Home > Northwest Bank of Rockford > Income and Expense
Northwest Bank of Rockford, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,234,000 | 1,875 |
| Total interest expense | $5,731,000 | 1,872 |
| Net interest income | $14,503,000 | 1,863 |
| Provision for loan and lease losses | $472,000 | 1,335 |
| Total noninterest income | $3,539,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $613,000 | 1,449 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,926,000 | 1,274 |
| Total noninterest expense | $10,526,000 | 1,982 |
| Salaries and employee benefits | $5,221,000 | 2,142 |
| Premises and equipment expense | $846,000 | 2,222 |
| Additional noninterest expense | $2,926,000 | 1,274 |
| Pre-tax net operating income | $7,044,000 | 1,535 |
| Securities gains (losses) | $-12,000 | 3,398 |
| Applicable income taxes | $1,829,000 | 1,043 |
| Income before extraordinary items | $5,203,000 | 1,682 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,203,000 | 1,703 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,203,000 | 1,685 |
| Net charge-offs | $82,000 | 1,605 |
| Cash dividends | $1,800,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 445 |
| Net operating income | $5,212,480 | 1,707 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,499,000 | 1,903 |
| Total interest expense | $3,740,000 | 1,905 |
| Net interest income | $10,759,000 | 1,893 |
| Provision for loan and lease losses | $260,000 | 1,461 |
| Total noninterest income | $2,475,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $442,000 | 1,481 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,033,000 | 1,344 |
| Total noninterest expense | $7,955,000 | 1,971 |
| Salaries and employee benefits | $3,930,000 | 2,118 |
| Premises and equipment expense | $627,000 | 2,252 |
| Additional noninterest expense | $2,033,000 | 1,344 |
| Pre-tax net operating income | $5,019,000 | 1,654 |
| Securities gains (losses) | $-12,000 | 3,519 |
| Applicable income taxes | $1,291,000 | 1,100 |
| Income before extraordinary items | $3,716,000 | 1,797 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,716,000 | 1,812 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,716,000 | 1,797 |
| Net charge-offs | $559,000 | 543 |
| Cash dividends | $750,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 420 |
| Net operating income | $3,725,480 | 1,822 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,259,000 | 1,931 |
| Total interest expense | $2,103,000 | 1,957 |
| Net interest income | $7,156,000 | 1,907 |
| Provision for loan and lease losses | $240,000 | 1,213 |
| Total noninterest income | $1,466,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $279,000 | 1,523 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,187,000 | 1,378 |
| Total noninterest expense | $5,246,000 | 1,979 |
| Salaries and employee benefits | $2,547,000 | 2,158 |
| Premises and equipment expense | $433,000 | 2,194 |
| Additional noninterest expense | $1,187,000 | 1,377 |
| Pre-tax net operating income | $3,136,000 | 1,708 |
| Securities gains (losses) | $-12,000 | 3,825 |
| Applicable income taxes | $799,000 | 1,163 |
| Income before extraordinary items | $2,325,000 | 1,867 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,325,000 | 1,889 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,325,000 | 1,867 |
| Net charge-offs | $554,000 | 408 |
| Cash dividends | $500,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 380 |
| Net operating income | $2,334,480 | 1,874 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 1,981 |
| Total interest expense | $835,000 | 2,050 |
| Net interest income | $3,554,000 | 1,921 |
| Provision for loan and lease losses | $192,000 | 910 |
| Total noninterest income | $815,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $122,000 | 1,675 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $693,000 | 1,226 |
| Total noninterest expense | $2,602,000 | 2,010 |
| Salaries and employee benefits | $1,245,000 | 2,217 |
| Premises and equipment expense | $241,000 | 2,093 |
| Additional noninterest expense | $693,000 | 1,226 |
| Pre-tax net operating income | $1,575,000 | 1,725 |
| Securities gains (losses) | $-12,000 | 4,052 |
| Applicable income taxes | $393,000 | 1,177 |
| Income before extraordinary items | $1,170,000 | 1,893 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,170,000 | 1,893 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,170,000 | 1,893 |
| Net charge-offs | $543,000 | 261 |
| Cash dividends | $250,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,179,480 | 1,904 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,127,000 | 2,048 |
| Total interest expense | $1,352,000 | 2,043 |
| Net interest income | $12,775,000 | 2,024 |
| Provision for loan and lease losses | $686,000 | 1,035 |
| Total noninterest income | $4,625,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $527,000 | 1,625 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,098,000 | 1,034 |
| Total noninterest expense | $11,206,000 | 1,859 |
| Salaries and employee benefits | $5,863,000 | 1,982 |
| Premises and equipment expense | $937,000 | 2,086 |
| Additional noninterest expense | $4,098,000 | 1,034 |
| Pre-tax net operating income | $5,508,000 | 1,931 |
| Securities gains (losses) | $-197,000 | 4,101 |
| Applicable income taxes | $1,310,000 | 1,360 |
| Income before extraordinary items | $4,001,000 | 2,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,001,000 | 2,107 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,001,000 | 2,107 |
| Net charge-offs | $136,000 | 1,096 |
| Cash dividends | $1,250,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 476 |
| Net operating income | $4,156,630 | 2,084 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 2,084 |
| Total interest expense | $670,000 | 2,258 |
| Net interest income | $9,214,000 | 2,051 |
| Provision for loan and lease losses | $138,000 | 1,687 |
| Total noninterest income | $3,735,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $382,000 | 1,676 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,353,000 | 986 |
| Total noninterest expense | $8,558,000 | 1,845 |
| Salaries and employee benefits | $4,485,000 | 1,948 |
| Premises and equipment expense | $779,000 | 1,984 |
| Additional noninterest expense | $3,353,000 | 986 |
| Pre-tax net operating income | $4,253,000 | 1,860 |
| Securities gains (losses) | $28,000 | 303 |
| Applicable income taxes | $1,058,000 | 1,309 |
| Income before extraordinary items | $3,223,000 | 1,999 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,223,000 | 1,998 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,223,000 | 1,998 |
| Net charge-offs | $109,000 | 900 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 420 |
| Net operating income | $3,200,880 | 2,044 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 2,118 |
| Total interest expense | $411,000 | 2,223 |
| Net interest income | $5,849,000 | 2,082 |
| Provision for loan and lease losses | $72,000 | 1,704 |
| Total noninterest income | $2,545,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $250,000 | 1,694 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,295,000 | 993 |
| Total noninterest expense | $5,691,000 | 1,836 |
| Salaries and employee benefits | $2,936,000 | 1,974 |
| Premises and equipment expense | $580,000 | 1,862 |
| Additional noninterest expense | $2,175,000 | 1,516 |
| Pre-tax net operating income | $2,631,000 | 1,880 |
| Securities gains (losses) | $28,000 | 276 |
| Applicable income taxes | $649,000 | 1,298 |
| Income before extraordinary items | $2,010,000 | 1,989 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,010,000 | 1,989 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,010,000 | 1,989 |
| Net charge-offs | $35,000 | 1,118 |
| Cash dividends | $750,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 391 |
| Net operating income | $1,987,880 | 2,044 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 2,115 |
| Total interest expense | $240,000 | 1,966 |
| Net interest income | $2,800,000 | 2,101 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $1,209,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $119,000 | 1,727 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,090,000 | 1,034 |
| Total noninterest expense | $2,867,000 | 1,809 |
| Salaries and employee benefits | $1,487,000 | 1,949 |
| Premises and equipment expense | $261,000 | 1,995 |
| Additional noninterest expense | $1,119,000 | 1,455 |
| Pre-tax net operating income | $1,137,000 | 1,962 |
| Securities gains (losses) | $24,000 | 279 |
| Applicable income taxes | $278,000 | 1,373 |
| Income before extraordinary items | $883,000 | 2,073 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $883,000 | 2,072 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $883,000 | 2,073 |
| Net charge-offs | $22,000 | 920 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $864,040 | 2,120 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,667,000 | 2,104 |
| Total interest expense | $1,543,000 | 1,623 |
| Net interest income | $11,124,000 | 2,160 |
| Provision for loan and lease losses | $138,000 | 1,973 |
| Total noninterest income | $5,476,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $432,000 | 1,768 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $5,044,000 | 1,070 |
| Total noninterest expense | $10,919,000 | 1,864 |
| Salaries and employee benefits | $6,402,000 | 1,840 |
| Premises and equipment expense | $925,000 | 2,128 |
| Additional noninterest expense | $3,592,000 | 1,724 |
| Pre-tax net operating income | $5,543,000 | 1,920 |
| Securities gains (losses) | $34,000 | 1,292 |
| Applicable income taxes | $1,404,000 | 1,360 |
| Income before extraordinary items | $4,173,000 | 2,099 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,173,000 | 2,100 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,173,000 | 2,100 |
| Net charge-offs | $290,000 | 851 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 513 |
| Net operating income | $4,146,140 | 2,082 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,497,000 | 2,153 |
| Total interest expense | $1,221,000 | 1,632 |
| Net interest income | $8,276,000 | 2,208 |
| Provision for loan and lease losses | $132,000 | 1,785 |
| Total noninterest income | $3,869,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $306,000 | 1,831 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,563,000 | 1,136 |
| Total noninterest expense | $8,213,000 | 1,862 |
| Salaries and employee benefits | $4,839,000 | 1,831 |
| Premises and equipment expense | $678,000 | 2,188 |
| Additional noninterest expense | $2,696,000 | 1,719 |
| Pre-tax net operating income | $3,800,000 | 2,111 |
| Securities gains (losses) | $34,000 | 1,206 |
| Applicable income taxes | $954,000 | 1,498 |
| Income before extraordinary items | $2,880,000 | 2,309 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,880,000 | 2,308 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,880,000 | 2,309 |
| Net charge-offs | $280,000 | 669 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 469 |
| Net operating income | $2,853,140 | 2,297 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 2,196 |
| Total interest expense | $873,000 | 1,606 |
| Net interest income | $5,259,000 | 2,267 |
| Provision for loan and lease losses | $126,000 | 1,505 |
| Total noninterest income | $2,554,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $188,000 | 1,880 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,366,000 | 1,147 |
| Total noninterest expense | $5,395,000 | 1,870 |
| Salaries and employee benefits | $3,161,000 | 1,852 |
| Premises and equipment expense | $460,000 | 2,154 |
| Additional noninterest expense | $1,774,000 | 1,715 |
| Pre-tax net operating income | $2,292,000 | 2,213 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $567,000 | 1,572 |
