Home > Northwestern Mutual Wealth Management > Performance and Condition Ratios
Northwestern Mutual Wealth Management, Performance and Condition Ratios
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.4362% | 3,215 |
| Cost of funding earning assets | 0.3063% | 4,373 |
| Net interest margin | 4.1298% | 1,031 |
| Noninterest income to average assets | 404.8200% | 2 |
| Noninterest expense to average assets | 366.9030% | 1 |
| Loan and lease loss provision to assets | -0.0100% | 4,255 |
| Net operating income to assets | 31.0918% | 11 |
| Return on assets (ROA) | 31.0892% | 12 |
| Pretax return on assets | 41.7367% | 10 |
| Return on Equity (ROE) | 45.5800% | 62 |
| Retained earnings to average equity (ytd only) | 0.6252% | 3,925 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 89.7885% | 417 |
| Assets per employee ($millions) | 1.6132% | 4,463 |
| Cash dividends to net income (ytd only)* | 98.6283% | 292 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 0.0000% | 4,475 |
| Net loans and leases to deposits | 0.0000% | 4,474 |
| Net loans and leases to core deposits | 0.0000% | 4,493 |
| Total domestic deposits to total assets | 12.6200% | 4,510 |
| Equity capital to assets | 63.9633% | 119 |
| Core capital (leverage) ratio | 45.6310% | 89 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,896 |
| Memoranda: | ||
| Average total assets | $423,967,600 | 1,941 |
| Average earning assets | $391,397,800 | 1,948 |
| Average equity | $289,189,400 | 410 |
| Average total loans | $0 | 4,477 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0903% | 3,680 |
| Cost of funding earning assets | 0.2985% | 4,362 |
| Net interest margin | 3.7918% | 1,615 |
| Noninterest income to average assets | 392.8700% | 2 |
| Noninterest expense to average assets | 355.9938% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | 30.1705% | 15 |
| Return on assets (ROA) | 30.1670% | 15 |
| Pretax return on assets | 40.3731% | 14 |
| Return on Equity (ROE) | 43.6000% | 99 |
| Retained earnings to average equity (ytd only) | 43.5951% | 44 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 89.8132% | 381 |
| Assets per employee ($millions) | 1.9209% | 4,478 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 0.0000% | 4,500 |
| Net loans and leases to deposits | 0.0000% | 4,499 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 10.4700% | 4,543 |
| Equity capital to assets | 70.8746% | 118 |
| Core capital (leverage) ratio | 61.9727% | 76 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,911 |
| Memoranda: | ||
| Average total assets | $429,942,000 | 1,918 |
| Average earning assets | $397,062,000 | 1,916 |
| Average equity | $297,512,250 | 402 |
| Average total loans | $0 | 4,502 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9079% | 3,855 |
| Cost of funding earning assets | 0.3041% | 4,308 |
| Net interest margin | 3.6038% | 2,030 |
| Noninterest income to average assets | 395.5100% | 2 |
| Noninterest expense to average assets | 359.1224% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 29.6827% | 15 |
| Return on assets (ROA) | 29.6773% | 15 |
| Pretax return on assets | 39.7070% | 15 |
| Return on Equity (ROE) | 43.3000% | 91 |
| Retained earnings to average equity (ytd only) | 43.2960% | 46 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 90.0426% | 352 |
| Assets per employee ($millions) | 1.8031% | 4,512 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 0.0000% | 4,533 |
| Net loans and leases to deposits | 0.0000% | 4,532 |
| Net loans and leases to core deposits | 0.0000% | 4,550 |
| Total domestic deposits to total assets | 11.2900% | 4,566 |
| Equity capital to assets | 69.8814% | 113 |
| Core capital (leverage) ratio | 60.9797% | 74 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,936 |
| Memoranda: | ||
| Average total assets | $412,537,333 | 1,977 |
| Average earning assets | $380,764,333 | 1,977 |
| Average equity | $282,774,333 | 404 |
| Average total loans | $0 | 4,533 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.8056% | 3,847 |
| Cost of funding earning assets | 0.2988% | 4,197 |
| Net interest margin | 3.5068% | 2,345 |
| Noninterest income to average assets | 397.7000% | 2 |
| Noninterest expense to average assets | 361.0645% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | 29.7922% | 16 |
| Return on assets (ROA) | 29.7810% | 16 |
| Pretax return on assets | 39.8565% | 15 |
| Return on Equity (ROE) | 43.9300% | 98 |
| Retained earnings to average equity (ytd only) | 43.9318% | 50 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 90.0556% | 358 |
| Assets per employee ($millions) | 1.6662% | 4,584 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 0.0000% | 4,605 |
| Net loans and leases to deposits | 0.0000% | 4,604 |
| Net loans and leases to core deposits | 0.0000% | 4,587 |
| Total domestic deposits to total assets | 12.3200% | 4,612 |
| Equity capital to assets | 69.1875% | 65 |
| Core capital (leverage) ratio | 59.2692% | 72 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,020 |
| Memoranda: | ||
| Average total assets | $395,218,000 | 2,058 |
| Average earning assets | $364,094,000 | 2,056 |
| Average equity | $267,915,000 | 431 |
| Average total loans | $0 | 4,605 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8813% | 4,625 |
| Cost of funding earning assets | 0.0240% | 4,620 |
| Net interest margin | 1.8573% | 4,588 |
| Noninterest income to average assets | 437.3400% | 2 |
| Noninterest expense to average assets | 394.7430% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | 33.1257% | 14 |
| Return on assets (ROA) | 33.0835% | 13 |
| Pretax return on assets | 44.2736% | 13 |
| Return on Equity (ROE) | 51.3100% | 29 |
| Retained earnings to average equity (ytd only) | -1.0741% | 4,453 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 89.9044% | 307 |
| Assets per employee ($millions) | 1.5923% | 4,619 |
| Cash dividends to net income (ytd only)* | 102.0933% | 185 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 0.0000% | 4,635 |
| Net loans and leases to deposits | 0.0000% | 4,634 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 13.2700% | 4,643 |
| Equity capital to assets | 66.2831% | 73 |
| Core capital (leverage) ratio | 57.7297% | 79 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,055 |
| Memoranda: | ||
| Average total assets | $352,320,600 | 2,217 |
| Average earning assets | $328,490,800 | 2,205 |
| Average equity | $227,157,800 | 477 |
| Average total loans | $0 | 4,639 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4998% | 4,664 |
| Cost of funding earning assets | 0.0243% | 4,652 |
| Net interest margin | 1.4754% | 4,641 |
| Noninterest income to average assets | 453.0400% | 2 |
| Noninterest expense to average assets | 406.2777% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | 35.9743% | 11 |
| Return on assets (ROA) | 35.9169% | 11 |
| Pretax return on assets | 48.0666% | 10 |
| Return on Equity (ROE) | 56.1400% | 24 |
| Retained earnings to average equity (ytd only) | -15.6891% | 4,715 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 89.4064% | 337 |
| Assets per employee ($millions) | 1.4638% | 4,662 |
| Cash dividends to net income (ytd only)* | 127.9460% | 113 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 0.0000% | 4,679 |
| Net loans and leases to deposits | 0.0000% | 4,678 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 14.5600% | 4,682 |
| Equity capital to assets | 65.8324% | 75 |
| Core capital (leverage) ratio | 56.5442% | 81 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,120 |
| Memoranda: | ||
| Average total assets | $345,262,250 | 2,260 |
| Average earning assets | $323,241,000 | 2,240 |
| Average equity | $220,886,500 | 487 |
| Average total loans | $0 | 4,681 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2076% | 4,725 |
| Cost of funding earning assets | 0.0240% | 4,708 |
| Net interest margin | 1.1836% | 4,716 |
| Noninterest income to average assets | 468.8117% | 2 |
| Noninterest expense to average assets | 422.5587% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | 35.4023% | 6 |
| Return on assets (ROA) | 35.3162% | 6 |
| Pretax return on assets | 47.2602% | 5 |
| Return on Equity (ROE) | 55.7443% | 12 |
| Retained earnings to average equity (ytd only) | -53.2368% | 4,759 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.9199% | 409 |
| Assets per employee ($millions) | 1.3916% | 4,721 |
| Cash dividends to net income (ytd only)* | 195.5018% | 81 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,740 |
| Net loans and leases to deposits | 0.0000% | 4,740 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 15.3116% | 4,747 |
| Equity capital to assets | 61.6192% | 36 |
| Core capital (leverage) ratio | 51.5458% | 42 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $344,709,000 | 2,269 |
| Average earning assets | $325,114,333 | 2,252 |
| Average equity | $218,386,333 | 493 |
| Average total loans | NA | NA |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0424% | 4,760 |
| Cost of funding earning assets | 0.0214% | 4,730 |
| Net interest margin | 1.0210% | 4,749 |
| Noninterest income to average assets | 459.1210% | 2 |
| Noninterest expense to average assets | 413.9773% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,285 |
| Net operating income to assets | 34.3343% | 9 |
| Return on assets (ROA) | 34.1656% | 9 |
| Pretax return on assets | 45.9059% | 5 |
| Return on Equity (ROE) | 53.2455% | 18 |
| Retained earnings to average equity (ytd only) | -157.4070% | 4,794 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.9762% | 544 |
| Assets per employee ($millions) | 1.3388% | 4,750 |
| Cash dividends to net income (ytd only)* | 395.6249% | 56 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,768 |
| Net loans and leases to deposits | 0.0000% | 4,768 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 16.3291% | 4,773 |
| Equity capital to assets | 57.3609% | 34 |
| Core capital (leverage) ratio | 38.9965% | 47 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $352,155,500 | 2,245 |
| Average earning assets | $336,543,500 | 2,203 |
| Average equity | $225,964,500 | 496 |
| Average total loans | NA | NA |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.9444% | 4,790 |
| Cost of funding earning assets | 0.0319% | 4,752 |
| Net interest margin | 0.9125% | 4,785 |
| Noninterest income to average assets | 407.2187% | 2 |
| Noninterest expense to average assets | 362.6716% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,064 |
| Net operating income to assets | 33.9393% | 7 |
| Return on assets (ROA) | 34.1484% | 7 |
| Pretax return on assets | 45.6964% | 6 |
| Return on Equity (ROE) | 49.8819% | 17 |
| Retained earnings to average equity (ytd only) | 5.9552% | 2,383 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.8676% | 362 |
| Assets per employee ($millions) | 1.8205% | 4,772 |
| Cash dividends to net income (ytd only)* | 88.0614% | 365 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,813 |
| Net loans and leases to deposits | 0.0000% | 4,812 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 12.7833% | 4,822 |
| Equity capital to assets | 69.4936% | 24 |
| Core capital (leverage) ratio | 59.8132% | 28 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $349,167,400 | 2,200 |
| Average earning assets | $338,506,400 | 2,142 |
| Average equity | $239,034,800 | 465 |
| Average total loans | NA | NA |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.9946% | 4,873 |
| Cost of funding earning assets | 0.0350% | 4,830 |
| Net interest margin | 0.9596% | 4,869 |
| Noninterest income to average assets | 407.7231% | 2 |
| Noninterest expense to average assets | 360.8791% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | 35.6823% | 6 |
| Return on assets (ROA) | 35.9702% | 6 |
| Pretax return on assets | 48.1382% | 5 |
| Return on Equity (ROE) | 52.7764% | 14 |
| Retained earnings to average equity (ytd only) | -8.0493% | 4,829 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.3095% | 365 |
| Assets per employee ($millions) | 1.7231% | 4,854 |
| Cash dividends to net income (ytd only)* | 115.2516% | 107 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,885 |
| Net loans and leases to deposits | 0.0000% | 4,885 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 14.0905% | 4,897 |
| Equity capital to assets | 69.2479% | 25 |
| Core capital (leverage) ratio | 58.3651% | 33 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $337,697,250 | 2,276 |
| Average earning assets | $327,224,500 | 2,216 |
| Average equity | $230,160,250 | 481 |
| Average total loans | NA | NA |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0365% | 4,909 |
| Cost of funding earning assets | 0.0400% | 4,853 |
| Net interest margin | 0.9965% | 4,901 |
| Noninterest income to average assets | 398.7485% | 2 |
| Noninterest expense to average assets | 349.5207% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 37.4688% | 7 |
| Return on assets (ROA) | 37.9097% | 7 |
| Pretax return on assets | 50.7502% | 6 |
| Return on Equity (ROE) | 55.9458% | 14 |
| Retained earnings to average equity (ytd only) | -37.7403% | 4,931 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.4430% | 420 |
| Assets per employee ($millions) | 1.5881% | 4,896 |
| Cash dividends to net income (ytd only)* | 167.4588% | 65 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,922 |
| Net loans and leases to deposits | 0.0000% | 4,922 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 15.4363% | 4,930 |
| Equity capital to assets | 67.2783% | 30 |
| Core capital (leverage) ratio | 57.1138% | 33 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $330,797,000 | 2,301 |
| Average earning assets | $320,123,667 | 2,240 |
| Average equity | $224,152,667 | 486 |
| Average total loans | NA | NA |
| 2021-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0671% | 4,939 |
| Cost of funding earning assets | 0.0523% | 4,860 |
| Net interest margin | 1.0148% | 4,926 |
| Noninterest income to average assets | 381.2681% | 2 |
| Noninterest expense to average assets | 335.0329% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | 35.2455% | 7 |
| Return on assets (ROA) | 35.9942% | 7 |
| Pretax return on assets | 48.1630% | 5 |
| Return on Equity (ROE) | 52.9334% | 25 |
| Retained earnings to average equity (ytd only) | -132.7606% | 4,974 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.6480% | 461 |
| Assets per employee ($millions) | 1.4993% | 4,929 |
| Cash dividends to net income (ytd only)* | 350.8069% | 39 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,950 |
| Net loans and leases to deposits | 0.0000% | 4,950 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 16.9262% | 4,957 |
| Equity capital to assets | 62.8032% | 29 |
| Core capital (leverage) ratio | 43.7742% | 35 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $332,620,500 | 2,272 |
| Average earning assets | $321,248,500 | 2,215 |
| Average equity | $226,178,500 | 477 |
| Average total loans | NA | NA |
| 2020-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5161% | 4,945 |
| Cost of funding earning assets | 0.2837% | 4,226 |
| Net interest margin | 1.2325% | 4,942 |
| Noninterest income to average assets | 315.3449% | 2 |
| Noninterest expense to average assets | 274.3705% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,319 |
| Net operating income to assets | 31.5087% | 7 |
| Return on assets (ROA) | 31.7099% | 7 |
| Pretax return on assets | 42.4316% | 6 |
| Return on Equity (ROE) | 46.0119% | 23 |
| Retained earnings to average equity (ytd only) | 10.9398% | 437 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.6760% | 505 |
| Assets per employee ($millions) | 2.1331% | 4,917 |
| Cash dividends to net income (ytd only)* | 76.2239% | 767 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,974 |
| Net loans and leases to deposits | 0.0000% | 4,974 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 13.7645% | 4,982 |
| Equity capital to assets | 72.2241% | 24 |
| Core capital (leverage) ratio | 63.6712% | 25 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $330,982,000 | 2,132 |
| Average earning assets | $322,931,000 | 2,068 |
| Average equity | $228,102,000 | 455 |
| Average total loans | NA | NA |
| 2020-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7118% | 4,987 |
| Cost of funding earning assets | 0.2929% | 4,342 |
| Net interest margin | 1.4189% | 4,972 |
| Noninterest income to average assets | 313.1936% | 2 |
| Noninterest expense to average assets | 271.5863% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,239 |
| Net operating income to assets | 32.2454% | 7 |
| Return on assets (ROA) | 32.5212% | 7 |
| Pretax return on assets | 43.3385% | 6 |
| Return on Equity (ROE) | 47.8431% | 24 |
| Retained earnings to average equity (ytd only) | -0.8881% | 4,601 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.3341% | 486 |
| Assets per employee ($millions) | 1.9324% | 4,960 |
| Cash dividends to net income (ytd only)* | 101.8563% | 300 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,006 |
| Net loans and leases to deposits | 0.0000% | 5,006 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 15.1061% | 5,012 |
| Equity capital to assets | 71.4750% | 24 |
| Core capital (leverage) ratio | 62.9368% | 26 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $322,005,750 | 2,159 |
| Average earning assets | $313,654,750 | 2,087 |
| Average equity | $218,882,250 | 466 |
| Average total loans | NA | NA |
| 2020-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9068% | 5,023 |
| Cost of funding earning assets | 0.2997% | 4,485 |
| Net interest margin | 1.6071% | 5,005 |
| Noninterest income to average assets | 308.6579% | 2 |
| Noninterest expense to average assets | 266.4530% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,134 |
| Net operating income to assets | 32.8451% | 7 |
| Return on assets (ROA) | 32.8247% | 7 |
| Pretax return on assets | 43.7443% | 6 |
| Return on Equity (ROE) | 49.1773% | 16 |
| Retained earnings to average equity (ytd only) | -26.2249% | 5,026 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.8908% | 539 |
| Assets per employee ($millions) | 1.8502% | 4,998 |
| Cash dividends to net income (ytd only)* | 153.3272% | 185 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,039 |
| Net loans and leases to deposits | 0.0000% | 5,039 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 15.6861% | 5,045 |
| Equity capital to assets | 66.2609% | 29 |
| Core capital (leverage) ratio | 60.5484% | 31 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 223.0136% | 14 |
| Memoranda: | ||
| Average total assets | $317,906,667 | 2,157 |
| Average earning assets | $309,623,333 | 2,073 |
| Average equity | $212,195,333 | 471 |
| Average total loans | NA | NA |
| 2020-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.2450% | 5,071 |
| Cost of funding earning assets | 0.3116% | 4,618 |
| Net interest margin | 1.9334% | 5,028 |
| Noninterest income to average assets | 327.9425% | 2 |
| Noninterest expense to average assets | 285.2884% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 33.3375% | 7 |
| Return on assets (ROA) | 33.2965% | 7 |
| Pretax return on assets | 44.4877% | 6 |
| Return on Equity (ROE) | 49.6994% | 14 |
| Retained earnings to average equity (ytd only) | -101.5061% | 5,106 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.4961% | 666 |
| Assets per employee ($millions) | 1.6779% | 5,048 |
| Cash dividends to net income (ytd only)* | 304.2403% | 142 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,086 |
| Net loans and leases to deposits | 0.0000% | 5,086 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 17.2969% | 5,090 |
| Equity capital to assets | 63.7940% | 33 |
| Core capital (leverage) ratio | 46.7312% | 36 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 226.3943% | 16 |
| Memoranda: | ||
| Average total assets | $315,889,500 | 2,120 |
| Average earning assets | $308,065,000 | 2,035 |
| Average equity | $211,632,500 | 470 |
| Average total loans | NA | NA |
| 2019-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.3788% | 5,129 |
| Cost of funding earning assets | 0.5143% | 4,028 |
| Net interest margin | 1.8645% | 5,107 |
| Noninterest income to average assets | 308.1191% | 2 |
