
Total noninterest expense$4,166,0002,985
Salaries and employee benefits$2,475,0002,853
Premises and equipment expense$280,0003,916
Additional noninterest expense$1,411,0002,869
Pre-tax net operating income$1,639,0002,961
Securities gains (losses)$3,0002,908
Applicable income taxes$358,0002,335
Income before extraordinary items$1,284,0003,073
Extraordinary gains, net$05
Net income$1,284,0003,073
Minority interest net income$071
Net income of bank and minority interests.$1,284,0003,073
Net charge-offs$03,952
Cash dividends$250,0003,006
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,281,6603,026
2016-06-30 (YTD Data)Rank
Total interest income$3,706,0003,024
Total interest expense$363,0002,984
Net interest income$3,343,0003,008
Provision for loan and lease losses$90,0002,392
Total noninterest income$543,0002,897
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$98,0003,626
Trading account gains and fees$0157
Additional Noninterest Income$445,0002,525
Total noninterest expense$2,716,0003,044
Salaries and employee benefits$1,606,0002,930
Premises and equipment expense$195,0003,858
Additional noninterest expense$915,0002,935
Pre-tax net operating income$1,080,0002,940
Securities gains (losses)$3,0002,591
Applicable income taxes$231,0002,374
Income before extraordinary items$852,0003,067
Extraordinary gains, net$016
Net income$852,0003,065
Minority interest net income$071
Net income of bank and minority interests.$852,0003,066
Net charge-offs$-1,0004,332
Cash dividends$250,0002,668
Sale, conversion, retirement of capital stock, net$0705
Net operating income$849,6303,009
2016-03-31 (YTD Data)Rank
Total interest income$1,841,0003,053
Total interest expense$180,0003,020
Net interest income$1,661,0003,025
Provision for loan and lease losses$45,0002,237
Total noninterest income$232,0003,136
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$55,0003,472
Trading account gains and fees$0142
Additional Noninterest Income$177,0002,785
Total noninterest expense$1,328,0003,103
Salaries and employee benefits$821,0002,902
Premises and equipment expense$89,0004,074
Additional noninterest expense$418,0003,134
Pre-tax net operating income$520,0002,972
Securities gains (losses)$02,077
Applicable income taxes$104,0002,433
Income before extraordinary items$416,0003,062
Extraordinary gains, net$012
Net income$416,0003,060
Minority interest net income$062
Net income of bank and minority interests.$416,0003,061
Net charge-offs$-1,0004,102
Cash dividends$250,0001,750
Sale, conversion, retirement of capital stock, net$0659
Net operating income$416,0002,997
2015-12-31 (YTD Data)Rank
Total interest income$7,045,0003,100
Total interest expense$628,0003,288
Net interest income$6,417,0003,058
Provision for loan and lease losses$175,0002,493
Total noninterest income$939,0003,178
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$223,0003,549
Trading account gains and fees$0159
Additional Noninterest Income$716,0002,800
Total noninterest expense$5,569,0003,005
Salaries and employee benefits$3,289,0002,865
Premises and equipment expense$362,0004,095
Additional noninterest expense$1,918,0002,871
Pre-tax net operating income$1,612,0003,390
Securities gains (losses)$4,0002,883
Applicable income taxes$241,0002,821
Income before extraordinary items$1,375,0003,388
Extraordinary gains, net$023
Net income$1,375,0003,386
Minority interest net income$081
Net income of bank and minority interests.$1,375,0003,388
Net charge-offs$41,0003,392
Cash dividends$1,425,0001,710
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,371,6003,344
2015-09-30 (YTD Data)Rank
Total interest income$5,243,0003,137
Total interest expense$470,0003,333
Net interest income$4,773,0003,090
Provision for loan and lease losses$150,0002,243
Total noninterest income$678,0003,252
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$173,0003,492
Trading account gains and fees$0153
Additional Noninterest Income$505,0002,904
Total noninterest expense$4,102,0003,067
Salaries and employee benefits$2,449,0002,883
Premises and equipment expense$262,0004,237
Additional noninterest expense$1,391,0002,960
Pre-tax net operating income$1,199,0003,460
Securities gains (losses)$3,0002,757
Applicable income taxes$178,0002,907
Income before extraordinary items$1,024,0003,453
Extraordinary gains, net$021
Net income$1,024,0003,451
Minority interest net income$078
Net income of bank and minority interests.$1,024,0003,452
Net charge-offs$33,0003,062
Cash dividends$750,0001,886
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,021,4503,408
2015-06-30 (YTD Data)Rank
Total interest income$3,457,0003,166
Total interest expense$318,0003,325
Net interest income$3,139,0003,110
Provision for loan and lease losses$150,0001,756
Total noninterest income$447,0003,276
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$111,0003,553
Trading account gains and fees$0157
Additional Noninterest Income$336,0002,913
Total noninterest expense$2,636,0003,154
Salaries and employee benefits$1,587,0002,962
Premises and equipment expense$174,0004,274
Additional noninterest expense$875,0003,116
Pre-tax net operating income$800,0003,429
Securities gains (losses)$3,0002,361
Applicable income taxes$121,0002,891
Income before extraordinary items$682,0003,456
Extraordinary gains, net$022
Net income$682,0003,456
Minority interest net income$075
Net income of bank and minority interests.$682,0003,457
Net charge-offs$-3,0004,856
Cash dividends$750,0001,515
Sale, conversion, retirement of capital stock, net$0751
Net operating income$679,4503,403
2015-03-31 (YTD Data)Rank
Total interest income$1,717,0003,194
Total interest expense$166,0003,272
Net interest income$1,551,0003,137
Provision for loan and lease losses$75,0001,675
Total noninterest income$218,0003,279
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$56,0003,514
Trading account gains and fees$0152
Additional Noninterest Income$162,0002,911
Total noninterest expense$1,188,0003,386
Salaries and employee benefits$704,0003,226
Premises and equipment expense$85,0004,344
Additional noninterest expense$399,0003,308
Pre-tax net operating income$506,0002,995
Securities gains (losses)$3,0001,758
Applicable income taxes$106,0002,393
Income before extraordinary items$403,0003,107
Extraordinary gains, net$013
Net income$403,0003,110
Minority interest net income$064
Net income of bank and minority interests.$403,0003,110
Net charge-offs$03,288
Cash dividends$750,000825
Sale, conversion, retirement of capital stock, net$0697
Net operating income$400,6303,055
2014-12-31 (YTD Data)Rank
Total interest income$6,963,0003,191
Total interest expense$760,0003,143
Net interest income$6,203,0003,171
Provision for loan and lease losses$1,195,000743
Total noninterest income$1,030,0003,066
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$249,0003,548
Trading account gains and fees$0180
Additional Noninterest Income$781,0002,669
Total noninterest expense$5,548,0003,096
Salaries and employee benefits$3,266,0002,909
Premises and equipment expense$394,0004,130
Additional noninterest expense$1,888,0003,018
Pre-tax net operating income$490,0005,062
Securities gains (losses)$41,0001,863
Applicable income taxes$-187,0006,312
Income before extraordinary items$718,0004,450
Extraordinary gains, net$017
Net income$718,0004,450
Minority interest net income$084
Net income of bank and minority interests.$718,0004,451
Net charge-offs$2,125,000475
Cash dividends$200,0003,700
Sale, conversion, retirement of capital stock, net$0862
Net operating income$677,0004,478
2014-09-30 (YTD Data)Rank
Total interest income$5,199,0003,234
Total interest expense$580,0003,164
Net interest income$4,619,0003,211
Provision for loan and lease losses$450,0001,237
Total noninterest income$756,0003,131
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$196,0003,496
Trading account gains and fees$0174
Additional Noninterest Income$560,0002,738
Total noninterest expense$3,923,0003,231
Salaries and employee benefits$2,256,0003,093
Premises and equipment expense$296,0004,176
Additional noninterest expense$1,371,0003,087
Pre-tax net operating income$1,002,0003,754
Securities gains (losses)$02,980
Applicable income taxes$100,0003,279
Income before extraordinary items$902,0003,678
Extraordinary gains, net$015
Net income$902,0003,680
Minority interest net income$081
Net income of bank and minority interests.$902,0003,681
Net charge-offs$15,0003,973
Cash dividends$200,0003,059
Sale, conversion, retirement of capital stock, net$0819
Net operating income$902,0003,635
2014-06-30 (YTD Data)Rank
Total interest income$3,425,0003,265
Total interest expense$393,0003,163
Net interest income$3,032,0003,245
Provision for loan and lease losses$150,0001,864
Total noninterest income$509,0003,078
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$139,0003,380
Trading account gains and fees$0172
Additional Noninterest Income$370,0002,763
Total noninterest expense$2,529,0003,315
Salaries and employee benefits$1,470,0003,161
Premises and equipment expense$205,0004,125
Additional noninterest expense$854,0003,256
Pre-tax net operating income$862,0003,237
Securities gains (losses)$02,580
Applicable income taxes$145,0002,711
Income before extraordinary items$717,0003,292
Extraordinary gains, net$020
Net income$717,0003,297
Minority interest net income$080
Net income of bank and minority interests.$717,0003,297
Net charge-offs$7,0003,864
Cash dividends$200,0002,696
Sale, conversion, retirement of capital stock, net$0794
Net operating income$717,0003,251
2014-03-31 (YTD Data)Rank
Total interest income$1,682,0003,316
Total interest expense$204,0003,132
Net interest income$1,478,0003,305
Provision for loan and lease losses$75,0001,807
Total noninterest income$234,0003,178
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$162,0002,858
Total noninterest expense$1,154,0003,556
Salaries and employee benefits$661,0003,418
Premises and equipment expense$92,0004,412
Additional noninterest expense$401,0003,397
Pre-tax net operating income$483,0002,962
Securities gains (losses)$01,715
Applicable income taxes$94,0002,410
Income before extraordinary items$389,0003,058
Extraordinary gains, net$016
Net income$389,0003,061
Minority interest net income$066
Net income of bank and minority interests.$389,0003,061
Net charge-offs$3,0003,257
Cash dividends$200,0001,744
Sale, conversion, retirement of capital stock, net$0747
Net operating income$389,0003,015
2013-12-31 (YTD Data)Rank
Total interest income$6,991,0003,250
Total interest expense$1,039,0002,860
Net interest income$5,952,0003,300
Provision for loan and lease losses$625,0001,590
Total noninterest income$1,478,0002,611
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$258,0003,649
Trading account gains and fees$0184
Additional Noninterest Income$1,220,0002,112
Total noninterest expense$4,814,0003,502
Salaries and employee benefits$2,762,0003,293
Premises and equipment expense$384,0004,320
Additional noninterest expense$1,668,0003,395
Pre-tax net operating income$1,991,0002,871
Securities gains (losses)$03,182
Applicable income taxes$444,0002,281
Income before extraordinary items$1,547,0003,100
Extraordinary gains, net$029
Net income$1,547,0003,102
Minority interest net income$090
Net income of bank and minority interests.$1,547,0003,103
Net charge-offs$285,0002,633
Cash dividends$175,0003,680
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,547,0003,036
2013-09-30 (YTD Data)Rank
Total interest income$5,261,0003,273
Total interest expense$814,0002,855
Net interest income$4,447,0003,326
Provision for loan and lease losses$550,0001,414
Total noninterest income$1,229,0002,495
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$195,0003,653
Trading account gains and fees$0180
Additional Noninterest Income$1,034,0002,004
Total noninterest expense$3,494,0003,585
Salaries and employee benefits$1,983,0003,412
Premises and equipment expense$284,0004,381
Additional noninterest expense$1,227,0003,438
Pre-tax net operating income$1,632,0002,780
Securities gains (losses)$03,040
Applicable income taxes$393,0002,151
Income before extraordinary items$1,239,0003,013
Extraordinary gains, net$025
Net income$1,239,0003,017
Minority interest net income$084
Net income of bank and minority interests.$1,239,0003,017
Net charge-offs$41,0004,008
Cash dividends$175,0003,014
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,239,0002,945
2013-06-30 (YTD Data)Rank
Total interest income$3,498,0003,286
Total interest expense$571,0002,814
Net interest income$2,927,0003,350
Provision for loan and lease losses$475,0001,212
Total noninterest income$895,0002,379
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$131,0003,596
Trading account gains and fees$0157
Additional Noninterest Income$764,0001,908
Total noninterest expense$2,337,0003,599
Salaries and employee benefits$1,331,0003,418
Premises and equipment expense$189,0004,395
Additional noninterest expense$817,0003,451
Pre-tax net operating income$1,010,0002,885
Securities gains (losses)$02,791
Applicable income taxes$228,0002,303
Income before extraordinary items$782,0003,117
Extraordinary gains, net$022
Net income$782,0003,119
Minority interest net income$082
Net income of bank and minority interests.$782,0003,120
Net charge-offs$1,0004,803
Cash dividends$175,0002,651
Sale, conversion, retirement of capital stock, net$0838
Net operating income$782,0003,024
2013-03-31 (YTD Data)Rank
Total interest income$1,837,0003,192
Total interest expense$298,0002,791
Net interest income$1,539,0003,235
Provision for loan and lease losses$75,0002,354
Total noninterest income$510,0002,202
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$68,0003,510
Trading account gains and fees$0148
Additional Noninterest Income$442,0001,722
Total noninterest expense$1,080,0003,802
Salaries and employee benefits$606,0003,686
Premises and equipment expense$92,0004,494
Additional noninterest expense$382,0003,620
Pre-tax net operating income$894,0001,883
Securities gains (losses)$01,966
Applicable income taxes$266,0001,453
Income before extraordinary items$628,0002,175
Extraordinary gains, net$010
Net income$628,0002,177
Minority interest net income$076
Net income of bank and minority interests.$628,0002,177
Net charge-offs$04,145
Cash dividends$175,0001,710
Sale, conversion, retirement of capital stock, net$0789
Net operating income$628,0002,090
2012-12-31 (YTD Data)Rank
Total interest income$7,751,0003,195
Total interest expense$1,351,0002,936
Net interest income$6,400,0003,215
Provision for loan and lease losses$820,0002,038
Total noninterest income$1,823,0002,332
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$258,0003,780
Trading account gains and fees$0166
Additional Noninterest Income$1,565,0001,808
Total noninterest expense$4,947,0003,490
Salaries and employee benefits$2,793,0003,287
Premises and equipment expense$395,0004,338
Additional noninterest expense$1,759,0003,401
Pre-tax net operating income$2,456,0002,438
Securities gains (losses)$03,810
Applicable income taxes$634,0001,946
Income before extraordinary items$1,822,0002,758
Extraordinary gains, net$029
Net income$1,822,0002,761
Minority interest net income$093
Net income of bank and minority interests.$1,822,0002,760
Net charge-offs$50,0004,920
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,822,0002,643
2012-09-30 (YTD Data)Rank
Total interest income$5,800,0003,258
Total interest expense$1,037,0002,986
Net interest income$4,763,0003,278
Provision for loan and lease losses$315,0002,902
Total noninterest income$1,297,0002,409
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$194,0003,825
Trading account gains and fees$0157
Additional Noninterest Income$1,103,0001,870
Total noninterest expense$3,578,0003,621
Salaries and employee benefits$1,958,0003,476
Premises and equipment expense$297,0004,374
Additional noninterest expense$1,323,0003,406
Pre-tax net operating income$2,167,0002,205
Securities gains (losses)$03,575
Applicable income taxes$604,0001,745
Income before extraordinary items$1,563,0002,567
Extraordinary gains, net$020
Net income$1,563,0002,567
Minority interest net income$086
Net income of bank and minority interests.$1,563,0002,568
Net charge-offs$43,0004,621
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,563,0002,438
2012-06-30 (YTD Data)Rank
Total interest income$3,844,0003,301
Total interest expense$713,0003,013
Net interest income$3,131,0003,326
Provision for loan and lease losses$210,0002,897
Total noninterest income$745,0002,596
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$131,0003,777
Trading account gains and fees$0153
Additional Noninterest Income$614,0002,069
Total noninterest expense$2,401,0003,620
Salaries and employee benefits$1,322,0003,465
Premises and equipment expense$197,0004,403
Additional noninterest expense$882,0003,427
Pre-tax net operating income$1,265,0002,417
Securities gains (losses)$03,178
Applicable income taxes$333,0001,944
Income before extraordinary items$932,0002,741
Extraordinary gains, net$019
Net income$932,0002,742
Minority interest net income$084
Net income of bank and minority interests.$932,0002,742
Net charge-offs$29,0004,426
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$932,0002,608
2012-03-31 (YTD Data)Rank
Total interest income$1,848,0003,418
Total interest expense$373,0003,011
Net interest income$1,475,0003,496
Provision for loan and lease losses$105,0002,781
Total noninterest income$363,0002,627
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$68,0003,711
Trading account gains and fees$0148
Additional Noninterest Income$295,0002,122
Total noninterest expense$1,195,0003,644
Salaries and employee benefits$600,0003,737
Premises and equipment expense$95,0004,508
Additional noninterest expense$500,0003,093
Pre-tax net operating income$538,0002,732
Securities gains (losses)$02,210
Applicable income taxes$129,0002,192
Income before extraordinary items$409,0003,009
Extraordinary gains, net$019
Net income$409,0003,012
Minority interest net income$078
Net income of bank and minority interests.$409,0003,013
Net charge-offs$30,0003,422
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$409,0002,860
2011-12-31 (YTD Data)Rank
Total interest income$7,773,0003,400
Total interest expense$1,727,0003,091
Net interest income$6,046,0003,443
Provision for loan and lease losses$840,0002,662
Total noninterest income$1,094,0002,966
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$283,0003,712
Trading account gains and fees$0146
Additional Noninterest Income$811,0002,425
Total noninterest expense$4,779,0003,651
Salaries and employee benefits$2,580,0003,472
Premises and equipment expense$505,0004,015
Additional noninterest expense$1,694,0003,568
Pre-tax net operating income$1,521,0003,007
Securities gains (losses)$03,838
Applicable income taxes$295,0002,550
Income before extraordinary items$1,226,0003,171
Extraordinary gains, net$029
Net income$1,226,0003,174
Minority interest net income$096
Net income of bank and minority interests.$1,226,0003,174
Net charge-offs$44,0005,540
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,226,0003,070
2011-09-30 (YTD Data)Rank
Total interest income$5,832,0003,443
Total interest expense$1,332,0003,139
Net interest income$4,500,0003,478
Provision for loan and lease losses$560,0002,714
Total noninterest income$934,0002,735
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$215,0003,699
Trading account gains and fees$0145
Additional Noninterest Income$719,0002,185
Total noninterest expense$3,476,0003,743
Salaries and employee benefits$1,834,0003,611
Premises and equipment expense$367,0004,137
Additional noninterest expense$1,275,0003,538
Pre-tax net operating income$1,398,0002,709
Securities gains (losses)$03,555
Applicable income taxes$327,0002,177
Income before extraordinary items$1,071,0002,927
Extraordinary gains, net$021
Net income$1,071,0002,930
Minority interest net income$087
Net income of bank and minority interests.$1,071,0002,930
Net charge-offs$44,0005,061
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,071,0002,828
2011-06-30 (YTD Data)Rank
Total interest income$3,882,0003,478
Total interest expense$903,0003,197
Net interest income$2,979,0003,492
Provision for loan and lease losses$420,0002,531
Total noninterest income$676,0002,599
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$149,0003,604
Trading account gains and fees$0153
Additional Noninterest Income$527,0002,028
Total noninterest expense$2,151,0003,980
Salaries and employee benefits$1,234,0003,622
Premises and equipment expense$203,0004,625
Additional noninterest expense$714,0004,052
Pre-tax net operating income$1,084,0002,406
Securities gains (losses)$02,914
Applicable income taxes$275,0001,893
Income before extraordinary items$809,0002,655
Extraordinary gains, net$015
Net income$809,0002,655
Minority interest net income$089
Net income of bank and minority interests.$809,0002,655
Net charge-offs$44,0004,550
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$809,0002,572
2011-03-31 (YTD Data)Rank
Total interest income$1,914,0003,531
Total interest expense$461,0003,249
Net interest income$1,453,0003,556
Provision for loan and lease losses$210,0002,372
Total noninterest income$405,0002,325
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$77,0003,505
Trading account gains and fees$0158
Additional Noninterest Income$328,0001,799
Total noninterest expense$997,0004,190
Salaries and employee benefits$551,0003,962
Premises and equipment expense$101,0004,674
Additional noninterest expense$345,0004,135
Pre-tax net operating income$651,0002,084
Securities gains (losses)$01,772
Applicable income taxes$182,0001,602
Income before extraordinary items$469,0002,373
Extraordinary gains, net$09
Net income$469,0002,372
Minority interest net income$086
Net income of bank and minority interests.$469,0002,373
Net charge-offs$40,0003,522
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$469,0002,328
2010-12-31 (YTD Data)Rank
Total interest income$7,545,0003,707
Total interest expense$2,000,0003,569
Net interest income$5,545,0003,682
Provision for loan and lease losses$980,0003,084
Total noninterest income$1,388,0002,655
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$283,0003,747
Trading account gains and fees$0175
Additional Noninterest Income$1,105,0002,061
Total noninterest expense$4,386,0003,960
Salaries and employee benefits$2,347,0003,774
Premises and equipment expense$388,0004,817
Additional noninterest expense$1,651,0003,750
Pre-tax net operating income$1,567,0002,659
Securities gains (losses)$03,793
Applicable income taxes$202,0002,711
Income before extraordinary items$1,365,0002,657
Extraordinary gains, net$029
Net income$1,365,0002,653