| Income before extraordinary items | $1,725,000 | 2,432 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,725,000 | 2,432 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,725,000 | 2,432 |
| Net charge-offs | $277,000 | 533 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 431 |
| Net operating income | $1,725,000 | 2,390 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 2,129 |
| Total interest expense | $472,000 | 1,591 |
| Net interest income | $2,693,000 | 2,197 |
| Provision for loan and lease losses | $122,000 | 1,128 |
| Total noninterest income | $1,327,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $90,000 | 1,926 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,237,000 | 1,111 |
| Total noninterest expense | $2,690,000 | 1,857 |
| Salaries and employee benefits | $1,581,000 | 1,835 |
| Premises and equipment expense | $241,000 | 2,109 |
| Additional noninterest expense | $868,000 | 1,727 |
| Pre-tax net operating income | $1,208,000 | 2,136 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $310,000 | 1,485 |
| Income before extraordinary items | $898,000 | 2,361 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $898,000 | 2,359 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $898,000 | 2,361 |
| Net charge-offs | $74,000 | 704 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $898,000 | 2,312 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,337,000 | 2,069 |
| Total interest expense | $2,579,000 | 1,670 |
| Net interest income | $10,758,000 | 2,137 |
| Provision for loan and lease losses | $2,810,000 | 837 |
| Total noninterest income | $5,555,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $350,000 | 2,059 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $5,205,000 | 989 |
| Total noninterest expense | $11,021,000 | 1,817 |
| Salaries and employee benefits | $6,248,000 | 1,846 |
| Premises and equipment expense | $992,000 | 2,043 |
| Additional noninterest expense | $3,781,000 | 1,607 |
| Pre-tax net operating income | $2,482,000 | 2,679 |
| Securities gains (losses) | $2,000 | 2,562 |
| Applicable income taxes | $529,000 | 1,903 |
| Income before extraordinary items | $1,955,000 | 2,860 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,955,000 | 2,859 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,955,000 | 2,860 |
| Net charge-offs | $2,338,000 | 370 |
| Cash dividends | $250,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 496 |
| Net operating income | $1,953,420 | 2,807 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 2,124 |
| Total interest expense | $2,034,000 | 1,680 |
| Net interest income | $7,683,000 | 2,214 |
| Provision for loan and lease losses | $2,598,000 | 761 |
| Total noninterest income | $4,021,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $262,000 | 2,053 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $3,759,000 | 984 |
| Total noninterest expense | $8,259,000 | 1,796 |
| Salaries and employee benefits | $4,577,000 | 1,852 |
| Premises and equipment expense | $795,000 | 1,949 |
| Additional noninterest expense | $2,887,000 | 1,558 |
| Pre-tax net operating income | $847,000 | 3,618 |
| Securities gains (losses) | $2,000 | 2,375 |
| Applicable income taxes | $113,000 | 2,728 |
| Income before extraordinary items | $736,000 | 3,690 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $736,000 | 3,689 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $736,000 | 3,690 |
| Net charge-offs | $2,103,000 | 310 |
| Cash dividends | $250,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 452 |
| Net operating income | $734,260 | 3,637 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,345,000 | 2,183 |
| Total interest expense | $1,416,000 | 1,723 |
| Net interest income | $4,929,000 | 2,300 |
| Provision for loan and lease losses | $2,505,000 | 616 |
| Total noninterest income | $2,347,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $179,000 | 2,048 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,168,000 | 1,016 |
| Total noninterest expense | $5,363,000 | 1,835 |
| Salaries and employee benefits | $2,960,000 | 1,893 |
| Premises and equipment expense | $552,000 | 1,890 |
| Additional noninterest expense | $1,851,000 | 1,596 |
| Pre-tax net operating income | $-592,000 | 4,947 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-246,000 | 4,973 |
| Income before extraordinary items | $-346,000 | 4,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-346,000 | 4,908 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-346,000 | 4,908 |
| Net charge-offs | $23,000 | 2,125 |
| Cash dividends | $250,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 403 |
| Net operating income | $-346,000 | 4,915 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 2,197 |
| Total interest expense | $750,000 | 1,767 |
| Net interest income | $2,355,000 | 2,323 |
| Provision for loan and lease losses | $96,000 | 2,022 |
| Total noninterest income | $862,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $113,000 | 1,995 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $749,000 | 1,185 |
| Total noninterest expense | $2,584,000 | 1,903 |
| Salaries and employee benefits | $1,387,000 | 1,995 |
| Premises and equipment expense | $296,000 | 1,824 |
| Additional noninterest expense | $901,000 | 1,654 |
| Pre-tax net operating income | $537,000 | 2,694 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $108,000 | 1,879 |
| Income before extraordinary items | $429,000 | 2,823 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $429,000 | 2,822 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $429,000 | 2,824 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $250,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $429,000 | 2,812 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,723,000 | 2,181 |
| Total interest expense | $2,892,000 | 1,854 |
| Net interest income | $9,831,000 | 2,275 |
| Provision for loan and lease losses | $1,660,000 | 606 |
| Total noninterest income | $3,288,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $429,000 | 2,134 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,859,000 | 1,237 |
| Total noninterest expense | $10,298,000 | 1,877 |
| Salaries and employee benefits | $5,687,000 | 1,921 |
| Premises and equipment expense | $1,259,000 | 1,737 |
| Additional noninterest expense | $3,352,000 | 1,740 |
| Pre-tax net operating income | $1,161,000 | 3,711 |
| Securities gains (losses) | $13,000 | 1,808 |
| Applicable income taxes | $168,000 | 2,738 |
| Income before extraordinary items | $1,006,000 | 3,769 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,006,000 | 3,769 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,006,000 | 3,770 |
| Net charge-offs | $2,010,000 | 413 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 554 |
| Net operating income | $994,820 | 3,764 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,510,000 | 2,213 |
| Total interest expense | $2,105,000 | 1,906 |
| Net interest income | $7,405,000 | 2,295 |
| Provision for loan and lease losses | $270,000 | 1,685 |
| Total noninterest income | $2,425,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $308,000 | 2,197 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,117,000 | 1,242 |
| Total noninterest expense | $7,633,000 | 1,906 |
| Salaries and employee benefits | $4,281,000 | 1,917 |
| Premises and equipment expense | $800,000 | 1,963 |
| Additional noninterest expense | $2,552,000 | 1,718 |
| Pre-tax net operating income | $1,927,000 | 2,778 |
| Securities gains (losses) | $13,000 | 1,579 |
| Applicable income taxes | $423,000 | 1,942 |
| Income before extraordinary items | $1,517,000 | 2,937 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,517,000 | 2,938 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,517,000 | 2,938 |
| Net charge-offs | $158,000 | 1,461 |
| Cash dividends | $750,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 507 |
| Net operating income | $1,506,730 | 2,921 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 2,264 |
| Total interest expense | $1,345,000 | 1,939 |
| Net interest income | $4,834,000 | 2,337 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $1,553,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $204,000 | 2,192 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,349,000 | 1,246 |
| Total noninterest expense | $5,091,000 | 1,912 |
| Salaries and employee benefits | $2,844,000 | 1,927 |
| Premises and equipment expense | $557,000 | 1,913 |
| Additional noninterest expense | $1,690,000 | 1,744 |
| Pre-tax net operating income | $1,116,000 | 2,953 |
| Securities gains (losses) | $13,000 | 1,155 |
| Applicable income taxes | $234,000 | 2,082 |
| Income before extraordinary items | $895,000 | 3,097 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $895,000 | 3,095 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $895,000 | 3,095 |
| Net charge-offs | $87,000 | 1,487 |
| Cash dividends | $500,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 469 |
| Net operating income | $884,730 | 3,093 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,319 |
| Total interest expense | $628,000 | 1,999 |
| Net interest income | $2,360,000 | 2,387 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $666,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $100,000 | 2,212 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $566,000 | 1,336 |
| Total noninterest expense | $2,530,000 | 1,923 |
| Salaries and employee benefits | $1,397,000 | 1,970 |
| Premises and equipment expense | $304,000 | 1,820 |
| Additional noninterest expense | $829,000 | 1,769 |
| Pre-tax net operating income | $406,000 | 3,368 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $66,000 | 2,450 |
| Income before extraordinary items | $340,000 | 3,446 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $340,000 | 3,445 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $340,000 | 3,445 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $250,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $340,000 | 3,435 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 2,292 |
| Total interest expense | $2,064,000 | 1,898 |
| Net interest income | $9,368,000 | 2,369 |
| Provision for loan and lease losses | $740,000 | 1,109 |
| Total noninterest income | $2,769,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $405,000 | 2,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,364,000 | 1,340 |
| Total noninterest expense | $9,672,000 | 1,954 |
| Salaries and employee benefits | $5,389,000 | 1,978 |
| Premises and equipment expense | $1,032,000 | 2,003 |
| Additional noninterest expense | $3,251,000 | 1,787 |
| Pre-tax net operating income | $1,725,000 | 3,336 |
| Securities gains (losses) | $-30,000 | 4,714 |
| Applicable income taxes | $234,000 | 2,579 |
| Income before extraordinary items | $1,461,000 | 3,400 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,461,000 | 3,398 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,461,000 | 3,399 |
| Net charge-offs | $79,000 | 2,310 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 575 |
| Net operating income | $1,486,800 | 3,381 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,485,000 | 2,301 |
| Total interest expense | $1,479,000 | 1,886 |
| Net interest income | $7,006,000 | 2,378 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $2,340,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $303,000 | 2,282 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,037,000 | 1,248 |
| Total noninterest expense | $7,063,000 | 1,997 |
| Salaries and employee benefits | $4,088,000 | 1,957 |
| Premises and equipment expense | $697,000 | 2,149 |
| Additional noninterest expense | $2,278,000 | 1,901 |
| Pre-tax net operating income | $2,103,000 | 2,657 |
| Securities gains (losses) | $-30,000 | 5,018 |
| Applicable income taxes | $407,000 | 1,968 |
| Income before extraordinary items | $1,666,000 | 2,830 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,666,000 | 2,829 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,666,000 | 2,829 |
