Home > Old Second National Bank > Income and Expense

Old Second National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$291,917,000232
Total interest expense$34,265,000518
Net interest income$257,652,000184
Provision for loan and lease losses$16,501,000153
Total noninterest income$38,923,000294
Gross Fiduciary activities income$6,734,000225
Service charges on deposit accounts$9,817,000169
Trading account gains and fees$0123
Additional Noninterest Income$22,372,000292
Total noninterest expense$139,863,000243
Salaries and employee benefits$83,959,000218
Premises and equipment expense$15,012,000211
Additional noninterest expense$22,372,000292
Pre-tax net operating income$140,211,000173
Securities gains (losses)$-4,148,0004,470
Applicable income taxes$35,988,000145
Income before extraordinary items$100,075,000176
Extraordinary gains, net$054
Net income$100,075,000180
Minority interest net income$088
Net income of bank and minority interests.$100,075,000179
Net charge-offs$23,302,00097
Cash dividends$65,000,000136
Sale, conversion, retirement of capital stock, net$0540
Net operating income$103,351,920179
2023-09-30 (YTD Data)Rank
Total interest income$218,236,000232
Total interest expense$22,640,000539
Net interest income$195,596,000183
Provision for loan and lease losses$8,501,000195
Total noninterest income$29,819,000294
Gross Fiduciary activities income$4,939,000230
Service charges on deposit accounts$7,290,000168
Trading account gains and fees$0125
Additional Noninterest Income$17,590,000289
Total noninterest expense$103,955,000243
Salaries and employee benefits$63,731,000220
Premises and equipment expense$10,862,000220
Additional noninterest expense$17,590,000289
Pre-tax net operating income$112,959,000170
Securities gains (losses)$-4,146,0004,552
Applicable income taxes$28,693,000149
Income before extraordinary items$80,120,000177
Extraordinary gains, net$052
Net income$80,120,000177
Minority interest net income$081
Net income of bank and minority interests.$80,120,000177
Net charge-offs$7,842,000152
Cash dividends$35,000,000179
Sale, conversion, retirement of capital stock, net$0507
Net operating income$83,395,340178
2023-06-30 (YTD Data)Rank
Total interest income$144,021,000226
Total interest expense$12,232,000584
Net interest income$131,789,000180
Provision for loan and lease losses$5,500,000194
Total noninterest income$18,958,000294
Gross Fiduciary activities income$3,273,000225
Service charges on deposit accounts$4,786,000167
Trading account gains and fees$0112
Additional Noninterest Income$10,899,000301
Total noninterest expense$67,963,000243
Salaries and employee benefits$41,808,000220
Premises and equipment expense$7,368,000207
Additional noninterest expense$10,899,000301
Pre-tax net operating income$77,284,000163
Securities gains (losses)$-3,222,0004,590
Applicable income taxes$19,941,000140
Income before extraordinary items$54,121,000174
Extraordinary gains, net$051
Net income$54,121,000178
Minority interest net income$081
Net income of bank and minority interests.$54,121,000174
Net charge-offs$1,245,000277
Cash dividends$35,000,000132
Sale, conversion, retirement of capital stock, net$0486
Net operating income$56,666,380170
2023-03-31 (YTD Data)Rank
Total interest income$70,147,000231
Total interest expense$4,167,000710
Net interest income$65,980,000184
Provision for loan and lease losses$3,501,000170
Total noninterest income$9,627,000291
Gross Fiduciary activities income$1,582,000237
Service charges on deposit accounts$2,424,000172
Trading account gains and fees$097
Additional Noninterest Income$5,621,000293
Total noninterest expense$35,066,000242
Salaries and employee benefits$21,100,000225
Premises and equipment expense$3,770,000216
Additional noninterest expense$5,621,000293
Pre-tax net operating income$37,040,000169
Securities gains (losses)$-1,675,0004,604
Applicable income taxes$9,499,000149
Income before extraordinary items$25,866,000182
Extraordinary gains, net$04
Net income$25,866,000182
Minority interest net income$048
Net income of bank and minority interests.$25,866,000182
Net charge-offs$740,000229
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$27,189,250178
2022-12-31 (YTD Data)Rank
Total interest income$216,448,000229
Total interest expense$3,928,000947
Net interest income$212,520,000213
Provision for loan and lease losses$6,550,000227
Total noninterest income$44,121,000278
Gross Fiduciary activities income$7,066,000228
Service charges on deposit accounts$9,562,000178
Trading account gains and fees$0116
Additional Noninterest Income$27,493,000273
Total noninterest expense$146,148,000232
Salaries and employee benefits$82,701,000223
Premises and equipment expense$14,948,000212
Additional noninterest expense$27,493,000273
Pre-tax net operating income$103,943,000225
Securities gains (losses)$-944,0004,446
Applicable income taxes$27,360,000198
Income before extraordinary items$75,639,000240
Extraordinary gains, net$05
Net income$75,639,000240
Minority interest net income$063
Net income of bank and minority interests.$75,639,000240
Net charge-offs$1,551,000324
Cash dividends$40,000,000194
Sale, conversion, retirement of capital stock, net$0568
Net operating income$76,384,760240
2022-09-30 (YTD Data)Rank
Total interest income$148,713,000231
Total interest expense$2,135,000957
Net interest income$146,578,000222
Provision for loan and lease losses$5,050,000199
Total noninterest income$34,146,000276
Gross Fiduciary activities income$5,361,000227
Service charges on deposit accounts$7,063,000180
Trading account gains and fees$0111
Additional Noninterest Income$21,722,000272
Total noninterest expense$107,611,000235
Salaries and employee benefits$59,473,000234
Premises and equipment expense$10,832,000219
Additional noninterest expense$21,722,000272
Pre-tax net operating income$68,063,000249
Securities gains (losses)$-34,0004,048
Applicable income taxes$18,270,000218
Income before extraordinary items$49,759,000267
Extraordinary gains, net$04
Net income$49,759,000267
Minority interest net income$057
Net income of bank and minority interests.$49,759,000267
Net charge-offs$611,000401
Cash dividends$15,000,000264
Sale, conversion, retirement of capital stock, net$0519
Net operating income$49,785,860267
2022-06-30 (YTD Data)Rank
Total interest income$90,711,000237
Total interest expense$1,366,000845
Net interest income$89,345,000231
Provision for loan and lease losses$550,000653
Total noninterest income$24,071,000260
Gross Fiduciary activities income$3,703,000195
Service charges on deposit accounts$4,401,000186
Trading account gains and fees$0108
Additional Noninterest Income$15,967,000264
Total noninterest expense$74,284,000215
Salaries and employee benefits$39,405,000223
Premises and equipment expense$8,111,000193
Additional noninterest expense$26,768,000212
Pre-tax net operating income$38,582,000274
Securities gains (losses)$-33,0004,177
Applicable income taxes$10,396,000231
Income before extraordinary items$28,153,000284
Extraordinary gains, net$04
Net income$28,153,000284
Minority interest net income$060
Net income of bank and minority interests.$28,153,000284
Net charge-offs$544,000322
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$28,179,070291
2022-03-31 (YTD Data)Rank
Total interest income$43,332,000241
Total interest expense$726,000753
Net interest income$42,606,000231
Provision for loan and lease losses$02,285
Total noninterest income$13,532,000244
Gross Fiduciary activities income$1,933,000194
Service charges on deposit accounts$2,038,000202
Trading account gains and fees$0103
Additional Noninterest Income$9,561,000243
Total noninterest expense$37,036,000219
Salaries and employee benefits$18,997,000232
Premises and equipment expense$3,687,000215
Additional noninterest expense$14,352,000196
Pre-tax net operating income$19,102,000266
Securities gains (losses)$0623
Applicable income taxes$5,153,000230
Income before extraordinary items$13,949,000275
Extraordinary gains, net$04
Net income$13,949,000275
Minority interest net income$050
Net income of bank and minority interests.$13,949,000275
Net charge-offs$293,000296
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$13,949,000277
2021-12-31 (YTD Data)Rank
Total interest income$105,202,000351
Total interest expense$2,724,0001,006
Net interest income$102,478,000329
Provision for loan and lease losses$4,326,000127
Total noninterest income$38,996,000328
Gross Fiduciary activities income$7,348,000195
Service charges on deposit accounts$5,408,000254
Trading account gains and fees$0132
Additional Noninterest Income$26,240,000342
Total noninterest expense$96,884,000315
Salaries and employee benefits$55,500,000300
Premises and equipment expense$13,540,000229
Additional noninterest expense$27,844,000342
Pre-tax net operating income$40,264,000442
Securities gains (losses)$232,000558
Applicable income taxes$10,809,000369
Income before extraordinary items$29,687,000477
Extraordinary gains, net$010
Net income$29,687,000477
Minority interest net income$074
Net income of bank and minority interests.$29,687,000478
Net charge-offs$4,444,000177
Cash dividends$44,000,000193
Sale, conversion, retirement of capital stock, net$0582
Net operating income$29,503,720471
2021-09-30 (YTD Data)Rank
Total interest income$74,366,000369
Total interest expense$2,102,0001,027
Net interest income$72,264,000352
Provision for loan and lease losses$-8,000,0004,790
Total noninterest income$28,262,000345
Gross Fiduciary activities income$5,458,000195
Service charges on deposit accounts$3,784,000266
Trading account gains and fees$0132
Additional Noninterest Income$19,020,000361
Total noninterest expense$62,452,000349
Salaries and employee benefits$37,710,000325
Premises and equipment expense$7,156,000310
Additional noninterest expense$17,586,000373
Pre-tax net operating income$46,074,000337
Securities gains (losses)$246,000498
Applicable income taxes$12,033,000288
Income before extraordinary items$34,287,000369
Extraordinary gains, net$08
Net income$34,287,000367
Minority interest net income$069
Net income of bank and minority interests.$34,287,000369
Net charge-offs$-280,0004,734
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$34,092,660363
2021-06-30 (YTD Data)Rank
Total interest income$49,579,000365
Total interest expense$1,506,000998
Net interest income$48,073,000349
Provision for loan and lease losses$-6,500,0004,831
Total noninterest income$19,172,000346
Gross Fiduciary activities income$3,581,000196
Service charges on deposit accounts$2,416,000266
Trading account gains and fees$0133
Additional Noninterest Income$13,175,000352
Total noninterest expense$41,586,000348
Salaries and employee benefits$25,437,000322
Premises and equipment expense$4,749,000309
Additional noninterest expense$11,400,000372
Pre-tax net operating income$32,159,000321
Securities gains (losses)$2,0001,698
Applicable income taxes$8,450,000284
Income before extraordinary items$23,711,000344
Extraordinary gains, net$06
Net income$23,711,000343
Minority interest net income$067
Net income of bank and minority interests.$23,711,000344
Net charge-offs$-517,0004,873
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$23,709,420337
2021-03-31 (YTD Data)Rank
Total interest income$25,388,000353
Total interest expense$815,000969
Net interest income$24,573,000334
Provision for loan and lease losses$-3,000,0004,850
Total noninterest income$11,323,000315
Gross Fiduciary activities income$1,689,000201
Service charges on deposit accounts$1,195,000261
Trading account gains and fees$0127
Additional Noninterest Income$8,439,000309
Total noninterest expense$21,224,000342
