Home > Northwest National Bank of Arlington > Income and Expense
Northwest National Bank of Arlington, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $642,000 | 6,947 |
| Total interest expense | $160,000 | 7,042 |
| Net interest income | $482,000 | 6,803 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $526,000 | 5,934 |
| Salaries and employee benefits | $256,000 | 6,297 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $212,000 | 4,893 |
| Pre-tax net operating income | $29,000 | 8,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $22,000 | 8,218 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $22,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $22,000 | 8,194 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 6,731 |
| Total interest expense | $682,000 | 6,657 |
| Net interest income | $1,999,000 | 6,626 |
| Provision for loan and lease losses | $13,000 | 6,922 |
| Total noninterest income | $293,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $203,000 | 5,185 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,590 |
| Total noninterest expense | $2,084,000 | 5,876 |
| Salaries and employee benefits | $1,012,000 | 6,239 |
| Premises and equipment expense | $226,000 | 6,444 |
| Additional noninterest expense | $846,000 | 4,914 |
| Pre-tax net operating income | $195,000 | 7,800 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $64,000 | 5,876 |
| Income before extraordinary items | $131,000 | 7,966 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $131,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $131,000 | 7,920 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 6,740 |
| Total interest expense | $520,000 | 6,606 |
| Net interest income | $1,490,000 | 6,645 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $228,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $160,000 | 5,124 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $1,568,000 | 5,837 |
| Salaries and employee benefits | $773,000 | 6,140 |
| Premises and equipment expense | $167,000 | 6,480 |
| Additional noninterest expense | $628,000 | 4,904 |
| Pre-tax net operating income | $150,000 | 7,908 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $46,000 | 6,019 |
| Income before extraordinary items | $104,000 | 8,049 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $104,000 | 8,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $104,000 | 7,997 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 6,744 |
| Total interest expense | $356,000 | 6,570 |
| Net interest income | $1,004,000 | 6,648 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $162,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $1,050,000 | 5,855 |
| Salaries and employee benefits | $514,000 | 6,190 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $425,000 | 4,857 |
| Pre-tax net operating income | $116,000 | 7,793 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $35,000 | 5,928 |
| Income before extraordinary items | $81,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $81,000 | 7,899 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,743 |
| Total interest expense | $191,000 | 6,459 |
| Net interest income | $503,000 | 6,664 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $83,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $525,000 | 5,890 |
| Salaries and employee benefits | $256,000 | 6,253 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $61,000 | 7,747 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,000 | 7,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 6,504 |
| Total interest expense | $1,148,000 | 5,716 |
| Net interest income | $1,864,000 | 6,797 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $330,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $231,000 | 4,940 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $99,000 | 6,558 |
| Total noninterest expense | $2,278,000 | 5,562 |
| Salaries and employee benefits | $1,098,000 | 5,938 |
| Premises and equipment expense | $249,000 | 6,190 |
| Additional noninterest expense | $931,000 | 4,509 |
| Pre-tax net operating income | $-274,000 | 8,732 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-90,000 | 8,935 |
| Income before extraordinary items | $-184,000 | 8,769 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-184,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,806 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-184,000 | 8,703 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 6,519 |
| Total interest expense | $903,000 | 5,699 |
| Net interest income | $1,397,000 | 6,836 |
| Provision for loan and lease losses | $190,000 | 3,426 |
| Total noninterest income | $249,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $172,000 | 4,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $1,684,000 | 5,571 |
| Salaries and employee benefits | $842,000 | 5,838 |
| Premises and equipment expense | $185,000 | 6,208 |
| Additional noninterest expense | $657,000 | 4,691 |
| Pre-tax net operating income | $-228,000 | 8,837 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-75,000 | 9,045 |
| Income before extraordinary items | $-153,000 | 8,869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-153,000 | 8,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,337 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-153,000 | 8,803 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,508 |