| Net charge-offs | $57,000 | 2,114 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 520 |
| Net operating income | $1,690,000 | 2,789 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 2,304 |
| Total interest expense | $955,000 | 1,844 |
| Net interest income | $4,659,000 | 2,372 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $1,538,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $200,000 | 2,298 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,338,000 | 1,256 |
| Total noninterest expense | $4,672,000 | 2,019 |
| Salaries and employee benefits | $2,708,000 | 1,972 |
| Premises and equipment expense | $449,000 | 2,237 |
| Additional noninterest expense | $1,515,000 | 1,904 |
| Pre-tax net operating income | $1,405,000 | 2,617 |
| Securities gains (losses) | $-30,000 | 5,186 |
| Applicable income taxes | $270,000 | 1,954 |
| Income before extraordinary items | $1,105,000 | 2,806 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,105,000 | 2,806 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,105,000 | 2,805 |
| Net charge-offs | $97,000 | 1,328 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 475 |
| Net operating income | $1,129,000 | 2,750 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 2,333 |
| Total interest expense | $466,000 | 1,801 |
| Net interest income | $2,286,000 | 2,412 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $664,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $103,000 | 2,267 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $561,000 | 1,398 |
| Total noninterest expense | $2,307,000 | 2,053 |
| Salaries and employee benefits | $1,339,000 | 2,014 |
| Premises and equipment expense | $224,000 | 2,265 |
| Additional noninterest expense | $744,000 | 1,930 |
| Pre-tax net operating income | $583,000 | 2,858 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $105,000 | 2,142 |
| Income before extraordinary items | $478,000 | 2,973 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $478,000 | 2,975 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $478,000 | 2,974 |
| Net charge-offs | $42,000 | 1,283 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $478,000 | 2,963 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 2,307 |
| Total interest expense | $1,751,000 | 1,700 |
| Net interest income | $8,950,000 | 2,420 |
| Provision for loan and lease losses | $190,000 | 2,422 |
| Total noninterest income | $3,736,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $426,000 | 2,294 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,310,000 | 1,090 |
| Total noninterest expense | $8,919,000 | 2,095 |
| Salaries and employee benefits | $5,123,000 | 2,048 |
| Premises and equipment expense | $889,000 | 2,274 |
| Additional noninterest expense | $2,907,000 | 1,990 |
| Pre-tax net operating income | $3,577,000 | 2,210 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,064,000 | 1,816 |
| Income before extraordinary items | $2,513,000 | 2,324 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,513,000 | 2,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,513,000 | 2,324 |
| Net charge-offs | $1,358,000 | 555 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 577 |
| Net operating income | $2,513,000 | 2,297 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 2,326 |
| Total interest expense | $1,279,000 | 1,728 |
| Net interest income | $6,658,000 | 2,446 |
| Provision for loan and lease losses | $102,000 | 2,634 |
| Total noninterest income | $2,758,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $323,000 | 2,283 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,435,000 | 1,108 |
| Total noninterest expense | $6,686,000 | 2,094 |
| Salaries and employee benefits | $3,812,000 | 2,071 |
| Premises and equipment expense | $668,000 | 2,287 |
| Additional noninterest expense | $2,206,000 | 1,962 |
| Pre-tax net operating income | $2,628,000 | 2,282 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $774,000 | 1,697 |
| Income before extraordinary items | $1,854,000 | 2,527 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,854,000 | 2,527 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,854,000 | 2,527 |
| Net charge-offs | $204,000 | 1,377 |
| Cash dividends | $750,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 517 |
| Net operating income | $1,854,000 | 2,518 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 2,329 |
| Total interest expense | $854,000 | 1,685 |
| Net interest income | $4,393,000 | 2,450 |
| Provision for loan and lease losses | $77,000 | 2,459 |
| Total noninterest income | $1,813,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $215,000 | 2,269 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,598,000 | 1,137 |
| Total noninterest expense | $4,471,000 | 2,098 |
| Salaries and employee benefits | $2,548,000 | 2,077 |
| Premises and equipment expense | $447,000 | 2,292 |
| Additional noninterest expense | $1,476,000 | 1,964 |
| Pre-tax net operating income | $1,658,000 | 2,322 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $480,000 | 1,735 |
| Income before extraordinary items | $1,178,000 | 2,561 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,178,000 | 2,560 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,178,000 | 2,561 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 442 |
| Net operating income | $1,178,000 | 2,538 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 2,353 |
| Total interest expense | $424,000 | 1,671 |
| Net interest income | $2,173,000 | 2,465 |
| Provision for loan and lease losses | $51,000 | 2,052 |
| Total noninterest income | $799,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $112,000 | 2,217 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $687,000 | 1,247 |
| Total noninterest expense | $2,197,000 | 2,157 |
| Salaries and employee benefits | $1,255,000 | 2,126 |
| Premises and equipment expense | $226,000 | 2,310 |
| Additional noninterest expense | $716,000 | 2,009 |
| Pre-tax net operating income | $724,000 | 2,481 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $199,000 | 1,877 |
| Income before extraordinary items | $525,000 | 2,674 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $525,000 | 2,674 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $525,000 | 2,674 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $525,000 | 2,659 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 2,324 |
| Total interest expense | $1,556,000 | 1,760 |
| Net interest income | $8,831,000 | 2,422 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $3,450,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $482,000 | 2,140 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,968,000 | 1,217 |
| Total noninterest expense | $8,547,000 | 2,174 |
| Salaries and employee benefits | $4,834,000 | 2,144 |
| Premises and equipment expense | $923,000 | 2,271 |
| Additional noninterest expense | $2,790,000 | 2,100 |
| Pre-tax net operating income | $3,334,000 | 2,211 |
| Securities gains (losses) | $-49,000 | 5,746 |
| Applicable income taxes | $967,000 | 1,678 |
| Income before extraordinary items | $2,318,000 | 2,534 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,318,000 | 2,533 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,318,000 | 2,534 |
| Net charge-offs | $782,000 | 796 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 578 |
| Net operating income | $2,352,790 | 2,454 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 2,340 |
| Total interest expense | $1,130,000 | 1,800 |
| Net interest income | $6,612,000 | 2,424 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $2,533,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $363,000 | 2,142 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,170,000 | 1,237 |
| Total noninterest expense | $6,362,000 | 2,187 |
| Salaries and employee benefits | $3,595,000 | 2,153 |
| Premises and equipment expense | $684,000 | 2,293 |
| Additional noninterest expense | $2,083,000 | 2,112 |
| Pre-tax net operating income | $2,483,000 | 2,261 |
| Securities gains (losses) | $44,000 | 1,850 |
| Applicable income taxes | $751,000 | 1,680 |
| Income before extraordinary items | $1,776,000 | 2,529 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,776,000 | 2,530 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,776,000 | 2,530 |
| Net charge-offs | $77,000 | 2,283 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 504 |
| Net operating income | $1,745,200 | 2,509 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 2,361 |
| Total interest expense | $717,000 | 1,872 |
| Net interest income | $4,416,000 | 2,424 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $1,629,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $268,000 | 1,950 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,361,000 | 1,267 |
| Total noninterest expense | $4,243,000 | 2,194 |
| Salaries and employee benefits | $2,390,000 | 2,171 |
| Premises and equipment expense | $455,000 | 2,299 |
| Additional noninterest expense | $1,398,000 | 2,106 |
| Pre-tax net operating income | $1,602,000 | 2,288 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $489,000 | 1,678 |
| Income before extraordinary items | $1,156,000 | 2,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,156,000 | 2,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,156,000 | 2,541 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 443 |
| Net operating income | $1,125,900 | 2,529 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,381 |
| Total interest expense | $342,000 | 1,944 |
| Net interest income | $2,190,000 | 2,448 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $627,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $130,000 | 1,990 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $497,000 | 1,510 |
| Total noninterest expense | $2,095,000 | 2,232 |
| Salaries and employee benefits | $1,176,000 | 2,211 |
| Premises and equipment expense | $233,000 | 2,277 |
| Additional noninterest expense | $686,000 | 2,125 |
| Pre-tax net operating income | $622,000 | 2,688 |
| Securities gains (losses) | $19,000 | 1,252 |
| Applicable income taxes | $177,000 | 1,945 |
| Income before extraordinary items | $464,000 | 2,866 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $464,000 | 2,865 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $464,000 | 2,866 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $250,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $450,320 | 2,868 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,977,000 | 2,369 |
| Total interest expense | $1,389,000 | 1,888 |
| Net interest income | $8,588,000 | 2,433 |
| Provision for loan and lease losses | $700,000 | 1,059 |
| Total noninterest income | $3,158,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $498,000 | 2,143 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,660,000 | 1,260 |
| Total noninterest expense | $8,317,000 | 2,219 |
| Salaries and employee benefits | $4,674,000 | 2,176 |
| Premises and equipment expense | $1,108,000 | 2,016 |
| Additional noninterest expense | $2,535,000 | 2,313 |
| Pre-tax net operating income | $2,729,000 | 2,481 |
| Securities gains (losses) | $44,000 | 1,732 |
| Applicable income taxes | $788,000 | 1,814 |
| Income before extraordinary items | $1,985,000 | 2,747 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,985,000 | 2,748 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,985,000 | 2,749 |
| Net charge-offs | $452,000 | 1,263 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 634 |
| Net operating income | $1,953,320 | 2,727 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 2,387 |
| Total interest expense | $1,050,000 | 1,898 |
| Net interest income | $6,442,000 | 2,439 |
| Provision for loan and lease losses | $525,000 | 998 |
| Total noninterest income | $2,421,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $371,000 | 2,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,050,000 | 1,262 |
| Total noninterest expense | $6,216,000 | 2,226 |
| Salaries and employee benefits | $3,519,000 | 2,173 |
| Premises and equipment expense | $841,000 | 2,015 |
| Additional noninterest expense | $1,856,000 | 2,353 |
| Pre-tax net operating income | $2,122,000 | 2,453 |
| Securities gains (losses) | $44,000 | 1,560 |
| Applicable income taxes | $622,000 | 1,816 |
| Income before extraordinary items | $1,544,000 | 2,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,544,000 | 2,709 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,544,000 | 2,710 |
| Net charge-offs | $113,000 | 2,046 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 627 |
| Net operating income | $1,512,760 | 2,699 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 2,415 |
| Total interest expense | $703,000 | 1,891 |
| Net interest income | $4,229,000 | 2,474 |
| Provision for loan and lease losses | $350,000 | 1,003 |
| Total noninterest income | $1,534,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $239,000 | 2,195 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,295,000 | 1,306 |
| Total noninterest expense | $4,140,000 | 2,244 |
| Salaries and employee benefits | $2,343,000 | 2,190 |
| Premises and equipment expense | $552,000 | 2,051 |
| Additional noninterest expense | $1,245,000 | 2,360 |
| Pre-tax net operating income | $1,273,000 | 2,628 |
| Securities gains (losses) | $18,000 | 1,765 |
| Applicable income taxes | $350,000 | 1,973 |
| Income before extraordinary items | $941,000 | 2,859 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $941,000 | 2,859 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $941,000 | 2,861 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 568 |
| Net operating income | $927,860 | 2,827 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 2,471 |
| Total interest expense | $352,000 | 1,908 |
| Net interest income | $2,053,000 | 2,544 |
| Provision for loan and lease losses | $175,000 | 986 |
| Total noninterest income | $680,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $117,000 | 2,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $563,000 | 1,381 |
| Total noninterest expense | $2,041,000 | 2,264 |
| Salaries and employee benefits | $1,152,000 | 2,238 |
| Premises and equipment expense | $271,000 | 2,119 |
| Additional noninterest expense | $618,000 | 2,357 |
| Pre-tax net operating income | $517,000 | 2,959 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $133,000 | 2,215 |
| Income before extraordinary items | $399,000 | 3,128 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $399,000 | 3,131 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $399,000 | 3,131 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $387,750 | 3,109 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,877,000 | 2,434 |
| Total interest expense | $1,306,000 | 2,112 |
| Net interest income | $8,571,000 | 2,476 |
| Provision for loan and lease losses | $1,000,000 | 868 |
| Total noninterest income | $2,663,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $410,000 | 2,643 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,253,000 | 1,342 |
| Total noninterest expense | $8,350,000 | 2,245 |
| Salaries and employee benefits | $4,743,000 | 2,152 |
| Premises and equipment expense | $1,083,000 | 2,102 |
| Additional noninterest expense | $2,524,000 | 2,393 |
| Pre-tax net operating income | $1,884,000 | 3,079 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $465,000 | 2,265 |
| Income before extraordinary items | $1,427,000 | 3,325 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,427,000 | 3,326 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,427,000 | 3,326 |
| Net charge-offs | $1,700,000 | 594 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 733 |
| Net operating income | $1,421,000 | 3,284 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 2,441 |
| Total interest expense | $946,000 | 2,205 |
| Net interest income | $6,475,000 | 2,462 |
| Provision for loan and lease losses | $750,000 | 843 |
| Total noninterest income | $2,000,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $291,000 | 2,767 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,709,000 | 1,334 |
| Total noninterest expense | $6,319,000 | 2,240 |
| Salaries and employee benefits | $3,565,000 | 2,154 |
| Premises and equipment expense | $802,000 | 2,145 |
| Additional noninterest expense | $1,952,000 | 2,303 |
| Pre-tax net operating income | $1,406,000 | 3,156 |
| Securities gains (losses) | $8,000 | 2,425 |
| Applicable income taxes | $341,000 | 2,341 |
| Income before extraordinary items | $1,073,000 | 3,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,073,000 | 3,361 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,073,000 | 3,361 |
| Net charge-offs | $1,153,000 | 599 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,066,920 | 3,329 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 2,451 |
| Total interest expense | $616,000 | 2,276 |
| Net interest income | $4,295,000 | 2,477 |
| Provision for loan and lease losses | $500,000 | 845 |
| Total noninterest income | $1,221,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $181,000 | 2,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,040,000 | 1,410 |
| Total noninterest expense | $4,216,000 | 2,234 |
| Salaries and employee benefits | $2,366,000 | 2,164 |
| Premises and equipment expense | $544,000 | 2,112 |
| Additional noninterest expense | $1,306,000 | 2,288 |
| Pre-tax net operating income | $800,000 | 3,369 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $168,000 | 2,575 |
| Income before extraordinary items | $640,000 | 3,510 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $640,000 | 3,516 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $640,000 | 3,516 |
| Net charge-offs | $1,143,000 | 439 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $633,680 | 3,474 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 2,491 |
| Total interest expense | $306,000 | 2,315 |
| Net interest income | $2,102,000 | 2,513 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $547,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $79,000 | 3,101 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $468,000 | 1,482 |
| Total noninterest expense | $2,094,000 | 2,238 |
| Salaries and employee benefits | $1,159,000 | 2,222 |
| Premises and equipment expense | $272,000 | 2,155 |
| Additional noninterest expense | $663,000 | 2,255 |
| Pre-tax net operating income | $305,000 | 3,795 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $45,000 | 3,035 |
| Income before extraordinary items | $260,000 | 3,793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,796 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $260,000 | 3,796 |
| Net charge-offs | $483,000 | 514 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $260,000 | 3,747 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,898,000 | 2,453 |
| Total interest expense | $1,470,000 | 2,205 |
| Net interest income | $8,428,000 | 2,481 |
| Provision for loan and lease losses | $1,950,000 | 636 |
| Total noninterest income | $3,582,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $377,000 | 2,950 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,205,000 | 1,105 |
| Total noninterest expense | $8,940,000 | 2,121 |
| Salaries and employee benefits | $5,048,000 | 2,024 |
| Premises and equipment expense | $1,046,000 | 2,156 |
| Additional noninterest expense | $2,846,000 | 2,196 |
| Pre-tax net operating income | $1,120,000 | 3,899 |
| Securities gains (losses) | $109,000 | 1,257 |
| Applicable income taxes | $154,000 | 3,130 |
| Income before extraordinary items | $1,075,000 | 3,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,075,000 | 3,766 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,075,000 | 3,766 |
| Net charge-offs | $2,345,000 | 667 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 752 |
| Net operating income | $980,170 | 3,883 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 2,464 |
| Total interest expense | $1,134,000 | 2,207 |
| Net interest income | $6,302,000 | 2,494 |
| Provision for loan and lease losses | $1,575,000 | 618 |
| Total noninterest income | $2,934,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $286,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,648,000 | 1,062 |
| Total noninterest expense | $6,722,000 | 2,107 |
| Salaries and employee benefits | $3,871,000 | 1,980 |
| Premises and equipment expense | $784,000 | 2,190 |
| Additional noninterest expense | $2,067,000 | 2,241 |
| Pre-tax net operating income | $939,000 | 3,784 |
| Securities gains (losses) | $65,000 | 1,480 |
| Applicable income taxes | $144,000 | 3,053 |
| Income before extraordinary items | $860,000 | 3,686 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $860,000 | 3,689 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $860,000 | 3,690 |
| Net charge-offs | $2,340,000 | 536 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $804,100 | 3,738 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 2,445 |
| Total interest expense | $767,000 | 2,224 |
| Net interest income | $4,199,000 | 2,486 |
| Provision for loan and lease losses | $1,050,000 | 653 |
| Total noninterest income | $2,033,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,843,000 | 1,047 |
| Total noninterest expense | $4,461,000 | 2,113 |
| Salaries and employee benefits | $2,600,000 | 1,978 |
| Premises and equipment expense | $531,000 | 2,160 |
| Additional noninterest expense | $1,330,000 | 2,302 |
| Pre-tax net operating income | $721,000 | 3,527 |
| Securities gains (losses) | $67,000 | 1,343 |
| Applicable income taxes | $146,000 | 2,715 |
| Income before extraordinary items | $642,000 | 3,485 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $642,000 | 3,486 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $642,000 | 3,488 |
| Net charge-offs | $1,715,000 | 514 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $587,730 | 3,540 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,475 |
| Total interest expense | $385,000 | 2,277 |
| Net interest income | $2,085,000 | 2,520 |
| Provision for loan and lease losses | $525,000 | 671 |
| Total noninterest income | $939,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $844,000 | 1,107 |
| Total noninterest expense | $2,228,000 | 2,134 |
| Salaries and employee benefits | $1,333,000 | 1,950 |
| Premises and equipment expense | $271,000 | 2,162 |
| Additional noninterest expense | $624,000 | 2,456 |
| Pre-tax net operating income | $271,000 | 3,995 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $26,000 | 3,448 |
| Income before extraordinary items | $245,000 | 3,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $245,000 | 3,921 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $245,000 | 3,923 |
| Net charge-offs | $1,129,000 | 429 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $245,000 | 3,826 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,580,000 | 2,434 |
| Total interest expense | $1,787,000 | 2,358 |
| Net interest income | $8,793,000 | 2,440 |
| Provision for loan and lease losses | $8,225,000 | 328 |
| Total noninterest income | $3,396,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $423,000 | 2,815 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,973,000 | 1,165 |
| Total noninterest expense | $8,150,000 | 2,314 |
| Salaries and employee benefits | $4,709,000 | 2,120 |
| Premises and equipment expense | $918,000 | 2,443 |
| Additional noninterest expense | $2,523,000 | 2,542 |
| Pre-tax net operating income | $-4,186,000 | 6,937 |
| Securities gains (losses) | $133,000 | 2,043 |
| Applicable income taxes | $-1,986,000 | 7,003 |
| Income before extraordinary items | $-2,067,000 | 6,841 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,067,000 | 6,838 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,067,000 | 6,839 |
| Net charge-offs | $6,563,000 | 466 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 796 |
| Net operating income | $-2,152,120 | 6,828 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 2,452 |
| Total interest expense | $1,383,000 | 2,376 |
| Net interest income | $6,639,000 | 2,464 |
| Provision for loan and lease losses | $4,925,000 | 411 |
| Total noninterest income | $2,387,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $324,000 | 2,813 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,063,000 | 1,236 |
| Total noninterest expense | $5,860,000 | 2,422 |
| Salaries and employee benefits | $3,421,000 | 2,178 |
| Premises and equipment expense | $653,000 | 2,574 |
| Additional noninterest expense | $1,786,000 | 2,692 |
| Pre-tax net operating income | $-1,759,000 | 6,951 |
| Securities gains (losses) | $133,000 | 1,771 |
| Applicable income taxes | $-920,000 | 7,085 |
| Income before extraordinary items | $-706,000 | 6,820 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-706,000 | 6,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-706,000 | 6,818 |
| Net charge-offs | $4,304,000 | 520 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-791,120 | 6,792 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 2,439 |
| Total interest expense | $954,000 | 2,386 |
| Net interest income | $4,464,000 | 2,444 |
| Provision for loan and lease losses | $3,475,000 | 402 |
| Total noninterest income | $1,605,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $208,000 | 2,871 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,397,000 | 1,195 |
| Total noninterest expense | $3,979,000 | 2,376 |
| Salaries and employee benefits | $2,313,000 | 2,143 |
| Premises and equipment expense | $424,000 | 2,646 |
| Additional noninterest expense | $1,242,000 | 2,597 |
| Pre-tax net operating income | $-1,385,000 | 7,028 |
| Securities gains (losses) | $133,000 | 1,401 |
| Applicable income taxes | $-686,000 | 7,153 |
| Income before extraordinary items | $-566,000 | 6,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-566,000 | 6,889 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-566,000 | 6,890 |
| Net charge-offs | $4,137,000 | 385 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-651,120 | 6,889 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 2,433 |
| Total interest expense | $491,000 | 2,420 |
| Net interest income | $2,264,000 | 2,418 |
| Provision for loan and lease losses | $875,000 | 694 |
| Total noninterest income | $780,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $675,000 | 1,210 |
| Total noninterest expense | $2,017,000 | 2,348 |
| Salaries and employee benefits | $1,158,000 | 2,160 |
| Premises and equipment expense | $213,000 | 2,658 |
| Additional noninterest expense | $646,000 | 2,479 |
| Pre-tax net operating income | $152,000 | 4,914 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-33,000 | 7,077 |
| Income before extraordinary items | $185,000 | 4,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 4,510 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $185,000 | 4,510 |
| Net charge-offs | $-55,000 | 7,086 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $185,000 | 4,366 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,877,000 | 2,339 |
| Total interest expense | $2,267,000 | 2,515 |
| Net interest income | $9,610,000 | 2,278 |
| Provision for loan and lease losses | $3,255,000 | 1,118 |
| Total noninterest income | $2,489,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $473,000 | 2,693 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,016,000 | 1,354 |
| Total noninterest expense | $7,621,000 | 2,479 |
| Salaries and employee benefits | $4,515,000 | 2,147 |
| Premises and equipment expense | $856,000 | 2,760 |
| Additional noninterest expense | $2,250,000 | 2,810 |
| Pre-tax net operating income | $1,223,000 | 3,374 |
| Securities gains (losses) | $295,000 | 1,152 |
| Applicable income taxes | $215,000 | 2,836 |
| Income before extraordinary items | $1,303,000 | 3,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,303,000 | 3,057 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,303,000 | 3,057 |
| Net charge-offs | $4,891,000 | 810 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 892 |
| Net operating income | $1,049,300 | 3,343 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,861,000 | 2,380 |
| Total interest expense | $1,743,000 | 2,555 |
| Net interest income | $7,118,000 | 2,305 |
| Provision for loan and lease losses | $2,525,000 | 1,056 |
| Total noninterest income | $1,751,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $358,000 | 2,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,393,000 | 1,413 |
| Total noninterest expense | $5,699,000 | 2,486 |
| Salaries and employee benefits | $3,407,000 | 2,139 |
| Premises and equipment expense | $637,000 | 2,794 |
| Additional noninterest expense | $1,655,000 | 2,877 |
| Pre-tax net operating income | $645,000 | 4,112 |
| Securities gains (losses) | $295,000 | 938 |
| Applicable income taxes | $92,000 | 3,260 |
| Income before extraordinary items | $848,000 | 3,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 3,414 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $848,000 | 3,414 |
| Net charge-offs | $4,326,000 | 708 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $582,500 | 3,964 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 2,394 |
| Total interest expense | $1,193,000 | 2,584 |
| Net interest income | $4,735,000 | 2,318 |
| Provision for loan and lease losses | $1,500,000 | 1,115 |
| Total noninterest income | $1,125,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $241,000 | 2,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $884,000 | 1,467 |
| Total noninterest expense | $3,761,000 | 2,522 |
| Salaries and employee benefits | $2,245,000 | 2,178 |
| Premises and equipment expense | $420,000 | 2,837 |
| Additional noninterest expense | $1,096,000 | 2,953 |
| Pre-tax net operating income | $599,000 | 3,475 |
| Securities gains (losses) | $187,000 | 766 |
| Applicable income taxes | $129,000 | 2,645 |
| Income before extraordinary items | $657,000 | 3,028 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $657,000 | 3,032 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $657,000 | 3,031 |
| Net charge-offs | $2,463,000 | 794 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $499,920 | 3,486 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 2,429 |
| Total interest expense | $616,000 | 2,575 |
| Net interest income | $2,323,000 | 2,351 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $531,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $412,000 | 1,535 |
| Total noninterest expense | $1,871,000 | 2,553 |
| Salaries and employee benefits | $1,092,000 | 2,242 |
| Premises and equipment expense | $213,000 | 2,835 |
| Additional noninterest expense | $566,000 | 2,859 |
| Pre-tax net operating income | $233,000 | 3,966 |
| Securities gains (losses) | $57,000 | 715 |
| Applicable income taxes | $22,000 | 3,387 |
| Income before extraordinary items | $268,000 | 3,449 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $268,000 | 3,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $268,000 | 3,447 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $215,560 | 3,801 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,169,000 | 2,465 |
| Total interest expense | $3,205,000 | 2,458 |
| Net interest income | $8,964,000 | 2,452 |
| Provision for loan and lease losses | $5,550,000 | 1,058 |
| Total noninterest income | $2,548,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $588,000 | 2,325 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,960,000 | 1,425 |
| Total noninterest expense | $7,451,000 | 2,595 |
| Salaries and employee benefits | $4,377,000 | 2,211 |
| Premises and equipment expense | $878,000 | 2,757 |
| Additional noninterest expense | $2,196,000 | 2,988 |
| Pre-tax net operating income | $-1,489,000 | 6,651 |
| Securities gains (losses) | $72,000 | 2,423 |
| Applicable income taxes | $-943,000 | 7,302 |
| Income before extraordinary items | $-474,000 | 6,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-474,000 | 6,354 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-474,000 | 6,354 |
| Net charge-offs | $4,589,000 | 1,093 |
| Cash dividends | $141,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,105 |
| Net operating income | $-520,080 | 6,331 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 2,542 |
| Total interest expense | $2,521,000 | 2,454 |
| Net interest income | $6,509,000 | 2,558 |
| Provision for loan and lease losses | $3,325,000 | 1,185 |
| Total noninterest income | $1,737,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $444,000 | 2,372 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,293,000 | 1,504 |
| Total noninterest expense | $5,398,000 | 2,659 |
| Salaries and employee benefits | $3,208,000 | 2,259 |
| Premises and equipment expense | $660,000 | 2,809 |
| Additional noninterest expense | $1,530,000 | 3,166 |
| Pre-tax net operating income | $-477,000 | 6,535 |
| Securities gains (losses) | $72,000 | 2,205 |
| Applicable income taxes | $-459,000 | 7,352 |
| Income before extraordinary items | $54,000 | 5,918 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $54,000 | 5,918 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $54,000 | 5,918 |
| Net charge-offs | $2,169,000 | 1,435 |
| Cash dividends | $141,000 | 2,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $7,920 | 5,975 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 2,608 |
| Total interest expense | $1,758,000 | 2,441 |
| Net interest income | $4,181,000 | 2,651 |
| Provision for loan and lease losses | $1,950,000 | 1,299 |
| Total noninterest income | $1,005,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $296,000 | 2,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $709,000 | 1,661 |
| Total noninterest expense | $3,492,000 | 2,736 |
| Salaries and employee benefits | $2,090,000 | 2,338 |
| Premises and equipment expense | $431,000 | 2,876 |
| Additional noninterest expense | $971,000 | 3,276 |
| Pre-tax net operating income | $-256,000 | 6,514 |
| Securities gains (losses) | $14,000 | 2,493 |
| Applicable income taxes | $-296,000 | 7,396 |
| Income before extraordinary items | $54,000 | 5,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $54,000 | 5,874 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $54,000 | 5,873 |
| Net charge-offs | $1,186,000 | 1,570 |
| Cash dividends | $141,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,040 | 5,829 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 2,698 |
| Total interest expense | $925,000 | 2,439 |
| Net interest income | $2,019,000 | 2,751 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $441,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $135,000 | 2,545 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $306,000 | 1,820 |
| Total noninterest expense | $1,731,000 | 2,794 |
| Salaries and employee benefits | $1,051,000 | 2,343 |
| Premises and equipment expense | $222,000 | 2,864 |
| Additional noninterest expense | $458,000 | 3,420 |
| Pre-tax net operating income | $504,000 | 2,400 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $96,000 | 2,165 |
| Income before extraordinary items | $410,000 | 2,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $410,000 | 2,512 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $410,000 | 2,514 |
| Net charge-offs | $36,000 | 3,999 |
| Cash dividends | $141,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $408,380 | 2,421 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,278,000 | 2,684 |
| Total interest expense | $4,715,000 | 2,391 |
| Net interest income | $7,563,000 | 2,863 |
| Provision for loan and lease losses | $2,200,000 | 2,361 |
| Total noninterest income | $2,938,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $601,000 | 2,535 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,337,000 | 1,227 |
| Total noninterest expense | $6,829,000 | 2,853 |
| Salaries and employee benefits | $3,924,000 | 2,494 |
| Premises and equipment expense | $865,000 | 2,918 |
| Additional noninterest expense | $2,040,000 | 3,258 |
| Pre-tax net operating income | $1,472,000 | 2,375 |
| Securities gains (losses) | $116,000 | 2,013 |
| Applicable income taxes | $147,000 | 2,615 |
| Income before extraordinary items | $1,441,000 | 2,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,441,000 | 2,176 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,441,000 | 2,178 |
| Net charge-offs | $1,239,000 | 2,598 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,335,440 | 2,261 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 2,724 |
| Total interest expense | $3,617,000 | 2,441 |
| Net interest income | $5,593,000 | 2,899 |
| Provision for loan and lease losses | $1,500,000 | 2,210 |
| Total noninterest income | $2,132,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $440,000 | 2,585 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,692,000 | 1,286 |
| Total noninterest expense | $5,089,000 | 2,865 |
| Salaries and employee benefits | $2,937,000 | 2,518 |
| Premises and equipment expense | $646,000 | 2,959 |
| Additional noninterest expense | $1,506,000 | 3,272 |
| Pre-tax net operating income | $1,136,000 | 2,517 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $182,000 | 2,412 |
| Income before extraordinary items | $956,000 | 2,551 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $956,000 | 2,549 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $956,000 | 2,552 |
| Net charge-offs | $1,068,000 | 2,136 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $954,320 | 2,511 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 2,745 |
| Total interest expense | $2,460,000 | 2,492 |
| Net interest income | $3,714,000 | 2,898 |
| Provision for loan and lease losses | $900,000 | 2,190 |
| Total noninterest income | $1,563,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $281,000 | 2,636 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,282,000 | 1,205 |
| Total noninterest expense | $3,407,000 | 2,880 |
| Salaries and employee benefits | $1,968,000 | 2,547 |
| Premises and equipment expense | $434,000 | 2,983 |
| Additional noninterest expense | $1,005,000 | 3,288 |
| Pre-tax net operating income | $970,000 | 2,169 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $211,000 | 1,899 |
| Income before extraordinary items | $761,000 | 2,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $761,000 | 2,312 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $761,000 | 2,315 |
| Net charge-offs | $947,000 | 1,678 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $759,440 | 2,259 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 2,830 |
| Total interest expense | $1,255,000 | 2,521 |
| Net interest income | $1,783,000 | 3,000 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $823,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $137,000 | 2,645 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $686,000 | 1,132 |
| Total noninterest expense | $1,663,000 | 2,877 |
| Salaries and employee benefits | $976,000 | 2,594 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $460,000 | 3,219 |
| Pre-tax net operating income | $643,000 | 1,942 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $167,000 | 1,631 |
| Income before extraordinary items | $478,000 | 2,221 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 2,222 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $478,000 | 2,223 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $476,520 | 2,098 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,439,000 | 2,940 |
| Total interest expense | $6,069,000 | 2,494 |
| Net interest income | $6,370,000 | 3,316 |
| Provision for loan and lease losses | $3,300,000 | 1,303 |
| Total noninterest income | $1,887,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $645,000 | 2,503 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,242,000 | 1,833 |
| Total noninterest expense | $6,003,000 | 3,072 |
| Salaries and employee benefits | $3,543,000 | 2,792 |
| Premises and equipment expense | $913,000 | 2,840 |
| Additional noninterest expense | $1,547,000 | 3,546 |
| Pre-tax net operating income | $-1,046,000 | 7,037 |
| Securities gains (losses) | $106,000 | 1,086 |
| Applicable income taxes | $-673,000 | 7,591 |
| Income before extraordinary items | $-267,000 | 6,543 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-267,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,578,000 | 1,111 |
| Cash dividends | $188,000 | 4,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-334,840 | 6,746 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 2,983 |
| Total interest expense | $4,668,000 | 2,526 |
| Net interest income | $4,747,000 | 3,350 |
| Provision for loan and lease losses | $2,740,000 | 957 |
| Total noninterest income | $1,402,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $475,000 | 2,555 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $927,000 | 1,927 |
| Total noninterest expense | $4,471,000 | 3,066 |
| Salaries and employee benefits | $2,657,000 | 2,808 |
| Premises and equipment expense | $677,000 | 2,896 |
| Additional noninterest expense | $1,137,000 | 3,520 |
| Pre-tax net operating income | $-1,062,000 | 7,563 |
| Securities gains (losses) | $86,000 | 1,065 |
| Applicable income taxes | $-602,000 | 7,926 |
| Income before extraordinary items | $-374,000 | 7,083 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-374,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,317,000 | 757 |
| Cash dividends | $188,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-429,040 | 7,272 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 2,972 |
| Total interest expense | $3,189,000 | 2,564 |
| Net interest income | $3,178,000 | 3,335 |
| Provision for loan and lease losses | $900,000 | 1,302 |
| Total noninterest income | $963,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $304,000 | 2,622 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $659,000 | 1,866 |
| Total noninterest expense | $2,994,000 | 3,065 |
| Salaries and employee benefits | $1,784,000 | 2,834 |
| Premises and equipment expense | $460,000 | 2,849 |
| Additional noninterest expense | $750,000 | 3,517 |
| Pre-tax net operating income | $247,000 | 5,513 |
| Securities gains (losses) | $86,000 | 1,077 |
| Applicable income taxes | $-25,000 | 7,690 |
| Income before extraordinary items | $358,000 | 4,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,536 |
| Cash dividends | $188,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $272,000 | 5,087 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,029 |
| Total interest expense | $1,653,000 | 2,636 |
| Net interest income | $1,558,000 | 3,394 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $550,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $145,000 | 2,698 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $405,000 | 1,616 |
| Total noninterest expense | $1,480,000 | 3,104 |
| Salaries and employee benefits | $930,000 | 2,748 |
| Premises and equipment expense | $231,000 | 2,839 |
| Additional noninterest expense | $319,000 | 3,937 |
| Pre-tax net operating income | $568,000 | 2,820 |
| Securities gains (losses) | $83,000 | 805 |
| Applicable income taxes | $172,000 | 2,154 |
| Income before extraordinary items | $479,000 | 2,793 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $479,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $188,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $417,580 | 3,025 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,805,000 | 2,893 |
| Total interest expense | $7,332,000 | 2,506 |
| Net interest income | $6,473,000 | 3,310 |
| Provision for loan and lease losses | $360,000 | 2,860 |
| Total noninterest income | $2,130,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $706,000 | 2,356 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,424,000 | 1,741 |
| Total noninterest expense | $5,803,000 | 3,060 |
| Salaries and employee benefits | $3,575,000 | 2,742 |
| Premises and equipment expense | $872,000 | 2,879 |
| Additional noninterest expense | $1,356,000 | 3,717 |
| Pre-tax net operating income | $2,440,000 | 2,881 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $629,000 | 2,443 |
| Income before extraordinary items | $1,811,000 | 3,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,811,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,283 |
| Net operating income | $1,811,000 | 3,035 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,356,000 | 2,898 |
| Total interest expense | $5,537,000 | 2,494 |
| Net interest income | $4,819,000 | 3,333 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $1,640,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $530,000 | 2,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,110,000 | 1,684 |
| Total noninterest expense | $4,326,000 | 3,046 |
| Salaries and employee benefits | $2,677,000 | 2,744 |
| Premises and equipment expense | $650,000 | 2,870 |
| Additional noninterest expense | $999,000 | 3,703 |
| Pre-tax net operating income | $1,863,000 | 2,988 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $483,000 | 2,577 |
| Income before extraordinary items | $1,380,000 | 3,147 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,380,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,318 |
| Cash dividends | $375,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,380,000 | 3,130 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 2,932 |
| Total interest expense | $3,658,000 | 2,525 |
| Net interest income | $3,214,000 | 3,353 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $1,091,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $331,000 | 2,460 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $760,000 | 1,671 |
| Total noninterest expense | $2,900,000 | 3,052 |
| Salaries and employee benefits | $1,790,000 | 2,770 |
| Premises and equipment expense | $435,000 | 2,889 |
| Additional noninterest expense | $675,000 | 3,662 |
| Pre-tax net operating income | $1,225,000 | 3,077 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $318,000 | 2,666 |
| Income before extraordinary items | $907,000 | 3,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $907,000 | 3,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 8,418 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $907,000 | 3,212 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 2,965 |
| Total interest expense | $1,817,000 | 2,517 |
| Net interest income | $1,569,000 | 3,426 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $514,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $147,000 | 2,643 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $367,000 | 1,701 |
| Total noninterest expense | $1,461,000 | 3,048 |
| Salaries and employee benefits | $915,000 | 2,747 |
| Premises and equipment expense | $222,000 | 2,863 |
| Additional noninterest expense | $324,000 | 3,739 |
| Pre-tax net operating income | $532,000 | 3,382 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $134,000 | 2,887 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,487 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $398,000 | 3,487 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,072,000 | 2,872 |
| Total interest expense | $6,447,000 | 2,437 |
| Net interest income | $6,625,000 | 3,264 |
| Provision for loan and lease losses | $280,000 | 2,910 |
| Total noninterest income | $2,039,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $603,000 | 2,673 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,436,000 | 1,724 |
| Total noninterest expense | $6,239,000 | 2,784 |
| Salaries and employee benefits | $3,609,000 | 2,676 |