Salaries and employee benefits$13,221,000315
Premises and equipment expense$2,456,000308
Additional noninterest expense$5,547,000370
Pre-tax net operating income$17,672,000302
Securities gains (losses)$01,392
Applicable income taxes$4,601,000271
Income before extraordinary items$13,071,000325
Extraordinary gains, net$03
Net income$13,071,000324
Minority interest net income$055
Net income of bank and minority interests.$13,071,000325
Net charge-offs$-582,0004,942
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,071,000314
2020-12-31 (YTD Data)Rank
Total interest income$104,184,000345
Total interest expense$7,194,000674
Net interest income$96,990,000326
Provision for loan and lease losses$10,413,000340
Total noninterest income$37,311,000326
Gross Fiduciary activities income$6,410,000196
Service charges on deposit accounts$5,512,000232
Trading account gains and fees$0133
Additional Noninterest Income$25,389,000341
Total noninterest expense$77,547,000353
Salaries and employee benefits$46,814,000328
Premises and equipment expense$8,456,000337
Additional noninterest expense$22,277,000385
Pre-tax net operating income$46,341,000313
Securities gains (losses)$-25,0004,890
Applicable income taxes$11,798,000265
Income before extraordinary items$34,518,000338
Extraordinary gains, net$04
Net income$34,518,000336
Minority interest net income$072
Net income of bank and minority interests.$34,518,000338
Net charge-offs$979,000657
Cash dividends$41,300,000177
Sale, conversion, retirement of capital stock, net$0566
Net operating income$34,537,750329
2020-09-30 (YTD Data)Rank
Total interest income$78,182,000345
Total interest expense$6,109,000639
Net interest income$72,073,000326
Provision for loan and lease losses$10,413,000299
Total noninterest income$28,617,000314
Gross Fiduciary activities income$4,702,000195
Service charges on deposit accounts$4,168,000231
Trading account gains and fees$0125
Additional Noninterest Income$19,747,000318
Total noninterest expense$57,255,000350
Salaries and employee benefits$34,751,000326
Premises and equipment expense$6,208,000347
Additional noninterest expense$16,296,000375
Pre-tax net operating income$33,022,000301
Securities gains (losses)$-25,0004,880
Applicable income taxes$8,228,000261
Income before extraordinary items$24,769,000321
Extraordinary gains, net$04
Net income$24,769,000320
Minority interest net income$065
Net income of bank and minority interests.$24,769,000321
Net charge-offs$924,000528
Cash dividends$30,000,000169
Sale, conversion, retirement of capital stock, net$0532
Net operating income$24,788,750317
2020-06-30 (YTD Data)Rank
Total interest income$53,140,000345
Total interest expense$4,623,000617
Net interest income$48,517,000326
Provision for loan and lease losses$10,113,000263
Total noninterest income$16,828,000317
Gross Fiduciary activities income$3,196,000188
Service charges on deposit accounts$2,846,000229
Trading account gains and fees$0123
Additional Noninterest Income$10,786,000336
Total noninterest expense$37,548,000354
Salaries and employee benefits$22,639,000326
Premises and equipment expense$4,216,000337
Additional noninterest expense$10,693,000375
Pre-tax net operating income$17,684,000315
Securities gains (losses)$-24,0004,876
Applicable income taxes$4,289,000282
Income before extraordinary items$13,371,000344
Extraordinary gains, net$04
Net income$13,371,000344
Minority interest net income$065
Net income of bank and minority interests.$13,371,000344
Net charge-offs$1,289,000340
Cash dividends$30,000,000133
Sale, conversion, retirement of capital stock, net$0504
Net operating income$13,389,960332
2020-03-31 (YTD Data)Rank
Total interest income$27,432,000344
Total interest expense$2,685,000604
Net interest income$24,747,000322
Provision for loan and lease losses$7,984,000210
Total noninterest income$6,215,000362
Gross Fiduciary activities income$1,532,000197
Service charges on deposit accounts$1,726,000225
Trading account gains and fees$0106
Additional Noninterest Income$2,957,000459
Total noninterest expense$19,748,000338
Salaries and employee benefits$12,035,000312
Premises and equipment expense$2,291,000317
Additional noninterest expense$5,422,000370
Pre-tax net operating income$3,230,000684
Securities gains (losses)$-24,0004,896
Applicable income taxes$663,000608
Income before extraordinary items$2,543,000756
Extraordinary gains, net$04
Net income$2,543,000756
Minority interest net income$056
Net income of bank and minority interests.$2,543,000756
Net charge-offs$1,122,000227
Cash dividends$30,000,000102
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,561,960734
2019-12-31 (YTD Data)Rank
Total interest income$115,486,000331
Total interest expense$12,398,000572
Net interest income$103,088,000307
Provision for loan and lease losses$1,600,000619
Total noninterest income$31,034,000314
Gross Fiduciary activities income$6,656,000181
Service charges on deposit accounts$7,715,000212
Trading account gains and fees$0135
Additional Noninterest Income$16,663,000369
Total noninterest expense$74,823,000335
Salaries and employee benefits$43,763,000324
Premises and equipment expense$8,250,000343
Additional noninterest expense$22,810,000352
Pre-tax net operating income$57,699,000287
Securities gains (losses)$4,511,00093
Applicable income taxes$15,589,000247
Income before extraordinary items$46,621,000289
Extraordinary gains, net$011
Net income$46,621,000291
Minority interest net income$076
Net income of bank and minority interests.$46,621,000291
Net charge-offs$817,000750
Cash dividends$20,000,000299
Sale, conversion, retirement of capital stock, net$0626
Net operating income$43,057,310299
2019-09-30 (YTD Data)Rank
Total interest income$87,845,000335
Total interest expense$9,525,000563
Net interest income$78,320,000309
Provision for loan and lease losses$1,450,000515
Total noninterest income$21,940,000322
Gross Fiduciary activities income$4,955,000182
Service charges on deposit accounts$5,840,000214
Trading account gains and fees$0129
Additional Noninterest Income$11,145,000390
Total noninterest expense$56,046,000336
Salaries and employee benefits$32,919,000321
Premises and equipment expense$6,120,000348
Additional noninterest expense$17,007,000349
Pre-tax net operating income$42,764,000287
Securities gains (losses)$4,476,00076
Applicable income taxes$11,909,000242
Income before extraordinary items$35,331,000283
Extraordinary gains, net$011
Net income$35,331,000285
Minority interest net income$072
Net income of bank and minority interests.$35,331,000285
Net charge-offs$805,000562
Cash dividends$5,000,000606
Sale, conversion, retirement of capital stock, net$0590
Net operating income$31,794,960305
2019-06-30 (YTD Data)Rank
Total interest income$58,427,000333
Total interest expense$6,476,000541
Net interest income$51,951,000312
Provision for loan and lease losses$900,000526
Total noninterest income$13,570,000333
Gross Fiduciary activities income$3,225,000184
Service charges on deposit accounts$3,821,000215
Trading account gains and fees$0131
Additional Noninterest Income$6,524,000426
Total noninterest expense$37,268,000339
Salaries and employee benefits$21,668,000326
Premises and equipment expense$3,895,000360
Additional noninterest expense$11,705,000347
Pre-tax net operating income$27,353,000294
Securities gains (losses)$1,013,000147
Applicable income taxes$7,123,000257
Income before extraordinary items$21,243,000301
Extraordinary gains, net$011
Net income$21,243,000303
Minority interest net income$069
Net income of bank and minority interests.$21,243,000303
Net charge-offs$534,000549
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$20,442,730306
2019-03-31 (YTD Data)Rank
Total interest income$28,868,000333
Total interest expense$3,247,000533
Net interest income$25,621,000311
Provision for loan and lease losses$450,000501
Total noninterest income$6,531,000336
Gross Fiduciary activities income$1,486,000197
Service charges on deposit accounts$1,862,000215
Trading account gains and fees$0126
Additional Noninterest Income$3,183,000420
Total noninterest expense$18,385,000343
Salaries and employee benefits$10,901,000322
Premises and equipment expense$1,979,000362
Additional noninterest expense$5,505,000355
Pre-tax net operating income$13,317,000291
Securities gains (losses)$27,000519
Applicable income taxes$3,254,000274
Income before extraordinary items$10,090,000305
Extraordinary gains, net$05
Net income$10,090,000305
Minority interest net income$052
Net income of bank and minority interests.$10,090,000305
Net charge-offs$140,000760
Cash dividends$5,000,000260
Sale, conversion, retirement of capital stock, net$0529
Net operating income$10,068,670298
2018-12-31 (YTD Data)Rank
Total interest income$107,512,000339
Total interest expense$10,175,000509
Net interest income$97,337,000322
Provision for loan and lease losses$1,228,000753
Total noninterest income$31,169,000312
Gross Fiduciary activities income$6,417,000187
Service charges on deposit accounts$7,328,000218
Trading account gains and fees$0126
Additional Noninterest Income$17,424,000339
Total noninterest expense$73,097,000343
Salaries and employee benefits$41,360,000329
Premises and equipment expense$6,877,000390
Additional noninterest expense$24,860,000324
Pre-tax net operating income$54,181,000296
Securities gains (losses)$359,000154
Applicable income taxes$13,279,000260
Income before extraordinary items$41,261,000305
Extraordinary gains, net$06
Net income$41,261,000305
Minority interest net income$072
Net income of bank and minority interests.$41,261,000305
Net charge-offs$-175,0005,150
Cash dividends$30,000,000211
Sale, conversion, retirement of capital stock, net$0671
Net operating income$40,977,390306
2018-09-30 (YTD Data)Rank
Total interest income$78,500,000344
Total interest expense$7,124,000503
Net interest income$71,376,000325
Provision for loan and lease losses$728,000838
Total noninterest income$24,692,000308
Gross Fiduciary activities income$4,784,000187
Service charges on deposit accounts$5,284,000221
Trading account gains and fees$0138
Additional Noninterest Income$14,624,000318
Total noninterest expense$55,608,000340
Salaries and employee benefits$31,672,000325
Premises and equipment expense$4,964,000408
Additional noninterest expense$18,972,000316
Pre-tax net operating income$39,732,000305
Securities gains (losses)$359,000149
Applicable income taxes$9,592,000264
Income before extraordinary items$30,499,000312
Extraordinary gains, net$05
Net income$30,499,000312
Minority interest net income$066
Net income of bank and minority interests.$30,499,000312
Net charge-offs$-996,0005,433
Cash dividends$30,000,000165
Sale, conversion, retirement of capital stock, net$0633
Net operating income$30,215,390315
2018-06-30 (YTD Data)Rank
Total interest income$50,351,000351
Total interest expense$4,339,000514
Net interest income$46,012,000337
Provision for loan and lease losses$728,000604
Total noninterest income$16,407,000306
Gross Fiduciary activities income$3,140,000190
Service charges on deposit accounts$3,361,000228
Trading account gains and fees$0130
Additional Noninterest Income$9,906,000322
Total noninterest expense$37,367,000341
Salaries and employee benefits$21,192,000327
Premises and equipment expense$3,192,000420
Additional noninterest expense$12,983,000310
Pre-tax net operating income$24,324,000314
Securities gains (losses)$347,000126
Applicable income taxes$5,667,000278
Income before extraordinary items$19,004,000319
Extraordinary gains, net$06
Net income$19,004,000319
Minority interest net income$065
Net income of bank and minority interests.$19,004,000319