Minority interest net income$0111
Net income of bank and minority interests.$1,365,0002,658
Net charge-offs$886,0002,857
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,365,0002,562
2010-09-30 (YTD Data)Rank
Total interest income$5,674,0003,771
Total interest expense$1,516,0003,675
Net interest income$4,158,0003,730
Provision for loan and lease losses$560,0003,346
Total noninterest income$968,0002,789
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$214,0003,799
Trading account gains and fees$0165
Additional Noninterest Income$754,0002,149
Total noninterest expense$3,120,0004,099
Salaries and employee benefits$1,659,0003,982
Premises and equipment expense$241,0005,328
Additional noninterest expense$1,220,0003,762
Pre-tax net operating income$1,446,0002,439
Securities gains (losses)$03,651
Applicable income taxes$341,0002,024
Income before extraordinary items$1,105,0002,711
Extraordinary gains, net$023
Net income$1,105,0002,707
Minority interest net income$0110
Net income of bank and minority interests.$1,105,0002,712
Net charge-offs$598,0002,831
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,105,0002,580
2010-06-30 (YTD Data)Rank
Total interest income$3,732,0003,844
Total interest expense$1,018,0003,756
Net interest income$2,714,0003,795
Provision for loan and lease losses$380,0003,262
Total noninterest income$585,0002,919
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$143,0003,791
Trading account gains and fees$0152
Additional Noninterest Income$442,0002,273
Total noninterest expense$2,062,0004,145
Salaries and employee benefits$1,100,0004,015
Premises and equipment expense$150,0005,511
Additional noninterest expense$812,0003,759
Pre-tax net operating income$857,0002,667
Securities gains (losses)$03,184
Applicable income taxes$185,0002,206
Income before extraordinary items$672,0002,843
Extraordinary gains, net$019
Net income$672,0002,840
Minority interest net income$0105
Net income of bank and minority interests.$672,0002,842
Net charge-offs$530,0002,378
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$672,0002,733
2010-03-31 (YTD Data)Rank
Total interest income$1,842,0003,938
Total interest expense$519,0003,830
Net interest income$1,323,0003,883
Provision for loan and lease losses$200,0002,974
Total noninterest income$314,0002,778
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$73,0003,752
Trading account gains and fees$0175
Additional Noninterest Income$241,0002,121
Total noninterest expense$962,0004,398
Salaries and employee benefits$503,0004,337
Premises and equipment expense$76,0005,569
Additional noninterest expense$383,0003,912
Pre-tax net operating income$475,0002,503
Securities gains (losses)$02,284
Applicable income taxes$111,0002,019
Income before extraordinary items$364,0002,726
Extraordinary gains, net$016
Net income$364,0002,724
Minority interest net income$091
Net income of bank and minority interests.$364,0002,726
Net charge-offs$90,0003,194
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$364,0002,617
2009-12-31 (YTD Data)Rank
Total interest income$7,379,0004,035
Total interest expense$2,366,0004,042
Net interest income$5,013,0003,945
Provision for loan and lease losses$875,0003,711
Total noninterest income$1,213,0002,960
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$317,0003,787
Trading account gains and fees$0211
Additional Noninterest Income$896,0002,293
Total noninterest expense$3,741,0004,527
Salaries and employee benefits$2,069,0004,246
Premises and equipment expense$300,0005,640
Additional noninterest expense$1,372,0004,329
Pre-tax net operating income$1,610,0002,254
Securities gains (losses)$106,0002,094
Applicable income taxes$376,0001,824
Income before extraordinary items$1,340,0002,297
Extraordinary gains, net$034
Net income$1,340,0002,293
Minority interest net income$0115
Net income of bank and minority interests.$1,340,0002,295
Net charge-offs$580,0003,605
Cash dividends$350,0003,024
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,257,3202,356
2009-09-30 (YTD Data)Rank
Total interest income$5,512,0004,102
Total interest expense$1,811,0004,110
Net interest income$3,701,0003,980
Provision for loan and lease losses$350,0004,373
Total noninterest income$969,0002,876
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$233,0003,832
Trading account gains and fees$0212
Additional Noninterest Income$736,0002,230
Total noninterest expense$2,688,0004,652
Salaries and employee benefits$1,465,0004,457
Premises and equipment expense$222,0005,729
Additional noninterest expense$1,001,0004,385
Pre-tax net operating income$1,632,0001,906
Securities gains (losses)$106,0001,790
Applicable income taxes$463,0001,482
Income before extraordinary items$1,275,0002,078
Extraordinary gains, net$027
Net income$1,275,0002,077
Minority interest net income$0118
Net income of bank and minority interests.$1,275,0002,078
Net charge-offs$1,0006,910
Cash dividends$350,0002,439
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,197,6202,136
2009-06-30 (YTD Data)Rank
Total interest income$3,665,0004,147
Total interest expense$1,244,0004,153
Net interest income$2,421,0004,017
Provision for loan and lease losses$125,0004,998
Total noninterest income$648,0002,888
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$149,0003,881
Trading account gains and fees$0193
Additional Noninterest Income$499,0002,234
Total noninterest expense$1,742,0004,795
Salaries and employee benefits$941,0004,616
Premises and equipment expense$147,0005,794
Additional noninterest expense$654,0004,459
Pre-tax net operating income$1,202,0001,826
Securities gains (losses)$106,0001,455
Applicable income taxes$413,0001,238
Income before extraordinary items$895,0002,040
Extraordinary gains, net$021
Net income$895,0002,037
Minority interest net income$0112
Net income of bank and minority interests.$895,0002,039
Net charge-offs$-9,0007,884
Cash dividends$350,0002,028
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$822,9202,129
2009-03-31 (YTD Data)Rank
Total interest income$1,864,0004,150
Total interest expense$640,0004,199
Net interest income$1,224,0004,005
Provision for loan and lease losses$06,744
Total noninterest income$272,0003,198
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$71,0003,933
Trading account gains and fees$0171
Additional Noninterest Income$201,0002,509
Total noninterest expense$792,0004,981
Salaries and employee benefits$462,0004,715
Premises and equipment expense$72,0005,887
Additional noninterest expense$258,0004,864
Pre-tax net operating income$704,0001,794
Securities gains (losses)$02,434
Applicable income taxes$201,0001,448
Income before extraordinary items$503,0002,124
Extraordinary gains, net$015
Net income$503,0002,123
Minority interest net income$0102
Net income of bank and minority interests.$503,0002,125
Net charge-offs$-2,0007,404
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$503,0001,991
2008-12-31 (YTD Data)Rank
Total interest income$8,211,0004,071
Total interest expense$3,248,0004,021
Net interest income$4,963,0003,966
Provision for loan and lease losses$500,0003,796
Total noninterest income$917,0003,599
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$272,0004,187
Trading account gains and fees$0154
Additional Noninterest Income$645,0002,778
Total noninterest expense$3,556,0004,586
Salaries and employee benefits$1,971,0004,508
Premises and equipment expense$311,0005,701
Additional noninterest expense$1,274,0004,092
Pre-tax net operating income$1,824,0002,642
Securities gains (losses)$03,220
Applicable income taxes$275,0002,499