| Premises and equipment expense | $873,000 | 2,782 |
| Additional noninterest expense | $1,757,000 | 2,883 |
| Pre-tax net operating income | $2,145,000 | 3,498 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $578,000 | 2,936 |
| Income before extraordinary items | $1,567,000 | 3,678 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,567,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,234 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,567,000 | 3,656 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,649,000 | 2,892 |
| Total interest expense | $4,634,000 | 2,466 |
| Net interest income | $5,015,000 | 3,262 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $1,553,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $447,000 | 2,702 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,106,000 | 1,681 |
| Total noninterest expense | $4,411,000 | 2,915 |
| Salaries and employee benefits | $2,688,000 | 2,692 |
| Premises and equipment expense | $646,000 | 2,829 |
| Additional noninterest expense | $1,077,000 | 3,409 |
| Pre-tax net operating income | $1,837,000 | 3,299 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $512,000 | 2,837 |
| Income before extraordinary items | $1,325,000 | 3,493 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,325,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,609 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,325,000 | 3,475 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 2,940 |
| Total interest expense | $2,870,000 | 2,531 |
| Net interest income | $3,338,000 | 3,267 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $1,024,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $286,000 | 2,761 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $738,000 | 1,691 |
| Total noninterest expense | $2,952,000 | 2,912 |
| Salaries and employee benefits | $1,770,000 | 2,721 |
| Premises and equipment expense | $425,000 | 2,844 |
| Additional noninterest expense | $757,000 | 3,274 |
| Pre-tax net operating income | $1,210,000 | 3,345 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $340,000 | 2,871 |
| Income before extraordinary items | $870,000 | 3,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $870,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $870,000 | 3,523 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 2,979 |
| Total interest expense | $1,332,000 | 2,590 |
| Net interest income | $1,654,000 | 3,271 |
| Provision for loan and lease losses | $80,000 | 2,332 |
| Total noninterest income | $473,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $328,000 | 1,809 |
| Total noninterest expense | $1,482,000 | 2,905 |
| Salaries and employee benefits | $881,000 | 2,734 |
| Premises and equipment expense | $213,000 | 2,850 |
| Additional noninterest expense | $388,000 | 3,210 |
| Pre-tax net operating income | $565,000 | 3,472 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $411,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $411,000 | 3,613 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,660,000 | 2,983 |
| Total interest expense | $3,931,000 | 2,692 |
| Net interest income | $6,729,000 | 3,138 |
| Provision for loan and lease losses | $630,000 | 1,567 |
| Total noninterest income | $1,934,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $605,000 | 2,647 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,329,000 | 1,818 |
| Total noninterest expense | $6,042,000 | 2,736 |
| Salaries and employee benefits | $3,442,000 | 2,642 |
| Premises and equipment expense | $837,000 | 2,778 |
| Additional noninterest expense | $1,763,000 | 2,806 |
| Pre-tax net operating income | $1,991,000 | 3,694 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $516,000 | 3,325 |
| Income before extraordinary items | $1,472,000 | 3,825 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,472,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 895 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,474,220 | 3,793 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 2,991 |
| Total interest expense | $2,738,000 | 2,731 |
| Net interest income | $5,077,000 | 3,107 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $1,470,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $446,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,024,000 | 1,788 |
| Total noninterest expense | $4,446,000 | 2,761 |
| Salaries and employee benefits | $2,592,000 | 2,577 |
| Premises and equipment expense | $627,000 | 2,766 |
| Additional noninterest expense | $1,227,000 | 2,989 |
| Pre-tax net operating income | $1,741,000 | 3,384 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $474,000 | 3,040 |
| Income before extraordinary items | $1,264,000 | 3,539 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,264,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 863 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,266,190 | 3,499 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 3,001 |
| Total interest expense | $1,707,000 | 2,738 |
| Net interest income | $3,358,000 | 3,098 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $965,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $284,000 | 2,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $681,000 | 1,776 |
| Total noninterest expense | $2,804,000 | 2,879 |
| Salaries and employee benefits | $1,694,000 | 2,615 |
| Premises and equipment expense | $415,000 | 2,747 |
| Additional noninterest expense | $695,000 | 3,382 |
| Pre-tax net operating income | $1,279,000 | 3,105 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $363,000 | 2,761 |
| Income before extraordinary items | $915,000 | 3,310 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $915,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,780 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $915,720 | 3,266 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 3,003 |
| Total interest expense | $811,000 | 2,748 |
| Net interest income | $1,679,000 | 3,088 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $450,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $140,000 | 2,694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $310,000 | 1,866 |
| Total noninterest expense | $1,384,000 | 2,911 |
| Salaries and employee benefits | $836,000 | 2,678 |
| Premises and equipment expense | $213,000 | 2,712 |
| Additional noninterest expense | $335,000 | 3,479 |
| Pre-tax net operating income | $625,000 | 3,131 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $178,000 | 2,783 |
| Income before extraordinary items | $447,000 | 3,334 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $447,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $447,000 | 3,300 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 2,954 |
| Total interest expense | $2,859,000 | 2,726 |
| Net interest income | $6,678,000 | 3,019 |
| Provision for loan and lease losses | $670,000 | 1,511 |
| Total noninterest income | $1,820,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $658,000 | 2,514 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,162,000 | 1,953 |
| Total noninterest expense | $4,920,000 | 3,167 |
| Salaries and employee benefits | $2,932,000 | 2,895 |
| Premises and equipment expense | $685,000 | 3,181 |
| Additional noninterest expense | $1,303,000 | 3,519 |
| Pre-tax net operating income | $2,908,000 | 2,658 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $888,000 | 2,365 |
| Income before extraordinary items | $2,020,000 | 2,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,020,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 1,103 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,020,000 | 2,830 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 2,958 |
| Total interest expense | $2,081,000 | 2,752 |
| Net interest income | $4,970,000 | 3,021 |
| Provision for loan and lease losses | $380,000 | 1,853 |
| Total noninterest income | $1,434,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $491,000 | 2,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $943,000 | 1,846 |
| Total noninterest expense | $3,645,000 | 3,178 |
| Salaries and employee benefits | $2,227,000 | 2,835 |
| Premises and equipment expense | $518,000 | 3,156 |
| Additional noninterest expense | $900,000 | 3,722 |
| Pre-tax net operating income | $2,379,000 | 2,498 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $720,000 | 2,261 |
| Income before extraordinary items | $1,659,000 | 2,722 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,659,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,154 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,659,000 | 2,664 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 2,976 |
| Total interest expense | $1,386,000 | 2,748 |
| Net interest income | $3,272,000 | 3,045 |
| Provision for loan and lease losses | $245,000 | 1,866 |
| Total noninterest income | $937,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $324,000 | 2,546 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $613,000 | 1,895 |
| Total noninterest expense | $2,387,000 | 3,226 |
| Salaries and employee benefits | $1,468,000 | 2,890 |
| Premises and equipment expense | $341,000 | 3,203 |
| Additional noninterest expense | $578,000 | 3,854 |
| Pre-tax net operating income | $1,577,000 | 2,481 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $482,000 | 2,265 |
| Income before extraordinary items | $1,095,000 | 2,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,095,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 818 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,095,000 | 2,650 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 2,996 |
| Total interest expense | $712,000 | 2,708 |
| Net interest income | $1,604,000 | 3,085 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $503,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $147,000 | 2,717 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $356,000 | 1,666 |
| Total noninterest expense | $1,178,000 | 3,276 |
| Salaries and employee benefits | $732,000 | 2,897 |
| Premises and equipment expense | $170,000 | 3,240 |
| Additional noninterest expense | $276,000 | 4,011 |
| Pre-tax net operating income | $789,000 | 2,452 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $238,000 | 2,268 |
| Income before extraordinary items | $551,000 | 2,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 497 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $551,000 | 2,610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,394,000 | 2,996 |
| Total interest expense | $3,234,000 | 2,676 |
| Net interest income | $6,160,000 | 3,110 |
| Provision for loan and lease losses | $405,000 | 2,563 |
| Total noninterest income | $2,547,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $508,000 | 3,050 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,039,000 | 1,452 |
| Total noninterest expense | $5,089,000 | 3,004 |
| Salaries and employee benefits | $3,043,000 | 2,733 |
| Premises and equipment expense | $678,000 | 3,165 |
| Additional noninterest expense | $1,368,000 | 3,346 |
| Pre-tax net operating income | $3,213,000 | 2,368 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $987,000 | 2,191 |
| Income before extraordinary items | $2,231,000 | 2,630 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,231,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,366 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,227,550 | 2,507 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 3,037 |
| Total interest expense | $2,467,000 | 2,718 |
| Net interest income | $4,569,000 | 3,148 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $2,116,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $372,000 | 3,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,744,000 | 1,372 |
| Total noninterest expense | $3,883,000 | 2,970 |
| Salaries and employee benefits | $2,333,000 | 2,697 |