Net charge-offs$-990,0005,509
Cash dividends$30,000,000119
Sale, conversion, retirement of capital stock, net$0620
Net operating income$18,729,870323
2018-03-31 (YTD Data)Rank
Total interest income$23,117,000371
Total interest expense$1,926,000546
Net interest income$21,191,000360
Provision for loan and lease losses$-722,0005,567
Total noninterest income$8,429,000301
Gross Fiduciary activities income$1,495,000198
Service charges on deposit accounts$1,591,000243
Trading account gains and fees$0123
Additional Noninterest Income$5,343,000298
Total noninterest expense$16,555,000366
Salaries and employee benefits$9,676,000350
Premises and equipment expense$1,549,000441
Additional noninterest expense$5,330,000359
Pre-tax net operating income$13,787,000279
Securities gains (losses)$35,000265
Applicable income taxes$3,139,000258
Income before extraordinary items$10,683,000287
Extraordinary gains, net$07
Net income$10,683,000287
Minority interest net income$052
Net income of bank and minority interests.$10,683,000287
Net charge-offs$-1,307,0005,593
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$10,655,350286
2017-12-31 (YTD Data)Rank
Total interest income$87,393,000365
Total interest expense$5,936,000586
Net interest income$81,457,000349
Provision for loan and lease losses$1,800,000560
Total noninterest income$28,309,000328
Gross Fiduciary activities income$6,203,000185
Service charges on deposit accounts$6,720,000230
Trading account gains and fees$0151
Additional Noninterest Income$15,386,000378
Total noninterest expense$64,922,000367
Salaries and employee benefits$38,544,000338
Premises and equipment expense$5,925,000439
Additional noninterest expense$20,453,000371
Pre-tax net operating income$43,044,000323
Securities gains (losses)$474,000233
Applicable income taxes$19,180,000270
Income before extraordinary items$24,338,000354
Extraordinary gains, net$09
Net income$24,338,000355
Minority interest net income$076
Net income of bank and minority interests.$24,338,000355
Net charge-offs$497,0001,095
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$24,034,640359
2017-09-30 (YTD Data)Rank
Total interest income$64,753,000370
Total interest expense$4,257,000598
Net interest income$60,496,000356
Provision for loan and lease losses$1,050,000662
Total noninterest income$20,833,000336
Gross Fiduciary activities income$4,564,000186
Service charges on deposit accounts$4,955,000233
Trading account gains and fees$0145
Additional Noninterest Income$11,314,000382
Total noninterest expense$49,425,000362
Salaries and employee benefits$30,048,000332
Premises and equipment expense$4,494,000436
Additional noninterest expense$14,883,000375
Pre-tax net operating income$30,854,000332
Securities gains (losses)$-166,0005,664
Applicable income taxes$9,711,000314
Income before extraordinary items$20,977,000345
Extraordinary gains, net$09
Net income$20,977,000344
Minority interest net income$071
Net income of bank and minority interests.$20,977,000345
Net charge-offs$743,000605
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$21,089,880342
2017-06-30 (YTD Data)Rank
Total interest income$42,832,000370
Total interest expense$2,718,000606
Net interest income$40,114,000356
Provision for loan and lease losses$750,000615
Total noninterest income$13,927,000338
Gross Fiduciary activities income$3,096,000183
Service charges on deposit accounts$3,233,000231
Trading account gains and fees$0139
Additional Noninterest Income$7,598,000385
Total noninterest expense$33,932,000355
Salaries and employee benefits$20,407,000326
Premises and equipment expense$3,021,000431
Additional noninterest expense$10,504,000370
Pre-tax net operating income$19,359,000342
Securities gains (losses)$-267,0005,743
Applicable income taxes$6,350,000317
Income before extraordinary items$12,742,000372
Extraordinary gains, net$011
Net income$12,742,000371
Minority interest net income$071
Net income of bank and minority interests.$12,742,000372
Net charge-offs$1,072,000340
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,920,890368
2017-03-31 (YTD Data)Rank
Total interest income$20,737,000378
Total interest expense$1,311,000600
Net interest income$19,426,000362
Provision for loan and lease losses$03,537
Total noninterest income$6,804,000343
Gross Fiduciary activities income$1,458,000190
Service charges on deposit accounts$1,618,000235
Trading account gains and fees$0142
Additional Noninterest Income$3,728,000387
Total noninterest expense$16,954,000365
Salaries and employee benefits$10,251,000333
Premises and equipment expense$1,566,000435
Additional noninterest expense$5,137,000374
Pre-tax net operating income$9,276,000353
Securities gains (losses)$-136,0005,813
Applicable income taxes$3,165,000321
Income before extraordinary items$5,975,000393
Extraordinary gains, net$08
Net income$5,975,000393
Minority interest net income$055
Net income of bank and minority interests.$5,975,000393
Net charge-offs$417,000377
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,063,400386
2016-12-31 (YTD Data)Rank
Total interest income$73,250,000390
Total interest expense$4,535,000652
Net interest income$68,715,000377
Provision for loan and lease losses$750,0001,141
Total noninterest income$29,265,000322
Gross Fiduciary activities income$5,670,000184
Service charges on deposit accounts$6,684,000226
Trading account gains and fees$0170
Additional Noninterest Income$16,911,000356
Total noninterest expense$63,265,000374
Salaries and employee benefits$35,630,000363
Premises and equipment expense$9,045,000301
Additional noninterest expense$18,590,000394
Pre-tax net operating income$33,965,000341
Securities gains (losses)$-2,213,0005,902
Applicable income taxes$11,730,000309
Income before extraordinary items$20,022,000407
Extraordinary gains, net$05
Net income$20,022,000406
Minority interest net income$082
Net income of bank and minority interests.$20,022,000406
Net charge-offs$815,000771
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,438,320384
2016-09-30 (YTD Data)Rank
Total interest income$53,087,000399
Total interest expense$3,268,000678
Net interest income$49,819,000385
Provision for loan and lease losses$04,186
Total noninterest income$21,043,000335
Gross Fiduciary activities income$4,274,000183
Service charges on deposit accounts$4,961,000228
Trading account gains and fees$0169
Additional Noninterest Income$11,808,000368
Total noninterest expense$46,952,000372
Salaries and employee benefits$26,411,000367
Premises and equipment expense$6,528,000313
Additional noninterest expense$14,013,000388
Pre-tax net operating income$23,910,000361
Securities gains (losses)$-2,020,0005,972
Applicable income taxes$8,020,000325
Income before extraordinary items$13,870,000435
Extraordinary gains, net$05
Net income$13,870,000432
Minority interest net income$071
Net income of bank and minority interests.$13,870,000435
Net charge-offs$1,240,000411
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,162,800395
2016-06-30 (YTD Data)Rank
Total interest income$35,294,000401
Total interest expense$2,121,000694
Net interest income$33,173,000387
Provision for loan and lease losses$04,017
Total noninterest income$12,678,000355
Gross Fiduciary activities income$2,872,000184
Service charges on deposit accounts$3,204,000235
Trading account gains and fees$0157
Additional Noninterest Income$6,602,000411
Total noninterest expense$30,988,000374
Salaries and employee benefits$17,541,000367
Premises and equipment expense$4,267,000324
Additional noninterest expense$9,180,000395
Pre-tax net operating income$14,863,000372
Securities gains (losses)$-61,0005,977
Applicable income taxes$5,452,000321
Income before extraordinary items$9,350,000422
Extraordinary gains, net$016
Net income$9,350,000421
Minority interest net income$071
Net income of bank and minority interests.$9,350,000421
Net charge-offs$401,000700
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,389,040410
2016-03-31 (YTD Data)Rank
Total interest income$17,546,000397
Total interest expense$1,033,000708
Net interest income$16,513,000388
Provision for loan and lease losses$03,656
Total noninterest income$5,899,000353
Gross Fiduciary activities income$1,369,000186
Service charges on deposit accounts$1,559,000237
Trading account gains and fees$0142
Additional Noninterest Income$2,971,000423
Total noninterest expense$15,345,000374
Salaries and employee benefits$8,869,000364
Premises and equipment expense$2,183,000322
Additional noninterest expense$4,293,000409
Pre-tax net operating income$7,067,000373
Securities gains (losses)$-61,0006,068
Applicable income taxes$2,617,000326
Income before extraordinary items$4,389,000426
Extraordinary gains, net$012
Net income$4,389,000425
Minority interest net income$062
Net income of bank and minority interests.$4,389,000426
Net charge-offs$-23,0005,512
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,428,040412
2015-12-31 (YTD Data)Rank
Total interest income$68,035,000393
Total interest expense$3,968,000701
Net interest income$64,067,000380
Provision for loan and lease losses$-4,400,0006,153
Total noninterest income$24,984,000350
Gross Fiduciary activities income$5,953,000179
Service charges on deposit accounts$6,820,000224
Trading account gains and fees$0159
Additional Noninterest Income$12,211,000431
Total noninterest expense$61,957,000369
Salaries and employee benefits$34,497,000362
Premises and equipment expense$9,165,000288
Additional noninterest expense$18,295,000400
Pre-tax net operating income$31,494,000336
Securities gains (losses)$-178,0006,107
Applicable income taxes$11,747,000281
Income before extraordinary items$19,569,000396
Extraordinary gains, net$023
Net income$19,569,000395
Minority interest net income$081
Net income of bank and minority interests.$19,569,000396
Net charge-offs$1,014,000685
Cash dividends$82,777,00091
Sale, conversion, retirement of capital stock, net$0804
Net operating income$19,682,920393
2015-09-30 (YTD Data)Rank
Total interest income$51,012,000395
Total interest expense$2,945,000710
Net interest income$48,067,000384
Provision for loan and lease losses$-4,400,0006,240
Total noninterest income$17,520,000376
Gross Fiduciary activities income$4,526,000180
Service charges on deposit accounts$5,086,000231
Trading account gains and fees$0153
Additional Noninterest Income$7,908,000490
Total noninterest expense$46,266,000374
Salaries and employee benefits$26,235,000362
Premises and equipment expense$6,687,000303
Additional noninterest expense$13,344,000408
Pre-tax net operating income$23,721,000345
Securities gains (losses)$-178,0006,214
Applicable income taxes$8,835,000296
Income before extraordinary items$14,708,000401
Extraordinary gains, net$021
Net income$14,708,000400
Minority interest net income$078
Net income of bank and minority interests.$14,708,000401
Net charge-offs$624,000735
Cash dividends$52,777,000101
Sale, conversion, retirement of capital stock, net$0773
Net operating income$14,821,920396
2015-06-30 (YTD Data)Rank
Total interest income$33,972,000397
Total interest expense$1,956,000716
Net interest income$32,016,000387
Provision for loan and lease losses$-2,300,0006,312
Total noninterest income$13,417,000341
Gross Fiduciary activities income$3,082,000178
Service charges on deposit accounts$3,320,000232
Trading account gains and fees$0157
Additional Noninterest Income$7,015,000397
Total noninterest expense$32,392,000359
Salaries and employee benefits$18,085,000352
Premises and equipment expense$4,424,000311
Additional noninterest expense$9,883,000376
Pre-tax net operating income$15,341,000357
Securities gains (losses)$-121,0006,290