Income before extraordinary items$1,549,0002,461
Extraordinary gains, net$039
Net income$1,549,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0002,874
Cash dividends$875,0002,525
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,549,0002,600
2008-09-30 (YTD Data)Rank
Total interest income$6,252,0004,083
Total interest expense$2,520,0004,061
Net interest income$3,732,0003,979
Provision for loan and lease losses$250,0003,846
Total noninterest income$742,0003,516
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$209,0004,161
Trading account gains and fees$0148
Additional Noninterest Income$533,0002,715
Total noninterest expense$2,458,0004,805
Salaries and employee benefits$1,428,0004,632
Premises and equipment expense$236,0005,701
Additional noninterest expense$794,0004,567
Pre-tax net operating income$1,766,0002,514
Securities gains (losses)$03,106
Applicable income taxes$430,0002,078
Income before extraordinary items$1,336,0002,550
Extraordinary gains, net$031
Net income$1,336,0002,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0002,093
Cash dividends$625,0002,425
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,336,0002,676
2008-06-30 (YTD Data)Rank
Total interest income$4,194,0004,124
Total interest expense$1,762,0004,072
Net interest income$2,432,0004,054
Provision for loan and lease losses$150,0003,592
Total noninterest income$520,0003,430
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$140,0004,173
Trading account gains and fees$0149
Additional Noninterest Income$380,0002,668
Total noninterest expense$1,612,0004,893
Salaries and employee benefits$905,0004,832
Premises and equipment expense$121,0006,359
Additional noninterest expense$586,0004,266
Pre-tax net operating income$1,190,0002,602
Securities gains (losses)$03,233
Applicable income taxes$293,0002,242
Income before extraordinary items$897,0002,809
Extraordinary gains, net$021
Net income$897,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,451
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$897,0002,754
2008-03-31 (YTD Data)Rank
Total interest income$2,111,0004,174
Total interest expense$953,0004,018
Net interest income$1,158,0004,195
Provision for loan and lease losses$06,080
Total noninterest income$300,0003,138
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$70,0004,151
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,349
Total noninterest expense$797,0004,942
Salaries and employee benefits$473,0004,742
Premises and equipment expense$59,0006,451
Additional noninterest expense$265,0004,506
Pre-tax net operating income$661,0002,522
Securities gains (losses)$02,688
Applicable income taxes$170,0002,168
Income before extraordinary items$491,0002,739
Extraordinary gains, net$015
Net income$491,0002,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,993
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$491,0002,663
2007-12-31 (YTD Data)Rank
Total interest income$8,500,0004,202
Total interest expense$3,919,0004,060
Net interest income$4,581,0004,246
Provision for loan and lease losses$225,0003,682
Total noninterest income$654,0004,447
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$217,0004,735
Trading account gains and fees$0178
Additional Noninterest Income$437,0003,560
Total noninterest expense$3,135,0004,869
Salaries and employee benefits$1,764,0004,809
Premises and equipment expense$207,0006,657
Additional noninterest expense$1,164,0004,165
Pre-tax net operating income$1,875,0003,446
Securities gains (losses)$02,146
Applicable income taxes$437,0002,917
Income before extraordinary items$1,438,0003,539
Extraordinary gains, net$039
Net income$1,438,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,226
Cash dividends$430,0003,936
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,438,0003,530
2007-09-30 (YTD Data)Rank
Total interest income$6,303,0004,247
Total interest expense$2,917,0004,092
Net interest income$3,386,0004,310
Provision for loan and lease losses$125,0003,799
Total noninterest income$492,0004,449
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$156,0004,839
Trading account gains and fees$0184
Additional Noninterest Income$336,0003,538
Total noninterest expense$2,262,0004,962
Salaries and employee benefits$1,301,0004,841
Premises and equipment expense$151,0006,710
Additional noninterest expense$810,0004,327
Pre-tax net operating income$1,491,0003,492
Securities gains (losses)$01,655
Applicable income taxes$352,0002,971
Income before extraordinary items$1,139,0003,589
Extraordinary gains, net$033
Net income$1,139,0003,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,960
Cash dividends$430,0003,153
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,139,0003,568
2007-06-30 (YTD Data)Rank
Total interest income$4,217,0004,258
Total interest expense$1,942,0004,089
Net interest income$2,275,0004,319
Provision for loan and lease losses$25,0005,140
Total noninterest income$326,0004,484
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$102,0004,904
Trading account gains and fees$0168
Additional Noninterest Income$224,0003,568
Total noninterest expense$1,474,0005,067
Salaries and employee benefits$834,0004,989
Premises and equipment expense$104,0006,694
Additional noninterest expense$536,0004,359
Pre-tax net operating income$1,102,0003,312
Securities gains (losses)$01,444
Applicable income taxes$278,0002,826
Income before extraordinary items$824,0003,457
Extraordinary gains, net$029
Net income$824,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,096
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$824,0003,434
2007-03-31 (YTD Data)Rank
Total interest income$2,118,0004,227
Total interest expense$976,0004,073
Net interest income$1,142,0004,306
Provision for loan and lease losses$25,0004,116
Total noninterest income$128,0004,976
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$47,0005,004
Trading account gains and fees$0195
Additional Noninterest Income$81,0004,179
Total noninterest expense$707,0005,221
Salaries and employee benefits$419,0005,010
Premises and equipment expense$56,0006,566
Additional noninterest expense$232,0004,778
Pre-tax net operating income$538,0003,356
Securities gains (losses)$01,187
Applicable income taxes$136,0002,867
Income before extraordinary items$402,0003,491
Extraordinary gains, net$022
Net income$402,0003,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$402,0003,466
2006-12-31 (YTD Data)Rank
Total interest income$8,041,0004,185
Total interest expense$3,316,0004,059
Net interest income$4,725,0004,185
Provision for loan and lease losses$150,0004,039
Total noninterest income$648,0004,535
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$222,0004,771
Trading account gains and fees$0130
Additional Noninterest Income$426,0003,620
Total noninterest expense$2,999,0004,884
Salaries and employee benefits$1,712,0004,779
Premises and equipment expense$209,0006,635
Additional noninterest expense$1,078,0004,276
Pre-tax net operating income$2,224,0003,405
Securities gains (losses)$01,687
Applicable income taxes$589,0002,907
Income before extraordinary items$1,635,0003,577
Extraordinary gains, net$051
Net income$1,635,0003,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,716
Cash dividends$2,805,0001,192
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,635,0003,557
2006-09-30 (YTD Data)Rank
Total interest income$5,932,0004,203
Total interest expense$2,371,0004,098
Net interest income$3,561,0004,192
Provision for loan and lease losses$50,0005,035
Total noninterest income$477,0004,608
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$161,0004,884