| Premises and equipment expense | $506,000 | 3,190 |
| Additional noninterest expense | $1,044,000 | 3,271 |
| Pre-tax net operating income | $2,442,000 | 2,436 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $750,000 | 2,289 |
| Income before extraordinary items | $1,697,000 | 2,688 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,697,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,693,550 | 2,551 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,683,000 | 3,071 |
| Total interest expense | $1,666,000 | 2,757 |
| Net interest income | $3,017,000 | 3,172 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,530,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $247,000 | 3,089 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,283,000 | 1,266 |
| Total noninterest expense | $2,573,000 | 2,978 |
| Salaries and employee benefits | $1,552,000 | 2,702 |
| Premises and equipment expense | $335,000 | 3,196 |
| Additional noninterest expense | $686,000 | 3,284 |
| Pre-tax net operating income | $1,734,000 | 2,315 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $542,000 | 2,206 |
| Income before extraordinary items | $1,197,000 | 2,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,197,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,193,550 | 2,445 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,095 |
| Total interest expense | $855,000 | 2,758 |
| Net interest income | $1,476,000 | 3,217 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $744,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 3,020 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $621,000 | 1,260 |
| Total noninterest expense | $1,253,000 | 3,027 |
| Salaries and employee benefits | $754,000 | 2,761 |
| Premises and equipment expense | $169,000 | 3,166 |
| Additional noninterest expense | $330,000 | 3,356 |
| Pre-tax net operating income | $847,000 | 2,359 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $260,000 | 2,269 |
| Income before extraordinary items | $587,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $587,000 | 2,451 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 3,116 |
| Total interest expense | $4,097,000 | 2,685 |
| Net interest income | $5,555,000 | 3,348 |
| Provision for loan and lease losses | $790,000 | 1,652 |
| Total noninterest income | $2,409,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $524,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,885,000 | 1,383 |
| Total noninterest expense | $4,724,000 | 3,075 |
| Salaries and employee benefits | $2,831,000 | 2,778 |
| Premises and equipment expense | $645,000 | 3,210 |
| Additional noninterest expense | $1,248,000 | 3,503 |
| Pre-tax net operating income | $2,450,000 | 2,926 |
| Securities gains (losses) | $49,000 | 2,428 |
| Applicable income taxes | $695,000 | 2,859 |
| Income before extraordinary items | $1,804,000 | 3,032 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,804,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 1,192 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,768,720 | 2,984 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,224,000 | 3,242 |
| Total interest expense | $5,364,000 | 2,964 |
| Net interest income | $4,860,000 | 3,515 |
| Provision for loan and lease losses | $695,000 | 1,679 |
| Total noninterest income | $2,043,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $522,000 | 2,749 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,521,000 | 1,501 |
| Total noninterest expense | $4,125,000 | 3,341 |
| Salaries and employee benefits | $2,534,000 | 2,914 |
| Premises and equipment expense | $549,000 | 3,616 |
| Additional noninterest expense | $1,042,000 | 3,925 |
| Pre-tax net operating income | $2,083,000 | 3,086 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $542,000 | 3,178 |
| Income before extraordinary items | $1,541,000 | 3,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,541,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,478 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,541,000 | 3,061 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,631,000 | 3,514 |
| Total interest expense | $5,140,000 | 3,229 |
| Net interest income | $4,491,000 | 3,796 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $1,207,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $454,000 | 2,943 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $753,000 | 2,240 |
| Total noninterest expense | $3,603,000 | 3,611 |
| Salaries and employee benefits | $2,160,000 | 3,250 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $924,000 | 4,255 |
| Pre-tax net operating income | $1,903,000 | 3,449 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $500,000 | 3,485 |
| Income before extraordinary items | $1,403,000 | 3,426 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,403,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,403,000 | 3,416 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 3,778 |
| Total interest expense | $4,267,000 | 3,396 |
| Net interest income | $4,023,000 | 4,156 |
| Provision for loan and lease losses | $216,000 | 3,389 |
| Total noninterest income | $1,107,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $391,000 | 3,273 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $716,000 | 2,337 |
| Total noninterest expense | $3,169,000 | 4,034 |
| Salaries and employee benefits | $1,948,000 | 3,529 |
| Premises and equipment expense | $506,000 | 3,729 |
| Additional noninterest expense | $715,000 | 5,172 |
| Pre-tax net operating income | $1,745,000 | 3,701 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $456,000 | 3,828 |
| Income before extraordinary items | $1,289,000 | 3,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,289,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,289,000 | 3,621 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,458,000 | 4,177 |
| Total interest expense | $3,961,000 | 3,725 |
| Net interest income | $3,497,000 | 4,603 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $1,085,000 | 2,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,389 |
| Total noninterest expense | $2,783,000 | 4,397 |
| Salaries and employee benefits | $1,682,000 | 3,875 |
| Premises and equipment expense | $479,000 | 3,814 |
| Additional noninterest expense | $622,000 | 5,615 |
| Pre-tax net operating income | $1,529,000 | 4,126 |
| Securities gains (losses) | $45,000 | 1,821 |
| Applicable income taxes | $399,000 | 4,418 |
| Income before extraordinary items | $1,175,000 | 3,995 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,175,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,085 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,141,250 | 3,994 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 4,671 |
| Total interest expense | $3,407,000 | 4,233 |
| Net interest income | $3,280,000 | 4,961 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $921,000 | 3,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 2,780 |
| Total noninterest expense | $2,632,000 | 4,576 |
| Salaries and employee benefits | $1,523,000 | 4,199 |
| Premises and equipment expense | $518,000 | 3,591 |
| Additional noninterest expense | $591,000 | 5,864 |
| Pre-tax net operating income | $1,409,000 | 4,707 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $376,000 | 5,079 |
| Income before extraordinary items | $1,033,000 | 4,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,033,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,990 |
| Cash dividends | $480,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,033,000 | 4,528 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,330 |
| Total interest expense | $2,715,000 | 5,197 |
| Net interest income | $3,045,000 | 5,379 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $846,000 | 3,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,296 |
| Total noninterest expense | $2,432,000 | 5,119 |
| Salaries and employee benefits | $1,354,000 | 4,715 |
| Premises and equipment expense | $497,000 | 3,798 |
| Additional noninterest expense | $581,000 | 6,474 |
| Pre-tax net operating income | $1,339,000 | 4,740 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $384,000 | 5,020 |
| Income before extraordinary items | $950,000 | 4,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $950,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,059 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $953,550 | 4,619 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,708,000 | 5,431 |
| Total interest expense | $2,690,000 | 5,244 |
| Net interest income | $3,018,000 | 5,471 |
| Provision for loan and lease losses | $232,000 | 2,745 |
| Total noninterest income | $951,000 | 3,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 2,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,882 |
| Total noninterest expense | $2,734,000 | 4,622 |
| Salaries and employee benefits | $1,531,000 | 4,212 |
| Premises and equipment expense | $520,000 | 3,637 |
| Additional noninterest expense | $683,000 | 5,974 |
| Pre-tax net operating income | $1,003,000 | 5,991 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $734,000 | 5,795 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $734,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,006 |
| Cash dividends | $335,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $734,000 | 5,772 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 5,477 |
| Total interest expense | $2,081,000 | 5,444 |
| Net interest income | $3,131,000 | 5,432 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $758,000 | 3,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,502 |
| Total noninterest expense | $2,988,000 | 4,429 |
| Salaries and employee benefits | $1,508,000 | 4,264 |
| Premises and equipment expense | $573,000 | 3,407 |
| Additional noninterest expense | $907,000 | 5,134 |
| Pre-tax net operating income | $451,000 | 8,990 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $365,000 | 8,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $365,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,851 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $369,920 | 8,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 5,796 |
| Total interest expense | $2,012,000 | 5,800 |
| Net interest income | $2,974,000 | 5,689 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $1,027,000 | 3,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $680,000 | 2,648 |
| Total noninterest expense | $2,811,000 | 4,770 |
| Salaries and employee benefits | $1,468,000 | 4,359 |
| Premises and equipment expense | $528,000 | 3,693 |
| Additional noninterest expense | $815,000 | 5,839 |
| Pre-tax net operating income | $1,070,000 | 5,619 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $273,000 | 6,440 |
| Income before extraordinary items | $817,000 | 5,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $817,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $436,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $802,000 | 5,327 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 6,101 |
| Total interest expense | $2,389,000 | 6,203 |
| Net interest income | $2,896,000 | 5,882 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $905,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $543,000 | 3,021 |
| Total noninterest expense | $2,559,000 | 5,202 |
| Salaries and employee benefits | $1,362,000 | 4,617 |
| Premises and equipment expense | $412,000 | 4,693 |
| Additional noninterest expense | $785,000 | 6,166 |
| Pre-tax net operating income | $1,122,000 | 5,176 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $298,000 | 5,950 |
| Income before extraordinary items | $817,000 | 5,278 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $817,000 | 5,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $583,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $822,110 | 4,950 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.