Home > OceanFirst Bank > Net charge- offs to loans
OceanFirst Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1891% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1235% | 4,470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0844% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0844% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2514% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1514% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0846% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0846% | 2,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1486% | 4,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1339% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1339% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0478% | 4,548 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 3,557 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1496% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1496% | 4,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 3,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 3,850 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1414% | 4,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3490% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1317% | 4,600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 3,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5172% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0678% | 3,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9023% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9023% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2510% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 3,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7719% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7719% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 3,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0270% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 3,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3508% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0068% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2118% | 4,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2118% | 4,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0371% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4341% | 3,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2661% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2661% | 4,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0576% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 3,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5492% | 3,645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0849% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0849% | 3,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9438% | 3,668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 3,896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0283% | 3,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0283% | 3,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2432% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2543% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4843% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5847% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1352% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0858% | 2,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0858% | 2,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2903% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6335% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4033% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1127% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1266% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1266% | 2,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1468% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1468% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2702% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2702% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 4,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 3,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0742% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 4,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0942% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0942% | 2,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0381% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0381% | 2,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0787% | 4,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0155% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0155% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0638% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0474% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 3,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0831% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0400% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0727% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0727% | 2,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0033% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0287% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0287% | 2,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2035% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2484% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2484% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0672% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1495% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0142% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0989% | 4,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2913% | 2,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2913% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2737% | 5,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2741% | 2,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0334% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3391% | 5,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4167% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4167% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 5,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6311% | 5,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8314% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8314% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0965% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1395% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7208% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1694% | 2,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8474% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0499% | 3,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2288% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0536% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0871% | 2,746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0872% | 2,599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2019% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3727% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1905% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1905% | 1,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2597% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4408% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4408% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2592% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6420% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6420% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3705% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0610% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0610% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4843% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 4,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6632% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6632% | 397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4432% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4575% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 1,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6926% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7527% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9017% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9017% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5304% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5481% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0889% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8157% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1303% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8930% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1104% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8200% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8200% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 2,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 5,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1524% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1853% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1486% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3472% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3472% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 5,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1994% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2021% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2953% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8368% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8368% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 6,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 1,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2387% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4295% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.0356% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.0356% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1747% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 6,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2643% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2929% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5661% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 28.6617% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 28.6617% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1837% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2659% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 4,665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2998% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6585% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 43.1600% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 43.1600% | 7 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2438% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3516% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4520% | 4,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4470% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5111% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3264% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3264% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3577% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4051% | 2,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0420% | 6,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5919% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1509% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5250% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0787% | 6,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8899% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8899% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4606% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 6,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6657% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4193% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5755% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4737% | 6,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5102% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5102% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5032% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5189% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 6,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7523% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5337% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6592% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 5,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1813% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1813% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4395% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 6,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6291% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6323% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6287% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 5,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5281% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5281% | 299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4395% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3813% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.2114% | 2,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5302% | 1,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3419% | 2,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4480% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3303% | 2,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2701% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 69.5038% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 69.0387% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3040% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.3347% | 2,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2980% | 2,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 3,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4072% | 1,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1778% | 3,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6148% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 72.8379% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 72.1128% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 3,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.4708% | 1,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 2,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2014% | 2,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5587% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9505% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 62.5442% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 61.6006% | 11 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2168% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.8421% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 1,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 6,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2493% | 5,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1236% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 175.8065% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 170.1463% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2992% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2721% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.1397% | 3,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3861% | 2,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2471% | 3,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3019% | 1,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2415% | 3,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3812% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 59.6944% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 4,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2784% | 3,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.1904% | 2,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4922% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2227% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4613% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 3,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5053% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7539% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3690% | 2,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.3080% | 2,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8779% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2271% | 2,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4773% | 987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2018% | 2,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2084% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4238% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2970% | 2,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.6205% | 1,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4230% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2500% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0884% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2662% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9414% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3561% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3351% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 3,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5018% | 1,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3036% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5780% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2796% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8728% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2682% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3152% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2868% | 3,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0573% | 3,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1983% | 1,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3154% | 2,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8134% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2734% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0015% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5399% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3475% | 3,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3322% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0448% | 2,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2324% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3644% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7951% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3293% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7440% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3289% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4066% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3794% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3009% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4082% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4683% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3251% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1238% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0270% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0647% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0013% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1445% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 7,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 4,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0958% | 7,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1546% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1290% | 7,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1526% | 8,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4921% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1729% | 7,542 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0502% | 8,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3018% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2059% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2174% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2441% | 7,625 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0305% | 8,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 5,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5140% | 7,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7724% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 7,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1294% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3148% | 8,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1662% | 4,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 7,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1750% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9602% | 8,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0477% | 7,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8465% | 8,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0976% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 7,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5812% | 8,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 4,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 6,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 4,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2020% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 6,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4467% | 8,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 5,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 3,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 2,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7398% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9764% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0371% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7036% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 8,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6057% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6501% | 8,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7143% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 5,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0645% | 8,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6123% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9158% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7986% | 2,587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 7,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7597% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9137% | 2,574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 6,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4496% | 3,406 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1582% | 2,589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4208% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3809% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 8,475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.2863% | 8,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 8,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1423% | 8,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1089% | 6,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4363% | 1,745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 8,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 8,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.3726% | 8,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 8,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 8,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1632% | 8,068 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1430% | 8,507 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6129% | 2,734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 8,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 8,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.5757% | 8,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 8,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 8,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2470% | 8,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4175% | 8,758 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9900% | 2,758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0250% | 7,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 8,589 |
| Percentage Net Loans Charged-off:Construction & development | -1.2008% | 8,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 7,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4171% | 8,584 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6059% | 2,739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 3,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 8,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 2,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 2,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2020% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0053% | 1,259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 8,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 8,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.2711% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 8,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 7,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3972% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9348% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 7,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5400% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8387% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 8,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 7,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 5,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1077% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 5,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2120% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0878% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1925% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3263% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1986% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2589% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 3.7749% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2049% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1991% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2050% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1171% | 13,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1182% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | -5.3110% | 1,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |