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NVR Savings Bank, FSB, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$33,589,000961
Total interest expense$22,631,000645
Net interest income$10,958,0001,652
Provision for loan and lease losses$360,0002,633
Total noninterest income$4,132,0001,142
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$4,132,000786
Total noninterest expense$10,034,0001,522
Salaries and employee benefits$5,317,0001,262
Premises and equipment expense$1,860,0001,142
Additional noninterest expense$2,857,0001,989
Pre-tax net operating income$4,696,0001,495
Securities gains (losses)$3,196,000226
Applicable income taxes$1,601,0001,486
Income before extraordinary items$6,291,000838
Extraordinary gains, net$03,149
Net income$6,291,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,917,000573
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,734,2001,274
1992-12-31 (YTD Data)Rank
Total interest income$41,456,000917
Total interest expense$27,434,000695
Net interest income$14,022,0001,319
Provision for loan and lease losses$459,0003,187
Total noninterest income$4,638,0001,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$4,638,000714
Total noninterest expense$11,346,0001,378
Salaries and employee benefits$4,514,0001,468
Premises and equipment expense$1,805,0001,211
Additional noninterest expense$5,027,0001,312
Pre-tax net operating income$6,855,000944
Securities gains (losses)$886,000719
Applicable income taxes$1,504,0001,450
Income before extraordinary items$6,237,000761
Extraordinary gains, net$01,422
Net income$6,237,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,00013,739
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,519,340795

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.