| Noninterest expense to average assets | 273.9219% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,973 |
| Net operating income to assets | 26.9918% | 8 |
| Return on assets (ROA) | 27.0158% | 8 |
| Pretax return on assets | 36.0239% | 8 |
| Return on Equity (ROE) | 40.4278% | 18 |
| Retained earnings to average equity (ytd only) | 30.8190% | 10 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.3860% | 419 |
| Assets per employee ($millions) | 2.0108% | 5,082 |
| Cash dividends to net income (ytd only)* | 23.7678% | 3,345 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,149 |
| Net loans and leases to deposits | 0.0000% | 5,149 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 14.8609% | 5,153 |
| Equity capital to assets | 69.7465% | 30 |
| Core capital (leverage) ratio | 63.1212% | 34 |
| Tier 1 risk-based capital ratio | 264.2441% | 18 |
| Total risk-based capital ratio | 264.2441% | 18 |
| Memoranda: | ||
| Average total assets | $295,900,800 | 2,180 |
| Average earning assets | $285,059,000 | 2,115 |
| Average equity | $197,735,400 | 478 |
| Average total loans | NA | NA |
| 2019-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.4564% | 5,214 |
| Cost of funding earning assets | 0.5320% | 4,010 |
| Net interest margin | 1.9245% | 5,190 |
| Noninterest income to average assets | 311.5861% | 2 |
| Noninterest expense to average assets | 276.1064% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,836 |
| Net operating income to assets | 28.0034% | 8 |
| Return on assets (ROA) | 28.0726% | 9 |
| Pretax return on assets | 37.4176% | 8 |
| Return on Equity (ROE) | 42.5640% | 18 |
| Retained earnings to average equity (ytd only) | 29.0832% | 16 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.0901% | 391 |
| Assets per employee ($millions) | 1.8301% | 5,180 |
| Cash dividends to net income (ytd only)* | 31.6719% | 2,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,226 |
| Net loans and leases to deposits | 0.0000% | 5,226 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 16.1370% | 5,234 |
| Equity capital to assets | 69.2652% | 31 |
| Core capital (leverage) ratio | 61.9148% | 34 |
| Tier 1 risk-based capital ratio | 218.9318% | 23 |
| Total risk-based capital ratio | 218.9318% | 23 |
| Memoranda: | ||
| Average total assets | $284,921,250 | 2,265 |
| Average earning assets | $273,939,000 | 2,199 |
| Average equity | $187,916,250 | 499 |
| Average total loans | NA | NA |
| 2019-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.4804% | 5,271 |
| Cost of funding earning assets | 0.5434% | 3,914 |
| Net interest margin | 1.9370% | 5,246 |
| Noninterest income to average assets | 310.0087% | 2 |
| Noninterest expense to average assets | 276.0824% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,685 |
| Net operating income to assets | 26.8512% | 8 |
| Return on assets (ROA) | 26.9091% | 9 |
| Pretax return on assets | 35.8647% | 9 |
| Return on Equity (ROE) | 41.5903% | 17 |
| Retained earnings to average equity (ytd only) | 20.2781% | 57 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.5238% | 415 |
| Assets per employee ($millions) | 1.9770% | 5,213 |
| Cash dividends to net income (ytd only)* | 51.2433% | 1,731 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,274 |
| Net loans and leases to deposits | 0.0000% | 5,274 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 17.4955% | 5,280 |
| Equity capital to assets | 66.9466% | 31 |
| Core capital (leverage) ratio | 59.5437% | 35 |
| Tier 1 risk-based capital ratio | 252.7508% | 20 |
| Total risk-based capital ratio | 252.7508% | 20 |
| Memoranda: | ||
| Average total assets | $275,580,000 | 2,323 |
| Average earning assets | $265,362,330 | 2,268 |
| Average equity | $178,301,000 | 519 |
| Average total loans | NA | NA |
| 2019-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5124% | 5,334 |
| Cost of funding earning assets | 0.5436% | 3,857 |
| Net interest margin | 1.9689% | 5,313 |
| Noninterest income to average assets | 300.0318% | 2 |
| Noninterest expense to average assets | 271.8598% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | 22.3686% | 9 |
| Return on assets (ROA) | 22.4050% | 9 |
| Pretax return on assets | 30.1136% | 8 |
| Return on Equity (ROE) | 35.2860% | 33 |
| Retained earnings to average equity (ytd only) | -9.2020% | 5,077 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.0415% | 390 |
| Assets per employee ($millions) | 1.9135% | 5,276 |
| Cash dividends to net income (ytd only)* | 126.0783% | 435 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,335 |
| Net loans and leases to deposits | 0.0000% | 5,334 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 18.5854% | 5,337 |
| Equity capital to assets | 62.4252% | 31 |
| Core capital (leverage) ratio | 54.0081% | 33 |
| Tier 1 risk-based capital ratio | 226.5086% | 21 |
| Total risk-based capital ratio | 226.5086% | 21 |
| Memoranda: | ||
| Average total assets | $269,047,500 | 2,379 |
| Average earning assets | $259,032,000 | 2,321 |
| Average equity | $170,832,500 | 535 |
| Average total loans | NA | NA |
| 2018-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.2323% | 5,360 |
| Cost of funding earning assets | 0.3680% | 4,177 |
| Net interest margin | 1.8643% | 5,347 |
| Noninterest income to average assets | 291.2218% | 2 |
| Noninterest expense to average assets | 258.3754% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,082 |
| Net operating income to assets | 25.7487% | 7 |
| Return on assets (ROA) | 25.7556% | 7 |
| Pretax return on assets | 34.6477% | 7 |
| Return on Equity (ROE) | 39.8591% | 14 |
| Retained earnings to average equity (ytd only) | 10.6871% | 487 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.1784% | 425 |
| Assets per employee ($millions) | 2.0811% | 5,305 |
| Cash dividends to net income (ytd only)* | 73.1879% | 936 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,379 |
| Net loans and leases to deposits | 0.0000% | 5,379 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 18.9582% | 5,379 |
| Equity capital to assets | 64.5869% | 32 |
| Core capital (leverage) ratio | 49.9792% | 34 |
| Tier 1 risk-based capital ratio | 234.6248% | 23 |
| Total risk-based capital ratio | 234.6248% | 23 |
| Memoranda: | ||
| Average total assets | $275,862,200 | 2,290 |
| Average earning assets | $265,244,200 | 2,225 |
| Average equity | $178,253,000 | 495 |
| Average total loans | NA | NA |
| 2018-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.1077% | 5,435 |
| Cost of funding earning assets | 0.3626% | 4,100 |
| Net interest margin | 1.7451% | 5,429 |
| Noninterest income to average assets | 283.2962% | 2 |
| Noninterest expense to average assets | 251.7830% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,948 |
| Net operating income to assets | 24.9591% | 7 |
| Return on assets (ROA) | 24.9587% | 7 |
| Pretax return on assets | 33.1895% | 8 |
| Return on Equity (ROE) | 38.6216% | 19 |
| Retained earnings to average equity (ytd only) | 38.6216% | 5 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.3533% | 389 |
| Assets per employee ($millions) | 2.3795% | 5,314 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,598 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,450 |
| Net loans and leases to deposits | 0.0000% | 5,450 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 16.9783% | 5,454 |
| Equity capital to assets | 68.4173% | 31 |
| Core capital (leverage) ratio | 61.6950% | 33 |
| Tier 1 risk-based capital ratio | 252.6321% | 21 |
| Total risk-based capital ratio | 252.6321% | 21 |
| Memoranda: | ||
| Average total assets | $278,233,750 | 2,291 |
| Average earning assets | $267,335,000 | 2,227 |
| Average equity | $179,805,250 | 485 |
| Average total loans | NA | NA |
| 2018-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0414% | 5,502 |
| Cost of funding earning assets | 0.3675% | 3,957 |
| Net interest margin | 1.6739% | 5,499 |
| Noninterest income to average assets | 283.3990% | 2 |
| Noninterest expense to average assets | 247.8263% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,782 |
| Net operating income to assets | 27.9435% | 7 |
| Return on assets (ROA) | 27.9430% | 7 |
| Pretax return on assets | 37.1773% | 7 |
| Return on Equity (ROE) | 44.1854% | 12 |
| Retained earnings to average equity (ytd only) | 44.1854% | 2 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.9553% | 524 |
| Assets per employee ($millions) | 2.4017% | 5,359 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,456 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,076 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,515 |
| Net loans and leases to deposits | 0.0000% | 5,515 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 17.3774% | 5,516 |
| Equity capital to assets | 65.3881% | 35 |
| Core capital (leverage) ratio | 59.5504% | 35 |
| Tier 1 risk-based capital ratio | 231.2863% | 22 |
| Total risk-based capital ratio | 231.2863% | 22 |
| Memoranda: | ||
| Average total assets | $271,832,330 | 2,338 |
| Average earning assets | $260,706,670 | 2,273 |
| Average equity | $171,907,330 | 501 |
| Average total loans | NA | NA |
| 2018-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9467% | 5,569 |
| Cost of funding earning assets | 0.3715% | 3,816 |
| Net interest margin | 1.5752% | 5,576 |
| Noninterest income to average assets | 286.9666% | 2 |
| Noninterest expense to average assets | 249.7229% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,508 |
| Net operating income to assets | 29.2219% | 7 |
| Return on assets (ROA) | 29.2207% | 7 |
| Pretax return on assets | 38.7480% | 7 |
| Return on Equity (ROE) | 47.0913% | 13 |
| Retained earnings to average equity (ytd only) | 47.0913% | 5 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.5673% | 607 |
| Assets per employee ($millions) | 2.2957% | 5,452 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,749 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,153 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,578 |
| Net loans and leases to deposits | 0.0000% | 5,578 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 18.4852% | 5,579 |
