Home > Ohnward Bank & Trust > Income and Expense

Ohnward Bank & Trust, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$19,070,000	1,952
Total interest expense	$6,237,000	1,781
Net interest income	$12,833,000	2,026
Provision for loan and lease losses	$181,000	2,070
Total noninterest income	$1,325,000	2,425
Gross Fiduciary activities income	$49,000	771
Service charges on deposit accounts	$218,000	2,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	2,228
Total noninterest expense	$8,669,000	2,210
Salaries and employee benefits	$5,271,000	2,124
Premises and equipment expense	$758,000	2,375
Additional noninterest expense	$1,058,000	2,228
Pre-tax net operating income	$5,308,000	1,846
Securities gains (losses)	$24,000	616
Applicable income taxes	$1,220,000	1,307
Income before extraordinary items	$4,112,000	1,960
Extraordinary gains, net	$0	54
Net income	$4,112,000	1,984
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,112,000	1,963
Net charge-offs	$3,000	2,678
Cash dividends	$700,000	2,485
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,093,040	2,001
2023-09-30 (YTD Data)		Rank
Total interest income	$13,761,000	1,974
Total interest expense	$4,194,000	1,780
Net interest income	$9,567,000	2,046
Provision for loan and lease losses	$136,000	1,932
Total noninterest income	$957,000	2,461
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$163,000	2,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$794,000	2,219
Total noninterest expense	$6,407,000	2,225
Salaries and employee benefits	$3,964,000	2,105
Premises and equipment expense	$558,000	2,414
Additional noninterest expense	$794,000	2,219
Pre-tax net operating income	$3,981,000	1,910
Securities gains (losses)	$12,000	577
Applicable income taxes	$911,000	1,346
Income before extraordinary items	$3,082,000	2,024
Extraordinary gains, net	$0	52
Net income	$3,082,000	2,043
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,082,000	2,024
Net charge-offs	$3,000	2,411
Cash dividends	$350,000	2,484
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,072,520	2,049
2023-06-30 (YTD Data)		Rank
Total interest income	$8,873,000	1,993
Total interest expense	$2,456,000	1,780
Net interest income	$6,417,000	2,063
Provision for loan and lease losses	$90,000	1,868
Total noninterest income	$648,000	2,396
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$101,000	2,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$547,000	2,107
Total noninterest expense	$4,233,000	2,234
Salaries and employee benefits	$2,648,000	2,106
Premises and equipment expense	$355,000	2,465
Additional noninterest expense	$547,000	2,104
Pre-tax net operating income	$2,742,000	1,855
Securities gains (losses)	$9,000	660
Applicable income taxes	$628,000	1,332
Income before extraordinary items	$2,123,000	1,989
Extraordinary gains, net	$0	51
Net income	$2,123,000	2,013
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,123,000	1,989
Net charge-offs	$3,000	2,145
Cash dividends	$350,000	2,208
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,115,890	2,000
2023-03-31 (YTD Data)		Rank
Total interest income	$4,308,000	2,009
Total interest expense	$1,020,000	1,809
Net interest income	$3,288,000	2,038
Provision for loan and lease losses	$45,000	1,736
Total noninterest income	$300,000	2,486
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$49,000	2,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$251,000	2,184
Total noninterest expense	$2,082,000	2,286
Salaries and employee benefits	$1,323,000	2,142
Premises and equipment expense	$175,000	2,527
Additional noninterest expense	$251,000	2,184
Pre-tax net operating income	$1,461,000	1,825
Securities gains (losses)	$0	950
Applicable income taxes	$336,000	1,295
Income before extraordinary items	$1,125,000	1,950
Extraordinary gains, net	$0	4
Net income	$1,125,000	1,950
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,125,000	1,950
Net charge-offs	$12,000	1,306
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,125,000	1,972
2022-12-31 (YTD Data)		Rank
Total interest income	$15,253,000	1,930
Total interest expense	$1,868,000	1,672
Net interest income	$13,385,000	1,946
Provision for loan and lease losses	$-398,000	4,506
Total noninterest income	$1,447,000	2,383
Gross Fiduciary activities income	$56,000	787
Service charges on deposit accounts	$191,000	2,797
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	2,140
Total noninterest expense	$8,196,000	2,266
Salaries and employee benefits	$5,038,000	2,166
Premises and equipment expense	$753,000	2,399
Additional noninterest expense	$1,200,000	2,140
Pre-tax net operating income	$7,034,000	1,638
Securities gains (losses)	$-724,000	4,402
Applicable income taxes	$1,454,000	1,282
Income before extraordinary items	$4,856,000	1,856
Extraordinary gains, net	$0	5
Net income	$4,856,000	1,854
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,856,000	1,855
Net charge-offs	$38,000	1,675
Cash dividends	$700,000	2,447
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,427,960	1,759
2022-09-30 (YTD Data)		Rank
Total interest income	$10,908,000	1,939
Total interest expense	$1,092,000	1,659
Net interest income	$9,816,000	1,958
Provision for loan and lease losses	$136,000	1,694
Total noninterest income	$1,122,000	2,360
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$155,000	2,732
Trading account gains and fees	NA	NA
Additional Noninterest Income	$967,000	2,088
Total noninterest expense	$6,114,000	2,269
Salaries and employee benefits	$3,827,000	2,144
Premises and equipment expense	$530,000	2,482
Additional noninterest expense	$967,000	2,088
Pre-tax net operating income	$4,688,000	1,774
Securities gains (losses)	$-15,000	3,882
Applicable income taxes	$1,074,000	1,295
Income before extraordinary items	$3,599,000	1,855
Extraordinary gains, net	$0	4
Net income	$3,599,000	1,853
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,599,000	1,854
Net charge-offs	$34,000	1,380
Cash dividends	$350,000	2,423
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,610,850	1,883
2022-06-30 (YTD Data)		Rank
Total interest income	$6,963,000	1,955
Total interest expense	$638,000	1,645
Net interest income	$6,325,000	1,965
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$793,000	2,311
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$102,000	2,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$691,000	2,060
Total noninterest expense	$4,049,000	2,265
Salaries and employee benefits	$2,562,000	2,142
Premises and equipment expense	$308,000	2,686
Additional noninterest expense	$1,179,000	2,335
Pre-tax net operating income	$2,979,000	1,743
Securities gains (losses)	$-15,000	4,042
Applicable income taxes	$678,000	1,264
Income before extraordinary items	$2,286,000	1,824
Extraordinary gains, net	$0	4
Net income	$2,286,000	1,825
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,286,000	1,824
Net charge-offs	$25,000	1,244
Cash dividends	$350,000	2,138
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,297,850	1,858
2022-03-31 (YTD Data)		Rank
Total interest income	$3,410,000	1,927
Total interest expense	$335,000	1,520
Net interest income	$3,075,000	1,954
Provision for loan and lease losses	$45,000	1,393
Total noninterest income	$414,000	2,258
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$49,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	1,998
Total noninterest expense	$2,035,000	2,260
Salaries and employee benefits	$1,311,000	2,112
Premises and equipment expense	$151,000	2,737
Additional noninterest expense	$573,000	2,354
Pre-tax net operating income	$1,409,000	1,714
Securities gains (losses)	$-12,000	4,282
Applicable income taxes	$318,000	1,261
Income before extraordinary items	$1,079,000	1,826
Extraordinary gains, net	$0	4
Net income	$1,079,000	1,825
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,079,000	1,826
Net charge-offs	$37,000	768
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,088,480	1,836
2021-12-31 (YTD Data)		Rank
Total interest income	$13,559,000	2,011
Total interest expense	$1,772,000	1,460
Net interest income	$11,787,000	2,050
Provision for loan and lease losses	$182,000	1,794
Total noninterest income	$2,772,000	1,885
Gross Fiduciary activities income	$47,000	772
Service charges on deposit accounts	$166,000	2,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,559,000	1,646
Total noninterest expense	$9,020,000	2,113
Salaries and employee benefits	$5,936,000	1,949
Premises and equipment expense	$647,000	2,639
Additional noninterest expense	$2,437,000	2,281
Pre-tax net operating income	$5,357,000	1,957
Securities gains (losses)	$15,000	1,611
Applicable income taxes	$1,224,000	1,464
Income before extraordinary items	$4,148,000	2,107
Extraordinary gains, net	$0	10
Net income	$4,148,000	2,108
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,148,000	2,108
Net charge-offs	$-10,000	3,664
Cash dividends	$700,000	2,552
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,136,150	2,084
2021-09-30 (YTD Data)		Rank
Total interest income	$10,174,000	2,045
Total interest expense	$1,356,000	1,520
Net interest income	$8,818,000	2,086
Provision for loan and lease losses	$137,000	1,748
Total noninterest income	$2,293,000	1,831
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$120,000	2,955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,173,000	1,588
Total noninterest expense	$6,915,000	2,094
Salaries and employee benefits	$4,666,000	1,884
Premises and equipment expense	$446,000	2,773
Additional noninterest expense	$1,803,000	2,315
Pre-tax net operating income	$4,059,000	2,035
Securities gains (losses)	$11,000	1,610
Applicable income taxes	$933,000	1,517
Income before extraordinary items	$3,137,000	2,187
Extraordinary gains, net	$0	8
Net income	$3,137,000	2,186
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,137,000	2,187
Net charge-offs	$-6,000	3,495
Cash dividends	$350,000	2,567
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,128,310	2,164
2021-06-30 (YTD Data)		Rank
Total interest income	$6,799,000	2,035
Total interest expense	$921,000	1,555
Net interest income	$5,878,000	2,077
Provision for loan and lease losses	$91,000	1,753
Total noninterest income	$1,726,000	1,664
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$76,000	2,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,650,000	1,431
Total noninterest expense	$4,768,000	2,048
Salaries and employee benefits	$3,249,000	1,817
Premises and equipment expense	$287,000	2,831
Additional noninterest expense	$1,232,000	2,256
Pre-tax net operating income	$2,745,000	1,995
Securities gains (losses)	$0	1,818
Applicable income taxes	$630,000	1,495
Income before extraordinary items	$2,115,000	2,153
Extraordinary gains, net	$0	6
Net income	$2,115,000	2,153
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,115,000	2,153
Net charge-offs	$-2,000	3,249
Cash dividends	$350,000	2,236
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,115,000	2,117
2021-03-31 (YTD Data)		Rank
Total interest income	$3,324,000	2,061
Total interest expense	$479,000	1,570
Net interest income	$2,845,000	2,102
Provision for loan and lease losses	$45,000	1,795
Total noninterest income	$993,000	1,522
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$38,000	2,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	1,313
Total noninterest expense	$2,449,000	1,986
Salaries and employee benefits	$1,669,000	1,760
Premises and equipment expense	$148,000	2,797
Additional noninterest expense	$632,000	2,182
Pre-tax net operating income	$1,344,000	2,003
Securities gains (losses)	$0	1,392
Applicable income taxes	$307,000	1,488
Income before extraordinary items	$1,037,000	2,169
Extraordinary gains, net	$0	3
Net income	$1,037,000	2,168
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,037,000	2,169
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,037,000	2,127
2020-12-31 (YTD Data)		Rank
Total interest income	$14,319,000	1,958
Total interest expense	$2,635,000	1,653
Net interest income	$11,684,000	2,000
Provision for loan and lease losses	$853,000	1,772
Total noninterest income	$2,520,000	1,882
Gross Fiduciary activities income	$36,000	806
Service charges on deposit accounts	$176,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,308,000	1,659
Total noninterest expense	$8,410,000	2,187
Salaries and employee benefits	$5,506,000	2,018
Premises and equipment expense	$539,000	2,920
Additional noninterest expense	$2,365,000	2,276
Pre-tax net operating income	$4,941,000	1,799
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,125,000	1,344
Income before extraordinary items	$3,816,000	1,986
Extraordinary gains, net	$0	4
Net income	$3,816,000	1,985
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,816,000	1,986
Net charge-offs	$-5,000	4,126
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,816,000	1,933
2020-09-30 (YTD Data)		Rank
Total interest income	$11,010,000	1,940
Total interest expense	$2,092,000	1,658
Net interest income	$8,918,000	1,965
Provision for loan and lease losses	$807,000	1,542
Total noninterest income	$1,568,000	2,042
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$133,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,435,000	1,785
Total noninterest expense	$6,026,000	2,229
Salaries and employee benefits	$3,988,000	2,046
Premises and equipment expense	$403,000	2,946
Additional noninterest expense	$1,635,000	2,366
Pre-tax net operating income	$3,653,000	1,794
Securities gains (losses)	$0	2,494
Applicable income taxes	$830,000	1,331
Income before extraordinary items	$2,823,000	1,976
Extraordinary gains, net	$0	4
Net income	$2,823,000	1,975
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,823,000	1,976
Net charge-offs	$-7,000	4,165
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,823,000	1,921
2020-06-30 (YTD Data)		Rank
Total interest income	$7,526,000	1,922
Total interest expense	$1,505,000	1,639
Net interest income	$6,021,000	1,951
Provision for loan and lease losses	$761,000	1,257
Total noninterest income	$916,000	2,123
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$93,000	2,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$823,000	1,868
Total noninterest expense	$3,865,000	2,302
Salaries and employee benefits	$2,504,000	2,123
Premises and equipment expense	$268,000	2,940
Additional noninterest expense	$1,093,000	2,367
Pre-tax net operating income	$2,311,000	1,799
Securities gains (losses)	$0	2,249
Applicable income taxes	$520,000	1,313
Income before extraordinary items	$1,791,000	1,991
Extraordinary gains, net	$0	4
Net income	$1,791,000	1,992
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,791,000	1,992
Net charge-offs	$-6,000	4,173
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,791,000	1,951
2020-03-31 (YTD Data)		Rank
Total interest income	$3,375,000	2,064
Total interest expense	$833,000	1,647
Net interest income	$2,542,000	2,201
Provision for loan and lease losses	$66,000	2,307
Total noninterest income	$326,000	2,413
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$61,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	2,135
Total noninterest expense	$1,758,000	2,455
Salaries and employee benefits	$1,093,000	2,334
Premises and equipment expense	$142,000	2,869
Additional noninterest expense	$523,000	2,462
Pre-tax net operating income	$1,044,000	1,768
Securities gains (losses)	$0	1,705
Applicable income taxes	$233,000	1,270
Income before extraordinary items	$811,000	1,958
Extraordinary gains, net	$0	4
Net income	$811,000	1,958
Minority interest net income	$0	56
Net income of bank and minority interests.	$811,000	1,958
Net charge-offs	$-4,000	4,126
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$811,000	1,925
2019-12-31 (YTD Data)		Rank
Total interest income	$13,675,000	2,079
Total interest expense	$3,819,000	1,525
Net interest income	$9,856,000	2,270
Provision for loan and lease losses	$146,000	2,644
Total noninterest income	$1,029,000	2,783
Gross Fiduciary activities income	$32,000	832
Service charges on deposit accounts	$260,000	2,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$737,000	2,590
Total noninterest expense	$6,489,000	2,564
Salaries and employee benefits	$3,899,000	2,493
Premises and equipment expense	$582,000	2,846
Additional noninterest expense	$2,008,000	2,551
Pre-tax net operating income	$4,250,000	1,966
Securities gains (losses)	$0	2,379
Applicable income taxes	$945,000	1,471
Income before extraordinary items	$3,305,000	2,158
Extraordinary gains, net	$0	11
Net income	$3,305,000	2,160
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,305,000	2,160
Net charge-offs	$27,000	2,996
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,305,000	2,118
2019-09-30 (YTD Data)		Rank
Total interest income	$10,242,000	2,106
Total interest expense	$2,886,000	1,526
Net interest income	$7,356,000	2,309
Provision for loan and lease losses	$109,000	2,537
Total noninterest income	$684,000	2,958
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$194,000	2,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$490,000	2,756
Total noninterest expense	$4,753,000	2,626
Salaries and employee benefits	$2,875,000	2,543
Premises and equipment expense	$419,000	2,938
Additional noninterest expense	$1,459,000	2,604
Pre-tax net operating income	$3,178,000	2,034
Securities gains (losses)	$0	2,167
Applicable income taxes	$706,000	1,528
Income before extraordinary items	$2,472,000	2,214
Extraordinary gains, net	$0	11
Net income	$2,472,000	2,214
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,472,000	2,215
Net charge-offs	$26,000	2,592
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,472,000	2,177
2019-06-30 (YTD Data)		Rank
Total interest income	$6,699,000	2,129
Total interest expense	$1,868,000	1,540
Net interest income	$4,831,000	2,340
Provision for loan and lease losses	$72,000	2,468
Total noninterest income	$335,000	3,293
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$129,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	3,245
Total noninterest expense	$3,060,000	2,690
Salaries and employee benefits	$1,829,000	2,635
Premises and equipment expense	$274,000	2,989
Additional noninterest expense	$957,000	2,675
Pre-tax net operating income	$2,034,000	2,071
Securities gains (losses)	$0	1,702
Applicable income taxes	$448,000	1,532
Income before extraordinary items	$1,586,000	2,252
Extraordinary gains, net	$0	11
Net income	$1,586,000	2,252
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,586,000	2,252
Net charge-offs	$21,000	2,329
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,586,000	2,222
2019-03-31 (YTD Data)		Rank
Total interest income	$3,257,000	2,162
Total interest expense	$908,000	1,537
Net interest income	$2,349,000	2,396
Provision for loan and lease losses	$36,000	2,329
Total noninterest income	$108,000	3,853
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$67,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	4,138
Total noninterest expense	$1,490,000	2,756
Salaries and employee benefits	$908,000	2,664
Premises and equipment expense	$140,000	2,980
Additional noninterest expense	$442,000	2,807
Pre-tax net operating income	$931,000	2,151
Securities gains (losses)	$0	1,087
Applicable income taxes	$203,000	1,575
Income before extraordinary items	$728,000	2,315
Extraordinary gains, net	$0	5
Net income	$728,000	2,314
Minority interest net income	$0	52
Net income of bank and minority interests.	$728,000	2,314
Net charge-offs	$-2,000	4,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$728,000	2,297
2018-12-31 (YTD Data)		Rank
Total interest income	$11,796,000	2,239
Total interest expense	$2,738,000	1,531
Net interest income	$9,058,000	2,440
Provision for loan and lease losses	$146,000	2,673
Total noninterest income	$755,000	3,221
Gross Fiduciary activities income	$23,000	899
Service charges on deposit accounts	$283,000	2,833
Trading account gains and fees	$0	126
Additional Noninterest Income	$449,000	3,205
Total noninterest expense	$5,862,000	2,757
Salaries and employee benefits	$3,518,000	2,671
Premises and equipment expense	$573,000	2,915
Additional noninterest expense	$1,771,000	2,824
Pre-tax net operating income	$3,805,000	2,171
Securities gains (losses)	$0	1,125
Applicable income taxes	$824,000	1,561
Income before extraordinary items	$2,981,000	2,337
Extraordinary gains, net	$0	6
Net income	$2,981,000	2,336
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,981,000	2,336
Net charge-offs	$17,000	3,165
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,981,000	2,330
2018-09-30 (YTD Data)		Rank
Total interest income	$8,660,000	2,263
Total interest expense	$1,923,000	1,533
Net interest income	$6,737,000	2,460
Provision for loan and lease losses	$109,000	2,532
Total noninterest income	$549,000	3,289
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$217,000	2,828
Trading account gains and fees	$0	138
Additional Noninterest Income	$332,000	3,268
Total noninterest expense	$4,368,000	2,785
Salaries and employee benefits	$2,626,000	2,683
Premises and equipment expense	$439,000	2,904
Additional noninterest expense	$1,303,000	2,854
Pre-tax net operating income	$2,809,000	2,212
Securities gains (losses)	$0	1,118
Applicable income taxes	$609,000	1,620
Income before extraordinary items	$2,200,000	2,369
Extraordinary gains, net	$0	5
Net income	$2,200,000	2,368
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,200,000	2,368
Net charge-offs	$15,000	2,827
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,200,000	2,359
2018-06-30 (YTD Data)		Rank
Total interest income	$5,649,000	2,287
Total interest expense	$1,193,000	1,547
Net interest income	$4,456,000	2,468
Provision for loan and lease losses	$72,000	2,464
Total noninterest income	$368,000	3,290
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$147,000	2,790
Trading account gains and fees	$0	130
Additional Noninterest Income	$221,000	3,249
Total noninterest expense	$2,901,000	2,810
Salaries and employee benefits	$1,745,000	2,716
Premises and equipment expense	$291,000	2,930
Additional noninterest expense	$865,000	2,888
Pre-tax net operating income	$1,851,000	2,203
Securities gains (losses)	$0	961
Applicable income taxes	$400,000	1,612
Income before extraordinary items	$1,451,000	2,359
Extraordinary gains, net	$0	6
Net income	$1,451,000	2,358
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,451,000	2,358
Net charge-offs	$16,000	2,366
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,451,000	2,356
2018-03-31 (YTD Data)		Rank
Total interest income	$2,732,000	2,344
Total interest expense	$539,000	1,612
Net interest income	$2,193,000	2,498
Provision for loan and lease losses	$36,000	2,323
Total noninterest income	$177,000	3,347
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$70,000	2,885
Trading account gains and fees	$0	123
Additional Noninterest Income	$107,000	3,247
Total noninterest expense	$1,458,000	2,831
Salaries and employee benefits	$901,000	2,676
Premises and equipment expense	$147,000	2,936
Additional noninterest expense	$410,000	3,013
Pre-tax net operating income	$876,000	2,230
Securities gains (losses)	$0	735
Applicable income taxes	$188,000	1,626
Income before extraordinary items	$688,000	2,402
Extraordinary gains, net	$0	7
Net income	$688,000	2,401
Minority interest net income	$0	52
Net income of bank and minority interests.	$688,000	2,402
Net charge-offs	$9,000	2,006
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$688,000	2,392
2017-12-31 (YTD Data)		Rank
Total interest income	$10,166,000	2,417
Total interest expense	$1,819,000	1,651
Net interest income	$8,347,000	2,561
Provision for loan and lease losses	$146,000	2,692
Total noninterest income	$745,000	3,380
Gross Fiduciary activities income	$22,000	920
Service charges on deposit accounts	$297,000	2,883
Trading account gains and fees	$0	151
Additional Noninterest Income	$426,000	3,374
Total noninterest expense	$5,489,000	2,932
Salaries and employee benefits	$3,170,000	2,882
Premises and equipment expense	$636,000	2,827
Additional noninterest expense	$1,683,000	2,982
Pre-tax net operating income	$3,457,000	2,258
Securities gains (losses)	$-1,000	4,786
Applicable income taxes	$1,294,000	1,665
Income before extraordinary items	$2,162,000	2,554
Extraordinary gains, net	$0	9
Net income	$2,162,000	2,554
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,162,000	2,554
Net charge-offs	$9,000	3,713
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,162,640	2,538
2017-09-30 (YTD Data)		Rank
Total interest income	$7,530,000	2,445
Total interest expense	$1,309,000	1,686
Net interest income	$6,221,000	2,584
Provision for loan and lease losses	$109,000	2,587
Total noninterest income	$536,000	3,456
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$221,000	2,916
Trading account gains and fees	$0	145
Additional Noninterest Income	$315,000	3,407
Total noninterest expense	$4,015,000	2,999
Salaries and employee benefits	$2,323,000	2,940
Premises and equipment expense	$474,000	2,861
Additional noninterest expense	$1,218,000	3,061
Pre-tax net operating income	$2,633,000	2,274
Securities gains (losses)	$0	2,274
Applicable income taxes	$824,000	1,633
Income before extraordinary items	$1,809,000	2,567
Extraordinary gains, net	$0	9
Net income	$1,809,000	2,567
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,809,000	2,567
Net charge-offs	$-6,000	4,598
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,809,000	2,557
2017-06-30 (YTD Data)		Rank
Total interest income	$4,885,000	2,484
Total interest expense	$834,000	1,719
Net interest income	$4,051,000	2,623
Provision for loan and lease losses	$72,000	2,507
Total noninterest income	$357,000	3,463
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$142,000	2,971
Trading account gains and fees	$0	139
Additional Noninterest Income	$215,000	3,378
Total noninterest expense	$2,722,000	2,992
Salaries and employee benefits	$1,590,000	2,918
Premises and equipment expense	$325,000	2,809
Additional noninterest expense	$807,000	3,088
Pre-tax net operating income	$1,614,000	2,369
Securities gains (losses)	$0	1,906
Applicable income taxes	$494,000	1,709
Income before extraordinary items	$1,120,000	2,633
Extraordinary gains, net	$0	11
Net income	$1,120,000	2,632
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,120,000	2,633
Net charge-offs	$-2,000	4,300
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,120,000	2,617
2017-03-31 (YTD Data)		Rank
Total interest income	$2,389,000	2,516
Total interest expense	$404,000	1,741
Net interest income	$1,985,000	2,658
Provision for loan and lease losses	$36,000	2,328
Total noninterest income	$175,000	3,488
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$73,000	2,921
Trading account gains and fees	$0	142
Additional Noninterest Income	$102,000	3,444
Total noninterest expense	$1,332,000	3,054
Salaries and employee benefits	$797,000	2,956
Premises and equipment expense	$163,000	2,851
Additional noninterest expense	$372,000	3,260
Pre-tax net operating income	$792,000	2,306
Securities gains (losses)	$0	1,153
Applicable income taxes	$241,000	1,690
Income before extraordinary items	$551,000	2,609
Extraordinary gains, net	$0	8
Net income	$551,000	2,609
Minority interest net income	$0	55
Net income of bank and minority interests.	$551,000	2,609
Net charge-offs	$-1,000	3,990
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$551,000	2,587
2016-12-31 (YTD Data)		Rank
Total interest income	$9,393,000	2,534
Total interest expense	$1,570,000	1,746
Net interest income	$7,823,000	2,667
Provision for loan and lease losses	$145,000	2,772
Total noninterest income	$785,000	3,407
Gross Fiduciary activities income	$19,000	963
Service charges on deposit accounts	$285,000	3,021
Trading account gains and fees	$0	170
Additional Noninterest Income	$481,000	3,329
Total noninterest expense	$5,436,000	3,030
Salaries and employee benefits	$3,041,000	3,004
Premises and equipment expense	$676,000	2,797
Additional noninterest expense	$1,719,000	3,050
Pre-tax net operating income	$3,027,000	2,380
Securities gains (losses)	$0	3,212
Applicable income taxes	$957,000	1,688
Income before extraordinary items	$2,070,000	2,725
Extraordinary gains, net	$0	5
Net income	$2,070,000	2,722
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,070,000	2,724
Net charge-offs	$-9,000	4,966
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,070,000	2,672
2016-09-30 (YTD Data)		Rank
Total interest income	$7,037,000	2,543
Total interest expense	$1,158,000	1,770
Net interest income	$5,879,000	2,672
Provision for loan and lease losses	$108,000	2,656
Total noninterest income	$571,000	3,463
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$211,000	3,060
Trading account gains and fees	$0	169
Additional Noninterest Income	$360,000	3,334
Total noninterest expense	$4,018,000	3,054
Salaries and employee benefits	$2,285,000	2,992
Premises and equipment expense	$482,000	2,905
Additional noninterest expense	$1,251,000	3,124
Pre-tax net operating income	$2,324,000	2,373
Securities gains (losses)	$0	3,160
Applicable income taxes	$740,000	1,696
Income before extraordinary items	$1,584,000	2,735
Extraordinary gains, net	$0	5
Net income	$1,584,000	2,735
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,584,000	2,735
Net charge-offs	$1,000	3,867
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,584,000	2,677
2016-06-30 (YTD Data)		Rank
Total interest income	$4,639,000	2,573
Total interest expense	$755,000	1,804
Net interest income	$3,884,000	2,691
Provision for loan and lease losses	$72,000	2,589
Total noninterest income	$357,000	3,570
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$136,000	3,119
Trading account gains and fees	$0	157
Additional Noninterest Income	$221,000	3,459
Total noninterest expense	$2,660,000	3,080
Salaries and employee benefits	$1,535,000	2,998
Premises and equipment expense	$317,000	2,933
Additional noninterest expense	$808,000	3,206
Pre-tax net operating income	$1,509,000	2,388
Securities gains (losses)	$0	2,835
Applicable income taxes	$479,000	1,706
Income before extraordinary items	$1,030,000	2,745
Extraordinary gains, net	$0	16
Net income	$1,030,000	2,743
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,030,000	2,744
Net charge-offs	$-5,000	4,738
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,030,000	2,684
2016-03-31 (YTD Data)		Rank
Total interest income	$2,267,000	2,619
Total interest expense	$362,000	1,866
Net interest income	$1,905,000	2,723
Provision for loan and lease losses	$35,000	2,443
Total noninterest income	$175,000	3,573
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$70,000	3,056
Trading account gains and fees	$0	142
Additional Noninterest Income	$105,000	3,484
Total noninterest expense	$1,319,000	3,120
Salaries and employee benefits	$768,000	3,024
Premises and equipment expense	$160,000	2,945
Additional noninterest expense	$391,000	3,281
Pre-tax net operating income	$726,000	2,426
Securities gains (losses)	$0	2,077
Applicable income taxes	$229,000	1,726
Income before extraordinary items	$497,000	2,763
Extraordinary gains, net	$0	12
Net income	$497,000	2,762
Minority interest net income	$0	62
Net income of bank and minority interests.	$497,000	2,763
Net charge-offs	$-4,000	4,749
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$497,000	2,708
2015-12-31 (YTD Data)		Rank
Total interest income	$8,949,000	2,608
Total interest expense	$1,419,000	1,856
Net interest income	$7,530,000	2,715
Provision for loan and lease losses	$0	4,380
Total noninterest income	$874,000	3,303
Gross Fiduciary activities income	$25,000	964
Service charges on deposit accounts	$354,000	2,742
Trading account gains and fees	$0	159
Additional Noninterest Income	$495,000	3,298
Total noninterest expense	$5,293,000	3,097
Salaries and employee benefits	$2,986,000	3,036
Premises and equipment expense	$644,000	2,963
Additional noninterest expense	$1,663,000	3,181
Pre-tax net operating income	$3,111,000	2,266
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,006,000	1,583
Income before extraordinary items	$2,105,000	2,630
Extraordinary gains, net	$0	23
Net income	$2,105,000	2,631
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,105,000	2,632
Net charge-offs	$44,000	3,344
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,105,000	2,575
2015-09-30 (YTD Data)		Rank
Total interest income	$6,754,000	2,613
Total interest expense	$1,060,000	1,881
Net interest income	$5,694,000	2,723
Provision for loan and lease losses	$0	4,232
Total noninterest income	$660,000	3,309
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$269,000	2,733
Trading account gains and fees	$0	153
Additional Noninterest Income	$391,000	3,254
Total noninterest expense	$3,985,000	3,118
Salaries and employee benefits	$2,280,000	3,031
Premises and equipment expense	$464,000	3,086
Additional noninterest expense	$1,241,000	3,208
Pre-tax net operating income	$2,369,000	2,271
Securities gains (losses)	$0	3,031
Applicable income taxes	$767,000	1,625
Income before extraordinary items	$1,602,000	2,654
Extraordinary gains, net	$0	21
Net income	$1,602,000	2,654
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,602,000	2,655
Net charge-offs	$27,000	3,192
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,602,000	2,606
2015-06-30 (YTD Data)		Rank
Total interest income	$4,485,000	2,620
Total interest expense	$700,000	1,898
Net interest income	$3,785,000	2,729
Provision for loan and lease losses	$0	4,069
Total noninterest income	$431,000	3,339
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$170,000	2,794
Trading account gains and fees	$0	157
Additional Noninterest Income	$261,000	3,246
Total noninterest expense	$2,647,000	3,147
Salaries and employee benefits	$1,526,000	3,045
Premises and equipment expense	$309,000	3,096
Additional noninterest expense	$812,000	3,274
Pre-tax net operating income	$1,569,000	2,264
Securities gains (losses)	$0	2,636
Applicable income taxes	$508,000	1,610
Income before extraordinary items	$1,061,000	2,647
Extraordinary gains, net	$0	22
Net income	$1,061,000	2,649
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,061,000	2,649
Net charge-offs	$8,000	3,322
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,061,000	2,590
2015-03-31 (YTD Data)		Rank
Total interest income	$2,257,000	2,603
Total interest expense	$346,000	1,929
Net interest income	$1,911,000	2,702
Provision for loan and lease losses	$0	3,703
Total noninterest income	$201,000	3,425
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$72,000	3,080
Trading account gains and fees	$0	152
Additional Noninterest Income	$129,000	3,243
Total noninterest expense	$1,321,000	3,162
Salaries and employee benefits	$760,000	3,075
Premises and equipment expense	$156,000	3,116
Additional noninterest expense	$405,000	3,272
Pre-tax net operating income	$791,000	2,233
Securities gains (losses)	$0	2,027
Applicable income taxes	$256,000	1,592
Income before extraordinary items	$535,000	2,592
Extraordinary gains, net	$0	13
Net income	$535,000	2,595
Minority interest net income	$0	64
Net income of bank and minority interests.	$535,000	2,595
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$535,000	2,518
2014-12-31 (YTD Data)		Rank
Total interest income	$8,830,000	2,688
Total interest expense	$1,294,000	2,124
Net interest income	$7,536,000	2,759
Provision for loan and lease losses	$26,000	4,125
Total noninterest income	$769,000	3,554
Gross Fiduciary activities income	$15,000	1,039
Service charges on deposit accounts	$349,000	2,948
Trading account gains and fees	$0	180
Additional Noninterest Income	$405,000	3,582
Total noninterest expense	$5,315,000	3,180
Salaries and employee benefits	$3,047,000	3,038
Premises and equipment expense	$618,000	3,155
Additional noninterest expense	$1,650,000	3,321
Pre-tax net operating income	$2,964,000	2,299
Securities gains (losses)	$0	3,259
Applicable income taxes	$915,000	1,637
Income before extraordinary items	$2,049,000	2,657
Extraordinary gains, net	$0	17
Net income	$2,049,000	2,655
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,049,000	2,657
Net charge-offs	$107,000	3,120
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,049,000	2,608
2014-09-30 (YTD Data)		Rank
Total interest income	$6,586,000	2,721
Total interest expense	$942,000	2,210
Net interest income	$5,644,000	2,774
Provision for loan and lease losses	$26,000	3,821
Total noninterest income	$554,000	3,646
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$263,000	2,971
Trading account gains and fees	$0	174
Additional Noninterest Income	$291,000	3,685
Total noninterest expense	$3,874,000	3,262
Salaries and employee benefits	$2,168,000	3,177
Premises and equipment expense	$463,000	3,209
Additional noninterest expense	$1,243,000	3,312
Pre-tax net operating income	$2,298,000	2,282
Securities gains (losses)	$0	2,980
Applicable income taxes	$733,000	1,603
Income before extraordinary items	$1,565,000	2,656
Extraordinary gains, net	$0	15
Net income	$1,565,000	2,656
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,565,000	2,656
Net charge-offs	$14,000	4,011
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,565,000	2,613
2014-06-30 (YTD Data)		Rank
Total interest income	$4,354,000	2,737
Total interest expense	$614,000	2,281
Net interest income	$3,740,000	2,787
Provision for loan and lease losses	$26,000	3,479
Total noninterest income	$358,000	3,698
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$156,000	3,147
Trading account gains and fees	$0	172
Additional Noninterest Income	$202,000	3,609
Total noninterest expense	$2,614,000	3,245
Salaries and employee benefits	$1,442,000	3,204
Premises and equipment expense	$334,000	3,064
Additional noninterest expense	$838,000	3,305
Pre-tax net operating income	$1,458,000	2,324
Securities gains (losses)	$0	2,580
Applicable income taxes	$459,000	1,620
Income before extraordinary items	$999,000	2,642
Extraordinary gains, net	$0	20
Net income	$999,000	2,646
Minority interest net income	$0	80
Net income of bank and minority interests.	$999,000	2,646
Net charge-offs	$-6,000	5,507
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$999,000	2,601
2014-03-31 (YTD Data)		Rank
Total interest income	$2,174,000	2,730
Total interest expense	$297,000	2,381
Net interest income	$1,877,000	2,782
Provision for loan and lease losses	$25,000	2,805
Total noninterest income	$150,000	3,978
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$67,000	3,417
Trading account gains and fees	$0	147
Additional Noninterest Income	$83,000	3,842
Total noninterest expense	$1,326,000	3,235
Salaries and employee benefits	$718,000	3,234
Premises and equipment expense	$187,000	2,883
Additional noninterest expense	$421,000	3,289
Pre-tax net operating income	$676,000	2,385
Securities gains (losses)	$0	1,715
Applicable income taxes	$209,000	1,680
Income before extraordinary items	$467,000	2,698
Extraordinary gains, net	$0	16
Net income	$467,000	2,701
Minority interest net income	$0	66
Net income of bank and minority interests.	$467,000	2,701
Net charge-offs	$-18,000	5,996
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$467,000	2,655
2013-12-31 (YTD Data)		Rank
Total interest income	$8,303,000	2,859
Total interest expense	$1,343,000	2,373
Net interest income	$6,960,000	2,920
Provision for loan and lease losses	$164,000	3,193
Total noninterest income	$765,000	3,694
Gross Fiduciary activities income	$14,000	1,079
Service charges on deposit accounts	$311,000	3,292
Trading account gains and fees	$0	184
Additional Noninterest Income	$440,000	3,528
Total noninterest expense	$4,902,000	3,451
Salaries and employee benefits	$2,863,000	3,209
Premises and equipment expense	$546,000	3,528
Additional noninterest expense	$1,493,000	3,670
Pre-tax net operating income	$2,659,000	2,363
Securities gains (losses)	$4,000	2,846
Applicable income taxes	$840,000	1,637
Income before extraordinary items	$1,823,000	2,788
Extraordinary gains, net	$0	29
Net income	$1,823,000	2,790
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,823,000	2,791
Net charge-offs	$106,000	3,673
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,820,280	2,726
2013-09-30 (YTD Data)		Rank
Total interest income	$6,242,000	2,872
Total interest expense	$1,032,000	2,388
Net interest income	$5,210,000	2,934
Provision for loan and lease losses	$146,000	2,974
Total noninterest income	$570,000	3,789
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$226,000	3,371
Trading account gains and fees	$0	180
Additional Noninterest Income	$344,000	3,541
Total noninterest expense	$3,682,000	3,460
Salaries and employee benefits	$2,174,000	3,200
Premises and equipment expense	$453,000	3,327
Additional noninterest expense	$1,055,000	3,812
Pre-tax net operating income	$1,952,000	2,471
Securities gains (losses)	$4,000	2,720
Applicable income taxes	$616,000	1,710
Income before extraordinary items	$1,340,000	2,859
Extraordinary gains, net	$0	25
Net income	$1,340,000	2,863
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,340,000	2,863
Net charge-offs	$80,000	3,458
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,337,240	2,795
2013-06-30 (YTD Data)		Rank
Total interest income	$4,171,000	2,866
Total interest expense	$709,000	2,371
Net interest income	$3,462,000	2,942
Provision for loan and lease losses	$109,000	2,861
Total noninterest income	$403,000	3,704
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$148,000	3,378
Trading account gains and fees	$0	157
Additional Noninterest Income	$255,000	3,427
Total noninterest expense	$2,459,000	3,474
Salaries and employee benefits	$1,489,000	3,172
Premises and equipment expense	$294,000	3,409
Additional noninterest expense	$676,000	3,920
Pre-tax net operating income	$1,297,000	2,454
Securities gains (losses)	$4,000	2,503
Applicable income taxes	$408,000	1,723
Income before extraordinary items	$893,000	2,855
Extraordinary gains, net	$0	22
Net income	$893,000	2,859
Minority interest net income	$0	82
Net income of bank and minority interests.	$893,000	2,859
Net charge-offs	$61,000	3,190
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$890,240	2,766
2013-03-31 (YTD Data)		Rank
Total interest income	$2,067,000	2,904
Total interest expense	$367,000	2,370
Net interest income	$1,700,000	2,994
Provision for loan and lease losses	$54,000	2,753
Total noninterest income	$223,000	3,474
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$77,000	3,284
Trading account gains and fees	$0	148
Additional Noninterest Income	$146,000	3,212
Total noninterest expense	$1,281,000	3,393
Salaries and employee benefits	$779,000	3,110
Premises and equipment expense	$148,000	3,415
Additional noninterest expense	$354,000	3,810
Pre-tax net operating income	$588,000	2,593
Securities gains (losses)	$0	1,966
Applicable income taxes	$180,000	1,816
Income before extraordinary items	$408,000	2,990
Extraordinary gains, net	$0	10
Net income	$408,000	2,990
Minority interest net income	$0	76
Net income of bank and minority interests.	$408,000	2,992
Net charge-offs	$10,000	3,448
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$408,000	2,910
2012-12-31 (YTD Data)		Rank
Total interest income	$8,251,000	3,027
Total interest expense	$1,896,000	2,226
Net interest income	$6,355,000	3,230
Provision for loan and lease losses	$109,000	4,604
Total noninterest income	$745,000	3,778
Gross Fiduciary activities income	$78,000	920
Service charges on deposit accounts	$335,000	3,280
Trading account gains and fees	$0	166
Additional Noninterest Income	$332,000	3,905
Total noninterest expense	$4,681,000	3,652
Salaries and employee benefits	$2,780,000	3,300
Premises and equipment expense	$551,000	3,582
Additional noninterest expense	$1,350,000	4,043
Pre-tax net operating income	$2,310,000	2,545
Securities gains (losses)	$0	3,810
Applicable income taxes	$702,000	1,835
Income before extraordinary items	$1,608,000	2,992
Extraordinary gains, net	$0	29
Net income	$1,608,000	2,993
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,608,000	2,994
Net charge-offs	$143,000	4,097
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,608,000	2,856
2012-09-30 (YTD Data)		Rank
Total interest income	$6,232,000	3,074
Total interest expense	$1,494,000	2,217
Net interest income	$4,738,000	3,294
Provision for loan and lease losses	$81,000	4,583
Total noninterest income	$474,000	4,105
Gross Fiduciary activities income	$67,000	888
Service charges on deposit accounts	$250,000	3,327
Trading account gains and fees	$0	157
Additional Noninterest Income	$157,000	4,574
Total noninterest expense	$3,439,000	3,724
Salaries and employee benefits	$2,066,000	3,340
Premises and equipment expense	$380,000	3,832
Additional noninterest expense	$993,000	4,114
Pre-tax net operating income	$1,692,000	2,666
Securities gains (losses)	$0	3,575
Applicable income taxes	$510,000	1,924
Income before extraordinary items	$1,182,000	3,112
Extraordinary gains, net	$0	20
Net income	$1,182,000	3,111
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,182,000	3,110
Net charge-offs	$149,000	3,607
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,182,000	2,958
2012-06-30 (YTD Data)		Rank
Total interest income	$4,213,000	3,061
Total interest expense	$1,036,000	2,220
Net interest income	$3,177,000	3,283
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$324,000	4,055
Gross Fiduciary activities income	$8,000	1,072
Service charges on deposit accounts	$159,000	3,403
Trading account gains and fees	$0	153
Additional Noninterest Income	$157,000	4,002
Total noninterest expense	$2,346,000	3,683
Salaries and employee benefits	$1,381,000	3,356
Premises and equipment expense	$254,000	3,821