Applicable income taxes$5,650,000302
Income before extraordinary items$9,570,000412
Extraordinary gains, net$022
Net income$9,570,000412
Minority interest net income$075
Net income of bank and minority interests.$9,570,000412
Net charge-offs$1,016,000346
Cash dividends$20,777,000133
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,647,440402
2015-03-31 (YTD Data)Rank
Total interest income$16,834,000397
Total interest expense$995,000707
Net interest income$15,839,000391
Provision for loan and lease losses$03,703
Total noninterest income$6,829,000327
Gross Fiduciary activities income$1,486,000184
Service charges on deposit accounts$1,540,000242
Trading account gains and fees$0152
Additional Noninterest Income$3,803,000361
Total noninterest expense$15,538,000376
Salaries and employee benefits$9,091,000349
Premises and equipment expense$2,269,000305
Additional noninterest expense$4,178,000418
Pre-tax net operating income$7,130,000370
Securities gains (losses)$-109,0006,375
Applicable income taxes$2,558,000316
Income before extraordinary items$4,463,000418
Extraordinary gains, net$013
Net income$4,463,000418
Minority interest net income$064
Net income of bank and minority interests.$4,463,000418
Net charge-offs$456,000384
Cash dividends$20,777,00078
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,532,760406
2014-12-31 (YTD Data)Rank
Total interest income$67,896,000384
Total interest expense$5,257,000542
Net interest income$62,639,000381
Provision for loan and lease losses$-3,300,0006,453
Total noninterest income$21,426,000367
Gross Fiduciary activities income$6,198,000167
Service charges on deposit accounts$7,079,000225
Trading account gains and fees$0180
Additional Noninterest Income$8,149,000530
Total noninterest expense$66,648,000342
Salaries and employee benefits$35,931,000339
Premises and equipment expense$8,921,000297
Additional noninterest expense$21,796,000346
Pre-tax net operating income$20,717,000441
Securities gains (losses)$1,719,000118
Applicable income taxes$8,065,000354
Income before extraordinary items$14,371,000488
Extraordinary gains, net$017
Net income$14,371,000486
Minority interest net income$084
Net income of bank and minority interests.$14,371,000487
Net charge-offs$2,344,000433
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,270,840505
2014-09-30 (YTD Data)Rank
Total interest income$50,430,000389
Total interest expense$4,176,000506
Net interest income$46,254,000383
Provision for loan and lease losses$-2,000,0006,517
Total noninterest income$17,129,000343
Gross Fiduciary activities income$4,619,000167
Service charges on deposit accounts$5,354,000224
Trading account gains and fees$0174
Additional Noninterest Income$7,156,000467
Total noninterest expense$50,666,000337
Salaries and employee benefits$26,993,000333
Premises and equipment expense$6,755,000292
Additional noninterest expense$16,918,000333
Pre-tax net operating income$14,717,000458
Securities gains (losses)$1,457,000107
Applicable income taxes$6,049,000361
Income before extraordinary items$10,125,000503
Extraordinary gains, net$015
Net income$10,125,000501
Minority interest net income$081
Net income of bank and minority interests.$10,125,000503
Net charge-offs$1,951,000395
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,192,520550
2014-06-30 (YTD Data)Rank
Total interest income$33,264,000390
Total interest expense$2,924,000477
Net interest income$30,340,000385
Provision for loan and lease losses$-2,000,0006,604
Total noninterest income$12,373,000320
Gross Fiduciary activities income$3,136,000162
Service charges on deposit accounts$3,517,000226
Trading account gains and fees$0172
Additional Noninterest Income$5,720,000403
Total noninterest expense$34,928,000329
Salaries and employee benefits$18,230,000322
Premises and equipment expense$4,626,000281
Additional noninterest expense$12,072,000316
Pre-tax net operating income$9,785,000459
Securities gains (losses)$226,000446
Applicable income taxes$3,706,000375
Income before extraordinary items$6,305,000519
Extraordinary gains, net$020
Net income$6,305,000518
Minority interest net income$080
Net income of bank and minority interests.$6,305,000519
Net charge-offs$1,425,000385
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,160,360528
2014-03-31 (YTD Data)Rank
Total interest income$16,662,000390
Total interest expense$1,522,000460
Net interest income$15,140,000389
Provision for loan and lease losses$-1,000,0006,668
Total noninterest income$6,014,000320
Gross Fiduciary activities income$1,459,000176
Service charges on deposit accounts$1,720,000226
Trading account gains and fees$0147
Additional Noninterest Income$2,835,000392
Total noninterest expense$17,024,000335
Salaries and employee benefits$9,050,000320
Premises and equipment expense$2,460,000274
Additional noninterest expense$5,514,000333
Pre-tax net operating income$5,130,000426
Securities gains (losses)$-69,0006,620
Applicable income taxes$1,879,000354
Income before extraordinary items$3,182,000503
Extraordinary gains, net$016
Net income$3,182,000504
Minority interest net income$066
Net income of bank and minority interests.$3,182,000504
Net charge-offs$805,000350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,226,160489
2013-12-31 (YTD Data)Rank
Total interest income$68,881,000378
Total interest expense$7,661,000406
Net interest income$61,220,000377
Provision for loan and lease losses$-8,550,0006,790
Total noninterest income$27,606,000311
Gross Fiduciary activities income$6,339,000158
Service charges on deposit accounts$7,256,000225
Trading account gains and fees$0184
Additional Noninterest Income$14,011,000375
Total noninterest expense$77,261,000301
Salaries and employee benefits$36,577,000311
Premises and equipment expense$9,282,000282
Additional noninterest expense$31,402,000266
Pre-tax net operating income$20,115,000440
Securities gains (losses)$-1,912,0006,768
Applicable income taxes$-53,109,0006,801
Income before extraordinary items$71,312,000151
Extraordinary gains, net$029
Net income$71,312,000151
Minority interest net income$090
Net income of bank and minority interests.$71,312,000151
Net charge-offs$2,766,000580
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$73,224,000146
2013-09-30 (YTD Data)Rank
Total interest income$52,028,000379
Total interest expense$6,008,000396
Net interest income$46,020,000379
Provision for loan and lease losses$-6,050,0006,866
Total noninterest income$20,319,000324
Gross Fiduciary activities income$4,666,000156
Service charges on deposit accounts$5,379,000226
Trading account gains and fees$0180
Additional Noninterest Income$10,274,000392
Total noninterest expense$58,128,000295
Salaries and employee benefits$27,427,000310
Premises and equipment expense$7,050,000274
Additional noninterest expense$23,651,000260
Pre-tax net operating income$14,261,000465
Securities gains (losses)$2,191,000105
Applicable income taxes$-53,678,0006,885
Income before extraordinary items$70,130,000127
Extraordinary gains, net$025
Net income$70,130,000127
Minority interest net income$084
Net income of bank and minority interests.$70,130,000127
Net charge-offs$3,000,000427
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$67,939,000129
2013-06-30 (YTD Data)Rank
Total interest income$34,345,000379
Total interest expense$4,122,000396
Net interest income$30,223,000379
Provision for loan and lease losses$-4,300,0006,913
Total noninterest income$13,644,000337
Gross Fiduciary activities income$3,172,000153
Service charges on deposit accounts$3,475,000232
Trading account gains and fees$0157
Additional Noninterest Income$6,997,000403
Total noninterest expense$38,563,000300
Salaries and employee benefits$18,171,000313
Premises and equipment expense$4,761,000274
Additional noninterest expense$15,631,000262
Pre-tax net operating income$9,604,000452
Securities gains (losses)$2,198,00094
Applicable income taxes$04,679
Income before extraordinary items$11,802,000319
Extraordinary gains, net$022
Net income$11,802,000320
Minority interest net income$082
Net income of bank and minority interests.$11,802,000320
Net charge-offs$-745,0006,914
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,604,000354
2013-03-31 (YTD Data)Rank
Total interest income$17,452,000374
Total interest expense$2,100,000399
Net interest income$15,352,000370
Provision for loan and lease losses$-2,500,0006,999
Total noninterest income$6,544,000353
Gross Fiduciary activities income$1,491,000157
Service charges on deposit accounts$1,677,000235
Trading account gains and fees$0148
Additional Noninterest Income$3,376,000409
Total noninterest expense$19,358,000301
Salaries and employee benefits$9,030,000322
Premises and equipment expense$2,420,000269
Additional noninterest expense$7,908,000264
Pre-tax net operating income$5,038,000435
Securities gains (losses)$1,453,00083
Applicable income taxes$04,602
Income before extraordinary items$6,491,000287
Extraordinary gains, net$010
Net income$6,491,000288
Minority interest net income$076
Net income of bank and minority interests.$6,491,000288
Net charge-offs$-2,537,0007,015
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,038,000334
2012-12-31 (YTD Data)Rank
Total interest income$74,933,000362
Total interest expense$9,891,000407
Net interest income$65,042,000359
Provision for loan and lease losses$6,284,000425
Total noninterest income$24,912,000360
Gross Fiduciary activities income$6,041,000153
Service charges on deposit accounts$7,682,000216
Trading account gains and fees$0166
Additional Noninterest Income$11,189,000456
Total noninterest expense$78,692,000290
Salaries and employee benefits$34,759,000315
Premises and equipment expense$9,438,000271
Additional noninterest expense$34,495,000263
Pre-tax net operating income$4,978,0001,380
Securities gains (losses)$1,575,000340
Applicable income taxes$04,751
Income before extraordinary items$6,553,000922
Extraordinary gains, net$029
Net income$6,553,000921
Minority interest net income$093
Net income of bank and minority interests.$6,553,000922
Net charge-offs$19,684,000190
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,978,0001,127
2012-09-30 (YTD Data)Rank
Total interest income$57,409,000361
Total interest expense$7,733,000409
Net interest income$49,676,000359
Provision for loan and lease losses$6,284,000340
Total noninterest income$17,758,000372
Gross Fiduciary activities income$4,603,000153
Service charges on deposit accounts$5,706,000217
Trading account gains and fees$0157
Additional Noninterest Income$7,449,000489
Total noninterest expense$59,087,000292
Salaries and employee benefits$26,662,000309
Premises and equipment expense$7,087,000270
Additional noninterest expense$25,338,000261
Pre-tax net operating income$2,063,0002,305
Securities gains (losses)$1,306,000306
Applicable income taxes$04,802
Income before extraordinary items$3,369,0001,343
Extraordinary gains, net$020
Net income$3,369,0001,344
Minority interest net income$086
Net income of bank and minority interests.$3,369,0001,344
Net charge-offs$18,024,000161
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,063,0001,937
2012-06-30 (YTD Data)Rank
Total interest income$39,113,000356
Total interest expense$5,506,000400
Net interest income$33,607,000353
Provision for loan and lease losses$6,284,000240
Total noninterest income$12,396,000356
Gross Fiduciary activities income$3,114,000153
Service charges on deposit accounts$3,724,000221
Trading account gains and fees$0153
Additional Noninterest Income$5,558,000441
Total noninterest expense$38,950,000292
Salaries and employee benefits$17,750,000308
Premises and equipment expense$4,772,000270