Trading account gains and fees$0126
Additional Noninterest Income$316,0003,653
Total noninterest expense$2,213,0004,925
Salaries and employee benefits$1,263,0004,808
Premises and equipment expense$158,0006,637
Additional noninterest expense$792,0004,299
Pre-tax net operating income$1,775,0003,377
Securities gains (losses)$01,388
Applicable income taxes$472,0002,938
Income before extraordinary items$1,303,0003,535
Extraordinary gains, net$045
Net income$1,303,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,294
Cash dividends$2,380,000999
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,303,0003,519
2006-06-30 (YTD Data)Rank
Total interest income$3,747,0004,308
Total interest expense$1,468,0004,169
Net interest income$2,279,0004,325
Provision for loan and lease losses$25,0005,320
Total noninterest income$339,0004,431
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$111,0004,779
Trading account gains and fees$0126
Additional Noninterest Income$228,0003,485
Total noninterest expense$1,409,0005,090
Salaries and employee benefits$818,0004,925
Premises and equipment expense$148,0005,813
Additional noninterest expense$443,0004,875
Pre-tax net operating income$1,184,0003,392
Securities gains (losses)$01,185
Applicable income taxes$279,0003,154
Income before extraordinary items$905,0003,438
Extraordinary gains, net$039
Net income$905,0003,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$2,380,000713
Sale, conversion, retirement of capital stock, net$0887
Net operating income$905,0003,430
2006-03-31 (YTD Data)Rank
Total interest income$1,800,0004,380
Total interest expense$638,0004,426
Net interest income$1,162,0004,251
Provision for loan and lease losses$06,013
Total noninterest income$160,0004,504
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$54,0004,773
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,612
Total noninterest expense$676,0005,236
Salaries and employee benefits$408,0004,946
Premises and equipment expense$70,0005,955
Additional noninterest expense$198,0005,204
Pre-tax net operating income$646,0003,152
Securities gains (losses)$0955
Applicable income taxes$177,0002,781
Income before extraordinary items$469,0003,325
Extraordinary gains, net$021
Net income$469,0003,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$2,380,000379
Sale, conversion, retirement of capital stock, net$0648
Net operating income$469,0003,304
2005-12-31 (YTD Data)Rank
Total interest income$6,346,0004,457
Total interest expense$1,988,0004,448
Net interest income$4,358,0004,359
Provision for loan and lease losses$100,0004,800
Total noninterest income$926,0003,741
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$240,0004,650
Trading account gains and fees$0138
Additional Noninterest Income$686,0002,811
Total noninterest expense$2,886,0004,902
Salaries and employee benefits$1,579,0004,887
Premises and equipment expense$303,0005,706
Additional noninterest expense$1,004,0004,411
Pre-tax net operating income$2,298,0003,350
Securities gains (losses)$02,296
Applicable income taxes$600,0003,075
Income before extraordinary items$1,698,0003,501
Extraordinary gains, net$046
Net income$1,698,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,820
Cash dividends$378,0004,075
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,698,0003,469
2005-09-30 (YTD Data)Rank
Total interest income$4,648,0004,487
Total interest expense$1,446,0004,399
Net interest income$3,202,0004,441
Provision for loan and lease losses$50,0005,172
Total noninterest income$742,0003,595
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$171,0004,801
Trading account gains and fees$0126
Additional Noninterest Income$571,0002,629
Total noninterest expense$2,100,0004,984
Salaries and employee benefits$1,168,0004,907
Premises and equipment expense$239,0005,570
Additional noninterest expense$693,0004,654
Pre-tax net operating income$1,794,0003,302
Securities gains (losses)$02,317
Applicable income taxes$469,0003,059
Income before extraordinary items$1,325,0003,443
Extraordinary gains, net$035
Net income$1,325,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,325,0003,400
2005-06-30 (YTD Data)Rank
Total interest income$3,033,0004,485
Total interest expense$918,0004,390
Net interest income$2,115,0004,440
Provision for loan and lease losses$06,626
Total noninterest income$528,0003,392
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$106,0004,913
Trading account gains and fees$0116
Additional Noninterest Income$422,0002,450
Total noninterest expense$1,339,0005,116
Salaries and employee benefits$748,0005,032
Premises and equipment expense$152,0005,667
Additional noninterest expense$439,0004,808
Pre-tax net operating income$1,304,0003,063
Securities gains (losses)$02,146
Applicable income taxes$352,0002,814
Income before extraordinary items$952,0003,214
Extraordinary gains, net$030
Net income$952,0003,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$952,0003,167
2005-03-31 (YTD Data)Rank
Total interest income$1,474,0004,547
Total interest expense$407,0004,626
Net interest income$1,067,0004,419
Provision for loan and lease losses$06,226
Total noninterest income$338,0002,794
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$49,0005,045
Trading account gains and fees$0115
Additional Noninterest Income$289,0001,931
Total noninterest expense$615,0005,437
Salaries and employee benefits$355,0005,246
Premises and equipment expense$71,0005,908
Additional noninterest expense$189,0005,293
Pre-tax net operating income$790,0002,601
Securities gains (losses)$01,685
Applicable income taxes$228,0002,392
Income before extraordinary items$562,0002,762
Extraordinary gains, net$024
Net income$562,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$562,0002,712
2004-12-31 (YTD Data)Rank
Total interest income$5,396,0004,601
Total interest expense$1,429,0004,641
Net interest income$3,967,0004,507
Provision for loan and lease losses$07,314
Total noninterest income$742,0004,255
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$195,0005,277
Trading account gains and fees$0138
Additional Noninterest Income$547,0003,140
Total noninterest expense$2,705,0005,024
Salaries and employee benefits$1,572,0004,769
Premises and equipment expense$294,0005,730
Additional noninterest expense$839,0004,940
Pre-tax net operating income$2,004,0003,498
Securities gains (losses)$03,819
Applicable income taxes$434,0003,572
Income before extraordinary items$1,570,0003,520
Extraordinary gains, net$034
Net income$1,570,0003,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,577
Cash dividends$322,0004,233
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,570,0003,446
2004-09-30 (YTD Data)Rank
Total interest income$3,971,0004,634
Total interest expense$1,048,0004,664
Net interest income$2,923,0004,564
Provision for loan and lease losses$07,100
Total noninterest income$578,0004,179
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$148,0005,291
Trading account gains and fees$0134
Additional Noninterest Income$430,0003,067
Total noninterest expense$1,905,0005,204
Salaries and employee benefits$1,106,0004,957
Premises and equipment expense$236,0005,519
Additional noninterest expense$563,0005,259
Pre-tax net operating income$1,596,0003,439
Securities gains (losses)$03,710
Applicable income taxes$360,0003,483
Income before extraordinary items$1,236,0003,473
Extraordinary gains, net$026
Net income$1,236,0003,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,418
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,236,0003,384
2004-06-30 (YTD Data)Rank