| Equity capital to assets | 62.8630% | 34 |
| Core capital (leverage) ratio | 56.3388% | 35 |
| Tier 1 risk-based capital ratio | 228.3794% | 23 |
| Total risk-based capital ratio | 228.3794% | 23 |
| Memoranda: | ||
| Average total assets | $262,444,500 | 2,427 |
| Average earning assets | $250,886,000 | 2,370 |
| Average equity | $162,849,500 | 531 |
| Average total loans | NA | NA |
| 2017-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6369% | 5,623 |
| Cost of funding earning assets | 0.3009% | 4,132 |
| Net interest margin | 1.3359% | 5,628 |
| Noninterest income to average assets | 289.3324% | 2 |
| Noninterest expense to average assets | 261.1667% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,227 |
| Net operating income to assets | 17.6527% | 10 |
| Return on assets (ROA) | 17.6518% | 10 |
| Pretax return on assets | 29.4287% | 10 |
| Return on Equity (ROE) | 28.3180% | 43 |
| Retained earnings to average equity (ytd only) | 10.3301% | 309 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.8725% | 438 |
| Assets per employee ($millions) | 2.3745% | 5,500 |
| Cash dividends to net income (ytd only)* | 63.5211% | 1,582 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,206 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,643 |
| Net loans and leases to deposits | 0.0000% | 5,643 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 20.0637% | 5,645 |
| Equity capital to assets | 61.1697% | 32 |
| Core capital (leverage) ratio | 60.4746% | 31 |
| Tier 1 risk-based capital ratio | 233.3519% | 21 |
| Total risk-based capital ratio | 233.3519% | 21 |
| Memoranda: | ||
| Average total assets | $222,962,600 | 2,701 |
| Average earning assets | $211,012,000 | 2,653 |
| Average equity | $138,982,200 | 586 |
| Average total loans | NA | NA |
| 2017-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5992% | 5,698 |
| Cost of funding earning assets | 0.3099% | 4,032 |
| Net interest margin | 1.2893% | 5,703 |
| Noninterest income to average assets | 286.5166% | 2 |
| Noninterest expense to average assets | 258.6251% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,088 |
| Net operating income to assets | 17.9173% | 11 |
| Return on assets (ROA) | 17.9173% | 11 |
| Pretax return on assets | 29.1100% | 11 |
| Return on Equity (ROE) | 28.5881% | 36 |
| Retained earnings to average equity (ytd only) | 3.9406% | 3,575 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.8831% | 412 |
| Assets per employee ($millions) | 1.9517% | 5,634 |
| Cash dividends to net income (ytd only)* | 86.2158% | 506 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,287 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,709 |
| Net loans and leases to deposits | 0.0000% | 5,709 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 22.6973% | 5,711 |
| Equity capital to assets | 64.8551% | 33 |
| Core capital (leverage) ratio | 64.0107% | 33 |
| Tier 1 risk-based capital ratio | 232.7840% | 19 |
| Total risk-based capital ratio | 232.7840% | 19 |
| Memoranda: | ||
| Average total assets | $215,778,750 | 2,787 |
| Average earning assets | $203,925,000 | 2,749 |
| Average equity | $135,237,000 | 611 |
| Average total loans | NA | NA |
| 2017-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5758% | 5,747 |
| Cost of funding earning assets | 0.3100% | 3,973 |
| Net interest margin | 1.2658% | 5,755 |
| Noninterest income to average assets | 278.0875% | 2 |
| Noninterest expense to average assets | 252.2592% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,871 |
| Net operating income to assets | 16.5795% | 12 |
| Return on assets (ROA) | 16.5795% | 12 |
| Pretax return on assets | 27.0216% | 11 |
| Return on Equity (ROE) | 26.7773% | 60 |
| Retained earnings to average equity (ytd only) | -11.0395% | 5,666 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.3246% | 438 |
| Assets per employee ($millions) | 1.7348% | 5,703 |
| Cash dividends to net income (ytd only)* | 141.2270% | 189 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,332 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,758 |
| Net loans and leases to deposits | 0.0000% | 5,758 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 23.4756% | 5,760 |
| Equity capital to assets | 61.8017% | 35 |
| Core capital (leverage) ratio | 60.7387% | 35 |
| Tier 1 risk-based capital ratio | 205.3058% | 21 |
| Total risk-based capital ratio | 205.3058% | 21 |
| Memoranda: | ||
| Average total assets | $213,540,670 | 2,818 |
| Average earning assets | $201,298,670 | 2,797 |
| Average equity | $132,216,670 | 624 |
| Average total loans | NA | NA |
| 2017-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5447% | 5,820 |
| Cost of funding earning assets | 0.3073% | 3,965 |
| Net interest margin | 1.2373% | 5,821 |
| Noninterest income to average assets | 266.9562% | 2 |
| Noninterest expense to average assets | 241.8566% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,537 |
| Net operating income to assets | 16.1765% | 12 |
| Return on assets (ROA) | 16.1765% | 12 |
| Pretax return on assets | 26.2577% | 10 |
| Return on Equity (ROE) | 26.1020% | 74 |
| Retained earnings to average equity (ytd only) | -49.7406% | 5,821 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.2065% | 546 |
| Assets per employee ($millions) | 1.6437% | 5,774 |
| Cash dividends to net income (ytd only)* | 290.5625% | 113 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,400 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,827 |
| Net loans and leases to deposits | 0.0000% | 5,825 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 24.3842% | 5,825 |
| Equity capital to assets | 59.7317% | 37 |
| Core capital (leverage) ratio | 56.5385% | 37 |
| Tier 1 risk-based capital ratio | 206.3100% | 23 |
| Total risk-based capital ratio | 206.3100% | 23 |
| Memoranda: | ||
| Average total assets | $212,752,500 | 2,855 |
| Average earning assets | $199,138,500 | 2,835 |
| Average equity | $131,852,000 | 621 |
| Average total loans | NA | NA |
| 2016-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4264% | 5,868 |
| Cost of funding earning assets | 0.2483% | 4,583 |
| Net interest margin | 1.1781% | 5,869 |
| Noninterest income to average assets | 246.9977% | 2 |
| Noninterest expense to average assets | 228.5428% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,332 |
| Net operating income to assets | 12.0741% | 12 |
| Return on assets (ROA) | 12.1656% | 12 |
| Pretax return on assets | 19.7240% | 12 |
| Return on Equity (ROE) | 19.1408% | 261 |
| Retained earnings to average equity (ytd only) | 5.4225% | 2,062 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.1083% | 455 |
| Assets per employee ($millions) | 1.7613% | 5,822 |
| Cash dividends to net income (ytd only)* | 71.6703% | 1,243 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,456 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,884 |
| Net loans and leases to deposits | 0.0000% | 5,883 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 23.1223% | 5,884 |
| Equity capital to assets | 64.1009% | 33 |
| Core capital (leverage) ratio | 61.7124% | 34 |
| Tier 1 risk-based capital ratio | 239.0780% | 22 |
| Total risk-based capital ratio | 239.0780% | 22 |
| Memoranda: | ||
| Average total assets | $206,443,600 | 2,895 |
| Average earning assets | $197,344,800 | 2,819 |
| Average equity | $131,211,600 | 610 |
| Average total loans | NA | NA |
| 2016-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4309% | 5,937 |
| Cost of funding earning assets | 0.2490% | 4,611 |
| Net interest margin | 1.1818% | 5,938 |
| Noninterest income to average assets | 244.1172% | 3 |
| Noninterest expense to average assets | 226.7613% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,186 |
| Net operating income to assets | 11.4894% | 13 |
| Return on assets (ROA) | 11.6132% | 13 |
| Pretax return on assets | 18.6842% | 15 |
| Return on Equity (ROE) | 18.3137% | 335 |
| Retained earnings to average equity (ytd only) | -0.2883% | 5,413 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.4605% | 447 |
| Assets per employee ($millions) | 1.6700% | 5,894 |
| Cash dividends to net income (ytd only)* | 101.5744% | 368 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,556 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,950 |
| Net loans and leases to deposits | 0.0000% | 5,950 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 24.3874% | 5,951 |
| Equity capital to assets | 64.8309% | 33 |
| Core capital (leverage) ratio | 64.0868% | 32 |
| Tier 1 risk-based capital ratio | 250.3448% | 21 |
| Total risk-based capital ratio | 250.3448% | 21 |
| Memoranda: | ||
| Average total assets | $203,453,500 | 2,931 |
| Average earning assets | $195,403,250 | 2,851 |
| Average equity | $129,014,750 | 623 |
| Average total loans | NA | NA |
| 2016-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4517% | 6,018 |
| Cost of funding earning assets | 0.2478% | 4,681 |
| Net interest margin | 1.2039% | 6,019 |
| Noninterest income to average assets | 239.1159% | 2 |
| Noninterest expense to average assets | 223.6418% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 4,017 |
| Net operating income to assets | 10.3374% | 13 |
| Return on assets (ROA) | 10.4209% | 14 |
| Pretax return on assets | 16.7578% | 15 |
| Return on Equity (ROE) | 16.5600% | 480 |
| Retained earnings to average equity (ytd only) | -11.7262% | 5,901 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.0797% | 446 |
| Assets per employee ($millions) | 1.5855% | 5,980 |
| Cash dividends to net income (ytd only)* | 170.8104% | 161 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,652 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,029 |
| Net loans and leases to deposits | 0.0000% | 6,029 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 24.8831% | 6,031 |
| Equity capital to assets | 62.7586% | 32 |
| Core capital (leverage) ratio | 61.1593% | 33 |
| Tier 1 risk-based capital ratio | 218.8839% | 23 |
| Total risk-based capital ratio | 218.8839% | 23 |
| Memoranda: | ||
| Average total assets | $202,246,670 | 2,958 |
| Average earning assets | $193,698,670 | 2,884 |
| Average equity | $127,270,330 | 633 |