Additional noninterest expense$16,428,000265
Pre-tax net operating income$769,0003,359
Securities gains (losses)$793,000355
Applicable income taxes$04,770
Income before extraordinary items$1,562,0001,826
Extraordinary gains, net$019
Net income$1,562,0001,823
Minority interest net income$084
Net income of bank and minority interests.$1,562,0001,826
Net charge-offs$17,995,000117
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$769,0002,971
2012-03-31 (YTD Data)Rank
Total interest income$19,414,000359
Total interest expense$2,908,000383
Net interest income$16,506,000357
Provision for loan and lease losses$6,084,000140
Total noninterest income$7,863,000292
Gross Fiduciary activities income$1,651,000144
Service charges on deposit accounts$1,831,000221
Trading account gains and fees$0148
Additional Noninterest Income$4,381,000311
Total noninterest expense$19,723,000285
Salaries and employee benefits$8,979,000302
Premises and equipment expense$2,385,000267
Additional noninterest expense$8,359,000257
Pre-tax net operating income$-1,438,0007,198
Securities gains (losses)$101,000906
Applicable income taxes$04,704
Income before extraordinary items$-1,337,0007,205
Extraordinary gains, net$019
Net income$-1,337,0007,205
Minority interest net income$078
Net income of bank and minority interests.$-1,337,0007,205
Net charge-offs$10,471,000110
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,438,0007,202
2011-12-31 (YTD Data)Rank
Total interest income$85,285,000337
Total interest expense$16,078,000346
Net interest income$69,207,000334
Provision for loan and lease losses$8,887,000462
Total noninterest income$20,264,000371
Gross Fiduciary activities income$6,817,000124
Service charges on deposit accounts$8,135,000207
Trading account gains and fees$0146
Additional Noninterest Income$5,312,000667
Total noninterest expense$80,817,000274
Salaries and employee benefits$33,123,000303
Premises and equipment expense$10,697,000245
Additional noninterest expense$36,997,000244
Pre-tax net operating income$-233,0006,261
Securities gains (losses)$631,000664
Applicable income taxes$04,719
Income before extraordinary items$398,0004,951
Extraordinary gains, net$029
Net income$398,0004,953
Minority interest net income$096
Net income of bank and minority interests.$398,0004,952
Net charge-offs$33,198,000166
Cash dividends$6,466,000340
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-233,0006,299
2011-09-30 (YTD Data)Rank
Total interest income$65,348,000332
Total interest expense$12,511,000350
Net interest income$52,837,000330
Provision for loan and lease losses$7,500,000413
Total noninterest income$17,106,000334
Gross Fiduciary activities income$5,156,000126
Service charges on deposit accounts$6,021,000208
Trading account gains and fees$0145
Additional Noninterest Income$5,929,000520
Total noninterest expense$61,374,000267
Salaries and employee benefits$24,870,000294
Premises and equipment expense$8,256,000239
Additional noninterest expense$28,248,000234
Pre-tax net operating income$1,069,0003,190
Securities gains (losses)$587,000572
Applicable income taxes$04,740
Income before extraordinary items$1,656,0002,143
Extraordinary gains, net$021
Net income$1,656,0002,143
Minority interest net income$087
Net income of bank and minority interests.$1,656,0002,144
Net charge-offs$23,956,000172
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,069,0002,831
2011-06-30 (YTD Data)Rank
Total interest income$44,339,000331
Total interest expense$8,745,000351
Net interest income$35,594,000329
Provision for loan and lease losses$4,500,000486
Total noninterest income$11,254,000341
Gross Fiduciary activities income$3,499,000128
Service charges on deposit accounts$3,864,000217
Trading account gains and fees$0153
Additional Noninterest Income$3,891,000527
Total noninterest expense$41,618,000268
Salaries and employee benefits$17,046,000289
Premises and equipment expense$5,583,000241
Additional noninterest expense$18,989,000233
Pre-tax net operating income$730,0003,110
Securities gains (losses)$651,000287
Applicable income taxes$04,697
Income before extraordinary items$1,381,0001,730
Extraordinary gains, net$015
Net income$1,381,0001,730
Minority interest net income$089
Net income of bank and minority interests.$1,381,0001,730
Net charge-offs$14,790,000195
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$730,0002,755
2011-03-31 (YTD Data)Rank
Total interest income$22,046,000336
Total interest expense$4,581,000350
Net interest income$17,465,000334
Provision for loan and lease losses$4,000,000296
Total noninterest income$6,824,000300
Gross Fiduciary activities income$1,784,000121
Service charges on deposit accounts$1,817,000229
Trading account gains and fees$0158
Additional Noninterest Income$3,223,000359
Total noninterest expense$21,804,000257
Salaries and employee benefits$8,706,000289
Premises and equipment expense$2,801,000248
Additional noninterest expense$10,297,000226
Pre-tax net operating income$-1,515,0007,350
Securities gains (losses)$139,000438
Applicable income taxes$04,545
Income before extraordinary items$-1,376,0007,351
Extraordinary gains, net$09
Net income$-1,376,0007,351
Minority interest net income$086
Net income of bank and minority interests.$-1,376,0007,352
Net charge-offs$7,180,000208
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,515,0007,362
2010-12-31 (YTD Data)Rank
Total interest income$106,424,000294
Total interest expense$22,969,000331
Net interest income$83,455,000279
Provision for loan and lease losses$89,668,000119
Total noninterest income$21,498,000379
Gross Fiduciary activities income$6,849,000121
Service charges on deposit accounts$8,562,000193
Trading account gains and fees$0175
Additional Noninterest Income$6,087,000642
Total noninterest expense$77,801,000280
Salaries and employee benefits$35,864,000270
Premises and equipment expense$11,320,000237
Additional noninterest expense$30,617,000281
Pre-tax net operating income$-62,516,0007,618
Securities gains (losses)$2,686,000199
Applicable income taxes$35,355,000105
Income before extraordinary items$-95,185,0007,628
Extraordinary gains, net$029
Net income$-95,185,0007,628
Minority interest net income$0111
Net income of bank and minority interests.$-95,185,0007,628
Net charge-offs$77,900,000127
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-97,871,0007,628
2010-09-30 (YTD Data)Rank
Total interest income$82,015,000286
Total interest expense$17,972,000330
Net interest income$64,043,000276
Provision for loan and lease losses$75,668,000109
Total noninterest income$31,436,000228
Gross Fiduciary activities income$5,255,000116
Service charges on deposit accounts$6,541,000192
Trading account gains and fees$0165
Additional Noninterest Income$19,640,000236
Total noninterest expense$72,326,000224
Salaries and employee benefits$26,524,000270
Premises and equipment expense$8,679,000233
Additional noninterest expense$37,123,000196
Pre-tax net operating income$-52,515,0007,726
Securities gains (losses)$2,333,000188
Applicable income taxes$-21,294,0007,741
Income before extraordinary items$-28,888,0007,696
Extraordinary gains, net$023
Net income$-28,888,0007,696
Minority interest net income$0110
Net income of bank and minority interests.$-28,888,0007,696
Net charge-offs$72,044,000110
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-30,381,1207,697
2010-06-30 (YTD Data)Rank
Total interest income$55,854,000286
Total interest expense$12,504,000331
Net interest income$43,350,000270
Provision for loan and lease losses$63,843,000100
Total noninterest income$17,361,000253
Gross Fiduciary activities income$3,509,000117
Service charges on deposit accounts$4,304,000196
Trading account gains and fees$0152
Additional Noninterest Income$9,548,000274
Total noninterest expense$49,302,000225
Salaries and employee benefits$17,537,000271
Premises and equipment expense$5,938,000224
Additional noninterest expense$25,827,000193
Pre-tax net operating income$-52,434,0007,798
Securities gains (losses)$1,715,000158
Applicable income taxes$-20,844,0007,812
Income before extraordinary items$-29,875,0007,778
Extraordinary gains, net$019
Net income$-29,875,0007,778
Minority interest net income$0105
Net income of bank and minority interests.$-29,875,0007,778
Net charge-offs$47,424,000116
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-30,972,6007,780
2010-03-31 (YTD Data)Rank
Total interest income$28,682,000289
Total interest expense$6,527,000340
Net interest income$22,155,000271
Provision for loan and lease losses$19,220,000141
Total noninterest income$8,268,000265
Gross Fiduciary activities income$1,657,000121
Service charges on deposit accounts$2,017,000208
Trading account gains and fees$0175
Additional Noninterest Income$4,594,000284
Total noninterest expense$24,315,000226
Salaries and employee benefits$8,807,000275
Premises and equipment expense$3,160,000215
Additional noninterest expense$12,348,000204
Pre-tax net operating income$-13,112,0007,866
Securities gains (losses)$02,284
Applicable income taxes$-5,625,0007,904
Income before extraordinary items$-7,487,0007,828
Extraordinary gains, net$016
Net income$-7,487,0007,829
Minority interest net income$091
Net income of bank and minority interests.$-7,487,0007,829
Net charge-offs$16,947,000149
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-7,487,0007,827
2009-12-31 (YTD Data)Rank
Total interest income$132,465,000265
Total interest expense$39,941,000284
Net interest income$92,524,000258
Provision for loan and lease losses$96,715,000153
Total noninterest income$39,290,000243
Gross Fiduciary activities income$7,768,000104
Service charges on deposit accounts$8,779,000214
Trading account gains and fees$0211
Additional Noninterest Income$22,743,000258
Total noninterest expense$142,148,000179
Salaries and employee benefits$38,615,000248
Premises and equipment expense$12,983,000202
Additional noninterest expense$90,550,000134
Pre-tax net operating income$-107,049,0007,931
Securities gains (losses)$3,755,000162
Applicable income taxes$-42,472,0007,963
Income before extraordinary items$-60,822,0007,894
Extraordinary gains, net$034
Net income$-60,822,0007,893
Minority interest net income$0115
Net income of bank and minority interests.$-60,822,0007,893
Net charge-offs$73,446,000151
Cash dividends$1,192,0001,448
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-63,225,2007,903
2009-09-30 (YTD Data)Rank
Total interest income$101,348,000273
Total interest expense$32,241,000291
Net interest income$69,107,000267
Provision for loan and lease losses$66,575,000173
Total noninterest income$27,930,000249
Gross Fiduciary activities income$5,801,000103
Service charges on deposit accounts$6,570,000212
Trading account gains and fees$0212
Additional Noninterest Income$15,559,000270
Total noninterest expense$120,361,000159
Salaries and employee benefits$29,277,000252
Premises and equipment expense$9,732,000209
Additional noninterest expense$81,352,000124
Pre-tax net operating income$-89,899,0008,027
Securities gains (losses)$1,768,000235
Applicable income taxes$-35,924,0008,055
Income before extraordinary items$-52,207,0007,993
Extraordinary gains, net$027
Net income$-52,207,0007,992
Minority interest net income$0118
Net income of bank and minority interests.$-52,207,0007,992
Net charge-offs$49,843,000169
Cash dividends$1,192,0001,082
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-53,338,5207,996
2009-06-30 (YTD Data)Rank
Total interest income$69,437,000275
Total interest expense$22,589,000291
Net interest income$46,848,000262
Provision for loan and lease losses$56,925,000146
Total noninterest income$18,174,000250
Gross Fiduciary activities income$3,760,000105
Service charges on deposit accounts$4,285,000216
Trading account gains and fees$0193
Additional Noninterest Income$10,129,000275
Total noninterest expense$100,565,000146
Salaries and employee benefits$20,069,000248
Premises and equipment expense$6,635,000208
Additional noninterest expense$73,861,000111
Pre-tax net operating income$-92,468,0008,137
Securities gains (losses)$1,314,000226
Applicable income taxes$-36,458,0008,155
Income before extraordinary items$-54,696,0008,114
Extraordinary gains, net$021
Net income$-54,696,0008,113
Minority interest net income$0112
Net income of bank and minority interests.$-54,696,0008,113
Net charge-offs$23,645,000209
Cash dividends$1,192,000764
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-55,536,9608,112
2009-03-31 (YTD Data)Rank
Total interest income$35,681,000271
Total interest expense$11,858,000290
Net interest income$23,823,000256
Provision for loan and lease losses$9,425,000266
Total noninterest income$9,293,000233
Gross Fiduciary activities income$1,904,000103
Service charges on deposit accounts$2,112,000215
Trading account gains and fees$0171
Additional Noninterest Income$5,277,000252
Total noninterest expense$20,537,000271
Salaries and employee benefits$10,657,000225
Premises and equipment expense$3,252,000217
Additional noninterest expense$6,628,000309
Pre-tax net operating income$3,154,000390
Securities gains (losses)$-77,0007,972
Applicable income taxes$638,000516
Income before extraordinary items$2,439,000395
Extraordinary gains, net$015
Net income$2,439,000396
Minority interest net income$0102
Net income of bank and minority interests.$2,439,000397
Net charge-offs$4,408,000342
Cash dividends$1,192,000376
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,499,830352
2008-12-31 (YTD Data)Rank
Total interest income$157,785,000259
Total interest expense$61,507,000271
Net interest income$96,278,000263
Provision for loan and lease losses$30,315,000264
Total noninterest income$33,349,000242
Gross Fiduciary activities income$8,125,000114
Service charges on deposit accounts$9,317,000203
Trading account gains and fees$0154
Additional Noninterest Income$15,907,000277
Total noninterest expense$77,022,000296
Salaries and employee benefits$42,935,000229
Premises and equipment expense$12,817,000214
Additional noninterest expense$21,270,000374
Pre-tax net operating income$22,290,000258
Securities gains (losses)$1,882,000133
Applicable income taxes$6,291,000266
Income before extraordinary items$17,881,000222
Extraordinary gains, net$039
Net income$17,881,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,918,000445
Cash dividends$11,171,000262
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$16,488,320256
2008-09-30 (YTD Data)Rank
Total interest income$120,106,000272
Total interest expense$49,056,000277
Net interest income$71,050,000278
Provision for loan and lease losses$9,100,000429
Total noninterest income$25,373,000253
Gross Fiduciary activities income$6,372,000113
Service charges on deposit accounts$6,911,000212
Trading account gains and fees$0148
Additional Noninterest Income$12,090,000293
Total noninterest expense$57,391,000293
Salaries and employee benefits$32,637,000234
Premises and equipment expense$9,526,000218
Additional noninterest expense$15,228,000361
Pre-tax net operating income$29,932,000203
Securities gains (losses)$1,363,000142
Applicable income taxes$9,788,000183
Income before extraordinary items$21,507,000191
Extraordinary gains, net$031
Net income$21,507,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,799,000453
Cash dividends$8,334,000276
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$20,566,530211
2008-06-30 (YTD Data)Rank
Total interest income$80,964,000275
Total interest expense$35,244,000273
Net interest income$45,720,000285
Provision for loan and lease losses$2,800,000629
Total noninterest income$17,566,000255
Gross Fiduciary activities income$4,405,000113
Service charges on deposit accounts$4,368,000220
Trading account gains and fees$0149
Additional Noninterest Income$8,793,000283
Total noninterest expense$38,567,000283
Salaries and employee benefits$22,404,000229
Premises and equipment expense$6,340,000223
Additional noninterest expense$9,823,000367
Pre-tax net operating income$21,919,000203
Securities gains (losses)$1,383,000147
Applicable income taxes$7,438,000196
Income before extraordinary items$15,864,000206
Extraordinary gains, net$021
Net income$15,864,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,091,000813
Cash dividends$5,509,000308
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$14,923,560210
2008-03-31 (YTD Data)Rank
Total interest income$40,766,000288
Total interest expense$19,261,000277
Net interest income$21,505,000298
Provision for loan and lease losses$900,000661
Total noninterest income$8,550,000265
Gross Fiduciary activities income$2,198,000114
Service charges on deposit accounts$2,055,000233
Trading account gains and fees$0158
Additional Noninterest Income$4,297,000298
Total noninterest expense$19,347,000275
Salaries and employee benefits$11,225,000229
Premises and equipment expense$3,208,000225
Additional noninterest expense$4,914,000348
Pre-tax net operating income$9,808,000235
Securities gains (losses)$308,000319
Applicable income taxes$3,118,000236
Income before extraordinary items$6,998,000236
Extraordinary gains, net$015
Net income$6,998,000236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$626,000616
Cash dividends$2,686,000329
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$6,785,480236
2007-12-31 (YTD Data)Rank
Total interest income$155,706,000306
Total interest expense$82,488,000271
Net interest income$73,218,000340
Provision for loan and lease losses$1,188,0001,256
Total noninterest income$31,254,000270
Gross Fiduciary activities income$8,666,000115
Service charges on deposit accounts$8,560,000219
Trading account gains and fees$0178
Additional Noninterest Income$14,028,000326
Total noninterest expense$63,500,000319
Salaries and employee benefits$36,766,000271
Premises and equipment expense$11,728,000230
Additional noninterest expense$15,006,000425
Pre-tax net operating income$39,784,000275
Securities gains (losses)$512,000264
Applicable income taxes$11,808,000286
Income before extraordinary items$28,488,000273
Extraordinary gains, net$039
Net income$28,488,000270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0001,587
Cash dividends$13,354,000327
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$28,124,480275
2007-09-30 (YTD Data)Rank
Total interest income$115,523,000308
Total interest expense$61,387,000276
Net interest income$54,136,000345
Provision for loan and lease losses$1,188,000781
Total noninterest income$23,298,000273
Gross Fiduciary activities income$6,272,000114
Service charges on deposit accounts$6,406,000213
Trading account gains and fees$0184
Additional Noninterest Income$10,620,000325
Total noninterest expense$47,379,000320
Salaries and employee benefits$27,589,000271
Premises and equipment expense$8,595,000234
Additional noninterest expense$11,195,000415
Pre-tax net operating income$28,867,000306
Securities gains (losses)$493,000238
Applicable income taxes$8,465,000329
Income before extraordinary items$20,895,000305
Extraordinary gains, net$033
Net income$20,895,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,163
Cash dividends$10,902,000312
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$20,544,970307
2007-06-30 (YTD Data)Rank
Total interest income$52,209,000434
Total interest expense$27,671,000399
Net interest income$24,538,000478
Provision for loan and lease losses$588,000908
Total noninterest income$13,288,000324
Gross Fiduciary activities income$4,409,000116
Service charges on deposit accounts$3,121,000293
Trading account gains and fees$0168
Additional Noninterest Income$5,758,000396
Total noninterest expense$23,121,000441
Salaries and employee benefits$13,300,000389
Premises and equipment expense$4,316,000334
Additional noninterest expense$5,505,000535
Pre-tax net operating income$14,117,000427
Securities gains (losses)$482,000185
Applicable income taxes$4,158,000443
Income before extraordinary items$10,441,000407
Extraordinary gains, net$029
Net income$10,441,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,913
Cash dividends$4,451,000468
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,093,960416
2007-03-31 (YTD Data)Rank
Total interest income$25,375,000443
Total interest expense$13,379,000401
Net interest income$11,996,000490
Provision for loan and lease losses$05,779
Total noninterest income$6,295,000334
Gross Fiduciary activities income$2,176,000112
Service charges on deposit accounts$1,529,000291
Trading account gains and fees$0195
Additional Noninterest Income$2,590,000423
Total noninterest expense$11,276,000450
Salaries and employee benefits$6,589,000401
Premises and equipment expense$2,098,000343
Additional noninterest expense$2,589,000552
Pre-tax net operating income$7,015,000424
Securities gains (losses)$482,000121
Applicable income taxes$2,201,000422
Income before extraordinary items$5,296,000396
Extraordinary gains, net$022
Net income$5,296,000395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$2,000,000446
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,953,780412
2006-12-31 (YTD Data)Rank
Total interest income$97,070,000425
Total interest expense$46,743,000391
Net interest income$50,327,000458
Provision for loan and lease losses$900,0001,140
Total noninterest income$24,434,000323
Gross Fiduciary activities income$7,595,000118
Service charges on deposit accounts$6,222,000280
Trading account gains and fees$0130
Additional Noninterest Income$10,617,000403
Total noninterest expense$44,493,000437
Salaries and employee benefits$25,375,000389
Premises and equipment expense$7,514,000354
Additional noninterest expense$11,604,000496
Pre-tax net operating income$29,368,000418
Securities gains (losses)$190,000395
Applicable income taxes$9,228,000415
Income before extraordinary items$20,330,000419
Extraordinary gains, net$051
Net income$20,330,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,822
Cash dividends$7,768,000487
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$20,198,900417
2006-09-30 (YTD Data)Rank
Total interest income$71,828,000441
Total interest expense$34,471,000397
Net interest income$37,357,000476
Provision for loan and lease losses$900,000830
Total noninterest income$17,931,000347
Gross Fiduciary activities income$5,494,000127
Service charges on deposit accounts$4,586,000293
Trading account gains and fees$0126
Additional Noninterest Income$7,851,000414
Total noninterest expense$33,069,000451
Salaries and employee benefits$19,091,000395
Premises and equipment expense$5,606,000361
Additional noninterest expense$8,372,000517
Pre-tax net operating income$21,319,000446
Securities gains (losses)$190,000342
Applicable income taxes$6,681,000453
Income before extraordinary items$14,828,000452
Extraordinary gains, net$045
Net income$14,828,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,317
Cash dividends$5,913,000456
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$14,696,900442
2006-06-30 (YTD Data)Rank
Total interest income$47,016,000438
Total interest expense$21,736,000397
Net interest income$25,280,000471
Provision for loan and lease losses$600,000813
Total noninterest income$12,021,000349
Gross Fiduciary activities income$3,787,000129
Service charges on deposit accounts$2,986,000291
Trading account gains and fees$0126
Additional Noninterest Income$5,248,000419
Total noninterest expense$21,995,000455