| Total interest expense | $623,000 | 5,713 |
| Net interest income | $941,000 | 6,825 |
| Provision for loan and lease losses | $151,000 | 2,992 |
| Total noninterest income | $165,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $113,000 | 4,977 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $1,142,000 | 5,510 |
| Salaries and employee benefits | $554,000 | 5,884 |
| Premises and equipment expense | $119,000 | 6,291 |
| Additional noninterest expense | $469,000 | 4,451 |
| Pre-tax net operating income | $-187,000 | 8,913 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-62,000 | 9,099 |
| Income before extraordinary items | $-125,000 | 8,941 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-125,000 | 8,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,096 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-125,000 | 8,859 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,462 |
| Total interest expense | $324,000 | 5,705 |
| Net interest income | $474,000 | 6,797 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $577,000 | 5,474 |
| Salaries and employee benefits | $276,000 | 5,902 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $241,000 | 4,338 |
| Pre-tax net operating income | $-140,000 | 9,021 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-47,000 | 9,175 |
| Income before extraordinary items | $-93,000 | 9,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-93,000 | 9,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 923 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-93,000 | 8,954 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 6,070 |
| Total interest expense | $1,697,000 | 5,338 |
| Net interest income | $2,101,000 | 6,469 |
| Provision for loan and lease losses | $296,000 | 3,499 |
| Total noninterest income | $411,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $280,000 | 4,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,880 |
| Total noninterest expense | $2,294,000 | 5,390 |
| Salaries and employee benefits | $1,187,000 | 5,519 |
| Premises and equipment expense | $258,000 | 6,029 |
| Additional noninterest expense | $849,000 | 4,733 |
| Pre-tax net operating income | $-78,000 | 8,738 |
| Securities gains (losses) | $113,000 | 1,621 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $23,000 | 8,656 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $23,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 1,251 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-51,580 | 8,726 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 5,626 |
| Total interest expense | $2,323,000 | 5,626 |
| Net interest income | $2,660,000 | 5,514 |
| Provision for loan and lease losses | $519,000 | 2,139 |
| Total noninterest income | $411,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $167,000 | 5,302 |
| Total noninterest expense | $2,431,000 | 5,053 |
| Salaries and employee benefits | $1,237,000 | 5,200 |
| Premises and equipment expense | $294,000 | 5,581 |
| Additional noninterest expense | $900,000 | 4,408 |
| Pre-tax net operating income | $121,000 | 8,233 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $41,000 | 6,866 |
| Income before extraordinary items | $80,000 | 8,446 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $80,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,370 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $80,000 | 8,347 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 5,099 |
| Total interest expense | $2,160,000 | 6,031 |
| Net interest income | $3,804,000 | 4,355 |
| Provision for loan and lease losses | $315,000 | 2,731 |
| Total noninterest income | $435,000 | 5,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 4,850 |
| Total noninterest expense | $2,957,000 | 4,282 |
| Salaries and employee benefits | $1,297,000 | 4,909 |
| Premises and equipment expense | $283,000 | 5,614 |
| Additional noninterest expense | $1,377,000 | 3,034 |
| Pre-tax net operating income | $967,000 | 5,346 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $329,000 | 4,389 |
| Income before extraordinary items | $638,000 | 5,673 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $638,000 | 5,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $638,000 | 5,686 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 5,306 |
| Total interest expense | $2,026,000 | 5,955 |
| Net interest income | $3,374,000 | 4,754 |
| Provision for loan and lease losses | $460,000 | 1,888 |
| Total noninterest income | $511,000 | 4,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,043 |
| Total noninterest expense | $2,967,000 | 4,249 |
| Salaries and employee benefits | $1,616,000 | 4,089 |
| Premises and equipment expense | $422,000 | 4,343 |
| Additional noninterest expense | $929,000 | 4,263 |
| Pre-tax net operating income | $458,000 | 7,338 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $425,000 | 6,843 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,171 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $425,000 | 6,816 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 5,695 |
| Total interest expense | $2,134,000 | 5,950 |
| Net interest income | $2,844,000 | 5,336 |
| Provision for loan and lease losses | $1,117,000 | 880 |
| Total noninterest income | $914,000 | 3,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 3,038 |
| Total noninterest expense | $3,207,000 | 3,884 |
| Salaries and employee benefits | $1,463,000 | 4,320 |
| Premises and equipment expense | $454,000 | 3,980 |
| Additional noninterest expense | $1,290,000 | 3,156 |
| Pre-tax net operating income | $-566,000 | 10,219 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $57,000 | 8,208 |
| Income before extraordinary items | $-623,000 | 10,282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-623,000 | 10,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $891,000 | 833 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-623,000 | 10,255 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 5,275 |
| Total interest expense | $2,268,000 | 5,770 |
| Net interest income | $3,415,000 | 4,815 |
| Provision for loan and lease losses | $2,717,000 | 461 |
| Total noninterest income | $586,000 | 4,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $2,557,000 | 4,700 |
| Salaries and employee benefits | $1,341,000 | 4,665 |
| Premises and equipment expense | $319,000 | 5,241 |
| Additional noninterest expense | $897,000 | 4,326 |
| Pre-tax net operating income | $-1,273,000 | 10,869 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-560,000 | 10,867 |
| Income before extraordinary items | $-713,000 | 10,814 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-713,000 | 10,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,561,000 | 429 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-713,000 | 10,801 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 6,019 |
| Total interest expense | $1,897,000 | 6,631 |
| Net interest income | $3,016,000 | 5,427 |
| Provision for loan and lease losses | $640,000 | 1,433 |
| Total noninterest income | $561,000 | 4,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $2,143,000 | 5,643 |
| Salaries and employee benefits | $1,107,000 | 5,558 |
| Premises and equipment expense | $291,000 | 5,710 |
| Additional noninterest expense | $745,000 | 5,483 |
| Pre-tax net operating income | $794,000 | 6,531 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $265,000 | 6,241 |
| Income before extraordinary items | $529,000 | 6,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $529,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,362 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $529,000 | 6,650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 6,606 |
| Total interest expense | $1,393,000 | 7,998 |
| Net interest income | $2,970,000 | 5,540 |
| Provision for loan and lease losses | $355,000 | 2,047 |
| Total noninterest income | $618,000 | 4,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,353 |
| Total noninterest expense | $2,104,000 | 5,767 |
| Salaries and employee benefits | $1,052,000 | 5,809 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $758,000 | 5,477 |
| Pre-tax net operating income | $1,129,000 | 5,494 |
| Securities gains (losses) | $-133,000 | 11,589 |
| Applicable income taxes | $335,000 | 5,600 |
| Income before extraordinary items | $661,000 | 6,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $661,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,792 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $748,780 | 5,694 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 7,922 |
| Total interest expense | $719,000 | 9,998 |
| Net interest income | $2,359,000 | 6,737 |
| Provision for loan and lease losses | $215,000 | 2,891 |
| Total noninterest income | $559,000 | 4,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $1,935,000 | 6,380 |
| Salaries and employee benefits | $833,000 | 7,026 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $809,000 | 5,647 |
| Pre-tax net operating income | $768,000 | 7,039 |
| Securities gains (losses) | $-102,000 | 11,543 |
| Applicable income taxes | $111,000 | 9,116 |
| Income before extraordinary items | $555,000 | 6,867 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $555,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,234 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,403,000 | 364 |
| Net operating income | $639,660 | 6,354 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 9,316 |
| Total interest expense | $574,000 | 11,293 |
| Net interest income | $1,862,000 | 8,068 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $698,000 | 4,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,521 |
| Total noninterest expense | $1,818,000 | 6,826 |
| Salaries and employee benefits | $736,000 | 7,738 |
| Premises and equipment expense | $276,000 | 6,244 |
| Additional noninterest expense | $806,000 | 5,891 |
| Pre-tax net operating income | $572,000 | 8,154 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $566,000 | 7,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $566,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,320 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $566,000 | 6,775 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 10,280 |
| Total interest expense | $703,000 | 11,791 |
| Net interest income | $1,604,000 | 8,947 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $560,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $1,894,000 | 6,675 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $931,000 | 5,370 |
| Pre-tax net operating income | $255,000 | 10,555 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $172,000 | 10,960 |
| Extraordinary gains, net | $83,000 | 809 |
| Net income | $255,000 | 9,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $172,000 | 10,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.