Additional noninterest expense	$711,000	3,944
Pre-tax net operating income	$1,095,000	2,682
Securities gains (losses)	$0	3,178
Applicable income taxes	$326,000	1,962
Income before extraordinary items	$769,000	3,127
Extraordinary gains, net	$0	19
Net income	$769,000	3,126
Minority interest net income	$0	84
Net income of bank and minority interests.	$769,000	3,127
Net charge-offs	$19,000	4,674
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$769,000	2,971
2012-03-31 (YTD Data)		Rank
Total interest income	$2,131,000	3,051
Total interest expense	$550,000	2,177
Net interest income	$1,581,000	3,311
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$148,000	4,264
Gross Fiduciary activities income	$8,000	1,001
Service charges on deposit accounts	$77,000	3,452
Trading account gains and fees	$0	148
Additional Noninterest Income	$63,000	4,373
Total noninterest expense	$1,171,000	3,697
Salaries and employee benefits	$698,000	3,351
Premises and equipment expense	$131,000	3,785
Additional noninterest expense	$342,000	4,038
Pre-tax net operating income	$528,000	2,775
Securities gains (losses)	$0	2,210
Applicable income taxes	$155,000	1,992
Income before extraordinary items	$373,000	3,216
Extraordinary gains, net	$0	19
Net income	$373,000	3,220
Minority interest net income	$0	78
Net income of bank and minority interests.	$373,000	3,220
Net charge-offs	$25,000	3,537
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$373,000	3,055
2011-12-31 (YTD Data)		Rank
Total interest income	$8,879,000	3,065
Total interest expense	$2,472,000	2,336
Net interest income	$6,407,000	3,297
Provision for loan and lease losses	$413,000	3,700
Total noninterest income	$786,000	3,563
Gross Fiduciary activities income	$42,000	940
Service charges on deposit accounts	$398,000	3,036
Trading account gains and fees	$0	146
Additional Noninterest Income	$346,000	3,647
Total noninterest expense	$4,645,000	3,725
Salaries and employee benefits	$2,520,000	3,538
Premises and equipment expense	$502,000	4,031
Additional noninterest expense	$1,623,000	3,662
Pre-tax net operating income	$2,135,000	2,380
Securities gains (losses)	$0	3,838
Applicable income taxes	$633,000	1,793
Income before extraordinary items	$1,502,000	2,772
Extraordinary gains, net	$0	29
Net income	$1,502,000	2,775
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,502,000	2,775
Net charge-offs	$98,000	4,990
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,502,000	2,678
2011-09-30 (YTD Data)		Rank
Total interest income	$6,690,000	3,077
Total interest expense	$1,862,000	2,424
Net interest income	$4,828,000	3,305
Provision for loan and lease losses	$388,000	3,275
Total noninterest income	$592,000	3,559
Gross Fiduciary activities income	$24,000	956
Service charges on deposit accounts	$303,000	3,019
Trading account gains and fees	$0	145
Additional Noninterest Income	$265,000	3,650
Total noninterest expense	$3,480,000	3,737
Salaries and employee benefits	$1,964,000	3,447
Premises and equipment expense	$340,000	4,333
Additional noninterest expense	$1,176,000	3,742
Pre-tax net operating income	$1,552,000	2,511
Securities gains (losses)	$0	3,555
Applicable income taxes	$458,000	1,803
Income before extraordinary items	$1,094,000	2,884
Extraordinary gains, net	$0	21
Net income	$1,094,000	2,887
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,094,000	2,887
Net charge-offs	$102,000	4,407
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,094,000	2,787
2011-06-30 (YTD Data)		Rank
Total interest income	$4,446,000	3,120
Total interest expense	$1,226,000	2,516
Net interest income	$3,220,000	3,304
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$319,000	3,992
Gross Fiduciary activities income	$16,000	961
Service charges on deposit accounts	$195,000	3,083
Trading account gains and fees	$0	153
Additional Noninterest Income	$108,000	4,435
Total noninterest expense	$2,234,000	3,876
Salaries and employee benefits	$1,320,000	3,439
Premises and equipment expense	$227,000	4,368
Additional noninterest expense	$687,000	4,166
Pre-tax net operating income	$1,005,000	2,525
Securities gains (losses)	$0	2,914
Applicable income taxes	$295,000	1,819
Income before extraordinary items	$710,000	2,890
Extraordinary gains, net	$0	15
Net income	$710,000	2,892
Minority interest net income	$0	89
Net income of bank and minority interests.	$710,000	2,892
Net charge-offs	$75,000	4,116
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$710,000	2,815
2011-03-31 (YTD Data)		Rank
Total interest income	$2,202,000	3,149
Total interest expense	$611,000	2,601
Net interest income	$1,591,000	3,322
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$184,000	3,759
Gross Fiduciary activities income	$8,000	961
Service charges on deposit accounts	$96,000	3,056
Trading account gains and fees	$0	158
Additional Noninterest Income	$80,000	3,908
Total noninterest expense	$1,145,000	3,823
Salaries and employee benefits	$667,000	3,445
Premises and equipment expense	$114,000	4,406
Additional noninterest expense	$364,000	3,980
Pre-tax net operating income	$480,000	2,633
Securities gains (losses)	$0	1,772
Applicable income taxes	$140,000	1,858
Income before extraordinary items	$340,000	2,986
Extraordinary gains, net	$0	9
Net income	$340,000	2,985
Minority interest net income	$0	86
Net income of bank and minority interests.	$340,000	2,986
Net charge-offs	$44,000	3,462
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$340,000	2,927
2010-12-31 (YTD Data)		Rank
Total interest income	$8,807,000	3,277
Total interest expense	$2,943,000	2,650
Net interest income	$5,864,000	3,531
Provision for loan and lease losses	$654,000	3,705
Total noninterest income	$870,000	3,478
Gross Fiduciary activities income	$35,000	999
Service charges on deposit accounts	$434,000	2,920
Trading account gains and fees	$0	175
Additional Noninterest Income	$401,000	3,507
Total noninterest expense	$4,581,000	3,852
Salaries and employee benefits	$2,535,000	3,547
Premises and equipment expense	$442,000	4,501
Additional noninterest expense	$1,604,000	3,825
Pre-tax net operating income	$1,499,000	2,722
Securities gains (losses)	$-1,000	6,878
Applicable income taxes	$415,000	2,060
Income before extraordinary items	$1,083,000	3,081
Extraordinary gains, net	$0	29
Net income	$1,083,000	3,078
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,083,000	3,081
Net charge-offs	$709,000	3,151
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,083,720	2,967
2010-09-30 (YTD Data)		Rank
Total interest income	$6,643,000	3,331
Total interest expense	$2,255,000	2,693
Net interest income	$4,388,000	3,578
Provision for loan and lease losses	$454,000	3,697
Total noninterest income	$631,000	3,585
Gross Fiduciary activities income	$20,000	1,018
Service charges on deposit accounts	$322,000	3,011
Trading account gains and fees	$0	165
Additional Noninterest Income	$289,000	3,601
Total noninterest expense	$3,464,000	3,831
Salaries and employee benefits	$1,957,000	3,495
Premises and equipment expense	$332,000	4,572
Additional noninterest expense	$1,175,000	3,855
Pre-tax net operating income	$1,101,000	2,929
Securities gains (losses)	$0	3,651
Applicable income taxes	$307,000	2,120
Income before extraordinary items	$794,000	3,297
Extraordinary gains, net	$0	23
Net income	$794,000	3,295
Minority interest net income	$0	110
Net income of bank and minority interests.	$794,000	3,297
Net charge-offs	$343,000	3,553
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$794,000	3,171
2010-06-30 (YTD Data)		Rank
Total interest income	$4,469,000	3,341
Total interest expense	$1,543,000	2,722
Net interest income	$2,926,000	3,582
Provision for loan and lease losses	$304,000	3,577
Total noninterest income	$415,000	3,568
Gross Fiduciary activities income	$13,000	1,027
Service charges on deposit accounts	$213,000	3,034
Trading account gains and fees	$0	152
Additional Noninterest Income	$189,000	3,582
Total noninterest expense	$2,291,000	3,850
Salaries and employee benefits	$1,313,000	3,507
Premises and equipment expense	$222,000	4,593
Additional noninterest expense	$756,000	3,932
Pre-tax net operating income	$746,000	2,915
Securities gains (losses)	$0	3,184
Applicable income taxes	$210,000	2,076
Income before extraordinary items	$536,000	3,288
Extraordinary gains, net	$0	19
Net income	$536,000	3,284
Minority interest net income	$0	105
Net income of bank and minority interests.	$536,000	3,287
Net charge-offs	$33,000	5,209
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$536,000	3,177
2010-03-31 (YTD Data)		Rank
Total interest income	$2,222,000	3,421
Total interest expense	$779,000	2,817
Net interest income	$1,443,000	3,662
Provision for loan and lease losses	$152,000	3,320
Total noninterest income	$195,000	3,699
Gross Fiduciary activities income	$6,000	1,030
Service charges on deposit accounts	$103,000	3,095
Trading account gains and fees	$0	175
Additional Noninterest Income	$86,000	3,776
Total noninterest expense	$1,124,000	3,946
Salaries and employee benefits	$644,000	3,617
Premises and equipment expense	$113,000	4,622
Additional noninterest expense	$367,000	4,024
Pre-tax net operating income	$362,000	3,006
Securities gains (losses)	$0	2,284
Applicable income taxes	$102,000	2,100
Income before extraordinary items	$260,000	3,406
Extraordinary gains, net	$0	16
Net income	$260,000	3,404
Minority interest net income	$0	91
Net income of bank and minority interests.	$260,000	3,406
Net charge-offs	$10,000	4,830
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$260,000	3,289
2009-12-31 (YTD Data)		Rank
Total interest income	$9,059,000	3,488
Total interest expense	$3,390,000	3,119
Net interest income	$5,669,000	3,622
Provision for loan and lease losses	$251,000	5,512
Total noninterest income	$1,029,000	3,281
Gross Fiduciary activities income	$27,000	1,047
Service charges on deposit accounts	$448,000	3,101
Trading account gains and fees	$0	211
Additional Noninterest Income	$554,000	3,033
Total noninterest expense	$4,594,000	3,934
Salaries and employee benefits	$2,548,000	3,637
Premises and equipment expense	$422,000	4,844
Additional noninterest expense	$1,624,000	3,876
Pre-tax net operating income	$1,853,000	2,035
Securities gains (losses)	$0	3,754
Applicable income taxes	$575,000	1,422
Income before extraordinary items	$1,278,000	2,378
Extraordinary gains, net	$0	34
Net income	$1,278,000	2,376
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,278,000	2,377
Net charge-offs	$116,000	5,560
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,278,000	2,335
2009-09-30 (YTD Data)		Rank
Total interest income	$4,899,000	4,425
Total interest expense	$1,649,000	4,329
Net interest income	$3,250,000	4,350
Provision for loan and lease losses	$135,000	5,613
Total noninterest income	$433,000	4,510
Gross Fiduciary activities income	$14,000	1,073
Service charges on deposit accounts	$241,000	3,771
Trading account gains and fees	$0	212
Additional Noninterest Income	$178,000	4,474
Total noninterest expense	$2,192,000	5,262
Salaries and employee benefits	$1,153,000	5,168
Premises and equipment expense	$200,000	5,962
Additional noninterest expense	$839,000	4,928
Pre-tax net operating income	$1,356,000	2,233
Securities gains (losses)	$0	3,497
Applicable income taxes	$421,000	1,577
Income before extraordinary items	$935,000	2,579
Extraordinary gains, net	$0	27
Net income	$935,000	2,577
Minority interest net income	$0	118