Total interest income$2,619,0004,680
Total interest expense$693,0004,701
Net interest income$1,926,0004,586
Provision for loan and lease losses$06,885
Total noninterest income$438,0003,890
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$100,0005,267
Trading account gains and fees$0130
Additional Noninterest Income$338,0002,796
Total noninterest expense$1,255,0005,275
Salaries and employee benefits$741,0004,968
Premises and equipment expense$151,0005,643
Additional noninterest expense$363,0005,402
Pre-tax net operating income$1,109,0003,299
Securities gains (losses)$03,413
Applicable income taxes$253,0003,373
Income before extraordinary items$856,0003,341
Extraordinary gains, net$021
Net income$856,0003,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$856,0003,243
2004-03-31 (YTD Data)Rank
Total interest income$1,306,0004,703
Total interest expense$350,0004,704
Net interest income$956,0004,613
Provision for loan and lease losses$06,501
Total noninterest income$221,0003,817
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$49,0005,252
Trading account gains and fees$0121
Additional Noninterest Income$172,0002,705
Total noninterest expense$600,0005,450
Salaries and employee benefits$351,0005,179
Premises and equipment expense$76,0005,660
Additional noninterest expense$173,0005,550
Pre-tax net operating income$577,0003,178
Securities gains (losses)$02,934
Applicable income taxes$135,0003,278
Income before extraordinary items$442,0003,239
Extraordinary gains, net$016
Net income$442,0003,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$442,0003,125
2003-12-31 (YTD Data)Rank
Total interest income$5,357,0004,664
Total interest expense$1,545,0004,784
Net interest income$3,812,0004,518
Provision for loan and lease losses$07,651
Total noninterest income$972,0003,787
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$192,0005,346
Trading account gains and fees$0160
Additional Noninterest Income$780,0002,780
Total noninterest expense$2,557,0005,142
Salaries and employee benefits$1,495,0004,858
Premises and equipment expense$305,0005,624
Additional noninterest expense$757,0005,236
Pre-tax net operating income$2,227,0003,132
Securities gains (losses)$1,0004,307
Applicable income taxes$587,0003,106
Income before extraordinary items$1,641,0003,324
Extraordinary gains, net$054
Net income$1,641,0003,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-257,0009,132
Cash dividends$359,0004,112
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,640,2603,182
2003-09-30 (YTD Data)Rank
Total interest income$4,024,0004,707
Total interest expense$1,177,0004,873
Net interest income$2,847,0004,551
Provision for loan and lease losses$07,481
Total noninterest income$831,0003,552
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$134,0005,543
Trading account gains and fees$0153
Additional Noninterest Income$697,0002,567
Total noninterest expense$1,698,0005,542
Salaries and employee benefits$1,023,0005,171
Premises and equipment expense$163,0006,579
Additional noninterest expense$512,0005,552
Pre-tax net operating income$1,980,0002,875
Securities gains (losses)$04,204
Applicable income taxes$577,0002,749
Income before extraordinary items$1,403,0003,122
Extraordinary gains, net$040
Net income$1,403,0003,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-257,0009,184
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,403,0002,963
2003-06-30 (YTD Data)Rank
Total interest income$2,672,0004,754
Total interest expense$795,0004,943
Net interest income$1,877,0004,580
Provision for loan and lease losses$07,324
Total noninterest income$505,0003,716
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$83,0005,687
Trading account gains and fees$0150
Additional Noninterest Income$422,0002,708
Total noninterest expense$1,121,0005,577
Salaries and employee benefits$690,0005,136
Premises and equipment expense$98,0006,822
Additional noninterest expense$333,0005,633
Pre-tax net operating income$1,261,0002,968
Securities gains (losses)$03,782
Applicable income taxes$408,0002,644
Income before extraordinary items$853,0003,340
Extraordinary gains, net$030
Net income$853,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-233,0009,217
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$853,0003,167
2003-03-31 (YTD Data)Rank
Total interest income$1,345,0004,763
Total interest expense$413,0004,937
Net interest income$932,0004,608
Provision for loan and lease losses$06,934
Total noninterest income$228,0003,851
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$37,0005,850
Trading account gains and fees$0134
Additional Noninterest Income$191,0002,797
Total noninterest expense$546,0005,668
Salaries and employee benefits$338,0005,218
Premises and equipment expense$45,0007,066
Additional noninterest expense$163,0005,663
Pre-tax net operating income$614,0003,024
Securities gains (losses)$02,891
Applicable income taxes$202,0002,679
Income before extraordinary items$412,0003,388
Extraordinary gains, net$021
Net income$412,0003,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0009,239
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$412,0003,222
2002-12-31 (YTD Data)Rank
Total interest income$5,519,0004,827
Total interest expense$1,815,0005,125
Net interest income$3,704,0004,580
Provision for loan and lease losses$400,0002,829
Total noninterest income$711,0004,292
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$135,0006,042
Trading account gains and fees$0153
Additional Noninterest Income$576,0003,042
Total noninterest expense$2,274,0005,426
Salaries and employee benefits$1,358,0005,044
Premises and equipment expense$211,0006,643
Additional noninterest expense$705,0005,383
Pre-tax net operating income$1,741,0003,740
Securities gains (losses)$-78,0009,116
Applicable income taxes$295,0004,472
Income before extraordinary items$1,368,0003,755
Extraordinary gains, net$070
Net income$1,368,0003,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,0001,236
Cash dividends$345,0004,100
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,431,9603,515
2001-12-31 (YTD Data)Rank
Total interest income$6,144,0004,876
Total interest expense$2,889,0004,867
Net interest income$3,255,0004,786
Provision for loan and lease losses$08,228
Total noninterest income$553,0004,794
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$123,0006,204
Trading account gains and fees$0177
Additional Noninterest Income$430,0003,395
Total noninterest expense$2,090,0005,583
Salaries and employee benefits$1,231,0005,220
Premises and equipment expense$238,0006,235
Additional noninterest expense$621,0005,718
Pre-tax net operating income$1,718,0003,528
Securities gains (losses)$04,612
Applicable income taxes$317,0004,158
Income before extraordinary items$1,401,0003,399
Extraordinary gains, net$0105
Net income$1,401,0003,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,555
Cash dividends$296,0004,429
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,401,0003,300
2000-12-31 (YTD Data)Rank
Total interest income$5,837,0005,179
Total interest expense$3,114,0004,775
Net interest income$2,723,0005,503
Provision for loan and lease losses$-8,0009,698
Total noninterest income$345,0005,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$110,0006,393
Trading account gains and feesNANA
Additional Noninterest Income$235,0004,427
Total noninterest expense$1,819,0006,026
Salaries and employee benefits$1,096,0005,570
Premises and equipment expense$177,0007,125
Additional noninterest expense$546,0006,098
Pre-tax net operating income$1,257,0004,608
