Home > NVR Savings Bank, FSB > Income and Expense
NVR Savings Bank, FSB, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $33,589,000 | 961 |
Total interest expense | $22,631,000 | 645 |
Net interest income | $10,958,000 | 1,652 |
Provision for loan and lease losses | $360,000 | 2,633 |
Total noninterest income | $4,132,000 | 1,142 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $4,132,000 | 786 |
Total noninterest expense | $10,034,000 | 1,522 |
Salaries and employee benefits | $5,317,000 | 1,262 |
Premises and equipment expense | $1,860,000 | 1,142 |
Additional noninterest expense | $2,857,000 | 1,989 |
Pre-tax net operating income | $4,696,000 | 1,495 |
Securities gains (losses) | $3,196,000 | 226 |
Applicable income taxes | $1,601,000 | 1,486 |
Income before extraordinary items | $6,291,000 | 838 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $6,291,000 | 868 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,917,000 | 573 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $3,734,200 | 1,274 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $41,456,000 | 917 |
Total interest expense | $27,434,000 | 695 |
Net interest income | $14,022,000 | 1,319 |
Provision for loan and lease losses | $459,000 | 3,187 |
Total noninterest income | $4,638,000 | 1,043 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $4,638,000 | 714 |
Total noninterest expense | $11,346,000 | 1,378 |
Salaries and employee benefits | $4,514,000 | 1,468 |
Premises and equipment expense | $1,805,000 | 1,211 |
Additional noninterest expense | $5,027,000 | 1,312 |
Pre-tax net operating income | $6,855,000 | 944 |
Securities gains (losses) | $886,000 | 719 |
Applicable income taxes | $1,504,000 | 1,450 |
Income before extraordinary items | $6,237,000 | 761 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $6,237,000 | 763 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-109,000 | 13,739 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $5,519,340 | 795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.