Salaries and employee benefits$12,710,000401
Premises and equipment expense$3,613,000375
Additional noninterest expense$5,672,000510
Pre-tax net operating income$14,706,000438
Securities gains (losses)$190,000272
Applicable income taxes$4,779,000433
Income before extraordinary items$10,117,000437
Extraordinary gains, net$039
Net income$10,117,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-141,0008,635
Cash dividends$4,000,000448
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,987,800435
2006-03-31 (YTD Data)Rank
Total interest income$22,932,000439
Total interest expense$10,225,000401
Net interest income$12,707,000461
Provision for loan and lease losses$300,000761
Total noninterest income$5,788,000349
Gross Fiduciary activities income$1,734,000134
Service charges on deposit accounts$1,464,000286
Trading account gains and fees$0115
Additional Noninterest Income$2,590,000422
Total noninterest expense$11,098,000450
Salaries and employee benefits$6,427,000398
Premises and equipment expense$1,822,000370
Additional noninterest expense$2,849,000510
Pre-tax net operating income$7,097,000436
Securities gains (losses)$0955
Applicable income taxes$2,146,000458
Income before extraordinary items$4,951,000440
Extraordinary gains, net$021
Net income$4,951,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,649
Cash dividends$1,780,000466
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,951,000432
2005-12-31 (YTD Data)Rank
Total interest income$81,523,000441
Total interest expense$29,934,000412
Net interest income$51,589,000444
Provision for loan and lease losses$-747,0008,764
Total noninterest income$24,561,000343
Gross Fiduciary activities income$6,644,000133
Service charges on deposit accounts$6,237,000272
Trading account gains and fees$0138
Additional Noninterest Income$11,680,000398
Total noninterest expense$43,389,000441
Salaries and employee benefits$26,239,000371
Premises and equipment expense$6,701,000380
Additional noninterest expense$10,449,000537
Pre-tax net operating income$33,508,000369
Securities gains (losses)$-10,0007,535
Applicable income taxes$11,422,000362
Income before extraordinary items$22,076,000397
Extraordinary gains, net$046
Net income$22,076,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$8,788,000426
Sale, conversion, retirement of capital stock, net$0934
Net operating income$22,082,600386
2005-09-30 (YTD Data)Rank
Total interest income$58,973,000440
Total interest expense$20,774,000417
Net interest income$38,199,000448
Provision for loan and lease losses$263,0002,450
Total noninterest income$18,293,000342
Gross Fiduciary activities income$4,858,000131
Service charges on deposit accounts$4,618,000273
Trading account gains and fees$0126
Additional Noninterest Income$8,817,000396
Total noninterest expense$32,475,000433
Salaries and employee benefits$19,687,000365
Premises and equipment expense$4,915,000386
Additional noninterest expense$7,873,000533
Pre-tax net operating income$23,754,000384
Securities gains (losses)$-1,0007,299
Applicable income taxes$8,054,000384
Income before extraordinary items$15,699,000408
Extraordinary gains, net$035
Net income$15,699,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,204
Cash dividends$6,210,000402
Sale, conversion, retirement of capital stock, net$0769
Net operating income$15,699,660398
2005-06-30 (YTD Data)Rank
Total interest income$37,979,000445
Total interest expense$12,899,000414
Net interest income$25,080,000450
Provision for loan and lease losses$113,0003,193
Total noninterest income$11,913,000342
Gross Fiduciary activities income$3,281,000131
Service charges on deposit accounts$2,966,000275
Trading account gains and fees$0116
Additional Noninterest Income$5,666,000404
Total noninterest expense$21,444,000435
Salaries and employee benefits$13,170,000363
Premises and equipment expense$3,021,000406
Additional noninterest expense$5,253,000530
Pre-tax net operating income$15,436,000387
Securities gains (losses)$-1,0007,609
Applicable income taxes$5,226,000390
Income before extraordinary items$10,209,000409
Extraordinary gains, net$030
Net income$10,209,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,269
Cash dividends$3,875,000413
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,209,660400
2005-03-31 (YTD Data)Rank
Total interest income$18,158,000446
Total interest expense$5,915,000428
Net interest income$12,243,000454
Provision for loan and lease losses$-37,0008,782
Total noninterest income$5,758,000341
Gross Fiduciary activities income$1,649,000135
Service charges on deposit accounts$1,375,000281
Trading account gains and fees$0115
Additional Noninterest Income$2,734,000393
Total noninterest expense$10,682,000432
Salaries and employee benefits$6,660,000354
Premises and equipment expense$1,370,000451
Additional noninterest expense$2,652,000526
Pre-tax net operating income$7,356,000400
Securities gains (losses)$-3,0008,297
Applicable income taxes$2,465,000404
Income before extraordinary items$4,888,000408
Extraordinary gains, net$024
Net income$4,888,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$1,775,000409
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,889,980400
2004-12-31 (YTD Data)Rank
Total interest income$65,432,000457
Total interest expense$17,410,000481
Net interest income$48,022,000437
Provision for loan and lease losses$-1,925,0008,947
Total noninterest income$22,277,000362
Gross Fiduciary activities income$5,807,000138
Service charges on deposit accounts$5,857,000289
Trading account gains and fees$0138
Additional Noninterest Income$10,613,000396
Total noninterest expense$40,705,000444
Salaries and employee benefits$24,869,000368
Premises and equipment expense$6,478,000371
Additional noninterest expense$9,358,000584
Pre-tax net operating income$31,519,000356
Securities gains (losses)$335,000590
Applicable income taxes$10,925,000350
Income before extraordinary items$20,929,000380
Extraordinary gains, net$034
Net income$20,929,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-353,0008,925
Cash dividends$7,810,000430
Sale, conversion, retirement of capital stock, net$0872
Net operating income$20,707,900366
2004-09-30 (YTD Data)Rank
Total interest income$48,078,000459
Total interest expense$12,247,000498
Net interest income$35,831,000438
Provision for loan and lease losses$07,100
Total noninterest income$16,506,000373
Gross Fiduciary activities income$4,322,000135
Service charges on deposit accounts$4,290,000302
Trading account gains and fees$0134
Additional Noninterest Income$7,894,000405
Total noninterest expense$30,452,000447
Salaries and employee benefits$18,776,000366
Premises and equipment expense$4,773,000378
Additional noninterest expense$6,903,000586
Pre-tax net operating income$21,885,000379
Securities gains (losses)$325,000566
Applicable income taxes$7,573,000368
Income before extraordinary items$14,637,000396
Extraordinary gains, net$026
Net income$14,637,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,006
Cash dividends$5,870,000404
Sale, conversion, retirement of capital stock, net$0738
Net operating income$14,422,500389
2004-06-30 (YTD Data)Rank
Total interest income$31,798,000454
Total interest expense$7,812,000510
Net interest income$23,986,000431
Provision for loan and lease losses$06,885
Total noninterest income$10,835,000374
Gross Fiduciary activities income$2,864,000140
Service charges on deposit accounts$2,734,000310
Trading account gains and fees$0130
Additional Noninterest Income$5,237,000402
Total noninterest expense$20,116,000449
Salaries and employee benefits$12,459,000370
Premises and equipment expense$3,192,000371
Additional noninterest expense$4,465,000594
Pre-tax net operating income$14,705,000377
Securities gains (losses)$266,000535
Applicable income taxes$5,147,000370
Income before extraordinary items$9,824,000390
Extraordinary gains, net$021
Net income$9,824,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-123,0008,919
Cash dividends$3,930,000409
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,648,440384
2004-03-31 (YTD Data)Rank
Total interest income$15,811,000460
Total interest expense$3,838,000530
Net interest income$11,973,000435
Provision for loan and lease losses$06,501
Total noninterest income$4,984,000387
Gross Fiduciary activities income$1,373,000147
Service charges on deposit accounts$1,329,000319
Trading account gains and fees$0121
Additional Noninterest Income$2,282,000436
Total noninterest expense$10,024,000453
Salaries and employee benefits$6,238,000377
Premises and equipment expense$1,516,000397
Additional noninterest expense$2,270,000577
Pre-tax net operating income$6,933,000386
Securities gains (losses)$517,000256
Applicable income taxes$2,597,000370
Income before extraordinary items$4,853,000400
Extraordinary gains, net$016
Net income$4,853,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,901
Cash dividends$1,830,000395
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,516,950395
2003-12-31 (YTD Data)Rank
Total interest income$60,680,000474
Total interest expense$16,391,000553
Net interest income$44,289,000457
Provision for loan and lease losses$2,231,000598
Total noninterest income$26,248,000338
Gross Fiduciary activities income$5,393,000147
Service charges on deposit accounts$5,465,000305
Trading account gains and fees$0160
Additional Noninterest Income$15,390,000336
Total noninterest expense$41,043,000446
Salaries and employee benefits$26,206,000354
Premises and equipment expense$5,899,000408
Additional noninterest expense$8,938,000612
Pre-tax net operating income$27,263,000376
Securities gains (losses)$128,0001,679
Applicable income taxes$9,845,000372
Income before extraordinary items$17,546,000418
Extraordinary gains, net$054
Net income$17,546,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,838
Cash dividends$6,998,000486
Sale, conversion, retirement of capital stock, net$0868
Net operating income$17,464,080401
2003-09-30 (YTD Data)Rank
Total interest income$45,070,000490
Total interest expense$12,556,000567
Net interest income$32,514,000477
Provision for loan and lease losses$1,781,000577
Total noninterest income$21,006,000338
Gross Fiduciary activities income$4,044,000152
Service charges on deposit accounts$3,984,000325
Trading account gains and fees$0153
Additional Noninterest Income$12,978,000336
Total noninterest expense$31,290,000447
Salaries and employee benefits$20,214,000347
Premises and equipment expense$4,401,000416
Additional noninterest expense$6,675,000620
Pre-tax net operating income$20,449,000389
Securities gains (losses)$125,0001,554
Applicable income taxes$7,385,000390
Income before extraordinary items$13,189,000433
Extraordinary gains, net$040
Net income$13,189,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$506,0001,156
Cash dividends$5,298,000464
Sale, conversion, retirement of capital stock, net$0722
Net operating income$13,109,000405
2003-06-30 (YTD Data)Rank
Total interest income$29,613,000505
Total interest expense$8,609,000574
Net interest income$21,004,000489
Provision for loan and lease losses$1,208,000556
Total noninterest income$13,991,000339
Gross Fiduciary activities income$2,643,000160
Service charges on deposit accounts$2,527,000341
Trading account gains and fees$0150
Additional Noninterest Income$8,821,000337
Total noninterest expense$20,534,000455
Salaries and employee benefits$13,333,000350
Premises and equipment expense$3,135,000398
Additional noninterest expense$4,066,000664
Pre-tax net operating income$13,253,000397
Securities gains (losses)$35,0002,261
Applicable income taxes$4,752,000405
Income before extraordinary items$8,536,000448
Extraordinary gains, net$030
Net income$8,536,000448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,000899
Cash dividends$3,358,000472
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,513,600417
2003-03-31 (YTD Data)Rank
Total interest income$14,418,000523
Total interest expense$4,340,000578
Net interest income$10,078,000504
Provision for loan and lease losses$600,000538
Total noninterest income$6,715,000352
Gross Fiduciary activities income$1,260,000167
Service charges on deposit accounts$1,266,000332
Trading account gains and fees$0134
Additional Noninterest Income$4,189,000354
Total noninterest expense$10,071,000457
Salaries and employee benefits$6,601,000352
Premises and equipment expense$1,527,000406
Additional noninterest expense$1,943,000668
Pre-tax net operating income$6,122,000418
Securities gains (losses)$30,0001,696
Applicable income taxes$2,183,000436
Income before extraordinary items$3,969,000471
Extraordinary gains, net$021
Net income$3,969,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000699
Cash dividends$1,358,000525
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,949,500444
2002-12-31 (YTD Data)Rank
Total interest income$59,241,000538
Total interest expense$18,585,000610
Net interest income$40,656,000503
Provision for loan and lease losses$2,680,000597
Total noninterest income$22,880,000363
Gross Fiduciary activities income$5,068,000163
Service charges on deposit accounts$4,523,000357
Trading account gains and fees$0153
Additional Noninterest Income$13,289,000373
Total noninterest expense$36,861,000474
Salaries and employee benefits$22,893,000376
Premises and equipment expense$5,691,000424
Additional noninterest expense$8,277,000648
Pre-tax net operating income$23,995,000405
Securities gains (losses)$51,0002,387
Applicable income taxes$8,511,000402
Income before extraordinary items$15,535,000448
Extraordinary gains, net$070
Net income$15,535,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,886
Cash dividends$7,835,000437
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,501,850424
2001-12-31 (YTD Data)Rank
Total interest income$56,726,000619
Total interest expense$22,903,000731
Net interest income$33,823,000551
Provision for loan and lease losses$2,450,000598
Total noninterest income$11,394,000553
Gross Fiduciary activities income$5,041,000165
Service charges on deposit accounts$3,692,000411
Trading account gains and fees$0177
Additional Noninterest Income$2,661,0001,026
Total noninterest expense$25,252,000638
Salaries and employee benefits$14,593,000538
Premises and equipment expense$4,943,000466
Additional noninterest expense$5,716,000860
Pre-tax net operating income$17,515,000479
Securities gains (losses)$269,000959
Applicable income taxes$6,215,000471
Income before extraordinary items$11,569,000515
Extraordinary gains, net$0105
Net income$11,569,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$834,0001,069
Cash dividends$4,640,000655
Sale, conversion, retirement of capital stock, net$0922
Net operating income$11,394,150499
2000-12-31 (YTD Data)Rank
Total interest income$51,897,000705
Total interest expense$23,466,000771
Net interest income$28,431,000636
Provision for loan and lease losses$1,050,0001,019
Total noninterest income$9,898,000589
Gross Fiduciary activities income$5,115,000162
Service charges on deposit accounts$2,719,000497
Trading account gains and fees$0180
Additional Noninterest Income$2,064,0001,108
Total noninterest expense$23,177,000679
Salaries and employee benefits$13,555,000539
Premises and equipment expense$4,053,000547
Additional noninterest expense$5,569,000882
Pre-tax net operating income$14,102,000595
Securities gains (losses)$2,0001,609
Applicable income taxes$4,279,000614
Income before extraordinary items$9,825,000584
Extraordinary gains, net$038
Net income$9,825,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,169
Cash dividends$3,968,000764
Sale, conversion, retirement of capital stock, net$0969
Net operating income$9,823,600578
1999-12-31 (YTD Data)Rank
Total interest income$44,107,000769
Total interest expense$18,671,000843
Net interest income$25,436,000717
Provision for loan and lease losses$600,0001,498
Total noninterest income$8,578,000675
Gross Fiduciary activities income$4,472,000208
Service charges on deposit accounts$2,329,000573
Trading account gains and fees$0173
Additional Noninterest Income$1,777,0001,249
Total noninterest expense$20,444,000750
Salaries and employee benefits$11,564,000621
Premises and equipment expense$3,930,000570
Additional noninterest expense$4,950,000964
Pre-tax net operating income$12,970,000675
Securities gains (losses)$03,155
Applicable income taxes$4,098,000687
Income before extraordinary items$8,872,000681
Extraordinary gains, net$035
Net income$8,872,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,424
Cash dividends$3,415,000877
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,872,000670
1998-12-31 (YTD Data)Rank
Total interest income$38,121,000880
Total interest expense$17,454,000907
Net interest income$20,667,000827
Provision for loan and lease losses$1,000,000970
Total noninterest income$7,198,000733
Gross Fiduciary activities income$4,154,000212
Service charges on deposit accounts$1,747,000704
Trading account gains and fees$0224
Additional Noninterest Income$1,297,0001,546
Total noninterest expense$17,405,000831
Salaries and employee benefits$9,463,000715
Premises and equipment expense$3,920,000563
Additional noninterest expense$4,022,0001,121
Pre-tax net operating income$9,460,000826
Securities gains (losses)$04,449
Applicable income taxes$2,927,000894
Income before extraordinary items$6,533,000841
Extraordinary gains, net$032
Net income$6,533,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,084
Cash dividends$7,345,000490
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,533,000805
1997-12-31 (YTD Data)Rank
Total interest income$36,963,000929
Total interest expense$17,700,000924
Net interest income$19,263,000929
Provision for loan and lease losses$1,030,000969
Total noninterest income$7,291,000714
Gross Fiduciary activities income$3,917,000221
Service charges on deposit accounts$1,767,000723
Trading account gains and fees$0239
Additional Noninterest Income$1,607,0001,272
Total noninterest expense$16,322,000872
Salaries and employee benefits$9,230,000745
Premises and equipment expense$3,241,000646
Additional noninterest expense$3,851,0001,147
Pre-tax net operating income$9,202,000875
Securities gains (losses)$03,944
Applicable income taxes$2,827,000978
Income before extraordinary items$6,375,000866
Extraordinary gains, net$044
Net income$6,375,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,032,000790
Cash dividends$2,530,0001,077
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,375,000845
1996-12-31 (YTD Data)Rank
Total interest income$31,137,0001,109
Total interest expense$13,969,0001,174
Net interest income$17,168,0001,052
Provision for loan and lease losses$360,0002,253
Total noninterest income$6,313,000815
Gross Fiduciary activities income$3,710,000256
Service charges on deposit accounts$1,520,000870
Trading account gains and fees$0262
Additional Noninterest Income$1,083,0001,708
Total noninterest expense$13,495,0001,099
Salaries and employee benefits$7,450,000915
Premises and equipment expense$2,746,000794
Additional noninterest expense$3,299,0001,591
Pre-tax net operating income$9,626,000814
Securities gains (losses)$04,148
Applicable income taxes$2,859,000907
Income before extraordinary items$6,767,000800
Extraordinary gains, net$053
Net income$6,767,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,00011,037
Cash dividends$2,645,0001,049
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,767,000778
1995-12-31 (YTD Data)Rank
Total interest income$29,807,0001,166
Total interest expense$13,586,0001,220
Net interest income$16,221,0001,135
Provision for loan and lease losses$210,0002,900
Total noninterest income$5,206,000936
Gross Fiduciary activities income$2,899,000301
Service charges on deposit accounts$1,311,0001,019
Trading account gains and fees$0522
Additional Noninterest Income$996,0001,807
Total noninterest expense$13,021,0001,142
Salaries and employee benefits$7,168,000955
Premises and equipment expense$2,242,000959
Additional noninterest expense$3,611,0001,453
Pre-tax net operating income$8,196,000959
Securities gains (losses)$03,831
Applicable income taxes$2,278,0001,130
Income before extraordinary items$5,918,000918
Extraordinary gains, net$065
Net income$5,918,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,210
Cash dividends$2,396,0001,098
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,918,000914
1994-12-31 (YTD Data)Rank
Total interest income$25,779,0001,215
Total interest expense$10,471,0001,257
Net interest income$15,308,0001,192
Provision for loan and lease losses$60,0005,594
Total noninterest income$4,744,000958
Gross Fiduciary activities income$2,506,000322
Service charges on deposit accounts$1,364,000968
Trading account gains and fees$0475
Additional Noninterest Income$874,0002,013
Total noninterest expense$13,286,0001,132
Salaries and employee benefits$6,362,0001,059
Premises and equipment expense$2,380,000902
Additional noninterest expense$4,544,0001,274
Pre-tax net operating income$6,706,0001,131
Securities gains (losses)$1,0003,293
Applicable income taxes$1,681,0001,398
Income before extraordinary items$5,026,0001,012
Extraordinary gains, net$0249
Net income$5,026,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-477,00012,533
Cash dividends$3,899,000674
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,025,2501,025
1993-12-31 (YTD Data)Rank
Total interest income$24,387,0001,292
Total interest expense$10,321,0001,301
Net interest income$14,066,0001,280
Provision for loan and lease losses$240,0003,470
Total noninterest income$4,498,0001,073
Gross Fiduciary activities income$2,251,000355
Service charges on deposit accounts$1,208,0001,112
Trading account gains and fees$0532
Additional Noninterest Income$1,039,0001,981
Total noninterest expense$12,240,0001,263
Salaries and employee benefits$6,530,0001,054
Premises and equipment expense$1,965,0001,091
Additional noninterest expense$3,745,0001,606
Pre-tax net operating income$6,084,0001,146
Securities gains (losses)$07,477
Applicable income taxes$1,208,0001,906
Income before extraordinary items$4,876,0001,065
Extraordinary gains, net$03,149
Net income$4,876,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0001,732
Cash dividends$1,613,0001,205
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,876,000992
1992-12-31 (YTD Data)Rank
Total interest income$24,434,0001,496
Total interest expense$12,084,0001,467
Net interest income$12,350,0001,491
Provision for loan and lease losses$150,0006,067
Total noninterest income$4,252,0001,099
Gross Fiduciary activities income$2,218,000362
Service charges on deposit accounts$1,092,0001,220
Trading account gains and fees$0504
Additional Noninterest Income$942,0002,084
Total noninterest expense$11,160,0001,393
Salaries and employee benefits$5,840,0001,148
Premises and equipment expense$1,679,0001,306
Additional noninterest expense$3,641,0001,705
Pre-tax net operating income$5,292,0001,215
Securities gains (losses)$55,0003,959
Applicable income taxes$1,041,0002,031
Income before extraordinary items$4,306,0001,093
Extraordinary gains, net$01,422
Net income$4,306,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,00013,727
Cash dividends$1,959,000877
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,261,4501,015

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.