| Average total loans | NA | NA |
| 2016-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4562% | 6,085 |
| Cost of funding earning assets | 0.2393% | 4,814 |
| Net interest margin | 1.2169% | 6,083 |
| Noninterest income to average assets | 234.8383% | 2 |
| Noninterest expense to average assets | 220.9103% | 1 |
| Loan and lease loss provision to assets | 0.0000% | 3,656 |
| Net operating income to assets | 9.3793% | 19 |
| Return on assets (ROA) | 9.4960% | 16 |
| Pretax return on assets | 15.2792% | 15 |
| Return on Equity (ROE) | 15.0698% | 661 |
| Retained earnings to average equity (ytd only) | -41.5244% | 6,062 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.6032% | 469 |
| Assets per employee ($millions) | 1.5836% | 6,043 |
| Cash dividends to net income (ytd only)* | 375.5477% | 75 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,696 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,091 |
| Net loans and leases to deposits | 0.0000% | 6,091 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 25.3092% | 6,094 |
| Equity capital to assets | 60.7376% | 34 |
| Core capital (leverage) ratio | 56.3947% | 34 |
| Tier 1 risk-based capital ratio | 215.7435% | 22 |
| Total risk-based capital ratio | 215.7435% | 22 |
| Memoranda: | ||
| Average total assets | $201,895,500 | 2,969 |
| Average earning assets | $193,932,000 | 2,890 |
| Average equity | $127,221,500 | 631 |
| Average total loans | NA | NA |
| 2015-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5532% | 6,121 |
| Cost of funding earning assets | 0.0842% | 6,020 |
| Net interest margin | 1.4690% | 6,112 |
| Noninterest income to average assets | 197.2279% | 3 |
| Noninterest expense to average assets | 176.2617% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 4,380 |
| Net operating income to assets | 13.8957% | 13 |
| Return on assets (ROA) | 13.8921% | 13 |
| Pretax return on assets | 22.3764% | 12 |
| Return on Equity (ROE) | 21.5798% | 191 |
| Retained earnings to average equity (ytd only) | 2.4353% | 4,332 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.7326% | 777 |
| Assets per employee ($millions) | 1.6743% | 6,092 |
| Cash dividends to net income (ytd only)* | 88.7147% | 637 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,750 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,149 |
| Net loans and leases to deposits | 0.0000% | 6,149 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 24.7235% | 6,153 |
| Equity capital to assets | 65.2368% | 32 |
| Core capital (leverage) ratio | 64.2154% | 31 |
| Tier 1 risk-based capital ratio | 254.5370% | 20 |
| Total risk-based capital ratio | 254.5370% | 20 |
| Memoranda: | ||
| Average total assets | $194,736,600 | 2,997 |
| Average earning assets | $187,683,000 | 2,916 |
| Average equity | $125,362,600 | 607 |
| Average total loans | NA | NA |
| 2015-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5991% | 6,215 |
| Cost of funding earning assets | 0.0850% | 6,106 |
| Net interest margin | 1.5141% | 6,204 |
| Noninterest income to average assets | 198.4264% | 3 |
| Noninterest expense to average assets | 176.2930% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 4,232 |
| Net operating income to assets | 14.8353% | 12 |
| Return on assets (ROA) | 14.8305% | 12 |
| Pretax return on assets | 23.5828% | 12 |
| Return on Equity (ROE) | 23.1196% | 158 |
| Retained earnings to average equity (ytd only) | -2.8138% | 5,919 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.1979% | 828 |
| Assets per employee ($millions) | 1.6801% | 6,176 |
| Cash dividends to net income (ytd only)* | 112.1705% | 261 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,840 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,236 |
| Net loans and leases to deposits | 0.0000% | 6,236 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 25.6911% | 6,239 |
| Equity capital to assets | 65.4406% | 36 |
| Core capital (leverage) ratio | 64.8831% | 34 |
| Tier 1 risk-based capital ratio | 244.9410% | 25 |
| Total risk-based capital ratio | 244.9410% | 25 |
| Memoranda: | ||
| Average total assets | $192,356,000 | 3,049 |
| Average earning assets | $185,094,750 | 2,972 |
| Average equity | $123,390,250 | 620 |
| Average total loans | NA | NA |
| 2015-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6359% | 6,290 |
| Cost of funding earning assets | 0.0848% | 6,180 |
| Net interest margin | 1.5511% | 6,277 |
| Noninterest income to average assets | 196.3240% | 3 |
| Noninterest expense to average assets | 175.1125% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 4,069 |
| Net operating income to assets | 14.2873% | 14 |
| Return on assets (ROA) | 14.2873% | 14 |
| Pretax return on assets | 22.7051% | 12 |
| Return on Equity (ROE) | 22.4280% | 182 |
| Retained earnings to average equity (ytd only) | -17.0319% | 6,247 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.5222% | 874 |
| Assets per employee ($millions) | 1.7202% | 6,249 |
| Cash dividends to net income (ytd only)* | 175.9402% | 133 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,929 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,313 |
| Net loans and leases to deposits | 0.0000% | 6,313 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 26.6887% | 6,312 |
| Equity capital to assets | 63.5866% | 37 |
| Core capital (leverage) ratio | 62.7417% | 35 |
| Tier 1 risk-based capital ratio | 239.4617% | 22 |
| Total risk-based capital ratio | 239.4617% | 22 |
| Memoranda: | ||
| Average total assets | $190,952,670 | 3,090 |
| Average earning assets | $183,872,000 | 3,003 |
| Average equity | $121,642,330 | 635 |
| Average total loans | NA | NA |
| 2015-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6528% | 6,356 |
| Cost of funding earning assets | 0.0840% | 6,253 |
| Net interest margin | 1.5688% | 6,335 |
| Noninterest income to average assets | 192.3433% | 3 |
| Noninterest expense to average assets | 172.5643% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 3,703 |
| Net operating income to assets | 13.3834% | 14 |
| Return on assets (ROA) | 13.3834% | 14 |
| Pretax return on assets | 21.2971% | 13 |
| Return on Equity (ROE) | 20.9902% | 232 |
| Retained earnings to average equity (ytd only) | -57.5024% | 6,392 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.0143% | 938 |
| Assets per employee ($millions) | 1.6979% | 6,320 |
| Cash dividends to net income (ytd only)* | 373.9483% | 62 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,987 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,384 |
| Net loans and leases to deposits | 0.0000% | 6,384 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 27.2861% | 6,383 |
| Equity capital to assets | 61.5282% | 38 |
| Core capital (leverage) ratio | 55.6706% | 38 |
| Tier 1 risk-based capital ratio | 230.5639% | 26 |
| Total risk-based capital ratio | 230.5639% | 26 |
| Memoranda: | ||
| Average total assets | $191,819,500 | 3,097 |
| Average earning assets | $185,625,000 | 2,990 |
| Average equity | $122,304,500 | 623 |
| Average total loans | NA | NA |
| 2014-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7939% | 6,435 |
| Cost of funding earning assets | 0.0837% | 6,367 |
| Net interest margin | 1.7102% | 6,410 |
| Noninterest income to average assets | 179.0455% | 4 |
| Noninterest expense to average assets | 160.4681% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 4,603 |
| Net operating income to assets | 12.7129% | 15 |
| Return on assets (ROA) | 12.7129% | 15 |
| Pretax return on assets | 20.2279% | 15 |
| Return on Equity (ROE) | 19.6006% | 275 |
| Retained earnings to average equity (ytd only) | -3.8557% | 6,129 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.8056% | 927 |
| Assets per employee ($millions) | 2.0684% | 6,354 |
| Cash dividends to net income (ytd only)* | 119.6715% | 218 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,115 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,475 |
| Net loans and leases to deposits | 0.0000% | 6,475 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 25.4327% | 6,473 |
| Equity capital to assets | 65.8406% | 35 |
| Core capital (leverage) ratio | 65.7086% | 34 |
| Tier 1 risk-based capital ratio | 260.8677% | 22 |
| Total risk-based capital ratio | 260.8677% | 21 |
| Memoranda: | ||
| Average total assets | $190,618,000 | 3,096 |
| Average earning assets | $183,959,800 | 2,988 |
| Average equity | $123,633,800 | 594 |
| Average total loans | NA | NA |
| 2014-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8292% | 6,513 |
| Cost of funding earning assets | 0.0845% | 6,449 |
| Net interest margin | 1.7446% | 6,488 |
| Noninterest income to average assets | 176.7336% | 3 |
| Noninterest expense to average assets | 157.3305% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 4,401 |
| Net operating income to assets | 13.2806% | 15 |
| Return on assets (ROA) | 13.2806% | 15 |
| Pretax return on assets | 21.0811% | 14 |
| Return on Equity (ROE) | 20.5578% | 248 |
| Retained earnings to average equity (ytd only) | -11.1722% | 6,398 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.1840% | 985 |
| Assets per employee ($millions) | 2.0015% | 6,447 |
| Cash dividends to net income (ytd only)* | 154.3457% | 130 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,218 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,554 |
| Net loans and leases to deposits | 0.0000% | 6,554 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 26.2824% | 6,554 |
| Equity capital to assets | 64.8826% | 36 |
| Core capital (leverage) ratio | 65.0705% | 35 |
| Tier 1 risk-based capital ratio | 265.1166% | 19 |
| Total risk-based capital ratio | 265.1166% | 18 |
| Memoranda: | ||
| Average total assets | $188,631,750 | 3,143 |
| Average earning assets | $181,426,750 | 3,040 |
| Average equity | $121,858,500 | 596 |
| Average total loans | NA | NA |
| 2014-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8825% | 6,580 |
| Cost of funding earning assets | 0.0853% | 6,514 |
| Net interest margin | 1.7972% | 6,555 |
| Noninterest income to average assets | 171.0638% | 4 |