Net income of bank and minority interests.	$935,000	2,580
Net charge-offs	$24,000	6,152
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$935,000	2,539
2009-06-30 (YTD Data)		Rank
Total interest income	$3,274,000	4,457
Total interest expense	$1,089,000	4,485
Net interest income	$2,185,000	4,326
Provision for loan and lease losses	$56,000	5,990
Total noninterest income	$269,000	4,652
Gross Fiduciary activities income	$8,000	1,104
Service charges on deposit accounts	$150,000	3,865
Trading account gains and fees	$0	193
Additional Noninterest Income	$111,000	4,607
Total noninterest expense	$1,487,000	5,274
Salaries and employee benefits	$781,000	5,177
Premises and equipment expense	$134,000	5,998
Additional noninterest expense	$572,000	4,861
Pre-tax net operating income	$911,000	2,284
Securities gains (losses)	$0	3,136
Applicable income taxes	$285,000	1,592
Income before extraordinary items	$626,000	2,697
Extraordinary gains, net	$0	21
Net income	$626,000	2,694
Minority interest net income	$0	112
Net income of bank and minority interests.	$626,000	2,696
Net charge-offs	$17,000	5,715
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$626,000	2,609
2009-03-31 (YTD Data)		Rank
Total interest income	$1,627,000	4,519
Total interest expense	$547,000	4,593
Net interest income	$1,080,000	4,342
Provision for loan and lease losses	$18,000	5,948
Total noninterest income	$136,000	4,626
Gross Fiduciary activities income	$4,000	1,095
Service charges on deposit accounts	$69,000	3,996
Trading account gains and fees	$0	171
Additional Noninterest Income	$63,000	4,437
Total noninterest expense	$740,000	5,219
Salaries and employee benefits	$402,000	5,136
Premises and equipment expense	$68,000	6,010
Additional noninterest expense	$270,000	4,735
Pre-tax net operating income	$458,000	2,533
Securities gains (losses)	$0	2,434
Applicable income taxes	$143,000	1,790
Income before extraordinary items	$315,000	3,035
Extraordinary gains, net	$0	15
Net income	$315,000	3,036
Minority interest net income	$0	102
Net income of bank and minority interests.	$315,000	3,036
Net charge-offs	$-9,000	7,845
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$315,000	2,886
2008-12-31 (YTD Data)		Rank
Total interest income	$6,586,000	4,662
Total interest expense	$2,712,000	4,528
Net interest income	$3,874,000	4,678
Provision for loan and lease losses	$73,000	6,305
Total noninterest income	$505,000	4,818
Gross Fiduciary activities income	$30,000	1,053
Service charges on deposit accounts	$301,000	4,008
Trading account gains and fees	$0	154
Additional Noninterest Income	$174,000	5,076
Total noninterest expense	$2,606,000	5,539
Salaries and employee benefits	$1,400,000	5,541
Premises and equipment expense	$273,000	6,029
Additional noninterest expense	$933,000	5,043
Pre-tax net operating income	$1,700,000	2,798
Securities gains (losses)	$0	3,220
Applicable income taxes	$529,000	1,797
Income before extraordinary items	$1,171,000	2,977
Extraordinary gains, net	$0	39
Net income	$1,171,000	2,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,099
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,171,000	3,116
2008-09-30 (YTD Data)		Rank
Total interest income	$4,942,000	4,738
Total interest expense	$2,104,000	4,560
Net interest income	$2,838,000	4,785
Provision for loan and lease losses	$55,000	5,792
Total noninterest income	$359,000	5,034
Gross Fiduciary activities income	$16,000	1,082
Service charges on deposit accounts	$229,000	4,012
Trading account gains and fees	$0	148
Additional Noninterest Income	$114,000	5,399
Total noninterest expense	$1,892,000	5,630
Salaries and employee benefits	$1,047,000	5,548
Premises and equipment expense	$196,000	6,154
Additional noninterest expense	$649,000	5,192
Pre-tax net operating income	$1,250,000	3,231
Securities gains (losses)	$0	3,106
Applicable income taxes	$388,000	2,195
Income before extraordinary items	$862,000	3,419
Extraordinary gains, net	$0	31
Net income	$862,000	3,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,073
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$862,000	3,555
2008-06-30 (YTD Data)		Rank
Total interest income	$3,298,000	4,797
Total interest expense	$1,482,000	4,534
Net interest income	$1,816,000	4,912
Provision for loan and lease losses	$36,000	5,459
Total noninterest income	$237,000	5,099
Gross Fiduciary activities income	$11,000	1,103
Service charges on deposit accounts	$147,000	4,086
Trading account gains and fees	$0	149
Additional Noninterest Income	$79,000	5,437
Total noninterest expense	$1,235,000	5,712
Salaries and employee benefits	$695,000	5,618
Premises and equipment expense	$134,000	6,128
Additional noninterest expense	$406,000	5,374
Pre-tax net operating income	$782,000	3,471
Securities gains (losses)	$0	3,233
Applicable income taxes	$240,000	2,478
Income before extraordinary items	$542,000	3,857
Extraordinary gains, net	$0	21
Net income	$542,000	3,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,051
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$542,000	3,802
2008-03-31 (YTD Data)		Rank
Total interest income	$1,677,000	4,852
Total interest expense	$796,000	4,519
Net interest income	$881,000	5,007
Provision for loan and lease losses	$18,000	4,977
Total noninterest income	$118,000	5,124
Gross Fiduciary activities income	$5,000	1,113
Service charges on deposit accounts	$78,000	3,924
Trading account gains and fees	$0	158
Additional Noninterest Income	$35,000	5,679
Total noninterest expense	$617,000	5,729
Salaries and employee benefits	$347,000	5,658
Premises and equipment expense	$68,000	6,121
Additional noninterest expense	$202,000	5,350
Pre-tax net operating income	$364,000	3,746
Securities gains (losses)	$0	2,688
Applicable income taxes	$109,000	2,682
Income before extraordinary items	$255,000	4,160
Extraordinary gains, net	$0	15
Net income	$255,000	4,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$255,000	4,056
2007-12-31 (YTD Data)		Rank
Total interest income	$6,417,000	4,992
Total interest expense	$3,179,000	4,625
Net interest income	$3,238,000	5,284
Provision for loan and lease losses	$73,000	5,300
Total noninterest income	$540,000	4,859
Gross Fiduciary activities income	$23,000	1,131
Service charges on deposit accounts	$332,000	3,879
Trading account gains and fees	$0	178
Additional Noninterest Income	$185,000	5,221
Total noninterest expense	$2,335,000	5,798
Salaries and employee benefits	$1,301,000	5,747
Premises and equipment expense	$271,000	6,022
Additional noninterest expense	$763,000	5,502
Pre-tax net operating income	$1,370,000	4,067
Securities gains (losses)	$5,000	1,575
Applicable income taxes	$406,000	3,011
Income before extraordinary items	$969,000	4,386
Extraordinary gains, net	$0	39
Net income	$969,000	4,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,035
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$965,500	4,389
2007-09-30 (YTD Data)		Rank
Total interest income	$4,744,000	5,063
Total interest expense	$2,373,000	4,650
Net interest income	$2,371,000	5,390
Provision for loan and lease losses	$55,000	4,944
Total noninterest income	$377,000	5,046
Gross Fiduciary activities income	$9,000	1,194
Service charges on deposit accounts	$247,000	3,890
Trading account gains and fees	$0	184
Additional Noninterest Income	$121,000	5,463
Total noninterest expense	$1,749,000	5,774
Salaries and employee benefits	$980,000	5,705
Premises and equipment expense	$198,000	6,103
Additional noninterest expense	$571,000	5,452
Pre-tax net operating income	$944,000	4,487
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$273,000	3,328
Income before extraordinary items	$676,000	4,752
Extraordinary gains, net	$0	33
Net income	$676,000	4,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,928
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$672,450	4,760
2007-06-30 (YTD Data)		Rank
Total interest income	$3,143,000	5,099
Total interest expense	$1,570,000	4,647
Net interest income	$1,573,000	5,437
Provision for loan and lease losses	$36,000	4,731
Total noninterest income	$254,000	5,047
Gross Fiduciary activities income	$4,000	1,255
Service charges on deposit accounts	$169,000	3,845
Trading account gains and fees	$0	168
Additional Noninterest Income	$81,000	5,499
Total noninterest expense	$1,163,000	5,820
Salaries and employee benefits	$655,000	5,760
Premises and equipment expense	$133,000	6,120
Additional noninterest expense	$375,000	5,492
Pre-tax net operating income	$628,000	4,545
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$183,000	3,380
Income before extraordinary items	$450,000	4,802
Extraordinary gains, net	$0	29
Net income	$450,000	4,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,846
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$446,450	4,822
2007-03-31 (YTD Data)		Rank
Total interest income	$1,536,000	5,166
Total interest expense	$768,000	4,697
Net interest income	$768,000	5,520
Provision for loan and lease losses	$18,000	4,475
Total noninterest income	$118,000	5,171
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$81,000	3,885
Trading account gains and fees	$0	195
Additional Noninterest Income	$36,000	5,687
Total noninterest expense	$592,000	5,797
Salaries and employee benefits	$335,000	5,735
Premises and equipment expense	$70,000	6,029
Additional noninterest expense	$187,000	5,487
Pre-tax net operating income	$276,000	4,837
Securities gains (losses)	$5,000	805
Applicable income taxes	$79,000	3,593
Income before extraordinary items	$202,000	5,036
Extraordinary gains, net	$0	22
Net income	$202,000	5,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,797
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$198,400	5,070
2006-12-31 (YTD Data)		Rank
Total interest income	$5,790,000	5,127
Total interest expense	$2,647,000	4,671
Net interest income	$3,143,000	5,383
Provision for loan and lease losses	$96,000	4,805
Total noninterest income	$549,000	4,929
Gross Fiduciary activities income	$7,000	1,322
Service charges on deposit accounts	$367,000	3,717
Trading account gains and fees	$0	130
Additional Noninterest Income	$175,000	5,346
Total noninterest expense	$2,240,000	5,817
Salaries and employee benefits	$1,278,000	5,706
Premises and equipment expense	$237,000	6,346
Additional noninterest expense	$725,000	5,546
Pre-tax net operating income	$1,356,000	4,518
Securities gains (losses)	$-7,000	7,181
Applicable income taxes	$412,000	3,396
Income before extraordinary items	$937,000	4,851
Extraordinary gains, net	$0	51
Net income	$937,000	4,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,800
Cash dividends	$250,000	4,686
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$941,830	4,835
2006-09-30 (YTD Data)		Rank
Total interest income	$4,266,000	5,168
Total interest expense	$1,902,000	4,702
Net interest income	$2,364,000	5,419
Provision for loan and lease losses	$66,000	4,743
Total noninterest income	$394,000	5,046
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$282,000	3,688
Trading account gains and fees	$0	126
Additional Noninterest Income	$112,000	5,632
Total noninterest expense	$1,691,000	5,788
Salaries and employee benefits	$979,000	5,611
Premises and equipment expense	$186,000	6,261
Additional noninterest expense	$526,000	5,622
Pre-tax net operating income	$1,001,000	4,709
Securities gains (losses)	$-1,000	7,100
Applicable income taxes	$304,000	3,567
Income before extraordinary items	$696,000	5,011