Securities gains (losses)$01,956
Applicable income taxes$271,0004,805
Income before extraordinary items$986,0004,428
Extraordinary gains, net$038
Net income$986,0004,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,115
Cash dividends$596,0003,252
Sale, conversion, retirement of capital stock, net$0969
Net operating income$986,0004,424
1999-12-31 (YTD Data)Rank
Total interest income$5,428,0005,288
Total interest expense$2,560,0005,123
Net interest income$2,868,0005,334
Provision for loan and lease losses$08,503
Total noninterest income$329,0006,179
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0006,689
Trading account gains and feesNANA
Additional Noninterest Income$228,0004,641
Total noninterest expense$1,745,0006,190
Salaries and employee benefits$1,058,0005,668
Premises and equipment expense$197,0006,860
Additional noninterest expense$490,0006,586
Pre-tax net operating income$1,452,0004,187
Securities gains (losses)$03,155
Applicable income taxes$344,0004,508
Income before extraordinary items$1,108,0004,117
Extraordinary gains, net$035
Net income$1,108,0004,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0009,445
Cash dividends$180,0005,387
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,108,0004,076
1998-12-31 (YTD Data)Rank
Total interest income$5,306,0005,447
Total interest expense$2,671,0005,138
Net interest income$2,635,0005,644
Provision for loan and lease losses$-40,00010,270
Total noninterest income$405,0005,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,870
Trading account gains and feesNANA
Additional Noninterest Income$306,0003,981
Total noninterest expense$1,645,0006,332
Salaries and employee benefits$1,000,0005,794
Premises and equipment expense$172,0007,202
Additional noninterest expense$473,0006,624
Pre-tax net operating income$1,435,0004,324
Securities gains (losses)$3,0003,720
Applicable income taxes$369,0004,631
Income before extraordinary items$1,069,0004,278
Extraordinary gains, net$032
Net income$1,069,0004,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0009,847
Cash dividends$250,0004,929
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,066,7804,193
1997-12-31 (YTD Data)Rank
Total interest income$5,135,0005,680
Total interest expense$2,659,0005,168
Net interest income$2,476,0006,085
Provision for loan and lease losses$08,829
Total noninterest income$248,0007,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$97,0007,274
Trading account gains and feesNANA
Additional Noninterest Income$151,0005,664
Total noninterest expense$1,544,0006,677
Salaries and employee benefits$880,0006,398
Premises and equipment expense$116,0008,589
Additional noninterest expense$548,0006,134
Pre-tax net operating income$1,180,0005,294
Securities gains (losses)$1,0003,559
Applicable income taxes$220,0006,618
Income before extraordinary items$961,0004,839
Extraordinary gains, net$044
Net income$961,0004,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,00010,758
Cash dividends$179,0005,636
Sale, conversion, retirement of capital stock, net$-35,00010,747
Net operating income$960,1904,780
1996-12-31 (YTD Data)Rank
Total interest income$4,912,0006,023
Total interest expense$2,317,0005,822
Net interest income$2,595,0006,047
Provision for loan and lease losses$80,0005,594
Total noninterest income$162,0008,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0006,933
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,600
Total noninterest expense$1,486,0007,146
Salaries and employee benefits$879,0006,566
Premises and equipment expense$113,0008,958
Additional noninterest expense$494,0007,108
Pre-tax net operating income$1,191,0005,147
Securities gains (losses)$04,148
Applicable income taxes$315,0005,673
Income before extraordinary items$876,0004,963
Extraordinary gains, net$053
Net income$876,0004,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00010,842
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$876,0004,916
1995-12-31 (YTD Data)Rank
Total interest income$4,501,0006,461
Total interest expense$2,101,0006,261
Net interest income$2,400,0006,476
Provision for loan and lease losses$08,958
Total noninterest income$153,0009,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$117,0007,374
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,923
Total noninterest expense$1,444,0007,451
Salaries and employee benefits$789,0007,166
Premises and equipment expense$214,0006,939
Additional noninterest expense$441,0007,787
Pre-tax net operating income$1,109,0005,576
Securities gains (losses)$03,831
Applicable income taxes$296,0006,050
Income before extraordinary items$813,0005,385
Extraordinary gains, net$065
Net income$813,0005,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,00011,723
Cash dividends$140,0006,201
Sale, conversion, retirement of capital stock, net$0809
Net operating income$813,0005,357
1994-12-31 (YTD Data)Rank
Total interest income$4,074,0006,601
Total interest expense$1,692,0006,347
Net interest income$2,382,0006,694
Provision for loan and lease losses$131,0003,877
Total noninterest income$128,00010,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0008,062
Trading account gains and feesNANA
Additional Noninterest Income$27,00010,986
Total noninterest expense$1,427,0007,830
Salaries and employee benefits$743,0007,578
Premises and equipment expense$194,0007,568
Additional noninterest expense$490,0007,947
Pre-tax net operating income$952,0006,160
Securities gains (losses)$-5,0009,408
Applicable income taxes$250,0006,534
Income before extraordinary items$697,0005,932
Extraordinary gains, net$0249
Net income$697,0005,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,921
Cash dividends$130,0006,382
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$700,7005,978
1993-12-31 (YTD Data)Rank
Total interest income$4,125,0006,723
Total interest expense$1,782,0006,379
Net interest income$2,343,0006,832
Provision for loan and lease losses$313,0002,903
Total noninterest income$118,00010,884
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0008,280
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,399
Total noninterest expense$1,250,0008,700
Salaries and employee benefits$660,0008,297
Premises and equipment expense$176,0008,234
Additional noninterest expense$414,0009,111
Pre-tax net operating income$898,0006,356
Securities gains (losses)$6,0005,977
Applicable income taxes$250,0006,790
Income before extraordinary items$654,0006,399
Extraordinary gains, net$03,149
Net income$654,0006,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0002,044
Cash dividends$120,0006,522
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$649,6806,189
1992-12-31 (YTD Data)Rank
Total interest income$4,476,0006,924
Total interest expense$2,170,0006,696
Net interest income$2,306,0006,993
Provision for loan and lease losses$202,0005,177
Total noninterest income$94,00011,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0009,331
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,735
Total noninterest expense$1,203,0009,020
Salaries and employee benefits$584,0008,959
Premises and equipment expense$71,00011,832
Additional noninterest expense$548,0008,005
Pre-tax net operating income$995,0005,642
Securities gains (losses)$08,369
Applicable income taxes$294,0006,016
Income before extraordinary items$701,0005,915
Extraordinary gains, net$01,422
Net income$701,0005,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00012,606
Cash dividends$110,0006,380
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$701,0005,571

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.