| Noninterest expense to average assets | 152.7870% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 4,196 |
| Net operating income to assets | 12.6042% | 13 |
| Return on assets (ROA) | 12.6042% | 13 |
| Pretax return on assets | 20.0074% | 13 |
| Return on Equity (ROE) | 19.5399% | 313 |
| Retained earnings to average equity (ytd only) | -28.4249% | 6,581 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.4213% | 1,047 |
| Assets per employee ($millions) | 2.0865% | 6,478 |
| Cash dividends to net income (ytd only)* | 245.4715% | 80 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,288 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,622 |
| Net loans and leases to deposits | 0.0000% | 6,622 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 26.8922% | 6,617 |
| Equity capital to assets | 63.0496% | 35 |
| Core capital (leverage) ratio | 62.8659% | 35 |
| Tier 1 risk-based capital ratio | 231.7147% | 22 |
| Total risk-based capital ratio | 231.7147% | 22 |
| Memoranda: | ||
| Average total assets | $187,461,000 | 3,177 |
| Average earning assets | $180,503,670 | 3,076 |
| Average equity | $120,922,000 | 594 |
| Average total loans | NA | NA |
| 2014-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8216% | 6,659 |
| Cost of funding earning assets | 0.0842% | 6,598 |
| Net interest margin | 1.7374% | 6,636 |
| Noninterest income to average assets | 163.1966% | 5 |
| Noninterest expense to average assets | 148.5013% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 3,817 |
| Net operating income to assets | 10.3194% | 18 |
| Return on assets (ROA) | 10.3194% | 18 |
| Pretax return on assets | 16.3696% | 18 |
| Return on Equity (ROE) | 15.8188% | 660 |
| Retained earnings to average equity (ytd only) | -79.1203% | 6,702 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.0712% | 1,033 |
| Assets per employee ($millions) | 2.0279% | 6,570 |
| Cash dividends to net income (ytd only)* | 600.1656% | 28 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,361 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,692 |
| Net loans and leases to deposits | 0.0000% | 6,692 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 28.2991% | 6,687 |
| Equity capital to assets | 61.7783% | 40 |
| Core capital (leverage) ratio | 62.2423% | 37 |
| Tier 1 risk-based capital ratio | 224.7193% | 28 |
| Total risk-based capital ratio | 224.7193% | 28 |
| Memoranda: | ||
| Average total assets | $187,298,000 | 3,202 |
| Average earning assets | $180,498,000 | 3,091 |
| Average equity | $122,183,500 | 593 |
| Average total loans | NA | NA |
| 2013-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6380% | 6,739 |
| Cost of funding earning assets | 0.1026% | 6,665 |
| Net interest margin | 1.5354% | 6,720 |
| Noninterest income to average assets | 149.8366% | 5 |
| Noninterest expense to average assets | 124.8387% | 7 |
| Loan and lease loss provision to assets | 0.0000% | 5,091 |
| Net operating income to assets | 16.6997% | 12 |
| Return on assets (ROA) | 16.6997% | 13 |
| Pretax return on assets | 26.4906% | 13 |
| Return on Equity (ROE) | 25.0929% | 126 |
| Retained earnings to average equity (ytd only) | 6.7234% | 1,567 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.4947% | 1,811 |
| Assets per employee ($millions) | 2.2808% | 6,530 |
| Cash dividends to net income (ytd only)* | 73.2060% | 1,181 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,461 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,772 |
| Net loans and leases to deposits | 0.0000% | 6,772 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 25.7463% | 6,774 |
| Equity capital to assets | 68.3795% | 37 |
| Core capital (leverage) ratio | 68.9490% | 33 |
| Tier 1 risk-based capital ratio | 278.4894% | 22 |
| Total risk-based capital ratio | 278.4894% | 22 |
| Memoranda: | ||
| Average total assets | $186,499,800 | 3,207 |
| Average earning assets | $181,323,200 | 3,051 |
| Average equity | $124,118,600 | 569 |
| Average total loans | NA | NA |
| 2013-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6331% | 6,822 |
| Cost of funding earning assets | 0.1043% | 6,757 |
| Net interest margin | 1.5288% | 6,806 |
| Noninterest income to average assets | 146.7808% | 7 |
| Noninterest expense to average assets | 122.0281% | 8 |
| Loan and lease loss provision to assets | 0.0000% | 4,941 |
| Net operating income to assets | 16.4728% | 12 |
| Return on assets (ROA) | 16.4728% | 13 |
| Pretax return on assets | 26.2389% | 12 |
| Return on Equity (ROE) | 24.9344% | 119 |
| Retained earnings to average equity (ytd only) | -0.0614% | 5,952 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.3029% | 1,788 |
| Assets per employee ($millions) | 2.1094% | 6,675 |
| Cash dividends to net income (ytd only)* | 100.2462% | 406 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,855 |
| Net loans and leases to deposits | 0.0000% | 6,854 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 27.2057% | 6,850 |
| Equity capital to assets | 67.9700% | 35 |
| Core capital (leverage) ratio | 68.3315% | 31 |
| Tier 1 risk-based capital ratio | 257.6300% | 23 |
| Total risk-based capital ratio | 257.6300% | 23 |
| Memoranda: | ||
| Average total assets | $184,088,500 | 3,261 |
| Average earning assets | $178,963,250 | 3,111 |
| Average equity | $121,617,500 | 588 |
| Average total loans | NA | NA |
| 2013-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5955% | 6,876 |
| Cost of funding earning assets | 0.1052% | 6,811 |
| Net interest margin | 1.4903% | 6,857 |
| Noninterest income to average assets | 143.3251% | 7 |
| Noninterest expense to average assets | 118.9800% | 7 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | 16.1937% | 10 |
| Return on assets (ROA) | 16.1937% | 10 |
| Pretax return on assets | 25.7963% | 10 |
| Return on Equity (ROE) | 24.7526% | 130 |
| Retained earnings to average equity (ytd only) | -13.2156% | 6,735 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.1820% | 1,862 |
| Assets per employee ($millions) | 2.1294% | 6,704 |
| Cash dividends to net income (ytd only)* | 153.3907% | 193 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,597 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,904 |
| Net loans and leases to deposits | 0.0000% | 6,904 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 27.5757% | 6,901 |
| Equity capital to assets | 64.8936% | 35 |
| Core capital (leverage) ratio | 64.9581% | 33 |
| Tier 1 risk-based capital ratio | 237.4953% | 21 |
| Total risk-based capital ratio | 237.4953% | 21 |
| Memoranda: | ||
| Average total assets | $183,577,000 | 3,282 |
| Average earning assets | $178,756,670 | 3,133 |
| Average equity | $120,100,670 | 602 |
| Average total loans | NA | NA |
| 2013-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5522% | 6,961 |
| Cost of funding earning assets | 0.1063% | 6,897 |
| Net interest margin | 1.4459% | 6,941 |
| Noninterest income to average assets | 136.5880% | 7 |
| Noninterest expense to average assets | 114.8404% | 7 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | 14.5441% | 11 |
| Return on assets (ROA) | 14.5441% | 11 |
| Pretax return on assets | 23.1687% | 13 |
| Return on Equity (ROE) | 22.1419% | 190 |
| Retained earnings to average equity (ytd only) | -53.3983% | 6,967 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.2122% | 1,868 |
| Assets per employee ($millions) | 2.1415% | 6,801 |
| Cash dividends to net income (ytd only)* | 341.1641% | 66 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,664 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,982 |
| Net loans and leases to deposits | 0.0000% | 6,982 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 28.4116% | 6,977 |
| Equity capital to assets | 63.3265% | 36 |
| Core capital (leverage) ratio | 62.3245% | 32 |
| Tier 1 risk-based capital ratio | 235.6327% | 25 |
| Total risk-based capital ratio | 235.6327% | 25 |
| Memoranda: | ||
| Average total assets | $183,799,500 | 3,305 |
| Average earning assets | $180,644,000 | 3,134 |
| Average equity | $120,730,500 | 606 |
| Average total loans | NA | NA |
| 2012-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7653% | 7,006 |
| Cost of funding earning assets | 0.1657% | 6,894 |
| Net interest margin | 1.5996% | 6,985 |
| Noninterest income to average assets | 121.7795% | 9 |
| Noninterest expense to average assets | 103.3902% | 8 |
| Loan and lease loss provision to assets | 0.0000% | 5,905 |
| Net operating income to assets | 12.3769% | 15 |
| Return on assets (ROA) | 12.5787% | 14 |
| Pretax return on assets | 20.2743% | 13 |
| Return on Equity (ROE) | 18.7658% | 376 |
| Retained earnings to average equity (ytd only) | -0.6389% | 5,959 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.8191% | 1,650 |
| Assets per employee ($millions) | 2.2336% | 6,807 |
| Cash dividends to net income (ytd only)* | 103.4045% | 441 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,725 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,047 |
| Net loans and leases to deposits | 0.0000% | 7,047 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 26.5992% | 7,042 |
| Equity capital to assets | 67.8950% | 33 |
| Core capital (leverage) ratio | 66.8378% | 31 |
| Tier 1 risk-based capital ratio | 285.6709% | 21 |
| Total risk-based capital ratio | 285.6709% | 21 |
| Memoranda: | ||
| Average total assets | $181,441,800 | 3,296 |
| Average earning assets | $178,046,200 | 3,117 |
| Average equity | $121,620,000 | 589 |
| Average total loans | NA | NA |
| 2012-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8555% | 7,113 |
| Cost of funding earning assets | 0.1676% | 7,003 |
| Net interest margin | 1.6879% | 7,089 |
| Noninterest income to average assets | 119.4806% | 9 |
| Noninterest expense to average assets | 101.6860% | 8 |
| Loan and lease loss provision to assets | 0.0000% | 5,790 |
| Net operating income to assets | 12.0670% | 14 |
| Return on assets (ROA) | 12.3391% | 14 |
| Pretax return on assets | 19.8748% | 13 |
| Return on Equity (ROE) | 18.4715% | 447 |
| Retained earnings to average equity (ytd only) | -7.7939% | 6,741 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.9440% | 1,591 |
| Assets per employee ($millions) | 2.1859% | 6,926 |
