Home > Oak Valley Community Bank > Income and Expense

Oak Valley Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$81,086,000634
Total interest expense$4,865,0002,044
Net interest income$76,221,000481
Provision for loan and lease losses$486,0001,304
Total noninterest income$5,990,0001,051
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,813,000613
Trading account gains and fees$0123
Additional Noninterest Income$4,177,000995
Total noninterest expense$40,784,000676
Salaries and employee benefits$25,429,000608
Premises and equipment expense$4,521,000605
Additional noninterest expense$4,177,000995
Pre-tax net operating income$40,941,000409
Securities gains (losses)$197,000171
Applicable income taxes$9,777,000351
Income before extraordinary items$31,361,000409
Extraordinary gains, net$054
Net income$31,361,000414
Minority interest net income$088
Net income of bank and minority interests.$31,361,000411
Net charge-offs$-113,0004,361
Cash dividends$2,647,0001,307
Sale, conversion, retirement of capital stock, net$0540
Net operating income$31,205,370422
2023-09-30 (YTD Data)Rank
Total interest income$60,731,000626
Total interest expense$2,559,0002,345
Net interest income$58,172,000481
Provision for loan and lease losses$-666,0004,523
Total noninterest income$4,560,0001,058
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,365,000603
Trading account gains and fees$0125
Additional Noninterest Income$3,195,000992
Total noninterest expense$30,285,000683
Salaries and employee benefits$18,769,000618
Premises and equipment expense$3,451,000601
Additional noninterest expense$3,195,000992
Pre-tax net operating income$33,113,000399
Securities gains (losses)$15,000537
Applicable income taxes$7,722,000355
Income before extraordinary items$25,406,000398
Extraordinary gains, net$052
Net income$25,406,000402
Minority interest net income$081
Net income of bank and minority interests.$25,406,000398
Net charge-offs$-85,0004,333
Cash dividends$2,647,000968
Sale, conversion, retirement of capital stock, net$0507
Net operating income$25,394,150408
2023-06-30 (YTD Data)Rank
Total interest income$40,284,000599
Total interest expense$1,149,0002,672
Net interest income$39,135,000472
Provision for loan and lease losses$-883,0004,573
Total noninterest income$2,969,0001,008
Gross Fiduciary activities income$0931
Service charges on deposit accounts$878,000620
Trading account gains and fees$0112
Additional Noninterest Income$2,091,000940
Total noninterest expense$19,828,000687
Salaries and employee benefits$12,431,000618
Premises and equipment expense$2,308,000583
Additional noninterest expense$2,091,000939
Pre-tax net operating income$23,159,000385
Securities gains (losses)$146,000134
Applicable income taxes$5,392,000351
Income before extraordinary items$17,913,000380
Extraordinary gains, net$051
Net income$17,913,000388
Minority interest net income$081
Net income of bank and minority interests.$17,913,000381
Net charge-offs$-58,0004,361
Cash dividends$1,322,0001,185
Sale, conversion, retirement of capital stock, net$0486
Net operating income$17,797,660389
2023-03-31 (YTD Data)Rank
Total interest income$20,078,000605
Total interest expense$453,0002,738
Net interest income$19,625,000478
Provision for loan and lease losses$-812,0004,643
Total noninterest income$1,374,0001,073
Gross Fiduciary activities income$0913
Service charges on deposit accounts$416,000663
Trading account gains and fees$097
Additional Noninterest Income$958,0001,000
Total noninterest expense$9,894,000694
Salaries and employee benefits$6,258,000627
Premises and equipment expense$1,182,000596
Additional noninterest expense$958,0001,000
Pre-tax net operating income$11,917,000387
Securities gains (losses)$194,000115
Applicable income taxes$2,738,000356
Income before extraordinary items$9,373,000380
Extraordinary gains, net$04
Net income$9,373,000381
Minority interest net income$048
Net income of bank and minority interests.$9,373,000381
Net charge-offs$-30,0004,314
Cash dividends$1,322,000660
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,219,740397
2022-12-31 (YTD Data)Rank
Total interest income$61,529,000624
Total interest expense$1,119,0002,264
Net interest income$60,410,000574
Provision for loan and lease losses$-1,350,0004,635
Total noninterest income$5,673,0001,112
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,596,000699
Trading account gains and fees$0116
Additional Noninterest Income$4,077,0001,039
Total noninterest expense$36,358,000721
Salaries and employee benefits$22,286,000667
Premises and equipment expense$4,115,000656
Additional noninterest expense$4,077,0001,039
Pre-tax net operating income$31,075,000554
Securities gains (losses)$-475,0004,310
Applicable income taxes$7,050,000486
Income before extraordinary items$23,550,000576
Extraordinary gains, net$05
Net income$23,550,000578
Minority interest net income$063
Net income of bank and minority interests.$23,550,000578
Net charge-offs$-80,0004,223
Cash dividends$2,725,0001,236
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,925,250576
2022-09-30 (YTD Data)Rank
Total interest income$41,972,000656
Total interest expense$777,0002,082
Net interest income$41,195,000616
Provision for loan and lease losses$200,0001,467
Total noninterest income$4,379,0001,098
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,192,000710
Trading account gains and fees$0111
Additional Noninterest Income$3,187,0001,025
Total noninterest expense$26,950,000728
Salaries and employee benefits$16,506,000685
Premises and equipment expense$3,058,000658
Additional noninterest expense$3,187,0001,025
Pre-tax net operating income$18,424,000649
Securities gains (losses)$-495,0004,483
Applicable income taxes$4,000,000589
Income before extraordinary items$13,929,000675
Extraordinary gains, net$04
Net income$13,929,000675
Minority interest net income$057
Net income of bank and minority interests.$13,929,000675
Net charge-offs$-59,0004,161
Cash dividends$2,725,000901
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,320,050672
2022-06-30 (YTD Data)Rank
Total interest income$24,841,000689
Total interest expense$486,0001,998
Net interest income$24,355,000662
Provision for loan and lease losses$02,599
Total noninterest income$2,663,0001,154
Gross Fiduciary activities income$0925
Service charges on deposit accounts$785,000721
Trading account gains and fees$0108
Additional Noninterest Income$1,878,0001,137
Total noninterest expense$17,827,000719
Salaries and employee benefits$10,950,000674
Premises and equipment expense$2,000,000667
Additional noninterest expense$4,877,000782
Pre-tax net operating income$9,191,000772
Securities gains (losses)$-316,0004,527
Applicable income taxes$1,916,000680
Income before extraordinary items$6,959,000813
Extraordinary gains, net$04
Net income$6,959,000813
Minority interest net income$060
Net income of bank and minority interests.$6,959,000813
Net charge-offs$-47,0004,165
Cash dividends$1,486,0001,066
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,208,640798
2022-03-31 (YTD Data)Rank
Total interest income$11,273,000725
Total interest expense$243,0001,955
Net interest income$11,030,000695
Provision for loan and lease losses$02,285
Total noninterest income$1,257,0001,201
Gross Fiduciary activities income$0892
Service charges on deposit accounts$376,000735
Trading account gains and fees$0103
Additional Noninterest Income$881,0001,167
Total noninterest expense$8,884,000724
Salaries and employee benefits$5,484,000678
Premises and equipment expense$1,021,000659
Additional noninterest expense$2,379,000795
Pre-tax net operating income$3,403,000921
Securities gains (losses)$-177,0004,590
Applicable income taxes$701,000803
Income before extraordinary items$2,525,0001,013
Extraordinary gains, net$04
Net income$2,525,0001,012
Minority interest net income$050
Net income of bank and minority interests.$2,525,0001,013
Net charge-offs$-24,0004,213
Cash dividends$1,486,000590
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,664,830978
2021-12-31 (YTD Data)Rank
Total interest income$50,108,000677
Total interest expense$971,0002,255
Net interest income$49,137,000635
Provision for loan and lease losses$-635,0004,468
Total noninterest income$4,998,0001,311
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,287,000793
Trading account gains and fees$0132
Additional Noninterest Income$3,711,0001,318
Total noninterest expense$32,276,000788
Salaries and employee benefits$19,502,000749
Premises and equipment expense$3,927,000677
Additional noninterest expense$8,847,000864
Pre-tax net operating income$22,494,000670
Securities gains (losses)$56,0001,077
Applicable income taxes$5,572,000578
Income before extraordinary items$16,978,000735
Extraordinary gains, net$010
Net income$16,978,000736
Minority interest net income$074
Net income of bank and minority interests.$16,978,000736
Net charge-offs$-76,0004,271
Cash dividends$2,386,0001,383
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,933,760713
2021-09-30 (YTD Data)Rank
Total interest income$38,476,000673
Total interest expense$741,0002,323
Net interest income$37,735,000633
Provision for loan and lease losses$02,963
Total noninterest income$3,689,0001,359
Gross Fiduciary activities income$0957
Service charges on deposit accounts$939,000812
Trading account gains and fees$0132
Additional Noninterest Income$2,750,0001,369
Total noninterest expense$23,658,000813
Salaries and employee benefits$14,468,000767
Premises and equipment expense$2,907,000694
Additional noninterest expense$6,283,000897
Pre-tax net operating income$17,766,000666
Securities gains (losses)$-67,0004,763
Applicable income taxes$4,384,000588
Income before extraordinary items$13,315,000734
Extraordinary gains, net$08
Net income$13,315,000734
Minority interest net income$069
Net income of bank and minority interests.$13,315,000734
Net charge-offs$-54,0004,236
Cash dividends$2,386,0001,032
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,367,930714
2021-06-30 (YTD Data)Rank
Total interest income$24,864,000696
Total interest expense$495,0002,394
Net interest income$24,369,000645
Provision for loan and lease losses$02,862
Total noninterest income$2,445,0001,357
Gross Fiduciary activities income$0951
Service charges on deposit accounts$618,000786
Trading account gains and fees$0133
Additional Noninterest Income$1,827,0001,365
Total noninterest expense$15,458,000819
Salaries and employee benefits$9,432,000777
Premises and equipment expense$1,932,000697
Additional noninterest expense$4,094,000910
Pre-tax net operating income$11,356,000688
Securities gains (losses)$-44,0004,794
Applicable income taxes$2,688,000607
Income before extraordinary items$8,624,000747
Extraordinary gains, net$06
Net income$8,624,000747
Minority interest net income$067
Net income of bank and minority interests.$8,624,000747
Net charge-offs$-30,0004,195
Cash dividends$1,192,0001,243
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,658,760724
2021-03-31 (YTD Data)Rank
Total interest income$12,529,000674
Total interest expense$235,0002,525
Net interest income$12,294,000634
Provision for loan and lease losses$02,741
Total noninterest income$1,154,0001,403
Gross Fiduciary activities income$0922
Service charges on deposit accounts$295,000804
Trading account gains and fees$0127
Additional Noninterest Income$859,0001,404
Total noninterest expense$7,492,000842
Salaries and employee benefits$4,563,000792
Premises and equipment expense$958,000709
Additional noninterest expense$1,971,000917
Pre-tax net operating income$5,956,000669
Securities gains (losses)$-45,0004,830
Applicable income taxes$1,404,000593
Income before extraordinary items$4,507,000736
Extraordinary gains, net$03
Net income$4,507,000736
Minority interest net income$055
Net income of bank and minority interests.$4,507,000736
Net charge-offs$-15,0004,211
Cash dividends$1,192,000663
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,542,550713
2020-12-31 (YTD Data)Rank
Total interest income$46,371,000730
Total interest expense$1,153,0002,726
Net interest income$45,218,000652
Provision for loan and lease losses$2,165,000994
Total noninterest income$4,400,0001,369
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,272,000767
Trading account gains and fees$0133
Additional Noninterest Income$3,128,0001,397
Total noninterest expense$28,945,000840
Salaries and employee benefits$17,307,000810
Premises and equipment expense$3,609,000721
Additional noninterest expense$8,029,000879
Pre-tax net operating income$18,508,000632
Securities gains (losses)$49,0001,735
Applicable income taxes$4,265,000556
Income before extraordinary items$14,292,000689
Extraordinary gains, net$04
Net income$14,292,000689
Minority interest net income$072
Net income of bank and minority interests.$14,292,000689
Net charge-offs$14,0002,926
Cash dividends$2,299,0001,378
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,253,290665
2020-09-30 (YTD Data)Rank
Total interest income$33,928,000737
Total interest expense$911,0002,742
Net interest income$33,017,000657
Provision for loan and lease losses$2,503,000783
Total noninterest income$3,200,0001,366
Gross Fiduciary activities income$0981
Service charges on deposit accounts$959,000765
Trading account gains and fees$0125
Additional Noninterest Income$2,241,0001,393
Total noninterest expense$21,144,000848
Salaries and employee benefits$12,454,000820
Premises and equipment expense$2,679,000719
Additional noninterest expense$6,011,000861
Pre-tax net operating income$12,570,000654
Securities gains (losses)$60,0001,458
Applicable income taxes$3,174,000531
Income before extraordinary items$9,456,000751
Extraordinary gains, net$04
Net income$9,456,000751
Minority interest net income$065
Net income of bank and minority interests.$9,456,000751
Net charge-offs$14,0002,631
Cash dividends$2,299,000992
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,408,600722
2020-06-30 (YTD Data)Rank
Total interest income$22,149,000758
Total interest expense$637,0002,773
Net interest income$21,512,000662
Provision for loan and lease losses$2,310,000663
Total noninterest income$2,032,0001,350
Gross Fiduciary activities income$0970
Service charges on deposit accounts$656,000761
Trading account gains and fees$0123
Additional Noninterest Income$1,376,0001,378
Total noninterest expense$13,849,000853
Salaries and employee benefits$8,203,000819
Premises and equipment expense$1,736,000738
Additional noninterest expense$3,910,000869
Pre-tax net operating income$7,385,000665
Securities gains (losses)$67,0001,169
Applicable income taxes$1,878,000523
Income before extraordinary items$5,574,000761
Extraordinary gains, net$04
Net income$5,574,000761
Minority interest net income$065
Net income of bank and minority interests.$5,574,000761
Net charge-offs$13,0002,360
Cash dividends$1,149,0001,198
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,521,070743
2020-03-31 (YTD Data)Rank
Total interest income$10,631,000797
Total interest expense$331,0002,866
Net interest income$10,300,000672
Provision for loan and lease losses$450,000941
Total noninterest income$1,131,0001,194
Gross Fiduciary activities income$0941
Service charges on deposit accounts$387,000768
Trading account gains and fees$0106
Additional Noninterest Income$744,0001,192
Total noninterest expense$7,206,000827
Salaries and employee benefits$4,413,000775
Premises and equipment expense$857,000757
Additional noninterest expense$1,936,000896
Pre-tax net operating income$3,775,000598
Securities gains (losses)$52,000830
Applicable income taxes$967,000478
Income before extraordinary items$2,860,000685
Extraordinary gains, net$04
Net income$2,860,000685
Minority interest net income$056
Net income of bank and minority interests.$2,860,000685
Net charge-offs$10,0001,869
Cash dividends$1,149,000741
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,818,920670
2019-12-31 (YTD Data)Rank
Total interest income$42,914,000795
Total interest expense$1,568,0002,694
Net interest income$41,346,000673
Provision for loan and lease losses$545,0001,415
Total noninterest income$4,409,0001,220
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,619,000762
Trading account gains and feesNANA
Additional Noninterest Income$2,790,0001,259
Total noninterest expense$27,943,000820
Salaries and employee benefits$16,738,000789
Premises and equipment expense$3,449,000733
Additional noninterest expense$7,756,000872
Pre-tax net operating income$17,267,000684
Securities gains (losses)$239,000580
Applicable income taxes$4,429,000546
Income before extraordinary items$13,077,000749
Extraordinary gains, net$011
Net income$13,077,000750
Minority interest net income$076
Net income of bank and minority interests.$13,077,000750
Net charge-offs$84,0002,317
Cash dividends$2,214,0001,489
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,888,190738
2019-09-30 (YTD Data)Rank
Total interest income$32,091,000799
Total interest expense$1,189,0002,700
Net interest income$30,902,000675
Provision for loan and lease losses$335,0001,512
Total noninterest income$3,258,0001,227
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,211,000757
Trading account gains and fees$0129
Additional Noninterest Income$2,047,0001,268
Total noninterest expense$21,016,000805
Salaries and employee benefits$12,733,000775
Premises and equipment expense$2,624,000727
Additional noninterest expense$5,659,000890
Pre-tax net operating income$12,809,000693
Securities gains (losses)$245,000469
Applicable income taxes$3,325,000549
Income before extraordinary items$9,729,000754
Extraordinary gains, net$011
Net income$9,729,000755
Minority interest net income$072
Net income of bank and minority interests.$9,729,000755
Net charge-offs$15,0002,825
Cash dividends$2,215,0001,112
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,535,450758
2019-06-30 (YTD Data)Rank
Total interest income$21,194,000799
Total interest expense$805,0002,666
Net interest income$20,389,000682
Provision for loan and lease losses$95,0002,259
Total noninterest income$2,116,0001,224
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$796,000761
Trading account gains and fees$0131
Additional Noninterest Income$1,320,0001,263
Total noninterest expense$14,089,000803
Salaries and employee benefits$8,547,000767
Premises and equipment expense$1,724,000742
Additional noninterest expense$3,818,000889
Pre-tax net operating income$8,321,000688
Securities gains (losses)$200,000378
Applicable income taxes$2,170,000548
Income before extraordinary items$6,351,000750
Extraordinary gains, net$011
Net income$6,351,000751
Minority interest net income$069
Net income of bank and minority interests.$6,351,000750
Net charge-offs$10,0002,587
Cash dividends$1,106,0001,348
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,193,000752
2019-03-31 (YTD Data)Rank
Total interest income$10,609,000799
Total interest expense$422,0002,564
Net interest income$10,187,000678
Provision for loan and lease losses$03,406
Total noninterest income$1,027,0001,218
Gross Fiduciary activities income$0972
Service charges on deposit accounts$393,000760
Trading account gains and fees$0126
Additional Noninterest Income$634,0001,249
Total noninterest expense$7,022,000803
Salaries and employee benefits$4,245,000769
Premises and equipment expense$879,000742
Additional noninterest expense$1,898,000875
Pre-tax net operating income$4,192,000662
Securities gains (losses)$151,000225
Applicable income taxes$1,105,000538
Income before extraordinary items$3,238,000726
Extraordinary gains, net$05
Net income$3,238,000727
Minority interest net income$052
Net income of bank and minority interests.$3,238,000725
Net charge-offs$8,0002,054
Cash dividends$1,106,000762
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,118,710737
2018-12-31 (YTD Data)Rank
Total interest income$40,520,000779
Total interest expense$1,606,0002,243
Net interest income$38,914,000694
Provision for loan and lease losses$555,0001,373
Total noninterest income$4,286,0001,211
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,549,000795
Trading account gains and fees$0126
Additional Noninterest Income$2,737,0001,215
Total noninterest expense$26,551,000830
Salaries and employee benefits$15,746,000796
Premises and equipment expense$3,588,000703
Additional noninterest expense$7,217,000929
Pre-tax net operating income$16,094,000707
Securities gains (losses)$-9,0004,385
Applicable income taxes$4,049,000549
Income before extraordinary items$12,036,000785
Extraordinary gains, net$06
Net income$12,036,000784
Minority interest net income$072
Net income of bank and minority interests.$12,036,000784
Net charge-offs$36,0002,813
Cash dividends$2,117,0001,405
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,043,110780
2018-09-30 (YTD Data)Rank
Total interest income$29,681,000782
Total interest expense$1,080,0002,331
Net interest income$28,601,000702
Provision for loan and lease losses$03,948
Total noninterest income$3,242,0001,205
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,126,000816
Trading account gains and fees$0138
Additional Noninterest Income$2,116,0001,205
Total noninterest expense$19,904,000831
Salaries and employee benefits$11,784,000798
Premises and equipment expense$2,724,000698
Additional noninterest expense$5,396,000916
Pre-tax net operating income$11,939,000713
Securities gains (losses)$-35,0005,059
Applicable income taxes$2,999,000561
Income before extraordinary items$8,905,000793
Extraordinary gains, net$05
Net income$8,905,000792
Minority interest net income$066
Net income of bank and minority interests.$8,905,000792
Net charge-offs$31,0002,482
Cash dividends$2,117,0001,018
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,932,650787
2018-06-30 (YTD Data)Rank
Total interest income$19,234,000785
Total interest expense$650,0002,409
Net interest income$18,584,000714
Provision for loan and lease losses$03,782
Total noninterest income$2,171,0001,199
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$738,000820
Trading account gains and fees$0130
Additional Noninterest Income$1,433,0001,191
Total noninterest expense$13,265,000839
Salaries and employee benefits$7,833,000800
Premises and equipment expense$1,853,000687
Additional noninterest expense$3,579,000915
Pre-tax net operating income$7,490,000733
Securities gains (losses)$-10,0004,991
Applicable income taxes$1,854,000577
Income before extraordinary items$5,626,000815
Extraordinary gains, net$06
Net income$5,626,000813
Minority interest net income$065
Net income of bank and minority interests.$5,626,000814
Net charge-offs$4,0002,887
Cash dividends$1,053,0001,251
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,633,900809
2018-03-31 (YTD Data)Rank
Total interest income$9,479,000792
Total interest expense$290,0002,521
Net interest income$9,189,000718
Provision for loan and lease losses$03,508
Total noninterest income$1,172,0001,146
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$370,000822
Trading account gains and fees$0123
Additional Noninterest Income$802,0001,078
Total noninterest expense$6,586,000843
Salaries and employee benefits$3,921,000812
Premises and equipment expense$876,000734
Additional noninterest expense$1,789,000904
Pre-tax net operating income$3,775,000712
Securities gains (losses)$71,000203
Applicable income taxes$953,000561
Income before extraordinary items$2,893,000769
Extraordinary gains, net$07
Net income$2,893,000769
Minority interest net income$052
Net income of bank and minority interests.$2,893,000769
Net charge-offs$1,0002,559
Cash dividends$1,053,000678
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,836,910773
2017-12-31 (YTD Data)Rank
Total interest income$35,528,000801
Total interest expense$1,065,0002,443
Net interest income$34,463,000735
Provision for loan and lease losses$350,0001,810
Total noninterest income$5,134,0001,098
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,424,000858
Trading account gains and fees$0151
Additional Noninterest Income$3,710,0001,003
Total noninterest expense$24,021,000896
Salaries and employee benefits$13,906,000876
Premises and equipment expense$3,265,000762
Additional noninterest expense$6,850,000952
Pre-tax net operating income$15,226,000688
Securities gains (losses)$395,000261
Applicable income taxes$6,391,000568
Income before extraordinary items$9,230,000803
Extraordinary gains, net$09
Net income$9,230,000804
Minority interest net income$076
Net income of bank and minority interests.$9,230,000803
Net charge-offs$16,0003,520
Cash dividends$2,185,0001,326
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,977,200806
2017-09-30 (YTD Data)Rank
Total interest income$26,139,000817
Total interest expense$773,0002,473
Net interest income$25,366,000749
Provision for loan and lease losses$105,0002,606
Total noninterest income$4,073,0001,073
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,051,000880
Trading account gains and fees$0145
Additional Noninterest Income$3,022,000964
Total noninterest expense$17,955,000900
Salaries and employee benefits$10,449,000877
Premises and equipment expense$2,435,000774
Additional noninterest expense$5,071,000963
Pre-tax net operating income$11,379,000692
Securities gains (losses)$394,000250
Applicable income taxes$4,103,000557
Income before extraordinary items$7,670,000789
Extraordinary gains, net$09
Net income$7,670,000789
Minority interest net income$071
Net income of bank and minority interests.$7,670,000789
Net charge-offs$20,0002,983
Cash dividends$2,022,0001,032
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,413,900800
2017-06-30 (YTD Data)Rank
Total interest income$17,175,000823
Total interest expense$498,0002,492
Net interest income$16,677,000751
Provision for loan and lease losses$35,0003,077
Total noninterest income$2,901,0001,026
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$686,000884
Trading account gains and fees$0139
Additional Noninterest Income$2,215,000898
Total noninterest expense$12,006,000903
Salaries and employee benefits$6,963,000875
Premises and equipment expense$1,634,000771
Additional noninterest expense$3,409,000959
Pre-tax net operating income$7,537,000675
Securities gains (losses)$390,000183
Applicable income taxes$2,772,000547
Income before extraordinary items$5,155,000778
Extraordinary gains, net$011
Net income$5,155,000778
Minority interest net income$071
Net income of bank and minority interests.$5,155,000778
Net charge-offs$13,0002,811
Cash dividends$1,011,0001,288
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,901,500798
2017-03-31 (YTD Data)Rank
Total interest income$8,392,000839
Total interest expense$229,0002,610
Net interest income$8,163,000766
Provision for loan and lease losses$03,537
Total noninterest income$902,0001,389
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$335,000907
Trading account gains and fees$0142
Additional Noninterest Income$567,0001,415
Total noninterest expense$6,025,000898
Salaries and employee benefits$3,554,000868
Premises and equipment expense$839,000760
Additional noninterest expense$1,632,000985
Pre-tax net operating income$3,040,000798
Securities gains (losses)$389,000108
Applicable income taxes$1,173,000584
Income before extraordinary items$2,256,000846
Extraordinary gains, net$08
Net income$2,256,000847
Minority interest net income$055
Net income of bank and minority interests.$2,256,000846
Net charge-offs$5,0002,440
Cash dividends$1,011,000709
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,999,260929
2016-12-31 (YTD Data)Rank
Total interest income$32,702,000820
Total interest expense$764,0002,882
Net interest income$31,938,000750
Provision for loan and lease losses$484,0001,509
Total noninterest income$3,480,0001,480
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,354,000918
Trading account gains and fees$0170
Additional Noninterest Income$2,126,0001,540
Total noninterest expense$23,318,000913
Salaries and employee benefits$13,212,000895
Premises and equipment expense$3,200,000776
Additional noninterest expense$6,906,000954
Pre-tax net operating income$11,616,000810
Securities gains (losses)$52,0001,815
Applicable income taxes$3,725,000672
Income before extraordinary items$7,943,000939
Extraordinary gains, net$05
Net income$7,943,000938
Minority interest net income$082
Net income of bank and minority interests.$7,943,000938
Net charge-offs$8,0003,921
Cash dividends$1,939,0001,466
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,907,640921
2016-09-30 (YTD Data)Rank
Total interest income$24,263,000826
Total interest expense$555,0002,937
Net interest income$23,708,000753
Provision for loan and lease losses$415,0001,326
Total noninterest income$2,582,0001,487
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,010,000924
Trading account gains and fees$0169
Additional Noninterest Income$1,572,0001,545
Total noninterest expense$17,540,000905
Salaries and employee benefits$9,684,000918
Premises and equipment expense$2,408,000779
Additional noninterest expense$5,448,000912
Pre-tax net operating income$8,335,000847
Securities gains (losses)$29,0002,127
Applicable income taxes$2,768,000692
Income before extraordinary items$5,596,0001,007
Extraordinary gains, net$05
Net income$5,596,0001,007
Minority interest net income$071
Net income of bank and minority interests.$5,596,0001,007
Net charge-offs$4,0003,666
Cash dividends$1,939,0001,076
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,576,570981
2016-06-30 (YTD Data)Rank
Total interest income$16,157,000830
Total interest expense$359,0003,006
Net interest income$15,798,000749
Provision for loan and lease losses$325,0001,174
Total noninterest income$1,712,0001,472
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$670,000920
Trading account gains and fees$0157
Additional Noninterest Income$1,042,0001,504
Total noninterest expense$11,856,000902
Salaries and employee benefits$6,548,000905
Premises and equipment expense$1,610,000775
Additional noninterest expense$3,698,000900
Pre-tax net operating income$5,329,000882
Securities gains (losses)$18,0001,997
Applicable income taxes$1,754,000713
Income before extraordinary items$3,593,0001,024
Extraordinary gains, net$016
Net income$3,593,0001,023
Minority interest net income$071
Net income of bank and minority interests.$3,593,0001,023
Net charge-offs$2,0003,496
Cash dividends$969,0001,362
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,580,9401,002
2016-03-31 (YTD Data)Rank
Total interest income$7,780,000859
Total interest expense$168,0003,145
Net interest income$7,612,000784
Provision for loan and lease losses$200,000957
Total noninterest income$898,0001,409
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$333,000923
Trading account gains and fees$0142
Additional Noninterest Income$565,0001,402
Total noninterest expense$5,991,000883
Salaries and employee benefits$3,268,000906
Premises and equipment expense$825,000764
Additional noninterest expense$1,898,000860
Pre-tax net operating income$2,319,000958
Securities gains (losses)$6,0001,655
Applicable income taxes$738,000790
Income before extraordinary items$1,587,0001,128
Extraordinary gains, net$012
Net income$1,587,0001,129
Minority interest net income$062
Net income of bank and minority interests.$1,587,0001,129
Net charge-offs$03,094
Cash dividends$969,000778
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,582,9201,107
2015-12-31 (YTD Data)Rank
Total interest income$26,378,000991
Total interest expense$615,0003,339
Net interest income$25,763,000885
Provision for loan and lease losses$-125,0005,761
Total noninterest income$3,402,0001,463
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,240,0001,002
Trading account gains and fees$0159
Additional Noninterest Income$2,162,0001,439
Total noninterest expense$21,627,000959
Salaries and employee benefits$11,362,000988
Premises and equipment expense$2,930,000845
Additional noninterest expense$7,335,000890
Pre-tax net operating income$7,663,0001,112
Securities gains (losses)$206,000730
Applicable income taxes$2,285,000911
Income before extraordinary items$5,584,0001,248
Extraordinary gains, net$023
Net income$5,584,0001,248
Minority interest net income$081
Net income of bank and minority interests.$5,584,0001,248
Net charge-offs$53,0003,199
Cash dividends$1,695,0001,513
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,437,7401,247
2015-09-30 (YTD Data)Rank
Total interest income$19,510,0001,010
Total interest expense$461,0003,378
Net interest income$19,049,000900
Provision for loan and lease losses$-125,0005,941
Total noninterest income$2,549,0001,480
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$927,0001,007
Trading account gains and fees$0153
Additional Noninterest Income$1,622,0001,449
Total noninterest expense$14,935,0001,045
Salaries and employee benefits$8,523,000997
Premises and equipment expense$2,155,000868
Additional noninterest expense$4,257,0001,144
Pre-tax net operating income$6,788,000989
Securities gains (losses)$186,000683
Applicable income taxes$2,199,000787
Income before extraordinary items$4,775,0001,120
Extraordinary gains, net$021
Net income$4,775,0001,118
Minority interest net income$078
Net income of bank and minority interests.$4,775,0001,120
Net charge-offs$19,0003,373
Cash dividends$1,695,0001,121
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,648,5201,112
2015-06-30 (YTD Data)Rank
Total interest income$12,915,0001,014
Total interest expense$307,0003,407
Net interest income$12,608,000905
Provision for loan and lease losses$-125,0006,078
Total noninterest income$1,706,0001,471
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$620,000993
Trading account gains and fees$0157
Additional Noninterest Income$1,086,0001,469
Total noninterest expense$9,956,0001,047
Salaries and employee benefits$5,769,000980
Premises and equipment expense$1,433,000866
Additional noninterest expense$2,754,0001,167
Pre-tax net operating income$4,483,000989
Securities gains (losses)$182,000563
Applicable income taxes$1,483,000781
Income before extraordinary items$3,182,0001,111
Extraordinary gains, net$022
Net income$3,182,0001,110
Minority interest net income$075
Net income of bank and minority interests.$3,182,0001,112
Net charge-offs$19,0002,974
Cash dividends$807,0001,441
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,058,2401,117
2015-03-31 (YTD Data)Rank
Total interest income$6,411,0001,014
Total interest expense$151,0003,458
Net interest income$6,260,000904
Provision for loan and lease losses$-125,0006,225
Total noninterest income$790,0001,530
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$312,000977
Trading account gains and fees$0152
Additional Noninterest Income$478,0001,556
Total noninterest expense$4,933,0001,055
Salaries and employee benefits$2,921,000969
Premises and equipment expense$729,000866
Additional noninterest expense$1,283,0001,227
Pre-tax net operating income$2,242,000963
Securities gains (losses)$109,000562
Applicable income taxes$768,000755
Income before extraordinary items$1,583,0001,078
Extraordinary gains, net$013
Net income$1,583,0001,079
Minority interest net income$064
Net income of bank and minority interests.$1,583,0001,079
Net charge-offs$03,288
Cash dividends$807,000791
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,509,9701,092
2014-12-31 (YTD Data)Rank
Total interest income$26,161,000976
Total interest expense$647,0003,452
Net interest income$25,514,000864
Provision for loan and lease losses$-1,876,0006,408
Total noninterest income$3,221,0001,478
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,346,000987
Trading account gains and fees$0180
Additional Noninterest Income$1,875,0001,542
Total noninterest expense$19,642,0001,042
Salaries and employee benefits$10,776,0001,002
Premises and equipment expense$2,824,000869
Additional noninterest expense$6,042,0001,095
Pre-tax net operating income$10,969,000761
Securities gains (losses)$209,000786
Applicable income taxes$3,808,000608
Income before extraordinary items$7,370,000903
Extraordinary gains, net$017
Net income$7,370,000902
Minority interest net income$084
Net income of bank and minority interests.$7,370,000902
Net charge-offs$-1,751,0006,482
Cash dividends$793,0002,336
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,232,060901
2014-09-30 (YTD Data)Rank
Total interest income$19,326,000996
Total interest expense$490,0003,491
Net interest income$18,836,000880
Provision for loan and lease losses$-1,876,0006,516
Total noninterest income$2,393,0001,493
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,009,000992
Trading account gains and fees$0174
Additional Noninterest Income$1,384,0001,544
Total noninterest expense$14,478,0001,059
Salaries and employee benefits$7,946,0001,023
Premises and equipment expense$2,119,000877
Additional noninterest expense$4,413,0001,118
Pre-tax net operating income$8,627,000738
Securities gains (losses)$28,0001,816
Applicable income taxes$2,967,000600
Income before extraordinary items$5,688,000875
Extraordinary gains, net$015
Net income$5,688,000874
Minority interest net income$081
Net income of bank and minority interests.$5,688,000874
Net charge-offs$-1,758,0006,566
Cash dividends$793,0001,750
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,669,520853
2014-06-30 (YTD Data)Rank
Total interest income$12,721,0001,003
Total interest expense$335,0003,479
Net interest income$12,386,000881
Provision for loan and lease losses$-1,877,0006,602
Total noninterest income$1,562,0001,515
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$645,0001,022
Trading account gains and fees$0172
Additional Noninterest Income$917,0001,538
Total noninterest expense$9,520,0001,069
Salaries and employee benefits$5,231,0001,039
Premises and equipment expense$1,419,000875
Additional noninterest expense$2,870,0001,133
Pre-tax net operating income$6,305,000654
Securities gains (losses)$11,0001,900
Applicable income taxes$2,235,000534
Income before extraordinary items$4,081,000796
Extraordinary gains, net$020
Net income$4,081,000795
Minority interest net income$080
Net income of bank and minority interests.$4,081,000796
Net charge-offs$-1,820,0006,638
Cash dividends$793,0001,391
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,073,850779
2014-03-31 (YTD Data)Rank
Total interest income$6,319,0001,005
Total interest expense$172,0003,467
Net interest income$6,147,000887
Provision for loan and lease losses$03,817
Total noninterest income$741,0001,531
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$309,0001,040
Trading account gains and fees$0147
Additional Noninterest Income$432,0001,555
Total noninterest expense$4,715,0001,080
Salaries and employee benefits$2,612,0001,044
Premises and equipment expense$726,000872
Additional noninterest expense$1,377,0001,161
Pre-tax net operating income$2,173,000910
Securities gains (losses)$8,0001,224
Applicable income taxes$720,000714
Income before extraordinary items$1,461,0001,077
Extraordinary gains, net$016
Net income$1,461,0001,078
Minority interest net income$066
Net income of bank and minority interests.$1,461,0001,078
Net charge-offs$44,0001,967
Cash dividends$793,000747
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,455,6401,056
2013-12-31 (YTD Data)Rank
Total interest income$25,253,0001,001
Total interest expense$828,0003,364
Net interest income$24,425,000882
Provision for loan and lease losses$300,0002,425
Total noninterest income$2,993,0001,613
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,237,0001,120
Trading account gains and fees$0184
Additional Noninterest Income$1,756,0001,667
Total noninterest expense$18,079,0001,129
Salaries and employee benefits$9,701,0001,123
Premises and equipment expense$2,848,000846
Additional noninterest expense$5,530,0001,216
Pre-tax net operating income$9,039,000848
Securities gains (losses)$60,0001,671
Applicable income taxes$2,931,000679
Income before extraordinary items$6,168,0001,006
Extraordinary gains, net$029
Net income$6,168,0001,009
Minority interest net income$090
Net income of bank and minority interests.$6,168,0001,009
Net charge-offs$616,0001,784
Cash dividends$6,902,000443
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,127,200991
2013-09-30 (YTD Data)Rank
Total interest income$18,649,0001,021
Total interest expense$643,0003,376
Net interest income$18,006,000903
Provision for loan and lease losses$300,0002,060
Total noninterest income$2,255,0001,644
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$904,0001,150
Trading account gains and fees$0180
Additional Noninterest Income$1,351,0001,679
Total noninterest expense$13,571,0001,126
Salaries and employee benefits$7,385,0001,104
Premises and equipment expense$2,164,000849
Additional noninterest expense$4,022,0001,245
Pre-tax net operating income$6,390,000920
Securities gains (losses)$53,0001,611
Applicable income taxes$2,065,000711
Income before extraordinary items$4,378,0001,072
Extraordinary gains, net$025
Net income$4,378,0001,074
Minority interest net income$084
Net income of bank and minority interests.$4,378,0001,074
Net charge-offs$606,0001,417
Cash dividends$6,902,000332
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,341,9601,056
2013-06-30 (YTD Data)Rank
Total interest income$12,380,0001,023
Total interest expense$450,0003,327
Net interest income$11,930,000893
Provision for loan and lease losses$200,0002,092
Total noninterest income$1,472,0001,664
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$586,0001,150
Trading account gains and fees$0157
Additional Noninterest Income$886,0001,733
Total noninterest expense$9,099,0001,120
Salaries and employee benefits$5,005,0001,084
Premises and equipment expense$1,444,000848
Additional noninterest expense$2,650,0001,250
Pre-tax net operating income$4,103,000923
Securities gains (losses)$35,0001,740
Applicable income taxes$1,339,000736
Income before extraordinary items$2,799,0001,104
Extraordinary gains, net$022
Net income$2,799,0001,105
Minority interest net income$082
Net income of bank and minority interests.$2,799,0001,107
Net charge-offs$605,0001,094
Cash dividends$6,902,000229
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,775,2001,071
2013-03-31 (YTD Data)Rank
Total interest income$6,116,0001,037
Total interest expense$234,0003,319
Net interest income$5,882,000910
Provision for loan and lease losses$100,0002,044
Total noninterest income$715,0001,697
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$287,0001,166
Trading account gains and fees$0148
Additional Noninterest Income$428,0001,770
Total noninterest expense$4,513,0001,140
Salaries and employee benefits$2,479,0001,102
Premises and equipment expense$721,000870
Additional noninterest expense$1,313,0001,256
Pre-tax net operating income$1,984,000943
Securities gains (losses)$18,0001,302
Applicable income taxes$654,000733
Income before extraordinary items$1,348,0001,123
Extraordinary gains, net$010
Net income$1,348,0001,124
Minority interest net income$076
Net income of bank and minority interests.$1,348,0001,125
Net charge-offs$332,000991
Cash dividends$6,902,000117
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,335,9401,070
2012-12-31 (YTD Data)Rank
Total interest income$26,079,0001,008
Total interest expense$1,138,0003,309
Net interest income$24,941,000857
Provision for loan and lease losses$1,150,0001,621
Total noninterest income$2,860,0001,698
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,173,0001,211
Trading account gains and fees$0166
Additional Noninterest Income$1,687,0001,717
Total noninterest expense$17,739,0001,134
Salaries and employee benefits$9,762,0001,079
Premises and equipment expense$2,875,000837
Additional noninterest expense$5,102,0001,331
Pre-tax net operating income$8,912,000814
Securities gains (losses)$92,0002,337
Applicable income taxes$2,976,000615
Income before extraordinary items$6,028,0001,001
Extraordinary gains, net$029
Net income$6,028,0001,001
Minority interest net income$093
Net income of bank and minority interests.$6,028,0001,001
Net charge-offs$1,784,0001,264
Cash dividends$7,286,000406
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,966,360958
2012-09-30 (YTD Data)Rank
Total interest income$19,668,0001,021
Total interest expense$876,0003,362
Net interest income$18,792,000860
Provision for loan and lease losses$900,0001,552
Total noninterest income$2,089,0001,729
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$869,0001,233
Trading account gains and fees$0157
Additional Noninterest Income$1,220,0001,761
Total noninterest expense$13,320,0001,125
Salaries and employee benefits$7,371,0001,060
Premises and equipment expense$2,206,000823
Additional noninterest expense$3,743,0001,359
Pre-tax net operating income$6,661,000849
Securities gains (losses)$70,0002,233
Applicable income taxes$2,232,000636
Income before extraordinary items$4,499,0001,031
Extraordinary gains, net$020
Net income$4,499,0001,031
Minority interest net income$086
Net income of bank and minority interests.$4,499,0001,031
Net charge-offs$1,556,0001,082
Cash dividends$7,202,000269
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,452,100976
2012-06-30 (YTD Data)Rank
Total interest income$13,119,0001,028
Total interest expense$601,0003,398
Net interest income$12,518,000867
Provision for loan and lease losses$600,0001,572
Total noninterest income$1,374,0001,735
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$582,0001,213
Trading account gains and fees$0153
Additional Noninterest Income$792,0001,764
Total noninterest expense$8,916,0001,116
Salaries and employee benefits$4,978,0001,053
Premises and equipment expense$1,459,000831
Additional noninterest expense$2,479,0001,373
Pre-tax net operating income$4,376,000833
Securities gains (losses)$35,0002,264
Applicable income taxes$1,453,000662
Income before extraordinary items$2,958,0001,029
Extraordinary gains, net$019
Net income$2,958,0001,029
Minority interest net income$084
Net income of bank and minority interests.$2,958,0001,029
Net charge-offs$1,201,000997
Cash dividends$7,118,000188
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,934,550974
2012-03-31 (YTD Data)Rank
Total interest income$6,604,0001,032
Total interest expense$321,0003,362
Net interest income$6,283,000864
Provision for loan and lease losses$300,0001,500
Total noninterest income$752,0001,597
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$281,0001,255
Trading account gains and fees$0148
Additional Noninterest Income$471,0001,571
Total noninterest expense$4,475,0001,117
Salaries and employee benefits$2,533,0001,022
Premises and equipment expense$733,000831
Additional noninterest expense$1,209,0001,400
Pre-tax net operating income$2,260,000808
Securities gains (losses)$22,0001,558
Applicable income taxes$770,000616
Income before extraordinary items$1,512,000988
Extraordinary gains, net$019
Net income$1,512,000990
Minority interest net income$078
Net income of bank and minority interests.$1,512,000989
Net charge-offs$1,117,000620
Cash dividends$169,0001,727
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,497,480932
2011-12-31 (YTD Data)Rank
Total interest income$26,906,0001,049
Total interest expense$1,648,0003,197
Net interest income$25,258,000861
Provision for loan and lease losses$1,500,0001,877
Total noninterest income$2,132,0001,907
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,120,0001,324
Trading account gains and fees$0146
Additional Noninterest Income$1,012,0002,119
Total noninterest expense$16,711,0001,179
Salaries and employee benefits$9,256,0001,068
Premises and equipment expense$2,759,000913
Additional noninterest expense$4,696,0001,463
Pre-tax net operating income$9,179,000677
Securities gains (losses)$81,0002,227
Applicable income taxes$3,268,000549
Income before extraordinary items$5,992,000837
Extraordinary gains, net$029
Net income$5,992,000835
Minority interest net income$096
Net income of bank and minority interests.$5,992,000837
Net charge-offs$1,146,0002,197
Cash dividends$1,152,0001,476
Sale, conversion, retirement of capital stock, net$48,000811
Net operating income$5,939,350816
2011-09-30 (YTD Data)Rank
Total interest income$20,181,0001,065
Total interest expense$1,279,0003,237
Net interest income$18,902,000879
Provision for loan and lease losses$1,200,0001,748
Total noninterest income$1,579,0001,929
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$846,0001,320
Trading account gains and fees$0145
Additional Noninterest Income$733,0002,161
Total noninterest expense$12,562,0001,172
Salaries and employee benefits$7,017,0001,050
Premises and equipment expense$2,011,000946
Additional noninterest expense$3,534,0001,457
Pre-tax net operating income$6,719,000706
Securities gains (losses)$66,0002,115
Applicable income taxes$2,327,000561
Income before extraordinary items$4,458,000863
Extraordinary gains, net$021
Net income$4,458,000862
Minority interest net income$087
Net income of bank and minority interests.$4,458,000863
Net charge-offs$597,0002,476
Cash dividends$1,059,0001,099
Sale, conversion, retirement of capital stock, net$42,000738
Net operating income$4,414,440830
2011-06-30 (YTD Data)Rank
Total interest income$13,432,0001,070
Total interest expense$889,0003,244
Net interest income$12,543,000886
Provision for loan and lease losses$900,0001,580
Total noninterest income$888,0002,167
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$540,0001,356
Trading account gains and fees$0153
Additional Noninterest Income$348,0002,664
Total noninterest expense$8,426,0001,180
Salaries and employee benefits$4,678,0001,061
Premises and equipment expense$1,297,000990
Additional noninterest expense$2,451,0001,434
Pre-tax net operating income$4,105,000755
Securities gains (losses)$39,0001,734
Applicable income taxes$1,462,000563
Income before extraordinary items$2,682,000919
Extraordinary gains, net$015
Net income$2,682,000918
Minority interest net income$089
Net income of bank and minority interests.$2,682,000919
Net charge-offs$564,0002,026
Cash dividends$337,0001,814
Sale, conversion, retirement of capital stock, net$24,000713
Net operating income$2,656,650900
2011-03-31 (YTD Data)Rank
Total interest income$6,686,0001,088
Total interest expense$462,0003,242
Net interest income$6,224,000883
Provision for loan and lease losses$600,0001,247
Total noninterest income$359,0002,519
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$258,0001,389
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,554
Total noninterest expense$4,193,0001,197
Salaries and employee benefits$2,316,0001,091
Premises and equipment expense$638,0001,025
Additional noninterest expense$1,239,0001,413
Pre-tax net operating income$1,790,000847
Securities gains (losses)$26,000999
Applicable income taxes$612,000627
Income before extraordinary items$1,204,0001,011
Extraordinary gains, net$09
Net income$1,204,0001,011
Minority interest net income$086
Net income of bank and minority interests.$1,204,0001,011
Net charge-offs$90,0002,839
Cash dividends$169,0001,540
Sale, conversion, retirement of capital stock, net$12,000654
Net operating income$1,186,840996
2010-12-31 (YTD Data)Rank
Total interest income$28,008,0001,106
Total interest expense$2,919,0002,664
Net interest income$25,089,000874
Provision for loan and lease losses$4,020,0001,330
Total noninterest income$1,800,0002,225
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,065,0001,430
Trading account gains and fees$0175
Additional Noninterest Income$735,0002,620
Total noninterest expense$15,922,0001,261
Salaries and employee benefits$8,387,0001,174
Premises and equipment expense$2,646,000973
Additional noninterest expense$4,889,0001,482
Pre-tax net operating income$6,947,000773
Securities gains (losses)$196,0001,601
Applicable income taxes$2,420,000630
Income before extraordinary items$4,723,000936
Extraordinary gains, net$029
Net income$4,723,000937
Minority interest net income$0111
Net income of bank and minority interests.$4,723,000938
Net charge-offs$2,785,0001,535
Cash dividends$675,0001,980
Sale, conversion, retirement of capital stock, net$82,000835
Net operating income$4,593,640914
2010-09-30 (YTD Data)Rank
Total interest income$21,091,0001,116
Total interest expense$2,366,0002,588
Net interest income$18,725,000883
Provision for loan and lease losses$3,015,0001,261
Total noninterest income$1,183,0002,446
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$787,0001,495
Trading account gains and fees$0165
Additional Noninterest Income$396,0003,110
Total noninterest expense$12,189,0001,224
Salaries and employee benefits$6,431,0001,147
Premises and equipment expense$1,993,000969
Additional noninterest expense$3,765,0001,408
Pre-tax net operating income$4,704,000893
Securities gains (losses)$173,0001,490
Applicable income taxes$1,677,000686
Income before extraordinary items$3,200,0001,065
Extraordinary gains, net$023
Net income$3,200,0001,068
Minority interest net income$0110
Net income of bank and minority interests.$3,200,0001,068
Net charge-offs$2,335,0001,368
Cash dividends$506,0001,738
Sale, conversion, retirement of capital stock, net$69,000758
Net operating income$3,085,8201,056
2010-06-30 (YTD Data)Rank
Total interest income$14,056,0001,122
Total interest expense$1,710,0002,502
Net interest income$12,346,000892
Provision for loan and lease losses$2,010,0001,274
Total noninterest income$628,0002,785
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$515,0001,527
Trading account gains and fees$0152
Additional Noninterest Income$113,0004,429
Total noninterest expense$8,105,0001,225
Salaries and employee benefits$4,306,0001,142
Premises and equipment expense$1,322,000999
Additional noninterest expense$2,477,0001,439
Pre-tax net operating income$2,859,000950
Securities gains (losses)$127,0001,254
Applicable income taxes$956,000743
Income before extraordinary items$2,030,0001,098
Extraordinary gains, net$019
Net income$2,030,0001,099
Minority interest net income$0105
Net income of bank and minority interests.$2,030,0001,099
Net charge-offs$1,416,0001,417
Cash dividends$337,0001,777
Sale, conversion, retirement of capital stock, net$45,000697
Net operating income$1,943,6401,101
2010-03-31 (YTD Data)Rank
Total interest income$7,049,0001,144
Total interest expense$968,0002,323
Net interest income$6,081,000918
Provision for loan and lease losses$1,005,0001,164
Total noninterest income$213,0003,512
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$256,0001,524
Trading account gains and fees$0175
Additional Noninterest Income$-43,0007,665
Total noninterest expense$4,070,0001,238
Salaries and employee benefits$2,190,0001,136
Premises and equipment expense$673,0001,010
Additional noninterest expense$1,207,0001,466
Pre-tax net operating income$1,219,0001,082
Securities gains (losses)$56,0001,095
Applicable income taxes$317,0001,005
Income before extraordinary items$958,0001,138
Extraordinary gains, net$016
Net income$958,0001,139
Minority interest net income$091
Net income of bank and minority interests.$958,0001,140
Net charge-offs$1,263,000878
Cash dividends$169,0001,519
Sale, conversion, retirement of capital stock, net$22,000643
Net operating income$916,0001,166
2009-12-31 (YTD Data)Rank
Total interest income$29,352,0001,167
Total interest expense$5,641,0002,025
Net interest income$23,711,000910
Provision for loan and lease losses$5,862,0001,265
Total noninterest income$-281,0007,845
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,164,0001,472
Trading account gains and fees$0211
Additional Noninterest Income$-1,445,0007,918
Total noninterest expense$15,387,0001,334
Salaries and employee benefits$7,781,0001,266
Premises and equipment expense$2,687,0001,007
Additional noninterest expense$4,919,0001,514
Pre-tax net operating income$2,181,0001,786
Securities gains (losses)$170,0001,678
Applicable income taxes$264,0002,149
Income before extraordinary items$2,087,0001,589
Extraordinary gains, net$034
Net income$2,087,0001,587
Minority interest net income$0115
Net income of bank and minority interests.$2,087,0001,588
Net charge-offs$4,411,0001,255
Cash dividends$978,0001,687
Sale, conversion, retirement of capital stock, net$73,000979
Net operating income$1,935,7001,689
2009-09-30 (YTD Data)Rank
Total interest income$22,077,0001,190
Total interest expense$4,460,0002,019
Net interest income$17,617,000923
Provision for loan and lease losses$4,962,0001,053
Total noninterest income$-159,0007,944
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$875,0001,469
Trading account gains and fees$0212
Additional Noninterest Income$-1,034,0008,019
Total noninterest expense$11,364,0001,345
Salaries and employee benefits$5,889,0001,274
Premises and equipment expense$2,011,0001,020
Additional noninterest expense$3,464,0001,553
Pre-tax net operating income$1,132,0002,523
Securities gains (losses)$132,0001,622
Applicable income taxes$-65,0006,862
Income before extraordinary items$1,329,0002,006
Extraordinary gains, net$027
Net income$1,329,0002,005
Minority interest net income$0118
Net income of bank and minority interests.$1,329,0002,006
Net charge-offs$4,135,000956
Cash dividends$809,0001,486
Sale, conversion, retirement of capital stock, net$56,000897
Net operating income$1,197,0002,139
2009-06-30 (YTD Data)Rank
Total interest income$14,625,0001,221
Total interest expense$3,061,0002,057
Net interest income$11,564,000935
Provision for loan and lease losses$4,037,000885
Total noninterest income$100,0006,384
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$575,0001,468
Trading account gains and fees$0193
Additional Noninterest Income$-475,0008,079
Total noninterest expense$7,595,0001,371
Salaries and employee benefits$3,915,0001,309
Premises and equipment expense$1,360,0001,039
Additional noninterest expense$2,320,0001,576
Pre-tax net operating income$32,0005,618
Securities gains (losses)$54,0001,861
Applicable income taxes$-334,0007,451
Income before extraordinary items$420,0003,400
Extraordinary gains, net$021
Net income$420,0003,395
Minority interest net income$0112
Net income of bank and minority interests.$420,0003,398
Net charge-offs$3,905,000691
Cash dividends$628,0001,375
Sale, conversion, retirement of capital stock, net$40,000860
Net operating income$366,0003,521
2009-03-31 (YTD Data)Rank
Total interest income$7,217,0001,260
Total interest expense$1,554,0002,106
Net interest income$5,663,000949
Provision for loan and lease losses$1,900,000779
Total noninterest income$423,0002,402
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$282,0001,458
Trading account gains and fees$0171
Additional Noninterest Income$141,0003,070
Total noninterest expense$3,784,0001,321
Salaries and employee benefits$2,049,0001,255
Premises and equipment expense$689,0001,035
Additional noninterest expense$1,046,0001,545
Pre-tax net operating income$402,0002,794
Securities gains (losses)$36,0001,437
Applicable income taxes$-5,0007,129
Income before extraordinary items$443,0002,356
Extraordinary gains, net$015
Net income$443,0002,356
Minority interest net income$0102
Net income of bank and minority interests.$443,0002,358
Net charge-offs$866,0001,037
Cash dividends$433,0001,021
Sale, conversion, retirement of capital stock, net$24,000708
Net operating income$407,0002,394
2008-12-31 (YTD Data)Rank
Total interest income$29,412,0001,316
Total interest expense$8,732,0001,829
Net interest income$20,680,0001,044
Provision for loan and lease losses$2,172,0001,706
Total noninterest income$789,0003,905
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,299,0001,383
Trading account gains and fees$0154
Additional Noninterest Income$-510,0008,223
Total noninterest expense$16,165,0001,215
Salaries and employee benefits$9,306,0001,059
Premises and equipment expense$2,641,0001,052
Additional noninterest expense$4,218,0001,467
Pre-tax net operating income$3,132,0001,727
Securities gains (losses)$03,220
Applicable income taxes$883,0001,309
Income before extraordinary items$2,249,0001,777
Extraordinary gains, net$039
Net income$2,249,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,110,0001,849
Cash dividends$713,0002,827
Sale, conversion, retirement of capital stock, net$354,000629
Net operating income$2,249,0001,894
2008-09-30 (YTD Data)Rank
Total interest income$22,089,0001,340
Total interest expense$6,791,0001,842
Net interest income$15,298,0001,083
Provision for loan and lease losses$1,171,0001,681
Total noninterest income$874,0003,165
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$984,0001,385
Trading account gains and fees$0148
Additional Noninterest Income$-110,0008,272
Total noninterest expense$12,169,0001,199
Salaries and employee benefits$7,203,0001,061
Premises and equipment expense$1,987,0001,056
Additional noninterest expense$2,979,0001,497
Pre-tax net operating income$2,832,0001,716
Securities gains (losses)$03,106
Applicable income taxes$906,0001,248
Income before extraordinary items$1,926,0001,834
Extraordinary gains, net$031
Net income$1,926,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,028,0001,277
Cash dividends$454,0002,873
Sale, conversion, retirement of capital stock, net$332,000470
Net operating income$1,926,0001,933
2008-06-30 (YTD Data)Rank
Total interest income$14,599,0001,369
Total interest expense$4,634,0001,864
Net interest income$9,965,0001,100
Provision for loan and lease losses$569,0001,772
Total noninterest income$1,217,0001,927
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$647,0001,385
Trading account gains and fees$0149
Additional Noninterest Income$570,0002,059
Total noninterest expense$8,640,0001,121
Salaries and employee benefits$4,883,0001,053
Premises and equipment expense$1,320,0001,057
Additional noninterest expense$2,437,0001,223
Pre-tax net operating income$1,973,0001,707
Securities gains (losses)$03,233
Applicable income taxes$644,0001,314
Income before extraordinary items$1,329,0001,997
Extraordinary gains, net$021
Net income$1,329,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,011
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$303,000338
Net operating income$1,329,0001,955
2008-03-31 (YTD Data)Rank
Total interest income$7,372,0001,395
Total interest expense$2,526,0001,856
Net interest income$4,846,0001,129
Provision for loan and lease losses$133,0002,332
Total noninterest income$580,0002,008
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$303,0001,444
Trading account gains and fees$0158
Additional Noninterest Income$277,0002,063
Total noninterest expense$4,072,0001,186
Salaries and employee benefits$2,447,0001,056
Premises and equipment expense$661,0001,052
Additional noninterest expense$964,0001,498
Pre-tax net operating income$1,221,0001,509
Securities gains (losses)$02,688
Applicable income taxes$445,0001,109
Income before extraordinary items$776,0001,863
Extraordinary gains, net$015
Net income$776,0001,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,000804
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$45,000493
Net operating income$776,0001,799
2007-12-31 (YTD Data)Rank
Total interest income$32,076,0001,331
Total interest expense$13,006,0001,551
Net interest income$19,070,0001,171
Provision for loan and lease losses$563,0002,155
Total noninterest income$1,986,0002,222
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,090,0001,643
Trading account gains and fees$0178
Additional Noninterest Income$896,0002,387
Total noninterest expense$14,191,0001,304
Salaries and employee benefits$8,621,0001,160
Premises and equipment expense$2,164,0001,230
Additional noninterest expense$3,406,0001,633
Pre-tax net operating income$6,302,0001,340
Securities gains (losses)$02,146
Applicable income taxes$2,334,000994
Income before extraordinary items$3,968,0001,606
Extraordinary gains, net$039
Net income$3,968,0001,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,964
Cash dividends$1,445,0002,065
Sale, conversion, retirement of capital stock, net$5,442,000261
Net operating income$3,968,0001,592
2007-09-30 (YTD Data)Rank
Total interest income$24,213,0001,320
Total interest expense$10,000,0001,510
Net interest income$14,213,0001,184
Provision for loan and lease losses$446,0001,732
Total noninterest income$1,495,0002,219
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$808,0001,635
Trading account gains and fees$0184
Additional Noninterest Income$687,0002,355
Total noninterest expense$10,297,0001,339
Salaries and employee benefits$6,274,0001,188
Premises and equipment expense$1,605,0001,234
Additional noninterest expense$2,418,0001,682
Pre-tax net operating income$4,965,0001,362
Securities gains (losses)$01,655
Applicable income taxes$1,947,000980
Income before extraordinary items$3,018,0001,679
Extraordinary gains, net$033
Net income$3,018,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,218
Cash dividends$1,445,0001,566
Sale, conversion, retirement of capital stock, net$5,412,000186
Net operating income$3,018,0001,664
2007-06-30 (YTD Data)Rank
Total interest income$16,085,0001,330
Total interest expense$6,762,0001,479
Net interest income$9,323,0001,227
Provision for loan and lease losses$286,0001,625
Total noninterest income$1,023,0002,212
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$540,0001,637
Trading account gains and fees$0168
Additional Noninterest Income$483,0002,304
Total noninterest expense$6,775,0001,365
Salaries and employee benefits$4,153,0001,223
Premises and equipment expense$1,047,0001,278
Additional noninterest expense$1,575,0001,730
Pre-tax net operating income$3,285,0001,429
Securities gains (losses)$01,444
Applicable income taxes$1,280,0001,048
Income before extraordinary items$2,005,0001,728
Extraordinary gains, net$029
Net income$2,005,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$3,043,000171
Net operating income$2,005,0001,708
2007-03-31 (YTD Data)Rank
Total interest income$7,958,0001,342
Total interest expense$3,326,0001,495
Net interest income$4,632,0001,227
Provision for loan and lease losses$158,0001,378
Total noninterest income$509,0002,188
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$265,0001,618
Trading account gains and fees$0195
Additional Noninterest Income$244,0002,253
Total noninterest expense$3,331,0001,392
Salaries and employee benefits$2,078,0001,238
Premises and equipment expense$494,0001,359
Additional noninterest expense$759,0001,764
Pre-tax net operating income$1,652,0001,412
Securities gains (losses)$01,187
Applicable income taxes$650,0001,037
Income before extraordinary items$1,002,0001,713
Extraordinary gains, net$022
Net income$1,002,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$178,000264
Net operating income$1,002,0001,703
2006-12-31 (YTD Data)Rank
Total interest income$28,825,0001,379
Total interest expense$11,362,0001,479
Net interest income$17,463,0001,307
Provision for loan and lease losses$667,0001,469
Total noninterest income$1,596,0002,598
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$865,0001,985
Trading account gains and fees$0130
Additional Noninterest Income$731,0002,714
Total noninterest expense$12,148,0001,467
Salaries and employee benefits$7,585,0001,285
Premises and equipment expense$1,738,0001,477
Additional noninterest expense$2,825,0001,858
Pre-tax net operating income$6,244,0001,548
Securities gains (losses)$01,687
Applicable income taxes$2,413,0001,140
Income before extraordinary items$3,831,0001,859
Extraordinary gains, net$051
Net income$3,831,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,380
Cash dividends$1,348,0002,096
Sale, conversion, retirement of capital stock, net$737,000535
Net operating income$3,831,0001,844
2006-09-30 (YTD Data)Rank
Total interest income$21,019,0001,416
Total interest expense$8,109,0001,509
Net interest income$12,910,0001,342
Provision for loan and lease losses$621,0001,177
Total noninterest income$1,091,0002,764
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$630,0002,030
Trading account gains and fees$0126
Additional Noninterest Income$461,0002,977
Total noninterest expense$9,008,0001,492
Salaries and employee benefits$5,660,0001,302
Premises and equipment expense$1,270,0001,533
Additional noninterest expense$2,078,0001,877
Pre-tax net operating income$4,372,0001,709
Securities gains (losses)$01,388
Applicable income taxes$1,696,0001,266
Income before extraordinary items$2,676,0002,026
Extraordinary gains, net$045
Net income$2,676,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,656
Cash dividends$1,348,0001,588
Sale, conversion, retirement of capital stock, net$649,000431
Net operating income$2,676,0002,023
2006-06-30 (YTD Data)Rank
Total interest income$13,540,0001,433
Total interest expense$5,077,0001,535
Net interest income$8,463,0001,363
Provision for loan and lease losses$475,0001,028
Total noninterest income$688,0002,856
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$390,0002,143
Trading account gains and fees$0126
Additional Noninterest Income$298,0003,033
Total noninterest expense$5,933,0001,510
Salaries and employee benefits$3,757,0001,319
Premises and equipment expense$821,0001,579
Additional noninterest expense$1,355,0001,934
Pre-tax net operating income$2,743,0001,811
Securities gains (losses)$01,185
Applicable income taxes$1,064,0001,333
Income before extraordinary items$1,679,0002,138
Extraordinary gains, net$039
Net income$1,679,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$506,000322
Net operating income$1,679,0002,121
2006-03-31 (YTD Data)Rank
Total interest income$6,509,0001,454
Total interest expense$2,315,0001,599
Net interest income$4,194,0001,368
Provision for loan and lease losses$117,0001,801
Total noninterest income$313,0003,001
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$179,0002,233
Trading account gains and fees$0115
Additional Noninterest Income$134,0003,182
Total noninterest expense$3,019,0001,493
Salaries and employee benefits$1,845,0001,348
Premises and equipment expense$387,0001,664
Additional noninterest expense$787,0001,659
Pre-tax net operating income$1,371,0001,764
Securities gains (losses)$0955
Applicable income taxes$532,0001,326
Income before extraordinary items$839,0002,104
Extraordinary gains, net$021
Net income$839,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$363,000210
Net operating income$839,0002,090
2005-12-31 (YTD Data)Rank
Total interest income$21,567,0001,558
Total interest expense$6,283,0001,804
Net interest income$15,284,0001,422
Provision for loan and lease losses$584,0001,685
Total noninterest income$1,226,0003,098
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$631,0002,557
Trading account gains and fees$0138
Additional Noninterest Income$595,0003,069
Total noninterest expense$9,496,0001,788
Salaries and employee benefits$5,805,0001,611
Premises and equipment expense$1,157,0002,071
Additional noninterest expense$2,534,0001,994
Pre-tax net operating income$6,430,0001,489
Securities gains (losses)$02,296
Applicable income taxes$2,495,0001,128
Income before extraordinary items$3,935,0001,763
Extraordinary gains, net$046
Net income$3,935,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,503
Cash dividends$1,163,0002,210
Sale, conversion, retirement of capital stock, net$459,000548
Net operating income$3,935,0001,739
2005-09-30 (YTD Data)Rank
Total interest income$15,492,0001,588
Total interest expense$4,405,0001,813
Net interest income$11,087,0001,462
Provision for loan and lease losses$419,0001,657
Total noninterest income$918,0003,103
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$464,0002,588
Trading account gains and fees$0126
Additional Noninterest Income$454,0003,054
Total noninterest expense$6,918,0001,819
Salaries and employee benefits$4,200,0001,649
Premises and equipment expense$857,0002,076
Additional noninterest expense$1,861,0001,996
Pre-tax net operating income$4,668,0001,532
Securities gains (losses)$02,317
Applicable income taxes$1,811,0001,179
Income before extraordinary items$2,857,0001,831
Extraordinary gains, net$035
Net income$2,857,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$1,163,0001,611
Sale, conversion, retirement of capital stock, net$394,000428
Net operating income$2,857,0001,795
2005-06-30 (YTD Data)Rank
Total interest income$9,854,0001,625
Total interest expense$2,778,0001,811
Net interest income$7,076,0001,508
Provision for loan and lease losses$312,0001,458
Total noninterest income$588,0003,149
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$286,0002,712
Trading account gains and fees$0116
Additional Noninterest Income$302,0003,041
Total noninterest expense$4,517,0001,834
Salaries and employee benefits$2,763,0001,661
Premises and equipment expense$559,0002,115
Additional noninterest expense$1,195,0002,059
Pre-tax net operating income$2,835,0001,645
Securities gains (losses)$02,146
Applicable income taxes$1,102,0001,258
Income before extraordinary items$1,733,0001,967
Extraordinary gains, net$030
Net income$1,733,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$178,000381
Net operating income$1,733,0001,926
2005-03-31 (YTD Data)Rank
Total interest income$4,855,0001,615
Total interest expense$1,346,0001,774
Net interest income$3,509,0001,514
Provision for loan and lease losses$164,0001,315
Total noninterest income$298,0003,066
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$145,0002,637
Trading account gains and fees$0115
Additional Noninterest Income$153,0002,944
Total noninterest expense$2,274,0001,836
Salaries and employee benefits$1,367,0001,684
Premises and equipment expense$273,0002,183
Additional noninterest expense$634,0001,934
Pre-tax net operating income$1,369,0001,671
Securities gains (losses)$01,685
Applicable income taxes$532,0001,280
Income before extraordinary items$837,0002,008
Extraordinary gains, net$024
Net income$837,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$56,000313
Net operating income$837,0001,972
2004-12-31 (YTD Data)Rank
Total interest income$16,433,0001,740
Total interest expense$3,610,0002,239
Net interest income$12,823,0001,589
Provision for loan and lease losses$932,0001,115
Total noninterest income$1,355,0002,877
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$546,0002,947
Trading account gains and fees$0138
Additional Noninterest Income$809,0002,480
Total noninterest expense$7,936,0002,019
Salaries and employee benefits$4,915,0001,792
Premises and equipment expense$838,0002,681
Additional noninterest expense$2,183,0002,231
Pre-tax net operating income$5,310,0001,608
Securities gains (losses)$03,819
Applicable income taxes$2,059,0001,238
Income before extraordinary items$3,251,0001,930
Extraordinary gains, net$034
Net income$3,251,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,654
Cash dividends$888,0002,557
Sale, conversion, retirement of capital stock, net$8,098,000147
Net operating income$3,251,0001,887
2004-09-30 (YTD Data)Rank
Total interest income$11,847,0001,790
Total interest expense$2,520,0002,343
Net interest income$9,327,0001,627
Provision for loan and lease losses$698,0001,087
Total noninterest income$1,057,0002,812
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$411,0002,947
Trading account gains and fees$0134
Additional Noninterest Income$646,0002,391
Total noninterest expense$5,876,0002,032
Salaries and employee benefits$3,705,0001,769
Premises and equipment expense$597,0002,796
Additional noninterest expense$1,574,0002,293
Pre-tax net operating income$3,810,0001,687
Securities gains (losses)$03,710
Applicable income taxes$1,477,0001,294
Income before extraordinary items$2,333,0002,012
Extraordinary gains, net$026
Net income$2,333,0002,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$888,0001,885
Sale, conversion, retirement of capital stock, net$8,038,000111
Net operating income$2,333,0001,959
2004-06-30 (YTD Data)Rank
Total interest income$7,617,0001,838
Total interest expense$1,613,0002,407
Net interest income$6,004,0001,672
Provision for loan and lease losses$498,0001,007
Total noninterest income$745,0002,722
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$268,0002,964
Trading account gains and fees$0130
Additional Noninterest Income$477,0002,265
Total noninterest expense$3,869,0002,058
Salaries and employee benefits$2,477,0001,770
Premises and equipment expense$394,0002,823
Additional noninterest expense$998,0002,387
Pre-tax net operating income$2,382,0001,766
Securities gains (losses)$03,413
Applicable income taxes$925,0001,365
Income before extraordinary items$1,457,0002,126
Extraordinary gains, net$021
Net income$1,457,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,291
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$7,999,00077
Net operating income$1,457,0002,067
2004-03-31 (YTD Data)Rank
Total interest income$3,620,0001,935
Total interest expense$808,0002,420
Net interest income$2,812,0001,767
Provision for loan and lease losses$188,0001,215
Total noninterest income$340,0002,841
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$134,0002,908
Trading account gains and fees$0121
Additional Noninterest Income$206,0002,427
Total noninterest expense$1,976,0002,032
Salaries and employee benefits$1,302,0001,708
Premises and equipment expense$195,0002,887
Additional noninterest expense$479,0002,465
Pre-tax net operating income$988,0002,019
Securities gains (losses)$02,934
Applicable income taxes$381,0001,635
Income before extraordinary items$607,0002,466
Extraordinary gains, net$016
Net income$607,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$7,862,00042
Net operating income$607,0002,389
2003-12-31 (YTD Data)Rank
Total interest income$12,948,0002,211
Total interest expense$3,345,0002,599
Net interest income$9,603,0002,041
Provision for loan and lease losses$655,0001,716
Total noninterest income$1,586,0002,731
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$509,0003,043
Trading account gains and fees$0160
Additional Noninterest Income$1,077,0002,282
Total noninterest expense$6,811,0002,310
Salaries and employee benefits$4,157,0002,042
Premises and equipment expense$746,0002,919
Additional noninterest expense$1,908,0002,518
Pre-tax net operating income$3,723,0002,094
Securities gains (losses)$57,0002,386
Applicable income taxes$1,462,0001,651
Income before extraordinary items$2,318,0002,543
Extraordinary gains, net$054
Net income$2,318,0002,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,392
Cash dividends$688,0002,977
Sale, conversion, retirement of capital stock, net$190,000614
Net operating income$2,281,5202,456
2003-09-30 (YTD Data)Rank
Total interest income$9,354,0002,344
Total interest expense$2,546,0002,643
Net interest income$6,808,0002,154
Provision for loan and lease losses$475,0001,736
Total noninterest income$1,252,0002,695
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$372,0003,123
Trading account gains and fees$0153
Additional Noninterest Income$880,0002,230
Total noninterest expense$5,000,0002,359
Salaries and employee benefits$3,031,0002,111
Premises and equipment expense$554,0002,954
Additional noninterest expense$1,415,0002,524
Pre-tax net operating income$2,585,0002,315
Securities gains (losses)$57,0002,204
Applicable income taxes$1,018,0001,834
Income before extraordinary items$1,624,0002,793
Extraordinary gains, net$040
Net income$1,624,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,535
Cash dividends$688,0002,205
Sale, conversion, retirement of capital stock, net$136,000489
Net operating income$1,587,5202,696
2003-06-30 (YTD Data)Rank
Total interest income$6,120,0002,397
Total interest expense$1,746,0002,652
Net interest income$4,374,0002,225
Provision for loan and lease losses$300,0001,769
Total noninterest income$733,0002,923
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$240,0003,164
Trading account gains and fees$0150
Additional Noninterest Income$493,0002,460
Total noninterest expense$3,238,0002,422
Salaries and employee benefits$1,969,0002,156
Premises and equipment expense$350,0003,074
Additional noninterest expense$919,0002,561
Pre-tax net operating income$1,569,0002,492
Securities gains (losses)$03,782
Applicable income taxes$602,0002,036
Income before extraordinary items$967,0003,050
Extraordinary gains, net$030
Net income$967,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,572
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$52,000428
Net operating income$967,0002,891
2003-03-31 (YTD Data)Rank
Total interest income$3,020,0002,432
Total interest expense$864,0002,738
Net interest income$2,156,0002,254
Provision for loan and lease losses$150,0001,666
Total noninterest income$281,0003,395
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$116,0003,170
Trading account gains and fees$0134
Additional Noninterest Income$165,0003,042
Total noninterest expense$1,529,0002,536
Salaries and employee benefits$934,0002,250
Premises and equipment expense$155,0003,397
Additional noninterest expense$440,0002,622
Pre-tax net operating income$758,0002,577
Securities gains (losses)$02,891
Applicable income taxes$290,0002,105
Income before extraordinary items$468,0003,098
Extraordinary gains, net$021
Net income$468,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,385
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$2,000407
Net operating income$468,0002,938
2002-12-31 (YTD Data)Rank
Total interest income$11,448,0002,667
Total interest expense$3,955,0002,776
Net interest income$7,493,0002,556
Provision for loan and lease losses$425,0002,696
Total noninterest income$803,0003,986
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$497,0002,985
Trading account gains and fees$0153
Additional Noninterest Income$306,0004,217
Total noninterest expense$5,179,0002,840
Salaries and employee benefits$3,086,0002,556
Premises and equipment expense$507,0003,903
Additional noninterest expense$1,586,0002,836
Pre-tax net operating income$2,692,0002,732
Securities gains (losses)$144,0001,421
Applicable income taxes$1,039,0002,154
Income before extraordinary items$1,797,0003,044
Extraordinary gains, net$070
Net income$1,797,0003,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,967
Cash dividends$619,0003,104
Sale, conversion, retirement of capital stock, net$169,000583
Net operating income$1,704,8403,064
2001-12-31 (YTD Data)Rank
Total interest income$10,963,0003,062
Total interest expense$4,660,0003,358
Net interest income$6,303,0002,816
Provision for loan and lease losses$211,0004,006
Total noninterest income$572,0004,711
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$465,0003,018
Trading account gains and fees$0177
Additional Noninterest Income$107,0006,284
Total noninterest expense$4,142,0003,328
Salaries and employee benefits$2,420,0003,036
Premises and equipment expense$457,0004,178
Additional noninterest expense$1,265,0003,334
Pre-tax net operating income$2,522,0002,646
Securities gains (losses)$212,0001,149
Applicable income taxes$1,075,0001,969
Income before extraordinary items$1,659,0002,990
Extraordinary gains, net$0105
Net income$1,659,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,710
Cash dividends$569,0003,244
Sale, conversion, retirement of capital stock, net$34,000780
Net operating income$1,523,3203,087
2000-12-31 (YTD Data)Rank
Total interest income$10,557,0003,252
Total interest expense$4,850,0003,413
Net interest income$5,707,0003,084
Provision for loan and lease losses$204,0003,703
Total noninterest income$442,0005,240
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$381,0003,375
Trading account gains and fees$0180
Additional Noninterest Income$61,0007,442
Total noninterest expense$3,396,0003,819
Salaries and employee benefits$1,927,0003,581
Premises and equipment expense$450,0004,129
Additional noninterest expense$1,019,0003,934
Pre-tax net operating income$2,549,0002,714
Securities gains (losses)$-11,0008,394
Applicable income taxes$1,000,0002,120
Income before extraordinary items$1,538,0003,194
Extraordinary gains, net$038
Net income$1,538,0003,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,042
Cash dividends$486,0003,621
Sale, conversion, retirement of capital stock, net$526,000532
Net operating income$1,545,0403,171
1999-12-31 (YTD Data)Rank
Total interest income$8,891,0003,568
Total interest expense$3,483,0004,064
Net interest income$5,408,0003,210
Provision for loan and lease losses$315,0002,548
Total noninterest income$565,0004,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$334,0003,688
Trading account gains and feesNANA
Additional Noninterest Income$231,0004,611
Total noninterest expense$3,419,0003,773
Salaries and employee benefits$2,001,0003,440
Premises and equipment expense$514,0003,679
Additional noninterest expense$904,0004,367
Pre-tax net operating income$2,239,0003,052
Securities gains (losses)$23,0001,318
Applicable income taxes$890,0002,411
Income before extraordinary items$1,372,0003,475
Extraordinary gains, net$035
Net income$1,372,0003,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,666
Cash dividends$347,0004,245
Sale, conversion, retirement of capital stock, net$380,000647
Net operating income$1,357,2803,474
1998-12-31 (YTD Data)Rank
Total interest income$8,182,0003,860
Total interest expense$2,988,0004,745
Net interest income$5,194,0003,270
Provision for loan and lease losses$275,0002,807
Total noninterest income$407,0005,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$325,0003,689
Trading account gains and feesNANA
Additional Noninterest Income$82,0007,117
Total noninterest expense$3,399,0003,706
Salaries and employee benefits$1,917,0003,470
Premises and equipment expense$545,0003,452
Additional noninterest expense$937,0004,164
Pre-tax net operating income$1,927,0003,439
Securities gains (losses)$47,0001,787
Applicable income taxes$780,0002,798
Income before extraordinary items$1,194,0003,946
Extraordinary gains, net$032
Net income$1,194,0003,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,546
Cash dividends$229,0005,115
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,163,9203,938
1997-12-31 (YTD Data)Rank
Total interest income$6,187,0004,944
Total interest expense$2,494,0005,422
Net interest income$3,693,0004,535
Provision for loan and lease losses$215,0003,285
Total noninterest income$291,0006,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,437
Trading account gains and feesNANA
Additional Noninterest Income$24,0009,645
Total noninterest expense$2,669,0004,522
Salaries and employee benefits$1,468,0004,335
Premises and equipment expense$451,0004,036
Additional noninterest expense$750,0004,962
Pre-tax net operating income$1,100,0005,535
Securities gains (losses)$85,0001,060
Applicable income taxes$451,0004,531
Income before extraordinary items$734,0005,749
Extraordinary gains, net$044
Net income$734,0005,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,815
Cash dividends$153,0005,855
Sale, conversion, retirement of capital stock, net$2,997,000316
Net operating income$679,6005,941
1996-12-31 (YTD Data)Rank
Total interest income$4,397,0006,487
Total interest expense$1,539,0007,470
Net interest income$2,858,0005,647
Provision for loan and lease losses$60,0006,086
Total noninterest income$205,0008,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0005,834
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,411
Total noninterest expense$2,020,0005,908
Salaries and employee benefits$1,063,0005,731
Premises and equipment expense$324,0005,293
Additional noninterest expense$633,0006,143
Pre-tax net operating income$983,0005,804
Securities gains (losses)$04,148
Applicable income taxes$382,0005,043
Income before extraordinary items$601,0006,269
Extraordinary gains, net$053
Net income$601,0006,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$107,0006,566
Sale, conversion, retirement of capital stock, net$862,000407
Net operating income$601,0006,208
1995-12-31 (YTD Data)Rank
Total interest income$3,750,0007,256
Total interest expense$1,295,0008,290
Net interest income$2,455,0006,387
Provision for loan and lease losses$68,0005,482
Total noninterest income$132,0009,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,249
Trading account gains and feesNANA
Additional Noninterest Income$9,00011,559
Total noninterest expense$1,597,0006,984
Salaries and employee benefits$797,0007,112
Premises and equipment expense$252,0006,309
Additional noninterest expense$548,0006,887
Pre-tax net operating income$922,0006,314
Securities gains (losses)$03,831
Applicable income taxes$348,0005,465
Income before extraordinary items$574,0006,760
Extraordinary gains, net$065
Net income$574,0006,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$574,0006,740
1994-12-31 (YTD Data)Rank
Total interest income$2,795,0008,389
Total interest expense$865,0009,285
Net interest income$1,930,0007,724
Provision for loan and lease losses$128,0003,919
Total noninterest income$85,00011,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0008,774
Trading account gains and feesNANA
Additional Noninterest Income$8,00012,207
Total noninterest expense$1,444,0007,778
Salaries and employee benefits$715,0007,764
Premises and equipment expense$222,0007,023
Additional noninterest expense$507,0007,773
Pre-tax net operating income$443,0009,044
Securities gains (losses)$-3,0009,178
Applicable income taxes$1,00011,577
Income before extraordinary items$439,0007,817
Extraordinary gains, net$0249
Net income$439,0007,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$442,0007,836
1993-12-31 (YTD Data)Rank
Total interest income$2,008,00010,159
Total interest expense$708,00010,536
Net interest income$1,300,0009,729
Provision for loan and lease losses$80,0006,310
Total noninterest income$68,00012,120
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0009,838
Trading account gains and feesNANA
Additional Noninterest Income$12,00012,609
Total noninterest expense$1,140,0009,159
Salaries and employee benefits$534,0009,345
Premises and equipment expense$185,0008,012
Additional noninterest expense$421,0009,020
Pre-tax net operating income$148,00011,491
Securities gains (losses)$07,477
Applicable income taxes$1,00012,075
Income before extraordinary items$147,00011,238
Extraordinary gains, net$103,0001,537
Net income$250,00010,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$724,000531
Net operating income$147,00011,030
1992-12-31 (YTD Data)Rank
Total interest income$1,255,00012,488
Total interest expense$597,00012,307
Net interest income$658,00012,483
Provision for loan and lease losses$93,0007,482
Total noninterest income$45,00013,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,00010,808
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$915,00010,391
Salaries and employee benefits$387,00011,014
Premises and equipment expense$151,0009,075
Additional noninterest expense$377,0009,849
Pre-tax net operating income$-305,00013,176
Securities gains (losses)$50,0004,121
Applicable income taxes$012,680
Income before extraordinary items$-255,00013,223
Extraordinary gains, net$01,422
Net income$-255,00013,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-305,00013,152

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.