Extraordinary gains, net	$0	45
Net income	$696,000	5,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,024
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$696,700	5,007
2006-06-30 (YTD Data)		Rank
Total interest income	$2,807,000	5,179
Total interest expense	$1,221,000	4,660
Net interest income	$1,586,000	5,427
Provision for loan and lease losses	$36,000	4,837
Total noninterest income	$277,000	4,922
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$190,000	3,664
Trading account gains and fees	$0	126
Additional Noninterest Income	$87,000	5,421
Total noninterest expense	$1,127,000	5,813
Salaries and employee benefits	$653,000	5,642
Premises and equipment expense	$123,000	6,290
Additional noninterest expense	$351,000	5,595
Pre-tax net operating income	$700,000	4,636
Securities gains (losses)	$0	1,185
Applicable income taxes	$216,000	3,515
Income before extraordinary items	$484,000	4,965
Extraordinary gains, net	$0	39
Net income	$484,000	4,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$484,000	4,958
2006-03-31 (YTD Data)		Rank
Total interest income	$1,359,000	5,223
Total interest expense	$577,000	4,691
Net interest income	$782,000	5,460
Provision for loan and lease losses	$18,000	4,638
Total noninterest income	$144,000	4,778
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$90,000	3,696
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	4,969
Total noninterest expense	$581,000	5,724
Salaries and employee benefits	$341,000	5,515
Premises and equipment expense	$63,000	6,234
Additional noninterest expense	$177,000	5,560
Pre-tax net operating income	$327,000	4,752
Securities gains (losses)	$0	955
Applicable income taxes	$99,000	3,605
Income before extraordinary items	$228,000	5,046
Extraordinary gains, net	$0	21
Net income	$228,000	5,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$228,000	5,036
2005-12-31 (YTD Data)		Rank
Total interest income	$4,867,000	5,243
Total interest expense	$1,811,000	4,723
Net interest income	$3,056,000	5,449
Provision for loan and lease losses	$47,000	5,842
Total noninterest income	$620,000	4,708
Gross Fiduciary activities income	$4,000	1,396
Service charges on deposit accounts	$322,000	4,015
Trading account gains and fees	$0	138
Additional Noninterest Income	$294,000	4,380
Total noninterest expense	$2,315,000	5,617
Salaries and employee benefits	$1,248,000	5,659
Premises and equipment expense	$258,000	6,127
Additional noninterest expense	$809,000	5,131
Pre-tax net operating income	$1,314,000	4,698
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$402,000	3,692
Income before extraordinary items	$909,000	5,061
Extraordinary gains, net	$0	46
Net income	$909,000	5,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,376
Cash dividends	$500,000	3,617
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$911,070	5,015
2005-09-30 (YTD Data)		Rank
Total interest income	$3,582,000	5,284
Total interest expense	$1,292,000	4,733
Net interest income	$2,290,000	5,462
Provision for loan and lease losses	$35,000	5,685
Total noninterest income	$454,000	4,795
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$241,000	4,053
Trading account gains and fees	$0	126
Additional Noninterest Income	$213,000	4,469
Total noninterest expense	$1,745,000	5,568
Salaries and employee benefits	$943,000	5,619
Premises and equipment expense	$201,000	6,019
Additional noninterest expense	$601,000	5,118
Pre-tax net operating income	$964,000	4,869
Securities gains (losses)	$-3,000	7,524
Applicable income taxes	$293,000	3,839
Income before extraordinary items	$668,000	5,202
Extraordinary gains, net	$0	35
Net income	$668,000	5,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,534
Cash dividends	$500,000	2,773
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$670,100	5,156
2005-06-30 (YTD Data)		Rank
Total interest income	$2,348,000	5,255
Total interest expense	$814,000	4,738
Net interest income	$1,534,000	5,431
Provision for loan and lease losses	$23,000	5,573
Total noninterest income	$279,000	4,971
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$154,000	4,093
Trading account gains and fees	$0	116
Additional Noninterest Income	$125,000	4,710
Total noninterest expense	$1,153,000	5,600
Salaries and employee benefits	$629,000	5,593
Premises and equipment expense	$130,000	6,100
Additional noninterest expense	$394,000	5,143
Pre-tax net operating income	$637,000	4,862
Securities gains (losses)	$-3,000	7,812
Applicable income taxes	$193,000	3,842
Income before extraordinary items	$441,000	5,202
Extraordinary gains, net	$0	30
Net income	$441,000	5,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,534
Cash dividends	$500,000	2,165
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$443,100	5,138
2005-03-31 (YTD Data)		Rank
Total interest income	$1,128,000	5,355
Total interest expense	$389,000	4,766
Net interest income	$739,000	5,575
Provision for loan and lease losses	$11,000	5,337
Total noninterest income	$136,000	4,970
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$73,000	4,143
Trading account gains and fees	$0	115
Additional Noninterest Income	$63,000	4,679
Total noninterest expense	$566,000	5,689
Salaries and employee benefits	$319,000	5,588
Premises and equipment expense	$65,000	6,146
Additional noninterest expense	$182,000	5,390
Pre-tax net operating income	$298,000	5,011
Securities gains (losses)	$-4,000	8,340
Applicable income taxes	$89,000	3,959
Income before extraordinary items	$205,000	5,351
Extraordinary gains, net	$0	24
Net income	$205,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,325
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$207,800	5,296
2004-12-31 (YTD Data)		Rank
Total interest income	$4,341,000	5,308
Total interest expense	$1,508,000	4,496
Net interest income	$2,833,000	5,599
Provision for loan and lease losses	$48,000	5,981
Total noninterest income	$614,000	4,757
Gross Fiduciary activities income	$1,000	1,536
Service charges on deposit accounts	$379,000	3,764
Trading account gains and fees	$0	138
Additional Noninterest Income	$234,000	4,768
Total noninterest expense	$2,051,000	5,921
Salaries and employee benefits	$1,123,000	5,911
Premises and equipment expense	$234,000	6,361
Additional noninterest expense	$694,000	5,554
Pre-tax net operating income	$1,348,000	4,513
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$417,000	3,651
Income before extraordinary items	$933,000	4,877
Extraordinary gains, net	$0	34
Net income	$933,000	4,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,809
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$931,620	4,815
2004-09-30 (YTD Data)		Rank
Total interest income	$3,218,000	5,309
Total interest expense	$1,109,000	4,516
Net interest income	$2,109,000	5,614
Provision for loan and lease losses	$18,000	6,408
Total noninterest income	$468,000	4,717
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$291,000	3,739
Trading account gains and fees	$0	134
Additional Noninterest Income	$177,000	4,755
Total noninterest expense	$1,520,000	5,912
Salaries and employee benefits	$839,000	5,867
Premises and equipment expense	$157,000	6,634
Additional noninterest expense	$524,000	5,495
Pre-tax net operating income	$1,039,000	4,517
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$326,000	3,648
Income before extraordinary items	$715,000	4,899
Extraordinary gains, net	$0	26
Net income	$715,000	4,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,184
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$713,620	4,823
2004-06-30 (YTD Data)		Rank
Total interest income	$2,113,000	5,379
Total interest expense	$729,000	4,567
Net interest income	$1,384,000	5,662
Provision for loan and lease losses	$12,000	6,242
Total noninterest income	$316,000	4,693
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$188,000	3,792
Trading account gains and fees	$0	130
Additional Noninterest Income	$128,000	4,639
Total noninterest expense	$990,000	6,028
Salaries and employee benefits	$537,000	6,041
Premises and equipment expense	$103,000	6,721
Additional noninterest expense	$350,000	5,514
Pre-tax net operating income	$698,000	4,459
Securities gains (losses)	$4,000	2,826
Applicable income taxes	$220,000	3,596
Income before extraordinary items	$482,000	4,822
Extraordinary gains, net	$0	21
Net income	$482,000	4,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$479,240	4,760
2004-03-31 (YTD Data)		Rank
Total interest income	$1,043,000	5,439
Total interest expense	$368,000	4,565
Net interest income	$675,000	5,754
Provision for loan and lease losses	$0	6,501
Total noninterest income	$146,000	4,837
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$88,000	3,887
Trading account gains and fees	$0	121
Additional Noninterest Income	$58,000	4,809
Total noninterest expense	$488,000	6,123
Salaries and employee benefits	$268,000	6,108
Premises and equipment expense	$53,000	6,646
Additional noninterest expense	$167,000	5,659
Pre-tax net operating income	$333,000	4,562
Securities gains (losses)	$0	2,934
Applicable income taxes	$103,000	3,738
Income before extraordinary items	$230,000	4,977
Extraordinary gains, net	$0	16
Net income	$230,000	4,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,502
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$230,000	4,853
2003-12-31 (YTD Data)		Rank
Total interest income	$4,445,000	5,288
Total interest expense	$1,635,000	4,630
Net interest income	$2,810,000	5,515
Provision for loan and lease losses	$30,000	6,766
Total noninterest income	$614,000	4,906
Gross Fiduciary activities income	$1,000	1,575
Service charges on deposit accounts	$275,000	4,516
Trading account gains and fees	$0	160
Additional Noninterest Income	$338,000	4,274
Total noninterest expense	$1,988,000	6,006
Salaries and employee benefits	$1,020,000	6,190
Premises and equipment expense	$201,000	6,757
Additional noninterest expense	$767,000	5,195
Pre-tax net operating income	$1,406,000	4,298
Securities gains (losses)	$8,000	3,717
Applicable income taxes	$433,000	3,630
Income before extraordinary items	$981,000	4,692
Extraordinary gains, net	$0	54
Net income	$981,000	4,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	3,331
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$975,480	4,544
2003-09-30 (YTD Data)		Rank
Total interest income	$3,381,000	5,292
Total interest expense	$1,237,000	4,716
Net interest income	$2,144,000	5,486
Provision for loan and lease losses	$10,000	7,100
Total noninterest income	$479,000	4,854
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$195,000	4,679
Trading account gains and fees	$0	153
Additional Noninterest Income	$284,000	4,134
Total noninterest expense	$1,519,000	5,936
Salaries and employee benefits	$771,000	6,134
Premises and equipment expense	$164,000	6,559
Additional noninterest expense	$584,000	5,103
Pre-tax net operating income	$1,094,000	4,318
Securities gains (losses)	$0	4,204
Applicable income taxes	$349,000	3,645
Income before extraordinary items	$745,000	4,793
Extraordinary gains, net	$0	40
Net income	$745,000	4,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,415
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$745,000	4,606
2003-06-30 (YTD Data)		Rank
Total interest income	$2,268,000	5,316
Total interest expense	$832,000	4,817
Net interest income	$1,436,000	5,463
Provision for loan and lease losses	$10,000	6,790
Total noninterest income	$293,000	5,049