| Cash dividends to net income (ytd only)* | 142.1944% | 122 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,825 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,148 |
| Net loans and leases to deposits | 0.0000% | 7,147 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 27.8349% | 7,142 |
| Equity capital to assets | 67.7176% | 33 |
| Core capital (leverage) ratio | 66.5110% | 32 |
| Tier 1 risk-based capital ratio | 249.3728% | 23 |
| Total risk-based capital ratio | 249.3728% | 23 |
| Memoranda: | ||
| Average total assets | $179,338,500 | 3,363 |
| Average earning assets | $175,834,500 | 3,186 |
| Average equity | $119,799,500 | 598 |
| Average total loans | NA | NA |
| 2012-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9475% | 7,180 |
| Cost of funding earning assets | 0.1670% | 7,082 |
| Net interest margin | 1.7805% | 7,153 |
| Noninterest income to average assets | 117.0708% | 10 |
| Noninterest expense to average assets | 99.9226% | 8 |
| Loan and lease loss provision to assets | 0.0000% | 5,619 |
| Net operating income to assets | 11.7226% | 14 |
| Return on assets (ROA) | 11.8494% | 14 |
| Pretax return on assets | 19.0895% | 13 |
| Return on Equity (ROE) | 17.8212% | 527 |
| Retained earnings to average equity (ytd only) | -21.9161% | 7,030 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.1000% | 1,621 |
| Assets per employee ($millions) | 2.1625% | 6,993 |
| Cash dividends to net income (ytd only)* | 222.9781% | 69 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,881 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,209 |
| Net loans and leases to deposits | 0.0000% | 7,209 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 28.4785% | 7,209 |
| Equity capital to assets | 65.7644% | 31 |
| Core capital (leverage) ratio | 64.6579% | 31 |
| Tier 1 risk-based capital ratio | 233.2635% | 22 |
| Total risk-based capital ratio | 233.2635% | 22 |
| Memoranda: | ||
| Average total assets | $178,642,330 | 3,376 |
| Average earning assets | $174,890,670 | 3,205 |
| Average equity | $118,780,000 | 602 |
| Average total loans | NA | NA |
| 2012-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9694% | 7,239 |
| Cost of funding earning assets | 0.1654% | 7,157 |
| Net interest margin | 1.8039% | 7,201 |
| Noninterest income to average assets | 110.3090% | 9 |
| Noninterest expense to average assets | 95.1121% | 9 |
| Loan and lease loss provision to assets | 0.0000% | 5,254 |
| Net operating income to assets | 10.5270% | 16 |
| Return on assets (ROA) | 10.7797% | 17 |
| Pretax return on assets | 17.3675% | 14 |
| Return on Equity (ROE) | 16.1253% | 789 |
| Retained earnings to average equity (ytd only) | -62.6325% | 7,235 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.8573% | 1,592 |
| Assets per employee ($millions) | 2.5570% | 6,794 |
| Cash dividends to net income (ytd only)* | 488.4106% | 27 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,966 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,271 |
| Net loans and leases to deposits | 0.0000% | 7,271 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 29.4775% | 7,271 |
| Equity capital to assets | 64.5044% | 30 |
| Core capital (leverage) ratio | 63.5687% | 28 |
| Tier 1 risk-based capital ratio | 266.5818% | 17 |
| Total risk-based capital ratio | 266.5818% | 17 |
| Memoranda: | ||
| Average total assets | $179,300,000 | 3,390 |
| Average earning assets | $176,504,500 | 3,200 |
| Average equity | $119,861,000 | 595 |
| Average total loans | NA | NA |
| 2011-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0264% | 7,282 |
| Cost of funding earning assets | 0.2198% | 7,215 |
| Net interest margin | 1.8066% | 7,255 |
| Noninterest income to average assets | 161.2958% | 4 |
| Noninterest expense to average assets | 137.6476% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 6,496 |
| Net operating income to assets | 15.7134% | 8 |
| Return on assets (ROA) | 15.7151% | 8 |
| Pretax return on assets | 25.4101% | 8 |
| Return on Equity (ROE) | 26.8795% | 78 |
| Retained earnings to average equity (ytd only) | 15.9729% | 98 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.4179% | 1,716 |
| Assets per employee ($millions) | 2.7953% | 6,465 |
| Cash dividends to net income (ytd only)* | 40.5758% | 2,558 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,026 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,320 |
| Net loans and leases to deposits | 0.0000% | 7,320 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 26.9645% | 7,318 |
| Equity capital to assets | 68.9945% | 30 |
| Core capital (leverage) ratio | 69.0933% | 26 |
| Tier 1 risk-based capital ratio | 266.9566% | 19 |
| Total risk-based capital ratio | 266.9566% | 19 |
| Memoranda: | ||
| Average total assets | $114,482,200 | 4,534 |
| Average earning assets | $111,479,800 | 4,357 |
| Average equity | $66,932,000 | 1,002 |
| Average total loans | NA | NA |
| 2011-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.3987% | 7,349 |
| Cost of funding earning assets | 0.2602% | 7,268 |
| Net interest margin | 2.1386% | 7,277 |
| Noninterest income to average assets | 191.5312% | 3 |
| Noninterest expense to average assets | 161.3816% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 6,393 |
| Net operating income to assets | 20.2789% | 7 |
| Return on assets (ROA) | 20.2816% | 7 |
| Pretax return on assets | 32.2254% | 5 |
| Return on Equity (ROE) | 38.0199% | 24 |
| Retained earnings to average equity (ytd only) | 19.0697% | 89 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.3571% | 1,812 |
| Assets per employee ($millions) | 1.6937% | 7,306 |
| Cash dividends to net income (ytd only)* | 49.8430% | 1,599 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,097 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,401 |
| Net loans and leases to deposits | 0.0000% | 7,400 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 45.1764% | 7,369 |
| Equity capital to assets | 50.0027% | 44 |
| Core capital (leverage) ratio | 49.7286% | 43 |
| Tier 1 risk-based capital ratio | 208.2212% | 27 |
| Total risk-based capital ratio | 208.2212% | 27 |
| Memoranda: | ||
| Average total assets | $96,282,000 | 5,029 |
| Average earning assets | $93,268,750 | 4,866 |
| Average equity | $51,361,250 | 1,331 |
| Average total loans | NA | NA |
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5021% | 7,418 |
| Cost of funding earning assets | 0.2692% | 7,346 |
| Net interest margin | 2.2329% | 7,305 |
| Noninterest income to average assets | 195.9926% | 3 |
| Noninterest expense to average assets | 163.5851% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | 21.7464% | 7 |
| Return on assets (ROA) | 21.7506% | 7 |
| Pretax return on assets | 34.5806% | 5 |
| Return on Equity (ROE) | 39.7553% | 35 |
| Retained earnings to average equity (ytd only) | 10.4674% | 749 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.5524% | 2,020 |
| Assets per employee ($millions) | 1.6504% | 7,385 |
| Cash dividends to net income (ytd only)* | 73.6704% | 948 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,475 |
| Net loans and leases to deposits | 0.0000% | 7,474 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 44.9985% | 7,441 |
| Equity capital to assets | 44.8274% | 50 |
| Core capital (leverage) ratio | 44.6500% | 51 |
| Tier 1 risk-based capital ratio | 173.7535% | 36 |
| Total risk-based capital ratio | 173.7535% | 36 |
| Memoranda: | ||
| Average total assets | $91,114,670 | 5,235 |
| Average earning assets | $88,406,000 | 5,044 |
| Average equity | $49,850,000 | 1,351 |
| Average total loans | NA | NA |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6970% | 7,454 |
| Cost of funding earning assets | 0.2877% | 7,402 |
| Net interest margin | 2.4093% | 7,255 |
| Noninterest income to average assets | 212.1575% | 3 |
| Noninterest expense to average assets | 177.9168% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 22.9997% | 8 |
| Return on assets (ROA) | 23.0092% | 8 |
| Pretax return on assets | 36.5844% | 5 |
| Return on Equity (ROE) | 37.3552% | 50 |
| Retained earnings to average equity (ytd only) | 37.3552% | 39 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.9502% | 2,092 |
| Assets per employee ($millions) | 1.7208% | 7,439 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,537 |
| Net loans and leases to deposits | 0.0000% | 7,537 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 46.5824% | 7,495 |
| Equity capital to assets | 47.7751% | 46 |
| Core capital (leverage) ratio | 47.7377% | 43 |
| Tier 1 risk-based capital ratio | 157.8054% | 38 |
| Total risk-based capital ratio | 157.8054% | 38 |
| Memoranda: | ||
| Average total assets | $80,559,000 | 5,579 |
| Average earning assets | $77,865,000 | 5,417 |
| Average equity | $49,621,000 | 1,344 |
| Average total loans | NA | NA |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.6490% | 7,327 |
| Cost of funding earning assets | 0.0107% | 7,630 |
| Net interest margin | 3.6382% | 4,627 |
| Noninterest income to average assets | 297.5787% | 3 |
| Noninterest expense to average assets | 258.9599% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | 26.6436% | 6 |
| Return on assets (ROA) | 26.6133% | 6 |
| Pretax return on assets | 42.0543% | 5 |
| Return on Equity (ROE) | 29.1552% | 46 |
| Retained earnings to average equity (ytd only) | 9.0979% | 678 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.0156% | 1,693 |
| Assets per employee ($millions) | 0.8501% | 7,598 |
| Cash dividends to net income (ytd only)* | 68.7949% | 1,263 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,616 |
| Net loans and leases to deposits | 0.0000% | 7,616 |
| Net loans and leases to core deposits | 0.0000% | 7,598 |
| Total domestic deposits to total assets | 1.0681% | 7,649 |
| Equity capital to assets | 90.0224% | 14 |
| Core capital (leverage) ratio | 90.4333% | 12 |
| Tier 1 risk-based capital ratio | 365.6963% | 18 |
| Total risk-based capital ratio | 365.6963% | 18 |
| Memoranda: | ||
| Average total assets | $48,611,000 | 6,588 |
| Average earning assets | $46,533,400 | 6,495 |
| Average equity | $44,372,800 | 1,507 |
| Average total loans | NA | NA |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.6692% | 7,467 |
| Cost of funding earning assets | 0.0117% | 7,737 |
| Net interest margin | 3.6575% | 4,601 |
| Noninterest income to average assets | 293.6038% | 3 |
| Noninterest expense to average assets | 256.4768% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | 26.0178% | 6 |
| Return on assets (ROA) | 26.0178% | 6 |
| Pretax return on assets | 40.6293% | 5 |
| Return on Equity (ROE) | 28.3944% | 68 |
| Retained earnings to average equity (ytd only) | 1.1803% | 5,343 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.3250% | 1,597 |
| Assets per employee ($millions) | 0.7762% | 7,711 |
| Cash dividends to net income (ytd only)* | 95.8432% | 392 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,720 |
| Net loans and leases to deposits | 0.0000% | 7,720 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 1.0390% | 7,755 |
| Equity capital to assets | 91.7339% | 8 |
| Core capital (leverage) ratio | 92.5756% | 8 |
| Tier 1 risk-based capital ratio | 380.2545% | 18 |
| Total risk-based capital ratio | 380.2545% | 18 |
| Memoranda: | ||
| Average total assets | $47,586,750 | 6,695 |
| Average earning assets | $45,567,500 | 6,604 |
| Average equity | $43,603,750 | 1,528 |
| Average total loans | NA | NA |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.8309% | 7,473 |
| Cost of funding earning assets | 0.0132% | 7,804 |
| Net interest margin | 3.8177% | 3,817 |
| Noninterest income to average assets | 290.8348% | 3 |
| Noninterest expense to average assets | 255.2414% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | 24.4264% | 6 |
| Return on assets (ROA) | 24.4264% | 7 |
| Pretax return on assets | 39.2595% | 5 |
| Return on Equity (ROE) | 26.6679% | 93 |
| Retained earnings to average equity (ytd only) | -14.3242% | 7,079 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.6691% | 1,634 |
| Assets per employee ($millions) | 0.7095% | 7,785 |
| Cash dividends to net income (ytd only)* | 153.7133% | 173 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,788 |
| Net loans and leases to deposits | 0.0000% | 7,788 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 1.1366% | 7,823 |
| Equity capital to assets | 92.4189% | 11 |
| Core capital (leverage) ratio | 93.3646% | 8 |
| Tier 1 risk-based capital ratio | 308.7189% | 23 |
| Total risk-based capital ratio | 308.7189% | 23 |
| Memoranda: | ||
| Average total assets | $47,407,670 | 6,753 |
| Average earning assets | $45,524,330 | 6,652 |
| Average equity | $43,423,000 | 1,527 |
| Average total loans | NA | NA |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.8628% | 7,546 |
| Cost of funding earning assets | 0.0170% | 7,905 |
| Net interest margin | 3.8458% | 3,590 |
| Noninterest income to average assets | 271.1784% | 3 |
| Noninterest expense to average assets | 238.1627% | 4 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | 22.7543% | 7 |
| Return on assets (ROA) | 22.7543% | 8 |
| Pretax return on assets | 36.7049% | 5 |
| Return on Equity (ROE) | 24.9428% | 165 |
| Retained earnings to average equity (ytd only) | 24.9428% | 104 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.6463% | 1,726 |
| Assets per employee ($millions) | 0.8181% | 7,880 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,889 |
| Net loans and leases to deposits | 0.0000% | 7,889 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 0.9857% | 7,926 |
| Equity capital to assets | 91.2093% | 11 |
| Core capital (leverage) ratio | 91.7053% | 10 |
| Tier 1 risk-based capital ratio | 406.4877% | 12 |
| Total risk-based capital ratio | 406.4877% | 12 |
| Memoranda: | ||
| Average total assets | $49,116,000 | 6,762 |
| Average earning assets | $47,116,000 | 6,661 |
| Average equity | $44,806,500 | 1,500 |
| Average total loans | NA | NA |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9464% | 7,715 |
| Cost of funding earning assets | 0.0217% | 7,991 |
| Net interest margin | 3.9247% | 3,175 |
| Noninterest income to average assets | 246.7338% | 3 |
| Noninterest expense to average assets | 225.8027% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | 15.4632% | 8 |
| Return on assets (ROA) | 15.4749% | 8 |
| Pretax return on assets | 24.6613% | 8 |
| Return on Equity (ROE) | 17.1462% | 447 |
| Retained earnings to average equity (ytd only) | 17.1462% | 61 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.1603% | 1,694 |
| Assets per employee ($millions) | 0.7423% | 7,967 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,964 |
| Net loans and leases to deposits | 0.0000% | 7,964 |
| Net loans and leases to core deposits | 0.0000% | 7,957 |
| Total domestic deposits to total assets | 1.1998% | 8,001 |
| Equity capital to assets | 91.2436% | 12 |
| Core capital (leverage) ratio | 91.6784% | 9 |
| Tier 1 risk-based capital ratio | 402.4365% | 12 |
| Total risk-based capital ratio | 402.4365% | 13 |
| Memoranda: | ||
| Average total assets | $43,858,200 | 6,947 |
| Average earning assets | $41,480,800 | 6,888 |
| Average equity | $39,583,000 | 1,699 |
| Average total loans | NA | NA |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9123% | 7,832 |
| Cost of funding earning assets | 0.0230% | 8,074 |
| Net interest margin | 3.8893% | 3,270 |
| Noninterest income to average assets | 238.0618% | 3 |
| Noninterest expense to average assets | 219.0864% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | 14.0547% | 11 |
| Return on assets (ROA) | 14.0825% | 11 |
| Pretax return on assets | 22.6885% | 9 |
| Return on Equity (ROE) | 15.6511% | 698 |
| Retained earnings to average equity (ytd only) | 15.6511% | 141 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.6321% | 1,631 |
| Assets per employee ($millions) | 0.7190% | 8,050 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,051 |
| Net loans and leases to deposits | 0.0000% | 8,051 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 1.0866% | 8,090 |
| Equity capital to assets | 89.8268% | 14 |
| Core capital (leverage) ratio | 90.4631% | 15 |
| Tier 1 risk-based capital ratio | 395.8848% | 15 |
| Total risk-based capital ratio | 395.8848% | 15 |
| Memoranda: | ||
| Average total assets | $42,945,750 | 7,044 |
| Average earning assets | $40,520,250 | 6,978 |
| Average equity | $38,641,750 | 1,755 |
| Average total loans | NA | NA |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9857% | 7,910 |
| Cost of funding earning assets | 0.0255% | 8,170 |
| Net interest margin | 3.9603% | 2,863 |
| Noninterest income to average assets | 233.1303% | 3 |
| Noninterest expense to average assets | 217.5734% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | 11.9456% | 13 |
| Return on assets (ROA) | 11.9456% | 13 |
| Pretax return on assets | 19.2685% | 12 |
| Return on Equity (ROE) | 13.2680% | 1,130 |
| Retained earnings to average equity (ytd only) | 13.2680% | 301 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 91.8644% | 1,649 |
| Assets per employee ($millions) | 0.7137% | 8,146 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,143 |
| Net loans and leases to deposits | 0.0000% | 8,143 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 1.1875% | 8,186 |
| Equity capital to assets | 93.0795% | 7 |
| Core capital (leverage) ratio | 93.7282% | 7 |
| Tier 1 risk-based capital ratio | 385.1848% | 13 |
| Total risk-based capital ratio | 385.1848% | 13 |
| Memoranda: | ||
| Average total assets | $41,923,330 | 7,137 |
| Average earning assets | $39,290,000 | 7,079 |
| Average equity | $37,745,000 | 1,811 |
| Average total loans | NA | NA |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1155% | 7,937 |
| Cost of funding earning assets | 0.0307% | 8,219 |
| Net interest margin | 4.0848% | 2,335 |
| Noninterest income to average assets | 236.8837% | 3 |
| Noninterest expense to average assets | 221.5842% | 3 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | 11.8475% | 15 |
| Return on assets (ROA) | 11.8475% | 16 |
| Pretax return on assets | 19.1148% | 15 |
| Return on Equity (ROE) | 13.3870% | 1,294 |
| Retained earnings to average equity (ytd only) | 13.3870% | 583 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.0586% | 1,562 |
| Assets per employee ($millions) | 0.6621% | 8,200 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,196 |
| Net loans and leases to deposits | 0.0000% | 8,196 |
| Net loans and leases to core deposits | 0.0000% | 8,185 |
| Total domestic deposits to total assets | 1.1918% | 8,237 |
| Equity capital to assets | 89.1865% | 14 |
| Core capital (leverage) ratio | 89.6035% | 14 |
| Tier 1 risk-based capital ratio | 361.5236% | 16 |
| Total risk-based capital ratio | 361.5236% | 16 |
| Memoranda: | ||
| Average total assets | $41,831,500 | 7,173 |
| Average earning assets | $39,071,500 | 7,122 |
| Average equity | $37,021,000 | 1,850 |
| Average total loans | NA | NA |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.4841% | 8,036 |
| Cost of funding earning assets | 0.0420% | 8,274 |
| Net interest margin | 4.4421% | 1,554 |
| Noninterest income to average assets | 285.6410% | 3 |
| Noninterest expense to average assets | 269.0144% | 2 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | 12.4291% | 17 |
| Return on assets (ROA) | 12.4291% | 18 |
| Pretax return on assets | 20.6155% | 17 |
| Return on Equity (ROE) | 14.5683% | 999 |
| Retained earnings to average equity (ytd only) | 14.5683% | 104 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.8821% | 1,334 |
| Assets per employee ($millions) | 0.6256% | 8,254 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | 0.0000% | 8,249 |
| Net loans and leases to core deposits | 0.0000% | 8,238 |
| Total domestic deposits to total assets | 1.2231% | 8,291 |
| Equity capital to assets | 87.7961% | 21 |
| Core capital (leverage) ratio | 87.8962% | 19 |
| Tier 1 risk-based capital ratio | 346.9962% | 22 |
| Total risk-based capital ratio | 346.9962% | 22 |
| Memoranda: | ||
| Average total assets | $39,785,600 | 7,220 |
| Average earning assets | $35,726,200 | 7,253 |
| Average equity | $33,943,600 | 1,997 |
| Average total loans | NA | NA |