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$128,000	4,692
Trading account gains and fees	$0	150
Additional Noninterest Income	$165,000	4,388
Total noninterest expense	$985,000	6,038
Salaries and employee benefits	$503,000	6,237
Premises and equipment expense	$110,000	6,521
Additional noninterest expense	$372,000	5,262
Pre-tax net operating income	$734,000	4,301
Securities gains (losses)	$0	3,782
Applicable income taxes	$233,000	3,684
Income before extraordinary items	$501,000	4,802
Extraordinary gains, net	$0	30
Net income	$501,000	4,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	2,170
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$501,000	4,591
2003-03-31 (YTD Data)		Rank
Total interest income	$1,123,000	5,365
Total interest expense	$412,000	4,946
Net interest income	$711,000	5,505
Provision for loan and lease losses	$1,000	6,877
Total noninterest income	$125,000	5,350
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$62,000	4,671
Trading account gains and fees	$0	134
Additional Noninterest Income	$63,000	4,821
Total noninterest expense	$461,000	6,260
Salaries and employee benefits	$232,000	6,518
Premises and equipment expense	$56,000	6,474
Additional noninterest expense	$173,000	5,493
Pre-tax net operating income	$374,000	4,208
Securities gains (losses)	$0	2,891
Applicable income taxes	$120,000	3,625
Income before extraordinary items	$254,000	4,678
Extraordinary gains, net	$0	21
Net income	$254,000	4,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$254,000	4,475
2002-12-31 (YTD Data)		Rank
Total interest income	$3,746,000	6,120
Total interest expense	$1,561,000	5,601
Net interest income	$2,185,000	6,348
Provision for loan and lease losses	$2,000	8,051
Total noninterest income	$386,000	5,865
Gross Fiduciary activities income	$3,000	1,565
Service charges on deposit accounts	$207,000	5,117
Trading account gains and fees	$0	153
Additional Noninterest Income	$176,000	5,270
Total noninterest expense	$1,321,000	7,199
Salaries and employee benefits	$702,000	7,259
Premises and equipment expense	$55,000	8,821
Additional noninterest expense	$564,000	6,136
Pre-tax net operating income	$1,248,000	4,606
Securities gains (losses)	$0	4,537
Applicable income taxes	$407,000	3,856
Income before extraordinary items	$841,000	5,063
Extraordinary gains, net	$0	70
Net income	$841,000	5,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	9,064
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$841,000	4,935
2001-12-31 (YTD Data)		Rank
Total interest income	$3,791,000	6,507
Total interest expense	$2,067,000	5,993
Net interest income	$1,724,000	6,941
Provision for loan and lease losses	$9,000	7,982
Total noninterest income	$296,000	6,463
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$187,000	5,318
Trading account gains and fees	$0	177
Additional Noninterest Income	$109,000	6,235
Total noninterest expense	$1,107,000	7,670
Salaries and employee benefits	$583,000	7,746
Premises and equipment expense	$144,000	7,624
Additional noninterest expense	$380,000	7,301
Pre-tax net operating income	$904,000	5,182
Securities gains (losses)	$0	4,612
Applicable income taxes	$288,000	4,348
Income before extraordinary items	$616,000	5,553
Extraordinary gains, net	$0	105
Net income	$616,000	5,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,243
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$616,000	5,419
2000-12-31 (YTD Data)		Rank
Total interest income	$3,567,000	6,853
Total interest expense	$2,017,000	6,249
Net interest income	$1,550,000	7,379
Provision for loan and lease losses	$0	8,337
Total noninterest income	$230,000	6,981
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	5,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,361
Total noninterest expense	$944,000	8,184
Salaries and employee benefits	$534,000	8,065
Premises and equipment expense	$131,000	7,898
Additional noninterest expense	$279,000	8,117
Pre-tax net operating income	$836,000	5,752
Securities gains (losses)	$3,000	1,519
Applicable income taxes	$273,000	4,785
Income before extraordinary items	$566,000	6,014
Extraordinary gains, net	$0	38
Net income	$566,000	6,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	9,436
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$563,990	6,031
1999-12-31 (YTD Data)		Rank
Total interest income	$3,043,000	7,327
Total interest expense	$1,716,000	6,510
Net interest income	$1,327,000	7,927
Provision for loan and lease losses	$5,000	8,322
Total noninterest income	$173,000	7,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	5,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	8,834
Total noninterest expense	$858,000	8,571
Salaries and employee benefits	$489,000	8,401
Premises and equipment expense	$121,000	8,213
Additional noninterest expense	$248,000	8,575
Pre-tax net operating income	$637,000	6,581
Securities gains (losses)	$0	3,155
Applicable income taxes	$204,000	5,664
Income before extraordinary items	$433,000	6,798
Extraordinary gains, net	$0	35
Net income	$433,000	6,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	9,667
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$433,000	6,771
1998-12-31 (YTD Data)		Rank
Total interest income	$2,787,000	7,775
Total interest expense	$1,591,000	6,993
Net interest income	$1,196,000	8,334
Provision for loan and lease losses	$131,000	4,450
Total noninterest income	$162,000	8,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	6,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	8,765
Total noninterest expense	$864,000	8,553
Salaries and employee benefits	$476,000	8,505
Premises and equipment expense	$124,000	8,185
Additional noninterest expense	$264,000	8,465
Pre-tax net operating income	$363,000	8,075
Securities gains (losses)	$0	4,449
Applicable income taxes	$104,000	7,470
Income before extraordinary items	$259,000	8,186
Extraordinary gains, net	$0	32
Net income	$259,000	8,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,973
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$259,000	8,105
1997-12-31 (YTD Data)		Rank
Total interest income	$2,307,000	8,621
Total interest expense	$1,293,000	7,863
Net interest income	$1,014,000	9,146
Provision for loan and lease losses	$0	8,829
Total noninterest income	$116,000	9,128
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	9,689
Total noninterest expense	$710,000	9,368
Salaries and employee benefits	$407,000	9,218
Premises and equipment expense	$108,000	8,773
Additional noninterest expense	$195,000	9,467
Pre-tax net operating income	$420,000	8,338
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$128,000	7,946
Income before extraordinary items	$288,000	8,466
Extraordinary gains, net	$0	44
Net income	$288,000	8,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	10,186
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$290,760	8,412
1996-12-31 (YTD Data)		Rank
Total interest income	$1,789,000	9,671
Total interest expense	$942,000	9,203
Net interest income	$847,000	9,969
Provision for loan and lease losses	$0	9,041
Total noninterest income	$95,000	9,977
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	8,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	10,642
Total noninterest expense	$682,000	9,864
Salaries and employee benefits	$387,000	9,698
Premises and equipment expense	$118,000	8,844
Additional noninterest expense	$177,000	10,209
Pre-tax net operating income	$260,000	9,409
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$74,000	9,268
Income before extraordinary items	$185,000	9,444
Extraordinary gains, net	$0	53
Net income	$185,000	9,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,912
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$185,710	9,381
1995-12-31 (YTD Data)		Rank
Total interest income	$1,307,000	10,830
Total interest expense	$663,000	10,437
Net interest income	$644,000	10,993
Provision for loan and lease losses	$-140,000	11,771
Total noninterest income	$79,000	10,763
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$60,000	8,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	10,950
Total noninterest expense	$620,000	10,493
Salaries and employee benefits	$324,000	10,555
Premises and equipment expense	$72,000	10,422
Additional noninterest expense	$224,000	10,145
Pre-tax net operating income	$243,000	10,169
Securities gains (losses)	$0	3,831
Applicable income taxes	$74,000	9,703
Income before extraordinary items	$169,000	10,279
Extraordinary gains, net	$0	65
Net income	$169,000	10,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-94,000	11,699
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$169,000	10,249
1994-12-31 (YTD Data)		Rank
Total interest income	$1,069,000	11,579
Total interest expense	$475,000	11,206
Net interest income	$594,000	11,727
Provision for loan and lease losses	$0	9,146
Total noninterest income	$61,000	11,700
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	9,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	12,029
Total noninterest expense	$429,000	11,911
Salaries and employee benefits	$232,000	11,822
Premises and equipment expense	$30,000	12,221
Additional noninterest expense	$167,000	11,561
Pre-tax net operating income	$226,000	10,696
Securities gains (losses)	$0	3,600
Applicable income taxes	$70,000	10,019
Income before extraordinary items	$156,000	10,739
Extraordinary gains, net	$0	249
Net income	$156,000	10,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	11,561
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$-4,000	12,443
Net operating income	$156,000	10,785
1993-12-31 (YTD Data)		Rank
Total interest income	$1,066,000	12,141
Total interest expense	$490,000	11,724
Net interest income	$576,000	12,308
Provision for loan and lease losses	$0	10,371
Total noninterest income	$53,000	12,462
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$38,000	10,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,399
Total noninterest expense	$400,000	12,647
Salaries and employee benefits	$209,000	12,548
Premises and equipment expense	$39,000	12,577
Additional noninterest expense	$152,000	12,398
Pre-tax net operating income	$229,000	10,796
Securities gains (losses)	$0	7,477
Applicable income taxes	$73,000	10,384
Income before extraordinary items	$156,000	11,122
Extraordinary gains, net	$0	3,149
Net income	$156,000	11,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	11,729
Cash dividends	$180,000	5,679
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$156,000	10,922
1992-12-31 (YTD Data)		Rank
Total interest income	$1,162,000	12,683
Total interest expense	$639,000	12,117
Net interest income	$523,000	12,997
Provision for loan and lease losses	$40,000	9,471
Total noninterest income	$43,000	13,263
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$8,000	11,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	11,401
Total noninterest expense	$396,000	13,185
Salaries and employee benefits	$194,000	13,217
Premises and equipment expense	$29,000	13,446
Additional noninterest expense	$173,000	12,625
Pre-tax net operating income	$130,000	11,718
Securities gains (losses)	$0	8,369
Applicable income taxes	$42,000	11,481
Income before extraordinary items	$88,000	12,104
Extraordinary gains, net	$0	1,422
Net income	$88,000	12,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	13,151
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$88,000	11,803

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.